<SEC-DOCUMENT>0001086888-25-000054.txt : 20250219
<SEC-HEADER>0001086888-25-000054.hdr.sgml : 20250219
<ACCEPTANCE-DATETIME>20250219170954
ACCESSION NUMBER:		0001086888-25-000054
CONFORMED SUBMISSION TYPE:	40-F
PUBLIC DOCUMENT COUNT:		247
CONFORMED PERIOD OF REPORT:	20241231
FILED AS OF DATE:		20250219
DATE AS OF CHANGE:		20250219

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-F
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		25641582

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>40-F
<SEQUENCE>1
<FILENAME>mfc-20241231_d2.htm
<DESCRIPTION>40-F
<TEXT>
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--position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 495pt;"></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 495pt;"></div></div><div><div style="position: absolute; top: 45pt;" id="iabf484fbe9ec446ab5b18643b6d81465_1"></div><div style="position: var(--position); top: 45pt; width: 612pt;"><div style="font-size: 0pt; left: 58.5pt; position: var(--position); top: 0pt; width: 495pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 495pt;"/></tr><tr style="height: 5.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 1pt solid #000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 16pt; position: var(--position); top: 58.25pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 242.22pt; position: var(--position); text-decoration: none; white-space: pre;">UNITED STATES<span style="display: inline-block; height: 10.83pt;"></span></span></div><div style="line-height: 16pt; position: var(--position); top: 77.45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 133.82pt; position: var(--position); text-decoration: none; white-space: pre;">SECURITIES AND EXCHANGE COMMISSION<span style="display: inline-block; height: 10.83pt;"></span></span></div><div style="line-height: 11pt; position: var(--position); top: 96.65pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 249.02pt; position: var(--position); text-decoration: none; white-space: pre;">Washington, D.C. 20549<span style="display: inline-block; height: 7.44pt;"></span></span></div><div style="position: var(--position); top: 121.85pt; width: 612pt;"><div style="font-size: 0pt; left: 232.12pt; position: var(--position); top: 0pt; width: 147.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 147.75pt;"/></tr><tr style="height: 3pt;"><td colspan="1" rowspan="1" style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></div><div style="font-size: 16pt; line-height: 16pt; position: var(--position); top: 141.85pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 264.02pt; position: var(--position); text-decoration: none; white-space: pre;">FORM <span style="display: inline-block; height: 10.83pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 316.88pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:DocumentType" id="f-10253">40-F</ix:nonNumeric><span style="display: inline-block; height: 10.83pt;"></span></span></div><div style="position: var(--position); top: 173.05pt; width: 612pt;"><div style="font-size: 0pt; left: 232.12pt; position: var(--position); top: 0pt; width: 147.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 147.75pt;"/></tr><tr style="height: 3pt;"><td colspan="1" rowspan="1" style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></div><div style="line-height: 9pt; position: var(--position); top: 193.05pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">(Check One)<span style="display: inline-block; height: 6.09pt;"></span></span></div><div style="position: var(--position); top: 203.85pt; width: 612pt;"><div style="font-size: 0pt; left: 58.5pt; position: var(--position); top: 0pt; width: 495pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 21.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 473.25pt;"/></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 21.75pt;"><div><div style="line-height: 11pt; position: var(--position); top: 2.63pt; width: 21.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:DocumentRegistrationStatement" format="ixt:fixed-false" id="f-10254">&#9744;</ix:nonNumeric><span style="display: inline-block; height: 7.62pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 21.75pt; position: var(--position); top: 0pt; width: 473.25pt;"><div><div style="line-height: 11pt; position: var(--position); top: 2.63pt; width: 473.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES <span style="display: inline-block; height: 7.44pt;"></span></span></div><div style="line-height: 11pt; position: var(--position); top: 15.83pt; width: 473.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">EXCHANGE ACT OF 1934<span style="display: inline-block; height: 7.44pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="line-height: 9pt; position: var(--position); top: 248.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 299.25pt; position: var(--position); text-decoration: none; white-space: pre;">OR<span style="display: inline-block; height: 6.09pt;"></span></span></div><div style="position: var(--position); top: 271.4pt; width: 612pt;"><div style="font-size: 0pt; left: 58.5pt; position: var(--position); top: 0pt; width: 495pt;"><div><table style="border-collapse: collapse; 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position: var(--position); top: 0pt; width: 473.25pt;"><div><div style="line-height: 11pt; position: var(--position); top: 2.63pt; width: 473.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECURITIES <span style="display: inline-block; height: 7.44pt;"></span></span></div><div style="line-height: 11pt; position: var(--position); top: 15.83pt; width: 473.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">EXCHANGE ACT OF 1934<span style="display: inline-block; height: 7.44pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 316.15pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 99pt; position: var(--position); white-space: pre;">For the fiscal year ended <span style="display: inline-block; height: 6.09pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 196.15pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="f-10257"><ix:nonNumeric contextRef="c-7" name="dei:CurrentFiscalYearEndDate" format="ixt:date-monthname-day-en" id="f-10256">December 31</ix:nonNumeric>, 2024</ix:nonNumeric><span style="display: inline-block; height: 6.09pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; white-space: pre;"><span style="left: 268.83000000000004pt; position: var(--position);"><span style="display: inline-block; height: 6.09pt; width: 10.17pt;"></span></span><span style="left: 279pt; position: var(--position);"><span style="display: inline-block; height: 6.09pt; width: 36pt;"></span></span><span style="left: 315pt; position: var(--position);"><span style="display: inline-block; height: 6.09pt; width: 36pt;"></span></span><span style="left: 351pt; position: var(--position);">&#160; &#160; &#160; Commission file number <span style="display: inline-block; height: 6.09pt;"></span></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 461.17pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:EntityFileNumber" id="f-10258">1-14942</ix:nonNumeric><span style="display: inline-block; height: 6.09pt;"></span></span></div><div style="position: var(--position); top: 338.95pt; width: 612pt;"><div style="font-size: 0pt; left: 232.12pt; position: var(--position); top: 0pt; width: 147.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 147.75pt;"/></tr><tr style="height: 3pt;"><td colspan="1" rowspan="1" style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></div><div style="font-size: 22pt; line-height: 22pt; position: var(--position); top: 358.95pt; width: 612pt;"><ix:nonNumeric contextRef="c-7" name="dei:EntityRegistrantName" id="f-10259"><span style="font-family: 'Times New Roman', sans-serif; font-size: 22pt; font-style: normal; font-weight: bold; left: 94.63pt; position: var(--position); text-decoration: none; white-space: pre;">MANULIFE <span style="display: inline-block; height: 14.89pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 22pt; font-style: normal; font-weight: bold; left: 219.86pt; position: var(--position); text-decoration: none; white-space: pre;">FINANCIAL<span style="display: inline-block; height: 14.89pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 22pt; font-style: normal; font-weight: bold; left: 344.48pt; position: var(--position); text-decoration: none; white-space: pre;"> CORPORATION<span style="display: inline-block; height: 14.89pt;"></span></span></ix:nonNumeric></div><div style="line-height: 9pt; position: var(--position); top: 385.35pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 205.36pt; position: var(--position); text-decoration: none; white-space: pre;">(Exact name of Registrant as specified in its charter)<span style="display: inline-block; height: 6.09pt;"></span></span></div><div style="position: var(--position); top: 420.15pt; width: 612pt;"><div style="font-size: 0pt; left: 232.12pt; position: var(--position); top: 0pt; width: 147.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 147.75pt;"/></tr><tr style="height: 3pt;"><td colspan="1" rowspan="1" style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 440.15pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 289.33pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:edgarprovcountryen" id="f-10260">Canada</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 452.15pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 204.19pt; position: var(--position); text-decoration: none; white-space: pre;">(Province or other jurisdiction of incorporation or organization)<span style="display: inline-block; height: 5.54pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 473.75pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 296pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:EntityPrimarySicNumber" id="f-10261">6311</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 485.75pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 188.88pt; position: var(--position); text-decoration: none; white-space: pre;">(Primary Standard Industrial Classification Code Number (if applicable))<span style="display: inline-block; height: 5.54pt;"></span></span></div><div style="line-height: 10pt; position: var(--position); top: 507.35pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 275.05pt; position: var(--position); text-decoration: none; white-space: pre;">Not applicable<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 519.35pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 217.19pt; position: var(--position); text-decoration: none; white-space: pre;">(I.R.S. Employer Identification Number (if applicable))<span style="display: inline-block; height: 5.54pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 540.95pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 146.49pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:EntityAddressAddressLine1" id="f-10262">200 Bloor Street East</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 237.24pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 242.24pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:EntityAddressCityOrTown" id="f-10263">Toronto</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 277.22pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 282.22pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen" id="f-10264">Ontario</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 316.08000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 321.08000000000004pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:EntityAddressCountry" format="ixt-sec:countrynameen" id="f-10265">Canada</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 354.42pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 356.92pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:EntityAddressPostalZipCode" id="f-10266">M4W 1E5</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 400.51pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 406.34000000000003pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:CityAreaCode" id="f-10267">416</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 421.34000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">) <span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 427.17pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:LocalPhoneNumber" id="f-10268">926-3000</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 552.95pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 185.65pt; position: var(--position); text-decoration: none; white-space: pre;">(Address and telephone number of Registrant&#8217;s principal executive offices)<span style="display: inline-block; height: 5.54pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 574.55pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 71.99pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3691" name="dei:ContactPersonnelName" id="f-10269">James D. Gallagher</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 156.08999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">, Manulife Financial Corporation, <span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 303.2pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3691" name="dei:EntityAddressAddressLine1" id="f-10270">200 Berkeley Street</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 386.42pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 391.42pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3691" name="dei:EntityAddressCityOrTown" id="f-10271">Boston</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 420.86pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 425.86pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3691" name="dei:EntityAddressStateOrProvince" id="f-10272">MA</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 442.51pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; <span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 447.51pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3691" name="dei:EntityAddressPostalZipCode" id="f-10273">02116</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 472.51pt; position: var(--position); text-decoration: none; white-space: pre;">, (<span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 480.84000000000003pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3691" name="dei:CityAreaCode" id="f-10274">617</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 495.84000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">) <span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 501.67pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3691" name="dei:LocalPhoneNumber" id="f-10275">663-3000</ix:nonNumeric><span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 586.55pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 176.43pt; position: var(--position); text-decoration: none; white-space: pre;">(Name, address (including zip code) and telephone number (including area code)<span style="display: inline-block; height: 5.54pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 596.15pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 241.28pt; position: var(--position); text-decoration: none; white-space: pre;">of agent for service in the United States)<span style="display: inline-block; height: 5.54pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 617.75pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 168.75pt; position: var(--position); text-decoration: none; white-space: pre;">Securities registered or to be registered pursuant to Section 12(b) of the Act. <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: var(--position); top: 640.55pt; width: 612pt;"><div style="font-size: 0pt; left: 58.5pt; position: var(--position); top: 0pt; width: 495pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 165pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 165pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 165pt;"/></tr><tr style="height: 21pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 165pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.24pt; width: 165pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 53.68pt; position: var(--position); text-decoration: none; white-space: pre;">Title of each<span style="display: inline-block; height: 5.54pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 94.08pt; letter-spacing: -0.038em; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.54pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 95.78pt; position: var(--position); text-decoration: none; white-space: pre;">class<span style="display: inline-block; height: 5.54pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 165pt; position: var(--position); top: 0pt; width: 165pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.64pt; width: 165pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 69.84pt; position: var(--position); text-decoration: none; white-space: pre;">Trading<span style="display: inline-block; height: 5.54pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.24pt; width: 165pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 65.84pt; position: var(--position); text-decoration: none; white-space: pre;">Symbol(s)<span style="display: inline-block; height: 5.54pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 330pt; position: var(--position); top: 0pt; width: 165pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.24pt; width: 165pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 11.67pt; position: var(--position); text-decoration: none; white-space: pre;">Name of each exchange on which registered<span style="display: inline-block; height: 5.54pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 21pt; width: 165pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 165pt;"><ix:nonNumeric contextRef="c-7" name="dei:Security12bTitle" id="f-10276"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 50.87pt; position: var(--position); text-decoration: none; white-space: pre;">Common<span style="display: inline-block; height: 6.09pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 86.34pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.09pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 88.14pt; position: var(--position); text-decoration: none; white-space: pre;">Shares<span style="display: inline-block; height: 6.09pt;"></span></span></ix:nonNumeric></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 165pt; position: var(--position); top: 21pt; width: 165pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 165pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 72.26pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:TradingSymbol" id="f-10277">MFC</ix:nonNumeric><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 330pt; position: var(--position); top: 21pt; width: 165pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 165pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 31.17pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-10278">New York Stock Exchange</ix:nonNumeric><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="line-height: 9pt; position: var(--position); top: 679.3pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Securities registered or to be registered pursuant to Section 12(g) of the Act.<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 332.99pt; position: var(--position); text-decoration: none; white-space: pre;"> None<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 702.1pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act. <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 375.74pt; position: var(--position); text-decoration: none; white-space: pre;">4.150% Senior Notes due 2026, 2.484% Senior <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 712.9pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Notes due 2027, 3.703% Senior Notes due 2032, 5.375% Senior Notes due 2046, and 4.061% Subordinated Notes due 2032<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt; word-wrap: break-word;"><div style="background-image: url('data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gNzguMDAgODMwLjkzIEggMzQyLjAwIj48L3BhdGg+PC9zdmc+'); background-size: 612pt 792pt; height: 792pt; position: var(--position); width: 612pt;"></div><div style="left: 0pt; position: var(--position); top: 628.2pt;"><div style="width: 495pt;"><div style="line-height: 9pt; position: var(--position); top: 0pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; top: -2.1839999999999997pt; vertical-align: super; white-space: pre;">1<span style="display: inline-block; height: 4.056pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 61.42pt; position: var(--position); text-decoration: none; white-space: pre;"> In connection with the issuance of C$2 billion principal amount of 3.375% Limited Recourse Capital Notes (LRCN) Series 1 <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 10.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">(Subordinated Indebtedness) on February 19, 2021, the Registrant issued 2 million Class 1 Series 27 preferred shares (Series 27) at a <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 21.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">price of C$1,000 per Series 27 share. The Series 27 shares were issued to the limited recourse trustee of a consolidated trust to be held as <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 32.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">trust assets in connection with the LRCN structure.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 43.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; top: -2.1839999999999997pt; vertical-align: super; white-space: pre;">2<span style="display: inline-block; height: 4.056pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 61.42pt; position: var(--position); text-decoration: none; white-space: pre;"> In connection with the issuance of C$1.2 billion principal amount of 4.100% LRCN Series 2 (Subordinated Indebtedness) on <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 54pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">November 12, 2021, the Registrant issued 1.2 million Class 1 Series 28 preferred shares (Series 28) at a price of C$1,000 per Series 28 <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 64.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">share. The Series 28 shares were issued to the limited recourse trustee of a consolidated trust to be held as trust assets in connection with <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 75.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">the LRCN structure.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 86.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; top: -2.1839999999999997pt; vertical-align: super; white-space: pre;">3<span style="display: inline-block; height: 4.056pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 61.42pt; position: var(--position); text-decoration: none; white-space: pre;"> In connection with the issuance of C$1 billion principal amount of 7.117% LRCN Series 3 (Subordinated Indebtedness) on June 16, <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 97.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">2022, the Registrant issued 1 million Class 1 Series 29 preferred shares (Series 29) at a price of $1,000 per Series 29 share. The Series 29 <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 108pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">shares were issued to the limited recourse trustee of a consolidated trust to be held as trust assets in connection with the LRCN structure.<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 495pt;"></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 495pt;"></div></div><div><div style="line-height: 9pt; position: var(--position); top: 45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.73pt; position: var(--position); text-decoration: none; white-space: pre;">For annual reports, indicate by check mark the information filed with this Form:<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 67.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 124.02pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:AnnualInformationForm" format="ixt:fixed-true" id="f-10279">&#9745;</ix:nonNumeric><span style="display: inline-block; height: 6.93pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 131.82999999999998pt; position: var(--position); white-space: pre;"> <span style="display: inline-block; height: 6.93pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; white-space: pre;"><span style="left: 134.32999999999998pt; position: var(--position);"> Annual Information Form<span style="display: inline-block; height: 6.93pt; width: 2.01pt;"></span></span><span style="left: 232.01999999999998pt; position: var(--position);"><span style="display: inline-block; height: 6.93pt; width: 36pt;"></span></span><span style="left: 268.02pt; position: var(--position);"><span style="display: inline-block; height: 6.93pt; width: 36pt;"></span></span><span style="left: 304.02pt; position: var(--position);"><span style="display: inline-block; height: 6.93pt; width: 36pt;"></span></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 340.02pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:AuditedAnnualFinancialStatements" format="ixt:fixed-true" id="f-10280">&#9745;</ix:nonNumeric><span style="display: inline-block; height: 6.93pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 347.83pt; position: var(--position); white-space: pre;">&#160; <span style="display: inline-block; height: 6.93pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 352.83pt; position: var(--position); white-space: pre;">Audited Annual Financial Statements<span style="display: inline-block; height: 6.93pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 91.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Indicate<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 87.46000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> the number of outstanding shares <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.38pt; position: var(--position); text-decoration: none; white-space: pre;">of each of the issuer&#8217;s classes of capital or common stock as of the close of the period covered <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 102.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">by the annual report:<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: var(--position); top: 125.4pt; width: 612pt;"><div style="font-size: 0pt; left: 156.75pt; position: var(--position); top: 0pt; width: 298.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 169.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 129pt;"/></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Common Shares<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 0pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 74.62pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3692" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10281">1,728,734,607</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 12.75pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class A Shares Series 2<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 12.75pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 85.87pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3693" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10282">14,000,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 25.5pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class A Shares Series 3<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 25.5pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 85.87pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3694" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10283">12,000,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 38.25pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 3<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 38.25pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 90.37pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3695" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10284">6,537,903</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 4<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 51pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 90.37pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3696" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10285">1,462,097</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 63.75pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 9<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 63.75pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 85.87pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3697" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10286">10,000,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 11<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 76.5pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 90.37pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3698" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10287">8,000,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 89.25pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 13<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 89.25pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 90.37pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3699" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10288">8,000,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 102pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 15<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 102pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 90.37pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3700" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10289">8,000,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114.75pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 17<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 114.75pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 85.87pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3701" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10290">14,000,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 127.5pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 19<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 127.5pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 85.87pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3702" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10291">10,000,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 140.25pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 25<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 140.25pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 85.87pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3703" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10292">10,000,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 153pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 27<span style="display: inline-block; height: 6.09pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: bold; left: 94.57pt; position: var(--position); text-decoration: none; top: -2.1315pt; vertical-align: super; white-space: pre;">1<span style="display: inline-block; height: 3.9585pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 153pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 90.37pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3704" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10293">2,000,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 165.75pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 28<span style="display: inline-block; height: 6.09pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: bold; left: 94.57pt; position: var(--position); text-decoration: none; top: -2.1315pt; vertical-align: super; white-space: pre;">2<span style="display: inline-block; height: 3.9585pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 165.75pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 90.37pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3705" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10294">1,200,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 178.5pt; width: 169.5pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 169.5pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 Shares Series 29<span style="display: inline-block; height: 6.09pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: bold; left: 94.57pt; position: var(--position); text-decoration: none; top: -2.1315pt; vertical-align: super; white-space: pre;">3<span style="display: inline-block; height: 3.9585pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #cceeff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 178.5pt; width: 129pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 129pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 90.37pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3706" decimals="0" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-10295">1,000,000</ix:nonFraction><span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="line-height: 9pt; position: var(--position); top: 333.65pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Indicate by check mark whether the Registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 344.45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports) and (2) has been subject <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 355.25pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">to such filing requirements for the past 90 days.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: var(--position); top: 378.05pt; width: 612pt;"><div style="font-size: 0pt; left: 252.37pt; position: var(--position); top: 0pt; width: 107.25pt;"><div><table style="border-collapse: collapse; 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height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 77.25pt; position: var(--position); top: 0pt; width: 30pt;"><div><div style="line-height: 9pt; position: var(--position); top: 3.07pt; width: 30pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">&#9744;<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="line-height: 9pt; position: var(--position); top: 407.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Indicate by check mark whether the Registrant has submitted electronically every Interactive Data File required to be submitted pursuant <span style="display: inline-block; 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left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">No<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 77.25pt; position: var(--position); top: 0pt; width: 30pt;"><div><div style="line-height: 9pt; position: var(--position); top: 3.07pt; width: 30pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">&#9744;<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="line-height: 9pt; position: var(--position); top: 481.95pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 12b-2 of the Exchange Act.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 504.75pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 249.02pt; position: var(--position); text-decoration: none; white-space: pre;">Emerging Growth Company&#160; <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.95000000000005pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:EntityEmergingGrowthCompany" format="ixt:fixed-false" id="f-10298">&#9744;</ix:nonNumeric><span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 527.55pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 538.35pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards&#8224; <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 549.15pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">provided pursuant to Section 13(a) of the Exchange Act.&#160; &#9744;<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 571.95pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">&#8224;<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: var(--position); text-decoration: none; white-space: pre;">The term &#8220;new or revised financial accounting standard&#8221; refers to any update issued by the Financial Accounting Standards Board <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 582.75pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: var(--position); text-decoration: none; white-space: pre;">to its Accounting Standards Codification after April 5, 2012.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 605.55pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Auditor Name:&#160; <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.2pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:AuditorName" id="f-10299">Ernst &amp; Young LLP</ix:nonNumeric><span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 190.4pt; position: var(--position);"><span style="display: inline-block; height: 6.24pt; width: 12.1pt;"></span></span><span style="left: 202.5pt; position: var(--position);"><span style="display: inline-block; height: 6.24pt; width: 36pt;"></span></span><span style="left: 238.5pt; position: var(--position);">Auditor Location:&#160; <span style="display: inline-block; height: 6.24pt;"></span></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.7pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:AuditorLocation" id="f-10300">Toronto, Ontario, Canada</ix:nonNumeric><span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 495pt;"><div style="line-height: 9pt; position: var(--position); top: 14.32pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.13pt; position: var(--position); text-decoration: none; white-space: pre;">40-F 3<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 495pt;"></div></div><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">The Public Company Accounting Oversight Board (United States) ID number for the Canadian firm of Ernst &amp; Young LLP is <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.64pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:AuditorFirmId" id="f-10301">1263</ix:nonNumeric><span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 532.64pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 67.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Indicate by check mark whether the registrant has filed a report on and attestation to its management&#8217;s assessment of the effectiveness of <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 78.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public <span style="display: inline-block; 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font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 123pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">included in the filing reflect the correction of an error to previously issued financial statements.&#160; <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 405.94pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="dei:DocumentFinStmtErrorCorrectionFlag" format="ixt:fixed-false" id="f-10303">&#9744;</ix:nonNumeric><span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 145.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 156.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">compensation received by any of the registrant&#8217;s executive officers during the relevant recovery period pursuant to &#167;240.10D-1(b).&#160; &#9744;<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: var(--position); top: 179.4pt; width: 612pt;"><div style="font-size: 0pt; left: 58.5pt; position: var(--position); top: 0pt; width: 495pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 495pt;"/></tr><tr style="height: 5.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 1pt solid #000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 495pt;"><div style="line-height: 9pt; position: var(--position); top: 14.32pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293pt; position: var(--position); text-decoration: none; white-space: pre;">40-F&#160; 4<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 495pt;"></div></div><div><div style="position: absolute; top: 45pt;" id="iabf484fbe9ec446ab5b18643b6d81465_4"></div><div style="line-height: 10pt; position: var(--position); top: 45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Principal Documents<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 63pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">The following documents, filed as exhibits 99.1, 99.2, and 99.3 hereto, are hereby incorporated by reference into this Annual Report:<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 85.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 328.81pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 399.5pt; position: var(--position); text-decoration: none; white-space: pre;">;<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 108.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: var(--position); text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 348.03999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 418.73pt; position: var(--position); text-decoration: none; white-space: pre;">; and<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 131.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: var(--position); text-decoration: none; white-space: pre;">Annual Information Form dated <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.91pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.12pt; position: var(--position); text-decoration: none; white-space: pre;"> for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.51pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 458.2pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 495pt;"><div style="line-height: 9pt; position: var(--position); top: 14.32pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293pt; position: var(--position); text-decoration: none; white-space: pre;">40-F&#160; 5<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 495pt;"></div></div><div><div style="position: absolute; top: 45pt;" id="iabf484fbe9ec446ab5b18643b6d81465_7"></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Certifications and Disclosure Regarding Controls and Procedures.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 63pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.5pt; position: var(--position); text-decoration: underline; white-space: pre;">Certifications<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 143.45pt; position: var(--position); text-decoration: none; white-space: pre;">. The Certificates required by Rule 13a-14(a) and (b) are set forth in Exhibits 99.4, 99.5, 99.6 and 99.7 to this <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 73.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Annual Report on Form 40-F.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 96.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.5pt; position: var(--position); text-decoration: underline; white-space: pre;">Disclosure Controls and Procedures<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 223.64pt; position: var(--position); text-decoration: none; white-space: pre;">. The conclusions of the principal executive and principal financial officers of Manulife <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 107.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Financial Corporation (the &#8220;Company&#8221;) regarding the effectiveness of the Company&#8217;s disclosure controls and procedures as at <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 118.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.93pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.04000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> are set forth under the heading &#8220;Controls and Procedures &#8211; Disclosure Controls and Procedures&#8221; in the Company&#8217;s <span style="display: inline-block; height: 6.93pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 130.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.03999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 364.73pt; position: var(--position); text-decoration: none; white-space: pre;">, filed as Exhibit 99.2 to this Annual Report on <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 141pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Form 40-F. <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 163.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.5pt; position: var(--position); text-decoration: underline; white-space: pre;">Management&#8217;s Annual Report on Internal Control over Financial Reporting<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.79pt; position: var(--position); text-decoration: none; white-space: pre;">. Management&#8217;s report on the Company&#8217;s internal <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 174.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">control over financial reporting is set forth under the heading &#8220;Controls and Procedures &#8211; Management&#8217;s Report on Internal Control over <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 185.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Financial Reporting&#8221; in the Company&#8217;s Management&#8217;s Discussion and Analysis for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 438.2pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.89pt; position: var(--position); text-decoration: none; white-space: pre;">, filed as <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 196.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Exhibit 99.2 to this Annual Report on Form 40-F.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 219pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.5pt; position: var(--position); text-decoration: underline; white-space: pre;">Attestation Report of the Registered Public Accounting Firm<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.59000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">. Ernst &amp; Young LLP&#8217;s attestation report on management&#8217;s <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 229.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">assessment of internal control over financial reporting is set forth under the heading &#8220;Report of Independent Registered Public <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 240.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Accounting Firm to the Shareholders and Board of Directors of Manulife Financial Corporation &#8211; Opinion on Internal Control Over <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 251.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Financial Reporting&#8221; in the Company&#8217;s Consolidated Financial Statements for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 418.97pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.66pt; position: var(--position); text-decoration: none; white-space: pre;">, filed as Exhibit <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 262.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">99.1 to this Annual Report on Form 40-F. <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 285pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">(e)<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.5pt; position: var(--position); text-decoration: underline; white-space: pre;">Changes in Internal Control over Financial Reporting<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 286.86pt; position: var(--position); text-decoration: none; white-space: pre;">. Information regarding any changes in the Company&#8217;s internal control <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 295.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">over financial reporting is set forth under the heading &#8220;Controls and Procedures &#8211; Changes in Internal Control over Financial Reporting&#8221; <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 306.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">in the Company&#8217;s Management&#8217;s Discussion and Analysis for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.26pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.95pt; position: var(--position); text-decoration: none; white-space: pre;">, filed as Exhibit 99.2 to this <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 317.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Annual Report on Form 40-F. <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: absolute; top: 352.2pt;" id="iabf484fbe9ec446ab5b18643b6d81465_10"></div><div style="line-height: 10pt; position: var(--position); top: 352.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Audit Committee Financial Expert.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 370.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Information regarding audit committee financial experts is set forth under the heading &#8220;Audit Committee&#8221; in the Company&#8217;s Annual <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 381pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Information Form (&#8220;AIF&#8221;) dated <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.87pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 244.08pt; position: var(--position); text-decoration: none; white-space: pre;"> for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.47pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.16pt; position: var(--position); text-decoration: none; white-space: pre;">, filed as Exhibit 99.3 to this Annual <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 391.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Report on Form 40-F.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: absolute; top: 426.6pt;" id="iabf484fbe9ec446ab5b18643b6d81465_13"></div><div style="line-height: 10pt; position: var(--position); top: 426.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Code of Business Conduct and Ethics. <span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 444.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">The Company has adopted a Code of Business Conduct and Ethics (&#8220;Code&#8221;) that applies to all directors, officers and employees of the <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 455.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Company and that qualifies as a &#8220;code of ethics&#8221; as that term is defined in Form 40-F.&#160; The Code is filed as Exhibit 99.10 to this Annual <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 466.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Report on Form 40-F.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 489pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">The Code is posted on the corporate governance section of our website and is available for viewing at:<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 499.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: underline; white-space: pre;">https://www.manulife.com/content/dam/corporate/global/en/documents/corporate-governance/MFC_COBC_EN.pdf.<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 480.16pt; position: var(--position); text-decoration: none; white-space: pre;"> Any amendments <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 510.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">to the Code will be posted at our website at such internet address.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 533.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">In 2024, the Company made certain amendments to its Code, in addition to making administrative updates to the Code, including: <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 556.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.5pt; position: var(--position); text-decoration: none; white-space: pre;">The obligation to report foreign interference in response to the new OSFI Integrity &amp; Security Guideline;<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 579pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.5pt; position: var(--position); text-decoration: none; white-space: pre;">Additional guidance on culture and conduct and treating customers fairly;<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 601.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.5pt; position: var(--position); text-decoration: none; white-space: pre;">Revisions to language on unfair business practices related to illegal insurance rebating; and<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 624.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.5pt; position: var(--position); text-decoration: none; white-space: pre;">Enhanced guidance on shared business entertainment, external directorships and the use of artificial intelligence. <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 647.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">There were no waivers, including implied waivers, from any provision of the Code during 2024.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: absolute; top: 682.2pt;" id="iabf484fbe9ec446ab5b18643b6d81465_16"></div><div style="line-height: 10pt; position: var(--position); top: 682.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Principal Accountant Fees and Services.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 700.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Information regarding the fees billed by Ernst &amp; Young LLP is set forth under the heading &#8220;Audit Committee &#8211; External Auditor Service <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 711pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Fees&#8221; in the Company&#8217;s AIF dated <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.9pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.11pt; position: var(--position); text-decoration: none; white-space: pre;"> for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.5pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 414.19pt; position: var(--position); text-decoration: none; white-space: pre;">, filed as Exhibit 99.3 to this Annual <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 721.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Report on Form 40-F. <span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 495pt;"><div style="line-height: 9pt; position: var(--position); top: 14.32pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293pt; position: var(--position); text-decoration: none; white-space: pre;">40-F&#160; 6<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 495pt;"></div></div><div><div style="position: absolute; top: 45pt;" id="iabf484fbe9ec446ab5b18643b6d81465_19"></div><div style="line-height: 10pt; position: var(--position); top: 45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Pre-Approval Policies and Procedures.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 63pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Information regarding the pre-approval policies and procedures of the Company&#8217;s audit committee is set forth under the heading &#8220;Audit <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 73.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Committee &#8211; Pre-Approval Policies and Procedures&#8221; in the Company&#8217;s AIF dated <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.51pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.72pt; position: var(--position); text-decoration: none; white-space: pre;"> for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 513.11pt; position: var(--position); text-decoration: none; white-space: pre;">December <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 84.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: var(--position); text-decoration: none; white-space: pre;">, filed as Exhibit 99.3 to this Annual Report on Form 40-F. <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: absolute; top: 119.4pt;" id="iabf484fbe9ec446ab5b18643b6d81465_22"></div><div style="line-height: 10pt; position: var(--position); top: 119.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Hours Expended on Audit Attributed to Persons Other than the Principal Accountant&#8217;s Employees.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 137.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Not Applicable.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: absolute; top: 172.2pt;" id="iabf484fbe9ec446ab5b18643b6d81465_25"></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 172.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Off-Balance Sheet Arrangements.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 190.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Information regarding the Company&#8217;s off-balance sheet arrangements is set forth in the discussion of risk in the Company&#8217;s <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 201pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.03999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 364.73pt; position: var(--position); text-decoration: none; white-space: pre;">, filed as Exhibit 99.2 to this Annual Report on <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 211.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Form 40-F. The notes to the Consolidated Financial Statements for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 448.69pt; position: var(--position); text-decoration: none; white-space: pre;">, filed as Exhibit 99.1 to this <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 222.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Annual Report on Form 40-F include the following disclosures related to off-balance sheet <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.48pt; position: var(--position); text-decoration: none; white-space: pre;">arrangements<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 435.92pt; position: var(--position); text-decoration: none; white-space: pre;">:<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: var(--position); top: 245.4pt; width: 612pt;"><div style="font-size: 0pt; left: 58.5pt; position: var(--position); top: 0pt; width: 495pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 78.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 416.25pt;"/></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 78.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 78.75pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Note 8<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 78.75pt; position: var(--position); top: 0pt; width: 416.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 416.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Risk Management - Securities Lending, Repurchase and Reverse Repurchase Transactions<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 12.75pt; width: 78.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 78.75pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Note 17<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 78.75pt; position: var(--position); top: 12.75pt; width: 416.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 416.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Interests in Structured Entities <span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 25.5pt; width: 78.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 78.75pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Note 18<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 78.75pt; position: var(--position); top: 25.5pt; width: 416.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 416.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Commitments and Contingencies<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: absolute; top: 312.65pt;" id="iabf484fbe9ec446ab5b18643b6d81465_28"></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 312.65pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Tabular Disclosure of Contractual Obligations.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 330.65pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Information regarding the Company&#8217;s contractual obligations is set forth under the heading &#8220;<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.74pt; position: var(--position); text-decoration: none; white-space: pre;">Additional Disclosures &#8211; <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.43pt; position: var(--position); text-decoration: none; white-space: pre;">Contractual <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 341.45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Obligations&#8221; in the Company&#8217;s Management&#8217;s Discussion and Analysis for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.48pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.17pt; position: var(--position); text-decoration: none; white-space: pre;">, filed as Exhibit <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 352.25pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">99.2 to this Annual Report on Form 40-F.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: absolute; top: 387.05pt;" id="iabf484fbe9ec446ab5b18643b6d81465_31"></div><div style="line-height: 10pt; position: var(--position); top: 387.05pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Identification of the Audit Committee.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 405.05pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Information regarding the Audit Committee of the Company&#8217;s Board of Directors (the &#8220;Board&#8221;) is set forth under the heading &#8220;Audit <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 415.85pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Committee &#8211; Composition of the Audit Committee&#8221; in the Company&#8217;s AIF dated <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 352.85pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 419.06pt; position: var(--position); text-decoration: none; white-space: pre;"> for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 510.45pt; position: var(--position); text-decoration: none; white-space: pre;">December <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 426.65pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: var(--position); text-decoration: none; white-space: pre;">, filed as Exhibit 99.3 to this Annual Report on Form 40-F.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: absolute; top: 461.45pt;" id="iabf484fbe9ec446ab5b18643b6d81465_34"></div><div style="line-height: 10pt; position: var(--position); top: 461.45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Independence of Directors.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 479.45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">A majority of the directors and all members of the Board&#8217;s standing committees must be independent so that the Board operates <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 490.25pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">independently of management.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 513.05pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">A director is independent if he or she does not have a direct or indirect relationship with the Company that could reasonably be expected <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 523.85pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">to interfere with the director&#8217;s ability to exercise independent judgment. The Company has established an independence policy for the <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 534.65pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Board which is consistent with applicable legal and regulatory requirements, including those established under Canadian and U.S. <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 545.45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">securities law, the Insurance Companies Act (Canada) and the rules of the New York Stock Exchange. The independence policy is <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 556.25pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">available on our website (<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.41pt; position: var(--position); text-decoration: none; white-space: pre;">www.manulife.com<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.84pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 579.05pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Each year the Board, with the assistance of the Corporate Governance and Nominating Committee, reviews the independence of each <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 589.85pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">director and has determined that 12 of the 13 directors serving on the Board as of <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 352.76pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.45pt; position: var(--position); text-decoration: none; white-space: pre;"> are independent and that the <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 600.65pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">members of the Audit Committee and the Management Resources and Compensation Committee meet the additional independence <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 611.45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">requirements for those committees. As CEO, Roy Gori is not independent. <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: absolute; top: 646.25pt;" id="iabf484fbe9ec446ab5b18643b6d81465_37"></div><div style="line-height: 10pt; position: var(--position); top: 646.25pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Presiding Director at Meetings of Non-Management Directors.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 664.25pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">The independent directors meet regularly with senior executives and have an opportunity to meet privately without management present <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 675.05pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">during closed sessions held at each Board and committee meeting. They may also use these sessions to meet privately with members of <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 685.85pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">management or independent advisors.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 708.65pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">In addition, the independent directors meet without the CEO present to review the performance and approve the compensation of the <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 719.45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">CEO, to review the Board&#8217;s effectiveness assessments and to approve the Board&#8217;s objectives for the following year. <span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 495pt;"><div style="line-height: 9pt; position: var(--position); top: 14.32pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293pt; position: var(--position); text-decoration: none; white-space: pre;">40-F&#160; 7<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 495pt;"></div></div><div><div style="position: absolute; top: 45pt;" id="iabf484fbe9ec446ab5b18643b6d81465_40"></div><div style="line-height: 10pt; position: var(--position); top: 45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Communication with Non-Management Directors.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 63pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Shareholders wishing to contact non-management directors of the Company may write to the Chair of the Board, in care of the Corporate <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 73.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Secretary, at the head office of the Company, 200 Bloor Street East, Toronto, Ontario, Canada, M4W 1E5. <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: absolute; top: 108.6pt;" id="iabf484fbe9ec446ab5b18643b6d81465_43"></div><div style="line-height: 10pt; position: var(--position); top: 108.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate Governance Guidelines.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 126.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s governance practices are consistent in all material respects with the requirements of the Insurance Companies Act <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 137.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">(Canada), the corporate governance guidelines established by the Office of the Superintendent of Financial Institutions (Canada) and by <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 148.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">the Canadian Securities Administrators, the New York Stock Exchange corporate governance rules for domestic issuers and the <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 159pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">applicable U.S. Securities and Exchange Commission rules and regulations. The Company&#8217;s statement of corporate governance practices <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 169.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">is posted on the corporate governance section of our website and is available at: <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.75pt; position: var(--position); text-decoration: underline; white-space: pre;">https://www.manulife.com/en/about/corporate-<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 180.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: underline; white-space: pre;">governance.html <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: absolute; top: 215.4pt;" id="iabf484fbe9ec446ab5b18643b6d81465_46"></div><div style="line-height: 10pt; position: var(--position); top: 215.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Board Committee Charters.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 233.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">The Board has established four standing committees to assist it in fulfilling its mandate: Corporate Governance and Nominating <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 244.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Committee, Audit Committee, Risk Committee, and Management Resources and Compensation Committee.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 267pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">All of the members of the standing committees are independent. Each committee reviews and, as necessary, updates its charter every <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 277.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">year and monitors compliance with its charter on a regular basis. Each committee chair reports to the Board on the committee&#8217;s <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 288.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">deliberations and any recommendations that require Board approval.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 311.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">The committee charters and the position description for the committee chairs are posted on the corporate governance section of our <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 322.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">website and are available at: <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.63pt; position: var(--position); text-decoration: none; white-space: pre;">https://www.manulife.com/en/about/corporate-governance.html<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.18pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 495pt;"><div style="line-height: 9pt; position: var(--position); top: 14.32pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293pt; position: var(--position); text-decoration: none; white-space: pre;">40-F&#160; 8<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 495pt;"></div></div><div><div style="position: absolute; top: 45pt;" id="iabf484fbe9ec446ab5b18643b6d81465_49"></div><div style="line-height: 9pt; position: var(--position); top: 45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 180.09pt; position: var(--position); text-decoration: none; white-space: pre;">UNDERTAKING AND CONSENT TO SERVICE OF PROCESS<span style="display: inline-block; height: 6.09pt;"></span></span></div><div style="line-height: 10pt; position: var(--position); top: 79.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">A.<span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 76.5pt; position: var(--position); text-decoration: none; white-space: pre;">Undertaking<span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.92000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 97.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Registrant undertakes to make available, in person or by telephone, representatives to respond to inquiries made by the Commission <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 108.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">staff, and to furnish promptly, when requested to do so by the Commission staff, information relating to: the securities registered <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 119.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">pursuant to Form 40-F; the securities in relation to which the obligation to file an annual report on Form 40-F arises; or transactions in <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 130.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">said securities.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 10pt; position: var(--position); top: 165pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">B.<span style="display: inline-block; height: 6.77pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 76.5pt; position: var(--position); text-decoration: none; white-space: pre;">Consent to Service of Process.<span style="display: inline-block; height: 6.77pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 183pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">The Company has previously filed a Form F-X in connection with the class of securities in relation to which the obligation to file this <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 193.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Annual Report arises.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 216.6pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Any change to the name or address of the Registrant&#8217;s agent for service of process shall be communicated promptly to the Commission <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 227.4pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">by amendment to the Form F-X referencing the file number of the Registrant.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: absolute; top: 262.2pt;" id="iabf484fbe9ec446ab5b18643b6d81465_52"></div><div style="line-height: 9pt; position: var(--position); top: 262.2pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 276.77pt; position: var(--position); text-decoration: none; white-space: pre;">SIGNATURES<span style="display: inline-block; height: 6.09pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 285pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">Pursuant to the requirements of the Exchange Act, the Registrant certifies that it meets all of the requirements for filing on Form 40-F <span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 295.8pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: var(--position); text-decoration: none; white-space: pre;">and has duly caused this Annual Report to be signed on its behalf by the undersigned, thereto duly authorized, on <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.25pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 534.46pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.24pt;"></span></span></div><div style="position: var(--position); top: 318.6pt; width: 612pt;"><div style="font-size: 0pt; left: 304.5pt; position: var(--position); top: 0pt; width: 249pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 39.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 209.25pt;"/></tr><tr style="height: 12.75pt;"><td colspan="2" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 249pt;"><div><div style="line-height: 9pt; position: var(--position); top: 3.22pt; width: 249pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Financial Corporation<span style="display: inline-block; height: 6.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 25.5pt; width: 39.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 3.07pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">By:<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 39.75pt; position: var(--position); top: 25.5pt; width: 209.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 3.07pt; width: 209.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">/s/ James D. Gallagher<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 38.25pt; width: 39.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 3.07pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Name:<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 39.75pt; position: var(--position); top: 38.25pt; width: 209.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 3.07pt; width: 209.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">James D. Gallagher<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51pt; width: 39.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 3.07pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Title:<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 39.75pt; position: var(--position); top: 51pt; width: 209.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 3.07pt; width: 209.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">General Counsel<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 495pt;"></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 495pt;"></div></div><div><div style="position: absolute; top: 45pt;" id="iabf484fbe9ec446ab5b18643b6d81465_55"></div><div style="line-height: 9pt; position: var(--position); top: 45pt; width: 612pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 271.14pt; position: var(--position); text-decoration: none; white-space: pre;">EXHIBIT INDEX<span style="display: inline-block; height: 6.09pt;"></span></span></div><div style="position: var(--position); top: 67.8pt; width: 612pt;"><div style="font-size: 0pt; left: 63.85pt; position: var(--position); top: 0pt; width: 489pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 447.75pt;"/></tr><tr style="height: 14.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 41.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: underline; white-space: pre;">Exhibit<span style="display: inline-block; height: 5.54pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 0pt; width: 447.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: underline; white-space: pre;">Description<span style="display: inline-block; height: 5.54pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 14.25pt; width: 41.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">97.1<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 14.25pt; width: 447.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Executive Officer Clawback Policy<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="">99.1</a><span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 31.5pt; width: 447.75pt;"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="mfc-20241231.htm">Consolidated Financial Statements for the fiscal year ended December 31, 2024</a><span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 48.75pt; width: 41.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">99.2<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 48.75pt; width: 447.75pt;"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.17pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66pt; width: 41.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">99.3<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 66pt; width: 447.75pt;"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Annual Information Form dated <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 120.03999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 186.25pt; position: var(--position); text-decoration: none; white-space: pre;"> for the fiscal year ended <span style="display: inline-block; height: 6.24pt;"></span></span><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.64pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 41.25pt;"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="exhibit99-4xceocertificati.htm">99.4</a><span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 83.25pt; width: 447.75pt;"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="exhibit99-4xceocertificati.htm">Certification of Chief Executive Officer pursuant to Rule 13a-14(a) or 15d-14(a) of the Securities Exchange Act of 1934</a><span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 100.5pt; width: 41.25pt;"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="exhibit99-5xcfocertificati.htm">99.5</a><span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 100.5pt; width: 447.75pt;"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="exhibit99-5xcfocertificati.htm">Certification of Chief Financial Officer pursuant to Rule 13a-14(a) or 15d-14(a) of the Securities Exchange Act of 1934</a><span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117.75pt; width: 41.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">99.6<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 117.75pt; width: 447.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Section 1350 Certification of Chief Executive Officer<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135pt; width: 41.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">99.7<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 135pt; width: 447.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Section 1350 Certification of Chief Financial Officer<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 152.25pt; width: 41.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">99.8<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 152.25pt; width: 447.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Consent of Independent Registered Public Accounting Firm<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 169.5pt; width: 41.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">99.9<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 169.5pt; width: 447.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Consent of Appointed Actuary<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 186.75pt; width: 41.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">99.10<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 186.75pt; width: 447.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Code of Business Conduct and Ethics<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 204pt; width: 41.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">101<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 204pt; width: 447.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Interactive Data File (formatted as Inline XBRL)<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 221.25pt; width: 41.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 41.25pt;"><span style="font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">104<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 41.25pt; position: var(--position); top: 221.25pt; width: 447.75pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 447.75pt;"><span style="color: #000000; font-family: 'Times New Roman', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)<span style="display: inline-block; height: 6.24pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div></body></html>
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<TYPE>EX-97.1
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<html><head><title>Exhibit 97-1 - Clawback Policy - 19Feb2025 (Final)</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div id="i3f33a9016bf04c90aae3edf204866123_1" style="position: absolute; top: 72pt;"></div><div style="line-height: 6.55pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 490.03pt; position: absolute; white-space: pre;">Exhibit 97.1<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 93pt; width: 612pt;"><div style="font-size: 0pt; left: 51.87pt; position: absolute; top: 0pt; width: 508.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 508.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 30pt;"><td style="background-color: #008000; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 508.5pt;"><div><div style="line-height: 8.12pt; position: absolute; top: 10.21pt; width: 508.5pt;"><font style="color: #ffffff; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 127.81pt; position: absolute; text-decoration: none; white-space: pre;">EXECUTIVE OFFICER CLAWBACK POLICY<font style="display: inline-block; height: 8.12pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 8.32pt; position: absolute; top: 140pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Board of Directors (the &#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 213.51pt; position: absolute; text-decoration: none; white-space: pre;">Board<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 245.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;) of Manulife Financial Corporation (the &#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 453.29pt; position: absolute; text-decoration: none; white-space: pre;">Company<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 503.28pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 154.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">believes that it is in the best interests of the Company and its shareholders to adopt this Clawback <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Policy (the &#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 132.61pt; position: absolute; text-decoration: none; white-space: pre;">Policy<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 163.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;), which provides for the recovery of certain incentive compensation in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 183.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">event of an Accounting Restatement (as defined below). This Policy is designed to comply with, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 197.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and shall be interpreted consistent with, Section 10D of the Securities Exchange Act of 1934, as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 212pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">amended (the &#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 145.25pt; position: absolute; text-decoration: none; white-space: pre;">Exchange Act<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 216.2pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;), Rule 10D-1 promulgated under the Exchange Act (&#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 482.3pt; position: absolute; text-decoration: none; white-space: pre;">Rule <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 226.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">10D-1<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 102.65pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;) and Section 303A.14 of the New York Stock Exchange (&#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 392.76pt; position: absolute; text-decoration: none; white-space: pre;">NYSE<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 424.75pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;) Listed Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 240.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Manual (the &#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 138.59pt; position: absolute; text-decoration: none; white-space: pre;">Listing Standards<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 230.22pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;).<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: normal; left: 242.53pt; position: absolute; text-decoration: none; top: -2.912pt; vertical-align: super; white-space: pre;"> <font style="display: inline-block; height: 5.408pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 267.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">This Policy is separate from, and in addition to, any other policy of the Company or any of its <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 281.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries now or hereafter in existence, that relates to the clawback of incentive awards or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 296pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">other forms of compensation from directors, executive officers or employees of the Company or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 310.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">its subsidiaries (any such other clawback policy being referred to herein as a &#8220;Discretionary <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 324.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Clawback Policy&#8221;). In the event of any conflict or inconsistency between this Policy and any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 339.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Discretionary Clawback Policy, the terms and conditions of this Policy shall prevail.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_34" style="position: absolute; top: 365.6pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 365.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">1.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Administration<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 389.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Except as specifically set forth herein, this Policy shall be administered by the Management <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 404pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Resources and Compensation Committee (the &#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 300.13pt; position: absolute; text-decoration: none; white-space: pre;">MRCC<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 337.43pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;) of the Board (the &#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 439.65pt; position: absolute; text-decoration: none; white-space: pre;">Administrator<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 513.5799999999999pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;). <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 418.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Administrator is authorized to interpret and construe this Policy and to make all <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 432.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determinations necessary, appropriate, or advisable for the administration of this Policy. Any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 447.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determinations made by the Administrator shall be final and binding on all affected individuals <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 461.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and need not be uniform with respect to each individual covered by the Policy. In the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 476pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">administration of this Policy, the Administrator is authorized and directed to consult with the full <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 490.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Board or such other committees of the Board, such as the Audit Committee or the Risk <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 504.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Committee, as may be necessary or appropriate as to matters within the scope of such other <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 519.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">committee&#8217;s responsibility and authority. Subject to any limitation at applicable law, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 533.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Administrator may authorize and empower any officer or employee of the Company to take any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 548pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and all actions necessary or appropriate to carry out the purpose and intent of this Policy (other <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 562.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">than with respect to any recovery under this Policy involving such officer or employee), and the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 576.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Administrator may retain the services of external consultants of other service providers if <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 591.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determined to be necessary or appropriate. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_47" style="position: absolute; top: 617.6pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 617.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">2.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Definitions<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 641.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">As used in this Policy, the following definitions shall apply&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 668pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 131.32pt; position: absolute; text-decoration: none; white-space: pre;">Accounting Restatement<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 256.86pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; means an accounting restatement of the Company&#8217;s <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 682.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">financial statements due to the Company&#8217;s material noncompliance with any financial <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 696.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">reporting requirement under the securities laws, including any required accounting <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 25.7pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 534pt; position: absolute; text-decoration: none; white-space: pre;">2<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">restatement to correct an error in previously issued financial statements that is <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">material to the previously issued financial statements, or that would result in a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">material misstatement if the error were corrected in the current period or left <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 115.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">uncorrected in the current period.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 131.32pt; position: absolute; text-decoration: none; white-space: pre;">Administrator<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 205.25pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; has the meaning set forth in Section 1 hereof.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 168pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 131.32pt; position: absolute; text-decoration: none; white-space: pre;">Applicable Period<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 223.59pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; means the three completed fiscal years immediately preceding <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">the date on which the Company is required to prepare an Accounting Restatement, as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">well as any transition period (that results from a change in the Company&#8217;s fiscal year) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 211.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">within or immediately following those three completed fiscal years (except that a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 225.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">transition period that comprises a period of at least nine months shall count as a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 240pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">completed fiscal year). The &#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 265.49pt; position: absolute; text-decoration: none; white-space: pre;">date on which the Company is required to prepare an <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 254.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">Accounting Restatement<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 251.54000000000002pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; is the earlier to occur of (<font style="display: inline-block; 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height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 283.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">Accounting Restatement, or (<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 267.2pt; position: absolute; text-decoration: underline; white-space: pre;">b<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 273.2pt; position: absolute; text-decoration: none; white-space: pre;">)&#160;the date a court, regulator, or other legally authorized <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 297.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">body directs the Company to prepare an Accounting Restatement, in each case <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 312pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">regardless of if or when the restated financial statements are filed. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 338.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 131.32pt; position: absolute; text-decoration: none; white-space: pre;">Covered Executives<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 232.22pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; means the Company&#8217;s current and former executive officers, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 352.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">as determined by the Administrator in accordance with the definition of executive <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 367.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">officer set forth in Rule 10D-1 and the Listing Standards. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 393.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 131.32pt; position: absolute; text-decoration: none; white-space: pre;">Erroneously Awarded Compensation<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 321.87pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; has the meaning set forth in Section 5 of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 408pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">this Policy.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 434.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">A &#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 142.98pt; position: absolute; text-decoration: none; white-space: pre;">Financial Reporting Measure<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 293.53pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; is any measure that is determined and presented <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 448.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">in accordance with the accounting principles used in preparing the Company&#8217;s <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 463.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">financial statements, and any measure that is derived wholly or in part from such <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 477.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">measure.&#160; A Financial Reporting Measure need not be presented within the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 492pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">Company&#8217;s financial statements or included in a filing with the Securities Exchange <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 506.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">Commission.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 532.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 131.32pt; position: absolute; text-decoration: none; white-space: pre;">Incentive-Based Compensation<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 290.2pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; means any compensation that is granted, earned, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 547.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">or vested based wholly or in part upon the attainment of a Financial Reporting <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 561.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">Measure. Incentive-Based Compensation is &#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 342.77pt; position: absolute; text-decoration: none; white-space: pre;">received<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 385.37pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; for purposes of this Policy in <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 576pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">the Company&#8217;s fiscal period during which the Financial Reporting Measure specified <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 590.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">in the Incentive-Based Compensation award is attained, even if the payment or grant <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 604.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 126pt; position: absolute; text-decoration: none; white-space: pre;">of such Incentive-Based Compensation occurs after the end of that period.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_99" style="position: absolute; top: 631.2pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 631.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">3.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Covered Executives&#59; Incentive-Based Compensation <font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 655.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Without limiting the terms and conditions of any Discretionary Clawback Policy, this Policy <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 669.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">applies to Incentive-Based Compensation received by a Covered Executive (<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 439.97pt; position: absolute; text-decoration: underline; white-space: pre;">a<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 445.29pt; position: absolute; text-decoration: none; white-space: pre;">) after beginning <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 684pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">services as a Covered Executive&#59; (<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 236.8pt; position: absolute; text-decoration: underline; white-space: pre;">b<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 242.8pt; position: absolute; text-decoration: none; white-space: pre;">) if that person served as a Covered Executive at any time <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 25.7pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 534pt; position: absolute; text-decoration: none; white-space: pre;">3<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">during the performance period for such Incentive-Based Compensation&#59; and (<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 443.98pt; position: absolute; text-decoration: underline; white-space: pre;">c<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 449.3pt; position: absolute; text-decoration: none; white-space: pre;">) while the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company had a listed class of securities on a national securities exchange. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_112" style="position: absolute; top: 112.8pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 112.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">4.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Required Recoupment of Erroneously Awarded Compensation in the event of an <font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.12pt; position: absolute; top: 124.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Accounting Restatement<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 148.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In the event the Company is required to prepare an Accounting Restatement, the Company shall <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 163.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">promptly recoup the amount of any Erroneously Awarded Compensation received by any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 177.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Covered Executive, as calculated pursuant to Section 5 hereof, during the Applicable Period.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_125" style="position: absolute; top: 204pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 204pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">5.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Erroneously Awarded Compensation&#58; Amount Subject to Recovery<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 228pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The amount of <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 145.62pt; letter-spacing: -0.016em; position: absolute; text-decoration: none; white-space: pre;">&#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 150.75pt; letter-spacing: -0.016em; position: absolute; text-decoration: none; white-space: pre;">Erroneously Awarded Compensation<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 335.22pt; letter-spacing: -0.016em; position: absolute; text-decoration: none; white-space: pre;">&#8221; subject to recovery under the Policy, as <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 242.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; letter-spacing: -0.016em; position: absolute; text-decoration: none; white-space: pre;">determined by the Administrator, is <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 239.01pt; position: absolute; text-decoration: none; white-space: pre;">the amount of Incentive-Based Compensation received by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 256.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Covered Executive that exceeds the amount of Incentive-Based Compensation that would have <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 271.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">been received by the Covered Executive had it been determined based on the restated amounts.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 297.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; letter-spacing: -0.016em; position: absolute; text-decoration: none; white-space: pre;">Erroneously Awarded Compensation shall be computed by the Administrator without regard to any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 312pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; letter-spacing: -0.016em; position: absolute; text-decoration: none; white-space: pre;">taxes paid in any and all applicable jurisdictions by the Covered Executive in respect of the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 326.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; letter-spacing: -0.016em; position: absolute; text-decoration: none; white-space: pre;">Erroneously Awarded Compensation. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 352.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">By way of example, with respect to any compensation plans or programs that take into account <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 367.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Incentive-Based Compensation, the amount of Erroneously Awarded Compensation subject to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 381.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">recovery hereunder includes, but is not limited to, the amount contributed to any notional <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 396pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">account based on Erroneously Awarded Compensation and any earnings accrued to date on that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 410.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">notional amount.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 436.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">For Incentive-Based Compensation based on stock price or total shareholder return (&#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 482.59pt; position: absolute; text-decoration: none; white-space: pre;">TSR<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 505.92pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;)&#58; (<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 525.55pt; position: absolute; text-decoration: underline; white-space: pre;">a<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 530.87pt; position: absolute; text-decoration: none; white-space: pre;">) <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 451.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Administrator shall determine the amount of Erroneously Awarded Compensation based on a <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 465.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">reasonable estimate of the effect of the Accounting Restatement on the stock price or TSR upon <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 480pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">which the Incentive-Based Compensation was received&#59; and (<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 368.03pt; position: absolute; text-decoration: underline; white-space: pre;">b<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 374.03pt; position: absolute; text-decoration: none; white-space: pre;">) the Company shall maintain <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 494.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">documentation of the determination of that reasonable estimate and provide such documentation <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 508.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to NYSE.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_141" style="position: absolute; top: 535.2pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 535.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">6.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Method of Recoupment<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 559.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Administrator shall determine, in its sole discretion, the timing and method for promptly <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 573.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">recouping Erroneously Awarded Compensation hereunder, which may include without limitation <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 588pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 75.99pt; position: absolute; text-decoration: underline; white-space: pre;">a<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 81.31pt; position: absolute; text-decoration: none; white-space: pre;">) seeking reimbursement of all or part of any cash or equity-based award, (<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 439.6pt; position: absolute; text-decoration: underline; white-space: pre;">b<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 445.6pt; position: absolute; text-decoration: none; white-space: pre;">) cancelling prior <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 602.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">cash or equity-based awards, whether vested or unvested or paid or unpaid, (<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 439.65pt; position: absolute; text-decoration: underline; white-space: pre;">c<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 444.97pt; position: absolute; text-decoration: none; white-space: pre;">) canceling or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 616.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">offsetting against any planned future cash or equity-based awards, (<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 396.33pt; position: absolute; text-decoration: underline; white-space: pre;">d<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 402.33pt; position: absolute; text-decoration: none; white-space: pre;">) forfeiture of deferred <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 631.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">compensation, subject to compliance with Section 409A of the Internal Revenue Code and the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 645.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">regulations promulgated thereunder, and (e) any other method authorized by applicable law or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 660pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">contract. Subject to compliance with any applicable law, the Administrator may affect recovery <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 674.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">under this Policy from any amount otherwise payable to the Covered Executive, including <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 688.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">amounts payable to such individual under any otherwise applicable Company plan or program, <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 25.7pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 534pt; position: absolute; text-decoration: none; white-space: pre;">4<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">including base salary, bonuses or commissions and compensation previously deferred by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Covered Executive.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 112.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Company is authorized and directed pursuant to this Policy to recoup Erroneously Awarded <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 127.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Compensation in compliance with this Policy unless the MRCC has determined that recovery <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">would be impracticable solely for the following limited reasons, and subject to the following <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 156pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">procedural and disclosure requirements&#58;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 182.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">The direct expense paid to a third party to assist in enforcing the Policy would exceed the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 196.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">amount to be recovered. Before concluding that it would be impracticable to recover any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 211.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">amount of Erroneously Awarded Compensation based on expense of enforcement, the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 225.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Administrator must make a reasonable attempt to recover such erroneously awarded <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 240pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">compensation, document such reasonable attempt(s) to recover, and provide that <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 254.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">documentation to NYSE&#59;<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 280.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Recovery would violate home country law of the issuer where that law was adopted prior <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 295.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">to November 28, 2022. Before concluding that it would be impracticable to recover any <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 309.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">amount of Erroneously Awarded Compensation based on violation of home country law <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 324pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">of the issuer, the Administrator must satisfy the applicable opinion and disclosure <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 338.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">requirements of Rule 10D-1 and the Listing Standards&#59; or<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 364.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Recovery would likely cause an otherwise tax-qualified retirement plan, under which <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 379.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">benefits are broadly available to employees of the Company, to fail to meet the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 393.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">requirements of 26 U.S.C. 401(a)(13) or 26 U.S.C. 411(a) and regulations thereunder.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_154" style="position: absolute; top: 420pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 420pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">7.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">No Indemnification of Covered Executives <font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 444pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Notwithstanding the terms of any indemnification or insurance policy or any contractual <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 458.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">arrangement with any Covered Executive that may be interpreted to the contrary, the Company <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 472.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">shall not indemnify any Covered Executives against the loss of any Erroneously Awarded <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 487.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Compensation, including any payment or reimbursement<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 345.13pt; letter-spacing: -0.012em; position: absolute; text-decoration: none; white-space: pre;"> for the cost of third-party insurance <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 501.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; letter-spacing: -0.012em; position: absolute; text-decoration: none; white-space: pre;">purchased by <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 136.79000000000002pt; position: absolute; text-decoration: none; white-space: pre;">any Covered Executives <font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 256.35pt; letter-spacing: -0.012em; position: absolute; text-decoration: none; white-space: pre;">to fund potential clawback obligations under this Policy.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_167" style="position: absolute; top: 528pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 528pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">8.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Administrator Indemnification<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 552pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Any members of the Administrator, and any other members of the Board who assist in the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 566.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">administration of this Policy, shall not be personally liable for any action, determination or <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 580.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">interpretation made with respect to this Policy and shall be fully indemnified by the Company to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 595.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the fullest extent under applicable law and Company policy with respect to any such action, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 609.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determination or interpretation. The foregoing sentence shall not limit any other rights to <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 624pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">indemnification of the members of the Board under applicable law or Company policy.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_180" style="position: absolute; top: 650.4pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 650.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">9.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Effective Date&#59; Retroactive Application<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 674.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">This Policy shall be effective as of October 2, 2023 (the &#8220;<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 348.4pt; position: absolute; text-decoration: none; white-space: pre;">Effective Date<font style="display: inline-block; height: 8.32pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 420.63pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;). The terms of this <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 688.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Policy shall apply to any Incentive-Based Compensation that is received by Covered Executives <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 703.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">on or after the Effective Date, even if such Incentive-Based Compensation was approved, <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"><div style="line-height: 8.32pt; position: absolute; top: 25.7pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 534pt; position: absolute; text-decoration: none; white-space: pre;">5<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"></div></div><div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">awarded, granted or paid to Covered Executives prior to the Effective Date. Without limiting the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">generality of Section 6 hereof, and subject to applicable law, the Administrator may affect <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 100.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">recovery under this Policy from any amount of compensation approved, awarded, granted, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 115.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">payable or paid to the Covered Executive prior to, on or after the Effective Date.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_193" style="position: absolute; top: 141.6pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 141.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">10.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Amendment&#59; Termination<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 165.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The MRCC may amend, modify, supplement, rescind or replace all or any portion of this Policy <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 180pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">at any time and from time to time in its discretion, and shall amend this Policy as it deems <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 194.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">necessary to comply with applicable law or any rules or standards adopted by a national <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 208.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">securities exchange on which the Company&#8217;s securities are listed. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_206" style="position: absolute; top: 235.2pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 235.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">11.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Other Recoupment Rights&#59; Company Claims<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 259.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The MRCC intends that this Policy shall be applied to the fullest extent of the law. Any right of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 273.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">recoupment under this Policy is in addition to, and not in lieu of, any other remedies or rights of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 288pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">recoupment that may be available to the Company under applicable law or pursuant to the terms <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 302.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of any similar policy in any employment agreement, equity award agreement, or similar <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 316.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">agreement and any other legal remedies available to the Company.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 343.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Nothing contained in this Policy, and no recoupment or recovery as contemplated by this Policy, <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 357.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">shall limit any claims, damages or other legal remedies the Company or any of its affiliates may <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 372pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">have against a Covered Executive arising out of or resulting from any actions or omissions by the <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 386.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Covered Executive.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_219" style="position: absolute; top: 412.8pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 412.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">12.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Successors<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 436.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">This Policy shall be binding and enforceable against all Covered Executives and their <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 451.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">beneficiaries, heirs, executors, administrators or other legal representatives.<font style="display: inline-block; height: 8.32pt;"></font></font></div><div id="i3f33a9016bf04c90aae3edf204866123_232" style="position: absolute; top: 477.6pt;"></div><div style="line-height: 8.12pt; position: absolute; top: 477.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">13.<font style="display: inline-block; height: 8.12pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: underline; white-space: pre;">Exhibit Filing Requirement<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 501.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">A copy of this Policy and any amendments thereto shall be posted on the Company&#8217;s website and <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 516pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">filed as an exhibit to the Company&#8217;s annual report on Form 40-F.<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></div></body></html>
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var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 32.69pt; width: 178.56pt;"/></div></div></div><div style="font-size: 12pt; line-height: 24pt; position: var(--position); top: 296.19pt; width: 594pt;"><span style="color: #00a758; font-family: 'Arial', sans-serif; font-size: 24pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Financial Corporation<span style="display: inline-block; height: 17.47pt;"></span></span></div><div style="font-size: 12pt; line-height: 24pt; position: var(--position); top: 335.54pt; width: 594pt;"><span style="color: #00a758; font-family: 'Arial', sans-serif; font-size: 24pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 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Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1340"></div><div style="font-size: 12pt; line-height: 16pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Responsibility for Financial Reporting<span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 67.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The accompanying consolidated financial statements of Manulife Financial Corporation are the responsibility of management and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">have been approved by the Board of Directors.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 94.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The consolidated financial statements have been prepared by management in accordance with International Financial Reporting <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 105.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Standards and the accounting requirements of the Office of the Superintendent of Financial Institutions, Canada. When <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 116.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">alternative accounting methods exist, or when estimates and judgment are required, management has selected those amounts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 127.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">that present the Company&#8217;s financial position and results of operations in a manner most appropriate to the circumstances<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 520.61pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 144.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Appropriate systems of internal control, policies and procedures have been maintained to ensure that financial information is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 154.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">both relevant and reliable. The systems of internal control are assessed on an ongoing basis by management and the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 165.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s internal audit department.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 182.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The actuary appointed by the Board of Directors (the &#8220;Appointed Actuary&#8221;) is responsible for ensuring that assumptions and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 193.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">methods used in the determination of policy liabilities are appropriate to the circumstances and that reserves will be adequate to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 204.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">meet the Company&#8217;s future obligations under insurance and annuity contracts.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 220.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Board of Directors is responsible for ensuring that management fulfills its responsibility for financial reporting and is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 231.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">ultimately responsible for reviewing and approving the consolidated financial statements. These responsibilities are carried out <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 242.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">primarily through an Audit Committee of unrelated and independent directors appointed by the Board of Directors.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 259.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Audit Committee meets periodically with management, the internal auditors, the peer reviewers, the external auditors and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 270.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the Appointed Actuary to discuss internal control over the financial reporting process, auditing matters and financial reporting <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 280.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">issues. The Audit Committee reviews the consolidated financial statements prepared by management, and then recommends <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 291.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">them to the Board of Directors for approval. The Audit Committee also recommends to the Board of Directors for approval the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 302.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">appointment of external auditors and their fees.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 319.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The consolidated financial statements have been audited by the Company&#8217;s external auditors, Ernst&#160;&amp; Young LLP, in accordance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 330.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">with Canadian generally accepted auditing standards and the standards of the Public Company Accounting Oversight Board <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 340.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(United States). Ernst&#160;&amp; Young LLP has full and free access to management and the Audit Committee.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 357.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; white-space: pre;"><span style="left: 122.4pt; position: var(--position);"><span style="display: inline-block; height: 67.88pt; width: 21.6pt;"></span></span><span style="left: 144pt; position: var(--position);"><span style="display: inline-block; height: 67.88pt; width: 36pt;"></span></span><span style="left: 180pt; position: var(--position);"><span style="display: inline-block; height: 67.88pt; width: 36pt;"></span></span><span style="left: 216pt; position: var(--position);"><span style="display: inline-block; height: 67.88pt; width: 36pt;"></span></span><span style="left: 252pt; position: var(--position);"><span style="display: inline-block; height: 67.88pt; width: 36pt;"></span></span></span><div style="left: 36pt; position: var(--position); top: 18.98pt;"><div style="position: var(--position);"><img src="mfc-20241231_g2.jpg" alt="RG e-signature.jpg" style="height: 48.9pt; width: 86.4pt;"/></div></div><div style="left: 288pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g3.jpg" alt="Colin Simpson's Signature.jpg" style="height: 67.88pt; width: 100.8pt;"/></div></div></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 443pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 36pt; position: var(--position);">Roy Gori<span style="display: inline-block; height: 6.55pt; width: 0.53pt;"></span></span><span style="left: 72pt; position: var(--position);"><span style="display: inline-block; height: 6.55pt; width: 36pt;"></span></span><span style="left: 108pt; position: var(--position);"><span style="display: inline-block; height: 6.55pt; width: 36pt;"></span></span><span style="left: 144pt; position: var(--position);"><span style="display: inline-block; height: 6.55pt; width: 36pt;"></span></span><span style="left: 180pt; position: var(--position);"><span style="display: inline-block; height: 6.55pt; width: 36pt;"></span></span><span style="left: 216pt; position: var(--position);"><span style="display: inline-block; height: 6.55pt; width: 36pt;"></span></span><span style="left: 252pt; position: var(--position);"><span style="display: inline-block; height: 6.55pt; width: 36pt;"></span></span><span style="left: 288pt; position: var(--position);">Colin Simpson <span style="display: inline-block; height: 6.55pt;"></span></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 453.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 36pt; position: var(--position);">President and Chief Executive Officer<span style="display: inline-block; height: 6.55pt; width: 30.73pt;"></span></span><span style="left: 216pt; position: var(--position);"><span style="display: inline-block; height: 6.55pt; width: 36pt;"></span></span><span style="left: 252pt; position: var(--position);"><span style="display: inline-block; height: 6.55pt; width: 36pt;"></span></span><span style="left: 288pt; position: var(--position);">Chief Financial Officer <span style="display: inline-block; height: 6.55pt;"></span></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 470.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Toronto, Canada<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 481.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: absolute; top: 504.2pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1811"></div><div style="font-size: 12pt; line-height: 16pt; position: var(--position); top: 504.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Appointed Actuary&#8217;s Report to the Policyholders and Shareholders <span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 531pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">I have valued the policy liabilities of Manulife Financial Corporation for its Consolidated Statements of Financial Position as at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 541.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.97pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.97pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.97pt; position: var(--position); text-decoration: none; white-space: pre;"> and their change in the Consolidated Statements of Income for the years then ended in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 552.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">accordance with International Financial Reporting Standards.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 569.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In my opinion, the amount of policy liabilities is appropriate for this purpose. The valuation conforms to accepted actuarial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 580.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">practice in Canada and the Consolidated Financial Statements fairly present the results of the valuation.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 597pt; width: 594pt;"><div style="left: 36pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g4.jpg" alt="SF signature for use ONLY on Feb 14 2025.jpg" style="height: 40.37pt; width: 122.4pt;"/></div></div></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 655.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Steven Finch <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 666.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Appointed Actuary<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 108.99pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 682.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Toronto, Canada <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 693.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 447.49pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 521.99pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 550.07pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 2<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 457.19pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_5810"></div><div style="line-height: 9pt; position: var(--position); top: 359.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(This page intentionally left blank)<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 7.05pt; position: var(--position); white-space: pre;">3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="line-height: 9pt; position: var(--position); top: 359.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(This page intentionally left blank)<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 447.49pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 521.99pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 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height: 6.55pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; 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top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="line-height: 9pt; position: var(--position); top: 359.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(This page intentionally left blank)<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 447.49pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 521.99pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 550.07pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 6<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 457.19pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1620"></div><div style="font-size: 12pt; line-height: 16pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Report of Independent Registered Public Accounting Firm<span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 67.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">To the Shareholders and Board of Directors of Manulife Financial Corporation<span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 87.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Opinion on the Consolidated Financial Statements<span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 108.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">We have audited the accompanying consolidated statements of financial position of Manulife Financial Corporation (the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 119.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Company) as of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.97pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 189.94pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.94pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.94pt; position: var(--position); text-decoration: none; white-space: pre;">, the related consolidated statements of income, consolidated statements of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 130.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">comprehensive income, consolidated statements of changes in equity and consolidated statements of cash flows for the years <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 140.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">then ended, and the related notes (collectively referred to as <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 286.9pt; position: var(--position); text-decoration: none; white-space: pre;">the &#8220;consolidated financial statements&#8221;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 440.32pt; position: var(--position); text-decoration: none; white-space: pre;">). In our opinion, the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 151.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">consolidated financial statements present fairly, in all material respects, the consolidated financial position of the Company as of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 162.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.97pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 143.97pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 163.97pt; position: var(--position); text-decoration: none; white-space: pre;">, its consolidated financial performance and its consolidated cash flows for the years then ended, in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 173.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">conformity with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 190.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 200.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(PCAOB), the Company&#8217;s internal control over financial reporting as of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.66pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 405.63pt; position: var(--position); text-decoration: none; white-space: pre;">, based on criteria established in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 211.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Internal Control &#8211; Integrated Framework issued by the Committee of Sponsoring <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.32pt; position: var(--position); text-decoration: none; white-space: pre;">Organizations of the Treadway Commission <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 222.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(2013 framework) and our report dated <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 201.91pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.38pt; position: var(--position); text-decoration: none; white-space: pre;">, expressed an unqualified opinion thereon.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 239.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Basis for Opinion<span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 259.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">These consolidated financial statements are the responsibility of the Company&#8217;s management. Our responsibility is to express an <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 270.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">opinion on the Company&#8217;s consolidated financial statements based on our audits. We are a public accounting firm registered with <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 281.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 292.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 309.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 319.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 330.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 341.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 352.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 363.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 373.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 390.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Critical Audit Matters<span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 411.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The critical audit matters communicated below are matters arising from the current period audit of the consolidated financial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 422.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">statements that were communicated or required to be communicated to the audit committee and that: (1) relate to accounts or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 432.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">disclosures that are material to the consolidated financial statements and (2) involved our especially challenging, subjective, or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 443.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">complex judgments. The communication of critical audit matters does not alter in any way our opinion on the consolidated <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 454.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">financial statements, taken as a whole, and we are not, by communicating the critical audit matters below, providing separate <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 465.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">opinions on the critical audit matters or on the accounts or disclosures to which they relate.<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 7.05pt; position: var(--position); white-space: pre;">7<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: var(--position); top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 66.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 6pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 434.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 6pt;"/></tr><tr style="height: 15pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 72.75pt; position: var(--position); top: 0pt; width: 434.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.55pt; width: 434.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Valuation of Insurance Contract Liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 6pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 164.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 21pt; width: 66.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Description of <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 12pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">the matter<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 72.75pt; position: var(--position); top: 21pt; width: 434.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">The Company recorded insurance contract liabilities of $523 billion at December 31, 2024 on its consolidated statement of <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 12.38pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">financial position, of which $383 billion as disclosed in Note 6 &#8216;Insurance and Reinsurance Contract Assets and Liabilities&#8217; has <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 22.13pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">been measured under the variable fee approach (VFA) and the general measurement model (GMM). At initial recognition, the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 31.88pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Company measures a group of insurance contracts as the total of: (a) fulfilment cash flows, which comprise of estimates of future <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 41.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows, adjusted to reflect the time value of money and financial risks, and a risk adjustment for non-financial risk; and (b) a <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 51.38pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">contractual service margin (CSM), which represents the estimate of unearned profit the Company will recognize as it provides <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 61.13pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">service under the insurance contracts or the loss component when the contracts are onerous. When projecting future cash flows <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 70.88pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">for these insurance contract liabilities, the Company primarily uses deterministic projections using best estimate assumptions. <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 80.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Key assumptions are subjective and complex and include mortality, morbidity, investment returns, policy termination rates, <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 90.38pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">premium persistency, directly attributable expenses, taxes, and policyholder dividends. Disclosures on this matter are found in <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 100.13pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Note 1 &#8216;Nature of Operations and Material Accounting Policy Information&#8217; and Note 6 &#8216;Insurance and Reinsurance Contract <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 109.88pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Assets and Liabilities&#8217; of the consolidated financial statements.<span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 125.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Auditing the valuation of these insurance contract liabilities was complex and required the application of significant auditor <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 135.38pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">judgment due to the complexity of the cash flow models, the selection and use of assumptions, and the interrelationship of these <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 145.13pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">variables in measuring insurance contract liabilities. The audit effort involved professionals with specialized skills and knowledge <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 154.88pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">to assist in evaluating the audit evidence obtained.<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 6pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 6pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 146.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 197.25pt; width: 66.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">How we <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 12pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">addressed the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 21.37pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">matter in our <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 30.74pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">audit<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 72.75pt; position: var(--position); top: 197.25pt; width: 434.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">We obtained an understanding, evaluated the design, and tested the operating effectiveness of management&#8217;s controls over the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 12.38pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">valuation of insurance contract liabilities. The controls we tested related to, among other areas, actuarial methodology, integrity of <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 22.13pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">data used, controls over relevant information technology, and the assumption setting and implementation processes used by <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 31.88pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">management.<span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 47.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">To test the valuation of insurance contract liabilities, our audit procedures included, among other procedures, involving our <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 56.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">actuarial specialists to assess the methodology and assumptions with respect to compliance with IFRS. We performed audit <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 65.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">procedures over key assumptions, including testing the implementation of those assumptions into the models. These procedures <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 74.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">included testing underlying support and documentation, including reviewing a sample of experience studies supporting specific <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 83.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">assumptions, challenging the nature, timing, and completeness of changes recorded, and assessing whether individual changes <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 92.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">were errors or refinements of estimates. We also tested the methodology and calculation of the insurance contract liabilities <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 101.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">through both review of the calculation logic within the models, and through calculating an independent estimate of the fulfillment <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 110.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">cashflows for a sample of insurance contracts and comparing the results to those determined by the Company and to industry <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 119.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">and other external sources for benchmarking. Additionally, we have performed an independent calculation of the CSM for a <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 128.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">sample of groups of insurance contracts and compared the amounts to the Company&#8217;s results.&#160; We also assessed the adequacy <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 137.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">of the disclosures related to the valuation of insurance contract liabilities.<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 6pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 15pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 72.75pt; position: var(--position); top: 349.5pt; width: 434.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.55pt; width: 434.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Valuation of Invested Assets and Derivatives with Significant Non-Observable Market Inputs<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 8.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 161.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 372.75pt; width: 66.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Description of <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 12pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">the matter<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 72.75pt; position: var(--position); top: 372.75pt; width: 434.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">The Company recorded invested assets of $93.9 billion, as disclosed in Note 3 &#8216;Invested Assets and Investment Income&#8217;, and <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 11.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">derivative assets and liabilities of $0.2 billion and $3.4 billion, respectively, as disclosed in Note 4 &#8216;Derivative and Hedging <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 20.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Instruments&#8217; at December 31, 2024 within its consolidated statement of financial position which are both (a) measured at fair <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 29.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">value and (b) classified as Level 3 within the Company&#8217;s hierarchy of fair value measurements. The Level 3 invested assets <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 38.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">include private placements, commercial mortgages, real estate, timber and agriculture, and private equities valued using internal <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 47.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">models. Level 3 derivative assets and liabilities primarily include bond forwards. There is increased measurement uncertainty in <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 56.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">determining the fair value of these invested assets and derivatives due to volatility in the current economic environment. Fair <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 65.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">values are based on internal models or third-party appraisals that incorporate assumptions with a high-level of subjectivity <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 74.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">including discount rates, credit ratings and related spreads, expected future cash flows, transaction prices of comparable assets, <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 83.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">volatilities, correlations, and repurchase rates. Disclosures on this matter are found in Note 1 &#8216;Nature of Operations and Material <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 92.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Accounting Policy Information&#8217;, Note 3 &#8216;Invested Assets and Investment Income&#8217;, and Note 4 &#8216;Derivative and Hedging <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 101.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Instruments&#8217; of the consolidated financial statements.<span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 116.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Auditing the valuation of these invested assets and derivatives was complex and required the application of significant auditor <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 125.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">judgment in assessing the valuation methodologies and non-observable inputs used. The valuation is sensitive to the significant <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 134.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">non-observable market inputs described above, which are inherently forward-looking and could be affected by future economic <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 143.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">and market conditions.&#160; The audit effort involved professionals with specialized skills and knowledge to assist in evaluating the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 152.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">audit evidence obtained.<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 6pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 6pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 98.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 546pt; width: 66.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">How we <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 12pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">addressed the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 21.37pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">matter in our <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 30.74pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">audit<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 72.75pt; position: var(--position); top: 546pt; width: 434.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">We obtained an understanding, evaluated the design, and tested the operating effectiveness of management&#8217;s controls over the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 11.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">valuation processes. The controls we tested related to, among other areas, management&#8217;s determination and approval of <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 20.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">assumptions and methodologies used in model-based valuations. The controls we tested also included controls over relevant <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 29.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">information technology.<span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 44.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">To test the valuation, our audit procedures included, among other procedures, involving our valuation specialists to assess the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 53.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">methodologies and significant inputs and assumptions used by management.&#160; These procedures included assessing the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 62.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">valuation methodologies used with respect to the Company&#8217;s policies, valuation guidelines, and industry practice and comparing <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 71.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">a sample of valuation assumptions used against benchmarks including comparable transactions where applicable. We also <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 80.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">performed independent investment valuations on a sample basis to evaluate management&#8217;s recorded values. In addition, we <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 89.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">assessed the adequacy of the disclosures related to the valuation of invested assets and derivatives.<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 6pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 447.49pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 521.99pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 550.07pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 8<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 457.19pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: var(--position); top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 66.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 6pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 434.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 6pt;"/></tr><tr style="height: 15pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 72.75pt; position: var(--position); top: 0pt; width: 434.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.55pt; width: 434.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">IFRS 9 Hedge Accounting<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 6pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 140.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 21pt; width: 66.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Description of <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 12pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">the matter<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 72.75pt; position: var(--position); top: 21pt; width: 434.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">The Company has designated hedge accounting relationships with the objective to reduce potential accounting mismatches <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 11.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">between changes in the fair value of derivatives in income and financial risk of insurance contract liabilities and financial assets in <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 20.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">other comprehensive income. Specifically, the Company has established relationships to hedge the fair value changes of certain <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 29.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">of the Company&#8217;s insurance contract liabilities and debt instruments attributable to interest rate risk. The Company has also <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 38.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">established relationships to hedge the risk of fair value changes of certain foreign currency denominated insurance contract <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 47.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">liabilities and debt instruments attributable to foreign currency and interest rate risk. Related to the application of these hedges, <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 56.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">the Company recognized changes in value of hedged assets of ($462) million, and changes in value of hedged liabilities of <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 65.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">$3,646 million, for the year ended December 31, 2024. Disclosures on this matter are found in Note 1 &#8216;Nature of Operations and <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 74.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Material Accounting Policy Information&#8217; and Note 4 &#8216;Derivative and Hedging Instruments&#8217; of the consolidated financial statements.<span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 91.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Auditing the application of hedge accounting was complex and required the application of significant auditor judgement related to <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 100.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">the assessment of the ongoing economic relationship between the risk component of the hedged item and hedging instrument, <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 109.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">the assessment that the hedge ratio between the hedging instrument and the hedged item was consistent with the risk objectives, <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 118.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">and the determination of the resulting accumulated fair value adjustments. The audit effort involved professionals with specialized <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 127.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">skills and knowledge to assist in evaluating the audit evidence obtained.<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 6pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 6pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 134.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 173.25pt; width: 66.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">How we <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 12pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">addressed the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 21.37pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">matter in our <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 30.74pt; width: 66.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: italic; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">audit<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 72.75pt; position: var(--position); top: 173.25pt; width: 434.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">We obtained an understanding, evaluated the design, and tested the operating effectiveness of management&#8217;s controls over the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 12.38pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">application and execution of those strategies, including the implementation of new strategies where applicable, and the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 22.13pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">measurements of the accumulated fair value adjustments. The controls we tested included, among others, controls over the <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 31.88pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">review of the completeness, accuracy, and eligibility of the hedged items and hedging instruments included in the hedging <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 41.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">relationships, determination of the hedge ratio between the hedging instrument and the hedged item with reference to the risk <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 51.38pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">objectives, and the determination of the resulting accumulated fair value adjustments. The controls we tested also included <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 61.13pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">controls over relevant information technology. <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 76.88pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">To assess the Company&#8217;s application of these hedge accounting strategies under IFRS 9, our audit procedures included, among <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 86.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">other procedures, involving our hedge accounting and derivative specialists to support our independent testing of the application <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 96.38pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">of the hedge ratio by the Company and the valuation of a sample of the accumulated fair value adjustments. Other procedures <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 106.13pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">performed include testing over the completeness and accuracy of the hedged items and hedging instruments designated in these <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 115.88pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">relationships and the determination of the resulting accumulated fair value adjustments. In addition, we assessed the adequacy <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 125.63pt; width: 434.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">of the disclosures related to hedge accounting. <span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 6pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></div><div style="line-height: 9pt; position: var(--position); top: 371pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">/s/ Ernst &amp; Young LLP<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="background-color: transparent; height: 166.38pt; left: 86.27pt; opacity: 1; position: var(--position); top: 222.03pt; width: 65.25pt; z-index: 1;"><div><div><div></div></div></div></div><div style="line-height: 9pt; position: var(--position); top: 387.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Chartered Professional Accountants<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 398.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Licensed Public Accountants<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 426.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">We<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.33pt; position: var(--position); text-decoration: none; white-space: pre;"> have served as Manulife Financial Corporation&#8217;s auditor since 1905<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 328.51pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 455pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Toronto, Canada<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 465.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 7.05pt; position: var(--position); white-space: pre;">9<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1644"></div><div style="font-size: 12pt; line-height: 16pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Report of Independent Registered Public Accounting Firm<span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 67.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">To the Shareholders and Board of Directors of&#160;Manulife Financial Corporation<span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 87.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Opinion on Internal Control over Financial Reporting<span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 108.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">We have audited&#160;Manulife Financial Corporation&#8217;s&#160;internal control over financial reporting as of&#160;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.42pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 492.39pt; position: var(--position); text-decoration: none; white-space: pre;">, based on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 119.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">criteria established in Internal Control &#8212; Integrated Framework issued by the Committee of Sponsoring Organizations of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 130.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Treadway Commission (2013 framework) (the COSO criteria).&#160;In our opinion,&#160;Manulife Financial Corporation (the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 140.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company)&#160;maintained, in all material respects, effective internal control over financial reporting as of&#160;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.07pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 515.04pt; position: var(--position); text-decoration: none; white-space: pre;">, based <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 151.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">on the COSO criteria.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 168.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 179.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(PCAOB), the&#160;consolidated statements of financial position of the Company as of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 359.87pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 438.84pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 458.84pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 478.84pt; position: var(--position); text-decoration: none; white-space: pre;">, and the related <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 190.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">consolidated statements of income, consolidated statements of comprehensive income, consolidated statements of changes in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 200.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">equity and consolidated statements of cash flows for the years then ended, and the related notes&#160;and our report <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 211.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">dated&#160;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 61pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.47pt; position: var(--position); text-decoration: none; white-space: pre;">, expressed&#160;an unqualified opinion thereon.&#160;<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 228.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Basis for Opinion<span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 249.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s management is responsible for maintaining effective internal control over financial reporting and for its <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 259.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">assessment of the effectiveness of internal control over financial reporting included in Management&#8217;s Report on Internal Control <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 270.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Over Financial Reporting contained in the Management&#8217;s Discussion and Analysis. Our responsibility is to express an opinion on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 281.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s internal control over financial reporting based on our audit. We are a public accounting firm registered with the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 292.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 303.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 319.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 330.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 341.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">material respects. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 358.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 369.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 379.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and performing su<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 108.46pt; position: var(--position); text-decoration: none; white-space: pre;">ch other procedures as we considered necessary in the circumstances. We believe that our audit provides a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 390.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reasonable basis for our opinion.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 407.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Definition and Limitations of Internal Control over Financial Reporting<span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 428.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">A company&#8217;s internal control over financial reporting is a process designed to provide reasonable assurance regarding the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 438.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reliability of financial reporting and the preparation of financial statements for external purposes in accordance with International <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 449.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Financial Reporting Standards as issued by the International Accounting Standards Board. A company&#8217;s internal control over <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 460.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 471.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 482.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 492.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">International Financial Reporting Standards as issued by the International Accounting Standards Board, and that receipts and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 503.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">expenditures of the company are being made only in accordance with authorizations of management and directors of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 514.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 525.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">disposition of the company&#8217;s assets that could have a material effect on the financial statements.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 542.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements.&#160;Also, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 552.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 563.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 592.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">/s/ Ernst &amp; Young LLP<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 609.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Chartered Professional Accountants<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 620.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Licensed Public Accountants<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 642.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Toronto, Canada<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 653.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 10<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1667"></div><div style="line-height: 16pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statements of Financial Position<span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="background-color: transparent; height: 35.32pt; left: 51pt; opacity: 1; position: var(--position); top: 690.52pt; width: 62.4pt; z-index: 3;"><div><div><div style="position: var(--position);"><img src="mfc-20241231_g2.jpg" alt="RG e-signature.jpg" style="height: 35.32pt; width: 62.4pt;"/></div></div></div></div><div style="background-color: transparent; height: 35.28pt; left: 349.5pt; opacity: 1; position: var(--position); top: 687.47pt; width: 67.65pt; z-index: 4;"><div><div><div style="position: var(--position);"><img src="mfc-20241231_g5.jpg" alt="Don Lindsay e-signature.jpg" style="height: 35.28pt; width: 67.65pt;"/></div></div></div></div><div style="position: var(--position); top: 59.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">(Canadian $ in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1">25,789</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-2">20,338</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-3">210,621</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-4">212,149</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-5">33,725</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-6">25,531</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:MortgageLoans" format="ixt:num-dot-decimal" scale="6" id="f-7">54,447</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:MortgageLoans" format="ixt:num-dot-decimal" scale="6" id="f-8">52,421</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-9">49,668</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-10">45,606</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 90pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Bank clients<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-11">2,310</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-12">2,436</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 101.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-13">13,263</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-14">13,049</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 112.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-15">52,674</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-16">45,680</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 123.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Total invested assets (note 3)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-17">442,497</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-18">417,210</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Accrued investment income<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:AccruedIncomeOtherThanContractAssets" format="ixt:num-dot-decimal" scale="6" id="f-19">2,969</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:AccruedIncomeOtherThanContractAssets" format="ixt:num-dot-decimal" scale="6" id="f-20">2,678</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 157.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Derivatives (note 4)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-21">8,667</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-22">8,546</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 168.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Insurance contract assets (note 6)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-23">102</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-24">145</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Reinsurance contract held assets (note 6)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-25">59,015</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-26">42,651</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred tax assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DeferredTaxAssets" format="ixt:num-dot-decimal" scale="6" id="f-27">5,884</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DeferredTaxAssets" format="ixt:num-dot-decimal" scale="6" id="f-28">6,739</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Goodwill and intangible assets (note 5)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:IntangibleAssetsAndGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-29">11,052</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:IntangibleAssetsAndGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-30">10,310</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 213.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Miscellaneous<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:MiscellaneousOtherAssets" format="ixt:num-dot-decimal" scale="6" id="f-31">12,644</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:MiscellaneousOtherAssets" format="ixt:num-dot-decimal" scale="6" id="f-32">9,751</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total other assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:OtherAssets" format="ixt:num-dot-decimal" scale="6" id="f-33">100,333</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:OtherAssets" format="ixt:num-dot-decimal" scale="6" id="f-34">80,820</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 236.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Segregated funds net assets (note 22)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-35">435,988</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-36">377,544</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 247.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-37">978,818</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-38">875,574</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities and Equity<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 281.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities, excluding those for account of segregated fund holders (note 6)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-39">396,401</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-40">367,996</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 292.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Reinsurance contract held liabilities (note 6)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-41">2,669</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-42">2,831</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 303.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Investment contract liabilities (note 7)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-43">13,498</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-44">11,816</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 315pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deposits from Bank clients<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DepositsFromCustomers" format="ixt:num-dot-decimal" scale="6" id="f-45">22,063</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DepositsFromCustomers" format="ixt:num-dot-decimal" scale="6" id="f-46">21,616</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 326.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Derivatives (note 4)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-47">14,252</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-48">11,730</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 337.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred tax liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DeferredTaxLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-49">1,890</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DeferredTaxLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-50">1,697</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 348.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:OtherFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-51">24,936</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:OtherFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-52">18,879</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 360pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Long-term debt (note 9)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-53">6,629</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-54">6,071</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 371.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Capital instruments (note 10)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-55">7,532</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-56">6,667</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 382.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total liabilities, excluding those for account of segregated fund holders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:LiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-57">489,870</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:LiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-58">449,303</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 393.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities for account of segregated fund holders (note 6)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-59">126,545</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-60">114,143</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 405pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities for account of segregated fund holders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 405pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-61">309,443</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 405pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-62">263,401</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 416.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.87pt; position: var(--position); white-space: pre;">Insurance and investment contract liabilities for account of segregated fund holders (note 22)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InsuranceAndInvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-63">435,988</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InsuranceAndInvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-64">377,544</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 427.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:Liabilities" format="ixt:num-dot-decimal" scale="6" id="f-65">925,858</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:Liabilities" format="ixt:num-dot-decimal" scale="6" id="f-66">826,847</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 438.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 450pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Preferred shares and other equity (note 11)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3" decimals="-6" name="ifrs-full:IssuedCapital" format="ixt:num-dot-decimal" scale="6" id="f-67">6,660</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-4" decimals="-6" name="ifrs-full:IssuedCapital" format="ixt:num-dot-decimal" scale="6" id="f-68">6,660</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 461.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Common shares (note 11)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-5" decimals="-6" name="ifrs-full:IssuedCapital" format="ixt:num-dot-decimal" scale="6" id="f-69">20,681</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-6" decimals="-6" name="ifrs-full:IssuedCapital" format="ixt:num-dot-decimal" scale="6" id="f-70">21,527</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 472.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contributed surplus<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 472.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:AdditionalPaidinCapital" scale="6" id="f-71">204</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 472.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:AdditionalPaidinCapital" scale="6" id="f-72">222</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 483.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Shareholders and other equity holders&#8217; retained earnings<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:RetainedEarnings" format="ixt:num-dot-decimal" scale="6" id="f-73">4,764</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:RetainedEarnings" format="ixt:num-dot-decimal" scale="6" id="f-74">4,819</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 495pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Shareholders and other equity holders&#8217; accumulated other comprehensive income (loss) (&#8220;AOCI&#8221;):<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 506.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.95pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:ReserveOfChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" format="ixt:num-dot-decimal" scale="6" id="f-75">37,999</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:ReserveOfChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" format="ixt:num-dot-decimal" scale="6" id="f-76">30,010</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 517.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.95pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 517.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" sign="-" name="ifrs-full:ReserveOfFinanceIncomeExpensesFromReinsuranceContractsHeldExcludedFromProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-77">7,048</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 517.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" sign="-" name="ifrs-full:ReserveOfFinanceIncomeExpensesFromReinsuranceContractsHeldExcludedFromProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-78">4,634</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 528.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.95pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value through other comprehensive income (&#8220;OCI&#8221;) investments<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" sign="-" name="ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-79">19,733</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" sign="-" name="ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-80">16,262</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 540pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.95pt; position: var(--position); text-decoration: none; white-space: pre;">Translation of foreign operations<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 540pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:ReserveOfExchangeDifferencesOnTranslation" format="ixt:num-dot-decimal" scale="6" id="f-81">7,327</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 540pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:ReserveOfExchangeDifferencesOnTranslation" format="ixt:num-dot-decimal" scale="6" id="f-82">4,801</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 551.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.95pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:AccumultedOtherComprehensiveIncomeNetOfTaxOther" scale="6" id="f-83">118</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" sign="-" name="mfc:AccumultedOtherComprehensiveIncomeNetOfTaxOther" scale="6" id="f-84">104</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 562.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total shareholders and other equity holders&#8217; equity<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 562.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-85">50,972</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 562.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-86">47,039</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 573.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Participating policyholders&#8217; equity<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:ParticipatingPolicyholdersEquity" scale="6" id="f-87">567</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:ParticipatingPolicyholdersEquity" scale="6" id="f-88">257</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 585pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-controlling interests <span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:num-dot-decimal" scale="6" id="f-89">1,421</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:num-dot-decimal" scale="6" id="f-90">1,431</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 596.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total equity<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-91">52,960</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-92">48,727</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 607.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total liabilities and equity<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-93">978,818</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-94">875,574</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="3" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 618.75pt; width: 513pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 513pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">The accompanying notes are an integral part of these Consolidated Financial Statements.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="line-height: 10pt; position: var(--position); top: 694.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; white-space: pre;"><span style="left: 45pt; position: var(--position);"><span style="display: inline-block; height: 7.28pt; width: 36pt;"></span></span><span style="left: 81pt; position: var(--position);"><span style="display: inline-block; height: 7.28pt; width: 36pt;"></span></span><span style="left: 117pt; position: var(--position);"><span style="display: inline-block; height: 7.28pt; width: 36pt;"></span></span><span style="left: 153pt; position: var(--position);"><span style="display: inline-block; height: 7.28pt; width: 36pt;"></span></span><span style="left: 189pt; position: var(--position);"><span style="display: inline-block; height: 7.28pt; width: 36pt;"></span></span><span style="left: 225pt; position: var(--position);"><span style="display: inline-block; height: 7.28pt; width: 36pt;"></span></span><span style="left: 261pt; position: var(--position);"><span style="display: inline-block; height: 7.28pt; width: 36pt;"></span></span><span style="left: 297pt; position: var(--position);"><span style="display: inline-block; height: 7.28pt; width: 36pt;"></span></span><span style="left: 333pt; position: var(--position);"><span style="display: inline-block; height: 7.28pt; width: 36pt;"></span></span><span style="left: 369pt; position: var(--position);"><span style="display: inline-block; height: 7.28pt; width: 36pt;"></span></span></span></div><div style="background-color: transparent; height: 27pt; left: 45pt; opacity: 1; position: var(--position); top: 725pt; width: 155.25pt; z-index: 1;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 155.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Roy Gori <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 16.8pt; width: 155.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">President and Chief Executive Officer <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 27pt; left: 342.15pt; opacity: 1; position: var(--position); top: 722.75pt; width: 134.25pt; z-index: 2;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 134.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Don Lindsay<span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 16.8pt; width: 134.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Chair of the Board of Directors<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">11<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1693"></div><div style="line-height: 16pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statements of Income<span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="position: var(--position); top: 61.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">(Canadian $ in millions except per share amounts)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">Insurance revenue (note 6)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-95">26,592</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-96">23,972</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">Insurance service expenses (note 6)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-97">21,822</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-98">19,382</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">Net expenses from reinsurance contracts held (note 6)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-99">769</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-100">613</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance service result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-101">4,001</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-102">3,977</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">Investment income (note 3)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 37.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-103">18,249</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-104">16,180</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 118.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 37.38pt; position: var(--position); text-decoration: none; white-space: pre;">Realized and unrealized gains (losses) on assets supporting insurance and investment contract liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:RealizedAndUnrealizedGainsLossesOnAssetsSupportingInsuranceAndInvestmentContractLiabilitiesAndOnMacroHedgeProgram" format="ixt:num-dot-decimal" scale="6" id="f-105">2,210</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:RealizedAndUnrealizedGainsLossesOnAssetsSupportingInsuranceAndInvestmentContractLiabilitiesAndOnMacroHedgeProgram" format="ixt:num-dot-decimal" scale="6" id="f-106">3,138</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 37.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InvestmentExpenses" format="ixt:num-dot-decimal" scale="6" id="f-107">1,348</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentExpenses" format="ixt:num-dot-decimal" scale="6" id="f-108">1,297</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 142.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net investment income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-109">19,111</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-110">18,021</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 154.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance income (expenses) and effect of movement in foreign exchange rates (note 6)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-111">16,219</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-112">13,894</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 166.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 20.63pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">Reinsurance finance income (expenses) and effect of movement in foreign exchange rates (note 6)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-113">1,133</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-114">734</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 178.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">Decrease (increase) in investment contract liabilities (note 6)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 178.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-115">504</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 178.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-116">435</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 190.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InvestmentResultExcludingSegregatedInvestmentFunds" format="ixt:num-dot-decimal" scale="6" id="f-117">3,521</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 190.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentResultExcludingSegregatedInvestmentFunds" format="ixt:num-dot-decimal" scale="6" id="f-118">2,958</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">Segregated funds investment result (note 22)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 214.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 37.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment income related to segregated funds net assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InvestmentIncomeRelatedToSegregatedFundsNetAssets" format="ixt:num-dot-decimal" scale="6" id="f-119">52,870</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentIncomeRelatedToSegregatedFundsNetAssets" format="ixt:num-dot-decimal" scale="6" id="f-120">49,346</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 226.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 37.38pt; position: var(--position); text-decoration: none; white-space: pre;">Financial changes related to insurance and investment contract liabilities for account of segregated fund <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 40.68pt; position: var(--position); text-decoration: none; white-space: pre;">holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 226.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:FinancialChangesRelatedToInsuranceAndInvestmentContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-121">52,870</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 226.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:FinancialChangesRelatedToInsuranceAndInvestmentContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-122">49,346</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 248.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net segregated funds investment result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetSegregatedFundsInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-123">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetSegregatedFundsInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-124">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 260.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-125">3,521</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-126">2,958</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 272.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Other revenue (note 13)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 272.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:OtherRevenue" format="ixt:num-dot-decimal" scale="6" id="f-127">7,588</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 272.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:OtherRevenue" format="ixt:num-dot-decimal" scale="6" id="f-128">6,746</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 284.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">General expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 284.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:SellingGeneralAndAdministrativeExpense" format="ixt:num-dot-decimal" scale="6" id="f-129">4,859</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 284.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:SellingGeneralAndAdministrativeExpense" format="ixt:num-dot-decimal" scale="6" id="f-130">4,330</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 296.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Commissions related to non-insurance contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 296.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:FeeAndCommissionExpense" format="ixt:num-dot-decimal" scale="6" id="f-131">1,480</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 296.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:FeeAndCommissionExpense" format="ixt:num-dot-decimal" scale="6" id="f-132">1,345</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 308.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 308.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-133">1,681</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 308.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-134">1,554</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 320.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) before income taxes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 320.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-135">7,090</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 320.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-136">6,452</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 332.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Income tax (expenses) recoveries<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 332.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-137">1,212</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 332.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-138">845</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 344.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-139">5,878</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-140">5,607</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 356.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) attributed to:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 368.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-controlling interests<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-141">247</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-142">144</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 380.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Participating policyholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 380.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-143">246</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 380.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-144">360</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 392.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Shareholders and other equity holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 392.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-145">5,385</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 392.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-146">5,103</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 404.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 404.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-147">5,878</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 404.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-148">5,607</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 416.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-149">5,385</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-150">5,103</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 428.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Preferred share dividends and other equity distributions<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 428.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AdjustmentToProfitLossForPreferenceShareDividends" scale="6" id="f-151">311</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 428.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AdjustmentToProfitLossForPreferenceShareDividends" scale="6" id="f-152">303</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 440.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Common shareholders&#8217; net income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" format="ixt:num-dot-decimal" scale="6" id="f-153">5,074</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" format="ixt:num-dot-decimal" scale="6" id="f-154">4,800</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 452.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Earnings per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 464.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">&#160; &#160; &#160;  Basic earnings per common share (note 11)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 464.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-7" decimals="2" name="ifrs-full:BasicEarningsLossPerShare" scale="0" id="f-155">2.85</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 464.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-8" decimals="2" name="ifrs-full:BasicEarningsLossPerShare" scale="0" id="f-156">2.62</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 476.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">&#160; &#160; &#160;  Diluted earnings per common share (note 11)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 476.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-7" decimals="2" name="ifrs-full:DilutedEarningsLossPerShare" scale="0" id="f-157">2.84</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 476.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-8" decimals="2" name="ifrs-full:DilutedEarningsLossPerShare" scale="0" id="f-158">2.61</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 488.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Dividends per common share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 488.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-7" decimals="2" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-159">1.60</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 488.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-8" decimals="2" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-160">1.46</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="3" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 500.25pt; width: 513pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 513pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">The accompanying notes are an integral part of these Consolidated Financial Statements.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 12<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1717"></div><div style="line-height: 16pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statements of Comprehensive Income<span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="position: var(--position); top: 67.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">(Canadian $ in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-161">5,878</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-162">5,607</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Other comprehensive income (loss), net of tax:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Items that may be subsequently reclassified to net income:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange gains (losses) on:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Translation of foreign operations<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" format="ixt:num-dot-decimal" scale="6" id="f-163">3,109</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" format="ixt:num-dot-decimal" scale="6" id="f-164">1,301</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net investment hedges<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsNetOfTax" scale="6" id="f-165">583</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsNetOfTax" scale="6" id="f-166">183</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLossNetOfTax" format="ixt:num-dot-decimal" scale="6" id="f-167">6,462</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLossNetOfTax" format="ixt:num-dot-decimal" scale="6" id="f-168">9,745</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance finance income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldExcludedFromProfitOrLossNetOfTax" format="ixt:num-dot-decimal" scale="6" id="f-169">2,280</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldExcludedFromProfitOrLossNetOfTax" scale="6" id="f-170">787</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 118.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value through OCI investments:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Unrealized gains (losses) arising during the year on assets supporting insurance and investment contract <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 26.73pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax" format="ixt:num-dot-decimal" scale="6" id="f-171">3,573</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax" format="ixt:num-dot-decimal" scale="6" id="f-172">9,251</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 152.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of net realized gains (losses) and provision for credit losses recognized in income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax" format="ixt:num-dot-decimal" scale="6" id="f-173">1,314</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax" scale="6" id="f-174">256</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 164.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 4.7pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:OtherComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" scale="6" id="f-175">158</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:OtherComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" scale="6" id="f-176">37</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 176.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total items that may be subsequently reclassified to net income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" format="ixt:num-dot-decimal" scale="6" id="f-177">4,607</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" scale="6" id="f-178">532</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 188.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Items that will not be reclassified to net income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" scale="6" id="f-179">66</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" scale="6" id="f-180">70</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 200.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive income (loss), net of tax<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:OtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-181">4,673</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:OtherComprehensiveIncome" scale="6" id="f-182">602</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 212.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive income (loss), net of tax<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-183">10,551</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-184">5,005</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 224.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive income (loss) attributed to:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 236.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-controlling interests<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:ComprehensiveIncomeAttributableToNoncontrollingInterests" scale="6" id="f-185">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:ComprehensiveIncomeAttributableToNoncontrollingInterests" scale="6" id="f-186">18</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 248.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Participating policyholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ComprehensiveIncomeAttributableToParticipatingPolicyholders" scale="6" id="f-187">310</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:ComprehensiveIncomeAttributableToParticipatingPolicyholders" scale="6" id="f-188">334</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 260.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Shareholders and other equity holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-189">10,237</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-190">4,653</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: absolute; top: 356.55pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1836"></div><div style="line-height: 16pt; position: var(--position); top: 356.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Income Taxes included in Other Comprehensive Income<span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="position: var(--position); top: 377.35pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 18pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.94pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 18pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">(Canadian $ in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 18pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 18pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Income tax expenses (recoveries) on:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 41.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Unrealized foreign exchange gains (losses) on translation of foreign operations<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" scale="6" id="f-191">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" scale="6" id="f-192">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 53.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Unrealized foreign exchange gains (losses) on net investment hedges<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome" scale="6" id="f-193">37</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome" scale="6" id="f-194">13</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 65.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance / reinsurance finance income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:IncomeTaxRelatingToInsuranceReinsuranceFinanceIncomeExpenseIncludedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-195">1,207</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:IncomeTaxRelatingToInsuranceReinsuranceFinanceIncomeExpenseIncludedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-196">1,853</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 77.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Unrealized gains (losses) on fair value through OCI investments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:IncomeTaxRelatingToAvailableForSaleFinancialAssetsIncludedInOtherComprehensiveIncome1" scale="6" id="f-197">480</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:IncomeTaxRelatingToAvailableForSaleFinancialAssetsIncludedInOtherComprehensiveIncome1" format="ixt:num-dot-decimal" scale="6" id="f-198">1,863</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 89.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of net realized gains (losses) on fair value through OCI investments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:IncomeTaxRelatingToReclassificationAdjustmentOnAvailableforsaleFinancialAssetsOfOtherComprehensiveIncome" scale="6" id="f-199">300</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:IncomeTaxRelatingToReclassificationAdjustmentOnAvailableforsaleFinancialAssetsOfOtherComprehensiveIncome" scale="6" id="f-200">8</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 101.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:IncomeTaxRelatingToOthersIncludedInOtherComprehensiveIncome" scale="6" id="f-201">68</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:IncomeTaxRelatingToOthersIncludedInOtherComprehensiveIncome" scale="6" id="f-202">20</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 113.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total income tax expenses (recoveries)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-203">1,059</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome" scale="6" id="f-204">6</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="3" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 125.25pt; width: 513pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 513pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">The accompanying notes are an integral part of these Consolidated Financial Statements.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">13<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1860"></div><div style="line-height: 16pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statements of Changes in Equity<span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="position: var(--position); top: 61.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">(Canadian $ in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Preferred shares and other equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-4" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-205">6,660</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-9" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-206">6,660</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Issued (note 11)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-10" decimals="-6" name="ifrs-full:IssueOfEquity" format="ixt:fixed-zero" scale="6" id="f-207">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-11" decimals="-6" name="ifrs-full:IssueOfEquity" format="ixt:fixed-zero" scale="6" id="f-208">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Redeemed (note 11)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-10" decimals="-6" name="mfc:RedeemedPreferredSharesAndOtherEquity" format="ixt:fixed-zero" scale="6" id="f-209">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-11" decimals="-6" name="mfc:RedeemedPreferredSharesAndOtherEquity" format="ixt:fixed-zero" scale="6" id="f-210">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-211">6,660</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-4" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-212">6,660</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Common shares<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-6" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-213">21,527</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-12" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-214">22,178</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Repurchased (note 11)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-13" decimals="-6" name="mfc:RepurchaseOfCommonShares" scale="6" id="f-215">990</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-14" decimals="-6" name="mfc:RepurchaseOfCommonShares" scale="6" id="f-216">745</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 118.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Issued on exercise of stock options and deferred share units<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-13" decimals="-6" name="mfc:IncreaseDecreaseThroughExerciseOfOptionsAndDeferredShareUnits" scale="6" id="f-217">144</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-14" decimals="-6" name="mfc:IncreaseDecreaseThroughExerciseOfOptionsAndDeferredShareUnits" scale="6" id="f-218">94</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-5" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-219">20,681</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-6" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-220">21,527</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 142.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contributed surplus<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 154.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-15" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-221">222</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-16" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-222">238</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 166.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Exercise of stock options and deferred share units<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-17" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughExerciseOfOptionsAndDeferredShareUnits" scale="6" id="f-223">18</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-18" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughExerciseOfOptionsAndDeferredShareUnits" scale="6" id="f-224">18</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 178.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Stock option expense<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 178.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-17" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" format="ixt:fixed-zero" scale="6" id="f-225">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 178.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-18" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" scale="6" id="f-226">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 190.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 190.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-19" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-227">204</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 190.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-15" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-228">222</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Shareholders and other equity holders&#8217; retained earnings<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 214.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-20" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-229">4,819</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-21" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-230">3,538</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 226.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders and other equity holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 226.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-22" decimals="-6" name="mfc:NetIncomeLossAttributedToShareholdersAndOtherEquityHolders" format="ixt:num-dot-decimal" scale="6" id="f-231">5,385</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 226.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-23" decimals="-6" name="mfc:NetIncomeLossAttributedToShareholdersAndOtherEquityHolders" format="ixt:num-dot-decimal" scale="6" id="f-232">5,103</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 238.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Common shares repurchased (note 11)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 238.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-22" decimals="-6" name="mfc:RepurchaseOfCommonShares" format="ixt:num-dot-decimal" scale="6" id="f-233">2,282</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 238.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-23" decimals="-6" name="mfc:RepurchaseOfCommonShares" scale="6" id="f-234">850</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 250.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Preferred share dividends and other equity distributions<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 250.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-22" decimals="-6" name="mfc:PreferredShareDividendsAndOtherEquityDistributions" scale="6" id="f-235">311</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 250.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-23" decimals="-6" name="mfc:PreferredShareDividendsAndOtherEquityDistributions" scale="6" id="f-236">303</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 262.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Common share dividends<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 262.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-22" decimals="-6" name="ifrs-full:DividendsPaidOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-237">2,848</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 262.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-23" decimals="-6" name="ifrs-full:DividendsPaidOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-238">2,669</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 274.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 274.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-22" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" scale="6" id="f-239">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 274.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-23" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" format="ixt:fixed-zero" scale="6" id="f-240">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 286.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 286.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-24" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-241">4,764</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 286.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-20" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-242">4,819</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 298.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Shareholders and other equity holders&#8217; accumulated other comprehensive income (loss) (&#8220;AOCI&#8221;):<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 310.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 310.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-25" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-243">13,811</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 310.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-26" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-244">14,261</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 322.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Change in unrealized foreign exchange gains (losses) on net foreign operations<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 322.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-27" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" format="ixt:num-dot-decimal" scale="6" id="f-245">2,526</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 322.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-28" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" format="ixt:num-dot-decimal" scale="6" id="f-246">1,117</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 334.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in insurance / reinsurance finance income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 334.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-27" decimals="-6" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-247">5,575</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 334.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-28" decimals="-6" sign="-" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-248">7,222</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 346.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Change in unrealized gains (losses) on fair value through OCI investments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 346.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-27" decimals="-6" sign="-" name="mfc:ChangeInUnrealizedGainsLossesOnFairvalueThroughOciInvestments" format="ixt:num-dot-decimal" scale="6" id="f-249">3,471</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 346.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-28" decimals="-6" name="mfc:ChangeInUnrealizedGainsLossesOnFairvalueThroughOciInvestments" format="ixt:num-dot-decimal" scale="6" id="f-250">7,923</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 358.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other changes in OCI attributed to shareholders and other equity holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 358.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-27" decimals="-6" name="mfc:OtherChangesInOciAttributedToShareholdersAndOtherEquityHolders" scale="6" id="f-251">222</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 358.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-28" decimals="-6" sign="-" name="mfc:OtherChangesInOciAttributedToShareholdersAndOtherEquityHolders" scale="6" id="f-252">34</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 370.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 370.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-29" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-253">18,663</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 370.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-25" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-254">13,811</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 382.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Total shareholders and other equity holders&#8217; equity, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-29" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-255">50,972</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-25" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-256">47,039</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 394.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Participating policyholders&#8217; equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 406.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 406.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-30" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-257">257</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 406.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-31" decimals="-6" sign="-" name="ifrs-full:Equity" scale="6" id="f-258">77</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 418.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) attributed to participating policyholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 418.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-32" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-259">246</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 418.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-33" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-260">360</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 430.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive income (losses) attributed to policyholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 430.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-32" decimals="-6" name="mfc:OtherComprehensiveLossAttributableToParticipatingPolicyholders" scale="6" id="f-261">64</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 430.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-33" decimals="-6" sign="-" name="mfc:OtherComprehensiveLossAttributableToParticipatingPolicyholders" scale="6" id="f-262">26</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 442.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 442.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-34" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-263">567</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 442.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-30" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-264">257</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 454.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-controlling interests<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 466.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 466.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-35" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-265">1,431</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 466.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-36" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-266">1,427</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 478.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) attributed to non-controlling interests<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 478.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-37" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-267">247</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 478.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-38" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-268">144</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 490.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive income (losses) attributed to non-controlling interests<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 490.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-37" decimals="-6" sign="-" name="ifrs-full:OtherComprehensiveIncomeAttributableToNoncontrollingInterests" scale="6" id="f-269">243</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 490.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-38" decimals="-6" sign="-" name="ifrs-full:OtherComprehensiveIncomeAttributableToNoncontrollingInterests" scale="6" id="f-270">126</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 502.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Contributions (distributions and acquisitions), net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 502.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-37" decimals="-6" sign="-" name="mfc:ContributionsNetNoncontrollingInterests" scale="6" id="f-271">14</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 502.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-38" decimals="-6" sign="-" name="mfc:ContributionsNetNoncontrollingInterests" scale="6" id="f-272">14</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 514.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 514.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-39" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-273">1,421</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 514.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-35" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-274">1,431</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 526.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total equity, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 526.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-275">52,960</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 526.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-276">48,727</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="3" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 538.5pt; width: 513pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 513pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">The accompanying notes are an integral part of these Consolidated Financial Statements.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 14<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1884"></div><div style="line-height: 16pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statements of Cash Flows<span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="position: var(--position); top: 61.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">(Canadian $ in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Operating activities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-277">5,878</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-278">5,607</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments:<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 11.63pt; position: var(--position); white-space: pre;"> Increase (decrease) in insurance contract net liabilities (note 6)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInsuranceContractLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-279">9,435</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInsuranceContractLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-280">10,697</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Increase (decrease) in investment contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-281">504</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-282">435</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.96pt; letter-spacing: -0.02em; position: var(--position); text-decoration: none; white-space: pre;">(Increase) decrease in reinsurance contract assets, excluding reinsurance transaction noted below (note 6)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" scale="6" id="f-283">613</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" scale="6" id="f-284">974</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 90pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Amortization of (premium) discount on invested assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" scale="6" id="f-285">290</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" scale="6" id="f-286">141</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 101.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contractual service margin (&#8220;CSM&#8221;) amortization<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:AdjustmentsForAmortizationOfContractualServiceMarginCSMAmortization" format="ixt:num-dot-decimal" scale="6" id="f-287">2,376</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:AdjustmentsForAmortizationOfContractualServiceMarginCSMAmortization" format="ixt:num-dot-decimal" scale="6" id="f-288">1,998</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 112.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other amortization<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" scale="6" id="f-289">869</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" scale="6" id="f-290">581</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 123.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net realized and unrealized (gains) losses and impairment on assets <span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" scale="6" id="f-291">860</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" format="ixt:num-dot-decimal" scale="6" id="f-292">2,845</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred income tax expenses (recoveries)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AdjustmentsForDeferredTaxExpense" scale="6" id="f-293">311</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AdjustmentsForDeferredTaxExpense" scale="6" id="f-294">470</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); white-space: pre;">Net loss on reinsurance transactions (pre-tax) (note 6)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdjustmentForNetLossOnReinsuranceTransactionsBeforeTax" scale="6" id="f-295">71</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentForNetLossOnReinsuranceTransactionsBeforeTax" format="ixt:fixed-zero" scale="6" id="f-296">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 157.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Stock option expense<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AdjustmentsForSharebasedPayments" format="ixt:fixed-zero" scale="6" id="f-297">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AdjustmentsForSharebasedPayments" scale="6" id="f-298">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 168.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by operating activities before undernoted items<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" format="ixt:num-dot-decimal" scale="6" id="f-299">12,929</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" format="ixt:num-dot-decimal" scale="6" id="f-300">13,782</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in policy related and operating receivables and payables<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" format="ixt:num-dot-decimal" scale="6" id="f-301">13,565</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" format="ixt:num-dot-decimal" scale="6" id="f-302">6,641</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by (used in) operating activities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-303">26,494</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-304">20,423</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investing activities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 213.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Purchases and mortgage advances<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 14.79pt;"></span></span><span style="left: 17.419999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:num-dot-decimal" scale="6" id="f-305">131,123</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:num-dot-decimal" scale="6" id="f-306">84,021</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Disposals and repayments<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:num-dot-decimal" scale="6" id="f-307">112,671</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:num-dot-decimal" scale="6" id="f-308">70,281</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 236.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Change in investment broker net receivables and payables<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" scale="6" id="f-309">290</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" scale="6" id="f-310">21</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 247.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net cash increase (decrease) from sale (purchase) of subsidiaries<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" scale="6" id="f-311">297</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" scale="6" id="f-312">1</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by (used in) investing activities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-313">18,459</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-314">13,720</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Financing activities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 281.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Change in repurchase agreements and securities sold but not yet purchased<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" scale="6" id="f-315">460</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" scale="6" id="f-316">693</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 292.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Issue of capital instruments, net (note 10)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:num-dot-decimal" scale="6" id="f-317">2,591</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:num-dot-decimal" scale="6" id="f-318">1,194</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 303.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Redemption of capital instruments (note 10)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" format="ixt:num-dot-decimal" scale="6" id="f-319">1,886</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" scale="6" id="f-320">600</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 315pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Secured borrowing from securitization transactions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" scale="6" id="f-321">667</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" scale="6" id="f-322">537</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 326.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Change in deposits from Bank clients, net<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" scale="6" id="f-323">413</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" scale="6" id="f-324">895</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 337.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Lease payments<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" scale="6" id="f-325">118</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" scale="6" id="f-326">98</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 348.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Shareholders&#8217; dividends and other equity distributions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-327">3,159</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-328">2,972</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 360pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contributions from (distributions to) non-controlling interests, net<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" scale="6" id="f-329">14</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" scale="6" id="f-330">14</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 371.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Common shares repurchased (note 11)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:num-dot-decimal" scale="6" id="f-331">3,272</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:num-dot-decimal" scale="6" id="f-332">1,595</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 382.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Common shares issued, net (note 11)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" scale="6" id="f-333">144</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" scale="6" id="f-334">94</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 393.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by (used in) financing activities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-335">4,174</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-336">5,042</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 405pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 416.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Increase (decrease) during the year<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" format="ixt:num-dot-decimal" scale="6" id="f-337">3,861</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" format="ixt:num-dot-decimal" scale="6" id="f-338">1,661</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 427.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of foreign exchange rate changes on cash and short-term securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-339">1,197</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" scale="6" id="f-340">412</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 438.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 438.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-341">19,884</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 438.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-342">18,635</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 450pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-343">24,942</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-344">19,884</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 461.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 472.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Beginning of year<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 483.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Gross cash and short-term securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-345">20,338</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-346">19,153</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 495pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net payments in transit, included in other liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 495pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-347">454</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 495pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-348">518</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 506.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net cash and short-term securities, beginning of year<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-349">19,884</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-350">18,635</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 517.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">End of year<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 528.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Gross cash and short-term securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-351">25,789</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-352">20,338</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 540pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net payments in transit, included in other liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 540pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-353">847</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 540pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-354">454</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 551.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net cash and short-term securities, end of year<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-355">24,942</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-356">19,884</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 562.5pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Supplemental disclosures on cash flow information<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 573.75pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest received<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InterestReceived" format="ixt:num-dot-decimal" scale="6" id="f-357">13,496</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InterestReceived" format="ixt:num-dot-decimal" scale="6" id="f-358">12,768</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 585pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest paid<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InterestPaid1" format="ixt:num-dot-decimal" scale="6" id="f-359">1,574</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InterestPaid1" format="ixt:num-dot-decimal" scale="6" id="f-360">1,548</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 596.25pt; width: 412.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Income taxes paid<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncomeTaxesPaidRefund" scale="6" id="f-361">755</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:IncomeTaxesPaidRefund" scale="6" id="f-362">436</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="3" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 607.5pt; width: 513pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 513pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">The accompanying notes are an integral part of these Consolidated Financial Statements.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">15<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_5063"></div><div style="line-height: 16pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Notes to Consolidated Financial Statements<span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="position: var(--position); top: 67.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 21pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 30.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 54pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 407.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 51.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 4.95pt; position: var(--position); text-decoration: none; white-space: pre;">Page Number<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 0pt; width: 54pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 54pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Note<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 8.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_1937">16</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 11.25pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 1<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 11.25pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_1937">Nature of Operations and Material Accounting Policy Information</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 24pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 8.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_2375">31</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 24pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 2<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 24pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_2375">Accounting and Reporting Changes</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 36.75pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 8.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_2501">33</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 36.75pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 3<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 36.75pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_2501">Invested Assets and Investment Income</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 49.5pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 8.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_2719">44</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 49.5pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 4<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 49.5pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_2719">Derivative and Hedging Instruments</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 62.25pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 8.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_2841">54</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 62.25pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 5<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 62.25pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_2841">Goodwill and Intangible Assets</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 75pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 8.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_2965">56</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 75pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 6<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 75pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_2965">Insurance and Reinsurance Contract Assets and Liabilities</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 87.75pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 8.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3440">81</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 87.75pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 7<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 87.75pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3440">Investment Contract Liabilities</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 100.5pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 8.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3489">82</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 100.5pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 8<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 100.5pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3489">Risk Management</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 113.25pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 8.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3824">98</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 113.25pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 9<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 113.25pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3824">Long Term Debt</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 8.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3872">99</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 126pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 10<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 126pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3872">Capital Instruments</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 138.75pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 3.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3897">100</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 138.75pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 11<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 138.75pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3897">Equity Capital and Earnings Per Share</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 151.5pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 3.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3965">102</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 151.5pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 12<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 151.5pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_3965">Capital Management</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 164.25pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 3.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_10995116281763">103</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 164.25pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 13<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 164.25pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Revenue from Service Contracts<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 177pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 3.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_10995116281770">104</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 177pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 14<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 177pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Stock-Based Compensation<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 189.75pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 3.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_10995116281808">105</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 189.75pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 15<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 189.75pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Employee Future Benefits<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 4.03pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_8796093026375">110</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 202.5pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 16<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 202.5pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Income Taxes<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 215.25pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 4.03pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_8796093026432">113</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 215.25pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 17<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 215.25pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Interests in Structured Entities<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 228pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 4.03pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_9895604654249">115</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 228pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 18<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 228pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Commitments and Contingencies<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 240.75pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 4.03pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_9895604654309">117</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 240.75pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 19<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 240.75pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Segmented Information <span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 253.5pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 4.03pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_9895604654333">119</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 253.5pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 20<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 253.5pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Related Parties <span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 266.25pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 3.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_9895604654357">120</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 266.25pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 21<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 266.25pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Subsidiaries <span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 279pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 3.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_9895604654364">121</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 279pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 22<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 279pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated Funds <span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 24pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 291.75pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 3.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_9895604654371">122</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 291.75pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.63pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 23<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 291.75pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Information Provided in Connection with Investments in Deferred Annuity Contracts and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="line-height: 9pt; position: var(--position); top: 14.06pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">SignatureNotes Issued or Assumed by John Hancock Life Insurance Company (U.S.A.)<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 315.75pt; width: 21pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 21pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 3.37pt; position: var(--position); text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#if6fa43b23a7e44208736dc8e2683aefd_9895604654406">126</a><span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 51.75pt; position: var(--position); top: 315.75pt; width: 54pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 54pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Note 24<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105.75pt; position: var(--position); top: 315.75pt; width: 407.25pt;"><div><div style="line-height: 9pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Comparatives <span style="display: inline-block; height: 6.55pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 16<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1913"></div><div style="font-size: 16pt; line-height: 16pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Notes to Consolidated Financial <span style="display: inline-block; height: 11.64pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 292.84000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">Statements<span style="display: inline-block; height: 11.64pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 59.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 47.66pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian $ in millions except per share amounts or unless otherwise stated)<span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="position: absolute; top: 81.3pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1937"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 81.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Note 1&#160; &#160; <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory" id="f-363" continuedAt="f-363-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 94.97pt; position: var(--position); text-decoration: none; white-space: pre;">Nature of Operations and Material Accounting Policy Information<span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><div style="position: absolute; top: 103.97pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1962"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 103.97pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DescriptionOfAccountingPolicyForReportingEntityExplanatoryPolicyTextBlock" id="f-364" continuedAt="f-364-1" escape="true"><ix:continuation id="f-363-1" continuedAt="f-363-2"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Reporting entity<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-364-1"><ix:continuation id="f-363-2" continuedAt="f-363-3"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 115.67pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Financial Corporation (&#8220;MFC&#8221;) is a publicly tr<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.77pt; position: var(--position); text-decoration: none; white-space: pre;">aded company and the holding company<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 419.73pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 432.07pt; position: var(--position); text-decoration: none; white-space: pre;">The Manufacturers Life <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 126.47pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance Company (&#8220;MLI<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 148.94pt; position: var(--position); text-decoration: none; white-space: pre;">&#8221;)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.92000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 159.92000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">a Canadian life insurance company<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 299.69pt; position: var(--position); text-decoration: none; white-space: pre;">. MFC, including<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 364.63pt; position: var(--position); text-decoration: none; white-space: pre;"> its subsidiaries (collectively, &#8220;Manulife&#8221; or the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 137.27pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">&#8220;Company&#8221;) is a leading financial services group with principal operations in Asia, Canada and the United States. Manulife&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 148.07pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">international network of employees, agents and distribution partners offers financial protection and wealth management products <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 158.87pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and services to personal and business clients as well as asset management services to institutional customers. The Company <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 169.67pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">operates as Manulife in Asia and Canada and as John Hancock and Manulife in the United States.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 186.47pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64.47pt; position: var(--position); text-decoration: none; white-space: pre;"> is domiciled in Canada and incorporated under the Insurance Companies Act (Canada) (&#8220;ICA&#8221;). These Consolidated <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 197.27pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Financial Statements have been prepared in accordance with International Financial Reporting Standards (&#8220;IFRS&#8221;) as issued by <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 208.07pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the International Accounting Standards Board (&#8220;IASB&#8221;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.91999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 224.87pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">These Consolidated Financial Statements as at and for the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 328.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.86pt; position: var(--position); text-decoration: none; white-space: pre;"> were authorized for issue by <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 525.3pt; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.77pt; position: var(--position); text-decoration: none; white-space: pre;">&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 235.67pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Board of Directors on <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.45pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.92pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 252.47pt;" id="if6fa43b23a7e44208736dc8e2683aefd_1987"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 252.47pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:StatementOfIFRSCompliance" id="f-365" continuedAt="f-365-1" escape="true"><ix:continuation id="f-363-3" continuedAt="f-363-4"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Basis of preparation<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-365-1"><ix:continuation id="f-363-4" continuedAt="f-363-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 264.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The preparation of Consolidated Financial Statements in conformity with IFRS requires management to make judgments, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 274.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">estimates and assumptions that affect the application of accounting policies and the reported amounts of assets and liabilities, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 285.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and the disclosure of contingent assets and liabilities as at the date of the Consolidated Financial Statements, and the reported <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 296.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">amounts of insurance service, investment result, and other revenue and expenses during the reporting periods. Actual results <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 307.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">may differ from these estimates. The most significant estimation processes relate to evaluating assumptions used in measuring <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 318.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">insurance and investment contract liabilities and reinsurance contracts held liabilities, assessing assets for impairment, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 328.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">determining pension and other post-employment benefit obligation and expense assumptions, determining income taxes and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 339.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">uncertain tax positions, and estimating fair values of certain invested assets. Estimates and underlying assumptions are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 350.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">reviewed on an ongoing basis. Revisions to accounting estimates are recognized in the year in which the estimates are revised <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 361.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and in any future years affected. Although some variability is inherent in these estimates, management believes that the amounts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 372.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">recorded are appropriate. The material accounting policies used and the most significant judgments made by management in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 382.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">applying these accounting policies in the preparation of these Consolidated Financial Statements are summarized below.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 399.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s results and operations have been and may continue to be adversely impacted by the economic environment. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 410.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The adverse effects include but are not limited to recessionary economic trends in markets the Company operates in, significant <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 421.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">market volatility, increase in credit risk, strain on commodity markets and alternative long duration asset (&#8220;ALDA&#8221;) prices, foreign <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 432.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">currency exchange rate volatility, increases in insurance claims, persistency and redemptions, and disruption of business <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 442.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">operations. The breadth and depth of these events and their duration contribute additional uncertainty around estimates used in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 453.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">determining the carrying value of certain assets and liabilities included in these Consolidated Financial Statements.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 470.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company has applied appropriate fair value measurement techniques using reasonable judgment and estimates from the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 481.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">perspective of a market <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 140.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">participant<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.43pt; position: var(--position); text-decoration: none; white-space: pre;"> to reflect current economic conditions. The impact of these techniques has been reflected in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 492.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">these Consolidated Financial Statements. Changes in the inputs used could materially impact the respective carrying values.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 508.97pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2011"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 508.97pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" id="f-366" continuedAt="f-366-1" escape="true"><ix:continuation id="f-363-5" continuedAt="f-363-6"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value measurement<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-366-1" continuedAt="f-366-2"><ix:continuation id="f-363-6" continuedAt="f-363-7"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 520.67pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction (not <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 531.47pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">a forced liquidation or distress sale) between market participants at the measurement date; fair value is an exit value.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 548.27pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">When available, quoted market prices are used to determine fair value. If quoted market prices are not available, fair value is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 559.07pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">typically based upon alternative valuation techniques such as discounted cash flows, matrix pricing, consensus pricing services <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 569.87pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and other techniques. Broker quotes are generally used when external public vendor prices are not available.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 586.67pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company has a valuation process in place that includes a review of price movements relative to the market, a comparison of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 597.47pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">prices between vendors, and a comparison to internal matrix pricing which uses predominantly external observable data. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 608.27pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Judgment is applied in adjusting external observable data for items including liquidity and credit factors.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 625.07pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company categorizes its fair value measurement results according to a three-level hierarchy. The hierarchy prioritizes the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 635.87pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">inputs used by the Company&#8217;s valuation techniques based on their reliability. A level is assigned to each fair value measurement <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 646.67pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">based on the lowest level input significant to the fair value measurement in its entirety. The three levels of the fair value hierarchy <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 657.47pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">are defined as follows:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 674.27pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Level 1 &#8211; Fair value measurements that reflect unadjusted, quoted prices in active markets for identical assets and liabilities that <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 685.07pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the Company can access at the measurement date, reflecting market transactions.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 701.87pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Level 2 &#8211; Fair value measurements using inputs other than quoted prices included within Level 1 that are observable for the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 712.67pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">asset or liability, either directly or indirectly. These include quoted prices for similar assets and liabilities in active markets, quoted <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 723.47pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">prices for identical or similar assets and liabilities in inactive markets, inputs that are observable that are not prices (such as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 734.27pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">interest rates, credit risks, etc.) and inputs that are derived from or corroborated by observable market data. Most debt <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">17<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-366-2"><ix:continuation id="f-363-7" continuedAt="f-363-8"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">investments are classified within Level 2. Also, included in the Level 2 category are derivative instruments that are priced using <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">models with observable market inputs, including interest rate swaps, equity swaps, credit default swaps and foreign currency <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">forward contracts.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Level 3 &#8211; Fair value measurements using significant non-market observable inputs. These include valuations for assets and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities that are derived using data, some or all of which is not market observable, including assumptions about risk. Level 3 <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">security valuations include less liquid investments such as real estate, other invested assets, timber investments held within <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">segregated funds, certain long-duration bonds and other investments that have little or no price transparency. Certain derivative <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">financial instrument valuations are also included in Level 3.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 138.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2035"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatoryPolicyTextBlock" id="f-367" continuedAt="f-367-1" escape="true"><ix:continuation id="f-363-8" continuedAt="f-363-9"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Basis of consolidation<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-367-1"><ix:continuation id="f-363-9" continuedAt="f-363-10"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 150.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">MFC <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 57.97pt; position: var(--position); text-decoration: none; white-space: pre;">consolidates the financial statements of all entities it controls, including certain structured entities. Subsidiaries are entities <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 161.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">controlled by the Company. The Company has control over an entity when the Company has the power to govern the financial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 172.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and operating policies of the entity and is exposed to variable returns from its activities which are significant in relation to the total <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 183pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">variable returns of the entity and the Company is able to use its power over the entity to affect the Company&#8217;s share of variable <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 193.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">returns of the entity. In assessing control, significant judgment is applied while considering all relevant facts and circumstances. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 204.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">When assessing decision making power over an entity, the Company considers the extent of its rights relative to the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 215.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">management of the entity, the level of voting rights held over the entity which are potentially or presently exercisable, the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 226.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">existence of any contractual management agreements which may provide the Company with power over the entity&#8217;s financial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 237pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and operating policies, and to the extent of other parties&#8217; ownership in the entity, if any, the possibility for de facto control being <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 247.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">present. When assessing variable returns from an entity, the Company considers the significance of direct and indirect financial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 258.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and non-financial variable returns to the Company from the entity&#8217;s activities in addition to the proportionate significance of such <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 269.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">returns to the total variability of the entity. The Company also considers the degree to which its interests are aligned with those of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 280.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">other parties investing in the entity and the degree to which the Company may act in its own interest while interacting with the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 291pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">entity.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 307.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The financial statements of subsidiaries are included in <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 256.87pt; position: var(--position); text-decoration: none; white-space: pre;">MFC&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 282.66999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> consolidated results from the date control is established and are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 318.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">excluded from consolidation from the date control ceases. The initial control assessment is performed at the inception of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 329.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s involvement with the entity and is reconsidered if the Company acquires or loses power over key operating and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 340.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">financial policies of the entity; acquires additional interests or disposes of interests in the entity; the contractual arrangements of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 351pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the entity are amended such that the Company&#8217;s proportionate exposure to variable returns changes; or if the Company&#8217;s ability <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 361.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">to use its power to affect its variable returns from the entity changes. A change in control may lead to gains or losses on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 372.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">derecognition of a subsidiary when losing control, or on derecognition of previous interests in a subsidiary when gaining control.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 389.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s Consolidated Financial Statements have been prepared using uniform accounting policies for like transactions <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 400.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and events in similar circumstances. Intercompany balances, and revenue and expenses arising from intercompany transactions, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 411pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">have been eliminated in preparing the Consolidated Financial Statements.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 427.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Non-controlling interests are interests of other parties in the equity of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 310.84pt; position: var(--position); text-decoration: none; white-space: pre;">MFC&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 336.64pt; position: var(--position); text-decoration: none; white-space: pre;"> subsidiaries and are presented within total equity, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 438.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">separate from the equity of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">MFC&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.26pt; position: var(--position); text-decoration: none; white-space: pre;"> participating policyholders and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.18pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 349.15pt; position: var(--position); text-decoration: none; white-space: pre;">. Non-controlling interests in the net income and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 449.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">other comprehensive income (&#8220;OCI&#8221;) of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.39pt; position: var(--position); text-decoration: none; white-space: pre;">MFC&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.19pt; position: var(--position); text-decoration: none; white-space: pre;"> subsidiaries are included in total net income and total OCI, respectively. An <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 460.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">exception to this occurs where the subsidiary&#8217;s shares are either puttable by the other parties or are redeemable for cash on a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 471pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">fixed or determinable date, in which case other parties&#8217; interests in the subsidiary&#8217;s capital are presented as liabilities of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 481.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company and other parties&#8217; interests in the subsidiary&#8217;s net income and OCI are recorded as expenses of the Company.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 498.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The equity method of accounting is used to account for entities over which the Company has significant influence or joint control <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 509.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(&#8220;associates&#8221; or &#8220;joint ventures&#8221;), whereby the Company records its share of the associate&#8217;s or joint venture&#8217;s net assets and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 520.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">financial results using uniform accounting policies for similar transactions and events. Significant judgment is used to determine <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 531pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">whether voting rights, contractual management rights and other relationships with the entity, if any, provide the Company with <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 541.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">significant influence or joint control over the entity. Gains and losses on the sale of associates or joint ventures are included in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 552.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">income when realized, while impairment losses are recognized immediately when there is objective evidence of impairment. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 563.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Gains and losses on commercial transactions with associates or joint ventures are eliminated to the extent of the Company&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 574.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">interest in the equity of the associate or joint venture. Investments in associates and joint ventures are included in other invested <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 585pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">assets on the Company&#8217;s Consolidated Statements of Financial Position.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 601.8pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2060"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 601.8pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(e)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DescriptionOfAccountingPolicyForInvestedAssetsExplanatoryPolicyTextBlock" id="f-368" continuedAt="f-368-1" escape="true"><ix:continuation id="f-363-10" continuedAt="f-363-11"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Invested assets<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-368-1" continuedAt="f-368-2"><ix:continuation id="f-363-11" continuedAt="f-363-12"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 613.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Invested assets are recognized initially at fair value plus, in the case of investments not classified as fair value through profit or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 624.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">loss (&#8220;FVTPL&#8221;), directly attributable transaction costs. Invested assets that are considered financial instruments are classified as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 635.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">fair value through other comprehensive income (&#8220;FVOCI&#8221;), FVTPL or as amortized cost. The Company determines the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 645.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">classification of its financial assets at initial recognition.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 662.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The classification<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 104.95pt; position: var(--position); text-decoration: none; white-space: pre;"> of invested assets which are financial instruments depends on their contractual terms and the Company&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 673.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">business model for managing the assets.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 690.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company assesses the contractual terms of the assets to determine whether their terms give rise on specified dates to cash <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 701.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">flows that are solely payments of principal and interest (&#8220;SPPI&#8221;) on the principal amount outstanding. Only debt instruments may <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 711.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">have SPPI cash flows. The most significant elements of interest within a lending arrangement are typically the consideration for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 722.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the time value of money and credit risk. To make the SPPI assessment, the Company applies judgement and considers relevant <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 733.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">factors such as prepayment and redemption rights, conversion features, and subordination of the instrument to other instruments <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 18<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-368-2" continuedAt="f-368-3"><ix:continuation id="f-363-12" continuedAt="f-363-13"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">of the issuer. An asset with contractual terms that introduce a more than de minimis exposure to risks of not collecting principal or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">interest would not meet the SPPI test.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 68.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Debt instruments which qualify as having SPPI cash flows are classified as amortized cost or FVOCI based on the business <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">model under which they are held. If held within a business model whose objective is to hold the assets in order to collect <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">contractual cash flows, they are classified as amortized cost. If held within a business model whose objective is achieved by both <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">collecting contractual cash flows and selling the assets, they are classified as FVOCI. In either case, the Company may <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">designate them as FVTPL in order to reduce accounting mismatches with FVTPL liabilities they support. Debt instruments which <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">fail the SPPI test are required to be measured at FVTPL. To identify the business model financial assets are held within, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 132.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">considerations include the business purpose of the portfolio they are held within, the risks that are being managed and the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 143.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">business activities which manage the risks, the basis on which performance of the portfolio is being evaluated, and the frequency <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 154.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and significance of sales activity within the portfolio.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 171.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Realized and unrealized gains and losses on debt instruments classified as FVTPL and realized gains and losses on debt <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 182.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">instruments held at FVOCI or amortized cost are recognized in investment income immediately. Unrealized gains and losses on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 192.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI debt investments are recorded in OCI, except for unrealized gains and losses on foreign currency translation which are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 203.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">included in income.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 220.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Investments in equities which are accounted for as financial instruments are not subject to the SPPI test and are accounted for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 231.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">as FVTPL.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 248.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Valuation methods for the Company&#8217;s invested assets are described above in note 1 (c). All fair value valuations are performed in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 258.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">accordance with IFRS 13 &#8220;Fair Value Measurement&#8221;. Disclosure of financial instruments carried at fair value within the three <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 269.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">levels of the fair value hierarchy and disclosure of the fair value for financial instruments not carried at fair value on the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 280.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statements of Financial Position are presented in note 3. Fair value valuations are performed by the Company and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 291.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">by third-party service providers. When third-party service providers are engaged, the Company performs a variety of procedures <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 302.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">to corroborate pricing information. These procedures may include, but are not limited to, inquiry and review of valuation <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 312.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">techniques, and of inputs to the valuation and vendor controls reports.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 329.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities comprise cash, current operating accounts, overnight bank and term deposits, and debt <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 340.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">instruments held for meeting short-term cash commitments. Short-term securities are carried at fair value. Short-term securities <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 351.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">comprise investments due to mature within one year of the date of purchase. Commercial paper and discount notes are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 362.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">classified as Level 2 for fair value purposes because these instruments are typically not actively traded. Net payments in transit <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 372.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and overdraft bank balances are included in other liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 389.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities are carried at fair value or amortized cost. Debt investments are generally valued by independent pricing vendors <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 400.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">using proprietary pricing models incorporating current market inputs for similar investments with comparable terms and credit <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 411.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">quality (matrix pricing). The significant inputs include, but are not limited to, yield curves, credit risks and spreads, prepayment <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 422.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">rates and volatility of these inputs. Debt investments are classified as Level 2 but can be Level 3 if significant inputs are not <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 432.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">market observable.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 449.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities comprise of common and preferred equities and shares or units of mutual funds and are carried at fair value. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 460.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities are generally classified as Level 1, as fair values are normally based on quoted market prices. Realized and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 471.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">unrealized gains and losses on equities designated as FVTPL are recognized in investment income immediately. The Company&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 482.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">risk management policies and procedures related to equities can be found in the denoted components of the &#8220;Risk Management <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 492.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and Risk Factors&#8221; section of the Company&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.25pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.25pt; position: var(--position); text-decoration: none; white-space: pre;"> Management&#8217;s Discussion and Analysis (&#8220;MD&amp;A&#8221;).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 509.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages are classified as Level 3 for fair value purposes due to the lack of market observability of certain significant valuation <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 520.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">inputs.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 537.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company accounts for insured and uninsured mortgage securitizations as secured financing transactions since the criteria <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 548.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">for sale accounting of securitized mortgages are not met. For these transactions, the Company continues to recognize the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 558.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">mortgages and records a liability in other liabilities for the amounts owed at maturity. Interest income from these mortgages and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 569.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">interest expense on the borrowings are recorded using the effective interest rate (&#8220;EIR&#8221;) method.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 586.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements, which include corporate loans for which there is no active market, are generally classified as Level 2 for fair <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 597.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">value disclosure purposes or as Level 3 if significant inputs are not market observable.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 614.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Manulife Bank of Canada (&#8220;Manulife Bank&#8221; or &#8220;Bank&#8221;) clients are carried at amortized cost and are classified as Level 2 <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 624.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">for fair value disclosure purposes.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 641.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income is recognized on all debt instruments including securities, private placements, mortgages, and loans to Bank <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 652.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">clients as it accrues and is calculated using the EIR <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.91pt; position: var(--position); text-decoration: none; white-space: pre;">m<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.4pt; position: var(--position); text-decoration: none; white-space: pre;">ethod. Premiums, discounts and transaction costs are amortized over the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 663.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">life of the underlying investment using the effective yield method for all debt securities as well as private placements and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 674.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">mortgages.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 690.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company records purchases and sales of invested assets on a trade date basis. Loans originated by the Company are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 701.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">recognized on a settlement date basis.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 718.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate consists of both own use and investment property. Own use property is carried at cost less accumulated depreciation <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 729.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and any accumulated impairment losses, or at revalued amount which is the fair value as at the most recent revaluation date <span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">19<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-368-3" continuedAt="f-368-4"><ix:continuation id="f-363-13" continuedAt="f-363-14"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">minus accumulated amortization and any accumulated impairment losses. Depreciation is calculated based on the cost of an <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">asset less its residual value and is recognized in income on a straight-line basis over the estimated useful life ranging from<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 521.72pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 524.22pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-41" name="ifrs-full:UsefulLifeMeasuredAsPeriodOfTimePropertyPlantAndEquipment" format="ixt-sec:duryear" id="f-369">30</ix:nonNumeric><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 534.22pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-42" name="ifrs-full:UsefulLifeMeasuredAsPeriodOfTimePropertyPlantAndEquipment" format="ixt-sec:duryear" id="f-370">60</ix:nonNumeric> years<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">. Impairment losses are recorded in income to the extent the recoverable amount is less than the carrying amount. Own <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">use property is classified as Level 3 for fair value disclosure purposes. Own use real estate properties which are underlying items <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 83.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">for insurance contracts with direct participating features are measured at fair value as if they were investment properties, as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 94.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">permitted by International Accounting Standards (&#8220;IAS&#8221;) 16 &#8220;Property, Plant and Equipment&#8221; which was amended by IFRS 17 <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 105.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">&#8220;Insurance Contracts&#8221; (&#8220;IFRS 17&#8221;).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">An investment property is a property held to earn rental income, for capital appreciation, or both. Investment properties are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 132.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">measured at fair value, with changes in fair value recognized in income. Fair value of own use properties and investment <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 143.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">properties is determined using the same processes. Fair value for all properties is determined using external appraisals that are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 154.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">based on the highest and best use of the property. The valuation techniques include discounted cash flows, the direct <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 165.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">capitalization method as well as comparable sales analysis and employ both observable and non-market observable inputs. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 176.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Inputs include existing and assumed tenancies, market data from recent comparable transactions, future economic outlook and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 186.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">market risk assumptions, capitalization rates and internal rates of return. Investment properties are classified as Level 3 for fair <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 197.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">value disclosure purposes.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 214.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">When a property transfers from own use held at cost to investment property, any gain or loss arising on the re-measurement of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 225.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the property and any associated leases to fair value as at the date of change in use is recognized in OCI, to the extent that it is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 236.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">not reversing a previous impairment loss. Reversals of impairment losses are recognized in income. When a property changes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 246.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">from investment property to own use held at cost, the property&#8217;s deemed cost for subsequent accounting is its fair value as at the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 257.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">date of change in use.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 274.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets include private equity and debt investments and property investments held in infrastructure, timber, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 285.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">agriculture and energy sectors. Private equity investments which are associates or joint ventures are accounted for using the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 296.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">equity method (as described in note 1 (d) above) or are classified as FVTPL and carried at fair value. Timber and agriculture <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 306.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">properties which are own use properties are <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 213.39pt; position: var(--position); text-decoration: none; white-space: pre;">carried at cost<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.86pt; position: var(--position); text-decoration: none; white-space: pre;"> less accumulated depreciation and any accumulated impairment <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 317.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">losses, except for their biological assets which are measured at fair value. Timber and agriculture properties which are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 328.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">investment properties are measured at fair value with changes in fair value recognized in income. The fair value of other invested <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 339.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">assets is determined using a variety of valuation techniques as described in note 3. Other invested assets that are measured or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 350.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">disclosed at fair value are classified as Level 3 for fair value disclosure purposes.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 366.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets also include investments in leveraged leases, which are accounted for using the equity method. The <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 377.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">carrying value under the equity method reflects the amortized cost of the unconsolidated lease entity&#8217;s lease receivable and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 388.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">related non-recourse debt using the effective yield method.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 405.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Expected Credit Loss Impairment<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 422.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The expected credit loss (&#8220;ECL&#8221;) impairment allowance model applies to invested assets which are debt instruments and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 432.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">measured at FVOCI or amortized cost. ECL allowances are measured under four probability-weighted macroeconomic <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 443.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">scenarios, which measure the difference between all contractual cash flows that are due to the Company in accordance with the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 454.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">contract and all the cash flows that the Company expects to receive, discounted at the original EIR. This process includes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 465.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">consideration of past events, current market conditions and reasonable supportable information about future economic <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 476.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">conditions. Forward-looking macroeconomic variables used within the estimation models represent variables that are the most <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 486.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">closely related with credit losses in the relevant portfolio.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 503.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The estimation and measurement of impairment losses requires significant judgement. These estimates are driven by many <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 514.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">elements, changes in which can result in different levels of allowances. Elements include the estimation of the amount and timing <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 525.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of future cash flows, the Company&#8217;s criteria for assessing if there has been a significant increase in credit risk (&#8220;SICR&#8221;), the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 536.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">selection of forward-looking macroeconomic scenarios and their probability weights, the application of expert credit judgment in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 546.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the development of the models, inputs and, when applicable, overlay adjustments. It is the Company&#8217;s practice to regularly <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 557.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">review its models in the context of actual loss experience and adjust when necessary. The Company has implemented formal <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 568.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">policies, procedures, and controls over all significant impairment processes.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 585.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s definitions of default and credit-impaired are based on quantitative and qualitative factors. A financial instrument <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 596.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">is considered to be in default when significant payments of interest, principal or fees are past due for more than 90 days, unless <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 606.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">remedial arrangements with the issuer are in place. A financial instrument may be credit impaired as a result of one or more loss <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 617.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">events that occurred after the date of initial recognition of the instrument and the loss event has a negative impact on the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 628.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">estimated future cash flows of the instrument. This includes events that indicate or include: significant financial difficulty of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 639.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">counterparty; a breach of contract; for economic or contractual reasons relating to the counterparty&#8217;s financial difficulty, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 650.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">concessions are granted that would not otherwise be considered; it is becoming probable that the counterparty will enter <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 660.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">bankruptcy or other financial reorganization; the disappearance of an active market for that financial asset because of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 671.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">counterparty&#8217;s financial difficulties; or the counterparty is considered to be in default by any of the major rating agencies such as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 682.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">S&amp;P, Moody&#8217;s and Fitch<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.64pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 20<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-368-4"><ix:continuation id="f-363-14" continuedAt="f-363-15"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The ECL calculations include the following elements:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 57.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Probability of default (&#8220;PD&#8221;) is an estimate of the lik<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.35pt; position: var(--position); text-decoration: none; white-space: pre;">elihood of default over a given time horizon.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 72.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Loss given default (&#8220;LGD&#8221;) is an estimate of the loss arising on a future default. This is based on the difference between the <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 84.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">contractual cash flows due and those that the Company expects to receive, including from collateral. It is based on credit <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 96.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">default studies performed based on internal credit experience.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Exposure at default (&#8220;EAD&#8221;), is an estimate of the exposure at a future default date, considering both the period of exposure <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 123.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">and the amount of exposure at a given reporting date. The EADs are determined by modelling the range of possible <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 135.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">exposure outcomes at various points in time, corresponding to the multiple economic scenarios. The probabilities are then <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 147.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">assigned to each economic scenario based on the outcome of the models.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 165.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company measures ECLs using a three-stage approach:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 182.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 1 comprise all performing financial instruments that have not experienced a SICR since initial recognition. The <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 194.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">determination of SICR varies by instrument and considers the relative change in the risk of default since origination. 12-<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 206.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">month ECLs are recognized for all Stage 1 financial instruments. 12-month ECLs represent the portion of lifetime ECLs that <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 218.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">result from default events possible within 12 months of the reporting date. These expected 12-month default probabilities are <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 230.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">applied to a forecast EAD, multiplied by the expected LGD, and discounted by the original EIR. This calculation is made for <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 242.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">each of four macroeconomic scenarios.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 257.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 2 comprise all performing financial instruments that have experienced a SICR since original recognition or have <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 269.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">become 30 days in arrears for principal or interest payments, whichever happens first. When assets move to Stage 2, full <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 281.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">lifetime ECLs are recognized, which represent ECLs that result from all possible default events over the remaining lifetime of <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 293.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">the financial instrument. The mechanics are consistent with Stage 1, except PDs and LGDs are estimated over the <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 305.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">remaining lifetime of the instrument instead of over the coming year. In subsequent reporting periods, if the credit risk of a <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 317.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">financial instrument improves such that there is no longer a SICR compared to credit risk at initial recognition, the financial <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 329.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">instrument will migrate back to Stage 1 and 12-month ECLs will be recognized.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 344.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 3 comprise financial instruments identified as credit impaired. Similar to Stage 2 assets, full lifetime ECLs are <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 356.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">recognized for Stage 3 financial instruments, but the PD is set at <span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 321.39pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-43" decimals="2" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-371">100</ix:nonFraction>%<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.39pt; position: var(--position); text-decoration: none; white-space: pre;">. A Stage 3 ECL is calculated using the unpaid <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 368.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">principal balance multiplied by LGD which reflects the difference between the asset&#8217;s carrying amount and its discounted <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 380.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">expected future cash flows.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 398.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income is calculated based on the gross carrying amount for both Stage 1 and 2 exposures. Interest income on Stage 3 <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 408.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">financial instruments is determined by applying the EIR to the amortized cost of the instrument, which represents the gross <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 419.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">carrying amount adjusted for the credit loss allowance.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 436.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For Stage 1 and Stage 2 exposures, an ECL is generated for each individual exposure; however, the relevant parameters are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 447.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">modelled on a collective basis with all collective parameters captured by the individual security level. The exposures are grouped <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 458.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">into smaller homogeneous portfolios, based on a combination of internal and external characteristics, such as origination details, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 468.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">balance history, sector, geographic location, and credit history. Stage 3 ECLs are either individually or collectively assessed, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 479.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">depending on the nature of the instrument and impairment.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 496.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In assessing whether credit risk has increased significantly, the risk of default occurring is compared over the remaining expected <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 507.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">life from the reporting date and as at the date of initial recognition. The assessment varies by instrument and risk segment. The <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 518.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">assessment incorporates internal credit risk ratings and a combination of security-specific and portfolio-level assessments, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 528.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">including the incorporation of forward-looking macroeconomic data. The assessment of SICR considers both absolute and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 539.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">relative thresholds. If contractual payments are more than 30 days past due, the credit risk is automatically deemed to have <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 550.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">increased significantly since initial recognition.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 567.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">When estimating ECLs, the four probability-weighted macroeconomic scenarios are considered. Economic forward-looking <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 578.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">inputs vary by market. Depending on their usage in the models, macroeconomic inputs are projected at the country, province, or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 588.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">more granular level. Each macroeconomic scenario used includes a projection of all relevant macroeconomic variables for a five-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 599.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">year period, subsequently reverting to long-run averages. In order to achieve an unbiased estimate, economic data used in the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 610.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">models is supplied by an external source. This information is compared to other publicly available forecasts, and the scenarios <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 621.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">are assigned a probability weighting based on statistical analysis and management judgment. Refer to note 8 (c).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 638.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The inputs and models used for calculating ECLs may not always capture all characteristics of the market at the date of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 648.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 665.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in the required ECL allowance are recorded in the provision for credit <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 359.48pt; position: var(--position); text-decoration: none; white-space: pre;">losses <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.47pt; position: var(--position); text-decoration: none; white-space: pre;">within Investment income in the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 676.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statements of Income. Invested assets are written off, either partially or in full, against the related allowance for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 687.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">credit losses when there is no realistic prospect of recovery in respect of those amounts. This is considered a partial or full <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 698.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">derecognition of the financial asset. In subsequent periods, any recoveries of amounts previously written off are credited to the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 708.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">provision for credit losses.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">21<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2084"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(f)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" id="f-372" continuedAt="f-372-1" escape="true"><ix:continuation id="f-363-15" continuedAt="f-363-16"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Goodwill and intangible assets<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-372-1"><ix:continuation id="f-363-16" continuedAt="f-363-17"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Goodwill represents the difference between the fair value of purchase consideration of an acquired business and the Company&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">proportionate share of the net identifiable assets acquired. It is initially recorded at cost and subsequently measured at cost less <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 73.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">any accumulated impairment.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 90.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Goodwill is tested for impairment at least annually and whenever events or changes in circumstances indicate that the carrying <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 101.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">amounts may not be recoverable at the cash generating unit (&#8220;CGU&#8221;) or group of CGUs level. The Company allocates goodwill to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 112.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">CGUs or group of CGUs for impairment testing at the lowest level within the Company where the goodwill is monitored for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 123pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">internal management purposes. The allocation is made to those CGUs or group of CGUs that are expected to benefit from the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 133.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">business combination in which the goodwill arose. Any potential impairment of goodwill is identified by comparing the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 144.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">recoverable amount with the carrying value of a CGU or group of CGUs. Goodwill is reduced by the amount of deficiency, if any. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 155.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">If the deficiency exceeds the carrying amount of goodwill, the carrying values of the remaining assets in the CGU or group of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 166.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">CGUs are subject to being reduced by the remaining deficiency on a pro-rata basis.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 183pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The recoverable amount of a CGU or group of CGUs is the higher of the estimated fair value less costs to sell or the value-in-use <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 193.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of the CGU or group of CGUs. In assessing value-in-use, estimated future cash flows are discounted using a pre-tax discount <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 204.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">rate that reflects current market assessments of the time value of money and the risks specific to the CGU or group of CGUs. In <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 215.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">some cases, the most recent detailed calculation made in a prior period of a recoverable amount is used in the current period <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 226.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">impairment testing. This is the case only if there are no significant changes to the CGU or group of CGUs, the likelihood of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 237pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">impairment is remote based on the analysis of current events and circumstances, and the most recently calculated recoverable <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 247.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">amount substantially exceeded the current carrying amount of the CGU or group of CGUs.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 264.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Intangible assets with indefinite useful lives include the John Hancock brand name, certain investment management contracts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 275.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and certain agricultural water rights. The indefinite useful life assessment for the John Hancock brand name is based on the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 286.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">brand name being protected by indefinitely renewable trademarks in markets where branded products are sold, and for certain <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 297pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">investment management contracts based on the ability to renew these contracts indefinitely. In addition, there are no legal, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 307.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">regulatory or contractual provisions that limit the useful lives of these intangible assets. Certain agricultural water rights are held <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 318.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">in perpetuity. An intangible asset with an indefinite useful life is not amortized but is subject to an annual impairment test which is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 329.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">performed more frequently if an indication that it is not recoverable arises.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 346.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Intangible assets with finite useful lives include acquired distribution networks, customer relationships, capitalized software, and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 357pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">certain investment management contracts and other contractual rights. Distribution networks, customer relationships, and other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 367.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">finite life intangible assets are amortized over their estimated useful lives, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.31pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="-sec-ix-hidden:f-373">six</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.3pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 352.8pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-45" name="ifrs-full:UsefulLifeMeasuredAsPeriodOfTimeIntangibleAssetsOtherThanGoodwill" format="ixt-sec:duryear" id="f-374">68</ix:nonNumeric> years<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.29pt; position: var(--position); text-decoration: none; white-space: pre;">, either based on the passage of time or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 378.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">in relation to asset consumption metrics. Software intangible assets are amortized on a straight-line basis over their estimated <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 389.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">useful lives of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 92.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="-sec-ix-hidden:f-375">three</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 113.46pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.96pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-47" name="ifrs-full:UsefulLifeMeasuredAsPeriodOfTimeIntangibleAssetsOtherThanGoodwill" format="ixt-sec:duryear" id="f-376">10</ix:nonNumeric> years<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.45pt; position: var(--position); text-decoration: none; white-space: pre;">. Finite life intangible assets are assessed for indicators of impairment at each reporting period. If <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 400.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">an indication of impairment arises, these assets are tested for impairment.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 417pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2108"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 417pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(g)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DescriptionOfAccountingPolicyForMiscellaneousAssetsExplanatoryPolicyTextBlock" id="f-377" continuedAt="f-377-1" escape="true"><ix:continuation id="f-363-17" continuedAt="f-363-18"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Miscellaneous assets<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-377-1"><ix:continuation id="f-363-18" continuedAt="f-363-19"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 428.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Miscellaneous assets include assets held in a rabbi trust with respect to unfunded defined benefit obligations, defined benefit <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 439.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">assets and capital assets. Rabbi trust assets are carried at fair value. Defined benefit assets&#8217; carrying value is explained in note 1 <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 450.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(o). Capital assets are carried at cost less accumulated amortization computed on a straight-line basis over their estimated useful <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 461.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">lives, which vary from <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.43pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="-sec-ix-hidden:f-378">two</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 138.42000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.92000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-49" name="ifrs-full:UsefulLifeMeasuredAsPeriodOfTimeIntangibleAssetsOtherThanGoodwill" format="ixt-sec:duryear" id="f-379">10</ix:nonNumeric> years<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.41pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 477.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2132"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 477.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(h)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DescriptionOfAccountingPolicyForSegregatedFundsExplanatoryPolicyTextBlock" id="f-380" continuedAt="f-380-1" escape="true"><ix:continuation id="f-363-19" continuedAt="f-363-20"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-380-1" continuedAt="f-380-2"><ix:continuation id="f-363-20" continuedAt="f-363-21"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 489.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company manages segregated funds on behalf of policyholders, which are presented as segregated funds net assets with <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 500.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">offsetting insurance and investment contract liabilities for account of segregated fund holders in the amount of their account <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 511.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">balances. The investment returns on these funds are passed directly to policyholders. In some cases, the Company has provided <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 522pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">guarantees associated with these funds. Amounts invested by the Company in segregated funds for seed purposes are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 532.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">presented within invested asset categories based on the nature of the underlying investments.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 549.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds net assets are measured at fair value and include investments in mutual funds, debt securities, equities, cash, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 560.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">short-term investments and other investments. With respect to the consolidation requirement of IFRS, in assessing the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 571.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s degree of control over the underlying investments, the Company considers the scope of its decision-making rights, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 582pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the rights held by other parties, its remuneration as an investment manager and its exposure to variability of returns from the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 592.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">investments. The Company has determined that it does not have control over the underlying investments as it acts as an agent <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 603.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">on behalf of segregated fund policyholders.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 620.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The methodology applied to determine the fair value of investments held in segregated funds is consistent with that applied to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 631.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">invested assets held by the general fund, as described above in note 1 (e). Segregated funds liabilities are measured based on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 642pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the value of the segregated funds net assets. Investment returns on segregated funds assets are passed directly to policyholders <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 652.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and the Company does not bear the risk associated with these assets outside of guarantees offered on certain variable life and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 663.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">annuity products, for which the underlying investments are held within segregated funds. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 680.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Some of the Company&#8217;s liabilities for account of segregated fund holders arise from insurance contracts that it issues.&#160;These are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 691.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reported as Insurance contract liabilities for account of segregated fund holders, representing the Company&#8217;s obligation to pay <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 702pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the policyholder an amount equal to the fair value of the underlying items, and are measured at the aggregate of policyholder <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 712.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">account balances.&#160;Changes in fair value of these liabilities are reported as Financial changes related to insurance and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 723.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">investment contract liabilities for account of segregated fund holders in the Consolidated Statements of Income.&#160;Other liabilities <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 734.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">associated with these insurance contracts, such as those associated with guarantees provided by the Company as a result of <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 22<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-380-2"><ix:continuation id="f-363-21" continuedAt="f-363-22"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">certain variable life and annuity contracts, are included in Insurance contract assets or Insurance contract liabilities, excluding <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">those for account of segregated fund holders on the Consolidated Statements of Financial Position. The Company holds assets <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">supporting these guarantees in the general fund, which are included in invested assets according to their investment type.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The remaining liabilities for account of segregated fund holders do not arise from insurance contracts that the Company issues, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and are reported as Investment contract liabilities for account of segregated fund holders on the Consolidated Statements of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Financial Position.&#160;These are also measured at the aggregate of policyholder account balances and changes in fair value of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">these liabilities are reported as Financial changes related to insurance and investment contract liabilities for account of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">segregated fund holders in the Consolidated Statements of Income.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 138.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2156"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(i)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts" id="f-381" continuedAt="f-381-1" escape="true"><ix:continuation id="f-363-22" continuedAt="f-363-23"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities and reinsurance contract assets<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-381-1" continuedAt="f-381-2"><ix:continuation id="f-363-23" continuedAt="f-363-24"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 156.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Scope and Classification <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 167.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts issued by the Company are classified as insurance, investment, or service contracts at initial recognition. Insurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 178.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">contracts are contracts under which the Company accepts significant insurance risk from a policyholder. A contract is considered <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 189pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">to have significant insurance risk if an insured event could cause the Company to pay significant additional amounts in any single <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 199.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">scenario with commercial substance. The additional amounts refer to the present value of amounts that exceed those that would <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 210.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">be payable if no insured event had occurred.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 227.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held are contracts held by the Company under which it transfers significant insurance risk related to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 238.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">underlying insurance contracts to other parties, along with the associated premiums. The purpose of the reinsurance contracts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 249pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">held is to mitigate the significant insurance risk that the Company may have from the underlying insurance contracts.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 265.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Both insurance and reinsurance contracts are accounted for in accordance with IFRS <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.86pt; position: var(--position); text-decoration: none; white-space: pre;">17<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.86pt; position: var(--position); text-decoration: none; white-space: pre;">. Contracts under which the Company <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 276.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">does not accept significant insurance risk are either classified as investment contracts or considered service contracts and are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 287.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">accounted for in accordance with IFRS 9 &#8220;Financial Instruments&#8221; (&#8220;IFRS 9&#8221;) or IFRS 15 &#8220;Revenue from Contracts with <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 298.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Customers&#8221; (&#8220;IFRS 15&#8221;), respectively.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 315pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts are classified as direct participation contracts or contracts without direct participation features based on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 325.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">specific criteria. Insurance contracts with direct participation features are insurance contracts that are substantially investment-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 336.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">related service contracts under which the Company promises an investment return based on underlying items. They are viewed <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 347.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">as creating an obligation to pay policyholders an amount that is equal to the fair value of the underlying items, less a variable fee <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 358.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">for service.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 375pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Separation of components<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 385.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">At inception of insurance and reinsurance contracts held, the Company analyses whether they contain the following components <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 396.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">that are separated and accounted for under other IFRS standards:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 413.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Derivatives embedded within insurance contracts which contain risks and characteristics that are not closely related to those <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 425.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">of the host contract unless the embedded derivative itself meets the definition of an insurance contract;<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 440.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Distinct investment components which represent cash flows paid (received) in all circumstances regardless of whether an <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 452.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">insured event has occurred or not. Investment components are distinct if they are not highly interrelated with insurance <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 464.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">component cash flows and if they could be issued on a <span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.44pt; position: var(--position); text-decoration: none; white-space: pre;">stand-alone<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 330.42pt; position: var(--position); text-decoration: none; white-space: pre;"> basis; and<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 479.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Distinct service components which are promises to transfer goods or non-insurance services if the policyholder can benefit <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 491.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">from it either on its own or with other resources that are readily available to the policyholder. The service components are <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 503.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">distinct if they are not highly interrelated with the insurance components and the Company provides no significant service in <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 515.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">integrating the service component with the insurance component.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 533.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company applies IFRS 17 to all remaining components of the insurance and reinsurance contracts held.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 550.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Level of aggregation<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 561pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts are aggregated into portfolios of insurance contracts which are managed together and are subject to similar <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 571.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">risks. The Company has defined portfolios by considering various factors such as the issuing subsidiary, measurement model, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 582.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">major product line and type of insurance risk. The portfolios of insurance contracts are further grouped by:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 599.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Date of issue: the period cannot be longer than one year. Most of the Company&#8217;s insurance contracts are aggregated into <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 611.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">annual cohorts; and<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 626.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Expected profitability at inception into one of three categories: onerous contracts, contracts with no significant risk of <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 638.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">becoming onerous and other remaining contracts. Onerous contracts are those contracts that at initial inception, the <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 650.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Company expects to generate net outflow, without considering investment returns or the benefit of any reinsurance contracts <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 662.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">held.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 680.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company establishes the groups at initial recognition and may add contracts to the groups after the end of a reporting <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 691.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">period, however, the Company does not subsequently reassess the composition of the groups.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 708pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For reinsurance contracts held, the portfolios align with the direct insurance contract portfolios. Groups of reinsurance contracts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 718.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">typically comprise a single reinsurance contract, and similar to direct groups they do not contain contracts issued more than one <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 729.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">year apart.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">23<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-381-2" continuedAt="f-381-3"><ix:continuation id="f-363-24" continuedAt="f-363-25"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Cash flows within the contract boundaries<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company includes in the measurement of a group of insurance contracts and reinsurance contracts held, all future cash <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">flows within the boundary of the contracts in the group. Cash flows are within the boundary of an insurance contract (and a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance contract held) if they arise from substantive rights and obligations that exist in which the Company can compel the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 83.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">policyholder to pay the premiums (or is compelled to pay amounts to a reinsurer) or has a substantive obligation to provide <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 94.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">services to the policyholder (or a substantive right to receive services from a reinsurer).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">For insurance contracts, a substantive obligation to provide services ends when the Company has the practical ability to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reassess the risks and as a result, can set a new price or level of benefits that fully reflects those risks.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">For reinsurance contracts held, a substantive right to receive services ends when the reinsurer has the practical ability to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 149.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reassess the risk transferred to it and can set a new price or level of benefits that fully reflects those risks, or the reinsurer can <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 160.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">terminate the coverage.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 177.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Measurement models<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 188.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">There are three measurement models for insurance contracts:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 204.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Variable fee approach (&#8220;VFA&#8221;): The Company applies this approach to insurance contracts with direct participation features <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 216.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">such as participating life insurance contracts, <span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.41pt; position: var(--position); text-decoration: none; white-space: pre;">unit linked<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.88pt; position: var(--position); text-decoration: none; white-space: pre;"> contracts and variable annuity contracts. The direct participating <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 228.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">feature is identified at inception, where the Company has the obligation to pay the policyholder an amount equal to the fair <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 240.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">value of the underlying items less a variable fee in exchange for investment services provided.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 255.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Premium allocation approach (&#8220;PAA&#8221;): The Company applies this simplified approach for certain insurance contracts and <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 267.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance contracts with a duration of typically one year or less, such as Canadian Group Benefit products, some <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 279.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian Affinity products, and some Asia short-term individual and group products.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 294.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">General measurement model (&#8220;GMM&#8221;): The Company applies this model to the remaining insurance contracts and <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 306.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance contracts not measured using the VFA or the PAA.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 324.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Recognition of insurance contracts<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 335.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company recognizes groups of insurance contracts that it issues from the earliest of the following:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 352.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">The beginning of the coverage period of the group of contracts,<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 367.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">The date when the first payment from a policyholder in the group is due or when the first payment is received if there is no <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 379.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">due date, and<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 394.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">For a group of onerous contracts, as soon as facts and circumstances indicate that the group is onerous.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 412.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts measured under the GMM and VFA measurement model<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 429.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: underline; white-space: pre;">Initial measurement<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 446.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The measurement of insurance contracts at initial recognition is the same for GMM or VFA. At initial recognition, the Company <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 456.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">measures a group of insurance contracts as the total of: (a) fulfilment cash flows, and (b) a contractual service margin (&#8220;CSM&#8221;).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 473.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Fulfilment cash flows comprise estimates of future cash flows, adjusted to reflect the time value of money and financial risks, and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 484.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">a risk adjustment for non-financial risk. In determining the fulfilment cash flows, the Company uses estimates and assumptions <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 495.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">considering a range of scenarios which have commercial substance and give a fair representation of possible outcomes.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 512.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">If fulfilment cash flows generate a total of net cash inflows at initial recognition, a CSM is set up to fully offset the fulfilment cash <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 522.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">flows, and results in no impact on income at initial recognition. The CSM represents the unearned profit the Company will <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 533.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">recognize as it provides services under the insurance contracts. However, if fulfilment cash flows generate a total of net cash <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 544.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">outflows at initial recognition, a loss is recognized in income or expenses immediately and the group of contracts is considered to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 555.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">be onerous.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 572.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">For contracts with fulfilment cash flows in multiple foreign currencies, the group of insurance contracts, including the contractual <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 582.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">service margin, is considered to be denominated in a single currency. If a group of insurance contracts has cash flows in more <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 593.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">than one currency, on initial recognition the Company determines a single currency in which the multicurrency group of contracts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 604.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">is denominated. The Company determines the single currency to be the currency of the predominant cash flows.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 621.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The unit of account for CSM or loss is on a group of contracts basis consistent with the level of aggregation specified above.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 638.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: underline; white-space: pre;">Subsequent measurement of fulfilment cash flows<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 654.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The fulfilment cash flows at each reporting date are measured using the current estimates of expected cash flows and current <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 665.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">discount rates. In the subsequent periods, the carrying amount of a group of insurance contracts at each reporting date is the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 676.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">sum of:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 693.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">The liability for remaining coverage (&#8220;LRC&#8221;), which comprises the fulfilment cash flows that relate to services to be provided <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 705.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">in the future and any remaining CSM at that date; and<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 720.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">The liability for incurred claims (&#8220;LIC&#8221;), which comprises the fulfilment cash flows for incurred claims and expenses that have <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 732.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">not yet been paid.<span style="display: inline-block; height: 7.28pt;"></span></span></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 24<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-381-3" continuedAt="f-381-4"><ix:continuation id="f-363-25" continuedAt="f-363-26"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For onerous contracts, the LRC is further divided into a loss component, which represents the remaining net outflow for the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">group of insurance contracts; and the LRC excluding the loss component, which represents the amount of liability with offsetting <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">inflows.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Premiums received increases the LRC. Where a third-party administrator is involved in the collection and remittance of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">premiums, amounts receivable from the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.4pt; position: var(--position); text-decoration: none; white-space: pre;">third party<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.37pt; position: var(--position); text-decoration: none; white-space: pre;"> are included in the measurement of insurance contract liabilities until actual <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">cash is remitted to the Company.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 117.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: underline; white-space: pre;">Subsequent measurement of the CSM under the GMM measurement model<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 134.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For contracts without direct participation features, when applying the GMM measurement model, the carrying amount of the CSM <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 144.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">at the end of reporting period is adjusted to reflect the following changes:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 161.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">(a) effect of new contracts added to the group;<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 178.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">(b) interest accreted on the carrying amount of CSM, measured at the locked-in discount rate. The locked-in discount rate is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 189.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: var(--position); text-decoration: none; white-space: pre;">the weighted average of the rates applicable at the date of initial recognition of contracts that joined a group over a 12-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 200.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: var(--position); text-decoration: none; white-space: pre;">month period, and is determined using the bottom-up approach;<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 216.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">(c) changes in fulfilment cash flows that relate to future services such as:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 233.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: var(--position); text-decoration: none; white-space: pre;">Experience differences between actual and expected premiums and related cash flows at the beginning of the period <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 244.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: var(--position); text-decoration: none; white-space: pre;">measured at the locked-in rate.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 257.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: var(--position); text-decoration: none; white-space: pre;">Non-financial changes in estimates of the present value of future cash flows measured at the locked-in rate.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 270.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in the risk adjustment for non-financial risk that relate to future service measured at the locked-in rate.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 282.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: var(--position); text-decoration: none; white-space: pre;">Differences between actual and expected investment component that becomes payable in the period. The same applies <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 293.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: var(--position); text-decoration: none; white-space: pre;">to a policyholder loan that becomes repayable;<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 310.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">(d) <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.48pt; position: var(--position); text-decoration: none; white-space: pre;">effect of any currency exchange differences on the CSM;<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 327.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">(e) CSM amortization, which is the recognition of unearned profit into insurance revenue for services provided in the period. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 338.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: var(--position); text-decoration: none; white-space: pre;">The CSM is recognized into insurance revenue over the duration of the group of insurance contracts based on the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 348.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: var(--position); text-decoration: none; white-space: pre;">respective coverage units as insurance services are provided. The number of coverage units is the quantity of services <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 359.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: var(--position); text-decoration: none; white-space: pre;">provided by the contracts in the group, determined by considering the quantity of benefits provided and its expected <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 370.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: var(--position); text-decoration: none; white-space: pre;">coverage period. The coverage units are reviewed and updated at each reporting date. The Company allocates the CSM <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 381.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: var(--position); text-decoration: none; white-space: pre;">equally to each coverage unit and recognizes the amount allocated to coverage units provided and expected to be provided <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 392.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: var(--position); text-decoration: none; white-space: pre;">in each period.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 408.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">When measuring the fulfilment cash flows, changes that relate to future services are measured using the current discount rate; <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 419.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">however, the CSM is adjusted for these changes using the locked-in rate at initial recognition. The application of the two different <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 430.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">discount rates gives rise to a gain or loss that is recognized as part of insurance finance income or expense.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 447.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: underline; white-space: pre;">Subsequent measurement of the CSM under the VFA measurement model<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 464.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For contracts with direct participation features applying the VFA measurement model, subsequent measurement of the CSM is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 474.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">similar to the GMM model with the following exceptions or modifications:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 491.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For changes in fulfilment cash flows that do not vary with the underlying items:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 508.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Non-financial changes adjust the CSM at the current discount rate, there is no interest accretion on CSM at the locked-in <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 520.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">rate,<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 534.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in the effect of time value of money and financial risks such as the effect of financial guarantees adjust the CSM, <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 546.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">however, income or expenses would be impacted if the risk mitigation option is elected.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 564.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For changes in fulfilment cash flows that vary with the fair value of the underlying items:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 581.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in the <span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders&#8217;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.61pt; position: var(--position); text-decoration: none; white-space: pre;"> share adjust the CSM, however, income or expenses would be impacted if the risk mitigation <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 593.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">option is elected,<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 607.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in the policyholders&#8217; share are recognized in income or expenses or OCI.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 625.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company uses derivatives, non-derivative financial instruments measured at fair value through profit or loss, and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 636.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance contracts to mitigate the financial risk arising from direct participation contracts applying the VFA measurement <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 646.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">model. The Company may elect the risk mitigation option to recognize some or all changes of financial guarantees and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 657.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders&#8217;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.63pt; position: var(--position); text-decoration: none; white-space: pre;"> share of the underlying items in income or expenses instead of adjusting CSM.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 674.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Groups of GMM or VFA insurance contracts with a CSM at initial recognition can subsequently become onerous when increases <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 685.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">in fulfilment cash flows that do not vary with the underlying items or declines in the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 373.81pt; position: var(--position); text-decoration: none; white-space: pre;">shareholder&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.94pt; position: var(--position); text-decoration: none; white-space: pre;"> share of the underlying items <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 696.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">exceed the carrying amount of the CSM. The excess establishes a loss which is recognized in income or expenses immediately, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 706.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and the LRC is then divided into the loss component and the LRC excluding the loss component.<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">25<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-381-4" continuedAt="f-381-5"><ix:continuation id="f-363-26" continuedAt="f-363-27"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: underline; white-space: pre;">Subsequent measurement of the loss component<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 57.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The loss component represents the net outflow attributable to each group of onerous insurance contracts (or contracts profitable <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 68.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">at inception that have subsequently become onerous), any subsequent decrease relating to future service in estimates of future <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows and risk adjustment for non-financial risk or any subsequent increase in the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.33pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders&#8217;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.96pt; position: var(--position); text-decoration: none; white-space: pre;"> share of the fair value of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">underlying items will reverse the loss component. Any remaining loss component will be reversed systematically as actual cash <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">flows are incurred.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 117.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">When actual cash flows are incurred, the LIC is recognized and the LRC is derecognized accordingly. The Company uses the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 128.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">proportion on initial recognition to determine the systematic allocation of LRC release between the loss component and the LRC <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">excluding the loss component, resulting in both components being equal to zero by the end of the coverage period.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 155.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts measured under the PAA measurement<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 166.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company applies the PAA to all insurance contracts it issues if the coverage period of the contract is one year or less; or the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 177.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">coverage period is longer than one year and the measurement of the LRC for the contracts under the PAA does not differ <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 188.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">materially from the measurement that would be produced applying the GMM approach under possible future scenarios.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 204.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The LRC is initially measured as the premium received at initial recognition minus any insurance acquisition cash flows at that <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 215.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">date. There is generally no allowance for the time value of money as the premiums are mostly received within one year of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 226.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">coverage period.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 243.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">For acquisition cash flows allocated to recognized groups of contracts applying the PAA, the Company is permitted to defer and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 254.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">amortize the amount over the coverage period or recognize the amount as an expense as incurred provided that the coverage <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 264.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">period of the contracts in the group is no more than one year. This election can be made at the level of each group of insurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 275.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">contracts. For the majority of the Company&#8217;s insurance contracts applying the PAA, such as Canadian Group Benefit products, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 286.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">some Canadian Affinity products, and some Asia short-term individual and group products, the Company has elected to defer <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 297.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">directly attributable acquisition costs and recognize them in net income over the coverage period in a systematic way based on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 308.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the passage of time.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 324.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In these lines of business, directly attributable insurance acquisition cash flows paid are to acquire the current contract with an <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 335.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">expectation of a number of renewals over future years. As such, directly attributable insurance acquisition cash flows are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 346.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">allocated to the group in which the current contract belongs to as well as to future groups that will include expected renewals <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 357.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">applying a systematic methodology. If facts and circumstances indicate that there is an onerous group of contracts at initial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 368.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">measurement, a loss is immediately recognized in the income or expenses for the net outflow and a loss component of the LRC <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 378.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">is created for the group.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 395.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: underline; white-space: pre;">Subsequent measurement<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 412.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Subsequently, the Company measures the carrying amount of the LRC at the end of each reporting period as:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 429.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">The LRC at the beginning of the period; plus<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 443.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Premium received in the period; minus<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 457.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Directly attributable acquisition costs net of related amortization (unless expensed as incurred); minus<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 471.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Amount recognized as insurance revenue for the period; minus<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 485.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Investment component paid or transferred to the LIC.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 503.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The amount recognized as insurance revenue for the period is typically based on the passage of time. For the Company&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 514.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">property &amp; casualty reinsurance business, the expected pattern of release of risk during the coverage period differs significantly <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 524.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">from the passage of time, and as such the amount recognized as insurance revenue is on the basis of the expected timing of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 535.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">incurred service expenses.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 552.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">If at any time during the coverage period, facts and circumstances indicate that a group of contracts is onerous, the Company will <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 563.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">recognize a loss in income or expenses and an increase in the LRC to the extent that the current estimate of the fulfilment cash <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 574.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">flows that relate to remaining coverage (including the risk adjustment for non-financial risk) exceed the carrying amount of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 584.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">LRC.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 601.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company estimates the LIC as the fulfilment cash flows related to incurred claims. The Company does not adjust the future <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 612.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows for the time value of money, except when claims are expected to settle more than one year after the actual claim <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 623.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">occurs.<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 26<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-381-5" continuedAt="f-381-6"><ix:continuation id="f-363-27" continuedAt="f-363-28"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Assets for insurance acquisition cash flows<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 57.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance acquisition cash flows arise from the costs of selling, underwriting and starting a group of insurance contracts (issued <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 68.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">or expected to be issued) that are directly attributable to the portfolio of insurance contracts to which the group belongs.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 84.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance acquisition cash flows paid or incurred before the recognition of the related group of contracts are recognized as an <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 95.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">asset within the portfolio of insurance contract liabilities in which the group of contracts is expected to be included. The Company <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 106.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">applies a systematic basis to allocate these costs, which includes:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 123.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance acquisition cash flows directly attributable to a group of contracts that will include future expected renewals of in-<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 135.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">force contracts; and<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 150.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance acquisition cash flows directly attributable to a portfolio of insurance contracts, which will include future new <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 162.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">business.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 180.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">When facts and circumstances indicate the assets for insurance acquisition cash flows might be impaired, the Company <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 191.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">conducts impairment tests. If an asset is impaired, an impairment loss will be recognized in income or expenses, which can be <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 201.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">subsequently reversed when the impairment condition no longer exists.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 218.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Recognition of reinsurance contracts held<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 229.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company recognizes a group of reinsurance contracts held from the earliest of the following:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 246.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">The beginning of the coverage period of the group of reinsurance contracts held. However, the Company delays the <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 258.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">recognition of a group of reinsurance contracts held that provide proportionate coverage until the date when any underlying <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 270.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contract is initially recognized, if that date is later than the beginning of the coverage period of the group of <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 282.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance contracts held; and<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 297.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">The date the Company recognizes an onerous group of underlying insurance contracts if the Company entered into the <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 309.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">related reinsurance contract held in the group of reinsurance contracts held at or before that date.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 327.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held measured under the GMM model<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 344.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: underline; white-space: pre;">Initial measurement<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 360.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The measurement of reinsurance contracts held follows the same principles as the GMM for insurance contracts issued, with the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 371.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">following exceptions or modifications specified in this section below. Reinsurance contracts held and assumed cannot use the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 382.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">VFA measurement model.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 399.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">At initial recognition, the Company recognizes any net gain or net cost as a CSM in the consolidated statement of financial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 410.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">position, with some exceptions. If any net cost of obtaining reinsurance contracts held relates to insured events that occurred <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 420.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">before initial recognition of any insurance contracts, it is recognized immediately in income or expenses. In addition, if the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 431.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">underlying insurance contracts are in an onerous position, the Company is required to recognize a reinsurance gain immediately <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 442.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">in income for the portion of claims that the Company expects to recover from the reinsurance, if the reinsurance contract held <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 453.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">was entered into prior to or at the same time as the onerous contracts.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 470.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For contracts with fulfilment cash flows in multiple foreign currencies, the group is denominated in a single currency as defined <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 480.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">by the predominant cash flows.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 497.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Measurement of reinsurance contract cash flows is consistent with the underlying insurance contracts, but with an adjustment for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 508.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">any risk of non-performance by the reinsurer. The risk adjustment for non-financial risk represents the amount of risk being <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 519.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">transferred by the Company to the reinsurer.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 536.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: underline; white-space: pre;">Subsequent measurement<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 552.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Subsequently, the carrying amount of a group of reinsurance contracts held at each reporting date is the sum of:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 569.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">The asset for remaining coverage (&#8220;ARC&#8221;), which comprises the fulfilment cash flows that relate to services to be received <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 581.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">under the contracts in future periods, and any remaining CSM at that date; and<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 596.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">The asset for incurred claims (&#8220;AIC&#8221;), which comprises the fulfilment cash flows for incurred claims and expenses that have <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 608.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">not yet been received.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 626.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">If the underlying insurance contracts are onerous at inception and a reinsurance gain is recognized in income as described <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 637.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">above, the asset for remaining coverage is made up of a loss-recovery component and the ARC excluding the loss-recovery <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 648.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">component. The loss-recovery component reflects changes in the loss component of the underlying onerous insurance contracts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 659.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and determines the amounts that are subsequently presented in income or expenses as reversals of recoveries of losses from <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 669.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the reinsurance contracts held and are excluded from the allocation of reinsurance premiums paid.<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">27<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-381-6" continuedAt="f-381-7"><ix:continuation id="f-363-28" continuedAt="f-363-29"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company adjusts the carrying amount of the CSM of a group of reinsurance contracts held to reflect changes in the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">fulfilment cash flows applying the same approach as for insurance contracts issued, except:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 68.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Income recognized to cover the losses from onerous underlying contracts also adjusts the carrying amount of CSM;<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 83.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Reversals of the loss-recovery component, to the extent that those reversals are not changes in fulfilment cash flows of the <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 95.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">group of reinsurance contracts held, also adjust the carrying amount of CSM; and<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 110.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in fulfilment cash flows related to future services also adjust the carrying amount of CSM provided that changes in <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">fulfilment cash flows related to the group of underlying insurance contracts also adjust the CSM.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 140.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Where a loss component has been set up subsequent to initial recognition of a group of underlying insurance contracts, the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 150.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance gain that has been recognized adjusts the loss-recovery component of the reinsurance asset for remaining <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 161.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">coverage. The carrying amount of the loss-recovery component must not exceed the portion of the carrying amount of the loss <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 172.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">component of the onerous group of underlying insurance contracts that the Company expects to recover from the group of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 183.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance contracts. On this basis, the loss-recovery component is reduced to zero when the loss component of underlying <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 194.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contracts is reduced to zero.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 210.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held measured under the PAA model<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 221.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held may be classified and measured under the PAA model if they meet the eligibility requirements, which <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 232.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">are similar to the PAA requirements for direct insurance contracts.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 249.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">For reinsurance contracts held applying the PAA model, the Company measures them on the same basis as insurance contracts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 260.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">that it issues, adapted to reflect the features of reinsurance contracts held that differ from insurance contracts issued.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 276.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">If a loss-recovery is created for a group of reinsurance contracts measured under the PAA, the Company adjusts the carrying <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 287.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">amount of the ARC as there is no CSM to adjust under PAA.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 304.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Derecognition of insurance contracts<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 315.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company derecognizes insurance contracts when the rights and obligations relating to the contract are extinguished (i.e., <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 326.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">discharged, cancelled, or expired) or the contract is modified such that the modification results in a change in the measurement <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 336.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">model, or the applicable standard for measuring a component of the contract. In the case of modification, the Company <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 347.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">derecognizes the initial contract and recognizes the modified contract as a new contract.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 364.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Presentation and Disclosure<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 375.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company has presented the carrying amount of portfolios of insurance contracts that are in a net asset or liability position, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 386.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and portfolios of reinsurance contracts that are in a net asset or liability position separately in the consolidated statements of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 396.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">financial position.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 413.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company separately presents the insurance service result, which comprises insurance revenue and insurance service <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 424.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">expenses, from the investment result, which comprises insurance finance income or expenses in the Consolidated Statements of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 435.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Income. IFRS 17 provides an option to disaggregate the changes in risk adjustment between insurance service results and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 446.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">insurance finance income. The Company disaggregates the change in risk adjustment for non-financial risk between the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 456.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">insurance service expenses and insurance finance income or expenses.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 473.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: underline; white-space: pre;">Net insurance service result<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 490.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The insurance revenue depicts the performance of insurance services and excludes investment components. For the GMM and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 501.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the VFA contracts, the insurance revenue represents the change in the LRC relating to insurance services for which the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 512.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company expects to receive consideration. This insurance revenue comprises: (a) expected claims and other insurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 522.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">expenses including policyholder taxes where applicable; (b) changes in risk adjustment for non-financial risk; (c) release of CSM <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 533.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">based on coverage units; and (d) portion of premiums that relate to recovering of insurance acquisition cash flows. For contracts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 544.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">measured under the PAA, the insurance revenue for each period is the amount of expected premium receipts for providing <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 555.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">insurance services in the period.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 572.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The insurance service expenses arising from insurance contracts are recognized in income or expenses generally as they are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 582.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">incurred and exclude repayment of investment components. The insurance service expenses comprise: (a) incurred claims and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 593.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">other insurance service expenses; (b) losses on onerous contracts and reversal of such losses; (c) adjustments to LIC; (d) <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 604.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">amortization of insurance acquisition cash flows; and (e) impairment losses on assets for insurance acquisition cash flows, if any, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 615.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and reversals of such impairment losses.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 632.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The amortization of insurance acquisition cash flows within insurance service expense is equal to the recovery of insurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 642.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">acquisition cash flows in insurance revenue for contracts measured under the GMM and VFA. For contracts measured under the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 653.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">PAA with deferred acquisition cash flows, the Company amortizes insurance acquisition cash flows over the duration of the group <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 664.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of insurance contracts based on the respective coverage units.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 681.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Net expenses from reinsurance contracts held comprise allocation of reinsurance premiums paid and the amounts expected to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 692.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">be recovered from reinsurers. Reinsurance cash flows that are contingent on claims on the underlying contracts are treated as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 702.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">part of the claims expected to be recovered from reinsurers, whereas reinsurance cash flows that are not contingent on claims <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 713.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">on the underlying contracts (for example, some types of ceding commissions) are treated as a reduction in reinsurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 724.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">premiums paid. For reinsurance contracts measured under the GMM, the allocation of reinsurance premiums paid represents the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 735.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">total of the changes in the asset for remaining coverage that relate to services for which the Company expects to pay <span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 28<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-381-7"><ix:continuation id="f-363-29" continuedAt="f-363-30"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">consideration. For reinsurance contracts measured under the PAA, the allocation of reinsurance premiums paid is the amount of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">expected premium payments for receiving services in the period.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 68.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: underline; white-space: pre;">Insurance finance income or expenses<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 84.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance income or expenses comprise the change in the carrying amount of the group of insurance contracts arising <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 95.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">from: (a) the effect of the time value of money and changes in the time value of money; and (b) the effect of financial risk and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 106.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">changes in financial risk.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 123.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company disaggregates insurance finance income or expenses on insurance contracts issued for most of its groups of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 134.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contracts between income or expenses and OCI. The impact of changes in market interest rates on the value of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 144.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">life insurance and related reinsurance assets and liabilities are reflected in OCI in order to minimize accounting mismatches <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 155.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">between the accounting for insurance assets and liabilities and the supporting financial assets. The impacts from differences <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 166.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">between current period rates and locked-in rates are presented in OCI.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 183.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s invested assets which are debt instruments (including bonds, private placements, mortgages, and loans) are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 194.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">predominantly measured at FVOCI. As a result, the effect of the time value of money for the groups of insurance contracts and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 204.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">supporting fixed maturity assets is reflected in income or expenses and the effect of financial risk and changes in financial risk is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 215.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">reflected in OCI.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 232.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The systematic allocation of expected total insurance finance income or expenses depends on whether changes in assumptions <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 243.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">that relate to financial risk have a substantial effect on the expected amounts paid to the policyholders.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 260.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">For groups of insurance contracts for which changes in assumptions that relate to financial risk do not have a substantial <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 272.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">effect on the amounts paid to the policyholders, the Company systematically allocates expected total insurance finance <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 284.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">income or expenses over the duration of the group of contracts to income or expenses using discount rates determined on <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 296.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">initial recognition of the group of contracts.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 311.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">For groups of insurance contracts for which changes in assumptions that relate to financial risk have a substantial effect on <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 323.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">the amounts paid to the policyholders, the Company systematically allocates expected total insurance finance income or <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 335.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">expenses over the duration of the group of contracts to income or expenses using either a constant rate, or an allocation <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 347.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">that is based on the amounts credited in the period and expected to be credited in future periods for fulfilment cash flows. <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 359.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">The CSM accretion rate would use the discount rates determined on initial recognition of the group of contracts for <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 371.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">contractual service margin.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 389.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In the event of a transfer of a group of insurance contracts or derecognition of an insurance contract, the Company reclassifies <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 399.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">any amounts that were previously recognized in OCI to income or expenses as insurance finance income or expense. There are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 410.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">no changes in the basis of disaggregation of insurance finance income or expenses between income or expenses and OCI in the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 421.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">period.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 438.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Transition methods<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 449.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">IFRS 17 became effective for years beginning on January 1, 2023. The Company has applied the full retrospective approach to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 459.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">most contracts issued on or after January 1, 2021, except for participating insurance contracts and variable annuity contracts for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 470.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">which the fair value approach was used. The Company has applied the fair value approach to all insurance contracts issued prior <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 481.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">to January 1, 2021, as obtaining reasonable and supportable information to apply the full retrospective approach was deemed <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 492.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">impracticable.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 509.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Under the fair value approach, the Company has determined the CSM of the GMM and VFA liabilities for remaining coverage at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 519.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the transition date as the difference between the fair value of the groups of insurance contracts and the fulfilment cash flows <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 530.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">measured at that date. In determining the fair value, the Company has applied the requirements of IFRS 13 &#8220;Fair Value <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 541.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Measurement&#8221;, except for the demand deposit floor requirement. The Company used the income approach to determine the fair <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 552.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">value of the insurance contracts at the transition date, in which future cash flows are discounted to a single amount that reflects <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 563.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">current market expectations about those future amounts.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 579.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2181"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 579.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(j)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DescriptionOfAccountingPolicyForInvestmentContractLiabilitiesExplanatoryPolicyTextBlock" id="f-382" continuedAt="f-382-1" escape="true"><ix:continuation id="f-363-30" continuedAt="f-363-31"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-382-1"><ix:continuation id="f-363-31" continuedAt="f-363-32"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 591.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities include contracts issued to retail and institutional investors that do not contain significant insurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 602.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">risk. Investment contract liabilities and deposits are measured at amortized cost or at FVTPL by election. The election is made <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 613.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">when these liabilities, as well as the related assets are managed, and their performance is evaluated, on a fair value basis or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 624pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">when doing so reduces the accounting mismatches between assets supporting these contracts and the related policy liabilities. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 634.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities are derecognized when the contracts expire, are discharged or are cancelled.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 651.6pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2205"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 651.6pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(k)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" id="f-383" continuedAt="f-383-1" escape="true"><ix:continuation id="f-363-32" continuedAt="f-363-33"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Other financial instruments accounted for as liabilities<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-383-1"><ix:continuation id="f-363-33" continuedAt="f-363-34"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 663.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company issues a variety of other financial instruments classified as liabilities, including notes payable, term notes, senior <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 674.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">notes, senior debentures, subordinated notes, surplus notes, and preferred shares. These financial liabilities are measured at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 684.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">amortized cost, with issuance costs deferred and amortized using the effective interest rate method.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">29<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2230"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(l)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory" id="f-384" continuedAt="f-384-1" escape="true"><ix:continuation id="f-363-34" continuedAt="f-363-35"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Income taxes<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-384-1"><ix:continuation id="f-363-35" continuedAt="f-363-36"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Th<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 46.49pt; position: var(--position); text-decoration: none; white-space: pre;">e provision for income taxes is calculated based on income tax laws and income tax rates substantively enacted as at the date <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of the Consolidated Statements of Financial Position. The income tax provision is comprised of current income taxes and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 73.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">deferred income taxes. Current and deferred income taxes relating to items recognized in OCI and directly in equity are similarly <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 84.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">recognized in OCI and directly in equity, respectively.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 101.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Current income taxes are amounts expected to be receivable or <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 291.89pt; position: var(--position); text-decoration: none; white-space: pre;">payable for<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 336.37pt; position: var(--position); text-decoration: none; white-space: pre;"> the current year and any adjustments to taxes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 112.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">payable in respect of previous years.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 129pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred income taxes are provided for using the liability method and result from temporary differences between the carrying <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 139.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">values of assets and liabilities and their respective tax bases. Deferred income taxes are measured at the substantively enacted <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 150.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">tax rates that are expected to be applied to temporary differences when they reverse.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 167.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">A deferred tax asset is recognized to the extent that future realization of the tax benefit is probable. Deferred tax assets are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 178.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reviewed at each reporting date and are reduced to the extent that it is no longer probable that the tax benefit will be realized. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 189pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred tax assets and liabilities are offset if there is a legally enforceable right to offset current tax assets and liabilities and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 199.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">they relate to income taxes levied by the same tax authority on the same taxable entity.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 216.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred tax liabilities are recognized for all taxable temporary differences, except in respect of taxable temporary differences <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 227.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">associated with investments in subsidiaries, associates and joint ventures, where the timing of the reversal of the temporary <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 238.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">differences can be controlled and it is probable that the temporary differences will not reverse in the foreseeable future.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 255pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company records liabilities for uncertain tax positions if it is probable that the Company will make a payment on tax <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 265.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">positions due to examinations by tax authorities. These provisions are measured at the Company&#8217;s best estimate of the amount <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 276.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">expected to be paid. Provisions are reversed to income in the period in which management assesses they are no longer required <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 287.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">or determined by statute<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 304.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company is subject to income tax laws in various jurisdictions. Tax laws are complex and potentially subject to different <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 315pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">interpretations by the taxpayer and the relevant tax authority. The provision for current income taxes and deferred income taxes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 325.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">represents management&#8217;s interpretation of the relevant tax laws and its estimate of current and future income tax implications of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 336.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the transactions and events during the year. The Company may be required to change its provision for income taxes or deferred <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 347.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">income tax balances when the ultimate deductibility of certain items is successfully challenged by taxing authorities, or if <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 358.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">estimates used in determining the amount of deferred tax balances to recognize change significantly, or when receipt of new <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 369pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">information indicates the need for adjustment in the amount of deferred income taxes to be recognized. Additionally, future <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 379.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">events, such as changes in tax laws, tax regulations, or interpretations of such laws or regulations, could have an impact on the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 390.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">provision for income taxes, deferred tax balances and the effective tax rate. Any such changes could materially affect the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 401.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">amounts reported in the Consolidated Financial Statements in the period these changes occur.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 418.2pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2255"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 418.2pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(m)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" id="f-385" continuedAt="f-385-1" escape="true"><ix:continuation id="f-363-36" continuedAt="f-363-37"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.5pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency translation<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-385-1"><ix:continuation id="f-363-37" continuedAt="f-363-38"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 429.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Items included in the financial statements of each of the Company&#8217;s subsidiaries, joint ventures and associates are measured by <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 440.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">each entity using the currency of the primary economic environment in which the entity operates (the &#8220;functional currency&#8221;). If <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 451.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">their functional currency is other than the Canadian dollar, these entities are foreign operations of the Company.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 468.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Transactions in a foreign currency are translated to the functional currency at the exchange rate prevailing at the date of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 479.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">transaction. Assets and liabilities denominated in foreign currencies are translated to the functional currency at the exchange rate <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 489.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">in effect at the reporting date. Revenue and expenses denominated in foreign currencies are translated at the average exchange <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 500.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">rate prevailing during the quarter reported. Exchange gains and losses are recognized in income except for translation of net <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 511.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">investments in foreign operations and the results of hedging these positions, and for non-monetary items designated as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 522.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">amortized cost or FVOCI. These foreign exchange gains and losses are recognized in OCI until such time that the foreign <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 533.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">operation or non-monetary item is disposed of or control or significant influence over it is lost, when they are reclassified to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 543.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">income.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 560.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Consolidated Financial Statements are presented in Canadian dollars. The financial statements of the Company&#8217;s foreign <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 571.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">operations are translated from their functional currencies to Canadian dollars; assets and liabilities are translated at the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 582.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">exchange rate at the reporting date, and revenue and expenses are translated using the average exchange rates for the period.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 599.1pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2279"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 599.1pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(n)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" id="f-386" continuedAt="f-386-1" escape="true"><ix:continuation id="f-363-38" continuedAt="f-363-39"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Stock-based compensation<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-386-1" continuedAt="f-386-2"><ix:continuation id="f-363-39" continuedAt="f-363-40"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 610.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company provides stock-based compensation to certain employees and directors as described in note <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.82pt; position: var(--position); text-decoration: none; white-space: pre;">14<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.82pt; position: var(--position); text-decoration: none; white-space: pre;">. Compensation <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 621.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">expense of equity instruments granted is accrued based on the best estimate of the number of instruments expected to vest, with <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 632.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">revisions made to that estimate if subsequent information indicates that actual forfeitures are likely to differ from initial forfeiture <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 643.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">estimates, unless forfeitures are due to market-based conditions.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 660pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Stock options are expensed with a corresponding increase in contributed surplus. Restricted share units and deferred share units <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 670.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">are expensed with a corresponding liability accrued based on the market value of MFC&#8217;s common shares at the end of each <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 681.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">quarter. Performance share units are expensed with a corresponding liability accrued based on specific performance conditions <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 692.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and the market value of MFC&#8217;s common shares at the end of each quarter. The change in the value of the awards resulting from <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 703.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">changes in the market value of MFC&#8217;s common shares or changes in the specific performance conditions and credited dividends <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 714pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">is recognized in income, offset by the impact of total return swaps used to manage the variability of the related liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 30<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-386-2"><ix:continuation id="f-363-40" continuedAt="f-363-41"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Stock-based compensation cost is recognized over the applicable vesting period, unless the employee is eligible to retire at the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">time of grant or will be eligible to retire during the vesting period. Compensation costs attributable to stock options, restricted <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">share units, and performance share units granted to employees who are eligible to retire on the grant date or who will become <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">eligible to retire during the vesting period, are recognized at the grant date or over the period from the grant date to the date of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 83.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">retirement eligibility, respectively.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s contributions to the Global Share Ownership Plan (&#8220;GSOP&#8221;) (refer to note <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.13pt; position: var(--position); text-decoration: none; white-space: pre;">14 (d)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.61pt; position: var(--position); text-decoration: none; white-space: pre;">), are expensed as incurred. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Under the GSOP, subject to certain conditions, the Company will match a percentage of an employee&#8217;s eligible contributions to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">certain maximums. All contributions are used by the plan&#8217;s trustee to purchase MFC common shares in the open market on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 132.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">behalf of participating employees.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 149.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2303"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 149.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(o)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" id="f-387" continuedAt="f-387-1" escape="true"><ix:continuation id="f-363-41" continuedAt="f-363-42"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Employee future benefits<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-387-1"><ix:continuation id="f-363-42" continuedAt="f-363-43"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 161.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company maintains defined contribution and defined benefit pension plans and other post-employment plans for employees <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 172.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and agents including registered (tax qualified) pension plans that are typically funded as well as supplemental non-registered <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 183pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(non-qualified) pension plans for executives, and retiree and disability welfare plans that are typically not funded.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 199.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s obligation in respect of defined benefit pension and other post-employment benefits is calculated for each plan <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 210.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">as the estimated present value of future benefits that eligible employees have earned in return for their service up to the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 221.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">reporting date using the projected benefit method. The discount rate used is based on the yield, as at the reporting date, of high-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 232.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">quality corporate debt securities that have approximately the same term as the benefit obligations and that are denominated in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 243pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the same currency in which the benefits are expected to be paid.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 259.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">To determine the Company&#8217;s net defined benefit asset or liability, the defined benefit obligations are deducted from the fair value <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 270.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">of plan assets. When this calculation results in a surplus, the asset that can be recognized is limited to the present value of future <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 281.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">economic benefit available in the form of future refunds from the plan or reductions in future contributions to the plan (the asset <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 292.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">limit). Defined benefit assets are included in other assets and defined benefit liabilities are included in other liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 309pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in the net defined benefit asset or liability due to re-measurement of pension and retiree welfare plans are recorded in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 319.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">OCI in the period in which they occur and are not reclassified to income in subsequent periods. They consist of actuarial gains <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 330.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and losses, changes in the effect of the asset limit, if any, and the return on plan assets, excluding amounts included in net <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 341.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">interest income or expense. Changes in the net defined benefit asset or liability due to re-measurement of disability welfare plans <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 352.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">are recorded in income in the period in which they occur.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 369pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The cost of defined benefit pension plans is recognized over the employees&#8217; years of service to retirement while the cost of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 379.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">retiree welfare plans is recognized over the employees&#8217; years of service to their date of full eligibility. The net benefit cost for the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 390.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">year is recorded in income and is calculated as the sum of the service cost in respect of the fiscal year, the net interest income or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 401.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">expense and any applicable administration expenses, plus past service costs or credits resulting from plan amendments or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 412.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">curtailments. The net interest income or expense is determined by applying the discount rate to the net defined benefit asset or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 423pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">liability. The current year cost of disability welfare plans is the year-over-year change in the defined benefit obligation, including <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 433.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">any actuarial gains or losses.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 450.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The cost of defined contribution plans is the contribution provided by the Company and is recorded in income in the periods <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 461.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">during which services are rendered by employees.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 478.2pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2327"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 478.2pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(p)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory" id="f-388" continuedAt="f-388-1" escape="true"><ix:continuation id="f-363-43" continuedAt="f-363-44"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative and hedging instruments<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-388-1" continuedAt="f-388-2"><ix:continuation id="f-363-44" continuedAt="f-363-45"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 489.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company uses derivative financial instruments (&#8220;derivatives&#8221;) including swaps, forward and futures agreements, and options <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 500.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">to manage current and anticipated exposures to changes in interest rates, foreign exchange rates, commodity prices and equity <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 511.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">market prices, and to replicate exposure to different types of investments. Derivatives embedded in other financial instruments <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 522.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">are separately recorded as derivatives when their economic characteristics and risks are not closely related to those of the host <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 533.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">instrument, the terms of the embedded derivative are the same as those of a<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 349.39pt; position: var(--position); text-decoration: none; white-space: pre;"> stand-alone<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.87pt; position: var(--position); text-decoration: none; white-space: pre;"> derivative and the host instrument itself <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 543.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">is not recorded at FVTPL. Derivatives which are separate financial instruments are recorded at fair value, and those with <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 554.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">unrealized gains are reported as derivative assets and those with unrealized losses are reported as derivative liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 571.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">A determination is made for each derivative as to whether to apply hedge accounting. Where hedge accounting is not applied, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 582.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">changes in the fair value of derivatives are recorded in investment income. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 599.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Where the Company has elected to apply hedge accounting, a hedging relationship is designated and documented at inception. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 609.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Hedge effectiveness is evaluated at inception and throughout the term of the hedge. Hedge accounting is only applied when the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 620.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Company expects that the risk management objective will be met, and that the hedging relationship will qualify for hedge <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 631.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">accounting requirements both at inception and throughout the hedging period. The assessment of hedge effectiveness is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 642.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">performed at the end of each reporting period prospectively. When it is determined that the risk management objective is no <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 653.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">longer met, a hedging relationship is no longer effective, or the hedging instrument or the hedged item ceases to exist, the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 663.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Company discontinues hedge accounting prospectively. In such cases, if the derivatives are not sold or terminated, any <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 674.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">subsequent changes in fair value of the derivatives are recognized in investment income.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 691.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For derivatives that are designated as hedging instruments, changes in fair value are recorded according to the nature of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 702.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">risks being hedged, as discussed below.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 719.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In a fair value hedging relationship, changes in fair value of the hedging instruments are recorded in total investment result, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 729.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">offsetting changes in fair value of the hedged items attributable to the hedged risk, which would otherwise not be carried at fair <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">31<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-388-2"><ix:continuation id="f-363-45" continuedAt="f-363-46"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">value through profit or loss. Hedge ineffectiveness is recognized in total investment result and arises from differences between <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">changes in the fair values of hedging instruments and hedged items. When hedge accounting is discontinued, the carrying value <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of the hedged item is no longer adjusted and the cumulative fair value adjustments are amortized to total investment result over <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the remaining term of the hedged item unless the hedged item ceases to exist, at which time the balance is recognized <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 83.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">immediately in total investment result.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In a cash flow hedging relationship, the effective portion of the change in the fair value of the hedging instrument is recorded in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">OCI while the ineffective portion is recognized in total investment result. Gains and losses in AOCI are recognized in income <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">during the same periods that the variability in the hedged cash flows or the hedged forecasted transactions are recognized in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 132.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">income. The reclassifications from AOCI are made to total investment result, except for total return swaps that hedge stock-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 143.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">based compensation awards, which are reclassified to general expenses.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 160.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Gains and losses on cash flow hedges in AOCI are reclassified immediately to total investment result when the hedged item <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 171.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">ceases to exist or the forecasted transaction is no longer expected to occur. When a hedge is discontinued, but the hedged <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 182.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">forecasted transaction is expected to occur, the amounts in AOCI are reclassified to total investment result in the periods during <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 192.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">which variability in the cash flows hedged or the hedged forecasted transaction is recognized in income.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 209.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In a net investment in foreign operation hedging relationship, gains and losses relating to the effective portion of the hedge are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 220.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">recorded in OCI. Gains and losses in AOCI are recognized in income during the periods when gains or losses on the underlying <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 231.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">hedged net investment in foreign operation are recognized in income upon disposal of the foreign operation or upon loss of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 242.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">control or significant influence over it.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 258.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2351"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 258.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(q)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue" id="f-389" continuedAt="f-389-1" escape="true"><ix:continuation id="f-363-46" continuedAt="f-363-47"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Revenue from service contracts<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-389-1"><ix:continuation id="f-363-47"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 270.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company recognizes revenue from service contracts in accordance with IFRS 15.&#160;The Company&#8217;s service contracts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 281.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">generally impose single performance obligations, each consisting of a series of similar related services for each <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 292.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">customer.&#160;Revenue is recorded as performance obligations are satisfied over time because the customers simultaneously <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 303pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">receive and consume the benefits of the services rendered, measured using an output method. Revenue for variable <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 313.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">consideration is recognized to the extent that it is highly probable that a significant reversal in the amount of cumulative revenue <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 324.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">recognized will not occur when the uncertainty is subsequently resolved.&#160;Refer to note <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 380.34pt; position: var(--position); text-decoration: none; white-space: pre;">13.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 347.4pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2375"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 347.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Note 2&#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 82.64pt; position: var(--position); text-decoration: none; white-space: pre;"> <ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" id="f-390" continuedAt="f-390-1" escape="true">Accounting and Reporting Changes</ix:nonNumeric><span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="position: absolute; top: 370.07pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4474"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 370.07pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DescriptionOfAccountingPolicyForFutureAccountingAndReportingChangesPolicyTextBlock" id="f-391" continuedAt="f-391-1" escape="true"><ix:continuation id="f-390-1" continuedAt="f-390-2"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Future accounting and reporting changes<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-391-1" continuedAt="f-391-2"><ix:continuation id="f-390-2" continuedAt="f-390-3"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 387.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(I)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Annual Improvements to IFRS Accounting Standards <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 283.27pt; position: var(--position); text-decoration: none; white-space: pre;">&#8211; Volume 11<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 398.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Annual Improvements to IFRS Accounting Standards &#8211; Volume 11 was issued in July 2024 and is effective on or after January 1, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 409.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">2026. The IASB issued eight minor amendments to different standards as part of the Annual Improvements process, to be <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 420.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">applied retrospectively except for amendments to IFRS 1 &#8220;First-Time Adoption of International Financial Reporting Standards&#8221; for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 430.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">first time adopters and to IFRS 9 &#8220;Financial Instruments&#8221; (&#8220;IFRS 9&#8221;) for derecognition of lease liabilities. Adoption of these <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 441.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">amendments is not expected to have a significant impact on the Company&#8217;s Consolidated Financial Statements.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 458.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(II)&#160; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 51.980000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">Amendments to the Classification and Measurement of Financial Instruments (Amendments to IFRS 9 and IFRS 7)<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 469.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Amendments to the Classification and Measurement of Financial Instruments (Amendments to IFRS 9 &#8220;Financial Instruments&#8221; <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 480.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and IFRS 7 &#8220;Financial Instruments: Disclosures&#8221; (&#8220;IFRS 7&#8221;)) were issued in May 2024 to be effective for years beginning on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 490.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">January 2026 and to be applied retrospectively. The amendments clarify guidance on timing of derecognition of financial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 501.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities, on the assessment of cash flow characteristics and resulting classification and disclosure of financial assets with terms <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 512.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">referencing contingent events including environmental, social and corporate governance events, and of the treatment of non-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 523.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">recourse assets and contractually linked instruments. The Company is assessing the impact of these amendments on the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 534.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s Consolidated Financial Statements.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 550.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(III)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">IFRS 18 &#8220;Presentation and Disclosure in the Financial Statements&#8221;<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 561.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">IFRS 18 &#8220;Presentation and Disclosure in Financial Statements&#8221; (&#8220;IFRS 18&#8221;) was issued in April 2024 to be effective for years <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 572.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">beginning on January 1, 2027 and to be applied retrospectively. The standard replaces IAS 1 &#8220;Presentation of Financial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 583.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Statements&#8221; (&#8220;IAS 1&#8221;) while carrying forward many elements of IAS 1 unchanged. IFRS 18 introduces three sets of new <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 594.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">requirements for presentation of financial statements and disclosures within financial statements:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 610.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Introduction of five defined categories of income and expenses: operating, investing, financing, income taxes and <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 622.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">discontinued operations, with defined subtotals and totals for &#8220;operating income (loss)&#8221;, &#8220;income or loss before financing and <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 634.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">income taxes&#8221; and &#8220;income (loss)&#8221;,<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 649.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">disclosure within a note to financial statements of management-defined performance measures (&#8220;MPMs&#8221;) with a <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 661.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">reconciliation between MPMs and IFRS performance measures. MPMs are defined as subtotals of income and expenses <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 673.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">not specified by IFRS Accounting Standards, which are used in public communications outside financial statements to <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 685.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">communicate management&#8217;s view of the Company&#8217;s financial performance, and<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 700.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">enhanced <span style="display: inline-block; height: 7.28pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">guidance on organizing information and determining whether to provide the information in the financial </span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 712.97pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">statements&#160;or in the notes. IFRS 18 also requires enhanced disclosure of operating expenses based on their characteristics, </span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 724.97pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">including their nature, function or both</span><span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.42pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 7.28pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 32<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-391-2"><ix:continuation id="f-390-3"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company is assessing the impact of this standard on the Company&#8217;s Consolidated Financial Statements.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 57.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(IV)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Amendments to IAS 12 &#8220;Income Taxes&#8221; <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 68.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Amendments to IAS 12 &#8220;Income Taxes&#8221; were issued in May 2023. The amendments relate to the Organization for Economic Co-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">operation and Development&#8217;s International Pillar Two tax reform, which seeks to establish a global minimum income tax rate of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">15%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;"> and addresses inter-jurisdictional base erosion and profit shifting, targeting larger international companies. Most <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">jurisdictions have agreed to participate and effective dates for Global Minimum Taxes (&#8220;GMT&#8221;) vary by jurisdiction based on local <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">legislation.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 128.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The amendments require that, effective for years beginning on or after January 1, 2023, disclosure of current tax expense or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">recovery related to GMT is required along with, to the extent that GMT legislation is enacted or substantively enacted but not yet <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 149.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">in effect, disclosure of known or reasonably estimable information that helps users of financial statements understand the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 160.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s exposure to GMT arising from that legislation. The amendments introduce a temporary mandatory exception in IAS <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 171.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">12 from recognizing and disclosing deferred tax assets and liabilities related to GMT. The Company has applied the temporary <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 182.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">exception from accounting for deferred taxes in respect of GMT.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 198.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">On June 20, 2024, Canada enacted the Global Minimum Tax Act, retrospective to fiscal periods commencing on or after <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 209.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023. The Company is in scope of this legislation because it is located in Canada and will be required to pay <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 220.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">additional GMT in Canada in respect of its global entities whose effective tax rate is below <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 403.98pt; position: var(--position); text-decoration: none; white-space: pre;">15%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.98pt; position: var(--position); text-decoration: none; white-space: pre;">. The Company&#8217;s entities will also <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 231.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">be subject to GMT in those jurisdictions where a Qualifying Domestic Minimum Top-up Tax (&#8220;QDMTT&#8221;) is in effect.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 248.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company expects to pay GMT of<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.29pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.79pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:GlobalMinimumTaxExpectedPayment" scale="6" id="f-392">231</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.79pt; position: var(--position); text-decoration: none; white-space: pre;"> for the year ended December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 373.74pt; position: var(--position); text-decoration: none; white-space: pre;"> arising from its operations in Hong Kong, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 258.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">China, Macau and Barbados. GMT arising from the Company&#8217;s operations in Hong Kong, China, and Macau, is expected to be <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 269.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">payable in Canada for 2024 as these jurisdictions do not have a QDMTT in effect for 2024. Barbados passed legislation on May <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 280.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">28, 2024, introducing a QDMTT retrospective to January 1, 2024. As such, GMT arising from the Company&#8217;s operations in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 291.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Barbados will be payable in Barbados.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 308.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.97pt; position: var(--position); text-decoration: none; white-space: pre;">, certain other jurisdictions in which the Company operates, including Australia, Belgium, Brazil, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 318.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Germany, Ireland, Luxembourg, Malaysia, Netherlands, Singapore, Switzerland, Thailand, the United Kingdom, and Vietnam, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 329.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">have enacted legislation to adopt GMT. The assessment of the Company&#8217;s potential exposure to GMT in these jurisdictions is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 340.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">based on the most recent information available regarding the financial performance of the constituent entities and the associated <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 351.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">statutory income tax rate. Based on the assessment, the Company&#8217;s operations within these jurisdictions do not have a material <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 362.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">exposure to GMT and therefore no disclosure of current tax expense or recovery related to GMT is provided.<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 475.48pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 378.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The United States adopted a Corporate Alternative Minimum Tax (&#8220;CAMT&#8221;) of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.14pt; position: var(--position); text-decoration: none; white-space: pre;">15%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.14pt; position: var(--position); text-decoration: none; white-space: pre;">, with an effective date of January 1, 2023. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 389.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">CAMT is not a QDMTT for the purposes of GMT.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 406.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In response to GMT, Bermuda enacted the Corporate Income Tax 2023 Act on December 27, 2023. The Company&#8217;s Bermuda <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 417.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">tax-resident subsidiaries and branches became subject to this new tax regime effective January 1, 2025, at a rate of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 507.66pt; position: var(--position); text-decoration: none; white-space: pre;">15%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 525.6600000000001pt; position: var(--position); text-decoration: none; white-space: pre;">. The <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 428.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Bermuda corporate income tax is not a QDMTT for the purposes of GMT.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">33<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2501"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Note 3<span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 72.65pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160; <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfInvestmentsIncludingInvestmentsAccountedForUsingEquityMethodExplanatoryTextBlock" id="f-393" continuedAt="f-393-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 85.97pt; position: var(--position); text-decoration: none; white-space: pre;">Invested Assets and Investme<span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 257.27pt; position: var(--position); text-decoration: none; white-space: pre;">nt Income<span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><div style="position: absolute; top: 60.17pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2525"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 60.17pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfFairValueMeasurementOfAssetsExplanatory" id="f-394" continuedAt="f-394-1" escape="true"><ix:continuation id="f-393-1" continuedAt="f-393-2"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying values and fair values of invested assets<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-394-1"><ix:continuation id="f-393-2" continuedAt="f-393-3"><div style="position: var(--position); top: 71.87pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.57pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.96pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.83pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.31999999999999pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.64pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.98pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.45pt; position: var(--position); text-decoration: none; white-space: pre;">Total fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.6pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 114.14999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 31.59pt;"></span></span><span style="left: 38.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-50" decimals="-6" name="ifrs-full:CashAndCashEquivalents" scale="6" id="f-395">25</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-51" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-396">19,909</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-52" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-397">5,855</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-398">25,789</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-53" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-399">25,789</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 32.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 58.21pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(6)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 44.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-54" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-400">1,056</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-55" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-401">18,671</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-56" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-402">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-57" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-403">19,727</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-58" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-404">19,727</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 35.76pt;"></span></span><span style="left: 38.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-59" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-405">58</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-60" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-406">27,628</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.59pt;"></span></span><span style="left: 34.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-61" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-407">968</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-62" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-408">28,654</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-63" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-409">28,366</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 35.76pt;"></span></span><span style="left: 38.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-64" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-410">68</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-65" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-411">35,402</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-66" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-412">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-67" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-413">35,470</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-68" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-414">35,470</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 80.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-69" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-415">2,761</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-70" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-416">121,674</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.59pt;"></span></span><span style="left: 34.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-71" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-417">527</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-72" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-418">124,962</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-73" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-419">124,762</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgage / asset-backed securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 35.76pt;"></span></span><span style="left: 38.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-74" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-420">17</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-75" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-421">1,791</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-76" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-422">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-77" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-423">1,808</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-78" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-424">1,808</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 104.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities (FVTPL mandatory)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-50" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-425">33,725</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-51" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-426">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-52" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-427">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-428">33,725</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-53" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-429">33,725</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 116.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-50" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-430">1,239</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-51" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-431">28,792</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-52" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-432">24,416</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-433">54,447</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-53" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-434">54,812</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.59pt;"></span></span><span style="left: 34.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-50" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-435">866</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-51" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-436">48,802</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-52" decimals="-6" name="mfc:PrivatePlacements" format="ixt:fixed-zero" scale="6" id="f-437">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-438">49,668</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-53" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-439">49,668</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 140.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Bank clients<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-50" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:fixed-zero" scale="6" id="f-440">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-51" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:fixed-zero" scale="6" id="f-441">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-52" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-442">2,310</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-443">2,310</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-53" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-444">2,285</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 152.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 164.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">Own use property<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 84.44999999999999pt; position: var(--position); top: -2.037pt; vertical-align: super; white-space: pre;">(7),(8)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-79" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-445">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-80" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-446">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-81" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-447">2,674</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-82" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-448">2,674</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-83" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-449">2,798</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 176.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment property<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-84" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-450">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-85" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-451">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-86" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-452">10,589</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-87" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-453">10,589</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-88" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-454">10,589</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 188.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 200.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">Alternative long-duration assets<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 133.27pt; position: var(--position); top: -2.037pt; vertical-align: super; white-space: pre;">(9)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-89" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-455">34,334</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.59pt;"></span></span><span style="left: 34.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-90" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-456">389</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-91" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-457">13,140</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-92" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-458">47,863</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-93" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-459">48,875</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 212.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">Various other<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 68.31pt; position: var(--position); top: -2.037pt; vertical-align: super; white-space: pre;">(10)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.59pt;"></span></span><span style="left: 34.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-94" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-460">140</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-95" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-461">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-96" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-462">4,671</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-97" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-463">4,811</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-98" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-464">4,811</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 224.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-50" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-465">74,289</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.83pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-51" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-466">303,058</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-52" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-467">65,150</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.83pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-468">442,497</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.83pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-53" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-469">443,485</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 313.12pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.57pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.96pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.83pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.31999999999999pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.64pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.98pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.45pt; position: var(--position); text-decoration: none; white-space: pre;">Total fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.6pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 114.14999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 35.76pt;"></span></span><span style="left: 42.56pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-99" decimals="-6" name="ifrs-full:CashAndCashEquivalents" scale="6" id="f-470">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-100" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-471">13,993</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-101" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-472">6,344</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-473">20,338</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-102" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-474">20,338</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 32.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 58.21pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(6)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 44.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-103" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-475">1,219</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-104" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-476">19,769</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-105" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-477">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-106" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-478">20,988</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-107" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-479">20,988</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-108" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-480">1,303</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-109" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-481">26,287</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.59pt;"></span></span><span style="left: 34.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-110" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-482">888</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-111" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-483">28,478</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-112" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-484">28,251</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 35.76pt;"></span></span><span style="left: 38.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-113" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-485">90</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-114" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-486">30,576</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-115" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-487">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-116" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-488">30,666</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-117" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-489">30,666</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 80.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-118" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-490">2,372</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-119" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-491">127,190</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.59pt;"></span></span><span style="left: 34.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-120" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-492">484</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-121" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-493">130,046</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-122" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-494">129,899</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgage / asset-backed securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 35.76pt;"></span></span><span style="left: 38.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-123" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-495">16</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-124" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-496">1,955</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-125" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-497">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-126" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-498">1,971</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-127" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-499">1,971</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 104.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities (FVTPL mandatory)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-99" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-500">25,531</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-100" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-501">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-101" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-502">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-503">25,531</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-102" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-504">25,531</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 116.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-99" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-505">1,055</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-100" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-506">28,473</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-101" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-507">22,893</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-508">52,421</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-102" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-509">52,310</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.59pt;"></span></span><span style="left: 34.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-99" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-510">654</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-100" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-511">44,952</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-101" decimals="-6" name="mfc:PrivatePlacements" format="ixt:fixed-zero" scale="6" id="f-512">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-513">45,606</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-102" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-514">45,606</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 140.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Bank clients<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-99" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:fixed-zero" scale="6" id="f-515">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-100" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:fixed-zero" scale="6" id="f-516">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-101" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-517">2,436</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-518">2,436</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-102" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-519">2,411</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 152.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 164.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Own use property<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 84.42999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(7),(8)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-128" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-520">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-129" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-521">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-130" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-522">2,591</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-131" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-523">2,591</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-132" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-524">2,716</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 176.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment property<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-133" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-525">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-134" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-526">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-135" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-527">10,458</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-136" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-528">10,458</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-137" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-529">10,458</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 188.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 200.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Alternative long-duration assets<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 133.25pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(9)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-138" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-530">29,671</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.59pt;"></span></span><span style="left: 34.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-139" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-531">360</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-140" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-532">11,403</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-141" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-533">41,434</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-142" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-534">42,313</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 212.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Various other<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 68.28999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(10)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.59pt;"></span></span><span style="left: 34.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-143" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-535">126</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.61pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-144" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-536">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-145" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-537">4,120</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-146" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-538">4,246</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.34pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-147" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-539">4,246</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 224.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-99" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-540">62,038</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.83pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-100" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-541">293,555</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-101" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-542">61,617</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.83pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-543">417,210</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.83pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-102" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-544">417,704</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 554.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL classification was elected for debt instruments backing certain insurance contract liabilities to substantially reduce any accounting mismatch arising from <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 562.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">changes in the fair value of these assets, or changes in the carrying value of the related insurance contract liabilities.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 571.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI classification for debt instruments backing certain insurance contract liabilities inherently reduces any accounting mismatch arising from changes in the fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 579.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">value of these assets, or changes in the carrying value of the related insurance contract liabilities.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 587.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Other includes mortgages and loans to Bank clients held at amortized cost, own use properties held at fair value or cost, investment properties held at fair value, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 596.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">and equity method accounted investments (including leveraged leases). Also includes debt securities, which qualify as having SPPI, are held to collect contractual <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 604.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows and are carried at amortized cost.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 613.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Invested assets above include debt securities, mortgages, private placements and approximately<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 345.40999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 347.34999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-90" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-545">389</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 362.90999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 367.18pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 382.74pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 390.51pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-139" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-546">360</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 406.07pt; position: var(--position); text-decoration: none; white-space: pre;">)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 408.4pt; position: var(--position); text-decoration: none; white-space: pre;"> of other invested assets, which primarily <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 621.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">qualify as having SPPI qualifying cash flows. Invested assets which do not have SPPI qualifying cash flows as at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 395.85999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 457.28999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> include debt securities, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 629.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">private placements and other invested assets with fair values of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 244.31pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-148" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-547">nil</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 255.19pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 259.07pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-148" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-548">132</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 274.63pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 290.18pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-148" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-549">547</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 305.74pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 350.82pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 366.38pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 374.15pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-149" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-550">nil</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 385.03pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 388.90999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-149" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-551">115</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 403.96pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 419.51pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-149" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-552">539</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 435.07pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively). The change in the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 638.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">fair value of these non-SPPI invested assets for the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 243.92000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 305.34999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> was an increase of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 367.53999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-150" decimals="-6" name="ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives" scale="6" id="f-553">25</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 379.21pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 383.47999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 399.03999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; an increase of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 452.68pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-151" decimals="-6" name="ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives" scale="6" id="f-554">49</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 464.34999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">). The methodologies used <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 646.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">in determining fair values of invested assets are described in note 1 (c) and note 3 (g).<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 655.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Includes short-term securities with maturities of less than one year at acquisition amounting to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 337.96pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-152" decimals="-6" name="ifrs-full:ShorttermInvestmentsClassifiedAsCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-555">10,121</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 363.24pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 367.51pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 383.07pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 390.84pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-153" decimals="-6" name="ifrs-full:ShorttermInvestmentsClassifiedAsCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-556">6,162</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 412.22999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">), cash equivalents with maturities of less <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 663.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">than 90 days at acquisition amounting to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 173.19pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-152" decimals="-6" name="ifrs-full:CashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-557">9,813</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 194.57999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 198.85000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 214.41000000000003pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 222.18pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-153" decimals="-6" name="ifrs-full:CashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-558">7,832</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 243.57pt; position: var(--position); text-decoration: none; white-space: pre;">) and cash <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 278.17pt; position: var(--position); text-decoration: none; white-space: pre;">of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.94pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-52" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-559">5,855</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 307.33pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 311.59999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 327.15999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 334.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-101" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-560">6,344</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 356.32pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 671.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(6)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities include securities which were acquired with remaining maturities of less than one year and less than 90 days of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 439.41999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-561">1,266</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 460.81pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 476.35999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-155" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-562">145</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 491.91999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 680.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">(<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 48.41pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 63.97pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 71.74pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-563">1,294</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 93.13pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 108.68pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-157" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-564">1,413</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 130.07pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively).<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 688.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(7)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Includes accumulated depreciation of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 163.48000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-158" decimals="-6" sign="-" name="ifrs-full:InvestmentProperty" scale="6" id="f-565">65</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 175.14999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 179.42000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 194.98000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 202.75pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-159" decimals="-6" sign="-" name="ifrs-full:InvestmentProperty" scale="6" id="f-566">57</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 214.42000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 697.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(8)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Own use property of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 110.99pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-160" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-567">2,500</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 132.38pt; position: var(--position); text-decoration: none; white-space: pre;"> as at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 151.42000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 212.85000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 217.12pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 278.55pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 280.49pt; position: var(--position); text-decoration: none; white-space: pre;">&#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 286.32pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-161" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-568">2,430</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 307.71pt; position: var(--position); text-decoration: none; white-space: pre;">), are underlying items for insurance contracts with direct participating <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 705.57pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">features and are measured at fair value as if they were investment properties, as permitted by IAS 16. Own use property of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 427.35999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-162" decimals="-6" name="ifrs-full:InvestmentProperty" scale="6" id="f-569">174</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 442.91999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 447.19pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 508.62pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 516.39pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-163" decimals="-6" name="ifrs-full:InvestmentProperty" scale="6" id="f-570">161</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 531.95pt; position: var(--position); text-decoration: none; white-space: pre;">) is <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 713.97pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">carried at cost less accumulated depreciation and any accumulated impairment losses. <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 722.37pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(9)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">ALDA include investments in private equity of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 187.94pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-164" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-571">18,343</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 213.21999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">, infrastructure of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 267.62pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-165" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-572">17,804</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 292.9pt; position: var(--position); text-decoration: none; white-space: pre;">, timber and agriculture of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 374.12pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-166" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-573">5,917</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 395.51pt; position: var(--position); text-decoration: none; white-space: pre;">, energy of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 430.49pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-167" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-574">1,916</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 451.88pt; position: var(--position); text-decoration: none; white-space: pre;"> and various other ALDA of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 730.77pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-168" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-575">3,883</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 67.47pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 71.74pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 87.3pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 95.07pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-169" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-576">15,445</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 120.35pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 124.23pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-170" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-577">14,950</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 149.51pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 153.39pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-171" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-578">5,719</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 174.77999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 178.66000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-172" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-579">1,859</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 200.05pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 215.60000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-173" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-580">3,461</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 236.99pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively).<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 739.17pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(10)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Includes <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 74.07pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-174" decimals="-6" name="mfc:OtherInvestedAssetsLeveragedLeases" format="ixt:num-dot-decimal" scale="6" id="f-581">4,300</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 95.46000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 99.72999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 115.28999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 123.06pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-175" decimals="-6" name="mfc:OtherInvestedAssetsLeveragedLeases" format="ixt:num-dot-decimal" scale="6" id="f-582">3,790</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 144.45pt; position: var(--position); text-decoration: none; white-space: pre;">) of leveraged leases. Refer to note 1 (e).<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 34<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2575"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfInvestmentIncomeExplanatoryTableTextBlock" id="f-583" continuedAt="f-583-1" escape="true"><ix:continuation id="f-393-3" continuedAt="f-393-4"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Investment income<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-583-1" continuedAt="f-583-2"><ix:continuation id="f-393-4" continuedAt="f-393-5"><div style="position: var(--position); top: 52.2pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 500.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 299.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 299.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.1pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.49pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.83pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.31999999999999pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.08pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-176" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-584">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-177" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-585">978</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-178" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-586">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-179" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-587">979</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-176" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-588">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-177" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-589">72</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-178" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-590">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-179" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-591">72</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-180" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-592">156</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-181" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-593">7,914</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-182" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-594">29</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-183" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-595">8,099</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-180" decimals="-6" sign="-" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-596">44</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-181" decimals="-6" sign="-" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-597">1,621</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-182" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-598">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-183" decimals="-6" sign="-" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-599">1,665</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-180" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-600">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-181" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-601">92</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-182" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-602">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-183" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-603">92</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 107.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Dividend income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-184" decimals="-6" name="ifrs-full:RevenueFromDividends" scale="6" id="f-604">814</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-185" decimals="-6" name="ifrs-full:RevenueFromDividends" format="ixt:fixed-zero" scale="6" id="f-605">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-186" decimals="-6" name="ifrs-full:RevenueFromDividends" format="ixt:fixed-zero" scale="6" id="f-606">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-187" decimals="-6" name="ifrs-full:RevenueFromDividends" scale="6" id="f-607">814</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 119.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-184" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-608">4,324</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-185" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-609">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-186" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-610">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-187" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-611">4,324</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 131.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 143.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-188" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-612">47</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-189" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-613">1,203</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-190" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-614">1,154</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-191" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-615">2,404</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 155.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-188" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-616">32</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-189" decimals="-6" sign="-" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-617">165</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-190" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-618">5</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-191" decimals="-6" sign="-" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-619">128</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 167.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 167.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-188" decimals="-6" name="mfc:ProvisionNet" format="ixt:fixed-zero" scale="6" id="f-620">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 167.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-189" decimals="-6" name="mfc:ProvisionNet" scale="6" id="f-621">104</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 167.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-190" decimals="-6" name="mfc:ProvisionNet" scale="6" id="f-622">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 167.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-191" decimals="-6" name="mfc:ProvisionNet" scale="6" id="f-623">105</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 179.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-192" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-624">36</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-193" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-625">2,473</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-194" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-626">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-195" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-627">2,509</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 203.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-192" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-628">25</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-193" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-629">284</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-194" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-630">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-195" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-631">309</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 215.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 215.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-192" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-632">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 215.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-193" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-633">47</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 215.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-194" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-634">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 215.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-195" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-635">47</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 227.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Bank clients <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 239.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-196" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-636">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-197" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-637">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-198" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-638">176</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-199" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-639">176</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 251.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 251.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-196" decimals="-6" name="mfc:ProvisionNet" format="ixt:fixed-zero" scale="6" id="f-640">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 251.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-197" decimals="-6" name="mfc:ProvisionNet" format="ixt:fixed-zero" scale="6" id="f-641">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 251.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-198" decimals="-6" sign="-" name="mfc:ProvisionNet" scale="6" id="f-642">3</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 251.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-199" decimals="-6" sign="-" name="mfc:ProvisionNet" scale="6" id="f-643">3</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 263.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 275.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.63pt; position: var(--position); text-decoration: none; white-space: pre;">Rental income, net of depreciation<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 150.82pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 275.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-200" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-644">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 275.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-201" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-645">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 275.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-202" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentProperty" scale="6" id="f-646">460</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 275.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-203" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentProperty" scale="6" id="f-647">460</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 287.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 287.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-200" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-648">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 287.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-201" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-649">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 287.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-202" decimals="-6" sign="-" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-650">596</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 287.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-203" decimals="-6" sign="-" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-651">596</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 299.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 299.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-200" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-652">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 299.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-201" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-653">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 299.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-202" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-654">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 299.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-203" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-655">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 311.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivatives<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 323.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-204" decimals="-6" sign="-" name="ifrs-full:RevenueFromInterest" scale="6" id="f-656">438</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-205" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-657">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-206" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-658">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-207" decimals="-6" sign="-" name="ifrs-full:RevenueFromInterest" scale="6" id="f-659">438</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 335.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-204" decimals="-6" sign="-" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-660">675</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-205" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-661">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-206" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-662">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-207" decimals="-6" sign="-" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-663">675</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 347.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 359.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 359.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-208" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-664">20</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 359.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-209" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-665">12</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 359.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-210" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-666">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 359.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-211" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-667">32</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 371.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); white-space: pre;">Timber, agriculture and other income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-208" decimals="-6" name="ifrs-full:IncomeArisingFromExplorationForAndEvaluationOfMineralResources" format="ixt:num-dot-decimal" scale="6" id="f-668">1,675</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-209" decimals="-6" name="ifrs-full:IncomeArisingFromExplorationForAndEvaluationOfMineralResources" format="ixt:fixed-zero" scale="6" id="f-669">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-210" decimals="-6" name="ifrs-full:IncomeArisingFromExplorationForAndEvaluationOfMineralResources" scale="6" id="f-670">770</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-211" decimals="-6" name="ifrs-full:IncomeArisingFromExplorationForAndEvaluationOfMineralResources" format="ixt:num-dot-decimal" scale="6" id="f-671">2,445</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 383.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-208" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-672">1,098</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-209" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-673">8</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-210" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-674">123</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-211" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-675">1,229</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 395.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 395.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-208" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-676">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 395.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-209" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-677">8</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 395.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-210" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-678">30</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 395.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-211" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-679">38</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 407.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 407.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-212" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-680">7,071</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 407.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-213" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-681">11,299</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 407.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-214" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-682">2,089</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 407.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-683">20,459</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 419.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 431.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 431.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-215" decimals="-6" sign="-" name="ifrs-full:InvestmentIncome" scale="6" id="f-684">178</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 431.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-216" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-685">12,580</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 431.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-217" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-686">1,359</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 431.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-218" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-687">13,761</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 443.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); white-space: pre;">Dividends, rental income and other income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 443.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-219" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-688">2,489</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 443.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-220" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:fixed-zero" scale="6" id="f-689">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 443.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-221" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-690">1,230</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 443.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-222" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-691">3,719</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 455.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-223" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:fixed-zero" scale="6" id="f-692">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-224" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-693">141</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-225" decimals="-6" sign="-" name="ifrs-full:InvestmentIncome" scale="6" id="f-694">32</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-226" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-695">109</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 467.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-227" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-696">354</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-228" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-697">309</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-229" decimals="-6" sign="-" name="ifrs-full:InvestmentIncome" scale="6" id="f-698">3</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-230" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-699">660</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-212" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-700">2,665</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-213" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-701">13,030</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-214" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-702">2,554</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-703">18,249</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 490.5pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Realized and unrealized gains (losses) on assets supporting insurance and <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">investment contract liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 512.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 512.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-231" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-704">45</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 512.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-232" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-705">1,812</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 512.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-233" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-706">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 512.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-234" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-707">1,857</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 524.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 524.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-235" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-708">4,178</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 524.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-236" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-709">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 524.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-237" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-710">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 524.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-238" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-711">4,178</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 536.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 536.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-239" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-712">32</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 536.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-240" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-713">188</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 536.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-241" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-714">5</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 536.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-242" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-715">151</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 548.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 548.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-243" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-716">25</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 548.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-244" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-717">210</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 548.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-245" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-718">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 548.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-246" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-719">235</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 560.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-247" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-720">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-248" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-721">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-249" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-722">592</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-250" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-723">592</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 572.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 572.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-251" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-724">1,075</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 572.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-252" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-725">59</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 572.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-253" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-726">122</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 572.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-254" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-727">1,256</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 584.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivatives<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 584.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-255" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-728">859</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 584.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-256" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-729">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 584.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-257" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-730">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 584.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-258" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-731">859</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-259" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-732">4,406</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-260" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-733">1,731</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-261" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-734">465</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-262" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-735">2,210</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 607.5pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-212" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-736">7,071</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-213" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-737">11,299</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-214" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-738">2,089</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-739">20,459</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 619.5pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 619.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InvestmentExpenses" format="ixt:num-dot-decimal" scale="6" id="f-740">1,348</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 631.5pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net investment income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 631.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-741">19,111</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 700.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Includes investment income on debt securities, mortgages and loans carried at amortized cost, own use real estate properties, investment real estate properties, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 709.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">equity method accounted investments, energy investments and leveraged leases.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 718.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Includes net realized and unrealized gains (losses) for financial instruments at FVTPL, investment real estate properties, and other invested assets measured at <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 728pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">fair value. Also includes net realized gains (losses) for financial instruments at FVOCI and other invested assets carried at amortized cost.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 737.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Rental income from investment real estate properties is net of direct operating expenses.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">35<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-583-2"><ix:continuation id="f-393-5" continuedAt="f-393-6"><div style="position: var(--position); top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 500.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 299.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 299.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.1pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.49pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.83pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.31999999999999pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.08pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-263" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-742">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-264" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-743">837</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-265" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-744">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-266" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-745">837</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-263" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-746">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-264" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-747">10</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-265" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-748">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-266" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-749">10</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-267" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-750">212</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-268" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-751">7,437</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-269" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-752">28</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-270" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-753">7,677</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-267" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-754">152</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-268" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-755">262</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-269" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-756">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-270" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-757">414</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-267" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-758">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-268" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-759">4</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-269" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-760">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-270" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-761">4</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 107.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Dividend income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-271" decimals="-6" name="ifrs-full:RevenueFromDividends" scale="6" id="f-762">625</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-272" decimals="-6" name="ifrs-full:RevenueFromDividends" format="ixt:fixed-zero" scale="6" id="f-763">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-273" decimals="-6" name="ifrs-full:RevenueFromDividends" format="ixt:fixed-zero" scale="6" id="f-764">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-274" decimals="-6" name="ifrs-full:RevenueFromDividends" scale="6" id="f-765">625</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 119.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-271" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-766">2,255</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-272" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-767">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-273" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-768">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-274" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-769">2,255</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 131.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 143.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-275" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-770">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-276" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-771">2,290</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-277" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-772">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-278" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-773">2,290</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 155.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-275" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-774">99</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-276" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-775">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-277" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-776">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-278" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-777">99</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 167.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 167.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-275" decimals="-6" name="mfc:ProvisionNet" format="ixt:fixed-zero" scale="6" id="f-778">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 167.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-276" decimals="-6" name="mfc:ProvisionNet" format="ixt:fixed-zero" scale="6" id="f-779">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 167.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-277" decimals="-6" sign="-" name="mfc:ProvisionNet" scale="6" id="f-780">150</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 167.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-278" decimals="-6" sign="-" name="mfc:ProvisionNet" scale="6" id="f-781">150</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 179.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-279" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-782">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-280" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-783">2,318</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-281" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-784">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-282" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-785">2,318</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 203.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-279" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-786">20</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-280" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-787">355</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-281" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-788">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-282" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-789">375</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 215.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 215.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-279" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-790">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 215.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-280" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-791">72</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 215.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-281" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-792">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 215.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-282" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-793">72</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 227.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Bank clients <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 239.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-283" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-794">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-284" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-795">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-285" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-796">201</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-286" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-797">201</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 251.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 251.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-283" decimals="-6" name="mfc:ProvisionNet" format="ixt:fixed-zero" scale="6" id="f-798">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 251.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-284" decimals="-6" name="mfc:ProvisionNet" format="ixt:fixed-zero" scale="6" id="f-799">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 251.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-285" decimals="-6" sign="-" name="mfc:ProvisionNet" scale="6" id="f-800">3</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 251.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-286" decimals="-6" sign="-" name="mfc:ProvisionNet" scale="6" id="f-801">3</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 263.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 275.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.63pt; position: var(--position); text-decoration: none; white-space: pre;">Rental income, net of depreciation<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 150.82pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 275.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-287" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-802">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 275.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-288" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-803">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 275.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-289" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentProperty" scale="6" id="f-804">496</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 275.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-290" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentProperty" scale="6" id="f-805">496</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 287.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 287.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-287" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-806">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 287.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-288" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-807">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 287.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-289" decimals="-6" sign="-" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-808">1,286</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 287.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-290" decimals="-6" sign="-" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-809">1,286</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 299.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 299.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-287" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-810">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 299.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-288" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-811">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 299.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-289" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-812">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 299.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-290" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-813">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 311.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivatives<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 323.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-291" decimals="-6" sign="-" name="ifrs-full:RevenueFromInterest" scale="6" id="f-814">561</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-292" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-815">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-293" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-816">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-294" decimals="-6" sign="-" name="ifrs-full:RevenueFromInterest" scale="6" id="f-817">561</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 335.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-291" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-818">1,147</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-292" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-819">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-293" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-820">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-294" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:num-dot-decimal" scale="6" id="f-821">1,147</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 347.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 359.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 359.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-295" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-822">17</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 359.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-296" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-823">23</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 359.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-297" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:fixed-zero" scale="6" id="f-824">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 359.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-298" decimals="-6" name="ifrs-full:RevenueFromInterest" scale="6" id="f-825">40</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 371.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); white-space: pre;">Timber, agriculture and other income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-295" decimals="-6" name="ifrs-full:IncomeArisingFromExplorationForAndEvaluationOfMineralResources" format="ixt:num-dot-decimal" scale="6" id="f-826">2,197</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-296" decimals="-6" name="ifrs-full:IncomeArisingFromExplorationForAndEvaluationOfMineralResources" format="ixt:fixed-zero" scale="6" id="f-827">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-297" decimals="-6" name="ifrs-full:IncomeArisingFromExplorationForAndEvaluationOfMineralResources" format="ixt:fixed-zero" scale="6" id="f-828">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-298" decimals="-6" name="ifrs-full:IncomeArisingFromExplorationForAndEvaluationOfMineralResources" format="ixt:num-dot-decimal" scale="6" id="f-829">2,197</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 383.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.44pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-295" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-830">487</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-296" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" format="ixt:fixed-zero" scale="6" id="f-831">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-297" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-832">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-298" decimals="-6" name="mfc:GainLossOnInvestmentInterestIncome" scale="6" id="f-833">488</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 395.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 395.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-295" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-834">74</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 395.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-296" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-835">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 395.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-297" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-836">1</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 395.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-298" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-837">75</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 407.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 407.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-299" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-838">6,576</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 407.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-300" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-839">13,456</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 407.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-301" decimals="-6" sign="-" name="mfc:InvestmentIncomeLoss" scale="6" id="f-840">714</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 407.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-841">19,318</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 419.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 431.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 431.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-302" decimals="-6" sign="-" name="ifrs-full:InvestmentIncome" scale="6" id="f-842">332</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 431.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-303" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-843">12,905</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 431.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-304" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-844">229</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 431.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-305" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-845">12,802</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 443.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); white-space: pre;">Dividends, rental income and other income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 443.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-306" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-846">2,822</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 443.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-307" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:fixed-zero" scale="6" id="f-847">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 443.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-308" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-848">496</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 443.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-309" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-849">3,318</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 455.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impairment (loss) / recovery, net<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-310" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-850">74</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-311" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-851">76</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-312" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-852">154</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-313" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-853">304</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 467.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-314" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-854">372</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-315" decimals="-6" sign="-" name="ifrs-full:InvestmentIncome" scale="6" id="f-855">12</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-316" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-856">4</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-317" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-857">364</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-299" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-858">2,788</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-300" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-859">12,817</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-301" decimals="-6" name="ifrs-full:InvestmentIncome" scale="6" id="f-860">575</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InvestmentIncome" format="ixt:num-dot-decimal" scale="6" id="f-861">16,180</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 490.5pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Realized and unrealized gains (losses) on assets supporting insurance and <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 299.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">investment contract liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 512.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 512.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-318" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-862">153</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 512.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-319" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-863">277</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 512.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-320" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-864">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 512.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-321" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-865">430</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 524.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 524.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-322" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-866">2,157</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 524.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-323" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-867">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 524.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-324" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-868">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 524.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-325" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-869">2,157</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 536.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 536.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-326" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-870">99</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 536.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-327" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-871">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 536.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-328" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-872">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 536.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-329" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-873">99</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 548.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 548.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-330" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-874">20</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 548.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-331" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-875">355</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 548.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-332" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-876">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 548.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-333" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-877">375</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 560.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-334" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-878">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-335" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-879">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-336" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-880">1,289</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-337" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-881">1,289</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 572.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 572.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-338" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-882">484</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 572.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-339" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-883">7</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 572.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-340" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-884">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 572.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-341" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-885">491</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 584.25pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivatives<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 584.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-342" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-886">875</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 584.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-343" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-887">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 584.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-344" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:fixed-zero" scale="6" id="f-888">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 584.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-345" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-889">875</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-346" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-890">3,788</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-347" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" scale="6" id="f-891">639</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-348" decimals="-6" sign="-" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-892">1,289</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 596.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-349" decimals="-6" name="mfc:InvestmentIncomeOnRealizedAndUnrealizedGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-893">3,138</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 607.5pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-299" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-894">6,576</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-300" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-895">13,456</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-301" decimals="-6" sign="-" name="mfc:InvestmentIncomeLoss" scale="6" id="f-896">714</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-897">19,318</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 619.5pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 619.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentExpenses" format="ixt:num-dot-decimal" scale="6" id="f-898">1,297</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 631.5pt; width: 299.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 299.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net investment income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 631.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-899">18,021</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 689pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Note: For footnotes (1) to (3), refer to the &#8220;Investment income&#8221; table for the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 305.33pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 366.76pt; position: var(--position); text-decoration: none; white-space: pre;"> above.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 36<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2551"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfOtherInvestedAssetsIncludeInvestmentsInAssociatesAndJointVenturesAccountedUsingEquityMethodExplanatoryTableTextBlock" id="f-900" continuedAt="f-900-1" escape="true"><ix:continuation id="f-393-6" continuedAt="f-393-7"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Equity method accounted invested assets<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-393-7" continuedAt="f-393-8"><ix:continuation id="f-900-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets include investments in associates and joint ventures which are accounted for using the equity method of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">accounting as presented in the following table.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 73.8pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 501pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 291.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 400.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 291.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 291.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.42pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.13pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 342pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.71pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 400.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.42pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.13pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.71pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 291.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 291.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Leveraged leases<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-350" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-901">4,300</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 342pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 30.85pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.85pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-350" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-902">34</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 400.5pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-351" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-903">3,790</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 30.85pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.85pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-351" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-904">35</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 43.5pt; width: 291.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 291.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Infrastructure<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291.75pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-352" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-905">4,848</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 342pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 30.85pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.85pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-352" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-906">38</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 400.5pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-353" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-907">3,942</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450.75pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 30.85pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.85pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-353" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-908">37</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 55.5pt; width: 291.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 291.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Timber and agriculture<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291.75pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-354" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" scale="6" id="f-909">837</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 342pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 35.29pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 35.29pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-354" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-910">7</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 400.5pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-355" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" scale="6" id="f-911">854</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450.75pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.29pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 35.29pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-355" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-912">8</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 291.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 291.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-356" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-913">2,098</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 342pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 30.85pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.85pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-356" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-914">16</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 400.5pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-357" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-915">1,704</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 30.85pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.85pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-357" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-916">16</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 79.5pt; width: 291.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 291.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-174" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" scale="6" id="f-917">673</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 342pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 35.29pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 35.29pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-174" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-918">5</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 400.5pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-175" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" scale="6" id="f-919">443</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.29pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 35.29pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-175" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-920">4</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 91.5pt; width: 291.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 291.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291.75pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.01pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-921">12,756</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 342pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 26.41pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 26.41pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-922">100</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 400.5pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.01pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InvestmentsInAssociatesAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-923">10,733</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450.75pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 26.41pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 26.41pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2" decimals="2" name="mfc:PercentageOfInvestmentsInAssociates" scale="-2" id="f-924">100</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 182.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 60.49pt; position: var(--position); text-decoration: none; white-space: pre;"> Company recorded income of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.43pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-358" decimals="-6" name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" scale="6" id="f-925">398</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.43pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.92pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.92pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.92pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-359" decimals="-6" name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" scale="6" id="f-926">399</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.91999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">) for these equity method accounted invested assets for the year ended <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 193.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.97pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 209.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2599"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 209.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfInvestmentExpensesExplanatoryTableTextBlock" id="f-927" continuedAt="f-927-1" escape="true"><ix:continuation id="f-393-8" continuedAt="f-393-9"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Investment expenses<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-927-1"><ix:continuation id="f-393-9" continuedAt="f-393-10"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 221.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents total investment expenses.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 232.4pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 500.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 399.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 399.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.19pt; width: 399.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 17.25pt; width: 399.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 399.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Related to invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-360" decimals="-6" name="mfc:InvestmentExpenses" scale="6" id="f-928">731</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-361" decimals="-6" name="mfc:InvestmentExpenses" scale="6" id="f-929">720</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 399.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 399.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Related to segregated, mutual and other funds<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-362" decimals="-6" name="mfc:InvestmentExpenses" scale="6" id="f-930">617</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-363" decimals="-6" name="mfc:InvestmentExpenses" scale="6" id="f-931">577</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 41.25pt; width: 399.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 399.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InvestmentExpenses" format="ixt:num-dot-decimal" scale="6" id="f-932">1,348</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentExpenses" format="ixt:num-dot-decimal" scale="6" id="f-933">1,297</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 296.65pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2623"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 296.65pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(e)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfDetailedInformationAboutInvestmentPropertyExplanatory" id="f-934" continuedAt="f-934-1" escape="true"><ix:continuation id="f-393-10" continuedAt="f-393-11"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Investment properties rental income<span style="display: inline-block; height: 6.55pt;"></span></span><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 217.88pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-934-1"><ix:continuation id="f-393-11" continuedAt="f-393-12"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 308.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents the rental income and direct operating expenses of investment <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.83pt; position: var(--position); text-decoration: none; white-space: pre;">properties<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.8pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 326.15pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 500.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 399.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 399.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.19pt; width: 399.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 17.25pt; width: 399.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 399.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Rental income from investment properties<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentProperty" scale="6" id="f-935">859</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentProperty" scale="6" id="f-936">840</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 399.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 399.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Direct operating expenses of rental investment properties<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome" scale="6" id="f-937">483</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome" scale="6" id="f-938">473</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 41.25pt; width: 399.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 399.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentPropertyNetOfDirectOperatingExpense" scale="6" id="f-939">376</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:RentalIncomeFromInvestmentPropertyNetOfDirectOperatingExpense" scale="6" id="f-940">367</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">37<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2647"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(f)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-393-12" continuedAt="f-393-13"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgage securitization<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-393-13" continuedAt="f-393-14"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company securitizes certain insured and uninsured fixed and variable rate residential mortgages and Home Equity Lines of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Credit (&#8220;HELOC&#8221;) mortgages through creation of mortgage-backed securities under the Canadian Mortgage Bond Program <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 73.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(&#8220;CMB&#8221;), and the HELOC securitization program.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 90.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Benefits received from these securitizations include interest spread between the securitized assets and related secured <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 101.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">borrowing liabilities. There is no credit exposure from securitized mortgages under the Canada Mortgage and Housing <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 112.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Corporation (&#8220;CMHC&#8221;) sponsored CMB securitization program as they are insured by CMHC and other third-party insurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 123pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">programs against borrowers&#8217; default. Mortgages securitized in the Platinum Canadian Mortgage Trust II (&#8220;PCMT II&#8221;) program are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 133.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">uninsured.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 150.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Cash flows received from the underlying securitized mortgages are used to settle the related secured borrowing liabilities. For <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 161.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">CMB transactions, receipts of mortgage principal are deposited into a trust account for settlement of the related liabilities at time <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 172.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of maturity. These securitized assets and their related cash flows cannot be further transferred or used for other purposes by the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 183pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company. For HELOC transactions, investors are entitled to periodic interest payments, and the remaining cash receipts of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 193.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">mortgage principal are allocated to the Company (the &#8220;Seller&#8221;) during the revolving periods of the transactions and are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 204.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">accumulated for settlement during accumulation periods or repaid to the investors monthly during reduction periods, based on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 215.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the terms of the notes.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 232.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfCarryingAmountOfSecuritizedAssetsExplanatoryTableTextBlock" id="f-941" continuedAt="f-941-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Securitized assets and secured borrowing liabilities<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-941-1"><div style="position: var(--position); top: 244pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 509.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 258pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 30pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 258pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.94pt; width: 258pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.94pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47pt; position: var(--position); text-decoration: none; white-space: pre;">Securitized assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 30pt; width: 258pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 258pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Securitization program<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.26pt; position: var(--position); text-decoration: none; white-space: pre;">Securitized <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.8pt; position: var(--position); text-decoration: none; white-space: pre;">mortgages<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.37pt; position: var(--position); text-decoration: none; white-space: pre;">Restricted <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.46pt; position: var(--position); text-decoration: none; white-space: pre;">cash and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.98pt; position: var(--position); text-decoration: none; white-space: pre;">short-term <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.31pt; position: var(--position); text-decoration: none; white-space: pre;">securities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.08pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 13.39pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.13pt; position: var(--position); text-decoration: none; white-space: pre;">Secured <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.47pt; position: var(--position); text-decoration: none; white-space: pre;">borrowing <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.22pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 40.63pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.97pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 258pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 258pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">HELOC securitization<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 81.74pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-364" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-942">3,141</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 34.62pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-365" decimals="-6" name="mfc:SecuritizedAssets" scale="6" id="f-943">22</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-366" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-944">3,163</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-366" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-945">3,000</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.11pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-366" decimals="-6" name="mfc:SecuredBorrowingAssetsNet" scale="6" id="f-946">163</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 80.25pt; width: 258pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 258pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">CMB securitization<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 71.97pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-367" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-947">3,274</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-368" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:fixed-zero" scale="6" id="f-948">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-369" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-949">3,274</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-369" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-950">3,217</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 31.99pt;"></span></span><span style="left: 34.62pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-369" decimals="-6" name="mfc:SecuredBorrowingAssetsNet" scale="6" id="f-951">57</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 258pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 258pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-370" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-952">6,415</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 34.62pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-371" decimals="-6" name="mfc:SecuritizedAssets" scale="6" id="f-953">22</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-954">6,437</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-955">6,217</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.11pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:SecuredBorrowingAssetsNet" scale="6" id="f-956">220</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 353.25pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 509.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 258pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 35.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 258pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 27.19pt; width: 258pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 27.19pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47pt; position: var(--position); text-decoration: none; white-space: pre;">Securitized assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 258pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 258pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Securitization program<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.26pt; position: var(--position); text-decoration: none; white-space: pre;">Securitized <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.8pt; position: var(--position); text-decoration: none; white-space: pre;">mortgages<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.37pt; position: var(--position); text-decoration: none; white-space: pre;">Restricted <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.46pt; position: var(--position); text-decoration: none; white-space: pre;">cash and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.98pt; position: var(--position); text-decoration: none; white-space: pre;">short-term <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.31pt; position: var(--position); text-decoration: none; white-space: pre;">securities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 13.39pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.13pt; position: var(--position); text-decoration: none; white-space: pre;">Secured <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.47pt; position: var(--position); text-decoration: none; white-space: pre;">borrowing <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.22pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 40.63pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.97pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 73.5pt; width: 258pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 258pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">HELOC securitization<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 81.74pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 73.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-372" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-957">2,880</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 73.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 34.62pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-373" decimals="-6" name="mfc:SecuritizedAssets" scale="6" id="f-958">32</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 73.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-374" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-959">2,912</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 73.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-374" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-960">2,750</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 73.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-374" decimals="-6" name="mfc:SecuredBorrowingAssetsNet" scale="6" id="f-961">162</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 85.5pt; width: 258pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 258pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">CMB securitization<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 71.97pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-375" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-962">2,900</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-376" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:fixed-zero" scale="6" id="f-963">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-377" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-964">2,900</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-377" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-965">2,806</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-377" decimals="-6" name="mfc:SecuredBorrowingAssetsNet" scale="6" id="f-966">94</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 97.5pt; width: 258pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 258pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-378" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-967">5,780</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 34.62pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-379" decimals="-6" name="mfc:SecuritizedAssets" scale="6" id="f-968">32</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:SecuritizedAssets" format="ixt:num-dot-decimal" scale="6" id="f-969">5,812</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-970">5,556</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:SecuredBorrowingAssetsNet" scale="6" id="f-971">256</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 467.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The PCMT II notes payable have floating rates of interest and are secured by the PCMT II assets. Under the terms of the agreements, principal of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 497.84pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-380" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:fixed-zero" scale="6" id="f-972">nil</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 508.71999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> is expected <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 476.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">to be repaid within one year, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 135.48000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-381" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-973">1,036</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 156.87pt; position: var(--position); text-decoration: none; white-space: pre;"> within 1-3 years, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 211.66000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-382" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-974">1,964</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 233.05pt; position: var(--position); text-decoration: none; white-space: pre;"> within 3-5 years and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 299.51pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-383" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:fixed-zero" scale="6" id="f-975">nil</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 310.39pt; position: var(--position); text-decoration: none; white-space: pre;"> beyond 5 years (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 364.43pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 379.99pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 387.76pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-384" decimals="-6" name="mfc:SecuredBorrowingLiabilities" scale="6" id="f-976">27</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 399.43pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 403.31pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-385" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-977">1,973</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 424.7pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 428.58pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-386" decimals="-6" name="mfc:SecuredBorrowingLiabilities" scale="6" id="f-978">750</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 444.14pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 459.69pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-387" decimals="-6" name="mfc:SecuredBorrowingLiabilities" format="ixt:fixed-zero" scale="6" id="f-979">nil</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 470.57pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively). There is <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 484.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">no specific maturity date for the contractual agreements. Under the terms of the notes, additional collateral must be provided to the series as added credit <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 492.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">protection and the Series Purchase Agreements govern the amount of over-collateralization for each of the term notes outstanding. <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 501.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Bank securitizes a portion of its HELOC receivables through PCMT II. PCMT II funds the purchase of the co-ownership interests from Manulife Bank by <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 509.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">issuing term notes collateralized by an underlying pool of uninsured HELOCs to institutional investors. The restricted cash balance for the HELOC securitization <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 518.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">reflects a cash reserve fund established in relation to the transactions. The reserve will be drawn upon only in the event of insufficient cash flows from the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 526.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">underlying HELOCs to satisfy the secured borrowing liabilities.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 534.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Bank also securitizes insured amortizing mortgages under the National Housing Act Mortgage-Backed Securities (&#8220;NHA MBS&#8221;) program sponsored by <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 543.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">CMHC. Manulife Bank participates in CMB programs by selling NHA MBS securities to Canada Housing Trust (&#8220;CHT&#8221;), as a source of fixed-rate funding.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 563.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.97pt; position: var(--position); text-decoration: none; white-space: pre;">, the fair values of securitized assets and related liabilities were <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.31pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-388" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-980">6,521</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 418.81pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 438.81pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-388" decimals="-6" name="ifrs-full:Liabilities" format="ixt:num-dot-decimal" scale="6" id="f-981">6,182</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 466.31pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 524.27pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.27pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 574.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">&#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 43.5pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-389" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-982">5,782</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 71pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 91pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-389" decimals="-6" name="ifrs-full:Liabilities" format="ixt:num-dot-decimal" scale="6" id="f-983">5,456</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 118.5pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 38<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2671"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(g)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-393-14" continuedAt="f-393-15"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value measurement<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-393-15" continuedAt="f-393-16"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfInvestedAssetsAndSegregatedFundsNetAssetsMeasuredAtFairValueExplanatoryTableTextBlock" id="f-984" continuedAt="f-984-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present fair values and the fair value hierarchy of invested assets and segregated funds net assets <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-984-1" continuedAt="f-984-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">measured at fair value in the Consolidated Statements of Financial Position.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 79.8pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 503.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 302.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 23.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 302.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 15.19pt; width: 302.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.43pt; position: var(--position); text-decoration: none; white-space: pre;">Total fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.13pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 1<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-51" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-985">19,909</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 34.21pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-390" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-986">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-391" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-987">19,909</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 34.21pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-392" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-988">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-50" decimals="-6" name="ifrs-full:CashAndCashEquivalents" scale="6" id="f-989">25</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-393" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-990">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-394" decimals="-6" name="ifrs-full:CashAndCashEquivalents" scale="6" id="f-991">25</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-395" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-992">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 57pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-396" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-993">5,855</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 57pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-397" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-994">5,855</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 57pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-398" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-995">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 57pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-399" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-996">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 79.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 90.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-55" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-997">18,671</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-400" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-998">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-401" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-999">18,671</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-402" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1000">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 102pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-60" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1001">27,628</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-403" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1002">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-404" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1003">27,628</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-405" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1004">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 113.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-65" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1005">35,402</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-406" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1006">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-407" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1007">35,392</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-408" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1008">10</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 124.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-70" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1009">121,674</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-409" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1010">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-410" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1011">121,630</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-411" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1012">44</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Residential mortgage-backed securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.7pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-412" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1013">5</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-413" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1014">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.7pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-414" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1015">5</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-415" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1016">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 147pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Commercial mortgage-backed securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-416" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1017">270</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-417" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1018">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-418" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1019">270</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-419" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1020">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 158.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other asset-backed securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-420" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1021">1,516</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-421" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1022">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-422" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1023">1,516</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-423" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1024">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 169.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-54" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1025">1,056</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-424" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1026">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-425" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1027">1,056</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-426" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1028">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 192pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 192pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-59" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1029">58</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 192pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-427" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1030">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 192pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-428" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1031">58</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 192pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-429" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1032">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 203.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-64" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1033">68</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-430" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1034">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-431" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1035">68</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 203.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-432" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1036">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 214.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-69" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1037">2,761</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-433" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1038">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-434" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1039">2,761</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-435" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1040">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Commercial mortgage-backed securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 225.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.7pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-436" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1041">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 225.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-437" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1042">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 225.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.7pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-438" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1043">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 225.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-439" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1044">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 237pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other asset-backed securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 237pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-440" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1045">15</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 237pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-441" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1046">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 237pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-442" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1047">15</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 237pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-443" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1048">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 248.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 73.71000000000001pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 259.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 259.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-51" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1049">48,802</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 259.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-390" decimals="-6" name="mfc:PrivatePlacements" format="ixt:fixed-zero" scale="6" id="f-1050">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 259.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-391" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1051">40,038</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 259.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-392" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1052">8,764</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 270.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-50" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-1053">866</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 270.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-393" decimals="-6" name="mfc:PrivatePlacements" format="ixt:fixed-zero" scale="6" id="f-1054">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 270.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-394" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-1055">730</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 270.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-395" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-1056">136</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 282pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 293.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 293.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-51" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1057">28,792</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 293.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-390" decimals="-6" name="mfc:Mortgages" format="ixt:fixed-zero" scale="6" id="f-1058">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 293.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-391" decimals="-6" name="mfc:Mortgages" format="ixt:fixed-zero" scale="6" id="f-1059">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 293.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-392" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1060">28,792</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 304.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 304.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-50" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1061">1,239</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 304.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-393" decimals="-6" name="mfc:Mortgages" format="ixt:fixed-zero" scale="6" id="f-1062">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 304.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-394" decimals="-6" name="mfc:Mortgages" format="ixt:fixed-zero" scale="6" id="f-1063">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 304.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-395" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1064">1,239</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 315.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 327pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 327pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-50" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1065">33,725</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 327pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-393" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1066">33,650</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 327pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-394" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" scale="6" id="f-1067">75</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 327pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-395" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1068">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 338.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 44.95pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 349.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment property<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 349.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-87" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1069">10,589</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 349.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-444" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1070">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 349.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-445" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1071">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 349.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-446" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1072">10,589</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 360.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Own use property<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 360.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-447" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1073">2,500</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 360.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-448" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1074">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 360.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-449" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1075">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 360.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-450" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1076">2,500</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 372pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 83.27pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 372pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-451" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1077">38,543</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 372pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-452" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1078">77</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 372pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-453" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-1079">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 372pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-454" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1080">38,466</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 383.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds net assets<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 107.42pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-1081">435,988</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-455" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-1082">399,043</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-456" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-1083">33,611</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-457" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-1084">3,334</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 394.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 394.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 9.6pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:AssetsInvestedAndSegregatedFunds" format="ixt:num-dot-decimal" scale="6" id="f-1085">835,959</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 394.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 9.6pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-455" decimals="-6" name="mfc:AssetsInvestedAndSegregatedFunds" format="ixt:num-dot-decimal" scale="6" id="f-1086">438,625</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 394.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 9.6pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-456" decimals="-6" name="mfc:AssetsInvestedAndSegregatedFunds" format="ixt:num-dot-decimal" scale="6" id="f-1087">303,460</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 394.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-457" decimals="-6" name="mfc:AssetsInvestedAndSegregatedFunds" format="ixt:num-dot-decimal" scale="6" id="f-1088">93,874</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 490.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value of private placements is determined through an internal valuation methodology using both observable and non-market observable inputs. Non-market <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 499.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">observable inputs include credit assumptions and liquidity spread adjustments. Private placements are classified within Level 2 unless the liquidity spread <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 508.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment constitutes a significant price impact, in which case they are classified as Level 3.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 517.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">For real estate properties, the significant non-market observable inputs are capitalization rates ranging from <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 388.95pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-458" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1089">3.10</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 408.78pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 418.49pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-459" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1090">9.50</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 438.32pt; position: var(--position); text-decoration: none; white-space: pre;"> during the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 510.24pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 526.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 70.64pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 74.91pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 90.47pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; ranging from <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 139.44pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-460" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1091">2.72</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 159.26999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 168.98000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-461" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1092">10.75</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 192.7pt; position: var(--position); text-decoration: none; white-space: pre;">), terminal capitalization rates ranging from <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 326.77pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-462" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1093">3.10</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 346.59999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 356.31pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-463" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1094">10.00</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 380.03pt; position: var(--position); text-decoration: none; white-space: pre;"> during the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 451.95pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 513.38pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 517.65pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 533.21pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 536.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">ranging from <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 96.28pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-464" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1095">3.00</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 116.11pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 125.82pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-465" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1096">10.00</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 149.54pt; position: var(--position); text-decoration: none; white-space: pre;">) and discount rates ranging from <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 254.10000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-466" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1097">3.60</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 273.93pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 283.64pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-467" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1098">13.75</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 307.36pt; position: var(--position); text-decoration: none; white-space: pre;"> during the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 379.28pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 440.71pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 444.97999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 460.53999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; ranging from <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 509.51pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-468" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1099">3.20</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 529.34pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 545.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-469" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1100">14.00</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 78.8pt; position: var(--position); text-decoration: none; white-space: pre;">). <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 85.00999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">Holding other factors constant, a lower capitalization or terminal capitalization rate will tend to increase the fair value of an investment property. Changes <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 554.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">in fair value based on variations in non-market observable inputs generally cannot be extrapolated because the relationship between the directional changes of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 563.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">each input is not usually linear.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 572.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets measured at fair value are held in infrastructure and timberland sectors and include fund investments of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 446.10999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-470" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1101">31,435</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 471.39pt; position: var(--position); text-decoration: none; white-space: pre;"> (2023 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 498.99pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-471" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1102">27,532</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 524.27pt; position: var(--position); text-decoration: none; white-space: pre;">) recorded <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 581.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">at net asset value. The significant inputs used in the valuation of the Company&#8217;s infrastructure investments are primarily future distributable cash flows, terminal <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 590.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">values and discount rates. Holding other factors constant, an increase to future distributable cash flows or terminal values would tend to increase the fair value of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 599.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">an infrastructure investment, while an increase in the discount rate would have the opposite effect. Discount rates during the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 477.08pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 538.51pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 608.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">ranged from <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 94.72999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-472" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1103">7.42</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 114.56pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 124.27pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-473" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1104">20.00</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 147.99pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 152.26pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 167.82pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; ranged from <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 215.24pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-474" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1105">7.35</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 235.07pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 244.77999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-475" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1106">15.60</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 268.5pt; position: var(--position); text-decoration: none; white-space: pre;">). Disclosure of distributable cash flow and terminal value ranges are not meaningful given <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 617.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">the disparity in estimates by project. The significant inputs used in the valuation of the Company&#8217;s investments in timberland properties are timber prices and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 627.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">discount rates. Holding other factors constant, an increase to timber prices would tend to increase the fair value of a timberland investment, while an increase in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 636.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">the discount rates would have the opposite effect. Discount rates during the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 327.06pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 388.49pt; position: var(--position); text-decoration: none; white-space: pre;"> ranged from <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 430.08pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-476" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1107">3.25</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 449.90999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 459.62pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-477" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1108">6.25</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 479.45pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 483.71999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 499.28pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; ranged from <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 645.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-478" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1109">4.00</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 74.91pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 84.62pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-479" decimals="4" name="ifrs-full:SignificantUnobservableInputAssets" scale="-2" id="f-1110">7.00</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 104.44999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">). A range of prices for timber is not meaningful as the market price depends on factors such as property location and proximity to markets and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 654.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">export yards.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 663.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds net assets are measured at fair value. The Company&#8217;s Level 3 segregated funds underlying assets are predominantly investment properties and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 672.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">timberland properties valued as described above.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">39<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-984-2"><ix:continuation id="f-393-16" continuedAt="f-393-17"><div><div style="position: var(--position); top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 503.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 302.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 33.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 302.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 25.69pt; width: 302.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 16.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.43pt; position: var(--position); text-decoration: none; white-space: pre;">Total fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 25.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.13pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 25.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 1<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 25.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 25.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-100" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1111">13,993</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 34.21pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-480" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1112">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-481" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1113">13,993</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 34.21pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-482" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1114">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">FVTPL<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.7pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-99" decimals="-6" name="ifrs-full:CashAndCashEquivalents" scale="6" id="f-1115">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-483" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1116">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.7pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-484" decimals="-6" name="ifrs-full:CashAndCashEquivalents" scale="6" id="f-1117">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-485" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1118">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-486" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1119">6,343</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-487" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1120">6,343</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-488" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1121">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-489" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1122">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 90pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 101.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-104" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1123">19,769</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-490" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1124">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-491" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1125">19,769</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-492" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1126">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 112.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-109" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1127">26,287</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-493" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1128">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-494" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1129">26,287</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-495" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1130">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 123.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-114" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1131">30,576</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-496" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1132">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-497" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1133">30,566</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-498" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1134">10</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-119" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1135">127,190</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-499" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1136">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-500" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1137">126,959</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-501" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1138">231</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Residential mortgage-backed securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.7pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-502" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1139">6</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-503" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1140">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.7pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-504" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1141">6</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-505" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1142">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 157.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Commercial mortgage-backed securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-506" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1143">370</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-507" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1144">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-508" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1145">370</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-509" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1146">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 168.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other asset-backed securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-510" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1147">1,579</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-511" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1148">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-512" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1149">1,558</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-513" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1150">21</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-103" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1151">1,219</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-514" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1152">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-515" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1153">1,219</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-516" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1154">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-108" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1155">1,303</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-517" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1156">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-518" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1157">1,303</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-519" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1158">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 213.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other government and agency<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-113" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1159">90</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-520" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1160">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-521" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1161">90</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-522" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1162">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-118" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1163">2,372</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-523" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1164">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-524" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1165">2,372</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-525" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1166">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 236.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Commercial mortgage-backed securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.7pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-526" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1167">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-527" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1168">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.7pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-528" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1169">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-529" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1170">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 247.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other asset-backed securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-530" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1171">15</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-531" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1172">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-532" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1173">15</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-533" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1174">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 73.71000000000001pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-100" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1175">44,952</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-480" decimals="-6" name="mfc:PrivatePlacements" format="ixt:fixed-zero" scale="6" id="f-1176">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-481" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1177">37,270</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-482" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1178">7,682</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 281.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-99" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-1179">654</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-483" decimals="-6" name="mfc:PrivatePlacements" format="ixt:fixed-zero" scale="6" id="f-1180">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-484" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-1181">575</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-485" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-1182">79</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 292.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 303.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-100" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1183">28,473</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-480" decimals="-6" name="mfc:Mortgages" format="ixt:fixed-zero" scale="6" id="f-1184">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-481" decimals="-6" name="mfc:Mortgages" format="ixt:fixed-zero" scale="6" id="f-1185">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-482" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1186">28,473</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 315pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-99" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1187">1,055</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-483" decimals="-6" name="mfc:Mortgages" format="ixt:fixed-zero" scale="6" id="f-1188">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-484" decimals="-6" name="mfc:Mortgages" format="ixt:fixed-zero" scale="6" id="f-1189">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-485" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1190">1,055</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 326.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 337.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-99" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1191">25,531</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-483" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1192">25,423</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-484" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" scale="6" id="f-1193">67</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-485" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" scale="6" id="f-1194">41</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 348.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 44.95pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 360pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment property<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-136" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1195">10,458</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-534" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1196">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-535" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1197">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-536" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1198">10,458</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 371.25pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Own use property<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-537" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1199">2,430</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-538" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1200">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-539" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1201">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-540" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1202">2,430</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 382.5pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 83.27pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-541" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1203">33,653</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 35.160000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-542" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1204">68</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-543" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-1205">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-544" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1206">33,585</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 393.75pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds net assets<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 107.42pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-1207">377,544</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-545" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-1208">343,061</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-546" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-1209">30,991</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-547" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-1210">3,492</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 405pt; width: 302.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 302.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 405pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 9.6pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:AssetsInvestedAndSegregatedFunds" format="ixt:num-dot-decimal" scale="6" id="f-1211">755,864</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 405pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 9.6pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-545" decimals="-6" name="mfc:AssetsInvestedAndSegregatedFunds" format="ixt:num-dot-decimal" scale="6" id="f-1212">374,895</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 405pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 9.6pt;"></span></span><span style="left: 16.4pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-546" decimals="-6" name="mfc:AssetsInvestedAndSegregatedFunds" format="ixt:num-dot-decimal" scale="6" id="f-1213">293,412</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 405pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-547" decimals="-6" name="mfc:AssetsInvestedAndSegregatedFunds" format="ixt:num-dot-decimal" scale="6" id="f-1214">87,557</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 461.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Note: For footnotes (1) to (4), refer to the &#8220;Fair value measurement&#8221; table as at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 280.44pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 341.87pt; position: var(--position); text-decoration: none; white-space: pre;"> above.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 40<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-393-17" continuedAt="f-393-18"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfSummarizedInvestedAssetsNotMeasuredAtFairValueExplanatoryTableTextBlock" id="f-1215" continuedAt="f-1215-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present fair value of invested assets not measured at fair value by the fair value hierarchy.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-1215-1"><div style="position: var(--position); top: 58.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 507pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 255.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 24.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 255.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 16.69pt; width: 255.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.42pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 16.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.13pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.43pt; position: var(--position); text-decoration: none; white-space: pre;">Total fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 16.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.13pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 16.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 1<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 16.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 16.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 24.75pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 40.79pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 24.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-548" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1216">24,416</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 24.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-549" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1217">24,781</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 24.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 34.21pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-550" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1218">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 24.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 34.21pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-551" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1219">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 24.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-552" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1220">24,781</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 36pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Bank clients<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 76.63pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 36pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-553" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1221">2,310</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 36pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-554" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1222">2,285</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 36pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-555" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1223">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 36pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-556" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1224">2,285</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 36pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-557" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1225">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate - own use property<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 107.42999999999999pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-558" decimals="-6" name="ifrs-full:FinancialAssets" scale="6" id="f-1226">174</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-559" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1227">298</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-560" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1228">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-561" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1229">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-562" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1230">298</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public bonds held at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-563" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1231">1,495</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-564" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1232">1,007</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-565" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1233">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-566" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1234">1,007</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-567" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1235">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69.75pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 77.86999999999999pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-568" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1236">14,131</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-569" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1237">15,143</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-452" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1238">542</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-453" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1239">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-454" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1240">14,601</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total invested assets disclosed at fair value<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-570" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1241">42,526</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-571" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1242">43,514</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 24.19pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-455" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1243">542</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-456" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1244">3,292</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-457" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1245">39,680</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 155.55pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 507pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 255.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 255.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 255.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.42pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.13pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.43pt; position: var(--position); text-decoration: none; white-space: pre;">Total fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.13pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 1<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.3pt; position: var(--position); text-decoration: none; white-space: pre;">Level 3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Short-term securities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-572" decimals="-6" name="ifrs-full:FinancialAssets" scale="6" id="f-1246">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-573" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1247">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 34.21pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-574" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1248">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 32.53pt;"></span></span><span style="left: 39.330000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-575" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1249">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 34.21pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-576" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1250">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 40.79pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-577" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1251">22,893</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-578" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1252">22,782</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-579" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1253">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-580" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1254">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-581" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1255">22,782</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51.75pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Bank clients<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 76.63pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-582" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1256">2,436</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-583" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1257">2,411</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-584" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1258">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-585" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1259">2,411</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-586" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1260">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 63pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate - own use property<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 107.42999999999999pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-587" decimals="-6" name="ifrs-full:FinancialAssets" scale="6" id="f-1261">161</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-588" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1262">286</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-589" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1263">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-590" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1264">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-591" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1265">286</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 74.25pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public bonds held at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.11pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-592" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1266">1,372</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-593" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1267">998</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-594" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1268">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-595" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1269">998</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-596" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1270">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 85.5pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 255.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 77.86999999999999pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-597" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1271">12,027</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-598" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1272">12,906</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 28.36pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-542" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1273">240</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 38.38pt;"></span></span><span style="left: 41.010000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-543" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-1274">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-544" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1275">12,666</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 96.75pt; width: 255.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 255.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre; width: 156.19pt;">Total invested assets disclosed at fair value<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 96.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-599" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1276">38,890</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 96.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-600" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1277">39,384</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 96.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 24.19pt;"></span></span><span style="left: 30.99pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-545" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-1278">240</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 96.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.94pt;"></span></span><span style="left: 24.74pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-546" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1279">3,410</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 96.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.77pt;"></span></span><span style="left: 20.57pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-547" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-1280">35,734</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 268.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value of commercial mortgages is determined through an internal valuation methodology using both observable and non-market observable inputs. Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 277.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">market observable inputs include credit assumptions and liquidity spread adjustments. Fair value of fixed-rate residential mortgages is determined using the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 286.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">discounted cash flow method. Inputs used for valuation are primarily comprised of prevailing interest rates and prepayment rates, if applicable. Fair value of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 295.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">variable-rate residential mortgages is assumed to be their carrying value.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 304.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value of fixed-rate loans to Bank clients is determined using the discounted cash flow method. Inputs used for valuation are primarily comprised of current <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 314.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">interest rates. Fair value of variable-rate loans is assumed to be their carrying value.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 323.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value of own use real estate and the fair value hierarchy are determined in accordance with the methodologies described for real estate &#8211; investment property <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 332.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">in note 1 (e).<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 341.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The carrying value of other invested assets includes leveraged leases of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 280.54pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-174" decimals="-6" name="mfc:OtherInvestedAssetsLeveragedLeases" format="ixt:num-dot-decimal" scale="6" id="f-1281">4,300</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 301.93pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 306.2pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 321.76pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 329.53pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-175" decimals="-6" name="mfc:OtherInvestedAssetsLeveragedLeases" format="ixt:num-dot-decimal" scale="6" id="f-1282">3,790</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 350.91999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">), other equity method accounted investments and other invested <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 350.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">assets of<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 83.07pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 85.00999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-601" decimals="-6" name="ifrs-full:InvestmentAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-1283">9,831</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 106.4pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 110.67pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 126.23pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 134pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-602" decimals="-6" name="ifrs-full:InvestmentAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-1284">8,237</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 155.39pt; position: var(--position); text-decoration: none; white-space: pre;">). Fair value of leveraged leases is disclosed at its carrying value as fair value is not routinely calculated on these investments.<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 545.22pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 359.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 95.49pt; position: var(--position); text-decoration: none; white-space: pre;">equity<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 114.15pt; position: var(--position); text-decoration: none; white-space: pre;"> method accounted investments and other invested assets is determined using a variety of valuation techniques including discounted cash <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 368.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">flows and market comparable approaches. Inputs vary based on the specific investment.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 389.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Transfers between Level 1 and Level 2<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 400.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company records transfers of assets and liabilities between Level 1 and Level 2 at their fair values as at the end of each <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 411.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">reporting period, consistent with the date of the determination of fair value. Assets are transferred out of Level 1 when they are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 422.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">no longer transacted with sufficient frequency and volume in an active market. Conversely, assets are transferred from Level 2 to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 432.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Level 1 when transaction volume and frequency are indicative of an active market. During the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.82pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.79pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 443.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the Company had <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 118.48pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:TransfersOutOfLevel1AndLevel2OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1285">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> transfers between Level 1 and Level 2 (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 292.4pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.4pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 322.4pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:TransfersOutOfLevel1AndLevel2OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1286">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 336.38pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 460.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For segregated funds net assets, during the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.94pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.91pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company had <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.39pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-603" decimals="-6" name="ifrs-full:TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1287">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 440.37pt; position: var(--position); text-decoration: none; white-space: pre;"> transfers from Level 1 to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 471.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Level 2 (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.48pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-604" decimals="-6" name="ifrs-full:TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1288">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.46pt; position: var(--position); text-decoration: none; white-space: pre;">). During the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.91pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.88pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company had <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 380.36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-603" decimals="-6" name="ifrs-full:TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1289">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.34pt; position: var(--position); text-decoration: none; white-space: pre;"> transfers from Level 2 to Level 1 (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 530.77pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 550.77pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 482.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">&#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.5pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-604" decimals="-6" name="ifrs-full:TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1290">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 66.48pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 498.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Invested assets and segregated funds net assets measured at fair value using significant non-market observable inputs <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 509.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(Level 3)<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 520.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company classifies fair values of invested assets and segregated funds net assets as Level 3 if there are no observable <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 531.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">market inputs for these assets, or in the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.94pt; position: var(--position); text-decoration: none; white-space: pre;">presence <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 244.43pt; position: var(--position); text-decoration: none; white-space: pre;">of active markets significant non-market observable inputs are used to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 542.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">determine fair value. The Company prioritizes the use of market-based inputs over non-market observable inputs in determining <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 552.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Level 3 fair values. The gains and losses in the table below include the changes in fair value due to both observable and non-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 563.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">market observable factors.<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">41<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-393-18" continuedAt="f-393-19"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory" id="f-1291" continuedAt="f-1291-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">T<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 41.49pt; position: var(--position); text-decoration: none; white-space: pre;">he following tables present the movement in invested assets, net derivatives and segregated funds net assets measure<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.8299999999999pt; position: var(--position); text-decoration: none; white-space: pre;">d at fair <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-1291-1" continuedAt="f-1291-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">value using significant non-market observable inputs (Level 3) for the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.34pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 439.31pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.31pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.31pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 68.1pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 70.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 38.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 54.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 0pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 36.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.91pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.94pt; width: 36.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.23pt; position: var(--position); text-decoration: none; white-space: pre;">January <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 36.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.79pt; position: var(--position); text-decoration: none; white-space: pre;">1, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 0pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.75pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 13.09pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.8pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">gains <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.49pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">(losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.89pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.96pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">included <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.25pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">in net <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.92pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">income<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 30.490000000000002pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 0pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 13.09pt; width: 38.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.49pt; width: 38.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.05pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">gains <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.89pt; width: 38.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.77pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">(losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 38.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.21pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">included <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 38.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.91pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">in OCI<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 29.74pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 0pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Purchases<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 0pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.63pt; position: var(--position); text-decoration: none; white-space: pre;">Sales<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 0pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Settlements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 0pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.58pt; position: var(--position); text-decoration: none; white-space: pre;">Transfer <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.38pt; position: var(--position); text-decoration: none; white-space: pre;">in<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 30.82pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 0pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.55pt; position: var(--position); white-space: pre;">Transfer<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.1pt; position: var(--position); white-space: pre;">out<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 30.82pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 0pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.24pt; position: var(--position); text-decoration: none; white-space: pre;">Currency <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.96pt; position: var(--position); text-decoration: none; white-space: pre;">movement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 0pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 42pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 10.61pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.94pt; width: 42pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.55pt; position: var(--position); text-decoration: none; white-space: pre;">December <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 42pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 12.15pt; position: var(--position); text-decoration: none; white-space: pre;">31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 0pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.49pt; position: var(--position); text-decoration: none; white-space: pre;">Change in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.1pt; position: var(--position); text-decoration: none; white-space: pre;">unrealized <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.65pt; position: var(--position); text-decoration: none; white-space: pre;">gains <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.16pt; position: var(--position); text-decoration: none; white-space: pre;">(losses) on <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.12pt; position: var(--position); text-decoration: none; white-space: pre;">assets still <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.15pt; position: var(--position); text-decoration: none; white-space: pre;">held<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54.75pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Debt securities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 77.25pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Other government <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">&amp; agency<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 77.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.37pt;"></span></span><span style="left: 25.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-605" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1292">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 77.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 27.07pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-606" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1293">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 77.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.32pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-606" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1294">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 77.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 29.32pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-606" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1295">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 77.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 24.82pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-606" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1296">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 77.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.43pt;"></span></span><span style="left: 34.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-606" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1297">5</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 77.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.51pt;"></span></span><span style="left: 32.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-606" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" scale="6" id="f-1298">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 77.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 27.07pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-606" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1299">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 77.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 27.76pt;"></span></span><span style="left: 34.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-606" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1300">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 77.25pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 24.62pt;"></span></span><span style="left: 31.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-607" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1301">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 77.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 33.07pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-606" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1302">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 97.5pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 97.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.37pt;"></span></span><span style="left: 22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-608" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1303">231</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 97.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-609" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1304">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 97.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.43pt;"></span></span><span style="left: 25.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-609" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1305">33</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 97.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-609" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1306">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 97.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.71pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-609" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1307">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 97.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.32pt;"></span></span><span style="left: 34.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-609" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1308">7</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 97.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-609" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1309">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 97.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.29pt;"></span></span><span style="left: 21.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-609" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1310">151</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 97.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.65pt;"></span></span><span style="left: 34.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-609" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1311">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 97.5pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.51pt;"></span></span><span style="left: 31.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-610" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1312">44</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 97.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-609" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1313">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 108.75pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); white-space: pre;">Other securitized <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 108.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.26pt;"></span></span><span style="left: 25.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-611" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1314">21</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 108.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-612" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1315">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 108.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.76pt;"></span></span><span style="left: 27.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-612" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1316">33</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 108.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-612" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1317">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 108.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.71pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-612" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1318">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 108.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.43pt;"></span></span><span style="left: 31.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-612" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1319">22</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 108.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-612" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1320">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 108.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.18pt;"></span></span><span style="left: 25.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-612" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1321">33</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 108.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.65pt;"></span></span><span style="left: 34.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-612" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1322">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 108.75pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.96pt;"></span></span><span style="left: 36.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-613" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:fixed-zero" scale="6" id="f-1323">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 108.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-612" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1324">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 129pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 140.25pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 140.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.26pt;"></span></span><span style="left: 25.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-614" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1325">41</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 140.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.07pt;"></span></span><span style="left: 29.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-615" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1326">3</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 140.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-615" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1327">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 140.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-615" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1328">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 140.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.82pt;"></span></span><span style="left: 27.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-615" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" scale="6" id="f-1329">1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 140.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.21pt;"></span></span><span style="left: 38.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-615" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1330">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 140.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-615" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1331">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 140.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.18pt;"></span></span><span style="left: 25.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-615" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1332">36</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 140.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.32pt;"></span></span><span style="left: 31.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-615" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1333">1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 140.25pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.96pt;"></span></span><span style="left: 36.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-616" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:fixed-zero" scale="6" id="f-1334">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 140.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.07pt;"></span></span><span style="left: 35.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-615" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1335">3</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 151.5pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Private <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); white-space: pre;">placements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 171.75pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 171.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.54pt;"></span></span><span style="left: 16.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-617" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1336">7,682</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 171.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.18pt;"></span></span><span style="left: 25.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-618" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1337">47</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 171.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.76pt;"></span></span><span style="left: 27.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-618" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1338">50</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 171.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-618" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1339">3,039</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 171.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 11.21pt;"></span></span><span style="left: 13.84pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-618" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1340">1,115</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 171.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.71pt;"></span></span><span style="left: 21.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-618" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1341">1,040</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 171.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.62pt;"></span></span><span style="left: 24.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-618" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" scale="6" id="f-1342">254</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 171.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.29pt;"></span></span><span style="left: 21.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-618" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1343">624</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 171.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-618" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1344">565</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 171.75pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.79pt;"></span></span><span style="left: 21.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-619" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1345">8,764</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 171.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-618" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1346">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 183pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 183pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.26pt;"></span></span><span style="left: 25.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-620" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1347">79</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 183pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.4pt;"></span></span><span style="left: 32.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-621" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1348">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 183pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-621" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1349">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.76pt;"></span></span><span style="left: 30.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-621" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1350">49</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 183pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.71pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-621" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1351">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 183pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.43pt;"></span></span><span style="left: 31.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-621" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1352">13</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 183pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.51pt;"></span></span><span style="left: 28.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-621" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" scale="6" id="f-1353">29</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 183pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.18pt;"></span></span><span style="left: 25.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-621" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1354">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.65pt;"></span></span><span style="left: 34.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-621" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1355">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 183pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.62pt;"></span></span><span style="left: 27.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-622" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1356">136</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 183pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.4pt;"></span></span><span style="left: 38.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-621" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1357">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 194.25pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 205.5pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 205.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 9.65pt;"></span></span><span style="left: 12.280000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-623" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1358">28,473</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 205.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.18pt;"></span></span><span style="left: 25.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-624" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1359">73</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 205.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-624" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1360">109</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 205.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-624" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1361">2,243</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 205.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 11.21pt;"></span></span><span style="left: 13.84pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-624" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1362">2,834</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 205.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.54pt;"></span></span><span style="left: 27.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-624" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1363">763</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 205.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-624" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1364">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 205.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-624" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1365">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 205.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-624" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-1366">1,637</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 205.5pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.9pt;"></span></span><span style="left: 17.53pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-625" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1367">28,792</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 205.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-624" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1368">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 216.75pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 216.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.54pt;"></span></span><span style="left: 16.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-626" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1369">1,055</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 216.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.51pt;"></span></span><span style="left: 28.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-627" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1370">32</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 216.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-627" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1371">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 216.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-627" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1372">339</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 216.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.04pt;"></span></span><span style="left: 19.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-627" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" scale="6" id="f-1373">152</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 216.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.43pt;"></span></span><span style="left: 31.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-627" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1374">38</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 216.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-627" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1375">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 216.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-627" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1376">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 216.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.65pt;"></span></span><span style="left: 34.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-627" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1377">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 216.75pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.79pt;"></span></span><span style="left: 21.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-628" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1378">1,239</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 216.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-627" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1379">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 228pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); white-space: pre;">property<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 228pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 9.65pt;"></span></span><span style="left: 12.280000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-536" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1380">10,458</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 228pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.29pt;"></span></span><span style="left: 21.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-629" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1381">504</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 228pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-629" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1382">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 228pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-629" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1383">222</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 228pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.93pt;"></span></span><span style="left: 23.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-629" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" scale="6" id="f-1384">66</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 228pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.21pt;"></span></span><span style="left: 38.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-629" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1385">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 228pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-629" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1386">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 228pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-629" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1387">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 228pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-629" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1388">479</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 228pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.9pt;"></span></span><span style="left: 17.53pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-446" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1389">10,589</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 228pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-629" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1390">514</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 248.25pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Own use property<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 248.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.54pt;"></span></span><span style="left: 16.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-630" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1391">2,430</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 248.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.18pt;"></span></span><span style="left: 25.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-631" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1392">82</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 248.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-631" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1393">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 248.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.76pt;"></span></span><span style="left: 30.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-631" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1394">19</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 248.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.71pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-631" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1395">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 248.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.21pt;"></span></span><span style="left: 38.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-631" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1396">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 248.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-631" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1397">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 248.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-631" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1398">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 248.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-631" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1399">133</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 248.25pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.79pt;"></span></span><span style="left: 21.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-632" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1400">2,500</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 248.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-631" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1401">82</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 259.5pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Other invested <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 259.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 9.65pt;"></span></span><span style="left: 12.280000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-544" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1402">33,585</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 259.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.79pt;"></span></span><span style="left: 18.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-633" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1403">1,502</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 259.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.76pt;"></span></span><span style="left: 27.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-633" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1404">14</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 259.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-633" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1405">4,308</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 259.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 11.21pt;"></span></span><span style="left: 13.84pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-633" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1406">2,007</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 259.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.71pt;"></span></span><span style="left: 21.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-633" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1407">1,187</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 259.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-633" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1408">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 259.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-633" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1409">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 259.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-633" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-1410">2,251</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 259.5pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.9pt;"></span></span><span style="left: 17.53pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-454" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1411">38,466</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 259.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-633" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:num-dot-decimal" scale="6" id="f-1412">1,251</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 279.75pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Total invested <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 279.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 9.65pt;"></span></span><span style="left: 12.280000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-634" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1413">84,065</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 279.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.62pt;"></span></span><span style="left: 24.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-635" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1414">826</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 279.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-635" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1415">173</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 279.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-635" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1416">10,219</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 279.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 11.21pt;"></span></span><span style="left: 13.84pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-635" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1417">6,175</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 279.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.71pt;"></span></span><span style="left: 21.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-635" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1418">3,075</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 279.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.62pt;"></span></span><span style="left: 24.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-635" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" scale="6" id="f-1419">287</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 279.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.29pt;"></span></span><span style="left: 21.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-635" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1420">858</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 279.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-635" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-1421">5,078</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 279.75pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.9pt;"></span></span><span style="left: 17.53pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-636" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1422">90,540</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 279.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-635" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1423">653</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 300pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Derivatives, net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 300pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 11.21pt;"></span></span><span style="left: 13.84pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-637" decimals="-6" sign="-" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1424">2,166</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 300pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.46pt;"></span></span><span style="left: 16.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-638" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1425">2,248</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 300pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-638" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1426">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 300pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-638" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1427">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 300pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.71pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-638" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1428">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 300pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.54pt;"></span></span><span style="left: 27.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-638" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1429">166</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 300pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-638" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1430">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 300pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.79pt;"></span></span><span style="left: 18.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-638" decimals="-6" sign="-" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1431">1,509</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 300pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.54pt;"></span></span><span style="left: 24.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-638" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1432">164</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 300pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 16.46pt;"></span></span><span style="left: 19.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-639" decimals="-6" sign="-" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1433">3,235</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 300pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-638" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:num-dot-decimal" scale="6" id="f-1434">2,065</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 311.25pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">net assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 311.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.54pt;"></span></span><span style="left: 16.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-640" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1435">3,492</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 311.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.62pt;"></span></span><span style="left: 24.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-641" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1436">119</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 311.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.43pt;"></span></span><span style="left: 25.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-641" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1437">67</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 311.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-641" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1438">148</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 311.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.04pt;"></span></span><span style="left: 19.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-641" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" scale="6" id="f-1439">527</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 311.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.76pt;"></span></span><span style="left: 33.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-641" decimals="-6" sign="-" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1440">17</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 311.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-641" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1441">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 311.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-641" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1442">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 311.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-641" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1443">152</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 311.25pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.79pt;"></span></span><span style="left: 21.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-642" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1444">3,334</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 311.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-641" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1445">76</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 331.5pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 70.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 70.5pt; position: var(--position); top: 331.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 5.76pt;"></span></span><span style="left: 12.280000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-547" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1446">85,391</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 107.25pt; position: var(--position); top: 331.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 9.57pt;"></span></span><span style="left: 16.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-643" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1447">1,303</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 331.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 16.98pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-643" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1448">106</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 184.5pt; position: var(--position); top: 331.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-643" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1449">10,367</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 331.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 7.32pt;"></span></span><span style="left: 13.84pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-643" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1450">6,702</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 262.5pt; position: var(--position); top: 331.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.82pt;"></span></span><span style="left: 21.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-643" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1451">3,224</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 331.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.73pt;"></span></span><span style="left: 24.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-643" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" scale="6" id="f-1452">287</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 331.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.73pt;"></span></span><span style="left: 24.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-643" decimals="-6" sign="-" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1453">651</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384.75pt; position: var(--position); top: 331.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-643" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-1454">5,066</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 426pt; position: var(--position); top: 331.5pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.01pt;"></span></span><span style="left: 17.53pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-457" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1455">90,639</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 331.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-643" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:num-dot-decimal" scale="6" id="f-1456">1,488</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 415.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">These amounts are included in net investment income on the Consolidated Statements of Income except for the amount related to segregated funds net assets, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 424.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">where the amount is recorded in Investment income related to segregated funds net assets. Refer to notes 1 (h) and 22.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 434.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">These amounts are included in OCI on the Consolidated Statements of Comprehensive Income.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 443.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The Company uses fair value of the assets at the beginning of the year for assets transferred into and out of Level 3 except for derivatives, where the Company <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 452.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">uses fair value at the end of the year and at the beginning of the year, respectively.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 42<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-393-19" continuedAt="f-393-20"><ix:continuation id="f-1291-2"><div style="position: var(--position); top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 512.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 71.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 38.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 54.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 0pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 36.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.91pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.94pt; width: 36.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.23pt; position: var(--position); text-decoration: none; white-space: pre;">January <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 36.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.79pt; position: var(--position); text-decoration: none; white-space: pre;">1, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 0pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.75pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 13.09pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.8pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">gains <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.49pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">(losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.89pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.96pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">included <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.25pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">in net <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.92pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">income<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 30.490000000000002pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 0pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 13.09pt; width: 38.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.49pt; width: 38.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.9pt; position: var(--position); text-decoration: none; white-space: pre;">gains <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.89pt; width: 38.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.13pt; position: var(--position); text-decoration: none; white-space: pre;">(losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 38.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.57pt; position: var(--position); text-decoration: none; white-space: pre;">included <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 38.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.26pt; position: var(--position); text-decoration: none; white-space: pre;">in OCI<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 30.07pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 0pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Purchases<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 0pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.63pt; position: var(--position); text-decoration: none; white-space: pre;">Sales<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Settlements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 0pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.58pt; position: var(--position); text-decoration: none; white-space: pre;">Transfer <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.38pt; position: var(--position); text-decoration: none; white-space: pre;">in<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 30.82pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 0pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.88pt; position: var(--position); white-space: pre;">Transfer <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 39pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.29pt; position: var(--position); white-space: pre;">out<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 24.009999999999998pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3),(4)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 0pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.24pt; position: var(--position); text-decoration: none; white-space: pre;">Currency <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.96pt; position: var(--position); text-decoration: none; white-space: pre;">movement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 0pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 42pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.16pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.94pt; width: 42pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.1pt; position: var(--position); text-decoration: none; white-space: pre;">December <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 42pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.15pt; position: var(--position); text-decoration: none; white-space: pre;">31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 0pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.49pt; position: var(--position); text-decoration: none; white-space: pre;">Change in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.1pt; position: var(--position); text-decoration: none; white-space: pre;">unrealized <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.65pt; position: var(--position); text-decoration: none; white-space: pre;">gains <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.16pt; position: var(--position); text-decoration: none; white-space: pre;">(losses) on <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.12pt; position: var(--position); text-decoration: none; white-space: pre;">assets still <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.15pt; position: var(--position); text-decoration: none; white-space: pre;">held<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54.75pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Debt securities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 77.25pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Other government <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">&amp; agency<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 77.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.26pt;"></span></span><span style="left: 29.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-644" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1457">9</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 77.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 27.07pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-645" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1458">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 77.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.32pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-645" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1459">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 77.25pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.26pt;"></span></span><span style="left: 32.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-645" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1460">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 77.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 24.82pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-645" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1461">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 77.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.32pt;"></span></span><span style="left: 38.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-645" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1462">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 77.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 27.07pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-645" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1463">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 77.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 27.07pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-645" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1464">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 77.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.43pt;"></span></span><span style="left: 31.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-645" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1465">1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 77.25pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 24.62pt;"></span></span><span style="left: 31.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-605" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1466">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 77.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 33.07pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-645" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1467">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 97.5pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 97.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.26pt;"></span></span><span style="left: 25.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-646" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1468">32</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 97.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-647" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1469">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 97.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.65pt;"></span></span><span style="left: 31.279999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-647" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1470">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 97.5pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.37pt;"></span></span><span style="left: 25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-647" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1471">178</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 97.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.71pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-647" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1472">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 97.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.32pt;"></span></span><span style="left: 34.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-647" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1473">7</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 97.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.51pt;"></span></span><span style="left: 28.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-647" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" scale="6" id="f-1474">25</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 97.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-647" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1475">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 97.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-647" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-1476">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 97.5pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.62pt;"></span></span><span style="left: 27.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-608" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1477">231</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 97.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-647" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1478">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 108.75pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); white-space: pre;">Other securitized <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 108.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.26pt;"></span></span><span style="left: 25.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-648" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1479">26</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 108.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-649" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1480">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 108.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.65pt;"></span></span><span style="left: 31.279999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-649" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1481">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 108.75pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.71pt;"></span></span><span style="left: 34.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-649" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1482">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 108.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.71pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-649" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1483">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 108.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.32pt;"></span></span><span style="left: 34.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-649" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1484">5</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 108.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-649" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1485">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 108.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-649" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1486">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 108.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.32pt;"></span></span><span style="left: 31.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-649" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1487">1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 108.75pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.51pt;"></span></span><span style="left: 31.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-611" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1488">21</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 108.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-649" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1489">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 129pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 140.25pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 140.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.26pt;"></span></span><span style="left: 25.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-650" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1490">71</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 140.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-651" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1491">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 140.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-651" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1492">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 140.25pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.26pt;"></span></span><span style="left: 28.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-651" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1493">37</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 140.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.71pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-651" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1494">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 140.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.21pt;"></span></span><span style="left: 38.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-651" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1495">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 140.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-651" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1496">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 140.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.18pt;"></span></span><span style="left: 25.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-651" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1497">67</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 140.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-651" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-1498">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 140.25pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.51pt;"></span></span><span style="left: 31.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-614" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1499">41</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 140.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-651" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1500">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 151.5pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Private <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); white-space: pre;">placements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 171.75pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 171.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.54pt;"></span></span><span style="left: 16.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-652" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1501">7,828</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 171.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.07pt;"></span></span><span style="left: 29.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-653" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1502">4</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 171.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-653" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1503">258</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 171.75pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 16.54pt;"></span></span><span style="left: 19.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-653" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1504">1,942</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 171.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.04pt;"></span></span><span style="left: 19.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-653" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" scale="6" id="f-1505">497</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 171.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.71pt;"></span></span><span style="left: 21.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-653" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1506">1,172</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 171.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.79pt;"></span></span><span style="left: 18.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-653" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:num-dot-decimal" scale="6" id="f-1507">2,546</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 171.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.46pt;"></span></span><span style="left: 16.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-653" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1508">2,907</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 171.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.54pt;"></span></span><span style="left: 24.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-653" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1509">312</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 171.75pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.79pt;"></span></span><span style="left: 21.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-617" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1510">7,682</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 171.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-653" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1511">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 183pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 183pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.26pt;"></span></span><span style="left: 25.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-654" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1512">31</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 183pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.51pt;"></span></span><span style="left: 28.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-655" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1513">44</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 183pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-655" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1514">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 183pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.26pt;"></span></span><span style="left: 28.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-655" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1515">17</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 183pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.71pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-655" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1516">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 183pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.32pt;"></span></span><span style="left: 34.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-655" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1517">1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 183pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.51pt;"></span></span><span style="left: 28.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-655" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" scale="6" id="f-1518">34</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 183pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.18pt;"></span></span><span style="left: 25.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-655" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1519">47</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.65pt;"></span></span><span style="left: 34.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-655" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1520">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 183pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.51pt;"></span></span><span style="left: 31.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-620" decimals="-6" name="mfc:AssetsExcludingDerivatives" scale="6" id="f-1521">79</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 183pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-655" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1522">44</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 194.25pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 205.5pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 205.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 9.65pt;"></span></span><span style="left: 12.280000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-656" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1523">28,621</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 205.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.51pt;"></span></span><span style="left: 28.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-657" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1524">65</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 205.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-657" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1525">830</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 205.5pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 16.54pt;"></span></span><span style="left: 19.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-657" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1526">1,984</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 205.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 11.21pt;"></span></span><span style="left: 13.84pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-657" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1527">1,626</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 205.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.54pt;"></span></span><span style="left: 27.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-657" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1528">856</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 205.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-657" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1529">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 205.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-657" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1530">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 205.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.54pt;"></span></span><span style="left: 24.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-657" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1531">545</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 205.5pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.9pt;"></span></span><span style="left: 17.53pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-623" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1532">28,473</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 205.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-657" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1533">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 216.75pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 216.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.54pt;"></span></span><span style="left: 16.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-658" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1534">1,138</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 216.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.51pt;"></span></span><span style="left: 28.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-659" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1535">37</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 216.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-659" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1536">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 216.75pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.37pt;"></span></span><span style="left: 25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-659" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1537">160</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 216.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.04pt;"></span></span><span style="left: 19.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-659" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" scale="6" id="f-1538">239</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 216.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.43pt;"></span></span><span style="left: 31.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-659" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1539">39</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 216.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-659" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1540">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 216.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-659" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1541">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 216.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.32pt;"></span></span><span style="left: 31.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-659" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1542">2</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 216.75pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.79pt;"></span></span><span style="left: 21.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-626" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1543">1,055</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 216.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-659" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:fixed-zero" scale="6" id="f-1544">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 228pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); white-space: pre;">property<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 228pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 9.65pt;"></span></span><span style="left: 12.280000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-660" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1545">11,417</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 228pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.46pt;"></span></span><span style="left: 16.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-661" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1546">1,054</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 228pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-661" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1547">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 228pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.37pt;"></span></span><span style="left: 25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-661" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1548">416</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 228pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.04pt;"></span></span><span style="left: 19.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-661" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" scale="6" id="f-1549">122</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 228pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.21pt;"></span></span><span style="left: 38.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-661" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1550">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 228pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-661" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1551">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 228pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-661" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1552">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 228pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.54pt;"></span></span><span style="left: 24.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-661" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1553">199</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 228pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.9pt;"></span></span><span style="left: 17.53pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-536" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1554">10,458</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 228pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-661" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" format="ixt:num-dot-decimal" scale="6" id="f-1555">1,055</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 248.25pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Own use property<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 248.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.54pt;"></span></span><span style="left: 16.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-662" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1556">2,682</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 248.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.29pt;"></span></span><span style="left: 21.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-663" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1557">234</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 248.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-663" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1558">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 248.25pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.26pt;"></span></span><span style="left: 28.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-663" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1559">20</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 248.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.71pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-663" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1560">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 248.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.21pt;"></span></span><span style="left: 38.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-663" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1561">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 248.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-663" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1562">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 248.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-663" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:fixed-zero" scale="6" id="f-1563">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 248.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.43pt;"></span></span><span style="left: 28.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-663" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1564">38</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 248.25pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.79pt;"></span></span><span style="left: 21.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-630" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1565">2,430</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 248.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-663" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1566">234</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 259.5pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Other invested <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 259.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 9.65pt;"></span></span><span style="left: 12.280000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-664" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1567">31,069</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 259.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.62pt;"></span></span><span style="left: 24.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-665" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1568">423</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 259.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.65pt;"></span></span><span style="left: 31.279999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-665" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" scale="6" id="f-1569">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 259.5pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 16.54pt;"></span></span><span style="left: 19.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-665" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1570">4,760</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 259.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.04pt;"></span></span><span style="left: 19.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-665" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" scale="6" id="f-1571">522</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 259.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.71pt;"></span></span><span style="left: 21.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-665" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1572">1,219</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 259.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-665" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1573">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 259.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.18pt;"></span></span><span style="left: 25.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-665" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1574">68</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 259.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.54pt;"></span></span><span style="left: 24.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-665" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1575">865</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 259.5pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.9pt;"></span></span><span style="left: 17.53pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-544" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1576">33,585</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 259.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-665" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1577">647</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 279.75pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Total invested <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 279.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 9.65pt;"></span></span><span style="left: 12.280000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-666" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1578">82,924</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 279.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.29pt;"></span></span><span style="left: 21.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-667" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1579">723</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 279.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.04pt;"></span></span><span style="left: 17.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-667" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1580">1,099</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 279.75pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 16.54pt;"></span></span><span style="left: 19.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-667" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1581">9,516</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 279.75pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 11.21pt;"></span></span><span style="left: 13.84pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-667" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1582">3,006</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 279.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.71pt;"></span></span><span style="left: 21.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-667" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1583">3,299</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 279.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.79pt;"></span></span><span style="left: 18.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-667" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:num-dot-decimal" scale="6" id="f-1584">2,605</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 279.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.46pt;"></span></span><span style="left: 16.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-667" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1585">3,089</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 279.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.71pt;"></span></span><span style="left: 18.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-667" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-1586">1,962</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 279.75pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.9pt;"></span></span><span style="left: 17.53pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-634" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1587">84,065</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 279.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-667" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1588">598</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 300pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); white-space: pre;">Derivatives, net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 300pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 11.21pt;"></span></span><span style="left: 13.84pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-668" decimals="-6" sign="-" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1589">3,188</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 300pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.29pt;"></span></span><span style="left: 21.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-669" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1590">144</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 300pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-669" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1591">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 300pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.71pt;"></span></span><span style="left: 34.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-669" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1592">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 300pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.71pt;"></span></span><span style="left: 31.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-669" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1593">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 300pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.87pt;"></span></span><span style="left: 29.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-669" decimals="-6" sign="-" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1594">960</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 300pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-669" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1595">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 300pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.62pt;"></span></span><span style="left: 24.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-669" decimals="-6" sign="-" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1596">165</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 300pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.76pt;"></span></span><span style="left: 30.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-669" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1597">41</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 300pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 16.46pt;"></span></span><span style="left: 19.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-637" decimals="-6" sign="-" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1598">2,166</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 300pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-669" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1599">17</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 311.25pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 71.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">net assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 311.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 13.54pt;"></span></span><span style="left: 16.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-670" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1600">3,985</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 311.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.18pt;"></span></span><span style="left: 25.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-671" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1601">97</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 311.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-671" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:fixed-zero" scale="6" id="f-1602">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 311.25pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.37pt;"></span></span><span style="left: 25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-671" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" scale="6" id="f-1603">110</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 311.25pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.04pt;"></span></span><span style="left: 19.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-671" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" scale="6" id="f-1604">466</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 311.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.76pt;"></span></span><span style="left: 33.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-671" decimals="-6" sign="-" name="ifrs-full:SettlementsFairValueMeasurementAssets" scale="6" id="f-1605">24</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 311.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.96pt;"></span></span><span style="left: 33.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-671" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:fixed-zero" scale="6" id="f-1606">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 311.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.18pt;"></span></span><span style="left: 25.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-671" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" scale="6" id="f-1607">15</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 311.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.43pt;"></span></span><span style="left: 28.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-671" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-1608">49</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 311.25pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.79pt;"></span></span><span style="left: 21.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-640" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1609">3,492</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 311.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-671" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1610">32</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 331.5pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 71.25pt; position: var(--position); top: 331.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 5.76pt;"></span></span><span style="left: 12.280000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-672" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1611">83,721</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 108pt; position: var(--position); top: 331.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.4pt;"></span></span><span style="left: 21.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-673" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" scale="6" id="f-1612">964</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 147pt; position: var(--position); top: 331.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.15pt;"></span></span><span style="left: 17.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-673" decimals="-6" name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1613">1,099</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 185.25pt; position: var(--position); top: 331.5pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 12.65pt;"></span></span><span style="left: 19.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-673" decimals="-6" name="ifrs-full:PurchasesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1614">9,626</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225pt; position: var(--position); top: 331.5pt; width: 36.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 7.32pt;"></span></span><span style="left: 13.84pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-673" decimals="-6" name="ifrs-full:SalesFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1615">3,472</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 331.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.82pt;"></span></span><span style="left: 21.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-673" decimals="-6" name="ifrs-full:SettlementsFairValueMeasurementAssets" format="ixt:num-dot-decimal" scale="6" id="f-1616">2,315</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 331.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.9pt;"></span></span><span style="left: 18.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-673" decimals="-6" name="ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets" format="ixt:num-dot-decimal" scale="6" id="f-1617">2,605</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345pt; position: var(--position); top: 331.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 9.57pt;"></span></span><span style="left: 16.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-673" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1618">2,939</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 384pt; position: var(--position); top: 331.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.82pt;"></span></span><span style="left: 18.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-673" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-1619">1,970</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 331.5pt; width: 42pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.01pt;"></span></span><span style="left: 17.53pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-547" decimals="-6" name="mfc:AssetsExcludingDerivatives" format="ixt:num-dot-decimal" scale="6" id="f-1620">85,391</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 331.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.4pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-673" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-1621">549</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 388.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">These amounts are included in net investment income on the Consolidated Statements of Income except for the amount related to segregated funds net assets, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 397.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">where the amount is recorded in Investment income related to segregated funds net assets. Refer to notes 1 (h) and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 416.19pt; position: var(--position); text-decoration: none; white-space: pre;">22<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 423.96999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 406.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">These amounts are included in OCI on the Consolidated Statements of Comprehensive Income.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 415.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The Company uses fair value of the assets at the beginning of the year for assets transferred into and out of Level 3 except for derivatives, where the Company <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 424.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">uses fair value at the end of the year and at the beginning of the year, respectively.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 433.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Private placement bonds of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 141.76pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-674" decimals="-6" name="mfc:TransfersOutOfLevel3OfFairValueHierarchyAssetsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1622">1,771</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 163.14999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> with maturity dates beyond 30 years were <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 296.08pt; position: var(--position); text-decoration: none; white-space: pre;">reclassified<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 331.06pt; position: var(--position); text-decoration: none; white-space: pre;"> from Level 3 to Level 2 in 2023 to align with the fair value leveling <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 442.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">treatment of public bonds.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 457.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Transfers into Level 3 primarily result where a lack of observable market data (versus the previous period) arises. Transfers from <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 468.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Level 3 primarily result from observable market data becoming available for derivatives, or for the entire term structure of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 479.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">private placements.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">43<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2695"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(h)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-393-20" continuedAt="f-393-21"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Remaining term to maturity<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-393-21"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfDetailedInformationAboutRemainingTermToMaturityForInvestedAssetsExplanatoryTableTextBlock" id="f-1623" continuedAt="f-1623-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present remaining term to maturity for invested assets.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-1623-1"><div style="position: var(--position); top: 66pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 503.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 170.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 48pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 27pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 0pt; width: 333pt;"><div><div style="line-height: 7pt; position: var(--position); top: 18.94pt; width: 333pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 121.75pt; position: var(--position); text-decoration: none; white-space: pre;">Remaining term to maturity<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 205.69pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 27pt; width: 170.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 170.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 27pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.49pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.89pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 27pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.36pt; position: var(--position); text-decoration: none; white-space: pre;">1 to 3 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.74pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 27pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.36pt; position: var(--position); text-decoration: none; white-space: pre;">3 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.74pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 27pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.22pt; position: var(--position); text-decoration: none; white-space: pre;">5 to 10 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.49pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.97pt; position: var(--position); text-decoration: none; white-space: pre;">Over 10 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.15pt; position: var(--position); text-decoration: none; white-space: pre;">With no <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.53pt; position: var(--position); text-decoration: none; white-space: pre;">specific <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.98pt; position: var(--position); text-decoration: none; white-space: pre;">maturity<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.35pt; position: var(--position); white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 56.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 7.51pt;"></span></span><span style="left: 14.579999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1624">25,789</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 56.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 27.77pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1625">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 56.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 27.77pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1626">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 56.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 31.52pt;"></span></span><span style="left: 38.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-677" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1627">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 33.77pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-678" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1628">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 33.77pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-679" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1629">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.01pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1630">25,789</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 80.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 80.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.05pt;"></span></span><span style="left: 25.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-680" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1631">543</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 80.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-681" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1632">2,282</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 80.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.55pt;"></span></span><span style="left: 24.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-682" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1633">678</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 80.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.64pt;"></span></span><span style="left: 21.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-683" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1634">3,339</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-684" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1635">12,885</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-685" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1636">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-57" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1637">19,727</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 92.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.05pt;"></span></span><span style="left: 25.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-686" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1638">644</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 92.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.55pt;"></span></span><span style="left: 24.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-687" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1639">640</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 92.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-688" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1640">1,473</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 92.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.64pt;"></span></span><span style="left: 21.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-689" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1641">4,699</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-690" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1642">21,198</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-691" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1643">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-62" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1644">28,654</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 104.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 104.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.05pt;"></span></span><span style="left: 25.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-692" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1645">372</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 104.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-693" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1646">1,208</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 104.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-694" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1647">1,056</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 104.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.64pt;"></span></span><span style="left: 21.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-695" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1648">3,566</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-696" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1649">29,268</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-697" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1650">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-67" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1651">35,470</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 116.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 116.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.39pt;"></span></span><span style="left: 19.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-698" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1652">7,810</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 116.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 10.45pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-699" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1653">15,763</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 116.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 10.45pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-700" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1654">15,817</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 116.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.2pt;"></span></span><span style="left: 16.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-701" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1655">33,818</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-702" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1656">51,754</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-703" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1657">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 12.01pt;"></span></span><span style="left: 14.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-72" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1658">124,962</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgage / asset-backed securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 128.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.49pt;"></span></span><span style="left: 30.119999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-704" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1659">60</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 128.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.55pt;"></span></span><span style="left: 24.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-705" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1660">260</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 128.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.55pt;"></span></span><span style="left: 24.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-706" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1661">213</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 128.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.3pt;"></span></span><span style="left: 27.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-707" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1662">450</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-708" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1663">825</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-709" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1664">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-77" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1665">1,808</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 140.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 140.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.71pt;"></span></span><span style="left: 36.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1666">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 140.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1667">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 140.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1668">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 140.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.96pt;"></span></span><span style="left: 38.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-677" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1669">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-678" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1670">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-679" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1671">33,725</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1672">33,725</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 152.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 152.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.39pt;"></span></span><span style="left: 19.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1673">4,741</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 152.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 10.45pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1674">11,944</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 152.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 10.45pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1675">10,478</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 152.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.64pt;"></span></span><span style="left: 21.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-677" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1676">7,617</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-678" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1677">9,876</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-679" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1678">9,791</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1679">54,447</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 164.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 164.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.39pt;"></span></span><span style="left: 19.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1680">1,534</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 164.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1681">5,093</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 164.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1682">4,986</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 164.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.2pt;"></span></span><span style="left: 16.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-677" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1683">10,463</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-678" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1684">27,500</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 31.99pt;"></span></span><span style="left: 34.62pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-679" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-1685">92</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1686">49,668</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 176.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Bank clients<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 176.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.49pt;"></span></span><span style="left: 30.119999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" scale="6" id="f-1687">47</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 176.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.99pt;"></span></span><span style="left: 28.619999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" scale="6" id="f-1688">13</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 176.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.43pt;"></span></span><span style="left: 33.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" scale="6" id="f-1689">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 176.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.96pt;"></span></span><span style="left: 38.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-677" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:fixed-zero" scale="6" id="f-1690">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-678" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:fixed-zero" scale="6" id="f-1691">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-679" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-1692">2,247</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-1693">2,310</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 188.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 200.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Own use property<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 200.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.71pt;"></span></span><span style="left: 36.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-710" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1694">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-711" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1695">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-712" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1696">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 200.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.96pt;"></span></span><span style="left: 38.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-713" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1697">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-714" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1698">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-715" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1699">2,674</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-82" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1700">2,674</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 212.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment property<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 212.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.71pt;"></span></span><span style="left: 36.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-716" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1701">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 212.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-717" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1702">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 212.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-718" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1703">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 212.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.96pt;"></span></span><span style="left: 38.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-719" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1704">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-720" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1705">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-721" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1706">10,589</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-87" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1707">10,589</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 224.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 236.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Alternative long-duration assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 236.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.49pt;"></span></span><span style="left: 30.119999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-722" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1708">67</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 236.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-723" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-1709">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 236.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.99pt;"></span></span><span style="left: 28.619999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-724" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1710">85</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 236.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.3pt;"></span></span><span style="left: 27.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-725" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1711">276</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-726" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1712">524</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-727" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1713">46,911</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-92" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1714">47,863</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 248.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Various other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 248.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.71pt;"></span></span><span style="left: 36.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-728" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-1715">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 248.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.99pt;"></span></span><span style="left: 28.619999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-729" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1716">20</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 248.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-730" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-1717">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 248.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.64pt;"></span></span><span style="left: 21.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-731" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1718">3,623</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-732" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1719">657</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-733" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1720">511</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-97" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1721">4,811</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 260.25pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 260.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 7.51pt;"></span></span><span style="left: 14.579999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1722">41,607</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 260.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 6.01pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1723">37,223</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 260.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 6.01pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1724">34,789</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 260.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 9.76pt;"></span></span><span style="left: 16.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-677" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1725">67,851</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 7.57pt;"></span></span><span style="left: 14.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-678" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1726">154,487</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 7.57pt;"></span></span><span style="left: 14.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-679" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1727">106,540</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 7.57pt;"></span></span><span style="left: 14.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1728">442,497</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 344.25pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 503.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 170.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 48pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 23.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 0pt; width: 333pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 333pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 121.75pt; position: var(--position); text-decoration: none; white-space: pre;">Remaining term to maturity<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 205.69pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 170.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 170.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 23.25pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.49pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.89pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 23.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.36pt; position: var(--position); text-decoration: none; white-space: pre;">1 to 3 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.74pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 23.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.36pt; position: var(--position); text-decoration: none; white-space: pre;">3 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.74pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 23.25pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.22pt; position: var(--position); text-decoration: none; white-space: pre;">5 to 10 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.49pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.97pt; position: var(--position); text-decoration: none; white-space: pre;">Over 10 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.15pt; position: var(--position); text-decoration: none; white-space: pre;">With no <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.53pt; position: var(--position); text-decoration: none; white-space: pre;">specific <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.98pt; position: var(--position); text-decoration: none; white-space: pre;">maturity<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.35pt; position: var(--position); white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 52.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 52.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 7.51pt;"></span></span><span style="left: 14.579999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1729">20,338</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 52.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 27.77pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-734" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1730">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 52.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 27.77pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-735" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1731">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 52.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 31.52pt;"></span></span><span style="left: 38.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-736" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1732">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 33.77pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-737" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1733">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 33.77pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-738" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-1734">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.01pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1735">20,338</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 64.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 76.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.05pt;"></span></span><span style="left: 25.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-739" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1736">657</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-740" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1737">1,435</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-741" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1738">1,580</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 76.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.64pt;"></span></span><span style="left: 21.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-742" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1739">3,656</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-743" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1740">13,660</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-744" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1741">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-106" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1742">20,988</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 88.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 88.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.05pt;"></span></span><span style="left: 25.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-745" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1743">297</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 88.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.55pt;"></span></span><span style="left: 24.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-746" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1744">725</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 88.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.55pt;"></span></span><span style="left: 24.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-747" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1745">744</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 88.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.64pt;"></span></span><span style="left: 21.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-748" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1746">4,504</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-749" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1747">22,208</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-750" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1748">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-111" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1749">28,478</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 100.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 100.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.05pt;"></span></span><span style="left: 25.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-751" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1750">412</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 100.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-752" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1751">1,052</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 100.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-753" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1752">1,892</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 100.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.64pt;"></span></span><span style="left: 21.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-754" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1753">3,864</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 100.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-755" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1754">23,446</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 100.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-756" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1755">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 100.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-116" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1756">30,666</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 112.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 112.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.39pt;"></span></span><span style="left: 19.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-757" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1757">8,475</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 112.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 10.45pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-758" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1758">15,512</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 112.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 10.45pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-759" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1759">18,548</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 112.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.2pt;"></span></span><span style="left: 16.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-760" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1760">33,361</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-761" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1761">54,100</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 31.99pt;"></span></span><span style="left: 34.62pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-762" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1762">50</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 12.01pt;"></span></span><span style="left: 14.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-121" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1763">130,046</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 124.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgage / asset-backed securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 124.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.05pt;"></span></span><span style="left: 25.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-763" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1764">106</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 124.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.55pt;"></span></span><span style="left: 24.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-764" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1765">153</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 124.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.55pt;"></span></span><span style="left: 24.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-765" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1766">279</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 124.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.3pt;"></span></span><span style="left: 27.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-766" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1767">556</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-767" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" scale="6" id="f-1768">877</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-768" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1769">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-126" decimals="-6" name="ifrs-full:DebtInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1770">1,971</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 136.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 136.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.71pt;"></span></span><span style="left: 36.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1771">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 136.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-734" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1772">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 136.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-735" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1773">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 136.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.96pt;"></span></span><span style="left: 38.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-736" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1774">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-737" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:fixed-zero" scale="6" id="f-1775">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-738" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1776">25,531</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:EquityInstrumentsHeld" format="ixt:num-dot-decimal" scale="6" id="f-1777">25,531</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 148.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 148.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.39pt;"></span></span><span style="left: 19.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1778">3,363</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 148.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 10.45pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-734" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1779">12,076</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 148.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 10.45pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-735" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1780">10,181</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 148.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.64pt;"></span></span><span style="left: 21.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-736" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1781">7,690</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-737" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1782">9,644</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-738" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1783">9,467</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:Mortgages" format="ixt:num-dot-decimal" scale="6" id="f-1784">52,421</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 160.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 160.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.39pt;"></span></span><span style="left: 19.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1785">1,418</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 160.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-734" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1786">3,486</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 160.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.89pt;"></span></span><span style="left: 17.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-735" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1787">4,704</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 160.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.64pt;"></span></span><span style="left: 21.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-736" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1788">9,137</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 160.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-737" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1789">26,790</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 160.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 31.99pt;"></span></span><span style="left: 34.62pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-738" decimals="-6" name="mfc:PrivatePlacements" scale="6" id="f-1790">71</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 160.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:PrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-1791">45,606</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 172.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Bank clients<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 172.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.49pt;"></span></span><span style="left: 30.119999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" scale="6" id="f-1792">39</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 172.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.99pt;"></span></span><span style="left: 28.619999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-734" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" scale="6" id="f-1793">23</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 172.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.43pt;"></span></span><span style="left: 33.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-735" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" scale="6" id="f-1794">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 172.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.96pt;"></span></span><span style="left: 38.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-736" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:fixed-zero" scale="6" id="f-1795">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-737" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:fixed-zero" scale="6" id="f-1796">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-738" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-1797">2,373</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" format="ixt:num-dot-decimal" scale="6" id="f-1798">2,436</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 184.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 196.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Own use property<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 196.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.71pt;"></span></span><span style="left: 36.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-769" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1799">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 196.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-770" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1800">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 196.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-771" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1801">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 196.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.96pt;"></span></span><span style="left: 38.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-772" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1802">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-773" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1803">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-774" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1804">2,591</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-131" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1805">2,591</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 208.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment property<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 208.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.71pt;"></span></span><span style="left: 36.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-775" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1806">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 208.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-776" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1807">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 208.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-777" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1808">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 208.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.96pt;"></span></span><span style="left: 38.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-778" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1809">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 208.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.21pt;"></span></span><span style="left: 40.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-779" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:fixed-zero" scale="6" id="f-1810">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 208.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-780" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1811">10,458</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 208.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-136" decimals="-6" name="ifrs-full:InvestmentProperty" format="ixt:num-dot-decimal" scale="6" id="f-1812">10,458</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 220.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 232.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Alternative long-duration assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 232.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.71pt;"></span></span><span style="left: 36.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-781" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-1813">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 232.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.99pt;"></span></span><span style="left: 28.619999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-782" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1814">67</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 232.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.99pt;"></span></span><span style="left: 28.619999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-783" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1815">22</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 232.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 29.74pt;"></span></span><span style="left: 32.37pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-784" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1816">82</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 232.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-785" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1817">732</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 232.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-786" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1818">40,531</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 232.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-141" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1819">41,434</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 244.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Various other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 244.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.71pt;"></span></span><span style="left: 36.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-787" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-1820">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 244.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.21pt;"></span></span><span style="left: 34.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-788" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-1821">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 244.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.99pt;"></span></span><span style="left: 28.619999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-789" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1822">19</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 244.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.64pt;"></span></span><span style="left: 21.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-790" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1823">1,528</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 244.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-791" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1824">2,242</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 244.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.55pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-792" decimals="-6" name="mfc:OtherInvestedAssets" scale="6" id="f-1825">457</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 244.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.89pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-146" decimals="-6" name="mfc:OtherInvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1826">4,246</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 256.5pt; width: 170.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 170.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 170.25pt; position: var(--position); top: 256.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 7.51pt;"></span></span><span style="left: 14.579999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1827">35,105</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 256.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 6.01pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-734" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1828">34,529</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 256.5pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 6.01pt;"></span></span><span style="left: 13.079999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-735" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1829">37,970</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 304.5pt; position: var(--position); top: 256.5pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 9.76pt;"></span></span><span style="left: 16.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-736" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1830">64,378</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 7.57pt;"></span></span><span style="left: 14.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-737" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1831">153,699</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.01pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-738" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1832">91,529</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 7.57pt;"></span></span><span style="left: 14.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-1833">417,210</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 617.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Represents contractual maturities. Actual maturities may differ due to prepayment privileges in the applicable contract.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 44<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2719"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Note 4&#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 91.64pt; position: var(--position); text-decoration: none; white-space: pre;"> <ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory" id="f-1834" continuedAt="f-1834-1" escape="true">Derivative and Hedging Instruments</ix:nonNumeric><span style="display: inline-block; height: 8.73pt;"></span></span></div><ix:continuation id="f-1834-1" continuedAt="f-1834-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Derivatives are financial contracts whose value is derived from various factors described in note 4 (a). The Company uses <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">derivatives including swaps, forward and futures agreements, and options to manage current and anticipated exposures to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 83.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">changes in interest rates, foreign exchange rates, commodity prices and equity market prices, and to replicate exposure to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 94.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">different types of investments.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Swaps are contractual agreements between the Company and a <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 303.91pt; position: var(--position); text-decoration: none; white-space: pre;">third party<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.88pt; position: var(--position); text-decoration: none; white-space: pre;"> to exchange a series of cash flows based upon rates <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">applied to a notional amount. For interest rate swaps, counterparties generally exchange fixed or floating interest rate payments <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 132.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">based on a notional value in a single currency. Cross-currency swaps involve the exchange of principal amounts between <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 143.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">parties, as well as the exchange of interest payments in one currency for the receipt of interest payments in another currency. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 154.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Total return swaps are contracts that involve the exchange of payments based on changes in the values of a reference asset, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 165.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">including any returns such as interest earned on these assets, in return for amounts based on reference rates specified in the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 176.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">contract.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 192.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Forward and futures agreements are contractual obligations to buy or sell a financial instrument, foreign currency or other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 203.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">underlying commodity on a predetermined future date at a specified price. Forward contracts are over-the-counter (&#8220;OTC&#8221;) <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 214.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">contracts negotiated between counterparties, whereas futures agreements are contracts with standard amounts and settlement <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 225.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">dates that are traded on regulated exchanges.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 242.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Options are contractual agreements whereby the holder has the right, but not the obligation, to buy (call option) or sell (put <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 252.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">option) a security, exchange rate, interest rate, or other financial instrument at a predetermined price / rate within a specified <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 263.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">time.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 280.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">See variable annuity dynamic hedging strategy in note 8 (a) for an explanation of the Company&#8217;s dynamic hedging strategy for its <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 291.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">variable annuity product guarantees.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 308.1pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2744"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 308.1pt; width: 594pt;"><ix:continuation id="f-1834-2" continuedAt="f-1834-3"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value of derivatives<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-1834-3" continuedAt="f-1834-4"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 319.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The pricing models used to value derivatives are based on market-standard valuation methodologies, and the inputs to these <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 330.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">models are consistent with what a market participant would use when pricing the instruments. Derivative valuations can be <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 341.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">affected by changes in interest rates, foreign exchange rates, financial indices, commodity prices or indices, credit spreads, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 352.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">default risk (including the counterparties to the contract), and market volatility. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 369pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The significant inputs to the pricing models for most derivatives are inputs that are observable or can be corroborated by <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 379.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">observable market data and are classified as Level 2. Inputs that are observable generally include interest rates, foreign <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 390.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">exchange rates and interest rate curves. However, certain derivatives may rely on inputs that are significant to the fair value that <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 401.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">are not observable in the market or cannot be derived principally from, or corroborated by, observable market data and these <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 412.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">derivatives are classified as Level 3. Level 3 derivative assets and liabilities include bond forwards. Inputs that are unobservable <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 423pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">generally include broker quoted prices, volatilities and inputs that are outside of the observable portion of the interest rate curve <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 433.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">or other relevant market measures, such as repurchase rates. These non-market observable inputs may involve significant <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 444.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">management judgment or estimation. Even though these inputs are non-market observable, they are based on assumptions <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 455.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">deemed appropriate given the circumstances and consistent with what market participants would use when pricing such <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 466.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">instruments. The credit risk of both the counterparty and the Company are considered in determining the fair value for all <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 477pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">derivatives after considering the effects of netting agreements and collateral arrangements.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">45<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-1834-4" continuedAt="f-1834-5"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfGrossNotionalAmountAndFairValueOfDerivativeInstrumentsTableTextBlock" id="f-1835" continuedAt="f-1835-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents gross notional amount and fair value of derivative instruments by the underlying risk exposure.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-1835-1"><div style="position: var(--position); top: 58.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 502.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 82.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 110.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 67.59pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 67.59pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 5.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.85pt; position: var(--position); text-decoration: none; white-space: pre;">Notional <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 14.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.17pt; position: var(--position); text-decoration: none; white-space: pre;">amount<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 11.25pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.9pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 5.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.85pt; position: var(--position); text-decoration: none; white-space: pre;">Notional <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 14.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.17pt; position: var(--position); text-decoration: none; white-space: pre;">amount<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 11.25pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.9pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Type of hedge<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 22.5pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Instrument type<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.51pt; position: var(--position); text-decoration: none; white-space: pre;">Assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.75pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.51pt; position: var(--position); text-decoration: none; white-space: pre;">Assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.75pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="2" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 192.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 192.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Qualifying hedge accounting relationships<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value hedges<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 45pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.7pt;"></span></span><span style="left: 18.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-793" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1836">206,181</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-793" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1837">2,734</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-794" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1838">3,533</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.7pt;"></span></span><span style="left: 18.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-795" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1839">184,309</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-795" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1840">2,627</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-796" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1841">3,044</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 56.25pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 22.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-797" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1842">14,121</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-797" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1843">145</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-798" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1844">2,114</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-799" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1845">9,055</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-799" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1846">78</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-800" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1847">1,518</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 67.5pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Forward contracts <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 22.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-801" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1848">25,692</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-801" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1849">74</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-802" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1850">3,420</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 22.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-803" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1851">23,461</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-803" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1852">165</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-804" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1853">2,672</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78.75pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Cash flow hedges<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 78.75pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-805" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1854">9,036</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-805" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1855">24</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-806" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1856">48</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-807" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1857">8,372</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-807" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1858">20</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-808" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1859">48</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 90pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-809" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-1860">650</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-809" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-1861">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-810" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1862">216</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-811" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1863">1,150</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-811" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1864">35</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-812" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1865">181</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 101.25pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Forward contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-813" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-1866">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-813" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-1867">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-814" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1868">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-815" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-1869">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-815" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-1870">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-816" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1871">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 112.5pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-817" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-1872">324</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.98pt;"></span></span><span style="left: 39.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-817" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1873">6</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-818" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1874">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-819" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-1875">240</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.98pt;"></span></span><span style="left: 39.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-819" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1876">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-820" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1877">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 123.75pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Net investment hedges<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 123.75pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Forward contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-821" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-1878">602</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-821" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1879">18</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-822" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1880">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-823" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-1881">654</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-823" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-1882">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-824" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1883">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135pt; width: 192.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 192.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.73pt; position: var(--position); text-decoration: none; white-space: pre;">Total derivatives in qualifying hedge accounting <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 192.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.13pt; position: var(--position); text-decoration: none; white-space: pre;">relationships<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.59pt;"></span></span><span style="left: 18.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-825" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1884">256,606</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-825" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1885">3,001</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-825" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1886">9,331</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.59pt;"></span></span><span style="left: 18.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-826" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1887">227,241</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-826" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1888">2,928</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-826" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1889">7,479</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="2" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 155.25pt; width: 192.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 192.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.73pt; position: var(--position); text-decoration: none; white-space: pre;">Derivatives not designated in qualifying hedge <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 192.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.73pt; position: var(--position); text-decoration: none; white-space: pre;">&#160;  accounting relationships<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 175.5pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.59pt;"></span></span><span style="left: 18.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-827" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1890">110,114</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-827" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1891">2,188</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-828" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1892">2,906</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.59pt;"></span></span><span style="left: 18.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-829" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1893">103,806</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-829" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1894">2,361</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-830" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1895">3,098</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 186.75pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate futures<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 186.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-831" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1896">9,054</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 186.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-831" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-1897">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 186.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-832" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1898">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 186.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-833" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1899">9,449</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 186.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-833" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-1900">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 186.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-834" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1901">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 198pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate options<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-835" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1902">5,633</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-835" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1903">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-836" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1904">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-837" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1905">5,841</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-837" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1906">33</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-838" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1907">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 209.25pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 209.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 22.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-839" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1908">33,924</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 209.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-839" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1909">1,854</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 209.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-840" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1910">272</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 209.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 22.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-841" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1911">33,148</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 209.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-841" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1912">1,873</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 209.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-842" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1913">398</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 220.5pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Currency rate futures<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 220.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-843" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1914">2,238</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 220.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-843" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-1915">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 220.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-844" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1916">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 220.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-845" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1917">2,581</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 220.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-845" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-1918">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 220.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-846" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1919">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 231.75pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Forward contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 231.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 22.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-847" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1920">52,044</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 231.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-847" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1921">882</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 231.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-848" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1922">1,675</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 231.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 22.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-849" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1923">34,080</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 231.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-849" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1924">769</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 231.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-850" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1925">597</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 243pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 243pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 22.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-851" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1926">25,290</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 243pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-851" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1927">724</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 243pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.09pt;"></span></span><span style="left: 35.720000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-852" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1928">63</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 243pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 22.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-853" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1929">19,760</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 243pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-853" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1930">579</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 243pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-854" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1931">115</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 254.25pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Credit default swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 254.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-855" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-1932">114</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 254.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.98pt;"></span></span><span style="left: 39.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-855" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1933">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 254.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-856" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1934">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 254.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.2pt;"></span></span><span style="left: 31.83pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-857" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-1935">131</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 254.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.98pt;"></span></span><span style="left: 39.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-857" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1936">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 254.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-858" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1937">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 82.5pt; position: var(--position); top: 265.5pt; width: 110.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 110.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Equity futures<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 265.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-859" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1938">4,004</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 265.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-859" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-1939">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 265.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-860" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1940">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 265.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-861" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1941">4,040</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 265.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-861" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-1942">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 265.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.54pt;"></span></span><span style="left: 41.17pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-862" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-1943">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 276.75pt; width: 192.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 192.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.73pt; position: var(--position); text-decoration: none; white-space: pre;">Total derivatives not designated in qualifying hedge <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 192.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.73pt; position: var(--position); text-decoration: none; white-space: pre;">&#160;  accounting relationships<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 276.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.59pt;"></span></span><span style="left: 18.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-863" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1944">242,415</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 276.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-863" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1945">5,666</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 276.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-863" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1946">4,916</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 276.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.59pt;"></span></span><span style="left: 18.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-864" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1947">212,836</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 276.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-864" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1948">5,618</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 276.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.37pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-864" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1949">4,208</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="2" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 297pt; width: 192.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 192.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Total derivatives<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 192.75pt; position: var(--position); top: 297pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.7pt;"></span></span><span style="left: 18.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1950">499,021</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 243pt; position: var(--position); top: 297pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1951">8,667</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 297pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.59pt;"></span></span><span style="left: 22.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1952">14,247</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 297pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.7pt;"></span></span><span style="left: 18.22pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1953">440,077</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 297pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.48pt;"></span></span><span style="left: 26pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1954">8,546</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 297pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.59pt;"></span></span><span style="left: 22.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1955">11,687</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 377.75pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:MaturityAnalysisForDerivativeFinancialLiabilities" id="f-1957" continuedAt="f-1957-1" escape="true"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfMaturityAnalysisForDerivativeFinancialAssetsTableTextBlock" id="f-1956" continuedAt="f-1956-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present the fair values of the derivative instruments by the remaining term to maturity. Fair values disclosed <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></ix:nonNumeric></div><ix:continuation id="f-1957-1"><ix:continuation id="f-1956-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 388.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">below do not incorporate the impact of master netting agreements (refer to note 8 (g)).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 399.35pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 503.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 252pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 27pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 0pt; width: 201pt;"><div><div style="line-height: 7pt; position: var(--position); top: 18.94pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 58.53pt; position: var(--position); text-decoration: none; white-space: pre;">Remaining term to maturity<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 27pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.669999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.29pt; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.18pt; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">1 to 3 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.51pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">3 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.51pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.63pt; position: var(--position); text-decoration: none; white-space: pre;">Over 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.51pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 252pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 252pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1958">1,171</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1959">578</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1960">635</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-865" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1961">6,283</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1962">8,667</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 252pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 252pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1963">2,320</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1964">2,304</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1965">1,244</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-865" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1966">8,379</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1967">14,247</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 32.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 69.75pt; width: 201pt;"><div><div style="line-height: 7pt; position: var(--position); top: 24.19pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 58.53pt; position: var(--position); text-decoration: none; white-space: pre;">Remaining term to maturity<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 102pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.5pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.29pt; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.18pt; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">1 to 3 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.51pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">3 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.51pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.63pt; position: var(--position); text-decoration: none; white-space: pre;">Over 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.51pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 122.25pt; width: 252pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 252pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 122.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1968">1,189</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 122.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-734" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1969">603</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 122.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-735" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1970">573</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 122.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-866" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1971">6,181</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 122.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1972">8,546</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 133.5pt; width: 252pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 252pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 133.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1973">1,561</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 133.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-734" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1974">1,982</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 352.5pt; position: var(--position); top: 133.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-735" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1975">717</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402.75pt; position: var(--position); top: 133.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-866" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1976">7,427</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 453pt; position: var(--position); top: 133.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1977">11,687</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 46<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-1834-5" continuedAt="f-1834-6"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfGrossNotionalAmountByRemainingTermToMaturityTableTextBlock" id="f-1978" continuedAt="f-1978-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present gross notional amount by the remaining term to maturity, total fair value (including accrued interest), <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-1978-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">credit equivalent amount and capital requirement by contract type.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 69.1pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 507pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 105pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 48.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 0pt; width: 165pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 165pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.6pt; position: var(--position); text-decoration: none; white-space: pre;">Remaining term to maturity (notional amounts)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 0pt; width: 135pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 135pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.15pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 105pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 19.69pt; width: 105pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.29pt; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.18pt; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.13pt; position: var(--position); text-decoration: none; white-space: pre;">1 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.51pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.46pt; position: var(--position); text-decoration: none; white-space: pre;">Over <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.68pt; position: var(--position); text-decoration: none; white-space: pre;">5 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.89pt; position: var(--position); text-decoration: none; white-space: pre;">Positive<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.77pt; position: var(--position); text-decoration: none; white-space: pre;">Negative<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.72pt; position: var(--position); text-decoration: none; white-space: pre;">Credit <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.49pt; position: var(--position); text-decoration: none; white-space: pre;">equivalent<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.49pt; position: var(--position); text-decoration: none; white-space: pre;">amount<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36.82pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 11.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 48.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.55pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Capital <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 48.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.45pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">requirement<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 40.900000000000006pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 39pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 50.25pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">OTC swap contracts <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 50.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-867" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1979">6,999</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 50.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-868" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1980">25,019</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 50.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 6.37pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-869" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1981">112,685</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 50.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 6.37pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-870" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1982">144,703</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 50.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-870" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-1983">5,103</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 50.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-870" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1984">6,976</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 50.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-870" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="6" id="f-1985">1,873</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 50.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.73pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-871" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-1986">323</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 50.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 35.26pt;"></span></span><span style="left: 41.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-871" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-1987">9</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 61.5pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cleared swap contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 61.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-872" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1988">9,507</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 61.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-873" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1989">31,033</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 61.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-874" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1990">140,088</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 61.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-875" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1991">180,628</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 61.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-875" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-1992">240</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 61.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-875" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-1993">189</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 61.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-875" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-1994">51</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 61.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-876" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-1995">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 61.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-876" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-1996">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 72.75pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Forward contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 72.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-877" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1997">20,661</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 72.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-878" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-1998">21,028</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 72.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-879" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-1999">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 72.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-880" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2000">41,689</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 72.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-880" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2001">231</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 72.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-880" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2002">4,467</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 72.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-880" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="6" id="f-2003">4,236</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 72.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-881" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2004">36</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 72.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.15pt;"></span></span><span style="left: 41.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-881" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2005">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 84pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Futures<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 84pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-882" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2006">9,054</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 84pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-883" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2007">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 84pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-884" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2008">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 84pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-885" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2009">9,054</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 84pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-885" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2010">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 84pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-885" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2011">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 84pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-885" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:fixed-zero" scale="6" id="f-2012">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 84pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-886" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2013">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 84pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-886" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2014">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Options purchased<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 95.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-887" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-2015">863</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 95.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-888" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2016">1,086</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 95.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-889" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2017">3,684</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 95.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-890" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2018">5,633</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 95.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-890" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2019">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 95.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-890" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2020">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 95.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-890" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2021">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 95.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-891" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2022">17</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 95.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-891" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2023">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Subtotal<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-892" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2024">47,084</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-893" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2025">78,166</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-894" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2026">256,457</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-895" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2027">381,707</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 106.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-895" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2028">5,590</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 106.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-895" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2029">11,632</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 106.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-895" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="6" id="f-2030">6,042</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 106.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-896" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2031">376</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 106.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.26pt;"></span></span><span style="left: 37.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-896" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2032">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117.75pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 129pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Swap contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 129pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-897" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2033">2,044</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 129pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-898" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2034">13,733</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 129pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-899" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2035">32,918</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 129pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-900" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2036">48,695</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 129pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-900" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2037">1,983</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 129pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-900" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2038">2,709</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 129pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-900" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2039">726</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 129pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-901" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2040">1,028</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 129pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.26pt;"></span></span><span style="left: 37.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-901" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2041">19</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 140.25pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Forward contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 140.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-902" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2042">29,423</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 140.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-903" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2043">1,105</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 140.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-904" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2044">6,121</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 140.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-905" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2045">36,649</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 140.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-905" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2046">743</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 140.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-905" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2047">628</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 140.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-905" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2048">115</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 140.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-906" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2049">698</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 140.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.26pt;"></span></span><span style="left: 37.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-906" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2050">17</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 151.5pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Futures<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 151.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-907" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2051">2,238</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 151.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-908" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2052">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 151.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-909" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2053">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 151.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-910" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2054">2,238</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 151.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-910" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2055">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 151.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-910" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2056">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 151.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-910" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:fixed-zero" scale="6" id="f-2057">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 151.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-911" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2058">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 151.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-911" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2059">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 162.75pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Subtotal<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 162.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-912" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2060">33,705</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 162.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-913" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2061">14,838</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 162.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-914" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2062">39,039</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 162.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-915" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2063">87,582</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 162.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-915" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2064">2,726</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 162.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-915" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2065">3,337</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 162.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-915" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2066">611</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 162.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-916" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2067">1,726</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 162.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.26pt;"></span></span><span style="left: 37.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-916" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2068">36</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 174pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Credit derivatives<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 174pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-917" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2069">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 174pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-918" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-2070">114</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 174pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-919" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2071">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 174pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-920" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-2072">114</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 174pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.4pt;"></span></span><span style="left: 38.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-920" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2073">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 174pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-920" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2074">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 174pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.4pt;"></span></span><span style="left: 38.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-920" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2075">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 174pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-921" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2076">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 174pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-921" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2077">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 185.25pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 196.5pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Swap contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 196.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-922" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2078">1,926</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 196.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-923" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-2079">762</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 196.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-924" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2080">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 196.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-925" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2081">2,688</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 196.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-925" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2082">31</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 196.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-925" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2083">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 196.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-925" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2084">17</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 196.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-926" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2085">27</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 196.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-926" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2086">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 207.75pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Futures<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 207.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-927" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2087">4,004</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 207.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-928" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2088">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 207.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-929" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2089">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 207.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-930" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2090">4,004</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 207.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-930" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2091">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 207.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-930" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2092">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 207.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-930" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:fixed-zero" scale="6" id="f-2093">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 207.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-931" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2094">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 207.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-931" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2095">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 219pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Options purchased<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 219pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-932" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2096">19,437</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 219pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-933" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2097">3,489</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 219pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-934" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2098">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 219pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-935" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2099">22,926</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 219pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-935" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2100">699</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 219pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-935" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2101">43</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 219pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-935" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2102">656</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 219pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-936" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2103">375</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 219pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.15pt;"></span></span><span style="left: 41.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-936" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2104">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 230.25pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Subtotal<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 230.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-937" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2105">25,367</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 230.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-938" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2106">4,365</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 230.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-939" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2107">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 230.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-940" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2108">29,732</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 230.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-940" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2109">732</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 230.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-940" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2110">57</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 230.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-940" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2111">675</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 230.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-941" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2112">402</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 230.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.15pt;"></span></span><span style="left: 41.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-941" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2113">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 241.5pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 105pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Subtotal including accrued <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 105pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.88pt; position: var(--position); text-decoration: none; white-space: pre;">interest<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 241.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-942" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2114">106,156</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 241.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-943" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2115">97,369</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 241.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-944" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2116">295,496</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 241.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-945" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2117">499,021</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 241.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-945" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2118">9,048</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 241.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-945" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2119">15,026</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 241.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-945" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="6" id="f-2120">5,978</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 241.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-946" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2121">2,504</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 241.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.26pt;"></span></span><span style="left: 37.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-946" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2122">49</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 261.75pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Less accrued interest<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 261.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-947" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2123">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 261.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-948" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2124">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 261.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-949" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2125">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 261.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-950" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2126">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 261.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-950" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2127">381</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 261.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-950" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2128">779</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 261.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-950" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2129">398</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 261.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-951" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2130">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 261.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-951" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2131">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 273pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 273pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 6.37pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2132">106,156</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 273pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-952" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2133">97,369</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 273pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 6.37pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-865" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2134">295,496</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 273pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 6.37pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2135">499,021</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 273pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2136">8,667</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 273pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.68pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2137">14,247</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 273pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="6" id="f-2138">5,580</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 273pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2139">2,504</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 273pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 31.37pt;"></span></span><span style="left: 37.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2140">49</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 15.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 300pt; width: 165pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 165pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.6pt; position: var(--position); text-decoration: none; white-space: pre;">Remaining term to maturity (notional amounts)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 300pt; width: 135pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 135pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.15pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 311.25pt; width: 105pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 19.69pt; width: 105pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 311.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.29pt; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.18pt; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 311.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.13pt; position: var(--position); text-decoration: none; white-space: pre;">1 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.51pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 311.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.46pt; position: var(--position); text-decoration: none; white-space: pre;">Over <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 41.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.68pt; position: var(--position); text-decoration: none; white-space: pre;">5 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 311.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 311.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.89pt; position: var(--position); text-decoration: none; white-space: pre;">Positive<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 311.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.77pt; position: var(--position); text-decoration: none; white-space: pre;">Negative<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 311.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 311.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.72pt; position: var(--position); text-decoration: none; white-space: pre;">Credit <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.49pt; position: var(--position); text-decoration: none; white-space: pre;">equivalent<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.49pt; position: var(--position); text-decoration: none; white-space: pre;">amount<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36.82pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 311.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 48.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.55pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Capital<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 48.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.45pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">requirement<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 40.900000000000006pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 339pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 350.25pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">OTC swap contracts <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 350.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-953" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2141">4,645</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 350.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-954" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2142">20,923</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 350.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 6.37pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-955" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2143">106,445</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 350.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 6.37pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-956" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2144">132,013</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 350.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-956" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2145">5,295</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 350.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-956" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2146">6,850</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 350.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-956" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="6" id="f-2147">1,555</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 350.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.73pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-957" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2148">300</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 350.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 35.26pt;"></span></span><span style="left: 41.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-957" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2149">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 361.5pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cleared swap contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-958" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2150">4,634</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-959" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2151">33,082</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-960" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2152">126,758</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-961" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2153">164,474</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 361.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-961" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2154">220</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 361.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-961" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2155">180</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 361.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-961" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2156">40</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 361.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-962" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2157">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 361.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-962" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2158">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 372.75pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Forward contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 372.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-963" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2159">17,809</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 372.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-964" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2160">16,182</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 372.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-965" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2161">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 372.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-966" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2162">33,991</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 372.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-966" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2163">771</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 372.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-966" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2164">2,986</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 372.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-966" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="6" id="f-2165">2,215</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 372.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-967" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2166">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 372.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-967" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2167">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 384pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Futures<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 384pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-968" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2168">9,449</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 384pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-969" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2169">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 384pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-970" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2170">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 384pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-971" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2171">9,449</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 384pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-971" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2172">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 384pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-971" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2173">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 384pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-971" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:fixed-zero" scale="6" id="f-2174">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 384pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-972" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2175">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 384pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-972" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2176">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 395.25pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Options purchased<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 395.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-973" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-2177">795</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 395.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-974" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2178">1,362</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 395.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-975" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2179">3,684</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 395.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-976" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2180">5,841</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 395.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-976" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2181">33</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 395.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-976" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2182">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 395.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-976" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2183">33</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 395.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.4pt;"></span></span><span style="left: 38.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-977" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2184">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 395.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-977" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2185">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 406.5pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Subtotal<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 406.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-978" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2186">37,332</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 406.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-979" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2187">71,549</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 406.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-980" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2188">236,887</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 406.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-981" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2189">345,768</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 406.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-981" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2190">6,319</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 406.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-981" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2191">10,016</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 406.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-981" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="6" id="f-2192">3,697</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 406.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-982" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2193">308</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 406.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.15pt;"></span></span><span style="left: 41.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-982" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2194">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 417.75pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 429pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Swap contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 429pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-983" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2195">2,110</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 429pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-984" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2196">11,782</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 429pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-985" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2197">29,461</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 429pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-986" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2198">43,353</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 429pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-986" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2199">1,978</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 429pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-986" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2200">2,179</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 429pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-986" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2201">201</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 429pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-987" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2202">1,087</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 429pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.26pt;"></span></span><span style="left: 37.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-987" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2203">19</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 440.25pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Forward contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 440.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-988" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2204">24,204</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 440.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-989" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2205">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 440.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-990" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2206">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 440.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-991" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2207">24,204</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 440.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-991" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2208">163</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 440.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-991" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2209">299</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 440.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-991" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2210">136</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 440.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-992" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2211">19</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 440.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-992" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2212">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 451.5pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Futures<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 451.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-993" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2213">2,581</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 451.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-994" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2214">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 451.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-995" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2215">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 451.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-996" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2216">2,581</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 451.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-996" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2217">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 451.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-996" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2218">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 451.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-996" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:fixed-zero" scale="6" id="f-2219">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 451.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-997" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2220">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 451.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-997" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2221">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 462.75pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Subtotal<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 462.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-998" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2222">28,895</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 462.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-999" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2223">11,782</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 462.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1000" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2224">29,461</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 462.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1001" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2225">70,138</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 462.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1001" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2226">2,141</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 462.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1001" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2227">2,478</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 462.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1001" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2228">337</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 462.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1002" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2229">1,106</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 462.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.26pt;"></span></span><span style="left: 37.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1002" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2230">19</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 474pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Credit derivatives<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 474pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.76pt;"></span></span><span style="left: 30.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1003" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-2231">14</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 474pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1004" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-2232">117</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 474pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1005" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2233">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 474pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1006" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-2234">131</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 474pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.4pt;"></span></span><span style="left: 38.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1006" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2235">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 474pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1006" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2236">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 474pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.4pt;"></span></span><span style="left: 38.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1006" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2237">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 474pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1007" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2238">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 474pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1007" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2239">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 485.25pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 496.5pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Swap contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 496.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1008" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2240">1,452</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 496.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.87pt;"></span></span><span style="left: 26.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1009" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-2241">723</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 496.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1010" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2242">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 496.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1011" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2243">2,175</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 496.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1011" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2244">18</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 496.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1011" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2245">78</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 496.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1011" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2246">60</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 496.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1012" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2247">32</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 496.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1012" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2248">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 507.75pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Futures<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 507.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1013" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2249">4,040</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 507.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1014" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2250">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 507.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1015" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2251">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 507.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1016" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2252">4,040</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 507.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1016" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2253">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 507.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1016" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2254">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 507.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1016" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:fixed-zero" scale="6" id="f-2255">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 507.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1017" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2256">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 507.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1017" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2257">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 519pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Options purchased<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 519pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1018" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2258">14,830</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 519pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1019" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2259">2,995</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 519pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1020" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2260">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 519pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1021" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2261">17,825</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 519pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1021" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2262">562</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 519pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1021" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2263">28</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 519pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1021" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2264">534</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 519pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1022" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2265">215</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 519pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.15pt;"></span></span><span style="left: 41.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1022" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2266">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 530.25pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Subtotal<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 530.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1023" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2267">20,336</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 530.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.04pt;"></span></span><span style="left: 20.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1024" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2268">3,835</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 530.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1025" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2269">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 530.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1026" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2270">24,171</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 530.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1026" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2271">584</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 530.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1026" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2272">106</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 530.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1026" decimals="-6" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2273">478</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 530.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1027" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" scale="6" id="f-2274">247</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 530.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.15pt;"></span></span><span style="left: 41.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1027" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2275">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 541.5pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 105pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Subtotal including accrued <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 105pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.88pt; position: var(--position); text-decoration: none; white-space: pre;">interest<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 541.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1028" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2276">86,563</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 541.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.15pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1029" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2277">87,166</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 541.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1030" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2278">266,348</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 541.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1031" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2279">440,077</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 541.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1031" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2280">9,044</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 541.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1031" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2281">12,600</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 541.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1031" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="6" id="f-2282">3,556</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 541.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1032" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2283">1,661</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 541.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.26pt;"></span></span><span style="left: 37.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1032" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2284">28</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 561.75pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Less accrued interest<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 561.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1033" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2285">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 561.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1034" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2286">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 561.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1035" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2287">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 561.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.21pt;"></span></span><span style="left: 35.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1036" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:fixed-zero" scale="6" id="f-2288">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 561.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1036" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2289">498</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 561.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1036" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2290">913</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 561.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1036" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" scale="6" id="f-2291">415</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 561.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1037" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:fixed-zero" scale="6" id="f-2292">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 561.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.71pt;"></span></span><span style="left: 43.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1037" decimals="-6" name="mfc:CapitalRequirement" format="ixt:fixed-zero" scale="6" id="f-2293">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 573pt; width: 105pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 105pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 105pt; position: var(--position); top: 573pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2294">86,563</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 146.25pt; position: var(--position); top: 573pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.26pt;"></span></span><span style="left: 16.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1038" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2295">87,166</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 573pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 6.37pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-866" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2296">266,348</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 573pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 6.37pt;"></span></span><span style="left: 12.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2297">440,077</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 573pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2298">8,546</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 573pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.68pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2299">11,687</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 573pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" sign="-" name="mfc:FairValueOfDerivativeFinancialAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="6" id="f-2300">3,141</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 573pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:IncreaseDecreaseInCreditDerivativeFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2301">1,661</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 573pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 31.37pt;"></span></span><span style="left: 37.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:CapitalRequirement" scale="6" id="f-2302">28</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 658.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Credit equivalent amount is the sum of replacement cost and the potential future credit exposure less any collateral held. Replacement cost represents the current <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 667.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">cost of replacing all contracts with a positive fair value. The amounts take into consideration legal contracts that permit offsetting of positions. The potential future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 676.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">credit exposure is calculated based on a formula prescribed by the Office of the Superintendent of Financial Institutions (&#8220;OSFI&#8221;).<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 685.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Capital requirement represents the credit equivalent amount, weighted according to the creditworthiness of the counterparty, as prescribed by OSFI.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 700.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The total notional amount of<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 156.45pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.95pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-9" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="9" id="f-2303">499</ix:nonFraction>&#160;billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.41pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.9pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.9pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.9pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-9" name="ifrs-full:NotionalAmount" scale="9" id="f-2304">440</ix:nonFraction> billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.36pt; position: var(--position); text-decoration: none; white-space: pre;">) includes <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.33pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1039" decimals="-9" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="9" id="f-2305">90</ix:nonFraction>&#160;billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.79pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.28pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.28pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.28pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1040" decimals="-9" name="ifrs-full:NotionalAmount" scale="9" id="f-2306">82</ix:nonFraction> billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.74pt; position: var(--position); text-decoration: none; white-space: pre;">) related to derivatives <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 711.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">utilized in the Company&#8217;s variable annuity guarantee dynamic hedging. Due to the Company&#8217;s variable annuity hedging <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 722.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">practices, many trades are in offsetting positions, resulting in materially lower net fair value exposure for the Company than what <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 733.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the gross notional amount would suggest.<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">47<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-1834-6" continuedAt="f-1834-7"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureAverageRateOfHedgingInstrumentsInHedgeRelationshipsThatDoNotFrequentlyResetExplanatoryTableTextBlock" id="f-2307" continuedAt="f-2307-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present the average rate of the hedging instruments in key hedge relationships that do not frequently reset.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2307-1"><div style="position: var(--position); top: 58.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 501.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 96.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 72.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 72pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 96.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 0pt; width: 144pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 144pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.03pt; position: var(--position); white-space: pre;">Remaining term to maturity&#160; &#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 144pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.04pt; position: var(--position); white-space: pre;">(notional amounts)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 0pt; width: 108pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 108pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 38.65pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Hedged item<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 20.25pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Hedging instrument<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 20.25pt; width: 72pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Average rate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 20.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 36pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.04pt; position: var(--position); white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.93pt; position: var(--position); white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 20.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.88pt; position: var(--position); text-decoration: none; white-space: pre;">1 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.26pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 20.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.38pt; position: var(--position); text-decoration: none; white-space: pre;">Over 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.26pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 20.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.6pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 20.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.89pt; position: var(--position); text-decoration: none; white-space: pre;">Positive<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 20.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.77pt; position: var(--position); text-decoration: none; white-space: pre;">Negative<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 20.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 96.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Inflation risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51.75pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Inflation linked insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.88pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 51.75pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 51.75pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">CPI rate: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.92pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1041" decimals="2" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2308">290.22</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 51.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1042" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2309">92</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 51.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.73pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1043" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2310">568</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 51.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 8.9pt;"></span></span><span style="left: 15.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1044" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2311">8,376</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 51.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 8.9pt;"></span></span><span style="left: 15.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1041" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2312">9,036</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 51.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1045" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2313">24</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 51.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 16.29pt;"></span></span><span style="left: 22.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1045" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" scale="6" id="f-2314">48</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 51.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 16.29pt;"></span></span><span style="left: 22.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1045" decimals="-6" sign="-" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2315">24</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 72pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Foreign currency assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 83.25pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.43pt; position: var(--position); text-decoration: none; white-space: pre;">swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 83.25pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">CAD/EUR: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.74pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1046" decimals="5" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2316">0.66703</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 83.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1047" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2317">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 83.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1048" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2318">160</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 83.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 12.79pt;"></span></span><span style="left: 15.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1049" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2319">1,311</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 83.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 12.79pt;"></span></span><span style="left: 15.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1046" decimals="1" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2320">1,471</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 83.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1050" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2321">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 83.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1050" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" format="ixt:fixed-zero" scale="6" id="f-2322">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 83.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1050" decimals="1" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2323">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Foreign currency assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 103.5pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.43pt; position: var(--position); text-decoration: none; white-space: pre;">swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 103.5pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">CAD/GBP: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.74pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1051" decimals="5" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2324">0.56259</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 103.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1052" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2325">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 103.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1053" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2326">115</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 103.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1054" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2327">434</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 103.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1051" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2328">549</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 103.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1055" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2329">22</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 103.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1055" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" format="ixt:fixed-zero" scale="6" id="f-2330">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 103.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1055" decimals="-6" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2331">22</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 123.75pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Foreign currency assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 123.75pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.43pt; position: var(--position); text-decoration: none; white-space: pre;">swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 123.75pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">CAD/USD: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.74pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1056" decimals="5" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2332">0.73009</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 123.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1057" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2333">165</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 123.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1058" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2334">407</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 123.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 12.79pt;"></span></span><span style="left: 15.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1059" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2335">1,067</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 123.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 12.79pt;"></span></span><span style="left: 15.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1056" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2336">1,639</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 123.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.4pt;"></span></span><span style="left: 29.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1060" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2337">9</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 123.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.18pt;"></span></span><span style="left: 22.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1060" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" scale="6" id="f-2338">27</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 123.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.18pt;"></span></span><span style="left: 22.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1060" decimals="-6" sign="-" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2339">18</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 144pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 9.03pt; position: var(--position); text-decoration: none; white-space: pre;">interest rate risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 164.25pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Floating rate foreign <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.88pt; position: var(--position); text-decoration: none; white-space: pre;">currency liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 164.25pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.43pt; position: var(--position); text-decoration: none; white-space: pre;">swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 164.25pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">CAD/USD: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.74pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1061" decimals="5" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2340">0.86655</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 164.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1062" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2341">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 164.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1063" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2342">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 164.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1064" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2343">650</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 164.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1061" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2344">650</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 164.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1065" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" format="ixt:fixed-zero" scale="6" id="f-2345">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 164.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 16.29pt;"></span></span><span style="left: 18.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1065" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" scale="6" id="f-2346">216</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 164.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 16.29pt;"></span></span><span style="left: 18.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1065" decimals="-6" sign="-" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2347">216</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 184.5pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities at fair value <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.88pt; position: var(--position); text-decoration: none; white-space: pre;">through OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 184.5pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.43pt; position: var(--position); text-decoration: none; white-space: pre;">swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 184.5pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">CAD/USD: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.74pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1066" decimals="5" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2348">1.22914</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 184.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1067" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2349">42</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 184.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.4pt;"></span></span><span style="left: 29.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1068" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2350">9</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 184.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1069" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2351">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 184.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1066" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2352">51</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 184.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.4pt;"></span></span><span style="left: 29.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1070" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2353">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 184.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1070" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" format="ixt:fixed-zero" scale="6" id="f-2354">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 184.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.4pt;"></span></span><span style="left: 29.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1070" decimals="-6" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2355">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 204.75pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 96.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 216pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Stock-based compensation<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 216pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 72.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 216pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">MFC price: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 41.53pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="number" contextRef="c-1071" decimals="2" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2356">30.12</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 216pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1072" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2357">20</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 216pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1073" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2358">304</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 216pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1074" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2359">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 216pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1071" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2360">324</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 216pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.4pt;"></span></span><span style="left: 29.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1075" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2361">6</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 216pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1075" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" format="ixt:fixed-zero" scale="6" id="f-2362">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 216pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.4pt;"></span></span><span style="left: 29.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1075" decimals="-6" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2363">6</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 227.25pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 96.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 227.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.73pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="1" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2364">319</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 227.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 8.9pt;"></span></span><span style="left: 15.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-952" decimals="1" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2365">1,563</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 227.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 5.01pt;"></span></span><span style="left: 11.530000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-865" decimals="1" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2366">11,838</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 227.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 5.01pt;"></span></span><span style="left: 11.530000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2367">13,720</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 227.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-53" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2368">84</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 227.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 12.4pt;"></span></span><span style="left: 18.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-53" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" scale="6" id="f-2369">291</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 227.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 12.4pt;"></span></span><span style="left: 18.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-53" decimals="-6" sign="-" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2370">207</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 32.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 238.5pt; width: 96.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 24.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 238.5pt; width: 144pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.44pt; width: 144pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.03pt; position: var(--position); white-space: pre;">Remaining term to maturity&#160; &#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 24.19pt; width: 144pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.04pt; position: var(--position); white-space: pre;">(notional amounts)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 238.5pt; width: 108pt;"><div><div style="line-height: 7pt; position: var(--position); top: 24.19pt; width: 108pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 38.65pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270.75pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Hedged item<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 270.75pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Hedging instrument<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 270.75pt; width: 72pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Average rate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 270.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 36pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.04pt; position: var(--position); white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.93pt; position: var(--position); white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 270.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.88pt; position: var(--position); text-decoration: none; white-space: pre;">1 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.26pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 270.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.38pt; position: var(--position); text-decoration: none; white-space: pre;">Over 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.26pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 270.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.6pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 270.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.89pt; position: var(--position); text-decoration: none; white-space: pre;">Positive<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 270.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.77pt; position: var(--position); text-decoration: none; white-space: pre;">Negative<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 270.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 291pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Inflation risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 302.25pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 96.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.74pt; position: var(--position); text-decoration: none; white-space: pre;">Inflation linked insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.25pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 302.25pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 302.25pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">CPI rate: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.92pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1076" decimals="2" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2371">290.13</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 302.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1077" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2372">87</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 302.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.73pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1078" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2373">459</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 302.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 8.9pt;"></span></span><span style="left: 15.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1079" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2374">7,826</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 302.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 8.9pt;"></span></span><span style="left: 15.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1076" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2375">8,372</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 302.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1080" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2376">20</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 302.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 16.29pt;"></span></span><span style="left: 22.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1080" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" scale="6" id="f-2377">48</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 302.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 16.29pt;"></span></span><span style="left: 22.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1080" decimals="-6" sign="-" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2378">28</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 322.5pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 96.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 333.75pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Fixed rate liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 333.75pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.43pt; position: var(--position); text-decoration: none; white-space: pre;">swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 333.75pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">SGD/CAD: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 41.129999999999995pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1081" decimals="5" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2379">0.93503</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 333.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1082" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2380">500</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 333.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1083" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2381">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 333.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1084" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2382">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 333.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1081" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2383">500</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 333.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1085" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2384">35</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 333.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1085" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" format="ixt:fixed-zero" scale="6" id="f-2385">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 333.75pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1085" decimals="-6" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2386">35</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 354pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 9.23pt; position: var(--position); text-decoration: none; white-space: pre;">interest rate risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 374.25pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Floating rate foreign <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.23pt; position: var(--position); text-decoration: none; white-space: pre;">currency liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 374.25pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.43pt; position: var(--position); text-decoration: none; white-space: pre;">swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 374.25pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">CAD/USD: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.74pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1086" decimals="5" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2387">0.86655</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 374.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1087" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2388">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 374.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1088" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2389">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 374.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1089" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2390">650</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 374.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1086" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2391">650</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 374.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1090" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" format="ixt:fixed-zero" scale="6" id="f-2392">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 374.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 16.29pt;"></span></span><span style="left: 18.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1090" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" scale="6" id="f-2393">181</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 374.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 16.29pt;"></span></span><span style="left: 18.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1090" decimals="-6" sign="-" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2394">181</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 394.5pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities at fair value <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.23pt; position: var(--position); text-decoration: none; white-space: pre;">through OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 394.5pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 72.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.43pt; position: var(--position); text-decoration: none; white-space: pre;">swaps<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 394.5pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">CAD/USD: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.74pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1091" decimals="5" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2395">1.22914</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 394.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1092" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2396">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 394.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1093" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2397">46</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 394.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1094" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2398">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 394.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1091" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2399">46</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 394.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.4pt;"></span></span><span style="left: 29.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1095" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2400">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 394.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1095" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" format="ixt:fixed-zero" scale="6" id="f-2401">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 394.5pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.4pt;"></span></span><span style="left: 29.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1095" decimals="-6" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2402">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 414.75pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 96.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 426pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 96.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Stock-based compensation<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 96.75pt; position: var(--position); top: 426pt; width: 72.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 72.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 169.5pt; position: var(--position); top: 426pt; width: 72pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 72pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">MFC price: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 41.53pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="number" contextRef="c-1096" decimals="2" name="ifrs-full:AverageRateOfHedgingInstrument" scale="0" id="f-2403">26.28</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 426pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.51pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1097" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2404">11</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 426pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1098" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2405">229</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 426pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1099" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:fixed-zero" scale="6" id="f-2406">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 426pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1096" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2407">240</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 426pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.4pt;"></span></span><span style="left: 29.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1100" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2408">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 426pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.96pt;"></span></span><span style="left: 30.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1100" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" format="ixt:fixed-zero" scale="6" id="f-2409">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 426pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.4pt;"></span></span><span style="left: 29.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1100" decimals="-6" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2410">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 437.25pt; width: 96.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 96.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 241.5pt; position: var(--position); top: 437.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.73pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="1" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2411">598</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 277.5pt; position: var(--position); top: 437.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.73pt;"></span></span><span style="left: 21.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1038" decimals="1" name="ifrs-full:NominalAmountOfHedgingInstrument" scale="6" id="f-2412">734</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 313.5pt; position: var(--position); top: 437.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 8.9pt;"></span></span><span style="left: 15.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-866" decimals="1" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2413">8,476</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 437.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 8.9pt;"></span></span><span style="left: 15.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:NominalAmountOfHedgingInstrument" format="ixt:num-dot-decimal" scale="6" id="f-2414">9,808</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 437.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.62pt;"></span></span><span style="left: 25.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-102" decimals="-6" name="ifrs-full:HedgingInstrumentAssets" scale="6" id="f-2415">63</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 437.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 12.4pt;"></span></span><span style="left: 18.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-102" decimals="-6" name="ifrs-full:HedgingInstrumentLiabilities" scale="6" id="f-2416">229</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 437.25pt; width: 36pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 36pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 12.4pt;"></span></span><span style="left: 18.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-102" decimals="-6" sign="-" name="mfc:HedgingInstrumentsAtFairValue" scale="6" id="f-2417">166</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 48<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-1834-7" continuedAt="f-1834-8"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfFairValueSummaryOfDerivativeContractsCategorizedByHierarchyExplanatoryTableTextBlock" id="f-2418" continuedAt="f-2418-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value and the fair value hierarchy of derivative instruments<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2418-1"><div style="position: var(--position); top: 51.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 507pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 306pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 23.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 306pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 15.19pt; width: 306pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.92pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.07pt; position: var(--position); text-decoration: none; white-space: pre;">Level 1<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.07pt; position: var(--position); text-decoration: none; white-space: pre;">Level 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.07pt; position: var(--position); text-decoration: none; white-space: pre;">Level 3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1101" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2419">5,193</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1102" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2420">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1103" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2421">5,026</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1104" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2422">167</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1105" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2423">2,742</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1106" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2424">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1107" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2425">2,742</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1108" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2426">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1109" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2427">730</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1110" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2428">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1111" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2429">730</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1112" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2430">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Credit default swaps<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1113" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2431">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1114" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2432">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1115" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2433">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1116" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2434">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total derivative assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2435">8,667</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-455" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2436">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-456" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2437">8,500</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-457" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2438">167</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 107.25pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1117" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2439">10,954</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1118" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2440">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1119" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2441">7,571</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1120" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2442">3,383</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 119.25pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1121" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2443">3,230</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1122" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2444">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1123" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2445">3,227</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1124" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2446">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 131.25pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 131.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1125" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2447">63</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 131.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1126" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2448">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 131.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1127" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2449">47</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 131.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1128" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2450">16</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 143.25pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total derivative liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2451">14,247</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-455" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2452">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-456" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2453">10,845</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-457" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2454">3,402</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 23.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 155.25pt; width: 306pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 15.19pt; width: 306pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.92pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.07pt; position: var(--position); text-decoration: none; white-space: pre;">Level 1<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.07pt; position: var(--position); text-decoration: none; white-space: pre;">Level 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.07pt; position: var(--position); text-decoration: none; white-space: pre;">Level 3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 178.5pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 190.5pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 190.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1129" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2455">5,813</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 190.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1130" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2456">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 190.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1131" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2457">5,262</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 190.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1132" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2458">551</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1133" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2459">2,148</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1134" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2460">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1135" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2461">2,148</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1136" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2462">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 214.5pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1137" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2463">582</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1138" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2464">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1139" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2465">572</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1140" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2466">10</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 226.5pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Credit default swaps<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 226.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1141" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2467">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 226.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1142" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2468">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 226.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1143" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2469">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 226.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1144" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2470">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 238.5pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total derivative assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 238.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2471">8,546</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 238.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-545" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-2472">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 238.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-546" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-2473">7,985</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 238.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-547" decimals="-6" name="ifrs-full:DerivativeFinancialAssets" scale="6" id="f-2474">561</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 250.5pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 262.5pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 262.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1145" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2475">9,176</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 262.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1146" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2476">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 262.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1147" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2477">6,451</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 262.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1148" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2478">2,725</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 274.5pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 274.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1149" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2479">2,396</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 274.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1150" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2480">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 274.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1151" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2481">2,395</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 274.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1152" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2482">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 286.5pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 286.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1153" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2483">115</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 286.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1154" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2484">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 286.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1155" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2485">114</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 286.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1156" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" scale="6" id="f-2486">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 298.5pt; width: 306pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 306pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total derivative liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2487">11,687</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 356.25pt; position: var(--position); top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-545" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-2488">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 406.5pt; position: var(--position); top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-546" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2489">8,960</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456.75pt; position: var(--position); top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-547" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2490">2,727</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 366.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Movement in net derivatives measured at fair value using significant non-market observable inputs (Level 3) is presented in note <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 377.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">3 (g).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 394.4pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2769"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 394.4pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(i)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-1834-8" continuedAt="f-1834-9"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Hedging relationships<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-1834-9" continuedAt="f-1834-10"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 406.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company uses derivatives for economic hedging purposes. In certain circumstances, these derivatives meet the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 416.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">requirements of hedge accounting and designating them in qualifying hedge accounting relationships achieves the desired IFRS <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 427.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">presentation. Risk management strategies eligible for hedge accounting are designated as fair value hedges, cash flow hedges <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 438.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">or net investment hedges.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 455.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">At the inception of a hedge accounting relationship, the Company documents the relationship between the hedging instrument <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 466.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and hedged item, its risk management objective, and its strategy for undertaking the hedge. At hedge inception and on an <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 476.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">ongoing basis, an assessment is performed and documented to demonstrate that the hedging relationship qualifies or continues <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 487.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">to qualify for hedge accounting. In order to qualify for hedge accounting, there has to be an economic relationship between the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 498.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">hedging instrument and the hedged item, an assessment that the effect of credit risk does not dominate the economic <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 509.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">relationship, and the hedge ratio between the hedging instrument and the hedged item will be based on the approach used by <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 520.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">risk management, unless the hedge ratio used by risk management results in an imbalance that would create hedge <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 530.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness that is inconsistent with the purpose of hedge accounting.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 547.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">The Company designates a specific risk component or a combination of risk components as the hedged risk, including <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 558.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">benchmark interest rate, foreign exchange rate, equity price and consumer price index components. All these risk <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 569.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">components are observable in the relevant market environment and the changes in fair value or variability in cash flows <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 580.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">attributable to these risk components can be reliably measured for hedged items. The hedged risk is generally the most <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 590.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">significant risk component of the overall changes in fair value or in cash flows. The Company acquires derivatives for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 601.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">economic hedging purposes with underlying characteristics that offset the hedged risk based on the risk management <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 612.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">strategy.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 629.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">The Company executes hedging derivatives with counterparties with high credit quality and monitors the creditworthiness of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 640.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">the counterparties to ensure they are expected to meet cash flow obligations on the hedging instruments as they come due, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 650.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">and that the probability of counterparty default is remote. Further, changes in the Company&#8217;s own credit risk are immaterial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 661.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">and have insignificant impact to the hedging relationships.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">49<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-1834-10" continuedAt="f-1834-11"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">A hedge ratio is calculated as the ratio between the quantity of the hedged item that the Company hedges and the quantity <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">of the hedging instrument the Company uses to hedge that quantity of hedged item.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 68.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: var(--position); text-decoration: none; white-space: pre;">&#9702;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: var(--position); text-decoration: none; white-space: pre;">For<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.48pt; position: var(--position); text-decoration: none; white-space: pre;"> group fair value hedges of foreign exchange and interest rate risk of insurance liabilities and group fair value <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: var(--position); text-decoration: none; white-space: pre;">hedges of foreign exchange and interest rate risk of debt instruments, the Company constructs the hedge <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: var(--position); text-decoration: none; white-space: pre;">relationship by comparing interest rate sensitivities of the group of hedging derivatives and the group of hedged <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: var(--position); text-decoration: none; white-space: pre;">items in the same currency. Interest rate sensitivities are compared by estimating the change in the present value <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: var(--position); text-decoration: none; white-space: pre;">of cash flows of hedged items and of hedging derivatives from an instantaneous shock to interest rates, assuming <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: var(--position); text-decoration: none; white-space: pre;">no rebalancing actions are undertaken.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 135.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: var(--position); text-decoration: none; white-space: pre;">&#9702;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: var(--position); text-decoration: none; white-space: pre;">For the rest of the Company&#8217;s hedge accounting relationships, the Company generally constructs the hedge <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 146.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: var(--position); text-decoration: none; white-space: pre;">relationships by comparing the notional amounts of the hedging derivatives with that of the hedged items.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 163.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Hedge ineffectiveness in various hedging relationships may still exist and potential sources of hedge ineffectiveness by risk <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 174.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">category are summarized below:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 191.1pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 285pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 54.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 54.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 54.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 54.75pt;"/></tr><tr style="height: 32.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 285pt; position: var(--position); top: 0pt; width: 54.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 13.65pt; width: 54.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.05pt; position: var(--position); text-decoration: none; white-space: pre;">Interest <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 54.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.17pt; position: var(--position); text-decoration: none; white-space: pre;">rate risk <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339.75pt; position: var(--position); top: 0pt; width: 54.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 4.05pt; width: 54.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.84pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 13.65pt; width: 54.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.05pt; position: var(--position); text-decoration: none; white-space: pre;">currency <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 54.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.16pt; position: var(--position); text-decoration: none; white-space: pre;">risk <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 394.5pt; position: var(--position); top: 0pt; width: 54.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 54.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.95pt; position: var(--position); text-decoration: none; white-space: pre;">Equity risk <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 449.25pt; position: var(--position); top: 0pt; width: 54.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 4.05pt; width: 54.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.95pt; position: var(--position); text-decoration: none; white-space: pre;">Consumer <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 13.65pt; width: 54.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.06pt; position: var(--position); text-decoration: none; white-space: pre;">price index <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 54.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.16pt; position: var(--position); text-decoration: none; white-space: pre;">risk <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 32.25pt; width: 285pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 285pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mismatches in some critical terms of hedging instrument and hedged item<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 285pt; position: var(--position); top: 32.25pt; width: 54.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 54.75pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.43pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339.75pt; position: var(--position); top: 32.25pt; width: 54.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 54.75pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.43pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 394.5pt; position: var(--position); top: 32.25pt; width: 54.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 54.75pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.43pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 449.25pt; position: var(--position); top: 32.25pt; width: 54.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 54.75pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.43pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 44.25pt; width: 285pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 285pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Differences in valuation methodologies including discounting factor<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 285pt; position: var(--position); top: 44.25pt; width: 54.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 54.75pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.43pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339.75pt; position: var(--position); top: 44.25pt; width: 54.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 54.75pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.43pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 449.25pt; position: var(--position); top: 44.25pt; width: 54.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 54.75pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.43pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 285pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 285pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in timing and amount of forecasted hedged items<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339.75pt; position: var(--position); top: 56.25pt; width: 54.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 54.75pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.43pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 449.25pt; position: var(--position); top: 56.25pt; width: 54.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 54.75pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.43pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 285pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 285pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Differences due to the use of non-zero fair value hedging instruments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 285pt; position: var(--position); top: 68.25pt; width: 54.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 54.75pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.43pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339.75pt; position: var(--position); top: 68.25pt; width: 54.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 54.75pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.43pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 282.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Hedging relationships that frequently reset<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 293.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company uses a portfolio of derivatives as a fair value hedge of foreign exchange rate and interest rate fluctuations of fixed-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 303.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">rate debt instruments denominated in non-functional currencies, as well as interest rate fluctuations of guaranteed insurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 314.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities. The risk management objective is to hedge these foreign exchange and interest rate fluctuations with a hedge horizon <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 325.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of three months. At the end of each hedge horizon, the hedging relationships mature; and new fair value hedging relationships <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 336.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">are designated with a newly designated pool of hedging instruments and hedged items.<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 50<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-1834-11" continuedAt="f-1834-12"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value hedges<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 57.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company uses interest rate swaps to manage its exposure to changes in the fair value of fixed-rate financial instruments <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 68.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and guaranteed insurance liabilities due to changes in interest rates. The Company also uses cross-currency swaps to manage <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">its exposure to foreign exchange rate fluctuations, interest rate fluctuations, or both.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 95.7pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfRecognizedGainsLossesOnDerivativesAndHedgedItemsInFairValueHedgesInInvestmentIncomeExplanatoryTableTextBlock" id="f-2491" continuedAt="f-2491-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company recognizes gains and losses on derivatives and the related hedged items in fair value hedges in total investment <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2491-1" continuedAt="f-2491-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 106.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">result. These investment gains (losses) are shown in the following tables.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 123.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 502.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 201pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 54.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 201pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 201pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.27pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.51pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedged item <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.97pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.27pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.51pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.92pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedging <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.25pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">instrument for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.64pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.23pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.7pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.5pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.54pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.49pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.8pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.89pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.14pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">amount for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.55pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.79pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">items<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.65pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.19pt; position: var(--position); text-decoration: none; white-space: pre;">Accumulated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.25pt; position: var(--position); text-decoration: none; white-space: pre;">fair value <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.91pt; position: var(--position); text-decoration: none; white-space: pre;">adjustments <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.56pt; position: var(--position); text-decoration: none; white-space: pre;">on hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.91pt; position: var(--position); text-decoration: none; white-space: pre;">items <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.17pt; letter-spacing: -0.026000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">Accumulated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.05pt; letter-spacing: -0.026000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">fair value <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.71pt; letter-spacing: -0.026000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">adjustments on <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; letter-spacing: -0.026000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">de-designated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.79pt; letter-spacing: -0.026000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">hedged items<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54.75pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Assets <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities at FVOCI<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 78pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1157" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2492">833</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 78pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1157" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2493">812</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 78pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1157" decimals="-6" sign="-" name="ifrs-full:GainLossOnHedgeIneffectiveness" scale="6" id="f-2494">21</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 78pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1158" decimals="-6" name="ifrs-full:HedgedItemAssets" format="ixt:num-dot-decimal" scale="6" id="f-2495">117,538</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 78pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1158" decimals="-6" sign="-" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets" scale="6" id="f-2496">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 78pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1158" decimals="-6" sign="-" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" scale="6" id="f-2497">601</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 90pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); white-space: pre;">Foreign currency risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 102pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities at FVOCI<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1159" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2498">80</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1159" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2499">80</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1159" decimals="-6" name="ifrs-full:GainLossOnHedgeIneffectiveness" format="ixt:fixed-zero" scale="6" id="f-2500">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1160" decimals="-6" name="ifrs-full:HedgedItemAssets" format="ixt:num-dot-decimal" scale="6" id="f-2501">3,561</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1160" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets" format="ixt:fixed-zero" scale="6" id="f-2502">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1160" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" format="ixt:fixed-zero" scale="6" id="f-2503">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); white-space: pre;">Foreign currency and interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities at FVOCI<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1161" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2504">451</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1161" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2505">559</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1161" decimals="-6" sign="-" name="ifrs-full:GainLossOnHedgeIneffectiveness" scale="6" id="f-2506">108</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1162" decimals="-6" name="ifrs-full:HedgedItemAssets" format="ixt:num-dot-decimal" scale="6" id="f-2507">11,130</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1162" decimals="-6" sign="-" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets" scale="6" id="f-2508">367</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1162" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" scale="6" id="f-2509">196</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 138pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 138pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1163" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2510">462</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 138pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1163" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2511">333</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 138pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1163" decimals="-6" sign="-" name="ifrs-full:GainLossOnHedgeIneffectiveness" scale="6" id="f-2512">129</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 138pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1164" decimals="-6" name="ifrs-full:HedgedItemAssets" format="ixt:num-dot-decimal" scale="6" id="f-2513">132,229</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 138pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1164" decimals="-6" sign="-" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets" scale="6" id="f-2514">368</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 138pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1164" decimals="-6" sign="-" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" scale="6" id="f-2515">405</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 149.25pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 160.5pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 172.5pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities&#160; <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1165" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" format="ixt:num-dot-decimal" scale="6" id="f-2516">3,591</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1165" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" format="ixt:num-dot-decimal" scale="6" id="f-2517">3,329</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1165" decimals="-6" name="ifrs-full:GainLossOnHedgeIneffectiveness" scale="6" id="f-2518">262</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1166" decimals="-6" name="ifrs-full:HedgedItemLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2519">47,747</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1166" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2520">3,386</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1166" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" scale="6" id="f-2521">237</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 184.5pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); white-space: pre;">Foreign currency and interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 196.5pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1167" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2522">55</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1167" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2523">17</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1167" decimals="-6" name="ifrs-full:GainLossOnHedgeIneffectiveness" scale="6" id="f-2524">38</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1168" decimals="-6" name="ifrs-full:HedgedItemLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2525">3,167</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1168" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities" scale="6" id="f-2526">137</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1168" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" format="ixt:fixed-zero" scale="6" id="f-2527">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 208.5pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 208.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1169" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" format="ixt:num-dot-decimal" scale="6" id="f-2528">3,646</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 208.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1169" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" format="ixt:num-dot-decimal" scale="6" id="f-2529">3,346</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 208.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1169" decimals="-6" name="ifrs-full:GainLossOnHedgeIneffectiveness" scale="6" id="f-2530">300</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 208.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1170" decimals="-6" name="ifrs-full:HedgedItemLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2531">50,914</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 208.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1170" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2532">3,523</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 208.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1170" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" scale="6" id="f-2533">237</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 54.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 219.75pt; width: 201pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 201pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 219.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.27pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.51pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedged item <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.97pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 219.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.27pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.51pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.92pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedging <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.25pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">instrument for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 219.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.64pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.23pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.7pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.5pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.54pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 219.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.49pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.8pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.89pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.14pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">amount for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.55pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.79pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">items<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.65pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 219.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.19pt; position: var(--position); text-decoration: none; white-space: pre;">Accumulated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.25pt; position: var(--position); text-decoration: none; white-space: pre;">fair value <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.91pt; position: var(--position); text-decoration: none; white-space: pre;">adjustments <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.56pt; position: var(--position); text-decoration: none; white-space: pre;">on hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.91pt; position: var(--position); text-decoration: none; white-space: pre;">items <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 219.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.17pt; letter-spacing: -0.026000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">Accumulated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.05pt; letter-spacing: -0.026000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">fair value <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.71pt; letter-spacing: -0.026000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">adjustments on <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; letter-spacing: -0.026000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">de-designated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.79pt; letter-spacing: -0.026000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">hedged items<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 274.5pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 286.5pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 298.5pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities at FVOCI<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1171" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" format="ixt:fixed-zero" scale="6" id="f-2534">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1171" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" format="ixt:fixed-zero" scale="6" id="f-2535">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1171" decimals="-6" name="ifrs-full:GainLossOnHedgeIneffectiveness" format="ixt:fixed-zero" scale="6" id="f-2536">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1172" decimals="-6" name="ifrs-full:HedgedItemAssets" format="ixt:fixed-zero" scale="6" id="f-2537">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1172" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets" format="ixt:fixed-zero" scale="6" id="f-2538">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1172" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" scale="6" id="f-2539">241</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 310.5pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); white-space: pre;">Foreign currency and interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 322.5pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities at FVOCI<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 322.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1173" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2540">742</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 322.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1173" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2541">778</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 322.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1173" decimals="-6" sign="-" name="ifrs-full:GainLossOnHedgeIneffectiveness" scale="6" id="f-2542">36</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 322.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1174" decimals="-6" name="ifrs-full:HedgedItemAssets" format="ixt:num-dot-decimal" scale="6" id="f-2543">9,191</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 322.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1174" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets" scale="6" id="f-2544">576</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 322.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1174" decimals="-6" sign="-" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" scale="6" id="f-2545">405</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 333.75pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 333.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1175" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2546">742</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 333.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1175" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2547">778</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 333.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1175" decimals="-6" sign="-" name="ifrs-full:GainLossOnHedgeIneffectiveness" scale="6" id="f-2548">36</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 333.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1176" decimals="-6" name="ifrs-full:HedgedItemAssets" format="ixt:num-dot-decimal" scale="6" id="f-2549">9,191</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 333.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1176" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets" scale="6" id="f-2550">576</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 333.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1176" decimals="-6" sign="-" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" scale="6" id="f-2551">164</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 345pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 357pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 369pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities&#160; <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 369pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1177" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2552">53</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 369pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1177" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2553">185</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 369pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1177" decimals="-6" name="ifrs-full:GainLossOnHedgeIneffectiveness" scale="6" id="f-2554">132</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 369pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1178" decimals="-6" name="ifrs-full:HedgedItemLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2555">29,133</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 369pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1178" decimals="-6" sign="-" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2556">2,658</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 369pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1178" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2557">2,642</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 381pt; width: 201pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201pt; position: var(--position); top: 381pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1179" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2558">53</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 251.25pt; position: var(--position); top: 381pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1179" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2559">185</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 301.5pt; position: var(--position); top: 381pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1179" decimals="-6" name="ifrs-full:GainLossOnHedgeIneffectiveness" scale="6" id="f-2560">132</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 351.75pt; position: var(--position); top: 381pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1180" decimals="-6" name="ifrs-full:HedgedItemLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2561">29,133</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 402pt; position: var(--position); top: 381pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1180" decimals="-6" sign="-" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2562">2,658</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 381pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1180" decimals="-6" name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2563">2,642</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 520.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The carrying amounts for hedged items presented are related to hedged items in active hedging relationships as at the reporting date.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 535.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Cash flow hedges<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 548.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company uses interest rate swaps to hedge the variability in cash flows from variable rate financial instruments and from <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 559.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">forecasted transactions. The Company also uses cross-currency swaps and foreign currency forward contracts to hedge the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 570.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">variability from foreign currency financial instruments and foreign currency expenses. Total return swaps are used to hedge the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 580.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">variability in cash flows associated with certain stock-based compensation awards. Inflation swaps are used to reduce inflation <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 591.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">risk generated from inflation-indexed liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 608.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The effects of derivatives in cash flow hedging relationships on the Consolidated Statements of Income and the Consolidated <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 619.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Statements of Comprehensive Income are shown in the following tables. The effective portion of the change in fair value of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 630.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">hedging instruments associated with the Consumer Price Index (&#8220;CPI&#8221;) cash flow hedge accounting program is presented in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 640.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">AOCI &#8211; Insurance finance income (expenses), in the same line as the hedged item. The accumulated other comprehensive <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 651.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">income (loss) balances of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.44pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1181" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2564">10</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.44pt; position: var(--position); text-decoration: none; white-space: pre;"> as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 188.94pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 267.90999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.4pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293.4pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 303.4pt; position: var(--position); text-decoration: none; white-space: pre;">$(<ix:nonFraction unitRef="cad" contextRef="c-1182" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2565">149</ix:nonFraction>)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.38pt; position: var(--position); text-decoration: none; white-space: pre;">) were all related to continuing cash flow hedges, of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 662.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">which <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.48pt; position: var(--position); text-decoration: none; white-space: pre;">$(<ix:nonFraction unitRef="cad" contextRef="c-1183" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2566">42</ix:nonFraction>)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 91.46000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.95pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.92pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.92pt; position: var(--position); text-decoration: none; white-space: pre;">$(<ix:nonFraction unitRef="cad" contextRef="c-1184" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2567">85</ix:nonFraction>)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.9pt; position: var(--position); text-decoration: none; white-space: pre;">) related to CPI cash flow hedges that were reported in AOCI &#8211; Insurance finance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 673.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">income (expenses). There were <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.76pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1185" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" format="ixt:fixed-zero" scale="0" id="f-2568">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 187.74pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.74pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1186" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" format="ixt:fixed-zero" scale="0" id="f-2569">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.72pt; position: var(--position); text-decoration: none; white-space: pre;"> balance in AOCI related to de-designated hedges as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 445.16pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 524.13pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 684.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70pt; position: var(--position); text-decoration: none; white-space: pre;">respectively.<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">51<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-1834-12" continuedAt="f-1834-13"><div><div style="position: var(--position); top: 40.5pt; width: 594pt;"><ix:continuation id="f-2491-2" continuedAt="f-2491-3"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 500.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 93pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 156pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 54.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 93pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 93pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 93pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 0pt; width: 156pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 156pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Hedged items in qualifying cash flow hedging <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 156pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">relationships<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.47pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.67pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedged items <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.97pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.47pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.92pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedging <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.92pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">instruments for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.3pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.06pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">deferred in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">AOCI on <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.06pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">derivatives<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.3pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.68pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">reclassified <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.15pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">from AOCI into <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.7pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.5pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.54pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.64pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.23pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.7pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.5pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.54pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54.75pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Treasury locks<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 67.5pt; width: 156pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 156pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Forecasted liability issuance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1187" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2570">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1187" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2571">3</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1187" decimals="-6" sign="-" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2572">3</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1187" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" format="ixt:fixed-zero" scale="6" id="f-2573">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1187" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2574">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 80.25pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 93pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency swaps<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 93pt; width: 156pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 156pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Fixed rate liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 93pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1188" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2575">23</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 93pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1188" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2576">23</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 93pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1188" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2577">23</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 93pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1188" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" scale="6" id="f-2578">26</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 93pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1188" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2579">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 105pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.63pt; width: 93pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Interest and foreign <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.23pt; width: 93pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 9.18pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">exchange risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 125.25pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency swaps<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 125.25pt; width: 156pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 156pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Floating rate liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1189" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2580">32</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1189" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2581">32</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1189" decimals="-6" sign="-" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2582">32</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1189" decimals="-6" sign="-" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" scale="6" id="f-2583">75</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1189" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2584">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 136.5pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Equity price risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 147.75pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 147.75pt; width: 156pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 156pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Stock-based compensation<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 147.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1190" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2585">145</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 147.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1190" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2586">145</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 147.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1190" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2587">145</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 147.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1190" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" scale="6" id="f-2588">66</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 147.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1190" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2589">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 159.75pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">CPI risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 171pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Interest rate swaps<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 69.07pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 171pt; width: 156pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 156pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Inflation linked insurance liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1191" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2590">60</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1191" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2591">60</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1191" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2592">60</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1191" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" scale="6" id="f-2593">17</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1191" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2594">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 183pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 183pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1192" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2595">193</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 183pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1192" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2596">193</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 183pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1192" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2597">193</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 183pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1192" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" scale="6" id="f-2598">34</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 183pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.25pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1192" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2599">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></ix:continuation></div><ix:continuation id="f-2491-3"><div style="position: var(--position); top: 239.75pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 500.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 93pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 156pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 54.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 93pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 93pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">For the year ended&#160; &#160;  <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 93pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 0pt; width: 156pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 156pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Hedged items in qualifying cash flow hedging <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 156pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">relationships<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.47pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.67pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedged items <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.97pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.47pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.92pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedging <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.92pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">instruments for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.3pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.06pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">deferred in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">AOCI on <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.06pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">derivatives<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.3pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.68pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">reclassified <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.15pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">from AOCI into <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.7pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.5pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.54pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.64pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.23pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.7pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.5pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.54pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54.75pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66.75pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Treasury locks<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 66.75pt; width: 156pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 156pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Forecasted liability issuance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1193" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2600">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1193" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2601">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1193" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2602">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1193" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" format="ixt:fixed-zero" scale="6" id="f-2603">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1193" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2604">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78.75pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 90.75pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency swaps<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 90.75pt; width: 156pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 156pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Fixed rate liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1194" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2605">10</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1194" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2606">10</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1194" decimals="-6" sign="-" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2607">10</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1194" decimals="-6" sign="-" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" scale="6" id="f-2608">8</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1194" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2609">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 102.75pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 93pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Interest and foreign <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 93pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 9.18pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">exchange risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 124.5pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency swaps<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 124.5pt; width: 156pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 156pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Floating rate liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1195" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2610">23</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1195" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2611">23</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1195" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2612">23</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1195" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" scale="6" id="f-2613">16</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1195" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2614">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 136.5pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Equity price risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 148.5pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 148.5pt; width: 156pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 156pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Stock-based compensation<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1196" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2615">40</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1196" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2616">40</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1196" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2617">40</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1196" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" scale="6" id="f-2618">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1196" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2619">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 160.5pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">CPI risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 172.5pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">Interest rate swaps<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 69.09pt; letter-spacing: -0.025em; position: var(--position); top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 93pt; position: var(--position); top: 172.5pt; width: 156pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 156pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Inflation linked insurance liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1197" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2620">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1197" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2621">4</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1197" decimals="-6" sign="-" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2622">4</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1197" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" scale="6" id="f-2623">81</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1197" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2624">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 184.5pt; width: 93pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 249pt; position: var(--position); top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1198" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2625">50</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 299.25pt; position: var(--position); top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1198" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2626">50</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1198" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2627">50</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1198" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" scale="6" id="f-2628">92</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 450pt; position: var(--position); top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1198" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2629">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 441.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses) deferred in AOCI on derivatives are presented in AOCI under Insurance finance income (expenses).<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 456.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company anticipates that net losses of approximately <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.4pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-27" decimals="-6" name="mfc:OtherComprehensiveIncomeThatWillBeReclassifiedToProfitLossWithinNextTwelveMonthsNetOfTax" scale="6" id="f-2630">14</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.4pt; position: var(--position); text-decoration: none; white-space: pre;"> will be reclassified from AOCI to net income within the next 12 <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 467.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">months. The maximum time frame for which variable cash flows are hedged is <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 348.64pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-1199" name="mfc:MaximumTimeFrameForWhichVariableCashFlowsAreHedged" format="ixt-sec:duryear" id="f-2631">12</ix:nonNumeric> years<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.13pt; position: var(--position); text-decoration: none; white-space: pre;"> with exception to CPI hedge <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 477.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">relationships where the maximum time frame for which variable cash flows are hedged is <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.26pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-27" name="mfc:MaximumTimeFrameForWhichVariableCashFlowsAreHedged" format="ixt-sec:duryear" id="f-2632">28</ix:nonNumeric> years<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 425.75pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 494.75pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfDetailedInformationAboutMovementInTheEntityCashFlowHedgeReserveExplanatoryTableTextBlock" id="f-2633" continuedAt="f-2633-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The table below details the balances in the Company&#8217;s cash flow hedge reserve.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2633-1"><div style="position: var(--position); top: 512.55pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 399pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 14.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 399pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 399pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 449.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 14.25pt; width: 399pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 399pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balances in the cash flow hedge reserve for continuing hedges<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399pt; position: var(--position); top: 14.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1200" decimals="-6" name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" scale="6" id="f-2634">10</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 449.25pt; position: var(--position); top: 14.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1201" decimals="-6" sign="-" name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" scale="6" id="f-2635">149</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 26.25pt; width: 399pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 399pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balances remaining in the cash flow hedge reserve on de-designated hedges<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399pt; position: var(--position); top: 26.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1200" decimals="-6" name="mfc:ReserveOfCashFlowHedgesDeDesignatedHedges" format="ixt:fixed-zero" scale="6" id="f-2636">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 449.25pt; position: var(--position); top: 26.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1201" decimals="-6" name="mfc:ReserveOfCashFlowHedgesDeDesignatedHedges" format="ixt:fixed-zero" scale="6" id="f-2637">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 38.25pt; width: 399pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 399pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1200" decimals="-6" name="ifrs-full:ReserveOfCashFlowHedges" scale="6" id="f-2638">10</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 449.25pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1201" decimals="-6" sign="-" name="ifrs-full:ReserveOfCashFlowHedges" scale="6" id="f-2639">149</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 52<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-1834-13" continuedAt="f-1834-14"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Hedges of net investments in foreign operations<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company uses non-functional currency denominated long-term debt (refer to note 9) and forward currency contracts to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">mitigate the foreign exchange translation risk of net investments in foreign operations.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfEffectsOfDerivativesInNetInvestmentHedgingRelationshipsExplanatoryTableTextBlock" id="f-2640" continuedAt="f-2640-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The effects of net investment hedging relationships on the Consolidated Statements of Income and the Consolidated Statements <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2640-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">of Other Comprehensive Income are shown in the following tables.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 100.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 508.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 257.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 54.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 257.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 257.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 257.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.47pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.67pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedged items <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.97pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 307.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.47pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.92pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedging <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.92pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">instruments for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 357.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.92pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.19pt; position: var(--position); text-decoration: none; white-space: pre;">deferred in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.53pt; position: var(--position); text-decoration: none; white-space: pre;">AOCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.92pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.64pt; position: var(--position); text-decoration: none; white-space: pre;">reclassified <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.98pt; position: var(--position); text-decoration: none; white-space: pre;">from AOCI <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.76pt; position: var(--position); text-decoration: none; white-space: pre;">into Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.8pt; position: var(--position); text-decoration: none; white-space: pre;">investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.52pt; position: var(--position); text-decoration: none; white-space: pre;">result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.64pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.23pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.7pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.5pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.54pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54.75pt; width: 257.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 257.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-functional currency denominated debt<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 257.25pt; position: var(--position); top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1202" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2641">665</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 307.5pt; position: var(--position); top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1202" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2642">665</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 357.75pt; position: var(--position); top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1202" decimals="-6" sign="-" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2643">665</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408pt; position: var(--position); top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1202" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" format="ixt:fixed-zero" scale="6" id="f-2644">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1202" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2645">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66.75pt; width: 257.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 257.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Forward currency contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 257.25pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1203" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2646">45</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 307.5pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1203" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2647">45</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 357.75pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1203" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2648">45</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1203" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" format="ixt:fixed-zero" scale="6" id="f-2649">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1203" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2650">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78.75pt; width: 257.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 257.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 257.25pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1204" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2651">620</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 307.5pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1204" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2652">620</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 357.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1204" decimals="-6" sign="-" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2653">620</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1204" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" format="ixt:fixed-zero" scale="6" id="f-2654">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 458.25pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1204" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2655">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 196.25pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 509.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 258pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 54.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 258pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 46.69pt; width: 258pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.47pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.67pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedged items <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.97pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.47pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in fair <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">value of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.92pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">hedging <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.92pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">instruments for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.03pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">measurement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.92pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.19pt; position: var(--position); text-decoration: none; white-space: pre;">deferred in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.53pt; position: var(--position); text-decoration: none; white-space: pre;">AOCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.92pt; position: var(--position); text-decoration: none; white-space: pre;">Gains (losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.64pt; position: var(--position); text-decoration: none; white-space: pre;">reclassified <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.98pt; position: var(--position); text-decoration: none; white-space: pre;">from AOCI <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.76pt; position: var(--position); text-decoration: none; white-space: pre;">into Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.8pt; position: var(--position); text-decoration: none; white-space: pre;">investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.52pt; position: var(--position); text-decoration: none; white-space: pre;">result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.64pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Ineffectiveness <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.23pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.7pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.5pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.54pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54.75pt; width: 258pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 258pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-functional currency denominated debt<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1205" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2656">195</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1205" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2657">195</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1205" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2658">195</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1205" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" format="ixt:fixed-zero" scale="6" id="f-2659">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1205" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2660">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66.75pt; width: 258pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 258pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Forward currency contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1206" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2661">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1206" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2662">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1206" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2663">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1206" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" format="ixt:fixed-zero" scale="6" id="f-2664">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1206" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2665">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78.75pt; width: 258pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 258pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 258pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1207" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2666">196</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1207" decimals="-6" name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" scale="6" id="f-2667">196</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1207" decimals="-6" name="mfc:GainsLossesDeferredInAccumulatedOtherComprehensiveIncomeOnDerivatives" scale="6" id="f-2668">196</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1207" decimals="-6" name="mfc:GainsLossesReclassifiedFromAccumulatedOtherComprehensiveIncomeIntoInvestmentIncome" format="ixt:fixed-zero" scale="6" id="f-2669">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1207" decimals="-6" name="mfc:IneffectivenessRecognizedInInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-2670">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 298pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfDetailedInformationAboutMovementInTheEntityNetInvestmentHedgeReserveExplanatoryTableTextBlock" id="f-2671" continuedAt="f-2671-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The table below details the balances in the Company&#8217;s net investment hedge reserve.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2671-1"><div style="position: var(--position); top: 314.8pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 507.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 407.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 407.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 407.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 407.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balances in the foreign currency translation reserve for continuing hedges<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 407.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1208" decimals="-6" sign="-" name="ifrs-full:ReserveOfExchangeDifferencesOnTranslationContinuingHedges" scale="6" id="f-2672">561</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1209" decimals="-6" name="ifrs-full:ReserveOfExchangeDifferencesOnTranslationContinuingHedges" scale="6" id="f-2673">59</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 407.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balances remaining in the net investment hedge reserve on de-designated hedges<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 407.25pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1208" decimals="-6" name="mfc:ReserveOfExchangeDifferencesOnTranslationDeDesignatedHedges" format="ixt:fixed-zero" scale="6" id="f-2674">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1209" decimals="-6" name="mfc:ReserveOfExchangeDifferencesOnTranslationDeDesignatedHedges" format="ixt:fixed-zero" scale="6" id="f-2675">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 407.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 407.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 407.25pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1208" decimals="-6" sign="-" name="ifrs-full:ReserveOfExchangeDifferencesOnTranslation" scale="6" id="f-2676">561</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1209" decimals="-6" name="ifrs-full:ReserveOfExchangeDifferencesOnTranslation" scale="6" id="f-2677">59</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 373.05pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfDetailedInformationAboutReconciliationOfAccumulatedOtherComprehensiveIncomeLossRelatedToCashFlowHedgesExplanatoryTableTextBlock" id="f-2678" continuedAt="f-2678-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Reconciliation of accumulated other comprehensive income (loss) related to cash flow hedges<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2678-1"><div style="position: var(--position); top: 384.85pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 143.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 12pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 12pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 12pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 33pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 143.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 143.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 143.25pt; position: var(--position); top: 0pt; width: 62.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.54pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">Accumulated other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.65pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.75pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">income (loss), <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.2pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">beginning of year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 205.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.12pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Hedging gains <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">(losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.23pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.02pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">AOCI during <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.71pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.72pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.97pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">from AOCI to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.45pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">income <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306pt; position: var(--position); top: 0pt; width: 62.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.54pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">Accumulated other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.65pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.9pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">income (loss), end <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.57pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">of year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 368.25pt; position: var(--position); top: 0pt; width: 62.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 62.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.72pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 62.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.23pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">adjustment related <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 62.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.2pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">to de-designated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 62.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.74pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">hedges as hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 62.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.87pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">item affects income<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 430.5pt; position: var(--position); top: 0pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 35.29pt; letter-spacing: -0.036000000000000004em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.67pt; letter-spacing: -0.036000000000000004em; position: var(--position); text-decoration: none; white-space: pre;">adjustment related to items <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.95pt; letter-spacing: -0.036000000000000004em; position: var(--position); text-decoration: none; white-space: pre;">for which the hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.63pt; letter-spacing: -0.036000000000000004em; position: var(--position); text-decoration: none; white-space: pre;">future cash flows are no <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.28pt; letter-spacing: -0.036000000000000004em; position: var(--position); text-decoration: none; white-space: pre;">longer expected to occur<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 143.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 143.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 155.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1210" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2679">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 205.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1211" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2680">3</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1211" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" format="ixt:fixed-zero" scale="6" id="f-2681">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 318pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1212" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2682">2</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1211" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2683">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 45.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 36.36pt;"></span></span><span style="left: 43.43pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1211" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2684">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57.75pt; width: 143.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 143.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate and foreign exchange <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 143.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 155.25pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1213" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2685">107</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 205.5pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1214" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2686">32</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1214" decimals="-6" sign="-" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" scale="6" id="f-2687">75</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 318pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1215" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2688">64</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1214" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2689">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 57.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 40.69pt;"></span></span><span style="left: 43.32pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1214" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2690">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 79.5pt; width: 143.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 143.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange translation risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 155.25pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1216" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2691">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 205.5pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1217" decimals="-6" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2692">23</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1217" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" scale="6" id="f-2693">26</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 318pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1218" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-2694">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1217" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2695">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 79.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 40.69pt;"></span></span><span style="left: 43.32pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1217" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2696">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 91.5pt; width: 143.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 143.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">CPI risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 155.25pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1219" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2697">85</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 205.5pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1220" decimals="-6" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2698">60</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1220" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" scale="6" id="f-2699">17</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 318pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1221" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2700">42</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1220" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2701">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 91.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 40.69pt;"></span></span><span style="left: 43.32pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1220" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2702">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 143.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 143.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity price risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 155.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1222" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2703">39</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 205.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1223" decimals="-6" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2704">145</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1223" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" scale="6" id="f-2705">66</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 318pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1224" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2706">118</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1223" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2707">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 103.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 40.69pt;"></span></span><span style="left: 43.32pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1223" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2708">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 115.5pt; width: 143.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 143.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 155.25pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1201" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2709">149</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 205.5pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1192" decimals="-6" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2710">193</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1192" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" scale="6" id="f-2711">34</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 318pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1200" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2712">10</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1192" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2713">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 115.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 36.36pt;"></span></span><span style="left: 43.43pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1192" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2714">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 518.35pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 142.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 12pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 12pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 12pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 33pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 142.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 142.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 142.5pt; position: var(--position); top: 0pt; width: 62.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.54pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">Accumulated other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.65pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.75pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">income (loss), <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.2pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">beginning of year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 204.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.12pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Hedging gains <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">(losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.23pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.02pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">AOCI during <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.71pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.72pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.97pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">from AOCI to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.45pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">income <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 305.25pt; position: var(--position); top: 0pt; width: 62.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.71pt; letter-spacing: -0.029em; position: var(--position); white-space: pre;">Accumulated other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.78pt; letter-spacing: -0.029em; position: var(--position); white-space: pre;">comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.08pt; letter-spacing: -0.029em; position: var(--position); white-space: pre;">income (loss), end <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.64pt; letter-spacing: -0.029em; position: var(--position); white-space: pre;">of year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 367.5pt; position: var(--position); top: 0pt; width: 62.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 62.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.72pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 62.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.23pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">adjustment related <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 62.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.2pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">to de-designated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 62.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.74pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">hedges as hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 62.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.87pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">item affects income<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 429.75pt; position: var(--position); top: 0pt; width: 83.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 35.72pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.88pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">adjustment related to items <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.3pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">for which the hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.9pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">future cash flows are no <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.55pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">longer expected to occur<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 142.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 142.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 154.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1225" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-2715">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 204.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1226" decimals="-6" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2716">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1226" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" format="ixt:fixed-zero" scale="6" id="f-2717">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 317.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1210" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2718">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1226" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2719">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1226" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2720">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57.75pt; width: 142.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 142.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate and foreign exchange <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 142.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 154.5pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1227" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2721">114</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 204.75pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1228" decimals="-6" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2722">23</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1228" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" scale="6" id="f-2723">16</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 317.25pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1213" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2724">107</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1228" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2725">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.44pt;"></span></span><span style="left: 44.07pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1228" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2726">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 79.5pt; width: 142.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 142.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange translation risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 154.5pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1229" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2727">5</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 204.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1230" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2728">10</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1230" decimals="-6" sign="-" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" scale="6" id="f-2729">8</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 317.25pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1216" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2730">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1230" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2731">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.44pt;"></span></span><span style="left: 44.07pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1230" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2732">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 91.5pt; width: 142.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 142.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">CPI risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 154.5pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1231" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-2733">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 204.75pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1232" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2734">4</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1232" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" scale="6" id="f-2735">81</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 317.25pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1219" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2736">85</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1232" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2737">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.44pt;"></span></span><span style="left: 44.07pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1232" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2738">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 142.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 142.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity price risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 154.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1233" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2739">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 204.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1234" decimals="-6" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2740">40</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1234" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" scale="6" id="f-2741">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 317.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1222" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2742">39</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1234" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2743">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.44pt;"></span></span><span style="left: 44.07pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1234" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2744">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 115.5pt; width: 142.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 142.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 154.5pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1235" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2745">107</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 204.75pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1198" decimals="-6" name="ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax" scale="6" id="f-2746">50</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1198" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" scale="6" id="f-2747">92</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 317.25pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1201" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2748">149</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1198" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2749">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1198" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2750">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">53<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-1834-14" continuedAt="f-1834-15"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfDetailedInformationAboutReconciliationOfAccumulatedOtherComprehensiveIncomeLossRelatedToNetInvestmentHedgesExplanatoryTableTextBlock" id="f-2751" continuedAt="f-2751-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Reconciliation of accumulated other comprehensive income (loss) <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 322.26pt; position: var(--position); text-decoration: none; white-space: pre;">related to net investment hedges<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2751-1"><div style="position: var(--position); top: 52.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 510.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 138pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 12pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 12pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 14.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 33pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 138pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 138pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 67.11999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 138pt; position: var(--position); top: 0pt; width: 62.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.54pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">Accumulated other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.65pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.75pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">income (loss), <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.2pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">beginning of year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.12pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Hedging gains <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">(losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.23pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.02pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">AOCI during <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.71pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.72pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.97pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">from AOCI to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.45pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">income <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 300.75pt; position: var(--position); top: 0pt; width: 62.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.54pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">Accumulated other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.65pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.9pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">income (loss), end <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.57pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">of year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 0pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.97pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.48pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">adjustment related <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.45pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">to de-designated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.99pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">hedges as hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.12pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">item affects income<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 0pt; width: 83.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 35.72pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.88pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">adjustment related to items <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.3pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">for which the hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.9pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">future cash flows are no <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.55pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">longer expected to occur<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 138pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 138pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange translation risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 150pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1236" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2752">59</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1237" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsNetOfTax" scale="6" id="f-2753">620</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1237" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" format="ixt:fixed-zero" scale="6" id="f-2754">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1238" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2755">561</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 377.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1237" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2756">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1237" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2757">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 115.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 510.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 138pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 12pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 12pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 14.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 33pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 138pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 138pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 63.660000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 138pt; position: var(--position); top: 0pt; width: 62.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.54pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">Accumulated other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.65pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.75pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">income (loss), <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.2pt; letter-spacing: -0.028em; position: var(--position); white-space: pre;">beginning of year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.12pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Hedging gains <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">(losses) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.23pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.02pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">AOCI during <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.71pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.72pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.97pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">from AOCI to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.45pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">income <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 300.75pt; position: var(--position); top: 0pt; width: 62.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.22pt; letter-spacing: -0.033em; position: var(--position); white-space: pre;">Accumulated other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.17pt; letter-spacing: -0.033em; position: var(--position); white-space: pre;">comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.62pt; letter-spacing: -0.033em; position: var(--position); white-space: pre;">income (loss), end <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.85pt; letter-spacing: -0.033em; position: var(--position); white-space: pre;">of year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 0pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.97pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.48pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">adjustment related <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.45pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">to de-designated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.99pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">hedges as hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.12pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">item affects income<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 0pt; width: 83.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 35.72pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">Reclassification <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.88pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">adjustment related to items <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.3pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">for which the hedged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.9pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">future cash flows are no <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 83.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.55pt; letter-spacing: -0.033em; position: var(--position); text-decoration: none; white-space: pre;">longer expected to occur<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 138pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 138pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange translation risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 150pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1239" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2758">137</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1240" decimals="-6" name="ifrs-full:GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsNetOfTax" scale="6" id="f-2759">196</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1240" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" format="ixt:fixed-zero" scale="6" id="f-2760">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1236" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2761">59</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 377.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1240" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToDeDesignatedHedgesAsHedgedItemAffectsIncome" format="ixt:fixed-zero" scale="6" id="f-2762">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1240" decimals="-6" name="mfc:ReclassificationAdjustmentRelatedToItemsForWhichHedgedFutureCashFlowsAreNoLongerExpectedToOccur" format="ixt:fixed-zero" scale="6" id="f-2763">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 183.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Cost of hedging<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 194.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company has elected to apply IFRS 9&#8217;s cost of hedging guidance for certain hedging relationships. The excluded <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 204.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">components from hedging relationships related to forward elements and foreign currency basis spreads on time period related <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 215.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">hedged items, are presented in AOCI as cost of hedging. <span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfDetailedInformationAboutCostOfHedgingAffectedByIFRS9ExplanatoryTableTextBlock" id="f-2764" continuedAt="f-2764-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 264.28pt; position: var(--position); text-decoration: none; white-space: pre;">The following table provides details of the movement in the cost of <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2764-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 226.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">hedging by hedged risk category.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 243.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 511.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 411pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 411pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 411pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1241" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-2765">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1242" decimals="-6" sign="-" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2766">3</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in fair value<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1243" decimals="-6" name="mfc:ChangeInFairValueOfHedges" scale="6" id="f-2767">111</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1244" decimals="-6" name="mfc:ChangeInFairValueOfHedges" scale="6" id="f-2768">5</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Amount reclassified to profit or loss<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1243" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnChangeInValueOfForeignCurrencyBasisSpreadsNetOfTax" format="ixt:fixed-zero" scale="6" id="f-2769">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1244" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnChangeInValueOfForeignCurrencyBasisSpreadsNetOfTax" scale="6" id="f-2770">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1245" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2771">111</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1241" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-2772">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange and interest rate risk<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1246" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2773">18</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1247" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2774">25</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in fair value<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1248" decimals="-6" sign="-" name="mfc:ChangeInFairValueOfHedges" scale="6" id="f-2775">10</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1249" decimals="-6" sign="-" name="mfc:ChangeInFairValueOfHedges" scale="6" id="f-2776">8</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 107.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Amount reclassified to profit or loss<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1248" decimals="-6" name="ifrs-full:ReclassificationAdjustmentsOnChangeInValueOfForeignCurrencyBasisSpreadsNetOfTax" format="ixt:fixed-zero" scale="6" id="f-2777">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1249" decimals="-6" sign="-" name="ifrs-full:ReclassificationAdjustmentsOnChangeInValueOfForeignCurrencyBasisSpreadsNetOfTax" scale="6" id="f-2778">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 119.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1250" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2779">8</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1246" decimals="-6" name="ifrs-full:AccumulatedOtherComprehensiveIncome" scale="6" id="f-2780">18</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 385.55pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2793"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 385.55pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(j)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-1834-15" continuedAt="f-1834-16"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Derivatives not designated in qualifying hedge accounting relationships<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-1834-16" continuedAt="f-1834-17"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 397.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company uses derivatives to economically hedge various financial risks, however, not all derivatives qualify for hedge <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 408.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">accounting and in some cases, the Company has not elected to apply hedge accounting. Below are the investment income <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 418.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">impacts of derivatives not designated in qualifying hedge accounting relationships.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 435.65pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfEffectsOfDerivativesNotDesignatedInQualifyingHedgeAccountingRelationshipsExplanatoryTableTextBlock" id="f-2781" continuedAt="f-2781-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Investment income (loss) on derivatives not designated in qualifying hedge accounting relationships<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2781-1"><div style="position: var(--position); top: 448.45pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 511.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 411pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 14.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 411pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 14.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate swaps<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 14.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1251" decimals="-6" sign="-" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2782">116</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 14.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1252" decimals="-6" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2783">667</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 26.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate futures<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 26.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1253" decimals="-6" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2784">52</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 26.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1254" decimals="-6" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2785">57</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 38.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate options<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1255" decimals="-6" sign="-" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2786">20</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1256" decimals="-6" sign="-" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2787">13</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 50.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency swaps<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 50.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1257" decimals="-6" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2788">108</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 50.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1258" decimals="-6" sign="-" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2789">4</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 62.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Currency rate futures<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 62.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1259" decimals="-6" sign="-" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2790">137</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 62.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1260" decimals="-6" sign="-" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2791">22</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 74.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Forward contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1261" decimals="-6" sign="-" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2792">626</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1262" decimals="-6" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2793">612</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 86.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Equity futures<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 86.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1263" decimals="-6" sign="-" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2794">423</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 86.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1264" decimals="-6" sign="-" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2795">449</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 98.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Equity contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 98.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1265" decimals="-6" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2796">437</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 98.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1266" decimals="-6" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2797">325</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 110.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 411pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Credit default swaps<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1267" decimals="-6" sign="-" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2798">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1268" decimals="-6" name="mfc:DerivativeInvestmentIncomeLoss" format="ixt:fixed-zero" scale="6" id="f-2799">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 122.25pt; width: 411pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 411pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 122.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1269" decimals="-6" sign="-" name="mfc:DerivativeInvestmentIncomeLoss" scale="6" id="f-2800">726</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 122.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1270" decimals="-6" name="mfc:DerivativeInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-2801">1,173</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 593.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2817"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 593.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(k)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-1834-17" continuedAt="f-1834-18"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Embedded derivatives<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-1834-18" continuedAt="f-1834-19"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 605.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Certain insurance contracts contain features that are classified as embedded derivatives and are measured separately at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 616.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">FVTPL, including reinsurance contracts related to guaranteed minimum income benefits and contracts containing certain credit <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 627pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and interest rate features.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 643.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Certain reinsurance contracts with guaranteed minimum income benefits contain embedded derivatives requiring separate <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 654.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">measurement at FVTPL as the financial components contained in the reinsurance contracts do not contain significant insurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 665.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">risk. Claims expenses and claims paid on the reinsurance assumed offset claims recovered under reinsured contracts.<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 506.1pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 676.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsured contracts with guaranteed minimum income benefits had a fair value of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.32pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:FairValueOfReinsuranceCededGuaranteedMinimumIncomeBenefits" scale="6" id="f-2802">281</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.32pt; position: var(--position); text-decoration: none; white-space: pre;">(<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.31pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.31pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 416.31pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:FairValueOfReinsuranceCededGuaranteedMinimumIncomeBenefits" scale="6" id="f-2803">402</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.31pt; position: var(--position); text-decoration: none; white-space: pre;">) and reinsurance assumed <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 687pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">with guaranteed minimum income benefits had a fair value of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.86pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:FairValueOfReinsuranceAssumedGuaranteedMinimumIncomeBenefits" format="ixt:fixed-zero" scale="6" id="f-2804">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.84pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.33pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.33pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 330.33pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:FairValueOfReinsuranceAssumedGuaranteedMinimumIncomeBenefits" scale="6" id="f-2805">46</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.33pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 703.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">T<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 41.49pt; letter-spacing: -0.018000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">he Company&#8217;s credit and interest rate embedded derivatives promise to pay the returns on a portfolio of assets to the contract holder. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 714.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; letter-spacing: -0.018000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">These embedded derivatives contain credit and interest rate risks that are financial risks embedded in the underlying insurance and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 725.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; letter-spacing: -0.018000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">investment contract. As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.16pt; letter-spacing: -0.018000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 213.41pt; letter-spacing: -0.018000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">, these embedded derivative liabilities had a fair value of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.68pt; letter-spacing: -0.018000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:FairValueOfCreditAndInterestRateEmbeddedDerivatives" scale="6" id="f-2806">265</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.04pt; letter-spacing: -0.018000000000000002em; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.21pt; letter-spacing: -0.018000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.57pt; letter-spacing: -0.018000000000000002em; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.09pt; letter-spacing: -0.018000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:FairValueOfCreditAndInterestRateEmbeddedDerivatives" scale="6" id="f-2807">487</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 502.45pt; letter-spacing: -0.018000000000000002em; position: var(--position); text-decoration: none; white-space: pre;">)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 505.28pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 54<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-1834-19"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Other insurance contract features which are classified as embedded derivatives but are exempt from separate measurement at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">fair value include variable universal life and variable life products&#8217; minimum guaranteed credited rates, no lapse guarantees, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">guaranteed annuitization options, Consumer Price Index (&#8220;CPI&#8221;) indexing of benefits, and segregated fund minimum guarantees <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">other than reinsurance ceded / assumed guaranteed minimum income benefits. These embedded derivatives are measured and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 83.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">reported within insurance contract liabilities and are exempt from separate fair value measurement as they contain insurance risk <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 94.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and / or are closely related to the insurance host contract.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 117.3pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2841"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 117.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Note 5&#160; &#160; <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory" id="f-2808" continuedAt="f-2808-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 94.97pt; position: var(--position); text-decoration: none; white-space: pre;">Goodwill and Intangible Assets<span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><div style="position: absolute; top: 138.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2866"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-2808-1" continuedAt="f-2808-2"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Change in the carrying value of goodwill and intangible assets<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-2808-2" continuedAt="f-2808-3"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 150.6pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory" id="f-2809" continuedAt="f-2809-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present the changes in carrying value of goodwill and intangible assets.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2809-1"><div style="position: var(--position); top: 161.4pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 510pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 260.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 48.75pt;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 260.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 260.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.41pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.96pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); white-space: pre;">Net <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.75pt; position: var(--position); white-space: pre;">additions / <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.25pt; position: var(--position); white-space: pre;">(disposals)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 42.07pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.76pt; position: var(--position); text-decoration: none; white-space: pre;">Amortization <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.17pt; position: var(--position); text-decoration: none; white-space: pre;">expense<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.86pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Effect of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.72pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">changes in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.66pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">foreign <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.87pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">exchange <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.15pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 0pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 48.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.91pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 28.94pt; width: 48.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.85pt; position: var(--position); text-decoration: none; white-space: pre;">December <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 48.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.9pt; position: var(--position); text-decoration: none; white-space: pre;">31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Goodwill<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2810">5,919</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" scale="6" id="f-2811">150</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 4.53pt; position: var(--position); white-space: pre;">$&#160; &#160; &#160; &#160; &#160; &#160; &#160;  n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2812">206</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 45.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.65pt;"></span></span><span style="left: 28.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2813">6,275</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Indefinite life intangible assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Brand<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1271" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2814">791</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1272" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2815">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 37.52pt; position: var(--position); white-space: pre;">n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1272" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2816">72</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 68.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.37pt;"></span></span><span style="left: 34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1273" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2817">866</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 79.5pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Fund management contracts and other<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 141.9pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1274" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2818">1,034</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1275" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2819">156</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 33.64pt; position: var(--position); white-space: pre;">&#160; n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1275" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2820">68</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 79.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.54pt;"></span></span><span style="left: 28.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1276" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2821">1,258</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1277" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2822">1,825</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1278" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2823">159</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 33.64pt; position: var(--position); white-space: pre;">&#160; n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1278" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2824">140</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 90.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.54pt;"></span></span><span style="left: 28.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1279" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2825">2,124</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 102pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Finite life intangible assets<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 94.72999999999999pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 113.25pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Distribution networks<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1280" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2826">834</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1281" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2827">13</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1281" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2828">56</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1281" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2829">49</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 113.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.37pt;"></span></span><span style="left: 34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1282" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2830">840</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 124.5pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Customer relationships<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1283" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2831">582</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1284" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" format="ixt:fixed-zero" scale="6" id="f-2832">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1284" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2833">52</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1284" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2834">12</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 124.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.37pt;"></span></span><span style="left: 34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1285" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2835">542</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135.75pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Software<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1286" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2836">1,102</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1287" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2837">329</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1287" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2838">257</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1287" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2839">38</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 135.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.54pt;"></span></span><span style="left: 28.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1288" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2840">1,212</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 147pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1289" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2841">48</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1290" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2842">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1290" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2843">9</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1290" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2844">13</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 147pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.26pt;"></span></span><span style="left: 37.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1291" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2845">59</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1292" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2846">2,566</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1293" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2847">349</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1293" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2848">374</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1293" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2849">112</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 158.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.54pt;"></span></span><span style="left: 28.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1294" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2850">2,653</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 169.5pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total intangible assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 169.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2851">4,391</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 169.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2852">508</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 169.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2853">374</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 169.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2854">252</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 169.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.54pt;"></span></span><span style="left: 28.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2855">4,777</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180.75pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total goodwill and intangible assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:IntangibleAssetsAndGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2856">10,310</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" scale="6" id="f-2857">658</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2858">374</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill" scale="6" id="f-2859">458</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 180.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.76pt;"></span></span><span style="left: 24.279999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:IntangibleAssetsAndGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2860">11,052</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 358.4pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 511.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 260.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 260.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 260.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.41pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.96pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); white-space: pre;">Net <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.75pt; position: var(--position); white-space: pre;">additions / <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.8pt; position: var(--position); white-space: pre;">(disposals)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.76pt; position: var(--position); text-decoration: none; white-space: pre;">Amortization <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.17pt; position: var(--position); text-decoration: none; white-space: pre;">expense<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.33pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.02pt; position: var(--position); text-decoration: none; white-space: pre;">changes in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.47pt; position: var(--position); text-decoration: none; white-space: pre;">foreign <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.51pt; position: var(--position); text-decoration: none; white-space: pre;">exchange <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.3pt; position: var(--position); text-decoration: none; white-space: pre;">rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.41pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.35pt; position: var(--position); text-decoration: none; white-space: pre;">December <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.4pt; position: var(--position); text-decoration: none; white-space: pre;">31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Goodwill<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2861">6,014</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2862">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.97pt; position: var(--position); white-space: pre;">$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2863">95</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2864">5,919</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Indefinite life intangible assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Brand<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1295" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2865">813</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1296" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" format="ixt:fixed-zero" scale="6" id="f-2866">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); white-space: pre;">&#160; n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1296" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2867">22</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1271" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2868">791</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 79.5pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Fund management contracts and other<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 141.9pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1297" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2869">1,048</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1298" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" format="ixt:fixed-zero" scale="6" id="f-2870">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); white-space: pre;">&#160; n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1298" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2871">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1274" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2872">1,034</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1299" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2873">1,861</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1300" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" format="ixt:fixed-zero" scale="6" id="f-2874">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); white-space: pre;">&#160; n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1300" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2875">36</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1277" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2876">1,825</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 102pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Finite life intangible assets<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 94.72999999999999pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 113.25pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Distribution networks<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1301" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2877">881</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1302" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2878">31</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1302" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2879">53</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1302" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2880">25</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1280" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2881">834</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 124.5pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Customer relationships<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1303" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2882">643</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1304" decimals="-6" sign="-" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2883">4</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1304" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2884">53</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1304" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2885">4</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1283" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2886">582</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135.75pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Software<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1305" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2887">1,068</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1306" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2888">274</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1306" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2889">217</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1306" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2890">23</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1286" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2891">1,102</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 147pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1307" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2892">52</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1308" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2893">11</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1308" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2894">5</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1308" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2895">10</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1289" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2896">48</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1309" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2897">2,644</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1310" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2898">312</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1310" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2899">328</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1310" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2900">62</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 158.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1292" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2901">2,566</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 169.5pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total intangible assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 169.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2902">4,505</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 169.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdditionsDispositionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2903">312</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 169.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2904">328</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 169.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" scale="6" id="f-2905">98</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 169.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2906">4,391</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180.75pt; width: 260.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 260.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total goodwill and intangible assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:IntangibleAssetsAndGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2907">10,519</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" scale="6" id="f-2908">312</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AmortisationExpense" scale="6" id="f-2909">328</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill" scale="6" id="f-2910">193</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 461.25pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:IntangibleAssetsAndGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-2911">10,310</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 555.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">In April 2024, the Company acquired control of CQS Management Limited, the London-based alternative credit investment manager, through purchase of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 529.71pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1311" decimals="2" name="ifrs-full:PercentageOfVotingEquityInterestsAcquired" scale="-2" id="f-2912">100</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 547.6pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 564.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">its shares outstanding. The transaction included cash consideration of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 273.03pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1311" decimals="-6" name="ifrs-full:CashTransferred" scale="6" id="f-2913">334</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 288.59pt; position: var(--position); text-decoration: none; white-space: pre;"> and contingent consideration of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 389.65999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1311" decimals="-6" name="ifrs-full:ContingentConsiderationRecognisedAsOfAcquisitionDate" scale="6" id="f-2914">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 397.44pt; position: var(--position); text-decoration: none; white-space: pre;">. Goodwill, brand, indefinite lived and definite lived <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 573.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">management contracts of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 135.94pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1311" decimals="-6" name="ifrs-full:GoodwillRecognisedAsOfAcquisitionDate" scale="6" id="f-2915">150</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 151.5pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 155.38pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1312" decimals="-6" name="ifrs-full:IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate" scale="6" id="f-2916">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 163.16pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 167.04pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1313" decimals="-6" name="ifrs-full:IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate" scale="6" id="f-2917">153</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 182.6pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 198.14999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1314" decimals="-6" name="ifrs-full:IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate" scale="6" id="f-2918">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 205.93pt; position: var(--position); text-decoration: none; white-space: pre;"> were recognized.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 582.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;">Fund management contracts are mostly allocated to Canada WAM and U.S. WAM CGUs with carrying values of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 386.71pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1315" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2919">273</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 401.63pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 405.58pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 420.5pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 427.78999999999996pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1316" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2920">273</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 442.71pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;">) and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 459.63pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1317" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2921">421</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 474.55pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 478.5pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 493.41999999999996pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 500.71pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1318" decimals="-6" name="ifrs-full:IntangibleAssetsOtherThanGoodwill" scale="6" id="f-2922">386</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 515.63pt; letter-spacing: -0.023em; position: var(--position); text-decoration: none; white-space: pre;">), respectively.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 591.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Gross carrying amount of finite life intangible assets was <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 231.51999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1288" decimals="-6" name="ifrs-full:IntangibleAssetsMaterialToEntity" format="ixt:num-dot-decimal" scale="6" id="f-2923">3,408</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 252.91000000000003pt; position: var(--position); text-decoration: none; white-space: pre;"> for software, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 295.26pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1282" decimals="-6" name="ifrs-full:IntangibleAssetsMaterialToEntity" format="ixt:num-dot-decimal" scale="6" id="f-2924">1,617</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 316.65pt; position: var(--position); text-decoration: none; white-space: pre;"> for distribution networks, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 396.31pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1285" decimals="-6" name="ifrs-full:IntangibleAssetsMaterialToEntity" format="ixt:num-dot-decimal" scale="6" id="f-2925">1,156</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 417.7pt; position: var(--position); text-decoration: none; white-space: pre;"> for customer relationships and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 515.26pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1291" decimals="-6" name="ifrs-full:IntangibleAssetsMaterialToEntity" scale="6" id="f-2926">156</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 530.82pt; position: var(--position); text-decoration: none; white-space: pre;"> for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 600.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">other (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 75.28999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 90.85pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 98.62pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1286" decimals="-6" name="ifrs-full:IntangibleAssetsMaterialToEntity" format="ixt:num-dot-decimal" scale="6" id="f-2927">2,955</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 120.01pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 123.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1280" decimals="-6" name="ifrs-full:IntangibleAssetsMaterialToEntity" format="ixt:num-dot-decimal" scale="6" id="f-2928">1,511</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 144.76999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 148.64999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1283" decimals="-6" name="ifrs-full:IntangibleAssetsMaterialToEntity" format="ixt:num-dot-decimal" scale="6" id="f-2929">1,136</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 170.04pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 185.58999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1289" decimals="-6" name="ifrs-full:IntangibleAssetsMaterialToEntity" scale="6" id="f-2930">138</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 201.14999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">), respectively.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 619pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2892"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 619pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-2808-3" continuedAt="f-2808-4"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Goodwill impairment <span style="display: inline-block; height: 6.55pt;"></span></span><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 154.44pt; position: var(--position); text-decoration: none; white-space: pre;">testing<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-2808-4" continuedAt="f-2808-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 630.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company completed its annual goodwill impairment testing in the fourth quarter of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 390.79pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.79pt; position: var(--position); text-decoration: none; white-space: pre;"> by determining the recoverable <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 641.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">amounts of its businesses using valuation techniques discussed below (refer to notes 1 (f) and 5 (c)). The testing <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 495.14pt; position: var(--position); text-decoration: none; white-space: pre;">resulted in <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 539.11pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill" format="ixt:fixed-zero" scale="0" id="f-2931">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 553.0899999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 652.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">impairment of goodwill in <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.4pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 166.4pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.89pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 191.89pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 201.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill" format="ixt:fixed-zero" scale="6" id="f-2932">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.87pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">55<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-2808-5" continuedAt="f-2808-6"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfReconciliationOfChangesInGoodwillExplanatory" id="f-2933" continuedAt="f-2933-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present the carrying value of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.89pt; position: var(--position); text-decoration: none; white-space: pre;">goodwill<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 266.35pt; position: var(--position); text-decoration: none; white-space: pre;"> by CGU or group of CGUs.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-2933-1"><div style="position: var(--position); top: 52.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 506.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 236.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 26.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 20.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 236.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 236.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 236.25pt; position: var(--position); top: 0pt; width: 61.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 5.69pt; width: 61.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.3pt; letter-spacing: 0.025em; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 14.44pt; width: 61.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.16pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">January 1, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 0pt; width: 61.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 5.69pt; width: 61.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.35pt; position: var(--position); text-decoration: none; white-space: pre;">Net additions/<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 14.44pt; width: 61.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.28pt; position: var(--position); text-decoration: none; white-space: pre;">(disposals)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 359.25pt; position: var(--position); top: 0pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 5.69pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.21pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Effect of changes in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 14.44pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.69pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="height: 22.5pt; left: 435.75pt; overflow: hidden; position: var(--position); top: 0pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 5.69pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.66pt; position: var(--position); white-space: pre;">Balance,&#160; &#160; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 14.44pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.44pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 236.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">CGU or group of CGUs<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia Insurance (excluding Japan)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1319" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2934">159</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1320" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2935">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 385.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1320" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2936">11</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1321" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2937">170</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Japan Insurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1322" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2938">328</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1323" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2939">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 385.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1323" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2940">7</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1324" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2941">321</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada Insurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1325" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2942">1,958</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1326" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2943">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 385.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1326" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2944">8</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1327" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2945">1,966</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. Insurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1328" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2946">350</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1329" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2947">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 385.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1329" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2948">32</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1330" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2949">382</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Global Wealth and Asset Management<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia WAM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1331" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2950">438</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1332" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2951">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 385.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1332" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2952">41</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1333" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2953">479</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada WAM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1334" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2954">1,436</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1335" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2955">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 385.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1335" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" format="ixt:fixed-zero" scale="6" id="f-2956">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1336" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2957">1,436</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 118.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. WAM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1337" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2958">1,250</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1338" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" scale="6" id="f-2959">150</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 385.5pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1338" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2960">121</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1339" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2961">1,521</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2962">5,919</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" scale="6" id="f-2963">150</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 385.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2964">206</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2965">6,275</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 199.8pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 507.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 236.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 27.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 20.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 236.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 236.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 236.25pt; position: var(--position); top: 0pt; width: 61.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 5.69pt; width: 61.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.3pt; letter-spacing: 0.025em; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 14.44pt; width: 61.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.16pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">January 1, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 0pt; width: 61.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 5.69pt; width: 61.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.35pt; position: var(--position); text-decoration: none; white-space: pre;">Net additions/<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 14.44pt; width: 61.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.28pt; position: var(--position); text-decoration: none; white-space: pre;">(disposals)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 359.25pt; position: var(--position); top: 0pt; width: 78pt;"><div><div style="line-height: 7pt; position: var(--position); top: 5.69pt; width: 78pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.71pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Effect of changes in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 14.44pt; width: 78pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.19pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="height: 22.5pt; left: 437.25pt; overflow: hidden; position: var(--position); top: 0pt; width: 70.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 5.69pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.66pt; position: var(--position); white-space: pre;">Balance,&#160; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 14.44pt; width: 70.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.44pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 236.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">CGU or group of CGUs<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia Insurance (excluding Japan)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1340" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2966">162</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1341" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2967">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1341" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2968">3</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1319" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2969">159</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Japan Insurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1342" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2970">360</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1343" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2971">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1343" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2972">32</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1322" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2973">328</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada Insurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1344" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2974">1,960</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1345" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2975">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1345" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2976">2</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1325" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2977">1,958</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. Insurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1346" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2978">360</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1347" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2979">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1347" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2980">10</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1328" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2981">350</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Global Wealth and Asset Management<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia WAM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1348" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2982">450</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1349" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2983">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1349" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2984">12</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1331" decimals="-6" name="ifrs-full:Goodwill" scale="6" id="f-2985">438</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada WAM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1350" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2986">1,436</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1351" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2987">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1351" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" format="ixt:fixed-zero" scale="6" id="f-2988">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1334" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2989">1,436</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 118.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. WAM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1352" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2990">1,286</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1353" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2991">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1353" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2992">36</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1337" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2993">1,250</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 236.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 236.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2994">6,014</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 309pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AdditionalRecognitionGoodwill" format="ixt:fixed-zero" scale="6" id="f-2995">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" scale="6" id="f-2996">95</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 457.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2997">5,919</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 347.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The valuation techniques, significant assumptions and sensitivities, where applicable, applied in the goodwill impairment testing <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 358.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">are described below.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 374.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2916"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 374.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-2808-6" continuedAt="f-2808-7"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Valuation techniques<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-2808-7" continuedAt="f-2808-8"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 386.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">When determining if a CGU is impaired, the Company compares its recoverable amount to the allocated capital for that unit, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 397.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">which is aligned with the Company&#8217;s internal reporting practices. The recoverable amounts were based on fair value less costs to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 408.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">sell (&#8220;FVLCS&#8221;) for Asia Insurance (excluding Japan) and Asia WAM. For other CGUs, value-in-use (&#8220;VIU&#8221;) was used.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 425pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Under the FVLCS approach, the Company determines the fair value of the CGU or group of CGUs using an earnings-based <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 435.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">approach which incorporates forecasted earnings, excluding interest and equity market impacts and normalized new business <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 446.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">expenses multiplied by an earnings-multiple derived from the observable price-to-earnings multiples of comparable financial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 457.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">institutions. The price-to-earnings multiple used by the Company for testing ranged from <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.63pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="earningsmultiple" contextRef="c-41" decimals="1" name="mfc:PriceToEarningsMultiple" scale="0" id="f-2998">6.7</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 400.13pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.63pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="earningsmultiple" contextRef="c-42" decimals="1" name="mfc:PriceToEarningsMultiple" scale="0" id="f-2999">13.6</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.13pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 435.62pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.62pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.62pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="earningsmultiple" contextRef="c-1354" decimals="1" name="mfc:PriceToEarningsMultiple" scale="0" id="f-3000">5.1</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 478.12pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.62pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="earningsmultiple" contextRef="c-1355" decimals="1" name="mfc:PriceToEarningsMultiple" scale="0" id="f-3001">12.7</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.12pt; position: var(--position); text-decoration: none; white-space: pre;">). These <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 468.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">FVLCS valuations are categorized as Level 3 of the fair value hierarchy (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 324.85pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.85pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; Level 3).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 485pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Under the VIU approach, used for CGUs with insurance business, an embedded appraisal value is determined from a projection <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 495.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of future distributable earnings derived from both the in-force business and new business expected to be sold in the future, and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 506.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">therefore, reflects the economic value for each CGU&#8217;s or group of CGUs&#8217; profit potential under a set of assumptions. This <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 517.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">approach requires assumptions including sales and revenue growth rates, capital requirements, interest rates, equity returns, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 528.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">mortality, morbidity, policyholder behaviour, tax rates and discount rates. For non-insurance CGUs, the VIU is based on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 539pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">discounted cash flow analysis which incorporates relevant aspects of the embedded appraisal value approach.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 555.8pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2941"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 555.8pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-2808-8" continuedAt="f-2808-9"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Significant assumptions<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-2808-9" continuedAt="f-2808-10"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 567.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">To calculate an insurance appraisal value, the Company discounted projected earnings from in-force contracts an<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 485.79pt; position: var(--position); text-decoration: none; white-space: pre;">d valued 80 <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 578.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">years (2023 &#8211; 20 years)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> of new business growing at expected plan levels<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.88pt; position: var(--position); text-decoration: none; white-space: pre;">, consistent with the periods used for forecasting long-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 589.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">term businesses such as insurance. In arriving at its projections, the Company considered past experience, economic trends <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 599.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">such as interest rates, equity returns and product mix as well as industry and market trends. Where growth rate assumptions for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 610.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">new business cash flows were used in the embedded appraisal value calculations, they ranged from<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 433.82pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.32pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1356" decimals="3" name="ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" format="ixt:fixed-zero" scale="-2" id="f-3002">zero</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.81pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.3pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1357" decimals="3" name="ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" scale="-2" id="f-3003">13.0</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 518.8pt; position: var(--position); text-decoration: none; white-space: pre;"> per <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 621.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">cent (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.489999999999995pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 88.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1358" decimals="3" name="ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" format="ixt:fixed-zero" scale="-2" id="f-3004">zero</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.98pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 153.47pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1359" decimals="3" name="ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" scale="-2" id="f-3005">13.0</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.97pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 638.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate assumptions are based on prevailing market rates at the valuation date.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 655.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Tax rates applied to the projections include the impact of internal reinsurance treaties and wer<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.8pt; position: var(--position); text-decoration: none; white-space: pre;">e <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.3pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1360" decimals="3" name="mfc:TaxRateAppliedToCashFlowProjections" scale="-2" id="f-3006">28.0</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 432.8pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.79pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1361" decimals="3" name="mfc:TaxRateAppliedToCashFlowProjections" scale="-2" id="f-3007">27.8</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.29pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 665.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1362" decimals="3" name="mfc:TaxRateAppliedToCashFlowProjections" scale="-2" id="f-3008">21.0</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 53.5pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent for the Japan, Canada and U.S. jurisdictions, respectively (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 324.87pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.87pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.87pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1363" decimals="3" name="mfc:TaxRateAppliedToCashFlowProjections" scale="-2" id="f-3009">28.0</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.37pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.36pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1364" decimals="3" name="mfc:TaxRateAppliedToCashFlowProjections" scale="-2" id="f-3010">27.8</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.86pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.85pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1365" decimals="3" name="mfc:TaxRateAppliedToCashFlowProjections" scale="-2" id="f-3011">21.0</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 502.35pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 537.3399999999999pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 676.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">respectively). Tax assumptions are sensitive to changes in tax laws as well as assumptions about the jurisdictions in which profits <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 687.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">are earned. It is possible that effective tax rates could differ from those assumed.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 704.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Discount rates assumed in determining the value-in-use for applicable CGUs or group of CGUs ranged from<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 464.74pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 467.24pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1356" decimals="3" name="ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections" scale="-2" id="f-3012">10.0</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.74pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 715.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1357" decimals="3" name="ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections" scale="-2" id="f-3013">13.0</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 53.5pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent on an after-tax basis or <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.45pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1356" decimals="3" name="mfc:DiscountRateAppliedToCashFlowProjectionsPreTaxBasis" scale="-2" id="f-3014">12.5</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.95pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 250.44pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1357" decimals="3" name="mfc:DiscountRateAppliedToCashFlowProjectionsPreTaxBasis" scale="-2" id="f-3015">16.3</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 267.94pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent on a pre-tax basis (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.39pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.39pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.39pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1358" decimals="3" name="ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections" scale="-2" id="f-3016">10.0</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.89pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 477.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1359" decimals="3" name="ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections" scale="-2" id="f-3017">13.0</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.88pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 725.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">an after-tax basis or <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.96pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1358" decimals="3" name="mfc:DiscountRateAppliedToCashFlowProjectionsPreTaxBasis" scale="-2" id="f-3018">12.5</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 135.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.95pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1359" decimals="3" name="mfc:DiscountRateAppliedToCashFlowProjectionsPreTaxBasis" scale="-2" id="f-3019">16.3</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 200.45pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent on a pre-tax basis).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 56<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-2808-10"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Key assumptions may change as economic and market conditions change, which may lead to impairment charges in the future. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Adverse changes in discount rates (including from changes in interest rates) and growth rate assumptions for new business cash <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">flow projections used in the determination of embedded appraisal values or reductions in market-based earnings multiples <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">calculations may result in impairment charges in the future which could be material.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 95.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2965"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 95.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Note 6&#160; &#160; <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 94.97pt; position: var(--position); text-decoration: none; white-space: pre;"> <ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfInsuranceContractsExplanatory" id="f-3020" continuedAt="f-3020-1" escape="true">Insurance and Reinsurance Contract Assets and Liabilities</ix:nonNumeric><span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="position: absolute; top: 117.3pt;" id="if6fa43b23a7e44208736dc8e2683aefd_2991"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 117.3pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-1" continuedAt="f-3020-2"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Composition<span style="display: inline-block; height: 6.55pt;"></span><span id="i515b9ce5284b40329652ae13834b8565_2275"></span></span></ix:continuation></div><ix:continuation id="f-3020-2" continuedAt="f-3020-3"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 129pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Portfolios of insurance contracts that are assets and those that are liabilities, and portfolios of reinsurance contracts that are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 139.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">assets and those that are liabilities, are presented separately in the Consolidated Statements of Financial Position. The <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 150.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">components of net insurance and reinsurance contract liabilities are shown below. <span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfCompositionOfInsuranceContractAssetAndLiabilitiesAndReinsuranceContractHeldAssetsAndLiabilitiesByTheReportingSegmentExplanatoryTableTextBlock" id="f-3021" continuedAt="f-3021-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.68pt; position: var(--position); text-decoration: none; white-space: pre;">The composition of insurance contract assets <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-3021-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 161.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and liabilities, and reinsurance contract held assets and liabilities by the reporting segment is as follows<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.25pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 178.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract assets and liabilities<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 189pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 135.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 135.75pt; position: var(--position); top: 0pt; width: 180pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 180pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 82.22pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 0pt; width: 180pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 180pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 82.22pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 54.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 135.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 135.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 135.75pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.15pt; position: var(--position); text-decoration: none; white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180.75pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 29.89pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.9pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.74pt; position: var(--position); text-decoration: none; white-space: pre;">contract<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.96pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.86pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.1pt; position: var(--position); text-decoration: none; white-space: pre;">account of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.37pt; position: var(--position); text-decoration: none; white-space: pre;">segregated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.88pt; position: var(--position); text-decoration: none; white-space: pre;">fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 270.75pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.04pt; position: var(--position); text-decoration: none; white-space: pre;">insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.96pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.15pt; position: var(--position); text-decoration: none; white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 29.89pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.9pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 38.29pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.74pt; position: var(--position); text-decoration: none; white-space: pre;">contract<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.96pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.86pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.1pt; position: var(--position); text-decoration: none; white-space: pre;">account of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.37pt; position: var(--position); text-decoration: none; white-space: pre;">segregated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.88pt; position: var(--position); text-decoration: none; white-space: pre;">fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.04pt; position: var(--position); text-decoration: none; white-space: pre;">insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 46.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.96pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66pt; width: 135.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 135.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 135.75pt; position: var(--position); top: 66pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1366" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3022">53</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180.75pt; position: var(--position); top: 66pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1366" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3023">154,222</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 66pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1366" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3024">26,367</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 270.75pt; position: var(--position); top: 66pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1366" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3025">180,536</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 66pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.4pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1367" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3026">108</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 66pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1367" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3027">131,729</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 66pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1367" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3028">22,696</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 66pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1367" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3029">154,317</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 77.25pt; width: 135.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 135.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 135.75pt; position: var(--position); top: 77.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1368" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3030">32</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180.75pt; position: var(--position); top: 77.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1368" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3031">82,459</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 77.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1368" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3032">38,099</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 270.75pt; position: var(--position); top: 77.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1368" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3033">120,526</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 77.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1369" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3034">33</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 77.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1369" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3035">80,169</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 77.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1369" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3036">36,085</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 77.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1369" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3037">116,221</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 88.5pt; width: 135.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 135.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 135.75pt; position: var(--position); top: 88.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1370" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3038">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180.75pt; position: var(--position); top: 88.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1370" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3039">161,484</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 88.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1370" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3040">62,079</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 270.75pt; position: var(--position); top: 88.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1370" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3041">223,563</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 88.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1371" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3042">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 88.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1371" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3043">157,699</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 88.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1371" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3044">55,362</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 88.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1371" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3045">213,061</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 99.75pt; width: 135.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 135.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate and Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 135.75pt; position: var(--position); top: 99.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.07pt;"></span></span><span style="left: 35.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1372" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3046">6</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180.75pt; position: var(--position); top: 99.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1372" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3047">897</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 99.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1372" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3048">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 270.75pt; position: var(--position); top: 99.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1372" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3049">903</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 99.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.07pt;"></span></span><span style="left: 35.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1373" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3050">4</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 99.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1373" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3051">781</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 99.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1373" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3052">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 99.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1373" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3053">785</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 111pt; width: 135.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 135.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract balances<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 135.75pt; position: var(--position); top: 111pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1374" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3054">91</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180.75pt; position: var(--position); top: 111pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1374" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3055">397,268</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 111pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1374" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3056">126,545</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 270.75pt; position: var(--position); top: 111pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1374" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3057">523,722</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 111pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1375" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3058">145</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 111pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1375" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3059">368,816</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 111pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1375" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3060">114,143</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 111pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1375" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3061">482,814</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 122.25pt; width: 135.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 135.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Assets for insurance acquisition cash <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 135.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 135.75pt; position: var(--position); top: 122.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1376" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3062">11</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180.75pt; position: var(--position); top: 122.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1376" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3063">867</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 122.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1376" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3064">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 270.75pt; position: var(--position); top: 122.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1376" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3065">878</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 122.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1377" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3066">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 122.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1377" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3067">820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 122.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1377" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3068">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 122.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1377" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3069">820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 142.5pt; width: 135.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 135.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 135.75pt; position: var(--position); top: 142.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.4pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1378" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3070">102</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180.75pt; position: var(--position); top: 142.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1378" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3071">396,401</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 225.75pt; position: var(--position); top: 142.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1378" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3072">126,545</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 270.75pt; position: var(--position); top: 142.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1378" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3073">522,844</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 142.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.4pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3074">145</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 142.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3075">367,996</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 142.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3076">114,143</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 142.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3077">481,994</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 356.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract held assets and liabilities<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 364.95pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 203.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 67.59pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 67.59pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.63pt; position: var(--position); text-decoration: none; white-space: pre;">Assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.87pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.5pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Net reinsurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.13pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">contract held <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.5pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.63pt; position: var(--position); text-decoration: none; white-space: pre;">Assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.87pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.5pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Net reinsurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.13pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">contract held <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.5pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1380" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3078">9,204</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1380" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3079">2,394</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1380" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3080">6,810</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1381" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3081">3,540</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1381" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3082">1,909</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1381" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3083">1,631</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1382" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3084">7,021</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1382" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-3085">262</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1382" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3086">6,759</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1383" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3087">1,922</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1383" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-3088">913</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1383" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3089">1,009</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 63pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1384" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3090">43,043</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1384" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-3091">13</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1384" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3092">43,030</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1385" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3093">37,437</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1385" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-3094">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1385" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3095">37,423</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 74.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate and Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1386" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-3096">253</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1386" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-3097">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1386" decimals="-6" sign="-" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-3098">253</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1387" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-3099">248</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1387" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-3100">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1387" decimals="-6" sign="-" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-3101">243</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 85.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3102">59,015</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3103">2,669</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3104">56,346</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3105">42,651</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3106">2,831</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3107">39,820</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 468.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 15pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.94pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 15pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net insurance contract held liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 15pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1378" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3108">522,844</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 15pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3109">481,994</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 27pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net reinsurance contract held assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3110">56,346</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3111">39,820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 39pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net insurance and reinsurance contract held liabilities <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 39pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InsuranceAndReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3112">466,498</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 39pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InsuranceAndReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3113">442,174</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 530.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3016"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 530.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-3" continuedAt="f-3020-4"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Movements in carrying amounts of insurance and reinsurance contracts<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-4" continuedAt="f-3020-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 542.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present the movement in the net carrying amounts of insurance contracts issued and reinsurance contracts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 553.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">held during the year for the Company and for each reporting segment. The changes include amounts that are recognized in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 564pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">income and OCI, and movements due to cash flows.<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 253.43pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 580.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">There are two types of tables presented:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 597.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Tables which analyze movements in the net assets or liabilities for remaining coverage and for incurred claims separately <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 609.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">and reconcile them to the relevant Consolidated Statements of Income and Consolidated Statements of Comprehensive <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 621.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Income line items.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 635.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Tables which analyze movements of contracts by measurement components including estimates of the present value of <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 647.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">future cash flows, risk adjustment and CSM.<span style="display: inline-block; height: 7.28pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">57<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3042"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(I)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-5" continuedAt="f-3020-6"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-6" continuedAt="f-3020-7"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 57.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts &#8211; Analysis by remaining coverage and incurred claims<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 71.1pt; width: 594pt;"><ix:nonNumeric contextRef="c-1390" name="ifrs-full:DisclosureOfReconciliationOfChangesInInsuranceContractsByRemainingCoverageAndIncurredClaimsExplanatory" id="f-3114" continuedAt="f-3114-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present the movement in the net assets or liabilities for insurance contracts issued, showing the amounts for <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-3114-1" continuedAt="f-3114-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 81.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">remaining coverage and the amounts for incurred claims and assets for insurance acquisition cash flows for the years ended <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 92.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.97pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.97pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.97pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 103.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 504.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 176.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 48pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 0pt; width: 95.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 95.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.87pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities for remaining&#160; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 95.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.23pt; position: var(--position); text-decoration: none; white-space: pre;">coverage<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 0pt; width: 135pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 135pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.59pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities for incurred claims<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 45pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 20.25pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 28.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.05pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Excluding loss <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.29pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">component<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 20.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 28.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.84pt; position: var(--position); text-decoration: none; white-space: pre;">Loss <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.01pt; position: var(--position); text-decoration: none; white-space: pre;">component<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 20.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 28.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.11pt; position: var(--position); text-decoration: none; white-space: pre;">Products not <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.07pt; position: var(--position); text-decoration: none; white-space: pre;">under PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 20.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.74pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.15pt; position: var(--position); text-decoration: none; white-space: pre;">PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.14pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.9pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.54pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.46pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.72pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 20.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.34pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.99pt; position: var(--position); text-decoration: none; white-space: pre;">PAA Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.74pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.41pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.14pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.52pt; position: var(--position); text-decoration: none; white-space: pre;">for non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.54pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.97pt; position: var(--position); text-decoration: none; white-space: pre;">financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 20.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.28pt; position: var(--position); text-decoration: none; white-space: pre;">Assets for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.04pt; position: var(--position); text-decoration: none; white-space: pre;">insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.33pt; position: var(--position); text-decoration: none; white-space: pre;">acquisition <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.72pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 20.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.6pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 65.25pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Opening insurance contract assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 65.25pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 24.4pt;"></span></span><span style="left: 30.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1391" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3115">201</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 65.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 35.32pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1392" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3116">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 65.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1393" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3117">56</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 65.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 33.07pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1394" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3118">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 65.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 33.07pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1395" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3119">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 65.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 33.07pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1396" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3120">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 65.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.4pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3121">145</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Opening insurance contract liabilities <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 76.5pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.01pt;"></span></span><span style="left: 19.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1391" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3122">351,045</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 76.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.04pt;"></span></span><span style="left: 26.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1392" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3123">1,092</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 76.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1393" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3124">5,609</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 76.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1394" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3125">10,445</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 76.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1395" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3126">625</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 76.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1396" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3127">820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 76.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3128">367,996</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 87.75pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening insurance contract liabilities for account of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">segregated fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 87.75pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.01pt;"></span></span><span style="left: 19.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1391" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3129">114,143</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 87.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1392" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3130">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 87.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1393" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3131">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 87.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1394" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3132">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 87.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1395" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3133">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 87.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1396" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3134">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 87.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3135">114,143</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 108pt; width: 176.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net opening balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 77.65pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 108pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.01pt;"></span></span><span style="left: 19.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1391" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3136">464,987</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 108pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.04pt;"></span></span><span style="left: 26.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1392" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3137">1,092</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 108pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1393" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3138">5,665</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 108pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1394" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3139">10,445</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 108pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1395" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3140">625</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 108pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1396" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3141">820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 108pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3142">481,994</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 119.25pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance revenue<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Expected incurred claims and other insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">service expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 130.5pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.57pt;"></span></span><span style="left: 21.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:num-dot-decimal" scale="6" id="f-3143">14,340</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 130.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:fixed-zero" scale="6" id="f-3144">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 130.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:fixed-zero" scale="6" id="f-3145">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 130.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:fixed-zero" scale="6" id="f-3146">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 130.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:fixed-zero" scale="6" id="f-3147">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 130.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:fixed-zero" scale="6" id="f-3148">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 130.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:num-dot-decimal" scale="6" id="f-3149">14,340</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 150.75pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Change in risk adjustment for non-financial risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">expired<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 150.75pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.46pt;"></span></span><span style="left: 25.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:num-dot-decimal" scale="6" id="f-3150">1,414</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 150.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:fixed-zero" scale="6" id="f-3151">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 150.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:fixed-zero" scale="6" id="f-3152">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 150.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:fixed-zero" scale="6" id="f-3153">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 150.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:fixed-zero" scale="6" id="f-3154">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 150.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:fixed-zero" scale="6" id="f-3155">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 150.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:num-dot-decimal" scale="6" id="f-3156">1,414</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 171pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">CSM recognized for services provided<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 171pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.46pt;"></span></span><span style="left: 25.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:num-dot-decimal" scale="6" id="f-3157">2,697</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 171pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:fixed-zero" scale="6" id="f-3158">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 171pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:fixed-zero" scale="6" id="f-3159">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 171pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:fixed-zero" scale="6" id="f-3160">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 171pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:fixed-zero" scale="6" id="f-3161">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 171pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:fixed-zero" scale="6" id="f-3162">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 171pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:num-dot-decimal" scale="6" id="f-3163">2,697</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 182.25pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Recovery of insurance acquisition cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 182.25pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.46pt;"></span></span><span style="left: 25.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:num-dot-decimal" scale="6" id="f-3164">1,351</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 182.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3165">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 182.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3166">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 182.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3167">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 182.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3168">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 182.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3169">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 182.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:num-dot-decimal" scale="6" id="f-3170">1,351</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 193.5pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts under PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 193.5pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.46pt;"></span></span><span style="left: 25.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:num-dot-decimal" scale="6" id="f-3171">6,790</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 193.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:fixed-zero" scale="6" id="f-3172">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 193.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:fixed-zero" scale="6" id="f-3173">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 193.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:fixed-zero" scale="6" id="f-3174">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 193.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:fixed-zero" scale="6" id="f-3175">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 193.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:fixed-zero" scale="6" id="f-3176">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 193.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:num-dot-decimal" scale="6" id="f-3177">6,790</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 204.75pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.57pt;"></span></span><span style="left: 21.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-3178">26,592</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 204.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-3179">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 204.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-3180">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 204.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-3181">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 204.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-3182">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 204.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-3183">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 204.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-3184">26,592</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 216pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service expense<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 227.25pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Incurred claims and other insurance service <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 227.25pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.96pt;"></span></span><span style="left: 42.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3185">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 227.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.54pt;"></span></span><span style="left: 30.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" scale="6" id="f-3186">105</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 227.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3187">13,855</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 227.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3188">7,423</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 227.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" scale="6" id="f-3189">224</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 227.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3190">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 227.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3191">21,397</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 247.5pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Losses and reversal of losses on onerous <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">contracts (future service)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 247.5pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.96pt;"></span></span><span style="left: 42.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3192">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 247.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3193">882</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 247.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3194">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 247.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3195">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 247.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3196">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 247.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3197">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 247.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3198">882</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 267.75pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes to liabilities for incurred claims (past <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">service)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 267.75pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.96pt;"></span></span><span style="left: 42.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3199">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 267.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3200">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 267.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3201">12</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 267.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3202">2,391</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 267.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3203">202</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 267.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3204">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 267.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3205">2,605</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 288pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Amortization of insurance acquisition cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 288pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.79pt;"></span></span><span style="left: 27.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3206">2,148</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 288pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3207">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 288pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3208">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 288pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3209">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 288pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3210">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 288pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3211">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 288pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3212">2,148</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 299.25pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net impairment of assets for insurance acquisition <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 299.25pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.96pt;"></span></span><span style="left: 42.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3213">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 299.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3214">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 299.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3215">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 299.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3216">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 299.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3217">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 299.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3218">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 299.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3219">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 319.5pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.79pt;"></span></span><span style="left: 27.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3220">2,148</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 319.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" scale="6" id="f-3221">777</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 319.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3222">13,843</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 319.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3223">5,032</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 319.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" scale="6" id="f-3224">22</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 319.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3225">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 319.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3226">21,822</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 330.75pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Investment components and premium refunds<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 330.75pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.57pt;"></span></span><span style="left: 21.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3227">23,554</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 330.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3228">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 330.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3229">20,835</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 330.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3230">2,719</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 330.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3231">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 330.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3232">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 330.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3233">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 342pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 342pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.57pt;"></span></span><span style="left: 21.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3234">47,998</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 342pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-3235">777</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 342pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3236">34,678</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 342pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3237">7,751</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 342pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-3238">22</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 342pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3239">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 342pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3240">4,770</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 353.25pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 353.25pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.79pt;"></span></span><span style="left: 27.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3241">2,645</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 353.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.76pt;"></span></span><span style="left: 36.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3242">44</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 353.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3243">85</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 353.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3244">689</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 353.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3245">44</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 353.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:fixed-zero" scale="6" id="f-3246">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 353.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3247">3,337</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 364.5pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of movements in foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 364.5pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.9pt;"></span></span><span style="left: 23.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-3248">24,962</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 364.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3249">115</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 364.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3250">272</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 364.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3251">29</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 364.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-3252">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 364.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3253">21</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 364.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-3254">25,357</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 375.75pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total changes in income and OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 375.75pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.57pt;"></span></span><span style="left: 21.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" sign="-" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3255">20,391</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 375.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" scale="6" id="f-3256">936</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 375.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3257">34,865</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 375.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3258">8,469</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 375.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" scale="6" id="f-3259">66</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 375.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" sign="-" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" scale="6" id="f-3260">21</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 375.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3261">23,924</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 387pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 398.25pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Premiums and premium tax received<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 398.25pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.9pt;"></span></span><span style="left: 23.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3262">55,437</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 398.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3263">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 398.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3264">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 398.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3265">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 398.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3266">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 398.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3267">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 398.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3268">55,437</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 409.5pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Claims and other insurance service expenses <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">paid, including investment components<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 409.5pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.96pt;"></span></span><span style="left: 42.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3269">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 409.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3270">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 409.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3271">34,776</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 409.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3272">7,657</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 409.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3273">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 409.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3274">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 409.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3275">42,433</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 429.75pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance acquisition cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 429.75pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.46pt;"></span></span><span style="left: 25.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3276">8,287</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 429.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3277">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 429.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3278">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 429.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3279">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 429.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3280">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 429.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3281">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 429.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3282">8,287</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 441pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 441pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.9pt;"></span></span><span style="left: 23.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3283">47,150</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 441pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3284">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 441pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3285">34,776</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 441pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3286">7,657</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 441pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3287">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 441pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3288">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 441pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3289">4,717</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 452.25pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Allocation from assets for insurance acquisition cash <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">flows to groups of insurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 452.25pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.29pt;"></span></span><span style="left: 30.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" sign="-" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" scale="6" id="f-3290">156</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 452.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3291">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 452.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3292">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 452.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3293">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 452.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3294">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 452.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" scale="6" id="f-3295">156</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 452.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3296">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 472.5pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Acquisition cash flows incurred in the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 472.5pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.96pt;"></span></span><span style="left: 42.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3297">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 472.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3298">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 472.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3299">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 472.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3300">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 472.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3301">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 472.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-3302">193</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 472.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-3303">193</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 483.75pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Movements related to insurance contract liabilities for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">account of segregated fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 483.75pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.9pt;"></span></span><span style="left: 23.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1397" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3304">12,402</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 483.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1398" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3305">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 483.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1399" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3306">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 483.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1400" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3307">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 483.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1401" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3308">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 483.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1402" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3309">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 483.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3310">12,402</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 504pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net closing balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 504pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.01pt;"></span></span><span style="left: 19.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1403" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3311">503,992</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 504pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.04pt;"></span></span><span style="left: 26.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1404" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3312">2,028</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 504pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1405" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3313">5,754</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 504pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1406" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3314">11,257</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 504pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1407" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3315">691</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 504pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1408" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3316">878</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 504pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1378" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3317">522,844</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 515.25pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing insurance contract assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 515.25pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.29pt;"></span></span><span style="left: 30.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1403" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3318">153</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 515.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 37.65pt;"></span></span><span style="left: 40.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1404" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3319">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 515.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1405" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3320">56</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 515.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.4pt;"></span></span><span style="left: 38.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1406" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3321">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 515.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1407" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3322">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 515.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1408" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3323">11</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 515.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1378" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3324">102</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 526.5pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing insurance contract liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 526.5pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.01pt;"></span></span><span style="left: 19.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1403" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3325">377,600</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 526.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.04pt;"></span></span><span style="left: 26.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1404" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3326">2,023</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 526.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1405" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3327">5,698</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 526.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1406" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3328">11,256</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 526.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1407" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3329">691</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 526.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1408" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3330">867</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 526.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1378" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3331">396,401</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 537.75pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing insurance contract liabilities for account of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">segregated fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 537.75pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.01pt;"></span></span><span style="left: 19.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1403" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3332">126,545</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 537.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.21pt;"></span></span><span style="left: 41.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1404" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3333">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 537.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1405" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3334">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 537.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1406" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3335">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 537.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1407" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3336">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 537.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1408" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3337">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 537.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1378" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3338">126,545</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 558pt; width: 176.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net closing balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 74.94000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 558pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 13.12pt;"></span></span><span style="left: 19.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1403" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3339">503,992</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 224.25pt; position: var(--position); top: 558pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.15pt;"></span></span><span style="left: 26.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1404" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3340">2,028</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 558pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1405" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3341">5,754</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324.75pt; position: var(--position); top: 558pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1406" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3342">11,257</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369.75pt; position: var(--position); top: 558pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.73pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1407" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3343">691</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 558pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.4pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1408" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3344">878</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 558pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1378" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3345">522,844</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 677.75pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 504.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 369.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 369.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 369.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses (&#8220;IFIE&#8221;)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 369.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 369.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses, per disclosure above<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3346">3,337</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 369.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 369.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative OCI to IFIE &#8211; cash flow hedges <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1409" decimals="-6" sign="-" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" scale="6" id="f-3347">52</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 369.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 369.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative (income) loss changes to IFIE &#8211; fair value hedge<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1410" decimals="-6" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-3348">3,346</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45pt; width: 369.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 369.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Insurance finance (income) expenses, per disclosure in note 6 (f)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459.75pt; position: var(--position); top: 45pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3349">6,631</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 58<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-3114-2"><ix:continuation id="f-3020-7" continuedAt="f-3020-8"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts &#8211; Analysis by remaining coverage and incurred claims (continued)<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 51.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 171.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 30pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 0pt; width: 99pt;"><div><div style="line-height: 7pt; position: var(--position); top: 13.19pt; width: 99pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.75pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities for remaining <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.94pt; width: 99pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 35.11pt; position: var(--position); text-decoration: none; white-space: pre;">coverage<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 0pt; width: 135pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.94pt; width: 135pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.59pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities for incurred claims<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 45pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 30pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 28.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.55pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Excluding loss <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.79pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">component<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 30pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 28.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.09pt; position: var(--position); text-decoration: none; white-space: pre;">Loss <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.26pt; position: var(--position); text-decoration: none; white-space: pre;">component<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 30pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 28.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.11pt; position: var(--position); text-decoration: none; white-space: pre;">Products not <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.07pt; position: var(--position); text-decoration: none; white-space: pre;">under PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 30pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.34pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.15pt; position: var(--position); text-decoration: none; white-space: pre;">PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.74pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.92pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.14pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.76pt; position: var(--position); text-decoration: none; white-space: pre;">of PV of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.54pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.02pt; position: var(--position); text-decoration: none; white-space: pre;">future cash <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.69pt; position: var(--position); text-decoration: none; white-space: pre;">flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 30pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.34pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.99pt; position: var(--position); text-decoration: none; white-space: pre;">PAA Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.74pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.41pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.14pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.52pt; position: var(--position); text-decoration: none; white-space: pre;">for non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.54pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.97pt; position: var(--position); text-decoration: none; white-space: pre;">financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 30pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.28pt; position: var(--position); text-decoration: none; white-space: pre;">Assets for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.04pt; position: var(--position); text-decoration: none; white-space: pre;">insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.33pt; position: var(--position); text-decoration: none; white-space: pre;">acquisition <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.72pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 30pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.6pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 75pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Opening insurance contract assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.9pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1411" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3350">659</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 37.57pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1412" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3351">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 38.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1413" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3352">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1414" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3353">12</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 33.07pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1415" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3354">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 35.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1416" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3355">9</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.4pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1417" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3356">673</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 86.25pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Opening insurance contract liabilities <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 86.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1411" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3357">336,981</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 86.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1412" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3358">1,328</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 86.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1413" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3359">5,857</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 86.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1414" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3360">10,877</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 86.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1415" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3361">602</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 86.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1416" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3362">796</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 86.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1417" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3363">354,849</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 97.5pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening insurance contract liabilities for account of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">segregated fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 97.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1411" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3364">110,216</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 97.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1412" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3365">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 97.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1413" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3366">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 97.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1414" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3367">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 97.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1415" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3368">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 97.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1416" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3369">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 97.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1417" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3370">110,216</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117.75pt; width: 171.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net opening balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 77.65pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 117.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1411" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3371">446,538</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 117.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1412" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3372">1,328</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 117.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1413" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3373">5,864</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 117.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1414" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3374">10,865</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 117.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1415" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3375">602</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 117.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1416" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3376">805</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 117.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1417" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3377">464,392</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 129pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance revenue<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 140.25pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Expected incurred claims and other insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">service expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 140.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.07pt;"></span></span><span style="left: 22.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:num-dot-decimal" scale="6" id="f-3378">13,165</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 140.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:fixed-zero" scale="6" id="f-3379">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 140.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:fixed-zero" scale="6" id="f-3380">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 140.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:fixed-zero" scale="6" id="f-3381">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 140.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:fixed-zero" scale="6" id="f-3382">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 140.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:fixed-zero" scale="6" id="f-3383">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 140.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:InsuranceRevenueInsuranceServiceExpensesIncurredDuringPeriodMeasuredAtAmountsExpectedAtBeginningOfPeriod" format="ixt:num-dot-decimal" scale="6" id="f-3384">13,165</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 160.5pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Change in risk adjustment for non-financial risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">expired<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 160.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:num-dot-decimal" scale="6" id="f-3385">1,497</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 160.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:fixed-zero" scale="6" id="f-3386">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 160.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:fixed-zero" scale="6" id="f-3387">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 160.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:fixed-zero" scale="6" id="f-3388">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 160.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:fixed-zero" scale="6" id="f-3389">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 160.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:fixed-zero" scale="6" id="f-3390">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 160.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:InsuranceRevenueChangeInRiskAdjustmentForNonfinancialRisk" format="ixt:num-dot-decimal" scale="6" id="f-3391">1,497</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180.75pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">CSM recognized for services provided<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 180.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:num-dot-decimal" scale="6" id="f-3392">2,162</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 180.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:fixed-zero" scale="6" id="f-3393">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 180.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:fixed-zero" scale="6" id="f-3394">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 180.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:fixed-zero" scale="6" id="f-3395">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 180.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:fixed-zero" scale="6" id="f-3396">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 180.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:fixed-zero" scale="6" id="f-3397">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 180.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:InsuranceRevenueContractualServiceMarginRecognisedInProfitOrLossBecauseOfTransferOfServices" format="ixt:num-dot-decimal" scale="6" id="f-3398">2,162</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 192pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Recovery of insurance acquisition cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 192pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" scale="6" id="f-3399">853</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 192pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3400">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 192pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3401">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 192pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3402">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 192pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3403">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 192pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3404">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 192pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:InsuranceRevenueAllocationOfPortionOfPremiumsThatRelateToRecoveryOfInsuranceAcquisitionCashFlows" scale="6" id="f-3405">853</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 203.25pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts under PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 203.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:num-dot-decimal" scale="6" id="f-3406">6,295</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 203.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:fixed-zero" scale="6" id="f-3407">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 203.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:fixed-zero" scale="6" id="f-3408">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 203.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:fixed-zero" scale="6" id="f-3409">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 203.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:fixed-zero" scale="6" id="f-3410">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 203.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:fixed-zero" scale="6" id="f-3411">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 203.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:InsuranceRevenueOtherAmounts" format="ixt:num-dot-decimal" scale="6" id="f-3412">6,295</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 214.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.07pt;"></span></span><span style="left: 22.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-3413">23,972</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 214.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-3414">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 214.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-3415">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 214.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-3416">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 214.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-3417">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 214.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-3418">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 214.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-3419">23,972</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225.75pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service expense<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 237pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Incurred claims and other insurance service <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 237pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3420">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 237pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" scale="6" id="f-3421">320</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 237pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3422">13,446</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 237pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3423">6,136</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 237pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" scale="6" id="f-3424">254</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 237pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3425">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 237pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsAndOtherIncurredInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3426">19,516</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 257.25pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Losses and reversal of losses on onerous <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">contracts (future service)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 257.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3427">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 257.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.01pt;"></span></span><span style="left: 38.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3428">90</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 257.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3429">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 257.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3430">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 257.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3431">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 257.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3432">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 257.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3433">90</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 277.5pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes to liabilities for incurred claims (past <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">service)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 277.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3434">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 277.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3435">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 277.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3436">31</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 277.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3437">1,605</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 277.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3438">242</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 277.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3439">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 277.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3440">1,878</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 297.75pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Amortization of insurance acquisition cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 297.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3441">1,654</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 297.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3442">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 297.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3443">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 297.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3444">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 297.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3445">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 297.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3446">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 297.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughAmortisationOfInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3447">1,654</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 309pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net impairment of assets for insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">acquisition cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 309pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3448">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 309pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3449">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 309pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3450">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 309pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3451">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 309pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3452">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 309pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3453">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 309pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:IncreaseDecreaseInAssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3454">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 329.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3455">1,654</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 329.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" scale="6" id="f-3456">230</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 329.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3457">13,415</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 329.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3458">4,531</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 329.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" scale="6" id="f-3459">12</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 329.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3460">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 329.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3461">19,382</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 340.5pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Investment components and premium refunds<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 340.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.07pt;"></span></span><span style="left: 22.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3462">19,080</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 340.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3463">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 340.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3464">17,148</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 340.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3465">1,932</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 340.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3466">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 340.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3467">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 340.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3468">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 351.75pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 351.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.07pt;"></span></span><span style="left: 22.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3469">41,398</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 351.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-3470">230</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 351.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3471">30,563</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 351.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3472">6,463</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 351.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-3473">12</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 351.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3474">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 351.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3475">4,590</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 363pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 363pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3476">24,268</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 363pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.01pt;"></span></span><span style="left: 38.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3477">32</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 363pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3478">15</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 363pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3479">848</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 363pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3480">11</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 363pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:fixed-zero" scale="6" id="f-3481">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 363pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3482">25,174</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 374.25pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of movements in foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 374.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-3483">9,657</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 374.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.68pt;"></span></span><span style="left: 36.31pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3484">38</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 374.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3485">71</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 374.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.18pt;"></span></span><span style="left: 31.81pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3486">12</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 374.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-3487">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 374.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.4pt;"></span></span><span style="left: 38.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3488">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 374.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-3489">9,771</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 385.5pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total changes in income and OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 385.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.07pt;"></span></span><span style="left: 22.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" sign="-" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3490">26,787</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 385.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" sign="-" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" scale="6" id="f-3491">236</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 385.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3492">30,507</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 385.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3493">7,299</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 385.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" scale="6" id="f-3494">23</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 385.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.4pt;"></span></span><span style="left: 38.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" scale="6" id="f-3495">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 385.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3496">10,813</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 396.75pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 408pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Premiums and premium tax received<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 408pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3497">48,381</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 408pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3498">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 408pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3499">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 408pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3500">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 408pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3501">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 408pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3502">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 408pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3503">48,381</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 419.25pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Claims and other insurance service expenses <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">paid, including investment components<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 419.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3504">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 419.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3505">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 419.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3506">30,706</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 419.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3507">7,719</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 419.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3508">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 419.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3509">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 419.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsPaidAndOtherInsuranceServiceExpensesPaidForInsuranceContractsIssuedExcludingInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3510">38,425</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 439.5pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance acquisition cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 439.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3511">6,920</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 439.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3512">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 439.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3513">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 439.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3514">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 439.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3515">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 439.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3516">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 439.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceAcquisitionCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3517">6,920</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 450.75pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 450.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3518">41,461</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 450.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3519">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 450.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.57pt;"></span></span><span style="left: 18.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3520">30,706</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 450.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.46pt;"></span></span><span style="left: 22.09pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3521">7,719</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 450.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3522">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 450.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3523">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 450.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3524">3,036</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 462pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.23pt; position: var(--position); text-decoration: none; white-space: pre;">Allocation from assets for insurance acquisition cash <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.75pt; position: var(--position); text-decoration: none; white-space: pre;">flows to groups of insurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 462pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" sign="-" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" scale="6" id="f-3525">152</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 462pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3526">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 462pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3527">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 462pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3528">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 462pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3529">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 462pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" scale="6" id="f-3530">152</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 462pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3531">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 482.25pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Acquisition cash flows incurred in the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 482.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3532">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 482.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3533">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 482.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3534">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 482.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3535">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 482.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3536">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 482.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-3537">174</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 482.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-3538">174</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 493.5pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Movements related to insurance contract liabilities <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">for account of segregated fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 493.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1418" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3539">3,927</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 493.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1419" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3540">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 493.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1420" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3541">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 493.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1421" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3542">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 493.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1422" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3543">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 493.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1423" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3544">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 493.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3545">3,927</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 513.75pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net closing balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 513.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1391" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3546">464,987</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 513.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1392" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3547">1,092</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 513.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1393" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3548">5,665</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 513.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1394" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3549">10,445</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 513.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1395" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3550">625</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 513.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1396" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3551">820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 513.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3552">481,994</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 525pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing insurance contract assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 525pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1391" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3553">201</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 525pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1392" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3554">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 525pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.51pt;"></span></span><span style="left: 34.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1393" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3555">56</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 525pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1394" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3556">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 525pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1395" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3557">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 525pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1396" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3558">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 525pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3559">145</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 536.25pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing insurance contract liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 536.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1391" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3560">351,045</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 536.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1392" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3561">1,092</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 536.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.79pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1393" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3562">5,609</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 536.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1394" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3563">10,445</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 536.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.62pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1395" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3564">625</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 536.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1396" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3565">820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 536.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3566">367,996</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 547.5pt; width: 171.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing insurance contract liabilities for account of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">segregated fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 547.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1391" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3567">114,143</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 547.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1392" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3568">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 547.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1393" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3569">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 547.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1394" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3570">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 547.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1395" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3571">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 547.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.96pt;"></span></span><span style="left: 39.59pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1396" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3572">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 547.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3573">114,143</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 567.75pt; width: 171.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 171.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net closing balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 74.94000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 171.75pt; position: var(--position); top: 567.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.62pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1391" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3574">464,987</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 221.25pt; position: var(--position); top: 567.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1392" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3575">1,092</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279pt; position: var(--position); top: 567.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.9pt;"></span></span><span style="left: 24.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1393" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3576">5,665</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 324pt; position: var(--position); top: 567.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1394" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3577">10,445</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 369pt; position: var(--position); top: 567.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.73pt;"></span></span><span style="left: 30.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1395" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3578">625</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 567.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.4pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1396" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3579">820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 567.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 10.12pt;"></span></span><span style="left: 16.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3580">481,994</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 635.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 369pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 36pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 23.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 369pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 369pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 369pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 369pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses, per disclosure above<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 23.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3581">25,174</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 369pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 369pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative OCI to IFIE &#8211; cash flow hedges <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 34.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.4pt;"></span></span><span style="left: 38.03pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1425" decimals="-6" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" scale="6" id="f-3582">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 369pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 369pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative (income) loss changes to IFIE &#8211; fair value hedge<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.29pt;"></span></span><span style="left: 27.919999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1426" decimals="-6" sign="-" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" scale="6" id="f-3583">185</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57pt; width: 369pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 369pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Insurance finance (income) expenses, per disclosure in note 6 (f)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 459pt; position: var(--position); top: 57pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.01pt;"></span></span><span style="left: 20.529999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3584">24,992</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">59<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-3020-8" continuedAt="f-3020-9"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts &#8211; Analysis by measurement components <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 54.3pt; width: 594pt;"><ix:nonNumeric contextRef="c-1390" name="ifrs-full:DisclosureOfReconciliationOfChangesInInsuranceContractsByComponentsExplanatory" id="f-3585" continuedAt="f-3585-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present the movement in the net assets or liabilities for insurance contracts issued, showing estimates of the <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-3585-1" continuedAt="f-3585-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 65.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">present value of future cash flows, risk adjustment, CSM and assets for insurance acquisition cash flows for the years ended <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 75.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.97pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.97pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.97pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 93.7pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 211.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.48pt; position: var(--position); text-decoration: none; white-space: pre;">CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.92pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.53pt; position: var(--position); text-decoration: none; white-space: pre;">Assets for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.29pt; position: var(--position); text-decoration: none; white-space: pre;">insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.58pt; position: var(--position); text-decoration: none; white-space: pre;">acquisition <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 49.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening GMM and VFA insurance contract assets <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1427" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3586">416</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1428" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3587">141</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1429" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3588">32</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1430" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3589">99</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1431" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3590">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1432" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3591">144</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 60.75pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening GMM and VFA insurance contract liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1427" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3592">310,807</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1428" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3593">22,697</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1429" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3594">17,381</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1430" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3595">4,592</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1431" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3596">59</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1432" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3597">355,418</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 72pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening PAA insurance contract net liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1427" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3598">12,712</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1428" decimals="-6" name="mfc:InsuranceContractNetLiabilities" scale="6" id="f-3599">626</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1429" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:fixed-zero" scale="6" id="f-3600">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1430" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:fixed-zero" scale="6" id="f-3601">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1431" decimals="-6" sign="-" name="mfc:InsuranceContractNetLiabilities" scale="6" id="f-3602">761</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1432" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3603">12,577</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening insurance contract liabilities for account of segregated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1427" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3604">114,143</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1428" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3605">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1429" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3606">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1430" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3607">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1431" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3608">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1432" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3609">114,143</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 211.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net opening balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 77.65pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1427" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3610">437,246</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1428" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3611">23,464</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1429" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3612">17,413</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1430" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3613">4,691</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1431" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3614">820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1432" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3615">481,994</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114.75pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">CSM recognized for services provided<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3616">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3617">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3618">2,097</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" scale="6" id="f-3619">600</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3620">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3621">2,697</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Change in risk adjustment for non-financial risk for risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">expired<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3622">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3623">1,430</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3624">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3625">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3626">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3627">1,430</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Experience adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" scale="6" id="f-3628">532</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3629">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3630">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3631">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3632">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" scale="6" id="f-3633">532</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 157.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to current services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3634">532</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3635">1,430</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3636">2,097</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3637">600</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3638">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3639">4,659</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 168.75pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts initially recognized during the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3640">4,043</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-3641">952</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-3642">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3643">3,193</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3644">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-3645">104</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in estimates that adjust the CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" scale="6" id="f-3646">459</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3647">1,866</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3648">2,388</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" scale="6" id="f-3649">63</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3650">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3651">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in estimates that relate to losses and reversal of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">losses on onerous contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" scale="6" id="f-3652">770</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" scale="6" id="f-3653">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3654">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3655">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3656">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" scale="6" id="f-3657">777</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 211.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to future services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3658">3,732</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3659">907</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3660">2,390</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3661">3,130</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3662">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3663">881</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 222.75pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments to liabilities for incurred claims<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" sign="-" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" scale="6" id="f-3664">8</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" sign="-" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" scale="6" id="f-3665">4</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-3666">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-3667">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-3668">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" sign="-" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" scale="6" id="f-3669">12</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 234pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to past services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3670">8</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3671">4</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3672">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3673">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3674">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3675">12</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 245.25pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3676">4,272</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3677">2,341</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-3678">293</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3679">2,530</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3680">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3681">3,790</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 256.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3682">2,317</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3683">59</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3684">233</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3685">121</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:fixed-zero" scale="6" id="f-3686">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3687">2,612</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 267.75pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of movements in foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 267.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-3688">21,946</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 267.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-3689">1,866</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 267.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-3690">1,068</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 267.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3691">416</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 267.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-3692">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 267.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-3693">25,296</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 279pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total changes in income and OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3694">19,991</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" sign="-" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" scale="6" id="f-3695">534</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3696">1,594</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3697">3,067</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-3698">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3699">24,118</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 290.25pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3700">3,840</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3701">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3702">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3703">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3704">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3705">3,840</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 301.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Allocation from assets for insurance acquisition cash flows to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">groups of insurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" sign="-" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" scale="6" id="f-3706">6</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3707">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3708">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3709">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" scale="6" id="f-3710">6</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3711">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 321.75pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Acquisition cash flows incurred in the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3712">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3713">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3714">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3715">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-3716">8</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-3717">8</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 333pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Change in PAA balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" scale="6" id="f-3718">489</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" scale="6" id="f-3719">65</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3720">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3721">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" scale="6" id="f-3722">56</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" scale="6" id="f-3723">498</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 344.25pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Movements related to insurance contract liabilities for account of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">segregated fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1433" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3724">12,402</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1434" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3725">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1435" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3726">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1436" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3727">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1437" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3728">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3729">12,402</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 364.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net closing balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 364.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1439" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3730">473,962</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 364.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1440" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3731">22,995</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 364.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1441" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3732">19,007</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 364.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1442" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3733">7,758</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 364.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1443" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3734">878</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 364.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1444" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3735">522,844</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 375.75pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing GMM and VFA insurance contract assets <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 375.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1439" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3736">490</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 375.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1440" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3737">144</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 375.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1441" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3738">100</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 375.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1442" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3739">148</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 375.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1443" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3740">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 375.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1444" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3741">98</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 387pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing GMM and VFA insurance contract liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 387pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1439" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3742">334,706</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 387pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1440" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3743">22,160</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 387pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1441" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3744">18,907</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 387pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1442" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3745">7,610</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 387pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1443" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3746">61</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 387pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1444" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3747">383,322</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 398.25pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing PAA insurance contract net liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 398.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1439" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3748">13,201</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 398.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1440" decimals="-6" name="mfc:InsuranceContractNetLiabilities" scale="6" id="f-3749">691</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 398.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1441" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:fixed-zero" scale="6" id="f-3750">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 398.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1442" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:fixed-zero" scale="6" id="f-3751">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 398.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1443" decimals="-6" sign="-" name="mfc:InsuranceContractNetLiabilities" scale="6" id="f-3752">817</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 398.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1444" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3753">13,075</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 409.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing insurance contract liabilities for account of segregated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">fund insurance holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1439" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3754">126,545</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1440" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3755">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1441" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3756">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1442" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3757">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1443" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3758">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1444" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3759">126,545</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 429.75pt; width: 211.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net closing balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 74.94000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 429.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1439" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3760">473,962</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 429.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1440" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3761">22,995</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 429.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1441" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3762">19,007</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 429.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1442" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3763">7,758</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 429.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1443" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3764">878</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 429.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1444" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3765">522,844</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 540.7pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 368.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 40.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 368.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.19pt; width: 368.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 17.25pt; width: 368.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 368.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses, per disclosure above<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1438" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3766">2,612</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 28.5pt; width: 368.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 368.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative OCI to IFIE &#8211; cash flow hedges<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1445" decimals="-6" sign="-" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" scale="6" id="f-3767">52</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 39.75pt; width: 368.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 368.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative (income) loss changes to IFIE &#8211; fair value hedge<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 39.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1446" decimals="-6" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-3768">3,333</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51pt; width: 368.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 368.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">PAA items: <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 62.25pt; width: 368.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 368.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.4pt; position: var(--position); text-decoration: none; white-space: pre;">PAA IFIE per disclosure<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 62.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1447" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3769">725</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 73.5pt; width: 368.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 368.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.4pt; position: var(--position); text-decoration: none; white-space: pre;">PAA Reclassification of derivative OCI to IFIE &#8211; cash flow hedges<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 73.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1448" decimals="-6" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" format="ixt:fixed-zero" scale="6" id="f-3770">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 84.75pt; width: 368.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 368.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.4pt; position: var(--position); text-decoration: none; white-space: pre;">PAA Reclassification of derivative (income) loss changes to IFIE &#8211; fair value hedge<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 84.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1449" decimals="-6" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" scale="6" id="f-3771">13</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 96pt; width: 368.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 368.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Insurance finance (income) expenses, per disclosure in note 6 (f)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 96pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1447" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3772">6,631</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 60<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-3585-2"><ix:continuation id="f-3020-9" continuedAt="f-3020-10"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts &#8211; Analysis by measurement components (continued)<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 58.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 512.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 215.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 0pt; width: 99pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 99pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 41.73pt; position: var(--position); text-decoration: none; white-space: pre;">CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.4pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.96pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.22pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.27pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.66pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.77pt; position: var(--position); text-decoration: none; white-space: pre;">for non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.4pt; position: var(--position); text-decoration: none; white-space: pre;">financial risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.17pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.38pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.78pt; position: var(--position); text-decoration: none; white-space: pre;">Assets for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.54pt; position: var(--position); text-decoration: none; white-space: pre;">insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.83pt; position: var(--position); text-decoration: none; white-space: pre;">acquisition <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.22pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.1pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 49.5pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening GMM and VFA insurance contract assets <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 49.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.07pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1450" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3773">1,827</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 49.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.23pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1451" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3774">512</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 49.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.23pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1452" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3775">100</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 49.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.23pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1453" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3776">557</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 49.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 37.57pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1454" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3777">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 49.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.9pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1455" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3778">658</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 60.75pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening GMM and VFA insurance contract liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 60.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1450" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3779">297,967</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 60.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1451" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3780">25,750</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 60.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1452" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3781">17,105</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 60.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1453" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3782">2,087</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 60.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.68pt;"></span></span><span style="left: 36.31pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1454" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3783">56</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 60.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1455" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3784">342,853</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 72pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening PAA insurance contract net liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 72pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1450" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3785">12,125</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 72pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1451" decimals="-6" name="mfc:InsuranceContractNetLiabilities" scale="6" id="f-3786">605</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 72pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1452" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:fixed-zero" scale="6" id="f-3787">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 72pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1453" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:fixed-zero" scale="6" id="f-3788">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 72pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1454" decimals="-6" sign="-" name="mfc:InsuranceContractNetLiabilities" scale="6" id="f-3789">749</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 72pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1455" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3790">11,981</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening insurance contract liabilities for account of segregated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 83.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1450" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3791">110,216</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 83.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1451" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3792">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 83.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1452" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3793">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 83.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1453" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3794">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 83.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1454" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3795">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1455" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3796">110,216</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 215.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net opening balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 77.65pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 103.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1450" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3797">418,481</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 103.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1451" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3798">26,867</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 103.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1452" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3799">17,205</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 103.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1453" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3800">2,644</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 103.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1454" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3801">805</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1455" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3802">464,392</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114.75pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">CSM recognized for services provided<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3803">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3804">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3805">1,812</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" scale="6" id="f-3806">350</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3807">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3808">2,162</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Change in risk adjustment for non-financial risk for risk expired<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 126pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3809">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 126pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3810">1,620</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 126pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3811">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 126pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3812">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 126pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3813">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 126pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3814">1,620</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 137.25pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.53pt; position: var(--position); text-decoration: none; white-space: pre;">Experience adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 137.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" scale="6" id="f-3815">152</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 137.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3816">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 137.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3817">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 137.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3818">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 137.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3819">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 137.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiabilityAsset" scale="6" id="f-3820">152</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 148.5pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to current services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 148.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3821">152</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 148.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3822">1,620</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 148.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3823">1,812</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 148.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3824">350</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 148.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3825">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 148.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3826">3,630</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 159.75pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts initially recognized during the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 159.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3827">3,295</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 159.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3828">1,180</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 159.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3829">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 159.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3830">2,368</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 159.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3831">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 159.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-3832">253</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 171pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in estimates that adjust the CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 171pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3833">1,585</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 171pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3834">3,859</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 171pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3835">2,214</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 171pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.01pt;"></span></span><span style="left: 38.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" scale="6" id="f-3836">60</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 171pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3837">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 171pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3838">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 182.25pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in estimates that relate to losses and reversal of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">losses on onerous contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 182.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" scale="6" id="f-3839">174</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 182.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.01pt;"></span></span><span style="left: 38.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" scale="6" id="f-3840">12</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 182.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3841">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 182.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3842">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 182.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3843">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 182.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginInsuranceContractsLiabilityAsset" scale="6" id="f-3844">162</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to future services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3845">1,884</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3846">2,667</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3847">2,214</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3848">2,428</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3849">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.01pt;"></span></span><span style="left: 38.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToFutureServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3850">91</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 213.75pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments to liabilities for incurred claims<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 213.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.68pt;"></span></span><span style="left: 36.31pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" sign="-" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" scale="6" id="f-3851">28</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 213.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 37.57pt;"></span></span><span style="left: 40.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" sign="-" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" scale="6" id="f-3852">4</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 213.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-3853">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 213.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-3854">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 213.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-3855">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 213.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.68pt;"></span></span><span style="left: 36.31pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" sign="-" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" scale="6" id="f-3856">32</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to past services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 225pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.68pt;"></span></span><span style="left: 36.31pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3857">28</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 225pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 37.57pt;"></span></span><span style="left: 40.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3858">4</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 225pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3859">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 225pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3860">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 225pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3861">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 225pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.68pt;"></span></span><span style="left: 36.31pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesThatRelateToPastServiceInsuranceContractsLiabilityAsset" scale="6" id="f-3862">32</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 236.25pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 236.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3863">1,760</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 236.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3864">4,291</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 236.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-3865">402</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 236.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3866">2,078</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 236.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3867">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 236.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3868">3,571</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 247.5pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 247.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3869">22,340</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 247.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3870">1,646</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 247.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3871">244</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 247.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.01pt;"></span></span><span style="left: 38.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3872">76</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 247.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:fixed-zero" scale="6" id="f-3873">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 247.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3874">24,306</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258.75pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of movements in foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 258.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-3875">8,405</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 258.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3876">779</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 258.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3877">438</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 258.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-3878">107</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 258.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-3879">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 258.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-3880">9,729</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total changes in income and OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 270pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3881">12,175</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 270pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.96pt;"></span></span><span style="left: 26.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" sign="-" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3882">3,424</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 270pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" scale="6" id="f-3883">208</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 270pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3884">2,047</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 270pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-3885">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 270pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" name="mfc:EffectOfChangesInIncomeStatementAndOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-3886">11,006</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 281.25pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 281.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3887">2,081</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 281.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3888">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 281.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3889">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 281.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3890">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 281.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3891">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 281.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughCashFlowsInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3892">2,081</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 292.5pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Allocation from assets for insurance acquisition cash flows to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">groups of insurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 292.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 37.57pt;"></span></span><span style="left: 40.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" sign="-" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" scale="6" id="f-3893">5</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 292.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3894">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 292.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3895">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 292.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3896">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 292.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 39.9pt;"></span></span><span style="left: 42.53pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" scale="6" id="f-3897">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 292.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" name="mfc:AllocationFromAssetsForInsuranceAcquisitionCashFlowsToGroupsOfInsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-3898">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 312.75pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Acquisition cash flows incurred in the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 312.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3899">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 312.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3900">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 312.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3901">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 312.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" format="ixt:fixed-zero" scale="6" id="f-3902">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 312.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 37.57pt;"></span></span><span style="left: 40.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-3903">8</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 312.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 37.57pt;"></span></span><span style="left: 40.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-3904">8</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 324pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Change in PAA balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 324pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" scale="6" id="f-3905">587</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 324pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.01pt;"></span></span><span style="left: 38.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" scale="6" id="f-3906">21</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 324pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3907">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 324pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3908">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 324pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.68pt;"></span></span><span style="left: 36.31pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" scale="6" id="f-3909">12</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 324pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" name="ifrs-full:IncreaseDecreaseInInsuranceContractsLiabilityAsset" scale="6" id="f-3910">596</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 335.25pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Movements related to insurance contract liabilities for account of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">segregated fund holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 335.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1456" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3911">3,927</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 335.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1457" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3912">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 335.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1458" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3913">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 335.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1459" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3914">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 335.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1460" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3915">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 335.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" name="mfc:IncreaseDecreaseInInsuranceContractsLiabilityAssetForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3916">3,927</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 355.5pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net closing balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 355.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1427" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3917">437,246</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 355.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1428" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3918">23,464</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 355.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1429" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3919">17,413</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 355.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1430" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3920">4,691</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 355.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1431" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3921">820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 355.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1432" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3922">481,994</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 366.75pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing GMM and VFA insurance contract assets <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 366.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1427" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3923">416</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 366.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1428" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3924">141</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 366.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.01pt;"></span></span><span style="left: 38.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1429" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3925">32</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 366.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.01pt;"></span></span><span style="left: 38.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1430" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3926">99</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 366.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1431" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-3927">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 366.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1432" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-3928">144</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 378pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing GMM and VFA insurance contract liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 378pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1427" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3929">310,807</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 378pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1428" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3930">22,697</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 378pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1429" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3931">17,381</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 378pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.29pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1430" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3932">4,592</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 378pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.68pt;"></span></span><span style="left: 36.31pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1431" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreLiabilities" scale="6" id="f-3933">59</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 378pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1432" decimals="-6" name="ifrs-full:InsuranceContractsThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3934">355,418</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 389.25pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing PAA insurance contract net liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 389.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1427" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3935">12,712</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 389.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.12pt;"></span></span><span style="left: 34.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1428" decimals="-6" name="mfc:InsuranceContractNetLiabilities" scale="6" id="f-3936">626</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 389.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1429" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:fixed-zero" scale="6" id="f-3937">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 389.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1430" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:fixed-zero" scale="6" id="f-3938">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 389.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.79pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1431" decimals="-6" sign="-" name="mfc:InsuranceContractNetLiabilities" scale="6" id="f-3939">761</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 389.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1432" decimals="-6" name="mfc:InsuranceContractNetLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3940">12,577</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 400.5pt; width: 215.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing insurance contract liabilities for account of segregated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">fund insurance holders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 400.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1427" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3941">114,143</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 400.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1428" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3942">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 400.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1429" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3943">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 400.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1430" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3944">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 400.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 41.46pt;"></span></span><span style="left: 44.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1431" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-3945">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 400.5pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1432" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-3946">114,143</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 420.75pt; width: 215.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 215.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net closing balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 74.94000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 215.25pt; position: var(--position); top: 420.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.62pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1427" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3947">437,246</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 264.75pt; position: var(--position); top: 420.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1428" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3948">23,464</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 314.25pt; position: var(--position); top: 420.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.51pt;"></span></span><span style="left: 25.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1429" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3949">17,413</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363.75pt; position: var(--position); top: 420.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 22.4pt;"></span></span><span style="left: 28.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1430" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3950">4,691</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 413.25pt; position: var(--position); top: 420.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.9pt;"></span></span><span style="left: 32.42pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1431" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-3951">820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 420.75pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.62pt;"></span></span><span style="left: 21.14pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1432" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3952">481,994</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 496.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 367.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 13.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 23.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 367.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.19pt; width: 367.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 367.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 367.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses, per disclosure above<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1461" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-3953">24,306</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 367.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 367.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative OCI to IFIE &#8211; cash flow hedges<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1462" decimals="-6" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" scale="6" id="f-3954">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 367.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 367.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative (income) loss changes to IFIE &#8211; fair value hedge<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1463" decimals="-6" sign="-" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" scale="6" id="f-3955">120</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57pt; width: 367.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 367.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">PAA items: <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 367.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 367.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.4pt; position: var(--position); text-decoration: none; white-space: pre;">PAA IFIE per disclosure<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1464" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpenses" scale="6" id="f-3956">868</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 79.5pt; width: 367.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 367.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.4pt; position: var(--position); text-decoration: none; white-space: pre;">PAA Reclassification of derivative OCI to IFIE &#8211; cash flow hedges<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1465" decimals="-6" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" format="ixt:fixed-zero" scale="6" id="f-3957">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 90.75pt; width: 367.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 367.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.4pt; position: var(--position); text-decoration: none; white-space: pre;">PAA Reclassification of derivative (income) loss changes to IFIE &#8211; fair value hedge<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1466" decimals="-6" sign="-" name="mfc:ReclassificationOnHedgesInForeignOperationBeforeTax" scale="6" id="f-3958">65</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 102pt; width: 367.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 367.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Insurance finance (income) expenses, per disclosure in note 6 (f)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1464" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3959">24,992</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">61<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-3020-10" continuedAt="f-3020-11"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held &#8211; Analysis by remaining coverage and incurred claims <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 54.3pt; width: 594pt;"><ix:nonNumeric contextRef="c-1467" name="ifrs-full:DisclosureOfReconciliationOfChangesInInsuranceContractsByRemainingCoverageAndIncurredClaimsExplanatory" id="f-3960" continuedAt="f-3960-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present the movement in the net assets or liabilities for reinsurance contracts held, showing assets for <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-3960-1" continuedAt="f-3960-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 65.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">remaining coverage and amounts recoverable on incurred claims arising from business ceded to reinsurers for the years ended <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 75.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.97pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.97pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.97pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 86.7pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 203.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.2pt; position: var(--position); text-decoration: none; white-space: pre;">Assets (liabilities) for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: var(--position); text-decoration: none; white-space: pre;">remaining coverage<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.84pt; position: var(--position); text-decoration: none; white-space: pre;">Assets (liabilities) for incurred claims<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.92pt; position: var(--position); text-decoration: none; white-space: pre;">Excluding loss <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.79pt; position: var(--position); text-decoration: none; white-space: pre;">recovery <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.01pt; position: var(--position); text-decoration: none; white-space: pre;">component<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.07pt; position: var(--position); text-decoration: none; white-space: pre;">Loss recovery <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.01pt; position: var(--position); text-decoration: none; white-space: pre;">component<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.36pt; position: var(--position); text-decoration: none; white-space: pre;">Products not <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.32pt; position: var(--position); text-decoration: none; white-space: pre;">under PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.53pt; position: var(--position); text-decoration: none; white-space: pre;">PAA <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.99pt; position: var(--position); text-decoration: none; white-space: pre;">PAA Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Opening reinsurance contract held assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1468" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3961">35,079</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1469" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-3962">246</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1470" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3963">7,035</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1471" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-3964">275</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1472" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-3965">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-3966">42,651</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening reinsurance contract held liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1468" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3967">2,634</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1469" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-3968">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1470" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-3969">136</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1471" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-3970">63</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1472" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-3971">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-3972">2,831</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81pt; width: 203.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net opening balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 77.65pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1468" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3973">32,445</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1469" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-3974">248</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1470" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3975">6,899</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1471" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-3976">212</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1472" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-3977">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3978">39,820</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in income and OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Allocation of reinsurance premium paid<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:num-dot-decimal" scale="6" id="f-3979">7,709</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:fixed-zero" scale="6" id="f-3980">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:fixed-zero" scale="6" id="f-3981">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:fixed-zero" scale="6" id="f-3982">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:fixed-zero" scale="6" id="f-3983">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:num-dot-decimal" scale="6" id="f-3984">7,709</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts recoverable from reinsurers<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">Recoveries of incurred claims and other insurance service <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.38pt; position: var(--position); text-decoration: none; white-space: pre;">expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3985">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-3986">32</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3987">6,002</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-3988">607</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-3989">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-3990">6,578</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">Recoveries and reversals of recoveries of losses on <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.38pt; position: var(--position); text-decoration: none; white-space: pre;">onerous underlying contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3991">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-3992">372</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3993">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3994">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-3995">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-3996">372</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 166.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments to assets for incurred claims<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" name="mfc:AdjustmentsToAssetsForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-3997">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="mfc:AdjustmentsToAssetsForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-3998">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="mfc:AdjustmentsToAssetsForIncurredClaims" scale="6" id="f-3999">11</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" sign="-" name="mfc:AdjustmentsToAssetsForIncurredClaims" scale="6" id="f-4000">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" sign="-" name="mfc:AdjustmentsToAssetsForIncurredClaims" scale="6" id="f-4001">7</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" sign="-" name="mfc:AdjustmentsToAssetsForIncurredClaims" scale="6" id="f-4002">10</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 177.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" sign="-" name="mfc:InsuranceServiceResultIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-4003">7,709</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="mfc:InsuranceServiceResultIncomeLoss" scale="6" id="f-4004">340</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="mfc:InsuranceServiceResultIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-4005">6,013</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="mfc:InsuranceServiceResultIncomeLoss" scale="6" id="f-4006">593</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" sign="-" name="mfc:InsuranceServiceResultIncomeLoss" scale="6" id="f-4007">6</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" sign="-" name="mfc:InsuranceServiceResultIncomeLoss" scale="6" id="f-4008">769</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 189pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Investment components and premium refunds<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4009">1,939</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4010">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4011">1,939</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4012">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4013">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4014">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 200.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net expenses from reinsurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-4015">9,648</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-4016">340</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-4017">7,952</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-4018">593</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-4019">6</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-4020">769</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 211.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net finance (income) expenses from reinsurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" format="ixt:num-dot-decimal" scale="6" id="f-4021">1,859</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" scale="6" id="f-4022">12</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" scale="6" id="f-4023">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" scale="6" id="f-4024">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" scale="6" id="f-4025">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" format="ixt:num-dot-decimal" scale="6" id="f-4026">1,836</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 222.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of changes in non-performance risk of reinsurers<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-4027">58</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4028">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4029">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4030">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4031">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-4032">58</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 235.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of movements in foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 235.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-4033">4,021</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 235.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-4034">36</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 235.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-4035">575</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 235.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-4036">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 235.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-4037">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 235.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-4038">4,632</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 246.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts measured under PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 246.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4039">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 246.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4040">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 246.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4041">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 246.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4042">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 246.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4043">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 246.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4044">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total changes in income and OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" sign="-" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" format="ixt:num-dot-decimal" scale="6" id="f-4045">7,544</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" scale="6" id="f-4046">388</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" format="ixt:num-dot-decimal" scale="6" id="f-4047">8,531</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" scale="6" id="f-4048">596</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" sign="-" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" scale="6" id="f-4049">2</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" format="ixt:num-dot-decimal" scale="6" id="f-4050">1,969</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 269.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 280.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); white-space: pre;">Premiums paid<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 60.04pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 280.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4051">23,130</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 280.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4052">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 280.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4053">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 280.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4054">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 280.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4055">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 280.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4056">23,130</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 291.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); white-space: pre;">Amounts received<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 291.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4057">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 291.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4058">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 291.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4059">7,991</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 291.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" scale="6" id="f-4060">582</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 291.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4061">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 291.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4062">8,573</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 303pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 303pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1473" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4063">23,130</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 303pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1474" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4064">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 303pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1475" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4065">7,991</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 303pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1476" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" scale="6" id="f-4066">582</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 303pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1477" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4067">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 303pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4068">14,557</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 314.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net closing balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 314.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1478" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4069">48,031</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 314.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1479" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4070">636</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 314.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1480" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4071">7,439</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 314.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1481" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4072">226</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 314.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1482" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4073">14</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 314.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4074">56,346</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 325.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing reinsurance contract held assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 325.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1478" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4075">50,723</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 325.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1479" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4076">631</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 325.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1480" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4077">7,395</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 325.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1481" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4078">252</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 325.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1482" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4079">14</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 325.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4080">59,015</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 336.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Closing reinsurance contract held liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 336.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1478" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4081">2,692</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 336.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1479" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4082">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 336.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1480" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4083">44</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 336.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1481" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4084">26</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 336.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1482" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-4085">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 336.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4086">2,669</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 348pt; width: 203.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net closing balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 74.94000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 348pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1478" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4087">48,031</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 348pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1479" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4088">636</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 348pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1480" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4089">7,439</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 348pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1481" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4090">226</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 348pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1482" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4091">14</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 348pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4092">56,346</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 450.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; letter-spacing: -0.003em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; letter-spacing: -0.003em; position: var(--position); text-decoration: none; white-space: pre;">The Company recorded <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 121.08pt; letter-spacing: -0.003em; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-8" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognizedInPeriodReinsuranceContractsHeldAssets" scale="9" id="f-4093">18.6</ix:nonFraction> billion<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 158.13pt; letter-spacing: -0.003em; position: var(--position); text-decoration: none; white-space: pre;"> (2023 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 185.55pt; letter-spacing: -0.003em; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-8" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognizedInPeriodReinsuranceContractsHeldAssets" format="ixt:fixed-zero" scale="6" id="f-4094">nil</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 196.35000000000002pt; letter-spacing: -0.003em; position: var(--position); text-decoration: none; white-space: pre;">) r<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 202.89pt; letter-spacing: -0.003em; position: var(--position); text-decoration: none; white-space: pre;">einsurance contract held assets from reinsurance transactions which closed during the year. Refer to note 6 (m).<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 62<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-3960-2"><ix:continuation id="f-3020-11" continuedAt="f-3020-12"><div><div style="position: var(--position); top: 41.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 203.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.2pt; position: var(--position); text-decoration: none; white-space: pre;">Assets (liabilities) for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: var(--position); text-decoration: none; white-space: pre;">remaining coverage<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.84pt; position: var(--position); text-decoration: none; white-space: pre;">Assets (liabilities) for incurred claims<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.92pt; position: var(--position); text-decoration: none; white-space: pre;">Excluding loss <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.79pt; position: var(--position); text-decoration: none; white-space: pre;">recovery <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.01pt; position: var(--position); text-decoration: none; white-space: pre;">component<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.07pt; position: var(--position); text-decoration: none; white-space: pre;">Loss recovery <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.01pt; position: var(--position); text-decoration: none; white-space: pre;">component<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.36pt; position: var(--position); text-decoration: none; white-space: pre;">Products not <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.32pt; position: var(--position); text-decoration: none; white-space: pre;">under PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.53pt; position: var(--position); text-decoration: none; white-space: pre;">PAA <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.99pt; position: var(--position); text-decoration: none; white-space: pre;">PAA Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Opening reinsurance contract held assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1483" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4095">37,853</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1484" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4096">209</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1485" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4097">7,521</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1486" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4098">280</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1487" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4099">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1488" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4100">45,871</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening reinsurance contract held liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1483" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4101">2,196</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1484" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4102">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1485" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4103">137</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1486" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4104">62</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1487" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-4105">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1488" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4106">2,391</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81pt; width: 203.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net opening balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 77.65pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1483" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4107">35,657</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1484" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4108">213</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1485" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4109">7,384</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1486" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4110">218</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1487" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4111">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1488" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4112">43,480</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in income and OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Allocation of reinsurance premium paid<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:num-dot-decimal" scale="6" id="f-4113">6,430</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:fixed-zero" scale="6" id="f-4114">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:fixed-zero" scale="6" id="f-4115">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:fixed-zero" scale="6" id="f-4116">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:fixed-zero" scale="6" id="f-4117">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" name="ifrs-full:ExpensesFromAllocationOfPremiumsPaidToReinsurer" format="ixt:num-dot-decimal" scale="6" id="f-4118">6,430</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts recoverable from reinsurers<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">Recoveries of incurred claims and other insurance service <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.38pt; position: var(--position); text-decoration: none; white-space: pre;">expenses<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4119">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-4120">45</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4121">5,228</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-4122">568</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4123">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughIncurredClaimsRecoveredAndOtherInsuranceServiceExpensesRecoveredUnderReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4124">5,751</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">Recoveries and reversals of recoveries of losses on <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.38pt; position: var(--position); text-decoration: none; white-space: pre;">onerous underlying contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4125">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4126">77</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4127">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4128">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4129">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4130">77</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 166.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments to assets for incurred claims<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" name="mfc:AdjustmentsToAssetsForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-4131">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="mfc:AdjustmentsToAssetsForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-4132">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="mfc:AdjustmentsToAssetsForIncurredClaims" scale="6" id="f-4133">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" sign="-" name="mfc:AdjustmentsToAssetsForIncurredClaims" scale="6" id="f-4134">24</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="mfc:AdjustmentsToAssetsForIncurredClaims" scale="6" id="f-4135">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" sign="-" name="mfc:AdjustmentsToAssetsForIncurredClaims" scale="6" id="f-4136">11</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 177.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" sign="-" name="mfc:InsuranceServiceResultIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-4137">6,430</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="mfc:InsuranceServiceResultIncomeLoss" scale="6" id="f-4138">32</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="mfc:InsuranceServiceResultIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-4139">5,233</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="mfc:InsuranceServiceResultIncomeLoss" scale="6" id="f-4140">544</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="mfc:InsuranceServiceResultIncomeLoss" scale="6" id="f-4141">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" sign="-" name="mfc:InsuranceServiceResultIncomeLoss" scale="6" id="f-4142">613</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 189pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Investment components and premium refunds<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4143">1,519</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4144">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4145">1,519</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4146">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4147">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInvestmentComponentsExcludedFromInsuranceRevenueAndInsuranceServiceExpensesInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4148">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 200.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net expenses from reinsurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-4149">7,949</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-4150">32</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-4151">6,752</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-4152">544</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-4153">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-4154">613</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 211.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net finance (income) expenses from reinsurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" scale="6" id="f-4155">719</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" scale="6" id="f-4156">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" scale="6" id="f-4157">97</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" scale="6" id="f-4158">9</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" format="ixt:fixed-zero" scale="6" id="f-4159">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" name="mfc:IncreaseDecreaseThroughNetFinanceIncomeExpenseFromReinsuranceContracts" scale="6" id="f-4160">639</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 222.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of changes in non-performance risk of reinsurers<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-4161">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4162">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4163">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4164">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4165">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-4166">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 234pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of movements in foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-4167">924</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-4168">5</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-4169">169</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-4170">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-4171">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-4172">1,098</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 245.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts measured under PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4173">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4174">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4175">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4176">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4177">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" name="mfc:ContractsMeasuredUnderPremiumAllocationApproachMethod" format="ixt:fixed-zero" scale="6" id="f-4178">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 256.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total changes in income and OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" sign="-" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" format="ixt:num-dot-decimal" scale="6" id="f-4179">8,168</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" scale="6" id="f-4180">35</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" format="ixt:num-dot-decimal" scale="6" id="f-4181">6,486</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" scale="6" id="f-4182">553</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" scale="6" id="f-4183">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" sign="-" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" format="ixt:num-dot-decimal" scale="6" id="f-4184">1,086</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 267.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 279pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Premiums paid<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4185">4,956</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4186">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4187">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4188">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4189">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughPremiumsPaidForReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4190">4,956</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 290.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts received<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4191">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4192">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4193">6,971</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" scale="6" id="f-4194">559</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4195">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughPremiumsReceivedForInsuranceContractsIssuedInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4196">7,530</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 301.5pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1489" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4197">4,956</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1490" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4198">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1491" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4199">6,971</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1492" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" scale="6" id="f-4200">559</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1493" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4201">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4202">2,574</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 312.75pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net closing balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 312.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1468" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4203">32,445</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 312.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1469" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4204">248</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 312.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1470" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4205">6,899</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 312.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1471" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4206">212</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 312.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1472" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4207">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 312.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4208">39,820</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 324pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing reinsurance contract held assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 324pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1468" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4209">35,079</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 324pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1469" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4210">246</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 324pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1470" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4211">7,035</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 324pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1471" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4212">275</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 324pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1472" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4213">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 324pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4214">42,651</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 335.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing reinsurance contract held liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1468" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4215">2,634</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1469" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4216">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1470" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4217">136</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1471" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4218">63</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1472" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-4219">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 335.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4220">2,831</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 346.5pt; width: 203.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net closing balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 74.94000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 346.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1468" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4221">32,445</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 346.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1469" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4222">248</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 346.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1470" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4223">6,899</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 346.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1471" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4224">212</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 346.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1472" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4225">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 346.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4226">39,820</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">63<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-3020-12" continuedAt="f-3020-13"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held &#8211; Analysis by measurement components <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 54.3pt; width: 594pt;"><ix:nonNumeric contextRef="c-1467" name="ifrs-full:DisclosureOfReconciliationOfChangesInInsuranceContractsByComponentsExplanatory" id="f-4227" continuedAt="f-4227-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present the movement in the net assets or liabilities for reinsurance contracts held, showing estimates of the <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-4227-1" continuedAt="f-4227-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 65.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">present value of future cash flows, risk adjustment and CSM for the years ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.87pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.84pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 456.84pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 476.84pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 81.9pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.48pt; position: var(--position); text-decoration: none; white-space: pre;">CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.92pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 49.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Opening reinsurance contract held assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1495" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4228">38,156</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1496" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4229">3,685</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1497" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4230">565</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1498" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4231">51</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1499" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4232">42,355</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 60.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening reinsurance contract held liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1495" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4233">4,384</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1496" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4234">1,305</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1497" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4235">116</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1498" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4236">173</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1499" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4237">2,790</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 72pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening PAA reinsurance contract net assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1495" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4238">239</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1496" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4239">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1497" decimals="-6" name="mfc:ReinsuranceContractNetAssets" format="ixt:fixed-zero" scale="6" id="f-4240">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1498" decimals="-6" name="mfc:ReinsuranceContractNetAssets" format="ixt:fixed-zero" scale="6" id="f-4241">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1499" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4242">255</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net opening balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 77.65pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1495" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4243">34,011</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1496" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4244">5,006</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1497" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4245">681</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1498" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4246">122</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1499" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4247">39,820</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">CSM recognized for services received<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="mfc:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4248">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="mfc:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4249">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" name="mfc:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesReinsuranceContractsLiabilityAsset" scale="6" id="f-4250">62</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" name="mfc:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesReinsuranceContractsLiabilityAsset" scale="6" id="f-4251">259</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" name="mfc:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesReinsuranceContractsLiabilityAsset" scale="6" id="f-4252">321</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 105.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Change in risk adjustment for non-financial risk for risk expired<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="mfc:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4253">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="mfc:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4254">536</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" name="mfc:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4255">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" name="mfc:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4256">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" name="mfc:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4257">536</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Experience adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsReinsuranceContractsLiabilityAsset" scale="6" id="f-4258">265</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4259">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4260">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4261">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsReinsuranceContractsLiabilityAsset" scale="6" id="f-4262">265</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to current services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4263">265</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4264">536</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4265">62</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4266">259</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4267">1,122</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 139.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts initially recognized during the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4268">1,826</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4269">1,261</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4270">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4271">620</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4272">57</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 150.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in recoveries of losses on onerous underlying contracts that adjust <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">the CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="mfc:ChangesInRecoveriesOfLossesOnOnerousUnderlyingContractsThatAdjustTheContractualServiceMargin" format="ixt:fixed-zero" scale="6" id="f-4273">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="mfc:ChangesInRecoveriesOfLossesOnOnerousUnderlyingContractsThatAdjustTheContractualServiceMargin" format="ixt:fixed-zero" scale="6" id="f-4274">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" sign="-" name="mfc:ChangesInRecoveriesOfLossesOnOnerousUnderlyingContractsThatAdjustTheContractualServiceMargin" scale="6" id="f-4275">110</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" sign="-" name="mfc:ChangesInRecoveriesOfLossesOnOnerousUnderlyingContractsThatAdjustTheContractualServiceMargin" scale="6" id="f-4276">32</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" sign="-" name="mfc:ChangesInRecoveriesOfLossesOnOnerousUnderlyingContractsThatAdjustTheContractualServiceMargin" scale="6" id="f-4277">142</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 171pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in estimates that adjust the CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4278">1,577</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" scale="6" id="f-4279">290</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4280">1,657</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" scale="6" id="f-4281">210</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4282">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 182.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in estimates that relate to losses and reversal of losses on onerous <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 182.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" scale="6" id="f-4283">171</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 182.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" scale="6" id="f-4284">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 182.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4285">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 182.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4286">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 182.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" scale="6" id="f-4287">172</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to future services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToFutureServiceReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4288">3,232</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesThatRelateToFutureServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4289">972</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesThatRelateToFutureServiceReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4290">1,769</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesThatRelateToFutureServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4291">862</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesThatRelateToFutureServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4292">371</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 213.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments to liabilities for incurred claims<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" sign="-" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" scale="6" id="f-4293">11</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-4294">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-4295">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-4296">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" sign="-" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" scale="6" id="f-4297">11</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to past services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesThatRelateToPastServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4298">11</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4299">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4300">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4301">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesThatRelateToPastServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4302">11</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 236.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4303">3,486</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-4304">436</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4305">1,707</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-4306">603</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-4307">740</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 247.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses from reinsurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="mfc:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4308">1,858</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="mfc:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesReinsuranceContractsLiabilityAsset" scale="6" id="f-4309">62</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesReinsuranceContractsLiabilityAsset" scale="6" id="f-4310">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesReinsuranceContractsLiabilityAsset" scale="6" id="f-4311">62</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" name="mfc:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4312">1,842</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of changes in non-performance risk of reinsurers<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-4313">58</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4314">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4315">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4316">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-4317">58</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of movements in foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-4318">4,069</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-4319">411</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-4320">103</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-4321">47</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" sign="-" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-4322">4,630</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 281.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total changes in income and OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" format="ixt:num-dot-decimal" scale="6" id="f-4323">1,333</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" sign="-" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" scale="6" id="f-4324">785</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" sign="-" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" format="ixt:num-dot-decimal" scale="6" id="f-4325">1,826</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" sign="-" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" scale="6" id="f-4326">712</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" sign="-" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" format="ixt:num-dot-decimal" scale="6" id="f-4327">1,990</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 292.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4328">14,528</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4329">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4330">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4331">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4332">14,528</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 303.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Change in PAA balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1500" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInReinsuranceContractsLiabilityAsset" scale="6" id="f-4333">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1501" decimals="-6" name="mfc:IncreaseDecreaseInReinsuranceContractsLiabilityAsset" scale="6" id="f-4334">2</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1502" decimals="-6" name="mfc:IncreaseDecreaseInReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4335">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1503" decimals="-6" name="mfc:IncreaseDecreaseInReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4336">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1504" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInReinsuranceContractsLiabilityAsset" scale="6" id="f-4337">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 315pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net closing balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1505" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4338">47,216</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1506" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4339">5,789</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1507" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4340">2,507</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1508" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4341">834</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1509" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4342">56,346</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 326.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing reinsurance contract held assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1505" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4343">50,275</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1506" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4344">5,442</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1507" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4345">2,619</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1508" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4346">389</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1509" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4347">58,725</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 337.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing reinsurance contract held liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1505" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4348">3,308</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1506" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4349">333</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1507" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4350">112</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1508" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4351">445</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1509" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4352">2,642</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 348.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing PAA reinsurance contract net assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1505" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4353">249</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1506" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4354">14</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1507" decimals="-6" name="mfc:ReinsuranceContractNetAssets" format="ixt:fixed-zero" scale="6" id="f-4355">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1508" decimals="-6" name="mfc:ReinsuranceContractNetAssets" format="ixt:fixed-zero" scale="6" id="f-4356">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1509" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4357">263</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 360pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net closing balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 74.94000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1505" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4358">47,216</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1506" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4359">5,789</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1507" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4360">2,507</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1508" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4361">834</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1509" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4362">56,346</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 64<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-4227-2"><ix:continuation id="f-3020-13" continuedAt="f-3020-14"><div style="position: var(--position); top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.48pt; position: var(--position); text-decoration: none; white-space: pre;">CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.92pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 49.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Opening reinsurance contract held assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1510" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4363">39,656</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1511" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4364">4,049</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1512" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4365">1,774</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1513" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4366">99</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1514" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4367">45,578</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 60.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening reinsurance contract held liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1510" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4368">3,919</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1511" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4369">1,574</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1512" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4370">39</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1513" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4371">38</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1514" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4372">2,346</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 72pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Opening PAA reinsurance contract net assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1510" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4373">240</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1511" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4374">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1512" decimals="-6" name="mfc:ReinsuranceContractNetAssets" format="ixt:fixed-zero" scale="6" id="f-4375">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1513" decimals="-6" name="mfc:ReinsuranceContractNetAssets" format="ixt:fixed-zero" scale="6" id="f-4376">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1514" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4377">248</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net opening balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 77.65pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1510" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4378">35,977</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1511" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4379">5,631</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1512" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4380">1,735</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1513" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4381">137</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1514" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4382">43,480</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">CSM recognized for services received<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" name="mfc:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4383">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4384">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesReinsuranceContractsLiabilityAsset" scale="6" id="f-4385">217</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesReinsuranceContractsLiabilityAsset" scale="6" id="f-4386">53</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" name="mfc:IncreaseDecreaseThroughRecognitionOfContractualServiceMarginInProfitOrLossToReflectTransferOfServicesReinsuranceContractsLiabilityAsset" scale="6" id="f-4387">164</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 105.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Change in risk adjustment for non-financial risk for risk expired<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" name="mfc:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4388">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4389">478</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4390">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="mfc:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4391">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" name="mfc:IncreaseDecreaseThroughChangeInRiskAdjustmentForNonfinancialRiskThatDoesNotRelateToFutureOrPastServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4392">478</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Experience adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsReinsuranceContractsLiabilityAsset" scale="6" id="f-4393">19</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4394">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4395">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4396">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsReinsuranceContractsLiabilityAsset" scale="6" id="f-4397">19</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to current services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4398">19</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4399">478</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4400">217</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4401">53</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToCurrentServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4402">661</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 139.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts initially recognized during the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4403">64</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4404">399</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4405">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4406">263</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4407">72</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 150.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in recoveries of losses on onerous underlying contracts that adjust <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">the CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" name="mfc:ChangesInRecoveriesOfLossesOnOnerousUnderlyingContractsThatAdjustTheContractualServiceMargin" format="ixt:fixed-zero" scale="6" id="f-4408">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:ChangesInRecoveriesOfLossesOnOnerousUnderlyingContractsThatAdjustTheContractualServiceMargin" format="ixt:fixed-zero" scale="6" id="f-4409">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:ChangesInRecoveriesOfLossesOnOnerousUnderlyingContractsThatAdjustTheContractualServiceMargin" scale="6" id="f-4410">36</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" sign="-" name="mfc:ChangesInRecoveriesOfLossesOnOnerousUnderlyingContractsThatAdjustTheContractualServiceMargin" scale="6" id="f-4411">17</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" name="mfc:ChangesInRecoveriesOfLossesOnOnerousUnderlyingContractsThatAdjustTheContractualServiceMargin" scale="6" id="f-4412">19</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 171pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in estimates that adjust the CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4413">1,433</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" scale="6" id="f-4414">821</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" scale="6" id="f-4415">821</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" scale="6" id="f-4416">209</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4417">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 182.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in estimates that relate to losses and reversal of losses on onerous <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 182.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" scale="6" id="f-4418">43</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 182.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" scale="6" id="f-4419">20</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 182.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4420">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 182.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4421">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 182.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatDoNotAdjustContractualServiceMarginReinsuranceContractsLiabilityAsset" scale="6" id="f-4422">23</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to future services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesThatRelateToFutureServiceReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4423">1,412</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToFutureServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4424">442</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToFutureServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4425">857</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToFutureServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4426">37</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesThatRelateToFutureServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4427">76</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 213.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments to liabilities for incurred claims<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" sign="-" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" scale="6" id="f-4428">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-4429">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-4430">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" format="ixt:fixed-zero" scale="6" id="f-4431">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" sign="-" name="mfc:AdjustmentsToLiabilitiesForIncurredClaims" scale="6" id="f-4432">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes that relate to past services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesThatRelateToPastServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4433">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4434">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4435">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesThatRelateToPastServiceReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4436">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughChangesThatRelateToPastServiceReinsuranceContractsLiabilityAsset" scale="6" id="f-4437">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 236.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4438">1,398</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-4439">920</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4440">1,074</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-4441">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughInsuranceServiceResultInsuranceContractsLiabilityAsset" scale="6" id="f-4442">580</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 247.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance (income) expenses from reinsurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesReinsuranceContractsLiabilityAsset" scale="6" id="f-4443">173</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesReinsuranceContractsLiabilityAsset" scale="6" id="f-4444">447</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesReinsuranceContractsLiabilityAsset" scale="6" id="f-4445">41</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="mfc:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesReinsuranceContractsLiabilityAsset" scale="6" id="f-4446">31</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughInsuranceFinanceIncomeOrExpensesReinsuranceContractsLiabilityAsset" scale="6" id="f-4447">630</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of changes in non-performance risk of reinsurers<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-4448">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4449">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4450">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4451">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-4452">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of movements in foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-4453">916</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-4454">160</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" scale="6" id="f-4455">21</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-4456">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-4457">1,097</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 281.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total changes in income and OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" sign="-" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" scale="6" id="f-4458">641</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" scale="6" id="f-4459">633</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" format="ixt:num-dot-decimal" scale="6" id="f-4460">1,054</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" scale="6" id="f-4461">15</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" name="mfc:NetChangesInIncomeOrLossAndOtherComprehensiveIncomePreTax" format="ixt:num-dot-decimal" scale="6" id="f-4462">1,061</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 292.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4463">2,606</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4464">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4465">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4466">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" name="mfc:IncreaseDecreaseThroughCashFlowsReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4467">2,606</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 303.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Change in PAA balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1515" decimals="-6" name="mfc:IncreaseDecreaseInReinsuranceContractsLiabilityAsset" scale="6" id="f-4468">1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1516" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInReinsuranceContractsLiabilityAsset" scale="6" id="f-4469">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1517" decimals="-6" name="mfc:IncreaseDecreaseInReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4470">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1518" decimals="-6" name="mfc:IncreaseDecreaseInReinsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4471">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1519" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInReinsuranceContractsLiabilityAsset" scale="6" id="f-4472">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 315pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net closing balance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1495" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4473">34,011</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1496" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4474">5,006</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1497" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4475">681</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1498" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4476">122</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1499" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4477">39,820</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 326.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing reinsurance contract held assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1495" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4478">38,156</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1496" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4479">3,685</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1497" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4480">565</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1498" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" scale="6" id="f-4481">51</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1499" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-4482">42,355</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 337.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing reinsurance contract held liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1495" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4483">4,384</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1496" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4484">1,305</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1497" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4485">116</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1498" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-4486">173</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1499" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-4487">2,790</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 348.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Closing PAA reinsurance contract net assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1495" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4488">239</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1496" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4489">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1497" decimals="-6" name="mfc:ReinsuranceContractNetAssets" format="ixt:fixed-zero" scale="6" id="f-4490">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1498" decimals="-6" name="mfc:ReinsuranceContractNetAssets" format="ixt:fixed-zero" scale="6" id="f-4491">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1499" decimals="-6" name="mfc:ReinsuranceContractNetAssets" scale="6" id="f-4492">255</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 360pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Net closing balance, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 74.94000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1495" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4493">34,011</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1496" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4494">5,006</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1497" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4495">681</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1498" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" scale="6" id="f-4496">122</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1499" decimals="-6" name="mfc:ReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4497">39,820</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">65<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3054"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(II)&#160; <span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-14" continuedAt="f-3020-15"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 51.980000000000004pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54.480000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">Segment<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-15" continuedAt="f-3020-16"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 57.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying balance by measurement components<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 71.1pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfDetailedInformationAboutCarryingBalancesOfNetAssetsOrLiabilitiesForInsuranceContractsIssuedAndReinsuranceContractsHeldByMeasurementComponentsExplanatoryTableTextBlock" id="f-4498" continuedAt="f-4498-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present the carrying balances of net assets or liabilities for insurance contracts issued and reinsurance <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-4498-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 81.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">contracts held by measurement components, by reporting segment for the years ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 384.88pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.85pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.85pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 503.85pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 98.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts issued<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 109.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 111pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.82pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Excluding contracts applying the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.77pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.75pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts applying the PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.48pt; position: var(--position); text-decoration: none; white-space: pre;">CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 111pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 30.19pt; width: 111pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 23.42pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.92pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.53pt; position: var(--position); text-decoration: none; white-space: pre;">Assets for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.29pt; position: var(--position); text-decoration: none; white-space: pre;">insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.58pt; position: var(--position); text-decoration: none; white-space: pre;">acquisition <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.83pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Total insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.54pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.06pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">liabilities <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.54pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">(assets)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1520" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4499">153,801</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1521" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4500">7,630</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1522" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4501">1,497</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1523" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4502">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1524" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4503">11,338</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1525" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4504">6,267</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1526" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4505">290</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1527" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4506">180,246</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69.75pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1528" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4507">100,296</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1529" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4508">3,350</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1530" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4509">11,452</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1531" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4510">688</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1532" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4511">3,986</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1533" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4512">753</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1534" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4513">588</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1535" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4514">119,937</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1536" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4515">207,665</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1537" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4516">11,337</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1538" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4517">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1539" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4518">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1540" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4519">3,823</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1541" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4520">738</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1542" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4521">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1543" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4522">223,563</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate and Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1544" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4523">1,001</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1545" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4524">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1546" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4525">252</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1547" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4526">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1548" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4527">140</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1549" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4528">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1550" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4529">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1551" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4530">903</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1552" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4531">460,761</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1553" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4532">22,303</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1554" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4533">13,201</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1555" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4534">691</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1556" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4535">19,007</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1557" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4536">7,758</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1376" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4537">878</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1558" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4538">522,843</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 235.25pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 111pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.82pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Excluding contracts applying the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.77pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.96pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Contracts applying the PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.48pt; position: var(--position); text-decoration: none; white-space: pre;">CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 111pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 30.19pt; width: 111pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.25pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.92pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.53pt; position: var(--position); text-decoration: none; white-space: pre;">Assets for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.29pt; position: var(--position); text-decoration: none; white-space: pre;">insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.58pt; position: var(--position); text-decoration: none; white-space: pre;">acquisition <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.13pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.1pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.08pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">liabilities <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.1pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">(assets)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1559" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4539">132,135</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1560" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4540">6,764</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1561" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4541">1,242</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1562" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4542">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1563" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4543">10,431</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1564" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4544">3,740</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1565" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4545">271</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1566" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4546">154,046</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69.75pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1567" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4547">96,455</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1568" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4548">3,649</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1569" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4549">11,153</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1570" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4550">621</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1571" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4551">3,851</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1572" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4552">492</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1573" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4553">549</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1574" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4554">115,672</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1575" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4555">196,921</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1576" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4556">12,438</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1577" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4557">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1578" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4558">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1579" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4559">3,243</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1580" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4560">459</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1581" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4561">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1582" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4562">213,061</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate and Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1583" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4563">977</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1584" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4564">13</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1585" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4565">317</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1586" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4566">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1587" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4567">112</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1588" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4568">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1589" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4569">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1590" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4570">785</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1591" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4571">424,534</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1592" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4572">22,838</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1593" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4573">12,712</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1594" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4574">626</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1595" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4575">17,413</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1596" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4576">4,691</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1377" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4577">820</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.37pt;"></span></span><span style="left: 21.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1597" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4578">481,994</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 361pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 371.8pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 161.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.82pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Excluding contracts applying the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.77pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.96pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Contracts applying the PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.48pt; position: var(--position); text-decoration: none; white-space: pre;">CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 161.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 161.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 23.42pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.92pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.7pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.94pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">reinsurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.1pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.08pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">liabilities <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.1pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">(assets)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66pt; width: 161.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 161.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1598" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4579">4,462</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1599" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4580">1,580</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1600" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4581">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1601" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4582">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1602" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4583">627</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1603" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4584">141</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1380" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4585">6,810</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 77.25pt; width: 161.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 161.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1604" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4586">4,308</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1605" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4587">1,561</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1606" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4588">248</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1607" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4589">13</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1608" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4590">426</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1609" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4591">203</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1382" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4592">6,759</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 88.5pt; width: 161.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 161.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1610" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4593">38,295</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1611" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4594">2,641</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1612" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4595">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1613" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4596">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1614" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4597">1,603</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1615" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4598">490</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1384" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4599">43,030</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 99.75pt; width: 161.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 161.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate and Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1616" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4600">98</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1617" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4601">7</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1618" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4602">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1619" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4603">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1620" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4604">149</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1621" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4605">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1386" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4606">253</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1622" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4607">46,967</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1623" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4608">5,775</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1624" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4609">249</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1625" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4610">14</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1626" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4611">2,507</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1627" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4612">834</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4613">56,346</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 506.05pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 161.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.82pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Excluding contracts applying the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.77pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.75pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts applying the PAA<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.48pt; position: var(--position); text-decoration: none; white-space: pre;">CSM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 161.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 161.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.15pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.71pt; position: var(--position); text-decoration: none; white-space: pre;">PV of future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.31pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.97pt; position: var(--position); text-decoration: none; white-space: pre;">non-financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.74pt; position: var(--position); text-decoration: none; white-space: pre;">risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.92pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.7pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.94pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">reinsurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.1pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.08pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">liabilities <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.1pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">(assets)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66pt; width: 161.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 161.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1628" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4614">351</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1629" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4615">1,326</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1630" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4616">37</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1631" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4617">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1632" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4618">623</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1633" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4619">70</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1381" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4620">1,631</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 77.25pt; width: 161.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 161.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1634" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4621">1,238</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1635" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4622">1,674</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1636" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4623">275</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1637" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4624">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1638" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4625">338</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1639" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4626">56</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1383" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4627">1,009</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 88.5pt; width: 161.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 161.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1640" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4628">35,461</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1641" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4629">1,997</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1642" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4630">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1643" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4631">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1644" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4632">143</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1645" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4633">108</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1385" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4634">37,423</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 99.75pt; width: 161.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 161.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate and Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1646" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4635">100</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1647" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4636">7</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1648" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4637">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1649" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4638">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1650" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4639">137</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1651" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4640">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1387" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4641">243</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1652" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4642">33,772</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1653" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4643">4,990</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1654" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4644">239</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1655" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4645">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1656" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4646">681</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1657" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" scale="6" id="f-4647">122</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="ifrs-full:InsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4648">39,820</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 66<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3076"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-16" continuedAt="f-3020-17"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance revenue by transition method<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-17" continuedAt="f-3020-18"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfAnalysisOfInsuranceRevenueExplanatory" id="f-4649" continuedAt="f-4649-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables provide information as a supplement to the insurance revenue disclosures in note 6 (b).<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-4649-1"><div style="position: var(--position); top: 69pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.12pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.03pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts under the fair value method<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1658" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4650">2,629</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1659" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4651">3,322</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1660" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4652">10,975</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1661" decimals="-6" sign="-" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4653">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1662" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4654">16,912</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts under the full retrospective method<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1663" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4655">489</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1664" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4656">62</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1665" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4657">141</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1666" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-4658">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1667" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4659">692</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1668" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4660">2,691</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1669" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4661">5,912</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1670" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4662">287</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1671" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4663">98</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1672" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4664">8,988</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4665">5,809</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4666">9,296</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4667">11,403</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4668">84</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4669">26,592</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 131.25pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 15.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 7.69pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.12pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.03pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 15.75pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts under the fair value method<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 15.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1677" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4670">2,499</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 15.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1678" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4671">3,288</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 15.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1679" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4672">10,123</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 15.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1680" decimals="-6" sign="-" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4673">18</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 15.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1681" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4674">15,892</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 27pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts under the full retrospective method<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1682" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4675">531</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1683" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4676">48</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1684" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4677">152</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1685" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-4678">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 27pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1686" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4679">731</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 38.25pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1687" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4680">2,026</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1688" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4681">5,283</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1689" decimals="-6" sign="-" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4682">81</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1690" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4683">121</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1691" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4684">7,349</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 49.5pt; width: 261.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4685">5,056</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4686">8,619</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4687">10,194</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="ifrs-full:InsuranceRevenue" scale="6" id="f-4688">103</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-4689">23,972</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 203pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3099"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 203pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-18" continuedAt="f-3020-19"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of new business recognized in the year<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-19" continuedAt="f-3020-20"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 214.7pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfEffectOfInsuranceContractsInitiallyRecognisedExplanatory" id="f-4690" continuedAt="f-4690-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present components of new business for insurance contracts issued for the years presented.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-4690-1"><div style="position: var(--position); top: 232.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 141pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 0pt; width: 93pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.7pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 0pt; width: 93pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.25pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 0pt; width: 93pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.7pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 0pt; width: 93pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.11pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 141pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.71pt; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.71pt; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.71pt; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.71pt; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">New business insurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 42.75pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Estimates of present value of cash outflows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.51pt;"></span></span><span style="left: 22.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1696" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4691">26,508</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1697" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4692">1,019</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1698" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4693">5,386</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.23pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1699" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4694">193</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1700" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4695">3,439</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.23pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1701" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4696">958</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.51pt;"></span></span><span style="left: 22.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1702" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4697">35,333</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.69pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1703" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4698">2,170</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 55.5pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.21pt; width: 141pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; left: 13.68pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance acquisition cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1704" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4699">4,764</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1705" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4700">147</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1706" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4701">860</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.01pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1707" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4702">40</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1708" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4703">802</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1709" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4704">211</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1710" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4705">6,426</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1711" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4706">398</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66.75pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.81pt; width: 141pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; left: 13.68pt; position: var(--position); text-decoration: none; white-space: pre;">Claims and other insurance service <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.21pt; width: 141pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">expenses payable<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 66.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 22.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1712" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4707">21,744</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 66.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1713" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4708">872</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 66.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1714" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4709">4,526</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 66.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1715" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4710">153</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 66.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1716" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4711">2,637</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 66.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1717" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4712">747</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 66.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 22.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1718" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4713">28,907</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 66.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1719" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4714">1,772</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 87pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of present value of cash inflows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 87pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.07pt;"></span></span><span style="left: 19.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1720" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4715">29,664</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 87pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.96pt;"></span></span><span style="left: 23.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1721" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4716">1,002</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 87pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.96pt;"></span></span><span style="left: 23.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1722" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4717">5,876</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 87pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.79pt;"></span></span><span style="left: 29.419999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1723" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4718">203</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 87pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.96pt;"></span></span><span style="left: 23.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1724" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4719">3,841</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 87pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.79pt;"></span></span><span style="left: 29.419999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1725" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4720">960</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 87pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.07pt;"></span></span><span style="left: 19.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1726" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4721">39,381</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 87pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.96pt;"></span></span><span style="left: 23.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1727" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4722">2,165</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 98.25pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Risk adjustment for non-financial risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 98.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1728" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4723">600</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 98.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.01pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1729" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4724">27</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 98.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1730" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4725">117</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 98.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.01pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1731" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4726">26</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 98.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1732" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4727">136</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 98.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.01pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1733" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4728">46</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 98.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1734" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4729">853</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 98.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.01pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1735" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4730">99</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 109.5pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 141pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contractual service margin<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 109.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1736" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4731">2,556</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 109.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.46pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1737" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4732">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 109.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1738" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4733">373</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 109.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.46pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1739" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4734">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 109.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1740" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4735">266</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 109.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.46pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1741" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4736">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 109.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1742" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4737">3,195</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 109.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.46pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1743" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4738">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 120.75pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Amount included in insurance contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities for the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 120.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 34.57pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1744" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4739">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 120.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1745" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4740">44</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 120.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 34.57pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1746" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4741">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 120.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1747" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4742">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 120.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 34.57pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1748" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4743">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 120.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1749" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4744">44</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 120.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 34.57pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1750" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4745">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 120.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.23pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1751" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4746">104</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 379.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 141pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 0pt; width: 93pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.7pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 0pt; width: 93pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.25pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 0pt; width: 93pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.7pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 0pt; width: 93pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 93pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 39.11pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 141pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.71pt; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.71pt; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.71pt; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.71pt; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: var(--position); text-decoration: none; white-space: pre;">Onerous<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">New business insurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 42.75pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Estimates of present value of cash outflows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.51pt;"></span></span><span style="left: 22.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1752" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4747">16,209</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1753" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4748">2,399</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1754" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4749">3,478</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.23pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1755" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4750">271</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1756" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4751">2,524</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1757" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4752">1,126</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.51pt;"></span></span><span style="left: 22.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1758" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4753">22,211</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 42.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1759" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4754">3,796</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54.75pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.21pt; width: 141pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; left: 13.68pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance acquisition cash flows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 54.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1760" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4755">3,011</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 54.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1761" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4756">322</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 54.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1762" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4757">608</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 54.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.01pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1763" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4758">68</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 54.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1764" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4759">676</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 54.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1765" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4760">233</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 54.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1766" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4761">4,295</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 54.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1767" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4762">623</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.81pt; width: 141pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; left: 13.68pt; position: var(--position); text-decoration: none; white-space: pre;">Claims and other insurance service <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.21pt; width: 141pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">expenses payable<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 66pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 22.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1768" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4763">13,198</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 66pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1769" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4764">2,077</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 66pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1770" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4765">2,870</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 66pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1771" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4766">203</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 66pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1772" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4767">1,848</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 66pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1773" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4768">893</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 66pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.4pt;"></span></span><span style="left: 22.029999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1774" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4769">17,916</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 66pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.21pt; width: 46.5pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1775" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4770">3,173</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 86.25pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of present value of cash inflows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 86.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.07pt;"></span></span><span style="left: 19.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1776" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4771">18,765</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 86.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.96pt;"></span></span><span style="left: 23.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1777" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4772">2,330</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 86.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.96pt;"></span></span><span style="left: 23.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1778" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4773">3,823</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 86.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.79pt;"></span></span><span style="left: 29.419999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1779" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4774">286</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 86.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.96pt;"></span></span><span style="left: 23.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1780" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4775">2,953</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 86.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.96pt;"></span></span><span style="left: 23.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1781" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4776">1,145</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 86.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.07pt;"></span></span><span style="left: 19.7pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1782" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4777">25,541</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 86.25pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.96pt;"></span></span><span style="left: 23.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1783" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4778">3,761</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 97.5pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Risk adjustment for non-financial risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 97.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1784" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4779">679</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 97.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.01pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1785" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4780">89</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 97.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1786" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4781">115</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 97.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.01pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1787" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4782">41</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 97.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1788" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4783">168</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 97.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.01pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1789" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4784">88</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 97.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1790" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4785">962</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 97.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1791" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4786">218</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 108.75pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 141pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contractual service margin<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 108.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1792" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4787">1,877</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 108.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.46pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1793" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4788">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 108.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1794" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4789">230</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 108.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.46pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1795" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4790">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 108.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1796" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4791">261</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 108.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.46pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1797" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4792">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 108.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.29pt;"></span></span><span style="left: 25.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1798" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4793">2,368</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 108.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.46pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1799" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4794">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 120pt; width: 141pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Amount included in insurance contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 141pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities for the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 141pt; position: var(--position); top: 120pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 34.57pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1800" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4795">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 187.5pt; position: var(--position); top: 120pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.23pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1801" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4796">158</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234pt; position: var(--position); top: 120pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 34.57pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1802" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4797">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 280.5pt; position: var(--position); top: 120pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1803" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4798">26</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 327pt; position: var(--position); top: 120pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 34.57pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1804" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4799">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 373.5pt; position: var(--position); top: 120pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 29.12pt;"></span></span><span style="left: 35.64pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1805" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4800">69</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 120pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 34.57pt;"></span></span><span style="left: 41.09pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1806" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-4801">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 120pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.23pt;"></span></span><span style="left: 31.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1807" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectsOfGroupsOfOnerousContractsInitiallyRecognisedInPeriodInsuranceContractsLiabilityAsset" scale="6" id="f-4802">253</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 530.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present components of new business for reinsurance contracts held portfolios for the years presented.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 548.55pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 312pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 312pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.12pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.03pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">New business reinsurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of present value of cash outflows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1808" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4803">7,144</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1809" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4804">6,153</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1810" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4805">7,519</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 16.93pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1811" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4806">20,816</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of present value of cash inflows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1812" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4807">6,950</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1813" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4808">5,876</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1814" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4809">6,164</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1815" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4810">18,990</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Risk adjustment for non-financial risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1816" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4811">189</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1817" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4812">68</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1818" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4813">1,004</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1819" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4814">1,261</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contractual service margin<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1820" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4815">21</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1821" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4816">217</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1822" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4817">384</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1823" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4818">622</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Amount included in reinsurance assets for the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1824" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4819">16</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1825" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4820">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1826" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4821">33</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1467" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4822">57</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 633.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 312pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 18.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 312pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 10.69pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.12pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.03pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 18.75pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">New business reinsurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 30pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of present value of cash outflows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1827" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4823">916</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1828" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4824">331</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1829" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4825">750</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1830" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4826">1,997</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 41.25pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates of present value of cash inflows<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1831" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4827">815</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1832" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4828">319</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1833" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4829">799</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1834" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-4830">1,933</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 52.5pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Risk adjustment for non-financial risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1835" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4831">170</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1836" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4832">76</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1837" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4833">153</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1838" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4834">399</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 63.75pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contractual service margin<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 63.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1839" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4835">57</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 63.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1840" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4836">51</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 63.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1841" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4837">155</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 63.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1842" decimals="-6" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4838">263</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 75pt; width: 312pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Amount included in reinsurance assets for the year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1843" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4839">12</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1844" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4840">13</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1845" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4841">47</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1494" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughEffectsOfContractsInitiallyRecognisedInPeriodReinsuranceContractsLiabilityAsset" scale="6" id="f-4842">72</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">67<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3107"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(e)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-20" continuedAt="f-3020-21"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Expected recognition of contractual service margin<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-21" continuedAt="f-3020-22"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfInformationAboutExpectedRecognitionOfContractualServiceMarginInProfitOrLossExplanatory" id="f-4843" continuedAt="f-4843-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present expectations for the timing of recognition of CSM in income in future years.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-4843-1"><div style="position: var(--position); top: 70pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 247.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 247.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 247.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 0pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.26pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.66pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 0pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.61pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.16pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 0pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.55pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">5 to 10 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.16pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 0pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.99pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">10 to 20 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.66pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 0pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.6pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">More than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.43pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">20 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.35pt; position: var(--position); white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts issued<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 31.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.48pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1846" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4844">426</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 31.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.65pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1847" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4845">1,347</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 31.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.65pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1848" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4846">1,116</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 31.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.15pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1849" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4847">1,173</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.98pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1850" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4848">677</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 31.5pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.65pt;"></span></span><span style="left: 25.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1368" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4849">4,739</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 42.75pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 42.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1851" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4850">53</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 42.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.04pt;"></span></span><span style="left: 25.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1852" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4851">150</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 42.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.04pt;"></span></span><span style="left: 25.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1853" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4852">126</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.54pt;"></span></span><span style="left: 27.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1854" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4853">144</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 42.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.54pt;"></span></span><span style="left: 30.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1855" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4854">156</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 42.75pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.04pt;"></span></span><span style="left: 28.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1382" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4855">629</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 54pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1856" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4856">373</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 54pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1857" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4857">1,197</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 54pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1858" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4858">990</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 54pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.04pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1859" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4859">1,029</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 54pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1860" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4860">521</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 54pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.54pt;"></span></span><span style="left: 25.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1861" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4861">4,110</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 65.25pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts issued<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 76.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1862" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4862">474</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 76.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1863" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4863">1,510</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 76.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1864" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4864">1,194</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.04pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1865" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4865">1,023</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 76.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1866" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4866">360</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 76.5pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.54pt;"></span></span><span style="left: 25.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1370" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4867">4,561</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 87.75pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 87.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.04pt;"></span></span><span style="left: 25.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1867" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4868">278</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 87.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.04pt;"></span></span><span style="left: 25.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1868" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4869">835</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 87.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.04pt;"></span></span><span style="left: 25.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1869" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4870">569</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.54pt;"></span></span><span style="left: 27.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1870" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4871">381</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 87.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.43pt;"></span></span><span style="left: 34.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1871" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4872">30</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 87.75pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.21pt;"></span></span><span style="left: 22.84pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1384" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4873">2,093</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 99pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1872" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4874">196</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 99pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1873" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4875">675</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 99pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1874" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4876">625</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 99pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.87pt;"></span></span><span style="left: 29.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1875" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4877">642</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 99pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1876" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4878">330</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 99pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 22.54pt;"></span></span><span style="left: 25.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1877" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4879">2,468</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 110.25pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 121.5pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts issued<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 121.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1878" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4880">1,527</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 121.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1879" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4881">5,006</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 121.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1880" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4882">2,861</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.04pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1881" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4883">2,815</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 121.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.04pt;"></span></span><span style="left: 26.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1882" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4884">5,396</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 121.5pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.65pt;"></span></span><span style="left: 21.279999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1366" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4885">17,605</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 132.75pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 132.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1883" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4886">72</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 132.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.04pt;"></span></span><span style="left: 25.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1884" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4887">295</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 132.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.04pt;"></span></span><span style="left: 25.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1885" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4888">194</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 132.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.43pt;"></span></span><span style="left: 31.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1886" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4889">58</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 132.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.54pt;"></span></span><span style="left: 30.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1887" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4890">149</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 132.75pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.04pt;"></span></span><span style="left: 28.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1380" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4891">768</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 144pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1888" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4892">1,455</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 144pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1889" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4893">4,711</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 144pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1890" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4894">2,667</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 144pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.04pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1891" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4895">2,757</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 144pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.04pt;"></span></span><span style="left: 26.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1892" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4896">5,247</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 144pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 18.65pt;"></span></span><span style="left: 21.279999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1893" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4897">16,837</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 155.25pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 166.5pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts issued<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 166.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1894" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4898">10</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 166.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1895" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4899">36</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 166.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1896" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4900">35</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.43pt;"></span></span><span style="left: 31.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1897" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4901">42</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 166.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.43pt;"></span></span><span style="left: 34.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1898" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4902">17</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 166.5pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.04pt;"></span></span><span style="left: 28.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1372" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4903">140</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 177.75pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 177.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.26pt;"></span></span><span style="left: 31.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1899" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4904">13</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 177.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.26pt;"></span></span><span style="left: 31.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1900" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4905">67</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 177.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.26pt;"></span></span><span style="left: 31.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1901" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4906">59</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 177.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.76pt;"></span></span><span style="left: 33.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1902" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4907">11</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 177.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 35.32pt;"></span></span><span style="left: 37.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1903" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4908">1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 177.75pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.37pt;"></span></span><span style="left: 31pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1386" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4909">149</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 189pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.15pt;"></span></span><span style="left: 35.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1904" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4910">3</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 189pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.26pt;"></span></span><span style="left: 31.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1905" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4911">31</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 189pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.26pt;"></span></span><span style="left: 31.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1906" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4912">24</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 189pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.43pt;"></span></span><span style="left: 31.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1907" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4913">31</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 189pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.43pt;"></span></span><span style="left: 34.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1908" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4914">18</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 189pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.15pt;"></span></span><span style="left: 38.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1909" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4915">9</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 200.25pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 247.5pt; position: var(--position); top: 200.25pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.65pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4916">2,027</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 290.25pt; position: var(--position); top: 200.25pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.65pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-952" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4917">6,614</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 200.25pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.65pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-677" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4918">4,306</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.15pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1910" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4919">4,397</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420pt; position: var(--position); top: 200.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.15pt;"></span></span><span style="left: 26.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1911" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4920">6,080</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 467.25pt; position: var(--position); top: 200.25pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 14.76pt;"></span></span><span style="left: 21.279999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4921">23,424</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 286.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 512.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 248.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 248.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 248.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 0pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.26pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.66pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 0pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.61pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.16pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 0pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.55pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">5 to 10 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.16pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 0pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.99pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">10 to 20 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.66pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 0pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.6pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">More than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.43pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">20 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 0pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 44.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.85pt; position: var(--position); white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts issued<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 40.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.48pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1912" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4922">379</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 40.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.65pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1913" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4923">1,213</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 40.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.65pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1914" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4924">1,016</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 40.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.15pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1915" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4925">1,084</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 40.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 25.98pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1916" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4926">651</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 40.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.15pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1369" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4927">4,343</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51.75pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 51.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1917" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4928">36</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 51.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1918" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4929">83</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 51.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1919" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4930">52</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 51.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.43pt;"></span></span><span style="left: 31.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1920" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4931">46</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 51.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.43pt;"></span></span><span style="left: 34.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1921" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4932">65</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 51.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.54pt;"></span></span><span style="left: 27.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1383" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4933">282</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 63pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1922" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4934">343</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 63pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1923" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4935">1,130</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 63pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1924" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4936">964</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 63pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.04pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1925" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4937">1,038</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 63pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1926" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4938">586</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 63pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.04pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1927" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4939">4,061</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 74.25pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 85.5pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts issued<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 85.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1928" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4940">388</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 85.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1929" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4941">1,235</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 85.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1930" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4942">968</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 85.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.87pt;"></span></span><span style="left: 29.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1931" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4943">823</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 85.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1932" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4944">288</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 85.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.04pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1371" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4945">3,702</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 96.75pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 96.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1933" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4946">50</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 96.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.04pt;"></span></span><span style="left: 25.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1934" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4947">139</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 96.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1935" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4948">35</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 96.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.76pt;"></span></span><span style="left: 33.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1936" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4949">90</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 96.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1937" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4950">169</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 96.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.76pt;"></span></span><span style="left: 33.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1385" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4951">35</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 108pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1938" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4952">338</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 108pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1939" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4953">1,096</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 108pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 25.37pt;"></span></span><span style="left: 28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1940" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4954">933</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 108pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.87pt;"></span></span><span style="left: 29.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1941" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4955">913</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 108pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.87pt;"></span></span><span style="left: 32.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1942" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4956">457</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 108pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.04pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1943" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4957">3,737</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 119.25pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts issued<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 130.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1944" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4958">1,273</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 130.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1945" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4959">4,066</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 130.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1946" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4960">3,320</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 130.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.04pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1947" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4961">3,308</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 130.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.04pt;"></span></span><span style="left: 26.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1948" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4962">2,204</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 130.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.15pt;"></span></span><span style="left: 19.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1367" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4963">14,171</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 141.75pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 141.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1949" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4964">44</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 141.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.04pt;"></span></span><span style="left: 25.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1950" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4965">202</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 141.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.04pt;"></span></span><span style="left: 25.669999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1951" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4966">173</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 141.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.54pt;"></span></span><span style="left: 27.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1952" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4967">105</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 141.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.54pt;"></span></span><span style="left: 30.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1953" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4968">169</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 141.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.54pt;"></span></span><span style="left: 27.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1381" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4969">693</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 153pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1954" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4970">1,229</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 153pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1955" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4971">3,864</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 153pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 19.54pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1956" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4972">3,147</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 153pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 21.04pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1957" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4973">3,203</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 153pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.04pt;"></span></span><span style="left: 26.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1958" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4974">2,035</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 153pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 17.15pt;"></span></span><span style="left: 19.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1959" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4975">13,478</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 164.25pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 175.5pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contracts issued<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 175.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.82pt;"></span></span><span style="left: 33.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1960" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4976">8</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 175.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1961" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4977">28</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 175.5pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.93pt;"></span></span><span style="left: 29.56pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1962" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4978">28</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 175.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.43pt;"></span></span><span style="left: 31.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1963" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4979">34</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.43pt;"></span></span><span style="left: 34.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1964" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4980">14</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 175.5pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.54pt;"></span></span><span style="left: 27.169999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1373" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4981">112</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 186.75pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contracts held<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 186.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.26pt;"></span></span><span style="left: 31.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1965" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4982">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 186.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.26pt;"></span></span><span style="left: 31.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1966" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4983">51</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 186.75pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.26pt;"></span></span><span style="left: 31.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1967" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4984">53</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 186.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.76pt;"></span></span><span style="left: 33.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1968" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4985">19</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 186.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 37.65pt;"></span></span><span style="left: 40.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1969" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4986">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 186.75pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.87pt;"></span></span><span style="left: 29.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1387" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4987">137</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 198pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 33.15pt;"></span></span><span style="left: 35.78pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1970" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4988">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 198pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.26pt;"></span></span><span style="left: 31.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1971" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4989">23</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 198pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 29.26pt;"></span></span><span style="left: 31.89pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1972" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4990">25</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 198pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 28.43pt;"></span></span><span style="left: 31.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1973" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4991">15</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 198pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 31.43pt;"></span></span><span style="left: 34.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1974" decimals="-6" sign="-" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4992">10</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 198pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.76pt;"></span></span><span style="left: 33.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1975" decimals="-6" name="ifrs-full:ContractualServiceMargin" scale="6" id="f-4993">25</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 209.25pt; width: 248.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 248.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 248.25pt; position: var(--position); top: 209.25pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.65pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4994">1,912</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 291pt; position: var(--position); top: 209.25pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.65pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1038" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4995">6,113</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333.75pt; position: var(--position); top: 209.25pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 15.65pt;"></span></span><span style="left: 22.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-736" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4996">5,069</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 209.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.15pt;"></span></span><span style="left: 23.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1976" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4997">5,139</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 20.15pt;"></span></span><span style="left: 26.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1977" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4998">3,068</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 209.25pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 13.26pt;"></span></span><span style="left: 19.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:ContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-4999">21,301</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 68<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3114"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(f)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-22" continuedAt="f-3020-23"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Investment income and insurance finance income and expenses<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-23" continuedAt="f-3020-24"><div style="position: var(--position); top: 52.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfInformationAboutInvestmentIncomeAndInsuranceFinanceIncomeAndExpenseExplanatoryTableTextBlock" id="f-5000" continuedAt="f-5000-1" escape="true"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 362.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 362.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 67.11999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.9pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.24pt; position: var(--position); text-decoration: none; white-space: pre;">contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.39pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.85pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">insurance<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.65pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Investment return<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 32.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Investment-related income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:InvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5001">14,214</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:InvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5002">3,268</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5003">17,482</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 44.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Net gains (losses) on financial assets at FVTPL<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:NetGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5004">1,788</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:NetGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-5005">63</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5006">1,851</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Unrealized gains (losses) on FVOCI assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:UnrealizedGainsLossesOnFairValueThroughOtherComprehensiveAssets" format="ixt:num-dot-decimal" scale="6" id="f-5007">5,590</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:UnrealizedGainsLossesOnFairValueThroughOtherComprehensiveAssets" format="ixt:num-dot-decimal" scale="6" id="f-5008">6,803</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:UnrealizedGainsLossesOnFairValueThroughOtherComprehensiveAssets" format="ixt:num-dot-decimal" scale="6" id="f-5009">1,213</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Impairment and recovery (loss) on financial assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-5010">137</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-5011">28</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-5012">109</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 80.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Investment expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:InvestmentExpenses" scale="6" id="f-5013">644</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:InvestmentExpenses" scale="6" id="f-5014">704</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InvestmentExpenses" format="ixt:num-dot-decimal" scale="6" id="f-5015">1,348</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Interest on required surplus<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:InterestOnRequiredSurplus" scale="6" id="f-5016">672</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:InterestOnRequiredSurplus" scale="6" id="f-5017">672</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InterestOnRequiredSurplus" format="ixt:fixed-zero" scale="6" id="f-5018">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 104.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment return<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5019">21,757</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5020">4,876</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5021">16,881</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 116.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5022">16,489</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5023">2,622</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5024">19,111</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5025">5,268</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5026">7,498</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5027">2,230</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 140.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance income (expenses) from insurance contracts issued and effect of <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">movement in exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 162pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Interest accreted to insurance contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:InterestAccretedToInsuranceContractsUsingLockedinRate" format="ixt:num-dot-decimal" scale="6" id="f-5028">10,283</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:InterestAccretedToInsuranceContractsUsingLockedinRate" scale="6" id="f-5029">26</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:InterestAccretedToInsuranceContractsUsingLockedinRate" format="ixt:num-dot-decimal" scale="6" id="f-5030">10,257</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 174pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Due to changes in interest rates and other financial assumptions<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5031">10,199</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptions" scale="6" id="f-5032">67</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5033">10,132</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 186pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in fair value of underlying items of direct participation contracts <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:ChangesIMOnFairValueOfUnderlyingItemsOfDirectParticipationContracts" format="ixt:num-dot-decimal" scale="6" id="f-5034">5,231</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:ChangesIMOnFairValueOfUnderlyingItemsOfDirectParticipationContracts" format="ixt:fixed-zero" scale="6" id="f-5035">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ChangesIMOnFairValueOfUnderlyingItemsOfDirectParticipationContracts" format="ixt:num-dot-decimal" scale="6" id="f-5036">5,231</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 198pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of risk mitigation option<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:EffectsOfRiskMitigationOption" format="ixt:num-dot-decimal" scale="6" id="f-5037">1,755</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:EffectsOfRiskMitigationOption" format="ixt:fixed-zero" scale="6" id="f-5038">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:EffectsOfRiskMitigationOption" format="ixt:num-dot-decimal" scale="6" id="f-5039">1,755</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 210pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Net foreign exchange income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:NetForeignExchangeIncomeExpense" scale="6" id="f-5040">2</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:NetForeignExchangeIncomeExpense" format="ixt:fixed-zero" scale="6" id="f-5041">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:NetForeignExchangeIncomeExpense" scale="6" id="f-5042">2</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 222pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Hedge accounting offset from insurance contracts issued<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInHedgeAccountingOffsetFromInsuranceContractsIssued" scale="6" id="f-5043">128</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInHedgeAccountingOffsetFromInsuranceContractsIssued" format="ixt:fixed-zero" scale="6" id="f-5044">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInHedgeAccountingOffsetFromInsuranceContractsIssued" scale="6" id="f-5045">128</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 234pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative OCI to IFIE &#8211; cash flow hedges<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1409" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeOCIToIFIE" scale="6" id="f-5046">52</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1979" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeOCIToIFIE" format="ixt:fixed-zero" scale="6" id="f-5047">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1192" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeOCIToIFIE" scale="6" id="f-5048">52</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 246pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative income (loss) changes to IFIE &#8211; fair value hedge<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1410" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeIncomeLossChangesToIFIE" format="ixt:num-dot-decimal" scale="6" id="f-5049">3,346</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1980" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeIncomeLossChangesToIFIE" format="ixt:fixed-zero" scale="6" id="f-5050">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1981" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeIncomeLossChangesToIFIE" format="ixt:num-dot-decimal" scale="6" id="f-5051">3,346</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInExchangeRatesOthers" scale="6" id="f-5052">394</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInExchangeRatesOthers" format="ixt:fixed-zero" scale="6" id="f-5053">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInExchangeRatesOthers" scale="6" id="f-5054">394</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance finance income (expenses) from insurance contracts issued<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-5055">6,590</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssued" scale="6" id="f-5056">41</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-5057">6,631</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 282pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of movements in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 282pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromForeignExchangeGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-5058">1,417</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 282pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromForeignExchangeGainLoss" format="ixt:fixed-zero" scale="6" id="f-5059">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 282pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromForeignExchangeGainLoss" format="ixt:num-dot-decimal" scale="6" id="f-5060">1,417</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 294pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance finance income (expenses) from insurance contracts issued and effect of <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">movement in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 294pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5061">8,007</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 294pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5062">41</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 294pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5063">8,048</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 315.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses), including effects of exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 315.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5064">16,252</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 315.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-5065">33</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 315.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5066">16,219</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 327.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI, including effects of exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 327.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5067">8,245</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 327.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" scale="6" id="f-5068">74</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 327.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5069">8,171</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 339.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance finance income (expenses) from reinsurance contracts held and effect of <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">movement in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 361.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Interest accreted to insurance contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 361.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:InterestAccretedToInsuranceContractsUsingLockedInRateFromReinsuranceContractsHeld" format="ixt:num-dot-decimal" scale="6" id="f-5070">2,135</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 361.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:InterestAccretedToInsuranceContractsUsingLockedInRateFromReinsuranceContractsHeld" format="ixt:fixed-zero" scale="6" id="f-5071">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 361.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:InterestAccretedToInsuranceContractsUsingLockedInRateFromReinsuranceContractsHeld" format="ixt:num-dot-decimal" scale="6" id="f-5072">2,135</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 373.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Due to changes in interest rates and other financial assumptions<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 373.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptionsFromReinsuranceContractsHeld" format="ixt:num-dot-decimal" scale="6" id="f-5073">3,886</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 373.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptionsFromReinsuranceContractsHeld" scale="6" id="f-5074">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 373.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptionsFromReinsuranceContractsHeld" format="ixt:num-dot-decimal" scale="6" id="f-5075">3,882</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 385.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Changes in risk of non-performance of reinsurers<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 385.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-5076">57</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 385.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-5077">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 385.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-5078">57</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 397.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 397.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInExchangeRatesOthers" scale="6" id="f-5079">88</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 397.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInExchangeRatesOthers" format="ixt:fixed-zero" scale="6" id="f-5080">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 397.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInExchangeRatesOthers" scale="6" id="f-5081">88</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 409.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total reinsurance finance income (expenses) from reinsurance contracts held<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeld" format="ixt:num-dot-decimal" scale="6" id="f-5082">1,896</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeld" scale="6" id="f-5083">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeld" format="ixt:num-dot-decimal" scale="6" id="f-5084">1,892</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 421.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of movements in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 421.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:GainsLossesOnExchangeDifferencesOnTranslationRecognizedInProfitOrLossFromReinsuranceContractsHeld" scale="6" id="f-5085">243</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 421.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:GainsLossesOnExchangeDifferencesOnTranslationRecognizedInProfitOrLossFromReinsuranceContractsHeld" format="ixt:fixed-zero" scale="6" id="f-5086">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 421.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:GainsLossesOnExchangeDifferencesOnTranslationRecognizedInProfitOrLossFromReinsuranceContractsHeld" scale="6" id="f-5087">243</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 433.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total reinsurance finance income (expenses) from reinsurance contracts held and effect of <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">movement in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 433.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5088">1,653</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 433.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5089">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 433.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5090">1,649</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 455.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses), including effects of foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5091">1,133</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" format="ixt:fixed-zero" scale="6" id="f-5092">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5093">1,133</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 467.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI, including effects of exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5094">2,786</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" scale="6" id="f-5095">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5096">2,782</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 479.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Decrease (increase) in investment contract liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiability" scale="6" id="f-5097">6</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiability" scale="6" id="f-5098">498</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiability" scale="6" id="f-5099">504</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 491.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total net investment income (loss), insurance finance income (expenses) and reinsurance <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">finance income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 491.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:NetInvestmentIncomeLossInsuranceFinanceIncomeExpenseAndReinsuranceFinanceIncomeExpense" format="ixt:num-dot-decimal" scale="6" id="f-5100">12,091</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 491.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:NetInvestmentIncomeLossInsuranceFinanceIncomeExpenseAndReinsuranceFinanceIncomeExpense" format="ixt:num-dot-decimal" scale="6" id="f-5101">5,411</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 491.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetInvestmentIncomeLossInsuranceFinanceIncomeExpenseAndReinsuranceFinanceIncomeExpense" format="ixt:num-dot-decimal" scale="6" id="f-5102">6,680</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 513pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts recognized in income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 513pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInIncomeExpense" format="ixt:num-dot-decimal" scale="6" id="f-5103">1,364</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 513pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInIncomeExpense" format="ixt:num-dot-decimal" scale="6" id="f-5104">2,157</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 513pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInIncomeExpense" format="ixt:num-dot-decimal" scale="6" id="f-5105">3,521</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 525pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts recognized in OCI<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 525pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1390" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5106">10,727</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 525pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1978" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5107">7,568</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 525pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5108">3,159</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></ix:nonNumeric></div><ix:continuation id="f-5000-1" continuedAt="f-5000-2"><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 594.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1) <span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 51.81pt; position: var(--position); text-decoration: none; white-space: pre;">Non-insurance includes consolidations and eliminations of transactions between operating segments.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">69<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-5000-2" continuedAt="f-5000-3"><ix:continuation id="f-3020-24" continuedAt="f-3020-25"><div><div style="position: var(--position); top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 362.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 362.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 63.660000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.9pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.24pt; position: var(--position); text-decoration: none; white-space: pre;">contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.39pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.85pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">insurance<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.65pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Investment return<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 32.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Investment-related income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:InvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5109">13,036</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5110">3,079</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5111">16,115</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 44.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Net gains (losses) on financial assets at FVTPL<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:NetGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5112">2,176</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:NetGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-5113">506</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5114">2,682</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Unrealized gains (losses) on FVOCI assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:UnrealizedGainsLossesOnFairValueThroughOtherComprehensiveAssets" format="ixt:num-dot-decimal" scale="6" id="f-5115">11,212</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:UnrealizedGainsLossesOnFairValueThroughOtherComprehensiveAssets" format="ixt:num-dot-decimal" scale="6" id="f-5116">1,018</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:UnrealizedGainsLossesOnFairValueThroughOtherComprehensiveAssets" format="ixt:num-dot-decimal" scale="6" id="f-5117">12,230</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Impairment and recovery (loss) on financial assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-5118">247</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-5119">57</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:ImpairmentGainLossOnFinancialAssets" scale="6" id="f-5120">304</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 80.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Investment expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:InvestmentExpenses" scale="6" id="f-5121">540</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InvestmentExpenses" scale="6" id="f-5122">757</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentExpenses" format="ixt:num-dot-decimal" scale="6" id="f-5123">1,297</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Interest on required surplus<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:InterestOnRequiredSurplus" scale="6" id="f-5124">521</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" sign="-" name="mfc:InterestOnRequiredSurplus" scale="6" id="f-5125">521</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InterestOnRequiredSurplus" format="ixt:fixed-zero" scale="6" id="f-5126">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 104.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment return<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5127">26,158</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5128">3,268</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5129">29,426</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 116.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5130">15,830</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5131">2,191</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5132">18,021</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5133">10,328</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5134">1,077</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5135">11,405</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 140.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance income (expenses) from insurance contracts issued and effect of <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">movement in exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 162pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Interest accreted to insurance contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:InterestAccretedToInsuranceContractsUsingLockedinRate" format="ixt:num-dot-decimal" scale="6" id="f-5136">8,214</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InterestAccretedToInsuranceContractsUsingLockedinRate" scale="6" id="f-5137">28</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:InterestAccretedToInsuranceContractsUsingLockedinRate" format="ixt:num-dot-decimal" scale="6" id="f-5138">8,186</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 174pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Due to changes in interest rates and other financial assumptions<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5139">11,008</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptions" scale="6" id="f-5140">21</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5141">10,987</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 186pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in fair value of underlying items of direct participation contracts <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:ChangesIMOnFairValueOfUnderlyingItemsOfDirectParticipationContracts" format="ixt:num-dot-decimal" scale="6" id="f-5142">7,384</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:ChangesIMOnFairValueOfUnderlyingItemsOfDirectParticipationContracts" format="ixt:fixed-zero" scale="6" id="f-5143">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:ChangesIMOnFairValueOfUnderlyingItemsOfDirectParticipationContracts" format="ixt:num-dot-decimal" scale="6" id="f-5144">7,384</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 198pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Effects of risk mitigation option<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:EffectsOfRiskMitigationOption" format="ixt:num-dot-decimal" scale="6" id="f-5145">1,267</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:EffectsOfRiskMitigationOption" format="ixt:fixed-zero" scale="6" id="f-5146">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:EffectsOfRiskMitigationOption" format="ixt:num-dot-decimal" scale="6" id="f-5147">1,267</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 210pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Net foreign exchange income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:NetForeignExchangeIncomeExpense" scale="6" id="f-5148">80</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:NetForeignExchangeIncomeExpense" format="ixt:fixed-zero" scale="6" id="f-5149">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:NetForeignExchangeIncomeExpense" scale="6" id="f-5150">80</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 222pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Hedge accounting offset from insurance contracts issued<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInHedgeAccountingOffsetFromInsuranceContractsIssued" scale="6" id="f-5151">41</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInHedgeAccountingOffsetFromInsuranceContractsIssued" format="ixt:fixed-zero" scale="6" id="f-5152">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInHedgeAccountingOffsetFromInsuranceContractsIssued" scale="6" id="f-5153">41</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 234pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative OCI to IFIE &#8211; cash flow hedges<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1425" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeOCIToIFIE" scale="6" id="f-5154">3</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1983" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeOCIToIFIE" format="ixt:fixed-zero" scale="6" id="f-5155">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1198" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeOCIToIFIE" scale="6" id="f-5156">3</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 246pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Reclassification of derivative income (loss) changes to IFIE &#8211; fair value hedge<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1426" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeIncomeLossChangesToIFIE" scale="6" id="f-5157">185</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1984" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeIncomeLossChangesToIFIE" format="ixt:fixed-zero" scale="6" id="f-5158">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1985" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInReclassificationOfDerivativeIncomeLossChangesToIFIE" scale="6" id="f-5159">185</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInExchangeRatesOthers" scale="6" id="f-5160">237</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInExchangeRatesOthers" format="ixt:fixed-zero" scale="6" id="f-5161">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInExchangeRatesOthers" scale="6" id="f-5162">237</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance finance income (expenses) from insurance contracts issued<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-5163">25,041</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssued" scale="6" id="f-5164">49</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-5165">24,992</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 282pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of movements in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 282pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromForeignExchangeGainLoss" scale="6" id="f-5166">952</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 282pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromForeignExchangeGainLoss" format="ixt:fixed-zero" scale="6" id="f-5167">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 282pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromForeignExchangeGainLoss" scale="6" id="f-5168">952</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 294pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance finance income (expenses) from insurance contracts issued and effect of <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">movement in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 294pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5169">25,993</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 294pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5170">49</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 294pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5171">25,944</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 315.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses), including effects of exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 315.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5172">13,930</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 315.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-5173">36</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 315.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5174">13,894</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 327.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI, including effects of exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 327.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5175">12,063</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 327.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" scale="6" id="f-5176">13</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 327.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5177">12,050</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 339.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance finance income (expenses) from reinsurance contracts held and effect of <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">movement in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 361.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Interest accreted to insurance contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 361.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:InterestAccretedToInsuranceContractsUsingLockedInRateFromReinsuranceContractsHeld" scale="6" id="f-5178">241</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 361.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InterestAccretedToInsuranceContractsUsingLockedInRateFromReinsuranceContractsHeld" scale="6" id="f-5179">12</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 361.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:InterestAccretedToInsuranceContractsUsingLockedInRateFromReinsuranceContractsHeld" scale="6" id="f-5180">229</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 373.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Due to changes in interest rates and other financial assumptions<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 373.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptionsFromReinsuranceContractsHeld" scale="6" id="f-5181">598</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 373.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" sign="-" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptionsFromReinsuranceContractsHeld" scale="6" id="f-5182">28</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 373.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:DueToChangesInInterestRatesAndOtherFinancialAssumptionsFromReinsuranceContractsHeld" scale="6" id="f-5183">570</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 385.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Changes in risk of non-performance of reinsurers<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 385.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-5184">15</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 385.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-5185">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 385.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughEffectOfChangesInRiskOfNonperformanceByIssuerOfReinsuranceContractsHeldInsuranceContractsLiabilityAsset" scale="6" id="f-5186">15</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 397.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 397.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInExchangeRatesOthers" scale="6" id="f-5187">159</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 397.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInExchangeRatesOthers" format="ixt:fixed-zero" scale="6" id="f-5188">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 397.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInExchangeRatesOthers" scale="6" id="f-5189">159</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 409.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total reinsurance finance income (expenses) from reinsurance contracts held<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeld" scale="6" id="f-5190">665</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeld" scale="6" id="f-5191">40</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 409.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeld" scale="6" id="f-5192">625</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 421.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of movements in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 421.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:GainsLossesOnExchangeDifferencesOnTranslationRecognizedInProfitOrLossFromReinsuranceContractsHeld" scale="6" id="f-5193">120</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 421.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:GainsLossesOnExchangeDifferencesOnTranslationRecognizedInProfitOrLossFromReinsuranceContractsHeld" format="ixt:fixed-zero" scale="6" id="f-5194">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 421.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:GainsLossesOnExchangeDifferencesOnTranslationRecognizedInProfitOrLossFromReinsuranceContractsHeld" scale="6" id="f-5195">120</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 433.5pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total reinsurance finance income (expenses) from reinsurance contracts held and effect of <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">movement in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 433.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5196">545</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 433.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5197">40</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 433.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5198">505</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 455.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses), including effects of foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5199">719</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5200">15</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 455.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5201">734</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 467.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI, including effects of exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5202">1,264</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" scale="6" id="f-5203">25</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 467.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5204">1,239</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 479.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Decrease (increase) in investment contract liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiability" scale="6" id="f-5205">17</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiability" scale="6" id="f-5206">418</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughExperienceAdjustmentsInsuranceContractsLiability" scale="6" id="f-5207">435</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 491.25pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total net investment income (loss), insurance finance income (expenses) and reinsurance <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">finance income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 491.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:NetInvestmentIncomeLossInsuranceFinanceIncomeExpenseAndReinsuranceFinanceIncomeExpense" scale="6" id="f-5208">693</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 491.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:NetInvestmentIncomeLossInsuranceFinanceIncomeExpenseAndReinsuranceFinanceIncomeExpense" format="ixt:num-dot-decimal" scale="6" id="f-5209">2,859</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 491.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetInvestmentIncomeLossInsuranceFinanceIncomeExpenseAndReinsuranceFinanceIncomeExpense" format="ixt:num-dot-decimal" scale="6" id="f-5210">3,552</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 513pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts recognized in income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 513pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInIncomeExpense" format="ixt:num-dot-decimal" scale="6" id="f-5211">1,164</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 513pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInIncomeExpense" format="ixt:num-dot-decimal" scale="6" id="f-5212">1,794</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 513pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInIncomeExpense" format="ixt:num-dot-decimal" scale="6" id="f-5213">2,958</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 525pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts recognized in OCI<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 525pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1424" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInOtherComprehensiveIncome" scale="6" id="f-5214">471</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 525pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1982" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5215">1,065</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 525pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldAmountsRecognizedInOtherComprehensiveIncome" scale="6" id="f-5216">594</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 582.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Non-insurance includes consolidations and eliminations of transactions between operating segments.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 70<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-3020-25" continuedAt="f-3020-26"><ix:continuation id="f-5000-3"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present Investment income and insurance finance income and expenses recognized in income or expenses <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">or other comprehensive income, by reporting segments for the years ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.37pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.34pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 446.34pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 525.31pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 68.1pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 211.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 0pt; width: 201pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.93pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance and reinsurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 211.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 67.11999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.13pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.23pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.14pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.63pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.71pt; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.99pt; position: var(--position); text-decoration: none; white-space: pre;">insurance<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.08pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment return<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 42.75pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1986" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5217">7,994</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1987" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5218">3,529</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1988" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5219">4,943</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1989" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" scale="6" id="f-5220">23</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1990" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5221">2,622</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5222">19,111</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1986" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" scale="6" id="f-5223">801</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1987" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5224">5,876</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1988" decimals="-6" sign="-" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5225">1,411</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1989" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" scale="6" id="f-5226">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1990" decimals="-6" sign="-" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5227">7,498</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5228">2,230</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1986" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5229">8,795</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1987" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5230">9,405</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1988" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5231">3,532</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1989" decimals="-6" name="mfc:NetInvestmentReturn" scale="6" id="f-5232">25</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1990" decimals="-6" sign="-" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5233">4,876</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5234">16,881</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance finance income (expenses) from insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">contracts issued and effect of movement in foreign <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 104.25pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses), including effects of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1986" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5235">7,334</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1987" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5236">3,650</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1988" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5237">5,278</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1989" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-5238">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1990" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-5239">33</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5240">16,219</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 124.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI, including effects of exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1986" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" scale="6" id="f-5241">977</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1987" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" scale="6" id="f-5242">473</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1988" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5243">8,749</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1989" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:fixed-zero" scale="6" id="f-5244">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1990" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" scale="6" id="f-5245">74</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5246">8,171</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1986" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5247">8,311</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1987" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5248">3,177</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1988" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5249">3,471</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1989" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5250">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1990" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5251">41</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5252">8,048</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 147pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total reinsurance finance income (expenses) from <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance contracts held and effect of movement in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 174.75pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses), including effects of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1986" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5253">604</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1987" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5254">347</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1988" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5255">185</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1989" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5256">3</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1990" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" format="ixt:fixed-zero" scale="6" id="f-5257">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5258">1,133</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 195pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI, including effects of exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 195pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1986" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" scale="6" id="f-5259">168</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 195pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1987" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" scale="6" id="f-5260">59</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 195pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1988" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5261">2,677</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 195pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1989" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" format="ixt:fixed-zero" scale="6" id="f-5262">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 195pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1990" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" scale="6" id="f-5263">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 195pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5264">2,782</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 206.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1986" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5265">436</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 206.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1987" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5266">406</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 206.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1988" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5267">2,492</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 206.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1989" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5268">3</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 206.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1990" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5269">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 206.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5270">1,649</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 290.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Non-insurance includes consolidations and eliminations of transactions between operating segments.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="position: var(--position); top: 300.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 211.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 0pt; width: 201pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.19pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.93pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance and reinsurance contracts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 17.25pt; width: 211.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 63.660000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.25pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.35pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.26pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.75pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.71pt; position: var(--position); text-decoration: none; white-space: pre;">Non-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.99pt; position: var(--position); text-decoration: none; white-space: pre;">insurance<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.08pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 37.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment return<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 48.75pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 48.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1991" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5271">7,095</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 48.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1992" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5272">3,514</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 48.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1993" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5273">5,193</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 48.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1994" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" scale="6" id="f-5274">28</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 48.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1995" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5275">2,191</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 48.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.26pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5276">18,021</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 60pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 60pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1991" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5277">4,675</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 60pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1992" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5278">2,454</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 60pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1993" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5279">3,197</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 60pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1994" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" scale="6" id="f-5280">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 60pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1995" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5281">1,077</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 60pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InvestmentIncomePortionRecognizedInOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-5282">11,405</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1991" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5283">11,770</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1992" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5284">5,968</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1993" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5285">8,390</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1994" decimals="-6" name="mfc:NetInvestmentReturn" scale="6" id="f-5286">30</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1995" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5287">3,268</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 25.779999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetInvestmentReturn" format="ixt:num-dot-decimal" scale="6" id="f-5288">29,426</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance finance income (expenses) from insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">contracts issued and effect of movement in foreign <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 110.25pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses), including effects of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1991" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5289">6,436</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1992" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5290">3,315</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1993" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5291">4,868</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1994" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-5292">689</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1995" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-5293">36</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-5294">13,894</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI, including effects of exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1991" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5295">4,601</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1992" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5296">2,394</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1993" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5297">5,068</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1994" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:fixed-zero" scale="6" id="f-5298">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1995" decimals="-6" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" scale="6" id="f-5299">13</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpensesPortionRecognizedInOciIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5300">12,050</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1991" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5301">11,037</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1992" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5302">5,709</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1993" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5303">9,936</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1994" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5304">689</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1995" decimals="-6" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5305">49</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:InsuranceFinanceIncomeExpenseFromInsuranceContractsIssuedAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5306">25,944</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 153pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total reinsurance finance income (expenses) from <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance contracts held and effect of movement in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180.75pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in income (expenses), including effects of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">foreign exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1991" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5307">105</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1992" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5308">57</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1993" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5309">11</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1994" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5310">682</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1995" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5311">15</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 180.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInIncomeExpenseIncludingEffectsOfExchangeRates" scale="6" id="f-5312">734</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 201pt; width: 211.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI, including effects of exchange rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 201pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1991" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" scale="6" id="f-5313">117</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 201pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1992" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" scale="6" id="f-5314">33</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 201pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1993" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5315">1,114</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 201pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1994" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" format="ixt:fixed-zero" scale="6" id="f-5316">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 201pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1995" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" scale="6" id="f-5317">25</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 201pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpensesFromReinsuranceContractsHeldPortionRecognizedInOtherComprehensiveIncomeIncludingEffectsOfExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5318">1,239</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1991" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5319">12</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1992" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5320">90</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1993" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" format="ixt:num-dot-decimal" scale="6" id="f-5321">1,125</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1994" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5322">682</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1995" decimals="-6" sign="-" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5323">40</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ReinsuranceFinanceIncomeExpenseFromReinsuranceContractsHeldAndEffectOfMovementInForeignExchangeRates" scale="6" id="f-5324">505</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 529.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Non-insurance includes consolidations and eliminations of transactions between operating segments.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 538.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; <span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 545.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3168"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 545.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(g)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-26" continuedAt="f-3020-27"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Significant judgements and estimates<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><div style="position: absolute; top: 563.2pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3178"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 563.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(I)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-27" continuedAt="f-3020-28"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Fulfilment cash flows<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-28" continuedAt="f-3020-29"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 574pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Fulfilment cash flows have three major components:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 590.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Estimate of future cash flows<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 604.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">An adjustment to reflect the time value of money and the financial risk related to future cash flows if not included in the <span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 616.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">estimate of future cash flows<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 630.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">A risk adjustment for non-financial risk<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 648.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The determination of insurance fulfilment cash flows involves the use of estimates and assumptions. A comprehensive <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.3pt; position: var(--position); text-decoration: none; white-space: pre;">review of<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 552.27pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 659.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">valuation assumptions and methods is performed annually. The review reduces the Company&#8217;s exposure to uncertainty by <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 670.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">ensuring assumptions for liability risks remain appropriate. This is accomplished by monitoring experience and updating <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 681.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">assumptions which represent a best estimate of expected future experience and margins that are appropriate for the risks <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 692pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">assumed. While the assumptions selected represent the Company&#8217;s current best estimates and assessment of risk, the ongoing <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 702.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">monitoring of experience and the changes in the economic environment are likely to result in future changes to the actuarial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 713.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">assumptions, which could materially impact the insurance contract liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">71<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-3020-29" continuedAt="f-3020-30"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Method used to measure insurance and reinsurance contract fulfilment cash flows<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="background-color: transparent; height: 65.25pt; left: 98.27pt; opacity: 1; position: var(--position); top: 12.57pt; width: 211.5pt; z-index: 11;"><div><div><div></div></div></div></div><div style="background-color: transparent; height: 65.25pt; left: 105.77pt; opacity: 1; position: var(--position); top: 20.07pt; width: 211.5pt; z-index: 12;"><div><div><div></div></div></div></div><ix:continuation id="f-3020-30" continuedAt="f-3020-31"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company primarily uses deterministic projections using best estimate assumptions to determine the present value of future <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">cash flows. For product features such as universal life minimum crediting rates guarantees, participating life zero dividend floor <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">implicit guarantees and variable annuities guarantees, the Company developed a stochastic approach to capture the asymmetry <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 83.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of the risk.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Determination of assumptions used<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">For the deterministic projections, assumptions are made with respect to mortality, morbidity, rates of policy termination, operating <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">expenses and certain taxes. Actual experience is monitored to ensure that assumptions remain appropriate and assumptions are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 132.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">changed as warranted. Assumptions are discussed in more detail in the following table. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 149.7pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfInsuranceAndReinsuranceRiskManagementTableTextBlock" id="f-5325" continuedAt="f-5325-1" escape="true"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 63pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 211.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 225pt;"/></tr><tr style="height: 24pt;"><td colspan="2" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 274.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 8.81pt; width: 274.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.85pt; position: var(--position); text-decoration: none; white-space: pre;">Nature of factors and assumption methodology<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 274.5pt; position: var(--position); top: 0pt; width: 225pt;"><div><div style="line-height: 8pt; position: var(--position); top: 8.81pt; width: 225pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.85pt; position: var(--position); text-decoration: none; white-space: pre;">Risk management<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 104.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 114.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 137.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 132pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></ix:nonNumeric></div></ix:continuation><div style="background-color: transparent; height: 100.5pt; left: 36.77pt; opacity: 1; position: var(--position); top: 173.55pt; width: 62.25pt; z-index: 2;"><div><div><div><div style="line-height: 8pt; position: var(--position); top: 7.2pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">Mortality<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 99.75pt; left: 99.02pt; opacity: 1; position: var(--position); top: 173.55pt; width: 211.5pt; z-index: 3;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Mortality relates to the occurrence of death. Mortality <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 16.8pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">is a key assumption for life insurance and certain <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 26.4pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">forms of annuities. Mortality assumptions are based <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 36pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">on the Company&#8217;s internal experience as well as past <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 45.6pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">and emerging industry experience. Assumptions are <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 55.2pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">differentiated by sex, underwriting class, policy type <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 64.8pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">and geographic market. Assumptions are made for <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 74.4pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">future mortality improvements.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 100.5pt; left: 310.52pt; opacity: 1; position: var(--position); top: 173.55pt; width: 224.25pt; z-index: 4;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 224.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">The Company maintains underwriting standards to <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 17.6pt; width: 224.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">determine the insurability of applicants. Claim trends are <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 28pt; width: 224.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">monitored on an ongoing basis. Exposure to large claims is <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 38.4pt; width: 224.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">managed by establishing policy retention limits, which vary <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 48.8pt; width: 224.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">by market and geographic location. Policies in excess of <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 59.2pt; width: 224.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">the limits are reinsured with other companies. Mortality is <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 69.6pt; width: 224.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">monitored monthly, and the overall 2024 experience was <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 80pt; width: 224.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">favourable<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 44.49pt; position: var(--position); text-decoration: none; white-space: pre;"> (2023 &#8211; <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 76.01pt; position: var(--position); text-decoration: none; white-space: pre;">favourable<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 113.3pt; position: var(--position); text-decoration: none; white-space: pre;">) when compared to the <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 90.4pt; width: 224.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s assumptions.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 114.75pt; left: 99.02pt; opacity: 1; position: var(--position); top: 278.55pt; width: 211.5pt; z-index: 5;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Morbidity relates to the occurrence of accidents and <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 17.6pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">sickness for insured risks. Morbidity is a key <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 28pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">assumption for long-term care insurance, disability <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 38.4pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">insurance, critical illness and other forms of individual <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 48.8pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">and group health benefits. Morbidity assumptions are <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 59.2pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">based on the Company&#8217;s internal experience as well as <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 69.6pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">past and emerging industry experience and are <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 80pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">established for each type of morbidity risk and <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 90.4pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">geographic market. Assumptions are made for future <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 100.8pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">morbidity improvements.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 114.75pt; left: 309.77pt; opacity: 1; position: var(--position); top: 278.55pt; width: 225pt; z-index: 6;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">The Company maintains underwriting standards to <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 17.6pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">determine the insurability of applicants. Claim trends are <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 28pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">monitored on an ongoing basis. Exposure to large claims is <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 38.4pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">managed by establishing policy retention limits, which vary <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 48.8pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">by market and geographic location. Policies in excess of <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 59.2pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">the limits are reinsured with other companies. Morbidity is <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 69.6pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">also monitored monthly and the overall 2024 experience <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 80pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">was <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 23.63pt; position: var(--position); text-decoration: none; white-space: pre;">favourable<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 60.92pt; position: var(--position); text-decoration: none; white-space: pre;"> (2023 &#8211; <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 92.44pt; position: var(--position); text-decoration: none; white-space: pre;">favourable<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 129.73pt; position: var(--position); text-decoration: none; white-space: pre;">) when compared to the <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 90.4pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s assumptions.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 136.5pt; left: 99.02pt; opacity: 1; position: var(--position); top: 393.3pt; width: 211.5pt; z-index: 7;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Policies are terminated through lapses and surrenders, <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 17.6pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">where lapses represent the termination of policies due <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 28pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">to non-payment of premiums and surrenders represent <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 38.4pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">the voluntary termination of policies by policyholders. <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 48.8pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Premium persistency represents the level of ongoing <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 59.2pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">deposits on contracts where there is policyholder <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 69.6pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">discretion as to the amount and timing of deposits. <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 80pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Policy termination and premium persistency <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 90.4pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">assumptions are primarily based on the Company&#8217;s <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 100.8pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">recent experience adjusted for expected future <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 111.2pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">conditions. Assumptions reflect differences by type of <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 121.6pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">contract within each geographic market.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 136.5pt; left: 309.77pt; opacity: 1; position: var(--position); top: 393.3pt; width: 225pt; z-index: 8;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">The Company seeks to design products that minimize <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 17.6pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">financial exposure to lapse, surrender and premium <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 28pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">persistency risk. The Company monitors lapse, surrender <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 38.4pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">and persistency experience. In aggregate, 2024 <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 48.8pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">policyholder termination and premium persistency <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 59.2pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">experience was <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 64.92pt; position: var(--position); text-decoration: none; white-space: pre;">unfavourable<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 111.09pt; position: var(--position); text-decoration: none; white-space: pre;"> (2023 &#8211; <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 142.60999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">unfavourable<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 188.78pt; position: var(--position); text-decoration: none; white-space: pre;">) when <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 69.6pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">compared to the Company&#8217;s assumptions used in the <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 80pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">computation of actuarial liabilities.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 128.25pt; left: 98.27pt; opacity: 1; position: var(--position); top: 529.8pt; width: 211.5pt; z-index: 9;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Directly attributable operating expense assumptions <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 17.6pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">reflect the projected costs of maintaining and servicing <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 28pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">in-force policies, including associated directly <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 38.4pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">attributable overhead expenses. The directly <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 48.8pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">attributable expenses are derived from internal cost <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 59.2pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">studies projected into the future with an allowance for <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 69.6pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">inflation. For some developing businesses, there is an <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 80pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">expectation that unit costs will decline as these <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 90.4pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">businesses grow.<span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 106.8pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Directly attributable acquisitions expenses are derived <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 117.2pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">from internal cost studies.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 128.25pt; left: 310.52pt; opacity: 1; position: var(--position); top: 529.8pt; width: 225pt; z-index: 10;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">The Company prices its products to cover the expected <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 17.6pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">costs of servicing and maintaining them. In addition, the <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 28pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Company monitors expenses monthly, including <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 38.4pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">comparisons of actual expenses to expense levels allowed <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 48.8pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">for in pricing and valuation. Maintenance expenses for <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 59.2pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">2024 were <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 46.71pt; position: var(--position); text-decoration: none; white-space: pre;">unfavourable<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 92.88000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> (2023 &#8211; <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 124.4pt; position: var(--position); text-decoration: none; white-space: pre;">unfavourable<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 170.57pt; position: var(--position); text-decoration: none; white-space: pre;">) when <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 69.6pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">compared to the Company&#8217;s assumptions used in the <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 80pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">computation of actuarial liabilities.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 109.5pt; left: 36.77pt; opacity: 1; position: var(--position); top: 279.3pt; width: 62.25pt; z-index: 16;"><div><div><div><div style="line-height: 8pt; position: var(--position); top: 7.2pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">Morbidity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 136.5pt; left: 36.77pt; opacity: 1; position: var(--position); top: 393.3pt; width: 62.25pt; z-index: 17;"><div><div><div><div style="line-height: 8pt; position: var(--position); top: 7.2pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">Policy <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 17.6pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">termination <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 28pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">and <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 38.4pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">premium <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 48.8pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">persistency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 132pt; left: 36.77pt; opacity: 1; position: var(--position); top: 529.8pt; width: 62.25pt; z-index: 18;"><div><div><div><div style="line-height: 8pt; position: var(--position); top: 7.2pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">Directly <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 17.6pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">attributable <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 28pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 72<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-5325-1"><ix:continuation id="f-3020-31" continuedAt="f-3020-32"><div style="position: var(--position); top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 63pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 211.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 225pt;"/></tr><tr style="height: 24pt;"><td colspan="2" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 274.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 8.81pt; width: 274.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.85pt; position: var(--position); text-decoration: none; white-space: pre;">Nature of factors and assumption methodology<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 274.5pt; position: var(--position); top: 0pt; width: 225pt;"><div><div style="line-height: 8pt; position: var(--position); top: 8.81pt; width: 225pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 8.03pt; position: var(--position); text-decoration: none; white-space: pre;">Risk management<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 30pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 104.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="background-color: transparent; height: 78pt; left: 107.27pt; opacity: 1; position: var(--position); top: 94.17pt; width: 212.25pt; z-index: 1;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 212.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">The best estimate projections for policyholder dividends <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 17.6pt; width: 212.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">and experience rating refunds, and other adjustable <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 28pt; width: 212.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">elements of policy benefits are determined to be <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 38.4pt; width: 212.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">consistent with management&#8217;s expectation of how these <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 48.8pt; width: 212.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">elements will be managed should experience emerge <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 59.2pt; width: 212.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">consistently with the best estimate assumptions.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 40.5pt; left: 107.27pt; opacity: 1; position: var(--position); top: 64.17pt; width: 212.25pt; z-index: 13;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 212.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">Taxes reflect assumptions for future premium taxes and <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 17.6pt; width: 212.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">other non-income related taxes.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 40.5pt; left: 319.52pt; opacity: 1; position: var(--position); top: 64.17pt; width: 225pt; z-index: 14;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">The Company prices its products to cover the expected <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 17.6pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">cost of taxes.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 78pt; left: 319.52pt; opacity: 1; position: var(--position); top: 94.17pt; width: 225pt; z-index: 15;"><div><div><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 7.2pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">The Company monitors policy experience and adjusts <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 17.6pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">policy benefits and other adjustable elements to reflect this <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 28pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">experience. Policyholder dividends are reviewed annually <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 38.4pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">for all businesses under a framework of Board-approved <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 48.8pt; width: 225pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;">policyholder dividend policies.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 40.5pt; left: 45.02pt; opacity: 1; position: var(--position); top: 64.17pt; width: 62.25pt; z-index: 19;"><div><div><div><div style="line-height: 8pt; position: var(--position); top: 7.2pt; width: 62.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">Tax<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><div style="background-color: transparent; height: 108pt; left: 45.77pt; opacity: 1; position: var(--position); top: 94.17pt; width: 66pt; z-index: 20;"><div><div><div><div style="line-height: 8pt; position: var(--position); top: 7.2pt; width: 66pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">Policyholder <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 17.6pt; width: 66pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">dividends, <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 28pt; width: 66pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">experience <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 38.4pt; width: 66pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">rating <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 48.8pt; width: 66pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">refunds, and <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 59.2pt; width: 66pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">other <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 69.6pt; width: 66pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">adjustable <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 80pt; width: 66pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">policy <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 90.4pt; width: 66pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.2pt; position: var(--position); white-space: pre;">elements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></div></div><ix:continuation id="f-3020-32" continuedAt="f-3020-33"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 209.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company reviews actuarial methods and assumptions on an annual basis. If changes are made to non-economic <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 220.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">assumptions, the impact based on locked-in economic assumptions would adjust the contractual service margin for general <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 231.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">model and VFA contracts if there is any remaining contractual service margin for the group of policies where the change was <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 242.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">made. This amount would then be recognized in income over the period of service provided. Changes could also impact net <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 252.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">income and other comprehensive income to the extent that the contractual service margin has been depleted, or discount rates <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 263.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">are different than the locked-in rates used to quantify changes to the contractual service margin.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 280.55pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3188"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 280.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(II)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-33" continuedAt="f-3020-34"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Determination of discretionary changes<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-34" continuedAt="f-3020-35"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 291.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The terms of some contracts measured under the GMM give the Company discretion over the cash flows to be paid to the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 302.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">policyholders, either in timing or amount. Changes in discretionary cash flows are regarded as relating to future service and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 312.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">accordingly adjust the CSM. The Company determines how to identify a change in discretionary cash flows by specifying the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 323.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">basis on which it expects to determine its commitment under the contract; for example, based on a fixed interest rate or on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 334.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">returns that vary based on specified asset returns. This determination is specified at the inception of the contract.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 351.35pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3211"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 351.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(III)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-35" continuedAt="f-3020-36"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Discount rates<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-36" continuedAt="f-3020-37"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 362.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract cash flows for non-participating business are discounted using risk-free yield curves adjusted by an illiquidity <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 372.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">premium to reflect the liquidity characteristics of the liabilities. Cash flows that vary based on returns of underlying items are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 383.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">adjusted to reflect their variability under these adjusted yield curves. Each yield curve is interpolated between the spot rate at the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 394.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">last observable market data point and an ultimate spot rate, which reflects the long-term real interest rate plus inflation <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 405.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">expectations.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 422.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For participating business, insurance contract cash flows that vary based on the return of underlying items are discounted at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 432.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">rates reflecting that variability.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 449.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For insurance contracts with cash flows that vary with the return of underlying items and where the present value is measured by <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 460.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">stochastic modelling, cash flows are both projected and discounted at scenario specific rates, calibrated on average to be the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 471.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">risk-free yield curves adjusted for liquidity.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 488.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The spot rates used for discounting liability cash flows are presented in the following tables and include illiquidity premiums <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 498.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">determined with reference to net asset spreads indicative of the liquidity characteristics of the liabilities by geography.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 516.75pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfYieldCurveUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItemsExplanatory" id="f-5326" continuedAt="f-5326-1" escape="true"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 73.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 48.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="6" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 0pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 92.26pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 47.25pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Currency<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 88.5pt; position: var(--position); top: 11.25pt; width: 73.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 73.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Liquidity category<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 11.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Observable <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Ultimate <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.41pt; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.91pt; position: var(--position); text-decoration: none; white-space: pre;">5 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.02pt; position: var(--position); text-decoration: none; white-space: pre;">10 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.02pt; position: var(--position); text-decoration: none; white-space: pre;">20 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.02pt; position: var(--position); text-decoration: none; white-space: pre;">30 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.21pt; position: var(--position); text-decoration: none; white-space: pre;">Ultimate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 47.25pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">CAD<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 88.5pt; position: var(--position); top: 31.5pt; width: 73.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 73.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Illiquid<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 31.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-1996" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5327">30</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 31.5pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-1996" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5328">70</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1997" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5329">3.46</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1998" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5330">3.93</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1999" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5331">4.86</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2000" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5332">5.00</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2001" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5333">5.32</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2002" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5334">4.40</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 88.5pt; position: var(--position); top: 42.75pt; width: 73.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 73.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Somewhat liquid<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 56.699999999999996pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;"> (1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 42.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2003" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5335">30</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 42.75pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2003" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5336">70</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2004" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5337">3.44</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2005" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5338">3.89</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2006" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5339">4.76</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2007" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5340">4.98</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2008" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5341">5.21</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2009" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5342">4.40</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 47.25pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">USD<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 88.5pt; position: var(--position); top: 54pt; width: 73.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 73.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Illiquid<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 54pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2010" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5343">30</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 54pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2010" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5344">70</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2011" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5345">4.48</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2012" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5346">5.05</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2013" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5347">6.01</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2014" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5348">6.33</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2015" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5349">6.15</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2016" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5350">5.15</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 88.5pt; position: var(--position); top: 65.25pt; width: 73.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 73.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Somewhat liquid<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 56.699999999999996pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;"> (1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 65.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2017" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5351">30</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 65.25pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2017" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5352">70</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2018" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5353">4.56</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2019" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5354">5.09</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2020" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5355">5.91</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2021" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5356">6.33</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2022" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5357">6.14</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2023" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5358">5.03</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Japan<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 47.25pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">JPY<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 88.5pt; position: var(--position); top: 76.5pt; width: 73.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 73.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Somewhat liquid<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 56.699999999999996pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;"> (1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 76.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2024" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5359">30</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 76.5pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2024" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5360">70</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2025" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5361">0.82</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2026" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5362">1.17</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2027" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5363">1.55</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2028" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5364">2.33</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2029" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5365">2.97</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2030" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5366">1.60</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 87.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Hong Kong<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 47.25pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">HKD<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 88.5pt; position: var(--position); top: 87.75pt; width: 73.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 73.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Illiquid<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 87.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2031" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5367">15</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 87.75pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2031" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5368">55</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2032" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5369">3.73</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2033" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5370">4.36</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2034" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5371">5.23</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2035" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5372">4.70</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2036" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5373">4.17</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2037" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5374">3.70</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></ix:nonNumeric></div><ix:continuation id="f-5326-1"><div style="position: var(--position); top: 621.75pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 46.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 48.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="6" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 0pt; width: 247.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 247.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 93.03pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 46.5pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Currency<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 87.75pt; position: var(--position); top: 11.25pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Liquidity category<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 11.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Observable <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Ultimate <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.41pt; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.91pt; position: var(--position); text-decoration: none; white-space: pre;">5 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.02pt; position: var(--position); text-decoration: none; white-space: pre;">10 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.02pt; position: var(--position); text-decoration: none; white-space: pre;">20 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.02pt; position: var(--position); text-decoration: none; white-space: pre;">30 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.21pt; position: var(--position); text-decoration: none; white-space: pre;">Ultimate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 46.5pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">CAD<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 87.75pt; position: var(--position); top: 31.5pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Illiquid<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 31.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2038" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5375">30</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 31.5pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2038" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5376">70</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2039" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5377">5.17</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2040" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5378">4.33</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2041" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5379">4.92</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2042" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5380">4.86</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2043" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5381">4.80</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 31.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2044" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5382">4.40</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 87.75pt; position: var(--position); top: 42.75pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Somewhat liquid<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 56.699999999999996pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;"> (1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 42.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2045" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5383">30</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 42.75pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2045" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5384">70</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2046" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5385">5.14</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2047" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5386">4.22</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2048" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5387">4.69</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2049" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5388">4.72</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2050" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5389">4.69</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2051" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5390">4.40</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 46.5pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">USD<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 87.75pt; position: var(--position); top: 54pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Illiquid<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 54pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2052" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5391">30</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 54pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2052" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5392">70</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2053" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5393">5.38</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2054" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5394">4.54</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2055" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5395">5.37</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2056" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5396">5.65</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2057" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5397">5.27</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 54pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2058" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5398">5.00</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 87.75pt; position: var(--position); top: 65.25pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Somewhat liquid<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 56.699999999999996pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;"> (1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 65.25pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2059" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5399">30</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 65.25pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2059" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5400">70</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2060" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5401">5.32</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2061" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5402">4.57</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2062" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5403">5.25</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2063" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5404">5.56</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2064" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5405">5.18</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2065" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5406">4.88</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Japan<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 46.5pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">JPY<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 87.75pt; position: var(--position); top: 76.5pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Somewhat liquid<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 56.699999999999996pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;"> (1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 76.5pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2066" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5407">30</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 76.5pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2066" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5408">70</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2067" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5409">0.53</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2068" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5410">0.77</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2069" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5411">1.08</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2070" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5412">1.75</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2071" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5413">2.24</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2072" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5414">1.60</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 87.75pt; width: 46.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 46.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Hong Kong<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 46.5pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">HKD<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 87.75pt; position: var(--position); top: 87.75pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Illiquid<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 162pt; position: var(--position); top: 87.75pt; width: 48.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 48.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2073" name="mfc:DescriptionOfObservableYears" format="ixt-sec:duryear" id="f-5415">15</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 210.75pt; position: var(--position); top: 87.75pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2073" name="mfc:DescriptionOfUltimateYear" format="ixt-sec:duryear" id="f-5416">55</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 256.5pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2074" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5417">4.20</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297.75pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2075" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5418">4.01</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2076" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5419">4.98</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 380.25pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2077" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5420">4.61</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2078" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5421">4.19</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2079" decimals="4" name="ifrs-full:YieldUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItems" scale="-2" id="f-5422">3.80</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 725.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Somewhat liquid refers to liquidity level that is between liquid and illiquid. It is higher liquidity than illiquid and lower liquidity than liquid.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">73<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-3020-37" continuedAt="f-3020-38"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts presented in income for policies where changes in assumptions that relate to financial risk do not have a substantial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">impact on amounts paid to policyholders reflect discount rates locked in beginning with the adoption of IFRS 17 or locked in at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">issue for later insurance contracts. These policies include term insurance, guaranteed whole life insurance, and health products <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">including critical illness and long-term care. For policies where changes in assumptions to financial risk have a substantial impact <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 83.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">on amounts paid to policyholders, discount rates are updated as future cash flows change due to changes in financial risk, so <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 94.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">that the amount presented in income from future changes in financial variables is $nil. These policies include adjustable universal <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 105.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">life contracts. Impacts from differences between current period rates and discount rates used to determine income are presented <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 116.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">in other comprehensive income.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 132.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3226"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 132.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(IV)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-38" continuedAt="f-3020-39"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.5pt; position: var(--position); text-decoration: none; white-space: pre;">Risk adjustment and confidence level used to determine risk adjustment<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-39" continuedAt="f-3020-40"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 143.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Risk adjustment for non-financial risk represents the compensation the Company requires for bearing the uncertainty about the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 154.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">amount and timing of the cash flows that arises from non-financial risk as the Company fulfils insurance contracts. The risk <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 165.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">adjustment process considers insurance, lapse and expense risks, includes both favourable and unfavourable outcomes, and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 176.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reflects diversification benefits from the insurance contracts issued.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 192.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company estimates the risk adjustment using a margin approach. This approach applies a margin for adverse deviation, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 203.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">typically in terms of a percentage of best estimate assumptions, where future cash flows are uncertain. The resulting cash flows <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 214.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">are discounted at rates consistent with the best estimate cash flows to arrive at the total risk adjustment. The ranges for these <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 225.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">margins are set by the Company and reviewed periodically.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 242.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The risk adjustment for non-financial risk for insurance contracts corresponds to a <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.82pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2080" decimals="2" name="ifrs-full:ConfidenceLevelUsedToDetermineRiskAdjustmentForNonfinancialRisk" scale="-2" id="f-5423">90</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.82pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.82pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2081" decimals="2" name="ifrs-full:ConfidenceLevelUsedToDetermineRiskAdjustmentForNonfinancialRisk" scale="-2" id="f-5424">95</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 400.82pt; position: var(--position); text-decoration: none; white-space: pre;"> confidence level for all segments.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 258.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3234"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 258.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(V)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-40" continuedAt="f-3020-41"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Investment component, Investment-return service and Investment-related service<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 401.73pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-41" continuedAt="f-3020-42"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 269.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company identifies the investment component, investment-return service (contract without direct participation features) and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 280.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">investment-related service (contract with direct participation features) of a contract as part of the product governance process.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 297.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Investment components are amounts that are to be paid to the policyholder under all circumstances. Investment components are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 308.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">excluded from insurance revenue and insurance service expenses.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 324.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Investment-return services and investment-related services are investment services rendered as part of an insurance contract <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 335.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and are part of the insurance contract services provided to the policyholder.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 352.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3244"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 352.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(VI)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-42" continuedAt="f-3020-43"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.5pt; position: var(--position); text-decoration: none; white-space: pre;">Relative weighting of the benefit provided by insurance coverage, investment-return service and investment-<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-43" continuedAt="f-3020-44"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 363.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">related service<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 374.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The contractual service margin is released into income, when insurance contract services are provided, by using coverage units. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 384.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Coverage units represent the quantity of service (insurance coverage, investment-return and investment-related services) <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 395.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">provided and are determined by considering the benefit provided under the contract and its expected coverage duration. When <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 406.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the relative size of the investment-related service coverage or the investment-return service coverage unit is disproportionate <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 417.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">compared to the insurance service coverage unit, or vice versa, the Company must determine a relative weighting of the services <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 428.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">to reflect the delivery of each of those services. The Company identifies the coverage units as part of the product governance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 438.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">process and did not identify contracts where such weighting was required.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 455.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4507"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 455.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(h)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-44" continuedAt="f-3020-45"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Sensitivity of insurance contract liabilities to changes in non-economic assumptions<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-45" continuedAt="f-3020-46"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 467.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present information on how reasonably possible changes in assumptions made by the Company on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 478.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contracts&#8217; non-economic risk variables and certain economic risk variables impact contractual service margin, net <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 489pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.46pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.43pt; position: var(--position); text-decoration: none; white-space: pre;">, other comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.35pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.32pt; position: var(--position); text-decoration: none; white-space: pre;">, and total comprehensive income <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 499.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.95pt; position: var(--position); text-decoration: none; white-space: pre;">. For non-economic risk variables, the impacts are shown separately gross and net of the impacts of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 510.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance contracts held. The method used for deriving sensitivity information and significant assumptions made did not <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 521.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">change from the previous period.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 538.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The analysis is based on a simultaneous change in assumptions across all businesses and holds all other assumptions constant. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 549pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In practice, experience for each assumption will frequently vary by geographic market and business, and assumption updates <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 559.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">are specifically made on a business and geographic basis. Actual results can differ materially from these estimates for a variety <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 570.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of reasons including the interaction among these factors when more than one changes, actual experience differing from the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 581.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">assumptions, changes in business mix, effective tax rates, and the general limitations of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.19pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.5pt; position: var(--position); text-decoration: none; white-space: pre;">internal models.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 74<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-3020-46" continuedAt="f-3020-47"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfPotentialImpactArisingFromChangesToNonEconomicAssumptionsTableTextBlock" id="f-5425" continuedAt="f-5425-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Potential impact on contractual service margin, net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 354.73pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 411.19pt; position: var(--position); text-decoration: none; white-space: pre;">, other comprehensive income <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-5425-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 99.92pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 156.38pt; position: var(--position); text-decoration: none; white-space: pre;">, and total comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 358.69pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 415.15pt; position: var(--position); text-decoration: none; white-space: pre;"> arising from changes to non-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">economic assumptions<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 144.92000000000002pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 4.2575pt;"></span></span></div><div style="position: var(--position); top: 72.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 503.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 176.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 176.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 4.25pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 23.29pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 0pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.27pt; position: var(--position); text-decoration: none; white-space: pre;">CSM net of NCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 0pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.17pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Net income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.05pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 0pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.81pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.54pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 0pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.17pt; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.54pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">(post-tax except CSM)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 29.25pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.46pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 29.25pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.24pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Policy related assumptions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51.75pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">2% adverse change in future mortality rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 149.91pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3),(5)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 63pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.8pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Portfolios where an increase in rates increases <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 63pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 14.71pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2082" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5426">700</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 63pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 14.71pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2083" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5427">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 16.21pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2082" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5428">700</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 16.21pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2083" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5429">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 18.7pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2082" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5430">200</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 18.7pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2083" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5431">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 16.21pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2082" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5432">500</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 16.21pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2083" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5433">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 84.75pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.8pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Portfolios where a decrease in rates increases <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 84.75pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2084" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5434">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 84.75pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2085" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5435">600</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2084" decimals="-6" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleDecreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5436">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2085" decimals="-6" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleDecreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5437">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2084" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5438">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2085" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5439">200</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2084" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5440">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2085" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5441">200</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.8pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">5% adverse change in future morbidity rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 144.26pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4),(5),(6)<span style="display: inline-block; height: 3.549pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 163.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 8.73pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">(incidence and termination)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 106.5pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 12.63pt;"></span></span><span style="left: 15.260000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2086" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5442">2,200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 106.5pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 12.63pt;"></span></span><span style="left: 15.260000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2087" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5443">1,800</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 14.13pt;"></span></span><span style="left: 16.76pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2086" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5444">3,000</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 14.13pt;"></span></span><span style="left: 16.76pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2087" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5445">2,700</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2086" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5446">700</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2087" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5447">600</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 14.13pt;"></span></span><span style="left: 16.76pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2086" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5448">2,300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 14.13pt;"></span></span><span style="left: 16.76pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2087" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5449">2,100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">10% change in future policy termination rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 155.32999999999998pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3),(5)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 139.5pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.8pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Portfolios where an increase in rates increases <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 139.5pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2088" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5450">700</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 139.5pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2089" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5451">600</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2088" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5452">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2089" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5453">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2088" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5454">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2089" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5455">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2088" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5456">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2089" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5457">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 161.25pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.8pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Portfolios where a decrease in rates increases <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2090" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5458">900</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2091" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5459">700</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2090" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleDecreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5460">700</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2091" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleDecreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5461">400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2090" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5462">400</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2091" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5463">300</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2090" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5464">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2091" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5465">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 183pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">5% increase in future expense levels<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 183pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2092" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5466">600</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 183pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2093" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5467">600</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2092" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5468">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2093" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5469">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2092" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5470">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2093" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5471">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2092" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5472">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2093" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5473">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 278.15pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 503.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 176.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 41.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 176.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.25pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.12pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 0pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.27pt; position: var(--position); text-decoration: none; white-space: pre;">CSM net of NCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 0pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.13pt; position: var(--position); text-decoration: none; white-space: pre;">Net income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 0pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.81pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.54pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 0pt; width: 82.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.17pt; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.54pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 82.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 176.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">(post-tax except CSM)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 29.25pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.46pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 29.25pt; width: 39.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.24pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Policy related assumptions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51.75pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">2% adverse change in future mortality rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 149.91pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3),(5)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 63pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.8pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Portfolios where an increase in rates increases <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 63pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 14.71pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2094" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5474">800</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 63pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 14.71pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2095" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5475">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 16.21pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2094" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5476">400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 16.21pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2095" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5477">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 28.72pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2094" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5478">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 28.72pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2095" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5479">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 16.21pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2094" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5480">400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 63pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 16.21pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2095" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5481">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 84.75pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.8pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Portfolios where a decrease in rates increases <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 84.75pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.39pt;"></span></span><span style="left: 34.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2096" decimals="-6" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5482">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 84.75pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2097" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5483">500</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2096" decimals="-6" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleDecreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5484">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2097" decimals="-6" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleDecreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5485">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2096" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5486">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2097" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5487">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2096" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5488">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2097" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5489">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.8pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">5% adverse change in future morbidity rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 144.26pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4),(5),(6)<span style="display: inline-block; height: 3.549pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 163.49pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 8.73pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">(incidence and termination)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 106.5pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 12.63pt;"></span></span><span style="left: 15.260000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2098" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5490">1,500</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 106.5pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 12.63pt;"></span></span><span style="left: 15.260000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2099" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5491">1,300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 14.13pt;"></span></span><span style="left: 16.76pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2098" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5492">3,300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 14.13pt;"></span></span><span style="left: 16.76pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2099" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5493">3,300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2098" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5494">500</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2099" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5495">400</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 14.13pt;"></span></span><span style="left: 16.76pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2098" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5496">2,800</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 14.13pt;"></span></span><span style="left: 16.76pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2099" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5497">2,900</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">10% change in future policy termination rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 155.32999999999998pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3),(5)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 139.5pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.8pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Portfolios where an increase in rates increases <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 139.5pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2100" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5498">600</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 139.5pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2101" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5499">500</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2100" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5500">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2101" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5501">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2100" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5502">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2101" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5503">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2100" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5504">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2101" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5505">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 161.25pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.8pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Portfolios where a decrease in rates increases <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 176.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 12.63pt;"></span></span><span style="left: 15.260000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2102" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5506">1,200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2103" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5507">800</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2102" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleDecreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5508">400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2103" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleDecreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5509">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2102" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5510">300</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.87pt;"></span></span><span style="left: 25.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2103" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5511">200</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2102" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5512">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.38pt;"></span></span><span style="left: 23.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2103" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleDecreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5513">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 183pt; width: 176.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 176.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">5% increase in future expense levels<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 176.25pt; position: var(--position); top: 183pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2104" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5514">600</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 183pt; width: 39.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.88pt;"></span></span><span style="left: 21.509999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2105" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" scale="6" id="f-5515">600</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 255.75pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2104" decimals="-6" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5516">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2105" decimals="-6" name="ifrs-full:IncreaseDecreaseInProfitLossDueToReasonablyPossibleIncreaseInRiskExposureThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5517">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 338.25pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2104" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5518">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 379.5pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2105" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5519">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2104" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5520">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462pt; position: var(--position); top: 183pt; width: 41.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 41.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.89pt;"></span></span><span style="left: 35.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2105" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToReasonablyPossibleIncreaseInRiskVariableThatArisesFromContractsWithinScopeOfIFRS17" format="ixt:fixed-zero" scale="6" id="f-5521">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 477.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The participating policy funds are largely self-supporting and experience gains or losses would generally result in changes to future dividends reducing the direct <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 486.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">impact on the CSM and shareholder income.<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 193.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 495.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">An increase in mortality rates will generally increase insurance contract liabilities for life insurance contracts, whereas a decrease in mortality rates will generally <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 504.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">increase insurance contract liabilities for policies with longevity risk such as payout annuities.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 513.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The sensitivity is measured for each direct insurance portfolio net of the impacts of any reinsurance held on the policies within that portfolio to determine if the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 522.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">overall insurance contract liabilities increased.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 532pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">No amounts related to morbidity risk are included for policies where the insurance contract liability provides only for claims costs expected over a short period, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 541.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">generally less than one year, such as Group Life and Health.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 550.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The impacts of the sensitivities on LTC for morbidity, mortality and lapse do not assume any offsets from the Company&#8217;s ability to contractually raise premium rates <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 559.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">in such events, subject to state regulatory approval. In practice, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 252.52999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">the Company <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 296.07pt; position: var(--position); text-decoration: none; white-space: pre;">would plan to file for rate increases equal to the amount of deterioration resulting <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 568.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">from the sensitivity.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 577.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(6)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">This includes a <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 103.66pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2106" decimals="3" name="mfc:RiskVariablePercentageThatArisesFromContractsWithinScopeOfIFRS17" scale="-2" id="f-5522">5</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 113.77pt; position: var(--position); text-decoration: none; white-space: pre;"> deterioration in incidence rates and a <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 232.32pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2107" decimals="3" name="mfc:RiskVariablePercentageThatArisesFromContractsWithinScopeOfIFRS17" scale="-2" id="f-5523">5</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 242.43pt; position: var(--position); text-decoration: none; white-space: pre;"> deterioration in claim termination rates.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">75<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-3020-47" continuedAt="f-3020-48"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfPotentialImpactArisingFromChangesToNonEconomicAssumptionsOnLongTermCareTableTextBlock" id="f-5524" continuedAt="f-5524-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Potential impact on contractual service margin, net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 345.73pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 402.19pt; position: var(--position); text-decoration: none; white-space: pre;">, other comprehensive income <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-5524-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 90.92pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 147.38pt; position: var(--position); text-decoration: none; white-space: pre;">, and total comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 349.69pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 406.15pt; position: var(--position); text-decoration: none; white-space: pre;"> arising from changes to non-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">economic assumptions on Long Term Care<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 220.84pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 4.2575pt;"></span></span></div><div style="position: var(--position); top: 72.9pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 189.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 40.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 40.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 38.25pt;"/></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 189.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 19.69pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.669999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 0pt; width: 78pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 78pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.52pt; position: var(--position); text-decoration: none; white-space: pre;">CSM net of NCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 0pt; width: 78pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 78pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.77pt; position: var(--position); text-decoration: none; white-space: pre;">Net income attributed <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 78pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.89pt; position: var(--position); text-decoration: none; white-space: pre;">to shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 0pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.31pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.04pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 0pt; width: 78.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 78.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.3pt; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 78.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.67pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 78.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.15pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 27.75pt; width: 189.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">(post-tax except CSM)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 27.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.71pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 27.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 27.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.71pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 27.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 27.75pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.21pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 27.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 27.75pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.21pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 27.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.74pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 39pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 189.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Policy related assumptions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 50.25pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">2% adverse change in future mortality rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 147.16pt; position: var(--position); top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 50.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.96pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2108" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5525">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 50.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.96pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2109" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5526">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 50.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 26.47pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2108" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5527">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 50.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 26.47pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2109" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5528">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 50.25pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.97pt;"></span></span><span style="left: 34.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2108" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5529">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 50.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 26.47pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2109" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5530">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 50.25pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.97pt;"></span></span><span style="left: 34.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2108" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5531">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 50.25pt; width: 38.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.72pt;"></span></span><span style="left: 32.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2109" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5532">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 61.5pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">5% adverse change in future morbidity incidence rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 173.46pt; letter-spacing: -0.025em; position: var(--position); top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 61.5pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 11.88pt;"></span></span><span style="left: 14.510000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2110" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:num-dot-decimal" scale="6" id="f-5533">1,400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 61.5pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 11.88pt;"></span></span><span style="left: 14.510000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2111" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:num-dot-decimal" scale="6" id="f-5534">1,300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 61.5pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2110" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5535">500</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 61.5pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2111" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5536">400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 61.5pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.12pt;"></span></span><span style="left: 24.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2110" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5537">200</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 61.5pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.62pt;"></span></span><span style="left: 23.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2111" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5538">200</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 61.5pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 19.63pt;"></span></span><span style="left: 22.259999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2110" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5539">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 61.5pt; width: 38.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.38pt;"></span></span><span style="left: 20.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2111" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5540">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 72.75pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">5% adverse change in future morbidity claims <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); white-space: pre;">termination rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 62.93pt; position: var(--position); top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 72.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 11.88pt;"></span></span><span style="left: 14.510000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2112" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:num-dot-decimal" scale="6" id="f-5541">1,400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 72.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 11.88pt;"></span></span><span style="left: 14.510000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2113" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:num-dot-decimal" scale="6" id="f-5542">1,300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 72.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 11.88pt;"></span></span><span style="left: 14.510000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2112" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:num-dot-decimal" scale="6" id="f-5543">1,300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 72.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 11.88pt;"></span></span><span style="left: 14.510000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2113" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:num-dot-decimal" scale="6" id="f-5544">1,100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 72.75pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.12pt;"></span></span><span style="left: 24.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2112" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5545">500</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 72.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.62pt;"></span></span><span style="left: 23.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2113" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5546">400</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 72.75pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 19.63pt;"></span></span><span style="left: 22.259999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2112" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5547">800</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 72.75pt; width: 38.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.38pt;"></span></span><span style="left: 20.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2113" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5548">700</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 93pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">10% adverse change in future policy termination rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 171.79pt; letter-spacing: -0.025em; position: var(--position); top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 93pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2114" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5549">400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 93pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2115" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5550">400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 93pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.64pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2114" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5551">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 93pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.64pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2115" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5552">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 93pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.12pt;"></span></span><span style="left: 24.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2114" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5553">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 93pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.62pt;"></span></span><span style="left: 23.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2115" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5554">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 93pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.12pt;"></span></span><span style="left: 24.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2114" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5555">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 93pt; width: 38.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 19.87pt;"></span></span><span style="left: 22.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2115" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5556">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 104.25pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">5% increase in future expense levels<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 124.69pt; position: var(--position); top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 104.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2092" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5557">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 104.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2093" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5558">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 104.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.64pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2092" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5559">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 104.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.64pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2093" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5560">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 104.25pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.14pt;"></span></span><span style="left: 34.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2092" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5561">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 104.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.64pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2093" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5562">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 104.25pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.14pt;"></span></span><span style="left: 34.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2092" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5563">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 104.25pt; width: 38.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.89pt;"></span></span><span style="left: 32.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2093" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5564">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 115.5pt; width: 189.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 19.69pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.5pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 115.5pt; width: 78pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 78pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.52pt; position: var(--position); text-decoration: none; white-space: pre;">CSM net of NCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 115.5pt; width: 78pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 78pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.77pt; position: var(--position); text-decoration: none; white-space: pre;">Net income attributed <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 78pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.89pt; position: var(--position); text-decoration: none; white-space: pre;">to shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 115.5pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.31pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.04pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 115.5pt; width: 78.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 78.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.3pt; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 78.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.67pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 78.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.15pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 143.25pt; width: 189.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">(post-tax except CSM)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 143.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.71pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 143.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 143.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.71pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 143.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 143.25pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.21pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 143.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.49pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 143.25pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.21pt; position: var(--position); text-decoration: none; white-space: pre;">Gross<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 143.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.74pt; position: var(--position); text-decoration: none; white-space: pre;">Net<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 154.5pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 189.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Policy related assumptions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 165.75pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">2% adverse change in future mortality rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 147.16pt; position: var(--position); top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 165.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.96pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2116" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5565">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 165.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.96pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2117" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5566">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 165.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 26.47pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2116" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5567">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 165.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 26.47pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2117" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5568">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 165.75pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.97pt;"></span></span><span style="left: 34.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2116" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5569">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 165.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 26.47pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2117" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5570">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 165.75pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.97pt;"></span></span><span style="left: 34.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2116" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5571">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 165.75pt; width: 38.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.72pt;"></span></span><span style="left: 32.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2117" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5572">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 14.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 177pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">5% adverse change in future morbidity incidence rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 173.46pt; letter-spacing: -0.025em; position: var(--position); top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 177pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2118" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5573">900</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 177pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2119" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5574">900</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 177pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2118" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5575">800</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 177pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2119" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5576">800</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 177pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.12pt;"></span></span><span style="left: 24.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2118" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5577">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 177pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.62pt;"></span></span><span style="left: 23.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2119" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5578">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 177pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 19.63pt;"></span></span><span style="left: 22.259999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2118" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5579">700</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 177pt; width: 38.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.38pt;"></span></span><span style="left: 20.009999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2119" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5580">700</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">5% adverse change in future morbidity claims <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); white-space: pre;">termination rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 62.93pt; position: var(--position); top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 191.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2120" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5581">900</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 191.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2121" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5582">900</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 191.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 11.88pt;"></span></span><span style="left: 14.510000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2120" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:num-dot-decimal" scale="6" id="f-5583">1,600</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 191.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 11.88pt;"></span></span><span style="left: 14.510000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2121" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:num-dot-decimal" scale="6" id="f-5584">1,600</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 191.25pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 22.12pt;"></span></span><span style="left: 24.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2120" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5585">200</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 191.25pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.62pt;"></span></span><span style="left: 23.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2121" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5586">200</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 191.25pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 13.38pt;"></span></span><span style="left: 16.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2120" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:num-dot-decimal" scale="6" id="f-5587">1,400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 191.25pt; width: 38.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 11.13pt;"></span></span><span style="left: 13.760000000000002pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2121" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:num-dot-decimal" scale="6" id="f-5588">1,400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 14.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 211.5pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: var(--position); white-space: pre;">10% adverse change in future policy termination rates<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 171.79pt; letter-spacing: -0.025em; position: var(--position); top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 211.5pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2122" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5589">400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 211.5pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2123" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5590">400</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 211.5pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.64pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2122" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5591">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 211.5pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.64pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2123" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5592">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 211.5pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.14pt;"></span></span><span style="left: 34.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2122" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5593">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 211.5pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.64pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2123" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5594">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 211.5pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.14pt;"></span></span><span style="left: 34.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2122" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5595">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 211.5pt; width: 38.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 5.72pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.89pt;"></span></span><span style="left: 32.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2123" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5596">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225.75pt; width: 189.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 189.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">5% increase in future expense levels<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 124.69pt; position: var(--position); top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 225.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2104" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5597">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 225.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.13pt;"></span></span><span style="left: 20.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2105" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" scale="6" id="f-5598">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 267.75pt; position: var(--position); top: 225.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.64pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2104" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5599">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 306.75pt; position: var(--position); top: 225.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.64pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2105" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5600">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 225.75pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.14pt;"></span></span><span style="left: 34.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2104" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5601">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 386.25pt; position: var(--position); top: 225.75pt; width: 39pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.64pt;"></span></span><span style="left: 33.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2105" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5602">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 225.75pt; width: 40.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 32.14pt;"></span></span><span style="left: 34.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2104" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5603">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 225.75pt; width: 38.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.89pt;"></span></span><span style="left: 32.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2105" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableThatArisesFromContractsWithNonEconomicAssumptionsOnLongTermCare" format="ixt:fixed-zero" scale="6" id="f-5604">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 314.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The potential impacts on CSM were translated from US$ at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 230.67000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-7" decimals="4" name="mfc:TranslationRateForContractsWithinScopeOfIFRS17" scale="0" id="f-5605">1.4382</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 252.06pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 256.33pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 271.89pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 279.66pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-8" decimals="4" name="mfc:TranslationRateForContractsWithinScopeOfIFRS17" scale="0" id="f-5606">1.3186</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 301.05pt; position: var(--position); text-decoration: none; white-space: pre;">) and the potential impacts on net income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 469.72999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 510.16999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">, OCI <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 324pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">attributed to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 84.94pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 125.38pt; position: var(--position); text-decoration: none; white-space: pre;"> and total comprehensive<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 203.51999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> income <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 229.95pt; position: var(--position); text-decoration: none; white-space: pre;">attributed to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 268.81pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 309.25pt; position: var(--position); text-decoration: none; white-space: pre;"> were translated from US$ at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 400.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-7" decimals="4" name="mfc:TranslationRateForContractsWithinScopeOfIFRS17PotentialImpactsOnNetIncomeOtherComprehensiveIncomeAndTotalComprehensiveOCI" scale="0" id="f-5607">1.3987</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 421.57pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 425.84pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 441.4pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 449.16999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-8" decimals="4" name="mfc:TranslationRateForContractsWithinScopeOfIFRS17PotentialImpactsOnNetIncomeOtherComprehensiveIncomeAndTotalComprehensiveOCI" scale="0" id="f-5608">1.3612</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 470.56pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 474.83pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 333.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The impacts of the sensitivities on LTC for morbidity, mortality and lapse do not assume any offsets from the Company&#8217;s ability to contractually raise premium rates <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 342.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">in such events, subject to state regulatory approval. In practice,<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 241.58999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> the Company<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.13pt; position: var(--position); text-decoration: none; white-space: pre;"> would plan to file for rate increases equal to the amount of deterioration resulting <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 351.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">from the sensitivities.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 360.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of favourable changes to all the sensitivities is relatively symmetrical.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 375.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfPotentialImpactArisingFromChangesToCertainEconomicFinancialAssumptionsUsedInTheDeterminationOfInsuranceContractLiabilitiesTableTextBlock" id="f-5609" continuedAt="f-5609-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Potential impact on contractual service margin, net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 345.73pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 402.19pt; position: var(--position); text-decoration: none; white-space: pre;">, other comprehensive income <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-5609-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 386.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 90.92pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 147.38pt; position: var(--position); text-decoration: none; white-space: pre;">, and total comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 349.69pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 406.15pt; position: var(--position); text-decoration: none; white-space: pre;"> arising from changes to certain <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 397.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">economic financial assumptions used in the determination of insurance contract liabilities<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 421.67pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 4.2575pt;"></span></span></div><div style="position: var(--position); top: 407.9pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 275.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 21pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 15.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 275.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 11.47pt; width: 275.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.419999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 275.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">(post-tax except CSM) <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.88pt; position: var(--position); text-decoration: none; white-space: pre;">CSM net of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.81pt; position: var(--position); text-decoration: none; white-space: pre;">NCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 325.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.48pt; position: var(--position); text-decoration: none; white-space: pre;">Net income <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.93pt; position: var(--position); text-decoration: none; white-space: pre;">attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.41pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 0pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.44pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.61pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 447pt; position: var(--position); top: 0pt; width: 66pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 66pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.1pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 66pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.19pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 66pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.36pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 275.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 275.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Financial assumptions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 275.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 275.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">10 basis point reduction in ultimate spot rate<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2124" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" scale="6" id="f-5610">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 325.5pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2124" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5611">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 396.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2124" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" scale="6" id="f-5612">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2124" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" scale="6" id="f-5613">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51.75pt; width: 275.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 275.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">50 basis point increase in interest rate volatility<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 160.31pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2125" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" scale="6" id="f-5614">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 325.5pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2125" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5615">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 396.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2125" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5616">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2125" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5617">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 63pt; width: 275.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 275.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.37pt; position: var(--position); text-decoration: none; white-space: pre;">50 basis point increase in non-fixed income return volatility<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 199.46pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2126" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" scale="6" id="f-5618">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 325.5pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2126" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5619">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 396.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2126" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5620">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2126" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5621">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 74.25pt; width: 275.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 11.47pt; width: 275.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.25pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 275.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">(post-tax except CSM) <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.88pt; position: var(--position); text-decoration: none; white-space: pre;">CSM net of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.81pt; position: var(--position); text-decoration: none; white-space: pre;">NCI<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 325.5pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.48pt; position: var(--position); text-decoration: none; white-space: pre;">Net income <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.93pt; position: var(--position); text-decoration: none; white-space: pre;">attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.41pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 375.75pt; position: var(--position); top: 74.25pt; width: 71.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.44pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 71.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.61pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 447pt; position: var(--position); top: 74.25pt; width: 66pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 66pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.1pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 66pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.19pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 66pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.36pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 275.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 275.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Financial assumptions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114.75pt; width: 275.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 275.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 4.33pt; position: var(--position); text-decoration: none; white-space: pre;">10 basis point reduction in ultimate spot rate&#160;&#160;<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2127" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" scale="6" id="f-5622">200</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 325.5pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2127" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5623">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 396.75pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2127" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" scale="6" id="f-5624">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2127" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" scale="6" id="f-5625">300</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126pt; width: 275.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 275.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">50 basis point increase in interest rate volatility<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 160.31pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2128" decimals="-6" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5626">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 325.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2128" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5627">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 396.75pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2128" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5628">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2128" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5629">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 137.25pt; width: 275.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 275.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">50 basis point increase in non-fixed income return volatility<span style="display: inline-block; height: 5.46pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 199.47pt; position: var(--position); text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.549pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 137.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2129" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginNetOfNoncontrollingInterestDueToRiskVariableThatArisesFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" scale="6" id="f-5630">100</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 325.5pt; position: var(--position); top: 137.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2129" decimals="-6" name="mfc:IncreaseDecreaseInProfitLossDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5631">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 396.75pt; position: var(--position); top: 137.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2129" decimals="-6" name="mfc:IncreaseDecreaseInOtherComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5632">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 137.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2129" decimals="-6" name="mfc:IncreaseDecreaseInTotalComprehensiveIncomeAttributedToShareholdersDueToRiskVariableArisingFromEconomicFinancialAssumptionsUsedToDetermineInsuranceContractLiability" format="ixt:fixed-zero" scale="6" id="f-5633">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 561.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Note that the impact of these assumptions is not linear.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 570.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Used in the determination of insurance contract liabilities with financial guarantees. This includes universal life minimum crediting rate guarantees, participating life <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 579.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">zero dividend floor implicit guarantees, and variable annuities guarantees, where a stochastic approach is used to capture the asymmetry of the risk.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 594.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3384"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 594.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(i)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-48" continuedAt="f-3020-49"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Actuarial methods and assumptions<span style="display: inline-block; height: 6.55pt;"></span></span><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 208.86pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-49" continuedAt="f-3020-50"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 606.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company performs a comprehensive review of actuarial methods and assumptions annually. The review is designed to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 617.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reduce the Company&#8217;s exposure to uncertainty by ensuring assumptions for insurance contract liability risks remain appropriate. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 628pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">This is accomplished by monitoring experience and updating assumptions that represent a best estimate of expected future <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 638.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">experience, and maintaining a risk adjustment that is appropriate for the risks assumed. While the assumptions selected <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 649.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">represent the Company&#8217;s best estimates and assessment of risk, the ongoing monitoring of experience and changes in the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 660.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">economic environment are likely to result in future changes to the actuarial assumptions, which could materially impact the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 671.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contract net liabilities. The changes implemented from the review are generally implemented in the third quarter of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 682pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">each year, though updates may be made outside the third quarter in certain circumstances.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 76<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3392"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:continuation id="f-3020-50" continuedAt="f-3020-51"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 65pt; position: var(--position); text-decoration: none; white-space: pre;"> review of actuarial methods and assumptions<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-51" continuedAt="f-3020-52"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The completion of the 2024 annual review of actuarial methods and assumptions resulted in a decrease in pre-tax fulfilment cash <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">flows<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65.48pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 77.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5634">174</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 97.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">, excluding the portion related to non-controlling interests. These changes resulted in a decrease in pre-tax net <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.46pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.43pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2130" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInNetIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5635">250</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.93pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.42pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2130" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInNetIncomeAttributedToShareholdersAfterTax" scale="6" id="f-5636">199</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.42pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in pre-tax net income attributed to participating <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 83.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">policyholders of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.96pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2130" decimals="-6" name="mfc:IncreaseDecreaseInNetIncomeAttributedToParticipatingPolicyholders" scale="6" id="f-5637">29</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.96pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2130" decimals="-6" name="mfc:IncreaseDecreaseInNetIncomeAttributedToParticipatingPolicyholdersPostTax" scale="6" id="f-5638">21</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.45pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), a decrease in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 276.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2130" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5639">421</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.89pt; position: var(--position); text-decoration: none; white-space: pre;">, an increase in pre-tax other comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 94.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.97pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.47pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2130" decimals="-6" name="mfc:IncreaseInOtherComprehensiveIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5640">771</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 129.47pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2130" decimals="-6" name="mfc:IncreaseInOtherComprehensiveIncomeAttributedToShareholderPostTaxDueToActuarialMethodsAndAssumption" scale="6" id="f-5641">632</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), and an increase in pre-tax other comprehensive income attributed to participating <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 105.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">policyholders of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.96pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2130" decimals="-6" name="mfc:IncreaseInOtherComprehensiveIncomeAttributedToParticipatingPolicyholdersPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5642">45</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.96pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2130" decimals="-6" name="mfc:IncreaseInOtherComprehensiveIncomeAttributedToParticipatingPolicyholdersPostTaxDueToActuarialMethodsAndAssumption" scale="6" id="f-5643">32</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.45pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfSensitivityAnalysisToChangesInRiskExposuresThatAriseFromContractsWithinScopeOfIFRS17Explanatory" id="f-5644" continuedAt="f-5644-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax fulfilment cash flows<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 427.66pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 4.2575pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-5644-1" continuedAt="f-5644-2"><div style="position: var(--position); top: 132.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 462.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 462.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 462.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); white-space: pre;">For the year ended December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.92pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Lapse and policyholder behaviour updates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2131" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5645">620</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Reinsurance contract and other risk adjustment review<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2132" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5646">427</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Expense updates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2133" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5647">406</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Financial related updates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2134" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5648">386</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Mortality and morbidity updates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2135" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5649">273</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Methodology and other updates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2136" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5650">156</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions, pre-tax<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5651">174</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 233.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Excludes the portion related to non-controlling interests of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 234.34pt; position: var(--position); text-decoration: none; white-space: pre;">$(<ix:nonFraction unitRef="cad" contextRef="c-37" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5652">215</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 254.56pt; position: var(--position); text-decoration: none; white-space: pre;">. The impact of changes in actuarial methods and assumptions on pre-tax fulfilment cash flows, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 242.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">including the portion related to non-controlling interests, would be <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 257.65999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">$(<ix:nonFraction unitRef="cad" contextRef="c-37" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5653">389</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 277.88pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 257.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 443.62pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 500.08pt; position: var(--position); text-decoration: none; white-space: pre;">, pre-tax net <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 268.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to participating policyholders, OCI and CSM<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 310.74pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 4.2575pt;"></span></span></div><div style="position: var(--position); top: 278.95pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 462.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 462.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 462.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); white-space: pre;">For the year ended December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.92pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in net income (loss) attributed to:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Participating policyholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2137" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5654">29</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Shareholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2138" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5655">250</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2139" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5656">221</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI attributed to:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Participating policyholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2140" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5657">45</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Shareholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2141" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5658">771</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2142" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5659">816</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 107.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in CSM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2143" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5660">421</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 119.25pt; width: 462.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 462.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions, pre-tax<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5661">174</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 415.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Excludes the portion related to non-controlling interests of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 234.34pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2144" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5662">215</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 249.9pt; position: var(--position); text-decoration: none; white-space: pre;">. The impact of changes in actuarial methods and assumptions on pre-tax fulfilment cash flows, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 424.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">including the portion related to non-controlling interests, would be <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 257.65999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-38" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5663">389</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 273.22pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 439.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Lapse and policyholder behaviour updates<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 450.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Updates to lapses and policyholder behaviour assumptions resulted in an increase in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.26pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2131" decimals="-6" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5664">620</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 528.26pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 467pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The increase was primarily driven by a detailed review of the lapse assumptions for <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.29pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 438.1pt; position: var(--position); text-decoration: none; white-space: pre;"> non-participating products in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 477.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 53.99pt; position: var(--position); text-decoration: none; white-space: pre;"> U.S. life insurance business and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 187.43pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.42pt; position: var(--position); text-decoration: none; white-space: pre;"> International High Net Worth business in Asia segment. For U.S. protection products, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 488.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">lapse rates declined during the COVID-19 pandemic and continue to remain low, while for U.S. indexed universal life, U.S. bank-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 499.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">owned life insurance, and Asia&#8217;s International High Net Worth business, lapse rates increased due to the impact of higher short-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 510.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">term interest rates. <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.29pt; position: var(--position); text-decoration: none; white-space: pre;">The Company<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.76pt; position: var(--position); text-decoration: none; white-space: pre;"> updated <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.26pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.25pt; position: var(--position); text-decoration: none; white-space: pre;"> lapse assumptions to reflect these experience trends. The ultimate lapse rates for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 521pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">products with no-lapse guarantees were not changed.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 537.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract and other risk adjustment review<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 548.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The review of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.46000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.26999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> reinsurance contracts and risk adjustment, excluding changes that were a direct result of other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 559.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">assumption updates, resulted in an increase in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 356.34pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2132" decimals="-6" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5665">427</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.34pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 576.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The increase was driven by updates to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 201.44pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.25pt; position: var(--position); text-decoration: none; white-space: pre;"> reinsurance contract fulfilment cash flows to reflect current reinsurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 587pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">market conditions and the resulting expected cost on older U.S. mortality reinsurance, partially offset by updates to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 502.63pt; position: var(--position); text-decoration: none; white-space: pre;">the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 597.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.81pt; position: var(--position); text-decoration: none; white-space: pre;"> risk adjustment methodology in North America related to non-financial risk. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 614.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.8pt; position: var(--position); text-decoration: none; white-space: pre;"> overall risk adjustment continues to be within the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 306.19pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2145" decimals="2" name="ifrs-full:ConfidenceLevelUsedToDetermineRiskAdjustmentForNonfinancialRisk" scale="-2" id="f-5666">90</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 316.19pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.19pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2146" decimals="2" name="ifrs-full:ConfidenceLevelUsedToDetermineRiskAdjustmentForNonfinancialRisk" scale="-2" id="f-5667">95</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.19pt; position: var(--position); text-decoration: none; white-space: pre;"> confidence level.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 631.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Expense updates<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 642.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Expense updates resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.87pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2133" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5668">406</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.87pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 659pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The decrease was driven by a detailed review of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.9pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 299.71000000000004pt; position: var(--position); text-decoration: none; white-space: pre;"> global expenses, including investment expenses. <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.48pt; position: var(--position); text-decoration: none; white-space: pre;">The Company<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 555.95pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 669.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">aligned them with <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.45pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.44pt; position: var(--position); text-decoration: none; white-space: pre;"> current cost structure and included the impact of changes in classification of certain expenses from directly <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 680.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">attributable to non-directly attributable.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 697.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Financial related updates<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 708.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Financial related updates resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.81pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2134" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5669">386</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.81pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 725pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The decrease was driven by a review of the discount rates used in the valuation of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.37pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.18pt; position: var(--position); text-decoration: none; white-space: pre;"> non-participating business, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 735.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">which included increases to ultimate risk-free rates in the U.S. to align with historical averages, as well as updates to parameters <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="background-image: url('data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gNDguMDAgOTY1LjA3IEggMzEyLjAwIj48L3BhdGg+PC9zdmc+'); background-size: 594pt 774pt; height: 774pt; position: var(--position); width: 594pt;"></div><div style="left: 0pt; position: var(--position); top: 728.8pt;"><div style="width: 513pt;"><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 0pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 38.53pt; position: var(--position); white-space: pre;">&#160;  <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 44.230000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 95.03pt; position: var(--position); text-decoration: none; white-space: pre;">annual update of actuarial methods and assumptions also impacts net income and other comprehensive income attributed to participating <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 9.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">policyholders. The total company impact of these metrics can be found in the above table.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">77<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-3020-52" continuedAt="f-3020-53"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">used to determine illiquidity premiums. This was partially offset by refinements to crediting rate projections on certain U.S. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">universal life products.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 68.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Mortality and morbidity updates<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Mortality and morbidity updates resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.29pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2135" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5670">273</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.29pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 95.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The decrease was driven by morbidity updates to health insurance products in Hong Kong to reflect lower hospital claims on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 106.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">certain business that <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 120.97pt; position: var(--position); text-decoration: none; white-space: pre;">the Company accounts<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.95pt; position: var(--position); text-decoration: none; white-space: pre;"> for under the general measurement model, partially offset by updates to mortality <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 117.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and morbidity assumptions on critical illness products in Hong Kong to reflect emerging experience.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 134.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Methodology and other updates<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 144.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Methodology and other updates resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 388.84pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2136" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5671">156</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.84pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 161.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The decrease was driven by the impact of annual updates to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.91999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 338.73pt; position: var(--position); text-decoration: none; white-space: pre;"> valuation models for participating products in Asia <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 172.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and Canada reflecting higher interest rates during the year, partially offset by various other smaller items that netted to an <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 183.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">increase in fulfilment cash flows.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 200.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax fulfilment cash flows, net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 210.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 92.46000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">, CSM and OCI by segment<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 206.87pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<span style="display: inline-block; height: 4.2575pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 221.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Canada resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 232.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2147" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5672">266</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56pt; position: var(--position); text-decoration: none; white-space: pre;">. The decrease was primarily driven by updates to the risk adjustment methodology related to non-financial risks and the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 243.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">review of the discount rates used in the valuation of non-participating business. These changes resulted in an increase in pre-tax <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 254.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 184.43pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2147" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInNetIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5673">3</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.93pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.42pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2147" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInNetIncomeAttributedToShareholdersAfterTax" scale="6" id="f-5674">2</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.42pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.85pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2147" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5675">222</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.85pt; position: var(--position); text-decoration: none; white-space: pre;">, and a decrease in pre-tax other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 264.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 180.93pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.9pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.4pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2147" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInOtherComprehensiveIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5676">15</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 260.4pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2147" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInOtherComprehensiveIncomeAttributedToShareholderPostTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5677">10</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.89pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 281.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in the U.S. resulted in an increase in pre-tax fulfilment cash flows <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 292.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 46pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2148" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5678">895</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 66pt; position: var(--position); text-decoration: none; white-space: pre;">. The increase was primarily driven by the net impact of updates to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.7pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.51pt; position: var(--position); text-decoration: none; white-space: pre;"> reinsurance contract fulfilment cash <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 303.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">flows and risk adjustment methodology related to non-financial risks, a detailed review of the lapse assumptions in <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 491.75pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 500.74pt; position: var(--position); text-decoration: none; white-space: pre;"> life <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 314.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">insurance business, and refinements to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.94pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.93pt; position: var(--position); text-decoration: none; white-space: pre;"> crediting rate projections on certain universal life products, partially offset by a review <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 324.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of the discount rates used in the valuation of non-participating business. These changes resulted in a decrease in pre-tax net <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 335.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.46pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.43pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2148" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInNetIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5679">256</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 201.93pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.42pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2148" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInNetIncomeAttributedToShareholdersAfterTax" scale="6" id="f-5680">202</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 227.42pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), a decrease in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 358.86pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2148" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5681">1,228</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.36pt; position: var(--position); text-decoration: none; white-space: pre;">, and an increase in pre-tax other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 346.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 180.93pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.9pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.4pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2148" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInOtherComprehensiveIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5682">589</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.4pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2148" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInOtherComprehensiveIncomeAttributedToShareholderPostTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5683">466</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.89pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 363.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Asia resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 374.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2149" decimals="-6" name="mfc:ReductionInPreTaxFulfilmentCashFlowsDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5684">818</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56pt; position: var(--position); text-decoration: none; white-space: pre;">. The decrease was primarily driven by the impact of morbidity updates to certain health insurance products in Hong Kong <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 384.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">to reflect emerging experience, updates from <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.91pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 276.72pt; position: var(--position); text-decoration: none; white-space: pre;"> detailed review of global expenses, including investment expenses, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 395.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">as well as the impact of annual updates to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.94pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 214.93pt; position: var(--position); text-decoration: none; white-space: pre;"> valuation models for participating products, partially offset by a review of lapse <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 406.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">assumptions for the International High Net Worth business. These changes resulted in a decrease in pre-tax net income <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 417.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.95pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2149" decimals="-6" name="mfc:DecreaseInPreTaxIncomeAttributableToShareholdersDueToUpdatesInIncidenceRates" scale="6" id="f-5685">4</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.45pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 165.94pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2149" decimals="-6" name="mfc:DecreaseInAfterTaxIncomeAttributableToShareholdersDueToUpdatesInIncidenceRates" scale="6" id="f-5686">5</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.94pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.37pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2149" decimals="-6" name="mfc:IncreaseDecreaseInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5687">591</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.37pt; position: var(--position); text-decoration: none; white-space: pre;">, and an increase in pre-tax other comprehensive <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 428.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.46pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.43pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2149" decimals="-6" name="mfc:IncreaseDecreaseInPreTaxOtherComprehensiveIncomeAttributableToShareholdersDueToUpdatesInIncidenceRates" scale="6" id="f-5688">213</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 201.93pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.42pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2149" decimals="-6" name="mfc:IncreaseDecreaseInAfterTaxOtherComprehensiveIncomeAttributableToShareholdersDueToUpdatesInIncidenceRates" scale="6" id="f-5689">190</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 227.42pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 444.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Corporate and Other (which includes <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 441.3pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.11pt; position: var(--position); text-decoration: none; white-space: pre;"> property <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 455.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and casualty reinsurance businesses, run-off insurance operations including variable annuities and health, and consolidation <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 466.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">adjustments including intercompany eliminations) resulted in an increase in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 460.22pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2150" decimals="-6" name="mfc:IncreaseInPreTaxFulfilmentCashFlowsDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5690">15</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 475.22pt; position: var(--position); text-decoration: none; white-space: pre;">. These changes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 477.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">resulted in an increase in pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.38pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 317.35pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.85pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2150" decimals="-6" name="mfc:IncreaseDecreaseInPreTaxNetIncomeAttributableToShareholdersDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5691">7</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 339.85pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.34pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2150" decimals="-6" name="mfc:IncreaseDecreaseInPostTaxNetIncomeAttributableToShareholdersDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5692">6</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.34pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), a decrease in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 486.78pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2150" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInContractualServiceMarginFlowsDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5693">6</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 496.78pt; position: var(--position); text-decoration: none; white-space: pre;">, and a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 488.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">decrease in pre-tax other comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.38pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.35pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.85pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2150" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreTaxOtherComprehensiveIncomeDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5694">16</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.85pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 368.34pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2150" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPostTaxOtherComprehensiveIncomeDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5695">14</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.34pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 504.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56pt; position: var(--position); text-decoration: none; white-space: pre;"> review of actuarial methods and assumptions<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 253.35pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 515.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">On a full year basis, the 2023 review of actuarial methods and assumptions resulted in a decrease in pre-tax fulfilment cash <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 526.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5696">3,197</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">. These changes resulted in an increase in pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.69pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 446.66pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.16pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2151" decimals="-6" name="mfc:IncreaseDecreaseInNetIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5697">171</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.16pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.65pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2151" decimals="-6" name="mfc:IncreaseDecreaseInNetIncomeAttributedToShareholdersAfterTax" scale="6" id="f-5698">105</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 504.65pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 537.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">an increase in pre-tax net income attributed to participating policyholders of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 337.33pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2151" decimals="-6" name="mfc:IncreaseDecreaseInNetIncomeAttributedToParticipatingPolicyholders" scale="6" id="f-5699">173</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.33pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.82pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2151" decimals="-6" name="mfc:IncreaseDecreaseInNetIncomeAttributedToParticipatingPolicyholdersPostTax" scale="6" id="f-5700">165</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.82pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.25pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2151" decimals="-6" name="mfc:IncreaseDecreaseInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5701">2,754</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 543.75pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 548.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and an increase in pre-tax other comprehensive income of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.39pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2151" decimals="-6" name="mfc:IncreaseInOtherComprehensiveIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5702">99</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.39pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.88pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2151" decimals="-6" name="mfc:IncreaseInOtherComprehensiveIncomeAttributedToShareholderPostTaxDueToActuarialMethodsAndAssumption" scale="6" id="f-5703">73</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 305.88pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 564.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In the third quarter <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.96pt; position: var(--position); text-decoration: none; white-space: pre;">of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 121.96pt; position: var(--position); text-decoration: none; white-space: pre;">2023, the completion of the 2023 annual review of actuarial methods and assumptions resulted in a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 575.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">decrease in pre-tax fulfilment cash flows of<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.9pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.4pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2152" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5704">347</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.4pt; position: var(--position); text-decoration: none; white-space: pre;">, excluding the portion related to non-controlling interests. These changes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 586.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">resulted in an increase in pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.38pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 317.35pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.85pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2153" decimals="-6" name="mfc:IncreaseDecreaseInNetIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5705">27</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.85pt; position: var(--position); text-decoration: none; white-space: pre;"> (a decrease of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.33pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2153" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInNetIncomeAttributedToShareholdersAfterTax" scale="6" id="f-5706">14</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.33pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in pre-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 597.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">tax net income attributed to participating policyholders of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.88pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2153" decimals="-6" name="mfc:IncreaseDecreaseInNetIncomeAttributedToParticipatingPolicyholders" scale="6" id="f-5707">58</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.88pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.37pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2153" decimals="-6" name="mfc:IncreaseDecreaseInNetIncomeAttributedToParticipatingPolicyholdersPostTax" scale="6" id="f-5708">74</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298.37pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.8pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2153" decimals="-6" name="mfc:IncreaseDecreaseInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5709">116</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.14pt; position: var(--position); text-decoration: none; white-space: pre;">, and an increase in pre-<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 608.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">tax other comprehensive income of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.44pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2153" decimals="-6" name="mfc:IncreaseInOtherComprehensiveIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5710">146</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 198.44pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2153" decimals="-6" name="mfc:IncreaseInOtherComprehensiveIncomeAttributedToShareholderPostTaxDueToActuarialMethodsAndAssumption" scale="6" id="f-5711">110</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 223.27pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 624.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In the fourth quarter of 2023, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 152.47pt; position: var(--position); text-decoration: none; white-space: pre;">the Company<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.95pt; position: var(--position); text-decoration: none; white-space: pre;"> also updated <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.44pt; position: var(--position); text-decoration: none; white-space: pre;">the<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 274.94pt; position: var(--position); text-decoration: none; white-space: pre;"> actuarial methods and assumptions which decreased the overall <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 635.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">level of the risk adjustment for non-financial risk. This change moves the risk adjustment to approximately the middle of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.07pt; position: var(--position); text-decoration: none; white-space: pre;">the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 646.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 80.81pt; position: var(--position); text-decoration: none; white-space: pre;"> existing <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 116.29pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2154" decimals="2" name="ifrs-full:ConfidenceLevelUsedToDetermineRiskAdjustmentForNonfinancialRisk" scale="-2" id="f-5712">90</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.29pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 128.79000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">&#8211;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 133.79000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.29000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2155" decimals="2" name="ifrs-full:ConfidenceLevelUsedToDetermineRiskAdjustmentForNonfinancialRisk" scale="-2" id="f-5713">95</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.29000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> confidence level range. The risk adjustment would have exceeded the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 437.02pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2156" decimals="2" name="ifrs-full:ConfidenceLevelUsedToDetermineRiskAdjustmentForNonfinancialRisk" scale="-2" id="f-5714">95</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.02pt; position: var(--position); text-decoration: none; white-space: pre;"> confidence level in the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 657.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">fourth quarter of 2023 without making the change. This change led to a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 492.64pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2157" decimals="-6" name="mfc:ReductionInPreTaxFulfilmentCashFlowsDueToChangesInActuarialMethodsAndAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5715">2,850</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 520.14pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 668.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">excluding the portion related to non-controlling interests, an increase in pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 447.28pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.25pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.75pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2157" decimals="-6" name="mfc:IncreaseInPreTaxNetIncomeAttributableToTheShareholdersDueToChangesInActurialMethodsAndAssumptions" scale="6" id="f-5716">144</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 531.75pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 678.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 38.99pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2157" decimals="-6" name="mfc:IncreaseInPostTaxNetIncomeAttributableToTheShareholdersDueToChangesInActurialMethodsAndAssumptions" scale="6" id="f-5717">119</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.33pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in pre-tax net income attributed to participating policyholders of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.14pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2157" decimals="-6" name="mfc:IncreaseInPreTaxNetIncomeAttributableToPolicyholdersDueToChangesInActurialAssumptions" scale="6" id="f-5718">115</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.48pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.97pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2157" decimals="-6" name="mfc:IncreaseInPostTaxNetIncomeAttributableToPolicyholdersDueToChangesInActurialAssumptions" scale="6" id="f-5719">91</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 441.97pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 689.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2157" decimals="-6" name="mfc:IncreaseDecreaseInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5720">2,638</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">, and a decrease in pre-tax other comprehensive income of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 333.38pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2158" decimals="-6" name="mfc:DecreaseInPreTaxOtherComprehensiveIncomeDueToChangesInActurialAssumptions" scale="6" id="f-5721">47</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 348.38pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.87pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2158" decimals="-6" name="mfc:DecreaseInPostTaxOtherComprehensiveIncomeDueToChangesInActurialAssumptions" scale="6" id="f-5722">37</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 368.87pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 78<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-3020-53" continuedAt="f-3020-54"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Since the beginning of 2020, some lines of business have seen impacts to mortality and policyholder behaviour driven by the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">COVID-19 pandemic. Given the long-term nature of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.39pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.2pt; position: var(--position); text-decoration: none; white-space: pre;"> assumptions, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 370.18pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.99pt; position: var(--position); text-decoration: none; white-space: pre;"> 2023 experience studies have <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">excluded experience that was materially impacted by COVID-19 as this is not seen to be indicative of the levels of actual future <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">claims or lapses.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><ix:continuation id="f-5644-2" continuedAt="f-5644-3"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax fulfilment cash flows<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 427.66pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 4.2575pt;"></span></span></ix:continuation></div><ix:continuation id="f-5644-3"><div style="position: var(--position); top: 106.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 498pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 270pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 23.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 27pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 27pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 270pt; position: var(--position); top: 0pt; width: 73.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 73.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 13.77pt; position: var(--position); white-space: pre;">For the three and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 73.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 6.78pt; position: var(--position); white-space: pre;">nine months ended <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 73.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.57pt; position: var(--position); white-space: pre;">September 30, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 343.5pt; position: var(--position); top: 0pt; width: 77.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 31.89pt; position: var(--position); white-space: pre;">For the three <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.84pt; position: var(--position); white-space: pre;">months ended <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.64pt; position: var(--position); white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 420.75pt; position: var(--position); top: 0pt; width: 77.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 12.07pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.64pt; position: var(--position); white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada variable annuity product review<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2159" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5723"><ix:nonFraction unitRef="cad" contextRef="c-2160" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5724">133</ix:nonFraction></ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 370.5pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2161" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:fixed-zero" scale="6" id="f-5725">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 447.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2162" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5726">133</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 41.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortality and morbidity updates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2163" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5727"><ix:nonFraction unitRef="cad" contextRef="c-2164" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5728">265</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 370.5pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2165" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:fixed-zero" scale="6" id="f-5729">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 447.75pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2166" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5730">265</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 53.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Lapse and policyholder behaviour updates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2167" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5731"><ix:nonFraction unitRef="cad" contextRef="c-2168" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5732">98</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 370.5pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2169" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:fixed-zero" scale="6" id="f-5733">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 447.75pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2170" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5734">98</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 65.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Methodology and other updates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2171" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5735"><ix:nonFraction unitRef="cad" contextRef="c-2172" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5736">577</ix:nonFraction></ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 370.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2173" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:fixed-zero" scale="6" id="f-5737">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 447.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2174" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5738">577</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 77.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Risk adjustment review<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2175" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:fixed-zero" scale="6" id="f-5739"><ix:nonFraction unitRef="cad" contextRef="c-2176" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:fixed-zero" scale="6" id="f-5740">-</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 370.5pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2177" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:num-dot-decimal" scale="6" id="f-5741">2,850</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 447.75pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2178" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:num-dot-decimal" scale="6" id="f-5742">2,850</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 89.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions, pre-tax<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 293.25pt; position: var(--position); top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2152" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5743"><ix:nonFraction unitRef="cad" contextRef="c-2179" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5744">347</ix:nonFraction></ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 370.5pt; position: var(--position); top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2158" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:num-dot-decimal" scale="6" id="f-5745">2,850</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 447.75pt; position: var(--position); top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:num-dot-decimal" scale="6" id="f-5746">3,197</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 212.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Excludes the portion related to non-controlling interests of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 234.34pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2180" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5747"><ix:nonFraction unitRef="cad" contextRef="c-2181" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5748">103</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 249.9pt; position: var(--position); text-decoration: none; white-space: pre;"> for the three and nine months ended September 30, 2023, and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 447.38pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2182" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5749"><ix:nonFraction unitRef="cad" contextRef="c-2182" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5750">97</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 459.05pt; position: var(--position); text-decoration: none; white-space: pre;"> for the three months ended <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 221.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023, respectively.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 236.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 443.62pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 500.08pt; position: var(--position); text-decoration: none; white-space: pre;">, pre-tax net <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 247.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to participating policyholders, OCI and CSM<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 310.74pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 4.2575pt;"></span></span></div><div style="position: var(--position); top: 258.55pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 501.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 270pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 27pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 27pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 27pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 270pt; position: var(--position); top: 0pt; width: 77.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 17.52pt; position: var(--position); white-space: pre;">For the three and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 10.53pt; position: var(--position); white-space: pre;">nine months ended <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 9.32pt; position: var(--position); white-space: pre;">September 30, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 59.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 347.25pt; position: var(--position); top: 0pt; width: 77.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 31.89pt; position: var(--position); white-space: pre;">For the three <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.84pt; position: var(--position); white-space: pre;">months ended <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.64pt; position: var(--position); white-space: pre;">December 31, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 59.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 424.5pt; position: var(--position); top: 0pt; width: 77.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 12.07pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.64pt; position: var(--position); white-space: pre;">December 31, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 59.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in net income (loss) attributed to:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 41.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; Participating policyholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2183" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5751"><ix:nonFraction unitRef="cad" contextRef="c-2184" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5752">58</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 374.25pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2185" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5753">115</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 451.5pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2186" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5754">173</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 53.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">&#160; Shareholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2187" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5755"><ix:nonFraction unitRef="cad" contextRef="c-2188" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5756">27</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 374.25pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2189" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5757">144</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 451.5pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2190" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5758">171</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2191" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5759"><ix:nonFraction unitRef="cad" contextRef="c-2192" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5760">85</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 374.25pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2193" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5761">259</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 451.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2194" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5762">344</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 77.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in OCI attributed to:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 89.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; Participating policyholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2195" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:fixed-zero" scale="6" id="f-5763"><ix:nonFraction unitRef="cad" contextRef="c-2196" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:fixed-zero" scale="6" id="f-5764">-</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 374.25pt; position: var(--position); top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2197" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5765">21</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 451.5pt; position: var(--position); top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2198" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5766">21</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 101.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">&#160; Shareholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2199" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5767"><ix:nonFraction unitRef="cad" contextRef="c-2200" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5768">146</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 374.25pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2201" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5769">26</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 451.5pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2202" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5770">120</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2203" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5771"><ix:nonFraction unitRef="cad" contextRef="c-2204" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5772">146</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 374.25pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2205" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5773">47</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 451.5pt; position: var(--position); top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2206" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5774">99</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 125.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Portion recognized in CSM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2207" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5775"><ix:nonFraction unitRef="cad" contextRef="c-2208" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5776">116</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 374.25pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2209" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:num-dot-decimal" scale="6" id="f-5777">2,638</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 451.5pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2210" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:num-dot-decimal" scale="6" id="f-5778">2,754</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 137.25pt; width: 270pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 270pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions, pre-tax<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 137.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2179" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5779"><ix:nonFraction unitRef="cad" contextRef="c-2152" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5780">347</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 374.25pt; position: var(--position); top: 137.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2158" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:num-dot-decimal" scale="6" id="f-5781">2,850</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 451.5pt; position: var(--position); top: 137.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" format="ixt:num-dot-decimal" scale="6" id="f-5782">3,197</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 412.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Excludes the portion related to non-controlling interests, of which <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 257.18pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2211" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5783"><ix:nonFraction unitRef="cad" contextRef="c-2212" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5784">72</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 268.85pt; position: var(--position); text-decoration: none; white-space: pre;"> is related to CSM for the three and nine months ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 441.03pt; position: var(--position); text-decoration: none; white-space: pre;">September 30, 2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 504.4pt; position: var(--position); text-decoration: none; white-space: pre;">, and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 521.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2213" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5785"><ix:nonFraction unitRef="cad" contextRef="c-2213" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInActuarialMethodsAndAssumptionPreTax" scale="6" id="f-5786">87</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 533.5600000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> is <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 421.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">related to CSM for the <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 125.41pt; position: var(--position); text-decoration: none; white-space: pre;">three months ended<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 187.62pt; position: var(--position); text-decoration: none; white-space: pre;"> December 31, 2023.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 437pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Canada variable annuity product review<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 447.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The review of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.46000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.26999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> variable annuity products in Canada resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 533.5699999999999pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2162" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5787">133</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 553.5699999999999pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 464.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The decrease was driven by a reduction in investment management fees, partially offset by updates to product assumptions, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 475.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">including surrenders, incidence, and utilization, to reflect emerging experience. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 492.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Mortality and morbidity updates<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 503pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Mortality and morbidity updates resulted in an increase in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.28pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2166" decimals="-6" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5788">265</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 418.28pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 519.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The increase was driven by a strengthening of incidence rates for certain products in Vietnam to align with emerging experience <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 530.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and updates to mortality assumptions in <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.93pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.74pt; position: var(--position); text-decoration: none; white-space: pre;"> U.S. life insurance business to reflect industry trends, as well as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 541.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">emerging experience. This was partially offset by updates to morbidity assumptions for certain products in Japan to reflect actual <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 552.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">experience.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 569pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Lapse and policyholder behaviour updates<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 579.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Updates to lapses and policyholder behaviour assumptions resulted in an increase in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.26pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2170" decimals="-6" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5789">98</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 523.26pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 596.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The increase was primarily driven by a detailed review of lapse assumptions for <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.29pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.1pt; position: var(--position); text-decoration: none; white-space: pre;"> universal life level cost of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 607.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">insurance products in Canada, which resulted in a reduction to the lapse rates to align with emerging trends.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 624.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Methodology and other updates<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 635pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Methodology and other updates resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 397.84pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2174" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5790">3,427</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 425.34pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 651.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In the third quarter of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">, methodology and other updates resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.8pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2171" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5791">577</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 528.8pt; position: var(--position); text-decoration: none; white-space: pre;">. The <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 662.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">decrease was driven by the impact of cost-of-guarantees for participating policyholders across all segments from annual updates <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 673.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">related to parameters, dividend recalibration, and market movements during the year, as well as modelling refinements for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 684.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">certain products in Asia. This was partially offset by a modelling methodology update to project future premiums on <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 502.44pt; position: var(--position); text-decoration: none; white-space: pre;">the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 695pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.81pt; position: var(--position); text-decoration: none; white-space: pre;"> U.S. life insurance business.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 711.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In the fourth quarter of 2023, methodology and other updates resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.31pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2173" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5792">2,850</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 541.81pt; position: var(--position); text-decoration: none; white-space: pre;">. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 722.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The decrease was driven by a decrease in the overall level of the risk adjustment for non-financial risk. This change moves the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 733.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">risk adjustment to approximately the middle of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 230.39pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.2pt; position: var(--position); text-decoration: none; white-space: pre;"> existing <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.68pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2145" decimals="2" name="ifrs-full:ConfidenceLevelUsedToDetermineRiskAdjustmentForNonfinancialRisk" scale="-2" id="f-5793">90</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.68pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.68pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2146" decimals="2" name="ifrs-full:ConfidenceLevelUsedToDetermineRiskAdjustmentForNonfinancialRisk" scale="-2" id="f-5794">95</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.68pt; position: var(--position); text-decoration: none; white-space: pre;"> confidence level range.<span style="display: inline-block; height: 6.55pt;"></span></span></div></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">79<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-3020-54" continuedAt="f-3020-55"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax fulfilment cash flows, net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 92.46000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">, CSM and OCI by segment&#160; <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 68.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">For the three and nine months ended September 30, 2023<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Canada resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2214" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5795">159</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56pt; position: var(--position); text-decoration: none; white-space: pre;">. The decrease was driven by updates to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.29pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.1pt; position: var(--position); text-decoration: none; white-space: pre;"> variable annuity product assumptions, as well as by updates to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 534.5pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 543.49pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">valuation models for participating products, driven by the annual dividend recalibration, partially offset by a reduction in lapse <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">rates on <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.99000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> universal life level cost of insurance products to reflect emerging trends. These changes resulted in an increase in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.94pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 214.91pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 227.41pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2214" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInNetIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5796">52</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.41pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.9pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2214" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInNetIncomeAttributedToShareholdersAfterTax" scale="6" id="f-5797">37</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.9pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 396.33pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2214" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5798">142</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 416.33pt; position: var(--position); text-decoration: none; white-space: pre;">, and an increase in pre-tax other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 132.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 180.93pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.9pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.4pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2214" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInOtherComprehensiveIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5799">2</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 255.4pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 260.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2214" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInOtherComprehensiveIncomeAttributedToShareholderPostTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5800">1</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.89pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax). <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 149.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in the U.S. resulted in an increase in pre-tax fulfilment cash flows <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 160.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 46pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2215" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInPreFulfilmentCashFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5801">270</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 66pt; position: var(--position); text-decoration: none; white-space: pre;">. The increase was related to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.78pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.59pt; position: var(--position); text-decoration: none; white-space: pre;"> life insurance business and primarily driven by a modelling methodology <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 171.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">update to project future premiums, as well as updates to mortality assumptions. These changes resulted in an increase in pre-tax <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 182.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 184.43pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2215" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInNetIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5802">134</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.93pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.42pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2215" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInNetIncomeAttributedToShareholdersAfterTax" scale="6" id="f-5803">106</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.42pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), a decrease in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 373.86pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2215" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInImpactOfChangesInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5804">600</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.86pt; position: var(--position); text-decoration: none; white-space: pre;">, and an increase in pre-tax other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 192.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 180.93pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.9pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.4pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2215" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInOtherComprehensiveIncomeAttributedToShareholderPreTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5805">196</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.4pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2215" decimals="-6" name="mfc:IncreaseDecreaseInImpactOfChangesInOtherComprehensiveIncomeAttributedToShareholderPostTaxDueToActuarialMethodsAndAssumptions" scale="6" id="f-5806">155</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.89pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 209.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Asia resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 220.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2216" decimals="-6" name="mfc:ReductionInPreTaxFulfilmentCashFlowsDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5807">457</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56pt; position: var(--position); text-decoration: none; white-space: pre;">. The decrease largely relates to participating products, primarily driven by model refinements, dividend recalibration <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 231.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">updates, as well as annual updates to reflect market movements during the year. This, and the updates to morbidity assumptions <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 242.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">on certain products in Japan, were partially offset by updates to incidence rates on certain products in Vietnam. These changes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 252.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">resulted in a decrease in pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.39pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.36pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 327.86pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2216" decimals="-6" name="mfc:DecreaseInPreTaxIncomeAttributableToShareholdersDueToUpdatesInIncidenceRates" scale="6" id="f-5808">159</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.86pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.35pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2216" decimals="-6" name="mfc:DecreaseInAfterTaxIncomeAttributableToShareholdersDueToUpdatesInIncidenceRates" scale="6" id="f-5809">157</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 373.35pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 506.78pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2216" decimals="-6" name="mfc:IncreaseDecreaseInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5810">574</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 526.78pt; position: var(--position); text-decoration: none; white-space: pre;">, and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 263.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">a decrease in pre-tax other comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.88pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.85pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.35pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2216" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInPreTaxOtherComprehensiveIncomeAttributableToShareholdersDueToUpdatesInIncidenceRates" scale="6" id="f-5811">53</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 370.35pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.84pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2216" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInAfterTaxOtherComprehensiveIncomeAttributableToShareholdersDueToUpdatesInIncidenceRates" scale="6" id="f-5812">47</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 390.84pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 280.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Corporate and Other (which includes <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 441.3pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.11pt; position: var(--position); text-decoration: none; white-space: pre;"> property <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 291.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and casualty reinsurance businesses, run-off insurance operations including variable annuities and health, and consolidation <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 302.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">adjustments including intercompany eliminations) resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 458.23pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2217" decimals="-6" name="mfc:ReductionInPreTaxFulfilmentCashFlowsDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5813">1</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.23pt; position: var(--position); text-decoration: none; white-space: pre;">. These changes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 312.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">resulted in no impacts to pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.89pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.86pt; position: var(--position); text-decoration: none; white-space: pre;"> or CSM, and an increase in pre-tax other comprehensive <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 323.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.46pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.43pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2217" decimals="-6" name="mfc:IncreaseDecreaseInPreTaxOtherComprehensiveIncomeDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5814">1</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 191.93pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.42pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2217" decimals="-6" name="mfc:IncreaseDecreaseInPostTaxOtherComprehensiveIncomeDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5815">1</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.42pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 340.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">For the three months ended December 31, 2023<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 351.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The reduction in the risk adjustment level resulted in the following impacts by segment:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 368.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Canada resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 378.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2218" decimals="-6" name="mfc:ReductionInPreTaxFulfilmentCashFlowsDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5816">246</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56pt; position: var(--position); text-decoration: none; white-space: pre;">. These changes resulted in an increase in pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.21pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.18pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 418.68pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2218" decimals="-6" name="mfc:IncreaseInPreTaxNetIncomeAttributableToTheShareholdersDueToChangesInActurialMethodsAndAssumptions" scale="6" id="f-5817">4</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.68pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.17pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2218" decimals="-6" name="mfc:IncreaseInPostTaxNetIncomeAttributableToTheShareholdersDueToChangesInActurialMethodsAndAssumptions" scale="6" id="f-5818">3</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.17pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 389.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">pre-tax net income attributed to policyholder of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 223.4pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2218" decimals="-6" name="mfc:IncreaseInPreTaxNetIncomeAttributableToPolicyholdersDueToChangesInActurialAssumptions" scale="6" id="f-5819">40</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.4pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2218" decimals="-6" name="mfc:IncreaseInPostTaxNetIncomeAttributableToPolicyholdersDueToChangesInActurialAssumptions" scale="6" id="f-5820">29</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.89pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.32pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2218" decimals="-6" name="mfc:IncreaseDecreaseInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5821">213</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.32pt; position: var(--position); text-decoration: none; white-space: pre;">, and a decrease in pre-tax other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 400.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">comprehensive income of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 140.95pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2218" decimals="-6" name="mfc:DecreaseInPreTaxOtherComprehensiveIncomeDueToChangesInActurialAssumptions" scale="6" id="f-5822">11</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 155.29000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.78pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2218" decimals="-6" name="mfc:DecreaseInPostTaxOtherComprehensiveIncomeDueToChangesInActurialAssumptions" scale="6" id="f-5823">8</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.78pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax). <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 417.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in the U.S. resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 428.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2219" decimals="-6" name="mfc:ReductionInPreTaxFulfilmentCashFlowsDueToChangesInActuarialMethodsAndAssumptions" scale="6" id="f-5824">91</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 51pt; position: var(--position); text-decoration: none; white-space: pre;">. These changes resulted in an increase in pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 349.21pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 401.18pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.68pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2219" decimals="-6" name="mfc:IncreaseInPreTaxNetIncomeAttributableToTheShareholdersDueToChangesInActurialMethodsAndAssumptions" scale="6" id="f-5825">33</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.68pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.17pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2219" decimals="-6" name="mfc:IncreaseInPostTaxNetIncomeAttributableToTheShareholdersDueToChangesInActurialMethodsAndAssumptions" scale="6" id="f-5826">26</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.17pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 438.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2219" decimals="-6" name="mfc:IncreaseDecreaseInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" scale="6" id="f-5827">78</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 83.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">, and a decrease in pre-tax other comprehensive income of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.88pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2219" decimals="-6" name="mfc:DecreaseInPreTaxOtherComprehensiveIncomeDueToChangesInActurialAssumptions" scale="6" id="f-5828">20</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.88pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 341.37pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2219" decimals="-6" name="mfc:DecreaseInPostTaxOtherComprehensiveIncomeDueToChangesInActurialAssumptions" scale="6" id="f-5829">15</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 356.37pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 455.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Asia resulted in a decrease in pre-tax fulfilment cash flows of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 466.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2220" decimals="-6" name="mfc:ReductionInPreTaxFulfilmentCashFlowsDueToChangesInActuarialMethodsAndAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5830">2,513</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63.5pt; position: var(--position); text-decoration: none; white-space: pre;">. These changes resulted in an increase in pre-tax net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 361.71pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.68pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.18pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2220" decimals="-6" name="mfc:IncreaseInPreTaxNetIncomeAttributableToTheShareholdersDueToChangesInActurialMethodsAndAssumptions" scale="6" id="f-5831">107</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 446.18pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.67pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2220" decimals="-6" name="mfc:IncreaseInPostTaxNetIncomeAttributableToTheShareholdersDueToChangesInActurialMethodsAndAssumptions" scale="6" id="f-5832">90</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 466.67pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 477.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">increase in pre-tax net income attributed to policyholders of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.87pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2220" decimals="-6" name="mfc:IncreaseInPreTaxNetIncomeAttributableToPolicyholdersDueToChangesInActurialAssumptions" scale="6" id="f-5833">75</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 288.87pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2220" decimals="-6" name="mfc:IncreaseInPostTaxNetIncomeAttributableToPolicyholdersDueToChangesInActurialAssumptions" scale="6" id="f-5834">62</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.36pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax), an increase in CSM of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.79pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2220" decimals="-6" name="mfc:IncreaseDecreaseInContractualServiceMarginFlowsDueToActuarialMethodsAndAssumptions" format="ixt:num-dot-decimal" scale="6" id="f-5835">2,348</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 470.29pt; position: var(--position); text-decoration: none; white-space: pre;">, and a decrease in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 488.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">pre-tax other comprehensive income of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.42pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2220" decimals="-6" name="mfc:DecreaseInPreTaxOtherComprehensiveIncomeDueToChangesInActurialAssumptions" scale="6" id="f-5836">17</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.42pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 214.91pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2220" decimals="-6" name="mfc:DecreaseInPostTaxOtherComprehensiveIncomeDueToChangesInActurialAssumptions" scale="6" id="f-5837">14</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.91pt; position: var(--position); text-decoration: none; white-space: pre;"> post-tax).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 504.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3301"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 504.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(j)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-55" continuedAt="f-3020-56"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Composition of underlying items<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-56" continuedAt="f-3020-57"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 516.6pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfCompositionOfUnderlyingItemsForContractsWithDirectParticipationFeaturesExplanatoryTableTextBlock" id="f-5838" continuedAt="f-5838-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table sets out the composition and fair value of the underlying items supporting the Company&#8217;s liabilities for direct <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-5838-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 527.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">participation contracts as at the dates presented.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 544.2pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 200.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 51.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 51.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 0pt; width: 152.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 152.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 68.34pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 0pt; width: 152.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 152.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 68.34pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 200.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 200.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.26pt; position: var(--position); text-decoration: none; white-space: pre;">Participating<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 11.25pt; width: 51.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.52pt; letter-spacing: -0.053em; position: var(--position); text-decoration: none; white-space: pre;">Variable annuity<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.09pt; position: var(--position); text-decoration: none; white-space: pre;">Unit linked<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.26pt; position: var(--position); text-decoration: none; white-space: pre;">Participating<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 11.25pt; width: 51.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.52pt; letter-spacing: -0.053em; position: var(--position); text-decoration: none; white-space: pre;">Variable annuity<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.09pt; position: var(--position); text-decoration: none; white-space: pre;">Unit linked<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 200.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 200.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Underlying assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 200.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 200.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2221" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5839">54,238</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 34.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 38.61pt;"></span></span><span style="left: 45.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2222" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5840">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2223" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5841">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2224" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5842">44,682</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 34.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 38.61pt;"></span></span><span style="left: 45.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2225" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5843">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2226" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5844">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 200.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 200.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public equities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2227" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5845">19,846</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 46.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 43.05pt;"></span></span><span style="left: 45.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2228" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5846">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2229" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5847">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2230" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5848">14,442</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 46.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 43.05pt;"></span></span><span style="left: 45.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2231" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5849">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2232" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5850">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 200.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 200.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2233" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5851">4,535</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 58.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 43.05pt;"></span></span><span style="left: 45.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2234" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5852">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2235" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5853">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2236" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5854">4,449</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 58.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 43.05pt;"></span></span><span style="left: 45.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2237" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5855">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2238" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5856">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 200.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 200.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2239" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5857">8,398</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 70.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 43.05pt;"></span></span><span style="left: 45.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2240" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5858">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2241" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5859">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2242" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5860">6,720</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 70.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 43.05pt;"></span></span><span style="left: 45.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2243" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5861">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2244" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5862">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 200.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 200.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2245" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5863">4,525</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 82.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 43.05pt;"></span></span><span style="left: 45.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2246" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5864">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2247" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5865">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2248" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5866">3,907</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 82.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 43.05pt;"></span></span><span style="left: 45.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2249" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5867">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2250" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:fixed-zero" scale="6" id="f-5868">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 200.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 200.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 25.380000000000003pt; position: var(--position); top: -2.037pt; vertical-align: super; white-space: pre;">(1)(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2251" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5869">31,952</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 94.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.29pt;"></span></span><span style="left: 23.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2252" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5870">72,061</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2253" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5871">18,771</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2254" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5872">27,017</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 94.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.29pt;"></span></span><span style="left: 23.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2255" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5873">68,749</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2256" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5874">15,539</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 200.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 200.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 200.25pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2257" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5875">123,494</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 250.5pt; position: var(--position); top: 106.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.85pt;"></span></span><span style="left: 23.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2258" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5876">72,061</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 302.25pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2259" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5877">18,771</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 360.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2260" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5878">101,217</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411pt; position: var(--position); top: 106.5pt; width: 51.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 51.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.85pt;"></span></span><span style="left: 23.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2261" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5879">68,749</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2262" decimals="-6" name="ifrs-full:FairValueOfUnderlyingItemsForContractsWithDirectParticipationFeatures" format="ixt:num-dot-decimal" scale="6" id="f-5880">15,539</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 667.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Other for participating life insurance contracts include derivatives, reinsurance contract held assets, and other invested assets.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 676.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Other for variable annuity contracts and unit linked contracts include investments in segregated funds.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 80<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3341"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(k)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-57" continuedAt="f-3020-58"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Asset for insurance acquisition cash flow<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-58" continuedAt="f-3020-59"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfInformationAboutExpectedDerecognitionOfAssetsForInsuranceAcquisitionCashFlowsExplanatory" id="f-5881" continuedAt="f-5881-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents the expected future derecognition of asset for insurance acquisition cash flow as at the dates <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-5881-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">presented.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 79.8pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 506.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 138.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 138.75pt; position: var(--position); top: 0pt; width: 179.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 179.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 81.84pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 326.25pt; position: var(--position); top: 0pt; width: 180pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 180pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 82.22pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 138.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 138.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 138.75pt; position: var(--position); top: 11.25pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.74pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.14pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 183.75pt; position: var(--position); top: 11.25pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 42.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.61pt; letter-spacing: 0.025em; position: var(--position); white-space: pre;">1 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.16pt; letter-spacing: 0.025em; position: var(--position); white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 226.5pt; position: var(--position); top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.33pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">More than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.22pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">5 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 272.25pt; position: var(--position); top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.58pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 326.25pt; position: var(--position); top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.49pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.89pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 372pt; position: var(--position); top: 11.25pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 42.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.63pt; position: var(--position); white-space: pre;">1 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.01pt; position: var(--position); white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.33pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">More than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.22pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">5 years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.58pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 138.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 138.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 138.75pt; position: var(--position); top: 31.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2263" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5882">65</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 183.75pt; position: var(--position); top: 31.5pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 18.95pt;"></span></span><span style="left: 26.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2264" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5883">168</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 226.5pt; position: var(--position); top: 31.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 33.46pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2265" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5884">57</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 272.25pt; position: var(--position); top: 31.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.95pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5885">290</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 326.25pt; position: var(--position); top: 31.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 33.46pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2266" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5886">59</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 372pt; position: var(--position); top: 31.5pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 18.95pt;"></span></span><span style="left: 26.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2267" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5887">150</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 31.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 33.46pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2268" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5888">62</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 31.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.95pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5889">271</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 43.5pt; width: 138.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 138.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 138.75pt; position: var(--position); top: 43.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.08pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2269" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5890">72</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 183.75pt; position: var(--position); top: 43.5pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.39pt;"></span></span><span style="left: 26.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2270" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5891">213</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 226.5pt; position: var(--position); top: 43.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2271" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5892">303</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 272.25pt; position: var(--position); top: 43.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5893">588</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 326.25pt; position: var(--position); top: 43.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.83pt;"></span></span><span style="left: 33.46pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2272" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5894">72</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 372pt; position: var(--position); top: 43.5pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.39pt;"></span></span><span style="left: 26.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2273" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5895">205</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 43.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2274" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5896">272</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 43.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5897">549</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 55.5pt; width: 138.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 138.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 138.75pt; position: var(--position); top: 55.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.2pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2275" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5898">137</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 183.75pt; position: var(--position); top: 55.5pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 18.95pt;"></span></span><span style="left: 26.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2276" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5899">381</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 226.5pt; position: var(--position); top: 55.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.95pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2277" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5900">360</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 272.25pt; position: var(--position); top: 55.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.95pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5901">878</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 326.25pt; position: var(--position); top: 55.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.95pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2278" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5902">131</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 372pt; position: var(--position); top: 55.5pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 18.95pt;"></span></span><span style="left: 26.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2279" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5903">355</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414.75pt; position: var(--position); top: 55.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.95pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2280" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5904">334</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 55.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.95pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AssetsForInsuranceAcquisitionCashFlows" scale="6" id="f-5905">820</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 152.3pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3349"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 153.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(l)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-59" continuedAt="f-3020-60"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance and reinsurance contracts contractual obligations &#8211; maturity analysis and amounts payable on demand <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-60" continuedAt="f-3020-61"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 165.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfMaturityAnalysisForLiquidityRiskThatArisesFromContractsWithinScopeOfIFRS17Explanatory" id="f-5906" continuedAt="f-5906-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The tables below represent the maturities of the insurance contract and reinsurance contract held liabilities as at the dates <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-5906-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 176pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">presented.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 192.8pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 508.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 183.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 48pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 48pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 183.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.44pt; width: 183.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 87.42pt; position: var(--position); white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 183.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Payments due by period<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 183.75pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.49pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.89pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.84pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 to 2 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.39pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.84pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">2 to 3 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.39pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 321pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.84pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">3 to 4 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.39pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 366.75pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.84pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">4 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.39pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.59pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Over 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.64pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 0pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.83pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 183.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 183.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 103.47999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 183.75pt; position: var(--position); top: 20.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.29pt;"></span></span><span style="left: 22.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2281" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5907">4,223</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 20.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.29pt;"></span></span><span style="left: 22.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2282" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5908">3,711</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 20.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.29pt;"></span></span><span style="left: 22.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2283" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5909">6,266</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 321pt; position: var(--position); top: 20.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.29pt;"></span></span><span style="left: 22.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2284" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5910">8,741</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 366.75pt; position: var(--position); top: 20.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.85pt;"></span></span><span style="left: 17.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2285" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5911">12,644</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 20.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 2pt;"></span></span><span style="left: 9.07pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2286" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5912">1,348,354</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 20.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 2pt;"></span></span><span style="left: 9.07pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1378" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5913">1,383,939</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 32.25pt; width: 183.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 183.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract held liabilities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 130.55pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 183.75pt; position: var(--position); top: 32.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2287" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" scale="6" id="f-5914">250</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 32.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2288" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" scale="6" id="f-5915">395</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 32.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2289" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" scale="6" id="f-5916">530</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 321pt; position: var(--position); top: 32.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2290" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" scale="6" id="f-5917">419</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 366.75pt; position: var(--position); top: 32.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2291" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" scale="6" id="f-5918">373</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 32.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.88pt;"></span></span><span style="left: 17.51pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2292" decimals="-6" sign="-" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5919">11,450</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 32.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.32pt;"></span></span><span style="left: 21.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-6" sign="-" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5920">9,483</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 242.05pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 508.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 183.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 48pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 48pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 183.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.44pt; width: 183.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 84.7pt; position: var(--position); white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 183.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Payments due by period<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 183.75pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.49pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.89pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.84pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 to 2 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.39pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.84pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">2 to 3 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.39pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 321pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.84pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">3 to 4 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.39pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 366.75pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.84pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">4 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.39pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.59pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Over 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.64pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 0pt; width: 48pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.83pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 183.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 183.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 103.47999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 183.75pt; position: var(--position); top: 20.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.49pt;"></span></span><span style="left: 23.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2293" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5921">3,400</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 20.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.49pt;"></span></span><span style="left: 23.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2294" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5922">5,546</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 20.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.49pt;"></span></span><span style="left: 23.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2295" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5923">6,766</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 321pt; position: var(--position); top: 20.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.49pt;"></span></span><span style="left: 23.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2296" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5924">8,849</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 366.75pt; position: var(--position); top: 20.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.25pt;"></span></span><span style="left: 19.119999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2297" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5925">11,320</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 20.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 4pt;"></span></span><span style="left: 10.870000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2298" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5926">1,074,764</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 20.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 4pt;"></span></span><span style="left: 10.870000000000001pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1379" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5927">1,110,645</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 32.25pt; width: 183.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 183.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract held liabilities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 130.55pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 183.75pt; position: var(--position); top: 32.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2299" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" scale="6" id="f-5928">332</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 32.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2300" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" scale="6" id="f-5929">460</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 275.25pt; position: var(--position); top: 32.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2301" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" scale="6" id="f-5930">492</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 321pt; position: var(--position); top: 32.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2302" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" scale="6" id="f-5931">592</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 366.75pt; position: var(--position); top: 32.25pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 26.39pt;"></span></span><span style="left: 29.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2303" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" scale="6" id="f-5932">475</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 32.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.98pt;"></span></span><span style="left: 24.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2304" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5933">6,097</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 460.5pt; position: var(--position); top: 32.25pt; width: 48pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 48pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.98pt;"></span></span><span style="left: 24.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="mfc:NonDerivativeFinancialLiabilitiesUndiscountedCashFlowsNet" format="ixt:num-dot-decimal" scale="6" id="f-5934">8,448</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 291.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities cash flows include estimates related to the timing and payment of death and disability claims, policy surrenders, policy maturities, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 300.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">annuity payments, minimum guarantees on segregated fund products, policyholder dividends, commissions and premium taxes offset by contractual future <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 309.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">premiums on in-force contracts and exclude amounts from insurance contract liabilities for account of segregated fund holders. These estimated cash flows are <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 318.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">based on the best estimate assumptions used in the determination of insurance contract liabilities. These amounts are undiscounted. Reinsurance contract held <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 327.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities cash flows include estimates related to the timing and payment of future reinsurance premiums offset by recoveries on in-force reinsurance agreements. <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 336.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Due to the use of assumptions, actual cash flows may differ from these estimates. Cash flows include embedded derivatives measured separately at fair value.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 351.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The amounts from insurance contract liabilities that are payable on demand are set out below as at the dates presented.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 369.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.25pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.63pt; position: var(--position); text-decoration: none; white-space: pre;">payable on <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.57pt; position: var(--position); text-decoration: none; white-space: pre;">demand<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.42pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.52pt; position: var(--position); text-decoration: none; white-space: pre;">amount<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.25pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.63pt; position: var(--position); text-decoration: none; white-space: pre;">payable on <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.57pt; position: var(--position); text-decoration: none; white-space: pre;">demand<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.42pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.52pt; position: var(--position); text-decoration: none; white-space: pre;">amount<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1893" decimals="-6" name="ifrs-full:AmountsPayableOnDemandThatAriseFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5935">121,197</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1893" decimals="-6" name="ifrs-full:RemainingContractualUndiscountedCashOutflowsInflowsThatAriseFromContractsWithinScopeOfIFRS17ThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5936">131,829</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1959" decimals="-6" name="ifrs-full:AmountsPayableOnDemandThatAriseFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5937">100,060</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1959" decimals="-6" name="ifrs-full:RemainingContractualUndiscountedCashOutflowsInflowsThatAriseFromContractsWithinScopeOfIFRS17ThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5938">129,117</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 52.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1861" decimals="-6" name="ifrs-full:AmountsPayableOnDemandThatAriseFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5939">31,100</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1861" decimals="-6" name="ifrs-full:RemainingContractualUndiscountedCashOutflowsInflowsThatAriseFromContractsWithinScopeOfIFRS17ThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5940">53,224</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1927" decimals="-6" name="ifrs-full:AmountsPayableOnDemandThatAriseFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5941">28,264</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1927" decimals="-6" name="ifrs-full:RemainingContractualUndiscountedCashOutflowsInflowsThatAriseFromContractsWithinScopeOfIFRS17ThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5942">56,887</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 64.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1877" decimals="-6" name="ifrs-full:AmountsPayableOnDemandThatAriseFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5943">48,918</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1877" decimals="-6" name="ifrs-full:RemainingContractualUndiscountedCashOutflowsInflowsThatAriseFromContractsWithinScopeOfIFRS17ThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5944">66,524</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1943" decimals="-6" name="ifrs-full:AmountsPayableOnDemandThatAriseFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5945">44,360</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1943" decimals="-6" name="ifrs-full:RemainingContractualUndiscountedCashOutflowsInflowsThatAriseFromContractsWithinScopeOfIFRS17ThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5946">63,092</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:AmountsPayableOnDemandThatAriseFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5947">201,215</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:RemainingContractualUndiscountedCashOutflowsInflowsThatAriseFromContractsWithinScopeOfIFRS17ThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5948">251,577</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:AmountsPayableOnDemandThatAriseFromContractsWithinScopeOfIFRS17" format="ixt:num-dot-decimal" scale="6" id="f-5949">172,684</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:RemainingContractualUndiscountedCashOutflowsInflowsThatAriseFromContractsWithinScopeOfIFRS17ThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5950">249,096</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 463.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The amounts payable on demand represent the policyholders&#8217; cash <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.06pt; position: var(--position); text-decoration: none; white-space: pre;">and / or<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.55pt; position: var(--position); text-decoration: none; white-space: pre;"> account values less applicable surrender fees as at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 474pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the time of the reporting date. Segregated fund insurance liabilities for account of segregated fund holders are excluded from the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 484.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">amounts payable on demand and the carrying amount.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 501.6pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3413"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 501.6pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(m)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-3020-61" continuedAt="f-3020-62"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance<span style="display: inline-block; height: 6.55pt;"></span></span><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 116.96000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 119.46000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">transactions<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-3020-62" continuedAt="f-3020-63"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 513.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: underline; white-space: pre;">Agreement with Global Atlantic Financial Group<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 530.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">On December 11, 2023, the Company announced it entered into agreements with Global Atlantic Financial Group Ltd. (&#8220;GA&#8221;) to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 540.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">reinsure policies from the U.S. long-term care (&#8220;LTC&#8221;), U.S. structured settlements, and Japan whole life legacy blocks. Under <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 551.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the terms of the transaction, th<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 166.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">e Company retained responsibility f<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 306.87pt; position: var(--position); text-decoration: none; white-space: pre;">or the administration of the policies, with no intended impact to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 562.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">policyholders. The transaction was structured as coinsurance of an <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.22pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2305" decimals="2" name="mfc:PercentageShareInTheInsuranceContracts" scale="-2" id="f-5951">80</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.22pt; position: var(--position); text-decoration: none; white-space: pre;"> quota share for the LTC block and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.51pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2306" decimals="2" name="mfc:PercentageShareInTheInsuranceContracts" scale="-2" id="f-5952">100</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.51pt; position: var(--position); text-decoration: none; white-space: pre;"> quota shares <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 573.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">for the other blocks.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 590.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The transaction closed on February 22, 2024, with the Company transferring invested assets measured at FVOCI of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.3pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2307" decimals="-8" name="mfc:InsuranceAndInvestmentContractInvestedAssetsTransferred" scale="9" id="f-5953">13.4</ix:nonFraction> billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 556.26pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 600.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and reinsuring insurance and investment contract net liabilities of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 305.35pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2307" decimals="-8" name="mfc:InsuranceAndInvestmentContractNetLiabilities" scale="9" id="f-5954">13.2</ix:nonFraction> billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.31pt; position: var(--position); text-decoration: none; white-space: pre;">. The Company recognized a reinsurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 611.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">contractual service margin of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.43pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2308" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMargin" scale="6" id="f-5955">308</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.43pt; position: var(--position); text-decoration: none; white-space: pre;"> and financial assets of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 276.4pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2307" decimals="-6" name="mfc:InsuranceAndInvestmentContractFinancialAssets" scale="6" id="f-5956">134</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.4pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 628.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: underline; white-space: pre;">Agreement with RGA Life Reinsurance Company of Canada<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 645.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">On March 25, 2024, the Company announced it entered into an agreement with RGA Life Reinsurance Company of Canada <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 656.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(&#8220;RGA Canada&#8221;) to reinsure policies from its Canadian universal life block. Under the terms of the transaction, the Company <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 666.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">retained responsibility for the administration of the policies, with no intended impact to policyholders. The transaction was <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 677.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">structured as coinsurance with a <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 176.44pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2309" decimals="3" name="mfc:PercentageShareInTheInsuranceContracts" scale="-2" id="f-5957">100</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 199.44pt; position: var(--position); text-decoration: none; white-space: pre;"> quota share.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 694.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The transaction closed on April 2, 2024, with the Company transferring invested assets measured at FVOCI of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.81pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2310" decimals="-8" name="mfc:InsuranceAndInvestmentContractInvestedAssetsTransferred" scale="9" id="f-5958">5.5</ix:nonFraction> billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 527.77pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 705.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">reinsuring insurance contract liabilities of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.37pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2310" decimals="-8" name="mfc:InsuranceAndInvestmentContractNetLiabilities" scale="9" id="f-5959">5.4</ix:nonFraction> billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.33pt; position: var(--position); text-decoration: none; white-space: pre;">. The Company recognized a reinsurance contractual service margin of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 716.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2311" decimals="-6" name="mfc:IncreaseDecreaseThroughChangesInEstimatesThatAdjustContractualServiceMargin" scale="6" id="f-5960">213</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">81<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-3020-63" continuedAt="f-3020-64"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: underline; white-space: pre;">Agreement with Reinsurance Group of America <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 57.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">On November 20, 2024, the Company announced it entered into an agreement with Reinsurance Group of America, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 67.38pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Incorporated (&#8220;RGA&#8221;) to reinsure policies from the U.S. LTC and U.S. structured settlement legacy blocks. Under the terms of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 77.46pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">transaction, the Company retained responsibility for the administration of the policies, with no intended impact to policyholders. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 87.54pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The transaction was structured as a <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 180.94pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2312" decimals="3" name="mfc:PercentageShareInTheInsuranceContracts" scale="-2" id="f-5961">75</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 198.94pt; position: var(--position); text-decoration: none; white-space: pre;"> quota share for both the LTC and structured settlements blocks.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 107.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The transaction closed on January 2, 2025, with an effective date of January 1, 2025, with the Company transferring invested <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 117.78pt; width: 594pt;"><ix:continuation id="f-3020-64"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">assets of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.5pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2313" decimals="-8" name="mfc:InsuranceAndInvestmentContractInvestedAssetsTransferred" format="ixt:num-dot-decimal" scale="9" id="f-5962">5.4</ix:nonFraction>&#160;billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.46pt; position: var(--position); text-decoration: none; white-space: pre;"> and reinsuring insurance contract liabilities of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.83pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2314" decimals="-8" name="mfc:InsuranceAndInvestmentContractNetLiabilities" scale="9" id="f-5963">5.4</ix:nonFraction> billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.79pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.29pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: absolute; top: 139.86pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3440"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 139.86pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Note 7&#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 82.64pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; <ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfInvestmentContractsLiabilitiesExplanatory" id="f-5964" continuedAt="f-5964-1" escape="true">Investment Contract Liabilities</ix:nonNumeric><span style="display: inline-block; height: 8.73pt;"></span></span></div><ix:continuation id="f-5964-1" continuedAt="f-5964-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 159.46pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities are contractual financial obligations of the Company that do not contain significant insurance risk. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 170.26pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Those contracts are subsequently measured either at fair value or at amortized cost.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 187.06pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3463"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 187.06pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-5964-2" continuedAt="f-5964-3"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities measured at fair value<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-5964-3" continuedAt="f-5964-4"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 198.76pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities measured at fair value include certain investment savings and pension products which are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 209.56pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">designated as FVTPL on initial recognition. The Company has no investment contract liabilities that are mandatorily designated <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 220.36pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">as FVTPL.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 237.16pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfCarryingValueOfInvestmentContractLiabilitiesMeasuredAtFairValueTableTextBlock" id="f-5965" continuedAt="f-5965-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents the movement in investment contract liabilities measured at fair value.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-5965-1"><div style="position: var(--position); top: 253.96pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, excluding those for account of segregated fund holders, January 1<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2315" decimals="-6" name="mfc:InvestmentContractsLiabilitiesExcludingSegregatedFundHolders" scale="6" id="f-5966">749</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2316" decimals="-6" name="mfc:InvestmentContractsLiabilitiesExcludingSegregatedFundHolders" scale="6" id="f-5967">798</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">New contracts<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2317" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesExcludingSegregatedFundHoldersDueToNewContracts" scale="6" id="f-5968">70</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2318" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesExcludingSegregatedFundHoldersDueToNewContracts" scale="6" id="f-5969">48</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in market conditions<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2317" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesExcludingSegregatedFundHoldersDueToChangesInMarketConditions" scale="6" id="f-5970">67</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2318" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesExcludingSegregatedFundHoldersDueToChangesInMarketConditions" scale="6" id="f-5971">47</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Redemptions, surrenders and maturities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2317" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesExcludingSegregatedFundHoldersDueToRedemptionsSurrendersAndMaturities" scale="6" id="f-5972">154</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2318" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesExcludingSegregatedFundHoldersDueToRedemptionsSurrendersAndMaturities" scale="6" id="f-5973">122</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2317" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesExcludingSegregatedFundHoldersDueToImpactOfChangesInForeignExchangeRates" scale="6" id="f-5974">76</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2318" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesExcludingSegregatedFundHoldersDueToImpactOfChangesInForeignExchangeRates" scale="6" id="f-5975">22</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, excluding those for account of segregated fund holders, December 31<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2319" decimals="-6" name="mfc:InvestmentContractsLiabilitiesExcludingSegregatedFundHolders" scale="6" id="f-5976">808</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2315" decimals="-6" name="mfc:InvestmentContractsLiabilitiesExcludingSegregatedFundHolders" scale="6" id="f-5977">749</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities for account of segregated fund holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2319" decimals="-6" name="mfc:InvestmentContractLiabilitiesSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-5978">309,443</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2315" decimals="-6" name="mfc:InvestmentContractLiabilitiesSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-5979">263,401</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, December 31<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2319" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5980">310,251</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2315" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5981">264,150</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 371.21pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The amount due to contract holders is contractually determined based on specified assets and therefore, the fair value of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 382.01pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities is subject to asset specific performance risk but not to the Company&#8217;s own credit risk, being fully collateralized by the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 392.81pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">specified assets. The Company has determined that any residual credit risk is insignificant and has no significant impact on the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 403.61pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">fair value of the liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 420.41pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3473"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 420.41pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-5964-4" continuedAt="f-5964-5"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities measured at amortized cost<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-5964-5" continuedAt="f-5964-6"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 432.11pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities measured at amortized cost include fixed annuity products that provide guaranteed income <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 442.91pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">payments for contractually determined periods and are not contingent on survivorship.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 459.71pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfInvestmentContractLiabilitiesMeasuredAtAmortizedCostAndFairValueAssociatedWithTheseContractsTableTextBlock" id="f-5982" continuedAt="f-5982-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents carrying and fair values of investment contract liabilities measured at amortized cost, by reporting <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-5982-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 470.51pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">segment.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 487.31pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.27pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Amortized cost<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.92pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.27pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Amortized cost<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.92pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2320" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" scale="6" id="f-5983">325</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2321" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" scale="6" id="f-5984">315</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2322" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" scale="6" id="f-5985">451</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2323" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" scale="6" id="f-5986">438</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2324" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5987">7,571</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2325" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5988">7,548</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2326" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5989">7,642</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2327" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5990">7,534</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2328" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5991">1,406</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2329" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5992">1,375</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2330" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5993">1,381</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2331" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5994">1,440</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">GWAM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2332" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5995">3,388</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2333" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5996">3,557</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2334" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5997">1,593</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2335" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5998">1,582</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2336" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-5999">12,690</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2337" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6000">12,795</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2338" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6001">11,067</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2339" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6002">10,994</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 583.91pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfInvestmentContractLiabilitiesMeasuredAtAmortizedCostTableTextBlock" id="f-6003" continuedAt="f-6003-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents the movement in investment contract liabilities measured at amortized cost, by business activity.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-6003-1"><div style="position: var(--position); top: 600.71pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, January 1<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2338" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6004">11,067</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2340" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6005">9,281</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Policy deposits<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2341" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesDueToNewPolicies" format="ixt:num-dot-decimal" scale="6" id="f-6006">3,218</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2342" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesDueToNewPolicies" format="ixt:num-dot-decimal" scale="6" id="f-6007">3,365</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2341" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesMeasuredDueToInterest" scale="6" id="f-6008">316</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2342" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesMeasuredDueToInterest" scale="6" id="f-6009">218</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Withdrawals<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2341" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesDueToWithdrawals" format="ixt:num-dot-decimal" scale="6" id="f-6010">2,240</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2342" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesDueToWithdrawals" format="ixt:num-dot-decimal" scale="6" id="f-6011">1,629</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Fees<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2341" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesDueToFees" format="ixt:fixed-zero" scale="6" id="f-6012">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2342" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesDueToFees" scale="6" id="f-6013">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2341" decimals="-6" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesDueToImpactOfChangesInForeignExchangeRates" scale="6" id="f-6014">351</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2342" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesDueToImpactOfChangesInForeignExchangeRates" scale="6" id="f-6015">108</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2341" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesDueToOtherActivities" scale="6" id="f-6016">22</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2342" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInInvestmentContractsLiabilitiesDueToOtherActivities" scale="6" id="f-6017">61</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, December 31<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2336" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6018">12,690</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2338" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6019">11,067</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 715.96pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying value reflects amortization at rates that exactly discount the projected cash flows to the net carrying amount of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 726.76pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities at the dates of issue.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 82<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-5964-6" continuedAt="f-5964-7"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value is determined by projecting cash flows according to the contract terms and discounting the cash flows at current <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">market rates adjusted for the Company&#8217;s own credit standing. As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.23pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.2pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.2pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 433.2pt; position: var(--position); text-decoration: none; white-space: pre;">, the fair value of all investment <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">contract liabilities was determined using Level 2 valuation techniques.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 78.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3481"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-5964-7" continuedAt="f-5964-8"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contracts contractual obligations<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-5964-8" continuedAt="f-5964-9"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 90.6pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfContractualObligationsAndCommitmentsRelatingToInvestmentContractsTableTextBlock" id="f-6020" continuedAt="f-6020-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents the Company&#8217;s contractual obligations and commitments relating to these investment contracts as <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-6020-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 101.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 55pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 133.97pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 153.97pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.97pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 118.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 171.4pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 4.2575pt;"></span></span></div><div style="position: var(--position); top: 130pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 503.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 278.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 44.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 278.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 278.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 278.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Payments due by period<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 0pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.51pt; letter-spacing: 0.025em; position: var(--position); white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.03pt; letter-spacing: 0.025em; position: var(--position); white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36.49pt; letter-spacing: 0.025em; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 0pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.22pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 to 3 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.77pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 367.5pt; position: var(--position); top: 0pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.22pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">3 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.77pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411.75pt; position: var(--position); top: 0pt; width: 44.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.72pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Over 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.77pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456pt; position: var(--position); top: 0pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.85pt; position: var(--position); white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 278.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 278.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 20.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 7.26pt;"></span></span><span style="left: 14.129999999999999pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="mfc:ContractualObligationsAndCommitmentsInvestmentContracts" format="ixt:num-dot-decimal" scale="6" id="f-6021">316,119</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 20.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 13.79pt;"></span></span><span style="left: 20.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="mfc:ContractualObligationsAndCommitmentsInvestmentContracts" format="ixt:num-dot-decimal" scale="6" id="f-6022">2,766</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 367.5pt; position: var(--position); top: 20.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 13.79pt;"></span></span><span style="left: 20.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="mfc:ContractualObligationsAndCommitmentsInvestmentContracts" format="ixt:num-dot-decimal" scale="6" id="f-6023">1,170</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411.75pt; position: var(--position); top: 20.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 13.79pt;"></span></span><span style="left: 20.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-865" decimals="-6" name="mfc:ContractualObligationsAndCommitmentsInvestmentContracts" format="ixt:num-dot-decimal" scale="6" id="f-6024">2,738</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456pt; position: var(--position); top: 20.25pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 9.51pt;"></span></span><span style="left: 16.38pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:ContractualObligationsAndCommitmentsInvestmentContracts" format="ixt:num-dot-decimal" scale="6" id="f-6025">322,793</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 32.25pt; width: 278.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 278.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 278.25pt; position: var(--position); top: 32.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 11.5pt;"></span></span><span style="left: 14.129999999999999pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="mfc:ContractualObligationsAndCommitmentsInvestmentContracts" format="ixt:num-dot-decimal" scale="6" id="f-6026">268,537</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 323.25pt; position: var(--position); top: 32.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.23pt;"></span></span><span style="left: 20.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-734" decimals="-6" name="mfc:ContractualObligationsAndCommitmentsInvestmentContracts" format="ixt:num-dot-decimal" scale="6" id="f-6027">2,978</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 367.5pt; position: var(--position); top: 32.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.23pt;"></span></span><span style="left: 20.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-735" decimals="-6" name="mfc:ContractualObligationsAndCommitmentsInvestmentContracts" format="ixt:num-dot-decimal" scale="6" id="f-6028">1,408</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 411.75pt; position: var(--position); top: 32.25pt; width: 44.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 44.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.23pt;"></span></span><span style="left: 20.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-866" decimals="-6" name="mfc:ContractualObligationsAndCommitmentsInvestmentContracts" format="ixt:num-dot-decimal" scale="6" id="f-6029">3,488</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 456pt; position: var(--position); top: 32.25pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 13.75pt;"></span></span><span style="left: 16.38pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:ContractualObligationsAndCommitmentsInvestmentContracts" format="ixt:num-dot-decimal" scale="6" id="f-6030">276,411</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 179.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Due to the nature of the products, the timing of net cash flows may be before contract maturity. Cash flows are undiscounted.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 188.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Includes amounts which have no specific maturity, being payable on demand.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 203.45pt;" id="if6fa43b23a7e44208736dc8e2683aefd_23639500001761"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 203.45pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-5964-9" continuedAt="f-5964-10"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract assets backing investment contract liabilities<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-5964-10"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 215.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company holds reinsurance contracts backing investment contract liabilities described above. These reinsurance contracts <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 225.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">do not expose the reinsurer to significant insurance risk and are measured at FVOCI or amortized cost. There are no reinsurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 236.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">contract assets measured at FVTPL.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 253.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value for all reinsurance contract assets backing investment contract liabilities is determined by projecting cash flows <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 264.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">according to the contract terms and discounting these cash flows at current market rates. As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.37pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 502.34pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 522.3399999999999pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 542.3399999999999pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 275.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the fair value of all reinsurance contract assets backing investment contract liabilities was determined using Level 2 valuation <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 285.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">techniques.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 302.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.97pt; position: var(--position); text-decoration: none; white-space: pre;">, the fair value of reinsurance contract assets measured at FVOCI was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.35pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2343" decimals="-6" name="mfc:ReinsuranceContractAssetsBackingInvestmentContractLiabilities" scale="6" id="f-6031">669</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.35pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.84pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 474.84pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.84pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2344" decimals="-6" name="mfc:ReinsuranceContractAssetsBackingInvestmentContractLiabilities" format="ixt:fixed-zero" scale="6" id="f-6032">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 498.82pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 504.31pt; position: var(--position); text-decoration: none; white-space: pre;"> The fair <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 313.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">value and carrying value of reinsurance contract assets measured at amortized cost were <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.84pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-53" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-6033">978</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.84pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.84pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2345" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6034">1,052</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 470.34pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively (2023 &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 324.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-102" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-6035">27</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 60pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 80pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2346" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" scale="6" id="f-6036">27</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 341.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For contracts measured at FVOCI, interest income of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.39pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-213" decimals="-6" name="mfc:InterestIncomeOnContracts" scale="6" id="f-6037">29</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.39pt; position: var(--position); text-decoration: none; white-space: pre;"> was recorded in the Consolidated Statements of Income and changes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 351.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">in fair value of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.46000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-213" decimals="-6" name="mfc:IncreaseDecreaseInFairValueOfContracts" scale="6" id="f-6038">24</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 118.46pt; position: var(--position); text-decoration: none; white-space: pre;"> was recorded in OCI for the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 359.86pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 365.35pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.35pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.35pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-300" decimals="-6" name="mfc:InterestIncomeOnContracts" format="ixt:fixed-zero" scale="6" id="f-6039">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.33pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.33pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-300" decimals="-6" name="mfc:IncreaseDecreaseInFairValueOfContracts" format="ixt:fixed-zero" scale="6" id="f-6040">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 443.31pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively). There were <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 362.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">no amounts reclassified from AOCI to the Consolidated Statements of Income during the years <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.35pt; position: var(--position); text-decoration: none; white-space: pre;">presented<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.34pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 379.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">For contracts measured at amortized <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.42pt; position: var(--position); text-decoration: none; white-space: pre;">cost, interest income of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.38pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2347" decimals="-6" name="mfc:InterestIncomeOnContracts" scale="6" id="f-6041">41</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 304.38pt; position: var(--position); text-decoration: none; white-space: pre;"> was recorded in the Consolidated Statements of Income for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 390.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the year ended December 31, 2024 (2023 &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.95pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2348" decimals="-6" name="mfc:InterestIncomeOnContracts" scale="6" id="f-6042">2</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.95pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 407.15pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3489"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 407.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Note 8 <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 84.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">&#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 94.97pt; position: var(--position); text-decoration: none; white-space: pre;"> <ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfFinancialRiskManagementExplanatory" id="f-6043" continuedAt="f-6043-1" escape="true">Risk Management</ix:nonNumeric><span style="display: inline-block; height: 8.73pt;"></span></span></div><ix:continuation id="f-6043-1" continuedAt="f-6043-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 428.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife offers insurance, wealth and asset management products and other financial services, which subjects the Company to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 439.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">a broad range of risks. Manulife manages these risks within an enterprise-wide risk management framework. Manulife&#8217;s goal in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 450.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">managing risk is to strategically optimize risk taking and risk management to support long-term revenue, earnings and capital <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 461.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">growth. Manulife seeks to achieve this by capitalizing on business opportunities and strategies with appropriate risk/return <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 471.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">profiles; ensuring sufficient management expertise is in place to effectively execute strategies, and to identify, understand and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 482.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">manage underlying inherent risks; ensuring strategies and activities align with its corporate and ethical standards and operational <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 493.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">capabilities; pursuing opportunities and risks that enhance diversification; and in making all risk taking decisions with analyses of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 504.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">inherent risks, risk controls and mitigations, and risk / return trade-off.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 521.15pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3497"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 521.15pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-6043-2" continuedAt="f-6043-3"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Market and liquidity risk<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-3" continuedAt="f-6043-4"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 532.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Market risk is the risk of loss resulting from market price volatility, interest rate change, credit and swap spread changes, and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 543.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">adverse foreign currency exchange rate movements. Market price volatility primarily relates to changes in prices of publicly <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 554.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">traded equities and alternative long-duration assets. The profitability of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 327.18pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.99pt; position: var(--position); text-decoration: none; white-space: pre;"> insurance and annuity products, as well <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 565.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">as the fees <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 91.5pt; position: var(--position); text-decoration: none; white-space: pre;">the Company earns<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.97pt; position: var(--position); text-decoration: none; white-space: pre;"> in <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.96pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.95pt; position: var(--position); text-decoration: none; white-space: pre;"> investment management business, are subject to market risk.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 582.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Liquidity risk is the risk of loss resulting from the inability to access sufficient funds or liquid assets to meet expected and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 592.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">unexpected cash and collateral demands. <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 609.65pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3505"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 609.65pt; width: 594pt;"><ix:continuation id="f-6043-4" continuedAt="f-6043-5"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Please read below for details on factors that could impact the level of market risk and the strategies used to manage this risk:<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-5" continuedAt="f-6043-6"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 626.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Market and liquidity risk management strategy<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 637.25pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Market and liquidity risk management strategy is governed by the Global Asset Liability Committee which oversees the market </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 648.05pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">and liquidity risk program. </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.75pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The Company&#8217;s </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.05pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">overall strategy to manage</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 321pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> its</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.49pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> market &amp; liquidity risks incorporates several component </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 658.85pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">strategies, each targeted to manage one or more of the market &amp; liquidity risks arising from</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.3pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> the Company&#8217;s </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.11pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">businesses. At an </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 669.65pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">enterprise level, these strategies are designed to manage </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 276.4pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 338.71pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">aggregate exposures to market &amp; liquidity risks against </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 680.45pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">limits associated with earnings and capital volatility. </span><span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">83<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-6043-6" continuedAt="f-6043-7"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The following table outlines </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.92000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.73pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> key market &amp; liquidity risks and identifies the risk management strategies which </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">contribute to managing these risks.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 68.1pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfMarketRisksAndRiskManagementStrategiesTableTextBlock" id="f-6044" escape="true"><div style="font-size: 0pt; left: 37.93pt; position: var(--position); top: 0pt; width: 510.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 218.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 58.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 58.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 58.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 58.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 58.5pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 218.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 218.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Risk Management Strategy<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 218.25pt; position: var(--position); top: 0pt; width: 292.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 292.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 100.21pt; position: var(--position); text-decoration: none; white-space: pre;">Key Market &amp; Liquidity Risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 218.25pt; position: var(--position); top: 11.25pt; width: 58.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 18.76pt; position: var(--position); text-decoration: none; white-space: pre;">Public<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 10.21pt; position: var(--position); text-decoration: none; white-space: pre;">Equity Risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 276.75pt; position: var(--position); top: 11.25pt; width: 58.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 8.07pt; position: var(--position); text-decoration: none; white-space: pre;">Interest&#160;Rate<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 10.21pt; position: var(--position); text-decoration: none; white-space: pre;">and Spread<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.86pt; position: var(--position); text-decoration: none; white-space: pre;">Risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 335.25pt; position: var(--position); top: 11.25pt; width: 58.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 19.54pt; position: var(--position); text-decoration: none; white-space: pre;">ALDA<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.86pt; position: var(--position); text-decoration: none; white-space: pre;">Risk <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 11.25pt; width: 58.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.43pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 13.9pt; position: var(--position); text-decoration: none; white-space: pre;">Currency<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 4.38pt; position: var(--position); text-decoration: none; white-space: pre;">Exchange Risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 11.25pt; width: 58.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 6.33pt; position: var(--position); text-decoration: none; white-space: pre;">Liquidity Risk<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 218.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 218.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.98pt; position: var(--position); text-decoration: none; white-space: pre;">Product design and pricing<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 218.25pt; position: var(--position); top: 40.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 276.75pt; position: var(--position); top: 40.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 335.25pt; position: var(--position); top: 40.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 40.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 40.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 52.5pt; width: 218.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 218.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.98pt; position: var(--position); text-decoration: none; white-space: pre;">Variable annuity guarantee dynamic hedging<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 218.25pt; position: var(--position); top: 52.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 276.75pt; position: var(--position); top: 52.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 335.25pt; position: var(--position); top: 52.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 52.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 52.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 64.5pt; width: 218.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 218.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.98pt; position: var(--position); text-decoration: none; white-space: pre;">Macro equity risk hedging<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 218.25pt; position: var(--position); top: 64.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 276.75pt; position: var(--position); top: 64.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 335.25pt; position: var(--position); top: 64.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.2pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 64.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 64.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; 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font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 276.75pt; position: var(--position); top: 76.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 335.25pt; position: var(--position); top: 76.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 393.75pt; position: var(--position); top: 76.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 76.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 88.5pt; width: 218.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 218.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.98pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency exchange management<span style="display: inline-block; 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position: var(--position); top: 88.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 100.5pt; width: 218.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 218.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.98pt; position: var(--position); text-decoration: none; white-space: pre;">Liquidity risk management<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 452.25pt; position: var(--position); top: 100.5pt; width: 58.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 4.72pt; width: 58.5pt;"><span style="color: #000000; font-family: 'Wingdings', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 26.3pt; position: var(--position); text-decoration: none; white-space: pre;">&#252;<span style="display: inline-block; height: 5.78pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></ix:nonNumeric></div></ix:continuation><div style="position: absolute; top: 191.6pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3513"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 191.6pt; width: 594pt;"><ix:continuation id="f-6043-7" continuedAt="f-6043-8"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Product design and pricing strategy<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-8" continuedAt="f-6043-9"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 202.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.8pt; position: var(--position); text-decoration: none; white-space: pre;"> policies, standards, and guidelines, with respect to product design and pricing, are designed with the objective of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 213.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">aligning <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69.47pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.46000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> product offerings with <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 168.75pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.74pt; position: var(--position); text-decoration: none; white-space: pre;"> risk taking philosophy and risk appetite, and in particular, ensuring that incremental risk <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 224pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">generated from new sales aligns with <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 186.41pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.4pt; position: var(--position); text-decoration: none; white-space: pre;"> strategic risk objectives and risk limits. The specific design features of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 477.07pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 517.37pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 234.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">product offerings, including level of benefit guarantees, policyholder options, fund offerings and availability restrictions as well as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 245.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 44.99pt; position: var(--position); text-decoration: none; white-space: pre;"> associated investment strategies, help to mitigate the level of underlying risk. <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.33pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife regularly reviews and modifies key <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 256.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">features within its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.45pt; position: var(--position); text-decoration: none; white-space: pre;"> product offerings, including premiums and fee charges with a goal of meeting profit targets and staying within <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 267.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">risk limits. Certain of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 119.41pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.22pt; position: var(--position); text-decoration: none; white-space: pre;"> general fund adjustable benefit products have minimum rate guarantees. The rate <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 278pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">guarantees for any particular policy are set at the time the policy is issued and governed by insurance regulation in each <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 288.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">jurisdiction where the products are sold. The contractual provisions allow crediting rates to be reset at pre-established intervals <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 299.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">subject to the established minimum crediting rate guarantees. <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.21000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">The Company<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 339.68pt; position: var(--position); text-decoration: none; white-space: pre;"> may partially mitigate the interest rate exposure by <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 310.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">setting new rates on new business and by adjusting rates on in-force business where permitted. In addition, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.31pt; position: var(--position); text-decoration: none; white-space: pre;">the Company<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 518.79pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 321.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">partially mitigates this interest rate risk through <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 223.86pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.85pt; position: var(--position); text-decoration: none; white-space: pre;"> asset liability management process, product design elements, and crediting <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 332pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">rate strategies. All material new product, reinsurance and underwriting initiatives must be reviewed and approved by the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 513.73pt; position: var(--position); text-decoration: none; white-space: pre;">Chief <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 342.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Risk Officer <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 84.8pt; position: var(--position); text-decoration: none; white-space: pre;">or key individuals within risk management functions.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 359.6pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3521"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 359.6pt; width: 594pt;"><ix:continuation id="f-6043-9" continuedAt="f-6043-10"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Hedging strategies for variable annuity and other equity risks<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-10" continuedAt="f-6043-11"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 370.4pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The Company&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.8pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> exposure to movement in public equity market values primarily arises from insurance contract liabilities related to </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 381.2pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">variable annuity guarantees and general fund public equity investments.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 398pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Dynamic hedging is the primary hedging strategy for variable annuity market risks. Dynamic hedging is employed for new </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 408.8pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">variable annuity guarantees business when written or as soon as practical thereafter.&#160; </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 425.6pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Manulife seeks</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> to manage public equity risk arising from unhedged exposures in </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.84pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">its</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.83pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> insurance contract liabilities through </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.73pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 527.23pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 436.4pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">macro equity risk hedging strategy. </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.11pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The Company seeks</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.58000000000004pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> to manage interest rate risk arising from variable annuity business not </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 447.2pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">dynamically hedged through </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.95pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">its</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 159.94pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> asset liability management strategy.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 464pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3529"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 464pt; width: 594pt;"><ix:continuation id="f-6043-11" continuedAt="f-6043-12"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Variable annuity dynamic hedging strategy<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 219.35pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-12" continuedAt="f-6043-13"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 474.8pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The variable annuity dynamic hedging strategy is designed to hedge the sensitivity of variable annuity guarantee insurance </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 485.6pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">contract liabilities to fund performance (both public equity and bond funds) and interest rate movements. The objective of the </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 496.4pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">variable annuity dynamic hedging strategy is to offset, as closely as possible, the change in the economic value of guarantees </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 507.2pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">with the profit and loss from </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 148.43pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.93pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> hedge asset portfolio. </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 524pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The Company&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.8pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> variable annuity hedging program uses a variety of exchange-traded and over-the-counter (&#8220;OTC&#8221;) derivative </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 534.8pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">contracts to offset the change in value of variable annuity guarantees. The main derivative instruments used are equity index </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 545.6pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">futures, government bond futures, currency futures, interest rate swaps, total return swaps, equity options, and interest rate </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 556.4pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">swaptions. The hedge instruments&#8217; positions against insurance contract liabilities are continuously monitored as market </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 567.2pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">conditions change. As necessary, the hedge asset positions will be dynamically rebalanced to stay within established limits. </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 527.45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 578pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Company</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> may also utilize other derivatives with the objective to improve hedge effectiveness opportunistically.</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.94pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 594.8pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The Company&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.8pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> variable annuity guarantee dynamic hedging strategy is not designed to completely offset the sensitivity of </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 605.6pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">insurance contract liabilities to all risks associated with the guarantees embedded in these products. The profit (loss) on the </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 616.4pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">hedge instruments will not completely offset the underlying losses (gains) related to the guarantee liabilities hedged because:</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 633.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Policyholder behaviour and mortality experience are not hedged;</span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 645.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Risk adjustment related to cost of guarantees in the insurance contract liabilities is largely hedged; </span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 657.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">A portion of interest rate risk is not hedged;</span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 669.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Credit spreads may widen and actions might not be taken to adjust accordingly;</span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 681.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Fund performance on a small portion of the underlying funds is not hedged due to lack of availability of effective exchange-</span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 693.2pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">traded hedge instruments;</span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 705.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Performance of the underlying funds hedged may differ from the performance of the corresponding hedge instruments; </span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 717.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 39.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Correlations between interest rates and equity markets could lead to unfavourable material impacts;</span><span style="display: inline-block; height: 7.28pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 84<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-6043-13" continuedAt="f-6043-14"><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Unfavourable hedge rebalancing costs can be incurred during periods of high volatility from equity markets, bond markets, </span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">and / or interest rates, which is magnified when these impacts occur concurrently; and</span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 64.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Not all other risks are hedged.</span><span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 82.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Differences in the profit (loss) on the hedge instruments versus the underlying losses (gains) related to the guarantee liabilities <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 93.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">hedged are reported in CSM. <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 110.1pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3537"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 110.1pt; width: 594pt;"><ix:continuation id="f-6043-14" continuedAt="f-6043-15"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Macro equity risk hedging strategy<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-15" continuedAt="f-6043-16"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 120.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The objective of the macro equity risk hedging program is to maintain </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 322.34pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.15pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> overall earnings sensitivity to public equity </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 131.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">market movements within </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.43pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.93pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> Board approved risk appetite limits. The macro equity risk hedging program is designed to hedge </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 142.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">earnings sensitivity due to movements in public equity markets arising from all sources (outside of dynamically hedged </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 153.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">exposures). Sources of equity market sensitivity addressed by the macro equity risk hedging program include</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 478.79pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> g</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 486.29pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">eneral fund equity </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 164.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">holdings backing guaranteed, and adjustable liabilities.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 180.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3545"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 180.9pt; width: 594pt;"><ix:continuation id="f-6043-16" continuedAt="f-6043-17"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Asset liability management strategy<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-17" continuedAt="f-6043-18"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 191.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.3pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> asset liability management strategy is designed to help ensure that the market risks embedded in </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 476.12pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">its</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 485.11pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> assets and </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 202.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">liabilities held in </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.42pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.23000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> general fund are effectively managed and that risk exposures arising from these assets and </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 213.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">liabilities are maintained within risk limits. The embedded market risks include risks related to the level and movement of interest </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 224.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">rates and credit and swap spreads, public equity market performance, ALDA performance, and foreign currency exchange rate </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 234.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">movements.</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 93.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 251.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">General fund product liabilities are categorized into groups with similar characteristics in order to support them with a specific </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 262.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">asset strategy. </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.17pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The Company seeks </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.14pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">to align the asset strategy for each group to the premium and benefit patterns, policyholder </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 273.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">options and guarantees, and crediting rate strategies of the products they support. The strategies are set using portfolio analysis </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 284.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">techniques intended to optimize returns, subject to considerations related to regulatory and economic capital requirements, and </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 294.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">risk tolerances. They are designed to achieve broad diversification across asset classes and individual investment risks while </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 305.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">being suitably aligned with the liabilities they support. The strategies encompass asset mix, quality rating, term profile, liquidity, </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 316.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">currency, and industry concentration targets.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 333.3pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3553"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 333.3pt; width: 594pt;"><ix:continuation id="f-6043-18" continuedAt="f-6043-19"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign currency exchange risk management strategy<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-19" continuedAt="f-6043-20"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 344.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.3pt; position: var(--position); text-decoration: none; white-space: pre;"> policy is to generally match the currency of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 260.21000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.2pt; position: var(--position); text-decoration: none; white-space: pre;"> assets with the currency of the liabilities they support. Where assets <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 354.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and liabilities are not currency matched, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.9pt; position: var(--position); text-decoration: none; white-space: pre;">the Company seeks<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.38pt; position: var(--position); text-decoration: none; white-space: pre;"> to hedge this exposure where appropriate to stabilize <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.28pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 510.27pt; position: var(--position); text-decoration: none; white-space: pre;"> earnings <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 365.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and consolidated capital positions and remain within <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 254.88pt; position: var(--position); text-decoration: none; white-space: pre;">its<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.87pt; position: var(--position); text-decoration: none; white-space: pre;"> enterprise foreign exchange risk limits.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 382.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3561"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 382.5pt; width: 594pt;"><ix:continuation id="f-6043-20" continuedAt="f-6043-21"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Liquidity risk management strategy<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-21" continuedAt="f-6043-22"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 393.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Global liquidity management policies and procedures are designed to provide adequate liquidity to cover cash and collateral </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 404.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">obligations as they come due, and to sustain and grow operations in both normal and stressed conditions. They consider legal, </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 414.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">regulatory, tax, operational or economic impediments to inter-entity funding. The asset mix of </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.47pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 475.28pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> balance sheet takes </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 425.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">into account the need to hold adequate unencumbered and appropriate liquid assets to satisfy the requirements arising under </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 436.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">stressed scenarios and to allow </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.94pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Manulife&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 213.24pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> liquidity ratios to remain strong. </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.64pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Manulife manages</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 416.1pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> liquidity centrally and closely </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 447.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">monitors</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.47pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> the liquidity positions of </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.41pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">its</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 186.4pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> principal subsidiaries.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 464.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Manulife seeks</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 104.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> to mitigate liquidity risk by diversifying </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.84000000000003pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">its</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.83000000000004pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> business across different products, markets, geographical regions, and </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 474.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">policyholders. </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.3pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The Company designs</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.26pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> insurance products to encourage policyholders to maintain their policies in-force, to help </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 485.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">generate a diversified and stable flow of recurring premiums. </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 288.18pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The Company designs</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.14pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> the policyholder termination features with </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 496.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the goal of mitigating the financial exposure and liquidity risk related to unexpected policyholder terminations.</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 477.75pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> The Company </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 507.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">establishes and implements </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.44pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">investment strategies intended to match the term profile of the assets to the liabilities they support, </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 518.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">taking into account the potential for unexpected policyholder terminations and resulting liquidity needs. Liquid assets represent a </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 528.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">large portion of </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.46000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 167.26999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> total assets. </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.26pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Manulife aims</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.71000000000004pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> to reduce liquidity risk in </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.63pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.44pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> businesses by diversifying </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 545.89pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">its</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 554.88pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 539.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">funding sources and appropriately managing the term structure of </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.88pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">its</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 316.87pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> funding. </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.7pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The Company forecasts</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.16pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> and </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.16pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">monitors</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 503.63pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> daily </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 550.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">operating liquidity and cash movements in various individual entities and operations as well as centrally, aiming to ensure </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 561.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">liquidity is available and cash is employed optimally.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 578.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The Company</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.47pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> also </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.96pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">maintains</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.43pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> centralized cash pools and access to other sources of liquidity and contingent liquidity such as </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 588.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">repurchase funding agreements. </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 176.95pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Manulife&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.25pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> centralized cash pools consist of cash or near-cash, high quality short-term </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 599.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">investments that are continually monitored for their credit quality and market liquidity.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 616.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Manulife has</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> established a variety of contingent liquidity sources. These include, among others, a </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.16pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">$<ix:nonFraction unitRef="cad" contextRef="c-2349" decimals="-6" name="mfc:LineOfCreditFacilityMaximumBorrowingCapacity1" scale="6" id="f-6045">500</ix:nonFraction></span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.16pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> committed unsecured </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 627.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">revolving credit facility with certain Canadian chartered banks available for </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.3pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company, and a </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 425.12pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">US$<ix:nonFraction unitRef="usd" contextRef="c-2350" decimals="-6" name="mfc:LineOfCreditFacilityMaximumBorrowingCapacity1" scale="6" id="f-6046">500</ix:nonFraction></span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 457.61pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> committed unsecured </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 638.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">revolving credit facility with certain U.S. banks available </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 267.84000000000003pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">to the Company</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.32pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> and certain of its U.S. subsidiaries. There were</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 520.04pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 522.54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"><ix:nonFraction unitRef="cad" contextRef="c-2351" decimals="-6" name="ifrs-full:Borrowings" format="ixt:fixed-zero" scale="6" id="f-6047">no</ix:nonFraction></span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 532.54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 648.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">outstanding borrowings under these facilities as at </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.9pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.87pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> (</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.36pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 351.36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> &#8211; </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 361.36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">$<ix:nonFraction unitRef="cad" contextRef="c-2352" decimals="-6" name="ifrs-full:Borrowings" format="ixt:fixed-zero" scale="6" id="f-6048">nil</ix:nonFraction></span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.34pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">). In addition, </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.81pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">John Hancock Life Insurance </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 659.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Company (U.S.A.) (&#8220;JHUSA&#8221;)</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.89pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> is a member of the Federal Home Loan Bank of Indianapolis (&#8220;FHLBI&#8221;), which enables the </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 670.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Company to obtain loans from FHLBI as an alternative source of liquidity that is collateralizable by qualifying mortgage loans, </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 681.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">mortgage-backed securities, municipal bonds, and U.S. Treasury and Agency securities. As at </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.36pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.33pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, JHUSA had </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 692.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">an estimated maximum borrowing capacity of </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 227.89pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">US$<ix:nonFraction unitRef="usd" contextRef="c-2353" decimals="-8" name="mfc:LineOfCreditFacilityMaximumBorrowingCapacity1" format="ixt:num-dot-decimal" scale="9" id="f-6049">3.8</ix:nonFraction>&#160;billion</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.34000000000003pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> (</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 288.83000000000004pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">2023</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 308.83pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> &#8211; </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.83pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">US$<ix:nonFraction unitRef="usd" contextRef="c-2354" decimals="-8" name="mfc:LineOfCreditFacilityMaximumBorrowingCapacity1" scale="9" id="f-6050">4.3</ix:nonFraction> billion</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.28pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">) based on regulatory limitations with an </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 702.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">outstanding balance of </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.98000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">US$<ix:nonFraction unitRef="usd" contextRef="c-2353" decimals="-6" name="ifrs-full:Borrowings" scale="6" id="f-6051">500</ix:nonFraction></span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.47pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> (</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.96pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">2023</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.96pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> &#8211; </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.96pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">US$<ix:nonFraction unitRef="usd" contextRef="c-2354" decimals="-6" name="ifrs-full:Borrowings" scale="6" id="f-6052">500</ix:nonFraction></span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">) under the FHLBI facility.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">85<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-6043-22" continuedAt="f-6043-23"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table outlines the maturity of the Company&#8217;s significant financial liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 57.3pt; width: 594pt;"><ix:nonNumeric contextRef="c-2355" name="mfc:DisclosureOfFinancialLiabilitiesMaturityExplanatoryTableTextBlock" id="f-6053" continuedAt="f-6053-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Maturity of financial <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 123.41pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 161.89pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 4.2575pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-6053-1"><div style="position: var(--position); top: 69.1pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 297pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 42.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 297pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 297pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 0pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.26pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.66pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339.75pt; position: var(--position); top: 0pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.61pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 to 3 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.16pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 382.5pt; position: var(--position); top: 0pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.61pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">3 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.16pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 0pt; width: 42.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.11pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Over 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.16pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 0pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.6pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 297pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 297pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Long-term debt<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 20.25pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 29.61pt;"></span></span><span style="left: 36.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:fixed-zero" scale="6" id="f-6054">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339.75pt; position: var(--position); top: 20.25pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.29pt;"></span></span><span style="left: 19.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-6055">2,829</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 382.5pt; position: var(--position); top: 20.25pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 29.61pt;"></span></span><span style="left: 36.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:fixed-zero" scale="6" id="f-6056">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 20.25pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.29pt;"></span></span><span style="left: 19.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-865" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-6057">3,800</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 20.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-6058">6,629</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33pt; width: 297pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 297pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Capital instruments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 33pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 34.05pt;"></span></span><span style="left: 36.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-6059">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339.75pt; position: var(--position); top: 33pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 34.05pt;"></span></span><span style="left: 36.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-6060">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 382.5pt; position: var(--position); top: 33pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 34.05pt;"></span></span><span style="left: 36.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-6061">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 33pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.73pt;"></span></span><span style="left: 19.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-865" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-6062">7,532</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 33pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.98pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-6063">7,532</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 297pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 297pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivatives<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 45.75pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.73pt;"></span></span><span style="left: 19.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6064">2,320</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339.75pt; position: var(--position); top: 45.75pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.73pt;"></span></span><span style="left: 19.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6065">2,304</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 382.5pt; position: var(--position); top: 45.75pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.73pt;"></span></span><span style="left: 19.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6066">1,244</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 45.75pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.73pt;"></span></span><span style="left: 19.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-865" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6067">8,379</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 17.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OtherDerivativeFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-6068">14,247</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 297pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 297pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Deposits from Bank clients<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 99.94999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 58.5pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 12.29pt;"></span></span><span style="left: 14.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="ifrs-full:DepositsFromCustomers" format="ixt:num-dot-decimal" scale="6" id="f-6069">15,690</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339.75pt; position: var(--position); top: 58.5pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.73pt;"></span></span><span style="left: 19.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="ifrs-full:DepositsFromCustomers" format="ixt:num-dot-decimal" scale="6" id="f-6070">3,774</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 382.5pt; position: var(--position); top: 58.5pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 16.73pt;"></span></span><span style="left: 19.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="ifrs-full:DepositsFromCustomers" format="ixt:num-dot-decimal" scale="6" id="f-6071">2,599</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 58.5pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 34.05pt;"></span></span><span style="left: 36.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-865" decimals="-6" name="ifrs-full:DepositsFromCustomers" format="ixt:fixed-zero" scale="6" id="f-6072">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 58.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 17.169999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DepositsFromCustomers" format="ixt:num-dot-decimal" scale="6" id="f-6073">22,063</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 297pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 297pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Lease liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 297pt; position: var(--position); top: 71.25pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.39pt;"></span></span><span style="left: 26.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="mfc:LeaseObligation" scale="6" id="f-6074">105</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 339.75pt; position: var(--position); top: 71.25pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.39pt;"></span></span><span style="left: 26.02pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="mfc:LeaseObligation" scale="6" id="f-6075">151</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 382.5pt; position: var(--position); top: 71.25pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.83pt;"></span></span><span style="left: 30.459999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="mfc:LeaseObligation" scale="6" id="f-6076">52</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 425.25pt; position: var(--position); top: 71.25pt; width: 42.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 42.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.83pt;"></span></span><span style="left: 30.459999999999997pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-865" decimals="-6" name="mfc:LeaseObligation" scale="6" id="f-6077">47</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 71.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.75pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:LeaseObligation" scale="6" id="f-6078">355</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 158.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The amounts shown above are net of the related unamortized deferred issue costs.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 167.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying value and fair value of deposits from Bank clients as at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 245.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 306.89pt; position: var(--position); text-decoration: none; white-space: pre;"> were <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 325.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DepositsFromCustomers" format="ixt:num-dot-decimal" scale="6" id="f-6079">22,063</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 351.21pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 366.76pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:DepositsFromCustomersAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-6080">22,270</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 392.03999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 437.12pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 452.68pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 460.45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DepositsFromCustomers" format="ixt:num-dot-decimal" scale="6" id="f-6081">21,616</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 485.72999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 501.28pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:DepositsFromCustomersAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-6082">21,518</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 526.5600000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 176.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">respectively). Fair value is determined by discounting contractual cash flows, using market interest rates currently offered for deposits with similar terms and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 185.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">conditions. All deposits from Bank clients were categorized in Level 2 of the fair value hierarchy (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 344.18pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 359.74pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; Level 2).<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 206.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Through the normal course of business, pledging of assets is required to comply with jurisdictional regulatory and other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 217.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">requirements including collateral pledged to partially mitigate derivative counterparty credit risk, assets pledged to exchanges as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 228.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">initial margin, and assets held as collateral for repurchase funding agreements. Total unencumbered assets were <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 486.61pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-8" name="mfc:UnencumberedAssets" scale="9" id="f-6083">516.6</ix:nonFraction> billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 539.5699999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 238.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.97pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 142.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.46pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-8" name="mfc:UnencumberedAssets" scale="9" id="f-6084">470.2</ix:nonFraction> billion<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.42pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 255.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4985"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 255.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-6043-23" continuedAt="f-6043-24"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Market risk sensitivities and market risk exposure measures<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 311.38pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 313.88pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: absolute; top: 270.4pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3577"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 270.4pt; width: 594pt;"><ix:continuation id="f-6043-24" continuedAt="f-6043-25"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Variable annuity and segregated fund guarantees sensitivities and risk exposure measures<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-25" continuedAt="f-6043-26"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 281.2pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Guarantees on variable annuity products and segregated funds may include one or more of death, maturity, income and </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 292pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">withdrawal guarantees. Variable annuity and segregated fund guarantees are contingent and only payable upon the occurrence </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 302.8pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">of the relevant event, if fund values at that time are below guarantee values. Depending on future equity market levels, liabilities </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 313.6pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">on current in-force business would be due primarily in the period from </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.31pt; position: var(--position); text-decoration: none; white-space: pre;">2025<span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.31pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> to 2044.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 327.4pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Manulife seeks</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> to mitigate a portion of the risks embedded in</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.88pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> the Company&#8217;s retained (i.e., net of reinsurance) variable annuity </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 338.2pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">and segregated fund guarantee business through the combination of </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 310.93pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">dynamic and macro hedging strategies (see &#8220;</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.84pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Publicly </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 349pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">traded equity performance risk sensitivities and exposure measures</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 304.86pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">&#8221; below).</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 365.8pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The table below shows selected information regarding the Company&#8217;s variable annuity and segregated fund investment-related </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 376.6pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">guarantees, gross and net of reinsurance.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 393.4pt; width: 594pt;"><ix:nonNumeric contextRef="c-2355" name="mfc:DisclosureOfVariableAnnuityAndSegregatedFundGuaranteesNetOfReinsuranceExplanatoryTableTextBlock" id="f-6085" continuedAt="f-6085-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Variable annuity and segregated fund guarantees, net of reinsurance<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-6085-1" continuedAt="f-6085-2"><div style="position: var(--position); top: 410.2pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 203.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 67.59pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 67.59pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 203.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.82pt; position: var(--position); text-decoration: none; white-space: pre;">Guarantee <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.6pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.25pt; position: var(--position); text-decoration: none; white-space: pre;">Fund value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.72pt; position: var(--position); text-decoration: none; white-space: pre;">Net amount <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.05pt; position: var(--position); text-decoration: none; white-space: pre;">at risk<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 25.7pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1),(2),(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.82pt; position: var(--position); text-decoration: none; white-space: pre;">Guarantee <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.6pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.25pt; position: var(--position); text-decoration: none; white-space: pre;">Fund value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.72pt; position: var(--position); text-decoration: none; white-space: pre;">Net amount <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.05pt; position: var(--position); text-decoration: none; white-space: pre;">at risk<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 25.7pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1),(2),(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 203.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Guaranteed minimum income benefit<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2356" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6086">3,628</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2356" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6087">2,780</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2356" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" scale="6" id="f-6088">918</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2357" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6089">3,864</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2357" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6090">2,735</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2357" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6091">1,156</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 43.5pt; width: 203.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Guaranteed minimum withdrawal benefit<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2358" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6092">33,473</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2358" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6093">33,539</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2358" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6094">3,339</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2359" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6095">34,833</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2359" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6096">33,198</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2359" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6097">4,093</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 55.5pt; width: 203.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Guaranteed minimum accumulation benefit<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2360" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6098">18,987</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2360" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6099">19,097</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2360" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" scale="6" id="f-6100">70</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2361" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6101">18,996</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2361" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6102">19,025</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2361" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" scale="6" id="f-6103">116</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 203.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gross living benefits<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 77.3pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2362" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6104">56,088</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2362" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6105">55,416</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2362" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6106">4,327</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2363" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6107">57,693</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2363" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6108">54,958</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2363" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6109">5,365</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 79.5pt; width: 203.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Gross death benefits<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 79.08999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2364" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6110">8,612</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2364" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6111">19,851</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2364" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" scale="6" id="f-6112">644</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2365" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6113">9,133</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2365" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6114">17,279</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2365" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" scale="6" id="f-6115">975</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 91.5pt; width: 203.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total gross of reinsurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6116">64,700</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6117">75,267</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6118">4,971</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:GrossGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6119">66,826</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:GrossReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6120">72,237</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:GrossReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6121">6,340</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 203.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Living benefits reinsured<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2362" decimals="-6" name="mfc:ReinsuredGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6122">23,768</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2362" decimals="-6" name="mfc:ReinsuredFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6123">23,965</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2362" decimals="-6" name="mfc:ReinsuredAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6124">3,016</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2363" decimals="-6" name="mfc:ReinsuredGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6125">24,208</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2363" decimals="-6" name="mfc:ReinsuredFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6126">23,146</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2363" decimals="-6" name="mfc:ReinsuredAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6127">3,395</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 115.5pt; width: 203.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Death benefits reinsured<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2364" decimals="-6" name="mfc:ReinsuredGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6128">3,430</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2364" decimals="-6" name="mfc:ReinsuredFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6129">2,776</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2364" decimals="-6" name="mfc:ReinsuredAmountAtRisk" scale="6" id="f-6130">289</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2365" decimals="-6" name="mfc:ReinsuredGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6131">3,400</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2365" decimals="-6" name="mfc:ReinsuredFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6132">2,576</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2365" decimals="-6" name="mfc:ReinsuredAmountAtRisk" scale="6" id="f-6133">482</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 127.5pt; width: 203.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total reinsured<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:ReinsuredGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6134">27,198</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:ReinsuredFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6135">26,741</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:ReinsuredAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6136">3,305</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:ReinsuredGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6137">27,608</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:ReinsuredFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6138">25,722</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:ReinsuredAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6139">3,877</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 139.5pt; width: 203.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total, net of reinsurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:NetOfReinsuranceGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6140">37,502</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:NetOfReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6141">48,526</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6142">1,666</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:NetOfReinsuranceGuaranteeValue" format="ixt:num-dot-decimal" scale="6" id="f-6143">39,218</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:NetOfReinsuranceFundValue" format="ixt:num-dot-decimal" scale="6" id="f-6144">46,515</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6145">2,463</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 566.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Guarantee Value and Net Amount at Risk in respect of guaranteed minimum withdrawal business in Canada and the U.S. reflect the time value of money of these <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 575.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">claims.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 584.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Amount at risk (in-the-money amount) is the excess of guarantee values over fund values on all policies where the guarantee value exceeds the fund value. For </span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 594pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">guaranteed minimum death benefit, the amount at risk is defined as the current guaranteed minimum death benefit in excess of the current account balance and </span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 603.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">assumes that all claims are immediately payable. In practice, guaranteed death benefits are contingent and only payable upon the eventual death of policyholders </span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 612.2pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">if fund values remain below guarantee values. For guaranteed minimum withdrawal benefit, the amount at risk assumes that the benefit is paid as a lifetime </span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 621.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">annuity commencing at the earliest contractual income start age. These benefits are also contingent and only payable at scheduled maturity/income start dates in </span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 630.4pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the future, if the policyholders are still living and have not terminated their policies and fund values remain below guarantee values. For all guarantees, the amount </span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 639.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">at risk is floored at zero at the single contract level.</span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 648.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The amount at risk net of reinsurance at </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 171.62pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">December 31, 2024</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 233.05pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> was </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 249.37pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6146">1,666</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 270.76pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> (</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 275.03pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 336.46pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> &#8211; </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 344.22999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6147">2,463</ix:nonFraction></span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 365.62pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">) of which: </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 399.41999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">US$<ix:nonFraction unitRef="usd" contextRef="c-1362" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" scale="6" id="f-6148">293</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 424.69pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> (</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 428.96pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">December 31, 2023</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 490.39pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> &#8211; </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 498.15999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">US$<ix:nonFraction unitRef="usd" contextRef="c-1365" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" scale="6" id="f-6149">391</ix:nonFraction></span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 523.4300000000001pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">) was </span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 657.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">on </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.8pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 102.33pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> U.S. business, </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 151.29pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1361" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6150">1,021</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 172.68pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> (</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 176.95pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 238.38pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> &#8211; </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 246.14999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">$<ix:nonFraction unitRef="cad" contextRef="c-1364" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" format="ixt:num-dot-decimal" scale="6" id="f-6151">1,559</ix:nonFraction></span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 267.54pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">) was on </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 295.91pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 342.44pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> Canadian business, </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 407.75pt; position: var(--position); text-decoration: none; white-space: pre;">US$<ix:nonFraction unitRef="usd" contextRef="c-1360" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" scale="6" id="f-6152">100</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 433.02pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> (</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 437.28999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">December 31, 2023</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 498.71999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> &#8211; </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 506.49pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">US$<ix:nonFraction unitRef="usd" contextRef="c-1363" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" scale="6" id="f-6153">140</ix:nonFraction></span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 531.76pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">) was </span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 666.8pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">on </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.8pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 102.33pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> Japan business, and </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 170.37pt; position: var(--position); text-decoration: none; white-space: pre;">US$<ix:nonFraction unitRef="usd" contextRef="c-2366" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" scale="6" id="f-6154">56</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 191.75pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> (</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 196.01999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">December 31, 2023</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 257.45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> &#8211; </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 265.21999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">US$<ix:nonFraction unitRef="usd" contextRef="c-2367" decimals="-6" name="mfc:NetOfReinsuranceAmountAtRisk" scale="6" id="f-6155">155</ix:nonFraction></span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 290.49pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">) was related to Asia (other than Japan) and </span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 428.09pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s</span><span style="display: inline-block; height: 5.09pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 474.62pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> run-off reinsurance </span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 675.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">business. </span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 685pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Where a policy includes both living and death benefits, the guarantee in excess of the living benefit is included in the death benefit category as outlined in footnote 5.</span><span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 694.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Death benefits include stand-alone guarantees and guarantees in excess of living benefit guarantees where both death and living benefits are provided on a </span><span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 703.2pt; width: 594pt;"><ix:continuation id="f-6043-26" continuedAt="f-6043-27"><ix:continuation id="f-6085-2"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">policy.</span><span style="display: inline-block; height: 5.09pt;"></span></span></ix:continuation><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 65.39pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 5.09pt;"></span></span></ix:continuation><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 86.72999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 373.84999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 86<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3585"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:continuation id="f-6043-27" continuedAt="f-6043-28"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Investment categories for variable contracts with guarantees<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-28" continuedAt="f-6043-29"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfInvestmentCategoriesForVariableContractsWithGuaranteesTableTextBlock" id="f-6156" continuedAt="f-6156-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Variable contracts with guarantees, including variable annuities and variable life, are invested at the policyholder&#8217;s discretion <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-6156-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">subject to contract limitations, in various fund types within the segregated fund accounts and other investments. The account <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">balances by investment category are set out below.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 89.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 29.29pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.29pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Investment category<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity funds<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.24pt;"></span></span><span style="left: 22.31pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2368" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6157">51,457</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.24pt;"></span></span><span style="left: 22.31pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2369" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6158">45,593</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balanced funds<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.68pt;"></span></span><span style="left: 22.31pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2370" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6159">37,381</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.68pt;"></span></span><span style="left: 22.31pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2371" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6160">35,801</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Bond funds<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.12pt;"></span></span><span style="left: 26.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2372" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6161">9,017</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.12pt;"></span></span><span style="left: 26.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2373" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6162">8,906</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Money market funds<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.12pt;"></span></span><span style="left: 26.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2374" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6163">1,712</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.12pt;"></span></span><span style="left: 26.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2375" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6164">1,559</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Other debt investments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.12pt;"></span></span><span style="left: 26.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2376" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6165">2,082</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.12pt;"></span></span><span style="left: 26.75pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2377" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6166">1,907</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.8pt;"></span></span><span style="left: 17.87pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6167">101,649</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.24pt;"></span></span><span style="left: 22.31pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InvestmentsForVariableContractsWithGuarantees" format="ixt:num-dot-decimal" scale="6" id="f-6168">93,766</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 195.95pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3593"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 195.95pt; width: 594pt;"><ix:continuation id="f-6043-29" continuedAt="f-6043-30"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Caution related to sensitivities<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-30" continuedAt="f-6043-31"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 206.75pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">In the sections that follow, </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.47pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company provides </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.93pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">sensitivities and risk exposure measures for certain risks. These include </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 217.55pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">sensitivities due to specific changes in market prices and interest rate levels projected using internal models as at a specific date, </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 228.35pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">and are measured relative to a starting level reflecting the Company&#8217;s assets and liabilities at that date. The risk exposures </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 239.15pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">measure the impact of changing one factor at a time and assume that all other factors remain unchanged. Actual results can </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 249.95pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">differ significantly from these estimates for a variety of reasons including the interaction among these factors when more than </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 260.75pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">one changes; changes in liabilities from updates to non-economic assumptions, changes in business mix, effective tax rates and </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 271.55pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">other market factors; and the general limitations of </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.39pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.2pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> internal models. For these reasons, the sensitivities should </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 282.35pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">only be viewed as directional estimates of the underlying sensitivities for the respective factors based on the assumptions </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 293.15pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">outlined below. Given the nature of these calculations, </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.41999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.9pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.4pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">cannot provide assurance that the actual impact on </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 303.95pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">contractual service margin</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.93pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, net income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.39pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 303.36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, other comprehensive income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 476.28pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 528.25pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, and </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 314.75pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">total comprehensive income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.42pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.39pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> will be as indicated.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 331.55pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3601"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 331.55pt; width: 594pt;"><ix:continuation id="f-6043-31" continuedAt="f-6043-32"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Publicly traded equity performance risk sensitivities and exposure measures<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-32" continuedAt="f-6043-33"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 342.35pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The tables below include the potential impacts from an immediate </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 308.34pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"><ix:nonFraction unitRef="number" contextRef="c-2378" decimals="2" name="mfc:PercentageOfChangesInMarketValuesOfPubliclyTradedEquities" scale="-2" id="f-6169">10</ix:nonFraction>%</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.34pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.34pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"><ix:nonFraction unitRef="number" contextRef="c-2379" decimals="2" name="mfc:PercentageOfChangesInMarketValuesOfPubliclyTradedEquities" scale="-2" id="f-6170">20</ix:nonFraction>%</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 349.34pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> and </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 369.34pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"><ix:nonFraction unitRef="number" contextRef="c-2380" decimals="2" name="mfc:PercentageOfChangesInMarketValuesOfPubliclyTradedEquities" scale="-2" id="f-6171">30</ix:nonFraction>%</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.34pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> change in market values of publicly traded </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 353.15pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">equities on net income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 187.44pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.41pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, CSM, other comprehensive income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 437.31pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.28pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, and total </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 363.95pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">comprehensive income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 189.93pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.9pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">. The potential impact is shown after taking into account the impact of the </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 374.75pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">change in markets on the hedge assets. While </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.94pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.41999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> cannot reliably estimate the amount of the change in dynamically </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 385.55pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">hedged variable annuity and segregated fund guarantee liabilities that will not be offset by the change in the dynamic hedge </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 396.35pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">assets, </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company makes </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">certain assumptions for the purposes of estimating the impact on net income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 407.15pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 423.95pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">This estimate assumes that the performance of the dynamic hedging program would not completely offset the gain/loss from the </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 434.75pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">dynamically hedged variable annuity and segregated fund guarantee liabilities. It assumes that the hedge assets are based on </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 445.55pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the actual position at the period end, and that equity hedges in the dynamic program offset </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.72pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"><ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="mfc:PercentageOfEquityHedgesInTheDynamicProgramOffsetAgainstHedgedVariableAnnuityLiability" scale="-2" id="f-6172">95</ix:nonFraction>%</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.72pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> of the hedged variable annuity </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 456.35pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">liability movement that occurs as a result of market changes.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 473.15pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">It is also important to note that these estimates are illustrative, and that the dynamic and macro hedging programs may </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 483.95pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">underperform these estimates, particularly during periods of high realized volatility and/or periods where both interest rates and </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 494.75pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">equity market movements are unfavourable. The method used for deriving sensitivity information and significant assumptions did </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 505.55pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">not change from the previous period.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">87<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-6043-33" continuedAt="f-6043-34"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-2355" name="mfc:DisclosureOfPotentialImmediateImpactOnNetIncomeAttributedToShareholdersByChangesToPublicEquityReturnsExplanatoryTableTextBlock" id="f-6173" continuedAt="f-6173-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Potential immediate impact on net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 273.28pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 329.74pt; position: var(--position); text-decoration: none; white-space: pre;"> arising from changes to public equity returns<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 525.56pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 4.2575pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-6173-1"><div style="position: var(--position); top: 58.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 216pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 49.5pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="6" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 0pt; width: 297pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 297pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 90.19pt; position: var(--position); text-decoration: none; white-space: pre;">Net income attributed to shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 216pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.54pt; position: var(--position); text-decoration: none; white-space: pre;">-30%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.54pt; position: var(--position); text-decoration: none; white-space: pre;">-20%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.54pt; position: var(--position); text-decoration: none; white-space: pre;">-10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.79pt; position: var(--position); text-decoration: none; white-space: pre;">+10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.79pt; position: var(--position); text-decoration: none; white-space: pre;">+20%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.79pt; position: var(--position); text-decoration: none; white-space: pre;">+30%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Underlying sensitivity <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Variable annuity and segregated fund guarantees<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 179.71pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 34.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.38pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" sign="-" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" format="ixt:num-dot-decimal" scale="6" id="f-6174">2,050</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 34.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.38pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" sign="-" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" format="ixt:num-dot-decimal" scale="6" id="f-6175">1,240</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 34.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.04pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" sign="-" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" scale="6" id="f-6176">560</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 34.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.7pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" scale="6" id="f-6177">470</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 34.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.7pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" scale="6" id="f-6178">860</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 34.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.04pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" format="ixt:num-dot-decimal" scale="6" id="f-6179">1,190</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">General fund equity investments<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 119.92999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 46.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" format="ixt:num-dot-decimal" scale="6" id="f-6180">1,240</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 46.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" scale="6" id="f-6181">820</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 46.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" scale="6" id="f-6182">400</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 46.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" sign="-" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" scale="6" id="f-6183">390</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 46.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" sign="-" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" scale="6" id="f-6184">780</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 46.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" sign="-" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" format="ixt:num-dot-decimal" scale="6" id="f-6185">1,180</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total underlying sensitivity before hedging<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 58.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" sign="-" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" format="ixt:num-dot-decimal" scale="6" id="f-6186">3,290</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 58.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" sign="-" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" format="ixt:num-dot-decimal" scale="6" id="f-6187">2,060</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 58.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" sign="-" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" scale="6" id="f-6188">960</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 58.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" scale="6" id="f-6189">860</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 58.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" format="ixt:num-dot-decimal" scale="6" id="f-6190">1,640</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 58.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" format="ixt:num-dot-decimal" scale="6" id="f-6191">2,370</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of macro and dynamic hedge assets<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 159.91pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 70.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" sign="-" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6192">720</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 70.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" sign="-" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6193">430</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 70.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" sign="-" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6194">190</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 70.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6195">150</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 70.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6196">260</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 70.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6197">360</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 32.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 4.05pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net potential impact on net income attributed to <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 13.65pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders after impact of hedging and before impact <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">of reinsurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 82.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" sign="-" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" format="ixt:num-dot-decimal" scale="6" id="f-6198">2,570</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 82.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" sign="-" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" format="ixt:num-dot-decimal" scale="6" id="f-6199">1,630</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 82.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" sign="-" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" scale="6" id="f-6200">770</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 82.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" scale="6" id="f-6201">710</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 82.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" format="ixt:num-dot-decimal" scale="6" id="f-6202">1,380</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 82.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" format="ixt:num-dot-decimal" scale="6" id="f-6203">2,010</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114.75pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of reinsurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" sign="-" name="mfc:ImpactOfReinsurance" format="ixt:num-dot-decimal" scale="6" id="f-6204">1,320</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" sign="-" name="mfc:ImpactOfReinsurance" scale="6" id="f-6205">810</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" sign="-" name="mfc:ImpactOfReinsurance" scale="6" id="f-6206">370</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" name="mfc:ImpactOfReinsurance" scale="6" id="f-6207">320</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" name="mfc:ImpactOfReinsurance" scale="6" id="f-6208">590</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 114.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" name="mfc:ImpactOfReinsurance" scale="6" id="f-6209">830</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 32.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126.75pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 4.05pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net potential impact on net income attributed to <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 13.65pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders after impact of hedging and <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 126.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.38pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" sign="-" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" format="ixt:num-dot-decimal" scale="6" id="f-6210">1,250</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 126.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.04pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" sign="-" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" scale="6" id="f-6211">820</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 126.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.04pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" sign="-" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" scale="6" id="f-6212">400</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 126.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.7pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" scale="6" id="f-6213">390</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 126.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.7pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" scale="6" id="f-6214">790</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 126.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.04pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" format="ixt:num-dot-decimal" scale="6" id="f-6215">1,180</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 17.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="6" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 159pt; width: 297pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.19pt; width: 297pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 90.19pt; position: var(--position); text-decoration: none; white-space: pre;">Net income attributed to shareholders<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 14.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 176.25pt; width: 216pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 6.19pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 176.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.54pt; position: var(--position); text-decoration: none; white-space: pre;">-30%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 176.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.54pt; position: var(--position); text-decoration: none; white-space: pre;">-20%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 176.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.54pt; position: var(--position); text-decoration: none; white-space: pre;">-10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 176.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.79pt; position: var(--position); text-decoration: none; white-space: pre;">+10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 176.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.79pt; position: var(--position); text-decoration: none; white-space: pre;">+20%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 176.25pt; width: 49.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.19pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.79pt; position: var(--position); text-decoration: none; white-space: pre;">+30%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 190.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Underlying sensitivity <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Variable annuity and segregated fund guarantees<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 179.71pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.38pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" sign="-" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" format="ixt:num-dot-decimal" scale="6" id="f-6216">2,370</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.38pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" sign="-" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" format="ixt:num-dot-decimal" scale="6" id="f-6217">1,460</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.04pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" sign="-" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" scale="6" id="f-6218">670</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.7pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" scale="6" id="f-6219">550</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.04pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" format="ixt:num-dot-decimal" scale="6" id="f-6220">1,010</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 202.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.04pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" name="mfc:ImpactOfVariableAnnuityAndSegregatedFundGuaranteeDynamicAndMacroEquityRiskHedging" format="ixt:num-dot-decimal" scale="6" id="f-6221">1,390</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 214.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">General fund equity investments<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 119.92999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 214.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" format="ixt:num-dot-decimal" scale="6" id="f-6222">1,170</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 214.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" scale="6" id="f-6223">770</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 214.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" scale="6" id="f-6224">390</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 214.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" sign="-" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" scale="6" id="f-6225">380</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 214.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" sign="-" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" scale="6" id="f-6226">760</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 214.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" sign="-" name="mfc:ImpactOnEquityInvestmentsHeldInGeneralFund" format="ixt:num-dot-decimal" scale="6" id="f-6227">1,140</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 226.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total underlying sensitivity before hedging<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 226.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" sign="-" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" format="ixt:num-dot-decimal" scale="6" id="f-6228">3,540</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 226.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" sign="-" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" format="ixt:num-dot-decimal" scale="6" id="f-6229">2,230</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 226.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" sign="-" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" format="ixt:num-dot-decimal" scale="6" id="f-6230">1,060</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 226.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" scale="6" id="f-6231">930</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 226.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" format="ixt:num-dot-decimal" scale="6" id="f-6232">1,770</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 226.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" name="mfc:ImpactOfUnderlyingSensitivityBeforeHedging" format="ixt:num-dot-decimal" scale="6" id="f-6233">2,530</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 238.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of macro and dynamic hedge assets<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 159.91pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 238.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" sign="-" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6234">880</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 238.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" sign="-" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6235">530</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 238.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" sign="-" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6236">240</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 238.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6237">190</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 238.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6238">340</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 238.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" name="mfc:ImpactOfDynamicHedgingAndMacroEquityRiskAssets" scale="6" id="f-6239">460</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 32.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 250.5pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 4.05pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net potential impact on net income attributed to <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 13.65pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders after impact of hedging and before impact <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">of reinsurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 250.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" sign="-" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" format="ixt:num-dot-decimal" scale="6" id="f-6240">2,660</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 250.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 20.82pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" sign="-" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" format="ixt:num-dot-decimal" scale="6" id="f-6241">1,700</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 250.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" sign="-" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" scale="6" id="f-6242">820</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 250.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" scale="6" id="f-6243">740</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 250.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" format="ixt:num-dot-decimal" scale="6" id="f-6244">1,430</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 250.5pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" name="mfc:NetImpactOfUnderlyingSensitivityAfterHedging" format="ixt:num-dot-decimal" scale="6" id="f-6245">2,070</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 282.75pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 216pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of reinsurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 282.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 23.48pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" sign="-" name="mfc:ImpactOfReinsurance" format="ixt:num-dot-decimal" scale="6" id="f-6246">1,470</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 282.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" sign="-" name="mfc:ImpactOfReinsurance" scale="6" id="f-6247">900</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 282.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.14pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" sign="-" name="mfc:ImpactOfReinsurance" scale="6" id="f-6248">420</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 282.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" name="mfc:ImpactOfReinsurance" scale="6" id="f-6249">350</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 282.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" name="mfc:ImpactOfReinsurance" scale="6" id="f-6250">650</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 282.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.48pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" name="mfc:ImpactOfReinsurance" scale="6" id="f-6251">910</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 32.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 294.75pt; width: 216pt;"><div><div style="line-height: 8pt; position: var(--position); top: 4.05pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net potential impact on net income attributed to <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 13.65pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders after impact of hedging and <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 216pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">reinsurance<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 216pt; position: var(--position); top: 294.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.38pt;"></span></span><span style="left: 23.45pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" sign="-" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" format="ixt:num-dot-decimal" scale="6" id="f-6252">1,190</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 294.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.04pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" sign="-" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" scale="6" id="f-6253">800</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315pt; position: var(--position); top: 294.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.04pt;"></span></span><span style="left: 30.11pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" sign="-" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" scale="6" id="f-6254">400</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 364.5pt; position: var(--position); top: 294.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.7pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" scale="6" id="f-6255">390</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 414pt; position: var(--position); top: 294.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.7pt;"></span></span><span style="left: 32.77pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" scale="6" id="f-6256">780</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 463.5pt; position: var(--position); top: 294.75pt; width: 49.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 23.25pt; width: 49.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.04pt;"></span></span><span style="left: 26.11pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" name="mfc:NetPotentialImpactOnNetIncomeAttributedToShareholdersAfterImpactOfHedgingAndReinsurance" format="ixt:num-dot-decimal" scale="6" id="f-6257">1,160</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 390.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">See &#8220;Caution related to sensitivities&#8221; above.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 399.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">For variable annuity contracts measured under the<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 202.35000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 204.29000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">VFA<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 217.12pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 219.06pt; position: var(--position); text-decoration: none; white-space: pre;">approach<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 248.23000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 252.11pt; position: var(--position); text-decoration: none; white-space: pre;">the impact of financial risk and changes in interest rates adjusts CSM, unless the risk mitigation <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 408.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">option applies. The Company has elected to apply risk mitigation and therefore, a portion of the impact is reported in net income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 481.65pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 522.09pt; position: var(--position); text-decoration: none; white-space: pre;"> instead <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 417.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">of adjusting the CSM. If the CSM for a group of variable annuity contracts is exhausted, the full impact is reported in net income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 480.18pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 520.62pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 426.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">This impact for general fund equity investments includes general fund investments supporting <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 336.83pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 383.35999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> insurance contract liabilities, investment in seed <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 435.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">money investments (in segregated and mutual funds made by Global WAM segment), and the impact on insurance contract liabilities related to the projected <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 444.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">future fee income on variable universal life and other unit-linked products. The impact does not include any potential impact on public equity weightings. The <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 454pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">participating policy funds are largely self-supporting and generate no material impact on net income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 393.95pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 434.39pt; position: var(--position); text-decoration: none; white-space: pre;"> as a result of changes in equity <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 463.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">markets.<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 72.9pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;"> <span style="display: inline-block; height: 3.3085pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 472.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Includes the impact of assumed rebalancing of equity hedges in the macro and dynamic hedging program. The impact of dynamic hedging represents the impact <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 481.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">of equity hedges offsetting <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 129.53pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="mfc:PercentageOfEquityHedgesInTheDynamicProgramOffsetAgainstHedgedVariableAnnuityLiability" scale="-2" id="f-6258"><ix:nonFraction unitRef="number" contextRef="c-2" decimals="2" name="mfc:PercentageOfEquityHedgesInTheDynamicProgramOffsetAgainstHedgedVariableAnnuityLiability" scale="-2" id="f-6259">95</ix:nonFraction></ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 143.53pt; position: var(--position); text-decoration: none; white-space: pre;"> of the dynamically hedged variable annuity liability movement that occurs as a result of market changes, but does not include any <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 490.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">impact in respect of other sources of hedge accounting ineffectiveness (e.g., fund tracking, realized volatility, and equity and interest rate correlations different from <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 499.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">expected among other factors).<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 88<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-6043-34" continuedAt="f-6043-35"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-2355" name="mfc:DisclosureOfDetailedInformationAboutPotentialImpactsDueToInterestRatesCorporateSpreadsOrSwapSpreadsRelativeToCurrentRatesExplanatoryTableTextBlock" id="f-6260" continuedAt="f-6260-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Potential immediate impact on contractual service margin, other comprehensive income to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 435.22pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 491.68pt; position: var(--position); text-decoration: none; white-space: pre;"> and<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 510.16pt; position: var(--position); text-decoration: none; white-space: pre;"> total <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-6260-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">comprehensive income to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 158.42000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 214.88pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 217.38pt; position: var(--position); text-decoration: none; white-space: pre;">from changes to public equity market values<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 407.73pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1),(2),(3)<span style="display: inline-block; height: 4.2575pt;"></span></span></div><div style="position: var(--position); top: 63.1pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 211.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 211.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.29pt; position: var(--position); text-decoration: none; white-space: pre;">-30%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.29pt; position: var(--position); text-decoration: none; white-space: pre;">-20%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.29pt; position: var(--position); text-decoration: none; white-space: pre;">-10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.54pt; position: var(--position); text-decoration: none; white-space: pre;">+10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.54pt; position: var(--position); text-decoration: none; white-space: pre;">+20%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.54pt; position: var(--position); text-decoration: none; white-space: pre;">+30%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.75pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Variable annuity and segregated fund guarantees <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.9pt; position: var(--position); white-space: pre;">reported in CSM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" sign="-" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6261">3,420</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" sign="-" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6262">2,110</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" sign="-" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" scale="6" id="f-6263">970</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" scale="6" id="f-6264">840</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6265">1,580</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6266">2,250</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of risk mitigation - hedging<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 124.78999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 33pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" scale="6" id="f-6267">940</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 33pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" scale="6" id="f-6268">560</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 33pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" scale="6" id="f-6269">250</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 33pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" scale="6" id="f-6270">190</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 33pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" scale="6" id="f-6271">350</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 33pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" scale="6" id="f-6272">470</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of risk mitigation - reinsurance<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 138.10999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6273">1,670</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6274">1,020</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" scale="6" id="f-6275">470</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" scale="6" id="f-6276">400</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" scale="6" id="f-6277">740</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6278">1,050</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">VA net of risk mitigation<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 57pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" sign="-" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6279">810</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 57pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" sign="-" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6280">530</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 57pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" sign="-" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6281">250</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 57pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6282">250</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 57pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6283">490</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 57pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6284">730</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">General fund equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 69pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" sign="-" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6285">1,140</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 69pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" sign="-" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" scale="6" id="f-6286">740</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 69pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" sign="-" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" scale="6" id="f-6287">370</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 69pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" scale="6" id="f-6288">370</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 69pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" scale="6" id="f-6289">750</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 69pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6290">1,110</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contractual service margin (pre-tax)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2381" decimals="-6" sign="-" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6291">1,950</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2382" decimals="-6" sign="-" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6292">1,270</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2383" decimals="-6" sign="-" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6293">620</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2384" decimals="-6" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6294">620</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2385" decimals="-6" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6295">1,240</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2386" decimals="-6" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6296">1,840</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 93pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive income attributed to <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders (post-tax)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 97.49000000000001pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 93pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2393" decimals="-6" sign="-" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6297">840</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 93pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2394" decimals="-6" sign="-" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6298">560</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 93pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2395" decimals="-6" sign="-" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6299">280</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 93pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2378" decimals="-6" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6300">270</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 93pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2379" decimals="-6" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6301">530</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 93pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2380" decimals="-6" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6302">790</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114.75pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive income attributed to <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders (post-tax)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2393" decimals="-6" sign="-" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6303">2,090</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2394" decimals="-6" sign="-" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6304">1,380</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2395" decimals="-6" sign="-" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6305">680</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2378" decimals="-6" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6306">660</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2379" decimals="-6" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6307">1,320</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2380" decimals="-6" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6308">1,970</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 15.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 136.5pt; width: 211.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 7.69pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.29pt; position: var(--position); text-decoration: none; white-space: pre;">-30%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.29pt; position: var(--position); text-decoration: none; white-space: pre;">-20%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.29pt; position: var(--position); text-decoration: none; white-space: pre;">-10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.54pt; position: var(--position); text-decoration: none; white-space: pre;">+10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.54pt; position: var(--position); text-decoration: none; white-space: pre;">+20%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 7.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.54pt; position: var(--position); text-decoration: none; white-space: pre;">+30%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 152.25pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.75pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); white-space: pre;">Variable annuity and segregated fund guarantees <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 11.63pt; position: var(--position); white-space: pre;">reported in CSM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" sign="-" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6309">3,810</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" sign="-" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6310">2,370</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" sign="-" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6311">1,100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" scale="6" id="f-6312">940</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6313">1,760</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" name="mfc:VariableAnnuityAndSegregatedFundGuaranteesReportedInContractualServiceMarginDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6314">2,470</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 174pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of risk mitigation - hedging<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 124.78999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6315">1,150</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" scale="6" id="f-6316">700</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" scale="6" id="f-6317">310</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" scale="6" id="f-6318">250</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" scale="6" id="f-6319">450</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationHedgingDueToChangesToPublicEquityMarketValues" scale="6" id="f-6320">600</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 186pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of risk mitigation - reinsurance<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 138.10999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6321">1,850</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6322">1,140</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" scale="6" id="f-6323">530</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" scale="6" id="f-6324">450</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" scale="6" id="f-6325">830</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" sign="-" name="mfc:ImpactOfRiskMitigationReinsuranceDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6326">1,150</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 198pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">VA net of risk mitigation<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" sign="-" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6327">810</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" sign="-" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6328">530</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" sign="-" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6329">260</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6330">240</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6331">480</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" name="mfc:VariableAnnuityGuaranteesNetOfRiskMitigationDueToChangesToPublicEquityMarketValues" scale="6" id="f-6332">720</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 210pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">General fund equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" sign="-" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" scale="6" id="f-6333">940</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" sign="-" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" scale="6" id="f-6334">610</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" sign="-" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" scale="6" id="f-6335">300</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" scale="6" id="f-6336">290</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" scale="6" id="f-6337">590</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" name="mfc:GeneralFundEquityDueToChangesToPublicEquityMarketValues" scale="6" id="f-6338">870</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 222pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contractual service margin (pre-tax)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2387" decimals="-6" sign="-" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6339">1,750</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2388" decimals="-6" sign="-" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6340">1,140</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2389" decimals="-6" sign="-" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6341">560</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2390" decimals="-6" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6342">530</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2391" decimals="-6" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6343">1,070</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2392" decimals="-6" name="mfc:ContractualServiceMarginPreTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6344">1,590</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 234pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive income attributed to <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders (post-tax)<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 97.49000000000001pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2396" decimals="-6" sign="-" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6345">730</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2397" decimals="-6" sign="-" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6346">490</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2398" decimals="-6" sign="-" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6347">240</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2399" decimals="-6" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6348">230</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2400" decimals="-6" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6349">460</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2401" decimals="-6" name="mfc:OtherComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6350">680</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 255.75pt; width: 211.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive income attributed to <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 8.88pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders (post-tax)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 255.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2396" decimals="-6" sign="-" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6351">1,920</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 255.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2397" decimals="-6" sign="-" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6352">1,290</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 255.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2398" decimals="-6" sign="-" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6353">640</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 255.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2399" decimals="-6" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" scale="6" id="f-6354">620</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 255.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2400" decimals="-6" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6355">1,240</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 255.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2401" decimals="-6" name="mfc:TotalComprehensiveIncomeAttributedToShareholdersPostTaxDueToChangesToPublicEquityMarketValues" format="ixt:num-dot-decimal" scale="6" id="f-6356">1,840</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 345.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">See &#8220;Caution related to sensitivities&#8221; above.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 354.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">This estimate assumes that the performance of the dynamic hedging program would not completely offset the gain/loss from the dynamically hedged variable <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 363.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">annuity and segregated fund guarantee liabilities. It assumes that the hedge assets are based on the actual position at the period end, and that equity hedges in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 372.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">the dynamic program offset <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 141.64pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="mfc:PercentageOfEquityHedgesInTheDynamicProgramOffsetAgainstHedgedVariableAnnuityLiability" scale="-2" id="f-6357"><ix:nonFraction unitRef="number" contextRef="c-2" decimals="2" name="mfc:PercentageOfEquityHedgesInTheDynamicProgramOffsetAgainstHedgedVariableAnnuityLiability" scale="-2" id="f-6358">95</ix:nonFraction></ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 155.64pt; position: var(--position); text-decoration: none; white-space: pre;"> of the hedged variable annuity liability movement that occur as a result of market changes.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 382pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">OSFI<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 71.39pt; position: var(--position); text-decoration: none; white-space: pre;"> rules for segregated fund guarantees reflect full capital impacts of shocks over 20 quarters within a prescribed range. As such, the deterioration in equity <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 391.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">markets could lead to further increases in capital requirements after the initial shock.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 400.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">For variable annuity contracts measured under VFA the impact of financial risk and changes in interest rates adjusts CSM, unless the risk mitigation option applies. <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 409.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The Company has elected to apply risk mitigation and therefore a portion of the impact is reported in net income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 441.8pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 482.24pt; position: var(--position); text-decoration: none; white-space: pre;"> instead of adjusting the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 418.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">CSM. If the CSM for a group of variable annuity contracts is exhausted the full impact is reported in net income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 437.88pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 478.32pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 427.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The impact of financial risk and changes to interest rates for variable annuity contracts is not expected to generate sensitivity in Other Comprehensive Income.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 448.6pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3667"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 448.6pt; width: 594pt;"><ix:continuation id="f-6043-35" continuedAt="f-6043-36"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rate and spread risk sensitivities and exposure measures<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-36" continuedAt="f-6043-37"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 459.4pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">As at </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> estimated the sensitivity of </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.9pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">net income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 464.33pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> to a </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.33pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"><ix:nonFraction unitRef="number" contextRef="c-2402" decimals="4" name="mfc:SensitivityBasisPointOfNetIncomeAttributedToShareholders" scale="-4" id="f-6359">50</ix:nonFraction></span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.33pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> basis point </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 470.2pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">parallel decline in interest ra</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 156.9pt; position: var(--position); text-decoration: none; white-space: pre;">tes to be a benefit of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 240.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2402" decimals="-6" name="mfc:IncreaseDecreaseInNetIncomeAttributableToShareholders" scale="6" id="f-6360">100</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 260.89pt; position: var(--position); text-decoration: none; white-space: pre;">, and to a <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.89pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2403" decimals="4" name="mfc:SensitivityBasisPointOfNetIncomeAttributedToShareholders" scale="-4" id="f-6361">50</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 310.89pt; position: var(--position); text-decoration: none; white-space: pre;"> basis point parallel increase in interest rates to be a charge <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 481pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 55pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2403" decimals="-6" name="mfc:IncreaseDecreaseInNetIncomeAttributableToShareholders" scale="6" id="f-6362">100</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 75pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 497.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The table below shows the potential impacts fr<span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.4pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">om a </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.89pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"><ix:nonFraction unitRef="number" contextRef="c-2404" decimals="4" name="mfc:SensitivityBasisPointOfNetIncomeAttributedToShareholders" scale="-4" id="f-6363">50</ix:nonFraction></span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.89pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> basis point parallel move in interest rates on CSM, net income attributed </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 508.6pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 55pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, other comprehensive income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 279.89pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.86pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, and total comprehensive income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 519.4pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">. This includes a change in current government, swap and corporate rates for all maturities across all markets with </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 530.2pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">no change in credit spreads between government, swap and corporate rates. Also shown separately are the potential impacts </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 541pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">from a </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.98pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"><ix:nonFraction unitRef="number" contextRef="c-2405" decimals="3" name="mfc:SensitivityBasisPointOfNetIncomeAttributedToShareholders" scale="-4" id="f-6364">50</ix:nonFraction></span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> basis point parallel move in corporate spreads and a </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.37pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"><ix:nonFraction unitRef="number" contextRef="c-2406" decimals="3" name="mfc:SensitivityBasisPointOfNetIncomeAttributedToShareholders" scale="-4" id="f-6365">20</ix:nonFraction></span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 306.37pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> basis point parallel move in swap spreads. The impacts reflect </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 551.8pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the net impact of movements in asset values in liability and surplus segments and movements in the present value of cash flows </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 562.6pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">for insurance contracts including those with cash flows that vary with the returns of underlying items where the present value is </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 573.4pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">measured by stochastic modelling. The method used for deriving sensitivity information and significant assumptions did not </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 584.2pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">change from the previous period.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 601pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The disclosed interest rate sensitivities reflect the accounting designations of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 352.35pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.16pt; position: var(--position); text-decoration: none; white-space: pre;"> financial assets and corresponding <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 611.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">insurance contract liabilities. In most cases these assets and liabilities are designated as <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.82pt; position: var(--position); text-decoration: none; white-space: pre;">FVOCI<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.3pt; position: var(--position); text-decoration: none; white-space: pre;"> and as a result, impacts from <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 622.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">changes to interest rates are largely in other comprehensive income. There are also changes in interest rates that impact the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 633.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">CSM for VFA contracts that relate to amounts that are not passed through to policyholders. In addition, changes in interest rates <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 644.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">impact net income as it relates to derivatives not in hedge accounting relationships and on VFA contracts where the CSM has <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 655pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">been exhausted.<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.5pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 671.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The disclosed interest rate sensitivities assume no hedge accounting ineffectiveness, as <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 397.7pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 457.51pt; position: var(--position); text-decoration: none; white-space: pre;"> hedge accounting <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 682.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">programs are optimized for parallel movements in interest rates, leading to immaterial net income impacts under these shocks. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 693.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">However, the actual hedge accounting ineffectiveness is sensitive to non-parallel interest rate movements and will depend on the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 704.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">shape and magnitude of the interest rate movements which could lead to variations in the impact to net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 715pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.97pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="background-image: url('data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gNDguMDAgOTY1LjA3IEggMzEyLjAwIj48L3BhdGg+PC9zdmc+'); background-size: 594pt 774pt; height: 774pt; position: var(--position); width: 594pt;"></div><div style="left: 0pt; position: var(--position); top: 728.8pt;"><div style="width: 513pt;"><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 0pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1&#160;  <span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 42.31pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;"> <span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.57pt; position: var(--position); text-decoration: none; white-space: pre;">Energy includes legacy oil and gas equity interests related to upstream and midstream assets that are in runoff, and e<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 406.88pt; position: var(--position); text-decoration: none; white-space: pre;">nergy transition<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 454.69pt; position: var(--position); text-decoration: none; white-space: pre;"> private equity interests in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 9.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">areas supportive of the transition to lower carbon forms of energy, such as wind, solar, and carbon <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 350.01pt; position: var(--position); text-decoration: none; white-space: pre;">sequestration<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 392pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">89<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-6043-37" continuedAt="f-6043-38"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.8pt; position: var(--position); text-decoration: none; white-space: pre;"> sensitivities vary across all regions in which<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 274.16999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> the Company operates<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.64pt; position: var(--position); text-decoration: none; white-space: pre;">, and the impacts of yield curve changes will <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">vary depending upon the geography where the change occurs. Furthermore, the impacts from non-parallel movements may be <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">materially different from the estimated impacts of parallel movements.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The interest rate and spread risk sensitivities are determined in isolation of each other and therefore do not reflect the combined <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">impact of changes in government rates and credit spreads between government, swap and corporate rates occurring <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">simultaneously. As a result, the impact of the summation of each individual sensitivity may be materially different from the impact <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of sensitivities to simultaneous changes in interest rate and spread risk.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 128.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The potential impacts also do not take into account other potential effects of changes in interest rate levels, for example, CSM at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">recognition on the sale of new business or lower interest earned on future fixed income asset purchases.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 155.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The impacts do not reflect any potential effect of changing interest rates on the value of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 384.72pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.53pt; position: var(--position); text-decoration: none; white-space: pre;"> ALDA. Rising interest <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 166.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">rates could negatively impact the value of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.43pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.24pt; position: var(--position); text-decoration: none; white-space: pre;"> ALDA<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 288.74pt; position: var(--position); text-decoration: none; white-space: pre;">. More information on ALDA can be found below in the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 177.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">&#8220;Alternative long-duration asset performance risk sensitivities and exposure measures&#8221; section.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 194.1pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfDetailedInformationAboutPotentialImpactsDueToInterestRatesCorporateSpreadsOrSwapSpreadsRelativeToCurrentRatesExplanatoryTableTextBlock" id="f-6366" continuedAt="f-6366-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Potential impacts on contractual service margin, net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 350.73pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 407.19pt; position: var(--position); text-decoration: none; white-space: pre;">, other comprehensive income <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-6366-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 204.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 90.92pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 147.38pt; position: var(--position); text-decoration: none; white-space: pre;">, and total comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 349.69pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 406.15pt; position: var(--position); text-decoration: none; white-space: pre;"> of an immediate parallel change <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 215.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">in interest rates, corporate spreads or swap spreads relative to current rates<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 362.28pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1),(2),(3)<span style="display: inline-block; height: 4.2575pt;"></span></span></div><div style="position: var(--position); top: 227.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 213pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/></tr><tr style="height: 18.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 213pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 10.69pt; width: 213pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 0pt; width: 94.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 94.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.84pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 0pt; width: 94.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 94.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.28pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate spreads<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 0pt; width: 94.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 94.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.09pt; position: var(--position); text-decoration: none; white-space: pre;">Swap spreads<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 18.75pt; width: 213pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 213pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">(post-tax except CSM) <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 18.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.73pt; position: var(--position); text-decoration: none; white-space: pre;">-50bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 18.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.98pt; position: var(--position); text-decoration: none; white-space: pre;">+50bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 18.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.73pt; position: var(--position); text-decoration: none; white-space: pre;">-50bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 18.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.98pt; position: var(--position); text-decoration: none; white-space: pre;">+50bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 18.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.73pt; position: var(--position); text-decoration: none; white-space: pre;">-20bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 18.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.98pt; position: var(--position); text-decoration: none; white-space: pre;">+20bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 30pt; width: 213pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 213pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">CSM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 30pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.45pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2407" decimals="-6" name="mfc:ImpactOnContractualServiceMarginDueToChangeInInterestRates" scale="6" id="f-6367">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 30pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 20.79pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2408" decimals="-6" sign="-" name="mfc:ImpactOnContractualServiceMarginDueToChangeInInterestRates" scale="6" id="f-6368">200</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 30pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 34.11pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2407" decimals="-6" name="mfc:ImpactOnContractualServiceMarginDueToChangeInCorporateSpreads" format="ixt:fixed-zero" scale="6" id="f-6369">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 30pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 20.79pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2408" decimals="-6" sign="-" name="mfc:ImpactOnContractualServiceMarginDueToChangeInCorporateSpreads" scale="6" id="f-6370">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 30pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 34.11pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2409" decimals="-6" name="mfc:ImpactOnContractualServiceMarginDueToChangeInSwapSpreads" format="ixt:fixed-zero" scale="6" id="f-6371">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 30pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 34.11pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2410" decimals="-6" name="mfc:ImpactOnContractualServiceMarginDueToChangeInSwapSpreads" format="ixt:fixed-zero" scale="6" id="f-6372">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 42pt; width: 213pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 213pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income attributed to shareholders <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 42pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2407" decimals="-6" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInInterestRates" scale="6" id="f-6373">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 42pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2408" decimals="-6" sign="-" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInInterestRates" scale="6" id="f-6374">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 42pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2407" decimals="-6" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" scale="6" id="f-6375">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 42pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2408" decimals="-6" sign="-" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" scale="6" id="f-6376">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 42pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2409" decimals="-6" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInSwapSpreads" scale="6" id="f-6377">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 42pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2410" decimals="-6" sign="-" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInSwapSpreads" scale="6" id="f-6378">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54pt; width: 213pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 213pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive income attributed to shareholders <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 54pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2407" decimals="-6" sign="-" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInInterestRates" scale="6" id="f-6379">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 54pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2408" decimals="-6" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInInterestRates" scale="6" id="f-6380">200</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 54pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2407" decimals="-6" sign="-" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" scale="6" id="f-6381">200</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 54pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2408" decimals="-6" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" scale="6" id="f-6382">300</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 54pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2409" decimals="-6" sign="-" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInSwapSpreads" scale="6" id="f-6383">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 54pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2410" decimals="-6" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInSwapSpreads" scale="6" id="f-6384">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66pt; width: 213pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 213pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive income attributed to shareholders <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 66pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2407" decimals="-6" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInInterestRates" format="ixt:fixed-zero" scale="6" id="f-6385">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 66pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2408" decimals="-6" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInInterestRates" scale="6" id="f-6386">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 66pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2407" decimals="-6" sign="-" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" scale="6" id="f-6387">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 66pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2408" decimals="-6" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" scale="6" id="f-6388">200</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 66pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2409" decimals="-6" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInSwapSpreads" format="ixt:fixed-zero" scale="6" id="f-6389">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 66pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2410" decimals="-6" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInSwapSpreads" format="ixt:fixed-zero" scale="6" id="f-6390">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78pt; width: 213pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 213pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 78pt; width: 94.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 94.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.84pt; position: var(--position); text-decoration: none; white-space: pre;">Interest rates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 78pt; width: 94.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 94.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.28pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate spreads<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 78pt; width: 94.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 94.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.09pt; position: var(--position); text-decoration: none; white-space: pre;">Swap spreads<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 98.25pt; width: 213pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 213pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">(post-tax except CSM) <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 98.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.73pt; position: var(--position); text-decoration: none; white-space: pre;">-50bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 98.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.98pt; position: var(--position); text-decoration: none; white-space: pre;">+50bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 98.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.73pt; position: var(--position); text-decoration: none; white-space: pre;">-50bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 98.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.98pt; position: var(--position); text-decoration: none; white-space: pre;">+50bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 98.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.73pt; position: var(--position); text-decoration: none; white-space: pre;">-20bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 98.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.98pt; position: var(--position); text-decoration: none; white-space: pre;">+20bp<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 109.5pt; width: 213pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 213pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">CSM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 109.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 34.11pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2411" decimals="-6" name="mfc:ImpactOnContractualServiceMarginDueToChangeInInterestRates" format="ixt:fixed-zero" scale="6" id="f-6391">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 109.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 20.79pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2412" decimals="-6" sign="-" name="mfc:ImpactOnContractualServiceMarginDueToChangeInInterestRates" scale="6" id="f-6392">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 109.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 34.11pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2411" decimals="-6" name="mfc:ImpactOnContractualServiceMarginDueToChangeInCorporateSpreads" format="ixt:fixed-zero" scale="6" id="f-6393">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 109.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 20.79pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2412" decimals="-6" sign="-" name="mfc:ImpactOnContractualServiceMarginDueToChangeInCorporateSpreads" scale="6" id="f-6394">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 109.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 34.11pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2413" decimals="-6" name="mfc:ImpactOnContractualServiceMarginDueToChangeInSwapSpreads" format="ixt:fixed-zero" scale="6" id="f-6395">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 109.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 34.11pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2414" decimals="-6" name="mfc:ImpactOnContractualServiceMarginDueToChangeInSwapSpreads" format="ixt:fixed-zero" scale="6" id="f-6396">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 121.5pt; width: 213pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 213pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income attributed to shareholders <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 121.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2411" decimals="-6" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInInterestRates" scale="6" id="f-6397">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 121.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2412" decimals="-6" sign="-" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInInterestRates" scale="6" id="f-6398">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 121.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2411" decimals="-6" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" format="ixt:fixed-zero" scale="6" id="f-6399">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 121.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2412" decimals="-6" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" format="ixt:fixed-zero" scale="6" id="f-6400">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 121.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2413" decimals="-6" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInSwapSpreads" scale="6" id="f-6401">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 121.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2414" decimals="-6" sign="-" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInSwapSpreads" scale="6" id="f-6402">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 133.5pt; width: 213pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 213pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive income attributed to shareholders <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 133.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2411" decimals="-6" sign="-" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInInterestRates" scale="6" id="f-6403">300</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 133.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2412" decimals="-6" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInInterestRates" scale="6" id="f-6404">300</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 133.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2411" decimals="-6" sign="-" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" scale="6" id="f-6405">200</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 133.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2412" decimals="-6" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" scale="6" id="f-6406">300</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 133.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2413" decimals="-6" sign="-" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInSwapSpreads" scale="6" id="f-6407">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 133.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2414" decimals="-6" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInSwapSpreads" scale="6" id="f-6408">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 145.5pt; width: 213pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 213pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive income attributed to shareholders <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 213pt; position: var(--position); top: 145.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2411" decimals="-6" sign="-" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInInterestRates" scale="6" id="f-6409">200</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 260.25pt; position: var(--position); top: 145.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2412" decimals="-6" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInInterestRates" scale="6" id="f-6410">200</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 315.75pt; position: var(--position); top: 145.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 27.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2411" decimals="-6" sign="-" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" scale="6" id="f-6411">200</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 363pt; position: var(--position); top: 145.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 27.89pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2412" decimals="-6" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInCorporateSpreads" scale="6" id="f-6412">300</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 418.5pt; position: var(--position); top: 145.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2413" decimals="-6" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInSwapSpreads" format="ixt:fixed-zero" scale="6" id="f-6413">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 145.5pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2414" decimals="-6" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInSwapSpreads" format="ixt:fixed-zero" scale="6" id="f-6414">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 390pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">See &#8220;Caution related to sensitivities&#8221; above. <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 399.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Estimates include changes to the net actuarial gains/losses with respect to the Company&#8217;s pension obligations as a result of changes in interest rates.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 408.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Includes guaranteed insurance and annuity products, including variable annuity contracts as well as adjustable benefit products where benefits are generally <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 417.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">adjusted as interest rates and investment returns change, a portion of which have minimum credited rate guarantees. For adjustable benefit products subject to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 426.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">minimum rate guarantees, the sensitivities are based on the assumption that credited rates will be floored at the minimum.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 447.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3679"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 447.5pt; width: 594pt;"><ix:continuation id="f-6043-38" continuedAt="f-6043-39"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Alternative long-duration asset performance risk sensitivities and exposure measures<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-39" continuedAt="f-6043-40"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 458.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The following table shows the potential impact on CSM, net income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.83pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.8pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, other comprehensive income </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 469.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.95pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">, and total comprehensive income attributed to </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 324.87pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">shareholders</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.84pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> resulting from an immediate </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 492.75pt; position: var(--position); text-decoration: none; white-space: pre;">10%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 510.75pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> change </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 479.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">in market values of ALDA. The method used for deriving sensitivity information and significant assumptions made did not change </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 490.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">from the previous period.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 507.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">ALDA used in this sensitivity analysis includes commercial real estate, private equity, infrastructure, timber and agriculture, </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 518.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">energy</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 63.489999999999995pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1 <span style="display: inline-block; height: 4.2575pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68.36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">and other investments.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 535.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The impacts do not reflect any future potential changes to non-fixed income return volatility. Refer to &#8220;Publicly traded equity </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 545.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">performance risk sensitivities and exposure measures&#8221; above for more details.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 562.7pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfPotentialImpactOnNetIncomeAttributedToShareholdersArisingFromChangesToALDAMarketValuesTableTextBlock" id="f-6415" continuedAt="f-6415-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Potential immediate impacts on contractual service margin, net income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 397.71pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 454.17pt; position: var(--position); text-decoration: none; white-space: pre;">, other <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-6415-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 573.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 193.36pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 249.82pt; position: var(--position); text-decoration: none; white-space: pre;">, and total comprehensive income attributed to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 452.13pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 508.59pt; position: var(--position); text-decoration: none; white-space: pre;"> from <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 584.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">changes in ALDA market values<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 172.9pt; position: var(--position); text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 4.2575pt;"></span></span></div><div style="position: var(--position); top: 595.1pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 18.76pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">(post-tax except CSM) <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.29pt; position: var(--position); text-decoration: none; white-space: pre;">-10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.54pt; position: var(--position); text-decoration: none; white-space: pre;">+10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.29pt; position: var(--position); text-decoration: none; white-space: pre;">-10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.54pt; position: var(--position); text-decoration: none; white-space: pre;">+10%<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">CSM excluding NCI<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2415" decimals="-6" sign="-" name="mfc:ImpactOnContractualServiceMarginDueToChangeInAlternativeLongDurationAssetMarketValue" scale="6" id="f-6416">200</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2416" decimals="-6" name="mfc:ImpactOnContractualServiceMarginDueToChangeInAlternativeLongDurationAssetMarketValue" scale="6" id="f-6417">200</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2417" decimals="-6" sign="-" name="mfc:ImpactOnContractualServiceMarginDueToChangeInAlternativeLongDurationAssetMarketValue" scale="6" id="f-6418">100</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2418" decimals="-6" name="mfc:ImpactOnContractualServiceMarginDueToChangeInAlternativeLongDurationAssetMarketValue" scale="6" id="f-6419">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Net income attributed to shareholders<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 138.58pt; position: var(--position); top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2415" decimals="-6" sign="-" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" format="ixt:num-dot-decimal" scale="6" id="f-6420">2,500</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2416" decimals="-6" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" format="ixt:num-dot-decimal" scale="6" id="f-6421">2,500</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2417" decimals="-6" sign="-" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" format="ixt:num-dot-decimal" scale="6" id="f-6422">2,400</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2418" decimals="-6" name="mfc:ImpactOnNetIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" format="ixt:num-dot-decimal" scale="6" id="f-6423">2,400</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other comprehensive income attributed to shareholders <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2415" decimals="-6" sign="-" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" scale="6" id="f-6424">200</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2416" decimals="-6" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" scale="6" id="f-6425">200</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2417" decimals="-6" sign="-" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" scale="6" id="f-6426">200</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2418" decimals="-6" name="mfc:ImpactOnOtherComprehensiveIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" scale="6" id="f-6427">200</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total comprehensive income attributed to shareholders <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2415" decimals="-6" sign="-" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" format="ixt:num-dot-decimal" scale="6" id="f-6428">2,700</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2416" decimals="-6" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" format="ixt:num-dot-decimal" scale="6" id="f-6429">2,700</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2417" decimals="-6" sign="-" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" format="ixt:num-dot-decimal" scale="6" id="f-6430">2,600</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2418" decimals="-6" name="mfc:ImpactOnTotalComprehensiveIncomeAttributedToShareholdersDueToChangeInAlternativeLongDurationPerformanceRisk" format="ixt:num-dot-decimal" scale="6" id="f-6431">2,600</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 670.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">See &#8220;Caution related to sensitivities&#8221; above.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 679.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Net income attributed to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 122.25pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 162.69pt; position: var(--position); text-decoration: none; white-space: pre;"> includes core earnings and the amounts excluded from core earnings.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 90<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3688"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:continuation id="f-6043-40" continuedAt="f-6043-41"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange risk sensitivities and exposure measures<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-41" continuedAt="f-6043-42"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.47pt; position: var(--position); text-decoration: none; white-space: pre;"> generally <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 142.94pt; position: var(--position); text-decoration: none; white-space: pre;">matches<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 176.93pt; position: var(--position); text-decoration: none; white-space: pre;"> the currency of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.41pt; position: var(--position); text-decoration: none; white-space: pre;">its <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.9pt; position: var(--position); text-decoration: none; white-space: pre;">assets with the currency of the insurance and investment contract liabilities <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">they support<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">. As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 200.97pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.97pt; position: var(--position); text-decoration: none; white-space: pre;">the Company<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.45pt; position: var(--position); text-decoration: none; white-space: pre;"> did not have a material unmatched currency exposure.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 78.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3697"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><ix:continuation id="f-6043-42" continuedAt="f-6043-43"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Liquidity risk exposure strategy<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-43" continuedAt="f-6043-44"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">Manulife manages</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 118.46pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> liquidity levels of the consolidated group and key subsidiaries against established thresholds, which are based </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">on extreme but plausible liquidity stress scenarios over varying time horizons.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 117.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">The Company&#8217;s</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.8pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> use of derivatives for hedging purposes is a significant source of liquidity risk through collateral and cash </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 128.1pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">settlement requirements for OTC bilateral and centrally cleared derivatives under adverse market conditions. To assess these </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.9pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">potential liquidity needs, </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 143.44pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.92pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> regularly stress </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.87pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">tests</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 281.87pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> the market value of</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.84pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> its</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.33pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> derivative portfolio under various stress </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 149.7pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">scenarios and </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">measures</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 142.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> and </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">monitors</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.43pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> the contingent requirements against </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.37pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">its</span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.36pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;"> liquid asset holdings. Additionally, </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 492.62pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">the Company </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 160.5pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">maintains </span><span style="display: inline-block; height: 6.55pt;"></span></span><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.97pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">a liquidity contingency plan with diverse sources of contingent liquidity that can be utilized under severe stress </span><span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 171.3pt; width: 594pt;"><span style="background-color: #ffffff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><span style="background-color: inherit;">conditions.</span><span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 188.1pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3706"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 188.1pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-6043-44" continuedAt="f-6043-45"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Credit risk<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-45" continuedAt="f-6043-46"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 199.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Credit risk is the risk of loss due to inability or unwillingness of a borrower, or counterparty, to fulfill its payment obligations. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 210.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Worsening regional and global economic conditions, segment or industry sector challenges, or company specific factors could <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 221.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">result in defaults or downgrades and could lead to increased provisions or impairments related to the Company&#8217;s general fund <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 232.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">invested assets.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 249pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s exposure to credit risk is managed through risk management policies and procedures which include a defined <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 259.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">credit evaluation and adjudication process, delegated credit approval authorities and established exposure limits by borrower, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 270.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">corporate connection, credit rating, industry and geographic region. The Company measures derivative counterparty exposure as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 281.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">net potential credit exposure, which takes into consideration fair values of all transactions with each counterparty, net of any <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 292.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">collateral held, and an allowance to reflect future potential exposure. Reinsurance counterparty exposure is measured reflecting <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 303pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the level of ceded liabilities. The Company also ensures where warranted, that mortgages, private placements and loans to Bank <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 313.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">clients are secured by collateral, the nature of which depends on the credit risk of the counterparty.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 330.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Credit risk associated with derivative counterparties is discussed in note 8 (f) and credit risk associated with reinsurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 341.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">counterparties is discussed in note 8 (k).<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.92pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 358.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(I)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfCreditRiskExposureExplanatory" id="f-6432" continuedAt="f-6432-1" escape="true"><ix:continuation id="f-6043-46" continuedAt="f-6043-47"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Credit quality<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-6432-1" continuedAt="f-6432-2"><ix:continuation id="f-6043-47" continuedAt="f-6043-48"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 369pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present financial instruments subject to credit exposure, without considering any collateral held or other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 379.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">credit enhancements, and other significant credit risk exposures from loan commitments, with allowances, presenting separately <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 390.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 1, Stage 2, and Stage 3 credit risk profiles. For each asset type presented in the table, amortized cost and FVOCI financial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 401.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">instruments are presented together. Amortized cost financial instruments are shown gross of the allowance for credit losses, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 412.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">which is shown separately. FVOCI financial instruments are shown at fair value with the allowance for credit losses shown <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 423pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">separately. <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">91<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-6432-2" continuedAt="f-6432-3"><ix:continuation id="f-6043-48" continuedAt="f-6043-49"><div><div style="position: var(--position); top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 312pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 312pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 87.42pt; position: var(--position); white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 1<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities, measured at FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2419" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6433">197,840</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2420" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6434">1,338</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2421" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6435">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2422" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6436">199,178</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2423" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6437">5,625</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2424" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6438">363</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2425" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6439">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2426" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6440">5,988</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2427" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6441">203,465</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2428" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6442">1,701</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2429" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6443">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2430" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6444">205,166</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2431" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6445">228</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2432" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6446">42</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2433" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6447">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2434" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6448">270</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities, measured at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2435" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6449">1,496</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2436" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6450">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2437" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6451">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2438" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6452">1,496</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 90pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2439" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6453">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2440" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6454">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2441" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6455">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2442" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6456">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 101.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2443" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6457">1,496</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2444" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6458">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2445" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6459">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2446" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6460">1,496</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 112.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2447" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6461">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2448" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6462">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2449" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6463">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2450" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6464">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 123.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2451" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6465">1,495</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2452" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6466">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2453" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6467">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2454" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6468">1,495</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements, measured at FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2455" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6469">41,796</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2456" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6470">721</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2457" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6471">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2458" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6472">42,517</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 157.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2459" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6473">5,004</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2460" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6474">1,133</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2461" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6475">148</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2462" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6476">6,285</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 168.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2463" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6477">46,800</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2464" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6478">1,854</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2465" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6479">148</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2466" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6480">48,802</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2467" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6481">126</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2468" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6482">127</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2469" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6483">123</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2470" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6484">376</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Commercial mortgages, measured at FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">AAA<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2471" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6485">205</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2472" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6486">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2473" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6487">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2474" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6488">205</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 213.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">AA<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2475" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6489">7,234</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2476" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6490">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2477" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6491">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2478" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6492">7,234</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">A<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2479" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6493">14,035</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2480" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6494">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2481" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6495">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2482" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6496">14,035</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 236.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">BBB<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2483" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6497">5,679</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2484" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6498">873</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2485" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6499">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2486" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6500">6,552</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 247.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">BB<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2487" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6501">11</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2488" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6502">663</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2489" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6503">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2490" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6504">674</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">B and lower<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2491" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6505">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2492" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6506">21</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2493" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6507">71</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2494" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6508">92</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2495" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6509">27,164</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2496" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6510">1,557</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2497" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6511">71</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2498" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6512">28,792</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 281.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2499" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6513">41</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2500" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6514">39</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2501" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6515">55</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2502" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6516">135</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 292.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Commercial mortgages, measured at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 303.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">AAA<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2503" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6517">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2504" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6518">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2505" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6519">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2506" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6520">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 315pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">AA<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2507" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6521">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2508" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6522">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2509" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6523">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2510" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6524">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 326.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">A<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2511" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6525">225</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2512" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6526">15</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2513" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6527">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2514" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6528">240</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 337.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">BBB<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2515" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6529">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2516" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6530">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2517" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6531">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2518" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6532">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 348.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">BB<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2519" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6533">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2520" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6534">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2521" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6535">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2522" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6536">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 360pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">B and lower<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2523" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6537">112</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2524" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6538">5</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2525" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6539">5</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2526" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6540">122</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 371.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2527" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6541">337</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2528" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6542">20</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2529" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6543">5</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2530" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6544">362</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 382.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2531" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6545">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2532" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6546">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2533" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6547">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2534" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6548">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 393.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2535" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6549">336</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2536" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6550">19</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2537" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6551">5</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2538" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6552">360</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 405pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Residential mortgages, measured at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 416.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Performing<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2539" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6553">22,870</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2540" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6554">1,151</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2541" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6555">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2542" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6556">24,021</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 427.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-performing<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2543" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6557">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2544" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6558">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2545" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6559">41</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2546" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6560">41</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 438.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 438.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2547" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6561">22,870</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 438.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2548" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6562">1,151</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 438.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2549" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6563">41</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 438.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2550" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6564">24,062</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 450pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2551" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6565">3</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2552" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6566">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2553" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6567">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2554" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6568">6</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 461.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2555" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6569">22,867</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2556" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6570">1,149</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2557" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6571">40</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2558" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6572">24,056</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 472.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Bank clients, measured at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 483.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Performing<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2559" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6573">2,265</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2560" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6574">38</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2561" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6575">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2562" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6576">2,303</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 495pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-performing<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 495pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2563" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6577">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 495pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2564" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6578">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 495pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2565" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6579">10</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 495pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2566" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6580">10</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 506.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2567" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6581">2,265</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2568" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6582">38</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2569" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6583">10</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2570" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6584">2,313</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 517.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 517.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2571" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6585">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 517.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2572" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6586">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 517.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2573" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6587">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 517.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2574" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6588">3</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 528.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2575" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6589">2,264</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2576" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6590">37</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2577" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6591">9</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2578" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6592">2,310</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 540pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets, measured at FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 551.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2579" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6593">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2580" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6594">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2581" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6595">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2582" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6596">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 562.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 562.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2583" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6597">389</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 562.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2584" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6598">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 562.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2585" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6599">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 562.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2586" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6600">389</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 573.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2587" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6601">389</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2588" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6602">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2589" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6603">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2590" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6604">389</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 585pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2591" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6605">22</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2592" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6606">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2593" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6607">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2594" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6608">22</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 596.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets, measured at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 607.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2595" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6609">4,302</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2596" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6610">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2597" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6611">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2598" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6612">4,302</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 618.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2599" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6613">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2600" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6614">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2601" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6615">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2602" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6616">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 630pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 630pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2603" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6617">4,302</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 630pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2604" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6618">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 630pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2605" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6619">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 630pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2606" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6620">4,302</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 641.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 641.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2607" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6621">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 641.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2608" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6622">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 641.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2609" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6623">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 641.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2610" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6624">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 652.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 652.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2611" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6625">4,300</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 652.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2612" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6626">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 652.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2613" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6627">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 652.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2614" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6628">4,300</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 663.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Loan commitments<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 675pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 675pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2615" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6629">9</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 675pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2616" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6630">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 675pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2617" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6631">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 675pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2618" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6632">11</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 686.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 686.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2619" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6633">309,080</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 686.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2620" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6634">6,317</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 686.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2621" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6635">273</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 686.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2622" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6636">315,670</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 92<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-6432-3"><ix:continuation id="f-6043-49" continuedAt="f-6043-50"><div><div style="position: var(--position); top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 312pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 312pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 1<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities, measured at FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2623" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6637">197,562</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.17pt;"></span></span><span style="left: 27.97pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2624" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6638">2,252</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.44pt;"></span></span><span style="left: 44.24pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2625" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6639">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.83pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2626" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6640">199,814</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2627" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6641">5,367</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2628" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6642">596</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2629" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6643">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2630" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6644">5,963</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2631" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6645">202,929</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2632" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6646">2,848</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2633" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6647">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2634" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6648">205,777</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2635" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6649">283</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2636" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6650">54</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2637" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6651">6</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2638" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6652">343</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Debt securities, measured at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2639" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6653">1,373</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2640" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6654">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2641" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6655">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2642" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6656">1,373</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 90pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2643" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6657">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2644" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6658">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2645" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6659">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2646" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6660">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 101.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2647" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6661">1,373</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2648" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6662">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2649" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6663">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2650" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6664">1,373</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 112.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2651" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6665">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2652" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6666">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2653" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6667">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2654" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6668">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 123.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2655" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6669">1,372</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2656" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6670">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2657" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6671">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2658" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6672">1,372</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Private placements, measured at FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2659" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6673">37,722</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2660" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6674">1,644</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2661" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6675">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2662" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6676">39,366</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 157.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2663" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6677">5,210</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2664" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6678">295</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2665" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6679">81</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2666" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6680">5,586</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 168.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2667" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6681">42,932</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2668" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6682">1,939</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2669" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6683">81</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2670" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6684">44,952</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2671" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6685">126</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2672" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6686">108</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2673" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6687">83</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2674" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6688">317</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Commercial mortgages, measured at FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">AAA<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2675" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6689">279</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2676" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6690">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2677" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6691">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2678" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6692">279</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 213.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">AA<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2679" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6693">6,815</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2680" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6694">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2681" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6695">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2682" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6696">6,815</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">A<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2683" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6697">14,111</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2684" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6698">86</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2685" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6699">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 225pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2686" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6700">14,197</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 236.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">BBB<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2687" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6701">5,513</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2688" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6702">984</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2689" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6703">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2690" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6704">6,497</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 247.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">BB<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2691" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6705">10</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2692" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6706">532</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2693" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6707">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2694" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6708">542</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">B and lower<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2695" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6709">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2696" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6710">36</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2697" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6711">107</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 258.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2698" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6712">143</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2699" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6713">26,728</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2700" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6714">1,638</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2701" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6715">107</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2702" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6716">28,473</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 281.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2703" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6717">40</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2704" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6718">42</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2705" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6719">143</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 281.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2706" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6720">225</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 292.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Commercial mortgages, measured at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 303.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">AAA<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2707" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6721">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2708" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6722">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2709" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6723">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2710" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6724">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 315pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">AA<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2711" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6725">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2712" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6726">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2713" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6727">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 315pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2714" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6728">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 326.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">A<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2715" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6729">148</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2716" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6730">48</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2717" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6731">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 326.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2718" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6732">196</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 337.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">BBB<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2719" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6733">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2720" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6734">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2721" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6735">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 337.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2722" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6736">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 348.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">BB<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2723" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6737">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2724" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6738">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2725" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6739">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 348.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2726" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6740">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 360pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">B and lower<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2727" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6741">145</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2728" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6742">35</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2729" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6743">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 360pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2730" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6744">180</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 371.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2731" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6745">293</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2732" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6746">83</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2733" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6747">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 371.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2734" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6748">376</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 382.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2735" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6749">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2736" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6750">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2737" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6751">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 382.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2738" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6752">3</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 393.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2739" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6753">292</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2740" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6754">81</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2741" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6755">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2742" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6756">373</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 405pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Residential mortgages, measured at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 416.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Performing<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2743" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6757">20,898</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2744" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6758">1,570</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2745" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6759">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 416.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2746" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6760">22,468</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 427.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-performing<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2747" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6761">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2748" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6762">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2749" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6763">60</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 427.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2750" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6764">60</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 438.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 438.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2751" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6765">20,898</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 438.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2752" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6766">1,570</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 438.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2753" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6767">60</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 438.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2754" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6768">22,528</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 450pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2755" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6769">4</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2756" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6770">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2757" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6771">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2758" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6772">8</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 461.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2759" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6773">20,894</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2760" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6774">1,568</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2761" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6775">58</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2762" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6776">22,520</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 472.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Loans to Bank clients, measured at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 483.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Performing<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2763" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6777">2,387</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2764" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6778">44</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2765" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6779">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 483.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2766" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6780">2,431</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 495pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-performing<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 495pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2767" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6781">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 495pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2768" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6782">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 495pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2769" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6783">8</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 495pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2770" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6784">8</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 506.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2771" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6785">2,387</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2772" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6786">44</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2773" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6787">8</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 506.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2774" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6788">2,439</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 517.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 517.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2775" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6789">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 517.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2776" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6790">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 517.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2777" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6791">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 517.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2778" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6792">3</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 528.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2779" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6793">2,385</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2780" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6794">44</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2781" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6795">7</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 528.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2782" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6796">2,436</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 540pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets, measured at FVOCI<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 551.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2783" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6797">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2784" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6798">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2785" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6799">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 551.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2786" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6800">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 562.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 562.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2787" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6801">360</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 562.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2788" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6802">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 562.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2789" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6803">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 562.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2790" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6804">360</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 573.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2791" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6805">360</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2792" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6806">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2793" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6807">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 573.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2794" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6808">360</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 585pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2795" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6809">16</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2796" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6810">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2797" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6811">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 585pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2798" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6812">16</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 596.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets, measured at amortized cost<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 607.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2799" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6813">3,791</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2800" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6814">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2801" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6815">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 607.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2802" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6816">3,791</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 618.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-investment grade<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2803" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6817">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2804" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6818">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2805" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6819">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2806" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6820">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 630pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 630pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2807" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6821">3,791</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 630pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2808" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6822">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 630pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2809" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6823">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 630pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2810" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6824">3,791</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 641.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 641.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2811" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6825">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 641.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2812" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6826">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 641.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2813" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6827">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 641.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2814" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6828">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 652.5pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 652.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2815" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6829">3,790</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 652.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2816" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6830">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 652.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2817" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:fixed-zero" scale="6" id="f-6831">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 652.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2818" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6832">3,790</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 663.75pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Loan commitments<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 675pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 675pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2819" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6833">9</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 675pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2820" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6834">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 675pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2821" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6835">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 675pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2822" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6836">12</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 686.25pt; width: 312pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total carrying value, net of allowance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 686.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2823" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6837">301,682</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 686.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2824" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6838">8,118</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 686.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2825" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" scale="6" id="f-6839">253</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 686.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2826" decimals="-6" name="ifrs-full:MaximumExposureToCreditRisk" format="ixt:num-dot-decimal" scale="6" id="f-6840">310,053</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></ix:continuation></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">93<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(II)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsTableTextBlock" id="f-6841" continuedAt="f-6841-1" escape="true"><ix:continuation id="f-6043-50" continuedAt="f-6043-51"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Allowance for credit losses<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-6043-51" continuedAt="f-6043-52"><ix:continuation id="f-6841-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables provide details on the allowance for credit losses by stage as at and for the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.31pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.28pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 53.5pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 73.5pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 78.9pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 312pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 312pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 1<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2827" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6842">483</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2828" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6843">209</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2829" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6844">237</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6845">929</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net re-measurement due to transfers<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2830" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransfer" scale="6" id="f-6846">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2831" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransfer" scale="6" id="f-6847">22</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2832" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransfer" scale="6" id="f-6848">18</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransfer" format="ixt:fixed-zero" scale="6" id="f-6849">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 312pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 14.38pt; position: var(--position); text-decoration: none; white-space: pre;">Transfer to stage 1<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2830" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageOne" scale="6" id="f-6850">12</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2831" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageOne" scale="6" id="f-6851">12</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2832" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageOne" format="ixt:fixed-zero" scale="6" id="f-6852">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageOne" format="ixt:fixed-zero" scale="6" id="f-6853">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 312pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 14.38pt; position: var(--position); text-decoration: none; white-space: pre;">Transfer to stage 2<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2830" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageTwo" scale="6" id="f-6854">7</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2831" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageTwo" scale="6" id="f-6855">7</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2832" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageTwo" format="ixt:fixed-zero" scale="6" id="f-6856">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageTwo" format="ixt:fixed-zero" scale="6" id="f-6857">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 312pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 14.38pt; position: var(--position); text-decoration: none; white-space: pre;">Transfer to stage 3<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2830" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageThree" scale="6" id="f-6858">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2831" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageThree" scale="6" id="f-6859">17</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2832" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageThree" scale="6" id="f-6860">18</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageThree" format="ixt:fixed-zero" scale="6" id="f-6861">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Net originations, purchases, disposals and repayments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2830" decimals="-6" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsNetOfOriginationPurchaseAndDisposals" scale="6" id="f-6862">36</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2831" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsNetOfOriginationPurchaseAndDisposals" scale="6" id="f-6863">8</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2832" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsNetOfOriginationPurchaseAndDisposals" scale="6" id="f-6864">159</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsNetOfOriginationPurchaseAndDisposals" scale="6" id="f-6865">131</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes to risk, parameters, and models<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2830" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsChangesToRiskParametresAndModels" scale="6" id="f-6866">107</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2831" decimals="-6" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsChangesToRiskParametresAndModels" scale="6" id="f-6867">21</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2832" decimals="-6" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsChangesToRiskParametresAndModels" scale="6" id="f-6868">81</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsChangesToRiskParametresAndModels" scale="6" id="f-6869">5</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange and other adjustments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2830" decimals="-6" name="mfc:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6870">18</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2831" decimals="-6" name="mfc:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6871">13</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2832" decimals="-6" name="mfc:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6872">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6873">35</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 107.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2833" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6874">434</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2834" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6875">213</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2835" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6876">181</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6877">828</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 203.15pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 312pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 312pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 1<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); text-decoration: none; white-space: pre;">Stage 3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2836" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6878">511</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2837" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6879">141</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2838" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6880">72</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6881">724</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net re-measurement due to transfers<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2839" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransfer" scale="6" id="f-6882">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2840" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransfer" scale="6" id="f-6883">6</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2841" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransfer" scale="6" id="f-6884">10</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransfer" format="ixt:fixed-zero" scale="6" id="f-6885">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 312pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 14.38pt; position: var(--position); text-decoration: none; white-space: pre;">Transfer to stage 1<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2839" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageOne" scale="6" id="f-6886">12</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2840" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageOne" scale="6" id="f-6887">11</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2841" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageOne" scale="6" id="f-6888">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageOne" format="ixt:fixed-zero" scale="6" id="f-6889">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 312pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 14.38pt; position: var(--position); text-decoration: none; white-space: pre;">Transfer to stage 2<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2839" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageTwo" scale="6" id="f-6890">6</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2840" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageTwo" scale="6" id="f-6891">28</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2841" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageTwo" scale="6" id="f-6892">22</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageTwo" format="ixt:fixed-zero" scale="6" id="f-6893">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 312pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 14.38pt; position: var(--position); text-decoration: none; white-space: pre;">Transfer to stage 3<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2839" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageThree" scale="6" id="f-6894">2</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2840" decimals="-6" sign="-" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageThree" scale="6" id="f-6895">11</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2841" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageThree" scale="6" id="f-6896">13</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.02pt; width: 50.25pt;"><span style="color: #6d6d6d; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:DecreaseInAllowanceForCreditLossesDueToTransferToStageThree" format="ixt:fixed-zero" scale="6" id="f-6897">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Net originations, purchases, disposals and repayments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2839" decimals="-6" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsNetOfOriginationPurchaseAndDisposals" scale="6" id="f-6898">45</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2840" decimals="-6" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsNetOfOriginationPurchaseAndDisposals" scale="6" id="f-6899">8</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2841" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsNetOfOriginationPurchaseAndDisposals" scale="6" id="f-6900">23</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsNetOfOriginationPurchaseAndDisposals" scale="6" id="f-6901">30</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes to risk, parameters, and models<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2839" decimals="-6" sign="-" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsChangesToRiskParametresAndModels" scale="6" id="f-6902">71</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2840" decimals="-6" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsChangesToRiskParametresAndModels" scale="6" id="f-6903">48</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2841" decimals="-6" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsChangesToRiskParametresAndModels" scale="6" id="f-6904">233</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:IncreaseDecreaseInAllowanceAccountForCreditLossesOnFinancialAssetsChangesToRiskParametresAndModels" scale="6" id="f-6905">210</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Foreign exchange and other adjustments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2839" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6906">6</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2840" decimals="-6" name="mfc:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6907">6</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2841" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6908">35</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6909">35</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 107.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2827" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6910">483</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2828" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6911">209</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2829" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6912">237</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:AllowanceAccountForCreditLossesOfFinancialAssets1" scale="6" id="f-6913">929</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 333.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(III)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureInTabularFormOfMacroeconomicVariablesUsedToMeasureAllowanceForCreditLossesTableTextBlock" id="f-6914" continuedAt="f-6914-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Significant judgements and estimates<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-6914-1" continuedAt="f-6914-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 344.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables show certain key macroeconomic variables used to estimate the ECL allowances by market. For the base <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 355pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">case, upside and downside scenarios, the projections are provided for the next 12 months and then for the remaining forecast <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 365.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">period, which represents a medium-term view.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 382.6pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 132.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 38.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 38.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 38.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 38.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 39pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 38.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 0pt; width: 77.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 77.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.1pt; position: var(--position); white-space: pre;">Base case scenario<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 0pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.17pt; position: var(--position); text-decoration: none; white-space: pre;">Upside scenario<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 0pt; width: 77.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 77.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.93pt; position: var(--position); text-decoration: none; white-space: pre;">Downside scenario 1<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 0pt; width: 77.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 77.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.93pt; position: var(--position); text-decoration: none; white-space: pre;">Downside scenario 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 132.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.53pt; position: var(--position); text-decoration: none; white-space: pre;">Current <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.69pt; position: var(--position); text-decoration: none; white-space: pre;">quarter<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 11.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.5pt; position: var(--position); text-decoration: none; white-space: pre;">Next 12 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.66pt; position: var(--position); text-decoration: none; white-space: pre;">months<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.9pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Ensuing 4 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.75pt; position: var(--position); text-decoration: none; white-space: pre;">Next 12 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.91pt; position: var(--position); text-decoration: none; white-space: pre;">months<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.9pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Ensuing 4 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 11.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.5pt; position: var(--position); text-decoration: none; white-space: pre;">Next 12 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.66pt; position: var(--position); text-decoration: none; white-space: pre;">months<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.9pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Ensuing 4 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 11.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.5pt; position: var(--position); text-decoration: none; white-space: pre;">Next 12 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.66pt; position: var(--position); text-decoration: none; white-space: pre;">months<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.9pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Ensuing 4 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 42.75pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Gross Domestic Product (GDP), in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. $ billions<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 42.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 17.5pt;"></span></span><span style="left: 23.849999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2842" decimals="-6" name="mfc:GrossDomesticProductValue" format="ixt:num-dot-decimal" scale="6" id="f-6915">1,983</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 42.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2843" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6916">1.8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 42.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2844" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6917">2.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 42.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2845" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6918">3.3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 42.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2846" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6919">2.3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 42.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.65pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.65pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2847" decimals="3" sign="-" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6920">2.0</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 42.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2848" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6921">2.3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 42.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.65pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.65pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2849" decimals="3" sign="-" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6922">3.9</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 42.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2850" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6923">2.2</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 63pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Unemployment rate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 63pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 24.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 24.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2842" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6924">6.7</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 34.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 63pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2843" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6925">6.8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 63pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2844" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6926">6.3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 63pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2845" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6927">6.5</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 63pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2846" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6928">5.8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 63pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2847" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6929">8.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 63pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2848" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6930">8.2</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 63pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2849" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6931">8.5</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 63pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.67pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.67pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2850" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6932">10.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 74.25pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.09pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.53pt; position: var(--position); text-decoration: none; white-space: pre;">NYMEX Light Sweet Crude Oil, in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.03pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. dollars, per barrel<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 74.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 21.22pt;"></span></span><span style="left: 27.57pt; position: var(--position);"><ix:nonFraction unitRef="usdPerBbl" contextRef="c-2842" decimals="1" name="srt:AverageSalesPrices" scale="0" id="f-6933">76.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 74.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 12.12pt;"></span></span><span style="left: 18.64pt; position: var(--position);"><ix:nonFraction unitRef="usdPerBbl" contextRef="c-2843" decimals="1" name="srt:AverageSalesPrices" scale="0" id="f-6934">75.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 74.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.37pt;"></span></span><span style="left: 17.89pt; position: var(--position);"><ix:nonFraction unitRef="usdPerBbl" contextRef="c-2844" decimals="1" name="srt:AverageSalesPrices" scale="0" id="f-6935">72.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 74.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.37pt;"></span></span><span style="left: 17.89pt; position: var(--position);"><ix:nonFraction unitRef="usdPerBbl" contextRef="c-2845" decimals="1" name="srt:AverageSalesPrices" scale="0" id="f-6936">79.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 74.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.37pt;"></span></span><span style="left: 17.89pt; position: var(--position);"><ix:nonFraction unitRef="usdPerBbl" contextRef="c-2846" decimals="1" name="srt:AverageSalesPrices" scale="0" id="f-6937">74.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 74.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 12.12pt;"></span></span><span style="left: 18.64pt; position: var(--position);"><ix:nonFraction unitRef="usdPerBbl" contextRef="c-2847" decimals="1" name="srt:AverageSalesPrices" scale="0" id="f-6938">59.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 74.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.37pt;"></span></span><span style="left: 17.89pt; position: var(--position);"><ix:nonFraction unitRef="usdPerBbl" contextRef="c-2848" decimals="1" name="srt:AverageSalesPrices" scale="0" id="f-6939">66.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 74.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 12.12pt;"></span></span><span style="left: 18.64pt; position: var(--position);"><ix:nonFraction unitRef="usdPerBbl" contextRef="c-2849" decimals="1" name="srt:AverageSalesPrices" scale="0" id="f-6940">50.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 74.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.37pt;"></span></span><span style="left: 17.89pt; position: var(--position);"><ix:nonFraction unitRef="usdPerBbl" contextRef="c-2850" decimals="1" name="srt:AverageSalesPrices" scale="0" id="f-6941">61.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 105.75pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Gross Domestic Product (GDP), in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. $ billions<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 105.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 13.78pt;"></span></span><span style="left: 20.13pt; position: var(--position);"><ix:nonFraction unitRef="usd" contextRef="c-2851" decimals="-6" name="mfc:GrossDomesticProductValue" format="ixt:num-dot-decimal" scale="6" id="f-6942">23,534</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 105.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2852" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6943">2.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2853" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6944">2.2</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2854" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6945">3.6</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2855" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6946">2.3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 105.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.65pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.65pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2856" decimals="3" sign="-" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6947">2.0</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2857" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6948">2.7</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 105.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.65pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.65pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2858" decimals="3" sign="-" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6949">4.2</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2859" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6950">2.5</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Unemployment rate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 126pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 24.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 24.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2851" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6951">4.2</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 126pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2852" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6952">4.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 126pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2853" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6953">4.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 126pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2854" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6954">3.3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 126pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2855" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6955">3.3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 126pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2856" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6956">7.3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 126pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2857" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6957">6.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 126pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2858" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6958">7.8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 126pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2859" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6959">8.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 137.25pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.53pt; position: var(--position); text-decoration: none; white-space: pre;">7-10 Year BBB U.S. Corporate Index<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 137.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 24.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 24.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2851" decimals="3" name="mfc:CorporateIndexPercentage" scale="-2" id="f-6960">5.5</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 137.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2852" decimals="3" name="mfc:CorporateIndexPercentage" scale="-2" id="f-6961">6.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 137.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2853" decimals="3" name="mfc:CorporateIndexPercentage" scale="-2" id="f-6962">6.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 137.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2854" decimals="3" name="mfc:CorporateIndexPercentage" scale="-2" id="f-6963">5.9</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 137.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2855" decimals="3" name="mfc:CorporateIndexPercentage" scale="-2" id="f-6964">6.2</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 137.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2856" decimals="3" name="mfc:CorporateIndexPercentage" scale="-2" id="f-6965">5.4</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 137.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2857" decimals="3" name="mfc:CorporateIndexPercentage" scale="-2" id="f-6966">5.6</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 137.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2858" decimals="3" name="mfc:CorporateIndexPercentage" scale="-2" id="f-6967">6.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 137.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2859" decimals="3" name="mfc:CorporateIndexPercentage" scale="-2" id="f-6968">5.4</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 148.5pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Japan<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 159.75pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Gross Domestic Product (GDP), in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">JPY billions<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 159.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; letter-spacing: -0.05em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">&#165;<span style="display: inline-block; height: 5.09pt; width: 11.5pt;"></span></span><span style="left: 17.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="jpy" contextRef="c-2860" decimals="-6" name="mfc:GrossDomesticProductValue" format="ixt:num-dot-decimal" scale="6" id="f-6969">563,281</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 159.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2861" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6970">0.9</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 159.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2862" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6971">0.7</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 159.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2863" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6972">2.8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 159.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2864" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6973">0.8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 159.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.65pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.65pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2865" decimals="3" sign="-" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6974">3.6</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 159.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2866" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6975">1.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 159.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.65pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.65pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2867" decimals="3" sign="-" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6976">7.1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 159.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2868" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-6977">1.6</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Unemployment rate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 180pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 24.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 24.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2860" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6978">2.5</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 180pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2861" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6979">2.5</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 180pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2862" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6980">2.2</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 180pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2863" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6981">2.4</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 180pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2864" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6982">2.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 180pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2865" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6983">3.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 180pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2866" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6984">2.9</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 180pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2867" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6985">3.2</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 180pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2868" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6986">3.5</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Hong Kong<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 202.5pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Unemployment rate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 202.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 24.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 24.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2869" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6987">3.0</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 202.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2870" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6988">2.9</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 202.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2871" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6989">3.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 202.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2872" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6990">2.5</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 202.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2873" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6991">2.7</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 202.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2874" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6992">4.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 202.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2875" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6993">3.8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 202.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2876" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6994">4.6</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 202.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2877" decimals="3" name="mfc:UnemploymentRatePercentage" scale="-2" id="f-6995">4.6</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 213.75pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Hang Seng Index<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 213.75pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2869" decimals="0" name="mfc:ShareIndex" format="ixt:num-dot-decimal" scale="0" id="f-6996">19,448</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 213.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2870" decimals="3" name="mfc:ShareIndexPercentage" scale="-2" id="f-6997">7.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 213.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2871" decimals="3" name="mfc:ShareIndexPercentage" scale="-2" id="f-6998">4.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 213.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.67pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.67pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2872" decimals="3" name="mfc:ShareIndexPercentage" scale="-2" id="f-6999">18.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 213.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2873" decimals="3" name="mfc:ShareIndexPercentage" scale="-2" id="f-7000">3.7</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 213.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 7.76pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 7.76pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2874" decimals="3" sign="-" name="mfc:ShareIndexPercentage" scale="-2" id="f-7001">19.7</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 213.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2875" decimals="3" name="mfc:ShareIndexPercentage" scale="-2" id="f-7002">9.9</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 213.75pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 7.76pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 7.76pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2876" decimals="3" sign="-" name="mfc:ShareIndexPercentage" scale="-2" id="f-7003">37.0</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 213.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.67pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.67pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2877" decimals="3" name="mfc:ShareIndexPercentage" scale="-2" id="f-7004">13.5</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">China<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 236.25pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">Gross Domestic Product (GDP), in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 132.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">CNY billions<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 236.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; letter-spacing: -0.05em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">&#165;<span style="display: inline-block; height: 5.09pt; width: 11.5pt;"></span></span><span style="left: 17.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cny" contextRef="c-2878" decimals="-6" name="mfc:GrossDomesticProductValue" format="ixt:num-dot-decimal" scale="6" id="f-7005">114,931</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 236.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.31pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 16.31pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2879" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-7006">4.0</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 236.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2880" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-7007">4.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 236.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2881" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-7008">6.5</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 236.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2882" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-7009">4.3</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 236.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.65pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.65pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2883" decimals="3" sign="-" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-7010">3.0</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 236.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2884" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-7011">4.6</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 236.25pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.65pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.65pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2885" decimals="3" sign="-" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-7012">5.7</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 236.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2886" decimals="3" name="mfc:GrossDomesticProductPercentage" scale="-2" id="f-7013">3.9</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 256.5pt; width: 132.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 132.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">FTSE Xinhua A200 Index<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 132.75pt; position: var(--position); top: 256.5pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2878" decimals="0" name="mfc:ShareIndex" format="ixt:num-dot-decimal" scale="0" id="f-7014">10,938</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 180pt; position: var(--position); top: 256.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.65pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.65pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2879" decimals="3" sign="-" name="mfc:ShareIndexPercentage" scale="-2" id="f-7015">0.6</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 219pt; position: var(--position); top: 256.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2880" decimals="3" name="mfc:ShareIndexPercentage" scale="-2" id="f-7016">4.8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 265.5pt; position: var(--position); top: 256.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.67pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.67pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2881" decimals="3" name="mfc:ShareIndexPercentage" scale="-2" id="f-7017">13.8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 256.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 15.56pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 15.56pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2882" decimals="3" name="mfc:ShareIndexPercentage" scale="-2" id="f-7018">2.8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 350.25pt; position: var(--position); top: 256.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 7.76pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 7.76pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2883" decimals="3" sign="-" name="mfc:ShareIndexPercentage" scale="-2" id="f-7019">31.1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 389.25pt; position: var(--position); top: 256.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.67pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.67pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2884" decimals="3" name="mfc:ShareIndexPercentage" scale="-2" id="f-7020">11.7</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 435.75pt; position: var(--position); top: 256.5pt; width: 39pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 39pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 7.76pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 7.76pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-2885" decimals="3" sign="-" name="mfc:ShareIndexPercentage" scale="-2" id="f-7021">40.5</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 26.03pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 474.75pt; position: var(--position); top: 256.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 11.67pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 11.67pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2886" decimals="3" name="mfc:ShareIndexPercentage" scale="-2" id="f-7022">13.5</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 25.28pt; position: var(--position);">%<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 94<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-6043-52" continuedAt="f-6043-53"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:continuation id="f-6914-2"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(IV)<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureInTabularFormOfEstimatedExpectedCreditLossesFromAllMacroeconomicScenariosTableTextBlock" id="f-7023" continuedAt="f-7023-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Sensitivity to changes in economic assumptions<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7023-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table shows the ECL allowance balance which resulted from all four macroeconomic scenarios (including the more <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">heavily weighted best estimate baseline scenario, one upside and two downside scenarios) weighted by probability of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">occurrence and shows an ECL allowance resulting from only the baseline scenario.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 90.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 29.18pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.18pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Probability-weighted ECL<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.11pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:EstimatedExpectedCreditLossBasedOnProbability" scale="6" id="f-7024">828</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.11pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:EstimatedExpectedCreditLossBasedOnProbability" scale="6" id="f-7025">929</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Baseline ECL<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.11pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:BaseLineExpectedCreditLosses" scale="6" id="f-7026">629</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.11pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:BaseLineExpectedCreditLosses" scale="6" id="f-7027">659</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Difference - in amount<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.11pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:DifferenceInTheExpectedCreditLossesBetweenTheTwoMethods" scale="6" id="f-7028">199</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.11pt;"></span></span><span style="left: 30.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:DifferenceInTheExpectedCreditLossesBetweenTheTwoMethods" scale="6" id="f-7029">270</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Difference - in percentage<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 16.41pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 16.41pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-1" decimals="4" name="mfc:PercentageDifferenceInTheExpectedCreditLossesBetweenTheTwoMethods" scale="-2" id="f-7030">24.03</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 16.41pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 16.41pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2" decimals="4" name="mfc:PercentageDifferenceInTheExpectedCreditLossesBetweenTheTwoMethods" scale="-2" id="f-7031">29.06</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 160.95pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3742"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 160.95pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-6043-53" continuedAt="f-6043-54"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Securities lending, repurchase and reverse repurchase transactions<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-54" continuedAt="f-6043-55"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 172.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company engages in securities lending to generate fee income. Collateral exceeding the market value of the loaned <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 183.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">securities is retained by the Company until the underlying security has been returned to the Company. The market value of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 194.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">loaned securities is monitored daily and additional collateral is obtained or refunded as the market value of the underlying loaned <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 205.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">securities fluctuates. As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.47pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 230.44pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company had loaned securities (which are included in invested assets) with <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 215.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">a market value of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 116.47pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2887" decimals="-6" name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:num-dot-decimal" scale="6" id="f-7032">1,021</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 143.97pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.46pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2888" decimals="-6" name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7033">626</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 199.46pt; position: var(--position); text-decoration: none; white-space: pre;">). The Company holds collateral with a current market value that exceeds the value of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 226.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">securities lent in all cases.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 243.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company engages in reverse repurchase transactions to generate fee income to take possession of securities to cover short <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 254.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">positions in similar instruments and to meet short-term funding requirements. As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.3pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.27pt; position: var(--position); text-decoration: none; white-space: pre;">,<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 456.77pt; position: var(--position); text-decoration: none; white-space: pre;"> the Company had <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 265.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">outstanding reverse repurchase transactions of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 234.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" format="ixt:num-dot-decimal" scale="6" id="f-7034">1,594</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.43pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 267.91999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.91999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.91999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" scale="6" id="f-7035">466</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 317.92pt; position: var(--position); text-decoration: none; white-space: pre;">) which are recorded as short-term receivables. In addition, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 275.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the Company had outstanding repurchase transactions of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" scale="6" id="f-7036">668</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 295.93pt; position: var(--position); text-decoration: none; white-space: pre;"> as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 399.4pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 401.9pt; position: var(--position); text-decoration: none; white-space: pre;">(<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.89pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.89pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" scale="6" id="f-7037">202</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.89pt; position: var(--position); text-decoration: none; white-space: pre;">) which are recorded as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 286.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">payables.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 303.45pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3752"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 303.45pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(e)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-6043-55" continuedAt="f-6043-56"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Credit default swaps<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-56" continuedAt="f-6043-57"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 315.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company replicates exposure to specific issuers by selling credit protection via credit default swaps (&#8220;CDS&#8221;) to complement <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 325.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">its cash debt securities investing. The Company does not write CDS protection more than its government bond holdings. A CDS <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 336.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">is a derivative instrument representing an agreement between two parties to exchange the credit risk of a single specified entity <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 347.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">or an index based on the credit risk of a group of entities (all commonly referred to as the &#8220;reference entity&#8221; or a portfolio of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 358.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">&#8220;reference entities&#8221;), in return for a periodic premium. CDS contracts typically have a <span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:TermOfCreditDefaultSwaps" format="ixt-sec:durwordsen" id="f-7038"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.26pt; position: var(--position); text-decoration: none; white-space: pre;">five<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 396.25pt; position: var(--position); text-decoration: none; white-space: pre;">-year<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 416.73pt; position: var(--position); text-decoration: none; white-space: pre;"> term.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 375.15pt; width: 594pt;"><ix:nonNumeric contextRef="c-2889" name="ifrs-full:DisclosureOfInformationAboutCreditExposuresDesignatedAsMeasuredAtFairValueThroughProfitOrLossExplanatory" id="f-7039" continuedAt="f-7039-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present details of the credit default swap protection sold by type of contract and external agency rating for <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7039-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 385.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the underlying reference security.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 402.75pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 362.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 36pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 362.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 27.94pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.54pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.22pt; position: var(--position); text-decoration: none; white-space: pre;">Notional <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 27.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.99pt; position: var(--position); text-decoration: none; white-space: pre;">amount<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 27.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.15pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.74pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.45pt; position: var(--position); text-decoration: none; white-space: pre;">Weighted <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.14pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.59pt; position: var(--position); text-decoration: none; white-space: pre;">average <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.54pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20pt; position: var(--position); text-decoration: none; white-space: pre;">maturity <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 27.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.17pt; position: var(--position); text-decoration: none; white-space: pre;">(in years)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 36pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Single name CDS<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 71.53pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3),(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: bold; left: 85.67pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;"> <span style="display: inline-block; height: 3.7830000000000004pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 87.11pt; position: var(--position); text-decoration: none; white-space: pre;">&#8211; Corporate debt<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 48pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 22.25pt; position: var(--position); text-decoration: none; white-space: pre;">AA<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 48pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2890" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7040">23</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 48pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2890" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-7041">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 48pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 43.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2891" name="mfc:WeightedAverageMaturityTerm" format="ixt-sec:duryear" id="f-7042">3</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 60pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 23.4pt; position: var(--position); text-decoration: none; white-space: pre;">A<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 60pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2892" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7043">68</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 60pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2892" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-7044">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 60pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 43.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2893" name="mfc:WeightedAverageMaturityTerm" format="ixt-sec:duryear" id="f-7045">3</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 72pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 23.4pt; position: var(--position); text-decoration: none; white-space: pre;">BBB<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2894" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7046">23</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2894" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-7047">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 72pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 43.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2895" name="mfc:WeightedAverageMaturityTerm" format="ixt-sec:duryear" id="f-7048">2</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 84pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total single name CDS<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 84pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2896" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7049">114</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 84pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2896" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-7050">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 84pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 43.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2897" name="mfc:WeightedAverageMaturityTerm" format="ixt-sec:duryear" id="f-7051">3</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 96pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total CDS protection sold<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 96pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2898" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7052">114</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 96pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2898" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-7053">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 96pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 43.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2899" name="mfc:WeightedAverageMaturityTerm" format="ixt-sec:duryear" id="f-7054">3</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 36pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 108pt; width: 362.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 27.94pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 108pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.54pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.22pt; position: var(--position); text-decoration: none; white-space: pre;">Notional <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 27.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.99pt; position: var(--position); text-decoration: none; white-space: pre;">amount<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 108pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 27.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.15pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 108pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.74pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.45pt; position: var(--position); text-decoration: none; white-space: pre;">Weighted <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.14pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.59pt; position: var(--position); text-decoration: none; white-space: pre;">average <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.54pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20pt; position: var(--position); text-decoration: none; white-space: pre;">maturity <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 27.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.17pt; position: var(--position); text-decoration: none; white-space: pre;">(in years)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 144pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Single name CDS<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 71.53pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3),(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: bold; left: 85.67pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;"> <span style="display: inline-block; height: 3.7830000000000004pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 87.11pt; position: var(--position); text-decoration: none; white-space: pre;">&#8211; Corporate debt<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 156pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 22.25pt; position: var(--position); text-decoration: none; white-space: pre;">AA<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 156pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2900" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7055">23</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 156pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2900" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-7056">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 156pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 43.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2901" name="mfc:WeightedAverageMaturityTerm" format="ixt-sec:duryear" id="f-7057">4</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 168pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 23.4pt; position: var(--position); text-decoration: none; white-space: pre;">A<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 168pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2902" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7058">94</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 168pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2902" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-7059">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 168pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 43.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2903" name="mfc:WeightedAverageMaturityTerm" format="ixt-sec:duryear" id="f-7060">3</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 23.4pt; position: var(--position); text-decoration: none; white-space: pre;">BBB<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2904" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7061">14</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2904" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-7062">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 43.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2905" name="mfc:WeightedAverageMaturityTerm" format="ixt-sec:duryear" id="f-7063">1</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 192pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total single name CDS<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 192pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2906" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7064">131</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 192pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2906" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-7065">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 192pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 43.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2907" name="mfc:WeightedAverageMaturityTerm" format="ixt-sec:duryear" id="f-7066">3</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 204pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total CDS protection sold<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 204pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2908" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7067">131</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 204pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2908" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" scale="6" id="f-7068">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 204pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 43.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2909" name="mfc:WeightedAverageMaturityTerm" format="ixt-sec:duryear" id="f-7069">3</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 623.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Notional amounts represent the maximum future payments the Company would have to pay its counterparties assuming a default of the underlying credit and zero <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 632.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">recovery on the underlying issuer obligations. <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 641.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The weighted average maturity of the CDS is weighted based on notional amounts.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 651.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Ratings are based on S&amp;P <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 139.3pt; position: var(--position); text-decoration: none; white-space: pre;">where<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 158.35pt; position: var(--position); text-decoration: none; white-space: pre;"> available followed by Moody&#8217;s, Morningstar DBRS, and Fitch. If no rating is available from a rating agency, an internally <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 660.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">developed rating is used.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 669.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The Company held <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 116.11pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:CreditDerivativePurchasedCreditProtection1" format="ixt:fixed-zero" scale="6" id="f-7070"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:CreditDerivativePurchasedCreditProtection1" format="ixt:fixed-zero" scale="6" id="f-7071">no</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 123.89pt; position: var(--position); text-decoration: none; white-space: pre;"> purchased credit protection as at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 229.23000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 290.66pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 306.21pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 321.77pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 684.35pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3760"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 684.35pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(f)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-6043-57" continuedAt="f-6043-58"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Derivatives<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-58" continuedAt="f-6043-59"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 696.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s point-in-time exposure to losses related to credit risk of a derivative counterparty is limited to the amount of any <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 706.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">net gains that may have accrued with the particular counterparty. Gross derivative counterparty exposure is measured as the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 717.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">total fair value (including accrued interest) of all outstanding contracts in a gain position excluding any offsetting contracts in a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 728.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">loss position and the impact of collateral on hand. The Company limits the risk of credit losses from derivative counterparties by: <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">95<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-6043-59" continuedAt="f-6043-60"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">using investment grade counterparties, entering into master netting arrangements which permit the offsetting of contracts in a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">loss position in the case of a counterparty default and entering into Credit Support Annex agreements whereby collateral must be <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">provided when the exposure exceeds a certain threshold.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">All contracts are held with or guaranteed by investment grade counterparties, the majority of whom are rated A- or higher. As at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.97pt; position: var(--position); text-decoration: none; white-space: pre;">, the percentage of the Company&#8217;s derivative exposure with counterparties rated AA- or higher was<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 507.13pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 509.63pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2910" decimals="2" name="mfc:DerivativeExposureWithCounterpartiesPercentage" scale="-2" id="f-7072">30</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 519.63pt; position: var(--position); text-decoration: none; white-space: pre;"> per <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">cent (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.489999999999995pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 88.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2911" decimals="2" name="mfc:DerivativeExposureWithCounterpartiesPercentage" scale="-2" id="f-7073">33</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 133.48000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">). As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 163.98000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.95pt; position: var(--position); text-decoration: none; white-space: pre;">, the largest single counterparty exposure, without taking into consideration <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the impact of master netting agreements or the benefit of collateral held, was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.35pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2912" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7074">1,319</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 370.85pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.34pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 396.34pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.34pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2913" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7075">1,357</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 433.84pt; position: var(--position); text-decoration: none; white-space: pre;">). The net exposure to this <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">counterparty, after taking into consideration master netting agreements and the fair value of collateral held, was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 480.12pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2912" decimals="-6" name="mfc:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" format="ixt:fixed-zero" scale="6" id="f-7076">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.1pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.59pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 519.5899999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 132.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2913" decimals="-6" name="mfc:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" format="ixt:fixed-zero" scale="6" id="f-7077">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.980000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 149.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3770"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 149.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(g)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-6043-60" continuedAt="f-6043-61"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Offsetting financial assets and financial liabilities<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-61" continuedAt="f-6043-62"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 161.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Certain derivatives, securities lent and repurchase agreements have conditional offset rights. The Company does not offset these <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 172.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">financial instruments in the Consolidated Statements of Financial Position, as the rights of offset are conditional.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 189pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In the case of derivatives, collateral is collected from and pledged to counterparties and clearing houses to manage credit risk <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 199.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">exposure in accordance with Credit Support Annexes to swap agreements and clearing agreements. Under master netting <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 210.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">agreements, the Company has a right of offset in the event of default, insolvency, bankruptcy or other early termination.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 227.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In the case of reverse repurchase and repurchase transactions, additional collateral may be collected from or pledged to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 238.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">counterparties to manage credit exposure according to bilateral reverse repurchase or repurchase agreements. In the event of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 249pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">default by a reverse purchase transaction counterparty, the Company is entitled to liquidate the collateral held to offset against <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 259.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the same counterparty&#8217;s obligation.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 276.6pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" id="f-7078" continuedAt="f-7078-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables presents the effect of conditional master netting and similar arrangements. Similar arrangements may <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7078-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 287.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">include global master repurchase agreements, global master securities lending agreements, and any related rights to financial <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 298.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">collateral pledged or received.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 309pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 510pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 237.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 24pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 47.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 288pt; position: var(--position); top: 0pt; width: 124.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 124.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.03pt; position: var(--position); text-decoration: none; white-space: pre;">Related amounts not set off in the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 124.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.34pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statements of Financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 124.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 49.81pt; position: var(--position); text-decoration: none; white-space: pre;">Position<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 237.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 237.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.49pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.96pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Gross <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.89pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.77pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">amounts of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.29pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.37pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.68pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">instruments<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.98pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 288pt; position: var(--position); top: 29.25pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.38pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts subject to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.58pt; position: var(--position); text-decoration: none; white-space: pre;">an enforceable <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.54pt; position: var(--position); text-decoration: none; white-space: pre;">master netting <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: var(--position); text-decoration: none; white-space: pre;">arrangement or <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.77pt; position: var(--position); text-decoration: none; white-space: pre;">similar agreements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.09pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.89pt; position: var(--position); text-decoration: none; white-space: pre;">Financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.49pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.48pt; position: var(--position); text-decoration: none; white-space: pre;">and cash <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.89pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.89pt; position: var(--position); text-decoration: none; white-space: pre;">collateral <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.29pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.98pt; position: var(--position); text-decoration: none; white-space: pre;">pledged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.22pt; position: var(--position); text-decoration: none; white-space: pre;">(received)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.09pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.99pt; position: var(--position); text-decoration: none; white-space: pre;">Net <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.49pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.04pt; position: var(--position); text-decoration: none; white-space: pre;">amounts <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.89pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.27pt; position: var(--position); text-decoration: none; white-space: pre;">including <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.29pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.88pt; position: var(--position); text-decoration: none; white-space: pre;">financing <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.61pt; position: var(--position); text-decoration: none; white-space: pre;">entity<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 29.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.97pt; position: var(--position); text-decoration: none; white-space: pre;">Net <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.02pt; position: var(--position); text-decoration: none; white-space: pre;">amounts <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.3pt; position: var(--position); text-decoration: none; white-space: pre;">excluding <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.86pt; position: var(--position); text-decoration: none; white-space: pre;">financing <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.14pt; position: var(--position); text-decoration: none; white-space: pre;">entity<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 75pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Financial assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 87pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 87pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2914" decimals="-6" name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:num-dot-decimal" scale="6" id="f-7079">9,048</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 87pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2914" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7080">6,633</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 87pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2914" decimals="-6" name="ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7081">1,986</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 87pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2914" decimals="-6" name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7082">429</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 87pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.45pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2914" decimals="-6" name="mfc:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" scale="6" id="f-7083">429</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 99pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Securities lending<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2887" decimals="-6" name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:num-dot-decimal" scale="6" id="f-7084">1,021</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2887" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-7085">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2887" decimals="-6" name="ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7086">1,021</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2887" decimals="-6" name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:fixed-zero" scale="6" id="f-7087">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 99pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2887" decimals="-6" name="mfc:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" format="ixt:fixed-zero" scale="6" id="f-7088">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 111pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reverse repurchase agreements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2915" decimals="-6" name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:num-dot-decimal" scale="6" id="f-7089">1,594</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2915" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" scale="6" id="f-7090">569</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2915" decimals="-6" name="ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7091">1,025</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 111pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2915" decimals="-6" name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:fixed-zero" scale="6" id="f-7092">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 111pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2915" decimals="-6" name="mfc:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" format="ixt:fixed-zero" scale="6" id="f-7093">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 123pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total financial assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 123pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:num-dot-decimal" scale="6" id="f-7094">11,663</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 123pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7095">7,202</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 123pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7096">4,032</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 123pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7097">429</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 123pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.45pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" scale="6" id="f-7098">429</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Financial liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 147pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.69pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2916" decimals="-6" name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:num-dot-decimal" scale="6" id="f-7099">15,026</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2916" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-7100">6,633</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2916" decimals="-6" name="ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-7101">8,305</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 147pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2916" decimals="-6" name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7102">88</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 147pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 32.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2916" decimals="-6" name="mfc:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" scale="6" id="f-7103">15</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 159pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Repurchase agreements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 159pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2917" decimals="-6" name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7104">668</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 159pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2917" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" scale="6" id="f-7105">569</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 159pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2917" decimals="-6" name="ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" scale="6" id="f-7106">99</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 159pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2917" decimals="-6" name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:fixed-zero" scale="6" id="f-7107">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 159pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2917" decimals="-6" name="mfc:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" format="ixt:fixed-zero" scale="6" id="f-7108">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 171pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total financial liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.69pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:num-dot-decimal" scale="6" id="f-7109">15,694</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-7110">7,202</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-7111">8,404</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 171pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7112">88</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 171pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 32.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" scale="6" id="f-7113">15</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 288pt; position: var(--position); top: 183pt; width: 124.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 124.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.03pt; position: var(--position); text-decoration: none; white-space: pre;">Related amounts not set off in the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 124.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.34pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statements of Financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 124.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 49.81pt; position: var(--position); text-decoration: none; white-space: pre;">Position<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 212.25pt; width: 237.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 237.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.49pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.96pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Gross <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.89pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.77pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">amounts of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.29pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.37pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.68pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">instruments<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.98pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 288pt; position: var(--position); top: 212.25pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.38pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts subject to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.58pt; position: var(--position); text-decoration: none; white-space: pre;">an enforceable <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.54pt; position: var(--position); text-decoration: none; white-space: pre;">master netting <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: var(--position); text-decoration: none; white-space: pre;">arrangement or <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.77pt; position: var(--position); text-decoration: none; white-space: pre;">similar agreements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.09pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.89pt; position: var(--position); text-decoration: none; white-space: pre;">Financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.49pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.48pt; position: var(--position); text-decoration: none; white-space: pre;">and cash <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.89pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.89pt; position: var(--position); text-decoration: none; white-space: pre;">collateral <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.29pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.98pt; position: var(--position); text-decoration: none; white-space: pre;">pledged <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.22pt; position: var(--position); text-decoration: none; white-space: pre;">(received)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.09pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.99pt; position: var(--position); text-decoration: none; white-space: pre;">Net <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.49pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.04pt; position: var(--position); text-decoration: none; white-space: pre;">amounts <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.89pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.27pt; position: var(--position); text-decoration: none; white-space: pre;">including <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 29.29pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.88pt; position: var(--position); text-decoration: none; white-space: pre;">financing <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.61pt; position: var(--position); text-decoration: none; white-space: pre;">entity<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.32pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 212.25pt; width: 47.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.97pt; position: var(--position); text-decoration: none; white-space: pre;">Net <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.02pt; position: var(--position); text-decoration: none; white-space: pre;">amounts <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.3pt; position: var(--position); text-decoration: none; white-space: pre;">excluding <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.86pt; position: var(--position); text-decoration: none; white-space: pre;">financing <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.14pt; position: var(--position); text-decoration: none; white-space: pre;">entity<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Financial assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2918" decimals="-6" name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:num-dot-decimal" scale="6" id="f-7114">9,044</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2918" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7115">6,516</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2918" decimals="-6" name="ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7116">2,374</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2918" decimals="-6" name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7117">154</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 270pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.45pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2918" decimals="-6" name="mfc:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" scale="6" id="f-7118">154</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 282pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Securities lending<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 282pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2888" decimals="-6" name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7119">626</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 282pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2888" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-7120">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 282pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2888" decimals="-6" name="ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" scale="6" id="f-7121">626</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 282pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2888" decimals="-6" name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:fixed-zero" scale="6" id="f-7122">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 282pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2888" decimals="-6" name="mfc:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" format="ixt:fixed-zero" scale="6" id="f-7123">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 294pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reverse repurchase agreements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 294pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2919" decimals="-6" name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7124">466</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 294pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2919" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" scale="6" id="f-7125">202</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 294pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2919" decimals="-6" name="ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" scale="6" id="f-7126">264</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 294pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2919" decimals="-6" name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:fixed-zero" scale="6" id="f-7127">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 294pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2919" decimals="-6" name="mfc:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" format="ixt:fixed-zero" scale="6" id="f-7128">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 306pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total financial assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 306pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:num-dot-decimal" scale="6" id="f-7129">10,136</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 306pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7130">6,718</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 306pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-7131">3,264</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 306pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7132">154</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 306pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.45pt;"></span></span><span style="left: 30.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" scale="6" id="f-7133">154</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 318pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Financial liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 330pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivative liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 330pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.69pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2920" decimals="-6" name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:num-dot-decimal" scale="6" id="f-7134">12,600</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 330pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2920" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-7135">6,516</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 330pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2920" decimals="-6" name="ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-7136">5,958</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 330pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2920" decimals="-6" name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7137">126</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 330pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 32.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2920" decimals="-6" name="mfc:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" scale="6" id="f-7138">57</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 342pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Repurchase agreements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 342pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2921" decimals="-6" name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7139">202</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 342pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2921" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" scale="6" id="f-7140">202</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 342pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2921" decimals="-6" name="ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" format="ixt:fixed-zero" scale="6" id="f-7141">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 342pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2921" decimals="-6" name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:fixed-zero" scale="6" id="f-7142">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 342pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 38.55pt;"></span></span><span style="left: 41.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2921" decimals="-6" name="mfc:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" format="ixt:fixed-zero" scale="6" id="f-7143">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 354pt; width: 237.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 237.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total financial liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 237.75pt; position: var(--position); top: 354pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.69pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" format="ixt:num-dot-decimal" scale="6" id="f-7144">12,802</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 354pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-7145">6,718</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 354pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-7146">5,958</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 354pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" scale="6" id="f-7147">126</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 354pt; width: 47.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 47.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.23pt;"></span></span><span style="left: 32.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsExcludingFinancingTrusts" scale="6" id="f-7148">57</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 680pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Financial assets and liabilities include accrued interest of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 223.69pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InterestReceivable" scale="6" id="f-7149">388</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 239.25pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 254.8pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InterestPayable" scale="6" id="f-7150">779</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 270.36pt; position: var(--position); text-decoration: none; white-space: pre;"> respectively (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 313.5pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 329.06pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 336.83pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InterestReceivable" scale="6" id="f-7151">502</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 352.39pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 367.94pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InterestPayable" scale="6" id="f-7152">913</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 383.5pt; position: var(--position); text-decoration: none; white-space: pre;"> respectively).<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 688.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Financial and cash collateral exclude over-collateralization. As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 247.8pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 309.22999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company was over-collateralized on OTC derivative assets, OTC <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 696.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">derivative liabilities, securities lending and reverse repurchase agreements and repurchase agreements in the amounts of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 423.91999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OverCollateralizedOnSecuritiesLendingAndReversePurchaseAgreements" scale="6" id="f-7153">641</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 439.47999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 443.35999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OverCollateralizedOnOverTheCounterDerivativeLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-7154">2,472</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 464.75pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 468.63pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OverCollateralizedOnOverTheCounterDerivativeAssets" scale="6" id="f-7155">35</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 480.3pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 495.84999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OverCollateralizedOnRepurchaseAgreements" format="ixt:fixed-zero" scale="6" id="f-7156">nil</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 506.72999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> respectively <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 705.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">(<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 48.41pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 63.97pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 71.74pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:OverCollateralizedOnSecuritiesLendingAndReversePurchaseAgreements" scale="6" id="f-7157">424</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 87.3pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 91.18pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:OverCollateralizedOnOverTheCounterDerivativeLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-7158">1,420</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 112.57pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 116.45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:OverCollateralizedOnOverTheCounterDerivativeAssets" scale="6" id="f-7159">20</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 128.12pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 143.67000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:OverCollateralizedOnRepurchaseAgreements" format="ixt:fixed-zero" scale="6" id="f-7160">nil</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 154.55pt; position: var(--position); text-decoration: none; white-space: pre;"> respectively). As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 217.12pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 278.55pt; position: var(--position); text-decoration: none; white-space: pre;">, collateral pledged (received) does not include collateral-in-transit on OTC instruments <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 713.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">or initial margin on <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 105.14pt; position: var(--position); text-decoration: none; white-space: pre;">exchange-traded<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 157.64pt; position: var(--position); text-decoration: none; white-space: pre;"> contracts or cleared contracts.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 722pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Includes derivative contracts entered between the Company and its unconsolidated financing entity. The Company does not exchange collateral on derivative <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 730.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">contracts entered with this entity. Refer to note <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 191.69pt; position: var(--position); text-decoration: none; white-space: pre;">17<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 199.46999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 96<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-6043-62" continuedAt="f-6043-63"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company also has certain credit linked note assets and variable surplus note liabilities which have unconditional offsetting <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">rights. Under the netting agreements, the Company has rights of offset including in the event of the Company&#8217;s default, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">insolvency, or bankruptcy. These financial instruments are offset in the Consolidated Statements of Financial Position.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">A credit linked note is a debt instrument the term of which, in this case, is linked to a variable surplus note. A surplus note is a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">subordinated debt obligation that often qualifies as surplus (the U.S. statutory equivalent of equity) by some U.S. state insurance <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">regulators. Interest payments on surplus notes are made after all other contractual payments are made. <span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfOffsettingOfFinancialLiabilitiesExplanatory" id="f-7161" continuedAt="f-7161-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 458.66pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7161-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">present the effect of unconditional netting.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 122.1pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 349.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 12.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 349.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 349.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.74pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Gross amounts <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.4pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">of financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.32pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">instruments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 0pt; width: 63pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 63pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.2pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Amounts subject to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 63pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">an enforceable <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 63pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.43pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">netting arrangement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.1pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Net amounts of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.12pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.32pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">instruments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 349.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 349.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Credit linked note<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 67.52pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2922" decimals="-6" name="mfc:GrossAmountsOfFinancialInstruments" format="ixt:num-dot-decimal" scale="6" id="f-7162">1,392</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2922" decimals="-6" name="mfc:AmountsSubjectToAnEnforceableNettingArrangement" format="ixt:num-dot-decimal" scale="6" id="f-7163">1,392</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2922" decimals="-6" name="mfc:NetAmountsOfFinancialInstrumentsPresentedInTheConsolidatedStatementsOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-7164">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 41.25pt; width: 349.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 349.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Variable surplus note<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2923" decimals="-6" sign="-" name="mfc:GrossAmountsOfFinancialInstruments" format="ixt:num-dot-decimal" scale="6" id="f-7165">1,392</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2923" decimals="-6" sign="-" name="mfc:AmountsSubjectToAnEnforceableNettingArrangement" format="ixt:num-dot-decimal" scale="6" id="f-7166">1,392</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2923" decimals="-6" name="mfc:NetAmountsOfFinancialInstrumentsPresentedInTheConsolidatedStatementsOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-7167">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 53.25pt; width: 349.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 30.19pt; width: 349.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.74pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Gross amounts <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.4pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">of financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.32pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">instruments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 399.75pt; position: var(--position); top: 53.25pt; width: 63pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 63pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.2pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Amounts subject to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 63pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">an enforceable <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 63pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.43pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">netting arrangement<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.1pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Net amounts of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.12pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">financial <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.32pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">instruments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 91.5pt; width: 349.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 349.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Credit linked note<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 67.52pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2924" decimals="-6" name="mfc:GrossAmountsOfFinancialInstruments" format="ixt:num-dot-decimal" scale="6" id="f-7168">1,276</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 17.13pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2924" decimals="-6" name="mfc:AmountsSubjectToAnEnforceableNettingArrangement" format="ixt:num-dot-decimal" scale="6" id="f-7169">1,276</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2924" decimals="-6" name="mfc:NetAmountsOfFinancialInstrumentsPresentedInTheConsolidatedStatementsOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-7170">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 349.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 349.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Variable surplus note<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 349.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2925" decimals="-6" sign="-" name="mfc:GrossAmountsOfFinancialInstruments" format="ixt:num-dot-decimal" scale="6" id="f-7171">1,276</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2925" decimals="-6" sign="-" name="mfc:AmountsSubjectToAnEnforceableNettingArrangement" format="ixt:num-dot-decimal" scale="6" id="f-7172">1,276</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2925" decimals="-6" name="mfc:NetAmountsOfFinancialInstrumentsPresentedInTheConsolidatedStatementsOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-7173">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 242.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 72.95pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 134.38pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 149.93pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 165.49pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company had <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 226.51999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="cad" contextRef="c-2926" decimals="-6" name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-7174"><ix:nonFraction unitRef="cad" contextRef="c-2927" decimals="-6" name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-7175">no</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 234.3pt; position: var(--position); text-decoration: none; white-space: pre;"> fixed surplus notes outstanding. Refer to note <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 378.89pt; position: var(--position); text-decoration: none; white-space: pre;">18 (g)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 397.15999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 257.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3788"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 257.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(h)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-6043-63" continuedAt="f-6043-64"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Risk concentrations<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-64" continuedAt="f-6043-65"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 269.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company defines enterprise-wide investment portfolio level targets and limits to ensure that portfolios are diversified across <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 280.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">asset classes and individual investment risks. The Company monitors actual investment positions and risk exposures for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 291pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">concentration risk and reports its findings to the Executive Risk Committee and the Risk Committee of the Board of Directors.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 307.8pt; width: 594pt;"><ix:nonNumeric contextRef="c-2928" name="ifrs-full:DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsExplanatory" id="f-7176" continuedAt="f-7176-1" escape="true"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.63pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Debt securities and private placements rated as investment grade BBB or higher<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 286.77pt; position: var(--position); top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2928" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsInvestmentPercentage" scale="-2" id="f-7177">96</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2929" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsInvestmentPercentage" scale="-2" id="f-7178">95</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.63pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Government debt securities as a per cent of total debt securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2930" decimals="2" name="mfc:GovernmentDebtSecuritiesPercentage" scale="-2" id="f-7179">40</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2931" decimals="2" name="mfc:GovernmentDebtSecuritiesPercentage" scale="-2" id="f-7180">38</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.63pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Government private placements as a per cent of total private placements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 31.95pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.95pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2930" decimals="2" name="mfc:GovernmentPrivatePlacementsPercentage" scale="-2" id="f-7181">9</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2931" decimals="2" name="mfc:GovernmentPrivatePlacementsPercentage" scale="-2" id="f-7182">10</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.63pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Highest exposure to a single non-government debt security or private placement issuer<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2930" decimals="-6" name="mfc:MaximumExposureToSingleNongovernmentDebtSecurityAndPrivatePlacementIssuer" format="ixt:num-dot-decimal" scale="6" id="f-7183">1,121</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2931" decimals="-6" name="mfc:MaximumExposureToSingleNongovernmentDebtSecurityAndPrivatePlacementIssuer" format="ixt:num-dot-decimal" scale="6" id="f-7184">1,131</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.63pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Largest single issuer as a per cent of the total equity portfolio<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 31.95pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.95pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2930" decimals="2" name="mfc:LargestSingleIssuerOfEquityPortfolioPercentage" scale="-2" id="f-7185">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 31.95pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.95pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2931" decimals="2" name="mfc:LargestSingleIssuerOfEquityPortfolioPercentage" scale="-2" id="f-7186">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 412.5pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 2.63pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Income producing commercial office properties (2024 &#8211; <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 199.6pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2930" decimals="2" name="mfc:IncomeProducingCommercialOfficePropertiesPercentage" scale="-2" id="f-7187">35</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 215.59pt; position: var(--position); white-space: pre;"> of real estate, 2023 &#8211; <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 295.06pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2931" decimals="2" name="mfc:IncomeProducingCommercialOfficePropertiesPercentage" scale="-2" id="f-7188">37</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 311.05pt; position: var(--position); white-space: pre;">)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2930" decimals="-6" name="mfc:IncomeProducingCommercialOfficeProperties" format="ixt:num-dot-decimal" scale="6" id="f-7189">4,696</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 16.45pt;"></span></span><span style="left: 23.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2931" decimals="-6" name="mfc:IncomeProducingCommercialOfficeProperties" format="ixt:num-dot-decimal" scale="6" id="f-7190">4,829</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 412.5pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 2.63pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Largest concentration of mortgages and real estate<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 183.32999999999998pt; position: var(--position); top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 189.68pt; position: var(--position); white-space: pre;"> &#8211; Ontario Canada (2024 &#8211; <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 286.46pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2932" decimals="2" name="mfc:MaximumConcentrationOfMortgagesAndRealEstatePercentage" scale="-2" id="f-7191">28</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 302.45pt; position: var(--position); white-space: pre;">, 2023 &#8211; <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 333.53pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2933" decimals="2" name="mfc:MaximumConcentrationOfMortgagesAndRealEstatePercentage" scale="-2" id="f-7192">29</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 349.52pt; position: var(--position); white-space: pre;">)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.01pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2930" decimals="-6" name="mfc:MaximumConcentrationOfMortgagesAndRealEstate" format="ixt:num-dot-decimal" scale="6" id="f-7193">19,052</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.01pt;"></span></span><span style="left: 19.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2931" decimals="-6" name="mfc:MaximumConcentrationOfMortgagesAndRealEstate" format="ixt:num-dot-decimal" scale="6" id="f-7194">19,003</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></ix:nonNumeric></div><ix:continuation id="f-7176-1"><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 408.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Investment grade debt securities and private placements include <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 256.44pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2934" decimals="2" name="mfc:InvestmentGradeDebtSecuritiesAndPrivatePlacementsRate" scale="-2" id="f-7195">37</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 270.44pt; position: var(--position); text-decoration: none; white-space: pre;"> rated A, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 298.42pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2935" decimals="2" name="mfc:InvestmentGradeDebtSecuritiesAndPrivatePlacementsRate" scale="-2" id="f-7196">17</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 312.41999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> rated AA and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 356.34999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2936" decimals="2" name="mfc:InvestmentGradeDebtSecuritiesAndPrivatePlacementsRate" scale="-2" id="f-7197">15</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 370.34999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> rated AAA (2023 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 430.99pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2937" decimals="2" name="mfc:InvestmentGradeDebtSecuritiesAndPrivatePlacementsRate" scale="-2" id="f-7198">38</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 444.99pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 448.87pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2938" decimals="2" name="mfc:InvestmentGradeDebtSecuritiesAndPrivatePlacementsRate" scale="-2" id="f-7199">17</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 462.87pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 478.41999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2939" decimals="2" name="mfc:InvestmentGradeDebtSecuritiesAndPrivatePlacementsRate" scale="-2" id="f-7200">15</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 492.41999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">) investments based <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 416.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">on external ratings where available.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 424.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages and real estate investments are diversified geographically and by property type.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 439.25pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfDebtSecuritiesAndPrivatePlacementsPortfolioBySectorAndIndustryExplanatoryTableTextBlock" id="f-7201" continuedAt="f-7201-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 62.989999999999995pt; position: var(--position); text-decoration: none; white-space: pre;">following<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 97.95pt; position: var(--position); text-decoration: none; white-space: pre;"> table presents debt securities and private placements portfolio by sector and industry.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7201-1"><div style="position: var(--position); top: 456.05pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 18.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.85pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.19pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.9pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.48pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.85pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.19pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.9pt; position: var(--position); text-decoration: none; white-space: pre;">value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 10.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.48pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 30pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Government and agency<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2940" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7202">88,376</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2940" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7203">34</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2941" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7204">84,739</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2941" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7205">33</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 42pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Utilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 42pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2942" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7206">45,812</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 42pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2942" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7207">18</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 42pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2943" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7208">45,952</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 42pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2943" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7209">18</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Financial<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2944" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7210">38,656</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2944" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7211">15</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2945" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7212">39,069</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2945" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7213">15</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 66pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Consumer<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2946" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7214">31,529</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2946" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7215">12</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2947" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7216">31,181</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 66pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 27.51pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 27.51pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2947" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7217">12</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Energy<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 78pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2948" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7218">15,840</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 78pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 31.95pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.95pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2948" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7219">6</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 78pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2949" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7220">15,782</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 78pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 31.95pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.95pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2949" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7221">6</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 90pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Industrial<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2950" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7222">24,233</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 31.95pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.95pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2950" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7223">9</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2951" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7224">24,209</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 31.95pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.95pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2951" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7225">9</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 102pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-174" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7226">15,843</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 31.95pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.95pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-174" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7227">6</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-175" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7228">16,823</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 102pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 31.95pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.95pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-175" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7229">7</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 114pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7230">260,289</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 114pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.07pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.07pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7231">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 114pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:DebtSecuritiesAndPrivatePlacements" format="ixt:num-dot-decimal" scale="6" id="f-7232">257,755</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 114pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.07pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.07pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2" decimals="2" name="mfc:DebtSecuritiesAndPrivatePlacementsPercentage" scale="-2" id="f-7233">100</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 36.39pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 593.05pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3796"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 593.05pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(i)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-6043-65" continuedAt="f-6043-66"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance risk<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-66" continuedAt="f-6043-67"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 604.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance risk is the risk of loss due to actual experience for mortality and morbidity claims, policyholder behaviour and expenses <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 615.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">emerging differently than assumed when a product was designed and priced. A variety of assumptions are made related to these <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 626.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">experience factors, for reinsurance costs, and for sales levels when products are designed and priced, as well as in the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 637.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">determination of policy liabilities. Assumptions for future claims are generally based on both Company and industry experience, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 647.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and assumptions for future policyholder behaviour and expenses are generally based on Company experience. Such <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 658.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">assumptions require significant professional judgment, and actual experience may be materially different than the assumptions <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 669.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">made by the Company. Claims may be impacted unexpectedly by changes in the prevalence of diseases or illnesses, medical <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 680.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and technology advances, widespread lifestyle changes, natural disasters, large-scale man-made disasters and acts of terrorism. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 691.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Policyholder behaviour including premium payment patterns, policy renewals, lapse rates and withdrawal and surrender activity <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 701.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">are influenced by many factors including market and general economic conditions, and the availability and relative attractiveness <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 712.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">of other products in the marketplace. Some reinsurance rates are not guaranteed and may be changed unexpectedly. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 723.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments the Company seeks to make to Non-Guaranteed elements to reflect changing experience factors may be <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">97<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-6043-67" continuedAt="f-6043-68"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">challenged by regulatory or legal action and the Company may be unable to implement them or may face delays in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">implementation.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 68.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company manages insurance risk through global policies, standards and best practices with respect to product design, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">pricing, underwriting and claim adjudication, and a global underwriting manual. Each business unit establishes underwriting <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">policies and procedures, including criteria for approval of risks and claims adjudication policies and procedures. The current <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">global life retention limit is <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 141.39pt; position: var(--position); text-decoration: none; white-space: pre;">US$<ix:nonFraction unitRef="usd" contextRef="c-41" decimals="-6" name="mfc:InsuranceRetentionLimit" scale="6" id="f-7234">30</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 168.88pt; position: var(--position); text-decoration: none; white-space: pre;"> for individual policies (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.78999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">US$<ix:nonFraction unitRef="usd" contextRef="c-42" decimals="-6" name="mfc:InsuranceRetentionLimit" scale="6" id="f-7235">35</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.28pt; position: var(--position); text-decoration: none; white-space: pre;"> for survivorship life policies) and is shared across businesses. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 111.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Lower limits are applied in some markets and jurisdictions. The Company aims to further reduce exposure to claims <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 122.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">concentrations by applying geographical aggregate retention limits for certain covers. Enterprise-wide, the Company aims to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 132.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reduce the likelihood of high aggregate claims by operating globally, insuring a wide range of unrelated risk events, and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 143.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reinsuring some risk.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 160.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3806"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 160.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(j)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-6043-68" continuedAt="f-6043-69"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Concentration risk<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-69" continuedAt="f-6043-70"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 172.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfReinsuranceExplanatory" id="f-7236" continuedAt="f-7236-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The geographic concentration of the Company&#8217;s insurance and investment contract liabilities, including embedded derivatives, is <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7236-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 183pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">shown below. The disclosure is based on the countries in which the business is written.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 193.8pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 312pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 312pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.13pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.97pt; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.44pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.64pt; position: var(--position); text-decoration: none; white-space: pre;">Investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.97pt; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.44pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.58pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.63pt; position: var(--position); text-decoration: none; white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.62pt; position: var(--position); text-decoration: none; white-space: pre;">Net liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. and Canada<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2952" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7237">342,146</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2953" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7238">305,563</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.69pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2954" decimals="-6" sign="-" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7239">52,055</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2955" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7240">595,654</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 41.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia and Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2956" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7241">180,698</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2957" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7242">17,378</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2958" decimals="-6" sign="-" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7243">6,294</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2959" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7244">191,782</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 53.25pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2960" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7245">522,844</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2961" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7246">322,941</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.69pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2962" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7247">58,349</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7248">787,436</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 32.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 65.25pt; width: 312pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 24.19pt; width: 312pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.13pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 15.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.97pt; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 24.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.44pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 6.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.64pt; position: var(--position); text-decoration: none; white-space: pre;">Investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 15.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.97pt; position: var(--position); text-decoration: none; white-space: pre;">contract <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 24.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.44pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 15.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.58pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 24.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.63pt; position: var(--position); text-decoration: none; white-space: pre;">assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 24.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.62pt; position: var(--position); text-decoration: none; white-space: pre;">Net liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 97.5pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. and Canada<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2963" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7249">327,458</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2964" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7250">260,046</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.69pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2965" decimals="-6" sign="-" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7251">39,080</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2966" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7252">548,424</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 109.5pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asia and Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 109.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2967" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7253">154,536</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 109.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2968" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7254">15,171</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 109.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2969" decimals="-6" sign="-" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7255">1,169</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 109.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2970" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7256">168,538</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 121.5pt; width: 312pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 312pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 121.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2971" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7257">481,994</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 121.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2972" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7258">275,217</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 121.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 12.69pt;"></span></span><span style="left: 19.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2973" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7259">40,249</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 121.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 10.91pt;"></span></span><span style="left: 17.98pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:ConcentrationsOfInsuranceRisk" format="ixt:num-dot-decimal" scale="6" id="f-7260">716,962</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 338.3pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3815"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 338.3pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(k)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-6043-70" continuedAt="f-6043-71"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance risk<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-6043-71"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 350pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In the normal course of business, the Company limits the amount of loss on any one policy by reinsuring certain levels of risk <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 360.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">with other insurers. In addition, the Company accepts reinsurance from other reinsurers. Reinsurance ceded does not discharge <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 371.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s liability as the primary insurer. Failure of reinsurers to honour their obligations could result in losses to the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 382.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company; consequently, allowances are established for amounts deemed uncollectible. To minimize losses from reinsurer <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 393.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">insolvency, the Company monitors the concentration of credit risk both geographically and with any one reinsurer. In addition, the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 404pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company selects reinsurers with high credit ratings.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 420.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.97pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company had <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1388" decimals="-6" name="mfc:ReinsuranceContractHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-7261">58,349</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 248.95pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 254.44pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 274.44pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.44pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1389" decimals="-6" name="mfc:ReinsuranceContractHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-7262">40,249</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 316.94pt; position: var(--position); text-decoration: none; white-space: pre;">) of reinsurance assets. Of this, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 443.89pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="mfc:PercentageCededToReinsurers" scale="-2" id="f-7263">93</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.89pt; position: var(--position); text-decoration: none; white-space: pre;"> per cent (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.37pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.37pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 524.37pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2" decimals="2" name="mfc:PercentageCededToReinsurers" scale="-2" id="f-7264">91</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 534.37pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 431.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">per cent)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 71.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> were ceded to reinsurers with Standard and Poor&#8217;s ratings of A- or above. The Company&#8217;s exposure to credit risk was <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 442.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">mitigated by <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 86.97pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:ExposureToCreditRiskOffsetByCollateralHeldAsSecurity" format="ixt:num-dot-decimal" scale="6" id="f-7265">40,753</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 119.47pt; position: var(--position); text-decoration: none; white-space: pre;"> fair value of collateral held as security as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.37pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.34pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 380.83pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 400.83pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.83pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:ExposureToCreditRiskOffsetByCollateralHeldAsSecurity" format="ixt:num-dot-decimal" scale="6" id="f-7266">22,264</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 443.33pt; position: var(--position); text-decoration: none; white-space: pre;">). Net exposure after <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 453.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">considering offsetting agreements and the benefit of the fair value of collateral held was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.68pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:NetExposure" format="ixt:num-dot-decimal" scale="6" id="f-7267">17,595</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 418.18pt; position: var(--position); text-decoration: none; white-space: pre;"> as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.68pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 521.65pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 527.14pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 547.14pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 464pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">&#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 43.5pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:NetExposure" format="ixt:num-dot-decimal" scale="6" id="f-7268">17,984</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 443.52pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 518.02pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 546.1pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 98<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 453.22pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3824"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Note 9&#160; &#160; <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 94.97pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfBorrowingsExplanatory" id="f-7269" continuedAt="f-7269-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 98.3pt; position: var(--position); text-decoration: none; white-space: pre;">Long Term <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 163.6pt; position: var(--position); text-decoration: none; white-space: pre;">Debt<span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><div style="position: absolute; top: 62.1pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3844"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7269-1" continuedAt="f-7269-2"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying value of long-term debt instruments<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7269-2" continuedAt="f-7269-3"><div style="position: var(--position); top: 73.8pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfDetailedInformationAboutBorrowingsExplanatory" id="f-7270" continuedAt="f-7270-1" escape="true"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 201.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 80.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 80.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 17.99pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201.75pt; position: var(--position); top: 11.25pt; width: 80.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Issue date<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 282pt; position: var(--position); top: 11.25pt; width: 80.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Maturity date<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Par value <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 201.75pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 201.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2974" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7271">3.050</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.72pt; position: var(--position); text-decoration: none; white-space: pre;"> Senior notes<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 76.78pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1),(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201.75pt; position: var(--position); top: 22.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2975" name="mfc:DebtInstrumentIssuanceDate2" format="ixt:date-monthname-day-year-en" id="f-7272">August 27, 2020</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 282pt; position: var(--position); top: 22.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2975" name="mfc:DebtInstrumentMaturityDate1" format="ixt:date-monthname-day-year-en" id="f-7273">August 27, 2060</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">US$<span style="display: inline-block; height: 5.82pt; width: 8.69pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="usdPerShare" contextRef="c-2974" decimals="0" name="mfc:DebtInstrumentParValue" format="ixt:num-dot-decimal" scale="0" id="f-7274">1,155</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2974" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7275">1,659</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2976" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7276">1,519</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 201.75pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 201.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2977" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7277">5.375</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.72pt; position: var(--position); text-decoration: none; white-space: pre;"> Senior notes<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 76.78pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1),(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201.75pt; position: var(--position); top: 34.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2978" name="mfc:DebtInstrumentIssuanceDate2" format="ixt:date-monthname-day-year-en" id="f-7278">March 4, 2016</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 282pt; position: var(--position); top: 34.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2978" name="mfc:DebtInstrumentMaturityDate1" format="ixt:date-monthname-day-year-en" id="f-7279">March 4, 2046</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">US$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="usdPerShare" contextRef="c-2977" decimals="0" name="mfc:DebtInstrumentParValue" scale="0" id="f-7280">750</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2977" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7281">1,067</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2979" decimals="-6" name="ifrs-full:LongtermBorrowings" scale="6" id="f-7282">977</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 201.75pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 201.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2980" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7283">3.703</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.72pt; position: var(--position); text-decoration: none; white-space: pre;"> Senior notes<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 76.78pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1),(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201.75pt; position: var(--position); top: 46.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2981" name="mfc:DebtInstrumentIssuanceDate2" format="ixt:date-monthname-day-year-en" id="f-7284">March 16, 2022</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 282pt; position: var(--position); top: 46.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2981" name="mfc:DebtInstrumentMaturityDate1" format="ixt:date-monthname-day-year-en" id="f-7285">March 16, 2032</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">US$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="usdPerShare" contextRef="c-2980" decimals="0" name="mfc:DebtInstrumentParValue" scale="0" id="f-7286">750</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2980" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7287">1,074</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2982" decimals="-6" name="ifrs-full:LongtermBorrowings" scale="6" id="f-7288">983</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 201.75pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 201.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2983" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7289">2.396</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.72pt; position: var(--position); text-decoration: none; white-space: pre;"> Senior notes<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 76.78pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1),(5)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201.75pt; position: var(--position); top: 58.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2984" name="mfc:DebtInstrumentIssuanceDate2" format="ixt:date-monthname-day-year-en" id="f-7290">June 1, 2020</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 282pt; position: var(--position); top: 58.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2984" name="mfc:DebtInstrumentMaturityDate1" format="ixt:date-monthname-day-year-en" id="f-7291">June 1, 2027</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">US$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="usdPerShare" contextRef="c-2983" decimals="0" name="mfc:DebtInstrumentParValue" scale="0" id="f-7292">200</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2983" decimals="-6" name="ifrs-full:LongtermBorrowings" scale="6" id="f-7293">287</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2985" decimals="-6" name="ifrs-full:LongtermBorrowings" scale="6" id="f-7294">263</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 201.75pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 201.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2986" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7295">2.484</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.72pt; position: var(--position); text-decoration: none; white-space: pre;"> Senior notes<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 76.78pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1),(5)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201.75pt; position: var(--position); top: 70.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2987" name="mfc:DebtInstrumentIssuanceDate2" format="ixt:date-monthname-day-year-en" id="f-7296">May 19, 2020</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 282pt; position: var(--position); top: 70.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2987" name="mfc:DebtInstrumentMaturityDate1" format="ixt:date-monthname-day-year-en" id="f-7297">May 19, 2027</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">US$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="usdPerShare" contextRef="c-2986" decimals="0" name="mfc:DebtInstrumentParValue" scale="0" id="f-7298">500</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2986" decimals="-6" name="ifrs-full:LongtermBorrowings" scale="6" id="f-7299">717</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2988" decimals="-6" name="ifrs-full:LongtermBorrowings" scale="6" id="f-7300">657</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 201.75pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 201.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2989" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7301">3.527</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.72pt; position: var(--position); text-decoration: none; white-space: pre;"> Senior notes<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 76.78pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1),(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201.75pt; position: var(--position); top: 82.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2990" name="mfc:DebtInstrumentIssuanceDate2" format="ixt:date-monthname-day-year-en" id="f-7302">December 2, 2016</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 282pt; position: var(--position); top: 82.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2990" name="mfc:DebtInstrumentMaturityDate1" format="ixt:date-monthname-day-year-en" id="f-7303">December 2, 2026</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">US$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="usdPerShare" contextRef="c-2989" decimals="0" name="mfc:DebtInstrumentParValue" scale="0" id="f-7304">270</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2989" decimals="-6" name="ifrs-full:LongtermBorrowings" scale="6" id="f-7305">388</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2991" decimals="-6" name="ifrs-full:LongtermBorrowings" scale="6" id="f-7306">356</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 201.75pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 201.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2992" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7307">4.150</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.72pt; position: var(--position); text-decoration: none; white-space: pre;"> Senior notes<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 76.78pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1),(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 201.75pt; position: var(--position); top: 94.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2993" name="mfc:DebtInstrumentIssuanceDate2" format="ixt:date-monthname-day-year-en" id="f-7308">March 4, 2016</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 282pt; position: var(--position); top: 94.5pt; width: 80.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 80.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2993" name="mfc:DebtInstrumentMaturityDate1" format="ixt:date-monthname-day-year-en" id="f-7309">March 4, 2026</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">US$<span style="display: inline-block; height: 5.82pt; width: 8.69pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="usdPerShare" contextRef="c-2992" decimals="0" name="mfc:DebtInstrumentParValue" format="ixt:num-dot-decimal" scale="0" id="f-7310">1,000</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2992" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7311">1,437</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2994" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7312">1,316</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 201.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 201.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7313">6,629</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7314">6,071</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></ix:nonNumeric></div><ix:continuation id="f-7270-1"><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 197.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">These U.S. dollar senior notes have been designated as hedges of the Company&#8217;s net investment in its U.S. operations which reduces the earnings volatility that <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 206.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">would otherwise arise from the re-measurement of these senior notes into Canadian dollars.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 215.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">MFC may redeem the notes in whole, but not in part, on August 27, 2025, and thereafter on every August 27 at a redemption price equal to par, together with <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 224.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">accrued and unpaid interest. Issuance costs are amortized to the earliest par redemption date.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 233.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">MFC may redeem the senior notes in whole or in part, at any time, at a redemption price equal to the greater of par and a price based on the yield of a comparable <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 242.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. Treasury bond with a tenor approximately equal to the period, from the redemption date to the respective maturity date, plus a specified number of basis <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 251.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">points, together with accrued and unpaid interest. The specified number of basis points is as follows:<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 365.12pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 367.06pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2977" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7315">5.375</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 390.78pt; position: var(--position); text-decoration: none; white-space: pre;"> notes &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 417.59999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2978" decimals="5" name="mfc:DebtInstrumentBasisPoints" scale="-4" id="f-7316">40</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 425.38pt; position: var(--position); text-decoration: none; white-space: pre;"> bps, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 442.47999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2989" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7317">3.527</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 466.2pt; position: var(--position); text-decoration: none; white-space: pre;"> notes &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 493.02pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2990" decimals="5" name="mfc:DebtInstrumentBasisPoints" scale="-4" id="f-7318">20</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 500.8pt; position: var(--position); text-decoration: none; white-space: pre;"> bps, and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 531.51pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2992" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7319">4.150</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 555.23pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 261pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">notes &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 79.96pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2993" decimals="5" name="mfc:DebtInstrumentBasisPoints" scale="-4" id="f-7320">35</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 87.74pt; position: var(--position); text-decoration: none; white-space: pre;"> bps. Issuance costs are amortized over the term of the debt.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 270.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">MFC may redeem the senior notes in whole or in part, at any time, at a redemption price equal to the greater of par and a price based on the yield of a comparable <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 279.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. Treasury bond with a tenor approximately equal to the period, from the redemption date to December 16, 2031, plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 430.56pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2981" decimals="5" name="mfc:DebtInstrumentBasisPoints" scale="-4" id="f-7321">25</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 438.34pt; position: var(--position); text-decoration: none; white-space: pre;"> bps, together with accrued and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 288.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">unpaid interest. Issuance costs are amortized over the term of the debt.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 297.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">MFC may redeem the senior notes in whole or in part, at any time, at a redemption price equal to the greater of par and a price based on the yield of a comparable <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 306.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. Treasury bond with a tenor approximately equal to the period, from the redemption date to two months before the respective maturity date, plus a specified <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 315.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">number of basis points, together with accrued and unpaid interest. The specified number of basis points is as follows: <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 418.76pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2983" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7322">2.396</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 442.47999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> notes &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 469.3pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2984" decimals="5" name="mfc:DebtInstrumentBasisPoints" scale="-4" id="f-7323">30</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 477.08pt; position: var(--position); text-decoration: none; white-space: pre;"> bps, and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 507.78999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2986" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7324">2.484</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 531.51pt; position: var(--position); text-decoration: none; white-space: pre;"> notes &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 324.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2987" decimals="5" name="mfc:DebtInstrumentBasisPoints" scale="-4" id="f-7325">30</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 62.86pt; position: var(--position); text-decoration: none; white-space: pre;"> bps. <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 79.96pt; position: var(--position); text-decoration: none; white-space: pre;">For the period from two months before the respective maturity date, MFC may redeem the senior notes, in whole or in part, at a redemption price equal to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 333.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">par, together with accrued and unpaid interest. Issuance costs are amortized over the term of the debt.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 348.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The cash amount of interest paid on long-term debt during the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 341.38pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.35pt; position: var(--position); text-decoration: none; white-space: pre;"> was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 441.34pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InterestExpenseOnBorrowings" scale="6" id="f-7326">233</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 461.34pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 466.83pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 486.83pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 496.83pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InterestExpenseOnBorrowings" scale="6" id="f-7327">231</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.8299999999999pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 365.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3854"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 365.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7269-3" continuedAt="f-7269-4"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value measurement<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7269-4" continuedAt="f-7269-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 377.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company measures its long-term debt at amortized cost in the Consolidated Statements of Financial Position. As at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 388.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.97pt; position: var(--position); text-decoration: none; white-space: pre;">, the fair value of long-term debt was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 271.89pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-456" decimals="-6" name="mfc:LongTermBorrowingsFairValue" format="ixt:num-dot-decimal" scale="6" id="f-7328">5,741</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 299.39pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 304.88pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 324.88pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.88pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-546" decimals="-6" name="mfc:LongTermBorrowingsFairValue" format="ixt:num-dot-decimal" scale="6" id="f-7329">5,525</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.38pt; position: var(--position); text-decoration: none; white-space: pre;">). The fair value of long-term debt was <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 399pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">determined using Level 2 valuation techniques (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.41pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 255.41pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; Level 2).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 415.8pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3862"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 415.8pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7269-5" continuedAt="f-7269-6"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Aggregate maturities of long-term debt<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7269-6"><div style="position: var(--position); top: 428.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfMaturitiesOfLongTermDebtTableTextBlock" id="f-7330" escape="true"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 512.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 285.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45.75pt;"/></tr><tr style="height: 12.75pt;"><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 285.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 17.44pt; width: 285.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 285.75pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 8.69pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.49pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Less than <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 17.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.89pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 year<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 331.5pt; position: var(--position); top: 0pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 8.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.09pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">1 to 3 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 17.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.64pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 0pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 8.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.09pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">3 to 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 17.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.64pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 0pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 8.69pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.59pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Over 5 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 17.44pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.64pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">years<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 0pt; width: 45.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 17.44pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.58pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12.75pt;"><td colspan="6" rowspan="1" style="display: none;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 25.5pt; width: 285.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 285.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 285.75pt; position: var(--position); top: 25.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.61pt;"></span></span><span style="left: 39.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:fixed-zero" scale="6" id="f-7331">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 331.5pt; position: var(--position); top: 25.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-675" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7332">2,829</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 25.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 31.86pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-676" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:fixed-zero" scale="6" id="f-7333">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 25.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-865" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7334">3,800</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 25.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.29pt;"></span></span><span style="left: 22.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7335">6,629</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 37.5pt; width: 285.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 285.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 285.75pt; position: var(--position); top: 37.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.05pt;"></span></span><span style="left: 39.68pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:fixed-zero" scale="6" id="f-7336">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 331.5pt; position: var(--position); top: 37.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.98pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-734" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7337">1,672</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 376.5pt; position: var(--position); top: 37.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-735" decimals="-6" name="ifrs-full:LongtermBorrowings" scale="6" id="f-7338">920</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 421.5pt; position: var(--position); top: 37.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.98pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-866" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7339">3,479</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 466.5pt; position: var(--position); top: 37.5pt; width: 45.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.73pt;"></span></span><span style="left: 22.36pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-7340">6,071</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></ix:nonNumeric></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.11pt; position: var(--position); white-space: pre;">99<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3872"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Note 10&#160; &#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfFinancialInstrumentsExplanatory" id="f-7341" continuedAt="f-7341-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 95.97pt; position: var(--position); text-decoration: none; white-space: pre;">Capital Instruments<span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><div style="position: absolute; top: 62.1pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3881"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7341-1" continuedAt="f-7341-2"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Carrying value of capital instruments<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7341-2" continuedAt="f-7341-3"><div style="position: var(--position); top: 73.8pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfCapitalInstrumentsExplanatoryTableTextBlock" id="f-7342" continuedAt="f-7342-1" escape="true"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 153pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 76.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 81pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 76.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 40.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 38.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 38.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 0pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.99pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 11.25pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Issuance date <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 11.25pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 81pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Earliest par <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 81pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">redemption date<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 11.25pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Maturity date<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Par value <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 153pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">JHFC Subordinated notes<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 85.83999999999999pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1),(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 31.5pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2995" name="mfc:DebtSecuritiesIssuanceDate" format="ixt:date-monthname-day-year-en" id="f-7343">December 14, 2006</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 31.5pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 81pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 31.5pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2995" name="mfc:DebtSecuritiesMaturityDate" format="ixt:date-monthname-day-year-en" id="f-7344">December 15, 2036</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 31.5pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.23pt;"></span></span><span style="left: 25.75pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-2996" decimals="0" name="mfc:CapitalInstrumentParValue" scale="0" id="f-7345">650</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 31.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 16.98pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2996" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7346">648</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 31.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 16.98pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2997" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7347">647</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 42.75pt; width: 153pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">&#160; <span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.15pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2998" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7348">2.818</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.869999999999997pt; position: var(--position); white-space: pre;"> MFC Subordinated debentures<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 126.44pt; position: var(--position); top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1),(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 42.75pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2999" name="mfc:DebtSecuritiesIssuanceDate" format="ixt:date-monthname-day-year-en" id="f-7349">May 12, 2020</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 42.75pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 81pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2999" name="mfc:DebtInstrumentRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7350">May 13, 2030</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 42.75pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-2999" name="mfc:DebtSecuritiesMaturityDate" format="ixt:date-monthname-day-year-en" id="f-7351">May 13, 2035</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 42.75pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 13.4pt;"></span></span><span style="left: 19.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-2998" decimals="0" name="mfc:CapitalInstrumentParValue" format="ixt:num-dot-decimal" scale="0" id="f-7352">1,000</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 42.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2998" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7353">997</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 42.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3000" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7354">996</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54pt; width: 153pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3001" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7355">4.064</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.099999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> MFC Subordinated debentures<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 126.67pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 54pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;"><ix:nonNumeric contextRef="c-3002" name="mfc:DebtSecuritiesIssuanceDate" format="ixt:date-monthname-day-year-en" id="f-7356">December 6, 2024</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 54pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 81pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;"><ix:nonNumeric contextRef="c-3002" name="mfc:DebtInstrumentRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7357">December 6, 2029</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 54pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;"><ix:nonNumeric contextRef="c-3002" name="mfc:DebtSecuritiesMaturityDate" format="ixt:date-monthname-day-year-en" id="f-7358">December 6, 2034</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 54pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 13.4pt;"></span></span><span style="left: 19.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-3001" decimals="0" name="mfc:CapitalInstrumentParValue" format="ixt:num-dot-decimal" scale="0" id="f-7359">1,000</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 54pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3001" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7360">995</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 54pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3003" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-7361">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 65.25pt; width: 153pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3004" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7362">4.275</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.099999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> MFC Subordinated notes<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 108.78pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5),(6)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 65.25pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;"><ix:nonNumeric contextRef="c-3005" name="mfc:DebtSecuritiesIssuanceDate" format="ixt:date-monthname-day-year-en" id="f-7363">June 19, 2024</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 65.25pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 81pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;"><ix:nonNumeric contextRef="c-3005" name="mfc:DebtInstrumentRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7364">June 19, 2029</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 65.25pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;"><ix:nonNumeric contextRef="c-3005" name="mfc:DebtSecuritiesMaturityDate" format="ixt:date-monthname-day-year-en" id="f-7365">June 19, 2034</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 65.25pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">S$<span style="display: inline-block; height: 5.09pt; width: 14.57pt;"></span></span><span style="left: 25.75pt; position: var(--position);"><ix:nonFraction unitRef="sgdPerShare" contextRef="c-3004" decimals="0" name="mfc:CapitalInstrumentParValue" scale="0" id="f-7366">500</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 65.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3004" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7367">524</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 65.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3006" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-7368">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 153pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3007" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7369">5.054</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.099999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> MFC Subordinated debentures<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 126.67pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(7)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 76.5pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;"><ix:nonNumeric contextRef="c-3008" name="mfc:DebtSecuritiesIssuanceDate" format="ixt:date-monthname-day-year-en" id="f-7370">February 23, 2024</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 76.5pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 81pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;"><ix:nonNumeric contextRef="c-3008" name="mfc:DebtInstrumentRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7371">February 23, 2029</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 76.5pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;"><ix:nonNumeric contextRef="c-3008" name="mfc:DebtSecuritiesMaturityDate" format="ixt:date-monthname-day-year-en" id="f-7372">February 23, 2034</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 76.5pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 13.4pt;"></span></span><span style="left: 19.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-3007" decimals="0" name="mfc:CapitalInstrumentParValue" format="ixt:num-dot-decimal" scale="0" id="f-7373">1,100</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 76.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.04pt;"></span></span><span style="left: 17.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3007" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-7374">1,095</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 76.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3009" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-7375">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 87.75pt; width: 153pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3010" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7376">5.409</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.099999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> MFC Subordinated debentures<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 126.67pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(8)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 87.75pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3011" name="mfc:DebtSecuritiesIssuanceDate" format="ixt:date-monthname-day-year-en" id="f-7377">March 10, 2023</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 87.75pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 81pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3011" name="mfc:DebtInstrumentRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7378">March 10, 2028</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 87.75pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3011" name="mfc:DebtSecuritiesMaturityDate" format="ixt:date-monthname-day-year-en" id="f-7379">March 10, 2033</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 87.75pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 13.4pt;"></span></span><span style="left: 19.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-3010" decimals="0" name="mfc:CapitalInstrumentParValue" format="ixt:num-dot-decimal" scale="0" id="f-7380">1,200</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 87.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.04pt;"></span></span><span style="left: 17.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3010" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-7381">1,196</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 87.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.04pt;"></span></span><span style="left: 17.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3012" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-7382">1,195</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 99pt; width: 153pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3013" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7383">4.061</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.099999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> MFC Subordinated notes<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 108.78pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1),(9),(10)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 99pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3014" name="mfc:DebtSecuritiesIssuanceDate" format="ixt:date-monthname-day-year-en" id="f-7384">February 24, 2017</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 99pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 81pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3014" name="mfc:DebtInstrumentRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7385">February 24, 2027</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 99pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3014" name="mfc:DebtSecuritiesMaturityDate" format="ixt:date-monthname-day-year-en" id="f-7386">February 24, 2032</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 99pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">US$<span style="display: inline-block; height: 5.09pt; width: 9.52pt;"></span></span><span style="left: 25.75pt; position: var(--position);"><ix:nonFraction unitRef="usdPerShare" contextRef="c-3013" decimals="0" name="mfc:CapitalInstrumentParValue" scale="0" id="f-7387">750</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 99pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.04pt;"></span></span><span style="left: 17.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3013" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-7388">1,077</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 99pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3015" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7389">987</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 110.25pt; width: 153pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3016" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7390">2.237</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.099999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> MFC Subordinated debentures<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 126.67pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1),(11)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 110.25pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3017" name="mfc:DebtSecuritiesIssuanceDate" format="ixt:date-monthname-day-year-en" id="f-7391">May 12, 2020</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 110.25pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 81pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3017" name="mfc:DebtInstrumentRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7392">May 12, 2025</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 110.25pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3017" name="mfc:DebtSecuritiesMaturityDate" format="ixt:date-monthname-day-year-en" id="f-7393">May 12, 2030</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 110.25pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 13.4pt;"></span></span><span style="left: 19.919999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-3016" decimals="0" name="mfc:CapitalInstrumentParValue" format="ixt:num-dot-decimal" scale="0" id="f-7394">1,000</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 110.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 15.04pt;"></span></span><span style="left: 17.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3016" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-7395">1,000</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 110.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3018" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7396">999</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 121.5pt; width: 153pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3019" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7397">3.00</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.209999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> MFC Subordinated notes<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 104.89pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1),(12),(13)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 121.5pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3020" name="mfc:DebtSecuritiesIssuanceDate" format="ixt:date-monthname-day-year-en" id="f-7398">November 21, 2017</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 121.5pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 81pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3020" name="mfc:DebtInstrumentRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7399">November 21, 2024</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 121.5pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3020" name="mfc:DebtSecuritiesMaturityDate" format="ixt:date-monthname-day-year-en" id="f-7400">November 21, 2029</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 121.5pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">S$<span style="display: inline-block; height: 5.09pt; width: 14.57pt;"></span></span><span style="left: 25.75pt; position: var(--position);"><ix:nonFraction unitRef="sgdPerShare" contextRef="c-3019" decimals="0" name="mfc:CapitalInstrumentParValue" scale="0" id="f-7401">500</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 121.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3019" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-7402">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 121.5pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3021" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7403">499</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 132.75pt; width: 153pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3022" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7404">3.049</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.099999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> MFC Subordinated debentures<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 126.67pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)(13)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 132.75pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3023" name="mfc:DebtSecuritiesIssuanceDate" format="ixt:date-monthname-day-year-en" id="f-7405">August 18, 2017</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 132.75pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 81pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3023" name="mfc:DebtInstrumentRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7406">August 20, 2024</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 132.75pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3023" name="mfc:DebtSecuritiesMaturityDate" format="ixt:date-monthname-day-year-en" id="f-7407">August 20, 2029</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 132.75pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 19.23pt;"></span></span><span style="left: 25.75pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-3022" decimals="0" name="mfc:CapitalInstrumentParValue" scale="0" id="f-7408">750</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 132.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3022" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-7409">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 132.75pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3024" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7410">750</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 144pt; width: 153pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3025" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7411">7.375</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.099999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> JHUSA Surplus notes<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 98.28pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(13)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 153pt; position: var(--position); top: 144pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3026" name="mfc:DebtSecuritiesIssuanceDate" format="ixt:date-monthname-day-year-en" id="f-7412">February 25, 1994</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 229.5pt; position: var(--position); top: 144pt; width: 81pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 81pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 310.5pt; position: var(--position); top: 144pt; width: 76.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 76.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3026" name="mfc:DebtSecuritiesMaturityDate" format="ixt:date-monthname-day-year-en" id="f-7413">February 15, 2024</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 387pt; position: var(--position); top: 144pt; width: 40.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 40.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">US$<span style="display: inline-block; height: 5.09pt; width: 9.52pt;"></span></span><span style="left: 25.75pt; position: var(--position);"><ix:nonFraction unitRef="usdPerShare" contextRef="c-3025" decimals="0" name="mfc:CapitalInstrumentParValue" scale="0" id="f-7414">450</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 144pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.21pt;"></span></span><span style="left: 32.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3025" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-7415">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 144pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 20.87pt;"></span></span><span style="left: 23.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3027" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7416">594</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 155.25pt; width: 153pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 153pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 427.5pt; position: var(--position); top: 155.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.15pt;"></span></span><span style="left: 17.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-7417">7,532</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 465.75pt; position: var(--position); top: 155.25pt; width: 38.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 38.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 11.15pt;"></span></span><span style="left: 17.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-7418">6,667</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></ix:nonNumeric></div><ix:continuation id="f-7342-1"><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 245.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The Canadian Dollar Offered Rate (&#8220;CDOR&#8221;) was decommissioned on June 28, 2024. On July 1, 2024, capital instruments of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 433.46pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3028" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7419">648</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 449.02pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 453.28999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 468.84999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 476.62pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3029" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7420">647</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 492.18pt; position: var(--position); text-decoration: none; white-space: pre;">) which had an <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 254.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">interest rate referencing CDOR, transitioned to an interest rate referencing CORRA. In addition, capital instruments with interest rates resetting in the future that <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 263.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">reference CDOR and the <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 125.37pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 138.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> Dollar Mid-Swap rate (based on London Interbank Offered Rate (LIBOR)) amount to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 402.34999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3030" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-7421">1,997</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 423.74pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 439.28999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3031" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-7422">1,077</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 460.68pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 505.76pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 521.32pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 272.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3032" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-7423">2,745</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 67.47pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 83.02pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3033" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-7424">987</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 98.58pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively). Future rate resets for these capital instruments may rely on alternative reference rates such as CORRA, the alternative rate for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 281.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">CDOR, and the Secured Overnight Financing Rate (SOFR) and the alternative rate for USD LIBOR. As at December 31, 2024, the interest rate benchmark reform <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 290.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">has not resulted in material changes in the Company's risk management strategy. <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 299.95pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 299.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Issued by Manulife Holdings (Delaware) LLC (&#8220;MHDLL&#8221;), now John Hancock Financial Corporation (&#8220;JHFC&#8221;), a wholly owned subsidiary of MFC, to Manulife <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 309pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Finance (Delaware) LLC (&#8220;MFLLC&#8221;), a subsidiary of Manulife Finance (Delaware) L.P. (&#8220;MFLP&#8221;). MFLP and its subsidiaries are wholly owned unconsolidated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 318.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">related parties of the Company. Effective July 1, 2024, the notes bear interest at a floating rate equal to CORRA, plus a spread adjustment of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 482.68pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3034" decimals="7" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7425">0.32138</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 514.1800000000001pt; position: var(--position); text-decoration: none; white-space: pre;">, plus <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 327.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3035" decimals="INF" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7426">0.72</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 65.91pt; position: var(--position); text-decoration: none; white-space: pre;">. With regulatory approval, JHFC may redeem the note, in whole or in part, at any time, at par, together with accrued and unpaid interest. Refer to note 17.&#160; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 545.88pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 336.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">After May 13, 2030, the interest rate will reset to equal 3-month CDOR plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 280.41pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3036" decimals="INF" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7427">1.82</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 300.24pt; position: var(--position); text-decoration: none; white-space: pre;">. With regulatory approval, MFC may redeem the debentures, in whole or in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 345.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">part, on or after May 13, 2025, at a redemption price together with accrued and unpaid interest. If the redemption date is on or after May 13, 2025, but prior to May <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 354.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">13, 2030, the redemption price shall be the greater of: (i) the Canada yield price as defined in the prospectus; and (ii) par. If the redemption date is on or after May <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 363.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">13, 2030, the redemption price shall be equal to par.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 372.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Issued by MFC during the fourth quarter of 2024, interest is payable semi-annually. After December 6, 2029, the interest rate will reset to equal the Daily <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 381.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Compounded CORRA plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 131.6pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3037" decimals="4" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7428">1.25</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 151.43pt; position: var(--position); text-decoration: none; white-space: pre;">. With regulatory approval, MFC may redeem the notes, in whole or in part, on or after December 6, 2029 at a redemption price <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 390.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">equal to par, together with accrued and unpaid interest to, but excluding, the date fixed for redemption.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 400pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Designated as a hedge of the Company's net investment in its Singapore operations which reduces the earnings volatility that would otherwise arise from the re-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 409.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">measurement of the subordinated notes into Canadian dollars.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 418.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: 1.7814999999999999pt; vertical-align: sub; white-space: pre;">(6)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Issued by MFC during the second quarter of 2024, interest is payable semi-annually. After June 19, 2029, the interest rate will reset to equal the prevailing 5-year <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 427.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">SORA Overnight Indexed Swap (SORA OIS) Rate plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 217.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3038" decimals="INF" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7429">1.201</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 241.18pt; position: var(--position); text-decoration: none; white-space: pre;">. With regulatory approval, MFC may redeem the notes, in whole, but not in part, on June 19, 2029 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 436.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">and on any interest payment date thereafter, at a redemption price equal to par, together with accrued and unpaid interest to, but excluding, the date fixed for <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 445.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">redemption.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 454.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(7)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Issued by MFC during the first quarter of 2024, interest is payable semi-annually. After February 23, 2029, the interest rate will reset to equal the Daily <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 463.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Compounded CORRA plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 131.6pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3039" decimals="INF" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7430">1.44</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 151.43pt; position: var(--position); text-decoration: none; white-space: pre;">. With regulatory approval, MFC may redeem the debentures, in whole, but not in part, on or after February 23, 2029 at a <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 472.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">redemption price equal to par, together with accrued and unpaid interest to, but excluding, the date fixed for redemption.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 481.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(8)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Issued by MFC, interest is payable semi-annually. After March 10, 2028, the interest rate will reset to equal the Daily Compounded CORRA plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 491.74pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3040" decimals="4" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7431">1.85</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 511.57pt; position: var(--position); text-decoration: none; white-space: pre;">. With <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 491pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">regulatory approval, MFC may redeem the debentures, in whole or in part, on or after March 10, 2028, at a redemption price equal to par, together with accrued <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 500.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">and unpaid interest.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 509.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(9)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">On the earliest par redemption date, the interest rate will reset to equal the 5-Year U.S. Dollar Mid-Swap Rate plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 400.62pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3041" decimals="INF" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7432">1.647</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 424.34pt; position: var(--position); text-decoration: none; white-space: pre;">. With regulatory approval, MFC may <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 518.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">redeem the debentures, in whole, but not in part, on the earliest par redemption date, at a redemption price equal to par, together with accrued and unpaid <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 527.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">interest. <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 536.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(10)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Designated as a hedge of the Company&#8217;s net investment in its U.S. operations which reduces the earnings volatility that would otherwise arise from the re-<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 545.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">measurement of the subordinated notes into Canadian dollars.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 554.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(11)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Issued by MFC, interest is payable semi-annually. After May 12, 2025, the interest rate will reset to equal 3-month CDOR plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 435.76pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3042" decimals="INF" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7433">1.49</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 455.59pt; position: var(--position); text-decoration: none; white-space: pre;">. With regulatory approval, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 563.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">MFC may redeem the debentures, in whole or in part, on or after May 12, 2025, at a redemption price equal to par, together with accrued and unpaid interest.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 572.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(12)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">On the earliest par redemption date, the interest rate will reset to equal the 5-Year Singapore Dollar Swap Rate plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 405.31pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3043" decimals="5" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7434">0.832</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 429.03pt; position: var(--position); text-decoration: none; white-space: pre;">. With regulatory approval, MFC may <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 582pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">redeem the debentures, in whole, but not in part, on the earliest par redemption date and thereafter on each interest payment date, at a redemption price equal to <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 591.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">par, together with accrued and unpaid interest.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 600.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(13)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 60.07pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3019" decimals="INF" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7435">3.00</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 79.9pt; position: var(--position); text-decoration: none; white-space: pre;"> MFC Subordinated notes and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 175.13pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3022" decimals="INF" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7436">3.049</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 198.85000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> MFC Subordinated debentures were redeemed at par. The <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 384.15pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3025" decimals="INF" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7437">7.375</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 407.87pt; position: var(--position); text-decoration: none; white-space: pre;"> JHUSA Surplus notes matured and were <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 609.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">redeemed<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 77.58pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 624.4pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3889"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 624.4pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7341-3" continuedAt="f-7341-4"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value measurement<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7341-4"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 636.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company measures capital instruments at amortized cost in the Consolidated Statements of Financial Position. As at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 646.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.97pt; position: var(--position); text-decoration: none; white-space: pre;">, the fair value of capital instruments was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 279.88pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-456" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-7438">7,575</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.38pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.87pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.87pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.87pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-546" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-7439">6,483</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 370.37pt; position: var(--position); text-decoration: none; white-space: pre;">). The fair value of capital instruments was <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 657.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">determined using Level 2 valuation techniques (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.41pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.41pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; Level 2).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 100<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3897"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Note 11&#160; &#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfIssuedCapitalAndEarningsPerShareTextBlock" id="f-7440" continuedAt="f-7440-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 104.97pt; position: var(--position); text-decoration: none; white-space: pre;">Equity Capital and Earnings Per Share<span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7440-1" continuedAt="f-7440-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 60.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The authorized capital of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.95pt; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 165.42000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> consists of:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 76.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">an unlimited number of common shares without nominal or par value; and<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 88.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">an unlimited number of Class A, Class B and Class 1 preferred shares without nominal or par value, issuable in series.<span style="display: inline-block; height: 7.28pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 106.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3911"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 106.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7440-2" continuedAt="f-7440-3"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Preferred shares and other equity instruments<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7440-3" continuedAt="f-7440-4"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 118.6pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfFurtherInformationOnPreferredSharesAndOtherEquityInstrumentsOutstandingTableTextBlock" id="f-7441" continuedAt="f-7441-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents information about the outstanding preferred shares and other equity instruments as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.79pt; position: var(--position); text-decoration: none; white-space: pre;">December <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7441-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 129.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 80pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.97pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 146.2pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 89.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 64.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 79.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 3.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 16.5pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 0pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 64.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.48pt; position: var(--position); text-decoration: none; white-space: pre;">Annual dividend /<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 64.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.77pt; position: var(--position); text-decoration: none; white-space: pre;">distribution rate<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 53.56999999999999pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 0pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 79.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.88pt; position: var(--position); text-decoration: none; white-space: pre;">Earliest redemption<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 79.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 48.15pt; position: var(--position); text-decoration: none; white-space: pre;">date<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 61.76pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2),(3)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.22pt; position: var(--position); text-decoration: none; white-space: pre;">Number of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.87pt; position: var(--position); text-decoration: none; white-space: pre;">shares<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.52pt; position: var(--position); text-decoration: none; white-space: pre;">(in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.32pt; position: var(--position); text-decoration: none; white-space: pre;">Face<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.54pt; position: var(--position); text-decoration: none; white-space: pre;">amount<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="3" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 408.75pt; position: var(--position); top: 0pt; width: 104.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 8.44pt; width: 104.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.4pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;"> Net amount<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 38.64pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.53pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;"> as at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 16.5pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.33pt; position: var(--position); text-decoration: none; white-space: pre;">Issue date <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 16.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 29.29pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 16.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.29pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 27.75pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Preferred shares<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="2" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 39pt; width: 164.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 164.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Class A preferred shares<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 50.25pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Series 2<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 50.25pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.45pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3044" name="mfc:PreferredSharesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7442">February 18, 2005</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 50.25pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3044" decimals="5" name="mfc:PreferenceSharesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7443">4.650</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 50.25pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 64.38pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 50.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.07pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3045" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7444">14</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 50.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.54pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3045" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7445">350</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 50.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.54pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3045" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7446">344</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 50.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.54pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3046" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7447">344</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 61.5pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Series 3<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 61.5pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.44pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3047" name="mfc:PreferredSharesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7448">January 3, 2006</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 61.5pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3047" decimals="5" name="mfc:PreferenceSharesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7449">4.500</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 61.5pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 64.38pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 61.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.07pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3048" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7450">12</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 61.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3048" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7451">300</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 61.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3048" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7452">294</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 61.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3049" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7453">294</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="2" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 72.75pt; width: 164.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 164.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Class 1 preferred shares<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 84pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 3<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 47.03pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5),(6)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 84pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.02pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3050" name="mfc:PreferredSharesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7454">March 11, 2011</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 84pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3050" decimals="5" name="mfc:PreferenceSharesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7455">2.348</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 84pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.77pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3050" name="mfc:PreferenceSharesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7456">June 19, 2026</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 84pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.96pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3051" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7457">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 84pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3051" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7458">163</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 84pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3051" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7459">160</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 84pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3052" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7460">160</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 4<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 47.03pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(7)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 95.25pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.27pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3053" name="mfc:PreferredSharesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7461">June 20, 2016</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 95.25pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 36.56pt; position: var(--position); text-decoration: none; white-space: pre;">floating<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 95.25pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.77pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3053" name="mfc:PreferenceSharesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7462">June 19, 2026</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.96pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3054" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7463">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.32pt;"></span></span><span style="left: 38.95pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3054" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7464">37</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.32pt;"></span></span><span style="left: 38.95pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3054" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7465">36</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.32pt;"></span></span><span style="left: 38.95pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3055" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7466">36</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 9<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 47.03pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5),(6)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 106.5pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.22pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3056" name="mfc:PreferredSharesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7467">May 24, 2012</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 106.5pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3056" decimals="5" name="mfc:PreferenceSharesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7468">5.978</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 106.5pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.73pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3056" name="mfc:PreferenceSharesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7469">September 19, 2027</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.07pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3057" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7470">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3057" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7471">250</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3057" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7472">244</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3058" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7473">244</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117.75pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 11<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 50.41pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5),(6)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 117.75pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.06pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3059" name="mfc:PreferredSharesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7474">December 4, 2012</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 117.75pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3059" decimals="5" name="mfc:PreferenceSharesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7475">6.159</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 117.75pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.5pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3059" name="mfc:PreferenceSharesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7476">March 19, 2028</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.96pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3060" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7477">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3060" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7478">200</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3060" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7479">196</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3061" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7480">196</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 129pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 13<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 50.92pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5),(6)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 129pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.27pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3062" name="mfc:PreferredSharesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7481">June 21, 2013</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 129pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3062" decimals="5" name="mfc:PreferenceSharesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7482">6.350</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 129pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.73pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3062" name="mfc:PreferenceSharesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7483">September 19, 2028</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 129pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.96pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3063" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7484">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 129pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3063" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7485">200</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 129pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3063" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7486">196</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 129pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3064" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7487">196</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 140.25pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 15<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 50.92pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5),(6),(8)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 140.25pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.45pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3065" name="mfc:PreferredSharesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7488">February 25, 2014</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 140.25pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3065" decimals="5" name="mfc:PreferenceSharesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7489">5.775</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 140.25pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.66pt; position: var(--position); white-space: pre;"><ix:nonNumeric contextRef="c-3065" name="mfc:PreferenceSharesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7490">June 19, 2029</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 40.96pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3066" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7491">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3066" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7492">200</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3066" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7493">195</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3067" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7494">195</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 151.5pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 17<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 50.92pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5),(6),(9)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 151.5pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.67pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3068" name="mfc:PreferredSharesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7495">August 15, 2014</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 151.5pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3068" decimals="5" name="mfc:PreferenceSharesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7496">5.542</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 151.5pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.56pt; position: var(--position); white-space: pre;"><ix:nonNumeric contextRef="c-3068" name="mfc:PreferenceSharesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7497">December 19, 2029</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.07pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3069" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7498">14</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3069" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7499">350</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3069" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7500">343</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3070" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7501">343</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 162.75pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 19<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 50.92pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5),(6)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 162.75pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.06pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3071" name="mfc:PreferredSharesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7502">December 3, 2014</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 162.75pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3071" decimals="5" name="mfc:PreferenceSharesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7503">3.675</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 162.75pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.5pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3071" name="mfc:PreferenceSharesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7504">March 19, 2025</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 162.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.07pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3072" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7505">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 162.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3072" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7506">250</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 162.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3072" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7507">246</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 162.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3073" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7508">246</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 174pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 25<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 50.92pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5),(6)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 174pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.45pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3074" name="mfc:PreferredSharesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7509">February 20, 2018</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 174pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3074" decimals="5" name="mfc:PreferenceSharesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7510">5.942</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 174pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.77pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3074" name="mfc:PreferenceSharesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7511">June 19, 2028</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.07pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3075" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7512">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3075" decimals="-6" name="ifrs-full:NotionalAmount" scale="6" id="f-7513">250</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3075" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7514">245</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3076" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" scale="6" id="f-7515">245</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 185.25pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other equity instruments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 196.5pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.4pt; position: var(--position); text-decoration: none; white-space: pre;">Limited recourse capital <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.9pt; position: var(--position); text-decoration: none; white-space: pre;">notes (LRCN)<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 58.65pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(10)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 216.75pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 1<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 47.03pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(11)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 216.75pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.45pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3077" name="mfc:LimitedRecourseCapitalNotesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7516">February 19, 2021</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 216.75pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3077" decimals="5" name="mfc:LimitedRecourseCapitalNotesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7517">3.375</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 216.75pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.72pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3077" name="mfc:LimitedRecourseCapitalNotesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7518">May 19, 2026</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 216.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 35.13pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 216.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.6pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3078" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-7519">2,000</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 216.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.6pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3078" decimals="-6" name="mfc:LimitedRecourseCapitalNotesNetAmount" format="ixt:num-dot-decimal" scale="6" id="f-7520">1,982</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 216.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.6pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3079" decimals="-6" name="mfc:LimitedRecourseCapitalNotesNetAmount" format="ixt:num-dot-decimal" scale="6" id="f-7521">1,982</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 228pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 2<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 47.03pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(11)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 228pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.17pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3080" name="mfc:LimitedRecourseCapitalNotesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7522">November 12, 2021</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 228pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3080" decimals="5" name="mfc:LimitedRecourseCapitalNotesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7523">4.100</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 228pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.95pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3080" name="mfc:LimitedRecourseCapitalNotesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7524">February 19, 2027</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 228pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 35.13pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 228pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.6pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3081" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-7525">1,200</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 228pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.6pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3081" decimals="-6" name="mfc:LimitedRecourseCapitalNotesNetAmount" format="ixt:num-dot-decimal" scale="6" id="f-7526">1,189</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 228pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.6pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3082" decimals="-6" name="mfc:LimitedRecourseCapitalNotesNetAmount" format="ixt:num-dot-decimal" scale="6" id="f-7527">1,189</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 239.25pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.38pt; position: var(--position); text-decoration: none; white-space: pre;">Series 3<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 47.03pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(11)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 89.25pt; position: var(--position); top: 239.25pt; width: 75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.27pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3083" name="mfc:LimitedRecourseCapitalNotesIssueDate" format="ixt:date-monthname-day-year-en" id="f-7528">June 16, 2022</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 164.25pt; position: var(--position); top: 239.25pt; width: 64.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 64.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 35.32pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 35.32pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3083" decimals="5" name="mfc:LimitedRecourseCapitalNotesAnnualDividendDistributionRatePercentage" scale="-2" id="f-7529">7.117</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="left: 52.82pt; position: var(--position);"> %<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 228.75pt; position: var(--position); top: 239.25pt; width: 79.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 79.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.77pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3083" name="mfc:LimitedRecourseCapitalNotesEarliestRedemptionDate" format="ixt:date-monthname-day-year-en" id="f-7530">June 19, 2027</ix:nonNumeric><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 35.13pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 26.6pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3084" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-7531">1,000</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3084" decimals="-6" name="mfc:LimitedRecourseCapitalNotesNetAmount" scale="6" id="f-7532">990</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 239.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3085" decimals="-6" name="mfc:LimitedRecourseCapitalNotesNetAmount" scale="6" id="f-7533">990</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 250.5pt; width: 89.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 89.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 308.25pt; position: var(--position); top: 250.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.18pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3086" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" scale="6" id="f-7534">102</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 358.5pt; position: var(--position); top: 250.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 22.71pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3086" decimals="-6" name="ifrs-full:NotionalAmount" format="ixt:num-dot-decimal" scale="6" id="f-7535">6,750</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 250.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 22.71pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3086" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" format="ixt:num-dot-decimal" scale="6" id="f-7536">6,660</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 250.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 22.71pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3087" decimals="-6" name="mfc:PreferredSharesOutstandingNetAmount" format="ixt:num-dot-decimal" scale="6" id="f-7537">6,660</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 412.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Holders of Class A and Class 1 preferred shares are entitled to receive non-cumulative preferential cash dividends on a quarterly basis, as and when declared by <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 422.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">the Board of Directors. Non-deferrable distributions are payable to all LRCN holders semi-annually at the Company&#8217;s discretion. <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 431.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Redemption of all preferred shares is subject to regulatory approval. MFC may redeem each series, in whole or in part, at par, on the earliest redemption dates or <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 440.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">every five years thereafter, except for Class A Series 2, Class A Series 3 and Class 1 Series 4 preferred shares. Class A Series 2 and Series 3 preferred shares <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 449.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">are past their respective earliest redemption date and MFC may redeem these preferred shares, in whole or in part, at par at any time, subject to regulatory <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 458.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">approval. MFC may redeem the Class 1 Series 4 preferred shares, in whole or in part, at any time, at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 368.32pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3088" decimals="2" name="ifrs-full:ParValuePerShare" scale="0" id="f-7538">25.00</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 389.71pt; position: var(--position); text-decoration: none; white-space: pre;"> per share if redeemed on June 19, 2026 (the earliest <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 467.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">redemption date) and on June 19 every five years thereafter, or at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 260.33pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3089" decimals="2" name="ifrs-full:ParValuePerShare" scale="0" id="f-7539">25.50</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.71999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> per share if redeemed on any other date after June 19, 2021, subject to regulatory <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 476.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">approval.<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 83.85pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 485.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Red<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 67.91pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">emption of all LRCN series is subject to regulatory approval. MFC may at its option redeem each series in whole or in part, at a redemption price equal to par, together <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 494.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">with accrued and unpaid interest. The redemption period for Series 1 is every five years during the period from May 19 and including June 19, commencing in 2026. The <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 503.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">redemption period for Series 2 is every five years during the period from February 19 to and including March 19, commencing in 2027. After the first redemption date, the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 513.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">redemption period for Series 3 is every five years during the period from May 19 to and including June 19, commencing in 2<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 416.03999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">032<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 427.71pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 522.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Net of after-tax issuance costs<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 149.14pt; position: var(--position); text-decoration: none; white-space: pre;">.&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 531.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">On the earliest redemption date and every five years thereafter, the annual dividend rate will be reset to the five-year Government of Canada bond yield plus a <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 540.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">yield specified for each series. The specified yield for Class 1 preferred shares is: Series 3 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 341.39pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3050" decimals="4" name="mfc:PreferredSharesSpecifiedYieldPercentage" scale="-2" id="f-7540">1.41</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 361.21999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">, Series 9 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 398.52pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3056" decimals="4" name="mfc:PreferredSharesSpecifiedYieldPercentage" scale="-2" id="f-7541">2.86</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 418.34999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">, Series 11 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 459.03pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3059" decimals="4" name="mfc:PreferredSharesSpecifiedYieldPercentage" scale="-2" id="f-7542">2.61</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 478.85999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">, Series 13 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 520.0500000000001pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3062" decimals="4" name="mfc:PreferredSharesSpecifiedYieldPercentage" scale="-2" id="f-7543">2.22</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 539.88pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 549.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Series 15 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 92.39pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3065" decimals="4" name="mfc:PreferredSharesSpecifiedYieldPercentage" scale="-2" id="f-7544">2.16</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 112.22pt; position: var(--position); text-decoration: none; white-space: pre;">, Series 17 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 153.41pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3068" decimals="4" name="mfc:PreferredSharesSpecifiedYieldPercentage" scale="-2" id="f-7545">2.36</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 173.24pt; position: var(--position); text-decoration: none; white-space: pre;">, Series 19 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 214.43pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3071" decimals="4" name="mfc:PreferredSharesSpecifiedYieldPercentage" scale="-2" id="f-7546">2.30</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 234.26pt; position: var(--position); text-decoration: none; white-space: pre;">, and Series 25 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 289.06pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3074" decimals="4" name="mfc:PreferredSharesSpecifiedYieldPercentage" scale="-2" id="f-7547">2.55</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 308.89pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 558.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(6)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">On the earliest redemption date and every five years thereafter, Class 1 preferred shares are convertible at the option of the holder into a new series that is one <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 567.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">number higher than their existing series, and the holders are entitled to non-cumulative preferential cash dividends, payable quarterly if and when declared by the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 576.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Board of Directors, at a rate equal to the three-month Government of Canada Treasury bill yield plus the rate specified in footnote 5 above.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 585.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(7)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The floating dividend rate for the Class 1 Series 4 shares equals the three-month Government of Canada Treasury bill yield plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 452.32pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3053" decimals="4" name="mfc:BasisSpreadOnDividendYieldPercentage" scale="-2" id="f-7548">1.41</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 472.15pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 594.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(8)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">MFC did not exercise its right to redeem the outstanding Class 1 Shares Series 15 on June 19, 2024, which was the earliest redemption date. The dividend rate <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 604.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">was reset as specified in footnote 5 above to an annual fixed rate of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 266.14pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3090" decimals="5" name="mfc:PreferenceSharesAnnualDividendPercentage" scale="-2" id="f-7549">5.775</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 289.86pt; position: var(--position); text-decoration: none; white-space: pre;">, for a five-year period commencing on June 20, 2024.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 613.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(9)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">MFC did not exercise its right to redeem the outstanding Class 1 Shares Series 17 on December 19, 2024, which was the earliest redemption date. The dividend <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 622.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">rate was reset as specified in footnote 5 above to an annual fixed rate of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 280.13pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3091" decimals="5" name="mfc:PreferenceSharesAnnualDividendPercentage" scale="-2" id="f-7550">5.542</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 303.85pt; position: var(--position); text-decoration: none; white-space: pre;">, for a <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 323.65999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">five<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 334.53999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">-year<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 350.47999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> period commencing on December 20, 2024.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 631.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(10)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Non-payment of distributions or principal on any LRCN series when due will result in a recourse event. The recourse of each noteholder will be limited to their <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 640.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">proportionate amount of the Limited Recourse Trust&#8217;s assets which comprise of Class 1 Series 27 preferred shares for LRCN Series 1, Class 1 Series 28 preferred <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 649.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">shares for LRCN Series 2, and Class 1 Series 29 preferred shares for LRCN Series 3. All claims of the holders of LRCN series against MFC will be extinguished <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 658.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">upon receipt of the corresponding trust assets. The Class 1 Series 27, Class 1 Series 28 and Class 1 Series 29 preferred shares are eliminated on consolidation <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 667.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">while being held in the Limited Recourse Trust.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 676.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(11)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The LRCN Series 1 pay a distribution at a fixed rate of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 224.51pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3092" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7551">3.375</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 248.23000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> payable semi-annually, until June 18, 2026; on June 19, 2026 and every five years thereafter until <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 685.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">June 19, 2076, the rate will be reset at a rate equal to the five-year Government of Canada yield as defined in the prospectus, plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 459.7pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3093" decimals="5" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7552">2.839</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 483.41999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">. The LRCN Series 2 <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 695.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">pay a distribution at a fixed rate of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 161.95pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3094" decimals="4" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7553">4.10</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 181.78pt; position: var(--position); text-decoration: none; white-space: pre;"> payable semi-annually, until March 18, 2027; on March 19, 2027 and every five years thereafter until March 19, 2077, the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 704.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">rate will be reset at a rate equal to the five-year Government of Canada yield as defined in the prospectus, plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 399.83pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3095" decimals="5" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7554">2.704</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 423.55pt; position: var(--position); text-decoration: none; white-space: pre;">. The LRCN Series 3 pay a distribution at a <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 713.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">fixed rate of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 93.55pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3084" decimals="5" name="ifrs-full:BorrowingsInterestRate" scale="-2" id="f-7555">7.117</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 116.75999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> payable semi-annually, until June 18, 2027; on June 19, 2027 and every five years thereafter until June 19, 2077, the rate will be reset at a <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 722.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">rate equal to the five-year Government of Canada yield as defined in the prospectus, plus <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 333.39pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3084" decimals="4" name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" scale="-2" id="f-7556">3.95</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 353.21999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">101<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3937"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7440-4" continuedAt="f-7440-5"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Common shares<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7440-5" continuedAt="f-7440-6"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.97pt; position: var(--position); text-decoration: none; white-space: pre;">, there were <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 187.94pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3096" decimals="-6" name="mfc:NumberOfInstrumentsOutstandingInAShareBasedPaymentArrangement" scale="6" id="f-7557">12</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.89pt; position: var(--position); text-decoration: none; white-space: pre;"> outstanding stock options and deferred share units that entitle the holders to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">receive common shares or payment in cash or common shares, at the option of the holders (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 403.84pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.84pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 433.84pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3097" decimals="-6" name="mfc:NumberOfInstrumentsOutstandingInAShareBasedPaymentArrangement" scale="6" id="f-7558">17</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.79pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 79.8pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfClassesOfShareCapitalExplanatory" id="f-7559" continuedAt="f-7559-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents changes in common shares issued and outstanding.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7559-1"><div style="position: var(--position); top: 96.6pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 32.44pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="height: 29.25pt; left: 303.75pt; overflow: hidden; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); white-space: pre;">Number of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.62pt; position: var(--position); white-space: pre;">shares&#160; &#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.27pt; position: var(--position); white-space: pre;">(in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); white-space: pre;">Amount<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="height: 29.25pt; left: 412.5pt; overflow: hidden; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); white-space: pre;">Number of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.62pt; position: var(--position); white-space: pre;">shares&#160; &#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.27pt; position: var(--position); white-space: pre;">(in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.52pt; position: var(--position); white-space: pre;">Amount<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-6" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" format="ixt:num-dot-decimal" scale="6" id="f-7560">1,806</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-6" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-7561">21,527</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-12" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" format="ixt:num-dot-decimal" scale="6" id="f-7562">1,865</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-12" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-7563">22,178</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 52.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Repurchased for cancellation<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="shares" contextRef="c-13" decimals="-6" sign="-" name="mfc:StockRepurchasedDuringPeriodShares1" scale="6" id="f-7564">83</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-13" decimals="-6" name="mfc:StockRepurchasedDuringPeriodValue1" scale="6" id="f-7565">989</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="shares" contextRef="c-14" decimals="-6" sign="-" name="mfc:StockRepurchasedDuringPeriodShares1" scale="6" id="f-7566">63</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-14" decimals="-6" name="mfc:StockRepurchasedDuringPeriodValue1" scale="6" id="f-7567">745</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 64.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Issued on exercise of stock options and deferred share units<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-13" decimals="-6" name="mfc:NumberOfSharesIssuedOnExerciseOfStockOptionsAndDeferredShareUnits" scale="6" id="f-7568">6</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-13" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExerciseOfOptions" scale="6" id="f-7569">143</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-14" decimals="-6" name="mfc:NumberOfSharesIssuedOnExerciseOfStockOptionsAndDeferredShareUnits" scale="6" id="f-7570">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-14" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughExerciseOfOptions" scale="6" id="f-7571">94</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-5" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" format="ixt:num-dot-decimal" scale="6" id="f-7572">1,729</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-5" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-7573">20,681</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-6" decimals="-6" name="ifrs-full:NumberOfSharesOutstanding" format="ixt:num-dot-decimal" scale="6" id="f-7574">1,806</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-6" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-7575">21,527</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 196.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Normal course issuer bid<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 206.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">On February 20, 2024, the Company announced that the Toronto Stock Exchange (&#8220;TSX&#8221;) approved a normal course issuer bid <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 217.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(the &#8220;2024 NCIB&#8221;) permitting the purchase for cancellation of up to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.35pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3098" decimals="INF" name="mfc:CommonStockSharesAuthorizedForRepurchase" scale="6" id="f-7576">50</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 339.3pt; position: var(--position); text-decoration: none; white-space: pre;"> of its common shares, representing approximately <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 228.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3099" decimals="3" name="mfc:PercentageOfTheCompanysIssuedAndOutstandingCommonShares" scale="-2" id="f-7577">2.8</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.5pt; position: var(--position); text-decoration: none; white-space: pre;"> of its common shares outstanding as at February 12, 2024. <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.42pt; position: var(--position); text-decoration: none; white-space: pre;">On May 7, 2024, the Company announced that the TSX <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 239.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">approved an amendment to the 2024 NCIB to increase the number of common shares that it may repurchase for cancellation to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 250.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3100" decimals="INF" name="mfc:CommonStockSharesAuthorizedForRepurchase" scale="6" id="f-7578">90</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 73.95pt; position: var(--position); text-decoration: none; white-space: pre;"> of its common shares, representing approximately <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.84000000000003pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3101" decimals="2" name="mfc:PercentageOfTheCompanysIssuedAndOutstandingCommonShares" scale="-2" id="f-7579">5</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.84000000000003pt; position: var(--position); text-decoration: none; white-space: pre;"> of common shares outstanding as at February 12, 2024. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 266.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Purchases under the 2024 NCIB, as subsequently amended, commenced on February 23, 2024, and will continue until February <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 277.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">22, 2025, when the NCIB expires, or such earlier date as the Company completes its purchases.<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 419.34pt; position: var(--position); text-decoration: none; white-space: pre;"> During the year ended <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 288.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.97pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company purchased for cancellation under the 2024 NCIB <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 370.37pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3102" decimals="-5" name="mfc:StockRepurchasedAndRetiredDuringPeriodShares1" scale="6" id="f-7580">82.8</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.82pt; position: var(--position); text-decoration: none; white-space: pre;"> common shares for <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 497.78pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3102" decimals="-6" name="mfc:SharePurchasedAndCancelledValue" format="ixt:num-dot-decimal" scale="6" id="f-7581">3,212</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 525.28pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 299.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">incurred <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.97pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3102" decimals="-6" name="mfc:StockPurchasedAndCancelledValueTaxIncurred" scale="6" id="f-7582">60</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.97pt; position: var(--position); text-decoration: none; white-space: pre;"> of tax on net repurchases of equity.<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.28pt; position: var(--position); text-decoration: none; white-space: pre;"> Of this, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.77pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3103" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions" scale="6" id="f-7583">990</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 281.77pt; position: var(--position); text-decoration: none; white-space: pre;"> was recorded in common shares and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.2pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3104" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions" format="ixt:num-dot-decimal" scale="6" id="f-7584">2,282</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 461.7pt; position: var(--position); text-decoration: none; white-space: pre;"> was recorded in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 310.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">retained earnings in the Consolidated Statements of Changes in Equity.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 326.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s 2023 NCIB which was announced on February 21, 2023, expired on February 22, 2024, with no purchases <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 337.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">during the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.97pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.94pt; position: var(--position); text-decoration: none; white-space: pre;">. The Company&#8217;s 2022 NCIB, which was announced on February 1, 2022, expired on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 348.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">February 2, 2023.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 365.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">During the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.46pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.43pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company purchased for cancellation <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.86pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3105" decimals="-5" name="mfc:StockRepurchasedAndRetiredDuringPeriodShares1" scale="6" id="f-7585">62.6</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.31pt; position: var(--position); text-decoration: none; white-space: pre;"> common shares for a total cost <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 376.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 46pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3105" decimals="-6" name="mfc:SharePurchasedAndCancelledValue" format="ixt:num-dot-decimal" scale="6" id="f-7586">1,595</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 73.5pt; position: var(--position); text-decoration: none; white-space: pre;">, including <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 116.47pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3106" decimals="-5" name="mfc:StockRepurchasedAndRetiredDuringPeriodShares1" scale="6" id="f-7587">6.9</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 156.92000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> common shares for <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.88pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3106" decimals="-6" name="mfc:SharePurchasedAndCancelledValue" scale="6" id="f-7588">175</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.88pt; position: var(--position); text-decoration: none; white-space: pre;"> under the 2022 NCIB. Of this, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.84pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3107" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions" scale="6" id="f-7589">745</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 401.84pt; position: var(--position); text-decoration: none; white-space: pre;"> was recorded in common shares <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 386.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 53.5pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3108" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions" scale="6" id="f-7590">850</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 73.5pt; position: var(--position); text-decoration: none; white-space: pre;"> was recorded in retained earnings in the Consolidated Statements of Changes in Equity.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 403.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">On February 19, 2025, the Company announced that it is launching a normal course issuer bid (the &#8220;2025 NCIB&#8221;) permitting the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 414.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">purchase for cancellation of up to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.95pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3109" decimals="INF" name="mfc:CommonStockSharesAuthorizedForRepurchase" scale="6" id="f-7591">51.5</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.4pt; position: var(--position); text-decoration: none; white-space: pre;"> common shares, representing approximately <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.8pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3110" decimals="3" name="mfc:PercentageOfTheCompanysIssuedAndOutstandingCommonShares" scale="-2" id="f-7592">3.0</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 419.3pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.8pt; position: var(--position); text-decoration: none; white-space: pre;">of common shares outstanding. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 425.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company has received approval from both the TSX and OSFI for the 2025 NCIB. Purchases under the 2025 NCIB may <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 436.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">commence on February 24, 2025 and continue until February 23, 2026, when the 2025 NCIB expires, or such earlier date as the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 446.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company completes its purchases.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 463.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3946"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 463.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7440-6" continuedAt="f-7440-7"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Earnings per share <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7440-7" continuedAt="f-7440-8"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 475.4pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:EarningsPerShareExplanatory" id="f-7593" continuedAt="f-7593-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents basic and diluted earnings per common share of the Company.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7593-1"><div style="position: var(--position); top: 492.2pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Basic earnings per common share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-7" decimals="2" name="ifrs-full:BasicEarningsLossPerShare" scale="0" id="f-7594">2.85</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-8" decimals="2" name="ifrs-full:BasicEarningsLossPerShare" scale="0" id="f-7595">2.62</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Diluted earnings per common share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-7" decimals="2" name="ifrs-full:DilutedEarningsLossPerShare" scale="0" id="f-7596">2.84</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-8" decimals="2" name="ifrs-full:DilutedEarningsLossPerShare" scale="0" id="f-7597">2.61</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 538.45pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfReconciliationOfNumbersOfSharesOutstandingExplanatoryTableTextBlock" id="f-7598" continuedAt="f-7598-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following is a reconciliation of the denominator (number of shares) in the calculation of basic and diluted earnings per <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7598-1" continuedAt="f-7598-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 549.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">common share.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 566.05pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Weighted average number of common shares (in millions)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-7" decimals="-6" name="ifrs-full:WeightedAverageShares" format="ixt:num-dot-decimal" scale="6" id="f-7599">1,779</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-8" decimals="-6" name="ifrs-full:WeightedAverageShares" format="ixt:num-dot-decimal" scale="6" id="f-7600">1,834</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Dilutive stock-based awards<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 104.83pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 111.17999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> (in millions)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-7" decimals="-6" name="ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" scale="6" id="f-7601">6</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-8" decimals="-6" name="ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" scale="6" id="f-7602">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Weighted average number of diluted common shares (in millions)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-7" decimals="-6" name="ifrs-full:AdjustedWeightedAverageShares" format="ixt:num-dot-decimal" scale="6" id="f-7603">1,785</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-8" decimals="-6" name="ifrs-full:AdjustedWeightedAverageShares" format="ixt:num-dot-decimal" scale="6" id="f-7604">1,838</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 618.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The dilutive effect of stock-based awards was calculated using the treasury stock method. This method calculates the number of incremental shares by assuming <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 627.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">the outstanding stock-based awards are (i) exercised and (ii) then reduced by the number of shares assumed to be repurchased from the issuance proceeds, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 636.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">using the average market price of MFC common shares for the year. Excluded from the calculation was a weighted average of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 437.89pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3111" decimals="-6" name="mfc:AntidilutiveSecuritiesWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShare" format="ixt:fixed-zero" scale="6" id="f-7605">nil</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 444.88pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 449.15pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 464.71pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 472.47999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3112" decimals="-6" name="mfc:AntidilutiveSecuritiesWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShare" format="ixt:fixed-zero" scale="6" id="f-7606">nil</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 479.46999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">) anti-dilutive stock-<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 645.6pt; width: 594pt;"><ix:continuation id="f-7598-2"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">based awards.<span style="display: inline-block; height: 5.09pt;"></span></span></ix:continuation><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 91.57pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 102<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3956"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7440-8" continuedAt="f-7440-9"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Quarterly dividend declaration subsequent to year end <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7440-9"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">On <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: var(--position); text-decoration: none; white-space: pre;">February&#160;19, 2025<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.97pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company&#8217;s Board of Directors approved a quarterly dividend of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.17pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3113" decimals="2" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7607">0.44</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.67pt; position: var(--position); text-decoration: none; white-space: pre;"> per share on the common <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">shares of MFC, payable on or after March 19, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.91pt; position: var(--position); text-decoration: none; white-space: pre;">2025<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 248.91pt; position: var(--position); text-decoration: none; white-space: pre;"> to shareholders of record at the close of business on March 5, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 500.32pt; position: var(--position); text-decoration: none; white-space: pre;">2025<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 520.3199999999999pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 79.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Board also declared dividends on the following non-cumulative preferred shares, payable on or after March 19, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 505.26pt; position: var(--position); text-decoration: none; white-space: pre;">2025<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 525.26pt; position: var(--position); text-decoration: none; white-space: pre;"> to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 90.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders of record at the close of business on March 5, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.90999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">2025<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 303.91pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 108.4pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfDividendsPaidTableTextBlock" id="f-7608" escape="true"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 252pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 252pt;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Class A Shares Series 2 - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 98.2pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3044" decimals="5" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7609">0.290630</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 135.94pt; position: var(--position); white-space: pre;"> per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 0pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Class 1 Shares Series 13 - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 102.63000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3062" decimals="6" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7610">0.396875</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 140.37pt; position: var(--position); white-space: pre;"> per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 12pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Class A Shares Series 3 - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 98.2pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3047" decimals="5" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7611">0.281250</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 135.94pt; position: var(--position); white-space: pre;"> per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 12pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Class 1 Shares Series 15 - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 102.63000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3065" decimals="6" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7612">0.360938</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 140.37pt; position: var(--position); white-space: pre;"> per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 24pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Class 1 Shares Series 3 - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 98.19000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3050" decimals="5" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7613">0.146750</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 135.93pt; position: var(--position); white-space: pre;"> per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 24pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Class 1 Shares Series 17 - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 102.63000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3068" decimals="6" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7614">0.346375</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 140.37pt; position: var(--position); white-space: pre;"> per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 36pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Class 1 Shares Series 4 - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 98.19000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3053" decimals="4" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7615">0.301500</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 135.93pt; position: var(--position); white-space: pre;"> per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 36pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Class 1 Shares Series 19 - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 102.63000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3071" decimals="6" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7616">0.229688</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 140.37pt; position: var(--position); white-space: pre;"> per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 48pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Class 1 Shares Series 9 - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 98.19000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3056" decimals="6" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7617">0.373625</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 135.93pt; position: var(--position); white-space: pre;"> per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 252pt; position: var(--position); top: 48pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Class 1 Shares Series 25 - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 102.63000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3074" decimals="6" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7618">0.371375</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 140.37pt; position: var(--position); white-space: pre;"> per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 60pt; width: 252pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 252pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Class 1 Shares Series 11 - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 102.04pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3059" decimals="6" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-7619">0.384938</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 139.78pt; position: var(--position); white-space: pre;"> per share<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr></tbody></table></div></div></ix:nonNumeric></div></ix:continuation><div style="position: absolute; top: 191.4pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3965"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 191.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 43.25pt; position: var(--position); text-decoration: none; white-space: pre;">Note 12&#160; &#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfCapitalManagementExplanatoryTextBlock" id="f-7620" continuedAt="f-7620-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 103.22pt; position: var(--position); text-decoration: none; white-space: pre;">Capital Management<span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><div style="position: absolute; top: 213pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3991"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 213pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7620-1" continuedAt="f-7620-2"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Capital management <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7620-2" continuedAt="f-7620-3"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 224.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company monitors and manages its consolidated capital in compliance with the Life Insurance Capital Adequacy Test <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 235.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(&#8220;LICAT&#8221;) guideline, the capital framework issued by OSFI. Under the capital framework, the Company&#8217;s consolidated capital <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 246.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">resources, including available capital, surplus allowance, and eligible deposits, are measured against the base solvency buffer, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 257.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">which is the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.47pt; position: var(--position); text-decoration: none; white-space: pre;">risk based<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 135.45pt; position: var(--position); text-decoration: none; white-space: pre;"> capital requirement determined in accordance with the guideline.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 273.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s operating activities are primarily conducted within MLI and its subsidiaries. MLI is also regulated by OSFI and is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 284.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">therefore subject to consolidated risk based capital requirements using the OSFI LICAT framework.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 301.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company seeks to manage its capital with the objectives of:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 318.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Operating with sufficient capital to be able to honour all commitments to its policyholders and creditors with a high degree of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 329.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">confidence;<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 342.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Retaining the ongoing confidence of regulators, policyholders, rating agencies, investors and other creditors in order to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 353.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">ensure access to capital markets; and<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 367.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Optimizing return on capital to meet <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.41pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders&#8217;<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.03999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> expectations subject to constraints and considerations of adequate levels <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 378.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">of capital established to meet the first two objectives.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 395.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Capital is managed and monitored in accordance with the Capital Management Policy. The policy is reviewed and approved by <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 405.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the Board of Directors annually and is integrated with the Company&#8217;s risk and financial management frameworks. It establishes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 416.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">guidelines regarding the quantity and quality of capital, internal capital mobility, and proactive management of ongoing and future <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 427.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">capital requirements<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.94pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 444.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The capital management framework considers the requirements of the Company as a whole as well as the needs of each of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 455.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s subsidiaries. Internal capital targets are set above the regulatory requirements, and consider a number of factors, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 465.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">including expectations of regulators and rating agencies, results of sensitivity and stress testing and the Company&#8217;s own risk <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 476.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">assessments. The Company monitors against these internal targets and initiates actions appropriate to achieving its business <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 487.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">objectives.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 504.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated capital, whose components are based on accounting standards, is presented in the table below for <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.33pt; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 512.8pt; position: var(--position); text-decoration: none; white-space: pre;">. For <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 515.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">regulatory reporting purposes, under the LICAT framework, the numbers are further adjusted for various additions or deductions <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 525.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">to capital as mandated by the guidelines used by OSFI.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 542.7pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfConsolidatedCapitalInComplianceWithLifeInsuranceCapitalAdequacyTestLICATExplanatoryTableTextBlock" id="f-7621" continuedAt="f-7621-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated capital<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7621-1"><div style="position: var(--position); top: 553.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 29.29pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.29pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:GainLossOnEquity" format="ixt:num-dot-decimal" scale="6" id="f-7622">52,960</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:GainLossOnEquity" format="ixt:num-dot-decimal" scale="6" id="f-7623">48,727</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Exclude AOCI gain / (loss) on cash flow hedges <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" sign="-" name="mfc:AccumulatedOtherComprehensiveIncomeNetGainsLossesOnCashFlowHedges" scale="6" id="f-7624">119</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" sign="-" name="mfc:AccumulatedOtherComprehensiveIncomeNetGainsLossesOnCashFlowHedges" scale="6" id="f-7625">26</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total equity excluding AOCI on cash flow hedges <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:EquityExcludingAccumulatedOtherComprehensiveIncomeOnCashFlowHedges" format="ixt:num-dot-decimal" scale="6" id="f-7626">52,841</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:EquityExcludingAccumulatedOtherComprehensiveIncomeOnCashFlowHedges" format="ixt:num-dot-decimal" scale="6" id="f-7627">48,701</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Post-tax CSM<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:PostTaxContractualServiceMarginAdjustment" format="ixt:num-dot-decimal" scale="6" id="f-7628">20,826</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:PostTaxContractualServiceMarginAdjustment" format="ixt:num-dot-decimal" scale="6" id="f-7629">18,503</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Qualifying capital instruments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:LiabilitiesForQualifyingCapitalInstruments" format="ixt:num-dot-decimal" scale="6" id="f-7630">7,532</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:LiabilitiesForQualifyingCapitalInstruments" format="ixt:num-dot-decimal" scale="6" id="f-7631">6,667</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated capital<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:ConsolidatedCapital" format="ixt:num-dot-decimal" scale="6" id="f-7632">81,199</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:ConsolidatedCapital" format="ixt:num-dot-decimal" scale="6" id="f-7633">73,871</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 647.75pt;" id="if6fa43b23a7e44208736dc8e2683aefd_3975"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 647.75pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7620-3" continuedAt="f-7620-4"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Restrictions on dividends and capital distributions<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7620-4" continuedAt="f-7620-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 659.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Dividends and capital distributions are restricted under the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.86pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance Companies Act <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.83pt; position: var(--position); text-decoration: none; white-space: pre;">(&#8220;ICA&#8221;). <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.62pt; position: var(--position); text-decoration: none; white-space: pre;">These restrictions apply to both <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 670.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">MFC and its primary operating subsidiary MLI. <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.2pt; position: var(--position); text-decoration: none; white-space: pre;">The ICA prohibits the declaration or payment of any dividend on shares of an <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 681.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">insurance company if there are reasonable grounds for believing a company does not have adequate capital and adequate and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 691.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">appropriate forms of liquidity or the declaration or payment of the dividend would cause the company to be in contravention of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 702.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">any regulation made under the ICA respecting the maintenance of adequate capital and adequate and appropriate forms of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 713.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">liquidity, or of any direction made to the company by OSFI. The ICA also requires an insurance company to notify OSFI of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 724.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">declaration of a dividend at least 15 days prior to the date fixed for its payment. Similarly, the ICA prohibits the purchase for <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 735.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">cancellation of any shares issued by an insurance company or the redemption of any redeemable shares or other similar capital <span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">103<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-7620-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">transactions, if there are reasonable grounds for believing that the company does not have adequate capital and adequate and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">appropriate forms of liquidity or the payment would cause the company to be in contravention of any regulation made under the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">ICA respecting the maintenance of adequate capital and adequate and appropriate forms of liquidity, or any direction made to the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 72.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">company by OSFI. These latter transactions would require the prior approval of OSFI.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The ICA requires Canadian insurance companies to maintain adequate levels of capital at all times.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 106.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Since MFC is a holding company that conducts all of its operations through regulated insurance subsidiaries (or companies <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 117.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">owned directly or indirectly by these subsidiaries), its <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.85pt; position: var(--position); text-decoration: none; white-space: pre;">ability to pay future dividends will depend<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.25pt; position: var(--position); text-decoration: none; white-space: pre;"> on the receipt of sufficient funds <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 128.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">from its regulated insurance subsidiaries. These subsidiaries are also subject to certain regulatory restrictions under laws in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Canada, the United States and certain other countries that may limit their ability to pay dividends or make other upstream <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 149.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">distributions.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 166.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281763"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 166.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 34.25pt; position: var(--position); text-decoration: none; white-space: pre;">Note 13&#160; &#160; <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 90.89pt; position: var(--position); text-decoration: none; white-space: pre;"> <ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfRevenueFromContractsWithCustomersExplanatory" id="f-7634" continuedAt="f-7634-1" escape="true">Revenue from Service Contracts</ix:nonNumeric><span style="display: inline-block; height: 8.73pt;"></span></span></div><ix:continuation id="f-7634-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 186.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company provides investment management services, transaction processing and administrative services, and distribution <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 196.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and related services to proprietary and third-party investment funds, retirement plans, group benefit plans, institutional investors <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 207.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and other arrangements. The Company also provides real estate management services to tenants of its investment properties.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 224.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s service contracts generally impose single performance obligations, each consisting of a series of similar related <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 235.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">services for each customer.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 252.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s performance obligations within service arrangements are generally satisfied over time as the customer <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 262.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">simultaneously receives and consumes the benefits of the services rendered, measured using an output method. Fees typically <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 273.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">include variable consideration and the related revenue is recognized to the extent that it is highly probable that a significant <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 284.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">reversal in the amount of cumulative revenue recognized will not occur when the uncertainty is subsequently resolved.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 301.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Asset-based<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.99000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> fees vary with the asset values of accounts under management, subject to market conditions and investor <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 312.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">behaviours beyond the Company&#8217;s control. Transaction processing and administrative fees vary with activity volumes, also <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 322.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">beyond the Company&#8217;s control. Some fees, including distribution fees, are based on account balances and transaction volumes. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 333.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Fees related to account balances and transaction volumes are measured daily. Real estate management service fees include <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 344.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">fixed portions plus recovery of variable costs of services rendered to tenants. Fees related to services provided are generally <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 355.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">recognized as services are rendered, which is when it becomes highly probable that no significant reversal of cumulative <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 366.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">revenue recognized will occur. The Company has determined that its service contracts have no significant financing components <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 376.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">because fees are collected monthly. The Company has no significant contract assets or contract liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 393.7pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfDisaggregationOfRevenueFromContractsWithCustomersExplanatory" id="f-7635" continuedAt="f-7635-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present revenue from service contracts by service lines and reporting segments as disclosed in note <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 518.26pt; position: var(--position); text-decoration: none; white-space: pre;">19<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 528.26pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7635-1"><div style="position: var(--position); top: 410.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 362.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 362.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.63pt; position: var(--position); text-decoration: none; white-space: pre;">Global WAM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.23pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Asia, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.99pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Canada, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.95pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">U.S., and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.99pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Corporate <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.99pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">and Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment management and other related fees<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3114" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7636">3,612</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3115" decimals="-6" sign="-" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7637">489</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3116" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7638">3,123</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Transaction processing, administration and service fees<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3117" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7639">2,908</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3118" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7640">298</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3119" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7641">3,206</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Distribution fees and other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3120" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7642">918</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3121" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7643">46</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3122" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7644">964</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total included in other revenue<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 81.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3123" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7645">7,438</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 81.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3124" decimals="-6" sign="-" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7646">145</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 81.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3125" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7647">7,293</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 93.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Revenue from non-service lines<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 93.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3126" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7648">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 93.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3127" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7649">294</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 93.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3128" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7650">295</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 105.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total other revenue<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7651">7,439</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3130" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7652">149</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7653">7,588</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate management services included in net investment income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3131" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:fixed-zero" scale="6" id="f-7654">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3132" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7655">317</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3133" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7656">317</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 545.25pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 362.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 45.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 362.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 37.69pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.63pt; position: var(--position); text-decoration: none; white-space: pre;">Global WAM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.23pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Asia, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.99pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Canada, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.95pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">U.S., and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.99pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Corporate <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.99pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">and Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 37.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment management and other related fees<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3134" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7657">3,298</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: 0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 22.59pt;"></span></span><span style="left: 29.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3135" decimals="-6" sign="-" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7658">412</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3136" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7659">2,886</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Transaction processing, administration and service fees<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3137" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7660">2,566</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: 0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.29pt;"></span></span><span style="left: 32.92pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3138" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7661">269</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3139" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7662">2,835</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Distribution fees and other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3140" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7663">842</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: 0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 34.93pt;"></span></span><span style="left: 37.56pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3141" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7664">54</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3142" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7665">896</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total included in other revenue<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 81.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3143" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7666">6,706</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 81.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: 0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3144" decimals="-6" sign="-" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7667">89</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 81.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3145" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7668">6,617</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 93.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Revenue from non-service lines<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 93.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3146" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7669">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 93.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: 0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.29pt;"></span></span><span style="left: 32.92pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3147" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7670">126</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 93.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3148" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7671">129</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 105.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total other revenue<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7672">6,709</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: 0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.29pt;"></span></span><span style="left: 37.56pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3150" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7673">37</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:num-dot-decimal" scale="6" id="f-7674">6,746</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117.75pt; width: 362.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 362.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate management services included in net investment income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3151" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" format="ixt:fixed-zero" scale="6" id="f-7675">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: 0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.65pt;"></span></span><span style="left: 32.92pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3152" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7676">303</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3153" decimals="-6" name="ifrs-full:RevenueFromContractsWithCustomers" scale="6" id="f-7677">303</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 104<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281770"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 43.25pt; position: var(--position); text-decoration: none; white-space: pre;">Note 14&#160; &#160; <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 99.89pt; position: var(--position); text-decoration: none; white-space: pre;"> <ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory" id="f-7678" continuedAt="f-7678-1" escape="true">Stock-Based Compensation</ix:nonNumeric><span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="position: absolute; top: 62.1pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4017"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7678-1" continuedAt="f-7678-2"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Stock options<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7678-2" continuedAt="f-7678-3"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 73.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company grants stock options under its Executive Stock Option Plan (&#8220;ESOP&#8221;) to selected individuals. <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.65pt; position: var(--position); text-decoration: none; white-space: pre;">The options provide <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 84.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the holder the right to purchase MFC common shares at an exercise price equal to the higher of the prior day, prior five-day or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 95.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">prior ten-day average closing market price of<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.89pt; position: var(--position); text-decoration: none; white-space: pre;"> the<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 237.89pt; position: var(--position); text-decoration: none; white-space: pre;"> shares on the Toronto Stock Exchange on the date the options are granted. The <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 106.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">options vest over a period not exceeding <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.95pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="mfc:StockOptionsVestingPeriod" format="ixt-sec:durwordsen" id="f-7679">four years</ix:nonNumeric><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 248.93pt; position: var(--position); text-decoration: none; white-space: pre;"> and expire not more than <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.89pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="mfc:StockOptionsExpiryPeriod" format="ixt-sec:durwordsen" id="f-7680">ten years</ix:nonNumeric><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 390.88pt; position: var(--position); text-decoration: none; white-space: pre;"> from the grant date. Effective with the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 117pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">2015 grant, options may only be exercised after the fifth-year anniversary. <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 339.72pt; position: var(--position); text-decoration: none; white-space: pre;">A total of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 377.22pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3154" decimals="0" name="ifrs-full:SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares" format="ixt:num-dot-decimal" scale="0" id="f-7681">73,600,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.22pt; position: var(--position); text-decoration: none; white-space: pre;"> common shares have been <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 127.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">reserved for issuance under the ESOP.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 144.6pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory" id="f-7682" continuedAt="f-7682-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Options outstanding<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7682-1"><div style="position: var(--position); top: 156.4pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 32.44pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.39pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">Number of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.07pt; position: var(--position); text-decoration: none; white-space: pre;">options <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.27pt; position: var(--position); text-decoration: none; white-space: pre;">(in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Weighted <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.79pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">average <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.37pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">exercise price<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.39pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">Number of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.79pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.07pt; position: var(--position); text-decoration: none; white-space: pre;">options <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.27pt; position: var(--position); text-decoration: none; white-space: pre;">(in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Weighted <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.79pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">average <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.37pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">exercise price<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Outstanding, January 1<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2" decimals="-6" name="ifrs-full:NumberOfOutstandingShareOptions" scale="6" id="f-7683">16</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-2" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" scale="0" id="f-7684">22.73</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-40" decimals="-6" name="ifrs-full:NumberOfOutstandingShareOptions" scale="6" id="f-7685">20</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-40" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" scale="0" id="f-7686">22.42</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 52.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Forfeited<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-7" decimals="-6" name="ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement" format="ixt:fixed-zero" scale="6" id="f-7687">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-7" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019" format="ixt:fixed-zero" scale="0" id="f-7688">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-8" decimals="-6" name="ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement" format="ixt:fixed-zero" scale="6" id="f-7689">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-8" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019" scale="0" id="f-7690">24.27</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 64.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Exercised<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-7" decimals="-6" name="ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" scale="6" id="f-7691">5</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-7" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" scale="0" id="f-7692">21.56</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="number" contextRef="c-8" decimals="-6" name="ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" scale="6" id="f-7693">4</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-8" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" scale="0" id="f-7694">21.02</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Outstanding, December 31<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-1" decimals="-6" name="ifrs-full:NumberOfOutstandingShareOptions" scale="6" id="f-7695">11</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-1" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" scale="0" id="f-7696">23.35</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2" decimals="-6" name="ifrs-full:NumberOfOutstandingShareOptions" scale="6" id="f-7697">16</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-2" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" scale="0" id="f-7698">22.73</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 88.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Exercisable, December 31<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-1" decimals="-6" name="ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" scale="6" id="f-7699">6</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-1" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" scale="0" id="f-7700">22.66</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-2" decimals="-6" name="ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" scale="6" id="f-7701">9</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-2" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" scale="0" id="f-7702">21.99</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="position: var(--position); top: 263.9pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory" id="f-7703" escape="true"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 203.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 44.27pt; position: var(--position); text-decoration: none; white-space: pre;">Options outstanding<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 150.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 150.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 44.66pt; position: var(--position); text-decoration: none; white-space: pre;">Options exercisable<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 45pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 203.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 36.94pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.14pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">Number of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.54pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.07pt; position: var(--position); text-decoration: none; white-space: pre;">options <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.27pt; position: var(--position); text-decoration: none; white-space: pre;">(in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Weighted <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.79pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">average <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.37pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">exercise price<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.34pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Weighted <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.74pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.79pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">average <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.14pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.06pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">remaining <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.54pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.26pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">contractual <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.85pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">life (in years)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 20.14pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.97pt; position: var(--position); text-decoration: none; white-space: pre;">Number of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.54pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.07pt; position: var(--position); text-decoration: none; white-space: pre;">options <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.27pt; position: var(--position); text-decoration: none; white-space: pre;">(in millions)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 19.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Weighted <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.79pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">average <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.37pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">exercise price<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.34pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Weighted <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.74pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.79pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">average <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.14pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.06pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">remaining <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.54pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.26pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">contractual <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 36.94pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.85pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">life (in years)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 203.25pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3155" decimals="2" name="ifrs-full:WeightedAverageSharePrice2019" scale="0" id="f-7704">17.59</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.82pt; position: var(--position); white-space: pre;"> - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 36.92pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3156" decimals="2" name="ifrs-full:WeightedAverageSharePrice2019" scale="0" id="f-7705">20.99</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3157" decimals="-6" name="ifrs-full:NumberOfOutstandingShareOptions" scale="6" id="f-7706">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-3157" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" scale="0" id="f-7707">17.59</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 32.08pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3158" name="ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" format="ixt-sec:duryear" id="f-7708">1.15</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3157" decimals="-6" name="ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" scale="6" id="f-7709">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-3157" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" scale="0" id="f-7710">17.59</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 32.08pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="y" contextRef="c-3158" decimals="2" name="mfc:WeightedAverageRemainingContractualLifeOfExercisableShareOptions" scale="6" id="f-7711">1.15</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 203.25pt;"><div><div style="font-size: 12pt; line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3159" decimals="2" name="ifrs-full:WeightedAverageSharePrice2019" scale="0" id="f-7712">21.00</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.82pt; position: var(--position); white-space: pre;"> - <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 36.92pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3160" decimals="2" name="ifrs-full:WeightedAverageSharePrice2019" scale="0" id="f-7713">24.73</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3161" decimals="-6" name="ifrs-full:NumberOfOutstandingShareOptions" scale="6" id="f-7714">10</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-3161" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" scale="0" id="f-7715">23.93</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 32.08pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3162" name="ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" format="ixt-sec:duryear" id="f-7716">4.04</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3161" decimals="-6" name="ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" scale="6" id="f-7717">5</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-3161" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" scale="0" id="f-7718">23.58</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 32.08pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="y" contextRef="c-3162" decimals="2" name="mfc:WeightedAverageRemainingContractualLifeOfExercisableShareOptions" scale="6" id="f-7719">3.21</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 80.25pt; width: 203.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 203.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 203.25pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-1" decimals="-6" name="ifrs-full:NumberOfOutstandingShareOptions" scale="6" id="f-7720">11</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-1" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" scale="0" id="f-7721">23.35</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 32.08pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" format="ixt-sec:duryear" id="f-7722">3.78</ix:nonNumeric><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-1" decimals="-6" name="ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" scale="6" id="f-7723">6</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cadPerShare" contextRef="c-1" decimals="2" name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" scale="0" id="f-7724">22.66</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 32.08pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="y" contextRef="c-7" decimals="2" name="mfc:WeightedAverageRemainingContractualLifeOfExercisableShareOptions" scale="6" id="f-7725">2.89</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></ix:nonNumeric></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 361.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-7" decimals="-6" name="ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" format="ixt:fixed-zero" scale="0" id="f-7726"><ix:nonFraction unitRef="number" contextRef="c-8" decimals="-6" name="ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" format="ixt:fixed-zero" scale="0" id="f-7727">No</ix:nonFraction></ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.49pt; position: var(--position); text-decoration: none; white-space: pre;"> stock options were granted in <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.44pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 198.44pt; position: var(--position); text-decoration: none; white-space: pre;"> or <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.43pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.43pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 377.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Compensation expense related to stock options was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 255.43pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3163" decimals="-6" name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" format="ixt:fixed-zero" scale="6" id="f-7728">nil</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.40999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> for the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.39pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.36pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.85pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.85pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 461.85pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3164" decimals="-6" name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" scale="6" id="f-7729">2</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.85pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 394.75pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281787"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 394.75pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7678-3" continuedAt="f-7678-4"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred share units<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7678-4" continuedAt="f-7678-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 406.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In 2000, the Company granted deferred share units (&#8220;DSUs&#8221;) on a one-time basis to certain employees under the ESOP. These <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 417.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">DSUs vest over a<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.97pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-3165" name="mfc:OtherEquityInstrumentVestingPeriod" format="ixt-sec:durwordsen" id="f-7730"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.47pt; position: var(--position); text-decoration: none; white-space: pre;">three<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">-year<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.44pt; position: var(--position); text-decoration: none; white-space: pre;"> period and each DSU entitles the holder to receive <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 364.34pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3165" decimals="0" name="mfc:NumberOfCommonSharesToBeReceivedOfPlanOnRetirementOrTermination" format="ixt-sec:numwordsen" scale="0" id="f-7731">one</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.34pt; position: var(--position); text-decoration: none; white-space: pre;"> common share on retirement or termination <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 428.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">of employment. When dividends are paid on common shares, holders of DSUs are deemed to receive dividends at the same <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 438.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">rate, payable in the form of additional DSUs. The number of these DSUs outstanding was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.67pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3166" decimals="0" name="mfc:NumberOfOtherEquityInstrumentsEntitleHolderToReceivePaymentInCommonShares" format="ixt:num-dot-decimal" scale="0" id="f-7732">149,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 435.17pt; position: var(--position); text-decoration: none; white-space: pre;"> as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.67pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.64pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 449.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 47.99pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.99pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 77.99000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3167" decimals="0" name="mfc:NumberOfOtherEquityInstrumentsEntitleHolderToReceivePaymentInCommonShares" format="ixt:num-dot-decimal" scale="0" id="f-7733">143,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.49pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 466.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In addition, for certain employees and pursuant to the Company&#8217;s deferred compensation program, the Company grants DSUs <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 477.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">under the Restricted Share Units (&#8220;RSUs&#8221;) Plan which entitle the holder to receive payment in cash equal to the value of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 488.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">same number of common shares plus credited dividends on retirement or termination of employment. In <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.77pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.77pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 498.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">granted <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 77.99000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3168" decimals="0" name="ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted" format="ixt:num-dot-decimal" scale="0" id="f-7734">45,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> DSUs (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 156.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 166.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3169" decimals="0" name="ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted" format="ixt:num-dot-decimal" scale="0" id="f-7735">38,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.46pt; position: var(--position); text-decoration: none; white-space: pre;">) to certain employees which vest after <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 350.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3168" name="mfc:OtherEquityInstrumentVestingPeriod" format="ixt-sec:durmonth" id="f-7736">36</ix:nonNumeric> months<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.37pt; position: var(--position); text-decoration: none; white-space: pre;">. In <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.37pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.37pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 432.37pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3170" decimals="0" name="ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted" format="ixt:num-dot-decimal" scale="0" id="f-7737">44,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.87pt; position: var(--position); text-decoration: none; white-space: pre;"> DSUs (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 491.34pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.34pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 521.3399999999999pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3171" decimals="0" name="ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted" format="ixt:num-dot-decimal" scale="0" id="f-7738">33,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 548.8399999999999pt; position: var(--position); text-decoration: none; white-space: pre;">) <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 509.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">were granted to certain employees who elected to defer receipt of all or part of their annual bonus, and these DSUs vested <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 520.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">immediately. In <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.28999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.29pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.29000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3172" decimals="0" name="ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted" format="ixt:num-dot-decimal" scale="0" id="f-7739">19,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 159.79000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> DSUs (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 191.26pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.26pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.26pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3173" decimals="0" name="ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted" format="ixt:num-dot-decimal" scale="0" id="f-7740">18,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 248.76pt; position: var(--position); text-decoration: none; white-space: pre;">) were granted to certain employees who elected to defer payment of all or <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 531.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">part of their RSUs, and these DSUs also vested immediately.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 548.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Under the Stock Plan for Non-Employee Directors, each eligible director may elect to receive his or her annual director&#8217;s retainer <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 558.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and fees in DSUs (which vest immediately) or common shares in lieu of cash. In <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 365.31pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.31pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 390.31pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3168" decimals="0" name="mfc:NumberOfEquityGrantedUnderTheMemberDeferredShareUnitsUnderESOP" format="ixt:num-dot-decimal" scale="0" id="f-7741">85,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.81pt; position: var(--position); text-decoration: none; white-space: pre;"> DSUs (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.28pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.28pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.28pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3169" decimals="0" name="mfc:NumberOfEquityGrantedUnderTheMemberDeferredShareUnitsUnderESOP" format="ixt:num-dot-decimal" scale="0" id="f-7742">117,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.12pt; position: var(--position); text-decoration: none; white-space: pre;">) were <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 569.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">issued under this arrangement. Upon termination of their Board service, an eligible director who has elected to receive DSUs will <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 580.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">be entitled to receive cash equal to the value of the DSUs accumulated in their account, or at their direction, an equivalent <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 591.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">number of common shares. The Company is allowed to issue up to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.71pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3168" decimals="-6" name="mfc:NumberOfCommonSharesToBeReceivedOfPlanOnRetirementOrTermination" format="ixt-sec:numwordsen" scale="0" id="f-7743">one million</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 356.66pt; position: var(--position); text-decoration: none; white-space: pre;"> common shares under this plan, after which <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 602.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">awards may be settled using shares purchased in the open market.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">105<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-7678-5" continuedAt="f-7678-6"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The fair value of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.96pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3174" decimals="0" name="mfc:NumberOfOtherEquityInstrumentsIssuedInShareBasedPaymentArrangement" format="ixt:num-dot-decimal" scale="0" id="f-7744">193,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 135.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> DSUs issued during the year was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.39pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3175" decimals="2" name="mfc:WeightedAverageExercisePricePerUnitOtherEquityInstrumentsIssuedInShareBasedPaymentArrangement" scale="0" id="f-7745">44.16</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.89pt; position: var(--position); text-decoration: none; white-space: pre;"> per unit as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.87pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.84pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.33pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 462.33pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.33pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3176" decimals="0" name="mfc:NumberOfOtherEquityInstrumentsIssuedInShareBasedPaymentArrangement" format="ixt:num-dot-decimal" scale="0" id="f-7746">206,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 504.83pt; position: var(--position); text-decoration: none; white-space: pre;"> at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 517.3299999999999pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3177" decimals="2" name="mfc:WeightedAverageExercisePricePerUnitOtherEquityInstrumentsIssuedInShareBasedPaymentArrangement" scale="0" id="f-7747">29.28</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.8299999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">per unit).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 68.1pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfNumberOfDeferredShareUnitsOutstandingTableTextBlock" id="f-7749" escape="true"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfNumberOfDeferredShareUnitsOutstandingTableTextBlock" id="f-7748" escape="true"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Number of DSUs (in thousands)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Outstanding, January 1<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-3177" decimals="-3" name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" format="ixt:num-dot-decimal" scale="3" id="f-7750">1,963</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-3178" decimals="-3" name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" format="ixt:num-dot-decimal" scale="3" id="f-7751">2,373</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Issued<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-3174" decimals="-3" name="mfc:NumberOfOtherEquityInstrumentsIssuedInShareBasedPaymentArrangement" scale="3" id="f-7752">193</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-3176" decimals="-3" name="mfc:NumberOfOtherEquityInstrumentsIssuedInShareBasedPaymentArrangement" scale="3" id="f-7753">206</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinvested<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-3174" decimals="-3" name="mfc:NumberOfOtherEquityInstrumentsReinvestedInShareBasedPaymentArrangement" scale="3" id="f-7754">86</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-3176" decimals="-3" name="mfc:NumberOfOtherEquityInstrumentsReinvestedInShareBasedPaymentArrangement" scale="3" id="f-7755">131</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Redeemed<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="shares" contextRef="c-3174" decimals="-3" name="mfc:NumberOfOtherEquityInstrumentsRedeemedInShareBasedPaymentArrangement" scale="3" id="f-7756">191</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="shares" contextRef="c-3176" decimals="-3" name="mfc:NumberOfOtherEquityInstrumentsRedeemedInShareBasedPaymentArrangement" scale="3" id="f-7757">744</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Forfeitures and cancellations<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="shares" contextRef="c-3174" decimals="-3" name="ifrs-full:NumberOfOtherEquityInstrumentsForfeitedInSharebasedPaymentArrangement" scale="3" id="f-7758">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="shares" contextRef="c-3176" decimals="-3" name="ifrs-full:NumberOfOtherEquityInstrumentsForfeitedInSharebasedPaymentArrangement" scale="3" id="f-7759">3</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Outstanding, December 31<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-3175" decimals="-3" name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" format="ixt:num-dot-decimal" scale="3" id="f-7760">2,050</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="shares" contextRef="c-3177" decimals="-3" name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" format="ixt:num-dot-decimal" scale="3" id="f-7761">1,963</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></ix:nonNumeric></ix:nonNumeric></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 173.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Of<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45.5pt; position: var(--position); text-decoration: none; white-space: pre;"> the DSUs outstanding as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 159.97pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.94pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.94pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3179" decimals="0" name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" format="ixt:num-dot-decimal" scale="0" id="f-7762">149,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 276.44pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 281.93pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.93pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 311.93pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3180" decimals="0" name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" format="ixt:num-dot-decimal" scale="0" id="f-7763">143,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.43pt; position: var(--position); text-decoration: none; white-space: pre;">) entitle the holder to receive common shares, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 184.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3166" decimals="0" name="mfc:NumberOfOtherEquityInstrumentsEntitleHolderToReceivePaymentInCash" format="ixt:num-dot-decimal" scale="0" id="f-7764">867,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68.5pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 73.99000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 93.99000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.99pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3167" decimals="0" name="mfc:NumberOfOtherEquityInstrumentsEntitleHolderToReceivePaymentInCash" format="ixt:num-dot-decimal" scale="0" id="f-7765">913,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.49pt; position: var(--position); text-decoration: none; white-space: pre;">) entitle the holder to receive payment in cash and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 337.9pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3166" decimals="0" name="mfc:NumberOfOtherEquityInstrumentEntitleHolderToReceivePaymentInCashOrCommonShares" format="ixt:num-dot-decimal" scale="0" id="f-7766">1,034,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 377.9pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.39pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 403.39pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.39pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3167" decimals="0" name="mfc:NumberOfOtherEquityInstrumentEntitleHolderToReceivePaymentInCashOrCommonShares" format="ixt:num-dot-decimal" scale="0" id="f-7767">907,000</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 445.89pt; position: var(--position); text-decoration: none; white-space: pre;">) entitle the holder to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 195.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">receive payment in cash or common shares, at the option of the holder.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 212pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Compensation expense related to DSUs was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.42pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3168" decimals="-6" name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" scale="6" id="f-7768">10</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.42pt; position: var(--position); text-decoration: none; white-space: pre;"> for the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 310.4pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.37pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.86pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 414.86pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.86pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3169" decimals="-6" name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" scale="6" id="f-7769">9</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.86pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 228.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The carrying and fair value of the DSUs liability as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.36pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.33pt; position: var(--position); text-decoration: none; white-space: pre;"> was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.32pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3166" decimals="-6" name="ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011" scale="6" id="f-7770">84</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.32pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.81pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.81pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 397.81pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3167" decimals="-6" name="ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011" scale="6" id="f-7771">62</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.81pt; position: var(--position); text-decoration: none; white-space: pre;">) and was included in other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 239.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 256.4pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281794"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 256.4pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7678-6" continuedAt="f-7678-7"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Restricted share units and performance share units<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7678-7" continuedAt="f-7678-8"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 268.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">For the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.47pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.44pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 198.44pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3181" decimals="INF" name="ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted" scale="6" id="f-7772">6.7</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.89pt; position: var(--position); text-decoration: none; white-space: pre;"> RSUs (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.36pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.36pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.36pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3182" decimals="INF" name="ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted" scale="6" id="f-7773">8.5</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.81pt; position: var(--position); text-decoration: none; white-space: pre;">) and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.8pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3183" decimals="INF" name="ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted" scale="6" id="f-7774">1.5</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.25pt; position: var(--position); text-decoration: none; white-space: pre;"> PSUs (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 435.23pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.23pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.23pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="shares" contextRef="c-3184" decimals="INF" name="ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted" scale="6" id="f-7775">1.6</ix:nonFraction> million<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 505.68pt; position: var(--position); text-decoration: none; white-space: pre;">) were <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 278.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">granted to certain eligible employees under MFC&#8217;s Restricted Share Unit Plan. The fair value of the RSUs and PSUs granted <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 289.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">during the year was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 116.96pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3181" decimals="2" name="mfc:FairValuePerUnitOtherEquityInstrumentsInShareBasedPaymentArrangement" scale="0" id="f-7776">44.16</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 144.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> per unit as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 201.44pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.40999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.9pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 305.9pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.9pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cadPerShare" contextRef="c-3182" decimals="2" name="mfc:FairValuePerUnitOtherEquityInstrumentsInShareBasedPaymentArrangement" scale="0" id="f-7777">29.28</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.4pt; position: var(--position); text-decoration: none; white-space: pre;"> per unit). Each RSU and PSU entitles the holder to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 300.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">receive payment equal to the market value of one common share<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.9pt; position: var(--position); text-decoration: none; white-space: pre;">, plus credited dividends, at the time of vesting, subject to any <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 311.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">performance conditions.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 328.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">RSUs and PSUs granted in <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 147.45pt; position: var(--position); text-decoration: none; white-space: pre;">March 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.93pt; position: var(--position); text-decoration: none; white-space: pre;"> will vest after <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.88pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3183" name="mfc:OtherEquityInstrumentVestingPeriod" format="ixt-sec:durmonth" id="f-7778"><ix:nonNumeric contextRef="c-3181" name="mfc:OtherEquityInstrumentVestingPeriod" format="ixt-sec:durmonth" id="f-7779">36</ix:nonNumeric></ix:nonNumeric> months<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293.87pt; position: var(--position); text-decoration: none; white-space: pre;"> from their grant date and the related compensation expense is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 338.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">recognized over this period, unless the employee is eligible to retire at the time of grant or will be eligible to retire during the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 349.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">vesting period, in which case the cost is recognized at the grant date or over the period between the grant date and the date on <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 360.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">which the employee is eligible to retire, respectively.<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.19pt; position: var(--position); text-decoration: none; white-space: pre;"> Compensation expense related to RSUs and PSUs was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.1pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3181" decimals="-6" name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" scale="6" id="f-7780">215</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.1pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 509.1pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3183" decimals="-6" name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" scale="6" id="f-7781">96</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 524.1pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 371.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">respectively, for the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 163.29000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.26pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.75pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 267.75pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.75pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3182" decimals="-6" name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" scale="6" id="f-7782">207</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.75pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 317.75pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3184" decimals="-6" name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" scale="6" id="f-7783">45</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.75pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 388.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The carrying and fair value of the RSUs and PSUs liability as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.35pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 369.32pt; position: var(--position); text-decoration: none; white-space: pre;"> was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 390.31pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3185" decimals="-6" name="ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011" scale="6" id="f-7784">910</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.31pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.8pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 435.8pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 445.8pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3186" decimals="-6" name="ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011" scale="6" id="f-7785">514</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.8pt; position: var(--position); text-decoration: none; white-space: pre;">) and was included <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 398.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">in other liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 415.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281801"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 415.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7678-8" continuedAt="f-7678-9"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Global share ownership plan<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7678-9"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 427.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s Global Share Ownership Plan allows qualifying employees to apply up to five per cent of their annual base <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 438.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">earnings toward the purchase of<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.45pt; position: var(--position); text-decoration: none; white-space: pre;"> common shares. The Company matches a percentage of the employee&#8217;s eligible contributions <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 449pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">up to a maximum amount. The Company&#8217;s contributions vest immediately. All contributions are used to purchase<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 482.29pt; position: var(--position); text-decoration: none; white-space: pre;"> common shares <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 459.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">in the open market on behalf of participating employees.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 482.6pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281808"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 482.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 34.25pt; position: var(--position); text-decoration: none; white-space: pre;">Note 15&#160; &#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfEmployeeBenefitsExplanatory" id="f-7786" continuedAt="f-7786-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 94.22pt; position: var(--position); text-decoration: none; white-space: pre;">Employee Future Benefits <span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7786-1" continuedAt="f-7786-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 502.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company maintains defined contribution and defined benefit pension plans and other post-employment plans for employees <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 513pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and agents including registered (tax-qualified) pension plans that are typically funded, as well as supplemental non-registered <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 523.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(non-qualified) pension plans for executives, retiree welfare plans and disability welfare plans that are typically not funded.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 540.6pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4055"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 540.6pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-2" continuedAt="f-7786-3"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Plan characteristics <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-3" continuedAt="f-7786-4"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 552.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s final average pay defined benefit pension plans and retiree welfare plans are closed to new members. All <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 563.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">employees may participate in capital accumulation plans including defined benefit cash balance plans, 401(k) plans <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 496.27pt; position: var(--position); text-decoration: none; white-space: pre;">and / or<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 526.76pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 573.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">defined contribution plans, depending on the country of employment.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 590.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">All pension arrangements are governed by local pension committees or management or the Company&#8217;s Board of Directors, but <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 601.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">all significant plan changes require approval from the Board of Directors.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 618.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s funding policy for defined benefit pension plans is to make the minimum annual contributions required by <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 629.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">regulations in the countries in which the plans are offered. Assumptions and methods prescribed for regulatory funding purposes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 639.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">typically differ from those used for accounting purposes.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 656.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s remaining defined benefit pension <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.73pt; position: var(--position); text-decoration: none; white-space: pre;">and / or <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 271.72pt; position: var(--position); text-decoration: none; white-space: pre;">retiree welfare plans are in the U.S., Canada, Japan and Taiwan <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 667.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(China). There are also disability welfare plans in the U.S. and Canada.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 684.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The largest defined benefit pension and retiree welfare plans are the primary plans for employees in the U.S. and Canada. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 695.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">These are the material plans discussed in the balance of this note. The Company measures its defined benefit obligations and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 705.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">fair value of plan assets for accounting purposes as at December 31 each year.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 106<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-7786-4" continuedAt="f-7786-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. defined benefit pension and retiree welfare plans<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company operates a qualified cash balance plan that is open to new members, a closed non-qualified cash balance plan, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and a closed retiree welfare plan.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 78.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Actuarial valuations to determine the Company&#8217;s minimum funding contributions for the qualified cash balance plan are required <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 89.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">annually. Deficits revealed in the funding valuations must generally be funded over a period of up to seven years. It is expected <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 100.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">that there will be no required funding for this plan in 2025. No assets are held in the non-qualified cash balance plan.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 117.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The retiree welfare plan subsidizes the cost of life insurance and medical benefits. The majority of those members who retired <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 128.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">after 1991 receive a fixed-dollar subsidy from the Company based on length of service. The plan was closed to employees hired <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">after 2004. While assets have been set aside in a qualified trust to pay future retiree welfare benefits, this funding is optional. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 149.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare benefits offered under the plan coordinate with the U.S. Medicare program to make optimal use of available <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 160.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">federal financial support.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 177.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The qualified pension and retiree welfare plans are governed by the U.S. Benefits Committee, while the non-qualified pension <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 188.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">plan is governed by the U.S. Non-Qualified Plans Subcommittee.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 204.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian defined benefit pension and retiree welfare plans<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 215.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s defined benefit plans in Canada include two registered final average pay pension plans, a non-registered <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 226.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">supplemental final average pay pension plan and a retiree welfare plan, all of which have been closed to new members<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 518.26pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 243.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Actuarial valuations to determine the Company&#8217;s minimum funding contributions for the registered pension plans are required at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 254.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">least once every three years. Deficits revealed in the funding valuation must generally be funded over a period of ten years. For <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 264.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">2025, the required funding for these plans is expected to be <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.43pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3187" decimals="-6" name="ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan" scale="6" id="f-7787">2</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.43pt; position: var(--position); text-decoration: none; white-space: pre;">. No assets are held in the non-registered supplemental pension <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 275.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">plan.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 292.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The retiree welfare plan subsidizes the cost of life insurance, medical and dental benefits. These subsidies are a fixed-dollar <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 303.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">amount for members who retired after April 30, 2013 and have been eliminated for members who retire after 2019. <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.25pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:RecognisedAssetsDefinedBenefitPlan" format="ixt:fixed-zero" scale="6" id="f-7788">No</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 512.74pt; position: var(--position); text-decoration: none; white-space: pre;"> assets are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 314.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">held in this plan.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 330.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The registered pension plans are governed by Pension Committees, while the supplemental non-registered plan is governed by <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 341.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the Board of Directors. The retiree welfare plan is governed by management.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 358.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281833"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 358.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-5" continuedAt="f-7786-6"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Risks<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-6" continuedAt="f-7786-7"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 370.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In final average pay pension plans and retiree welfare plans, the Company generally bears the material risks which include <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 381pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">interest rate, investment, longevity and health care cost inflation risks. In defined contribution plans, these risks are typically <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 391.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">borne by the employee. In cash balance plans, the interest rate, investment and longevity risks are partially transferred to the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 402.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">employee.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 419.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Material sources of risk to the Company for all plans include:<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 436.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">A decline in discount rates that increases the defined benefit obligations by more than the increase in value of plan assets<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 545.8199999999999pt; position: var(--position); text-decoration: none; white-space: pre;">;<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 451.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Lower than expected rates of mortality; and<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 466.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: var(--position); text-decoration: none; white-space: pre;">&#8226;<span style="display: inline-block; height: 7.28pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">For retiree welfare plans, higher than expected health care costs.<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 484.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company has managed these risks through plan design and eligibility changes that have limited the size and growth of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 495pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">defined benefit obligations. Investment risks for funded plans are managed by investing significantly in asset classes which are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 505.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">highly correlated with the plans&#8217; liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 522.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In the U.S., delegated committee representatives and management review the financial status of the qualified defined benefit <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 533.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">pension plan at least monthly, and steps are taken in accordance with an established dynamic investment policy to increase the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 544.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">plan&#8217;s allocation to asset classes which are highly correlated with the plan&#8217;s liabilities and reduce investment risk as the funded <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 555pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">status improves. As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 135.48000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 214.45pt; position: var(--position); text-decoration: none; white-space: pre;">, the target asset allocation for the plan was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 390.38pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3188" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7789">30</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.38pt; position: var(--position); text-decoration: none; white-space: pre;"> return-seeking assets and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.8399999999999pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3189" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7790">70</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 534.8399999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 565.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">liability-hedging assets (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 140.92000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.92000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.92000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3190" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7791">30</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 188.92pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.92pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3191" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7792">70</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.92pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 279.39pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 582.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In Canada, internal committees and management review the financial status of the registered defined benefit pension plans on at <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 593.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">least a quarterly basis. As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 159.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.93pt; position: var(--position); text-decoration: none; white-space: pre;">, the target asset allocation for the plans was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 419.36pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3192" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7793">17</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 437.36pt; position: var(--position); text-decoration: none; white-space: pre;"> return-seeking assets and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 604.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3193" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7794">83</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;"> liability-hedging assets (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.42000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.42pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 191.42pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3194" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7795">17</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.42pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.42pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3195" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7796">83</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.42pt; position: var(--position); text-decoration: none; white-space: pre;">, respectively<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 299.89pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">107<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281842"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-7" continuedAt="f-7786-8"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Pension and retiree welfare plans<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-8" continuedAt="f-7786-9"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfSummaryOfPensionAndRetireeWelfarePlansTableTextBlock" id="f-7797" continuedAt="f-7797-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present the reconciliation of defined benefit obligation and fair value of plan assets for the pension plans and <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7797-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">retiree welfare plans.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 73.8pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.28pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.41pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.99pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in defined benefit obligation:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Opening balance, January 1<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3196" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" format="ixt:num-dot-decimal" scale="6" id="f-7798">3,789</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3197" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" format="ixt:num-dot-decimal" scale="6" id="f-7799">3,794</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3198" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7800">450</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3199" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7801">466</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Current service cost<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3200" decimals="-6" name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" scale="6" id="f-7802">44</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3201" decimals="-6" name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" scale="6" id="f-7803">41</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3202" decimals="-6" name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-7804">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3203" decimals="-6" name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-7805">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Past service cost <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 68.02pt; position: var(--position); text-decoration: none; white-space: pre;">&#8211;<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 71.91000000000001pt; position: var(--position); white-space: pre;"> amendment<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3200" decimals="-6" name="ifrs-full:PastServiceCostDefinedBenefitPlans" format="ixt:fixed-zero" scale="6" id="f-7806">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3201" decimals="-6" name="ifrs-full:PastServiceCostDefinedBenefitPlans" format="ixt:fixed-zero" scale="6" id="f-7807">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3202" decimals="-6" name="ifrs-full:PastServiceCostDefinedBenefitPlans" format="ixt:fixed-zero" scale="6" id="f-7808">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3203" decimals="-6" name="ifrs-full:PastServiceCostDefinedBenefitPlans" format="ixt:fixed-zero" scale="6" id="f-7809">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest cost<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3200" decimals="-6" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-7810">176</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3201" decimals="-6" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-7811">184</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3202" decimals="-6" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-7812">21</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3203" decimals="-6" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-7813">22</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Plan participants&#8217; contributions<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3200" decimals="-6" name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-7814">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3201" decimals="-6" name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-7815">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3202" decimals="-6" name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7816">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3203" decimals="-6" name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7817">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Actuarial losses (gains) due to:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.25pt; position: var(--position); text-decoration: none; white-space: pre;">Experience<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3200" decimals="-6" sign="-" name="mfc:ActuarialGainsLossesArisingFromExperienceNetDefinedBenefitLiabilityAsset" scale="6" id="f-7818">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3201" decimals="-6" sign="-" name="mfc:ActuarialGainsLossesArisingFromExperienceNetDefinedBenefitLiabilityAsset" scale="6" id="f-7819">11</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3202" decimals="-6" name="mfc:ActuarialGainsLossesArisingFromExperienceNetDefinedBenefitLiabilityAsset" scale="6" id="f-7820">16</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3203" decimals="-6" name="mfc:ActuarialGainsLossesArisingFromExperienceNetDefinedBenefitLiabilityAsset" scale="6" id="f-7821">10</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 118.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.25pt; position: var(--position); text-decoration: none; white-space: pre;">Demographic assumption changes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3200" decimals="-6" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-7822">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3201" decimals="-6" sign="-" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7823">14</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3202" decimals="-6" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-7824">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3203" decimals="-6" sign="-" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7825">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.25pt; position: var(--position); text-decoration: none; white-space: pre;">Economic assumption changes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3200" decimals="-6" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7826">101</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3201" decimals="-6" sign="-" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7827">119</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3202" decimals="-6" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7828">19</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3203" decimals="-6" sign="-" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7829">16</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 142.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Benefits paid<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3200" decimals="-6" name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-7830">303</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3201" decimals="-6" name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-7831">308</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3202" decimals="-6" name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-7832">40</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3203" decimals="-6" name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-7833">38</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 154.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3200" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" scale="6" id="f-7834">219</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3201" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" scale="6" id="f-7835">66</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3202" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" scale="6" id="f-7836">30</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3203" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" scale="6" id="f-7837">10</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 166.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Defined benefit obligation, December 31<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3204" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" format="ixt:num-dot-decimal" scale="6" id="f-7838">3,826</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3196" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" format="ixt:num-dot-decimal" scale="6" id="f-7839">3,789</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3205" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7840">428</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3198" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7841">450</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 257.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.28pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.41pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Changes in plan assets:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Fair value of plan assets, opening balance, January 1<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3206" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" format="ixt:num-dot-decimal" scale="6" id="f-7842">3,706</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3207" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" format="ixt:num-dot-decimal" scale="6" id="f-7843">3,722</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3208" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7844">526</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3209" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7845">523</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3210" decimals="-6" sign="-" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-7846">174</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3211" decimals="-6" sign="-" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-7847">181</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3212" decimals="-6" sign="-" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-7848">26</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3213" decimals="-6" sign="-" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-7849">25</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Return on plan assets (excluding interest income)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3210" decimals="-6" sign="-" name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7850">31</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3211" decimals="-6" name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7851">129</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3212" decimals="-6" sign="-" name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7852">19</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3213" decimals="-6" name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7853">17</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Employer contributions<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3210" decimals="-6" name="ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" scale="6" id="f-7854">57</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3211" decimals="-6" name="ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" scale="6" id="f-7855">59</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3212" decimals="-6" name="ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" scale="6" id="f-7856">12</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3213" decimals="-6" name="ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" scale="6" id="f-7857">12</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Plan participants&#8217; contributions<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3210" decimals="-6" name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-7858">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3211" decimals="-6" name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-7859">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3212" decimals="-6" name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7860">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3213" decimals="-6" name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7861">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Benefits paid<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3210" decimals="-6" sign="-" name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-7862">303</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3211" decimals="-6" sign="-" name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-7863">308</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3212" decimals="-6" sign="-" name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-7864">40</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3213" decimals="-6" sign="-" name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-7865">38</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Administration costs<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3210" decimals="-6" name="mfc:AdministrationCostsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7866">8</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3211" decimals="-6" name="mfc:AdministrationCostsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7867">10</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3212" decimals="-6" name="mfc:AdministrationCostsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7868">2</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3213" decimals="-6" name="mfc:AdministrationCostsNetDefinedBenefitLiabilityAsset" scale="6" id="f-7869">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 118.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of changes in foreign exchange rates<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3210" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" scale="6" id="f-7870">225</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3211" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" scale="6" id="f-7871">67</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3212" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" scale="6" id="f-7872">48</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3213" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" scale="6" id="f-7873">15</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value of plan assets, December 31<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3214" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" format="ixt:num-dot-decimal" scale="6" id="f-7874">3,820</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3206" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" format="ixt:num-dot-decimal" scale="6" id="f-7875">3,706</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3215" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7876">553</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3208" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7877">526</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 410.8pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281849"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 410.8pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-9" continuedAt="f-7786-10"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Amounts recognized in the Consolidated Statements of Financial Position<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-10" continuedAt="f-7786-11"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 422.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" id="f-7878" continuedAt="f-7878-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents the deficit (surplus) and net defined benefit liability (asset) for the pension plans and retiree welfare <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7878-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 433.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">plans.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 444.1pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.28pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.41pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.99pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.99pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Development of net defined benefit liability<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Defined benefit obligation<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3216" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:num-dot-decimal" scale="6" id="f-7879">3,826</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3217" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:num-dot-decimal" scale="6" id="f-7880">3,789</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3218" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7881">428</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3219" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7882">450</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value of plan assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3216" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-7883">3,820</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3217" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-7884">3,706</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3218" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" scale="6" id="f-7885">553</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3219" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" scale="6" id="f-7886">526</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deficit (surplus)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3216" decimals="-6" sign="-" name="ifrs-full:SurplusDeficitInPlan" scale="6" id="f-7887">6</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3217" decimals="-6" sign="-" name="ifrs-full:SurplusDeficitInPlan" scale="6" id="f-7888">83</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3218" decimals="-6" name="ifrs-full:SurplusDeficitInPlan" scale="6" id="f-7889">125</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3219" decimals="-6" name="ifrs-full:SurplusDeficitInPlan" scale="6" id="f-7890">76</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of asset limit<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 72.28pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3220" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangesInEffectOfLimitingNetDefinedBenefitAssetToAssetCeiling" scale="6" id="f-7891">44</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3221" decimals="-6" sign="-" name="ifrs-full:GainLossOnChangesInEffectOfLimitingNetDefinedBenefitAssetToAssetCeiling" scale="6" id="f-7892">41</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3222" decimals="-6" name="ifrs-full:GainLossOnChangesInEffectOfLimitingNetDefinedBenefitAssetToAssetCeiling" format="ixt:fixed-zero" scale="6" id="f-7893">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3223" decimals="-6" name="ifrs-full:GainLossOnChangesInEffectOfLimitingNetDefinedBenefitAssetToAssetCeiling" format="ixt:fixed-zero" scale="6" id="f-7894">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Deficit (surplus) and net defined benefit liability (asset)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3216" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7895">50</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3217" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7896">124</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3218" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7897">125</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3219" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7898">76</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">Deficit (surplus) is comprised of:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Funded or partially funded plans<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3224" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7899">483</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3225" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7900">422</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3226" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7901">221</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3227" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7902">190</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 118.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Unfunded plans<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3228" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7903">533</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3229" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7904">546</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3230" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7905">96</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3231" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7906">114</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Deficit (surplus) and net defined benefit liability (asset)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3216" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7907">50</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3217" decimals="-6" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7908">124</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3218" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7909">125</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3219" decimals="-6" sign="-" name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" scale="6" id="f-7910">76</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 591.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The asset limit relates to a registered pension plan in Canada. The surplus in that plan is above the present value of economic benefits that can be derived by the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 600.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Company through reductions in future contributions. For other funded pension plans in surplus position, the present value of the economic benefits available in the <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 609.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">form of reductions in future contributions to the plans remains greater than the current surplus.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 108<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4096"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(e)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-11" continuedAt="f-7786-12"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Disaggregation of defined benefit obligation<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-12" continuedAt="f-7786-13"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfDefinedBenefitPlansExplanatory" id="f-7911" continuedAt="f-7911-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents components of the defined benefit obligation between active members and inactive and retired <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7911-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">members.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 79.8pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 144.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 0pt; width: 180pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 180pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 73.87pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 0pt; width: 180pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 180pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 65.7pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.03pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.16pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.03pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.16pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 144.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Active members<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.2pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3232" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7912">578</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.2pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3233" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7913">526</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.08pt;"></span></span><span style="left: 37.150000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3234" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7914">8</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.08pt;"></span></span><span style="left: 37.150000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3235" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7915">9</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.2pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3236" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7916">106</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.2pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3237" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7917">116</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 31.86pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3238" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:fixed-zero" scale="6" id="f-7918">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 31.86pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3239" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:fixed-zero" scale="6" id="f-7919">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Inactive and retired members<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.98pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3240" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:num-dot-decimal" scale="6" id="f-7920">1,922</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.98pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3241" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:num-dot-decimal" scale="6" id="f-7921">1,907</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3242" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7922">324</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3243" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7923">327</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.98pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3244" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:num-dot-decimal" scale="6" id="f-7924">1,220</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.98pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3245" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:num-dot-decimal" scale="6" id="f-7925">1,240</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.08pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3246" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7926">96</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3247" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7927">114</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3248" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:num-dot-decimal" scale="6" id="f-7928">2,500</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3249" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:num-dot-decimal" scale="6" id="f-7929">2,433</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.2pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3250" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7930">332</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.2pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3251" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7931">336</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3252" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:num-dot-decimal" scale="6" id="f-7932">1,326</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3253" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" format="ixt:num-dot-decimal" scale="6" id="f-7933">1,356</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3254" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7934">96</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.2pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3255" decimals="-6" name="ifrs-full:DefinedBenefitObligationAtPresentValue" scale="6" id="f-7935">114</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 160.55pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281866"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 160.55pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(f)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-13" continuedAt="f-7786-14"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value measurements<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-14" continuedAt="f-7786-15"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 172.25pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfFairValueOfPlanAssetsExplanatory" id="f-7936" continuedAt="f-7936-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present major categories of plan assets and the allocation to each category.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-7936-1"><div style="position: var(--position); top: 189.05pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 144.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 0pt; width: 180pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 180pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 71.1pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. plans<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 103.35pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 0pt; width: 180pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 180pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 62.92pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian plans<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 111.52000000000001pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.03pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.16pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.03pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.16pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 144.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.67pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.67pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.67pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.67pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and cash equivalents<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3256" decimals="-6" name="ifrs-full:CashAndCashEquivalentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7937">35</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 30.04pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.04pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3256" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7938">1</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3257" decimals="-6" name="ifrs-full:CashAndCashEquivalentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7939">23</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 30.04pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.04pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3257" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7940">4</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3258" decimals="-6" name="ifrs-full:CashAndCashEquivalentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7941">11</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 30.04pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.04pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3258" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7942">1</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 31.86pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3259" decimals="-6" name="ifrs-full:CashAndCashEquivalentsAmountContributedToFairValueOfPlanAssets" format="ixt:fixed-zero" scale="6" id="f-7943">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3259" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-7944">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Public equity securities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 86.61999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3260" decimals="-6" name="ifrs-full:EquityInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7945">346</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3260" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7946">14</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.08pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3261" decimals="-6" name="ifrs-full:EquityInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7947">41</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 30.04pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.04pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3261" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7948">7</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3262" decimals="-6" name="ifrs-full:EquityInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7949">205</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3262" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7950">17</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 36.3pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3263" decimals="-6" name="ifrs-full:EquityInstrumentsAmountContributedToFairValueOfPlanAssets" format="ixt:fixed-zero" scale="6" id="f-7951">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3263" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-7952">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public debt securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.98pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3264" decimals="-6" name="ifrs-full:DebtInstrumentsAmountContributedToFairValueOfPlanAssets" format="ixt:num-dot-decimal" scale="6" id="f-7953">1,513</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3264" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7954">57</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3265" decimals="-6" name="ifrs-full:DebtInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7955">476</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3265" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7956">87</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3266" decimals="-6" name="ifrs-full:DebtInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7957">968</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3266" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7958">82</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 36.3pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3267" decimals="-6" name="ifrs-full:DebtInstrumentsAmountContributedToFairValueOfPlanAssets" format="ixt:fixed-zero" scale="6" id="f-7959">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3267" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-7960">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Other investments<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.21pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3268" decimals="-6" name="ifrs-full:OtherAssetsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7961">741</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3268" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7962">28</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.08pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3269" decimals="-6" name="ifrs-full:OtherAssetsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7963">13</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 30.04pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.04pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3269" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7964">2</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 34.52pt;"></span></span><span style="left: 37.150000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3270" decimals="-6" name="ifrs-full:OtherAssetsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7965">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3270" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-7966">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 36.3pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3271" decimals="-6" name="ifrs-full:OtherAssetsAmountContributedToFairValueOfPlanAssets" format="ixt:fixed-zero" scale="6" id="f-7967">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3271" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-7968">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3248" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-7969">2,635</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 21.16pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 21.16pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3248" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7970">100</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.2pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3250" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" scale="6" id="f-7971">553</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 21.16pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 21.16pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3250" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7972">100</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3252" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-7973">1,185</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 21.16pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 21.16pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3252" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7974">100</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 31.86pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3254" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-7975">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3254" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-7976">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 287.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The U.S. pension and retiree welfare plan assets have daily quoted prices in active markets, except for the private debt, infrastructure, private equity, real estate, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 296.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">timberland and agriculture assets. In the aggregate, the latter assets represent approximately <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 345.05pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3272" decimals="2" name="mfc:PercentageOfPlanAssetsNotQuotedInActiveMarkets" scale="-2" id="f-7977">16</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 359.05pt; position: var(--position); text-decoration: none; white-space: pre;"> of all U.S. pension and retiree welfare plan assets as at <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 304.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 116.50999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 120.78pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 136.34pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 144.11pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3273" decimals="2" name="mfc:PercentageOfPlanAssetsNotQuotedInActiveMarkets" scale="-2" id="f-7978">16</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 158.11pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 313pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">All the Canadian pension plan assets have daily quoted prices in active markets, except for group annuity contract assets that represent approximately <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 522.3100000000001pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3274" decimals="3" name="mfc:PercentageOfPlanAssetsNotQuotedInActiveMarkets" scale="-2" id="f-7979">0.1</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 538.25pt; position: var(--position); text-decoration: none; white-space: pre;"> of all <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 322.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian pension plan assets as at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 167.82pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 229.25pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 233.51999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 249.07999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 256.85pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3275" decimals="3" name="mfc:PercentageOfPlanAssetsNotQuotedInActiveMarkets" scale="-2" id="f-7980">0.1</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 272.79pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 331.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Equity securities include direct investments in Manulife common shares of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.56pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3276" decimals="-5" name="ifrs-full:EquityInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7981">2.1</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 299.17pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 303.44pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 319pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 326.77pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3277" decimals="-5" name="ifrs-full:EquityInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7982">1.4</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 340.38pt; position: var(--position); text-decoration: none; white-space: pre;">) in the U.S. retiree welfare plan.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 340.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Other U.S. plan assets include investments in private debt, infrastructure, private equity, real estate, timberland and agriculture assets and managed futures. Other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 349.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian pension plan assets include investments in the group annuity contracts.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="position: var(--position); top: 358.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 144.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 0pt; width: 180pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 180pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 71.1pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. plans<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 103.35pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 0pt; width: 180pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 180pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 62.92pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian plans<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 111.52000000000001pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.03pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.16pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.03pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.16pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 144.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.67pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.67pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.67pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.67pt; position: var(--position); text-decoration: none; white-space: pre;">Fair value<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.23pt; position: var(--position); text-decoration: none; white-space: pre;">% of total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and cash equivalents<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3278" decimals="-6" name="ifrs-full:CashAndCashEquivalentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7983">28</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 30.04pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.04pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3278" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7984">1</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3279" decimals="-6" name="ifrs-full:CashAndCashEquivalentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7985">25</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 30.04pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.04pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3279" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7986">5</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3280" decimals="-6" name="ifrs-full:CashAndCashEquivalentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7987">15</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 30.04pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.04pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3280" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7988">1</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 31.86pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3281" decimals="-6" name="ifrs-full:CashAndCashEquivalentsAmountContributedToFairValueOfPlanAssets" format="ixt:fixed-zero" scale="6" id="f-7989">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 33.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3281" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-7990">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Public equity securities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 86.61999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3282" decimals="-6" name="ifrs-full:EquityInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7991">315</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3282" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7992">13</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.08pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3283" decimals="-6" name="ifrs-full:EquityInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7993">39</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 30.04pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.04pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3283" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7994">7</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3284" decimals="-6" name="ifrs-full:EquityInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-7995">195</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3284" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-7996">17</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 36.3pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3285" decimals="-6" name="ifrs-full:EquityInstrumentsAmountContributedToFairValueOfPlanAssets" format="ixt:fixed-zero" scale="6" id="f-7997">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 45.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3285" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-7998">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Public debt securities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 18.98pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3286" decimals="-6" name="ifrs-full:DebtInstrumentsAmountContributedToFairValueOfPlanAssets" format="ixt:num-dot-decimal" scale="6" id="f-7999">1,437</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3286" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-8000">57</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3287" decimals="-6" name="ifrs-full:DebtInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-8001">448</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3287" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-8002">85</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3288" decimals="-6" name="ifrs-full:DebtInstrumentsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-8003">974</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3288" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-8004">82</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 36.3pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3289" decimals="-6" name="ifrs-full:DebtInstrumentsAmountContributedToFairValueOfPlanAssets" format="ixt:fixed-zero" scale="6" id="f-8005">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 57.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3289" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-8006">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Other investments<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.21pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 25.64pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3290" decimals="-6" name="ifrs-full:OtherAssetsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-8007">741</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 25.6pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 25.6pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3290" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-8008">29</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.08pt;"></span></span><span style="left: 32.71pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3291" decimals="-6" name="ifrs-full:OtherAssetsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-8009">14</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 30.04pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 30.04pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3291" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-8010">3</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 34.52pt;"></span></span><span style="left: 37.150000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3292" decimals="-6" name="ifrs-full:OtherAssetsAmountContributedToFairValueOfPlanAssets" scale="6" id="f-8011">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3292" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-8012">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 36.3pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3293" decimals="-6" name="ifrs-full:OtherAssetsAmountContributedToFairValueOfPlanAssets" format="ixt:fixed-zero" scale="6" id="f-8013">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 69.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3293" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-8014">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3249" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-8015">2,521</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 21.16pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 21.16pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3249" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-8016">100</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 21.2pt;"></span></span><span style="left: 28.27pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3251" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" scale="6" id="f-8017">526</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 21.16pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 21.16pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3251" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-8018">100</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 14.54pt;"></span></span><span style="left: 21.61pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3253" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-8019">1,185</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 21.16pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 21.16pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3253" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" scale="-2" id="f-8020">100</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 31.86pt;"></span></span><span style="left: 38.93pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3255" decimals="-6" name="ifrs-full:PlanAssetsAtFairValue" format="ixt:fixed-zero" scale="6" id="f-8021">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 81.75pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 31.82pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 31.82pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3255" decimals="2" name="mfc:DefinedBenefitPlanTargetAssetAllocationPercentage" format="ixt:fixed-zero" scale="-2" id="f-8022">-</ix:nonFraction>%<span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 457.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Note: For footnotes (1) to (4), refer to the &#8220;Fair value measurements&#8221; table as at December 31, 2024 above.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="position: absolute; top: 471.65pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281874"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 471.65pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(g)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-15" continuedAt="f-7786-16"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Net benefit cost recognized in the Consolidated Statements of Income<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-16" continuedAt="f-7786-17"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 483.35pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfComponentsOfNetBenefitCostForPensionPlansAndRetireeWelfarePlansTableTextBlock" id="f-8023" continuedAt="f-8023-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents components of the net benefit cost for the pension plans and retiree welfare plans.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8023-1"><div style="position: var(--position); top: 500.15pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.28pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.41pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.44pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.19pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.73pt; position: var(--position); text-decoration: none; white-space: pre;">Defined benefit current service cost<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 130.93pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3294" decimals="-6" sign="-" name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" scale="6" id="f-8024">44</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3295" decimals="-6" sign="-" name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" scale="6" id="f-8025">41</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3296" decimals="-6" name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8026">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3297" decimals="-6" name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8027">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Defined benefit administrative expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3294" decimals="-6" sign="-" name="mfc:AdministrationCostsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8028">8</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3295" decimals="-6" sign="-" name="mfc:AdministrationCostsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8029">10</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3296" decimals="-6" sign="-" name="mfc:AdministrationCostsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8030">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3297" decimals="-6" sign="-" name="mfc:AdministrationCostsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8031">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); white-space: pre;">Past service cost <span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 68.37pt; position: var(--position); text-decoration: none; white-space: pre;">&#8211;<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 72.81pt; position: var(--position); white-space: pre;"> plan amendments and curtailments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3294" decimals="-6" name="ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8032">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3295" decimals="-6" name="ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8033">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3296" decimals="-6" name="ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8034">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3297" decimals="-6" name="ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8035">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Service cost<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3294" decimals="-6" sign="-" name="ifrs-full:PastServiceCostAndGainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8036">52</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3295" decimals="-6" sign="-" name="ifrs-full:PastServiceCostAndGainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8037">51</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3296" decimals="-6" sign="-" name="ifrs-full:PastServiceCostAndGainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8038">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3297" decimals="-6" sign="-" name="ifrs-full:PastServiceCostAndGainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8039">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Interest on net defined benefit (asset) liability<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3294" decimals="-6" sign="-" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-8040">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3295" decimals="-6" sign="-" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-8041">5</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3296" decimals="-6" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-8042">5</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3297" decimals="-6" name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" scale="6" id="f-8043">3</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Defined benefit cost<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3294" decimals="-6" name="ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans" scale="6" id="f-8044">56</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3295" decimals="-6" name="ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans" scale="6" id="f-8045">56</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3296" decimals="-6" sign="-" name="ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans" scale="6" id="f-8046">3</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3297" decimals="-6" sign="-" name="ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans" scale="6" id="f-8047">2</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Defined contribution cost<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3294" decimals="-6" name="ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans" scale="6" id="f-8048">97</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3295" decimals="-6" name="ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans" scale="6" id="f-8049">93</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3296" decimals="-6" name="ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans" format="ixt:fixed-zero" scale="6" id="f-8050">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3297" decimals="-6" name="ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans" format="ixt:fixed-zero" scale="6" id="f-8051">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.75pt; position: var(--position); text-decoration: none; white-space: pre;">Net benefit cost<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3294" decimals="-6" name="ifrs-full:EmployeeBenefitsExpense" scale="6" id="f-8052">153</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3295" decimals="-6" name="ifrs-full:EmployeeBenefitsExpense" scale="6" id="f-8053">149</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3296" decimals="-6" sign="-" name="ifrs-full:EmployeeBenefitsExpense" scale="6" id="f-8054">3</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3297" decimals="-6" sign="-" name="ifrs-full:EmployeeBenefitsExpense" scale="6" id="f-8055">2</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 623.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">There are no significant current service costs for the retiree welfare plans as they are closed and mostly frozen. The re-measurement gain or loss on these plans is <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 632.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">due to the volatility of discount rates and investment returns.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">109<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281883"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(h)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-17" continuedAt="f-7786-18"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Re-measurement effects recognized in Other Comprehensive Income<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-18" continuedAt="f-7786-19"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfReMeasurementEffectsRecognizedInOtherComprehensiveIncomeTableTextBlock" id="f-8056" continuedAt="f-8056-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents components of the re-measurement effects recognized in Other Comprehensive Income for the <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8056-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">pension plans and retiree welfare plans.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 79.8pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.28pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.41pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 31.54pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.54pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Actuarial gains (losses) on defined benefit obligations due to:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.4pt; position: var(--position); text-decoration: none; white-space: pre;">Experience<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3220" decimals="-6" sign="-" name="mfc:ActuarialGainsLossesArisingFromExperienceNetDefinedBenefitLiabilityAsset" scale="6" id="f-8057">2</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3221" decimals="-6" sign="-" name="mfc:ActuarialGainsLossesArisingFromExperienceNetDefinedBenefitLiabilityAsset" scale="6" id="f-8058">11</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3222" decimals="-6" name="mfc:ActuarialGainsLossesArisingFromExperienceNetDefinedBenefitLiabilityAsset" scale="6" id="f-8059">16</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3223" decimals="-6" name="mfc:ActuarialGainsLossesArisingFromExperienceNetDefinedBenefitLiabilityAsset" scale="6" id="f-8060">10</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.4pt; position: var(--position); text-decoration: none; white-space: pre;">Demographic assumption changes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3220" decimals="-6" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8061">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3221" decimals="-6" sign="-" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8062">14</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3222" decimals="-6" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8063">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3223" decimals="-6" sign="-" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8064">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.4pt; position: var(--position); text-decoration: none; white-space: pre;">Economic assumption changes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3220" decimals="-6" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8065">101</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3221" decimals="-6" sign="-" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8066">119</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3222" decimals="-6" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8067">19</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3223" decimals="-6" sign="-" name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8068">16</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Return on plan assets (excluding interest income)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3220" decimals="-6" sign="-" name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8069">31</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3221" decimals="-6" name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8070">129</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3222" decimals="-6" sign="-" name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8071">19</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3223" decimals="-6" name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" scale="6" id="f-8072">17</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Change in effect of asset limit (excluding interest)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3220" decimals="-6" sign="-" name="mfc:ChangeInEffectOfAssetLimit" scale="6" id="f-8073">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3221" decimals="-6" name="mfc:ChangeInEffectOfAssetLimit" scale="6" id="f-8074">10</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3222" decimals="-6" name="mfc:ChangeInEffectOfAssetLimit" format="ixt:fixed-zero" scale="6" id="f-8075">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3223" decimals="-6" name="mfc:ChangeInEffectOfAssetLimit" format="ixt:fixed-zero" scale="6" id="f-8076">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total re-measurement effects<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3220" decimals="-6" name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" scale="6" id="f-8077">67</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3221" decimals="-6" sign="-" name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" scale="6" id="f-8078">5</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3222" decimals="-6" name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" scale="6" id="f-8079">16</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3223" decimals="-6" name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" scale="6" id="f-8080">10</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 197.3pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281892"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 197.3pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(i)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-19" continuedAt="f-7786-20"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Assumptions<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-20" continuedAt="f-7786-21"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 209pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfDefinedBenefitObligationAndNetBenefitCostKeyAssumptionsTableTextBlock" id="f-8081" continuedAt="f-8081-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents key assumptions used by the Company to determine the defined benefit obligation and net benefit <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8081-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 219.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">cost for the defined benefit pension plans and retiree welfare plans.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 236.6pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 144.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 45pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 0pt; width: 180pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 180pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 73.49pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. Plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 0pt; width: 180pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 180pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 65.31pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian Plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.03pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.16pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.03pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 11.25pt; width: 90pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 90pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.16pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 144.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 22.5pt; width: 45pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.81pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">To determine the defined benefit <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 9.63pt; position: var(--position); text-decoration: none; white-space: pre;">obligation at end of year<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 101.94pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 108.28999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 55.5pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.4pt; position: var(--position); text-decoration: none; white-space: pre;">Discount rate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 55.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3298" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8082">5.5</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 55.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3299" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8083">4.8</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 55.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3300" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8084">5.4</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 55.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3301" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8085">4.8</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 55.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3302" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8086">4.6</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 55.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3303" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8087">4.6</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 55.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3304" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8088">4.7</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 55.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3305" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8089">4.7</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.38pt; position: var(--position); text-decoration: none; white-space: pre;">Initial health care cost trend rate<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 128.02pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 67.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 30.83pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 67.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 31.27pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 67.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3300" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8090">8.8</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 67.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3301" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8091">9.0</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 67.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 30.83pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 67.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 31.27pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 67.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3304" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8092">3.9</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 67.5pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3305" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8093">3.9</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 79.5pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">To determine the net defined <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 9.63pt; position: var(--position); text-decoration: none; white-space: pre;">benefit cost for the year<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 100.17pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 106.52pt; position: var(--position); text-decoration: none; white-space: pre;">:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 101.25pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.4pt; position: var(--position); text-decoration: none; white-space: pre;">Discount rate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 101.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3306" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8094">4.8</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 101.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3307" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8095">5.0</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 101.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3308" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8096">4.8</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 101.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3309" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8097">5.0</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 101.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3310" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8098">4.6</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 101.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3311" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8099">5.3</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 101.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3312" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8100">4.7</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 101.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3313" decimals="3" name="ifrs-full:ActuarialAssumptionOfDiscountRates" scale="-2" id="f-8101">5.3</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 113.25pt; width: 144.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 144.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.38pt; position: var(--position); text-decoration: none; white-space: pre;">Initial health care cost trend rate<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 128.02pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 144.75pt; position: var(--position); top: 113.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 30.83pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 189.75pt; position: var(--position); top: 113.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 31.27pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 234.75pt; position: var(--position); top: 113.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3308" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8102">9.0</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 279.75pt; position: var(--position); top: 113.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3309" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8103">7.8</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 333pt; position: var(--position); top: 113.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 30.83pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 378pt; position: var(--position); top: 113.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 31.27pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 423pt; position: var(--position); top: 113.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3312" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8104">3.9</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 468pt; position: var(--position); top: 113.25pt; width: 45pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 45pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 23.27pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 23.27pt; position: var(--position);"><ix:nonFraction unitRef="number" contextRef="c-3313" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8105">5.3</ix:nonFraction><span style="display: inline-block; height: 5.82pt;"></span></span><span style="left: 34.37pt; position: var(--position);">%<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 366.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">Inflation and salary increase assumptions are not shown as they do not materially affect obligations and costs.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 375.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The health care cost trend rate used to measure the U.S. based retiree welfare obligation was <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 337.96999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3314" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8106">8.8</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 353.90999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> grading to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 388.89pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3315" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8107">4.8</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 404.83pt; position: var(--position); text-decoration: none; white-space: pre;"> for 2041 and years thereafter (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 501.22999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 516.79pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 524.5600000000001pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3316" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8108">9.0</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 540.5pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 385.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">grading to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 79.12pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3317" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8109">4.8</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 95.06pt; position: var(--position); text-decoration: none; white-space: pre;"> for 2041 and years thereafter) and to measure the net benefit cost was <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 317.4pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3318" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8110">9.0</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 333.34pt; position: var(--position); text-decoration: none; white-space: pre;"> grading to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 368.32pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3319" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8111">4.8</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 384.26pt; position: var(--position); text-decoration: none; white-space: pre;"> for 2041 and years thereafter (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 480.65999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 496.21999999999997pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 503.99pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3320" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8112">7.8</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 519.9300000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> grading <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 394.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.849999999999994pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3321" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8113">4.8</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 69.78999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> for 2035 and years thereafter). In Canada, the rate used to measure the retiree welfare obligation was <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 388.12pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3322" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8114">3.9</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 404.06pt; position: var(--position); text-decoration: none; white-space: pre;"> grading to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 439.03999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3323" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8115">4.0</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 454.97999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> for 2029 and years thereafter <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 403.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">(<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 48.41pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 63.97pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 71.74pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3324" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8116">5.1</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 87.68pt; position: var(--position); text-decoration: none; white-space: pre;"> in 2023 and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 128.11pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3325" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8117">3.9</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 144.05pt; position: var(--position); text-decoration: none; white-space: pre;"> in 2024, grading to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 205.85000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3326" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8118">4.0</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 221.79000000000002pt; position: var(--position); text-decoration: none; white-space: pre;"> for 2029 and years thereafter) and to measure the net benefit cost was <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 444.13pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3327" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8119">5.1</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 460.07pt; position: var(--position); text-decoration: none; white-space: pre;"> in 2023 and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 500.5pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3328" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8120">3.9</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 516.44pt; position: var(--position); text-decoration: none; white-space: pre;"> in 2024, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 412.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">grading to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 79.12pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3329" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8121">4</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 89.22999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> for 2029 and years thereafter (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 185.63pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 201.19pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 208.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3330" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8122">5.3</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 224.89999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> grading to <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 259.88pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3331" decimals="3" name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" scale="-2" id="f-8123">4.8</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 275.82pt; position: var(--position); text-decoration: none; white-space: pre;"> for 2026 and years thereafter).<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 427.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Assumptions regarding future mortality are based on published statistics and mortality tables. <span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfLifeExpectanciesUnderlyingValuesOfObligationsInDefinedBenefitPensionAndRetireeWelfarePlansTableTextBlock" id="f-8124" continuedAt="f-8124-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.14pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8124-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 438.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">current life expectancies underlying the values of the obligations in the defined benefit pension and retiree welfare <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.28pt; position: var(--position); text-decoration: none; white-space: pre;">plans<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.77pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 455.05pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.45pt; position: var(--position); white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 38pt; position: var(--position); white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life expectancy (in years) for those currently age 65<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Males<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3332" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8125">22.2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3333" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8126">22.2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3334" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8127">24.4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3335" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8128">24.3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Females<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3336" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8129">23.7</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3337" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8130">23.7</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3338" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8131">26.2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3339" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8132">26.2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life expectancy (in years) at age 65 for those currently age 45<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Males<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3340" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8133">23.6</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3341" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8134">23.6</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3342" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8135">25.3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3343" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8136">25.3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Females<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3344" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8137">25.1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3345" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8138">25.0</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3346" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8139">27.1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3347" decimals="1" name="mfc:ActuarialAssumptionLifeOfExpectancyAfterRetirements" scale="6" id="f-8140">27.1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 110<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_10995116281900"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(j)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-21" continuedAt="f-7786-22"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Sensitivity of assumptions on obligations<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-22" continuedAt="f-7786-23"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Assumptions used can have a significant effect on the obligations reported for defined benefit pension and retiree welfare plans. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" id="f-8141" continuedAt="f-8141-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table sets out the potential impact on the obligations arising from changes in the key assumptions. Each sensitivity <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8141-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 73.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">assumes that all other assumptions are held constant. In actuality, inter-relationships among assumptions may <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 485.63pt; position: var(--position); text-decoration: none; white-space: pre;">exist<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 504.12pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 91.8pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.28pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.41pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Discount rate:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of a 1% increase<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3348" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" scale="6" id="f-8142">260</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 23.79pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3349" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" scale="6" id="f-8143">274</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3350" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" scale="6" id="f-8144">34</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3351" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" scale="6" id="f-8145">38</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of a 1% decrease<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3348" decimals="-6" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" scale="6" id="f-8146">305</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3349" decimals="-6" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" scale="6" id="f-8147">316</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3350" decimals="-6" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" scale="6" id="f-8148">40</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3351" decimals="-6" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" scale="6" id="f-8149">44</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Health care cost trend rate:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of a 1% increase<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 36.08pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 36.52pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3352" decimals="-6" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" scale="6" id="f-8150">9</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3353" decimals="-6" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" scale="6" id="f-8151">11</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of a 1% decrease<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 36.08pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 36.52pt; position: var(--position); text-decoration: none; white-space: pre;">n/a<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3352" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" scale="6" id="f-8152">8</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3353" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" scale="6" id="f-8153">10</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Mortality rates<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 59.980000000000004pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 66.33pt; position: var(--position); text-decoration: none; white-space: pre;">:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Impact of a 10% decrease<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3354" decimals="-6" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" scale="6" id="f-8154">89</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3355" decimals="-6" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" scale="6" id="f-8155">89</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3356" decimals="-6" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" scale="6" id="f-8156">9</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3357" decimals="-6" name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" scale="6" id="f-8157">6</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 215.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">If the actuarial estimates of mortality are adjusted in the future to reflect unexpected decreases in mortality, the effect of a <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 430.65pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-2851" decimals="2" name="mfc:DecreaseInMortalityRate" scale="-2" id="f-8158">10</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 444.65pt; position: var(--position); text-decoration: none; white-space: pre;"> decrease in mortality rates at each <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 224.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">future age would be an increase in life expectancy at age 65 of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 250.99pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonNumeric contextRef="c-3358" name="mfc:ActuarialAssumptionsIncreaseInLifeExpectancyAtAgeSixtyFiveDueToTenPercentDecreaseInMortalityRate" format="ixt-sec:duryear" id="f-8159"><ix:nonNumeric contextRef="c-3359" name="mfc:ActuarialAssumptionsIncreaseInLifeExpectancyAtAgeSixtyFiveDueToTenPercentDecreaseInMortalityRate" format="ixt-sec:duryear" id="f-8160">0.8</ix:nonNumeric></ix:nonNumeric> years<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 279.76pt; position: var(--position); text-decoration: none; white-space: pre;"> for U.S. and Canadian males and females.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 239.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_8796093026357"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 239.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(k)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-23" continuedAt="f-7786-24"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Maturity profile<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-24" continuedAt="f-7786-25"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 251.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory" id="f-8161" continuedAt="f-8161-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents the weighted average duration (in years) of the defined benefit obligations.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8161-1"><div style="position: var(--position); top: 268pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.28pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.41pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. plans<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.11pt;"></span></span><span style="left: 35.74pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3360" decimals="1" name="mfc:WeightedAverageOfDefinedBenefitObligations" scale="0" id="f-8162">8.0</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.11pt;"></span></span><span style="left: 35.74pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3361" decimals="1" name="mfc:WeightedAverageOfDefinedBenefitObligations" scale="0" id="f-8163">8.4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.11pt;"></span></span><span style="left: 35.74pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3362" decimals="1" name="mfc:WeightedAverageOfDefinedBenefitObligations" scale="0" id="f-8164">7.7</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.11pt;"></span></span><span style="left: 35.74pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3363" decimals="1" name="mfc:WeightedAverageOfDefinedBenefitObligations" scale="0" id="f-8165">8.2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Canadian plans<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3364" decimals="1" name="mfc:WeightedAverageOfDefinedBenefitObligations" scale="0" id="f-8166">10.1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 33.11pt;"></span></span><span style="left: 35.74pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3365" decimals="1" name="mfc:WeightedAverageOfDefinedBenefitObligations" scale="0" id="f-8167">9.9</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3366" decimals="1" name="mfc:WeightedAverageOfDefinedBenefitObligations" scale="0" id="f-8168">10.9</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.67pt;"></span></span><span style="left: 31.3pt; position: var(--position);"><ix:nonFraction unitRef="y" contextRef="c-3367" decimals="1" name="mfc:WeightedAverageOfDefinedBenefitObligations" scale="0" id="f-8169">11.1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 325.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4157"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 325.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(l)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-7786-25" continuedAt="f-7786-26"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Cash flows &#8211; contributions<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-7786-26"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 337.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfFundingPolicyAndContributionsToPlansTableTextBlock" id="f-8170" continuedAt="f-8170-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents total cash payments for all employee future benefits, comprised of cash contributed by the Company <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8170-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 348pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">to<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.5pt; position: var(--position); text-decoration: none; white-space: pre;"> fund<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.5pt; position: var(--position); text-decoration: none; white-space: pre;"> defined benefit pension and retiree welfare plans, cash payments made directly to beneficiaries in respect of unfunded <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 358.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">pension and retiree welfare plans, and cash contributed to defined contribution pension plans.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 375.6pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.28pt; position: var(--position); text-decoration: none; white-space: pre;">Pension plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.41pt; position: var(--position); text-decoration: none; white-space: pre;">Retiree welfare plans<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Defined benefit plans<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3368" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-8171">57</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3369" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-8172">59</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3370" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-8173">12</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3371" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-8174">12</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Defined contribution plans<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3372" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-8175">97</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3373" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-8176">93</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3374" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8177">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3375" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8178">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3220" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-8179">154</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3221" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-8180">152</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3222" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-8181">12</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3223" decimals="-6" name="ifrs-full:ContributionsToPlanNetDefinedBenefitLiabilityAsset" scale="6" id="f-8182">12</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 445.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s best estimate of expected cash payments for employee future benefits for the year ending December 31, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 528.6600000000001pt; position: var(--position); text-decoration: none; white-space: pre;">2025<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 548.6600000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 551.1600000000001pt; position: var(--position); text-decoration: none; white-space: pre;">is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 455.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3376" decimals="-6" name="ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan" scale="6" id="f-8183">64</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 60pt; position: var(--position); text-decoration: none; white-space: pre;"> for defined benefit pension plans, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3377" decimals="-6" name="ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan" scale="6" id="f-8184">102</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.45pt; position: var(--position); text-decoration: none; white-space: pre;"> for defined contribution pension plans and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.38pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3378" decimals="-6" name="ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan" scale="6" id="f-8185">18</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.38pt; position: var(--position); text-decoration: none; white-space: pre;"> for retiree welfare plans.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 478.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_8796093026375"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 478.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 43.25pt; position: var(--position); text-decoration: none; white-space: pre;">Note 16&#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 96.56pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; <ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfIncomeTaxExplanatory" id="f-8186" continuedAt="f-8186-1" escape="true">Income Taxes</ix:nonNumeric><span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="position: absolute; top: 500.3pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4173"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 500.3pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8186-1" continuedAt="f-8186-2"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Income tax expense <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8186-2" continuedAt="f-8186-3"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 512pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfIncomeTaxExpenseExplanatoryTableTextBlock" id="f-8187" continuedAt="f-8187-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents income tax expenses (recoveries) recognized in the Consolidated Statements of Income.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8187-1" continuedAt="f-8187-2"><div style="position: var(--position); top: 528.8pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Current tax<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Current year<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:CurrentTaxExpenseIncome" scale="6" id="f-8188">655</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:CurrentTaxExpenseIncome" scale="6" id="f-8189">568</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Global Minimum Taxes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:GlobalMinimumTax" scale="6" id="f-8190">231</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:GlobalMinimumTax" format="ixt:fixed-zero" scale="6" id="f-8191">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments related to prior years<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AdjustmentsForCurrentTaxOfPriorPeriod" scale="6" id="f-8192">15</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:AdjustmentsForCurrentTaxOfPriorPeriod" scale="6" id="f-8193">193</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total current tax<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" scale="6" id="f-8194">901</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" scale="6" id="f-8195">375</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred tax<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Origination and reversal of temporary differences<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" scale="6" id="f-8196">424</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" scale="6" id="f-8197">489</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments related to prior years<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:AdjustmentsForDeferredTaxOfPriorPeriods" scale="6" id="f-8198">113</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:AdjustmentsForDeferredTaxOfPriorPeriods" scale="6" id="f-8199">19</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 107.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total deferred tax<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8200">311</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8201">470</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 119.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Income tax expenses (recoveries)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-8202">1,212</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-8203">845</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">111<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-8186-3" continuedAt="f-8186-4"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 41.5pt; width: 594pt;"><ix:continuation id="f-8187-2" continuedAt="f-8187-3"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table discloses income tax expenses (recoveries) recognized directly in equity.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8187-3"><div style="position: var(--position); top: 58.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Recognized in other comprehensive income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Current income tax expenses (recoveries)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:CurrentTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8204">174</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:CurrentTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8205">320</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred income tax expenses (recoveries)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8206">885</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8207">326</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total recognized in other comprehensive income <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-8208">1,059</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome" scale="6" id="f-8209">6</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Recognized in equity, other than other comprehensive income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Current income tax expenses (recoveries)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8210">4</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8211">5</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred income tax expenses (recoveries)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8212">5</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 37.11pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8213">4</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total income tax recognized directly in equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 39.74pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8214">1</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8215">1</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 176.55pt;" id="if6fa43b23a7e44208736dc8e2683aefd_8796093026392"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 176.55pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8186-4" continuedAt="f-8186-5"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Current tax receivable and payable<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8186-5" continuedAt="f-8186-6"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 188.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.97pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company had approximately <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 274.90999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CurrentTaxAssetsCurrent" format="ixt:num-dot-decimal" scale="6" id="f-8216">1,070</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 302.41pt; position: var(--position); text-decoration: none; white-space: pre;"> of current tax receivable included in other assets (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 503.31pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 523.31pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 199.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CurrentTaxAssetsCurrent" format="ixt:num-dot-decimal" scale="6" id="f-8217">1,056</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63.5pt; position: var(--position); text-decoration: none; white-space: pre;">) and a current tax payable of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.96pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CurrentTaxLiabilitiesCurrent" scale="6" id="f-8218">453</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.96pt; position: var(--position); text-decoration: none; white-space: pre;"> included in other liabilities (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.35pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 333.35pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.35pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CurrentTaxLiabilitiesCurrent" scale="6" id="f-8219">147</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.35pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 215.85pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4206"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 215.85pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8186-6" continuedAt="f-8186-7"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Tax reconciliation <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8186-7" continuedAt="f-8186-8"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 227.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The effective income tax rate reflected in the Consolidated Statements of Income varies from the Canadian tax rate of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 505.64pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-7" decimals="4" name="ifrs-full:AverageEffectiveTaxRate" scale="-2" id="f-8220">27.80</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 536.14pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 238.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">for the year ended <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.48pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.45pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.94pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.94pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.94pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-8" decimals="4" name="ifrs-full:AverageEffectiveTaxRate" scale="-2" id="f-8221">27.80</ix:nonFraction>%<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 256.44pt; position: var(--position); text-decoration: none; white-space: pre;">) for the items outlined in the following table<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.32pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 256.15pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfIncomeTaxExpenseReconciliationShowingEffectiveIncomeTaxExpenseDifferenceFromStatutoryIncomeTaxExpenseTableTextBlock" id="f-8222" escape="true"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) before income taxes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-8223">7,090</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-8224">6,452</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Income tax expenses (recoveries) at Canadian statutory tax rate<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:TaxExpenseIncomeAtApplicableTaxRate" format="ixt:num-dot-decimal" scale="6" id="f-8225">1,971</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:TaxExpenseIncomeAtApplicableTaxRate" format="ixt:num-dot-decimal" scale="6" id="f-8226">1,794</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Increase (decrease) in income taxes due to:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160;  Tax-exempt investment income<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:TaxEffectOfRevenuesExemptFromTaxation2011" scale="6" id="f-8227">306</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:TaxEffectOfRevenuesExemptFromTaxation2011" scale="6" id="f-8228">199</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160;  Differences in tax rate on income not subject to tax in Canada<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:TaxEffectOfForeignTaxRates" scale="6" id="f-8229">938</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:TaxEffectOfForeignTaxRates" scale="6" id="f-8230">770</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160;  Adjustments to taxes related to prior years <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:IncomeTaxReconciliationAdjustmentsInRespectOfPriorYears" scale="6" id="f-8231">98</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 28.23pt;"></span></span><span style="left: 30.86pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:IncomeTaxReconciliationAdjustmentsInRespectOfPriorYears" scale="6" id="f-8232">212</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 83.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160;  Tax losses and temporary differences not recognized as deferred taxes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:TaxEffectOfLossesAndTemporaryDifferencesNotRecognizedAsDeferredTaxes" scale="6" id="f-8233">94</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 83.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 32.67pt;"></span></span><span style="left: 35.300000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:TaxEffectOfLossesAndTemporaryDifferencesNotRecognizedAsDeferredTaxes" scale="6" id="f-8234">38</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 95.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">&#160; &#160;  Global Minimum Taxes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:GlobalMinimumTax" scale="6" id="f-8235">231</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 95.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:GlobalMinimumTax" format="ixt:fixed-zero" scale="6" id="f-8236">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 107.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">&#160; &#160;  Other differences<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" scale="6" id="f-8237">258</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" scale="6" id="f-8238">270</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 119.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Income tax expenses (recoveries)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-8239">1,212</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 119.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-8240">845</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></ix:nonNumeric></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 112<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4215"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8186-8" continuedAt="f-8186-9"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred tax assets and liabilities <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8186-9"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfSummarizedDeferredTaxesTableTextBlock" id="f-8241" continuedAt="f-8241-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents the Company&#8217;s deferred tax assets and liabilities reflected on the Consolidated Statements of <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8241-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Financial Position.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 79.8pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred tax assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DeferredTaxAssets" format="ixt:num-dot-decimal" scale="6" id="f-8242">5,884</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DeferredTaxAssets" format="ixt:num-dot-decimal" scale="6" id="f-8243">6,739</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred tax liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DeferredTaxLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8244">1,890</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 21.57pt;"></span></span><span style="left: 24.2pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DeferredTaxLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8245">1,697</ix:nonFraction>)<span style="display: inline-block; height: 5.82pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net deferred tax assets (liabilities)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8246">3,994</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8247">5,042</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.05pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfDeferredTaxesExplanatory" id="f-8248" continuedAt="f-8248-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present movement of deferred tax assets and liabilities.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8248-1"><div style="position: var(--position); top: 154.85pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 111pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">For the year ended December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.41pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.96pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.64pt; position: var(--position); white-space: pre;">Acquired in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.01pt; position: var(--position); white-space: pre;">business <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.91pt; position: var(--position); white-space: pre;">combination<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.3pt; position: var(--position); text-decoration: none; white-space: pre;">Disposals<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.98pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Recognized <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.16pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">in income<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.85pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.43pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.73pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.17pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">income<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.3pt; position: var(--position); text-decoration: none; white-space: pre;">Recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.96pt; position: var(--position); text-decoration: none; white-space: pre;">equity<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.28pt; position: var(--position); text-decoration: none; white-space: pre;">Translation <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.07pt; position: var(--position); text-decoration: none; white-space: pre;">and other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.41pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.35pt; position: var(--position); text-decoration: none; white-space: pre;">December <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.4pt; position: var(--position); text-decoration: none; white-space: pre;">31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 38.25pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Loss carryforwards<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3379" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8249">670</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3380" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8250">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3380" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8251">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3380" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8252">180</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3380" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8253">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3380" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8254">13</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3380" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8255">14</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3381" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8256">851</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 49.5pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Actuarial liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3382" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8257">5,813</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3383" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8258">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3383" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8259">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3383" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8260">972</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3383" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-8261">1,059</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3383" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8262">1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3383" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8263">383</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3384" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8264">4,164</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 60.75pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 111pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Pensions and post-employment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 111pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">benefits<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3385" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8265">171</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3386" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8266">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3386" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8267">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3386" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8268">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3386" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8269">20</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3386" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8270">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3386" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8271">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3387" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8272">153</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Tax credits<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3388" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8273">122</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3389" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8274">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3389" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8275">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3389" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8276">109</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3389" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8277">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3389" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8278">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3389" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8279">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3390" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8280">238</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Accrued interest<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3391" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8281">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3392" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8282">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3392" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8283">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3392" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8284">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3392" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8285">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3392" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8286">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3392" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8287">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3393" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8288">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3394" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8289">1,135</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3395" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8290">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3395" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8291">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3395" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8292">214</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3395" decimals="-6" sign="-" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8293">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3395" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8294">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3395" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8295">50</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3396" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8296">970</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114.75pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Lease liability<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3397" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8297">38</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3398" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8298">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3398" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8299">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3398" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8300">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3398" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8301">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3398" decimals="-6" sign="-" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8302">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3398" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8303">1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3399" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8304">45</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Right of use asset and sublease <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">receivable<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3400" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8305">34</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3401" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8306">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3401" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8307">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3401" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8308">8</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3401" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8309">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3401" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8310">1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8311">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3402" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8312">43</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Securities and other investments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3403" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8313">86</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3404" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8314">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3404" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8315">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3404" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8316">276</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3404" decimals="-6" sign="-" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8317">197</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3404" decimals="-6" sign="-" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8318">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3404" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8319">171</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3405" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8320">390</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 157.5pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Sale of investments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3406" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8321">18</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3407" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8322">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3407" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8323">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3407" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8324">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3407" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8325">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3407" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8326">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3407" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8327">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3408" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8328">8</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 168.75pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Goodwill and intangible assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3409" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8329">822</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3410" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8330">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3410" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8331">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3410" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8332">24</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3410" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8333">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3410" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8334">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3410" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8335">31</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3411" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8336">829</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3412" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8337">150</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3413" decimals="-6" sign="-" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" scale="6" id="f-8338">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3413" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8339">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3413" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8340">156</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3413" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8341">4</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3413" decimals="-6" sign="-" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8342">17</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3413" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8343">13</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3414" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8344">2</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8345">5,042</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" scale="6" id="f-8346">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8347">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8348">311</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8349">885</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8350">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8351">139</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8352">3,994</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 362.35pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 111pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">For the year ended December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.41pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.96pt; position: var(--position); text-decoration: none; white-space: pre;">January 1, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.64pt; position: var(--position); text-decoration: none; white-space: pre;">Acquired in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.01pt; position: var(--position); text-decoration: none; white-space: pre;">business <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.91pt; position: var(--position); text-decoration: none; white-space: pre;">combination<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.3pt; position: var(--position); text-decoration: none; white-space: pre;">Disposals<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.98pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">Recognized <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.16pt; letter-spacing: 0.025em; position: var(--position); text-decoration: none; white-space: pre;">in income<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.85pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.43pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.73pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">comprehensive <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.17pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">income<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.3pt; position: var(--position); text-decoration: none; white-space: pre;">Recognized in <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.96pt; position: var(--position); text-decoration: none; white-space: pre;">equity<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.28pt; position: var(--position); text-decoration: none; white-space: pre;">Translation <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.07pt; position: var(--position); text-decoration: none; white-space: pre;">and other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.69pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.41pt; position: var(--position); white-space: pre;">Balance, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.44pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.35pt; position: var(--position); text-decoration: none; white-space: pre;">December <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 30.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.4pt; position: var(--position); text-decoration: none; white-space: pre;">31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 38.25pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Loss carryforwards<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3415" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8353">701</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3416" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8354">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3416" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8355">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3416" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8356">18</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3416" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8357">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3416" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8358">8</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3416" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8359">5</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3379" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8360">670</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 49.5pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Actuarial liabilities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3417" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8361">4,507</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3418" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8362">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3418" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8363">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3418" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8364">188</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3418" decimals="-6" sign="-" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-8365">1,198</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3418" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8366">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3418" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8367">80</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3382" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8368">5,813</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 60.75pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 111pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Pensions and post-employment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 111pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">benefits<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3419" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8369">142</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3420" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8370">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3420" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8371">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3420" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8372">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3420" decimals="-6" sign="-" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8373">26</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3420" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8374">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3420" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8375">1</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3385" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8376">171</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Tax credits<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3421" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8377">109</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3422" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8378">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3422" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8379">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3422" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8380">15</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3422" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8381">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3422" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8382">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3422" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8383">2</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 81pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3388" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8384">122</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Accrued interest<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3423" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8385">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3424" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8386">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3424" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8387">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3424" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8388">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3424" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8389">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3424" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8390">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3424" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8391">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3391" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8392">1</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3425" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8393">1,317</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3426" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8394">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3426" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8395">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3426" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8396">168</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3426" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8397">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3426" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8398">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3426" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8399">14</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3394" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8400">1,135</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 114.75pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Lease liability<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3427" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8401">47</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3428" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8402">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3428" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8403">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3428" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8404">7</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3428" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8405">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3428" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8406">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 40.95pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3428" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8407">2</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3397" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8408">38</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Right of use asset and sublease <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">receivable<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3429" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8409">41</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3430" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8410">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3430" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8411">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3430" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8412">7</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3430" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8413">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3430" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8414">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3430" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8415">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 126pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3400" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8416">34</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Securities and other investments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 27.04pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3431" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8417">1,560</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3432" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8418">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3432" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8419">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3432" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8420">293</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 24.71pt;"></span></span><span style="left: 27.34pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3432" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-8421">1,245</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3432" decimals="-6" sign="-" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8422">2</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3432" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8423">62</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3403" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8424">86</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 157.5pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Sale of investments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3433" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8425">30</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3434" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8426">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3434" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8427">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3434" decimals="-6" sign="-" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8428">12</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3434" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8429">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3434" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8430">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3434" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" format="ixt:fixed-zero" scale="6" id="f-8431">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3406" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8432">18</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 168.75pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Goodwill and intangible assets<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3435" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8433">828</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3436" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8434">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3436" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8435">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 34.43pt;"></span></span><span style="left: 37.06pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3436" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8436">12</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3436" decimals="-6" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" format="ixt:fixed-zero" scale="6" id="f-8437">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3436" decimals="-6" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" format="ixt:fixed-zero" scale="6" id="f-8438">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3436" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8439">18</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3409" decimals="-6" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8440">822</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3437" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8441">321</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3438" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8442">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 42.21pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3438" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8443">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 30.54pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3438" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8444">534</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3438" decimals="-6" sign="-" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8445">347</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3438" decimals="-6" sign="-" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8446">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 40.65pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3438" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8447">6</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3412" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" scale="6" id="f-8448">150</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 111pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 111pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 111pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8449">5,172</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 161.25pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:DeferredTaxLiabilityAssetAcquiredInBusinessCombination" format="ixt:fixed-zero" scale="6" id="f-8450">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 38.32pt;"></span></span><span style="left: 44.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:DeferredTaxRelatingToDisposals" format="ixt:fixed-zero" scale="6" id="f-8451">-</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 26.65pt;"></span></span><span style="left: 33.17pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" scale="6" id="f-8452">470</ix:nonFraction>)<span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.98pt;"></span></span><span style="left: 35.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:DeferredTaxRelatingToItemsCreditedChargedDirectlyToOtherComprehensiveIncome" scale="6" id="f-8453">326</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 36.76pt;"></span></span><span style="left: 43.28pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" scale="6" id="f-8454">4</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.87pt;"></span></span><span style="left: 39.39pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" scale="6" id="f-8455">10</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 23.15pt;"></span></span><span style="left: 29.669999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" sign="-" name="ifrs-full:DeferredTaxLiabilityAsset" format="ixt:num-dot-decimal" scale="6" id="f-8456">5,042</ix:nonFraction><span style="display: inline-block; height: 5.09pt; width: 2.33pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 572.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The total deferred tax assets as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.46pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.43pt; position: var(--position); text-decoration: none; white-space: pre;"> of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 274.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DeferredTaxAssets" format="ixt:num-dot-decimal" scale="6" id="f-8457">5,884</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 302.43pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.92pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 327.92pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 337.92pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DeferredTaxAssets" format="ixt:num-dot-decimal" scale="6" id="f-8458">6,739</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 365.42pt; position: var(--position); text-decoration: none; white-space: pre;">) includes <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.39pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" scale="6" id="f-8459">27</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.39pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.88pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 446.88pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 456.88pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" format="ixt:num-dot-decimal" scale="6" id="f-8460">6,136</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.38pt; position: var(--position); text-decoration: none; white-space: pre;">) where the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 583.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Company has suffered losses in either the current or preceding year and where the recognition is dependent on future taxable <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 594.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">profits in the relevant jurisdictions and feasible management actions.<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 317.35pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 611.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.97pt; position: var(--position); text-decoration: none; white-space: pre;">, tax loss carryforwards available were approximately <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.32pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:OperatingLossCarryforward" format="ixt:num-dot-decimal" scale="6" id="f-8461">4,837</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.82pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.31pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.31pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.31pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:OperatingLossCarryforward" format="ixt:num-dot-decimal" scale="6" id="f-8462">3,549</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.81pt; position: var(--position); text-decoration: none; white-space: pre;">), of which <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.28pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:OperatingLossCarryforwardsWithExpiration" format="ixt:num-dot-decimal" scale="6" id="f-8463">4,068</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 521.78pt; position: var(--position); text-decoration: none; white-space: pre;"> expire <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 622.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">between the years 2025 and 2044 while <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:OperatingLossCarryforwardsWithoutExpiration" scale="6" id="f-8464">769</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.45pt; position: var(--position); text-decoration: none; white-space: pre;"> have no expiry date, and capital loss carryforwards available were approximately <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 632.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:CapitalTaxLossCarryforward" scale="6" id="f-8465">27</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 60pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65.49pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:CapitalTaxLossCarryforward" scale="6" id="f-8466">5</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">) and have no expiry date. An <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 224.97pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:UnusedTaxCreditsForWhichDeferredTaxAssetRecognized" scale="6" id="f-8467">851</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 244.97pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 250.46pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.46000000000004pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.46000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:UnusedTaxCreditsForWhichDeferredTaxAssetRecognized" scale="6" id="f-8468">670</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.46000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">) tax benefit related to these tax loss carryforwards has been <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 643.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">recognized as a deferred tax asset as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.46pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 286.43pt; position: var(--position); text-decoration: none; white-space: pre;">, and a benefit of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.92pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" scale="6" id="f-8469">356</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.92pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.41pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 401.41pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.41pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" scale="6" id="f-8470">222</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.41pt; position: var(--position); text-decoration: none; white-space: pre;">) has not been recognized. The <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 654.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Company has approximately <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.44pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:TaxCreditCarryForwardsExpiringInFuture" scale="6" id="f-8471">412</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.44pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 186.93pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.93pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.93pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:TaxCreditCarryForwardsExpiringInFuture" scale="6" id="f-8472">282</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.93pt; position: var(--position); text-decoration: none; white-space: pre;">) of tax credit carryforwards which will expire between the years 2026 and 2044 <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 665.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">of which a benefit of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.47pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:UnusedTaxCreditsForWhichNoDeferredTaxAssetRecognised" scale="6" id="f-8473">174</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 147.47pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 152.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.96pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:UnusedTaxCreditsForWhichNoDeferredTaxAssetRecognised" scale="6" id="f-8474">160</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.96pt; position: var(--position); text-decoration: none; white-space: pre;">) has not been recognized. In addition, the Company has not recognized a deferred tax <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 676.05pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">asset o<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74pt; position: var(--position); text-decoration: none; white-space: pre;">f <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3390" decimals="-6" name="mfc:UnrecognisedAmountOfDeferredTaxAssetForDeductibleTemporaryDifferences" format="ixt:num-dot-decimal" scale="6" id="f-8475">1,152</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.5pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.99pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 131.99pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 141.99pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3388" decimals="-6" name="mfc:UnrecognisedAmountOfDeferredTaxAssetForDeductibleTemporaryDifferences" format="ixt:num-dot-decimal" scale="6" id="f-8476">1,171</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.49pt; position: var(--position); text-decoration: none; white-space: pre;">) <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 174.98pt; position: var(--position); text-decoration: none; white-space: pre;">on other temporary differences of <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.76pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3439" decimals="-6" name="ifrs-full:DeferredTaxAssets" format="ixt:num-dot-decimal" scale="6" id="f-8477">5,341</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 337.26pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.75pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.75pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.75pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3440" decimals="-6" name="ifrs-full:DeferredTaxAssets" format="ixt:num-dot-decimal" scale="6" id="f-8478">5,333</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 400.25pt; position: var(--position); text-decoration: none; white-space: pre;">)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 403.24pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 692.85pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The total deferred tax liability as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 184.41pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.38pt; position: var(--position); text-decoration: none; white-space: pre;"> was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.37pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DeferredTaxLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8479">1,890</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 311.87pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 317.36pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 337.36pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DeferredTaxLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8480">1,697</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.86pt; position: var(--position); text-decoration: none; white-space: pre;">). This amount includes the deferred tax <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 703.65pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">liability of consolidated entities. The aggregate amount of taxable temporary differences associated with the Company&#8217;s own <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 714.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">investments in subsidiaries is not included in the Consolidated Financial Statements and was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 416.8pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" format="ixt:num-dot-decimal" scale="6" id="f-8481">14,955</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.3pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.79pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 474.79pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.79pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" format="ixt:num-dot-decimal" scale="6" id="f-8482">10,908</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 517.29pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">113<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_8796093026432"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 34.25pt; position: var(--position); text-decoration: none; white-space: pre;">Note 17&#160; &#160; <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 90.89pt; position: var(--position); text-decoration: none; white-space: pre;"> <ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory" id="f-8483" continuedAt="f-8483-1" escape="true">Interests in Structured Entities</ix:nonNumeric><span style="display: inline-block; height: 8.73pt;"></span></span></div><ix:continuation id="f-8483-1" continuedAt="f-8483-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 60.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company is involved with both consolidated and unconsolidated structured entities (&#8220;SEs&#8221;) which are established to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 70.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">generate investment and fee income. The Company is also involved with SEs that are used to facilitate financing for the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 81.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company. These entities may have some or all of the following features: control is not readily identified based on voting rights; <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 92.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">restricted activities designed to achieve a narrow objective; high amount of leverage; and / or highly structured capital.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 109.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company only discloses its involvement in significant consolidated and unconsolidated SEs. In assessing the significance, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 120.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the Company considers the nature of its involvement with the SE, including whether it is sponsored by the Company (i.e., initially <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 130.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">organized and managed by the Company). Other factors considered include the Company&#8217;s investment in the SE as compared <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 141.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">to total invested assets, its returns from the SE as compared to total net investment income, the SE&#8217;s size as compared to total <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 152.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">funds under management, and its exposure to any other risks from its involvement with the SE.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 169.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company does not provide financial or other support to its SEs, when it does not have a contractual obligation to do so.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 186.1pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4231"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 186.1pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8483-2" continuedAt="f-8483-3"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated SEs<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><div style="position: absolute; top: 203.8pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4241"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 203.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(I)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8483-3" continuedAt="f-8483-4"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Investment SEs<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8483-4" continuedAt="f-8483-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 214.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company acts as an investment manager of timberlands and timber companies. The Company&#8217;s general fund and <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 225.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">segregated funds invest in many of these companies. The Company has control over one timberland company which it <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 236.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">manages, Hancock Victoria Plantations Holdings PTY Limited (&#8220;HVPH&#8221;). HVPH is a SE primarily because the Company&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 247pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">employees exercise voting rights over it on behalf of other investors. As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.88pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.85pt; position: var(--position); text-decoration: none; white-space: pre;">, the Company&#8217;s consolidated <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 257.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">timber assets <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 91.97pt; position: var(--position); text-decoration: none; white-space: pre;">owned by<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> HVPH were <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.42pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3441" decimals="-6" name="mfc:TimberAssetsRecognizedInEntitysConsolidatedFinancialStatementsInRelationToStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8484">1,273</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.92pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.41pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.41pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.41pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3442" decimals="-6" name="mfc:TimberAssetsRecognizedInEntitysConsolidatedFinancialStatementsInRelationToStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8485">1,236</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 272.90999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">). The Company does not provide guarantees to other parties against <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 268.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the risk of loss from <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 116.45pt; position: var(--position); text-decoration: none; white-space: pre;">their investments in<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.9pt; position: var(--position); text-decoration: none; white-space: pre;"> HVPH.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 285.4pt;" id="if6fa43b23a7e44208736dc8e2683aefd_8796093026459"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 285.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(II)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8483-5" continuedAt="f-8483-6"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Financing SEs<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8483-6" continuedAt="f-8483-7"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 296.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company securitizes certain HELOC collateralized by residential property. This activity is facilitated by consolidated entities <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 307pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">that are SEs because their operations are limited to issuing and servicing the Company&#8217;s funding. Further information regarding <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 317.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the Company&#8217;s mortgage securitization program is included in note 3.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 334.6pt;" id="if6fa43b23a7e44208736dc8e2683aefd_8796093026466"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 334.6pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8483-7" continuedAt="f-8483-8"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Unconsolidated SEs<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8483-8" continuedAt="f-8483-9"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 352.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Investment SEs<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 363.1pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" id="f-8486" continuedAt="f-8486-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents the Company&#8217;s investments and maximum exposure to loss from significant unconsolidated <span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8486-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 373.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">investment SEs, some of which are sponsored by the Company. The Company does not provide guarantees to other parties <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 384.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">against the risk of loss from their investments in these SEs.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 402.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.16pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s investment<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 82.78999999999999pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 100.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.68pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s maximum<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 100.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.04pt; position: var(--position); text-decoration: none; white-space: pre;"> exposure to loss<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 73.91pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31, <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Leveraged leases<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 68.42999999999999pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3443" decimals="-6" name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8487">4,300</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3444" decimals="-6" name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8488">3,790</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3443" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8489">4,300</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3444" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8490">3,790</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 43.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Infrastructure entities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 79.96pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3445" decimals="-6" name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8491">3,282</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3446" decimals="-6" name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8492">2,468</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3445" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8493">4,174</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3446" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8494">3,035</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 55.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Timberland entities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 72.55pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3447" decimals="-6" name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" scale="6" id="f-8495">759</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3448" decimals="-6" name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" scale="6" id="f-8496">811</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3447" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" scale="6" id="f-8497">759</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3448" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" scale="6" id="f-8498">811</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Real estate entities<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 73.3pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(6)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3449" decimals="-6" name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" scale="6" id="f-8499">601</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3450" decimals="-6" name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" scale="6" id="f-8500">676</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3449" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" scale="6" id="f-8501">601</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3450" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" scale="6" id="f-8502">676</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 79.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3451" decimals="-6" name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8503">8,942</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3452" decimals="-6" name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8504">7,745</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3451" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8505">9,834</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3452" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" format="ixt:num-dot-decimal" scale="6" id="f-8506">8,312</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 500pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s investments in these unconsolidated SEs are included in invested assets and the Company&#8217;s returns from them are included in net investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 509.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">income and OCI.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 518.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s maximum exposure to loss from each SE is limited to amounts invested in each, plus unfunded capital commitments, if any. The Company&#8217;s <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 527.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">investment commitments are disclosed in note <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 191.45pt; position: var(--position); text-decoration: none; white-space: pre;">18<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 199.23000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">. The maximum loss from any SE is expected to occur only upon the SE&#8217;s bankruptcy / liquidation.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 536.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">These entities are statutory business trusts which use capital provided by the Company and senior debt provided by other parties to finance the acquisition of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 545.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">assets. These assets are leased by the trusts to third-party lessees under long-term leases. The Company owns equity capital in these trusts. The Company does <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 554.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">not consolidate any of these trusts because the Company does not have power to govern their financial and operating policies.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 563.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">These entities invest in infrastructure assets. The Company invests in their equity. The Company&#8217;s returns include investment income, investment management <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 572.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">fees, and performance fees. The Company does not control these entities because it either does not have the power to govern their financial and operating <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 581.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">policies or does not have significant variable returns from them, or both.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 591pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">These entities own and operate timberlands. The Company invests in their equity and debt. The Company&#8217;s returns include investment income, investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 600.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">advisory fees, forestry management fees and performance advisory fees. The Company does not control these entities because it either does not have the power <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 609.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">to govern their financial and operating policies or does not have significant variable returns from them, or both.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 618.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(6)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">These entities, which include the Manulife U.S. REIT, own and manage commercial real estate. The Company invests in their equity. The Company&#8217;s returns <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 627.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">include investment income, investment management fees, property management fees, acquisition/disposition fees and leasing fees. The Company does not <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 636.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">control these entities because it either does not have the power to govern their financial and operating policies or does not have significant variable returns from <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 645.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">them, or both.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 114<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-8483-9" continuedAt="f-8483-10"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Financing SEs<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 57.3pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory" id="f-8507" continuedAt="f-8507-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s interests in and maximum exposure to loss from significant unconsolidated financing SEs are as follows.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8507-1"><div style="position: var(--position); top: 74.1pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.85pt; position: var(--position); text-decoration: none; white-space: pre;">Company&#8217;s interests<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 79.09pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Finance (Delaware), L.P.<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 125.08pt; position: var(--position); text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3453" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" scale="6" id="f-8508">710</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3454" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" scale="6" id="f-8509">709</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3455" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" scale="6" id="f-8510">710</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3456" decimals="-6" name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" scale="6" id="f-8511">709</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 125.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s interests include amounts borrowed from the SE; the Company&#8217;s investment in its equity and subordinated capital; and foreign currency and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 134.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">interest rate swaps with it.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 143.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: var(--position); text-decoration: none; white-space: pre;">This entity is a<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 99.75999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> wholly <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 123.07pt; position: var(--position); text-decoration: none; white-space: pre;">owned partnership used to facilitate the Company&#8217;s financing. Refer to note<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 355.77pt; position: var(--position); text-decoration: none; white-space: pre;">s 10 and 18<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 392.32pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 158.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(I)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Other invested assets<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 169.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company has investment relationships with a variety of other entities, which result from its direct investment in their debt <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 180.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">a<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 50pt; position: var(--position); text-decoration: none; white-space: pre;">nd / or <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 77.99000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">equity and which have been assessed for control. These other entities&#8217; investments include but are not limited to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 191.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">investments in infrastructure, energy, private equity, real estate and agriculture, organized as limited partnerships and limited <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 202.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">liability companies. Most of these other entities are not sponsored by the Company. The Company&#8217;s involvement with these other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 212.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">entities is not individually significant. As such, the Company neither provides summary financial data for these entities nor <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 223.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">individually assesses whether they are SEs. The Company&#8217;s maximum exposure to losses because of its involvement with these <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 234.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">other entities is limited to its investment in them and amounts committed to be invested but not yet funded. The Company <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 245.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">records its income from these entities in net investment income and AOCI. The Company does not provide guarantees to other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 256.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">parties against the risk of loss from their investments in these other entities.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 272.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(II)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8483-10" continuedAt="f-8483-11"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Interest in securitized assets<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8483-11"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 283.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company invests in mortgage/asset-backed securities issued by securitization vehicles sponsored by other parties, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 294.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">including private issuers and government sponsored issuers, to generate investment income. The Company does not own a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 305.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">controlling financial interest in any of the issuers. These securitization vehicles are SEs based on their narrow scope of activities <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 316.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">and highly leveraged capital structures. Investments in mortgage/asset-backed securities are reported on the Consolidated <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 326.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Statements of Financial Position as debt securities and private placements, and their fair value and carrying value are disclosed <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 337.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">in note 3. The Company&#8217;s maximum loss from these investments is limited to amounts invested.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 354.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Commercial mortgage-backed securities (&#8220;CMBS&#8221;) are secured by commercial mortgages and residential mortgage backed <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 365.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">securities (&#8220;RMBS&#8221;) are secured by residential mortgages. Asset-backed securities (&#8220;ABS&#8221;) may be secured by various <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 376.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">underlying assets including credit card receivables, automobile loans and aviation leases. The mortgage/asset-backed securities <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 386.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">that the Company invests in primarily originate in North America.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 403.7pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfInformationAboutInterestsInStructuredEntityExplanatory" id="f-8512" continuedAt="f-8512-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following table presents investments in securitized holdings by the type and asset quality.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8512-1"><div style="position: var(--position); top: 420.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 253.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 0pt; width: 201pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 201pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 92.72pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.63pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 253.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.42pt; position: var(--position); text-decoration: none; white-space: pre;">CMBS<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.42pt; position: var(--position); text-decoration: none; white-space: pre;">RMBS<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.64pt; position: var(--position); text-decoration: none; white-space: pre;">ABS<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.08pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.08pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">AAA<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3457" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8513">309</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3458" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8514">2</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3459" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8515">870</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3460" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:num-dot-decimal" scale="6" id="f-8516">1,181</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3461" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:num-dot-decimal" scale="6" id="f-8517">1,375</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">AA<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3462" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:fixed-zero" scale="6" id="f-8518">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3463" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:fixed-zero" scale="6" id="f-8519">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3464" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8520">319</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3465" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8521">319</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3466" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8522">227</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">A<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3467" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:fixed-zero" scale="6" id="f-8523">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3468" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8524">3</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3469" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8525">375</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3470" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8526">378</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3471" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8527">438</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">BBB<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3472" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:fixed-zero" scale="6" id="f-8528">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3473" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:fixed-zero" scale="6" id="f-8529">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3474" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8530">41</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3475" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8531">41</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3476" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8532">107</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">BB and below<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3477" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:fixed-zero" scale="6" id="f-8533">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3478" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:fixed-zero" scale="6" id="f-8534">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3479" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8535">53</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3480" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8536">53</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 39.77pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3481" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8537">7</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 2.81pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total exposure<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 26.45pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3482" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8538">309</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 42.400000000000006pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3483" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" scale="6" id="f-8539">5</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3484" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:num-dot-decimal" scale="6" id="f-8540">1,658</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:num-dot-decimal" scale="6" id="f-8541">1,972</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 19.79pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:SecuritizedHoldingsByTheTypeAndAssetQuality" format="ixt:num-dot-decimal" scale="6" id="f-8542">2,154</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 526pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(III)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Mutual funds<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 536.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company sponsors and may invest in a range of public mutual funds with a broad range of investment styles. As sponsor, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 547.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the Company organizes mutual funds that implement investment strategies on behalf of current and future investors. The <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 558.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Company earns fees which are at market rates for providing advisory and administrative services to these mutual funds. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 569.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Generally, the Company does not control its sponsored mutual funds because either the Company does not have power to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 580pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">govern their financial and operating policies, or its returns in the form of fees and ownership interests are not significant, or both. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 590.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Certain mutual funds are SEs because their decision-making rights are not vested in voting equity interests and their investors <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 601.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">are provided with redemption rights<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.4pt; position: var(--position); text-decoration: none; white-space: pre;">.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 618.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s relationships with these mutual funds are not individually significant. As such, the Company neither provides <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 629.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">summary financial data for these mutual funds nor individually assesses whether they are SEs. The Company&#8217;s interest in mutual <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 640pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">funds is limited to its investment and fees earned, if any. The Company&#8217;s investments in mutual funds are recorded as part of its <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 650.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">investment in public equities within the Consolidated Statements of Financial Position. For information regarding the Company&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 661.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">invested assets, refer to note 3. The Company does not provide guarantees to other parties against the risk of loss from these <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 672.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">mutual funds.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 689.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">As sponsor, the Company&#8217;s investment in (&#8220;seed&#8221;) startup capital of mutual funds as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 390.69pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.66pt; position: var(--position); text-decoration: none; white-space: pre;"> was <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.65pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InvestmentInStartupCapitalOfMutualFunds" format="ixt:num-dot-decimal" scale="6" id="f-8543">1,149</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 518.15pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 523.64pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 543.64pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 700pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InvestmentInStartupCapitalOfMutualFunds" format="ixt:num-dot-decimal" scale="6" id="f-8544">1,319</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.5pt; position: var(--position); text-decoration: none; white-space: pre;">). The Company&#8217;s retail mutual fund assets under management as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 348.05pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.02pt; position: var(--position); text-decoration: none; white-space: pre;"> were <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.5pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:RetailMutualFundAssetsUnderManagement" format="ixt:num-dot-decimal" scale="6" id="f-8545">333,598</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.49pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.49pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 710.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:RetailMutualFundAssetsUnderManagement" format="ixt:num-dot-decimal" scale="6" id="f-8546">277,365</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.5pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">115<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654249"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 34.25pt; position: var(--position); text-decoration: none; white-space: pre;">Note 18&#160; &#160; <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 90.89pt; position: var(--position); text-decoration: none; white-space: pre;"> <ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" id="f-8547" continuedAt="f-8547-1" escape="true">Commitments and Contingencies </ix:nonNumeric><span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="position: absolute; top: 62.1pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4272"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 62.1pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8547-1" continuedAt="f-8547-2"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Legal proceedings <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8547-2" continuedAt="f-8547-3"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 73.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company is regularly involved in legal actions, both as a defendant and as a plaintiff. The legal actions where the Company <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 84.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">is a party ordinarily relate to its activities as a provider of insurance protection or wealth management products, reinsurance, or in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 95.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">its capacity as an investment adviser, employer, or taxpayer. Other life insurers and asset managers, operating in the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 106.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">jurisdictions in which the Company does business, have been subject to a wide variety of other types of actions, some of which <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 117pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">resulted in substantial judgments or settlements against the defendants; it is possible that the Company may become involved in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 127.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">similar actions in the future. In addition, government and regulatory bodies in Canada, the United States, Asia and other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 138.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">jurisdictions where the Company conducts business regularly make inquiries and, from time to time, require the production of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 149.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">information or conduct examinations concerning the Company&#8217;s compliance with, among other things, insurance laws, securities <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 160.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">laws, and laws governing the activities of broker-dealers.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 177pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In September 2023, a lawsuit was initiated against the Company in the U.S. District Court of the Southern District of New York as <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 187.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">a putative class action on behalf of all current and former owners of universal life insurance policies issued by the Company that <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 198.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">state that &#8220;cost of insurance rates will be based on future expectations that include taxes.&#8221; The Plaintiff&#8217;s theory is that the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 209.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Company impermissibly failed to decrease the cost of insurance rates charged to these policy owners after the implementation of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 220.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the Tax Cuts and Jobs Act of 2018. It is too early in the litigation to offer any reliable opinion about the scope of the class policies <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 231pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">that may be at issue or the likely outcome.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 247.8pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654266"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 247.8pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8547-3" continuedAt="f-8547-4"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Investment commitments <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8547-4" continuedAt="f-8547-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 259.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In the normal course of business, various investment commitments are outstanding which are not reflected in the Consolidated <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 270.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Financial Statements. There were <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.75pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InvestmentCommitmentsOutstanding" format="ixt:num-dot-decimal" scale="6" id="f-8548">15,367</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.25pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.74pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 230.74pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 240.74pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InvestmentCommitmentsOutstanding" format="ixt:num-dot-decimal" scale="6" id="f-8549">15,117</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 272.58000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">) of outstanding investment commitments as at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 461pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 539.97pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 281.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of which <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 71.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3485" decimals="-6" name="mfc:InvestmentCommitmentsOutstanding" format="ixt:num-dot-decimal" scale="6" id="f-8550">1,143</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 104.47pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.47pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.47pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3486" decimals="-6" name="mfc:InvestmentCommitmentsOutstanding" scale="6" id="f-8551">781</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.47pt; position: var(--position); text-decoration: none; white-space: pre;">) mature in 30 days, <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.43pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-154" decimals="-6" name="mfc:InvestmentCommitmentsOutstanding" format="ixt:num-dot-decimal" scale="6" id="f-8552">3,217</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.93pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.41999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.41999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 299.42pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-156" decimals="-6" name="mfc:InvestmentCommitmentsOutstanding" format="ixt:num-dot-decimal" scale="6" id="f-8553">4,627</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.92pt; position: var(--position); text-decoration: none; white-space: pre;">) mature in 31 to 365 days and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.38pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3487" decimals="-6" name="mfc:InvestmentCommitmentsOutstanding" format="ixt:num-dot-decimal" scale="6" id="f-8554">11,007</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.22pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.71pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.71pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 291.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3488" decimals="-6" name="mfc:InvestmentCommitmentsOutstanding" format="ixt:num-dot-decimal" scale="6" id="f-8555">9,709</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63.5pt; position: var(--position); text-decoration: none; white-space: pre;">) mature after one year.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 308.7pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654273"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 308.7pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(c)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8547-5" continuedAt="f-8547-6"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Letters of credit<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8547-6" continuedAt="f-8547-7"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 320.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In the normal course of business, third-party relationship banks issue letters of credit on the Company&#8217;s behalf. The Company&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 331.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">businesses utilize letters of credit for which third parties are the beneficiaries, as well as for affiliate reinsurance transactions <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 342pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">between its subsidiaries. As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.95pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 237.92pt; position: var(--position); text-decoration: none; white-space: pre;">, letters of credit for which third parties are beneficiaries, in the amount of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 352.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:LettersOfCreditOutstandingAmount1" scale="6" id="f-8556">271</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 61.489999999999995pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 91.49000000000001pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:LettersOfCreditOutstandingAmount1" scale="6" id="f-8557">466</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.49pt; position: var(--position); text-decoration: none; white-space: pre;">), were outstanding.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 116<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654280"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(d)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8547-7" continuedAt="f-8547-8"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Guarantees <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8547-8" continuedAt="f-8547-9"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 58.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(I)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Guarantees regarding Manulife Finance (Delaware), L.P. (&#8220;MFLP&#8221;)<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 69pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">MFC has guaranteed the payment of amounts on the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.44pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3489" decimals="-6" name="mfc:GuaranteedPaymentOfAmountsOnSubordinatedDebenture" scale="6" id="f-8558">650</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.44pt; position: var(--position); text-decoration: none; white-space: pre;"> subordinated debentures due on December 15, 2041 issued by <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 79.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">MFLP, a wholly owned unconsolidated financing entity.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 96.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present certain condensed consolidated financial information for MFC and MFLP.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 113.4pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfCondensedConsolidatedStatementsOfIncomeInformationForMFCAndMFLPExplanatoryTableTextBlock" id="f-8559" continuedAt="f-8559-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Condensed Consolidated Statements of Income Information<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8559-1"><div style="position: var(--position); top: 124.2pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 253.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 253.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.52pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">MFC <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.32pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">(Guarantor)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.96pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Subsidiaries <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.52pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">on a combined <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.27pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">basis<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="height: 29.25pt; left: 354pt; overflow: hidden; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.8pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Consolidation&#160; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.76pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.6pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.55pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">consolidated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.24pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">amounts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.97pt; position: var(--position); text-decoration: none; white-space: pre;">MFLP<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3490" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8560">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3491" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8561">4,001</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3492" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8562">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8563">4,001</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3493" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8564">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 41.25pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3490" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-8565">871</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3491" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8566">4,329</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3492" decimals="-6" sign="-" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8567">1,679</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8568">3,521</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3493" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-8569">52</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 53.25pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other revenue<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3490" decimals="-6" sign="-" name="ifrs-full:Revenue" scale="6" id="f-8570">34</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3491" decimals="-6" name="ifrs-full:Revenue" format="ixt:num-dot-decimal" scale="6" id="f-8571">7,620</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3492" decimals="-6" name="ifrs-full:Revenue" scale="6" id="f-8572">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:Revenue" format="ixt:num-dot-decimal" scale="6" id="f-8573">7,588</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3493" decimals="-6" name="ifrs-full:Revenue" scale="6" id="f-8574">20</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 65.25pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders and other equity <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3490" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8575">5,385</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3491" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8576">4,910</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3492" decimals="-6" sign="-" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8577">4,910</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8578">5,385</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3493" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" scale="6" id="f-8579">26</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 216.2pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 253.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 253.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.52pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">MFC <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.32pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">(Guarantor)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.96pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Subsidiaries <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.52pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">on a combined <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.27pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">basis<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="height: 29.25pt; left: 354pt; overflow: hidden; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.8pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Consolidation&#160; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.76pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.6pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.55pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">consolidated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.24pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">amounts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.97pt; position: var(--position); text-decoration: none; white-space: pre;">MFLP<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3494" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8580">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3495" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8581">3,977</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3496" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8582">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8583">3,977</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3497" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8584">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 41.25pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3494" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-8585">638</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3495" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8586">3,646</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3496" decimals="-6" sign="-" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8587">1,326</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8588">2,958</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3497" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-8589">51</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 53.25pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other revenue<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3494" decimals="-6" name="ifrs-full:Revenue" scale="6" id="f-8590">14</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3495" decimals="-6" name="ifrs-full:Revenue" format="ixt:num-dot-decimal" scale="6" id="f-8591">6,736</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3496" decimals="-6" sign="-" name="ifrs-full:Revenue" scale="6" id="f-8592">4</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:Revenue" format="ixt:num-dot-decimal" scale="6" id="f-8593">6,746</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3497" decimals="-6" sign="-" name="ifrs-full:Revenue" scale="6" id="f-8594">7</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 65.25pt; width: 253.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders and other equity <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.18pt; position: var(--position); text-decoration: none; white-space: pre;">holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3494" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8595">5,103</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3495" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8596">4,785</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3496" decimals="-6" sign="-" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8597">4,785</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8598">5,103</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3497" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" scale="6" id="f-8599">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 314.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfCondensedConsolidatedStatementsOfFinancialPositionExplanatoryTableTextBlock" id="f-8600" continuedAt="f-8600-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Condensed Consolidated Statements of Financial Position<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8600-1"><div style="position: var(--position); top: 325pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 253.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 253.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.52pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">MFC <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.32pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">(Guarantor)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.96pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Subsidiaries <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.52pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">on a combined <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.27pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">basis<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="height: 29.25pt; left: 354pt; overflow: hidden; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.8pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Consolidation&#160; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.76pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.83pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.78pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">consolidated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.47pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">amounts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.37pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">MFLP<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Invested assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3498" decimals="-6" name="mfc:InvestedAssets" scale="6" id="f-8601">126</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3499" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-8602">442,371</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3500" decimals="-6" name="mfc:InvestedAssets" format="ixt:fixed-zero" scale="6" id="f-8603">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-8604">442,497</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3501" decimals="-6" name="mfc:InvestedAssets" scale="6" id="f-8605">16</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3498" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8606">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3499" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-8607">102</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3500" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8608">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-8609">102</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3501" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8610">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51.75pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract held assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3498" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8611">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3499" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-8612">59,015</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3500" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8613">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-8614">59,015</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3501" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8615">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 63pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total other assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3498" decimals="-6" name="mfc:OtherAssetsNet" format="ixt:num-dot-decimal" scale="6" id="f-8616">65,898</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3499" decimals="-6" name="mfc:OtherAssetsNet" format="ixt:num-dot-decimal" scale="6" id="f-8617">46,450</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3500" decimals="-6" sign="-" name="mfc:OtherAssetsNet" format="ixt:num-dot-decimal" scale="6" id="f-8618">71,132</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OtherAssetsNet" format="ixt:num-dot-decimal" scale="6" id="f-8619">41,216</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3501" decimals="-6" name="mfc:OtherAssetsNet" scale="6" id="f-8620">995</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 74.25pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds net assets <span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3498" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:fixed-zero" scale="6" id="f-8621">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3499" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-8622">435,988</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3500" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:fixed-zero" scale="6" id="f-8623">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-8624">435,988</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3501" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:fixed-zero" scale="6" id="f-8625">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 85.5pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities, excluding those for account of segregated <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">fund holders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3498" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8626">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3499" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8627">396,401</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3500" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8628">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8629">396,401</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3501" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8630">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 105.75pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract held liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3498" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-8631">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3499" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8632">2,669</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3500" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-8633">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8634">2,669</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3501" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-8635">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3498" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:fixed-zero" scale="6" id="f-8636">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3499" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8637">13,498</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3500" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:fixed-zero" scale="6" id="f-8638">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8639">13,498</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3501" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:fixed-zero" scale="6" id="f-8640">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total other liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3498" decimals="-6" name="ifrs-full:OtherLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8641">15,052</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3499" decimals="-6" name="ifrs-full:OtherLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8642">63,825</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3500" decimals="-6" sign="-" name="ifrs-full:OtherLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8643">1,575</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:OtherLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8644">77,302</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3501" decimals="-6" name="ifrs-full:OtherLiabilities" scale="6" id="f-8645">726</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 139.5pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities for account of segregated fund holders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3498" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8646">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3499" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8647">126,545</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3500" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8648">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8649">126,545</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3501" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8650">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 150.75pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities for account of segregated fund holders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3498" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8651">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3499" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8652">309,443</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3500" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8653">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8654">309,443</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3501" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8655">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 492pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 253.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 253.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 21.19pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 33.52pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">MFC <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.32pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">(Guarantor)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.96pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Subsidiaries <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.52pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">on a combined <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.27pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">basis<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="height: 29.25pt; left: 354pt; overflow: hidden; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.8pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Consolidation&#160; <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.76pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.6pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Total <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.55pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">consolidated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.24pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">amounts<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 21.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.37pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">MFLP<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Invested assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3502" decimals="-6" name="mfc:InvestedAssets" scale="6" id="f-8656">86</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3503" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-8657">417,124</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3504" decimals="-6" name="mfc:InvestedAssets" format="ixt:fixed-zero" scale="6" id="f-8658">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-8659">417,210</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3505" decimals="-6" name="mfc:InvestedAssets" scale="6" id="f-8660">9</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3502" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8661">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3503" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-8662">145</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3504" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8663">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-8664">145</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3505" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8665">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51.75pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract held assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3502" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8666">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3503" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-8667">42,651</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3504" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8668">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-8669">42,651</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3505" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-8670">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 63pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total other assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3502" decimals="-6" name="mfc:OtherAssetsNet" format="ixt:num-dot-decimal" scale="6" id="f-8671">59,023</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3503" decimals="-6" name="mfc:OtherAssetsNet" format="ixt:num-dot-decimal" scale="6" id="f-8672">42,411</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3504" decimals="-6" sign="-" name="mfc:OtherAssetsNet" format="ixt:num-dot-decimal" scale="6" id="f-8673">63,410</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:OtherAssetsNet" format="ixt:num-dot-decimal" scale="6" id="f-8674">38,024</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3505" decimals="-6" name="mfc:OtherAssetsNet" scale="6" id="f-8675">969</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 74.25pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds net assets <span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3502" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:fixed-zero" scale="6" id="f-8676">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3503" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-8677">377,544</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3504" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:fixed-zero" scale="6" id="f-8678">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-8679">377,544</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3505" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:fixed-zero" scale="6" id="f-8680">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 85.5pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities, excluding those for account of segregated <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">fund holders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3502" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8681">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3503" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8682">367,996</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3504" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8683">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8684">367,996</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3505" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8685">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 105.75pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract held liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3502" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-8686">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3503" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8687">2,831</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3504" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-8688">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8689">2,831</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3505" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-8690">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3502" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:fixed-zero" scale="6" id="f-8691">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3503" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8692">11,816</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3504" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:fixed-zero" scale="6" id="f-8693">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8694">11,816</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3505" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:fixed-zero" scale="6" id="f-8695">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total other liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3502" decimals="-6" name="ifrs-full:OtherLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8696">12,070</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3503" decimals="-6" name="ifrs-full:OtherLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8697">55,129</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3504" decimals="-6" sign="-" name="ifrs-full:OtherLiabilities" scale="6" id="f-8698">539</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:OtherLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8699">66,660</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3505" decimals="-6" name="ifrs-full:OtherLiabilities" scale="6" id="f-8700">718</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 139.5pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities for account of segregated fund holders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3502" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8701">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3503" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8702">114,143</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3504" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8703">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8704">114,143</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3505" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8705">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 150.75pt; width: 253.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 253.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities for account of segregated fund holders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 253.5pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3502" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8706">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3503" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8707">263,401</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3504" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8708">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 404.25pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-8709">263,401</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 150.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3505" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-8710">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 665pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(II)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Guarantees regarding John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;)<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 675.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Details of guarantees regarding certain securities issued or to be issued by JHUSA are outlined in note 23.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">117<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654288"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(e)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8547-9" continuedAt="f-8547-10"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Pledged assets<span style="display: inline-block; height: 6.55pt;"></span></span><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 119.46pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8547-10" continuedAt="f-8547-11"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In the normal course of business, the Company pledges its assets in respect of liabilities incurred, strictly for providing collateral <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">to the counterparty. In the event of the Company&#8217;s default, the counterparty is entitled to apply the collateral to settle the liability. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 73.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Where pledged assets have been delivered to a counterparty, the pledged assets are returned to the Company if the underlying <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 84.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">transaction is terminated or, in the case of derivatives and Manulife Bank securitized mortgages, are partially returned if there is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 95.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">a decrease in the net exposure due to market value changes.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 112.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfPledgeOfAssetsExplanatoryTableTextBlock" id="f-8711" continuedAt="f-8711-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The amounts <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90.97999999999999pt; position: var(--position); text-decoration: none; white-space: pre;">pledged<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.97pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.47pt; position: var(--position); text-decoration: none; white-space: pre;">are<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 138.45999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> as follows.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8711-1"><div style="position: var(--position); top: 129pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 303.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 8.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 100.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 100.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 303.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">As at December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.62pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.62pt; letter-spacing: -0.05em; position: var(--position); text-decoration: none; white-space: pre;">Debt securities<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">In respect of:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 34.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Derivatives<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3506" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8712">14,517</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3507" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8713">25</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3508" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8714">10,431</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3509" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8715">26</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 46.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">Secured borrowings<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 92.43pt; position: var(--position); top: -2.037pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3510" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8716">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3511" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8717">2,216</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3512" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8718">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3513" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8719">2,220</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 58.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Regulatory requirements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3514" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8720">303</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3515" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8721">91</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3516" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8722">307</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3517" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8723">74</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 70.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Repurchase agreements<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3518" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8724">658</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3519" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8725">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3520" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8726">201</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3521" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8727">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 82.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mortgages on ALDA properties<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3522" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8728">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3523" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8729">284</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3524" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8730">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3525" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8731">278</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 94.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); white-space: pre;">Manulife Bank securitized mortgages<span style="display: inline-block; height: 5.82pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 152.37pt; position: var(--position); top: -2.037pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.7830000000000004pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3526" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8732">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3527" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8733">7,603</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3528" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8734">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 24.23pt;"></span></span><span style="left: 26.86pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3529" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8735">6,990</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 106.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-registered retirement plans in trust<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3530" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8736">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3531" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8737">286</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3532" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8738">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3533" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8739">298</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 118.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3534" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8740">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3535" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8741">289</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 41.55pt;"></span></span><span style="left: 44.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3536" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:fixed-zero" scale="6" id="f-8742">-</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.82pt; width: 30.89pt;"></span></span><span style="left: 33.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3537" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8743">283</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 303.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 303.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 303.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3538" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8744">15,478</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 354pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3539" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8745">10,794</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3540" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8746">10,939</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.82pt; width: 15.35pt;"></span></span><span style="left: 22.419999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3541" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8747">10,169</ix:nonFraction><span style="display: inline-block; height: 5.82pt; width: 2.66pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 276.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">During the year, the Company pledged certain of its mortgage loans with the <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 283.57pt; position: var(--position); text-decoration: none; white-space: pre;">FHLBI<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 303.38pt; position: var(--position); text-decoration: none; white-space: pre;">. Of this amount, <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 356.60999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3542" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8748">1,098</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 378pt; position: var(--position); text-decoration: none; white-space: pre;"> (2023 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 405.59999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3543" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" scale="6" id="f-8749">998</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 421.15999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">) is required collateral for the <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 511.7pt; position: var(--position); text-decoration: none; white-space: pre;">US$<ix:nonFraction unitRef="usd" contextRef="c-3544" decimals="-6" name="ifrs-full:Borrowings" scale="6" id="f-8750">500</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 536.97pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 285.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">outstanding borrowing to JHUSA under the FHLBI facility; and <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 239.23000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3545" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8751">1,118</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 260.11pt; position: var(--position); text-decoration: none; white-space: pre;"> (2023 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 287.71pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3546" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8752">1,222</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 309.09999999999997pt; position: var(--position); text-decoration: none; white-space: pre;">) is excess collateral that can be called back by JHUSA at any time.<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 294.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<span style="display: inline-block; height: 3.3085pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">The Manulife Bank mortgage securitization program includes CMB securitization of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 304.15pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3547" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8753">3,274</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 325.53999999999996pt; position: var(--position); text-decoration: none; white-space: pre;"> <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 327.47999999999996pt; position: var(--position); text-decoration: none; white-space: pre;">(2023 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 353.14pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3548" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8754">2,900</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 374.53pt; position: var(--position); text-decoration: none; white-space: pre;">), HELOC securitization, which includes restricted cash <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 303.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">and short-term securities, of <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 134.69pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3549" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8755">3,163</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 156.07999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> (2023 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 183.68pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3550" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8756">2,912</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 205.07pt; position: var(--position); text-decoration: none; white-space: pre;">), and additional encumbrances of mortgages and cash required by the securitization program's operations of <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 312.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 46.08pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3551" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8757">1,166</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 67.47pt; position: var(--position); text-decoration: none; white-space: pre;"> (2023 &#8211; <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 95.07pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-3552" decimals="-6" name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-8758">1,178</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 116.46pt; position: var(--position); text-decoration: none; white-space: pre;">).<span style="display: inline-block; height: 5.09pt;"></span></span></div></ix:continuation></ix:continuation><div style="position: absolute; top: 328pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654295"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 328pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(f)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8547-11" continuedAt="f-8547-12"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Participating business <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8547-12" continuedAt="f-8547-13"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 339.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">In some markets where the Company maintains participating accounts, there are regulatory restrictions on the amounts of profit <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 350.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">that can be transferred to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 138.97pt; position: var(--position); text-decoration: none; white-space: pre;">shareholders<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.94pt; position: var(--position); text-decoration: none; white-space: pre;">. Where applicable, these restrictions generally take the form of a fixed percentage of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 361.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">policyholder dividends. For participating businesses operating as separate &#8220;closed blocks&#8221;, transfers are governed by the terms <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 372.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">of MLI&#8217;s and John Hancock Mutual Life Insurance Company&#8217;s plans of demutualization.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 388.9pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654302"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 388.9pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(g)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8547-13" continuedAt="f-8547-14"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Fixed surplus notes <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8547-14"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 400.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">A third party contractually provides standby financing arrangements for the Company&#8217;s U.S. operations under which, in certain <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 411.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">circumstances, funds may be provided in exchange for the issuance of fixed surplus notes. As at <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.39pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 500.36pt; position: var(--position); text-decoration: none; white-space: pre;"> and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 520.36pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 540.36pt; position: var(--position); text-decoration: none; white-space: pre;">, <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 422.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the Company had no fixed surplus notes outstanding.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 445pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654309"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 445pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Note 19&#160; &#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory" id="f-8759" continuedAt="f-8759-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 95.97pt; position: var(--position); text-decoration: none; white-space: pre;">Segmented Information&#160; <span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8759-1" continuedAt="f-8759-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 466.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s reporting segments are Asia, Canada, U.S., Global WAM and Corporate and Other. Each reporting segment is <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 477.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">responsible for managing its operating results, developing products, defining strategies for services and distribution based on the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 488.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">profile and needs of its business and market. The Company&#8217;s significant product and service offerings by the reporting segments <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 499pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">are mentioned below.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 515.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Wealth and asset management businesses (Global WAM)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.3pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; branded as Manulife Investment Management, provides <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 526.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">investment advice and innovative solutions to retirement, retail, and institutional clients. Products and services are distributed <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 537.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">through multiple distribution channels, including agents and brokers affiliated with the Company, independent securities <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 548.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">brokerage firms and financial advisors pension plan consultants and banks.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 565pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance and annuity products (Asia, Canada and U.S.)<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.77pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; include a variety of individual life insurance, individual and group <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 575.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">long-term care insurance and guaranteed and partially guaranteed annuity products. Products are distributed through multiple <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 586.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">distribution channels, including insurance agents, brokers, banks, financial planners and direct marketing. Manulife Bank of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 597.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Canada offers a variety of deposit and credit products to Canadian customers.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 614.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Corporate and Other segment<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 163.38pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; comprised of investment performance of assets backing capital, net of amounts allocated to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 625pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">operating segments; costs incurred by the corporate office related to shareholder activities (not allocated to the operating <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 635.8pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">segments); financing costs; Property and Casualty Reinsurance Business; and run-off reinsurance operations including variable <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 646.6pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">annuities and accident and health. In addition, consolidations and eliminations of transactions between operating segments are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 657.4pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">also included.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 118<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4332"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8759-2" continuedAt="f-8759-3"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: var(--position); text-decoration: none; white-space: pre;">Reporting segments <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8759-3" continuedAt="f-8759-4"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfOperatingSegmentsExplanatory" id="f-8760" continuedAt="f-8760-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present results by reporting segments.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-8760-1"><div style="position: var(--position); top: 69pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 211.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 211.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.12pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.03pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.63pt; position: var(--position); white-space: pre;">Global WAM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.52pt; position: var(--position); white-space: pre;">Corporate <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.52pt; position: var(--position); white-space: pre;">and Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3553" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8761">2,228</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3554" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8762">1,081</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3555" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8763">241</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3556" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8764">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3557" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8765">164</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3558" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8766">3,714</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 42.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3559" decimals="-6" sign="-" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8767">68</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3560" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8768">239</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3561" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8769">116</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3562" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8770">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3563" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8771">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3564" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8772">287</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance service result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8773">2,160</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8774">1,320</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8775">357</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8776">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8777">164</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8778">4,001</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 65.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net investment income (loss)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-8779">7,987</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-8780">5,169</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-8781">4,962</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" sign="-" name="mfc:NetInvestmentIncomeLoss" scale="6" id="f-8782">655</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-8783">1,648</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-8784">19,111</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 87.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3553" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8785">5,495</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3554" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8786">3,846</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3555" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8787">5,450</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3556" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8788">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3557" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-8789">43</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3558" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8790">14,748</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 99pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3559" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8791">1,839</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3560" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-8792">196</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3561" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-8793">172</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3562" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8794">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3563" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8795">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3564" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8796">1,471</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 110.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8797">7,334</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8798">3,650</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8799">5,278</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8800">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-8801">43</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8802">16,219</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 121.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 132.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3553" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8803">65</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3554" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8804">347</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3555" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8805">705</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3556" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8806">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3557" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8807">2</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3558" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8808">985</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 144pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3559" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8809">669</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3560" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8810">1</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3561" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8811">520</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3562" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8812">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3563" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8813">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3564" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8814">148</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 155.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total reinsurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8815">604</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8816">346</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8817">185</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8818">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8819">2</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8820">1,133</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 166.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Decrease (increase) in investment contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8821">9</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8822">76</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8823">87</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8824">327</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8825">5</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8826">504</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 177.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net segregated fund investment result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8827">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8828">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8829">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8830">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8831">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8832">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 189pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8833">1,248</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8834">1,789</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" sign="-" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-8835">218</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" sign="-" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-8836">982</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8837">1,684</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8838">3,521</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 200.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other revenue<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:OtherRevenue" scale="6" id="f-8839">155</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:OtherRevenue" scale="6" id="f-8840">294</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="ifrs-full:OtherRevenue" scale="6" id="f-8841">137</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:OtherRevenue" format="ixt:num-dot-decimal" scale="6" id="f-8842">7,439</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" sign="-" name="ifrs-full:OtherRevenue" scale="6" id="f-8843">437</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:OtherRevenue" format="ixt:num-dot-decimal" scale="6" id="f-8844">7,588</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 211.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other expenses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:OtherExpenseByNature" scale="6" id="f-8845">338</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:OtherExpenseByNature" scale="6" id="f-8846">677</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="ifrs-full:OtherExpenseByNature" scale="6" id="f-8847">131</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:OtherExpenseByNature" format="ixt:num-dot-decimal" scale="6" id="f-8848">4,703</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="ifrs-full:OtherExpenseByNature" scale="6" id="f-8849">490</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:OtherExpenseByNature" format="ixt:num-dot-decimal" scale="6" id="f-8850">6,339</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 222.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest expenses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-8851">28</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-8852">1,047</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-8853">13</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-8854">7</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-8855">586</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-8856">1,681</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 234pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) before income taxes<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-8857">3,197</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-8858">1,679</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" scale="6" id="f-8859">132</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-8860">1,747</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" scale="6" id="f-8861">335</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-8862">7,090</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 245.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Income tax (expenses) recoveries <span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-8863">460</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-8864">353</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" sign="-" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-8865">3</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-8866">148</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-8867">254</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-8868">1,212</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 256.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-8869">2,737</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-8870">1,326</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="ifrs-full:ProfitLoss" scale="6" id="f-8871">135</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-8872">1,599</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="ifrs-full:ProfitLoss" scale="6" id="f-8873">81</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-8874">5,878</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 267.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Less net income (loss) attributed to:<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 279pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-controlling interests<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-8875">241</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-8876">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-8877">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-8878">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-8879">4</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-8880">247</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 290.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Participating policyholders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-8881">141</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-8882">105</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" format="ixt:fixed-zero" scale="6" id="f-8883">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" format="ixt:fixed-zero" scale="6" id="f-8884">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" format="ixt:fixed-zero" scale="6" id="f-8885">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-8886">246</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 301.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders and other <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 9.13pt; position: var(--position); text-decoration: none; white-space: pre;">equity holders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1673" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8887">2,355</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1674" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8888">1,221</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1675" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" scale="6" id="f-8889">135</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3129" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8890">1,597</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1676" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" scale="6" id="f-8891">77</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-8892">5,385</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 321.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1893" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-8893">209,623</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1861" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-8894">158,803</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1877" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-8895">263,736</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3565" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-8896">305,968</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1909" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-8897">40,688</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-8898">978,818</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 409pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 211.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 211.5pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.12pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.03pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.63pt; position: var(--position); text-decoration: none; white-space: pre;">Global WAM<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.26pt; letter-spacing: 0.02em; position: var(--position); text-decoration: none; white-space: pre;">Corporate <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.26pt; letter-spacing: 0.02em; position: var(--position); text-decoration: none; white-space: pre;">and Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3566" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8899">2,070</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3567" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8900">995</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3568" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8901">526</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3569" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8902">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3570" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8903">236</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3571" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8904">3,827</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 42.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3572" decimals="-6" sign="-" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8905">129</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3573" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8906">198</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3574" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8907">81</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3575" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8908">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3576" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8909">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3577" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8910">150</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 54pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance service result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8911">1,941</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8912">1,193</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8913">607</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-8914">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-8915">236</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 54pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-8916">3,977</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 65.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net investment income (loss)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-8917">7,057</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-8918">5,048</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-8919">5,236</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" sign="-" name="mfc:NetInvestmentIncomeLoss" scale="6" id="f-8920">771</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-8921">1,451</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-8922">18,021</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 76.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 87.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3566" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8923">4,970</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3567" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8924">3,288</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3568" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8925">4,815</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3569" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8926">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3570" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-8927">723</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3571" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8928">12,350</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 99pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3572" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8929">1,466</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3573" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-8930">27</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3574" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-8931">51</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3575" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8932">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3576" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8933">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 99pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3577" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8934">1,544</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 110.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8935">6,436</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8936">3,315</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8937">4,866</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8938">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-8939">723</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 110.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-8940">13,894</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 121.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 132.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3566" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8941">106</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3567" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8942">58</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3568" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8943">385</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3569" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8944">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3570" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8945">697</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3571" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8946">360</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 144pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3572" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8947">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3573" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8948">1</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3574" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8949">374</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3575" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8950">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3576" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8951">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 144pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3577" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8952">374</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 155.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Total reinsurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8953">105</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8954">57</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8955">11</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-8956">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8957">697</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-8958">734</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 166.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Decrease (increase) in investment contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8959">38</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8960">73</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8961">148</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8962">175</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8963">1</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-8964">435</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 177.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net segregated fund investment result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8965">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8966">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8967">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8968">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8969">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-8970">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 189pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-8971">478</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8972">1,717</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-8973">233</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" sign="-" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-8974">946</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8975">1,476</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 189pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-8976">2,958</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 200.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other revenue<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="ifrs-full:OtherRevenue" scale="6" id="f-8977">67</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:OtherRevenue" scale="6" id="f-8978">272</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="ifrs-full:OtherRevenue" scale="6" id="f-8979">79</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:OtherRevenue" format="ixt:num-dot-decimal" scale="6" id="f-8980">6,709</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" sign="-" name="ifrs-full:OtherRevenue" scale="6" id="f-8981">381</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:OtherRevenue" format="ixt:num-dot-decimal" scale="6" id="f-8982">6,746</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 211.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other expenses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="ifrs-full:OtherExpenseByNature" scale="6" id="f-8983">231</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:OtherExpenseByNature" scale="6" id="f-8984">569</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="ifrs-full:OtherExpenseByNature" scale="6" id="f-8985">153</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:OtherExpenseByNature" format="ixt:num-dot-decimal" scale="6" id="f-8986">4,252</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="ifrs-full:OtherExpenseByNature" scale="6" id="f-8987">470</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:OtherExpenseByNature" format="ixt:num-dot-decimal" scale="6" id="f-8988">5,675</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 222.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest expenses<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-8989">11</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-8990">1,004</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-8991">15</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-8992">14</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-8993">510</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-8994">1,554</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 234pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) before income taxes<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-8995">2,244</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-8996">1,609</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" scale="6" id="f-8997">751</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-8998">1,497</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" scale="6" id="f-8999">351</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-9000">6,452</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 245.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Income tax (expenses) recoveries <span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-9001">440</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-9002">373</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-9003">112</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-9004">198</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" sign="-" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-9005">278</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 245.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-9006">845</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 256.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9007">1,804</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9008">1,236</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="ifrs-full:ProfitLoss" scale="6" id="f-9009">639</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9010">1,299</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="ifrs-full:ProfitLoss" scale="6" id="f-9011">629</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9012">5,607</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 267.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Less net income (loss) attributed to:<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 279pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-controlling interests<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-9013">141</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9014">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9015">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-9016">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-9017">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 279pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-9018">144</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 290.25pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Participating policyholders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-9019">315</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-9020">45</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" format="ixt:fixed-zero" scale="6" id="f-9021">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" format="ixt:fixed-zero" scale="6" id="f-9022">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" format="ixt:fixed-zero" scale="6" id="f-9023">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 290.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-9024">360</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 301.5pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders and other <span style="display: inline-block; height: 5.46pt;"></span></span></div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 211.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 9.13pt; position: var(--position); text-decoration: none; white-space: pre;">equity holders<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1692" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9025">1,348</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1693" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9026">1,191</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1694" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" scale="6" id="f-9027">639</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3149" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9028">1,297</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1695" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" scale="6" id="f-9029">628</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 301.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 11.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9030">5,103</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 321.75pt; width: 211.5pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 211.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total assets<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 211.5pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1959" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9031">177,623</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1927" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9032">157,111</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1943" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9033">244,659</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3578" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9034">257,764</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1975" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9035">38,417</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 321.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9036">875,574</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">119<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654326"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-8759-4" continuedAt="f-8759-5"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Geographical location <span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-8759-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 52.2pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The results of the Company&#8217;s reporting segments differ from its results by geographical location primarily due to the allocation of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 63pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Global WAM and Corporate and Other segments into the geographical location to which its businesses relate.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 79.8pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfGeographicalAreasExplanatory" id="f-9037" continuedAt="f-9037-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following tables present results by geographical location.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-9037-1"><div style="position: var(--position); top: 91.6pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.12pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.03pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 22.5pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3579" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9038">2,230</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3580" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9039">1,075</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3581" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9040">235</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3582" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9041">174</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3558" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9042">3,714</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3583" decimals="-6" sign="-" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9043">68</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3584" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9044">239</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3585" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9045">116</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3586" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-9046">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3564" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9047">287</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance service result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3587" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9048">2,162</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3588" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9049">1,314</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3589" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9050">351</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3590" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9051">174</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9052">4,001</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net investment income (loss)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3587" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9053">8,052</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3588" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9054">5,882</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3589" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9055">5,118</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3590" decimals="-6" name="mfc:NetInvestmentIncomeLoss" scale="6" id="f-9056">59</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9057">19,111</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78.75pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3579" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9058">5,495</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3580" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9059">3,844</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3581" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9060">5,409</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3582" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-9061">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3558" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9062">14,748</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 90pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3583" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9063">1,839</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3584" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-9064">196</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3585" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-9065">172</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3586" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-9066">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 90pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3564" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9067">1,471</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 101.25pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3587" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9068">7,334</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3588" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9069">3,648</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3589" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9070">5,237</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3590" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-9071">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9072">16,219</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 112.5pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 123.75pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3579" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9073">65</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3580" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9074">344</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3581" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9075">706</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3582" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-9076">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3558" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9077">985</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3583" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9078">669</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3584" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9079">1</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3585" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9080">520</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3586" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-9081">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3564" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9082">148</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total reinsurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3587" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9083">604</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3588" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9084">343</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3589" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9085">186</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3590" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-9086">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9087">1,133</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 157.5pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Decrease (increase) in investment contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3587" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9088">187</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3588" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9089">163</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3589" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9090">149</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3590" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9091">5</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 157.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9092">504</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 168.75pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net segregated fund investment result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3587" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9093">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3588" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9094">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3589" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9095">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3590" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9096">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 168.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9097">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 180pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3587" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-9098">1,135</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3588" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-9099">2,414</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3589" decimals="-6" sign="-" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-9100">82</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3590" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-9101">54</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 180pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-9102">3,521</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 191.25pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other revenue<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3587" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9103">1,790</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3588" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9104">2,325</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3589" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9105">3,616</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3590" decimals="-6" sign="-" name="mfc:OtherRevenueNet" scale="6" id="f-9106">143</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 191.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9107">7,588</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position: var(--position); top: 299.1pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 18pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 9.94pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.02pt; position: var(--position); text-decoration: none; white-space: pre;">Asia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.12pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 34.03pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 9.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.85pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 18pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 29.25pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3591" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9108">2,087</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3592" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9109">981</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3593" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9110">511</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3594" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9111">248</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3571" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9112">3,827</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 40.5pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3595" decimals="-6" sign="-" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9113">128</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3596" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9114">198</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3597" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9115">80</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3598" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-9116">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3577" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9117">150</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 51.75pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance service result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3599" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9118">1,959</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3600" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9119">1,179</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3601" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9120">591</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3602" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9121">248</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9122">3,977</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 63pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net investment income (loss)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3599" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9123">7,259</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3600" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9124">5,724</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3601" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9125">4,975</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3602" decimals="-6" name="mfc:NetInvestmentIncomeLoss" scale="6" id="f-9126">63</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 63pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9127">18,021</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 74.25pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 85.5pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3591" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9128">4,971</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3592" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9129">2,606</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3593" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9130">4,793</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3594" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-9131">20</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 85.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3571" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9132">12,350</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 96.75pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 96.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3595" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9133">1,466</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 96.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3596" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-9134">27</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 96.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3597" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-9135">51</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 96.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3598" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-9136">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 96.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3577" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9137">1,544</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 108pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 108pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3599" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9138">6,437</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 108pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3600" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9139">2,633</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 108pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3601" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9140">4,844</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 108pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3602" decimals="-6" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" scale="6" id="f-9141">20</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 108pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-9142">13,894</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 119.25pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 130.5pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Life, health and property and casualty insurance<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3591" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9143">121</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3592" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9144">623</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3593" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9145">384</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3594" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-9146">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3571" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9147">360</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 141.75pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.65pt; position: var(--position); text-decoration: none; white-space: pre;">Annuities and pensions<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3595" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9148">1</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3596" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9149">1</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3597" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9150">374</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3598" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-9151">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3577" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9152">374</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 153pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total reinsurance finance income (expenses)<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 153pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3599" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9153">120</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 153pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3600" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9154">624</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 153pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3601" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9155">10</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 153pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3602" decimals="-6" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" format="ixt:fixed-zero" scale="6" id="f-9156">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 153pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" scale="6" id="f-9157">734</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 164.25pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Decrease (increase) in investment contract liabilities<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3599" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9158">220</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3600" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9159">130</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3601" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9160">79</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3602" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9161">6</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9162">435</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 175.5pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net segregated fund investment result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3599" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9163">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3600" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9164">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3601" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9165">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3602" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9166">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetSegregatedFundInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9167">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 186.75pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment result<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 186.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3599" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-9168">482</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 186.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3600" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-9169">2,337</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 186.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3601" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-9170">62</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 186.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3602" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-9171">77</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 186.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-9172">2,958</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 198pt; width: 261.75pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other revenue<span style="display: inline-block; height: 5.46pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3599" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9173">1,332</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3600" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9174">2,147</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3601" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9175">3,239</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3602" decimals="-6" name="mfc:OtherRevenueNet" scale="6" id="f-9176">28</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9177">6,746</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 525.35pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654333"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 525.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Note 20&#160; &#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfRelatedPartyExplanatory" id="f-9178" continuedAt="f-9178-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 95.97pt; position: var(--position); text-decoration: none; white-space: pre;">Related Parties <span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-9178-1" continuedAt="f-9178-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 546.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company enters into transactions with related parties in the normal course of business and at terms that would exist in <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 557.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">arm&#8217;s-length transactions.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 574.55pt;" id="if6fa43b23a7e44208736dc8e2683aefd_4356"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 574.55pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(a)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-9178-2" continuedAt="f-9178-3"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Transactions with certain related parties<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-9178-3" continuedAt="f-9178-4"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 586.25pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Transactions with MFLP, a wholly owned unconsolidated partnership, are described in notes 10, 17 and 18.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 603.05pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654350"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 603.05pt; width: 594pt;"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">(b)<span style="display: inline-block; height: 6.55pt;"></span></span><ix:continuation id="f-9178-4" continuedAt="f-9178-5"><span style="color: #2d69ff; font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: var(--position); text-decoration: none; white-space: pre;">Compensation of key management personnel<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></div><ix:continuation id="f-9178-5"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 614.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company&#8217;s key management personnel are those personnel who have the authority and responsibility for planning, directing <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 625.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">and controlling the activities of the Company. Directors (both executive and non-executive) and senior management are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 636.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">considered key management personnel. <span style="display: inline-block; height: 6.55pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" id="f-9179" continuedAt="f-9179-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.95pt; position: var(--position); text-decoration: none; white-space: pre;">A summary of compensation of key management personnel is as follows.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-9179-1"><div style="position: var(--position); top: 654.15pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 412.5pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 412.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">For the years ended December 31,<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 11.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Short-term employee benefits<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits" scale="6" id="f-9180">99</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits" scale="6" id="f-9181">83</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 23.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Post-employment benefits<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits" scale="6" id="f-9182">7</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits" scale="6" id="f-9183">6</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 35.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Share-based payments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment" scale="6" id="f-9184">79</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment" scale="6" id="f-9185">73</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 47.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Termination benefits<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensationTerminationBenefits" scale="6" id="f-9186">2</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensationTerminationBenefits" scale="6" id="f-9187">3</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other long-term benefits <span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits" scale="6" id="f-9188">3</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensationOtherLongtermBenefits" scale="6" id="f-9189">3</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 71.25pt; width: 412.5pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 412.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensation" scale="6" id="f-9190">190</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:KeyManagementPersonnelCompensation" scale="6" id="f-9191">168</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 120<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654357"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 43.25pt; position: var(--position); text-decoration: none; white-space: pre;">Note 21&#160; &#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfInterestsInSubsidiariesExplanatory" id="f-9192" continuedAt="f-9192-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 103.22pt; position: var(--position); text-decoration: none; white-space: pre;">Subsidiaries <span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-9192-1" continuedAt="f-9192-2"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 60.1pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfMajorOperatingSubsidiariesExplanatoryTableTextBlock" id="f-9193" continuedAt="f-9193-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following is a list of Manulife&#8217;s directly and indirectly held major operating subsidiaries.<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-9193-1" continuedAt="f-9193-2"><div style="position: var(--position); top: 77.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 152.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 53.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 167.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="9" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 242.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.09pt; width: 242.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.669999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 242.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">(<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.96pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3603" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9194"><ix:nonFraction unitRef="number" contextRef="c-3604" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9195"><ix:nonFraction unitRef="number" contextRef="c-3605" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9196"><ix:nonFraction unitRef="number" contextRef="c-3606" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9197"><ix:nonFraction unitRef="number" contextRef="c-3607" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9198"><ix:nonFraction unitRef="number" contextRef="c-3608" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9199"><ix:nonFraction unitRef="number" contextRef="c-3609" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9200"><ix:nonFraction unitRef="number" contextRef="c-3610" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9201"><ix:nonFraction unitRef="number" contextRef="c-3611" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9202"><ix:nonFraction unitRef="number" contextRef="c-3612" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9203"><ix:nonFraction unitRef="number" contextRef="c-3613" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9204"><ix:nonFraction unitRef="number" contextRef="c-3614" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9205"><ix:nonFraction unitRef="number" contextRef="c-3615" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9206"><ix:nonFraction unitRef="number" contextRef="c-3616" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9207"><ix:nonFraction unitRef="number" contextRef="c-3617" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9208"><ix:nonFraction unitRef="number" contextRef="c-3618" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9209"><ix:nonFraction unitRef="number" contextRef="c-3619" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9210"><ix:nonFraction unitRef="number" contextRef="c-3620" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9211"><ix:nonFraction unitRef="number" contextRef="c-3621" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9212"><ix:nonFraction unitRef="number" contextRef="c-3622" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9213"><ix:nonFraction unitRef="number" contextRef="c-3623" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9214"><ix:nonFraction unitRef="number" contextRef="c-3624" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9215"><ix:nonFraction unitRef="number" contextRef="c-3625" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9216"><ix:nonFraction unitRef="number" contextRef="c-3626" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9217"><ix:nonFraction unitRef="number" contextRef="c-3627" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9218"><ix:nonFraction unitRef="number" contextRef="c-3628" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9219"><ix:nonFraction unitRef="number" contextRef="c-3629" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9220"><ix:nonFraction unitRef="number" contextRef="c-3630" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9221"><ix:nonFraction unitRef="number" contextRef="c-3631" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9222"><ix:nonFraction unitRef="number" contextRef="c-3632" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9223"><ix:nonFraction unitRef="number" contextRef="c-3633" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9224"><ix:nonFraction unitRef="number" contextRef="c-3634" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9225"><ix:nonFraction unitRef="number" contextRef="c-3635" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9226"><ix:nonFraction unitRef="number" contextRef="c-3636" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9227"><ix:nonFraction unitRef="number" contextRef="c-3637" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9228"><ix:nonFraction unitRef="number" contextRef="c-3638" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9229"><ix:nonFraction unitRef="number" contextRef="c-3639" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9230"><ix:nonFraction unitRef="number" contextRef="c-3640" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9231"><ix:nonFraction unitRef="number" contextRef="c-3641" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9232"><ix:nonFraction unitRef="number" contextRef="c-3642" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9233"><ix:nonFraction unitRef="number" contextRef="c-3643" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9234"><ix:nonFraction unitRef="number" contextRef="c-3644" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9235"><ix:nonFraction unitRef="number" contextRef="c-3645" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9236"><ix:nonFraction unitRef="number" contextRef="c-3646" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9237"><ix:nonFraction unitRef="number" contextRef="c-3647" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9238"><ix:nonFraction unitRef="number" contextRef="c-3648" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9239"><ix:nonFraction unitRef="number" contextRef="c-3649" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9240"><ix:nonFraction unitRef="number" contextRef="c-3650" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9241"><ix:nonFraction unitRef="number" contextRef="c-3651" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9242"><ix:nonFraction unitRef="number" contextRef="c-3652" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9243"><ix:nonFraction unitRef="number" contextRef="c-3653" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9244">100</ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.849999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> owned unless otherwise noted in brackets beside company name)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 14.44pt; position: var(--position); text-decoration: none; white-space: pre;">Equity <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 12.49pt; position: var(--position); text-decoration: none; white-space: pre;">interest<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 0pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 12.63pt; position: var(--position); text-decoration: none; white-space: pre;">Address<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 0pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Description <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 38.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="8" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 11.25pt; position: var(--position); top: 20.25pt; width: 231pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 231pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">The Manufacturers Life Insurance Company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.82pt;"></span></span><span style="left: 25.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3654" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9245">65,338</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 20.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.99pt; position: var(--position); text-decoration: none; white-space: pre;">Toronto, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.37pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 20.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">A leading financial services group with principal <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">operations in Asia, Canada and the United States <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.13pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">that offers a diverse range of financial protection <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 28.88pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">products and wealth management services<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 22.5pt; position: var(--position); top: 58.5pt; width: 219.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 219.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Holdings (Alberta) Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.82pt;"></span></span><span style="left: 25.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3655" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9246">22,118</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 58.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.86pt; position: var(--position); text-decoration: none; white-space: pre;">Calgary, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.37pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 58.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="6" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 33.75pt; position: var(--position); top: 78.75pt; width: 208.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 208.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Financial Corporation<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 78.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 78.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 45pt; position: var(--position); top: 90pt; width: 197.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 197.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">The Manufacturers Investment Corporation<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 90pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 90pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 101.25pt; width: 186pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 186pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Reassurance Company Ltd.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 101.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 101.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Captive insurance subsidiary that provides life, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">annuity and long-term care reinsurance to affiliates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 121.5pt; width: 186pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 186pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Life Insurance Company (U.S.A.) <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 121.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 121.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. life insurance company licensed in all states, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">except New York<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 67.5pt; position: var(--position); top: 141.75pt; width: 174.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 174.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Subsidiaries LLC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 141.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 141.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 78.75pt; position: var(--position); top: 153pt; width: 163.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 163.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Financial Network, Inc.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 153pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 153pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Financial services distribution organization<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 78.75pt; position: var(--position); top: 164.25pt; width: 163.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 163.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Investment Management LLC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 164.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 164.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment advisor<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 90pt; position: var(--position); top: 175.5pt; width: 152.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 152.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Investment Management <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 152.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">Distributors LLC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 175.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.77pt; position: var(--position); text-decoration: none; white-space: pre;">Boston,<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.53pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 175.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Broker-dealer<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 78.75pt; position: var(--position); top: 195.75pt; width: 163.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 163.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management (US) LLC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 195.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 195.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment advisor<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 78.75pt; position: var(--position); top: 207pt; width: 163.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 163.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.62pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management Timberland <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 163.5pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">and Agriculture Inc.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 207pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 207pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Manager of globally diversified timberland and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">agricultural portfolios<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 67.5pt; position: var(--position); top: 227.25pt; width: 174.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 174.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Life Insurance Company of New York <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 227.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.88pt; position: var(--position); text-decoration: none; white-space: pre;">New York, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.53pt; position: var(--position); text-decoration: none; white-space: pre;">U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 227.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. life insurance company licensed in New York<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 67.5pt; position: var(--position); top: 247.5pt; width: 174.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 174.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Variable Trust Advisers LLC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 247.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 247.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment advisor for open-end mutual funds<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 67.5pt; position: var(--position); top: 258.75pt; width: 174.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 174.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Life &amp; Health Insurance Company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 258.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 258.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">U.S. life insurance company licensed in all states<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 67.5pt; position: var(--position); top: 270pt; width: 174.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 174.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Distributors LLC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 270pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 270pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Broker-dealer<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 281.25pt; width: 186pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 186pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">John Hancock Insurance Agency, Inc.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 281.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 281.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance agency<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 292.5pt; width: 186pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 186pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Reinsurance Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 292.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.86pt; position: var(--position); text-decoration: none; white-space: pre;">Hamilton, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.43pt; position: var(--position); text-decoration: none; white-space: pre;">Bermuda<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 292.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Provides life and financial reinsurance to affiliates <span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 67.5pt; position: var(--position); top: 312.75pt; width: 174.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 174.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Reinsurance (Bermuda) Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 312.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.86pt; position: var(--position); text-decoration: none; white-space: pre;">Hamilton, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.43pt; position: var(--position); text-decoration: none; white-space: pre;">Bermuda<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 312.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Provides life and financial reinsurance to affiliates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 22.5pt; position: var(--position); top: 333pt; width: 219.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 219.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Bank of Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 22.71pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3656" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9247">1,882</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 333pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.79pt; position: var(--position); text-decoration: none; white-space: pre;">Waterloo, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.37pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 333pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Provides integrated banking products and service <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">options not available from an insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 22.5pt; position: var(--position); top: 353.25pt; width: 219.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 219.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management Holdings (Canada) Inc.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 353.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 22.71pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3657" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9248">1,477</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 353.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.99pt; position: var(--position); text-decoration: none; white-space: pre;">Toronto, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.37pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 353.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="6" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 33.75pt; position: var(--position); top: 373.5pt; width: 208.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 208.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 373.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.99pt; position: var(--position); text-decoration: none; white-space: pre;">Toronto, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.37pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 373.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Provides investment counseling, portfolio and <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">mutual fund management in Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 22.5pt; position: var(--position); top: 393.75pt; width: 219.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 219.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">First North American Insurance Company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 393.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 36.32pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3658" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" scale="6" id="f-9249">8</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 393.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.99pt; position: var(--position); text-decoration: none; white-space: pre;">Toronto, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.37pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 393.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Property and casualty insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 22.5pt; position: var(--position); top: 414pt; width: 219.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 219.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Holdings (Bermuda) Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 414pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 18.82pt;"></span></span><span style="left: 25.34pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3659" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9250">21,658</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 414pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.86pt; position: var(--position); text-decoration: none; white-space: pre;">Hamilton, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.43pt; position: var(--position); text-decoration: none; white-space: pre;">Bermuda<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 414pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="6" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 33.75pt; position: var(--position); top: 434.25pt; width: 208.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 208.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manufacturers P&amp;C Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 434.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.36pt; position: var(--position); text-decoration: none; white-space: pre;">St. Michael, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;">Barbados<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 434.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Provides property and casualty reinsurance<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="6" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 33.75pt; position: var(--position); top: 454.5pt; width: 208.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 208.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manufacturers Life Reinsurance Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 454.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.36pt; position: var(--position); text-decoration: none; white-space: pre;">St. Michael, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.65pt; position: var(--position); text-decoration: none; white-space: pre;">Barbados<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 454.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Provides life and annuity reinsurance to affiliates<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="6" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 33.75pt; position: var(--position); top: 474.75pt; width: 208.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 208.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Financial Asia Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 474.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.16pt; position: var(--position); text-decoration: none; white-space: pre;">Hong Kong, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">China<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 474.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 45pt; position: var(--position); top: 495pt; width: 197.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 197.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife (Cambodia) PLC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 495pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.44pt; position: var(--position); text-decoration: none; white-space: pre;">Phnom Penh, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.68pt; position: var(--position); text-decoration: none; white-space: pre;">Cambodia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 495pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 45pt; position: var(--position); top: 515.25pt; width: 197.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 197.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Myanmar Life Insurance Company Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 515.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.85pt; position: var(--position); text-decoration: none; white-space: pre;">Yangon, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.04pt; position: var(--position); text-decoration: none; white-space: pre;">Myanmar<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 515.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 45pt; position: var(--position); top: 535.5pt; width: 197.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 197.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife (Vietnam) Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 535.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.39pt; position: var(--position); text-decoration: none; white-space: pre;">Ho Chi Minh <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.89pt; position: var(--position); text-decoration: none; white-space: pre;">City, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.86pt; position: var(--position); text-decoration: none; white-space: pre;">Vietnam<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 535.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 563.25pt; width: 186pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 186pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Fund Management (Vietnam) <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.03pt; width: 186pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">Company Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 563.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.39pt; position: var(--position); text-decoration: none; white-space: pre;">Ho Chi Minh <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.89pt; position: var(--position); text-decoration: none; white-space: pre;">City, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.86pt; position: var(--position); text-decoration: none; white-space: pre;">Vietnam<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 563.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Fund management company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 45pt; position: var(--position); top: 591pt; width: 197.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 197.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife International Holdings Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 591pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.16pt; position: var(--position); text-decoration: none; white-space: pre;">Hong Kong, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">China<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 591pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 611.25pt; width: 186pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 186pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife (International) Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 611.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.16pt; position: var(--position); text-decoration: none; white-space: pre;">Hong Kong, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">China<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 611.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 67.5pt; position: var(--position); top: 631.5pt; width: 174.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 2.63pt; width: 174.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Manulife-Sinochem Life Insurance Co. Ltd. (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 139.04999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3660" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9251">51</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 153.04999999999998pt; position: var(--position); white-space: pre;">)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 631.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.88pt; position: var(--position); text-decoration: none; white-space: pre;">Shanghai, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">China<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 631.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">121<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-9193-2"><ix:continuation id="f-9192-2"><div style="position: var(--position); top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 11.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 152.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 53.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 167.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="9" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 242.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 3.09pt; width: 242.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.669999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 242.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">(<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.96pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3603" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9252"><ix:nonFraction unitRef="number" contextRef="c-3604" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9253"><ix:nonFraction unitRef="number" contextRef="c-3605" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9254"><ix:nonFraction unitRef="number" contextRef="c-3606" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9255"><ix:nonFraction unitRef="number" contextRef="c-3607" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9256"><ix:nonFraction unitRef="number" contextRef="c-3608" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9257"><ix:nonFraction unitRef="number" contextRef="c-3609" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9258"><ix:nonFraction unitRef="number" contextRef="c-3610" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9259"><ix:nonFraction unitRef="number" contextRef="c-3611" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9260"><ix:nonFraction unitRef="number" contextRef="c-3612" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9261"><ix:nonFraction unitRef="number" contextRef="c-3613" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9262"><ix:nonFraction unitRef="number" contextRef="c-3614" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9263"><ix:nonFraction unitRef="number" contextRef="c-3615" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9264"><ix:nonFraction unitRef="number" contextRef="c-3616" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9265"><ix:nonFraction unitRef="number" contextRef="c-3617" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9266"><ix:nonFraction unitRef="number" contextRef="c-3618" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9267"><ix:nonFraction unitRef="number" contextRef="c-3619" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9268"><ix:nonFraction unitRef="number" contextRef="c-3620" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9269"><ix:nonFraction unitRef="number" contextRef="c-3621" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9270"><ix:nonFraction unitRef="number" contextRef="c-3622" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9271"><ix:nonFraction unitRef="number" contextRef="c-3623" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9272"><ix:nonFraction unitRef="number" contextRef="c-3624" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9273"><ix:nonFraction unitRef="number" contextRef="c-3625" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9274"><ix:nonFraction unitRef="number" contextRef="c-3626" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9275"><ix:nonFraction unitRef="number" contextRef="c-3627" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9276"><ix:nonFraction unitRef="number" contextRef="c-3628" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9277"><ix:nonFraction unitRef="number" contextRef="c-3629" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9278"><ix:nonFraction unitRef="number" contextRef="c-3630" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9279"><ix:nonFraction unitRef="number" contextRef="c-3631" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9280"><ix:nonFraction unitRef="number" contextRef="c-3632" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9281"><ix:nonFraction unitRef="number" contextRef="c-3633" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9282"><ix:nonFraction unitRef="number" contextRef="c-3634" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9283"><ix:nonFraction unitRef="number" contextRef="c-3635" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9284"><ix:nonFraction unitRef="number" contextRef="c-3636" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9285"><ix:nonFraction unitRef="number" contextRef="c-3637" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9286"><ix:nonFraction unitRef="number" contextRef="c-3638" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9287"><ix:nonFraction unitRef="number" contextRef="c-3639" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9288"><ix:nonFraction unitRef="number" contextRef="c-3640" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9289"><ix:nonFraction unitRef="number" contextRef="c-3641" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9290"><ix:nonFraction unitRef="number" contextRef="c-3642" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9291"><ix:nonFraction unitRef="number" contextRef="c-3643" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9292"><ix:nonFraction unitRef="number" contextRef="c-3644" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9293"><ix:nonFraction unitRef="number" contextRef="c-3645" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9294"><ix:nonFraction unitRef="number" contextRef="c-3646" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9295"><ix:nonFraction unitRef="number" contextRef="c-3647" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9296"><ix:nonFraction unitRef="number" contextRef="c-3648" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9297"><ix:nonFraction unitRef="number" contextRef="c-3649" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9298"><ix:nonFraction unitRef="number" contextRef="c-3650" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9299"><ix:nonFraction unitRef="number" contextRef="c-3651" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9300"><ix:nonFraction unitRef="number" contextRef="c-3652" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9301"><ix:nonFraction unitRef="number" contextRef="c-3653" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9302">100</ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.849999999999998pt; position: var(--position); text-decoration: none; white-space: pre;"> owned unless otherwise noted in brackets beside company name)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 14.63pt; position: var(--position); text-decoration: none; white-space: pre;">Equity <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 14.63pt; position: var(--position); text-decoration: none; white-space: pre;">interest<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 0pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 12.63pt; position: var(--position); text-decoration: none; white-space: pre;">Address<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 0pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Description<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 20.25pt; width: 186pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 186pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.62pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management International Holdings <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 186pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: var(--position); text-decoration: none; white-space: pre;">Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 20.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.16pt; position: var(--position); text-decoration: none; white-space: pre;">Hong Kong, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">China<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 20.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="3" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 67.5pt; position: var(--position); top: 40.5pt; width: 174.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 174.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management (Hong Kong) Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 40.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.16pt; position: var(--position); text-decoration: none; white-space: pre;">Hong Kong,<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">China<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 40.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment management and advisory company <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">marketing mutual funds<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 27.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="2" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 78.75pt; position: var(--position); top: 60.75pt; width: 163.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 163.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management (Taiwan) Co., Ltd.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 60.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.89pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.52pt; position: var(--position); text-decoration: none; white-space: pre;">Taipei,<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.29pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.74pt; position: var(--position); text-decoration: none; white-space: pre;">Taiwan <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 19.69pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.16pt; position: var(--position); text-decoration: none; white-space: pre;">(China)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 60.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment management company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 45pt; position: var(--position); top: 88.5pt; width: 197.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 197.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Life Insurance Company (Japan)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 88.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.51pt; position: var(--position); text-decoration: none; white-space: pre;">Tokyo, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.09pt; position: var(--position); text-decoration: none; white-space: pre;">Japan<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 88.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 108.75pt; width: 186pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 186pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.62pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management (Japan) Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 108.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.51pt; position: var(--position); text-decoration: none; white-space: pre;">Tokyo, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.09pt; position: var(--position); text-decoration: none; white-space: pre;">Japan<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 108.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment management and advisory company <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">and mutual fund business<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 45pt; position: var(--position); top: 129pt; width: 197.25pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 2.63pt; width: 197.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Manulife Holdings Berhad (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 86.97pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3661" decimals="3" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9303">62.6</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 106.8pt; position: var(--position); white-space: pre;">)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 129pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.07pt; position: var(--position); text-decoration: none; white-space: pre;">Kuala Lumpur, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.82pt; position: var(--position); text-decoration: none; white-space: pre;">Malaysia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 129pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 149.25pt; width: 186pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 2.63pt; width: 186pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Insurance Berhad (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 90.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3662" decimals="3" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9304">62.6</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 110.31pt; position: var(--position); text-decoration: none; white-space: pre;">)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 149.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.07pt; position: var(--position); text-decoration: none; white-space: pre;">Kuala Lumpur, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.82pt; position: var(--position); text-decoration: none; white-space: pre;">Malaysia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 149.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 169.5pt; width: 186pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 186pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.031em; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management (Malaysia) Berhad <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 186pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; letter-spacing: -0.031em; position: var(--position); text-decoration: none; white-space: pre;">(<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.25pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3663" decimals="3" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9305">62.6</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.08pt; letter-spacing: -0.031em; position: var(--position); text-decoration: none; white-space: pre;">)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 169.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.07pt; position: var(--position); text-decoration: none; white-space: pre;">Kuala Lumpur, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.82pt; position: var(--position); text-decoration: none; white-space: pre;">Malaysia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 169.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asset management company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 45pt; position: var(--position); top: 189.75pt; width: 197.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 197.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife (Singapore) Pte. Ltd.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 189.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.68pt; position: var(--position); text-decoration: none; white-space: pre;">Singapore<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 189.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 45pt; position: var(--position); top: 201pt; width: 197.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 197.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management (Singapore) Pte. Ltd.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 201pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.68pt; position: var(--position); text-decoration: none; white-space: pre;">Singapore<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 201pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Asset management company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 212.25pt; width: 186pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 186pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Fund Management Co., Ltd.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 212.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.16pt; position: var(--position); text-decoration: none; white-space: pre;">Beijing,<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.49pt; position: var(--position); text-decoration: none; white-space: pre;">China<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 212.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Mutual fund company in China<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 45pt; position: var(--position); top: 232.5pt; width: 197.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 197.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.62pt; position: var(--position); text-decoration: none; white-space: pre;">The Manufacturers Life Insurance Co. (Phils.), Inc.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 232.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.62pt; position: var(--position); text-decoration: none; white-space: pre;">Makati City,<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.72pt; position: var(--position); text-decoration: none; white-space: pre;">Philippines<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 232.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 252.75pt; width: 186pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 2.63pt; width: 186pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); white-space: pre;">Manulife Chinabank Life Assurance Corporation (<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 155.01pt; position: var(--position); text-decoration: none; white-space: pre;"><ix:nonFraction unitRef="number" contextRef="c-3664" decimals="2" name="ifrs-full:ProportionOfOwnershipInterestInSubsidiary" scale="-2" id="f-9306">60</ix:nonFraction>%<span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 169.01pt; position: var(--position); white-space: pre;">)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 252.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.79pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.62pt; position: var(--position); text-decoration: none; white-space: pre;">Makati City,<span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 53.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.72pt; position: var(--position); text-decoration: none; white-space: pre;">Philippines<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 252.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="5" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 45pt; position: var(--position); top: 273pt; width: 197.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 197.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">PT Asuransi Jiwa Manulife Indonesia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 273pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.18pt; position: var(--position); text-decoration: none; white-space: pre;">Jakarta, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.46pt; position: var(--position); text-decoration: none; white-space: pre;">Indonesia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 273pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="4" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 56.25pt; position: var(--position); top: 293.25pt; width: 186pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 186pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">PT Manulife Aset Manajemen Indonesia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 293.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.18pt; position: var(--position); text-decoration: none; white-space: pre;">Jakarta, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.46pt; position: var(--position); text-decoration: none; white-space: pre;">Indonesia<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 293.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment management and investment advisor<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 29.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 22.5pt; position: var(--position); top: 313.5pt; width: 219.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 219.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management (Europe) Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 313.5pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.54pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3665" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" scale="6" id="f-9307">456</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 313.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.98pt; position: var(--position); text-decoration: none; white-space: pre;">London, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.79pt; position: var(--position); text-decoration: none; white-space: pre;">England<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 313.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment management company providing <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">advisory services for Manulife Investment <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 20.13pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Management&#8217;s funds, internationally<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 22.5pt; position: var(--position); top: 342.75pt; width: 219.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 219.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Assurance Company of Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 342.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 32.43pt;"></span></span><span style="left: 38.95pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3666" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" scale="6" id="f-9308">55</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 342.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.99pt; position: var(--position); text-decoration: none; white-space: pre;">Toronto, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.37pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 342.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Life insurance company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 22.5pt; position: var(--position); top: 363pt; width: 219.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 219.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">EIS Services (Bermuda) Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 363pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 22.71pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3667" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9309">1,235</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 363pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.86pt; position: var(--position); text-decoration: none; white-space: pre;">Hamilton, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.43pt; position: var(--position); text-decoration: none; white-space: pre;">Bermuda<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 363pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 22.5pt; position: var(--position); top: 383.25pt; width: 219.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 219.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Berkshire Insurance Services Inc.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 22.71pt;"></span></span><span style="left: 29.23pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3668" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9310">2,343</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 383.25pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.99pt; position: var(--position); text-decoration: none; white-space: pre;">Toronto, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.37pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 383.25pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="6" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 33.75pt; position: var(--position); top: 403.5pt; width: 208.5pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 208.5pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">JH Investments (Delaware) LLC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 403.5pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.7pt; position: var(--position); text-decoration: none; white-space: pre;">Boston, U.S.A.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 403.5pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment holding company<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 22.5pt; position: var(--position); top: 414.75pt; width: 219.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 219.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Wealth Inc.<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 414.75pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 28.54pt;"></span></span><span style="left: 35.06pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3669" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" scale="6" id="f-9311">349</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 414.75pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.22pt; position: var(--position); text-decoration: none; white-space: pre;">Oakville, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.37pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 414.75pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment dealer<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="7" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 22.5pt; position: var(--position); top: 435pt; width: 219.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 219.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.62pt; position: var(--position); text-decoration: none; white-space: pre;">Manulife Investment Management (North America) Limited<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 242.25pt; position: var(--position); top: 435pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.09pt; width: 36.32pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3670" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" scale="6" id="f-9312">5</ix:nonFraction><span style="display: inline-block; height: 5.09pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 292.5pt; position: var(--position); top: 435pt; width: 53.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.99pt; position: var(--position); text-decoration: none; white-space: pre;">Toronto, <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.38pt; width: 53.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.37pt; position: var(--position); text-decoration: none; white-space: pre;">Canada<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 345.75pt; position: var(--position); top: 435pt; width: 167.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.63pt; width: 167.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment advisor<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 513.75pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654364"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 513.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Note 22&#160; &#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfSegregatedFundsExplanatoryTextBlock" id="f-9313" continuedAt="f-9313-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 95.97pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated Funds&#160; <span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-9313-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 535.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The Company manages a number of segregated funds on behalf of policyholders. Policyholders are provided with the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 546.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">opportunity to invest in different categories of segregated funds that hold a range of underlying investments. The underlying <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 556.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">investments consist of both individual securities and mutual funds.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 573.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds&#8217; underlying investments may be exposed to a variety of financial and other risks. These risks are primarily <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 584.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">mitigated by investment guidelines that are actively monitored by professional and experienced portfolio advisors. The Company <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 595.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">is not exposed to these risks beyond the liabilities related to the guarantees associated with certain variable life and annuity <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 606.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">products included in segregated funds. Accordingly, the Company&#8217;s exposure to loss from segregated fund products is limited to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 616.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">the value of these guarantees.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 633.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">These guarantees are recorded within the Company&#8217;s insurance contract liabilities and amount to <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.63pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:GuaranteesIncludedInInsuranceContractLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9314">1,886</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 452.13pt; position: var(--position); text-decoration: none; white-space: pre;"> (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 457.62pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 477.62pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 487.62pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:GuaranteesIncludedInInsuranceContractLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9315">2,675</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 515.12pt; position: var(--position); text-decoration: none; white-space: pre;">), of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 644.55pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">which <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 61.480000000000004pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:ContractLiabilitiesReinsuredGuarantees" scale="6" id="f-9316">530</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81.47999999999999pt; position: var(--position); text-decoration: none; white-space: pre;"> are reinsured (<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 142.43pt; position: var(--position); text-decoration: none; white-space: pre;">2023<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.43pt; position: var(--position); text-decoration: none; white-space: pre;"> &#8211; <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.43pt; position: var(--position); text-decoration: none; white-space: pre;">$<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:ContractLiabilitiesReinsuredGuarantees" scale="6" id="f-9317">980</ix:nonFraction><span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.43pt; position: var(--position); text-decoration: none; white-space: pre;">). Assets supporting these guarantees, net of reinsurance, are recognized in invested <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 655.35pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">assets according to their investment type. Insurance contract liabilities for account of segregated fund holders on the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 666.15pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statements of Financial Position exclude these guarantees and are considered to be a non-distinct investment <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 676.95pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">component of insurance contract liabilities. Note 8 provides information regarding market risk sensitivities associated with <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 687.75pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">variable annuity and segregated fund guarantees.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 122<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><div style="position: absolute; top: 40.5pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654371"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Note 23&#160; &#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="ifrs-full:DisclosureOfConsolidatedAndSeparateFinancialStatementsExplanatory" id="f-9318" continuedAt="f-9318-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 104.97pt; position: var(--position); text-decoration: none; white-space: pre;">Information Provided in Connection with Investments in Deferred Annuity <span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-9318-1" continuedAt="f-9318-2"><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 56.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Contracts and <span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: italic; font-weight: bold; left: 128.95999999999998pt; position: var(--position); text-decoration: none; white-space: pre;">Signature<span style="display: inline-block; height: 8.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 184.27pt; position: var(--position); text-decoration: none; white-space: pre;">Notes Issued or Assumed by John Hancock Life Insurance <span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 71.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Company (U.S.A.)<span style="display: inline-block; height: 8.73pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 91.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The following condensed consolidated financial information, presented in accordance with IFRS, and the related disclosure have <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 102.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">been included in these Consolidated Financial Statements with respect to JHUSA in compliance with Regulation S-X and Rule <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 112.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">12h-5 of the United States Securities and Exchange Commission (the &#8220;Commission&#8221;). These financial statements are <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 123.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">incorporated by reference in certain of the MFC and its subsidiaries registration statements that are described below and relate <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 134.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">to MFC&#8217;s guarantee of certain securities to be issued by its subsidiaries.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 151.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">JHUSA maintains a book of deferred annuity contracts that feature a market value adjustment, some of which are registered with <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 162.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the Commission. The deferred annuity contracts may contain variable investment options along with fixed investment period <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 172.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">options, or may offer only fixed investment period options. The fixed investment period options enable the participant to invest <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 183.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">fixed amounts of money for fixed terms at fixed interest rates, subject to a market value adjustment if the participant desires to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 194.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">terminate a fixed investment period before its maturity date. The annuity contract provides for the market value adjustment to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 205.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">keep the parties whole with respect to the fixed interest bargain for the entire fixed investment period. These fixed investment <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 216.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">period options that contain a market value adjustment feature are referred to as &#8220;MVAs&#8221;.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 232.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">JHUSA has sold medium-term notes to retail investors under its <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 299.85pt; position: var(--position); text-decoration: none; white-space: pre;">Signature<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 338.33pt; position: var(--position); text-decoration: none; white-space: pre;">Notes program.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 249.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Effective December 31, 2009, John Hancock Variable Life Insurance Company (the &#8220;Variable Company&#8221;) and John Hancock Life <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 260.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance Company (the &#8220;Life Company&#8221;) merged with and into JHUSA. In connection with the mergers, JHUSA assumed the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 271.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Variable Company&#8217;s rights and obligations with respect to the MVAs issued by the Variable Company and the Life Company&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 282.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">rights and obligations with respect to the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 207.92pt; position: var(--position); text-decoration: none; white-space: pre;">Signature<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.4pt; position: var(--position); text-decoration: none; white-space: pre;">Notes issued by the Life Company.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 298.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">MFC fully and unconditionally guaranteed the payment of JHUSA&#8217;s obligations under the MVAs and under the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 482.32pt; position: var(--position); text-decoration: none; white-space: pre;">Signature<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 520.8pt; position: var(--position); text-decoration: none; white-space: pre;">Notes <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 309.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">(including the MVAs and <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 144.29000000000002pt; position: var(--position); text-decoration: none; white-space: pre;">Signature<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.77pt; position: var(--position); text-decoration: none; white-space: pre;">Notes assumed by JHUSA in the merger), and such MVAs and the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 449.52pt; position: var(--position); text-decoration: none; white-space: pre;">Signature<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488pt; position: var(--position); text-decoration: none; white-space: pre;">Notes were <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 320.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">registered with the Commission. The <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 193.23pt; position: var(--position); text-decoration: none; white-space: pre;">Signature<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.71pt; position: var(--position); text-decoration: none; white-space: pre;">Notes and MVAs assumed or issued by JHUSA are collectively referred to in this <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 331.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">note as the &#8220;Guaranteed Securities&#8221;. JHUSA is, and each of the Variable Company and the Life Company was, a wholly owned <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 342.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">subsidiary of MFC.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 358.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">MFC&#8217;s guarantees of the Guaranteed Securities are unsecured obligations of MFC and are subordinated in right of payment to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 369.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">the prior payment in full of all other obligations of MFC, except for other guarantees or obligations of MFC which by their terms <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 380.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">are designated as ranking equally in right of payment with or subordinate to MFC&#8217;s guarantees of the Guaranteed Securities.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 397.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">The laws of the State of New York govern MFC&#8217;s guarantees of the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 313.24pt; position: var(--position); text-decoration: none; white-space: pre;">Signature<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 351.72pt; position: var(--position); text-decoration: none; white-space: pre;">Notes issued or assumed by JHUSA and the laws <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 408.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">of the Commonwealth of Massachusetts govern MFC&#8217;s guarantees of the MVAs issued or assumed by JHUSA. MFC has <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 418.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">consented to the jurisdiction of the courts of New York and Massachusetts. However, because a substantial portion of MFC&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 429.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">assets is located outside the United States, the assets of MFC located in the United States may not be sufficient to satisfy a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 440.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">judgment given by a federal or state court in the United States to enforce the subordinate guarantees. In general, the federal <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 451.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">laws of Canada and the laws of the Province of Ontario, where MFC&#8217;s principal executive offices are located, permit an action to <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 462.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">be brought in Ontario to enforce such a judgment provided that such judgment is subsisting and unsatisfied for a fixed sum of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 472.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">money and not void or voidable in the United States and a Canadian court will render a judgment against MFC in a certain dollar <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 483.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">amount, expressed in Canadian dollars, subject to customary qualifications regarding fraud, violations of public policy, laws <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 494.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">limiting the enforcement of creditor&#8217;s rights and applicable statutes of limitations on judgments. There is currently no public policy <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 505.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">in effect in the Province of Ontario that would support avoiding the recognition and enforcement in Ontario of a judgment of a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 516.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">New York or Massachusetts court on MFC&#8217;s guarantees of the <span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 294.25pt; position: var(--position); text-decoration: none; white-space: pre;">Signature<span style="display: inline-block; height: 6.55pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.73pt; position: var(--position); text-decoration: none; white-space: pre;">Notes issued or assumed by JHUSA or a <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 526.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Massachusetts court on guarantees of the MVAs issued or assumed by JHUSA.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 543.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">MFC is a holding company. MFC&#8217;s assets primarily consist of investments in its subsidiaries. MFC&#8217;s cash flows primarily consist <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 554.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">of dividends and interest payments from its operating subsidiaries, offset by expenses and shareholder dividends and MFC stock <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 565.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">repurchases. As a holding company, MFC&#8217;s ability to meet its cash requirements, including, but not limited to, paying any <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 576.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">amounts due under its guarantees, substantially depends upon dividends from its operating subsidiaries.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 592.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">These subsidiaries are subject to certain regulatory restrictions under laws in Canada, the United States and certain other <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 603.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">countries, which may limit their ability to pay dividends or make contributions or loans to MFC. For example, some of MFC&#8217;s <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 614.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">subsidiaries are subject to restrictions prescribed by the ICA on their ability to declare and pay dividends. The restrictions related <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 625.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">to dividends imposed by the ICA are described in note 12.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 642.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In the United States, insurance laws in Michigan, New York, and Massachusetts, the jurisdictions in which certain of MFC&#8217;s U.S. <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 652.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">insurance company subsidiaries are domiciled, impose general limitations on the payment of dividends and other upstream <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 663.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">distributions or loans by these insurance subsidiaries. These limitations are described in note 12.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 680.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">In Asia, the insurance laws of the jurisdictions in which MFC operates either provide for specific restrictions on the payment of <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 691.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">dividends or other distributions or loans by subsidiaries or impose solvency or other financial tests, which could affect the ability <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 702.1pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">of subsidiaries to pay dividends in certain circumstances.<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 718.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">There can be no assurance that any current or future regulatory restrictions in Canada, the United States or Asia will not impair <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 729.7pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">MFC&#8217;s ability to meet its cash requirements, including, but not limited to, paying any amounts due under its guarantees.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">123<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-9318-2" continuedAt="f-9318-3"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">The following condensed consolidated financial information, presented in accordance with IFRS, reflects the effects of the <span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 51.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">mergers and is provided in compliance with Regulation S-X and in accordance with Rule 12h-5 of the Commission.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation><div style="position: absolute; top: 74.1pt;" id="if6fa43b23a7e44208736dc8e2683aefd_5769"></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 74.1pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="srt:ScheduleOfCondensedBalanceSheetTableTextBlock" id="f-9319" continuedAt="f-9319-1" escape="true"><ix:continuation id="f-9318-3" continuedAt="f-9318-4"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Condensed Consolidated Statement of Financial Position<span style="display: inline-block; height: 6.55pt;"></span></span></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-9319-1"><ix:continuation id="f-9318-4" continuedAt="f-9318-5"><div style="position: var(--position); top: 85.9pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: var(--position); white-space: pre;"> As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 23.61pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.47pt; position: var(--position); text-decoration: none; white-space: pre;">MFC <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.47pt; position: var(--position); text-decoration: none; white-space: pre;">(Guarantor)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.08pt; position: var(--position); text-decoration: none; white-space: pre;">JHUSA <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.91pt; position: var(--position); text-decoration: none; white-space: pre;">(Issuer)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.69pt; position: var(--position); text-decoration: none; white-space: pre;">subsidiaries<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.25pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidation <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.91pt; position: var(--position); text-decoration: none; white-space: pre;">adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.8pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.47pt; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 32.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="mfc:InvestedAssets" scale="6" id="f-9320">126</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-9321">112,444</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-9322">330,044</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 25.21pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="mfc:InvestedAssets" scale="6" id="f-9323">117</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-9324">442,497</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 44.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investments in unconsolidated subsidiaries<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9325">65,350</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9326">9,393</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9327">21,510</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9328">96,253</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9329">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-9330">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-9331">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-9332">177</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-9333">75</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-9334">102</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract held assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-9335">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-9336">46,811</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-9337">22,440</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-9338">10,236</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-9339">59,015</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 80.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="mfc:OtherAssetsExcludingReinsuranceAssets" scale="6" id="f-9340">548</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="mfc:OtherAssetsExcludingReinsuranceAssets" format="ixt:num-dot-decimal" scale="6" id="f-9341">11,182</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="mfc:OtherAssetsExcludingReinsuranceAssets" format="ixt:num-dot-decimal" scale="6" id="f-9342">34,660</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="mfc:OtherAssetsExcludingReinsuranceAssets" format="ixt:num-dot-decimal" scale="6" id="f-9343">5,174</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:OtherAssetsExcludingReinsuranceAssets" format="ixt:num-dot-decimal" scale="6" id="f-9344">41,216</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds net assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:fixed-zero" scale="6" id="f-9345">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-9346">218,909</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-9347">218,681</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-9348">1,602</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-9349">435,988</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 104.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9350">66,024</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9351">398,739</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9352">627,512</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 10.62pt;"></span></span><span style="left: 17.419999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9353">113,457</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9354">978,818</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 116.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities and equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities, excluding those for account of segregated <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">fund holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-9355">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9356">148,828</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9357">258,007</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 14.79pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9358">10,434</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9359">396,401</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 150pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract held liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 150pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-9360">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 150pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-9361">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 150pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9362">2,669</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 150pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-9363">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 150pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9364">2,669</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 162pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:fixed-zero" scale="6" id="f-9365">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9366">5,260</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9367">8,854</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="ifrs-full:InvestmentContractsLiabilities" scale="6" id="f-9368">616</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9369">13,498</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 174pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:OtherNoncurrentFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9370">1,539</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:OtherNoncurrentFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9371">8,432</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:OtherNoncurrentFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9372">58,333</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="ifrs-full:OtherNoncurrentFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9373">5,163</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:OtherNoncurrentFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9374">63,141</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 186pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Long-term debt<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-9375">6,629</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:fixed-zero" scale="6" id="f-9376">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:fixed-zero" scale="6" id="f-9377">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:fixed-zero" scale="6" id="f-9378">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-9379">6,629</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 198pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Capital instruments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-9380">6,884</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-9381">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-9382">648</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-9383">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-9384">7,532</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 210pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities for account of segregated fund holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-9385">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9386">58,137</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9387">68,408</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-9388">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9389">126,545</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 222pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities for account of segregated fund holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-9390">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9391">160,772</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9392">150,273</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9393">1,602</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9394">309,443</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 234pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Shareholders&#8217; and other equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9395">50,972</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9396">17,357</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9397">78,285</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9398">95,642</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9399">50,972</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 246pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Participating policyholders&#8217; equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="mfc:ParticipatingPolicyholdersEquity" format="ixt:fixed-zero" scale="6" id="f-9400">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" sign="-" name="mfc:ParticipatingPolicyholdersEquity" scale="6" id="f-9401">47</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="mfc:ParticipatingPolicyholdersEquity" scale="6" id="f-9402">614</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" name="mfc:ParticipatingPolicyholdersEquity" format="ixt:fixed-zero" scale="6" id="f-9403">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="mfc:ParticipatingPolicyholdersEquity" scale="6" id="f-9404">567</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-controlling interests<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9405">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9406">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:num-dot-decimal" scale="6" id="f-9407">1,421</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9408">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:num-dot-decimal" scale="6" id="f-9409">1,421</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total liabilities and equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17pt;"></span></span><span style="left: 23.8pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9410">66,024</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.83pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9411">398,739</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.83pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9412">627,512</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 7.85pt;"></span></span><span style="left: 14.649999999999999pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" sign="-" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9413">113,457</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.83pt;"></span></span><span style="left: 19.63pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9414">978,818</ix:nonFraction><span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 10pt; position: var(--position); top: 386.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Condensed Consolidated Statement of Financial Position<span style="display: inline-block; height: 7.28pt;"></span></span></div><div style="position: var(--position); top: 404.9pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 20.25pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 12.19pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">As at <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.47pt; position: var(--position); text-decoration: none; white-space: pre;">MFC <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.47pt; position: var(--position); text-decoration: none; white-space: pre;">(Guarantor)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.08pt; position: var(--position); text-decoration: none; white-space: pre;">JHUSA <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.91pt; position: var(--position); text-decoration: none; white-space: pre;">(Issuer)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.69pt; position: var(--position); text-decoration: none; white-space: pre;">subsidiaries<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.46pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Consolidation <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.78pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 3.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.84pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Consolidated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 12.19pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.98pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 20.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 32.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Invested assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="mfc:InvestedAssets" scale="6" id="f-9415">86</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-9416">109,433</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-9417">307,930</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 26.29pt;"></span></span><span style="left: 32.910000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="mfc:InvestedAssets" scale="6" id="f-9418">239</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InvestedAssets" format="ixt:num-dot-decimal" scale="6" id="f-9419">417,210</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 44.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investments in unconsolidated subsidiaries<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9420">58,694</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9421">8,674</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9422">17,916</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.4pt;"></span></span><span style="left: 23.029999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9423">85,284</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InvestmentsInSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9424">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 56.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-9425">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-9426">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-9427">217</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 34.27pt;"></span></span><span style="left: 36.900000000000006pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-9428">72</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InsuranceContractsThatAreAssets" scale="6" id="f-9429">145</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 68.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract held assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:fixed-zero" scale="6" id="f-9430">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-9431">42,418</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-9432">10,380</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.4pt;"></span></span><span style="left: 23.029999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-9433">10,147</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreAssets" format="ixt:num-dot-decimal" scale="6" id="f-9434">42,651</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 80.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="mfc:OtherAssetsExcludingReinsuranceAssets" scale="6" id="f-9435">329</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="mfc:OtherAssetsExcludingReinsuranceAssets" format="ixt:num-dot-decimal" scale="6" id="f-9436">8,731</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="mfc:OtherAssetsExcludingReinsuranceAssets" format="ixt:num-dot-decimal" scale="6" id="f-9437">32,700</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 24.39pt;"></span></span><span style="left: 27.02pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="mfc:OtherAssetsExcludingReinsuranceAssets" format="ixt:num-dot-decimal" scale="6" id="f-9438">3,736</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:OtherAssetsExcludingReinsuranceAssets" format="ixt:num-dot-decimal" scale="6" id="f-9439">38,024</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 92.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Segregated funds net assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:fixed-zero" scale="6" id="f-9440">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-9441">188,067</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-9442">191,241</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 24.39pt;"></span></span><span style="left: 27.02pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-9443">1,764</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:SegregatedFundsNetAssetsHeldByPolicyholders" format="ixt:num-dot-decimal" scale="6" id="f-9444">377,544</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 104.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total assets<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9445">59,109</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9446">357,323</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9447">560,384</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.42pt;"></span></span><span style="left: 19.04pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9448">101,242</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-9449">875,574</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 116.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Liabilities and equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 21.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 128.25pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3.15pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities, excluding those for account of segregated <span style="display: inline-block; height: 5.82pt;"></span></span></div><div style="line-height: 8pt; position: var(--position); top: 12.75pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.73pt; position: var(--position); text-decoration: none; white-space: pre;">fund holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-9450">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9451">145,589</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9452">232,972</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 16.41pt;"></span></span><span style="left: 23.029999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9453">10,565</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 13.22pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InsuranceContractLiabilitiesExcludingSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9454">367,996</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 150pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Reinsurance contract held liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 150pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-9455">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 150pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-9456">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 150pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9457">2,831</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 150pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 42.25pt;"></span></span><span style="left: 44.88pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:fixed-zero" scale="6" id="f-9458">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.31pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 150pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:ReinsuranceContractsHeldThatAreLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9459">2,831</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 162pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:fixed-zero" scale="6" id="f-9460">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9461">3,487</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9462">8,928</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 30.28pt;"></span></span><span style="left: 32.910000000000004pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="ifrs-full:InvestmentContractsLiabilities" scale="6" id="f-9463">599</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 162pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:InvestmentContractsLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9464">11,816</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 174pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other liabilities<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:OtherNoncurrentFinancialLiabilities" scale="6" id="f-9465">573</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:OtherNoncurrentFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9466">5,869</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:OtherNoncurrentFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9467">51,266</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 24.39pt;"></span></span><span style="left: 27.02pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="ifrs-full:OtherNoncurrentFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9468">3,786</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:OtherNoncurrentFinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9469">53,922</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 186pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Long-term debt<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-9470">6,071</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:fixed-zero" scale="6" id="f-9471">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:fixed-zero" scale="6" id="f-9472">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 42.25pt;"></span></span><span style="left: 44.88pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:fixed-zero" scale="6" id="f-9473">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.31pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 186pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:LongtermBorrowings" format="ixt:num-dot-decimal" scale="6" id="f-9474">6,071</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 198pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Capital instruments<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-9475">5,426</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-9476">594</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:DebtSecurities" scale="6" id="f-9477">647</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 42.25pt;"></span></span><span style="left: 44.88pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:fixed-zero" scale="6" id="f-9478">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.31pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 198pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:DebtSecurities" format="ixt:num-dot-decimal" scale="6" id="f-9479">6,667</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 210pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Insurance contract liabilities for account of segregated fund holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-9480">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9481">51,719</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9482">62,424</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 42.25pt;"></span></span><span style="left: 44.88pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-9483">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.31pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 210pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InsuranceContractLiabilitiesForAccountOfSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9484">114,143</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 222pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Investment contract liabilities for account of segregated fund holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:fixed-zero" scale="6" id="f-9485">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9486">136,348</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9487">128,817</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 24.39pt;"></span></span><span style="left: 27.02pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9488">1,764</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 222pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:InvestmentContractLiabilitiesForSegregatedFundHolders" format="ixt:num-dot-decimal" scale="6" id="f-9489">263,401</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 234pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Shareholders&#8217; and other equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9490">47,039</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9491">13,773</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9492">70,755</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 20.4pt;"></span></span><span style="left: 23.029999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9493">84,528</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9494">47,039</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 246pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Participating policyholders&#8217; equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="mfc:ParticipatingPolicyholdersEquity" format="ixt:fixed-zero" scale="6" id="f-9495">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" sign="-" name="mfc:ParticipatingPolicyholdersEquity" scale="6" id="f-9496">56</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="mfc:ParticipatingPolicyholdersEquity" scale="6" id="f-9497">313</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 42.25pt;"></span></span><span style="left: 44.88pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="mfc:ParticipatingPolicyholdersEquity" format="ixt:fixed-zero" scale="6" id="f-9498">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.31pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 246pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="mfc:ParticipatingPolicyholdersEquity" scale="6" id="f-9499">257</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 258pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-controlling interests<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9500">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9501">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:num-dot-decimal" scale="6" id="f-9502">1,431</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 42.25pt;"></span></span><span style="left: 44.88pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9503">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.31pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 258pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:num-dot-decimal" scale="6" id="f-9504">1,431</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 270pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total liabilities and equity<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9505">59,109</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9506">357,323</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9507">560,384</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 12.42pt;"></span></span><span style="left: 19.04pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" sign="-" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9508">101,242</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 270pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 13.11pt;"></span></span><span style="left: 19.91pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9509">875,574</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 124<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-9318-5" continuedAt="f-9318-6"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="srt:ScheduleOfCondensedIncomeStatementTableTextBlock" id="f-9510" continuedAt="f-9510-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Condensed Consolidated Statement of Income<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-9510-1"><div style="position: var(--position); top: 47.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 11.44pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 69.89pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.47pt; position: var(--position); text-decoration: none; white-space: pre;">MFC <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.47pt; position: var(--position); text-decoration: none; white-space: pre;">(Guarantor)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.08pt; position: var(--position); text-decoration: none; white-space: pre;">JHUSA <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.91pt; position: var(--position); text-decoration: none; white-space: pre;">(Issuer)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.69pt; position: var(--position); text-decoration: none; white-space: pre;">subsidiaries<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.25pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidation <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.91pt; position: var(--position); text-decoration: none; white-space: pre;">adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.8pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 11.44pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.47pt; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 8.25pt;"><td colspan="6" rowspan="1" style="display: none;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 19.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 31.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance revenue<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-9511">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-9512">11,022</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-9513">16,654</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-9514">1,084</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-9515">26,592</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 43.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:fixed-zero" scale="6" id="f-9516">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-9517">10,501</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-9518">12,384</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-9519">1,063</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-9520">21,822</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 55.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net expenses from reinsurance contracts held<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" format="ixt:fixed-zero" scale="6" id="f-9521">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-9522">309</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-9523">499</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-9524">39</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-9525">769</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance service result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-9526">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9527">212</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9528">3,771</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9529">18</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9530">4,001</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 79.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 91.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net investment income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:NetInvestmentIncomeLoss" scale="6" id="f-9531">871</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9532">4,548</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9533">14,880</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9534">1,188</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9535">19,111</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 103.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance / reinsurance finance income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" format="ixt:fixed-zero" scale="6" id="f-9536">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" sign="-" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-9537">3,894</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-9538">11,022</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" scale="6" id="f-9539">170</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-9540">15,086</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 115.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other investment result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:InsuranceOtherInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9541">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" sign="-" name="mfc:InsuranceOtherInvestmentResult" scale="6" id="f-9542">34</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="mfc:InsuranceOtherInvestmentResult" scale="6" id="f-9543">367</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:InsuranceOtherInvestmentResult" scale="6" id="f-9544">103</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:InsuranceOtherInvestmentResult" scale="6" id="f-9545">504</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 127.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-9546">871</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-9547">620</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-9548">3,491</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-9549">1,461</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-9550">3,521</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 139.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other revenue<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" sign="-" name="mfc:OtherRevenueNet" scale="6" id="f-9551">34</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:OtherRevenueNet" scale="6" id="f-9552">853</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9553">7,257</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:OtherRevenueNet" scale="6" id="f-9554">488</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9555">7,588</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 151.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:OtherExpenseByFunctionNet" scale="6" id="f-9556">45</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:OtherExpenseByFunctionNet" format="ixt:num-dot-decimal" scale="6" id="f-9557">1,209</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:OtherExpenseByFunctionNet" format="ixt:num-dot-decimal" scale="6" id="f-9558">5,359</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:OtherExpenseByFunctionNet" scale="6" id="f-9559">274</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:OtherExpenseByFunctionNet" format="ixt:num-dot-decimal" scale="6" id="f-9560">6,339</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 163.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 163.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-9561">494</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 163.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-9562">19</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 163.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-9563">2,825</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 163.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-9564">1,657</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 163.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-9565">1,681</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 175.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) before income taxes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" scale="6" id="f-9566">298</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" scale="6" id="f-9567">457</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-9568">6,335</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:fixed-zero" scale="6" id="f-9569">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-9570">7,090</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 187.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 187.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-9571">30</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 187.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" sign="-" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-9572">52</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 187.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-9573">1,234</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 187.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" format="ixt:fixed-zero" scale="6" id="f-9574">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 187.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-9575">1,212</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 199.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) after income taxes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 199.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:ProfitLossAfterTaxBeforeEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" scale="6" id="f-9576">268</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 199.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:ProfitLossAfterTaxBeforeEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" scale="6" id="f-9577">509</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 199.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:ProfitLossAfterTaxBeforeEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9578">5,101</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 199.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:ProfitLossAfterTaxBeforeEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9579">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 199.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ProfitLossAfterTaxBeforeEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9580">5,878</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 211.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Equity in net income (loss) of unconsolidated subsidiaries<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:EquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9581">5,117</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:EquityInNetIncomeLossOfUnconsolidatedSubsidiaries" scale="6" id="f-9582">550</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:EquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9583">1,059</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:EquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9584">6,726</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 211.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:EquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9585">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 223.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 223.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9586">5,385</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 223.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9587">1,059</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 223.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9588">6,160</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 223.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9589">6,726</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 223.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9590">5,878</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 235.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) attributed to:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 247.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-controlling interests<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9591">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9592">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-9593">247</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9594">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 247.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-9595">247</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 259.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Participating policyholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 259.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" format="ixt:fixed-zero" scale="6" id="f-9596">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 259.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-9597">135</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 259.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-9598">246</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 259.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-9599">135</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 259.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-9600">246</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 271.5pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Shareholders and other equity holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 271.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9601">5,385</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 271.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" scale="6" id="f-9602">924</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 271.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9603">5,667</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 271.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9604">6,591</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 271.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9605">5,385</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 283.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9606">5,385</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 283.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9607">1,059</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 283.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9608">6,160</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 283.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9609">6,726</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 283.5pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9610">5,878</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 354.45pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Condensed Consolidated Statement of Income<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 365.25pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 10.5pt;"><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 7pt; position: var(--position); top: 13.69pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 5.09pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 66.43pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.47pt; position: var(--position); text-decoration: none; white-space: pre;">MFC <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 13.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.47pt; position: var(--position); text-decoration: none; white-space: pre;">(Guarantor)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.08pt; position: var(--position); text-decoration: none; white-space: pre;">JHUSA <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 13.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.91pt; position: var(--position); text-decoration: none; white-space: pre;">(Issuer)<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: var(--position); text-decoration: none; white-space: pre;">Other <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 13.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.69pt; position: var(--position); text-decoration: none; white-space: pre;">subsidiaries<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.25pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidation <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 13.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.91pt; position: var(--position); text-decoration: none; white-space: pre;">adjustments<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="2" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 4.94pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.8pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated <span style="display: inline-block; height: 5.09pt;"></span></span></div><div style="line-height: 7pt; position: var(--position); top: 13.69pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.47pt; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="6" rowspan="1" style="display: none;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 21.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 33.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance revenue<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:fixed-zero" scale="6" id="f-9611">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-9612">9,858</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-9613">15,754</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-9614">1,640</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 33.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 17.28pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InsuranceRevenue" format="ixt:num-dot-decimal" scale="6" id="f-9615">23,972</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 45.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance service expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:fixed-zero" scale="6" id="f-9616">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-9617">8,928</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-9618">12,195</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-9619">1,741</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 45.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" format="ixt:num-dot-decimal" scale="6" id="f-9620">19,382</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net expenses from reinsurance contracts held<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" format="ixt:fixed-zero" scale="6" id="f-9621">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-9622">315</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-9623">175</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-9624">123</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" scale="6" id="f-9625">613</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total insurance service result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:fixed-zero" scale="6" id="f-9626">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9627">615</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9628">3,384</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="ifrs-full:InsuranceServiceResult" scale="6" id="f-9629">22</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 69.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InsuranceServiceResult" format="ixt:num-dot-decimal" scale="6" id="f-9630">3,977</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 81.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 93.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net investment income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 93.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:NetInvestmentIncomeLoss" scale="6" id="f-9631">638</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 93.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9632">4,232</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 93.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9633">14,179</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 93.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9634">1,028</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 93.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 24.08pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NetInvestmentIncomeLoss" format="ixt:num-dot-decimal" scale="6" id="f-9635">18,021</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 105.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Insurance / reinsurance finance income (expenses)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" format="ixt:fixed-zero" scale="6" id="f-9636">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-9637">4,723</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-9638">9,993</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" scale="6" id="f-9639">88</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 21.59pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:ChangesInInsuranceReinsuranceFinanceIncomeExpenses" format="ixt:num-dot-decimal" scale="6" id="f-9640">14,628</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other investment result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:InsuranceOtherInvestmentResult" format="ixt:fixed-zero" scale="6" id="f-9641">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:InsuranceOtherInvestmentResult" scale="6" id="f-9642">100</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="mfc:InsuranceOtherInvestmentResult" scale="6" id="f-9643">432</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:InsuranceOtherInvestmentResult" scale="6" id="f-9644">103</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 117.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:InsuranceOtherInvestmentResult" scale="6" id="f-9645">435</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 129.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Total investment result<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 129.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-9646">638</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 129.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="mfc:InsuranceNetInvestmentResult" scale="6" id="f-9647">391</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 129.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-9648">3,754</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 129.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-9649">1,043</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 129.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InsuranceNetInvestmentResult" format="ixt:num-dot-decimal" scale="6" id="f-9650">2,958</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 141.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other revenue<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:OtherRevenueNet" scale="6" id="f-9651">14</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:OtherRevenueNet" scale="6" id="f-9652">790</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9653">6,384</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:OtherRevenueNet" scale="6" id="f-9654">442</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 141.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:OtherRevenueNet" format="ixt:num-dot-decimal" scale="6" id="f-9655">6,746</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 153.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 153.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:OtherExpenseByFunctionNet" scale="6" id="f-9656">55</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 153.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:OtherExpenseByFunctionNet" format="ixt:num-dot-decimal" scale="6" id="f-9657">1,112</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 153.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:OtherExpenseByFunctionNet" format="ixt:num-dot-decimal" scale="6" id="f-9658">4,776</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 153.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:OtherExpenseByFunctionNet" scale="6" id="f-9659">268</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 153.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:OtherExpenseByFunctionNet" format="ixt:num-dot-decimal" scale="6" id="f-9660">5,675</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 165.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest expenses<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 165.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-9661">433</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 165.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:InterestExpense" scale="6" id="f-9662">79</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 165.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-9663">2,281</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 165.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-9664">1,239</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 165.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-9665">1,554</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 177.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) before income taxes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" scale="6" id="f-9666">164</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="ifrs-full:ProfitLossBeforeTax" scale="6" id="f-9667">177</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-9668">6,465</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:fixed-zero" scale="6" id="f-9669">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 177.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-9670">6,452</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 189.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 189.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 40.21pt;"></span></span><span style="left: 42.84pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" sign="-" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-9671">7</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 189.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-9672">175</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 189.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-9673">1,027</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 189.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" format="ixt:fixed-zero" scale="6" id="f-9674">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 189.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 29.38pt;"></span></span><span style="left: 32.01pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" scale="6" id="f-9675">845</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 201.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) after income taxes<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 201.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:ProfitLossAfterTaxBeforeEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" scale="6" id="f-9676">171</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 201.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 40.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="mfc:ProfitLossAfterTaxBeforeEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" scale="6" id="f-9677">2</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 201.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:ProfitLossAfterTaxBeforeEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9678">5,438</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 201.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:ProfitLossAfterTaxBeforeEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9679">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 201.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ProfitLossAfterTaxBeforeEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9680">5,607</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 213.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Equity in net income (loss) of unconsolidated subsidiaries<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:EquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9681">4,932</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:EquityInNetIncomeLossOfUnconsolidatedSubsidiaries" scale="6" id="f-9682">811</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:EquityInNetIncomeLossOfUnconsolidatedSubsidiaries" scale="6" id="f-9683">809</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:EquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9684">6,552</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 213.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:EquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9685">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 225.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss)<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 225.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9686">5,103</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 225.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:ProfitLoss" scale="6" id="f-9687">809</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 225.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9688">6,247</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 225.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9689">6,552</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 225.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9690">5,607</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 237.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss) attributed to:<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 249.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Non-controlling interests<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 249.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9691">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 249.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9692">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 249.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-9693">144</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 249.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 37.72pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9694">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 249.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-9695">144</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 261.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Participating policyholders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 261.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 41.89pt;"></span></span><span style="left: 44.52pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" format="ixt:fixed-zero" scale="6" id="f-9696">-</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 261.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 33.55pt;"></span></span><span style="left: 36.18pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-9697">74</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 261.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-9698">360</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 261.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 36.04pt;"></span></span><span style="left: 38.67pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-9699">74</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 261.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ProfitLossAttributableToParticipatingPolicyholders" scale="6" id="f-9700">360</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 12pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 273.75pt; width: 261.75pt;"><div><div style="line-height: 8pt; position: var(--position); top: 3pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Shareholders and other equity holders<span style="display: inline-block; height: 5.82pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 273.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9701">5,103</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 273.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 31.87pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" scale="6" id="f-9702">883</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 273.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9703">5,743</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 273.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 23.13pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9704">6,626</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 273.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 3.47pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 5.46pt; width: 25.62pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-9705">5,103</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 285.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9706">5,103</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 285.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 27.7pt;"></span></span><span style="left: 34.5pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:ProfitLoss" scale="6" id="f-9707">809</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 285.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9708">6,247</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 285.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 18.96pt;"></span></span><span style="left: 25.759999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9709">6,552</ix:nonFraction>)<span style="display: inline-block; height: 5.46pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 285.75pt; width: 50.25pt;"><div><div style="line-height: 7.5pt; position: var(--position); top: 2.72pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 5.46pt; width: 21.45pt;"></span></span><span style="left: 28.25pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9710">5,607</ix:nonFraction><span style="display: inline-block; height: 5.46pt; width: 2.49pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: -9pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 5.64pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 306pt; position: var(--position); white-space: pre;">&#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 11.25pt;"></span></span><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 261pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 18pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 74.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 168.75pt;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 18pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 18pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 3.16pt; position: var(--position); white-space: pre;">125<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 18pt; position: var(--position); top: 0pt; width: 74.25pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 74.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.21pt; position: var(--position); text-decoration: none; white-space: pre;">2024 Annual Report<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 92.25pt; position: var(--position); top: 0pt; width: 168.75pt;"><div><div style="line-height: 7pt; position: var(--position); top: 2.91pt; width: 168.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.51pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Financial Statements<span style="display: inline-block; height: 5.09pt;"></span></span></div></div></div></td></tr></tbody></table></div></div></div></div></div><div style="left: -9pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><ix:continuation id="f-9318-6" continuedAt="f-9318-7"><div><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><ix:nonNumeric contextRef="c-7" name="srt:ScheduleOfCondensedCashFlowStatementTableTextBlock" id="f-9711" continuedAt="f-9711-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 36pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statement of Cash Flows<span style="display: inline-block; height: 6.55pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-9711-1" continuedAt="f-9711-2"><div style="position: var(--position); top: 51.3pt; width: 594pt;"><div style="font-size: 0pt; left: 36pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 18.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 4.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 65.28pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2024<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 30.8pt; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 14.08pt; position: var(--position); text-decoration: none; white-space: pre;">(Guarantor)<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 23.93pt; position: var(--position); text-decoration: none; white-space: pre;">JHUSA <span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 25.62pt; position: var(--position); text-decoration: none; white-space: pre;">(Issuer)<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 31.39pt; position: var(--position); text-decoration: none; white-space: pre;">Other <span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.34pt; position: var(--position); text-decoration: none; white-space: pre;">subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 8.29pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidation<span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 12.62pt; position: var(--position); text-decoration: none; white-space: pre;">adjustments<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 9.73pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated <span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 33.55pt; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 18.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Operating activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 30pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss)<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9712">5,385</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9713">1,059</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9714">6,160</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9715">6,726</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 30pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9716">5,878</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 39.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments:<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 49.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity in net income of unconsolidated subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:AdjustmentsForEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9717">5,117</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:AdjustmentsForEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" scale="6" id="f-9718">550</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:AdjustmentsForEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9719">1,059</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:AdjustmentsForEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9720">6,726</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdjustmentsForEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9721">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 59.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); white-space: pre;">Increase (decrease) in insurance contract net liabilities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInNetInsuranceContractLiabilities" format="ixt:fixed-zero" scale="6" id="f-9722">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInNetInsuranceContractLiabilities" scale="6" id="f-9723">441</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInNetInsuranceContractLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9724">8,994</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInNetInsuranceContractLiabilities" format="ixt:fixed-zero" scale="6" id="f-9725">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInNetInsuranceContractLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9726">9,435</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 69pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Increase (decrease) in investment contract liabilities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 69pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" format="ixt:fixed-zero" scale="6" id="f-9727">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 69pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9728">70</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 69pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9729">434</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 69pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" format="ixt:fixed-zero" scale="6" id="f-9730">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 69pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9731">504</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 18.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 78.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">(Increase) decrease in reinsurance contract assets, excluding reinsurance <span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: var(--position); text-decoration: none; white-space: pre;">transactions<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" format="ixt:fixed-zero" scale="6" id="f-9732">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" sign="-" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" scale="6" id="f-9733">136</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" scale="6" id="f-9734">477</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" format="ixt:fixed-zero" scale="6" id="f-9735">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" scale="6" id="f-9736">613</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 97.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Amortization of (premium) discount on invested assets<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-9737">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" scale="6" id="f-9738">37</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" scale="6" id="f-9739">327</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-9740">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 97.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" scale="6" id="f-9741">290</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 107.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contractual service margin (&#8220;CSM&#8221;) amortization<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:AdjustmentForAmortizationOfContractualServiceMargin" format="ixt:fixed-zero" scale="6" id="f-9742">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:AdjustmentForAmortizationOfContractualServiceMargin" scale="6" id="f-9743">441</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:AdjustmentForAmortizationOfContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-9744">1,935</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:AdjustmentForAmortizationOfContractualServiceMargin" format="ixt:fixed-zero" scale="6" id="f-9745">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 107.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdjustmentForAmortizationOfContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-9746">2,376</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 117pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other amortization<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" scale="6" id="f-9747">11</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" scale="6" id="f-9748">147</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" scale="6" id="f-9749">711</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" format="ixt:fixed-zero" scale="6" id="f-9750">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 117pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" scale="6" id="f-9751">869</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 126.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net realized and unrealized (gains) losses and impairment on assets<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 126.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" sign="-" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" scale="6" id="f-9752">38</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 126.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" scale="6" id="f-9753">587</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 126.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" format="ixt:num-dot-decimal" scale="6" id="f-9754">1,409</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 126.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" format="ixt:fixed-zero" scale="6" id="f-9755">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 126.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" scale="6" id="f-9756">860</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 136.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred income tax expenses (recoveries)<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:AdjustmentsForDeferredTaxExpense" scale="6" id="f-9757">22</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:AdjustmentsForDeferredTaxExpense" scale="6" id="f-9758">49</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:AdjustmentsForDeferredTaxExpense" scale="6" id="f-9759">240</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:AdjustmentsForDeferredTaxExpense" format="ixt:fixed-zero" scale="6" id="f-9760">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:AdjustmentsForDeferredTaxExpense" scale="6" id="f-9761">311</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 146.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); white-space: pre;">Net loss on reinsurance transactions (pre-tax)<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:AdjustmentForNetLossOnReinsuranceTransactionsBeforeTax" format="ixt:fixed-zero" scale="6" id="f-9762">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:AdjustmentForNetLossOnReinsuranceTransactionsBeforeTax" scale="6" id="f-9763">33</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:AdjustmentForNetLossOnReinsuranceTransactionsBeforeTax" scale="6" id="f-9764">38</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:AdjustmentForNetLossOnReinsuranceTransactionsBeforeTax" format="ixt:fixed-zero" scale="6" id="f-9765">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 146.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:AdjustmentForNetLossOnReinsuranceTransactionsBeforeTax" scale="6" id="f-9766">71</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 156pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by (used in) operating activities before undernoted items<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 156pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" scale="6" id="f-9767">263</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 156pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" format="ixt:num-dot-decimal" scale="6" id="f-9768">1,296</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 156pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" format="ixt:num-dot-decimal" scale="6" id="f-9769">11,370</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 156pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" format="ixt:fixed-zero" scale="6" id="f-9770">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 156pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" format="ixt:num-dot-decimal" scale="6" id="f-9771">12,929</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 165.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Dividends from unconsolidated subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 165.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" sign="-" name="mfc:DividendsReceivedPaidClassifiedAsOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9772">7,150</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 165.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" sign="-" name="mfc:DividendsReceivedPaidClassifiedAsOperatingActivities" scale="6" id="f-9773">689</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 165.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:DividendsReceivedPaidClassifiedAsOperatingActivities" scale="6" id="f-9774">595</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 165.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:DividendsReceivedPaidClassifiedAsOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9775">7,244</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 165.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:DividendsReceivedPaidClassifiedAsOperatingActivities" format="ixt:fixed-zero" scale="6" id="f-9776">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 175.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in policy related and operating receivables and payables<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" sign="-" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" scale="6" id="f-9777">221</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" sign="-" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" format="ixt:num-dot-decimal" scale="6" id="f-9778">1,387</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" format="ixt:num-dot-decimal" scale="6" id="f-9779">11,957</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" format="ixt:fixed-zero" scale="6" id="f-9780">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 175.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" format="ixt:num-dot-decimal" scale="6" id="f-9781">13,565</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 185.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by (used in) operating activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 185.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9782">7,634</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 185.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9783">3,372</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 185.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9784">22,732</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 185.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9785">7,244</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 185.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9786">26,494</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 195pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investing activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 204.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Purchases and mortgage advances<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 204.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:fixed-zero" scale="6" id="f-9787">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 204.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 25.33pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:num-dot-decimal" scale="6" id="f-9788">19,159</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 204.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 19.09pt;"></span></span><span style="left: 21.72pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:num-dot-decimal" scale="6" id="f-9789">111,964</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 204.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:fixed-zero" scale="6" id="f-9790">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 204.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 19.09pt;"></span></span><span style="left: 21.72pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:num-dot-decimal" scale="6" id="f-9791">131,123</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 214.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Disposals and repayments<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:fixed-zero" scale="6" id="f-9792">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:num-dot-decimal" scale="6" id="f-9793">16,485</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:num-dot-decimal" scale="6" id="f-9794">96,186</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:fixed-zero" scale="6" id="f-9795">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 21.25pt;"></span></span><span style="left: 23.88pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:num-dot-decimal" scale="6" id="f-9796">112,671</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 224.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in investment broker net receivables and payables<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" format="ixt:fixed-zero" scale="6" id="f-9797">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" sign="-" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" scale="6" id="f-9798">22</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" scale="6" id="f-9799">312</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" format="ixt:fixed-zero" scale="6" id="f-9800">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" scale="6" id="f-9801">290</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 234pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net cash increase (decrease) from sale (purchase) of subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:NetCashFlowsFromAcquisitionAndDisposalOfSubsidiariesAndBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-9802">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:NetCashFlowsFromAcquisitionAndDisposalOfSubsidiariesAndBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-9803">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="mfc:NetCashFlowsFromAcquisitionAndDisposalOfSubsidiariesAndBusinessesClassifiedAsInvestingActivities" scale="6" id="f-9804">297</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:NetCashFlowsFromAcquisitionAndDisposalOfSubsidiariesAndBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-9805">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:NetCashFlowsFromAcquisitionAndDisposalOfSubsidiariesAndBusinessesClassifiedAsInvestingActivities" scale="6" id="f-9806">297</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 243.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment in common shares of subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 243.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9807">3,432</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 243.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-9808">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 243.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-9809">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 243.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9810">3,432</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 243.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-9811">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 253.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Capital contribution to unconsolidated subsidiaries <span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 253.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:CapitalContributionToUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9812">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 253.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:CapitalContributionToUnconsolidatedSubsidiaries" scale="6" id="f-9813">2</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 253.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:CapitalContributionToUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9814">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 253.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:CapitalContributionToUnconsolidatedSubsidiaries" scale="6" id="f-9815">2</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 253.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:CapitalContributionToUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9816">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 263.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Return of capital from unconsolidated subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:ReturnOfCapitalFromUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9817">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:ReturnOfCapitalFromUnconsolidatedSubsidiaries" scale="6" id="f-9818">17</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:ReturnOfCapitalFromUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9819">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:ReturnOfCapitalFromUnconsolidatedSubsidiaries" scale="6" id="f-9820">17</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ReturnOfCapitalFromUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9821">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 273pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Notes receivable from parent<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 273pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:NotesReceivableFromParentNet" format="ixt:fixed-zero" scale="6" id="f-9822">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 273pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:NotesReceivableFromParentNet" format="ixt:fixed-zero" scale="6" id="f-9823">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 273pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="mfc:NotesReceivableFromParentNet" scale="6" id="f-9824">938</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 273pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:NotesReceivableFromParentNet" scale="6" id="f-9825">938</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 273pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NotesReceivableFromParentNet" format="ixt:fixed-zero" scale="6" id="f-9826">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 282.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Notes receivable from subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 282.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" sign="-" name="mfc:NotesReceivableFromSubsidiariesNet" scale="6" id="f-9827">135</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 282.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:NotesReceivableFromSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-9828">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 282.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:NotesReceivableFromSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-9829">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 282.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:NotesReceivableFromSubsidiariesNet" scale="6" id="f-9830">135</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 282.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NotesReceivableFromSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-9831">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 292.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by (used in) investing activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9832">3,567</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9833">2,681</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 25.33pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9834">16,701</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9835">4,490</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 25.33pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9836">18,459</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 302.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Financing activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 312pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in repurchase agreements and securities sold but not yet purchased<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 312pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-9837">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 312pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-9838">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 312pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" scale="6" id="f-9839">460</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 312pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-9840">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 312pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" scale="6" id="f-9841">460</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 323.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Issue of capital instruments, net<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:num-dot-decimal" scale="6" id="f-9842">2,591</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:fixed-zero" scale="6" id="f-9843">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:fixed-zero" scale="6" id="f-9844">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:fixed-zero" scale="6" id="f-9845">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 323.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:num-dot-decimal" scale="6" id="f-9846">2,591</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 333pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Redemption of capital instruments<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" format="ixt:num-dot-decimal" scale="6" id="f-9847">1,277</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" scale="6" id="f-9848">609</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" format="ixt:fixed-zero" scale="6" id="f-9849">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" format="ixt:fixed-zero" scale="6" id="f-9850">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 333pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" format="ixt:num-dot-decimal" scale="6" id="f-9851">1,886</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 342.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Secured borrowing from securitization transactions<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 342.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-9852">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 342.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-9853">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 342.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" scale="6" id="f-9854">667</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 342.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-9855">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 342.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" scale="6" id="f-9856">667</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 352.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in deposits from Bank clients, net<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 352.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" format="ixt:fixed-zero" scale="6" id="f-9857">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 352.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" format="ixt:fixed-zero" scale="6" id="f-9858">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 352.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" scale="6" id="f-9859">413</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 352.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" format="ixt:fixed-zero" scale="6" id="f-9860">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 352.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" scale="6" id="f-9861">413</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 362.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Lease payments<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 362.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-9862">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 362.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" scale="6" id="f-9863">3</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 362.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" scale="6" id="f-9864">115</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 362.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-9865">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 362.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" scale="6" id="f-9866">118</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 372pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Shareholders&#8217; dividends and other equity distributions<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 372pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9867">3,159</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 372pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-9868">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 372pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-9869">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 372pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-9870">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 372pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9871">3,159</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 381.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Common shares repurchased<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 381.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:num-dot-decimal" scale="6" id="f-9872">3,272</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 381.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:fixed-zero" scale="6" id="f-9873">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 381.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:fixed-zero" scale="6" id="f-9874">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 381.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:fixed-zero" scale="6" id="f-9875">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 381.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:num-dot-decimal" scale="6" id="f-9876">3,272</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 391.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Common shares issued, net<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 391.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" scale="6" id="f-9877">144</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 391.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" format="ixt:fixed-zero" scale="6" id="f-9878">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 391.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-9879">3,432</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 391.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-9880">3,432</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 391.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" scale="6" id="f-9881">144</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 401.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contributions from (distributions to) non-controlling interests, net<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 401.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9882">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 401.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9883">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 401.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" scale="6" id="f-9884">14</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 401.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-9885">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 401.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" scale="6" id="f-9886">14</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 411pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Dividends paid to parent<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 411pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:DividendsPaidToParentNet" format="ixt:fixed-zero" scale="6" id="f-9887">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 411pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:DividendsPaidToParentNet" scale="6" id="f-9888">595</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 411pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="mfc:DividendsPaidToParentNet" format="ixt:num-dot-decimal" scale="6" id="f-9889">7,839</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 411pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:DividendsPaidToParentNet" format="ixt:num-dot-decimal" scale="6" id="f-9890">7,244</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 411pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:DividendsPaidToParentNet" format="ixt:fixed-zero" scale="6" id="f-9891">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 420.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Capital contributions by parent<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 420.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:CapitalContributionsByParent" format="ixt:fixed-zero" scale="6" id="f-9892">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 420.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:CapitalContributionsByParent" format="ixt:fixed-zero" scale="6" id="f-9893">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 420.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:CapitalContributionsByParent" scale="6" id="f-9894">2</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 420.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:CapitalContributionsByParent" scale="6" id="f-9895">2</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 420.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:CapitalContributionsByParent" format="ixt:fixed-zero" scale="6" id="f-9896">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 430.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Return of capital to parent<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 430.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:ReturnOfCapitalToParent" format="ixt:fixed-zero" scale="6" id="f-9897">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 430.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:ReturnOfCapitalToParent" format="ixt:fixed-zero" scale="6" id="f-9898">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 430.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:ReturnOfCapitalToParent" scale="6" id="f-9899">17</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 430.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:ReturnOfCapitalToParent" scale="6" id="f-9900">17</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 430.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:ReturnOfCapitalToParent" format="ixt:fixed-zero" scale="6" id="f-9901">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 440.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Notes payable to parent<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:NotesPayableToParentNet" format="ixt:fixed-zero" scale="6" id="f-9902">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:NotesPayableToParentNet" format="ixt:fixed-zero" scale="6" id="f-9903">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="mfc:NotesPayableToParentNet" scale="6" id="f-9904">135</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:NotesPayableToParentNet" scale="6" id="f-9905">135</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NotesPayableToParentNet" format="ixt:fixed-zero" scale="6" id="f-9906">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 450pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Notes payable to subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" sign="-" name="mfc:NotesPayableToSubsidiariesNet" scale="6" id="f-9907">938</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:NotesPayableToSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-9908">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:NotesPayableToSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-9909">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="mfc:NotesPayableToSubsidiariesNet" scale="6" id="f-9910">938</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 450pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:NotesPayableToSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-9911">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 459.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by (used in) financing activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 459.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9912">4,035</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 459.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" scale="6" id="f-9913">17</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 459.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9914">2,876</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 459.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9915">2,754</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 459.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-9916">4,174</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 469.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 479.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Increase (decrease) during the year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" scale="6" id="f-9917">32</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" scale="6" id="f-9918">674</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" format="ixt:num-dot-decimal" scale="6" id="f-9919">3,155</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" format="ixt:fixed-zero" scale="6" id="f-9920">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 479.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" format="ixt:num-dot-decimal" scale="6" id="f-9921">3,861</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 489pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of foreign exchange rate changes on cash and short-term securities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 489pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" scale="6" id="f-9922">8</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 489pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" scale="6" id="f-9923">363</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 489pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" scale="6" id="f-9924">826</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 489pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-9925">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 489pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-9926">1,197</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 500.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 500.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" scale="6" id="f-9927">86</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 500.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9928">4,004</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 500.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9929">15,794</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 500.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-9930">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 500.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9931">19,884</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 510pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 510pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" scale="6" id="f-9932">126</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 510pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9933">5,041</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 510pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9934">19,775</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 510pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-9935">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 510pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9936">24,942</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 519.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 529.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Beginning of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 539.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Gross cash and short-term securities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 539.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:CashAndCashEquivalents" scale="6" id="f-9937">86</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 539.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-9938">4,329</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 539.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-9939">15,923</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 539.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-9940">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 539.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-9941">20,338</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 549pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net payments in transit, included in other liabilities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 549pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" format="ixt:fixed-zero" scale="6" id="f-9942">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 549pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-9943">325</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 549pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-9944">129</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 549pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" format="ixt:fixed-zero" scale="6" id="f-9945">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 549pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-9946">454</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 558.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net cash and short-term securities, beginning of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 558.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" scale="6" id="f-9947">86</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 558.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9948">4,004</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 558.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9949">15,794</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 558.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-9950">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 558.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9951">19,884</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 568.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">End of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 578.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Gross cash and short-term securities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 578.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:CashAndCashEquivalents" scale="6" id="f-9952">126</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 578.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-9953">5,436</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 578.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-9954">20,227</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 578.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-9955">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 578.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-9956">25,789</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 588pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net payments in transit, included in other liabilities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 588pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" format="ixt:fixed-zero" scale="6" id="f-9957">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 588pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-9958">395</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 588pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-9959">452</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 588pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" format="ixt:fixed-zero" scale="6" id="f-9960">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 588pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-9961">847</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 597.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net cash and short-term securities, end of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 597.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 30.27pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3671" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" scale="6" id="f-9962">126</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 597.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3672" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9963">5,041</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 597.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 21.25pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3673" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9964">19,775</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 597.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3674" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-9965">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 597.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 21.25pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-1" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-9966">24,942</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 607.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Supplemental disclosures on cash flow information:<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 617.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest received<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 617.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 30.27pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:InterestReceived" scale="6" id="f-9967">831</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 617.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:InterestReceived" format="ixt:num-dot-decimal" scale="6" id="f-9968">3,872</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 617.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 21.25pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:InterestReceived" format="ixt:num-dot-decimal" scale="6" id="f-9969">10,582</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 617.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:InterestReceived" format="ixt:num-dot-decimal" scale="6" id="f-9970">1,789</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 617.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 21.25pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InterestReceived" format="ixt:num-dot-decimal" scale="6" id="f-9971">13,496</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 627pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest paid<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 627pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="mfc:InterestPaid1" scale="6" id="f-9972">475</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 627pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="mfc:InterestPaid1" scale="6" id="f-9973">69</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 627pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="mfc:InterestPaid1" format="ixt:num-dot-decimal" scale="6" id="f-9974">2,819</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 627pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" sign="-" name="mfc:InterestPaid1" format="ixt:num-dot-decimal" scale="6" id="f-9975">1,789</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 627pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="mfc:InterestPaid1" format="ixt:num-dot-decimal" scale="6" id="f-9976">1,574</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 636.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Income taxes paid (refund)<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 636.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3679" decimals="-6" name="ifrs-full:IncomeTaxesPaidRefund" scale="6" id="f-9977">8</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 636.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3680" decimals="-6" name="ifrs-full:IncomeTaxesPaidRefund" scale="6" id="f-9978">1</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 636.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3681" decimals="-6" name="ifrs-full:IncomeTaxesPaidRefund" scale="6" id="f-9979">746</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 636.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3682" decimals="-6" name="ifrs-full:IncomeTaxesPaidRefund" format="ixt:fixed-zero" scale="6" id="f-9980">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 636.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-7" decimals="-6" name="ifrs-full:IncomeTaxesPaidRefund" scale="6" id="f-9981">755</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></div></ix:continuation></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-family: Arial, Sans Serif; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt; word-wrap: break-word;"><div style="left: 0pt; position: var(--position); top: 747pt;"><div style="width: 513pt;"><div style="position: var(--position); top: 4.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 439.55pt; position: var(--position); white-space: pre;">&#160; &#160;  <span style="display: inline-block; height: 11.34pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 514.05pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <span style="display: inline-block; height: 7.371pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 542.13pt; position: var(--position); top: -3.969pt; vertical-align: super; white-space: pre;">&#160; 126<span style="display: inline-block; height: 7.371pt;"></span></span><div style="left: 449.25pt; position: var(--position); top: 0pt;"><div style="position: var(--position);"><img src="mfc-20241231_g1.jpg" alt="Manulife_rgb.jpg" style="height: 11.34pt; width: 64.8pt;"/></div></div></div></div></div><div style="left: 0pt; position: var(--position); top: 0pt;"><div style="width: 513pt;"></div></div><div><ix:continuation id="f-9711-2"><ix:continuation id="f-9318-7"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 40.5pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated Statement of Cash Flows<span style="display: inline-block; height: 6.55pt;"></span></span></div><div style="position: var(--position); top: 51.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: var(--position); top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tbody><tr style="height: 0;"><td colspan="1" rowspan="1" style="padding: 0; width: 261.75pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/><td colspan="1" rowspan="1" style="padding: 0; width: 50.25pt;"/></tr><tr style="height: 18.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 0pt; width: 261.75pt;"><div><div style="font-size: 12pt; line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">For the year ended <span style="display: inline-block; height: 4.73pt;"></span></span><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 62.04pt; position: var(--position); text-decoration: none; white-space: pre;">December 31, 2023<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 33.55pt; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 14.08pt; position: var(--position); text-decoration: none; white-space: pre;">(Guarantor)<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 26.68pt; position: var(--position); text-decoration: none; white-space: pre;">JHUSA <span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 25.62pt; position: var(--position); text-decoration: none; white-space: pre;">(Issuer)<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 31.39pt; position: var(--position); text-decoration: none; white-space: pre;">Other <span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.34pt; position: var(--position); text-decoration: none; white-space: pre;">subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 8.29pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidation<span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 12.62pt; position: var(--position); text-decoration: none; white-space: pre;">adjustments<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 0pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 9.73pt; position: var(--position); text-decoration: none; white-space: pre;">Consolidated <span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 33.55pt; position: var(--position); text-decoration: none; white-space: pre;">MFC<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 18.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Operating activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 28.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net income (loss)<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9982">5,103</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 30.27pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:ProfitLoss" scale="6" id="f-9983">809</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9984">6,247</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9985">6,552</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProfitLoss" format="ixt:num-dot-decimal" scale="6" id="f-9986">5,607</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 38.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Adjustments:<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 48pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Equity in net income of unconsolidated subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 48pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:AdjustmentsForEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9987">4,932</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 48pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:AdjustmentsForEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" scale="6" id="f-9988">811</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 48pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:AdjustmentsForEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" scale="6" id="f-9989">809</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 48pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:AdjustmentsForEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:num-dot-decimal" scale="6" id="f-9990">6,552</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 48pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentsForEquityInNetIncomeLossOfUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-9991">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 57.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); white-space: pre;">Increase (decrease) in insurance contract net liabilities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInNetInsuranceContractLiabilities" format="ixt:fixed-zero" scale="6" id="f-9992">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInNetInsuranceContractLiabilities" scale="6" id="f-9993">455</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInNetInsuranceContractLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9994">10,242</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInNetInsuranceContractLiabilities" format="ixt:fixed-zero" scale="6" id="f-9995">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 57.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInNetInsuranceContractLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-9996">10,697</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 67.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Increase (decrease) in investment contract liabilities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" format="ixt:fixed-zero" scale="6" id="f-9997">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9998">112</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-9999">547</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" format="ixt:fixed-zero" scale="6" id="f-10000">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" scale="6" id="f-10001">435</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 18.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 77.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.36pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">(Increase) decrease in reinsurance contract assets, excluding reinsurance <span style="display: inline-block; height: 4.73pt;"></span></span></div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 17.88pt; position: var(--position); text-decoration: none; white-space: pre;">transactions<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" format="ixt:fixed-zero" scale="6" id="f-10002">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" scale="6" id="f-10003">28</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" scale="6" id="f-10004">946</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" format="ixt:fixed-zero" scale="6" id="f-10005">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 11.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentsForIncreaseDecreaseInReinsuranceAsset" scale="6" id="f-10006">974</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 96pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Amortization of (premium) discount on invested assets<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 96pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-10007">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 96pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" scale="6" id="f-10008">30</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 96pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" scale="6" id="f-10009">171</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 96pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" format="ixt:fixed-zero" scale="6" id="f-10010">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 96pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:AdjustmentsForAmortizationOfPremiumOrDiscountOnInvestedAssets" scale="6" id="f-10011">141</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 105.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contractual service margin (&#8220;CSM&#8221;) amortization<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:AdjustmentForAmortizationOfContractualServiceMargin" format="ixt:fixed-zero" scale="6" id="f-10012">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:AdjustmentForAmortizationOfContractualServiceMargin" scale="6" id="f-10013">455</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:AdjustmentForAmortizationOfContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-10014">1,543</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:AdjustmentForAmortizationOfContractualServiceMargin" format="ixt:fixed-zero" scale="6" id="f-10015">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 105.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:AdjustmentForAmortizationOfContractualServiceMargin" format="ixt:num-dot-decimal" scale="6" id="f-10016">1,998</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 115.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Other amortization<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" scale="6" id="f-10017">10</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" scale="6" id="f-10018">147</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" scale="6" id="f-10019">424</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" format="ixt:fixed-zero" scale="6" id="f-10020">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AdjustmentsForAmortisationExpense" scale="6" id="f-10021">581</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 125.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net realized and unrealized (gains) losses and impairment on assets<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" scale="6" id="f-10022">3</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" scale="6" id="f-10023">471</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" format="ixt:num-dot-decimal" scale="6" id="f-10024">3,319</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" format="ixt:fixed-zero" scale="6" id="f-10025">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:AdjustmentsForNetRealizedAndUnrealizedGainLossAndImpairmentsOnAssets" format="ixt:num-dot-decimal" scale="6" id="f-10026">2,845</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 135pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Deferred income tax expenses (recoveries)<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" sign="-" name="ifrs-full:AdjustmentsForDeferredTaxExpense" scale="6" id="f-10027">11</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="ifrs-full:AdjustmentsForDeferredTaxExpense" scale="6" id="f-10028">141</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:AdjustmentsForDeferredTaxExpense" scale="6" id="f-10029">622</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:AdjustmentsForDeferredTaxExpense" format="ixt:fixed-zero" scale="6" id="f-10030">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 135pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AdjustmentsForDeferredTaxExpense" scale="6" id="f-10031">470</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 144.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 13.4pt; position: var(--position); text-decoration: none; white-space: pre;">Stock option expense<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 144.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:AdjustmentsForSharebasedPayments" format="ixt:fixed-zero" scale="6" id="f-10032">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 144.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="ifrs-full:AdjustmentsForSharebasedPayments" scale="6" id="f-10033">3</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 144.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:AdjustmentsForSharebasedPayments" scale="6" id="f-10034">5</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 144.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:AdjustmentsForSharebasedPayments" format="ixt:fixed-zero" scale="6" id="f-10035">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 144.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:AdjustmentsForSharebasedPayments" scale="6" id="f-10036">2</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 154.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by (used in) operating activities before undernoted items<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" scale="6" id="f-10037">173</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" scale="6" id="f-10038">418</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" format="ixt:num-dot-decimal" scale="6" id="f-10039">13,191</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" format="ixt:fixed-zero" scale="6" id="f-10040">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperations" format="ixt:num-dot-decimal" scale="6" id="f-10041">13,782</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 164.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Dividends from unconsolidated subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" sign="-" name="mfc:DividendsReceivedPaidClassifiedAsOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10042">5,600</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="mfc:DividendsReceivedPaidClassifiedAsOperatingActivities" scale="6" id="f-10043">386</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:DividendsReceivedPaidClassifiedAsOperatingActivities" scale="6" id="f-10044">679</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:DividendsReceivedPaidClassifiedAsOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10045">5,307</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:DividendsReceivedPaidClassifiedAsOperatingActivities" format="ixt:fixed-zero" scale="6" id="f-10046">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 174pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in policy related and operating receivables and payables<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" scale="6" id="f-10047">4</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" scale="6" id="f-10048">649</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" format="ixt:num-dot-decimal" scale="6" id="f-10049">7,294</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" format="ixt:fixed-zero" scale="6" id="f-10050">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 174pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:ChangesInPolicyRelatedAndOperatingReceivablesAndPayables" format="ixt:num-dot-decimal" scale="6" id="f-10051">6,641</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 183.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by (used in) operating activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 183.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10052">5,769</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 183.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" scale="6" id="f-10053">155</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 183.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10054">19,806</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 183.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10055">5,307</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 183.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:CashFlowsFromUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10056">20,423</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 193.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investing activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 204.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Purchases and mortgage advances<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 204.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:fixed-zero" scale="6" id="f-10057">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 204.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 25.33pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:num-dot-decimal" scale="6" id="f-10058">15,165</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 204.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 25.33pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:num-dot-decimal" scale="6" id="f-10059">68,856</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 204.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:fixed-zero" scale="6" id="f-10060">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 204.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 25.33pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:PurchasesAndMortgageAdvances" format="ixt:num-dot-decimal" scale="6" id="f-10061">84,021</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 214.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Disposals and repayments<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:fixed-zero" scale="6" id="f-10062">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:num-dot-decimal" scale="6" id="f-10063">16,159</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:num-dot-decimal" scale="6" id="f-10064">54,122</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:fixed-zero" scale="6" id="f-10065">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ProceedsFromDisposalsAndRepayments" format="ixt:num-dot-decimal" scale="6" id="f-10066">70,281</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 224.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in investment broker net receivables and payables<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" format="ixt:fixed-zero" scale="6" id="f-10067">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" scale="6" id="f-10068">12</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" scale="6" id="f-10069">9</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" format="ixt:fixed-zero" scale="6" id="f-10070">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ChangeInInvestmentBrokerNetReceivablesAndPayables" scale="6" id="f-10071">21</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 234pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Net cash increase (decrease) from sale (purchase) of subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:NetCashFlowsFromAcquisitionAndDisposalOfSubsidiariesAndBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-10072">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:NetCashFlowsFromAcquisitionAndDisposalOfSubsidiariesAndBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-10073">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="mfc:NetCashFlowsFromAcquisitionAndDisposalOfSubsidiariesAndBusinessesClassifiedAsInvestingActivities" scale="6" id="f-10074">1</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:NetCashFlowsFromAcquisitionAndDisposalOfSubsidiariesAndBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-10075">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 234pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:NetCashFlowsFromAcquisitionAndDisposalOfSubsidiariesAndBusinessesClassifiedAsInvestingActivities" scale="6" id="f-10076">1</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 243.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Investment in common shares of subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 243.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10077">1,843</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 243.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-10078">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 243.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-10079">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 243.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10080">1,843</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 243.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.63pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" format="ixt:fixed-zero" scale="6" id="f-10081">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 253.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Capital contribution to unconsolidated subsidiaries <span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 253.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:CapitalContributionToUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-10082">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 253.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:CapitalContributionToUnconsolidatedSubsidiaries" scale="6" id="f-10083">1</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 253.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:CapitalContributionToUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-10084">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 253.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:CapitalContributionToUnconsolidatedSubsidiaries" scale="6" id="f-10085">1</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 253.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:CapitalContributionToUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-10086">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 263.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Return of capital from unconsolidated subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:ReturnOfCapitalFromUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-10087">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:ReturnOfCapitalFromUnconsolidatedSubsidiaries" scale="6" id="f-10088">5</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:ReturnOfCapitalFromUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-10089">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:ReturnOfCapitalFromUnconsolidatedSubsidiaries" scale="6" id="f-10090">5</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ReturnOfCapitalFromUnconsolidatedSubsidiaries" format="ixt:fixed-zero" scale="6" id="f-10091">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 273pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Notes receivable from parent<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 273pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:NotesReceivableFromParentNet" format="ixt:fixed-zero" scale="6" id="f-10092">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 273pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:NotesReceivableFromParentNet" format="ixt:fixed-zero" scale="6" id="f-10093">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 273pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="mfc:NotesReceivableFromParentNet" scale="6" id="f-10094">4</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 273pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:NotesReceivableFromParentNet" scale="6" id="f-10095">4</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 273pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NotesReceivableFromParentNet" format="ixt:fixed-zero" scale="6" id="f-10096">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 282.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Notes receivable from subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 282.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" sign="-" name="mfc:NotesReceivableFromSubsidiariesNet" scale="6" id="f-10097">25</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 282.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:NotesReceivableFromSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-10098">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 282.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:NotesReceivableFromSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-10099">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 282.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:NotesReceivableFromSubsidiariesNet" scale="6" id="f-10100">25</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 282.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NotesReceivableFromSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-10101">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 292.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by (used in) investing activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10102">1,868</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10103">1,010</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 25.33pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10104">14,730</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10105">1,868</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 25.33pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10106">13,720</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 302.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Financing activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 313.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; letter-spacing: -0.025em; position: var(--position); text-decoration: none; white-space: pre;">Change in repurchase agreements and securities sold but not yet purchased<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 313.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-10107">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 313.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-10108">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 313.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" scale="6" id="f-10109">693</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 313.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" format="ixt:fixed-zero" scale="6" id="f-10110">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 313.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughModificationOfContractualCashFlowsFinancialAssets" scale="6" id="f-10111">693</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 324.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); white-space: pre;">Issue of capital instruments, net<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 324.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:num-dot-decimal" scale="6" id="f-10112">1,194</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 324.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:fixed-zero" scale="6" id="f-10113">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 324.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:fixed-zero" scale="6" id="f-10114">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 324.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:fixed-zero" scale="6" id="f-10115">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 324.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures" format="ixt:num-dot-decimal" scale="6" id="f-10116">1,194</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 334.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Redemption of capital instruments<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 334.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" scale="6" id="f-10117">600</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 334.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" format="ixt:fixed-zero" scale="6" id="f-10118">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 334.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" format="ixt:fixed-zero" scale="6" id="f-10119">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 334.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" format="ixt:fixed-zero" scale="6" id="f-10120">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 334.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:RepaymentsOfBondsNotesAndDebentures" scale="6" id="f-10121">600</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 344.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Secured borrowing from securitization transactions<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-10122">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-10123">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" scale="6" id="f-10124">537</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-10125">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ProceedsFromSecuredBorrowingFromSecuritizationTransactionsClassifiedAsFinancingActivities" scale="6" id="f-10126">537</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 354pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Changes in deposits from Bank clients, net<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 354pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" format="ixt:fixed-zero" scale="6" id="f-10127">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 354pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" format="ixt:fixed-zero" scale="6" id="f-10128">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 354pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" scale="6" id="f-10129">895</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 354pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" format="ixt:fixed-zero" scale="6" id="f-10130">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 354pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" scale="6" id="f-10131">895</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 363.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Lease payments<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 363.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-10132">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 363.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" scale="6" id="f-10133">3</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 363.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" scale="6" id="f-10134">95</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 363.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-10135">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 363.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" scale="6" id="f-10136">98</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 373.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Shareholders&#8217; dividends and other equity distributions<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 373.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10137">2,972</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 373.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-10138">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 373.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-10139">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 373.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:fixed-zero" scale="6" id="f-10140">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 373.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10141">2,972</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 383.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Common shares repurchased<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:num-dot-decimal" scale="6" id="f-10142">1,595</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:fixed-zero" scale="6" id="f-10143">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:fixed-zero" scale="6" id="f-10144">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:fixed-zero" scale="6" id="f-10145">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 383.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:PaymentsToAcquireOrRedeemEntitysShares" format="ixt:num-dot-decimal" scale="6" id="f-10146">1,595</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 393pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Common shares issued, net<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 393pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" scale="6" id="f-10147">94</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 393pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" format="ixt:fixed-zero" scale="6" id="f-10148">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 393pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-10149">1,843</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 393pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-10150">1,843</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 393pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" scale="6" id="f-10151">94</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 402.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Contributions from (distributions to) non-controlling interests, net<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 402.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-10152">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 402.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-10153">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 402.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" scale="6" id="f-10154">14</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 402.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" format="ixt:fixed-zero" scale="6" id="f-10155">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 402.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="mfc:ContributionsFromDistributionsToNoncontrollingInterests" scale="6" id="f-10156">14</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 412.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Dividends paid to parent<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 412.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:DividendsPaidToParentNet" format="ixt:fixed-zero" scale="6" id="f-10157">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 412.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:DividendsPaidToParentNet" scale="6" id="f-10158">679</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 412.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="mfc:DividendsPaidToParentNet" format="ixt:num-dot-decimal" scale="6" id="f-10159">5,986</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 412.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:DividendsPaidToParentNet" format="ixt:num-dot-decimal" scale="6" id="f-10160">5,307</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 412.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:DividendsPaidToParentNet" format="ixt:fixed-zero" scale="6" id="f-10161">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 422.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Capital contributions by parent<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 422.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:CapitalContributionsByParent" format="ixt:fixed-zero" scale="6" id="f-10162">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 422.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:CapitalContributionsByParent" format="ixt:fixed-zero" scale="6" id="f-10163">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 422.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:CapitalContributionsByParent" scale="6" id="f-10164">1</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 422.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:CapitalContributionsByParent" scale="6" id="f-10165">1</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 422.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:CapitalContributionsByParent" format="ixt:fixed-zero" scale="6" id="f-10166">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 432pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Return of capital to parent<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 432pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:ReturnOfCapitalToParent" format="ixt:fixed-zero" scale="6" id="f-10167">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 432pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:ReturnOfCapitalToParent" format="ixt:fixed-zero" scale="6" id="f-10168">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 432pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:ReturnOfCapitalToParent" scale="6" id="f-10169">5</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 432pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:ReturnOfCapitalToParent" scale="6" id="f-10170">5</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 432pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:ReturnOfCapitalToParent" format="ixt:fixed-zero" scale="6" id="f-10171">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 441.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Notes payable to parent<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 441.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:NotesPayableToParentNet" format="ixt:fixed-zero" scale="6" id="f-10172">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 441.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:NotesPayableToParentNet" format="ixt:fixed-zero" scale="6" id="f-10173">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 441.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="mfc:NotesPayableToParentNet" scale="6" id="f-10174">25</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 441.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:NotesPayableToParentNet" scale="6" id="f-10175">25</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 441.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NotesPayableToParentNet" format="ixt:fixed-zero" scale="6" id="f-10176">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 451.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Notes payable to subsidiaries<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 451.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" sign="-" name="mfc:NotesPayableToSubsidiariesNet" scale="6" id="f-10177">4</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 451.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:NotesPayableToSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-10178">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 451.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:NotesPayableToSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-10179">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 451.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="mfc:NotesPayableToSubsidiariesNet" scale="6" id="f-10180">4</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 451.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:NotesPayableToSubsidiariesNet" format="ixt:fixed-zero" scale="6" id="f-10181">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 461.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash provided by (used in) financing activities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10182">3,875</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" scale="6" id="f-10183">676</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10184">5,282</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10185">3,439</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 461.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-10186">5,042</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 471pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 480.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Increase (decrease) during the year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 480.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" scale="6" id="f-10187">26</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 480.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" format="ixt:num-dot-decimal" scale="6" id="f-10188">1,841</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 480.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" scale="6" id="f-10189">206</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 480.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" format="ixt:fixed-zero" scale="6" id="f-10190">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 480.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" format="ixt:num-dot-decimal" scale="6" id="f-10191">1,661</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 11.25pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 490.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 261.75pt;"><span style="font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: var(--position); text-decoration: none; white-space: pre;">Effect of foreign exchange rate changes on cash and short-term securities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 490.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" sign="-" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" scale="6" id="f-10192">3</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 490.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 35.33pt;"></span></span><span style="left: 37.96pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" scale="6" id="f-10193">52</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 490.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" sign="-" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" scale="6" id="f-10194">357</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 490.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-10195">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 490.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 3.66pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" sign="-" name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" scale="6" id="f-10196">412</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 501.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, beginning of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 501.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3687" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" scale="6" id="f-10197">63</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 501.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3688" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10198">2,215</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 501.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3689" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10199">16,357</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 501.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3690" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-10200">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 501.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10201">18,635</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 511.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Balance, end of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 511.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" scale="6" id="f-10202">86</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 511.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10203">4,004</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 511.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10204">15,794</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 511.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-10205">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 511.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10206">19,884</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 521.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Cash and short-term securities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 531pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Beginning of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 540.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Gross cash and short-term securities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 540.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3687" decimals="-6" name="ifrs-full:CashAndCashEquivalents" scale="6" id="f-10207">63</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 540.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3688" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-10208">2,614</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 540.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3689" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-10209">16,476</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 540.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3690" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-10210">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 540.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-10211">19,153</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 550.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net payments in transit, included in other liabilities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 550.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3687" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" format="ixt:fixed-zero" scale="6" id="f-10212">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 550.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3688" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-10213">399</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 550.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3689" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-10214">119</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 550.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3690" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" format="ixt:fixed-zero" scale="6" id="f-10215">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 550.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-10216">518</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 560.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net cash and short-term securities, beginning of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3687" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" scale="6" id="f-10217">63</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3688" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10218">2,215</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3689" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10219">16,357</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3690" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-10220">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 560.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-40" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10221">18,635</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 570pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">End of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 579.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Gross cash and short-term securities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 579.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 37.49pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:CashAndCashEquivalents" scale="6" id="f-10222">86</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 579.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-10223">4,329</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 579.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-10224">15,923</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 579.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:fixed-zero" scale="6" id="f-10225">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 579.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-10226">20,338</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 589.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net payments in transit, included in other liabilities<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 589.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" format="ixt:fixed-zero" scale="6" id="f-10227">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 589.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-10228">325</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 589.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-10229">129</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 589.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" format="ixt:fixed-zero" scale="6" id="f-10230">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 589.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 31.72pt;"></span></span><span style="left: 34.35pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:OtherDifferencesToCashAndCashEquivalentsInStatementOfCashFlows" scale="6" id="f-10231">454</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 599.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Net cash and short-term securities, end of year<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 599.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 40.120000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3675" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" scale="6" id="f-10232">86</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 599.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3676" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10233">4,004</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 599.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 21.25pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3677" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10234">15,794</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 599.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3678" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:fixed-zero" scale="6" id="f-10235">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 599.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 21.25pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-2" decimals="-6" name="ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" format="ixt:num-dot-decimal" scale="6" id="f-10236">19,884</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 609pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Supplemental disclosures on cash flow information:<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/><td colspan="1" rowspan="1" style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"/></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 618.75pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest received<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 30.27pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:InterestReceived" scale="6" id="f-10237">650</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 24.86pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:InterestReceived" format="ixt:num-dot-decimal" scale="6" id="f-10238">3,369</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 21.25pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:InterestReceived" format="ixt:num-dot-decimal" scale="6" id="f-10239">10,166</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 22.7pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:InterestReceived" format="ixt:num-dot-decimal" scale="6" id="f-10240">1,417</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 618.75pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);">$<span style="display: inline-block; height: 4.73pt; width: 21.25pt;"></span></span><span style="left: 27.49pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InterestReceived" format="ixt:num-dot-decimal" scale="6" id="f-10241">12,768</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 628.5pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Interest paid<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 628.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="mfc:InterestPaid1" scale="6" id="f-10242">418</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 628.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" name="mfc:InterestPaid1" scale="6" id="f-10243">115</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 628.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="mfc:InterestPaid1" format="ixt:num-dot-decimal" scale="6" id="f-10244">2,432</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 628.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 26.31pt;"></span></span><span style="left: 28.939999999999998pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" sign="-" name="mfc:InterestPaid1" format="ixt:num-dot-decimal" scale="6" id="f-10245">1,417</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 628.5pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 28.47pt;"></span></span><span style="left: 31.099999999999998pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="mfc:InterestPaid1" format="ixt:num-dot-decimal" scale="6" id="f-10246">1,548</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr><tr style="height: 9.75pt;"><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 0pt; position: var(--position); top: 638.25pt; width: 261.75pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 261.75pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: var(--position); text-decoration: none; white-space: pre;">Income taxes paid (refund)<span style="display: inline-block; height: 4.73pt;"></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 261.75pt; position: var(--position); top: 638.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 41.1pt;"></span></span><span style="left: 43.730000000000004pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3683" decimals="-6" name="ifrs-full:IncomeTaxesPaidRefund" scale="6" id="f-10247">2</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 312pt; position: var(--position); top: 638.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 38.94pt;"></span></span><span style="left: 41.57pt; position: var(--position);">(<ix:nonFraction unitRef="cad" contextRef="c-3684" decimals="-6" sign="-" name="ifrs-full:IncomeTaxesPaidRefund" scale="6" id="f-10248">1</ix:nonFraction>)<span style="display: inline-block; height: 4.73pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 362.25pt; position: var(--position); top: 638.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3685" decimals="-6" name="ifrs-full:IncomeTaxesPaidRefund" scale="6" id="f-10249">435</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 412.5pt; position: var(--position); top: 638.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 42.55pt;"></span></span><span style="left: 45.18pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-3686" decimals="-6" name="ifrs-full:IncomeTaxesPaidRefund" format="ixt:fixed-zero" scale="6" id="f-10250">-</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td><td colspan="1" rowspan="1" style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;"><div style="left: 462.75pt; position: var(--position); top: 638.25pt; width: 50.25pt;"><div><div style="line-height: 6.5pt; position: var(--position); top: 2.16pt; width: 50.25pt;"><span style="color: #000000; font-family: 'Arial', sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><span style="left: 2.63pt; position: var(--position);"><span style="display: inline-block; height: 4.73pt; width: 33.88pt;"></span></span><span style="left: 36.510000000000005pt; position: var(--position);"><ix:nonFraction unitRef="cad" contextRef="c-8" decimals="-6" name="ifrs-full:IncomeTaxesPaidRefund" scale="6" id="f-10251">436</ix:nonFraction><span style="display: inline-block; height: 4.73pt; width: 2.16pt;"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></ix:continuation></ix:continuation><div style="position: absolute; top: 716.3pt;" id="if6fa43b23a7e44208736dc8e2683aefd_9895604654406"></div><div style="font-size: 12pt; line-height: 12pt; position: var(--position); top: 716.3pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Note 24&#160; &#160;  <span style="display: inline-block; height: 8.73pt;"></span></span><ix:nonNumeric contextRef="c-7" name="mfc:DisclosureOfComparativesExplanatoryTextBlock" id="f-10252" continuedAt="f-10252-1" escape="true"><span style="font-family: 'Arial', sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 104.97pt; position: var(--position); text-decoration: none; white-space: pre;">Comparatives<span style="display: inline-block; height: 8.73pt;"></span></span></ix:nonNumeric></div><ix:continuation id="f-10252-1"><div style="font-size: 12pt; line-height: 9pt; position: var(--position); top: 737.9pt; width: 594pt;"><span style="font-family: 'Arial', sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: var(--position); text-decoration: none; white-space: pre;">Certain comparative amounts have been reclassified to conform to the current year&#8217;s presentation.<span style="display: inline-block; height: 6.55pt;"></span></span></div></ix:continuation></div></div></body></html>
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<html><head><title>2024 Annual MD&amp;A Report</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="line-height: 7.28pt; position: absolute; top: 8.98pt; width: 594pt;"><font style="color: #929292; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 294.75pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 297.52pt; position: absolute; text-decoration: none; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; <font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1" style="position: absolute; top: 40.5pt;"></div><div style="position: absolute; top: 53.5pt; width: 594pt;"><div style="left: 45pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 31.64pt; width: 172.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div><div style="line-height: 17.47pt; position: absolute; top: 304.84pt; width: 594pt;"><font style="color: #00a758; font-family: &#39;Arial&#39;, sans-serif; font-size: 24pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Financial Corporation <font style="display: inline-block; height: 17.47pt;"></font><font id="i6ea07a0c64ed47de83fbe09a154a2f1d"></font></font></div><div style="line-height: 17.47pt; position: absolute; top: 344.19pt; width: 594pt;"><font style="color: #00a758; font-family: &#39;Arial&#39;, sans-serif; font-size: 24pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 17.47pt;"></font><font id="ib6a1704ef9824877b8433ee9d5c27001"></font></font></div><div style="font-size: 16pt; line-height: 11.64pt; position: absolute; top: 395.54pt; width: 594pt;"><font style="color: #00a758; font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 45pt; letter-spacing: -0.062em; position: absolute; text-decoration: none; white-space: pre;">For the year ended <font style="display: inline-block; height: 11.64pt;"></font></font><font style="color: #00a758; font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 173.67pt; letter-spacing: -0.062em; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 11.64pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">1<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1265" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #00a758; font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Caution regarding forward-looking statements <font style="display: inline-block; height: 11.64pt;"></font><font id="ief197935c0624a308f2f46cff2463884"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 67.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">From time to time, Manulife Financial Corporation (&#8220;MFC&#8221;) makes written and&#47;or oral forward-looking statements, including in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">this document. In addition, our representatives may make forward-looking statements orally to analysts, investors, the media <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 88.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and others. All such statements are made pursuant to the &#8220;safe harbour&#8221; provisions of Canadian provincial securities laws <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 99.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and the U.S. Private Securities Litigation Reform Act of 1995. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 116.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The forward-looking statements in this document include, but are not limited to, statements with respect to possible share <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 127.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">buybacks, the Company&#8217;s strategic priorities and targets, its medium-term financial and operating targets and ability to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 138.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">achieve them, potential future premium increases for long-term care, the impact of changes in tax laws, the capital release <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 148.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">associated with reinsurance transactions, exposure limit estimates for our property and casualty reinsurance business, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 159.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the probability and impact of LICAT scenario switches and also relate to, among other things, our objectives, goals, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 170.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">strategies, intentions, plans, beliefs, expectations and estimates, and can generally be identified by the use of words such as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 181.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;may&#8221;, &#8220;will&#8221;, &#8220;could&#8221;, &#8220;should&#8221;, &#8220;would&#8221;, &#8220;likely&#8221;, &#8220;suspect&#8221;, &#8220;outlook&#8221;, &#8220;expect&#8221;, &#8220;intend&#8221;, &#8220;estimate&#8221;, &#8220;anticipate&#8221;, &#8220;believe&#8221;, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 192.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;plan&#8221;, &#8220;forecast&#8221;, &#8220;objective&#8221;, &#8220;seek&#8221;, &#8220;aim&#8221;, &#8220;continue&#8221;, &#8220;goal&#8221;, &#8220;restore&#8221;, &#8220;embark&#8221; and &#8220;endeavour&#8221; (or the negative thereof) <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 202.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and words and expressions of similar import, and include statements concerning possible or assumed future results. Although <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 213.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">we believe that the expectations reflected in such forward-looking statements are reasonable, such statements involve risks <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 224.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and uncertainties, and undue reliance should not be placed on such statements and they should not be interpreted as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 235.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">confirming market or analysts&#8217; expectations in any way.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 252.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Certain material factors or assumptions are applied in making forward-looking statements and actual results may differ <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 262.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">materially from those expressed or implied in such statements. Important factors that could cause actual results to differ <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 273.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">materially from expectations include, but are not limited to&#58; general business and economic conditions (including but not <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 284.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">limited to the performance, volatility and correlation of equity markets, interest rates, credit and swap spreads, inflation rates, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 295.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">currency rates, investment losses and defaults, market liquidity and creditworthiness of guarantors, reinsurers and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 306.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">counterparties)&#59; changes in laws and regulations&#59; changes in accounting standards applicable in any of the territories in which <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 316.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">we operate&#59; changes in regulatory capital requirements&#59; our ability to obtain premium rate increases on in-force policies&#59; our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 327.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">ability to execute strategic plans and changes to strategic plans&#59; downgrades in our financial strength or credit ratings&#59; our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 338.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">ability to maintain our reputation&#59; impairments of goodwill or intangible assets or the establishment of provisions against <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 349.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">future tax assets&#59; the accuracy of estimates relating to morbidity, mortality and policyholder behaviour&#59; the accuracy of other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 360.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">estimates used in applying accounting policies and actuarial methods&#59; our ability to implement effective hedging strategies <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 370.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and unforeseen consequences arising from such strategies&#59; our ability to source appropriate assets to back our long-dated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 381.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">liabilities&#59; level of competition and consolidation&#59; our ability to market and distribute products through current and future <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 392.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">distribution channels&#59; unforeseen liabilities or asset impairments arising from acquisitions and dispositions of businesses&#59; the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 403.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">realization of losses arising from the sale of investments classified as fair value through other comprehensive income&#59; our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 414.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">liquidity, including the availability of financing to satisfy existing financial liabilities on expected maturity dates when required&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 424.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">obligations to pledge additional collateral&#59; the availability of letters of credit to provide capital management flexibility&#59; accuracy <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 435.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of information received from counterparties and the ability of counterparties to meet their obligations&#59; the availability, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 446.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">affordability and adequacy of reinsurance&#59; legal and regulatory proceedings, including tax audits, tax litigation or similar <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 457.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">proceedings&#59; our ability to adapt products and services to the changing market&#59; our ability to attract and retain key executives, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 468.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">employees and agents&#59; the appropriate use and interpretation of complex models or deficiencies in models used&#59; political, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 478.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">legal, operational and other risks associated with our non-North American operations&#59; geopolitical uncertainty, including <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 489.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">international conflicts&#59; acquisitions and our ability to complete acquisitions including the availability of equity and debt <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 500.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">financing for this purpose&#59; the disruption of or changes to key elements of the Company&#8217;s or public infrastructure systems&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 511.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">environmental concerns including climate change&#59; our ability to protect our intellectual property and exposure to claims of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 522.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">infringement&#59; our inability to withdraw cash from subsidiaries and the fact that the amount and timing of any future common <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 532.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">share repurchases will depend on the earnings, cash requirements and financial condition of Manulife, market conditions, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 543.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">capital requirements (including under LICAT capital standards), common share issuance requirements, applicable law and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 554.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">regulations (including Canadian and U.S. securities laws and Canadian insurance company regulations), and other factors <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 565.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">deemed relevant by Manulife, and may be subject to regulatory approval or conditions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 582.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Additional information about material risk factors that could cause actual results to differ materially from expectations and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 592.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">about material factors or assumptions applied in making forward-looking statements may be found in this document under <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 603.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Risk Management and Risk Factors&#8221;, &#8220;Critical Actuarial and Accounting Policies&#8221; and in the &#8220;Risk Management&#8221; note to the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 614.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Annual Consolidated Financial Statements as well as elsewhere in our filings with Canadian and U.S. securities regulators.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 631.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The forward-looking statements in this document are, unless otherwise indicated, stated as of the date hereof and are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 642.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">presented for the purpose of assisting investors and others in understanding our financial position and results of operations, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 652.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">our future operations, as well as our objectives and strategic priorities, and may not be appropriate for other purposes. We do <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 663.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">not undertake to update any forward-looking statements, except as required by law.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 434.35pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 508.85pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 536.9300000000001pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 540.89pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 444.05pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1279" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Contents<font style="display: inline-block; height: 8.73pt;"></font><font id="i4d77d01ac95943b0b0291db8dfb21fe0"></font></font></div><div style="position: absolute; top: 62.1pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 449.55pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 49.95pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 13.51pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Management's Discussion and Analysis<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 13.51pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i201ee9b179c04e1b9224db5c4eacad1c">1.&#160; &#160; Manulife Financial Corporation</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 157.59pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 159.9pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 161.06pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 161.35pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 161.5pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 161.51pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 13.51pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 41.76pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i201ee9b179c04e1b9224db5c4eacad1c">3</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 27.07pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#iee8289ea970b47e5bd778fcf55474c00">2.&#160; &#160; Asia</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 40.93pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 41.510000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 41.800000000000004pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 41.82pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 41.830000000000005pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 27.07pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#iee8289ea970b47e5bd778fcf55474c00">19</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 40.63pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i35995c6ce7f94f088c394bcd2002b962">3.&#160; &#160; Canada</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 57.06pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 59.370000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 60.53pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 61.11pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 61.400000000000006pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 61.440000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 61.46pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 40.63pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i35995c6ce7f94f088c394bcd2002b962">23</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.19pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia5522aa2c9104857884f6f367ed367dd">4.&#160; &#160; U.S.</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 41.46pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 41.75pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 41.830000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 41.870000000000005pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 41.89pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 54.19pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ia5522aa2c9104857884f6f367ed367dd">25</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.75pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i54e13ed88b054ac89cf10af06241fddf">5.&#160; &#160; Global Wealth and Asset Management</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 192.4pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 194.71pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 195.87pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 196.45pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 196.49pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 67.75pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i54e13ed88b054ac89cf10af06241fddf">28</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 81.31pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i8cd5c0ec7a6745d5a58fee24638ee7a1">6.&#160; &#160; Corporate and Other</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 113.69999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 116.00999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 116.58999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 116.61pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 81.31pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i8cd5c0ec7a6745d5a58fee24638ee7a1">32</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.87pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i15c52ae741614de3a36dc3856b44151f">7.&#160; &#160; Investments</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 75.92pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 76.78999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 76.83pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 94.87pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i15c52ae741614de3a36dc3856b44151f">33</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 108.43pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i7e5051c6b68c4eb39e660972adab32bd">8.&#160; &#160; Fourth Quarter Financial Highlights</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 177pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 179.31pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 180.47pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 181.04999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 181.34pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 181.42pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.46pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 108.43pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i7e5051c6b68c4eb39e660972adab32bd">38</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 121.99pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i3af2f6a4d2e44c3ba5884aab9b31a9d7">9.&#160; &#160; Risk Management and Risk Factors</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 180.35pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 181.51pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 181.66pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 181.74pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 181.78pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 181.79pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 121.99pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i3af2f6a4d2e44c3ba5884aab9b31a9d7">41</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 135.55pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ie117ccc569bb410db0aadc3e676cff43">10.&#160; Capital Management Framework</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 167.04999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 169.35999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 170.51999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 171.1pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 171.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 171.43pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 171.45pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 171.46pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 135.55pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#ie117ccc569bb410db0aadc3e676cff43">79</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 149.11pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i8d3e0c641b3a40d6b27bcfddb13de973">11.&#160; Critical Actuarial and Accounting Policies</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 201.29pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 201.57999999999998pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 201.73pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 201.81pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 201.85pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 201.87pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 201.88pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 149.11pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i8d3e0c641b3a40d6b27bcfddb13de973">82</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 162.67pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i659d5eb0694d4dd9aaab4ce813ca141b">12.&#160; Controls and Procedures</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 132.62pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 134.93pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 1.18pt; font-style: normal; font-weight: normal; left: 136.09pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 136.38pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 136.46pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.08pt; font-style: normal; font-weight: normal; left: 136.5pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 136.51999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 162.67pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i659d5eb0694d4dd9aaab4ce813ca141b">93</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 176.23pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i3ef44ba1c9814b42b37d42401288cbd3">13.&#160; Non-GAAP and Other Financial Measures</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9.24pt; font-style: normal; font-weight: normal; left: 207.95pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 210.26pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.32pt; font-style: normal; font-weight: normal; left: 211.42pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.16pt; font-style: normal; font-weight: normal; left: 211.5pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.04pt; font-style: normal; font-weight: normal; left: 211.54pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.54999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 176.23pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 36.2pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i3ef44ba1c9814b42b37d42401288cbd3">94</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 13.56pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189.79pt; width: 449.55pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 449.55pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i2ea4cd61c5c140e78e471ea3c6001dd3">14.&#160; Additional Disclosures</a><font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 4.64pt; font-style: normal; font-weight: normal; left: 119.83999999999999pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 2.32pt; font-style: normal; font-weight: normal; left: 121pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 0.6pt; font-style: normal; font-weight: normal; left: 121.58pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #b4b4b4; font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 121.72999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.55pt; position: absolute; top: 189.79pt; width: 49.95pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 2.63pt; width: 49.95pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 30.64pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i2ea4cd61c5c140e78e471ea3c6001dd3">133</a><font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2Ni4wMCA5NzcuMjAgSCAyNTguMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 737.9pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  This item is a non-GAAP financial measure. See &#8220;Non-GAAP and Other Financial Measures&#8221; below for more information.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">3<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; 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With our global headquarters in Toronto, Canada, we operate as Manulife <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 132.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">across Canada, Asia, and Europe, and primarily as John Hancock in the United States, providing <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 464.67pt; position: absolute; text-decoration: none; white-space: pre;">financial advice <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 142.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and insurance for individuals, groups and businesses<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 279.8pt; position: absolute; text-decoration: none; white-space: pre;">.&#160;Through <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 323.74pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Wealth &#38; Asset Management,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 488.09pt; position: absolute; text-decoration: none; white-space: pre;"> the global <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 153.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">brand for our Global Wealth and Asset Management segment, we serve individuals, institutions and retirement plan <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 164.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">members worldwide. At the end of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 198.38pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 218.38pt; position: absolute; text-decoration: none; white-space: pre;">, we had more than 37,000 employees, over 109,000 agents, and thousands <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 175.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of distribution partners, serving over 36 million customers. At the end of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 361.22pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 381.22pt; position: absolute; text-decoration: none; white-space: pre;">, we had <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 419.2pt; position: absolute; text-decoration: none; white-space: pre;">$1.6 trillion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 466.67pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 469.17pt; position: absolute; text-decoration: none; white-space: pre;">(US$1.1 trillion) in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 186.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assets under management and administration<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 245.84pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 249.09pt; position: absolute; text-decoration: none; white-space: pre;">, including total invested assets of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 398.45pt; position: absolute; text-decoration: none; white-space: pre;">$0.4 trillion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 445.92pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 448.42pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 451.41pt; position: absolute; text-decoration: none; white-space: pre;">US$0.3 trillio<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 505.88pt; position: absolute; text-decoration: none; white-space: pre;">n), and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 196.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">segregated funds net assets of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 184.37pt; position: absolute; text-decoration: none; white-space: pre;">$0.4 trillion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 231.84pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 234.34pt; position: absolute; text-decoration: none; white-space: pre;">(US$0.3 trillion). We trade as &#8216;MFC&#8217; on the Toronto, New York, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 207.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Philippine stock exchanges, and under &#8216;945&#8217; on the<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 267.82pt; position: absolute; text-decoration: none; white-space: pre;"> Hong Kong stock exchange<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 388.69pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 224.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our reporting segments are&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 241.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Asia &#8211; providing insurance products and insurance-based wealth accumulation products in Asia.<font style="display: inline-block; 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font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">U.S. &#8211; providing life insurance products and insurance-based wealth accumulation products and has an in-force long-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 286.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">term care insurance business and an in-force annuity business.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 298.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Global Wealth and Asset Management (&#8220;Global WAM&#8221;) &#8211; providing innovative investment solutions to our retail, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 309.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">retirement, and institutional clients around the world under the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.85pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Wealth &#38; Asset Management brand<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.62pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 320.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other &#8211; comprised of investment performance on assets backing capital, net of amounts allocated to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 331.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">operating segments&#59; financing costs&#59; costs incurred by the corporate office related to shareholder activities (not allocated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 342.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">to operating segments)&#59; our Property and Casualty (&#8220;P&#38;C&#8221;) Reinsurance business&#59; and run-off reinsurance operation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 359.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In this document, the terms &#8220;Company&#8221;, &#8220;Manulife&#8221;, &#8220;we&#8221; and &#8220;our&#8221; mean Manulife Financial Corporation (&#8220;MFC&#8221;) and its <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 370.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries. The term &#8220;MLI&#8221; means The Manufacturers Life Insurance Company and its subsidiaries.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2MC4wMCA5MTYuNTMgSCAyNTIuMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 692.4pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.35pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">As compared to a baseline of 1 in 2017, achieve NPS of 37 by 2027. 2024 results are discussed in the &#8220;Strategic Priorities and Progress Update&#8221; section below.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 9.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  As compared to global financial services companies and insurance peers. In <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 290.48pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 306.04pt; position: absolute; text-decoration: none; white-space: pre;">, our employee engagement ranked in the top quartile. For more information, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 18.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.92pt; position: absolute; text-decoration: none; white-space: pre;">see the &#8220;Strategic Priorities and Progress Update&#8221; section below.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 27.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  As compared to our performance peer group. Refer to Manulife&#8217;s most recent Management Information Circular for information on our performance peer <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 36.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.2pt; position: absolute; text-decoration: none; white-space: pre;">group. 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vertical-align: super; white-space: pre;">4&#160;  <font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 51.31pt; position: absolute; text-decoration: none; white-space: pre;">Achieve<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 76.19pt; position: absolute; text-decoration: none; white-space: pre;"> top quartile for Standard &#38; Poor&#8217;s Corporate Sustainability Assessment ratin<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 313pt; position: absolute; text-decoration: none; white-space: pre;">g.<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; 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font-style: normal; font-weight: bold; left: 508.85pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 536.9300000000001pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 540.89pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">4<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 444.05pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1501" style="position: absolute; top: 40.5pt;"></div><div style="line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Enterprise Strategy<font style="display: inline-block; height: 8.73pt;"></font><font id="ida41cfa3f8934dc389092b4d7abb83b2"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 56.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our ambition is to be the most digital, customer-centric global company in our industry. The goals for our stakeholders are&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 72.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 484.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 36.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 447.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 33.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 36.75pt; position: absolute; top: 0pt; width: 447.75pt;"><div><div style="line-height: 6.55pt; position: absolute; top: 13.01pt; width: 447.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Customers<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 23.81pt; width: 447.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Improve Net Promoter Score (&#8220;NPS&#8221;) by +36 points and delight customers<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 296.71pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font></div></div></div></td></tr><tr style="height: 33.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33.75pt; width: 36.75pt;"><div><div style="line-height: 6pt; position: absolute; top: 24.25pt; width: 36.75pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 36.75pt; position: absolute; top: 33.75pt; width: 447.75pt;"><div><div style="line-height: 6.55pt; position: absolute; top: 13.01pt; width: 447.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Team<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 23.81pt; width: 447.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Engage our team &#8212; achieve top quartile engagement<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 216.06pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font></div></div></div></td></tr><tr style="height: 33pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 36.75pt;"><div><div style="line-height: 6pt; position: absolute; top: 23.5pt; width: 36.75pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 36.75pt; position: absolute; top: 67.5pt; width: 447.75pt;"><div><div style="line-height: 6.55pt; position: absolute; top: 12.26pt; width: 447.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Shareholders<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 23.06pt; width: 447.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Deliver top quartile returns<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 108.03999999999999pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 4.2575pt;"></font></font></div></div></div></td></tr><tr style="height: 33.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 36.75pt; position: absolute; top: 100.5pt; width: 447.75pt;"><div><div style="line-height: 6.55pt; position: absolute; top: 13.01pt; width: 447.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Community <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; 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See &#8220;Non-GAAP and Other Financial Measures&#8221; below for more information.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">5<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_4787" style="position: absolute; top: 40.5pt;"></div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Financial Targets <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">At our Investor Day in June 2024, we announced that we are raising the bar on our financial targets<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 443.84pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 447.09pt; position: absolute; text-decoration: none; white-space: pre;">, including&#58; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 69pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Core return on common shareholders&#8217; equity (&#8220;Core ROE&#8221;)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 300.99pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 304.24pt; position: absolute; text-decoration: none; white-space: pre;"> of 18%+ by 2027&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 82.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">A new target on cumulative remittances<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 224.43pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 227.68pt; position: absolute; text-decoration: none; white-space: pre;"> of $22 billion+ between 2024 and 2027&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 96.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Expense efficiency ratio<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 162.3pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 165.55pt; position: absolute; text-decoration: none; white-space: pre;"> of less than <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.54pt; position: absolute; text-decoration: none; white-space: pre;">45%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 234.54pt; position: absolute; text-decoration: none; white-space: pre;"> over the medium-term. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 113.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our other medium-term financial targets<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 208.38pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.63pt; position: absolute; text-decoration: none; white-space: pre;"> include&#58; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 130.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Diluted core earnings per common share (&#8220;Core EPS&#8221;)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 284.34000000000003pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> growth of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.57pt; position: absolute; text-decoration: none; white-space: pre;">10% to 12% per year<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.55pt; position: absolute; text-decoration: none; white-space: pre;">&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 144pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">New business contractual service margin (&#8220;new business CSM&#8221;) growth<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 351.8pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">4<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.05pt; position: absolute; text-decoration: none; white-space: pre;"> of 15% per year&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 157.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Contractual service margin (&#8220;CSM&#8221;) balance growth<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 272.33000000000004pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">4<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.58000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> of 8% to 10% per year&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 171.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Financial leverage ratio<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 160.42000000000002pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 163.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> of 25%&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 185.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Common share core dividend payout ratio<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 234.41pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 237.66pt; position: absolute; text-decoration: none; white-space: pre;"> range of 35% to 45%.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 202.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Details of our performance on the above metrics are provided below. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 219pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Detailed updates on our strategic priorities and actions taken to deliver on the related targets are outlined in the &#8220;Strategic <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 229.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Priorities and Progress Update&#8221; section below.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2MC4wMCA5MTYuNTMgSCAyNTIuMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 692.4pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.35pt; letter-spacing: -0.028em; position: absolute; text-decoration: none; white-space: pre;">The GA Reinsurance Transaction closed February 22, 2024 with an effective date of January 1, 2024. The RGA Canadian Reinsurance Transaction closed April 2, 2024.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 9.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  Percentage growth &#47; declines in core earnings, pre-tax core earnings, core expenses, general expenses, assets under management and administration <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 18.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.28pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;AUMA&#8221;), assets under management (&#8220;AUM&#8221;), core earnings before interest, taxes, depreciation and amortization (&#8220;core EBITDA&#8221;), and Manulife Bank <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 27.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.28pt; position: absolute; text-decoration: none; white-space: pre;">average net lending assets are stated on a constant exchange rate basis, a non-GAAP ratio. See &#8220;Non-GAAP and Other Financial Measures&#8221; below for more <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 36.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.28pt; position: absolute; text-decoration: none; white-space: pre;">information.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 45.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.35pt; position: absolute; text-decoration: none; white-space: pre;">For more information on this metric, see &#8220;Non-GAAP and other financial measures&#8221; below.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 434.35pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 508.85pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 536.9300000000001pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 540.89pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">6<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 444.05pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_5620" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Profitability<font style="display: inline-block; height: 8.73pt;"></font><font id="i2f1241a6dc95483791208e9a8cf297b3"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Profitability<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 72.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.79pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at and for the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.63pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 20.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">5,385<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">5,103<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 52.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">7,226<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">6,684<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Diluted earnings (loss) per common share ($)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 27.959999999999997pt; position: absolute;">2.84<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.81pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 27.959999999999997pt; position: absolute;">2.61<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Diluted core earnings per common share ($)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 27.959999999999997pt; position: absolute;">3.87<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 27.959999999999997pt; position: absolute;">3.47<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Return on common shareholders&#8217; equity (&#8220;ROE&#8221;)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">12.0<font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 36.39pt; position: absolute;">%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">11.9%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core ROE<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">16.4<font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 36.39pt; position: absolute;">%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">15.9%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Expense efficiency ratio<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">44.8<font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 36.39pt; position: absolute;">%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">45.5%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 104.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">General expenses<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">4,859<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">4,330<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 116.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core expenses<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 56.36pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">6,899<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">6,550<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 206.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i27345bb31a704313b301ebfb583baa5d"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">This item is a non-GAAP financial measure. See &#8220;Non-GAAP and Other Financial Measures&#8221; below for more information.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 221.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our net income attributed to shareholders was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 246.83pt; position: absolute; text-decoration: none; white-space: pre;">$5.4 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 293.3pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 306.29pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 326.29pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 394.74pt; position: absolute; text-decoration: none; white-space: pre;">$5.1 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 441.21pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 454.2pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 474.2pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.2pt; position: absolute; text-decoration: none; white-space: pre;">Net income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 232.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">attributed to shareholders is comprised of core earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 266.88pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;"> <font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.5pt; position: absolute; text-decoration: none; white-space: pre;">(consisting of items we believe reflect the underlying earnings <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 242.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">capacity of the business), which amounted to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.94pt; position: absolute; text-decoration: none; white-space: pre;">$7.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.9pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 281.89pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.89pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 365.35pt; position: absolute; text-decoration: none; white-space: pre;">$6.7 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.31pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.3pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 440.3pt; position: absolute; text-decoration: none; white-space: pre;">, and items excluded from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 253.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">core earnings of <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.97pt; position: absolute; text-decoration: none; white-space: pre;">$1.8 billion<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.93pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 167.43pt; position: absolute; text-decoration: none; white-space: pre;">net charges<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 214.42pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.41pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.41pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.87pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 352.36pt; position: absolute; text-decoration: none; white-space: pre;">s<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 356.86pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 369.36pt; position: absolute; text-decoration: none; white-space: pre;">$1.6&#160;billion<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.32pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.31pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 446.81pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 271.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">N<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 51.49pt; position: absolute; text-decoration: none; white-space: pre;">et income attributed to shareholders in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.91pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.91pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.41pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.39pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.89pt; position: absolute; text-decoration: none; white-space: pre;">$0.3&#160;billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.85pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 377.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 397.31pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.31pt; position: absolute; text-decoration: none; white-space: pre;">due to<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.31pt; position: absolute; text-decoration: none; white-space: pre;"> improved market experience <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 282.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">in alternative long-duration assets (&#8220;ALDA&#8221;), derivatives and hedge accounting ineffectiveness and public equities, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 293.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">growth in core earnings. This was partially offset by the impact of the $941 million net loss attributed to the reinsurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 304.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">transactions with Global Atlantic<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 171.93pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.18pt; position: absolute; text-decoration: none; white-space: pre;"> (&#8220;GA Reinsurance Transaction&#8221;) and the reinsurance transaction with RGA Canada<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 506.52pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 509.77pt; position: absolute; text-decoration: none; white-space: pre;"> (&#8220;RGA <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 314.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Canadian Reinsurance Transaction&#8221;) recorded in items excluded from core earnings, primarily related to market experience <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 325.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">from the sale of fair value through other comprehensive income (&#8220;FVOCI&#8221;) debt instruments (there is an offsetting change in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 336.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">other comprehensive income (&#8220;OCI&#8221;) attributed to shareholders resulting in a neutral impact to book value), a higher net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 347.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">charge from the annual review of actuarial methods and assumptions, lower tax-related benefits, and a charge to items <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 358.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">excluded from core earnings related to Global Minimum Taxes (&#8220;GMT&#8221;). The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 348.96pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.45pt; position: absolute; text-decoration: none; white-space: pre;"> from market experience of $1.5 billion <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 368.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54.49pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.49pt; position: absolute; text-decoration: none; white-space: pre;"> was primarily related to lower-than-expected returns on ALDA, largely related to real estate and private equity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 379.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">investments, net realized losses due to the sale of debt instruments primarily related to the GA and RGA Canadian <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 390.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance Transactions, partially offset by higher-than-expected returns on public equities and a gain from derivatives and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 401.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">hedge accounting ineffectiveness. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.81pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 418.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">C<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 51.49pt; position: absolute; text-decoration: none; white-space: pre;">ore earnings <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 142.94pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.44pt; position: absolute; text-decoration: none; white-space: pre;">$0.5&#160;billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 188.4pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.9pt; position: absolute; text-decoration: none; white-space: pre;"> or <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.89pt; position: absolute; text-decoration: none; white-space: pre;">8%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 216.89pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.14pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.64pt; position: absolute; text-decoration: none; white-space: pre;"> on a constant exchange rate basis compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 425.58pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 445.58pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.41pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 502.39pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 428.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">driven by higher core earnings in Global WAM, largely reflecting an increase in net fee income from higher average assets <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 439.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">under management and administration<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 198.92pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.17pt; position: absolute; text-decoration: none; white-space: pre;"> (&#8220;average <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.15pt; position: absolute; text-decoration: none; white-space: pre;">AUMA&#8221;)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.11pt; position: absolute; text-decoration: none; white-space: pre;"> and positive net flows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 365.57pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 368.82pt; position: absolute; text-decoration: none; white-space: pre;">, along with disciplined expense <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 450.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">management and certain non-recurring tax true-ups and tax benefits in 2024, partially offset by lower <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 447.14pt; position: absolute; text-decoration: none; white-space: pre;">fee<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.64pt; position: absolute; text-decoration: none; white-space: pre;"> spreads. In addition, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 461.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">strong growth in our insurance business, a lower charge in the expected credit loss (&#8220;ECL&#8221;) provision in 2024 and the impact <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 472.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of updates to actuarial methods and assumptions in 2023 also contributed to higher core earnings. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 438.19pt; position: absolute; text-decoration: none; white-space: pre;">These increases were <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 482.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">partially offset by<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.3pt; position: absolute; text-decoration: none; white-space: pre;"> a charge related to GMT, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.26pt; position: absolute; text-decoration: none; white-space: pre;">lower expected investment <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.21pt; position: absolute; text-decoration: none; white-space: pre;">earnings, and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.19pt; position: absolute; text-decoration: none; white-space: pre;">unfavourable net claims experience.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 526.12pt; position: absolute; text-decoration: none; white-space: pre;"> Net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 493.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">claims <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.97pt; position: absolute; text-decoration: none; white-space: pre;">experience<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 116.95pt; position: absolute; text-decoration: none; white-space: pre;"> reflects unfavourable experience in the U.S. and less favourable experience in our P&#38;C business, partially <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 504.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">offset by improved experience in Asia and Canada. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 250.11pt; position: absolute; text-decoration: none; white-space: pre;">T<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 255.6pt; position: absolute; text-decoration: none; white-space: pre;">he <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.1pt; position: absolute; text-decoration: none; white-space: pre;">GA Reinsurance Transaction<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.56pt; position: absolute; text-decoration: none; white-space: pre;"> reduced core earnings by $81 million in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 515.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> reflecting the impact on expected earnings on insurance contracts, expected investment earnings, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 526.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">insurance experience and the change in ECL. The RGA Canadian Reinsurance Transaction reduced core earnings by $8 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 536.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">million in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.44pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.44pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 165.9pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.9pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">7<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1386" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings by segment are presented in the following table. See Asia, Canada, U.S., Global WAM, and Corporate and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Other <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.49pt; position: absolute; text-decoration: none; white-space: pre;">sections<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 68.1pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 348.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 348.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.98pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.98pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 21pt; left: 449.25pt; overflow: hidden; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.85pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">% change<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 40.6pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)&#160; &#160; &#160;  <font style="display: inline-block; height: 3.3085pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.86pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.740000000000002pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;"> vs <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.939999999999998pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 21pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings by segment<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.08pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,589<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,048<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 30.85pt; position: absolute;">27%<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.08pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,568<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,487<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 35.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 35.29pt; position: absolute;">5%<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.08pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,690<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,759<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 32.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 32.63pt; position: absolute;">(5)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.39pt; position: absolute;">%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.08pt; position: absolute; text-decoration: none; white-space: pre;">Global Wealth and Asset Management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,736<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,321<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 30.85pt; position: absolute;">30%<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 81pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.08pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(357)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">69<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.07pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 9.77pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Total core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">7,226<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">6,684<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 35.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 35.29pt; position: absolute;">8%<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 178.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i13d369ae8be542aeb616fcd7e3d11df3"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Percentage change is on a constant exchange rate basis is a non-GAAP ratio. See &#8220;Non-GAAP and Other Financial Measures&#8221; below for more information.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 193.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The table below presents <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 152.45pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.45pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.45pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.45pt; position: absolute; text-decoration: none; white-space: pre;"> net income attributed to shareholders consisting of core earnings and items <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 204pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">excluded from core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 220.8pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.98pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.98pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 21pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">7,226<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">6,684<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings&#58;<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 119.83999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.13pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,450)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.13pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,790)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.73pt; position: absolute; text-decoration: none; white-space: pre;">Realized gains (losses) on debt instruments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(962)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(130)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.73pt; position: absolute; text-decoration: none; white-space: pre;">Derivatives and hedge accounting ineffectiveness<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">132<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(152)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 81pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.73pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on public equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">312<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.73pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on ALDA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(969)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,623)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 105pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.73pt; position: absolute; text-decoration: none; white-space: pre;">Other investment results<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">37<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">12<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 117pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that flow directly through income<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 287.65pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 294pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(199)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">105<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 129pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 76.77pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(72)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(36)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 141pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 192.2pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 141pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(120)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 141pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">140<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 153pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,841)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 153pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,581)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 165pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 165pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 165pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 402.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i87173e8e375f4351907d252d885b21e2"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Market experience was a <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 139.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 172.32pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 182.03pt; position: absolute; text-decoration: none; white-space: pre;">$1,450 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 225.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 234.49pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 250.05pt; position: absolute; text-decoration: none; white-space: pre;"> primarily due to lower-than-expected returns on ALDA driven by <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 450.22999999999996pt; position: absolute; text-decoration: none; white-space: pre;">real estate and private equity <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 411.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">investments<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 96.9pt; position: absolute; text-decoration: none; white-space: pre;"> and net realized losses from the sale of debt instruments, of which<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 303.67pt; position: absolute; text-decoration: none; white-space: pre;"> $841<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 321.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> million was related to the transfer of assets with respect to the GA <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 421pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance Transaction and the RGA Canadian Reinsurance Transaction, which are classified as FVOCI. These were partially offset by gains from higher-<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 430.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">than-expected returns from public equity, a net gain from derivatives and hedge accounting ineffectiveness and a gain from other investment results. Market <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 439.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">experience was a <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 115.94999999999999pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 149pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 158.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;">$1,790 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 201.85000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 211.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 226.73000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> primarily driven by lower-than-expected returns on ALDA mainly related to real estate, private equity <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 448.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">and energy investments, a net charge from derivatives and hedge accounting ineffectiveness, as well as net realized losses from the sale of debt instruments <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 457.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">which are classified as FVOCI, partially offset by gains from higher-than-expected returns on public equity.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 466.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i0e71fa7589b44198937c660f69f08890"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Critical Actuarial and Accounting Policies &#8211; Review of Actuarial Methods and Assumptions&#8221; section below for further information on the <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 492.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 507.71999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> charge and <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 475.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 71.24pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 86.8pt; position: absolute; text-decoration: none; white-space: pre;"> net gain.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 484.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i8fec0915279041de9d26eacfbebde607"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">In 2024, we reported a restructuring charge of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 203.39999999999998pt; position: absolute; text-decoration: none; white-space: pre;">$72 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 236.82pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax (<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 267.91pt; position: absolute; text-decoration: none; white-space: pre;">$92 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 301.33pt; position: absolute; text-decoration: none; white-space: pre;"> pre-tax) in Global WAM and Canada. In 2023,<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 444.88pt; position: absolute; text-decoration: none; white-space: pre;"> we reported a restructuring <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 493.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">charge of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 90.68pt; position: absolute; text-decoration: none; white-space: pre;">$36 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 124.1pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax ($46 million pre-tax) in Global WAM.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 502.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i1d3bbf8512014c50a117a57e20a443cd"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">In 2024, <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 86.78999999999999pt; position: absolute; text-decoration: none; white-space: pre;">the net loss of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 132.26pt; position: absolute; text-decoration: none; white-space: pre;">$120 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 169.57pt; position: absolute; text-decoration: none; white-space: pre;"> included a charge of $70 million resulting from the GA Reinsurance Transaction in the U.S. and Japan, a charge of $67 <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 512pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">million related to GMT (an additional $164 million charge was recorded in core earnings),<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 334.24pt; position: absolute; text-decoration: none; white-space: pre;"> a charge of $60 million related to U.S. withholding taxes on <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 521.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">remittances associated with the GA Reinsurance Transaction,<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 250.06pt; position: absolute; text-decoration: none; white-space: pre;"> a net charge of $43 million related to the acquisition of CQS, a charge of $25 million related to a <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 530.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">reinsurance recapture in Asia and an investment impairment charge of $22 million in Global WAM. This was partially offset by tax-related benefits and true-ups <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 539.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">of $125 million and a gain of $34 million related to the RGA Canadian Reinsurance Transaction in Canada. In 2023, the net gain of $140 million included a <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 548.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">one-time tax benefit of $290 million. This was partially offset by $46 million related to a provision for the cancellation of certain policies in our Vietnam <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 557.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">operations, other tax-related net true-ups of $39 million, a $38 million charge for an investment impairment in Asia and a charge of $33 million related to legal <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 566.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">settlements in the U.S. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 581.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to shareholders by segment is presented in the following table. See Asia, Canada, U.S., Global WAM, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 592.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and Corporate and Other sections below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 603.3pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 348.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 30.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 348.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.97pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 22.69pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 22.69pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.98pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 22.69pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.97pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.82pt; letter-spacing: -0.05em; position: absolute; text-decoration: none; white-space: pre;">% change<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.129999999999995pt; letter-spacing: -0.05em; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)&#160; &#160; <font style="display: inline-block; height: 3.3085pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 22.69pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.22pt; letter-spacing: -0.05em; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.38pt; letter-spacing: -0.05em; position: absolute; text-decoration: none; white-space: pre;"> vs <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.86pt; letter-spacing: -0.05em; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 44.019999999999996pt; letter-spacing: -0.05em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 30.75pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders by segment<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,355<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,348<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 27.51pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 27.51pt; position: absolute;">75<font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 36.39pt; position: absolute;">%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,221<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,191<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 31.95pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 31.95pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 36.39pt; position: absolute;">%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 66.75pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">135<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">639<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 22.19pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 22.19pt; position: absolute;">(79)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 36.39pt; position: absolute;">%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 78.75pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global Wealth and Asset Management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,597<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,297<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 27.51pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 27.51pt; position: absolute;">23<font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 36.39pt; position: absolute;">%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90.75pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">77<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">628<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 22.19pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 22.19pt; position: absolute;">(88)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 36.39pt; position: absolute;">%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 102.75pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total net income (loss) attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 102.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 102.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 102.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 31.95pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 31.95pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 36.39pt; position: absolute;">%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 723.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i287cb7ac3d544b3da76e95233034a6a4"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Percentage change is on an actual exchange rate basis.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2MC4wMCA5NzcuMjAgSCAyNTIuMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 737.9pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; white-space: pre;">&#160;  This is a non-GAAP financial measure. See &#8220;Non-GAAP and other financial measures&#34; below for more information. <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 434.35pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 508.85pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 536.9300000000001pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 540.89pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">8<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 444.05pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Diluted<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 75.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> earnings (loss)<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 141.9pt; position: absolute; text-decoration: none; white-space: pre;"> per common share (&#8220;EPS&#8221;)<font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #008000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 260.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.1pt; position: absolute; text-decoration: none; white-space: pre;">was<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 279.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 281.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">$2.84<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 304.09pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 316.08pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 336.08pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.04pt; position: absolute; text-decoration: none; white-space: pre;">$2.61<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.54pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.53pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 456.53pt; position: absolute; text-decoration: none; white-space: pre;"> primarily related to <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 52.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the increase in net income attributed to common shareholders and the impact of common share buybacks. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 470.33pt; position: absolute; text-decoration: none; white-space: pre;">Diluted core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 63.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings per common share was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.93pt; position: absolute; text-decoration: none; white-space: pre;">$3.87<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 200.43pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.42pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.42pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298.38pt; position: absolute; text-decoration: none; white-space: pre;">$3.47<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.88pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.87pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 352.87pt; position: absolute; text-decoration: none; white-space: pre;"> primarily related to the increase in core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 74.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings and the impact of common share buybacks. The diluted weighted average common shares outstanding was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 512.6600000000001pt; position: absolute; text-decoration: none; white-space: pre;">1,785 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 84.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.45pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.44pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.44pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.44pt; position: absolute; text-decoration: none; white-space: pre;">1,838 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.89pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 184.88pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.88pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 101.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">ROE<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64.49pt; position: absolute; text-decoration: none; white-space: pre;"> for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 120.97pt; position: absolute; text-decoration: none; white-space: pre;">12.0%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.47pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.43pt; position: absolute; text-decoration: none; white-space: pre;">11.9%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 237.27pt; position: absolute; text-decoration: none; white-space: pre;"> for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.76pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 272.76pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 295.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.57pt; position: absolute; text-decoration: none; white-space: pre;"> in ROE reflects <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.03pt; position: absolute; text-decoration: none; white-space: pre;">higher<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.01pt; position: absolute; text-decoration: none; white-space: pre;"> net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 112.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">common shareholders in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.94pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 165.94pt; position: absolute; text-decoration: none; white-space: pre;">. Core ROE was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.4pt; position: absolute; text-decoration: none; white-space: pre;">16.4%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.9pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.89pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.89pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.35pt; position: absolute; text-decoration: none; white-space: pre;">15.9%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.85pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.84pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.84pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.67pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.65pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 480.64pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 500.64pt; position: absolute; text-decoration: none; white-space: pre;"> core ROE <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 123.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">was primarily driven by an <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.41pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.39pt; position: absolute; text-decoration: none; white-space: pre;"> in common shareholders&#8217; core earnings. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 140.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Expense efficiency ratio<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 150.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The expense efficiency ratio is a financial measure which we use to measure progress on our strategic priority of expense <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 161.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">efficiency and reflects expenses that flow directly through core earnings (&#8220;core expenses&#8221;). Core expenses include core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 172.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">general expenses, directly attributable maintenance expenses and directly attributable acquisition expenses for products <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 183.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">measured using the premium allocation approach (&#34;PAA&#34;) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 276.59000000000003pt; position: absolute; text-decoration: none; white-space: pre;">and for other products without a CSM<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 425.52pt; position: absolute; text-decoration: none; white-space: pre;">. Core expenses exclude <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 194.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">certain expenses directly attributable to acquiring new business that are capitalized into the CSM instead of flowing directly <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 204.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">through core earnings. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 221.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our focus on expense efficiency has enabled us to drive the benefits of scale across our businesses. We believe there are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 232.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">further opportunities to leverage our global scale and operating environment, streamline processes and further digitize our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 243.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">business. As a result, in 2024 we updated our medium-term target for the expense efficiency ratio from less than 50% to less <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 254.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">than 45%.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1402" style="position: absolute; top: 270.9pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 270.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">T<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 50.49pt; position: absolute; text-decoration: none; white-space: pre;">he <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 62.989999999999995pt; position: absolute; text-decoration: none; white-space: pre;">expense efficienc<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 137.94pt; position: absolute; text-decoration: none; white-space: pre;">y ratio<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.91pt; position: absolute; text-decoration: none; white-space: pre;">44.8%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.41pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 223.4pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.4pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.36pt; position: absolute; text-decoration: none; white-space: pre;">45.5%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.86pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 346.85pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.85pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.68pt; position: absolute; text-decoration: none; white-space: pre;">0.7<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.18pt; position: absolute; text-decoration: none; white-space: pre;"> percentage point <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 474.16pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.15pt; position: absolute; text-decoration: none; white-space: pre;"> in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 281.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">ratio compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.94pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.94pt; position: absolute; text-decoration: none; white-space: pre;"> reflects an <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.42pt; position: absolute; text-decoration: none; white-space: pre;">8%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.42pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.92pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.9pt; position: absolute; text-decoration: none; white-space: pre;"> in pre-tax core earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 338.84pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.09pt; position: absolute; text-decoration: none; white-space: pre;">, and a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.09pt; position: absolute; text-decoration: none; white-space: pre;">5%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.09pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.59pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.57pt; position: absolute; text-decoration: none; white-space: pre;"> in core expenses. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 292.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> in core expenses was driven by higher workforce-related costs, including higher performance-related costs, and the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 303.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">inclusion of ongoing operating expenses related to our acquisition of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.38pt; position: absolute; text-decoration: none; white-space: pre;">CQS<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 337.87pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 320.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 66.49pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 86.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> general expenses <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.47pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 201.45pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.95pt; position: absolute; text-decoration: none; white-space: pre;">12%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.95pt; position: absolute; text-decoration: none; white-space: pre;"> on an actual exchange rate basis and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.42pt; position: absolute; text-decoration: none; white-space: pre;">11%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.76pt; position: absolute; text-decoration: none; white-space: pre;"> on a constant exchange rate basis <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 330.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.96pt; position: absolute; text-decoration: none; white-space: pre;"> driven by the items noted above <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">related to the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.4pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.38pt; position: absolute; text-decoration: none; white-space: pre;"> in core expenses, as well as a reallocation of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 341.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">expenses from directly <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.45pt; position: absolute; text-decoration: none; white-space: pre;">attributable<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.92pt; position: absolute; text-decoration: none; white-space: pre;"> maintenance to general expenses, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 324.38pt; position: absolute; text-decoration: none; white-space: pre;">higher <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 351.86pt; position: absolute; text-decoration: none; white-space: pre;">restructuring charges in Global WAM and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 352.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Canada and the acquisition of CQS. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.95pt; position: absolute; text-decoration: none; white-space: pre;">General expenses excluded from core earnings consisted primarily of the acquisition of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 363.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">CQS and restructuring charges in Global WAM and Canada in 2024, and consisted of a true-up of an existing legal provision <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 374.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and a restructuring charge in Global WAM in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 224.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 244.06pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2Ni4wMCA5NjUuMDcgSCAyNTguMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 728.8pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  Percentage growth &#47; declines in APE sales and NBV are stated on a constant exchange rate basis.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 9.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; white-space: pre;">&#160;  <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.85pt; position: absolute; text-decoration: none; white-space: pre;">For more information on this metric, see &#8220;Non-GAAP and Other Financial Measures&#8221; below.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">9<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1417" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Business Performance<font style="display: inline-block; height: 8.73pt;"></font><font id="i41b268d8d7ce49b4b4ac8049e1f065bc"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Business performance<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 72.9pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 17.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at and for the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 17.25pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 17.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 17.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 28.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.83pt; position: absolute; text-decoration: none; white-space: pre;">Asia APE sales<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 61.01pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;"> <font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">6,073<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">4,469<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 40.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.85pt; position: absolute; text-decoration: none; white-space: pre;">Canada APE sales<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,689<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,409<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 52.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.85pt; position: absolute; text-decoration: none; white-space: pre;">U.S. APE sales<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">623<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">562<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 64.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total APE sales<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 58.14pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1) <font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">8,385<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">6,440<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.83pt; position: absolute; text-decoration: none; white-space: pre;">Asia new business value<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,209<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,627<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 88.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.83pt; position: absolute; text-decoration: none; white-space: pre;">Canada new business value<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">627<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">490<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 100.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.85pt; position: absolute; text-decoration: none; white-space: pre;">U.S. new business value<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 100.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">241<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 100.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">207<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 112.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total new business value<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 91.42999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">3,077<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,324<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 124.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.83pt; position: absolute; text-decoration: none; white-space: pre;">Asia new business CSM<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 92.97pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,148<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,549<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 136.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.85pt; position: absolute; text-decoration: none; white-space: pre;">Canada new business CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">357<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">224<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 148.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.85pt; position: absolute; text-decoration: none; white-space: pre;">U.S. new business CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">382<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">394<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 160.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total new business CSM<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 90.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 160.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,887<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 160.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,167<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 172.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.85pt; position: absolute; text-decoration: none; white-space: pre;">Asia CSM net of NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">15,540<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">12,617<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 184.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.85pt; position: absolute; text-decoration: none; white-space: pre;">Canada CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">4,109<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">4,060<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 196.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.85pt; position: absolute; text-decoration: none; white-space: pre;">U.S. CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,468<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">3,738<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 208.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.85pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 208.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 208.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 220.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total CSM net of NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 220.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">22,127<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 220.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">20,440<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 232.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Post-tax CSM net of NCI<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 90.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 232.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">19,682<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 232.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">17,748<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 244.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM gross flows ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 127.96pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 134.31pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 244.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">171.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 244.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">143.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 256.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM net flows ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 119.52pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">13.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 256.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">4.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 268.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM assets under management and administration ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 250.04999999999998pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3),(4)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 268.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.46pt;"></font></font><font style="left: 20.09pt; position: absolute;">1,031.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 268.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">849.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 280.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM total invested assets ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 280.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">9.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 280.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">7.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 292.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM segregated funds net assets ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 188.35999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">291.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 292.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">248.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 304.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets under management and administration ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 222.37pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 304.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.46pt;"></font></font><font style="left: 20.09pt; position: absolute;">1,608.0<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 304.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.46pt;"></font></font><font style="left: 20.09pt; position: absolute;">1,388.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 316.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 316.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">442.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 316.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">417.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 328.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total net segregated funds net assets ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 328.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">436.0<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 328.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">377.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 418.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ifbe22d6c8a694c24a3452c11ca590bb4"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">For more information on this metric, see &#8220;Non-GAAP and Other Financial Measures&#8221; below. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 427.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i358e3bb3a05249a1b4719993887c9075"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM is net of NCI.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 436.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="id8e056884d5e4f91953fa0d06670572e"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">This item is a non-GAAP financial measure. See &#8220;Non-GAAP and Other Financial Measures&#8221; below for more information.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 445.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ie23018e19cec4c7db6ce99e52fd7eb49"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The Global WAM portion of AUMA as at <font style="display: inline-block; height: 5.09pt;"></font><font id="i9166e5d2feb246f48d0c80ae0cc3a7ec"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 184.07pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 245.5pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 261.82pt; position: absolute; text-decoration: none; white-space: pre;">$1,031.1 billion<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 308.85pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 312.73pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 348.89pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 358.59999999999997pt; position: absolute; text-decoration: none; white-space: pre;">14%<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 372.59999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 421.96pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 483.39pt; position: absolute; text-decoration: none; white-space: pre;">, driven by <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 517.59pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 454.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">favourable impact of interest rates and <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 180.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">equity markets,<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 227.88pt; position: absolute; text-decoration: none; white-space: pre;"> the $19 billion of assets added from the acquisition of CQS in the second quarter of 2024 (&#8220;2Q24&#8221;), as <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 463.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">well as net inflows<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 115.92pt; position: absolute; text-decoration: none; white-space: pre;">. The Global WAM segregated funds net assets were <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.51pt; position: absolute; text-decoration: none; white-space: pre;">$291.9 billion<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 322.71pt; position: absolute; text-decoration: none; white-space: pre;"> as at<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 339.81pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 341.75pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 403.18pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 407.06pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 443.21999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 452.93pt; position: absolute; text-decoration: none; white-space: pre;">18%<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 466.93pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 516.29pt; position: absolute; text-decoration: none; white-space: pre;">December <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 473pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 86.8pt; position: absolute; text-decoration: none; white-space: pre;"> on an actual exchange rate basis driven by <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 223.64pt; position: absolute; text-decoration: none; white-space: pre;">the favourable impact of equity markets <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 347.63pt; position: absolute; text-decoration: none; white-space: pre;">and foreign currency exchange rates<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 461.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font><font id="i3530d14d6b734db69efee85b0c5b86f0"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_5331" style="position: absolute; top: 494.1pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 494.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Annualized premium equivalent (&#8220;APE&#8221;) sales<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.86pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 248.36pt; position: absolute; text-decoration: none; white-space: pre;">were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">$8.4 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.3pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.29pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.29pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 350.29pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 396.77pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.27pt; position: absolute; text-decoration: none; white-space: pre;">30%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 427.27pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.52pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.98pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 513.98pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 518.98pt; position: absolute; text-decoration: none; white-space: pre;">n<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 524.47pt; position: absolute; text-decoration: none; white-space: pre;">ew <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 504.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">business value (&#8220;NBV&#8221;)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 152.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.41pt; position: absolute; text-decoration: none; white-space: pre;">$3.1 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 214.37pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.36pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.36pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.36pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 310.34pt; position: absolute; text-decoration: none; white-space: pre;">32%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 328.34pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.8pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.8pt; position: absolute; text-decoration: none; white-space: pre;">, and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 434.3pt; position: absolute; text-decoration: none; white-space: pre;">n<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 439.79pt; position: absolute; text-decoration: none; white-space: pre;">ew business contractual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 515.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">service margin (&#8220;New business CSM&#8221;)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 212.9pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.4pt; position: absolute; text-decoration: none; white-space: pre;">was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.89pt; position: absolute; text-decoration: none; white-space: pre;">$2.9 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 276.85pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 288.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 308.84pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.84pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.32pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.82pt; position: absolute; text-decoration: none; white-space: pre;">32%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 390.82pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.28pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 474.28pt; position: absolute; text-decoration: none; white-space: pre;">. New business <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 526.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">results by segments were as follows&#58; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 543.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">I<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70pt; position: absolute; text-decoration: none; white-space: pre;">n Asia, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99.01pt; position: absolute; text-decoration: none; white-space: pre;">APE sales <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 143pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 184.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">36%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.48pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.94pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.94pt; position: absolute; text-decoration: none; white-space: pre;">, driven by broad-based growth across most geographies in Asia, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 554.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">partially offset by a decrease in Vietnam. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.6pt; position: absolute; text-decoration: none; white-space: pre;">NBV and new business CSM increased <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.03pt; position: absolute; text-decoration: none; white-space: pre;">35%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.03pt; position: absolute; white-space: pre;"> and 38%, respectively, compared <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 564.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; white-space: pre;">with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.98pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">, driven by higher sales volumes, partially offset by business mix. New business CSM additionally benefited <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 575.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">from the impact of updates to actuarial methods and assumptions in the second half of 2023. New business value margin <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 586.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;NBV margin&#8221;)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 127.92pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 131.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> remained resilient at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.1pt; position: absolute; text-decoration: none; white-space: pre;">40.7%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.6pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 599.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">In Canada, APE sales <font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 157.49pt; position: absolute; text-decoration: none; white-space: pre;">and NBV <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.98pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 234.96pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 237.46pt; position: absolute; text-decoration: none; white-space: pre;">20%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 255.46pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">28%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293.46000000000004pt; position: absolute; white-space: pre;">, respectively, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 350.27pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 359.76pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.76pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 443.22pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.22pt; position: absolute; text-decoration: none; white-space: pre;">, driven by higher <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 610.1pt; width: 594pt;"><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">sales volumes in Group Insurance across all group benefits markets, along with higher participating life insurance and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 620.9pt; width: 594pt;"><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">segregated fund products sales, partially offset by the non-recurrence of a large affinity markets sale in 2023.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.99pt; position: absolute; text-decoration: none; white-space: pre;"> Higher <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 631.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">margins in Individual Insurance also contributed to the growth in NBV. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 346.53pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.48pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 466.46pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.96pt; position: absolute; text-decoration: none; white-space: pre;">59%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 486.96pt; position: absolute; text-decoration: none; white-space: pre;"> driven by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 642.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">higher sales volumes and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.95pt; position: absolute; text-decoration: none; white-space: pre;">higher margins in Individual Insurance and Annuities<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.84pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 655.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">In the U.S., APE sales and NBV <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.98pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.96pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.46pt; position: absolute; text-decoration: none; white-space: pre;">9%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.46pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 271.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">14%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.46000000000004pt; position: absolute; white-space: pre;">, respectively, in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.76pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.76pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.26pt; position: absolute; text-decoration: none; white-space: pre;">compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 439.22pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.22pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 461.72pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 464.22pt; position: absolute; text-decoration: none; white-space: pre;">reflecting increased <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 666.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">demand from affluent customers for accumulation insurance products, partially offset by lower sales of protection <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 676.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">insurance products<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 143.47pt; position: absolute; text-decoration: none; white-space: pre;">. New business CSM <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.42pt; position: absolute; text-decoration: none; white-space: pre;">decreased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 271.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">5%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 286.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> driven by product mix and the impact of interest rates, partially <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 687.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">offset by higher sales volumes.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">10<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Contractual service margin (&#8220;CSM&#8221;) net of NCI<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.32pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 264.31pt; position: absolute; text-decoration: none; white-space: pre;">$22,127<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.81pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 299.31pt; position: absolute; text-decoration: none; white-space: pre;">million as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 349.26pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.23pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 433.23pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.71pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 482.21pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 492.21pt; position: absolute; text-decoration: none; white-space: pre;">$1,687 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.45pt; position: absolute; text-decoration: none; white-space: pre;"> or <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 83.44pt; position: absolute; text-decoration: none; white-space: pre;">3%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.44pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 159.9pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.87pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.37pt; position: absolute; text-decoration: none; white-space: pre;"> Organic CSM movement was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.3pt; position: absolute; text-decoration: none; white-space: pre;">$1,231 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 418.75pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.25pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.74pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.74pt; position: absolute; text-decoration: none; white-space: pre;">, driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.72pt; position: absolute; text-decoration: none; white-space: pre;">the impact <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 63.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of new business and interest accretion, partially offset by amortization recognized in core earnings and unfavourable <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 75.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">insurance experience<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">. Inorganic CSM movement was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 260.39pt; position: absolute; text-decoration: none; white-space: pre;">$456 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 308.34pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 310.84pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.33pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.33pt; position: absolute; text-decoration: none; white-space: pre;">, primarily <font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.77pt; position: absolute; text-decoration: none; white-space: pre;">driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.75pt; position: absolute; text-decoration: none; white-space: pre;">the favourable impacts of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 87.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">changes in foreign currency exchange rates, partially offset by the impacts of reinsurance transactions and the annual review <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 99pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of actuarial methods and assumptions<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.44pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 116.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 116.43pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 147.4pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.9pt; position: absolute; text-decoration: none; white-space: pre;">were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.88pt; position: absolute; text-decoration: none; white-space: pre;">$13.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.84pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.83pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.83pt; position: absolute; text-decoration: none; white-space: pre;">, compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.79pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.26pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.76pt; position: absolute; text-decoration: none; white-space: pre;">$4.5 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.72pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.71pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 447.71pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 134.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.49pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> in Retirement were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 187.39pt; position: absolute; text-decoration: none; white-space: pre;">$0.7 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 230.35pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.34pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">, compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.3pt; position: absolute; text-decoration: none; white-space: pre;">outflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.28pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 388.78pt; position: absolute; text-decoration: none; white-space: pre;">$4.0 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.74pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 443.73pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.73pt; position: absolute; text-decoration: none; white-space: pre;">, primarily driven by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 145.2pt; width: 594pt;"><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">the non-recurrence of large-case retirement plan redemptions by a single sponsor in the U.S. in 2023 and higher new <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 156pt; width: 594pt;"><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">retirement plan sales, partially offset by higher member withdrawals<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.14pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 168.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.49pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> in Retail were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 166.4pt; position: absolute; text-decoration: none; white-space: pre;">$6.8 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.36pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.86pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.35pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.35pt; position: absolute; text-decoration: none; white-space: pre;">, compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 322.31pt; position: absolute; text-decoration: none; white-space: pre;">outflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.29pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.79pt; position: absolute; text-decoration: none; white-space: pre;">$0.5 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.75pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.74pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.74pt; position: absolute; text-decoration: none; white-space: pre;">, driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 486.72pt; position: absolute; text-decoration: none; white-space: pre;">increased <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 179.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">demand for investment products amid a constructive equity market and improved investor sentiment<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 460.31pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 192.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.49pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> in Institutional Asset Management were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.39pt; position: absolute; text-decoration: none; white-space: pre;">$5.7 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 311.35pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 323.34pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.34pt; position: absolute; text-decoration: none; white-space: pre;">, compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.3pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.77pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 464.27pt; position: absolute; text-decoration: none; white-space: pre;">$9.0 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 507.23pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 519.22pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 539.22pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 203.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">reflecting lower net flows from fixed income and equity mandates<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.85pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1434" style="position: absolute; top: 226pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 226pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Assets under Management and Administration (&#8220;AUMA&#8221;)<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 237.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">AUMA<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 70.98pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;"> <font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.6pt; position: absolute; text-decoration: none; white-space: pre;">as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.6pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.57pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.56pt; position: absolute; text-decoration: none; white-space: pre;">$1.6 trillion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.01pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.01pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.49pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.99pt; position: absolute; text-decoration: none; white-space: pre;">9%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.99pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.45pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 457.42pt; position: absolute; text-decoration: none; white-space: pre;">, primarily due to the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 248.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">favourable <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">impact<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 115.96pt; position: absolute; text-decoration: none; white-space: pre;"> of interest rates and equity markets, and net inflows. Total invested assets<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.19pt; position: absolute; text-decoration: none; white-space: pre;"> increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.67pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 456.17pt; position: absolute; text-decoration: none; white-space: pre;">6%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.17pt; position: absolute; text-decoration: none; white-space: pre;"> on actual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 259.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">exchange rate basis, primarily due to the impact of foreign currency exchange rates and interest rates on debt instruments, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 270.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">partially offset by the transfer of invested assets related to the GA and RGA Canadian Reinsurance Transactions. S<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 502.19pt; position: absolute; text-decoration: none; white-space: pre;">egregated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 280.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">funds <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69.5pt; position: absolute; text-decoration: none; white-space: pre;">net assets<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.5pt; position: absolute; text-decoration: none; white-space: pre;"> increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">15%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> on an actual exchange rate basis, primarily due to the impact of equity markets and foreign <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 291.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">currency exchange rates.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 308.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Assets under Management and Administration<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 319.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 29.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 11.47pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 64.52pt;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 67.14999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 1.94pt;"> <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 21.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 33.8pt;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 21.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 21.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 29.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.45pt;"></font></font><font style="left: 17.52pt; position: absolute;">442,497<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.45pt;"></font></font><font style="left: 17.52pt; position: absolute;">417,210<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 41.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net assets<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 104.32pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 14.89pt;"></font></font><font style="left: 17.52pt; position: absolute;">435,988<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 14.89pt;"></font></font><font style="left: 17.52pt; position: absolute;">377,544<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 53.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Mutual funds, institutional asset management and other<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 198.85999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1),(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 14.89pt;"></font></font><font style="left: 17.52pt; position: absolute;">506,868<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 14.89pt;"></font></font><font style="left: 17.52pt; position: absolute;">411,961<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 65.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets under management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 8.23pt;"></font></font><font style="left: 10.86pt; position: absolute;">1,385,353<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 8.23pt;"></font></font><font style="left: 10.86pt; position: absolute;">1,206,715<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 77.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other assets under administration<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 14.89pt;"></font></font><font style="left: 17.52pt; position: absolute;">222,614<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 14.89pt;"></font></font><font style="left: 17.52pt; position: absolute;">182,046<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 89.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets under management and administration <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 3.79pt;"></font></font><font style="left: 10.86pt; position: absolute;">1,607,967<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; 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left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i36386a4408514bc8b1b1b70e43d9a07d"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">These assets are not available to satisfy the liabilities of the Company&#8217;s general fund.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 434.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ib2e32da13f3443bdb485f6ab9b6cd89a"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Other funds represent pension funds, pooled funds, endowment funds and other institutional funds managed by the Company on behalf of others.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2Ni4wMCA5MDQuNDAgSCAyNTguMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; 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height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 9.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.42pt; position: absolute; text-decoration: none; white-space: pre;">subordinated debt in 2Q24, and $1.0 billion of subordinated debt in the fourth quarter of 2024 (&#8220;4Q24&#8221;), partially offset by the redemption of $0.6 billion of <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 18.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.42pt; position: absolute; text-decoration: none; white-space: pre;">JHUSA Surplus Notes in 1Q24, $0.75 billion of subordinated debt in the third quarter of 2024 (&#8220;3Q24&#8221;) and $0.5 billion of<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 428.2pt; position: absolute; white-space: pre;"> subordinated debt in 4Q24.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 27.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2&#160; &#160; <font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.07pt; position: absolute; text-decoration: none; white-space: pre;">Includes cash &#38; cash equivalents, comprised of cash on deposit, Canadian and U.S. Treasury Bills and high quality short-term investments, and marketable <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 36.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.42pt; position: absolute; text-decoration: none; white-space: pre;">assets, comprised of investment grade government and agency bonds, investment grade corporate bonds, investment grade securitized instruments, publicly <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 45.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.42pt; position: absolute; text-decoration: none; white-space: pre;">traded common stocks and preferred shares.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 54.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  This item is a non-GAAP financial measure. 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width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">11<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1451" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Financial Strength<font style="display: inline-block; height: 8.73pt;"></font><font id="ie42d654e50894fb887dfa412e1117258"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Financial strength metrics<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 72.9pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 23.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 5.47pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at and for the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 15.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 15.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 15.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 23.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">MLI&#8217;s LICAT ratio<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 63.46pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 17.07pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 17.07pt; position: absolute;">137%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 23.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 17.07pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 17.07pt; position: absolute;">137%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 35.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Financial leverage ratio<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 14.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 14.85pt; position: absolute;">23.7%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 35.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 14.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 14.85pt; position: absolute;">24.3%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 47.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Consolidated capital ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 113.14pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.89pt;"></font></font><font style="left: 21.959999999999997pt; position: absolute;">81.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 47.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.89pt;"></font></font><font style="left: 21.959999999999997pt; position: absolute;">73.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 59.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Book value per common share ($)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.45pt;"></font></font><font style="left: 17.52pt; position: absolute;">25.63<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 59.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.45pt;"></font></font><font style="left: 17.52pt; position: absolute;">22.36<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 71.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Adjusted book value per common share ($)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 155.35999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.45pt;"></font></font><font style="left: 17.52pt; position: absolute;">37.02<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 71.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.45pt;"></font></font><font style="left: 17.52pt; position: absolute;">32.19<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 161.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i8eb6fa415b4843aab66dbbe6dab2fc6f"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">This item is disclosed under the Office of the Superintendent of Financial Institutions (&#8220;OSFI&#8221;) Life Insurance Capital Adequacy Test Public Disclosure <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 170.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Requirements guideline.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 179.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i6c373cdd9aad47c1a85a0f6a6f1321d4"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">This item is a capital management measure. For more information on this metric, see &#8220;Non-GAAP and Other Financial Measures&#8221; below.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 188.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i66f92b6d9f19431e840feb851fd4a575"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">This item is a non-GAAP ratio. See &#8220;Non-GAAP and Other Financial Measures&#8221; below for more information.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 203.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;) ratio<font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #008000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 293.76pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.53pt; position: absolute; text-decoration: none; white-space: pre;">for MLI was <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.5pt; position: absolute; text-decoration: none; white-space: pre;">137%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 368.5pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.97pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 215.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">137%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.5pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 97pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.97pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 180.81pt; position: absolute; text-decoration: none; white-space: pre;">The ratio<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.28pt; position: absolute; text-decoration: none; white-space: pre;"> is in line with 2023 as the positive impacts from earnings and the CSM, the net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 226.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">issuance of capital instruments<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 172.44pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.69pt; position: absolute; text-decoration: none; white-space: pre;"> and the GA and RGA Canadian Reinsurance Transactions were offset by common share <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 237.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">buybacks and market movements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 253.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s financial leverage ratio<font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #008000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 176.41pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.18pt; position: absolute; text-decoration: none; white-space: pre;">as at <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 201.18pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.15pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.14pt; position: absolute; text-decoration: none; white-space: pre;">23.7%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.64pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.64pt; position: absolute; text-decoration: none; white-space: pre;">a decrease<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.13pt; position: absolute; text-decoration: none; white-space: pre;"> of<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.13pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 388.63pt; position: absolute; text-decoration: none; white-space: pre;">0.6<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 401.13pt; position: absolute; text-decoration: none; white-space: pre;"> percentage points from <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 498.09pt; position: absolute; text-decoration: none; white-space: pre;">24.3%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 523.5899999999999pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 265.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 128.47pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.3pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 188.29pt; position: absolute; text-decoration: none; white-space: pre;"> in the ratio was driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 292.73pt; position: absolute; text-decoration: none; white-space: pre;">growth in total equity and higher post-tax CSM, partially offset <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 276.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">by the net issuance of capital instruments<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 214.44pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.69pt; position: absolute; text-decoration: none; white-space: pre;">. The growth in total equity was from total comprehensive income, which was <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 287.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">partially offset by dividends and common share buybacks<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.25pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 304.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s consolidated capital<font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #008000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 165.39pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 168.16pt; position: absolute; text-decoration: none; white-space: pre;">was <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 186.65pt; position: absolute; text-decoration: none; white-space: pre;">$81.2 billion<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 234.61pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.11pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 338.08pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.08pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.56pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.06pt; position: absolute; text-decoration: none; white-space: pre;">$7.3 billion<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 445.02pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.48pt; position: absolute; text-decoration: none; white-space: pre;">$73.9 <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 316.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.93pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 198.76pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.74pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.24pt; position: absolute; text-decoration: none; white-space: pre;">was driven by growth in total equity, a higher post-tax CSM and the net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 327.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">issuance of capital <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.97pt; position: absolute; text-decoration: none; white-space: pre;">instruments<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 172.44pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.69pt; position: absolute; text-decoration: none; white-space: pre;">. The growth in total equity was mainly from total comprehensive income, which was partially <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 337.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">offset by dividends and common share buybacks<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.79pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 246.29pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 355.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Remittances<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 102.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.72999999999999pt; position: absolute; text-decoration: none; white-space: pre;">were <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.71pt; position: absolute; text-decoration: none; white-space: pre;">$<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;">7.0<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> billion in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.66pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.66pt; position: absolute; text-decoration: none; white-space: pre;"> of which Asia and U.S. operations delivered $<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.08pt; position: absolute; text-decoration: none; white-space: pre;">1.9<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.58pt; position: absolute; text-decoration: none; white-space: pre;"> billion and $<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.04pt; position: absolute; text-decoration: none; white-space: pre;">2.0<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 461.54pt; position: absolute; text-decoration: none; white-space: pre;"> billion, respectively. <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 367.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Remittances in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 131.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> increased by $<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.44pt; position: absolute; text-decoration: none; white-space: pre;">1.5<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.94pt; position: absolute; text-decoration: none; white-space: pre;"> billion compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293.86pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.86pt; position: absolute; text-decoration: none; white-space: pre;"> due to the favourable impact of market movements in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 378.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2024 and the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 104.5pt; position: absolute; text-decoration: none; white-space: pre;">GA Reinsurance <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.32pt; position: absolute; text-decoration: none; white-space: pre;">Transaction. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 223.96pt; position: absolute; text-decoration: none; white-space: pre;">Refer to &#8220;Remittance of Capital&#8221; below for more information.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 395.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Cash and cash equivalents and marketable securitie<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 272.85pt; position: absolute; text-decoration: none; white-space: pre;">s<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 277.85pt; position: absolute; text-decoration: none; top: -2.548pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.732pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 281.1pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.87pt; position: absolute; text-decoration: none; white-space: pre;">were $263.3 billion as at <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.31pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 462.28pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 407.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">$250.7 billion as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.96pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.93pt; position: absolute; text-decoration: none; white-space: pre;">. The increase of $12.6 billion was primarily driven by favourable changes in foreign <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 418.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">exchange rates and higher equity markets, partially offset by the impact of GA and RGA Canadian Reinsurance Transactions, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 429.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and the lower market value of debt instruments due to higher interest rates. Refer to &#8220;Liquidity Risk Management Strategy&#8221; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 439.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">below for more information.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.41pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1484" style="position: absolute; top: 456.75pt;"></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 456.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">B<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 55.99pt; position: absolute; text-decoration: none; white-space: pre;">ook va<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 84.47pt; position: absolute; text-decoration: none; white-space: pre;">lue <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 99.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">per common share<font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #008000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 180.41pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.18pt; position: absolute; text-decoration: none; white-space: pre;">as at <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.18pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.15pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 305.14pt; position: absolute; text-decoration: none; white-space: pre;">$25.63<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.64pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.14pt; position: absolute; text-decoration: none; white-space: pre;">15%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.14pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 365.64pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 399.62pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.08pt; position: absolute; text-decoration: none; white-space: pre;">$22.36<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.58pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 468.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 128.47pt; position: absolute; text-decoration: none; white-space: pre;">. The number of common shares outstanding was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 328.23pt; position: absolute; text-decoration: none; white-space: pre;">1,729 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.68pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 403.18pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 482.15pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.65pt; position: absolute; text-decoration: none; white-space: pre;">net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 509.65pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 546.64pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 479.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">77 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 97.45pt; position: absolute; text-decoration: none; white-space: pre;"> common shares from <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 186.9pt; position: absolute; text-decoration: none; white-space: pre;">1,806 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 237.35pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.85pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.82pt; position: absolute; text-decoration: none; white-space: pre;">, primarily due to common share buybacks.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 496.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Adjusted book value per common share<font style="display: inline-block; height: 7.28pt;"></font></font><font style="color: #008000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 220.36pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 223.13pt; position: absolute; text-decoration: none; white-space: pre;">as at <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.13pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 324.1pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.09pt; position: absolute; text-decoration: none; white-space: pre;">$37.02<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.59pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.09pt; position: absolute; text-decoration: none; white-space: pre;">15%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 403.09pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 405.59pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 439.57pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 503.03pt; position: absolute; text-decoration: none; white-space: pre;">$32.19<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 530.53pt; position: absolute; text-decoration: none; white-space: pre;"> as <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 508.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 138.47pt; position: absolute; text-decoration: none; white-space: pre;">, driven by an increase in the adjusted book value<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 335.9pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 339.15pt; position: absolute; text-decoration: none; white-space: pre;"> and a lower number of common shares <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 519.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">outstanding. Adjusted book value <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.98pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 222.96pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.73pt; position: absolute; text-decoration: none; white-space: pre;">$5.9 billion<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.69pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 271.19pt; position: absolute; text-decoration: none; white-space: pre;">due to growth in total common shareholders&#8217; equity and an increase <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 531.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">in post-tax CSM, net of NCI. The increase in common shareholders&#8217; equity reflects the impact of growth in total <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 541.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">comprehensive income, partially offset by dividends and common share buybacks.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1468" style="position: absolute; top: 564.75pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 564.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Impact of Foreign Currency Exchange Rates<font style="display: inline-block; height: 8.73pt;"></font><font id="ic1c469828e4b4f57be1e0eeb2e3c6f05"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 580.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We have worldwide operations, including in Canada, the United States and various markets in Asia, and generate revenues <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 591.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and incur expenses in local currencies in these jurisdictions, all of which are translated into Canadian dollars. The bulk of our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 601.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">exposure to foreign currency exchange rates is to movements in the U.S. dollar.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 618.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Items impacting our Consolidated Statements of Income are translated to Canadian dollars using average exchange rates for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 629.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the respective quarterly period. For items impacting our Consolidated Statements of Financial Position, period end rates are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 640.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">used for currency translation purposes. The following table provides the most relevant foreign currency exchange rates for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 651.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69.5pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.5pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.5pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">12<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="position: absolute; top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 165.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 13.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 165.75pt; position: absolute; top: 0pt; width: 228.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 228.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 100.08pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 408pt; position: absolute; top: 0pt; width: 91.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 91.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.99pt; position: absolute; text-decoration: none; white-space: pre;">Full Year<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 165.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 165.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Exchange rate<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 165.75pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.01pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 211.5pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.01pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 257.25pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.01pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.01pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.01pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 27.56pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.56pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 165.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 165.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Average<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 32.23pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 165.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 165.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.73pt; position: absolute; text-decoration: none; white-space: pre;">U.S. dollar<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 165.75pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3987<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 211.5pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3639<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 257.25pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3682<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3485<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3612<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3698<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3494<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 165.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 165.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.73pt; position: absolute; text-decoration: none; white-space: pre;">Japanese yen<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 165.75pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0092<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 211.5pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0091<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 257.25pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0088<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0090<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0092<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0090<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0096<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 165.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 165.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.73pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong dollar<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 165.75pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1799<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 211.5pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1749<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 257.25pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1750<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1724<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1742<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1755<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1724<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 165.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 165.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Period end<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 165.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 165.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.73pt; position: absolute; text-decoration: none; white-space: pre;">U.S. dollar<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 165.75pt; position: absolute; top: 82.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.4382<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 211.5pt; position: absolute; top: 82.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3510<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 257.25pt; position: absolute; top: 82.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3684<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303pt; position: absolute; top: 82.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3533<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 82.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3186<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 82.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.4382<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 82.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">1.3186<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 165.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 165.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.73pt; position: absolute; text-decoration: none; white-space: pre;">Japanese yen<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 165.75pt; position: absolute; top: 94.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0092<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 211.5pt; position: absolute; top: 94.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0094<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 257.25pt; position: absolute; top: 94.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0085<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303pt; position: absolute; top: 94.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0089<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 94.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0094<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 94.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0092<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 94.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.0094<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 165.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 165.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.73pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong dollar<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 165.75pt; position: absolute; top: 106.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1851<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 211.5pt; position: absolute; top: 106.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1739<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 257.25pt; position: absolute; top: 106.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1753<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303pt; position: absolute; top: 106.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1729<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 106.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1689<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 106.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1851<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 106.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.73pt;"></font></font><font style="left: 18.36pt; position: absolute;">0.1689<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 164pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="id52265d03ed349e6af66fe6919245e47"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Average rates for the quarter are from Bank of Canada which are applied against Consolidated Statements of Income items for each period. Average rate for <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 173.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">the full year is a 4-point average of the quarterly average rates.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 188.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to shareholders and core earnings from the Company&#8217;s foreign operations are translated to Canadian <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 199pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">dollars, and in general, our net income attributed to shareholders and core earnings benefit from a weakening Canadian <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 209.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">dollar and are adversely affected by a strengthening Canadian dollar. However, in a period of net losses in foreign operations, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 220.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the weakening of the Canadian dollar has the effect of increasing the losses. The relative impact of foreign currency <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 231.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">exchange in any given period is driven by the movement of currency rates as well as the proportion of earnings generated in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 242.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">our foreign operations.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 259pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Changes in foreign currency exchange rates increased core earnings by $32 million in<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.82pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.32pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.32pt; position: absolute; text-decoration: none; white-space: pre;"> compared with the same period <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 269.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 55pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 75pt; position: absolute; text-decoration: none; white-space: pre;">, primarily due to a weaker Canadian dollar compared with the U.S. dollar. The impact of foreign currency exchange <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 280.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">rates on items excluded from core earnings does not provide relevant information given the nature of these items.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2Ni4wMCA5MzMuMzMgSCAyNTguMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 705pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; white-space: pre;">&#160;  Highest potential businesses include Asia segment, Global WAM, Canada group benefits and North American behavioural insurance products. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 8.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; white-space: pre;">&#160;  <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.85pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Caution regarding forward-looking statements&#8221; above.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 16.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; white-space: pre;">&#160;  <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.85pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings is a non-GAAP financial measure. See &#8220;Non-GAAP and Other Financial Measures&#8221; below. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 25.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">4&#160; &#160; <font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.07pt; position: absolute; white-space: pre;">This item is a non-GAAP ratio. See &#8220;Non-GAAP and Other Financial Measures&#8221; below for more information.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 33.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">5&#160; &#160; <font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.07pt; position: absolute; white-space: pre;">CSM balance and new business CSM are net of non-controlling interests (pre-tax).<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">13<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_5935" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Strategic Priorities and Progress Update<font style="display: inline-block; height: 8.73pt;"></font><font id="ifb828b165b2445a88588a6fa927bd40a"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 280.07pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 56.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our strategy is underpinned by five strategic priorities which we introduced in 2018. Since then, we have made significant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 66.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">progress on these priorities&#59; the progress made in 2024 is outlined below.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 340.85pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 83.7pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 505.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 100.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 101.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 101.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 101.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 101.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 18pt;"><td style="background-color: #ccffcc; border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 0pt; position: absolute; top: 0pt; width: 505.5pt;"><div><div style="line-height: 7.28pt; position: absolute; top: 4.87pt; width: 505.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Accelerate Growth<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 135pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 0pt; position: absolute; top: 18pt; width: 505.5pt;"><div><div style="line-height: 6.55pt; position: absolute; top: 4.34pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">We strive to increase the core earnings contribution from our highest potential businesses<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 361.56pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 364.81pt; position: absolute; text-decoration: none; white-space: pre;"> and the Asia region (our Asia <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 15.14pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">segment and Asia wealth and asset management (&#8220;Asia WAM&#8221;)). <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 31.94pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Focus areas&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 42.74pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 5.380000000000001pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 17.48pt; position: absolute; text-decoration: none; white-space: pre;">Leverage global footprint and business diversity to allocate capital and resources to higher growth opportunities<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 54.54pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 5.380000000000001pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 17.48pt; position: absolute; text-decoration: none; white-space: pre;">In Asia, increase penetration and scale in high-quality, sustainable growth businesses<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 66.34pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 5.380000000000001pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 17.48pt; position: absolute; text-decoration: none; white-space: pre;">In Global WAM, scale investment capabilities, enhance our intermediated distribution strength, and increase our focus <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 77.14pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 17.48pt; position: absolute; text-decoration: none; white-space: pre;">where we have direct relationships with clients <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 88.94pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 5.380000000000001pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 17.48pt; position: absolute; text-decoration: none; white-space: pre;">In North America, expand behavioural insurance offerings to provide innovative solutions and support positive health and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 99.74pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 17.48pt; position: absolute; text-decoration: none; white-space: pre;">well-being outcomes for customers <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 111.54pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 5.380000000000001pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 17.48pt; position: absolute; text-decoration: none; white-space: pre;">In Canada, drive new business growth and persistency in group benefits <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 123.34pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 5.380000000000001pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 17.48pt; position: absolute; text-decoration: none; white-space: pre;">Execute on organic and inorganic growth opportunities <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="position: absolute; top: 247.7pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 228pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 11.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 65.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 11.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 0pt; width: 65.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.21pt; position: absolute; text-decoration: none; white-space: pre;">Baseline<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 416.25pt; position: absolute; top: 0pt; width: 83.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 83.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.89pt; position: absolute; text-decoration: none; white-space: pre;">Targets<font style="display: inline-block; height: 5.09pt;"></font></font><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 51.83pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 228pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.13pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 11.25pt; width: 65.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.41pt; position: absolute; text-decoration: none; white-space: pre;">2017 (IFRS 4)<font style="display: inline-block; height: 5.09pt;"></font></font><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 57.31999999999999pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 42pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.22pt; position: absolute; white-space: pre;">2025<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.84pt; position: absolute; white-space: pre;">2027<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 228pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.75pt; width: 228pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; white-space: pre;">Core earnings contribution from highest potential <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 228pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; letter-spacing: -0.025em; position: absolute; white-space: pre;">businesses<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 48.63pt; letter-spacing: -0.025em; position: absolute; top: -2.037pt; vertical-align: super; white-space: pre;">4<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 228pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 24.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 24.74pt; position: absolute;">70%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 24.74pt; position: absolute;">60%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 22.5pt; width: 65.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 39.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 39.74pt; position: absolute;">54%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 22.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 16.49pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 16.49pt; position: absolute;">75%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 22.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.72pt; position: absolute; white-space: pre;">n&#47;a<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 228pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 228pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">Core earnings contribution from Asia region<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 170.85pt; position: absolute; top: -2.037pt; vertical-align: super; white-space: pre;">4<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 228pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 24.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 24.74pt; position: absolute;">44%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 24.74pt; position: absolute;">37%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 44.25pt; width: 65.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 39.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 39.74pt; position: absolute;">36%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 44.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.27pt; position: absolute; white-space: pre;">n&#47;a<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 44.25pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 15.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 15.74pt; position: absolute;">50%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.55pt; position: absolute; top: 314.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our ambition to accelerate growth through our highest potential businesses remains a core element of our strategic agenda, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 325.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and we continued to see strong momentum this year. Global megatrends of a growing middle class in Asia, a widening <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 336.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">retirement gap globally, and dramatic digitization of the consumer, continue to fuel significant opportunities for Asia and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 347.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM, and we are uniquely positioned to grow these businesses. Our diverse franchise also provides significant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 358.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">opportunities to deploy capital in high ROE and growth areas in North America where we see strong demand for our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 368.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">behavioural insurance and group benefits products.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 385.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.5pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 84.5pt; position: absolute; text-decoration: none; white-space: pre;">70%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.5pt; position: absolute; text-decoration: none; white-space: pre;"> of core earnings were generated from our highest potential businesses compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.33pt; position: absolute; text-decoration: none; white-space: pre;">60%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 467.33pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.32pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.32pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.82pt; position: absolute; text-decoration: none; white-space: pre;"> as the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 396.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">increase in core earnings from highest potential businesses outpaced the growth in total company core earnings. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 413.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Asia segment core earnings in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.94pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.94pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.44pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 234.42pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.92pt; position: absolute; text-decoration: none; white-space: pre;">27%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 254.92pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.38pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 338.38pt; position: absolute; text-decoration: none; white-space: pre;"> after adjusting for the impact of changes in foreign <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 424.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">currency exchange rates, primarily reflecting strong business growth, benefits from updates to actuarial methods and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 434.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assumptions in 2023 and 2024, as well as improved insurance experience. The segment contributed to 70% of the total <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 445.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">company CSM balance<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 142.45999999999998pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">5<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> as at December 31, 2024 and 74% of the total company new business CSM<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 450.12pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">5<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.37pt; position: absolute; text-decoration: none; white-space: pre;"> in 2024, demonstrating <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 456.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">that accelerating profitable growth is at the heart of our ambition and supporting our commitment to deliver 50% of total <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 467.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">company core earnings from the Asia region. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 484.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM core earnings in 2024 <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 191.09pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 230.07pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.57pt; position: absolute; text-decoration: none; white-space: pre;">30%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 250.57pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.03pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.03pt; position: absolute; text-decoration: none; white-space: pre;"> on a constant exchange rate basis, driven by growth <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 494.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">across all business lines and geographies, including <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.89pt; position: absolute; text-decoration: none; white-space: pre;">37%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 276.89pt; position: absolute; text-decoration: none; white-space: pre;"> growth in Asia. The segment generated positive net flows in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 518.62pt; position: absolute; text-decoration: none; white-space: pre;">14 of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 505.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the past 15 <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.5pt; position: absolute; text-decoration: none; white-space: pre;">calendar years, including <font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #221f1f; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 198.44pt; position: absolute; text-decoration: none; white-space: pre;">$13.3<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.94pt; position: absolute; text-decoration: none; white-space: pre;"> billion of net inflows in 2024, demonstrating our consistent track record of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 516.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">generating and retaining flows.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 533.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Canada Group Insurance core earnings in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.43pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.43pt; position: absolute; text-decoration: none; white-space: pre;"> benefited from strong business growth as evidenced by a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.85pt; position: absolute; text-decoration: none; white-space: pre;">43%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.85pt; position: absolute; text-decoration: none; white-space: pre;"> increase in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 544.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">APE sales compared with 2023.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 560.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In the U.S. segment, APE sales of products with the John Hancock Vitality PLUS feature continued to increase and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 571.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">represented 81% of overall U.S. sales in 2024.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 588.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In addition, inorganic optimization actions continued to transform our portfolio, shifting our business mix further towards <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 599.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">highest potential businesses. In 2024, we completed the acquisition of CQS, a U.K.-based multi-sector alternative credit <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 610.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">manager, which positively contributed to Global WAM net flows and core earnings in its<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.98pt; position: absolute; text-decoration: none; white-space: pre;"> first year<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.46pt; position: absolute; text-decoration: none; white-space: pre;">. We closed the largest long-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 620.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">term care (&#8220;LTC&#8221;) reinsurance transaction in 1Q24 and closed the largest Canadian universal life reinsurance transaction in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 631.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2Q24. We also entered into an agreement in 4Q24 for a second LTC reinsurance transaction in less than 12 months to further <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 642.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">transform our business to higher return and lower risk.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 659.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The strength of our diverse global franchise, strong balance sheet and disciplined capital allocation position us well to <font style="display: inline-block; 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font-weight: normal; left: 129.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">elivered new business growth through innovative enhancements to our current behavioural insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 348.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">solutions and new market offerings for distributors and customers<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 322.7pt; position: absolute; text-decoration: none; white-space: pre;">&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 361pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Entered into a strategic distribution collaboration with Annexus <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 330.87pt; position: absolute; text-decoration: none; white-space: pre;">&#8212;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 339.87pt; position: absolute; text-decoration: none; white-space: pre;"> one of the nation's leading independent retirement <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 371.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">planning product design and distribution companies <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 288.4pt; position: absolute; text-decoration: none; white-space: pre;">&#8212;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.4pt; position: absolute; text-decoration: none; white-space: pre;"> to expand our portfolio of indexed account offerings and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 382.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">reach a wider market with our Protection Indexed Universal Life solution<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.82pt; position: absolute; text-decoration: none; white-space: pre;">&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 394.4pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Expanded a differentiated enhancement to our entire suite of survivorship solutions that allows customers to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 405.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">proactively address their estate planning needs now in anticipation of an expiring estate tax legislation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1534" style="position: absolute; top: 417pt;"></div><div style="height: 131.25pt; left: 41.25pt; position: absolute; top: 425.61pt; width: 519.75pt; z-index: -1;"><div><div style="font-size: 0pt; width: 519.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 102.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 103.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 105pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 103.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 105pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 20.25pt;"><td style="background-color: #ccffcc; border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 0pt; position: absolute; top: 0pt; width: 519.75pt;"><div><div style="line-height: 6.55pt; position: absolute; top: 6.47pt; width: 519.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Digital, Customer Leader<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div></td></tr><tr style="height: 111pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"></td></tr></table></div></div></div></div><div style="line-height: 6.55pt; position: absolute; top: 450pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 47.75pt; position: absolute; text-decoration: none; white-space: pre;">We strive to continue improving our digital, customer leadership through the NPS and straight-through-processing (&#8220;STP&#8221;)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 530.78pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 534.03pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 462.51pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 47.75pt; position: absolute; text-decoration: none; white-space: pre;">lens.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 481.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 47.77pt; position: absolute; text-decoration: none; white-space: pre;">Focus areas&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 491.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Leverage advanced analytics and artificial intelligence (&#8220;AI&#8221;) capabilities, globally at scale <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 504.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Build differentiated, market-leading customer experiences<font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 517.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Extend customer relationships through new services in health and wellness<font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 530.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Harness customer insights from millions of customer interactions to enhance the experience delivered<font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 543.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 48.6pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Drive NPS through a robust NPS system that spans across the customer journey<font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="position: absolute; top: 569.82pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 233.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 49.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 37.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 336pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.59pt; position: absolute; text-decoration: none; white-space: pre;">Baseline<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 434.25pt; position: absolute; top: 0pt; width: 78.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.64pt; position: absolute; text-decoration: none; white-space: pre;">Targets<font style="display: inline-block; height: 5.09pt;"></font></font><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.58pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 233.25pt; position: absolute; top: 11.25pt; width: 49.5pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 49.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.87pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 282.75pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.01pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.17pt; position: absolute; white-space: pre;">2018<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.17pt; position: absolute; white-space: pre;">2017<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 434.25pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.06pt; position: absolute; white-space: pre;">2025<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 475.5pt; position: absolute; top: 11.25pt; width: 37.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 37.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.31pt; position: absolute; text-decoration: none; white-space: pre;">2027<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 233.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 233.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net promoter score<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 233.25pt; position: absolute; top: 22.5pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 26.63pt; position: absolute; text-decoration: none; white-space: pre;">27<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 282.75pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 22.13pt; position: absolute; text-decoration: none; white-space: pre;">23<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 22.63pt; position: absolute; white-space: pre;">n&#47;a<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 29.29pt; position: absolute; white-space: pre;">1<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 434.25pt; position: absolute; top: 22.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.52pt; position: absolute; white-space: pre;">n&#47;a<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 475.5pt; position: absolute; top: 22.5pt; width: 37.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 37.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.99pt; position: absolute; text-decoration: none; white-space: pre;">37<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 233.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 233.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Straight-through-processing (STP)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 233.25pt; position: absolute; top: 34.5pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 20.76pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.76pt; position: absolute;">89%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 282.75pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 16.26pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 16.26pt; position: absolute;">85%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 19.49pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.49pt; position: absolute;">68%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 22.63pt; position: absolute; white-space: pre;">n&#47;a<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 434.25pt; position: absolute; top: 34.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 15.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 15.74pt; position: absolute;">88%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 475.5pt; position: absolute; top: 34.5pt; width: 37.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 37.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.88pt; position: absolute; text-decoration: none; white-space: pre;">n&#47;a<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; 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white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; white-space: pre;">&#160;  See &#8220;Caution regarding forward-looking statements&#8221; above.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 8.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; white-space: pre;">&#160;  The benefits from our global digital, customer leadership initiatives include expense saves, <font style="display: inline-block; 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width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; white-space: pre;">&#160;  Based on studies conducted in 2024 by IPSOS, a global market research company. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 34.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">4<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; white-space: pre;">&#160;  Telus Health (Canada) Ltd.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">15<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Digital has become our strategic channel for customer servicing interactions, allowing us to deepen customer engagement <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">while transforming our cost base. 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These capabilities are allowing us to rapidly scale and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 105.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">capitalize on innovation opportunities as well as deploy proprietary digital tools. We <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.63pt; position: absolute; text-decoration: none; white-space: pre;">expect these capabilities<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.59pt; position: absolute; text-decoration: none; white-space: pre;"> to generate a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 116.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">threefold return on our investment over five years through 2027<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 300.89pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1 <font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 305.76pt; position: absolute; text-decoration: none; white-space: pre;">with over $600 million of benefits<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 436.17pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 439.42pt; position: absolute; text-decoration: none; white-space: pre;"> realized in 2024 from our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 126.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">initiatives globally.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_5368" style="position: absolute; top: 143.7pt;"></div><div style="line-height: 6.55pt; position: absolute; top: 143.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We have made significant progress against our NPS ambition, achieving a record high score of 27, a 4-point improvement <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 154.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">, and we are leading or on par with peers<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 293.37pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.62pt; position: absolute; text-decoration: none; white-space: pre;"> across the majority of our business lines. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 464.03pt; position: absolute; text-decoration: none; white-space: pre;">We are focused on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 165.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">driving customer experience improvements across our business portfolio and progressing our mission to make decisions <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 176.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">easier, lives better.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 192.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our progress on STP is a critical lever to transform our global cost base through automation and digitization of manual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 203.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">processes. We have made consistent progress on our global STP objective across segments in a variety of areas, with a 4-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 214.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">percentage point improvement compared with 2023 and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 274.4pt; position: absolute; text-decoration: none; white-space: pre;">have exceeded our target of 88%, one year ahead of schedule<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 522.86pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 231.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Customer centricity is at the heart of our ambition and we remain focused on achieving our NPS target of 37 by 2027, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 242.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">maintaining our <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 113.45pt; position: absolute; text-decoration: none; white-space: pre;">STP progress going forward.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 264.9pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 69.5pt; position: absolute; text-decoration: none; white-space: pre;"> Highlights<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 115.94pt; position: absolute; text-decoration: none; white-space: pre;">&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 276.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Successful generative AI applications&#58; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.75pt; position: absolute; top: 289.4pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">We are driving value from generative AI by rapidly scaling use cases across our organization. We had 27 use cases <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="line-height: 6.75pt; position: absolute; top: 300.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">in production, with another 32 in development at the end of 2024. Our continued investment in foundational <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="line-height: 6.75pt; position: absolute; top: 311pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">capabilities has put us in a strong position, and enabled faster and easier execution in deploying AI-based solutions. <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="line-height: 6.75pt; position: absolute; top: 321.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">We are able to quickly scale use cases, enhancing value for our customers and our business&#59; <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 334.6pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">In Asia, we s<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 135.99pt; position: absolute; text-decoration: none; white-space: pre;">trengthened agent-customer interactions through the launch of an innovative generative AI sales tool in <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 345.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">both Singapore and Japan. It enables our agents to automatically create personalized engagement strategies to <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 356.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">offer customers the right solutions at the right time based on their needs, preferences, demographic data and <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 367pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">transaction histories&#59;<font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 378.8pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">In Asia, we e<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.49pt; position: absolute; text-decoration: none; white-space: pre;">nhanced underwriting efficiency in Singapore through the implementation of generative AI, which <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 389.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">improves the accuracy of underwriting decisions by automating document digitization and summarization. This also <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 400.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">elevates customer experience by reducing processing time for policy applications<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.83pt; position: absolute; text-decoration: none; white-space: pre;">&#59; and<font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 412.2pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">In the U.S., we s<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">treamlined our underwriting process to improve our customers&#8217; experience and capture more sales <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 423pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">by expanding our use of electronic health records, and leveraging generative AI to automate preliminary underwriting <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 433.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">assessments<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.99pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 446.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; white-space: pre;">Self-service capability impro<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.4pt; position: absolute; text-decoration: none; white-space: pre;">vements<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 213.39pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.89pt; position: absolute; text-decoration: none; white-space: pre;">across mobile applications&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 459.4pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">In Global WAM, we c<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.12pt; position: absolute; text-decoration: none; white-space: pre;">ontinued to add new self service capabilities to our Canada Retirement mobile app, which <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 470.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">contributed to a 29% growth in user counts in 2024 compared with the prior year<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.35pt; position: absolute; text-decoration: none; white-space: pre;">&#59; and<font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 482pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">In Canada, we e<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">ntered into a multi-year loyalty rewards partnership agreement with Aeroplan. We launched the <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 492.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Aeroplan Rewards and Challenges program in the Manulife mobile app that enables eligible group benefits plan <font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 503.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">members to earn reward points by completing programs and benefits-related activities to encourage health and well-<font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.75pt; position: absolute; top: 514.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">being<font style="display: inline-block; height: 6.75pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.49pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.75pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 527.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Progress in digital adoption and expanded digital solutions&#58; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 540pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">In Global WAM, we a<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.62pt; position: absolute; text-decoration: none; white-space: pre;">dvanced and broadened our wealth planning and advice business with the implementation of a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 550.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">new advisor retail wealth platform and an AI-powered planning tool in Canada and a new AI-powered sales <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 561.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">enablement app in Asia. These tools improve productivity for advisors and agents and deliver an enhanced digital <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 572.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">experience for investors&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 584.2pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">In Canada, we a<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">dded mental health features and live support to our Manulife mobile app for group benefits <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 595pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">members in partnership with TELUS Health<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; 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font-size: 10pt; font-style: normal; font-weight: normal; left: 6.229999999999999pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 20.63pt; position: absolute; text-decoration: none; white-space: pre;">Deploy emerging technologies and advanced analytics to achieve the next wave of cost synergies<font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 68.82pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 6.229999999999999pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 20.63pt; position: absolute; text-decoration: none; white-space: pre;">Streamline business processes and eliminate activities not valued by end customers<font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 81.82pt; width: 505.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 6.229999999999999pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 20.63pt; position: absolute; text-decoration: none; white-space: pre;">Continue to sustain a culture of expense efficiency and driving efficient growth<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="display: none;" rowspan="1" colspan="5"></td></tr><tr style="height: 15.75pt;"><td style="display: none;" rowspan="1" colspan="5"></td></tr><tr style="height: 15.75pt;"><td style="display: none;" rowspan="1" colspan="5"></td></tr><tr style="height: 15.75pt;"><td style="display: none;" rowspan="1" colspan="5"></td></tr><tr style="height: 15.75pt;"><td style="display: none;" rowspan="1" colspan="5"></td></tr></table></div></div></div><div style="position: absolute; top: 298.05pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 501pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 225pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 78.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 80.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 333.75pt; position: absolute; top: 0pt; width: 78.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.94pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.96pt; position: absolute; text-decoration: none; white-space: pre;">Baseline<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 420.75pt; position: absolute; top: 0pt; width: 80.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.63pt; width: 80.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.63pt; position: absolute; text-decoration: none; white-space: pre;">Medium-term Target<font style="display: inline-block; height: 5.09pt;"></font></font><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 70.09pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 12pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 275.25pt; position: absolute; top: 12pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 333.75pt; position: absolute; top: 12pt; width: 78.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.94pt; width: 78.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.93pt; position: absolute; text-decoration: none; white-space: pre;">2017 (IFRS 4)<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 70.84pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 24pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Expense efficiency ratio<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 24pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 14.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 14.85pt; position: absolute;">44.8%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 275.25pt; position: absolute; top: 24pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 14.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 14.85pt; position: absolute;">45.5%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 333.75pt; position: absolute; top: 24pt; width: 78.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 46.58pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 46.58pt; position: absolute;">55.4%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420.75pt; position: absolute; top: 24pt; width: 80.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 80.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 50.07pt; position: absolute; text-decoration: none; white-space: pre;">&#60;45%<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.55pt; position: absolute; top: 345.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Expense optimization remains a priority in our current operating environment&#59; therefore we continue to explore opportunities <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 355.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">across our businesses to manage expense growth at a rate below the pace of our top-line growth. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 372.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We achieved our expense efficiency ratio medium-term target in 2024, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.53pt; position: absolute; text-decoration: none; white-space: pre;">attributed to<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.01pt; position: absolute; text-decoration: none; white-space: pre;"> our continued expense discipline. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 382.28pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">expense efficiency ratio was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 159.79000000000002pt; position: absolute; text-decoration: none; white-space: pre;">44.8%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.29pt; position: absolute; text-decoration: none; white-space: pre;"> for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 200.78pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.78pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 286.74pt; position: absolute; text-decoration: none; white-space: pre;">45.5%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.24pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 324.23pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.23pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.06pt; position: absolute; text-decoration: none; white-space: pre;">0.7<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.56pt; position: absolute; text-decoration: none; white-space: pre;"> percentage point <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.54pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.53pt; position: absolute; text-decoration: none; white-space: pre;"> in the ratio <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 391.91pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.96pt; position: absolute; text-decoration: none; white-space: pre;"> was driven by an <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 198.43pt; position: absolute; text-decoration: none; white-space: pre;">8%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.43pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 213.93pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.91pt; position: absolute; text-decoration: none; white-space: pre;"> in pre-tax core earnings, offset by a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.69pt; position: absolute; text-decoration: none; white-space: pre;">5%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.69pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.19pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 443.17pt; position: absolute; text-decoration: none; white-space: pre;"> i<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 447.66pt; position: absolute; text-decoration: none; white-space: pre;">n core expenses. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 407.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our focus on expense efficiency has enabled us to drive benefits of scale. Our restructuring efforts in Global WAM and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 418.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Canada during the second half of 2024 were aimed at optimizing our global operating model and continuing to focus on high <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 429.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">growth priorities. Such strategic actions are expected to generate future savings, improve efficiency, and position us to further <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 439.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">capitalize on emerging opportunities and deliver greater value to our clients. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 456.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We remain committed to consistently achieving an expense efficiency ratio of less than 45%. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 479.54pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 65pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Highlights<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 491.24pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Continued to improve expense efficiency by lowering unit costs and improving scalability of our operations through&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 503.04pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; 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left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">17<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="position: absolute; top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 507pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 253.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 68.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 68.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; 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font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438.75pt; position: absolute; top: 0pt; width: 68.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 68.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.39pt; position: absolute; white-space: pre;">Targets<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 44.33pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.36pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303.75pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.36pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 11.25pt; width: 68.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 68.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.45pt; position: absolute; white-space: pre;">2017 (IFRS 4)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438.75pt; position: absolute; top: 11.25pt; width: 68.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 68.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.34pt; position: absolute; white-space: pre;">2025<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 253.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 253.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">Core earnings contribution from LTC and VA businesses<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 218.34pt; position: absolute; top: -2.037pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 21.51pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 21.51pt; position: absolute;">10%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303.75pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 21.51pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 21.51pt; position: absolute;">12%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 22.5pt; width: 68.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 68.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 39.51pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 39.51pt; position: absolute;">24%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438.75pt; position: absolute; top: 22.5pt; width: 68.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 68.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 22.84pt; position: absolute; text-decoration: none; white-space: pre;">&#60;15%<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1568" style="position: absolute; top: 86pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 86pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We aim to create strategic and financial flexibility to deliver on our <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.5pt; position: absolute; text-decoration: none; white-space: pre;">Total Shareholder Return<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.44pt; position: absolute; text-decoration: none; white-space: pre;"> objective by continuing to assess <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 96.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">inorganic options, taking into account policyholder considerations and the impacts to our risk profile and ROE. In 1Q24, we <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 107.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">completed the reinsurance transaction with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.91pt; position: absolute; text-decoration: none; white-space: pre;">Global Atlantic<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.38pt; position: absolute; text-decoration: none; white-space: pre;"> on four in-force blocks of legacy or low ROE businesses, including <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 118.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the largest LTC reinsurance deal in history. In 2Q24, we completed the largest <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 361.52pt; position: absolute; text-decoration: none; white-space: pre;">universal life reinsurance transaction <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 509.92pt; position: absolute; text-decoration: none; white-space: pre;">in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 129.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Canadian insurance industry with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 184.42pt; position: absolute; text-decoration: none; white-space: pre;">RGA Canada<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 237.41pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 240.66pt; position: absolute; text-decoration: none; white-space: pre;">, further reducing our risk profile and unlocking significant value for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 140pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.97pt; position: absolute; text-decoration: none; white-space: pre;"> In November 2024, we entered into an agreement with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.87pt; position: absolute; text-decoration: none; white-space: pre;">RGA<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 345.36pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">4<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 348.61pt; position: absolute; text-decoration: none; white-space: pre;"> to reinsure a younger LTC block and a legacy <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 150.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">block of U.S. structured settlements, and closed the transaction in January 2025.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 370.39pt; position: absolute; text-decoration: none; white-space: pre;"> This latest transaction is expected to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 161.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">r<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.49pt; position: absolute; text-decoration: none; white-space: pre;">elease $0.8 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 124.44pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.69pt; position: absolute; text-decoration: none; white-space: pre;"> of capital<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 166.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">, bringing the total capital release to $12 <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 328.09pt; position: absolute; text-decoration: none; white-space: pre;">billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 351.05pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">5<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.3pt; position: absolute; text-decoration: none; white-space: pre;"> from all portfolio optimization efforts since 2018. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 172.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">On a combined basis, these three inorganic transactions are expected to cumulatively release $2.8 billion of capital and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 183.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">reduce reserves<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 113.97pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">6<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.22pt; position: absolute; text-decoration: none; white-space: pre;"> by $24 billion. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">The two LTC transactions are expected to cumulatively reduce our LTC reserves by 18% and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 194pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">LTC morbidity sensitivity<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 146.25pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">7<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.5pt; position: absolute; text-decoration: none; white-space: pre;"> by 17%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 210.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We are al<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 87.81pt; position: absolute; text-decoration: none; white-space: pre;">so confident in our ability to effectively manage the legacy blocks of business to maturity with organic solutions and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 221.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">optimization, including seeking LTC premium rate increases for which we have a strong track record of success<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 491.09pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.34pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.34pt; position: absolute; text-decoration: none; white-space: pre;">We have <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 232.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">received approval for over 90% of the premium rate increases<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 295.37pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">8<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298.62pt; position: absolute; text-decoration: none; white-space: pre;"> that were embedded in our reserves as of the last LTC <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 243.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">actuarial assumption review in 2022<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.41pt; position: absolute; text-decoration: none; white-space: pre;">. We are also investing in and leveraging digital experiences, analytics capabilities, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 254pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">healthy aging solutions to transform the LTC customer experience, providing significant value to our customers and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 264.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 281.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In 2023, two years ahead of schedule, we achieved our target of less than 15% of core earnings contribution from our LTC <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 292.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and VA businesses. Contribution to core earnings from these businesses was 10% in 2024, a decrease of 2 percentage <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 303.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">points as compared with 2023, reflecting the impact of the GA Reinsurance Transaction, and strong core earnings growth in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 314pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Asia and Global WAM. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; 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left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Entered into an agreement with RGA<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 214.43pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">4<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.68pt; position: absolute; text-decoration: none; white-space: pre;"> to reinsure a second LTC block and a legacy block of U.S. structured settlements. <font style="display: inline-block; 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text-decoration: none; white-space: pre;">and businesses through claim sav<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.95pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">ings of more than 2%</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 305.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">&#59; and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 497.9pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Continued with our efforts in gaining approval on premium rate increases<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.66pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 514.7pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 505.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 100.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 101.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 101.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 101.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 101.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 20.25pt;"><td style="background-color: #ccffcc; border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 0pt; position: absolute; top: 0pt; width: 505.5pt;"><div><div style="line-height: 6.55pt; position: absolute; top: 6.47pt; width: 505.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">High Performing Team<font style="display: inline-block; 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left: 20.63pt; position: absolute; text-decoration: none; white-space: pre;">Continuing to strengthen our value proposition to attract and retain top talent<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="display: none;" rowspan="1" colspan="5"></td></tr><tr style="height: 15.75pt;"><td style="display: none;" rowspan="1" colspan="5"></td></tr><tr style="height: 15.75pt;"><td style="display: none;" rowspan="1" colspan="5"></td></tr><tr style="height: 15.75pt;"><td style="display: none;" rowspan="1" colspan="5"></td></tr><tr style="height: 15.75pt;"><td style="display: none;" rowspan="1" colspan="5"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2MC4wMCA5NDAuODAgSCAyNTIuMDAiPjwvcGF0aD48L3N2Zz4=&#39;); 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font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  Starting in 2019, engagement surveys were transitioned to the Gallup methodology.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 18.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  Based on the annual global employee engagement survey conducted by Gallup. Ranking is measured by the engagement grand mean as compared to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 27.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.82pt; position: absolute; text-decoration: none; white-space: pre;">Gallup&#8217;s <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 80.9pt; position: absolute; text-decoration: none; white-space: pre;">Finance<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 105.78pt; position: absolute; text-decoration: none; white-space: pre;"> and Insurance Company level database.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">18<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="position: absolute; top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 507pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 239.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 9.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 68.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 11.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 78pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 0pt; width: 68.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 68.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.71pt; position: absolute; text-decoration: none; white-space: pre;">Baseline<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429pt; position: absolute; top: 0pt; width: 78pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 78pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.01pt; position: absolute; text-decoration: none; white-space: pre;">Target<font style="display: inline-block; height: 5.09pt;"></font></font><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 47.45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 239.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 29.29pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 289.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.29pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 11.25pt; width: 68.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 68.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;">2017<font style="display: inline-block; height: 5.09pt;"></font></font><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 63.09pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429pt; position: absolute; top: 11.25pt; width: 78pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 78pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.94pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.5pt; position: absolute; white-space: pre;"> and onwards<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 239.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 239.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Employee Engagement<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 239.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 4.74pt; position: absolute; text-decoration: none; white-space: pre;">1<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: bold; left: 9.18pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">st<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 13.8pt; position: absolute; text-decoration: none; white-space: pre;"> quartile<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 289.5pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.99pt; position: absolute; text-decoration: none; white-space: pre;">1<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 12.43pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">st<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.47pt; position: absolute; text-decoration: none; white-space: pre;"> quartile<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 22.5pt; width: 68.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 68.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 24.25pt; position: absolute; text-decoration: none; white-space: pre;">2<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 28.69pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">nd<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 34.47pt; position: absolute; text-decoration: none; white-space: pre;"> quartile<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429pt; position: absolute; top: 22.5pt; width: 78pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 78pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 35.74pt; position: absolute; text-decoration: none; white-space: pre;">1<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 40.18pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">st<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 44.22pt; position: absolute; text-decoration: none; white-space: pre;"> quartile<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 86pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We are now in the<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.3pt; position: absolute; text-decoration: none; white-space: pre;"> fifth yea<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.29000000000002pt; position: absolute; text-decoration: none; white-space: pre;">r of being in the top quartile employee engagement rank<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 374.19pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 377.44pt; position: absolute; text-decoration: none; white-space: pre;">, maintaining our position in 2024. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 102.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our high performing team has been a key enabler of accomplishments to date, and we remain committed to maintaining top <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 113.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">quartile employee engagement going forward.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 136.4pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 65pt; position: absolute; text-decoration: none; white-space: pre;"> Highlights<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 148.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Awarded the Gallup Exceptional Workplace Award for the second consecutive year, recognizing our focus on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 158.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">engagement and prioritization of employee experience that creates an authentic, unique culture to empower our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 169.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">colleague population to do and achieve more&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 182.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Recognized globally across various markets by a number of leading organizations&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 194.3pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">By Forbes as one of the World&#8217;s Best Employers for the fifth consecutive year, one of Canada&#8217;s Best Employers for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 205.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">the eighth consecutive year, Canada&#8217;s Best Employers for Diversity, and America&#8217;s Best Employers for Diversity&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 216.9pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">By Mediacorp Canada Inc. as one of Canada&#8217;s Top 100 Employers, Greater Toronto&#8217;s Top Employers, Canada&#8217;s Top <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 227.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Employers for Young People, and Canada&#8217;s Best Diversity Employers&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 239.5pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">By HR Asia<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> as one of the Best Companies to Work for in Asia in six of our markets, as well as for Diversity, Equity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 250.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">and Inclusion Awards in three of our markets&#59; and by Hong Kong Business Management Excellence for DEI Initiative <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 261.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">of the Year.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2Ni4wMCA5NTIuOTMgSCAyNTguMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 719.7pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  Based on APE sales. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 9.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  This represents our International High Net Worth business.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 18.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  This item is a non-GAAP ratio. 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width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">19<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1598" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 16pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2.&#160; &#160; <font style="display: inline-block; height: 11.64pt;"></font><font id="iee8289ea970b47e5bd778fcf55474c00"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 80.59pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 11.64pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 67.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our Asia segmen<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 123.46pt; position: absolute; text-decoration: none; white-space: pre;">t<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 126.45pt; position: absolute; text-decoration: none; white-space: pre;"> offers <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 156.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">insurance and insurance-based wealth accumulation products<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 423.19pt; position: absolute; text-decoration: none; white-space: pre;">, driven by a customer-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">centric strategy, and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 139.93pt; position: absolute; text-decoration: none; white-space: pre;">leverages<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 181.42pt; position: absolute; text-decoration: none; white-space: pre;"> the asset management expertise of, and products managed by our Global Wealth and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 88.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Asset Management segment. We are a top three pan-Asian life insurer<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 348.26pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 351.51pt; position: absolute; text-decoration: none; white-space: pre;">, with a history of over 125 years and 13 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 99.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">million insurance customers in the region, focused on addressing the significant health and mortality protection <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 110.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">gaps and low insurance penetration rates across Asia.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 127.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">With a broad geographic presence across 12 markets &#8211; Hong Kong, Macau, Japan, Bermuda<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 444.2pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 447.45pt; position: absolute; text-decoration: none; white-space: pre;">, mainland China, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 138.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Singapore, Vietnam, Indonesia, the Philippines, Malaysia, Cambodia, and Myanmar &#8211; and a robust multi-channel <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 148.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">distribution platform, we are well-positioned to create value for our customers, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 388.21pt; position: absolute; text-decoration: none; white-space: pre;">employees, and shareholders.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 517.13pt; position: absolute; text-decoration: none; white-space: pre;"> We <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 159.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">have close to 110,000 contracted agents and over 100 bank partnerships, of which our <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 420.22pt; position: absolute; text-decoration: none; white-space: pre;">exclusive bancassurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 170.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">partnerships<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 103.95pt; position: absolute; text-decoration: none; white-space: pre;"> provide us access to over 35 million bank customers. This includes our regional exclusive <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 181.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">bancassurance partnership with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 189.89pt; position: absolute; text-decoration: none; white-space: pre;">DBS Bank<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 233.35pt; position: absolute; text-decoration: none; white-space: pre;"> across Singapore, Hong Kong, mainland China, and Indonesia. We also <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 192.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">work with many independent agents, financial advisors, and brokers.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 208.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Asia continues<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 113.44pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 115.94pt; position: absolute; text-decoration: none; white-space: pre;">to be a core drive<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 190.39pt; position: absolute; text-decoration: none; white-space: pre;">r of growth for Manulife, as we execute our strategy to accelerate growth through <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 219.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">our diversified distribution platform, deliver sustainable margin expansion with our holistic solutions, drive expense <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 230.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">efficiency, and further enhance customer experience through <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 313.77pt; position: absolute; text-decoration: none; white-space: pre;">digital capabilities and analytics<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 451.17pt; position: absolute; text-decoration: none; white-space: pre;">. Our growth is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 241.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">underpinned by Asia megatrends including fast growing economies, rising middle class populations, and growing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 252.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">unmet health and protection needs driving continued demand for financial solutions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 268.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.5pt; position: absolute; text-decoration: none; white-space: pre;">, our Asia segm<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 141.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">ent contributed <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.46pt; position: absolute; text-decoration: none; white-space: pre;">34%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 221.46pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 224.71pt; position: absolute; text-decoration: none; white-space: pre;"> of the Company&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 299.52pt; position: absolute; text-decoration: none; white-space: pre;">core earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.99pt; position: absolute; text-decoration: none; white-space: pre;"> from operating segments and, as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 500.44pt; position: absolute; text-decoration: none; white-space: pre;">December <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 278.98pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 84.5pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.5pt; position: absolute; text-decoration: none; white-space: pre;">accounted for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.49pt; position: absolute; text-decoration: none; white-space: pre;">12%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 164.49pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 167.74pt; position: absolute; text-decoration: none; white-space: pre;"> of the Company&#8217;s assets under management and administration.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.47pt; position: absolute; text-decoration: none; white-space: pre;"> See section 1 &#8220;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.95pt; position: absolute; text-decoration: none; white-space: pre;">Strategic <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 289.06pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Priorities and Progress Update<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">&#8221; above, for information on the core earnings contributions from Asia segment and Asia <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 299.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">operations in Global WAM segment combined. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1616" style="position: absolute; top: 321.22pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 321.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Profitability<font style="display: inline-block; height: 8.73pt;"></font><font id="ifd4095cd24b44e3eb54b7e958009bc49"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 115.45pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 336.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Asia reported net income attributed to shareholders of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 266.4pt; position: absolute; text-decoration: none; white-space: pre;">$2,355 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 321.85pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 333.84pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.84pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.3pt; position: absolute; text-decoration: none; white-space: pre;">$1,348 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.75pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.74pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 504.74pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 507.24pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 509.74pt; position: absolute; text-decoration: none; white-space: pre;">Net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 347.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to shareholders is comprised of core earnings, which were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.32pt; position: absolute; text-decoration: none; white-space: pre;">$2,589 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.77pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.76pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.76pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 506.22pt; position: absolute; text-decoration: none; white-space: pre;">$2,048 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 358.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.95pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 86.94pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.94pt; position: absolute; text-decoration: none; white-space: pre;">, and items excluded from core earnings, which amounted to a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.33pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 399.82pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.32pt; position: absolute; text-decoration: none; white-space: pre;">$234 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 460.27pt; position: absolute; text-decoration: none; white-space: pre;"> for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 475.76pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 495.76pt; position: absolute; text-decoration: none; white-space: pre;"> compared <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 369.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">with a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 75.48pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.97pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.47pt; position: absolute; text-decoration: none; white-space: pre;">$700 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.42pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.41pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.41pt; position: absolute; text-decoration: none; white-space: pre;">. See section 13 &#8220;Non-GAAP and Other Financial Measures&#8221; below, for a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 380.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">reconciliation of core earnings to net income (loss) attributed to shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.32pt; position: absolute; text-decoration: none; white-space: pre;">. The changes in net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 390.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders and core earnings expressed in Canadian dollars were due to the factors described below and, in addition, the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 401.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">change in core earnings reflected a net $16 million unfavourable impact due to changes in various foreign currency exchange <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 412.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">rates versus the Canadian dollar.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 429.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Expressed in U.S. dollars, the presentation currency of the segment, net income attributed to shareholders was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.31pt; position: absolute; text-decoration: none; white-space: pre;">US$1,717 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 440.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.95pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 86.94pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.94pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.4pt; position: absolute; text-decoration: none; white-space: pre;">US$995 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 230.84pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.83pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">. Core earnings were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 348.77pt; position: absolute; text-decoration: none; white-space: pre;">US$1,890 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 416.71pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.7pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 448.7pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 450.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">US$1,518 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.44pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 129.43pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.43pt; position: absolute; text-decoration: none; white-space: pre;"> and items excluded from core earnings amounted to a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 369.34pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.83pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.33pt; position: absolute; text-decoration: none; white-space: pre;">US$173 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.77pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 496.76pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.76pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 461.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">compared with a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.96pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.45pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.95pt; position: absolute; text-decoration: none; white-space: pre;">US$523 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.39pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.38pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.38pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.38pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings are outlined in the table below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 478.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 108.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.95pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.95pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 140.45pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.43pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.93pt; position: absolute; text-decoration: none; white-space: pre;">27%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 199.93pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.39pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.39pt; position: absolute; text-decoration: none; white-space: pre;">, after adjusting for the impact of changes in foreign currency <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 489.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">exchange rates. The changes in core earnings by geography are primarily due to the i<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 390.19pt; position: absolute; text-decoration: none; white-space: pre;">tems <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.18pt; position: absolute; text-decoration: none; white-space: pre;">noted below and also <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.65pt; position: absolute; text-decoration: none; white-space: pre;">include the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 500.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">impact of higher investment income on allocated capital. Investment income <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.35pt; position: absolute; text-decoration: none; white-space: pre;">on<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.35pt; position: absolute; text-decoration: none; white-space: pre;"> allocated capital increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.79pt; position: absolute; text-decoration: none; white-space: pre;"> Asia&#8217;s core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 510.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">earnings by $76 million in 2024 compared with 2023&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 527.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 153.97pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 156.47pt; position: absolute; text-decoration: none; white-space: pre;">36%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 174.47pt; position: absolute; text-decoration: none; white-space: pre;"> driven by an increase in expected earnings on insurance contracts, higher expected <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 538.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">investment earnings, and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">improved insurance experience<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 295.39pt; position: absolute; text-decoration: none; white-space: pre;">. The increase in expected earnings on insurance contracts <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 549.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">was driven primarily by business growth and the net impact of updates to actuarial methods and assumptions on our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 560.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">CSM and risk adjustment in 2023 and 2024&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 571.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Japan <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.5pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 133.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 135.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">26%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 153.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> reflecting <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.45pt; position: absolute; text-decoration: none; white-space: pre;">improved<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.42pt; position: absolute; text-decoration: none; white-space: pre;"> insurance experience and an increase in expected earnings on insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 582.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">contracts<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> The increase in expected earnings on insurance contracts was driven primarily by business growth and the net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 593.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">impact of updates to actuarial methods and assumptions on our CSM and risk adjustment in 2023 and 2024. In addition, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 604.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.5pt; position: absolute; text-decoration: none; white-space: pre;">GA Reinsurance Transaction<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.96pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 199.46pt; position: absolute; text-decoration: none; white-space: pre;">increased core earnings by US$9 million in 2024 compared with 2023, attributable to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 615.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">the impact on expected investment earnings, expected earnings on insurance contracts, and the change in ECL<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.37pt; position: absolute; text-decoration: none; white-space: pre;">&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 626.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">International High Net Worth business <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.25pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 260.23pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.73pt; position: absolute; text-decoration: none; white-space: pre;">58%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.73pt; position: absolute; text-decoration: none; white-space: pre;"> due to improved insurance experience, an increase in expected <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 637.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">earnings on insurance contracts due to business growth, higher expected investment earnings, and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 464.36pt; position: absolute; text-decoration: none; white-space: pre;">the change in ECL<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.3399999999999pt; position: absolute; text-decoration: none; white-space: pre;">&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 649.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Mainland China <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.45pt; position: absolute; text-decoration: none; white-space: pre;">decreased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 174.44pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 176.94pt; position: absolute; text-decoration: none; white-space: pre;">14%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.94pt; position: absolute; text-decoration: none; white-space: pre;"> reflecting lower expected earnings on insurance contracts, partially offset by higher <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 660.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">expected investment <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 152.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">earnings&#59;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 189.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 672.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Singapore<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 108.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 152.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">33%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> driven by an increase in expected earnings on insurance contracts and higher expected <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 682.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">investment earnings. The increase in expected earnings on insurance contracts was driven primarily by business growth <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 693.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">and the net impact of updates to actuarial methods and assumptions on our CSM and risk adjustment in 2023 and 2024&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">20<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Vietnam<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.82pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.32pt; position: absolute; text-decoration: none; white-space: pre;">w<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 104.81pt; position: absolute; text-decoration: none; white-space: pre;">as in line with 2023 as lower expected earnings on insurance contracts were offset by higher expected <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">investment earnings and improved insurance experience&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 63.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Other Emerging<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> Markets<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.94pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 163.44pt; position: absolute; text-decoration: none; white-space: pre;">decreased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.43pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.93pt; position: absolute; text-decoration: none; white-space: pre;">3%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.93pt; position: absolute; text-decoration: none; white-space: pre;"> reflecting <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.4pt; position: absolute; text-decoration: none; white-space: pre;">unfavourable insurance experience<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.34pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 79.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The table below presents net income attributed to shareholders for Asia for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.36pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 364.36pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 384.36pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.36pt; position: absolute; text-decoration: none; white-space: pre;"> consisting of core earnings and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 90.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">items <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68.98pt; position: absolute; text-decoration: none; white-space: pre;">excluded from core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 107.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 293.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 5.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 293.25pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 31.6pt; position: absolute; text-decoration: none; white-space: pre;">Canadian $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.48pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 293.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 293.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">For the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 293.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,589<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,048<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,890<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.33pt;"></font></font><font style="left: 26.4pt; position: absolute;">1,518<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings&#58;<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 137.57999999999998pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(178)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(553)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(131)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(413)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 293.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Realized gains (losses) on debt instruments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(374)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(113)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(276)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(83)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 293.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Derivatives and hedge accounting ineffectiveness<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(92)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(264)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(67)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(197)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 293.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on public equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">204<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">12<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">151<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.77pt;"></font></font><font style="left: 42.400000000000006pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 104.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 293.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on ALDA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">21<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(72)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(54)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 116.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 293.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Other investment results<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">63<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(116)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">46<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(87)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; letter-spacing: -0.005em; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that flow directly through income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.11pt;"></font></font><font style="left: 39.74pt; position: absolute;">(5)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(68)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.11pt;"></font></font><font style="left: 39.74pt; position: absolute;">(4)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(51)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 140.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(51)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(79)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(38)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(59)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 152.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Total items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(234)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(700)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(173)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(523)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 164.25pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,355<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,348<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,717<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">995<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 288.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="if5e5a1f0760941ddaec2f40f9fed389f"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">For explanations of items excluded from core earnings, see &#8220;Items excluded from core earnings&#8221; table in the total Company &#8220;Profitability&#8221; section above. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1634" style="position: absolute; top: 309.85pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 309.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Business Performanc<font style="display: inline-block; height: 8.73pt;"></font><font id="i4f5e6f45a8d74657a4ca4ff1fe8ad063"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 168.3pt; position: absolute; text-decoration: none; white-space: pre;">e<font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 325.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(All percentages quoted are on a constant exchange rate basis) <font style="display: inline-block; height: 6.55pt;"></font><font id="i201653af9ccc42b9a6e57059f549c56e"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 342.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">APE <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 65.99pt; position: absolute; text-decoration: none; white-space: pre;">sales<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 88.49000000000001pt; letter-spacing: -0.01em; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 91.16pt; position: absolute; text-decoration: none; white-space: pre;">were <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 113.14pt; position: absolute; text-decoration: none; white-space: pre;">US$4,429 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.08pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.07pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 213.07pt; position: absolute; text-decoration: none; white-space: pre;">, representing <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">an increase of<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 327.02pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.52pt; position: absolute; text-decoration: none; white-space: pre;">36%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.52pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.98pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.98pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 433.48pt; position: absolute; text-decoration: none; white-space: pre;"> driven by broad-based <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 354.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">growth across most geographies in Asia, partially offset by a decrease in Vietnam.<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 370.53pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 373.03pt; position: absolute; text-decoration: none; white-space: pre;">NBV<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 392.01pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.78pt; position: absolute; text-decoration: none; white-space: pre;">was <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.27pt; position: absolute; text-decoration: none; white-space: pre;">US$1,612 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 481.21pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.2pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 513.2pt; position: absolute; text-decoration: none; white-space: pre;">, an <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 366.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 91.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">35%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.48pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.94pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.94pt; position: absolute; text-decoration: none; white-space: pre;">, driven by higher sales volumes, partially offset by business mix. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.14pt; position: absolute; text-decoration: none; white-space: pre;">NBV margin<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.6pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 377.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">40.7%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.5pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">a decrease of<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">0.5<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 176.98pt; position: absolute; text-decoration: none; white-space: pre;"> percentage points compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.42pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.42pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 339.42pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 421.86pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.63pt; position: absolute; text-decoration: none; white-space: pre;">was <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 443.12pt; position: absolute; text-decoration: none; white-space: pre;">US$1,567 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.06pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 389.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 77.5pt; position: absolute; text-decoration: none; white-space: pre;">38%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.5pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 131.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.44pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.44pt; position: absolute; text-decoration: none; white-space: pre;">, due to higher sales volumes and the impact of updates to actuarial methods and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 399.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">assumptions in the <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.47pt; position: absolute; text-decoration: none; white-space: pre;">second half of 2023<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 200.96pt; position: absolute; text-decoration: none; white-space: pre;">, partially offset by <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.76pt; position: absolute; text-decoration: none; white-space: pre;">business <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.75pt; position: absolute; text-decoration: none; white-space: pre;">mix.<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 330.23pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 417.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">In<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.5pt; position: absolute; text-decoration: none; white-space: pre;"> Hong Kong, APE sales were <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 188.47pt; position: absolute; text-decoration: none; white-space: pre;">US$1,626 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 256.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.4pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 288.4pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 293.4pt; position: absolute; text-decoration: none; white-space: pre;">an<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 304.52pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.02pt; position: absolute; text-decoration: none; white-space: pre;">80%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.02pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 327.52pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 361.5pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.96pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.96pt; position: absolute; text-decoration: none; white-space: pre;">, reflecting <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.93pt; position: absolute; text-decoration: none; white-space: pre;">higher sales <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 429.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">across all channels driven by strong growth in sales of savings, health and protection products to both domestic <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.32pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 440.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">mainland Chinese visitor customers. NBV of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 240.89pt; position: absolute; text-decoration: none; white-space: pre;">US$772 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.32pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 333.32pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.82pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.8pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 377.3pt; position: absolute; text-decoration: none; white-space: pre;">43%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.3pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 458.76pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 478.76pt; position: absolute; text-decoration: none; white-space: pre;"> due to higher <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 451.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">sales volumes, partially offset by product mix. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.24pt; position: absolute; text-decoration: none; white-space: pre;">NBV margin of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.2pt; position: absolute; text-decoration: none; white-space: pre;">47.5%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.7pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.69pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 364.69pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.19pt; position: absolute; text-decoration: none; white-space: pre;">decreased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.18pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.68pt; position: absolute; text-decoration: none; white-space: pre;">12.0<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.18pt; position: absolute; text-decoration: none; white-space: pre;"> percentage points <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 462.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 143.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">. New business CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.91pt; position: absolute; text-decoration: none; white-space: pre;">US$670 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.35pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.34pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.84pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 373.82pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.32pt; position: absolute; text-decoration: none; white-space: pre;">34%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.32pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 457.78pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 477.78pt; position: absolute; text-decoration: none; white-space: pre;"> due to higher <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 473.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">sales volumes and the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.97pt; position: absolute; text-decoration: none; white-space: pre;">impact of updates to actuarial methods and assumptions in the second half of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 485.37pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 487.87pt; position: absolute; text-decoration: none; white-space: pre;"> partially <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 483.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">offset by product mix.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 495.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">In Japan, APE sales were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 167.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">US$391 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.42pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 240.41pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 260.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">, an <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 311.89pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 324.39pt; position: absolute; text-decoration: none; white-space: pre;">61%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.39pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 405.85pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 425.85pt; position: absolute; text-decoration: none; white-space: pre;">, reflecting higher sales in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 506.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">broker channel, driven by strong growth in non-participating savings products primarily to customers with maturing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 517.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">products. NBV of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 133.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">US$194 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.92pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.91pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.91pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.41pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.39pt; position: absolute; white-space: pre;">d<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 267.39pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.89pt; position: absolute; text-decoration: none; white-space: pre;">78%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.89pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 351.35pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.35pt; position: absolute; text-decoration: none; white-space: pre;"> due to higher sales volumes and product <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 528.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">mix. NBV margin of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 142.94pt; position: absolute; text-decoration: none; white-space: pre;">49.5%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 168.44pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 180.43pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 200.43pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.93pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.91pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 244.41pt; position: absolute; text-decoration: none; white-space: pre;">4.9<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 256.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> percentage <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 306.9pt; position: absolute; text-decoration: none; white-space: pre;">points<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 330.89pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.35pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 414.35pt; position: absolute; text-decoration: none; white-space: pre;">. New business CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 510.3pt; position: absolute; text-decoration: none; white-space: pre;">US$212 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 538.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 88.45pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100.44pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 120.44pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.94pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">146%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 187.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 250.88pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.88pt; position: absolute; text-decoration: none; white-space: pre;"> due to higher sales volumes, product mix and the impact of updates <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 549.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">to actuarial methods and assumptions in the second half of 2023.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 561.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">International High Net Worth business APE sales were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 282.23pt; position: absolute; text-decoration: none; white-space: pre;">US$170 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.67pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.66pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.66pt; position: absolute; text-decoration: none; white-space: pre;">, in line with 2023. NBV was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.59pt; position: absolute; text-decoration: none; white-space: pre;">US$126 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 572.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 88.45pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100.95pt; position: absolute; text-decoration: none; white-space: pre;">19%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 118.95pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 121.45pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.44pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.9pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.9pt; position: absolute; text-decoration: none; white-space: pre;"> due to product mix. NBV margin was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.82pt; position: absolute; text-decoration: none; white-space: pre;">74.2%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 418.32pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.82pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 467.81pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 480.31pt; position: absolute; text-decoration: none; white-space: pre;">16.6<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 497.81pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 583.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">percentage points compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.94pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.94pt; position: absolute; text-decoration: none; white-space: pre;">. New business CSM was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 322.38pt; position: absolute; text-decoration: none; white-space: pre;">US$137 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.82pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.32pt; position: absolute; text-decoration: none; white-space: pre;">20%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.32pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.82pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 452.81pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.27pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 536.27pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 593.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">due to product mix.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 605.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">In mainland China, APE sales were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.93pt; position: absolute; text-decoration: none; white-space: pre;">US$896 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 266.37pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.36pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298.36pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 310.86pt; position: absolute; text-decoration: none; white-space: pre;">24%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 328.86pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.36pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 365.34pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.8pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 448.8pt; position: absolute; text-decoration: none; white-space: pre;">, reflecting growth in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 616.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">bancassurance channel, partially offset by a decline in the agency channel. NBV of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.73pt; position: absolute; text-decoration: none; white-space: pre;">US$183 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.17pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 467.16pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 487.16pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.66pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 528.64pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 627.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">68%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 144.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> due to higher sales volumes and product mix. NBV margin of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.34pt; position: absolute; text-decoration: none; white-space: pre;">40.0%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.84pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 448.83pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.83pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.33pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 510.31pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 512.81pt; position: absolute; text-decoration: none; white-space: pre;">10.4<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 530.31pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 638.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">percentage points compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.94pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.94pt; position: absolute; text-decoration: none; white-space: pre;">. New business CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.89pt; position: absolute; text-decoration: none; white-space: pre;">US$198 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.33pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.32pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.32pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.82pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 447.8pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.3pt; position: absolute; text-decoration: none; white-space: pre;">94%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.3pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 648.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 83pt; position: absolute; text-decoration: none; white-space: pre;"> due to higher sales volumes, product mix and the impact of updates to actuarial methods and assumptions in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 659.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">second half of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 121.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 141.49pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 671.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">In Singapore, APE sales were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 184.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">US$955 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 244.9pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 256.89pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 276.89pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.39pt; position: absolute; text-decoration: none; white-space: pre;">16%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.39pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.89pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.87pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.33pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.33pt; position: absolute; text-decoration: none; white-space: pre;">, reflecting higher sales in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 682.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">bancassurance and agency channels. NBV of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.47pt; position: absolute; text-decoration: none; white-space: pre;">US$278 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 319.9pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 339.9pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.4pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.38pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.88pt; position: absolute; text-decoration: none; white-space: pre;">34%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 401.88pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.34pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 485.34pt; position: absolute; text-decoration: none; white-space: pre;"> due to higher <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 693.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">sales volumes and product mix. NBV margin of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.4pt; position: absolute; text-decoration: none; white-space: pre;">29.2%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.9pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.89pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.89pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.39pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 351.37pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.87pt; position: absolute; text-decoration: none; white-space: pre;">3.9<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.37pt; position: absolute; text-decoration: none; white-space: pre;"> percentage<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.86pt; position: absolute; text-decoration: none; white-space: pre;"> points<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 440.35pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 503.81pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 523.81pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 703.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 153.95pt; position: absolute; text-decoration: none; white-space: pre;">US$285 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 214.39pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.38pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.38pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 248.88pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.86pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.36pt; position: absolute; text-decoration: none; white-space: pre;">56%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 308.36pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.82pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.82pt; position: absolute; text-decoration: none; white-space: pre;"> due to higher sales volumes, product <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 714.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">mix and the impact of updates to actuarial methods and assumptions in the second half of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.38pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.38pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; 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vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  This item is a non-GAAP financial measure. See &#8220;Non-GAAP and Other Financial Measures&#8221; below for more information.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 9.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; white-space: pre;">&#160;  M<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 63.68pt; position: absolute; text-decoration: none; white-space: pre;">anulife Pro is available in Singapore, Vietnam, Indonesia, Japan and Hong Kong. <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">21<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">In Vietnam, APE sales were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 180.8pt; position: absolute; text-decoration: none; white-space: pre;">US$95 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.24pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 248.23pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.23pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.73pt; position: absolute; text-decoration: none; white-space: pre;">32%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298.73pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.23pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 338.22pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 401.68pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.68pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.68pt; position: absolute; text-decoration: none; white-space: pre;">reflecting a decline<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.63pt; position: absolute; text-decoration: none; white-space: pre;"> in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">agency and bancassurance channels due to the impact of industry headwinds and the cessation of the partnership <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">agreement with Vietnam Technological and Commercial Joint-Stock Bank<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 359.01pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 361.51pt; position: absolute; text-decoration: none; white-space: pre;"> NBV of n<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 400pt; position: absolute; text-decoration: none; white-space: pre;">egative <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.49pt; position: absolute; text-decoration: none; white-space: pre;">US$5 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 481.93pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.92pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 513.9200000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">decreased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> by<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 121.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">US$30 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.43pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.93pt; position: absolute; text-decoration: none; white-space: pre;">compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.89pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.89pt; position: absolute; text-decoration: none; white-space: pre;"> due to lower sales volumes impacting expense coverage and the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">impact of updates to actuarial methods and assumptions. Consequentially, NBV margin of negative <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.17pt; position: absolute; text-decoration: none; white-space: pre;">5.3%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.67pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 495.66pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 515.6600000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 94.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">decreased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">22.4<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 129.49pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 131.99pt; position: absolute; text-decoration: none; white-space: pre;">percentage points compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 266.93pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 286.93pt; position: absolute; text-decoration: none; white-space: pre;">. New business CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.88pt; position: absolute; text-decoration: none; white-space: pre;">US$12 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 438.32pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.31pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 470.31pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.81pt; position: absolute; text-decoration: none; white-space: pre;">decreased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.8pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 517.3pt; position: absolute; text-decoration: none; white-space: pre;">80%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 535.3pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 105.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 128.46pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 148.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> due to lower sales volumes<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.4pt; position: absolute; text-decoration: none; white-space: pre;"> impacting expense coverage<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.36pt; position: absolute; text-decoration: none; white-space: pre;"> and the impact of updates to actuarial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 116.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">methods and assumptions.&#160;  <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 127.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">In Other Emerging Markets, APE sales were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.92pt; position: absolute; text-decoration: none; white-space: pre;">US$296 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 306.36pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.35pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 338.35pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 350.85pt; position: absolute; text-decoration: none; white-space: pre;">12%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 368.85pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.35pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 405.33pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.79pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.79pt; position: absolute; text-decoration: none; white-space: pre;">, reflecting <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 138.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">higher sales in the bancassurance and agency channels<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 291.44pt; position: absolute; text-decoration: none; white-space: pre;">. NBV was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.92pt; position: absolute; text-decoration: none; white-space: pre;">US$64 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.36pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 403.86pt; position: absolute; text-decoration: none; white-space: pre;">25%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.86pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.36pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 458.34pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 521.8pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 541.8pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 149.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">due to higher sales volumes and product mix. NBV margin was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.37pt; position: absolute; text-decoration: none; white-space: pre;">23.7%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.87pt; position: absolute; text-decoration: none; white-space: pre;">, an <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.37pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 397.35pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.85pt; position: absolute; text-decoration: none; white-space: pre;">2.3<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.35pt; position: absolute; text-decoration: none; white-space: pre;"> percentage points compared <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 160.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.98pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">. New business CSM was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.42pt; position: absolute; text-decoration: none; white-space: pre;">US$53 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.86pt; position: absolute; text-decoration: none; white-space: pre;">, a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.36pt; position: absolute; text-decoration: none; white-space: pre;">59%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.36pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298.86pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.84pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 396.3pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 416.3pt; position: absolute; text-decoration: none; white-space: pre;"> due to higher sales volumes, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 171.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">product mix and the impact of updates to actuarial methods and assumptions in the second half of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.37pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 187.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">CSM <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 71.98pt; position: absolute; text-decoration: none; white-space: pre;">net of NCI<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 114.42pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.19pt; position: absolute; text-decoration: none; white-space: pre;">was <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 135.68pt; position: absolute; text-decoration: none; white-space: pre;">US$10,807 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.62pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.12pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.09pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 317.09pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.57pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.07pt; position: absolute; text-decoration: none; white-space: pre;">US$1,237 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.01pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 507.47pt; position: absolute; text-decoration: none; white-space: pre;">December <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 199.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 84.5pt; position: absolute; text-decoration: none; white-space: pre;">. Organic CSM movement was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.93pt; position: absolute; text-decoration: none; white-space: pre;">US$784 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.37pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 281.36pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.36pt; position: absolute; text-decoration: none; white-space: pre;"> driven by the impact of new business and interest accretion, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 210.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">partially offset by amortization recognized in core earnings and a net reduction from insurance experience. Inorganic CSM <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 221.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">movement was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.47pt; position: absolute; text-decoration: none; white-space: pre;">US$453 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.91pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 184.9pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.9pt; position: absolute; text-decoration: none; white-space: pre;"> largely due to changes in actuarial methods and assumptions that adjust the CSM, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 232.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">t<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52pt; position: absolute; text-decoration: none; white-space: pre;">he impact of equity market performance<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.42pt; position: absolute; text-decoration: none; white-space: pre;"> and the impact of the GA Reinsurance Transaction, partially offset by the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 243.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">strengthening of the U.S. dollar against <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.43pt; position: absolute; text-decoration: none; white-space: pre;">most Asian currencies.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 259.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Business Performance<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 270.7pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 293.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 5.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 293.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 293.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 293.25pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 31.6pt; position: absolute; text-decoration: none; white-space: pre;">Canadian $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.48pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 293.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 293.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Annualized premium equivalent sales <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">6,073<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">4,469<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">4,429<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">3,313<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">New business value<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,209<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,627<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,612<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,206<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">New business CSM<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 72.33999999999999pt; position: absolute; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,148<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,549<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,567<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,148<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">CSM net of NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">15,540<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">12,617<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">10,807<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">9,570<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 346.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1) <font style="display: inline-block; height: 3.3085pt;"></font><font id="iecfe62a3aae24e36b6eb6c5c4361dafe"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 56.31pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 58.25pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM is net of NCI<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 159.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1649" style="position: absolute; top: 367.3pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 367.3pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Assets under Management<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 163.9pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 167.15pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 170.14pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;AUM&#8221;)<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 379pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Asia&#8217;s assets under management were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.77pt; position: absolute; text-decoration: none; white-space: pre;">US$135.7 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 272.22pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.72pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.69pt; position: absolute; text-decoration: none; white-space: pre;">, an <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.19pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.17pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 439.67pt; position: absolute; text-decoration: none; white-space: pre;">US$7.4 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 495.12pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 497.62pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.11pt; position: absolute; text-decoration: none; white-space: pre;">9%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 521.11pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 389.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 189.43pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.26pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.24pt; position: absolute; text-decoration: none; white-space: pre;"> was driven by the impact of positive equity market performance on invested <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 400.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assets and segregated funds net assets, partially offset by the transfer of invested assets related to the GA Reinsurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 411.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Transaction.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 428.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Assets under Management<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 439pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 293.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 5.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 293.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 293.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 293.25pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 31.6pt; position: absolute; text-decoration: none; white-space: pre;">Canadian $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.48pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 293.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 293.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">166,590<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">144,433<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">115,843<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">109,533<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">28,622<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">24,854<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">19,904<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">18,846<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 293.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 293.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets under management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 293.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">195,212<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 343.5pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">169,287<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">135,747<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">128,379<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1707" style="position: absolute; top: 514.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 514.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Strategic Highlights<font style="display: inline-block; height: 8.73pt;"></font><font id="i4cca747fbc2143aa99276b442eec5f46"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 530.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Asia continues to be a core driver of growth for Manulife, as we execute our strategy to accelerate growth through our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 540.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">diversified distribution platform, deliver sustainable margin expansion with our holistic solutions, drive expense efficiency, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 551.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">further enhance customer experience through <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.93pt; position: absolute; text-decoration: none; white-space: pre;">digital capabilities and analytics<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 359.34pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 568.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65.33pt; position: absolute; text-decoration: none; white-space: pre;">continued<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 104.32pt; position: absolute; text-decoration: none; white-space: pre;"> to invest in our diversified distribution platform to accelerate growth and deliver holistic solutions for customers<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.03pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 579.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In 2024, we&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 596.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Expanded Manulife Pro, our <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.45pt; position: absolute; text-decoration: none; white-space: pre;">proprietary proposition<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.88pt; position: absolute; text-decoration: none; white-space: pre;"> for top-tier agents, to Indonesia, Japan and Hong Kong. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 606.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">proposition provides <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.45pt; position: absolute; text-decoration: none; white-space: pre;">select<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.94pt; position: absolute; text-decoration: none; white-space: pre;"> agents with differentiated resources and tools, including dedicated underwriting support and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 617.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">enhanced customer engagement services with access to customer leads. This initiative contributed to improved agent <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 628.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">productivity, demonstrated by our <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.28pt; position: absolute; text-decoration: none; white-space: pre;">23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.28pt; position: absolute; text-decoration: none; white-space: pre;">% year-over-year growth in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 322.7pt; position: absolute; text-decoration: none; white-space: pre;">agency<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 351.7pt; position: absolute; text-decoration: none; white-space: pre;"> APE sales<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.2pt; position: absolute; text-decoration: none; white-space: pre;"> in 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.19pt; position: absolute; text-decoration: none; white-space: pre;">. With this expansion, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 639.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Pro is now available in five of our markets<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 269.86pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.11pt; position: absolute; text-decoration: none; white-space: pre;">&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 652.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">F<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.99pt; position: absolute; text-decoration: none; white-space: pre;">urther <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.97pt; position: absolute; text-decoration: none; white-space: pre;">addres<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">sed<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 140.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> the complex and evolving financial needs of high-net-worth individuals through a focus on innovative <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 662.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">customer solutions. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 147.3pt; position: absolute; text-decoration: none; white-space: pre;">This <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 166.78pt; position: absolute; text-decoration: none; white-space: pre;">includes the launch of two new products that cater to the protection, legacy planning and wealth <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 673.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">management needs of high-net-worth customers. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.74pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Global Indexed UL PRO product <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.33pt; position: absolute; text-decoration: none; white-space: pre;">incorporates<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 500.8pt; position: absolute; text-decoration: none; white-space: pre;"> our <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 518.79pt; position: absolute; text-decoration: none; white-space: pre;">next <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 684.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">generation<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> index account design, providing higher long-term return potential. 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white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 706.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">22<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Enhanced<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.5pt; position: absolute; text-decoration: none; white-space: pre;"> our health <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 148.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">proposition<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.45pt; position: absolute; text-decoration: none; white-space: pre;"> through new partnerships with innovative healthcare services providers in Hong Kong <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and Singapore to help our customers proactively manage their health. In Hong Kong, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.86pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 414.35pt; position: absolute; text-decoration: none; white-space: pre;"> have strengthened our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">integrated cross-border healthcare offerings with holistic health management, cancer screening and treatment, and other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">medical services. In Singapore, eligible customers will be able to access personalized advanced cancer care and gut <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">microbiome health solutions. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We also continued to invest in our AI and digital capabilities to enhance the customer and distributor experience. 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It enables our agents to automatically create personalized engagement strategies to offer customers the right <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 138.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">solutions at the right time based on their needs, preferences, demographic data and transaction histories&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 150.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; white-space: pre;">E<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69pt; position: absolute; text-decoration: none; white-space: pre;">nhanced underwriting efficiency in Singapore through the implementation of generative AI, which improves the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 160.78pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">accuracy of underwriting decisions by automating document digitization and summarization. This also elevates customer <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 170.86pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">experience by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 121.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">reducing processing time for policy application<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 305.36pt; position: absolute; text-decoration: none; white-space: pre;">s<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.86pt; position: absolute; white-space: pre;">&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 181.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">I<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65.5pt; position: absolute; text-decoration: none; white-space: pre;">mproved the customer experience and operational efficiency of our Japan contact centre<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.21pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 419.71pt; position: absolute; text-decoration: none; white-space: pre;">as part of global contact centre <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 192.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">transformation initiatives. Our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.91pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.41pt; position: absolute; text-decoration: none; white-space: pre;">further enhancement of voice bot capabilities and the application of AI-enabled speech-to-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 203.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">text <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 80pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95pt; position: absolute; text-decoration: none; white-space: pre;"> call summarization <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 174.43pt; position: absolute; text-decoration: none; white-space: pre;">c<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.93pt; position: absolute; text-decoration: none; white-space: pre;">ontributed to a record high transactional NPS in 2024 and reduced average contact centre <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 214.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">handling time by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">28<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 140.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">% <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">in the second half of 2024, compared with the same period of 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.37pt; position: absolute; text-decoration: none; white-space: pre;">&#59;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 419.87pt; position: absolute; text-decoration: none; white-space: pre;"> and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 226.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Completed the roll-out of M-Pro, a first-in-market digital pre-issuance verification sales tool, to all distribution channels in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 236.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Vietnam. M-Pro has further improved customer experience and we have received <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 388.67pt; position: absolute; text-decoration: none; white-space: pre;">outstanding feedback<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 474.16pt; position: absolute; text-decoration: none; white-space: pre;"> on the ease of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 247.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">navigating policy issuance details, ability to review crucial policy information and transparency of the consultation <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 258.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">process.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 275.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We continued to maintain a diverse and engaged culture and make Manulife a great place to work. Manulife has been <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 286.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">recognized by HR Asia as one of the &#8220;Best Companies to Work for in Asia 2024&#8221; in six of our <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.68pt; position: absolute; text-decoration: none; white-space: pre;">markets<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 445.66pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1741" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 16pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">3<font style="display: inline-block; height: 11.64pt;"></font><font id="i35995c6ce7f94f088c394bcd2002b962"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 58.39pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; &#160; Canada<font style="display: inline-block; height: 11.64pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 67.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our Canada<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 100.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> segment has been committed to customers in our home market for over 135 years. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 458.72pt; position: absolute; text-decoration: none; white-space: pre;">We serve the needs <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of one in six adults overall across the country, including members of approximately 27,000 businesses and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 88.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">organiza<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 86.47pt; position: absolute; text-decoration: none; white-space: pre;">tions<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 107.94pt; position: absolute; text-decoration: none; white-space: pre;"> in our group benefits business, through a diverse and competitive suite of financial and health-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 99.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">protection offerings tailored to individuals, families, and bus<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 307.75pt; position: absolute; text-decoration: none; white-space: pre;">iness owners. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 369.72pt; position: absolute; text-decoration: none; white-space: pre;">We leverage<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 422.2pt; position: absolute; text-decoration: none; white-space: pre;"> the asset management <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 110.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">expertise and products managed by our Global Wealth and Asset Management segment.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 127.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our Canadian business lines are&#58; group life, health, and disability insurance solutions for employers&#59; insurance and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 138.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">guaranteed investment products including life, critical illness, segregated funds, and annuities sold via retail <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 148.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">advisors&#59; and Affinity group insurance offerings including life, health, travel, disability, and creditor insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 159.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">solutions sold through the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 165.35pt; position: absolute; text-decoration: none; white-space: pre;">Manulife <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 204.31pt; position: absolute; text-decoration: none; white-space: pre;">CoverMe<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: bold; left: 242.28pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">&#174;<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 246.59pt; position: absolute; text-decoration: none; white-space: pre;"> brand, mortgage brokers, travel advisors, and sponsor groups and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 170.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">associations. We also offer flexible banking products through Manulife Bank.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 187.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We aim to be the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 123.44pt; position: absolute; text-decoration: none; white-space: pre;">leading life and health insurer<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 250.83pt; position: absolute; text-decoration: none; white-space: pre;"> in Canada, by focusing on four key areas&#58; continuing to strengthen <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 198.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63.980000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> core <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 87.97pt; position: absolute; text-decoration: none; white-space: pre;">operations<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 133.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">&#59; digital customer leadership&#59; distribution expansion&#59; and differentiation through health. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 214.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.5pt; position: absolute; text-decoration: none; white-space: pre;">, our Canada segment contributed<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.45pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.95pt; position: absolute; text-decoration: none; white-space: pre;">21%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.95pt; position: absolute; text-decoration: none; white-space: pre;"> of the Company&#8217;s core earnings from operating segments and, as at <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 225.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 128.47pt; position: absolute; text-decoration: none; white-space: pre;">, accounted for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.46pt; position: absolute; text-decoration: none; white-space: pre;">9%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.46pt; position: absolute; text-decoration: none; white-space: pre;"> of the Company&#8217;s assets under management and administration.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1759" style="position: absolute; top: 248.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 248.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Profitability <font style="display: inline-block; height: 8.73pt;"></font><font id="iebd83d01e1e94e57b3ccd96819a06ca1"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 264.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Canada&#8217;s reported net income attributed to shareholders of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 286.73pt; position: absolute; text-decoration: none; white-space: pre;">$1,221 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.18pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.17pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.17pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 437.63pt; position: absolute; text-decoration: none; white-space: pre;">$1,191 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.08pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 505.07pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 525.0699999999999pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 530.0699999999999pt; position: absolute; text-decoration: none; white-space: pre;">Net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 274.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to shareholders is comprised of core earnings, which were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.32pt; position: absolute; text-decoration: none; white-space: pre;">$1,568 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.77pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.76pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.76pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 506.22pt; position: absolute; text-decoration: none; white-space: pre;">$1,487 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 285.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.95pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 86.94pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.94pt; position: absolute; text-decoration: none; white-space: pre;">, and items excluded from core earnings, which amounted to a<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.83pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.33pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 399.82pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.32pt; position: absolute; text-decoration: none; white-space: pre;">$347 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 460.27pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.26pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 492.26pt; position: absolute; text-decoration: none; white-space: pre;"> compared <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 296.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.98pt; position: absolute; text-decoration: none; white-space: pre;">a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 75.48pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.97pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.47pt; position: absolute; text-decoration: none; white-space: pre;">$296 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.42pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.41pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.41pt; position: absolute; text-decoration: none; white-space: pre;">. Items excluded from core earnings are outlined in the table below. See section 13 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 307.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Non-GAAP and Other Financial Measures&#8221; below, for a reconciliation of core earnings to net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 318.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.47pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 334.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64.99pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.49pt; position: absolute; text-decoration: none; white-space: pre;">$81 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.44pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 115.44pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.93pt; position: absolute; text-decoration: none; white-space: pre;">5%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 138.93pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 141.7pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 144.2pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.18pt; position: absolute; text-decoration: none; white-space: pre;"> in core earnings <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.14pt; position: absolute; text-decoration: none; white-space: pre;">was driven by <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 304.61pt; position: absolute; text-decoration: none; white-space: pre;">business growth in Group Insurance, <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.55pt; position: absolute; text-decoration: none; white-space: pre;">improved<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.52pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.02pt; position: absolute; text-decoration: none; white-space: pre;">insurance<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 532pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 346.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">experience in Individual <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.94pt; position: absolute; text-decoration: none; white-space: pre;">Insurance<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.43pt; position: absolute; text-decoration: none; white-space: pre;">, and a release in the provision for ECL in 2024 compared with a charge in 2023, partially <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 357.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">offset by lower <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.81pt; position: absolute; text-decoration: none; white-space: pre;">expected investment earning<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 224.77pt; position: absolute; text-decoration: none; white-space: pre;">s. In addition, the RGA Canadian Reinsurance Transaction reduced core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 368.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">earnings by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">$8<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 108.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> millio<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 131.43pt; position: absolute; text-decoration: none; white-space: pre;">n <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 138.93pt; position: absolute; text-decoration: none; white-space: pre;">in<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> 2024 compared with 2023.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 385.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The table below presents net income attributed to shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.88pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 303.38pt; position: absolute; text-decoration: none; white-space: pre;">for Canada for 2024 and 2023 consisting of core earnings <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 396.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and i<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68.99pt; position: absolute; text-decoration: none; white-space: pre;">tems excluded from core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 412.9pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 21pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.33pt;"></font></font><font style="left: 26.4pt; position: absolute;">1,568<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.33pt;"></font></font><font style="left: 26.4pt; position: absolute;">1,487<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings&#58;<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 137.57999999999998pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(384)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(341)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Realized gains (losses) on debt instruments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(328)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(10)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Derivatives and hedge accounting ineffectiveness<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">109<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">65<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 81pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on public equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">65<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(13)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on ALDA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(235)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(327)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 105pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Other investment results<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.77pt;"></font></font><font style="left: 42.400000000000006pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(56)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 117pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that flow directly through income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.31pt;"></font></font><font style="left: 41.940000000000005pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.87pt;"></font></font><font style="left: 37.5pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 129pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.99pt;"></font></font><font style="left: 36.620000000000005pt; position: absolute;">(6)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.09pt;"></font></font><font style="left: 43.720000000000006pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 141pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 141pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.87pt;"></font></font><font style="left: 37.5pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 141pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.31pt;"></font></font><font style="left: 41.940000000000005pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Total items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 153pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(347)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 153pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(296)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 165pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 165pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.33pt;"></font></font><font style="left: 26.4pt; position: absolute;">1,221<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 165pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.33pt;"></font></font><font style="left: 26.4pt; position: absolute;">1,191<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 5.09pt; position: absolute; top: 594.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ic255579fbecd4397a24982d1d0456a91"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">For explanations of items excluded from core earnings, see &#8220;Items excluded from core earnings&#8221; table in the total Company &#8220;Profitability&#8221; section above. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1776" style="position: absolute; top: 616pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 616pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Business Performance <font style="display: inline-block; height: 8.73pt;"></font><font id="i5249fbf6fb154449b10e0f94d0e202c8"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 637.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">APE sales<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.75999999999999pt; position: absolute; text-decoration: none; white-space: pre;">were <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.74pt; position: absolute; text-decoration: none; white-space: pre;">$1,689 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.19pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.18pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.18pt; position: absolute; text-decoration: none; white-space: pre;">, an <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.68pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 256.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">20%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 350.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 370.62pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 655.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Individual Insurance APE sales of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.46pt; position: absolute; text-decoration: none; white-space: pre;">$523 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.41pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.4pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.4pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.9pt; position: absolute; text-decoration: none; white-space: pre;">decreased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 327.89pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 330.39pt; position: absolute; text-decoration: none; white-space: pre;">7%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.39pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.85pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.85pt; position: absolute; text-decoration: none; white-space: pre;">, driven by the non-recurrence <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 666.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">of a large affinity markets sale in 2023, partially offset by higher participating life insurance sales. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 678.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Group Insurance APE sales of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">$923 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.43pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 250.42pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 272.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 311.9pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.4pt; position: absolute; text-decoration: none; white-space: pre;">43%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.4pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.86pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.86pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.86pt; position: absolute; text-decoration: none; white-space: pre;">reflecting<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 457.33pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.83pt; position: absolute; text-decoration: none; white-space: pre;">higher sales across all <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 689pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">group benefits markets, primarily due to large case sales.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 700.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Annuities APE sales of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;">$243 million<font style="display: inline-block; 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font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">segregated fund products<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">.&#160;</font><font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2MC4wMCA5NjYuMzkgSCAyNTIuMDAiPjwvcGF0aD48L3N2Zz4=&#39;); 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font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">24<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">CSM<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 64.98pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.75pt; position: absolute; text-decoration: none; white-space: pre;">was <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 86.24000000000001pt; position: absolute; text-decoration: none; white-space: pre;">$4,109 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 141.69pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 166.19pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.16pt; position: absolute; text-decoration: none; white-space: pre;">, an <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.64pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.14pt; position: absolute; text-decoration: none; white-space: pre;">$49 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 352.09pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.55pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.52pt; position: absolute; text-decoration: none; white-space: pre;">. Organic <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 52.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">CSM movement was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.45pt; position: absolute; text-decoration: none; white-space: pre;">$104 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.4pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.39pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.39pt; position: absolute; text-decoration: none; white-space: pre;"> driven by the impact of new business and interest accretion, partially offset by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 63.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">amortization recognized in core earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.9pt; position: absolute; text-decoration: none; white-space: pre;">. Inorganic CSM movement was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 336.83pt; position: absolute; text-decoration: none; white-space: pre;">$(55) million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.76pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 388.26pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 397.75pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.75pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.25pt; position: absolute; text-decoration: none; white-space: pre;"> reflecting the impacts of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 520.2pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 74.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">RGA<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64pt; position: absolute; text-decoration: none; white-space: pre;"> Canadian Reinsurance Transaction and the net u<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.93pt; position: absolute; text-decoration: none; white-space: pre;">nfavourable impact of interest rates partially offset by equity markets<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; 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height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.36pt; position: absolute; text-decoration: none; white-space: pre;">$26.0 billion<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 299.32pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 311.31pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.31pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; 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white-space: pre;"> or <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.74pt; position: absolute; text-decoration: none; white-space: pre;">4%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 466.74pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.24pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 113.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65pt; position: absolute; text-decoration: none; white-space: pre;">, driven by business growth and improved mortgage retention.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 130.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Business Performance<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 141.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 29.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.09pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 29.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">APE sales<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,689<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,409<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 41.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Contractual service margin <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,109<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,060<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 53.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank average net lending assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">26,020<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">25,050<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 223.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 51.49pt; position: absolute; text-decoration: none; white-space: pre;">ssets under Management <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 235.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Canada&#8217;s assets under management of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.29pt; position: absolute; text-decoration: none; white-space: pre;">$145.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.25pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 281.75pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.72pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.22pt; position: absolute; text-decoration: none; white-space: pre;">decreased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 405.21pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.71pt; position: absolute; text-decoration: none; white-space: pre;">$2.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.67pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.17pt; position: absolute; text-decoration: none; white-space: pre;"> or <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 466.16pt; position: absolute; text-decoration: none; white-space: pre;">2%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.16pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 481.66pt; position: absolute; text-decoration: none; white-space: pre;"> from <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 504.64pt; position: absolute; text-decoration: none; white-space: pre;">$147.5 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 246.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 92.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.43pt; position: absolute; text-decoration: none; white-space: pre;">, driven by the transfer of invested assets related to the RGA Canadian Reinsurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 256.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Transaction, partially offset by the net impact from interest rates and equity markets.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 273.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Assets under Management<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 284.45pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 32.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 14.47pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 24.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 24.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 24.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">107,141<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">111,456<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net assets <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">38,099<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">36,085<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets under management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">145,240<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">147,541<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1791" style="position: absolute; top: 369.7pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 369.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">S<font style="display: inline-block; height: 8.73pt;"></font><font id="i1aa1d46488764046855c57d4cfdc7b1e"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 53pt; position: absolute; text-decoration: none; white-space: pre;">trategic<font style="display: inline-block; height: 8.73pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 96.31pt; position: absolute; text-decoration: none; white-space: pre;"> Highlights<font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 385.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We continued to accelerate the growth of our business by enhancing our digital offerings through key partnerships and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 396.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">innovative upgrades for our clients so that they can continue to focus on improving their health and wellness, and introducing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 406.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">new products to meet the expanding needs of Canadians<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 272.44pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.44pt; position: absolute; text-decoration: none; white-space: pre;">During 2024, we&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 423.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">E<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69pt; position: absolute; text-decoration: none; white-space: pre;">stablished<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> strategic partnerships and enhanced our digital apps, enabling clients to leverage personalized features on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 434.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">their journey to improve their health and well-being&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 446.3pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">E<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 87pt; position: absolute; text-decoration: none; white-space: pre;">ntered into a multi-year loyalty rewards partnership agreement with Aeroplan. We l<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.62pt; position: absolute; text-decoration: none; white-space: pre;">aunch<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 438.12pt; position: absolute; text-decoration: none; white-space: pre;">ed<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 448.12pt; position: absolute; text-decoration: none; white-space: pre;"> the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.13pt; position: absolute; text-decoration: none; white-space: pre;">Aeroplan<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.11pt; position: absolute; text-decoration: none; white-space: pre;"> Rewards <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 457.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">and Challenges program in the Manulife mobile app that enables eligible group benefits plan members to earn <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 467.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">reward points by completing programs and benefits-related activities <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.83pt; position: absolute; text-decoration: none; white-space: pre;">to<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.33pt; position: absolute; text-decoration: none; white-space: pre;"> encourage health and well-being<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.76pt; position: absolute; text-decoration: none; white-space: pre;">&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 479.7pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 87pt; position: absolute; text-decoration: none; white-space: pre;">dded mental health features and live support to our Manulife mobile app for group benefits members in partnership <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 490.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">with<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.98pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99.32pt; position: absolute; text-decoration: none; white-space: pre;">T<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 104.81pt; position: absolute; text-decoration: none; white-space: pre;">ELUS Health<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 156.78pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.03pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.53pt; position: absolute; text-decoration: none; white-space: pre;"> that provide eligible members and their families immediate, personal assistance with navigating <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 501.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">the healthcare system to help them understand the types of support available&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 513.1pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">I<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 83.5pt; position: absolute; text-decoration: none; white-space: pre;">mplemented activity recommendations in the M<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 271.39pt; position: absolute; text-decoration: none; white-space: pre;">anulife <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 300.37pt; position: absolute; text-decoration: none; white-space: pre;">Vitality<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> program app to provide customers with a more <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 523.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">personalized app experience to help them achieve their health and wellness goals, contributing to a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 478.32pt; position: absolute; text-decoration: none; white-space: pre;">9 percentage <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 534.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">point <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.99pt; position: absolute; text-decoration: none; white-space: pre;">increase in the app&#8217;s utilization in 2024 compared with 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.7pt; position: absolute; text-decoration: none; white-space: pre;">&#59; a<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 350.7pt; position: absolute; text-decoration: none; white-space: pre;">nd<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 546.5pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Published <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">a special report for employers titled &#8220;Promoting women&#8217;s health for a vibrant workforce&#8221;. Prepared in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 557.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">collaboration with Cleveland Clinic Canada and the Centre for Addiction and Mental Health, the report uncovered <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 568.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">key insights about women&#8217;s health and provided recommendations that employers can take to better support women <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 578.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">in the workforce.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 591.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">O<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70pt; position: absolute; text-decoration: none; white-space: pre;">ffer<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.83pt; position: absolute; text-decoration: none; white-space: pre;">e<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 87.83pt; position: absolute; text-decoration: none; white-space: pre;">d<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 92.83pt; position: absolute; text-decoration: none; white-space: pre;"> a<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100.33pt; position: absolute; text-decoration: none; white-space: pre;">dditional solutions for Canadians and their families to meet their protection and accumulation needs by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 602.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">expanding our product shelf&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 615.3pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Introduced<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> a guaranteed issue life product, designed to provide accessible life insurance coverage with guaranteed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 626.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">fixed premiums for a wide range of individuals seeking straightforward and reliable life insurance coverage&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 637.9pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Refreshed our suite of segregated fund options with a new product that features a simplified, all-inclusive fee <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 648.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">structure and offers Canadians an investment <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 264.77pt; position: absolute; text-decoration: none; white-space: pre;">solution<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 295.75pt; position: absolute; text-decoration: none; white-space: pre;"> to help with their estate planning needs<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.18pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">25<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1806" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 16pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">4<font style="display: inline-block; height: 11.64pt;"></font><font id="ia5522aa2c9104857884f6f367ed367dd"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 58.39pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; &#160; U.S.<font style="display: inline-block; height: 11.64pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 67.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our U.S. segment<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 124.95pt; position: absolute; text-decoration: none; white-space: pre;"> is committed to helping our customers live longer, healthier, better lives by providing an array of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">life insurance and insurance-based wealth accumulation <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 293.31pt; position: absolute; text-decoration: none; white-space: pre;">solutions to meet a variety of their needs<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 468.16pt; position: absolute; text-decoration: none; white-space: pre;">, and making <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 88.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">behavioural insurance <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 147.43pt; position: absolute; text-decoration: none; white-space: pre;">a standard component <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 246.33pt; position: absolute; text-decoration: none; white-space: pre;">on all our life insurance <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 349.75pt; position: absolute; text-decoration: none; white-space: pre;">solutions<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 389.7pt; position: absolute; text-decoration: none; white-space: pre;"> through the John Hancock Vitality <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 99.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Program<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 86.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 116.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We operate under the brand of John Hancock with more than 160 years of history in the U.S. We have built lifelong <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 127.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">customer relationships and created a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 211.38pt; position: absolute; text-decoration: none; white-space: pre;">vast distribution network of licensed financial advisors<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 446.18pt; position: absolute; text-decoration: none; white-space: pre;">, who help us bring the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 138.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">benefits of life insurance, wellness, and wealth planning to more <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 327.27pt; position: absolute; text-decoration: none; white-space: pre;">individuals<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 374.23pt; position: absolute; text-decoration: none; white-space: pre;"> and their families. Our life insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 148.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">solutions<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 89.45pt; position: absolute; text-decoration: none; white-space: pre;"> are designed to meet customers&#8217; estate, business, income-protection, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 393.21pt; position: absolute; text-decoration: none; white-space: pre;">and wealth accumulation<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 500.12pt; position: absolute; text-decoration: none; white-space: pre;"> needs&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 159.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">they also leverage the expertise and solutions provided by our Global Wealth and Asset Management segment.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 176.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Over the past decade, we have transitioned from being a passive claims payer to actively rewarding our customers <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 187.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">for taking small, everyday steps toward better long-term health. To that end, we have integrated behavioural <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 198.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">insurance across our <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 142.94pt; position: absolute; text-decoration: none; white-space: pre;">suite of solutions<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 217.35pt; position: absolute; text-decoration: none; white-space: pre;">, offering our customers tools, technology, education, and rewards through <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 208.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the John Hancock Vitality Program &#8212; in collaboration with partners including GRAIL, Verily,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 443.18pt; position: absolute; text-decoration: none; white-space: pre;"> Apple<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 470.65pt; position: absolute; text-decoration: none; white-space: pre;">, Prenuvo, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 219.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Massachusetts Institute of Technology (&#8220;MIT&#8221;)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 248.28pt; position: absolute; text-decoration: none; white-space: pre;"> AgeLab &#8212; to help them make more informed decisions about their <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 230.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">overall health.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 247.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We also have in-force <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 144.43pt; position: absolute; text-decoration: none; white-space: pre;">LTC<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 161.9pt; position: absolute; text-decoration: none; white-space: pre;"> and annuity businesses. Our proven record of organically managing our LTC blocks <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 526.5899999999999pt; position: absolute; text-decoration: none; white-space: pre;">as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 258.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">well as<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 79pt; position: absolute; text-decoration: none; white-space: pre;"> our LTC, variable and fixed annuity reinsurance transactions over the last few years have been significant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 268.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">contributors to the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 131.89pt; position: absolute; text-decoration: none; white-space: pre;">Company&#8217;s<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 180.35pt; position: absolute; text-decoration: none; white-space: pre;"> efforts to transform the business portfolio to one of higher returns and lower risk.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 285.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.5pt; position: absolute; text-decoration: none; white-space: pre;">, our U.S. segment contributed <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.95pt; position: absolute; text-decoration: none; white-space: pre;">22%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.95pt; position: absolute; text-decoration: none; white-space: pre;"> of the Company&#8217;s core earnings from operating segments and, as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 497.68pt; position: absolute; text-decoration: none; white-space: pre;">December <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 296.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 84.5pt; position: absolute; text-decoration: none; white-space: pre;">, accounted for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.49pt; position: absolute; text-decoration: none; white-space: pre;">13%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.49pt; position: absolute; text-decoration: none; white-space: pre;"> of the Company&#8217;s assets under management and administration.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1822" style="position: absolute; top: 319.3pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 319.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Profitability<font style="display: inline-block; height: 8.73pt;"></font><font id="i34aaa2c5b20b4e63979de622086bbe36"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 334.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">U.S. reported <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.47pt; position: absolute; text-decoration: none; white-space: pre;">net income<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.45pt; position: absolute; text-decoration: none; white-space: pre;"> attributed to shareholders of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 266.4pt; position: absolute; text-decoration: none; white-space: pre;">$135 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.35pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.34pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 346.34pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.8pt; position: absolute; text-decoration: none; white-space: pre;">$639 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 457.75pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.74pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.74pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.74pt; position: absolute; text-decoration: none; white-space: pre;">Net income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 345.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">attributed to shareholders is comprised of core earnings, which was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.35pt; position: absolute; text-decoration: none; white-space: pre;">$1,690 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.8pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.79pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.79pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.25pt; position: absolute; text-decoration: none; white-space: pre;">$1,759 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 526.7pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 356.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69.5pt; position: absolute; text-decoration: none; white-space: pre;">, and items excluded from core earnings, which amounted to<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.89pt; position: absolute; text-decoration: none; white-space: pre;"> a<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 317.39pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 319.89pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.38pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.88pt; position: absolute; text-decoration: none; white-space: pre;">$1,555 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.33pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.32pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 462.32pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 525.78pt; position: absolute; text-decoration: none; white-space: pre;">a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 533.28pt; position: absolute; text-decoration: none; white-space: pre;">net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 367.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.99pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">$1,120 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 144.94pt; position: absolute; text-decoration: none; white-space: pre;"> in 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 176.93pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.93pt; position: absolute; text-decoration: none; white-space: pre;">See section 13 &#8220;Non-GAAP and Other Financial Measures&#8221; below, for a reconciliation of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 378.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">core earnings to net income (loss) attributed to shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.37pt; position: absolute; text-decoration: none; white-space: pre;">. The changes in core earnings expressed in Canadian dollars <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 388.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">were due to the factors described below and additionally, reflected a $24 million favourable impact from the strengthening of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 399.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the U.S. dollar compared with the Canadian dollar.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 416.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Expressed in U.S. dollars, the functional currency of the segment, net income attributed to shareholders was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 482.31pt; position: absolute; text-decoration: none; white-space: pre;">US$96 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 537.75pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 427.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69.5pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">US$473 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.4pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.39pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.39pt; position: absolute; text-decoration: none; white-space: pre;">. Core earnings were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 311.33pt; position: absolute; text-decoration: none; white-space: pre;">US$1,234 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.27pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.26pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.26pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 474.72pt; position: absolute; text-decoration: none; white-space: pre;">US$1,304 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 542.6600000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 438.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.99pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.99pt; position: absolute; text-decoration: none; white-space: pre;"> and items excluded from core earnings amounted to a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298.9pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 341.39pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.89pt; position: absolute; text-decoration: none; white-space: pre;">US$1,138 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.83pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 433.82pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.82pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 517.28pt; position: absolute; text-decoration: none; white-space: pre;">a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 524.78pt; position: absolute; text-decoration: none; white-space: pre;">net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 448.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.99pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">US$831 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.93pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.92pt; position: absolute; text-decoration: none; white-space: pre;">. Items excluded from core earnings are outlined in the table below.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 465.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.49pt; position: absolute; text-decoration: none; white-space: pre;">US$70 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.93pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; 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white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.41pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.4pt; position: absolute; text-decoration: none; white-space: pre;">core earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.87pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.86pt; position: absolute; text-decoration: none; white-space: pre;">mainly due to<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.33pt; position: absolute; text-decoration: none; white-space: pre;"> the impact of the GA Reinsurance Transaction, lower <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 476.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">expected investment earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 168.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">unfavourable net claims experience<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.39pt; position: absolute; text-decoration: none; white-space: pre;">, and the impact of the annual review of actuarial methods <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 487.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and assumptions. 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Investment income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 508.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">on allocated capital also increased core earnings by US$22 million in 2024 compared with 2023. The GA Reinsurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 519.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Transaction reduced core earnings by US$69 million in 2024 compared with 2023, attributable to the impact on expected <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 530.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">earnings on insurance contracts, expected investment earnings, insurance experience, and the change in ECL<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.35pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">26<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The table below presents net income attributed to shareholders for the U.S. for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 359.85pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.85pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 399.85pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 419.85pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.35pt; position: absolute; text-decoration: none; white-space: pre;">consisting of core earnings <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and ite<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 71.99pt; position: absolute; text-decoration: none; white-space: pre;">ms excluded from core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 68.1pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 297pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 6pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 297pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 31.6pt; position: absolute; text-decoration: none; white-space: pre;">Canadian $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 403.5pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.48pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 297pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.09pt; width: 297pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 297pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 347.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 297pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.33pt;"></font></font><font style="left: 26.4pt; 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text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.33pt;"></font></font><font style="left: 26.4pt; position: absolute;">1,234<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.33pt;"></font></font><font style="left: 26.4pt; position: absolute;">1,304<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 297pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings&#58;<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 137.57999999999998pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 297pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,327)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 347.25pt; position: absolute; top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,196)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(971)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(887)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 297pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Realized gains (losses) on debt instruments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(525)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 347.25pt; position: absolute; top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.11pt;"></font></font><font style="left: 39.74pt; position: absolute;">(6)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(385)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 67.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.11pt;"></font></font><font style="left: 39.74pt; position: absolute;">(5)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 297pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Derivatives and hedge accounting ineffectiveness<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(33)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 347.25pt; position: absolute; top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(14)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(23)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 79.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(10)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 297pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on public equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(47)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 347.25pt; position: absolute; top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.77pt;"></font></font><font style="left: 42.400000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(34)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 91.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.77pt;"></font></font><font style="left: 42.400000000000006pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 297pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on ALDA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(751)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 347.25pt; position: absolute; top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,212)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(550)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 103.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(899)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 297pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Other investment results<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">29<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 347.25pt; position: absolute; top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.87pt;"></font></font><font style="left: 37.5pt; position: absolute;">30<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">21<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 115.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.87pt;"></font></font><font style="left: 37.5pt; position: absolute;">22<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 297pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that flow directly through income <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(202)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 347.25pt; position: absolute; top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.43pt;"></font></font><font style="left: 33.06pt; position: absolute;">132<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(148)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 127.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.87pt;"></font></font><font style="left: 37.5pt; position: absolute;">98<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 297pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(26)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 347.25pt; position: absolute; top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(56)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(19)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 139.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(42)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 151.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 297pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Total items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,555)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 347.25pt; position: absolute; top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,120)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,138)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 151.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(831)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 163.5pt; width: 297pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 297pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 163.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">135<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 347.25pt; position: absolute; top: 163.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">639<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 163.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 37.96pt; position: absolute;">96<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 163.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 25.99pt;"></font></font><font style="left: 33.06pt; position: absolute;">473<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 248.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">For explanations of items excluded from core earnings, see &#8220;Items excluded from core earnings&#8221; table in the total Company &#8220;Profitability&#8221; section above. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1854" style="position: absolute; top: 269.7pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 269.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Business Performance <font style="display: inline-block; height: 8.73pt;"></font><font id="i511aa58d85504ab482901f3845af1ed0"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 285.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">U.S. APE sales<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 108.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.25pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 121.25pt; position: absolute; text-decoration: none; white-space: pre;">US$454 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.69pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.68pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 213.68pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.18pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 255.16pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">9%<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.12pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.12pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 356.62pt; position: absolute; text-decoration: none; white-space: pre;"> reflecting increased demand from affluent <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 297.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">customers for accumulation insurance products, partially offset by lower sales of protection insurance products<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.62pt; position: absolute; text-decoration: none; white-space: pre;">. APE sales of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 308.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">products with the John Hancock Vitality PLUS feature increased 17%, and represented 81% of overall U.S. sales compared <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 318.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">with 75% in <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 93.47pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 113.47pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 118.47pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 336.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">CSM<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 64.98pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.75pt; position: absolute; text-decoration: none; white-space: pre;">was <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 86.24000000000001pt; position: absolute; text-decoration: none; white-space: pre;">US$1,715 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.18pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.68pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.65pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.65pt; position: absolute; text-decoration: none; white-space: pre;">a decrease<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.14pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 319.64pt; position: absolute; text-decoration: none; white-space: pre;">US$1,113 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.92pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.38pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 529.35pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 348.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Organic CSM movement was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.43pt; position: absolute; text-decoration: none; white-space: pre;">US$44 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.87pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.86pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.86pt; position: absolute; text-decoration: none; white-space: pre;"> driven by the impact of new business and interest accretion, partially <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 359.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">offset by amortization recognized in core earnings and net unfavourable insurance experience. The net unfavourable <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 370.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">insurance experience was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.45pt; position: absolute; text-decoration: none; white-space: pre;">mainly due to life claims and lapse experience<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.84pt; position: absolute; text-decoration: none; white-space: pre;">. Inorganic CSM movement was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 464.77pt; position: absolute; text-decoration: none; white-space: pre;">US$(1,157) million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.69pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 381.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54.49pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.49pt; position: absolute; text-decoration: none; white-space: pre;"> due to changes in actuarial methods and assumptions that adjust the CSM, the impact of the GA Reinsurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 392.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Transaction as well as an in-force reinsurance transaction covering certain life mortality, partially offset by the favourable <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 402.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">impacts from equity market experience and higher interest rates.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 419.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Business Performance<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 430.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 292.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 6pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 20.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 292.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 292.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 292.5pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 100.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 31.6pt; position: absolute; text-decoration: none; white-space: pre;">Canadian $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 100.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.48pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 20.25pt; width: 292.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 292.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 20.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 20.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 20.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 20.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 292.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 292.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">APE sales <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">623<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">562<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">454<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">416<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 292.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 292.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Contractual service margin<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,468<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">3,738<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,715<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,828<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 503pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Assets under Management <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 514.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">U.S. assets under management of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.96pt; position: absolute; text-decoration: none; white-space: pre;">US$149 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.91pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 266.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.38pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.88pt; position: absolute; text-decoration: none; white-space: pre;">decreased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.87pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.37pt; position: absolute; text-decoration: none; white-space: pre;">3%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 405.37pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.83pt; position: absolute; text-decoration: none; white-space: pre;">December 31, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 525.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69.84pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 87.83pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.82pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.32pt; position: absolute; text-decoration: none; white-space: pre;">was primarily due to the transfer of invested assets related to the GA Reinsurance Transaction, partially <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 536.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">offset by the net impact from interest rate and equity markets on both segregated funds net assets and total invested assets.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 553.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Assets under Management<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 563.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 292.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 6pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 18pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 292.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 292.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 292.5pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 100.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 31.6pt; position: absolute; text-decoration: none; white-space: pre;">Canadian $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 100.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.48pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 18pt; width: 292.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 292.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 18pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 18pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 18pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 18pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 29.25pt; width: 292.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 292.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">136,833<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">133,959<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">95,142<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">101,592<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 41.25pt; width: 292.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 292.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">77,440<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">68,585<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">53,845<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">52,014<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 53.25pt; width: 292.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 292.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets under management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">214,273<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">202,544<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">148,987<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">153,606<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1839" style="position: absolute; top: 646.15pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 646.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Strategic<font style="display: inline-block; height: 8.73pt;"></font><font id="iecd0c9152c73453dade2340dba269ce0"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 96.31pt; position: absolute; text-decoration: none; white-space: pre;"> Highlights<font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 661.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">At John Hancock, we are focused on profitably growing our life insurance business by expanding our product offerings, <font style="display: inline-block; 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We <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 683.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">are also focused on optimizing our legacy and in-force portfolios through both organic initiatives and strategic reinsurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 694.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">transactions to create shareholder value. 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font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; white-space: pre;">&#160;  Jianhui Zhao, Liying Xu, et al - Global trends in incidence, death, burden and risk factors of early-onset cancer from 1990 to 2019&#59; BMJ Oncology 2023.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">27<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">D<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 55.99pt; position: absolute; text-decoration: none; white-space: pre;">elivered new business growth through innovative enhancements to our current solutions and new market offerings for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">distributors and customers<font style="display: inline-block; 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text-decoration: none; white-space: pre;"> design and distribution companies <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 274.9pt; position: absolute; text-decoration: none; white-space: pre;">&#8212;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.9pt; position: absolute; text-decoration: none; white-space: pre;"> to expand our portfolio of indexed account offerings and reach a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">wider market with our Protection Indexed Universal Life <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.85pt; position: absolute; text-decoration: none; white-space: pre;">solutio<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">n<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 101.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">S<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 73.5pt; position: absolute; text-decoration: none; white-space: pre;">treamlined our underwriting process to improve our customers&#8217; experience and capture more sales by expanding our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 112.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">use of electronic health records,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.94pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.44pt; position: absolute; text-decoration: none; white-space: pre;">and leveraging generative AI to automate preliminary underwriting assessments<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; 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height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 134.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">address their estate planning needs now in anticipation of an expiring estate tax legislation.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.33pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 151.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Focused our attention on improving our digital offerings to create compelling customer experiences and improve expense <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 162.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">efficiency&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 179.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">C<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 73.99pt; position: absolute; text-decoration: none; white-space: pre;">ontinued to modernize the end-to-end purchase and delivery process by introducing a term solution with digital policy <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 190.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">delivery, payment capabilities, and easy registration process to the Life Customer Storefront as well as Vitality&#8217;s website&#59;<font style="display: inline-block; 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font-size: 9pt; font-style: normal; font-weight: normal; left: 375.17pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 380.17pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">a</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.17pt; position: absolute; text-decoration: none; white-space: pre;">nd subsequently introduced a generative <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 246.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; 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font-size: 9pt; font-style: italic; font-weight: normal; left: 225.44pt; position: absolute; text-decoration: none; white-space: pre;">Better<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 249.43pt; position: absolute; text-decoration: none; white-space: pre;">.&#8217; symposium to double the audience of life insurance brokers, reinsurers, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 301.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">industry and global longevity leaders, and local government officials, when compared to last year&#8217;s symposium, to share <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; 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text-decoration: none; white-space: pre;">, reinforcing our commitment to early detection and better health <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 412.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">outcomes for our members.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 429.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">Accelerated<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> optimizing the financial results of our legacy and in-force blocks&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 445.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Strengthened the value of our LTC insurance<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.27pt; position: absolute; 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left: 53.82pt; position: absolute; text-decoration: none; white-space: pre;">and mainland China. 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We seek to offer leading <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 107.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; white-space: pre;">capabilities across a wide spectrum of public and private asset classes, leveraging the expertise of our team of over <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 117.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; white-space: pre;">600 investment professionals worldwide.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 133.78pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; white-space: pre;">At our core, we believe in good stewardship and incorporating sustainable asset management into our business <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 144.13pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; white-space: pre;">practices. We prioritize engagement with companies and investors with a view to addressing systemic risks, which <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 154.48pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; white-space: pre;">we believe allows us to develop and provide <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 236.37pt; position: absolute; text-decoration: none; white-space: pre;">resilient alpha generating investment solutions<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 437.69pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 440.19pt; position: absolute; white-space: pre;">to our customers.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 170.83pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our Retirement business serves more than 9 million investors in North America and Asia through retirement plan <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 181.63pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">solutions, with investments managed by our internal teams and third-party managers. 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text-decoration: none; white-space: pre;">Our solution<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 506.54pt; position: absolute; text-decoration: none; white-space: pre;">s span <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 289.03pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">all major asset classes including equities, fixed income, and alternative assets (real estate, timberland, farmland, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 299.83pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">private equity&#47;debt and infrastructure).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 316.63pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We believe that together, our global footprint, investment expertise, and channel breadth position us strongly to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 327.43pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">capitalize on high-growth opportunities in the most attractive markets globally. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 344.23pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">In <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 55pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 75pt; position: absolute; text-decoration: none; white-space: pre;">, our Global WAM segment contributed<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; 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position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.97pt; position: absolute; text-decoration: none; white-space: pre;">, represented <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.45pt; position: absolute; text-decoration: none; white-space: pre;">64%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.45pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.95pt; position: absolute; text-decoration: none; white-space: pre;">the Company&#8217;s total assets under management and administration.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1885" style="position: absolute; top: 377.83pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 377.83pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Profitability<font style="display: inline-block; height: 8.73pt;"></font><font id="i24963bc63e8043ae8dbb59ca36d44044"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 110.95pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 393.43pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM&#8217;s net income attributed to shareholders was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.38pt; position: absolute; text-decoration: none; white-space: pre;">$1,597 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 328.83pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.82pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.82pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.28pt; position: absolute; text-decoration: none; white-space: pre;">$1,297 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.73pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 491.72pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.72pt; position: absolute; text-decoration: none; white-space: pre;">, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 404.23pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">core earnings were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.95pt; position: absolute; text-decoration: none; white-space: pre;">$1,736 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.4pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 191.39pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.39pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 274.85pt; position: absolute; text-decoration: none; white-space: pre;">$1,321 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 330.3pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.29pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.29pt; position: absolute; text-decoration: none; white-space: pre;">. Items excluded from core earnings are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 415.03pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">outlined in the table below and amounted to a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.93pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 271.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">$139 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.87pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.86pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.86pt; position: absolute; text-decoration: none; white-space: pre;"> compared with a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.82pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 477.31pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.81pt; position: absolute; text-decoration: none; white-space: pre;">$24 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 532.76pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 425.83pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65pt; position: absolute; text-decoration: none; white-space: pre;">. See section 13 &#8220;Non-GAAP and Other Financial Measures&#8221; below, for a reconciliation of core earnings to net income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 436.63pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(loss) attributed to shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 453.43pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">C<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 51.49pt; position: absolute; text-decoration: none; white-space: pre;">ore earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 142.94pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.44pt; position: absolute; text-decoration: none; white-space: pre;">$415 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.39pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 198.39pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.88pt; position: absolute; text-decoration: none; white-space: pre;">30%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.88pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 310.34pt; position: absolute; text-decoration: none; white-space: pre;"> on a constant exchange rate basis, primarily driven by<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 527.74pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 530.24pt; position: absolute; white-space: pre;">an <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 463.51pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; white-space: pre;">increase in net fee income from higher average AUMA reflecting the favourable impact of markets and net inflows, certain <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 473.59pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">non-recurring<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.45pt; position: absolute; text-decoration: none; white-space: pre;"> tax true-ups<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 148.43pt; position: absolute; white-space: pre;"> and tax benefits totaling $110 million in 2024, and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 350.18pt; position: absolute; text-decoration: none; white-space: pre;">disciplined expense managemen<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 481.12pt; position: absolute; white-space: pre;">t. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.46pt; position: absolute; text-decoration: none; white-space: pre;">This increase <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 483.67pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">was partially offset by the impact of lower fee spreads. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.23pt; position: absolute; text-decoration: none; white-space: pre;">In addition, investment income on allocated capital increased core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 493.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings by $37 million compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 200.39pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.39pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2Ni4wMCA5NjMuNDEgSCAyNTguMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 727.56pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1&#160;  <font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.81pt; position: absolute; text-decoration: none; white-space: pre;">This item is a non-GAAP financial measure. See &#8220;Non-GAAP and Other Financial Measures&#8221; below.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 9.72pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">2&#160;  <font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.81pt; position: absolute; text-decoration: none; white-space: pre;">This item is a non-GAAP ratio. See &#8220;Non-GAAP and Other Financial Measures&#8221; below for more information.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">29<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_5860" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The table below presents net income attributed to shareholders for the Global WAM segment for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 433.98pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.98pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.98pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.98pt; position: absolute; text-decoration: none; white-space: pre;"> consisting of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">core earnings and items excluded from core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 69.4pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 21pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 12pt; left: 399pt; overflow: hidden; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 44.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 12pt; left: 449.25pt; overflow: hidden; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 44.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retirement<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,013<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">745<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">581<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">502<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Institutional<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">142<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">74<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,736<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,321<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 81pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings&#58;<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 137.57999999999998pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 12pt; left: 399pt; overflow: hidden; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 46.73pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36pt;"></font></font><font style="left: 82.72999999999999pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 12pt; left: 449.25pt; overflow: hidden; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 46.73pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36pt;"></font></font><font style="left: 82.72999999999999pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.66pt;"></font></font><font style="left: 42.29pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 105pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Realized gains (losses) on debt instruments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 117pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Derivatives and hedge accounting ineffectiveness<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 129pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on public equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.66pt;"></font></font><font style="left: 42.29pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 141pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on ALDA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 141pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 141pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Other investment results<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 153pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 153pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #757575; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 165pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 165pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(66)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 165pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(36)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 177pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 177pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(77)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 177pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.77pt;"></font></font><font style="left: 42.400000000000006pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 189pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(139)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 189pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(24)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 201pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">Net income (loss) attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 201pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,597<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 201pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,297<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 287.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i73a78691d6c34c8d89d8fd5a288d25f7"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">For explanations of items excluded from core earnings, see &#8220;Items excluded from core earnings&#8221; table in the total Company &#8220;Profitability&#8221; section above. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 308.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.5pt; position: absolute; text-decoration: none; white-space: pre;">, core EBITDA<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 136.97pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 140.22pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.20999999999998pt; position: absolute; text-decoration: none; white-space: pre;">$2,173 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.66pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.66pt; position: absolute; text-decoration: none; white-space: pre;">$437 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.61pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 272.11pt; position: absolute; text-decoration: none; white-space: pre;">higher<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.09000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> than core earnings. In <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.06pt; position: absolute; text-decoration: none; white-space: pre;">, core EBITDA was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 487.03pt; position: absolute; text-decoration: none; white-space: pre;">$1,771 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 542.48pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 318.58pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">$450 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 97.45pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99.95pt; position: absolute; text-decoration: none; white-space: pre;">higher<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.93pt; position: absolute; text-decoration: none; white-space: pre;"> than core earnings. Core EBITDA <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.37pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 302.35pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 304.85pt; position: absolute; text-decoration: none; white-space: pre;">$402 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 352.8pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.3pt; position: absolute; text-decoration: none; white-space: pre;"> or <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 368.29pt; position: absolute; text-decoration: none; white-space: pre;">22%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.29pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 452.25pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.25pt; position: absolute; text-decoration: none; white-space: pre;">, driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.23pt; position: absolute; text-decoration: none; white-space: pre;">growth <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 328.66pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">in net fee income and disciplined expense management, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 276.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">partially offset by the impact of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 400.19pt; position: absolute; text-decoration: none; white-space: pre;">lower<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.66pt; position: absolute; text-decoration: none; white-space: pre;"> fee spreads<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.15pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 344.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA margin<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 133.44pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.69pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 157.68pt; position: absolute; text-decoration: none; white-space: pre;">27.1%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.18pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.17pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.17pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.63pt; position: absolute; text-decoration: none; white-space: pre;">24.9%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 304.13pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 316.12pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 336.12pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 358.95pt; position: absolute; text-decoration: none; white-space: pre;">220<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 373.95pt; position: absolute; text-decoration: none; white-space: pre;"> basis point <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.93pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.91pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 458.41pt; position: absolute; text-decoration: none; white-space: pre;">was primarily driven <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 355.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">by similar factors as mentioned above for core EBITDA.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 378.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 389.14pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 32.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 14.47pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 24.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 24.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 28.46pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 24.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.46pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,736<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,321<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Amortization of deferred acquisition costs and other depreciation<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">188<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">166<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Amortization of deferred sales commissions<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.99pt;"></font></font><font style="left: 34.62pt; position: absolute;">78<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.99pt;"></font></font><font style="left: 34.62pt; position: absolute;">80<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax expenses (recoveries)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">171<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">204<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">2,173<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,771<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA margin (%)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">27.1%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">24.9%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2MC4wMCA5NzcuMjAgSCAyNTIuMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 737.9pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.47pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;"> <font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 50.730000000000004pt; position: absolute; text-decoration: none; white-space: pre;">This item is a non-GAAP financial measure. See &#8220;Non-GAAP and Other Financial Measures&#8221; below.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">30<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1901" style="position: absolute; top: 27pt;"></div><div style="line-height: 8.73pt; position: absolute; top: 27pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Business Performance<font style="display: inline-block; height: 8.73pt;"></font><font id="i4a728f90b85f4fe39b55aa33d708a82e"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 48.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 61.980000000000004pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 92.95pt; position: absolute; text-decoration: none; white-space: pre;"> were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.43pt; position: absolute; text-decoration: none; white-space: pre;">$13.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 165.39pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.38pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.38pt; position: absolute; text-decoration: none; white-space: pre;">, compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 305.81pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.31pt; position: absolute; text-decoration: none; white-space: pre;">$4.5 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 361.27pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 373.26pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.26pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 65.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Retirement net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.93pt; position: absolute; text-decoration: none; white-space: pre;"> were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 176.41pt; position: absolute; text-decoration: none; white-space: pre;">$0.7 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.37pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.36pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.36pt; position: absolute; text-decoration: none; white-space: pre;"> compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.82pt; position: absolute; text-decoration: none; white-space: pre;">outflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.8pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.3pt; position: absolute; text-decoration: none; white-space: pre;">$4.0 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 418.26pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.25pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.25pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 452.75pt; position: absolute; text-decoration: none; white-space: pre;"> primarily <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 491.69pt; position: absolute; text-decoration: none; white-space: pre;">driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 530.6700000000001pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 76.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">non-recurrence of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">large-case retirement plan redemptions<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 292.85pt; position: absolute; text-decoration: none; white-space: pre;"> by a single sponsor in the U.S. in 2023 and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.29pt; position: absolute; text-decoration: none; white-space: pre;">higher new <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 87pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">retirement plan sales,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 148.94pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.44pt; position: absolute; text-decoration: none; white-space: pre;">partially offset by higher member withdrawals<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.14pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 98.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Retail net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.47pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.94pt; position: absolute; text-decoration: none; white-space: pre;"> were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 155.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">$6.8 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 198.38pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.37pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 230.37pt; position: absolute; text-decoration: none; white-space: pre;"> compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 308.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;">outflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 341.81pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.31pt; position: absolute; text-decoration: none; white-space: pre;">$0.5 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 397.27pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.26pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.26pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.76pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.26pt; position: absolute; text-decoration: none; white-space: pre;">driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.24pt; position: absolute; text-decoration: none; white-space: pre;">increased <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 109.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">demand for investment products amid a<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.93pt; position: absolute; text-decoration: none; white-space: pre;"> constructive <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;">equity market and improved investor sentiment<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 460.31pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 121.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Institutional Asset Managemen<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">t net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.46pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.93pt; position: absolute; text-decoration: none; white-space: pre;"> were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">$5.7 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.37pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.36pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.36pt; position: absolute; text-decoration: none; white-space: pre;"> compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.82pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 438.29pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.79pt; position: absolute; text-decoration: none; white-space: pre;">$9.0 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.75pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 505.74pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 525.74pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 132.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">reflecting lower net flows from <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 184.4pt; position: absolute; text-decoration: none; white-space: pre;">fixed income and equity mandates<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.85pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 149pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Net Flows<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 159.08pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 30.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.97pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 22.69pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 22.69pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 22.69pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 30.75pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net flows<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 30.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">13,270<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 30.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,548<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 218.83pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Assets under Management and Administration<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 230.53pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">As of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.97pt; position: absolute; text-decoration: none; white-space: pre;">, AUMA for our wealth and asset management businesses were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.38pt; position: absolute; text-decoration: none; white-space: pre;">$1,031.1 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 462.84pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 467.84pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.3199999999999pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 241.33pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">14%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.46pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.43pt; position: absolute; text-decoration: none; white-space: pre;">, driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 249.41pt; position: absolute; text-decoration: none; white-space: pre;">the favourable impact of interest rates and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 419.84pt; position: absolute; text-decoration: none; white-space: pre;">equity markets<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 478.31pt; position: absolute; text-decoration: none; white-space: pre;">, the $19 billion <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 252.13pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of assets added from the acquisition of CQS in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.93pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 254.93pt; position: absolute; text-decoration: none; white-space: pre;">, as well as net inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.37pt; position: absolute; text-decoration: none; white-space: pre;">. As of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.88pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.85pt; position: absolute; text-decoration: none; white-space: pre;">, Global WAM also <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 262.93pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">managed<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 84.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">$226.7 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.95pt; position: absolute; text-decoration: none; white-space: pre;"> in assets for the Company&#8217;s other reporting segments. Including those assets, AUMA managed by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 273.73pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 95.13pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.38pt; position: absolute; text-decoration: none; white-space: pre;"> were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.86pt; position: absolute; text-decoration: none; white-space: pre;">$1,257.8 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.32pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.78pt; position: absolute; text-decoration: none; white-space: pre;">$1,055.0 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.24pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.74pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.71pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 290.53pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net assets were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.97pt; position: absolute; text-decoration: none; white-space: pre;">$291.9 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.93pt; position: absolute; text-decoration: none; white-space: pre;"> for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.42pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.39pt; position: absolute; text-decoration: none; white-space: pre;">, an increase of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.37pt; position: absolute; text-decoration: none; white-space: pre;">18%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.37pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 476.83pt; position: absolute; text-decoration: none; white-space: pre;">December 31, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 301.33pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65pt; position: absolute; text-decoration: none; white-space: pre;"> on an actual exchange rate basis, driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.45pt; position: absolute; text-decoration: none; white-space: pre;">the favourable impact of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 341.91pt; position: absolute; text-decoration: none; white-space: pre;">equity markets <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.88pt; position: absolute; text-decoration: none; white-space: pre;">and foreign currency exchange <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 312.13pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">rates<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64.99pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 328.93pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Changes in Assets under Management and Administration<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 341.12pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.97pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 19.69pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 19.69pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 19.69pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 27.75pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Balance January 1, <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 27.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">849,163<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 27.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">782,340<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 39.75pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Acquisitions &#47; Dispositions<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 39.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">18,670<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 39.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(410)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 51.75pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net flows<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">13,270<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,548<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 63.75pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Investment income (loss) and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 63.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">149,982<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 63.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">62,685<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 75.75pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Balance December 31, <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 75.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.25pt;"></font></font><font style="left: 11.32pt; position: absolute;">1,031,085<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 75.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">849,163<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 87.75pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Average assets under management and administration<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">946,087<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">812,662<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 451.87pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Assets under Management and Administration<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 462.67pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 32.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 14.47pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 64.52pt;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 67.14999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 1.94pt;"> <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 24.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 33.8pt;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 24.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 24.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">9,743<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">7,090<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net assets<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 104.32pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">291,860<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">248,066<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Mutual funds, institutional asset management and other<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 198.85999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2) <font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">506,868<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">411,961<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets under management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">808,471<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">667,117<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other assets under administration <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">222,614<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">182,046<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets under management and administration<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.25pt;"></font></font><font style="left: 11.32pt; position: absolute;">1,031,085<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">849,163<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 571.92pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net assets are primarily comprised of AUM in our Retirement business, which mainly consists of fee-based products with little or no <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 581.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">guarantees. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 590.12pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="icee79331df54458ebda81cf0abcc4048"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Other funds represent pension funds, pooled funds, endowment funds and other institutional funds managed by the Company on behalf of others.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 605.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Managed <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 86.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">Assets under Management and Administration<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 616.02pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 30.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 12.97pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 64.52pt;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 67.14999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 1.94pt;"> <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 22.69pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 33.8pt;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 22.69pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 22.69pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 30.75pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Assets under management and administration <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 30.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.25pt;"></font></font><font style="left: 11.32pt; position: absolute;">1,031,085<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 30.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">849,163<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AUM managed by Global WAM on behalf of Manulife&#8217;s other segments <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">226,752<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">205,814<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">Total managed assets under management and administration <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.25pt;"></font></font><font style="left: 11.32pt; position: absolute;">1,257,837<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.25pt;"></font></font><font style="left: 11.32pt; position: absolute;">1,054,977<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">31<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1918" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Strategic Highlights<font style="display: inline-block; height: 8.73pt;"></font><font id="ibdcd96e6be90484eae7450577cf00083"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 56.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 55.5pt; position: absolute; text-decoration: none; white-space: pre;">s one of Manulife<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.97pt; position: absolute; text-decoration: none; white-space: pre;">&#8217;s highest potential businesses, we remain focused on accelerating growth, achieving operational <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 66.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">excellence, and increasing shareholder value. Our strategy is to deliver comprehensive investment solutions while providing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 77.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">exceptional digital-first experiences&#59; enhancing our intermediate distribution channels&#59; increasing focus on direct relationships <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 88.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">with investors&#59; and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.46pt; position: absolute; text-decoration: none; white-space: pre;">elevating our brand to be recognized as a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.4pt; position: absolute; text-decoration: none; white-space: pre;">leading global wealth and asset management organization<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 526.29pt; position: absolute; text-decoration: none; white-space: pre;"> all <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 99.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">while being a premier destination for top talent in our industry<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 291.68pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 116.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65.33pt; position: absolute; text-decoration: none; white-space: pre;">executed on several initiatives<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 185.27pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 188.04pt; position: absolute; text-decoration: none; white-space: pre;">t<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.54pt; position: absolute; text-decoration: none; white-space: pre;">o deliver comprehensive investment solutions and drive growth opportunities<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.87pt; position: absolute; white-space: pre;">. <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.87pt; position: absolute; text-decoration: none; white-space: pre;">In 2024, we&#58;<font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 133.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Completed <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 113.47pt; position: absolute; text-decoration: none; white-space: pre;">the acquisition <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.44pt; position: absolute; text-decoration: none; white-space: pre;">of CQS, a U.K.-based multi-sector alternative credit manager, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.3pt; position: absolute; text-decoration: none; white-space: pre;">which positively contributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 144.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.63pt; position: absolute; text-decoration: none; white-space: pre;"> net flows and core earnings in 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.07pt; position: absolute; text-decoration: none; white-space: pre;">. We have leveraged these expanded investment capabilities<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 503.82pt; position: absolute; text-decoration: none; white-space: pre;"> to launch <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 154.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">the John Hancock Multi Asset Credit Fund in U.S. Retail<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.88pt; position: absolute; text-decoration: none; white-space: pre;">. This fund is a strong addition to our growing lineup of liquid and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 165.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">semi-liquid alternative offerings <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.73000000000002pt; position: absolute; text-decoration: none; white-space: pre;">which are part<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 250.19pt; position: absolute; text-decoration: none; white-space: pre;"> of our larger credit franchise&#59; and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 178.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Continued to meet investor needs for alternative solutions through the expansion of our product offerings with the launch <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 189.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">of the Manulife Capital Partners VII and Manulife Private Equity Partners II for i<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 380.32pt; position: absolute; text-decoration: none; white-space: pre;">nstitutional<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.29pt; position: absolute; text-decoration: none; white-space: pre;"> investors which combined <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 200.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">have garnered over $2 billion in AUMA.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 216.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We enhanced our <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.82pt; position: absolute; white-space: pre;">digital capabilities to improve our customer experience. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.17pt; position: absolute; text-decoration: none; white-space: pre;">In 2024, we&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 233.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 73.5pt; position: absolute; text-decoration: none; white-space: pre;">dvanced<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.5pt; position: absolute; text-decoration: none; white-space: pre;"> and broadened our wealth planning and advice business with the implementation of a new advisor retail <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 244.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">wealth platform and an AI-powered planning tool in Canada and a new AI-powered sales enablement app in Asia. These <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 254.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">tools improve productivity for advisors and agents and deliver an enhanced<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 365.87pt; position: absolute; text-decoration: none; white-space: pre;"> digital experience<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 438.32pt; position: absolute; text-decoration: none; white-space: pre;"> for investors&#59;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 492.29pt; position: absolute; text-decoration: none; white-space: pre;"> and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 267.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">C<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 73.99pt; position: absolute; text-decoration: none; white-space: pre;">ontinued to add new self service capabilities to our Canada Retirement<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.34pt; position: absolute; text-decoration: none; white-space: pre;"> mobile app,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.31pt; position: absolute; text-decoration: none; white-space: pre;"> which contributed to a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 496.77pt; position: absolute; text-decoration: none; white-space: pre;">29%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.77pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 517.27pt; position: absolute; text-decoration: none; white-space: pre;">growth <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 278.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">in user counts in 2024 compared with the prior year<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; 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 <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">32<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1933" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">6.&#160; &#160; Corporate and Other<font style="display: inline-block; height: 11.64pt;"></font><font id="i8cd5c0ec7a6745d5a58fee24638ee7a1"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 67.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other is comprised of investment performance on assets backing capital, net of amounts allocated to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the operating segments&#59; financing costs&#59; costs incurred by the corporate office related to shareholder activities (not <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 88.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">allocated to the operating segments)&#59; our P&#38;C Reinsurance business&#59; as well as our run-off reinsurance operation <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 99.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">including variable annuities and accident and health. 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height: 8.73pt;"></font><font id="i0177fdf89c8040429a75f89922936aae"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 148.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other reported net income attributed to shareholders of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.87pt; position: absolute; text-decoration: none; white-space: pre;">$77 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 369.82pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.32pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.81pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 401.81pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.27pt; position: absolute; text-decoration: none; white-space: pre;">$628 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 513.22pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 159.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders is comprised of core earnings and items excluded from core earnings. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 170.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core loss was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">$357 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.91pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 163.9pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.9pt; position: absolute; text-decoration: none; white-space: pre;"> compared with core earnings of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.33pt; position: absolute; text-decoration: none; white-space: pre;">$69 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.28pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 369.27pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.27pt; position: absolute; text-decoration: none; white-space: pre;">. 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See section 13 &#8220;Non-GAAP and Other Financial Measures&#8221; below, for a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 202.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">reconciliation of core earnings to net income (loss) attributed to shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 349.82pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 219.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 62.989999999999995pt; position: absolute; text-decoration: none; white-space: pre;">unfavourable<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.97pt; position: absolute; text-decoration: none; white-space: pre;"> variance in core loss of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.92pt; position: absolute; text-decoration: none; white-space: pre;">$426 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.87pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.37pt; position: absolute; text-decoration: none; white-space: pre;">was primarily attributable to the charge for GMT, higher interest on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 230.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">capital allocated to Asia, Global WAM and the U.S., and lower gains from updates to provisions for estimated losses in our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 241.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">P&#38;C Reinsurance business compared to prior year.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 258.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The table below presents net income attributed to shareholders <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298.88pt; position: absolute; text-decoration: none; white-space: pre;">for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 311.87pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.87pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 351.87pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.87pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.37pt; position: absolute; text-decoration: none; white-space: pre;">consisting of core earnings (loss) and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 268.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">items excluded from core earnings (loss).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 285.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 21pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (loss)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.79pt;"></font></font><font style="left: 30.86pt; position: absolute;">(357)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 37.96pt; position: absolute;">69<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings (loss)&#58;<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 161.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">435<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">290<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Realized gains (losses) on debt instruments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">265<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.11pt;"></font></font><font style="left: 39.74pt; position: absolute;">(1)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Derivatives and hedge accounting ineffectiveness<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">148<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">61<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 81pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on public equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">86<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">88<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on ALDA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.11pt;"></font></font><font style="left: 39.74pt; position: absolute;">(4)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(12)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 105pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.63pt; position: absolute; text-decoration: none; white-space: pre;">Other investment results<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(60)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">154<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 117pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that flow directly through income <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.77pt;"></font></font><font style="left: 42.400000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 129pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.11pt;"></font></font><font style="left: 39.74pt; position: absolute;">(7)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">269<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 141pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Total items excluded from core earnings (loss)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 141pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">434<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 141pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">559<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 153pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 37.96pt; position: absolute;">77<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 153pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">628<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 455.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i296e73ca5a9b4da68d1439ab3c23580c"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">For explanations of items excluded from core earnings, see &#8220;Items excluded from core earnings&#8221; table in the <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 390.52pt; position: absolute; text-decoration: none; white-space: pre;">total<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 403.72999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> Company &#8220;Profitability&#8221; section above. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 470.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">In 2024, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 80pt; position: absolute; text-decoration: none; white-space: pre;">a GMT expense of $231 million has been recorded in Corporate and Other, consisting of an expense of $164 million <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 481.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">in core earnings and $67 million outside core earnings. Starting in 2025, GMT is expected to be recorded in the segment that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 492.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">incurred this tax.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1966" style="position: absolute; top: 515.2pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 515.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Strategic Highlights<font style="display: inline-block; height: 8.73pt;"></font><font id="ia214a99b96364cc2b3ad0cd6879ae466"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 530.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our P&#38;C Reinsurance business provides substantial retrocessional capacity for a select clientele in the property and casualty <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 541.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">reinsurance market. The business is largely non-correlated to Manulife&#8217;s other businesses and helps diversify our overall <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 552.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">business mix. We manage the risk exposure of this business in relation to the total Company balance sheet risk and volatility <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 563.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">as well as the prevailing market pricing conditions. The business is renewable annually, and we currently estimate our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 574pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">exposure limit in 2025 for a single event to be approximately US$250 million (net of reinstatement premiums) and for multiple <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 584.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">events to be approximately US$500 million (net of all premiums).<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 302.32pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">33<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_1981" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 16pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">7.&#160; &#160; <font style="display: inline-block; height: 11.64pt;"></font><font id="i15c52ae741614de3a36dc3856b44151f"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 80.59pt; position: absolute; text-decoration: none; white-space: pre;">Investments<font style="display: inline-block; height: 11.64pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 67.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our investment philosophy for the general fund is to invest in an asset mix that optimizes our risk adjusted returns and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">matches the characteristics of our underlying liabilities. We follow a bottom-up approach which combines our strong asset <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 88.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">management skills with an in-depth understanding of the characteristics of each investment. We invest in a diversified mix of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 99.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assets and our diversification strategy has historically produced superior risk adjusted returns while reducing overall risk. We <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 110.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">use a disciplined approach across all asset classes. Our risk management strategy is outlined in the &#8220;Risk Management and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 121.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk Factors&#8221; section below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_1997" style="position: absolute; top: 144.1pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 144.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">General Fund Assets<font style="display: inline-block; height: 8.73pt;"></font><font id="iaa02355e89df41bf93e4a84706a7f0c1"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 159.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.47pt; position: absolute; text-decoration: none; white-space: pre;">, our general fund invested assets totaled <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.42pt; position: absolute; text-decoration: none; white-space: pre;">$442.5 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.38pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.84pt; position: absolute; text-decoration: none; white-space: pre;">$417.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 487.8pt; position: absolute; text-decoration: none; white-space: pre;"> at the end of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 170.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69.5pt; position: absolute; text-decoration: none; white-space: pre;">. The following table shows the asset class composition as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 314.23pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.2pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.2pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 492.17pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 187.3pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 192pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 6pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 192pt; position: absolute; top: 0pt; width: 150.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 150.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 67.59pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 348.75pt; position: absolute; top: 0pt; width: 150.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 150.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 67.59pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 192pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ billions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.75pt; position: absolute; text-decoration: none; white-space: pre;">Carrying <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.46pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: absolute; text-decoration: none; white-space: pre;">% of total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.48pt; position: absolute; text-decoration: none; white-space: pre;">Fair value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.75pt; position: absolute; text-decoration: none; white-space: pre;">Carrying <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.46pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: absolute; text-decoration: none; white-space: pre;">% of total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.48pt; position: absolute; text-decoration: none; white-space: pre;">Fair value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash and short-term securities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 31.3pt; position: absolute;">25.8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.77pt;"></font></font><font style="left: 30.84pt; position: absolute;">25.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 31.3pt; position: absolute;">20.3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.77pt;"></font></font><font style="left: 30.84pt; position: absolute;">20.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Debt securities and private placement debt<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Government bonds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">83.9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.5pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.5pt; position: absolute;">19<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">83.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">80.1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.5pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.5pt; position: absolute;">19<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">79.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Corporate bonds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">125.0<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.5pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.5pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.77pt;"></font></font><font style="left: 26.4pt; position: absolute;">124.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">130.1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.5pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.5pt; position: absolute;">31<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.77pt;"></font></font><font style="left: 26.4pt; position: absolute;">129.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Mortgage &#47; asset-backed securities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">1.8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 43.72pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 43.72pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">1.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">2.0<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">2.0<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Private placement debt<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">49.7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.5pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.5pt; position: absolute;">11<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">49.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">45.6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.5pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.5pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">45.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 104.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Mortgages<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">54.4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.5pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.5pt; position: absolute;">12<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">54.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">52.4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.5pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.5pt; position: absolute;">13<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">52.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 116.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Loans to Bank clients<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">2.3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">2.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">2.4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">2.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Public equities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">33.7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">33.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">25.5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">25.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 140.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Alternative long-duration assets (&#8220;ALDA&#8221;)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 152.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Real estate<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">13.3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">13.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">13.0<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">13.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 164.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Infrastructure<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">17.8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">18.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">15.0<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">15.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 176.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Timber and agriculture<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">5.9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">6.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">5.7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">6.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 188.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Private equity <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">18.3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">18.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 31.3pt; position: absolute;">15.4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">15.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Energy<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">1.9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">1.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">1.9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">1.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 212.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Various other ALDA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">3.9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">3.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">3.5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">3.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 224.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Leveraged leases and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">4.8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">4.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">4.3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 41.94pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 41.94pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.65pt;"></font></font><font style="left: 35.28pt; position: absolute;">4.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 236.25pt; width: 192pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 192pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total general fund invested assets <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 192pt; position: absolute; top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">442.5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 33.06pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.06pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 292.5pt; position: absolute; top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">443.5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">417.2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 33.06pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.06pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">417.7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 446.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The carrying values for invested assets are generally equal to their fair values, however, residential mortgages and some <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 457.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">commercial mortgages are carried at amortized cost&#59; company own use properties, with the exception of one property which <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 468.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">is held at depreciated cost, are held at fair value&#59; loans to Bank clients are carried at unpaid principal balances less allowance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 478.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">for credit losses&#59; and private equity investments, including power and infrastructure, energy, and timber, are accounted for as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 489.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">associates using the equity method, or at fair value. Certain public bonds are classified as held to maturity and held at <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 500.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">amortized cost, with the remaining public and private bonds being classified as either &#8220;fair value through other comprehensive <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 511.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">income&#8221; or as &#8220;fair value through profit or loss&#8221;. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 528.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Shareholders&#8217; accumulated other comprehensive pre-tax income (loss) at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.47pt; position: absolute; text-decoration: none; white-space: pre;"> consisted of a $17.5 billion <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 538.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">loss for bonds (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.97pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.97pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; loss of $15.4 billion), a $3.2 billion loss for private placements (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 390.8pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.8pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; loss of $2.8 billion), and a $1.7 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 549.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">billion loss for mortgages (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.41pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 174.41pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; loss of $1.7 billion). Included in the losses for bonds, private placements and mortgages <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 560.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">were gains related to the fair value hedge basis adjustments attributable to the hedged risk of certain FVOCI bonds, FVOCI <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 571.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">private placements and FVOCI mortgages of $414 million, $235 million and $124 million, respectively (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 456.73pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 476.73pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; loss of $388 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 582.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">million, $21 million, $2 million respectively).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2013" style="position: absolute; top: 604.95pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 604.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Debt Securities and Private Placement Debt<font style="display: inline-block; height: 8.73pt;"></font><font id="i387a99507dd64e779d348c126f71e0b2"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 620.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We manage our high-quality fixed income portfolio to optimize yield and quality while ensuring that asset portfolios remain <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 631.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">diversified by sector, industry, issuer, and geography. As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.61pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.58pt; position: absolute; text-decoration: none; white-space: pre;">, our fixed income portfolio of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 481.51pt; position: absolute; text-decoration: none; white-space: pre;">$260.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 534.47pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 642.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.49pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.49pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">$257.8 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 135.45pt; position: absolute; text-decoration: none; white-space: pre;">) was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 159.43pt; position: absolute; text-decoration: none; white-space: pre;">96%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.43pt; position: absolute; text-decoration: none; white-space: pre;"> investment grade (rated BBB or better) and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.35pt; position: absolute; text-decoration: none; white-space: pre;">70%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.35pt; position: absolute; text-decoration: none; white-space: pre;"> was rated A or higher (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 464.81pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.81pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.81pt; position: absolute; text-decoration: none; white-space: pre;">96%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 512.81pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 652.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">71%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">, respectively). Our private placement debt holdings provide diversification benefits (issuer, industry, and geography) and, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 663.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">because they often have stronger protective covenants and collateral than debt securities, they typically provide better credit <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 674.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">protection and potentially higher recoveries in the event of default. Geographically, our fixed income portfolio is well-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 685.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">diversified. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">20%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> is invested in Canada (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.91pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.91pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.91pt; position: absolute; text-decoration: none; white-space: pre;">22%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 254.91pt; position: absolute; text-decoration: none; white-space: pre;">), <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.9pt; position: absolute; text-decoration: none; white-space: pre;">48%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.9pt; position: absolute; text-decoration: none; white-space: pre;"> is invested in the U.S. (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.85pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.85pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 405.85pt; position: absolute; text-decoration: none; white-space: pre;">48%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.85pt; position: absolute; text-decoration: none; white-space: pre;">), <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.84pt; position: absolute; text-decoration: none; white-space: pre;">6%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.84pt; position: absolute; text-decoration: none; white-space: pre;"> is invested in Europe <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 696.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.49pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.49pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">6%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">) and the remaining <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.44pt; position: absolute; text-decoration: none; white-space: pre;">26%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.44pt; position: absolute; text-decoration: none; white-space: pre;"> is invested in Asia and other geographic areas (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.36pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 405.36pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.36pt; position: absolute; text-decoration: none; white-space: pre;">24%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 433.36pt; position: absolute; text-decoration: none; white-space: pre;">).<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">34<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Debt Securities and Private Placement Debt &#8211; by Credit Quality<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 313.31pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 57.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 504.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 139.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 49.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 31.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 49.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 49.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 36pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 139.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 24.22pt; width: 139.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 33.94pt; width: 139.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ billions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 139.5pt; position: absolute; top: 0pt; width: 176.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 176.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 80.34pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="4"><div style="left: 324pt; position: absolute; top: 0pt; width: 180.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 180.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 82.59pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 30.75pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 139.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 14.29pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.6pt; position: absolute; white-space: pre;">Debt<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 22.69pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; white-space: pre;">securities<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 5.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.42pt; position: absolute; text-decoration: none; white-space: pre;">Private <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 13.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.91pt; position: absolute; text-decoration: none; white-space: pre;">placement <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 22.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.57pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 234.75pt; position: absolute; top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 22.69pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.66pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 284.25pt; position: absolute; top: 11.25pt; width: 31.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 13.94pt; width: 31.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.44pt; position: absolute; text-decoration: none; white-space: pre;">% of <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 22.69pt; width: 31.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.66pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 13.94pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.91pt; position: absolute; text-decoration: none; white-space: pre;">Debt <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 22.69pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.14pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 5.19pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.67pt; position: absolute; text-decoration: none; white-space: pre;">Private <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 13.94pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.16pt; position: absolute; text-decoration: none; white-space: pre;">placement <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 22.69pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.82pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 419.25pt; position: absolute; top: 11.25pt; width: 49.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 22.69pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.66pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 11.25pt; width: 36pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.97pt; width: 36pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.63pt; position: absolute; text-decoration: none; white-space: pre;">% of <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 22.69pt; width: 36pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.85pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42pt; width: 139.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 139.5pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AAA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 139.5pt; position: absolute; top: 42pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.87pt;"></font></font><font style="left: 25.939999999999998pt; position: absolute;">39.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 42pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 234.75pt; position: absolute; top: 42pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.37pt;"></font></font><font style="left: 30.439999999999998pt; position: absolute;">39.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 284.25pt; position: absolute; top: 42pt; width: 31.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 31.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 19.1pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.1pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 42pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.62pt;"></font></font><font style="left: 26.689999999999998pt; position: absolute;">38.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 42pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 27.81pt;"></font></font><font style="left: 34.88pt; position: absolute;">0.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 419.25pt; position: absolute; top: 42pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.37pt;"></font></font><font style="left: 30.439999999999998pt; position: absolute;">38.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 42pt; width: 36pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 36pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.6pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 23.6pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54pt; width: 139.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 139.5pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 139.5pt; position: absolute; top: 54pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.31pt;"></font></font><font style="left: 25.939999999999998pt; position: absolute;">36.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 54pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">7.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 234.75pt; position: absolute; top: 54pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.81pt;"></font></font><font style="left: 30.439999999999998pt; position: absolute;">43.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 284.25pt; position: absolute; top: 54pt; width: 31.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 31.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 19.1pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.1pt; position: absolute;">17<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 54pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.06pt;"></font></font><font style="left: 26.689999999999998pt; position: absolute;">35.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 54pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.25pt;"></font></font><font style="left: 34.88pt; position: absolute;">7.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 419.25pt; position: absolute; top: 54pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.81pt;"></font></font><font style="left: 30.439999999999998pt; position: absolute;">43.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 54pt; width: 36pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 36pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.6pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 23.6pt; position: absolute;">17<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 66pt; width: 139.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 139.5pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 139.5pt; position: absolute; top: 66pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.31pt;"></font></font><font style="left: 25.939999999999998pt; position: absolute;">80.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 66pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">17.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 234.75pt; position: absolute; top: 66pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.81pt;"></font></font><font style="left: 30.439999999999998pt; position: absolute;">98.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 284.25pt; position: absolute; top: 66pt; width: 31.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 31.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 19.1pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.1pt; position: absolute;">38<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 66pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.06pt;"></font></font><font style="left: 26.689999999999998pt; position: absolute;">84.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 66pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.81pt;"></font></font><font style="left: 30.439999999999998pt; position: absolute;">15.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 419.25pt; position: absolute; top: 66pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.81pt;"></font></font><font style="left: 30.439999999999998pt; position: absolute;">99.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 66pt; width: 36pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 36pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.6pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 23.6pt; position: absolute;">39<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 78pt; width: 139.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 139.5pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">BBB<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 139.5pt; position: absolute; top: 78pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.31pt;"></font></font><font style="left: 25.939999999999998pt; position: absolute;">48.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 78pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">17.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 234.75pt; position: absolute; top: 78pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.81pt;"></font></font><font style="left: 30.439999999999998pt; position: absolute;">66.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 284.25pt; position: absolute; top: 78pt; width: 31.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 31.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 19.1pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.1pt; position: absolute;">26<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 78pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.06pt;"></font></font><font style="left: 26.689999999999998pt; position: absolute;">47.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 78pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.81pt;"></font></font><font style="left: 30.439999999999998pt; position: absolute;">16.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 419.25pt; position: absolute; top: 78pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.81pt;"></font></font><font style="left: 30.439999999999998pt; position: absolute;">63.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 78pt; width: 36pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 36pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.6pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 23.6pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90pt; width: 139.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 139.5pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">BB<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 139.5pt; position: absolute; top: 90pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.75pt;"></font></font><font style="left: 30.38pt; position: absolute;">4.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 90pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 234.75pt; position: absolute; top: 90pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.25pt;"></font></font><font style="left: 34.88pt; position: absolute;">5.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 284.25pt; position: absolute; top: 90pt; width: 31.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 31.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 23.54pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 23.54pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 90pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.5pt;"></font></font><font style="left: 31.13pt; position: absolute;">4.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 90pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.25pt;"></font></font><font style="left: 34.88pt; position: absolute;">0.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 419.25pt; position: absolute; top: 90pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.25pt;"></font></font><font style="left: 34.88pt; position: absolute;">5.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 90pt; width: 36pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 36pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 28.04pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 28.04pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 102pt; width: 139.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 139.5pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">B &#38; lower, and unrated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 139.5pt; position: absolute; top: 102pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.75pt;"></font></font><font style="left: 30.38pt; position: absolute;">0.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 102pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">5.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 234.75pt; position: absolute; top: 102pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.25pt;"></font></font><font style="left: 34.88pt; position: absolute;">6.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 284.25pt; position: absolute; top: 102pt; width: 31.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 31.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 23.54pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 23.54pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 102pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.5pt;"></font></font><font style="left: 31.13pt; position: absolute;">1.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 102pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.25pt;"></font></font><font style="left: 34.88pt; position: absolute;">4.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 419.25pt; position: absolute; top: 102pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.25pt;"></font></font><font style="left: 34.88pt; position: absolute;">6.0<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 102pt; width: 36pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 36pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 28.04pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 28.04pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114pt; width: 139.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 139.5pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total carrying value <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 139.5pt; position: absolute; top: 114pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">210.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 114pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">49.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 234.75pt; position: absolute; top: 114pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.93pt;"></font></font><font style="left: 26pt; position: absolute;">260.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 284.25pt; position: absolute; top: 114pt; width: 31.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 31.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 14.66pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 14.66pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 114pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.18pt;"></font></font><font style="left: 22.25pt; position: absolute;">212.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 114pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.37pt;"></font></font><font style="left: 30.439999999999998pt; position: absolute;">45.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 419.25pt; position: absolute; top: 114pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.93pt;"></font></font><font style="left: 26pt; position: absolute;">257.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 114pt; width: 36pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 36pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 19.16pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.16pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 188.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ib214469a8a944bddb8e7978970771d3c"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Reflects credit quality ratings as assigned by Nationally Recognized Statistical Rating Organizations (&#8220;NRSRO&#8221;) using the following priority sequence order&#58; <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 197.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">S&#38;P Global Ratings (&#8220;S&#38;P&#8221;), Moody&#8217;s Investors Services (&#8220;Moody&#8217;s&#8221;), DBRS Limited and its affiliated entities (&#8220;Morningstar DBRS&#8221;), Fitch Ratings Inc. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 206.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;Fitch&#8221;), Rating and Investment information, and Japan Credit Rating. For those assets where ratings by NRSRO are not available, disclosures are based <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 215.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">upon internal ratings as described in the &#8220;Risk Management and Risk Factors&#8221; section below. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 230.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Debt Securities and Private Placement Debt &#8211; by Sector<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 241.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 189.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 189.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 22.72pt; width: 189.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 32.44pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(Per cent of carrying value, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 189.75pt; position: absolute; top: 0pt; width: 150.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 150.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 67.59pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 348.75pt; position: absolute; top: 0pt; width: 150.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 150.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 67.59pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 29.25pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.48pt; position: absolute; text-decoration: none; white-space: pre;">Debt <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.71pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.09pt; position: absolute; text-decoration: none; white-space: pre;">Private <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.58pt; position: absolute; text-decoration: none; white-space: pre;">placement <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.24pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.08pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.48pt; position: absolute; text-decoration: none; white-space: pre;">Debt <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.71pt; position: absolute; text-decoration: none; white-space: pre;">securities<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.09pt; position: absolute; text-decoration: none; white-space: pre;">Private <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.58pt; position: absolute; text-decoration: none; white-space: pre;">placement <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.24pt; position: absolute; text-decoration: none; white-space: pre;">debt<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.08pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 40.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Government and agency<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">40<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">38<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">33<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 52.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Utilities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">14<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">14<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">35<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 64.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Financial<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">12<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">16<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">12<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Industrial<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 76.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 88.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Consumer (non-cyclical)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">14<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">14<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 100.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Energy<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 100.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 100.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 100.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 100.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 100.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 100.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 112.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Consumer (cyclical)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 112.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 124.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Securitized (MBS&#47;ABS)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 124.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 136.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Telecommunications<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 44.07pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 136.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 148.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Basic materials<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 148.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 160.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Technology<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 160.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 160.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 44.07pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 160.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 160.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 160.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 44.07pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 160.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 172.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Media and internet and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 44.07pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 172.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 184.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total per cent <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 33.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 33.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 33.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 33.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 33.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 184.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 33.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 196.5pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 189.75pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total carrying value ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">210.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 240pt; position: absolute; top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">49.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">260.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">212.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">45.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 196.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">257.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 461pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.97pt; position: absolute; text-decoration: none; white-space: pre;">, gross unrealized losses on our fixed income holdings were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.34pt; position: absolute; text-decoration: none; white-space: pre;">$26.9 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 435.3pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 437.8pt; position: absolute; text-decoration: none; white-space: pre;"> or <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.79pt; position: absolute; text-decoration: none; white-space: pre;">10%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.79pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.29pt; position: absolute; text-decoration: none; white-space: pre;"> of the amortized <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 471.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">cost of these holdings (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.47pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 157.47pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 167.47pt; position: absolute; text-decoration: none; white-space: pre;">gross unrealized loss of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 264.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">$23.6 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.38pt; position: absolute; text-decoration: none; white-space: pre;"> or <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.37pt; position: absolute; text-decoration: none; white-space: pre;">9%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 338.37pt; position: absolute; text-decoration: none; white-space: pre;">). Of this amount, $12.2 billion (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.29pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.29pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; $10.7 billion) <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 482.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">related to debt securities trading below 80% of amortized cost for more than 6 months. Securitized assets represented $111.0 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 493.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">million of the gross unrealized losses and $0.2 million of the amounts traded below amortized cost for more than 6 months <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 504.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 47.99pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.99pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; gross unrealized loss of $141.0 million and $6.3 million, respectively). After adjusting for debt securities supporting <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 515pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">participating policyholder and pass-through products and the provisions for credit included in the insurance and investment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 525.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">contract liabilities, the potential impact to shareholders&#8217; pre-tax earnings for debt securities trading at less than 80% of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 536.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">amortized cost for greater than 6 months was approximately $10.2 billion as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 358.84pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 437.81pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 443.3pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.3pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; $8.3 billion).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2028" style="position: absolute; top: 559.4pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 559.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Mortgages<font style="display: inline-block; height: 8.73pt;"></font><font id="ib13625ec50984a53a37f346ec330d8ff"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 575pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.97pt; position: absolute; text-decoration: none; white-space: pre;">, our mortgage portfolio of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.41pt; position: absolute; text-decoration: none; white-space: pre;">$54.4 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.37pt; position: absolute; text-decoration: none; white-space: pre;"> represented <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.35pt; position: absolute; text-decoration: none; white-space: pre;">12%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.35pt; position: absolute; text-decoration: none; white-space: pre;"> of invested assets (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.33pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.33pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 481.33pt; position: absolute; text-decoration: none; white-space: pre;">$52.4 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 529.29pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 585.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 62.5pt; position: absolute; text-decoration: none; white-space: pre;">13%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 80.5pt; position: absolute; text-decoration: none; white-space: pre;">, respectively). Geographically, 68% of the portfolio is invested in Canada (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.68pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 396.68pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 69%) and 32% is invested in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 596.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">U.S. (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.98pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 87.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 31%). The overall portfolio is also diversified by geographic region, property type, and borrower. Of the total <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 607.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">mortgage portfolio, 14% is insured (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 186.91pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.91pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 14%), primarily by the Canada Mortgage and Housing Corporation (&#8220;CMHC&#8221;) &#8212; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 618.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Canada&#8217;s AAA rated government-backed national housing agency, with 31% of residential mortgages insured (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.5pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 503.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 32%) <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 629pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and 1% of commercial mortgages insured (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.4pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.4pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 1%).<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">35<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="position: absolute; top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 290.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 290.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.72pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 14.44pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ billions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 290.25pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.19pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Carrying value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: absolute; text-decoration: none; white-space: pre;">% of total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.47pt; letter-spacing: -0.03em; position: absolute; white-space: pre;">Carrying value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.71pt; position: absolute; text-decoration: none; white-space: pre;">% of total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Commercial<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.13pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 35.63pt; position: absolute;">8.0<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 35.63pt; position: absolute;">7.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.13pt; position: absolute; text-decoration: none; white-space: pre;">Office<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">7.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">14<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">7.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.13pt; position: absolute; text-decoration: none; white-space: pre;">Multi-family residential<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">6.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">12<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">6.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">12<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.13pt; position: absolute; text-decoration: none; white-space: pre;">Industrial<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">5.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">4.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.13pt; position: absolute; text-decoration: none; white-space: pre;">Other commercial<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">2.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">2.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 29.31pt; position: absolute; text-decoration: none; white-space: pre;">30.1<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">55<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">29.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">56<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other mortgages<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 118.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.13pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank single-family residential<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">24.0<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">44<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">22.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">43<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 130.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.13pt; position: absolute; text-decoration: none; white-space: pre;">Agricultural<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 142.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total mortgages<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">54.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 33.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">52.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 33.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 206pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our commercial mortgage loans are originated with a hold-for-investment philosophy. They have low loan-to-value ratios, high <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 216.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">debt-service coverage ratios, and as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.94pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> there were zero loans in arrears. Geographically, of the total <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 227.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">commercial mortgage loans, 43% are in Canada and 57% are in the U.S. (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.35pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 365.35pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 45% and 55%, respectively). We are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 238.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">diversified by property type and largely avoid risky market segments such as hotels, construction loans, and second liens.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 255.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Non-CMHC Insured Commercial Mortgages<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 233.82pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 266pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 290.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 290.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 14.44pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 290.25pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.08pt; position: absolute; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.99pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.08pt; position: absolute; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.99pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Loan-to-Value ratio<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 69.94999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 27.51pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 27.51pt; position: absolute;">61%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 27.51pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 27.51pt; position: absolute;">59%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 27.51pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 27.51pt; position: absolute;">63%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 27.51pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 27.51pt; position: absolute;">60%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Debt-Service Coverage ratio<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 103.39999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 21.64pt; position: absolute; text-decoration: none; white-space: pre;">1.67x<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 21.64pt; position: absolute; text-decoration: none; white-space: pre;">1.94x<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 22.08pt; position: absolute; text-decoration: none; white-space: pre;">1.60x<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 22.08pt; position: absolute; text-decoration: none; white-space: pre;">1.89x<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Average duration (years)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 26.08pt; position: absolute; text-decoration: none; white-space: pre;">4.15<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 26.08pt; position: absolute; text-decoration: none; white-space: pre;">5.47<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 26.08pt; position: absolute; text-decoration: none; white-space: pre;">4.08<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 26.08pt; position: absolute; text-decoration: none; white-space: pre;">5.90<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Average loan size ($ millions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.12pt;"></font></font><font style="left: 25.189999999999998pt; position: absolute;">21.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.12pt;"></font></font><font style="left: 25.189999999999998pt; position: absolute;">21.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.12pt;"></font></font><font style="left: 25.189999999999998pt; position: absolute;">21.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.12pt;"></font></font><font style="left: 25.189999999999998pt; position: absolute;">20.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Loans in arrears<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 60.34pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">0.00%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">0.00%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">0.70%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">0.99%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 353.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i917f70ae91744fe69cff98c35029772f"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Excludes Manulife Bank commercial mortgage loans of $350 million (<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 273.35pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 288.91pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; $338 million).<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 362.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ia6135c6d1b2b4b3d88ee4bd99bc0f9db"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Loan-to-Value and Debt-Service Coverage ratios are based on re-underwritten cash flows.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 371.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i6f3773d8a2e340dab4407244b41ac1a8"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Arrears defined as three or more missed monthly payments or in the process of foreclosure in Canada and two or more missed monthly payments or in the <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 380.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">process of foreclosure in the U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2043" style="position: absolute; top: 401.9pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 401.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Public Equities<font style="display: inline-block; height: 8.73pt;"></font><font id="i55bcff9388534f13b220dcf8ad3cad5d"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 417.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.47pt; position: absolute; text-decoration: none; white-space: pre;">, public equity holdings of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 254.92pt; position: absolute; text-decoration: none; white-space: pre;">$33.7 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 302.88pt; position: absolute; text-decoration: none; white-space: pre;"> represented <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.86pt; position: absolute; text-decoration: none; white-space: pre;">8%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 368.86pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.35pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.35pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.35pt; position: absolute; text-decoration: none; white-space: pre;">$25.5 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 452.31pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.31pt; position: absolute; text-decoration: none; white-space: pre;">6%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 485.31pt; position: absolute; text-decoration: none; white-space: pre;">) of invested <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 428.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assets and, when excluding assets supporting participating policyholder and pass-through products, represented 1% (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 517.81pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 537.81pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 439.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">1%) of invested assets. The portfolio is diversified by industry sector and issuer. Geographically, 20% (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.98pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 475.98pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 26%) is held in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 449.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Canada&#59; 12% (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 129.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 29%) is held in the U.S.&#59; and the remaining 68% (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 336.38pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 356.38pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 45%) is held in Asia, Europe, and other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 460.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">geographic areas.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 477.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Public Equities &#8211; classified by type of product-line supported<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 488.3pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 290.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 18pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 290.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 290.25pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 11.25pt; left: 0pt; overflow: hidden; position: absolute; top: 18pt; width: 290.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 290.25pt;"><font style="color: #008000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: -0.02pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 1.92pt; position: absolute; text-decoration: none; white-space: pre;">($ billions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 18pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.47pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Carrying value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 18pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: absolute; text-decoration: none; white-space: pre;">% of total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 18pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.47pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Carrying value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 18pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: absolute; text-decoration: none; white-space: pre;">% of total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 29.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">20.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">62<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">14.6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">57<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 41.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Non-participating products and pass-through products<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">9.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">8.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">33<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 53.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global Wealth and Asset Management<font style="display: inline-block; height: 5.82pt;"></font></font><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 138.79999999999998pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">1.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">1.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 65.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other segment<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">2.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">1.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 77.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total public equities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">33.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 33.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">25.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 33.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 582.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i8618a9644b6c44c0867d274b017c36bd"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Includes $1.1 billion of seed money investments in new segregated and mutual funds.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2058" style="position: absolute; top: 597.65pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 597.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Alternative Long-Duration Assets (&#8220;ALDA&#8221;)<font style="display: inline-block; height: 8.73pt;"></font><font id="i034f2e9b7a7343e482019cd58ceb57b3"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 613.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our ALDA portfolio is comprised of a diverse range of asset classes with varying degrees of correlations. The portfolio <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 624.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">typically consists of private assets representing investments in varied sectors of the economy which act as a natural hedge <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 634.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">against future inflation and serve as an alternative source of asset supply to long-term corporate bonds. In addition to being a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 645.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">suitable match for our long-duration liabilities, these assets provide enhanced long-term yields and diversification relative to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 656.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">traditional fixed income markets. The majority of our ALDA are managed in-house. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 673.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.47pt; position: absolute; text-decoration: none; white-space: pre;">, carrying value of ALDA of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.94pt; position: absolute; text-decoration: none; white-space: pre;">$61.1 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.9pt; position: absolute; text-decoration: none; white-space: pre;"> represented <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.88pt; position: absolute; text-decoration: none; white-space: pre;">14%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.88pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 384.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.37pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 414.37pt; position: absolute; text-decoration: none; white-space: pre;">$54.5 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 462.33pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 482.33pt; position: absolute; text-decoration: none; white-space: pre;">13%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 500.33pt; position: absolute; text-decoration: none; white-space: pre;">) of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 684.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">invested assets. The fair value of total ALDA was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.28pt; position: absolute; text-decoration: none; white-space: pre;">$62.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.24pt; position: absolute; text-decoration: none; white-space: pre;"> at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 306.74pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.71pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.2pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.2pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.2pt; position: absolute; text-decoration: none; white-space: pre;">$55.5 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.16pt; position: absolute; text-decoration: none; white-space: pre;">). The carrying <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 694.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">value and corresponding fair value by sector and&#47;or asset type are outlined above (see table in the section &#8220;General Fund <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 705.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Assets&#8221;).<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2MC4wMCA5NzcuMjAgSCAyNTIuMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 737.9pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 47.53pt; position: absolute;"> <font style="display: inline-block; height: 5.09pt; width: 4.88pt;"></font></font><font style="left: 54.35pt; position: absolute;">Based on the global timber investment management organization ranking in the <font style="display: inline-block; height: 5.09pt;"></font></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: italic; font-weight: normal; left: 301.96pt; position: absolute; text-decoration: none; white-space: pre;">RISI International Timberland Ownership and Investment Database<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 509.9pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">36<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Real Estate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our real estate portfolio is diversified by geographic region&#59; of the total fair value of this portfolio, 45% is located in the U.S., <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 63pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">37% in Canada, and 18% in Asia and Other as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.96pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 321.93pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 327.42pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.42pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 43%, 39%, and 18%, respectively). This high-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 73.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">quality portfolio has very low leverage and is well-diversified by property type, including industrial, multi-family, urban office, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 84.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">suburban office, and company own use buildings. The portfolio is well-positioned with an average occupancy rate of 84% <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 95.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 47.99pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.99pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 87%) and an average lease term of 5.4 years (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 4.9 years). During <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.37pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.37pt; position: absolute; text-decoration: none; white-space: pre;">, no acquisitions were executed (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 518.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.31pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 106.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; 2 acquisitions, representing $0.17 billion market value of commercial real estate assets). As part of ongoing portfolio <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 117pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">management initiatives, 3 commercial real estate assets totaling $0.07 billion were sold during <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.26pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 441.26pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 133.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The composition of our real estate portfolio based on fair value is as follows&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 150.6pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 290.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 290.25pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 290.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ billions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.48pt; position: absolute; text-decoration: none; white-space: pre;">Fair value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: absolute; text-decoration: none; white-space: pre;">% of total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.48pt; position: absolute; text-decoration: none; white-space: pre;">Fair value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: absolute; text-decoration: none; white-space: pre;">% of total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Company Own Use<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 35.74pt; position: absolute;">2.8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.96pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.96pt; position: absolute;">21<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 28.67pt;"></font></font><font style="left: 35.74pt; position: absolute;">2.7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.96pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.96pt; position: absolute;">20<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Office &#8211; Downtown<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">3.8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.96pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.96pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">3.9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.96pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.96pt; position: absolute;">30<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Office &#8211; Suburban<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">0.8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.4pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.4pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">0.9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.4pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.4pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Industrial<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">2.6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.96pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.96pt; position: absolute;">19<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">2.3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.96pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.96pt; position: absolute;">17<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Residential<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">2.5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.96pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.96pt; position: absolute;">19<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">2.1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 37.96pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.96pt; position: absolute;">16<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">0.3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.4pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.4pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">0.3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.4pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.4pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 104.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">0.6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.4pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.4pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.11pt;"></font></font><font style="left: 35.74pt; position: absolute;">1.0<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 42.4pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.4pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 116.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total real estate<font style="display: inline-block; height: 5.82pt;"></font></font><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 63.440000000000005pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 31.3pt; position: absolute;">13.4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 33.52pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.52pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 31.3pt; position: absolute;">13.2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 33.52pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.52pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 283.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i49c2139bda054d0baf9c8e5038386864"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">These figures represent the fair value of the real estate portfolio excluding real estate interests. The carrying value of the portfolio was <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 470.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">$13.3&#160;billion<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 507.34999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 292.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">$13.0&#160;billion<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 92.39pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 111.43pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 172.86pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 188.41000000000003pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 249.83999999999997pt; position: absolute; text-decoration: none; white-space: pre;">, respectively.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 314.05pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Infrastructure<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 325.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We invest both directly and through funds in a variety of industry specific asset classes, listed below. The portfolio is well-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 336.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">diversified with over 600 portfolio companies. The portfolio is predominantly invested in the U.S. and Canada, but also in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 347.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Western Europe, the United Kingdom, Australia, Asia and Latin America. Our power and infrastructure holdings are as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 358.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">follows&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 374.95pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 287.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 287.25pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 396pt; position: absolute; top: 0pt; width: 103.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 103.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 43.97pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 287.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 287.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 287.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ billions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.75pt; position: absolute; text-decoration: none; white-space: pre;">Carrying <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.46pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.04pt; position: absolute; text-decoration: none; white-space: pre;">% of total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.75pt; position: absolute; text-decoration: none; white-space: pre;">Carrying <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.46pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 11.25pt; width: 53.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.04pt; position: absolute; text-decoration: none; white-space: pre;">% of total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 287.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 287.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Renewable power generation<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 35.63pt; position: absolute;">3.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">21<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 35.63pt; position: absolute;">3.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 32.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 40.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 40.85pt; position: absolute;">22<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 287.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 287.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Thermal power generation<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">1.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">1.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 44.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 45.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 45.29pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 287.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 287.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Transportation (including roads, ports)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">4.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">3.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 56.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 40.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 40.85pt; position: absolute;">26<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 287.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 287.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Electric and gas regulated utilities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 68.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 45.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 45.29pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 287.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 287.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Electricity transmission<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 80.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 47.07pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 47.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 287.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 287.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Water distribution<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 92.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 45.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 45.29pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 104.25pt; width: 287.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 287.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Midstream gas infrastructure<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 104.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 45.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 45.29pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 116.25pt; width: 287.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 287.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Maintenance service, efficiency and social infrastructure<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">1.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">1.0<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 116.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 45.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 45.29pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 287.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 287.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Digital infrastructure<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">4.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 37.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 37.85pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">3.4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 128.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 40.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 40.85pt; position: absolute;">23<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 140.25pt; width: 287.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 287.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other infrastructure<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 42.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 42.29pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">0.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 140.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 45.29pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 45.29pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 152.25pt; width: 287.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 287.25pt;"><font style="color: #231f20; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total infrastructure<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 287.25pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">17.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 33.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 33.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 396pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">15.0<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 446.25pt; position: absolute; top: 152.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 36.41pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 36.41pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 556.2pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Timber and Agriculture<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 567.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our timber and agriculture assets are managed by a proprietary entity, Manulife Investment Management Timberland and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 578.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Agriculture (&#8220;MIM Timberland and Agriculture&#8221;). In addition to being the world&#8217;s largest timberland investment manager for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 589.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">institutional investors<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 128.44pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 131.69pt; position: absolute; text-decoration: none; white-space: pre;">, with timberland properties in the U.S., New Zealand, Australia, Chile, Brazil, and Canada, MIM <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 600.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Timberland and Agriculture also manages farmland properties in the U.S., Australia, Chile, and Canada. The general fund&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 611.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">timber holdings comprised 21% of MIM&#8217;s total timberland AUM (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.16pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 21%). The farmland portfolio includes annual (row) <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 621.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">crops, fruit crops, wine grapes, and nut crops. The general fund&#8217;s farmland holdings comprised 41% of MIM&#8217;s total farmland <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 632.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">AUM (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.47pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90.47pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; 41%).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 655.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Private Equities<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 667.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our private equity portfolio of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.93pt; position: absolute; text-decoration: none; white-space: pre;">$18.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.89pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 213.39pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 216.38pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.38pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.38pt; position: absolute; text-decoration: none; white-space: pre;">$15.4 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">) includes both directly held private equity and private equity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 678pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">funds. Both are diversified across vintage years and industry sectors. <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">37<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Energy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">This category is comprised of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 168.93pt; position: absolute; text-decoration: none; white-space: pre;">$1.9 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.89pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.38pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 237.38pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.38pt; position: absolute; text-decoration: none; white-space: pre;">$1.9 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">), which includes legacy oil and gas equity interests related to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.28pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">upstream and midstream assets that are in runoff, and energy transition private equity interests in areas supportive of the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.36pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">transition to lower carbon forms of energy, such as wind, solar, and carbon sequestration.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2073" style="position: absolute; top: 94.44pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 94.44pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Investment Income <font style="display: inline-block; height: 8.73pt;"></font><font id="ibdb5a0d54fdb4bb6b6565ddf7931e788"></font></font></div><div style="position: absolute; top: 110.04pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 21pt;"><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 113.38000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 31.16pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.16pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 21pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Interest income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">13,761<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">12,802<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Dividend, rental income and other income<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 150pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 156.35pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">3,719<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">3,318<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Impairments, provisions and recoveries, net<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">109<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(304)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">660<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">364<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">18,249<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">16,180<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 23.25pt;"><td style="background-color: #ffffff; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 81pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.13pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Realized and unrealized gains (losses) on assets supporting insurance and<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 14.25pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">investment contract liabilities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 104.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.35pt; position: absolute; text-decoration: none; white-space: pre;">Debt securities <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.8pt;"></font></font><font style="left: 21.43pt; position: absolute;">(1,857)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">430<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 116.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.35pt; position: absolute; text-decoration: none; white-space: pre;">Public equities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">4,178<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,157<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.35pt; position: absolute; text-decoration: none; white-space: pre;">Mortgages<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.46pt;"></font></font><font style="left: 28.09pt; position: absolute;">(151)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">99<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 140.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.35pt; position: absolute; text-decoration: none; white-space: pre;">Private placements<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">235<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">375<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 152.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.35pt; position: absolute; text-decoration: none; white-space: pre;">Real estate<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.46pt;"></font></font><font style="left: 28.09pt; position: absolute;">(592)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,289)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 164.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.35pt; position: absolute; text-decoration: none; white-space: pre;">Other invested assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,256<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">491<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 176.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.35pt; position: absolute; text-decoration: none; white-space: pre;">Derivatives<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.46pt;"></font></font><font style="left: 28.09pt; position: absolute;">(859)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">875<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 188.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">&#160;<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,210<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">3,138<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Investment expenses<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,348)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,297)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 212.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total investment income (loss)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">19,111<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">18,021<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 339.29pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i817c1349e6db4642a8af1134efa128c0"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Rental income from investment properties is net of direct operating expenses.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 354.39pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.5pt; position: absolute; text-decoration: none; white-space: pre;">, the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99.5pt; position: absolute; text-decoration: none; white-space: pre;">$19.1 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 147.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">of investment income (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 240.41pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 260.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; income of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 311.89pt; position: absolute; text-decoration: none; white-space: pre;">$18.0 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 359.85pt; position: absolute; text-decoration: none; white-space: pre;">) consisted of&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 371.19pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">$18.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 115.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> of investment income before net realized and unrealized gains on assets supporting insurance and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 381.99pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">investment contract liabilities (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 187.4pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.4pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; gains of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.39pt; position: absolute; text-decoration: none; white-space: pre;">$16.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 299.35pt; position: absolute; text-decoration: none; white-space: pre;">)&#59;&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 394.79pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">$2.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">of net realized and unrealized gains on assets supporting insurance and investment contract liabilities (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 521.75pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 541.75pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 405.59pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; gains of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 108.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">$3.1 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.95pt; position: absolute; text-decoration: none; white-space: pre;">)&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 418.39pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">$1.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> of investment expenses (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.93pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.93pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.93pt; position: absolute; text-decoration: none; white-space: pre;">$1.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.89pt; position: absolute; text-decoration: none; white-space: pre;">). <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 435.19pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.49pt; position: absolute; text-decoration: none; white-space: pre;">$2.1 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.45pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.95pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.93pt; position: absolute; text-decoration: none; white-space: pre;"> in net investment income before unrealized and realized gains was primarily due to higher interest <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 445.99pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">income from fixed income assets driven by higher interest rates in U.S. and Canada.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 462.79pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.5pt; position: absolute; text-decoration: none; white-space: pre;">, net realized and unrealized gains on assets supporting insurance and investment contract liabilities were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 502.28pt; position: absolute; text-decoration: none; white-space: pre;">$2.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 545.24pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 473.59pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">compared with gains of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 144.45pt; position: absolute; text-decoration: none; white-space: pre;">$3.1 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 187.41pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 199.4pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.4pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.23pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.23pt; position: absolute; text-decoration: none; white-space: pre;"> gains were primarily driven by gains on equities resulting from higher <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 484.39pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">equity markets in U.S., Canada and Asia, partially offset by losses on fixed income assets resulting from higher interest rates <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 495.19pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">in U.S. and Canada. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.8pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.8pt; position: absolute; text-decoration: none; white-space: pre;"> gains were primarily driven by higher equity markets, partially offset by losses on real estate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 505.99pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">driven by declining office property values.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">38<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_2088" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">8.&#160; &#160; Fourth Quarter Financial Highlights<font style="display: inline-block; height: 11.64pt;"></font><font id="i7e5051c6b68c4eb39e660972adab32bd"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2105" style="position: absolute; top: 73.3pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 73.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Profitability<font style="display: inline-block; height: 8.73pt;"></font><font id="ic930dd22143e41a9aaf636a2f604a5e4"></font></font></div><div style="position: absolute; top: 94.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.1pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.91pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.91pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,638<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,659<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 52.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,907<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,773<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Diluted earnings (loss) per common share ($)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 27.959999999999997pt; position: absolute;">0.88<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 27.959999999999997pt; position: absolute;">0.86<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Diluted core earnings per common share ($)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 27.959999999999997pt; position: absolute;">1.03<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 27.959999999999997pt; position: absolute;">0.92<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">ROE<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">14.0%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">15.3%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Core return on shareholders&#8217; equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">16.5%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">16.4%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Expense efficiency ratio<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">44.4%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.85pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 20.85pt; position: absolute;">45.5%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">General expenses<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,328<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,180<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 118.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core expenses<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,797<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,725<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 230.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i91fbcdea954647a7bec9ff19d7a4952c"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 54pt; position: absolute; text-decoration: none; white-space: pre;">Impact of currency<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 111.53pt; position: absolute; text-decoration: none; white-space: pre;"> movement on the fourth quarter of 2024 (&#8220;4Q24&#8221;) core earnings compared with the fourth quarter of 2023 (&#8220;4Q23&#8221;) was a $36 million <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 239.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 54pt; position: absolute; text-decoration: none; white-space: pre;">favourable variance.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 254.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Manulife&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 91.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 113.46pt; position: absolute; text-decoration: none; white-space: pre;"> net income attributed to shareholders was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 299.3pt; position: absolute; text-decoration: none; white-space: pre;">$1,638 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 358.28pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 426.73pt; position: absolute; text-decoration: none; white-space: pre;">$1,659 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 485.71pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 488.21pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 498.7pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 520.7pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 525.7pt; position: absolute; text-decoration: none; white-space: pre;">Net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 265.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to shareholders is comprised of core earnings (consisting of items we believe reflect the underlying <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 276.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings capacity of the business), which amounted to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">$1,907 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 319.37pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.36pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.36pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 416.82pt; position: absolute; text-decoration: none; white-space: pre;">$1,773 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.27pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 506.26pt; position: absolute; text-decoration: none; white-space: pre;">, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 287pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">items excluded from core earnings, which amounted to a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 272.89pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.38pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 327.88pt; position: absolute; text-decoration: none; white-space: pre;">$269 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.83pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.82pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.82pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.28pt; position: absolute; text-decoration: none; white-space: pre;">a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 480.78pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 523.27pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 297.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">$114 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 92.28999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> in 4Q23. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 314.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.95pt; position: absolute; text-decoration: none; white-space: pre;">to shareholders in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.91pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.91pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.41pt; position: absolute; text-decoration: none; white-space: pre;">decreased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.4pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.9pt; position: absolute; text-decoration: none; white-space: pre;">$21 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.85pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.31pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.31pt; position: absolute; text-decoration: none; white-space: pre;"> primarily reflecting the non-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 325.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">recurrence of a net gain from updates to actuarial methods and assumptions in 4Q23 and a higher charge from market <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 336.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">experience, partially offset by core earnings growth. The net charge from market experience of $192 million in 4Q24 was <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 347pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">mainly related to lower-than-expected returns from public equity and lower-than-expected returns on ALDA driven by real <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 357.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">estate investments. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 374.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 62.989999999999995pt; position: absolute; text-decoration: none; white-space: pre;">6%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 75.99pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.47pt; position: absolute; text-decoration: none; white-space: pre;"> in core earnings on a constant exchange rate basis compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.87pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 403.87pt; position: absolute; text-decoration: none; white-space: pre;"> was driven by higher core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 385.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings in Global WAM, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.6pt; position: absolute; text-decoration: none; white-space: pre;">largely <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.57pt; position: absolute; text-decoration: none; white-space: pre;">reflecting an increase in net fee income from higher average AUMA and positive net flows, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 396.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">along with disciplined expense management, certain non-recurring tax benefits and tax true-ups in 4Q24 and performance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 407pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">fees from CQS, partially offset by lower fee spreads. In addition, growth in our insurance business and<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.64pt; position: absolute; text-decoration: none; white-space: pre;"> improved insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 417.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">experience in North America and Asia also contributed to higher core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.85pt; position: absolute; text-decoration: none; white-space: pre;"> These increases were partially offset by lower <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 428.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">expected investment earnings and a charge related to GMT. The impact of updates to actuarial methods and assumptions <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 439.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">was neutral in the quarter. The GA Reinsurance Transaction reduced core earnings by $17 million in 4Q24 compared with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 450.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">4Q23 reflecting the impact on expected earnings on insurance contracts, insurance experience and expected investment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 461pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings. The RGA Canadian <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.79000000000002pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.26pt; position: absolute; text-decoration: none; white-space: pre;"> Transaction reduced core earnings by <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 370.7pt; position: absolute; text-decoration: none; white-space: pre;">$7 million<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.65pt; position: absolute; text-decoration: none; white-space: pre;"> in 4Q24 compared with 4Q23<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 528.1pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 530.87pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 479pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings by segment are presented in the table below for the periods presented.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 495.8pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the quarters ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 21pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings by segment<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">666<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">564<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">390<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">352<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">412<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">474<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global Wealth and Asset Management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">353<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 81pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(42)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">30<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,907<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,773<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 611.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">In Asia, c<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81.5pt; position: absolute; text-decoration: none; white-space: pre;">ore earnings were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 155.95pt; position: absolute; text-decoration: none; white-space: pre;">$666 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.9pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.89pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 237.89pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.35pt; position: absolute; text-decoration: none; white-space: pre;">$564 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 349.3pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 361.29pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.29pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.12pt; position: absolute; text-decoration: none; white-space: pre;">16%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.12pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.62pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 460.6pt; position: absolute; text-decoration: none; white-space: pre;"> on a constant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 622.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">exchange rate basis was driven by an increase in expected earnings on insurance contracts and higher expected investment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 633.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings. The increase in expected earnings on insurance contracts primarily reflected business growth and the net impact of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 644.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">updates to actuarial methods and assumptions on our CSM and risk adjustment. Investment income on allocated capital also <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 655pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">increased core earnings by $27 million in 4Q24 compared with 4Q23. In addition, the GA Reinsurance Transaction increased <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 665.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">core earnings by $1 million in 4Q24 compared with 4Q23, attributable to the impact on expected investment earnings and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 676.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">expected earnings on insurance contracts.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 693.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">In Canada,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 88.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> core earnings were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.44pt; position: absolute; text-decoration: none; white-space: pre;">$390 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 218.39pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 230.38pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.38pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.84pt; position: absolute; text-decoration: none; white-space: pre;">$352 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.79pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.78pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 397.78pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.61pt; position: absolute; text-decoration: none; white-space: pre;">11%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 437.95pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 440.45pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 474.43pt; position: absolute; text-decoration: none; white-space: pre;"> primarily <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 704.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">reflected <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">more favourable insurance experience overall, and business growth in Group Insurance. In addition, the RGA <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 715pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Canadian Reinsurance Transaction reduced core earnings by<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.39pt; position: absolute; text-decoration: none; white-space: pre;"> $7 <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 304.39pt; position: absolute; text-decoration: none; white-space: pre;">million in 4Q24 compared with 4Q23.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">39<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.5pt; position: absolute; text-decoration: none; white-space: pre;">U.S<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">., core earnings were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.94pt; position: absolute; text-decoration: none; white-space: pre;">$412 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 223.89pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.88pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.88pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 321.34pt; position: absolute; text-decoration: none; white-space: pre;">$474 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 369.29pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.28pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 403.28pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.12pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.11pt; position: absolute; text-decoration: none; white-space: pre;">16%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.11pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 446.61pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.6pt; position: absolute; text-decoration: none; white-space: pre;"> on a constant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">exchange rate basis reflected lower expected investment earnings, as well as the impact of the GA Reinsurance Transaction <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and the annual review of actuarial methods and assumptions, both of which impacted expected investment earnings and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">insurance service result<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 143.94pt; position: absolute; text-decoration: none; white-space: pre;">. Net insurance experience was modestly favourable mainly due to improved life lapse experience, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">partially offset by less favourable life claims experience. Investment income on allocated capital also increased core earnings <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 94.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">by $8 million in 4Q24 compared with 4Q23. The GA Reinsurance Transaction reduced core earnings by $18 million in 4Q24 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 105.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">compared with 4Q23, attributable to the impact on expected earnings on insurance contracts, insurance experience, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 116.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">expected investment earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 132.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99.63pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.13pt; position: absolute; text-decoration: none; white-space: pre;">core earnings were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.08pt; position: absolute; text-decoration: none; white-space: pre;">$481 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.03pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.02pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.02pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.48pt; position: absolute; text-decoration: none; white-space: pre;">$353 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.43pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.42pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.42pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.25pt; position: absolute; text-decoration: none; white-space: pre;">34%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.25pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.75pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 485.73pt; position: absolute; text-decoration: none; white-space: pre;"> was driven by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 143.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">an increase in net fee income from higher average AUMA reflecting the favourable impact of markets and net inflows, certain <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 154.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">non-recurring tax benefits and tax true-ups in 4Q24 totaling $23 million, performance fees from CQS, as well as disciplined <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 165.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">expense management. This was partially offset by the impact of lower fee spreads. In addition, investment income on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 176.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">allocated capital increased core earnings by $9 million compared with 4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 350.32pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 192.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Ot<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 118.97pt; position: absolute; text-decoration: none; white-space: pre;">her<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 131.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> core loss was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 191.43pt; position: absolute; text-decoration: none; white-space: pre;">$42 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 234.38pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.37pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.37pt; position: absolute; text-decoration: none; white-space: pre;"> compared with core earnings of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.8pt; position: absolute; text-decoration: none; white-space: pre;">$30 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 441.75pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.74pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 475.74pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 498.57pt; position: absolute; text-decoration: none; white-space: pre;">$72 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 541.52pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 203.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 86.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> in core earnings was primarily driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 249.36pt; position: absolute; text-decoration: none; white-space: pre;">the charge for GMT and higher interest on capital allocated to operating <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 214.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">segments, Asia, Global WAM and the U.S.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 231.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; letter-spacing: -0.032em; position: absolute; text-decoration: none; white-space: pre;">The table below presents net income attributed to shareholders consisting of core earnings and the items excluded from core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 548.01pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;"> <font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 242.1pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the quarters ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,907<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,773<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings&#58; <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 119.83999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 126.19pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(192)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(133)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.38pt; position: absolute; text-decoration: none; white-space: pre;">Realized gains (losses) on debt instruments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(43)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(51)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.38pt; position: absolute; text-decoration: none; white-space: pre;">Derivatives and hedge accounting ineffectiveness <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">40<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.38pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on public equity <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(113)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">182<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.38pt; position: absolute; text-decoration: none; white-space: pre;">Actual less expected long-term returns on ALDA <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(97)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(381)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 399pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 8.38pt; position: absolute; text-decoration: none; white-space: pre;">Other investment results <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">21<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 50.25pt;"><font style="color: #6d6d6d; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">83<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 118.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that flow directly through income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">119<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 130.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 76.77pt; position: absolute; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(52)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(36)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 142.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 192.2pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 198.54999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(25)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(64)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 154.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total items excluded from core earnings <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(269)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(114)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 166.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,638<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,659<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 425.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; letter-spacing: -0.009000000000000001em; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i17893b214d184b998746dc96db0cf3e7"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; letter-spacing: -0.009000000000000001em; position: absolute; text-decoration: none; white-space: pre;">M<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 65.35pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">arket experience was a <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 135.3pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 166.64999999999998pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 175.68pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">$192 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 210.95pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 219.58999999999997pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 236.01999999999998pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;"> primarily reflecting lower-than-expected returns from public equity, lower-than-expected returns on ALDA <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 434.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">driven by real estate investments, and net realized losses from the sale of debt instruments which are classified as FVOCI. These were partially offset by a gain from <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 443.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">derivatives and hedge accounting ineffectiveness and other investment results. Market experience was a <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 367.71pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 399.06pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 408.09pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">$133 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 443.35999999999996pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 452pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 468.43pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;"> primarily driven by lower-<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 452.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">than-expected returns on ALDA related to real estate and private equity investments, partially offset by higher-than-expected returns on public equity.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 462pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i62a042ac45554e4c9570b179cd07e981"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">In <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 67.35pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 84.46pt; position: absolute; text-decoration: none; white-space: pre;">, we reported a restructuring charge of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 204.95pt; position: absolute; text-decoration: none; white-space: pre;">$52 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 238.37pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax (<font style="display: inline-block; height: 5.09pt;"></font><font id="ib0cc7124c6fe4cf794e3cf206e964ca8"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 269.46pt; position: absolute; text-decoration: none; white-space: pre;">$67<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.13pt; position: absolute; text-decoration: none; white-space: pre;"> million pre-tax) in Global WAM and Canada. In <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 428.93pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 446.03999999999996pt; position: absolute; text-decoration: none; white-space: pre;">, we reported a restructuring <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 471.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">charge of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 90.68pt; position: absolute; text-decoration: none; white-space: pre;">$36 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 124.1pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax ($46 million pre-tax) in Global WAM.<font style="display: inline-block; height: 5.09pt;"></font><font id="if35b0b3fd1404687ac45d8b6aa7340bf"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 480.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ia920cec0c5484e1f9a3dd7e8402425b2"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 73.57pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 90.68pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 92.62pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 125.67pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 135.38pt; position: absolute; text-decoration: none; white-space: pre;">$25 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 168.8pt; position: absolute; text-decoration: none; white-space: pre;"> mainly included <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 220.88pt; position: absolute; text-decoration: none; white-space: pre;">a $22 million for an investment impairment in Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 400.55pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 418.3pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 435.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 437.34999999999997pt; position: absolute; text-decoration: none; white-space: pre;">net charge<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 470.4pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 480.10999999999996pt; position: absolute; text-decoration: none; white-space: pre;">$64 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 513.53pt; position: absolute; text-decoration: none; white-space: pre;"> included a <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 489.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">$38 million for an investment impairment in Asia and a charge for tax-related true-ups of $23 million.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 504.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to shareholders by segment are presented in the following tables.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 518.2pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders by segment<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.1pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.51pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.51pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">583<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">615<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">439<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">365<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S. <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">198<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global Wealth and Asset Management <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">384<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">365<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">129<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">116<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total net income (loss) attributed to shareholders&#160; <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,638<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,659<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_6108" style="position: absolute; top: 623.7pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 623.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Expense efficiency ratio<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 640.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 67.49pt; position: absolute; text-decoration: none; white-space: pre;">expense efficiency ratio<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.41pt; position: absolute; text-decoration: none; white-space: pre;">44.4%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.91pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 227.9pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 249.9pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.86pt; position: absolute; text-decoration: none; white-space: pre;">45.5%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 341.36pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 353.35pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.35pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.18pt; position: absolute; text-decoration: none; white-space: pre;">1.1<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.68pt; position: absolute; text-decoration: none; white-space: pre;"> percentage point <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 482.66pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 519.65pt; position: absolute; text-decoration: none; white-space: pre;"> in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 651.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">ratio compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.44pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 152.44pt; position: absolute; text-decoration: none; white-space: pre;"> reflects a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.92pt; position: absolute; text-decoration: none; white-space: pre;">7%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.92pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.42pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.4pt; position: absolute; text-decoration: none; white-space: pre;"> in pre-tax core earnings, and a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 370.34pt; position: absolute; text-decoration: none; white-space: pre;">3%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.34pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.84pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 419.82pt; position: absolute; text-decoration: none; white-space: pre;"> in core expenses. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 513.13pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 547.11pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 662.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">in core expenses was driven by higher workforce-related costs, including higher performance-related costs, and the inclusion <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 672.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of ongoing operating expenses related to our acquisition of the CQS business.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 689.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Total general expenses in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 153.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.46pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.44pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.94pt; position: absolute; text-decoration: none; white-space: pre;">13%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 237.94pt; position: absolute; text-decoration: none; white-space: pre;"> on an actual exchange rate basis and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.41pt; position: absolute; text-decoration: none; white-space: pre;">11%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.75pt; position: absolute; text-decoration: none; white-space: pre;"> on a constant exchange rate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 700.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">basis compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 133.95pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 155.95pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.45pt; position: absolute; text-decoration: none; white-space: pre;">driven by the items noted above related to the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.39pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 377.37pt; position: absolute; text-decoration: none; white-space: pre;"> in core expenses, as well as a r<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 505.31pt; position: absolute; text-decoration: none; white-space: pre;">eallocation <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 711.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of expenses from directly attributable maintenance to general expense, higher restructuring charges in Global WAM and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 722.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Canada. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">General expenses excluded from core earnings consisted primarily of restructuring charges in Global WAM and <font style="display: inline-block; 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font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">40<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_2121" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Business Performance<font style="display: inline-block; height: 8.73pt;"></font><font id="if2a5b05efd57403286f6843f3b18426b"></font></font></div><div style="position: absolute; top: 56.1pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.79pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at and for the quarters ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 20.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Asia APE sales<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,661<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">995<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Canada APE sales<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">376<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">363<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">U.S. APE sales<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">211<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">192<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total APE sales<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 58.14pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;"> <font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,248<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,550<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Asia new business value<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">585<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">417<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">Canada new business value<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">168<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">139<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.98pt; position: absolute; text-decoration: none; white-space: pre;">U.S. new business value<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">89<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">74<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 104.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total new business value<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">842<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">630<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 116.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.53pt; position: absolute; text-decoration: none; white-space: pre;">Asia new business CSM&#160; <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">586<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">414<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.53pt; position: absolute; text-decoration: none; white-space: pre;">Canada new business CSM <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">116<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 128.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">70<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 140.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.53pt; position: absolute; text-decoration: none; white-space: pre;">U.S. new business CSM <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">140<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 140.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">142<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 152.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total new business CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">842<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">626<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 164.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.53pt; position: absolute; text-decoration: none; white-space: pre;">Asia CSM net of NCI&#160; <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">15,540<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">12,617<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 176.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.53pt; position: absolute; text-decoration: none; white-space: pre;">Canada CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">4,109<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">4,060<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 188.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.53pt; position: absolute; text-decoration: none; white-space: pre;">U.S. CSM <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,468<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">3,738<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.53pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 212.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total CSM net of NCI <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">22,127<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">20,440<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 224.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Post-tax CSM net of NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">19,682<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 224.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">17,748<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 236.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM gross flows ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">43.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 236.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.56pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">35.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 248.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM net flows ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">1.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.68pt;"></font></font><font style="left: 30.31pt; position: absolute;">(1.3)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 260.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM assets under management and administration ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.46pt;"></font></font><font style="left: 20.09pt; position: absolute;">1,031.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">849.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 272.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM total invested assets ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 272.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">9.7<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 272.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33pt;"></font></font><font style="left: 35.63pt; position: absolute;">7.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 284.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM segregated funds net assets ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 284.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">291.9<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 284.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">248.1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 296.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets under management and administration ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 296.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.46pt;"></font></font><font style="left: 20.09pt; position: absolute;">1,608.0<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 296.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.46pt;"></font></font><font style="left: 20.09pt; position: absolute;">1,388.8<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 308.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 308.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">442.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 308.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">417.2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 320.25pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total net segregated funds net assets ($ billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 320.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">436.0<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 320.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">377.5<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 399.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">APE sales <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.97pt; position: absolute; text-decoration: none; white-space: pre;">$2.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 155.93pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 167.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 189.92pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.92pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.4pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 253.9pt; position: absolute; text-decoration: none; white-space: pre;">42%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 271.9pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.36pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.36pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 362.36pt; position: absolute; text-decoration: none; white-space: pre;">NBV <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.84pt; position: absolute; text-decoration: none; white-space: pre;">was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.33pt; position: absolute; text-decoration: none; white-space: pre;">$842 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.28pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 462.27pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.27pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.27pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 535.75pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 410.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 55pt; position: absolute; text-decoration: none; white-space: pre;">31%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 73pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">, and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 180.96pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.4pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.39pt; position: absolute; text-decoration: none; white-space: pre;">$842 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.34pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.33pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.33pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.33pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.81pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.31pt; position: absolute; text-decoration: none; white-space: pre;">32%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 448.31pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.77pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 533.77pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 426.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">In Asia, APE sales <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 138.5pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.48000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">63%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.98pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.44pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.44pt; position: absolute; text-decoration: none; white-space: pre;">, d<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293.44pt; position: absolute; text-decoration: none; white-space: pre;">riven by growth in Hong Kong, Japan and Asia Other<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 502.87pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 506.12pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 437.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Combined with business mix, this led to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.9pt; position: absolute; text-decoration: none; white-space: pre;">38%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 240.9pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 260.9pt; position: absolute; text-decoration: none; white-space: pre;">37%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.9pt; position: absolute; text-decoration: none; white-space: pre;"> increases in new business CSM and NBV, respectively, compared <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 448.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81.48pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 462.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">In Canada, APE sales increased <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.47pt; position: absolute; text-decoration: none; white-space: pre;">4%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.47pt; position: absolute; text-decoration: none; white-space: pre;"> reflecting strong sales growth in participating life insurance and segregated fund <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 473.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">products partially offset by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.79000000000002pt; position: absolute; text-decoration: none; white-space: pre;">lower Group Insurance sales. NBV increased <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 351.7pt; position: absolute; text-decoration: none; white-space: pre;">21%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 369.7pt; position: absolute; text-decoration: none; white-space: pre;"> from sales growth in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.14pt; position: absolute; text-decoration: none; white-space: pre;">Individual Insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 483.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and higher margins in across all insurance products. New business CSM increased <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.81pt; position: absolute; text-decoration: none; white-space: pre;">66%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.81pt; position: absolute; text-decoration: none; white-space: pre;"> driven by higher sales volumes <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 494.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">in Individual Insurance and segregated fund products. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 279.43pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 508.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">U.S. APE sales <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">and NBV <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">increased<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.96pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.46pt; position: absolute; text-decoration: none; white-space: pre;">7%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.46pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.46pt; position: absolute; text-decoration: none; white-space: pre;">17%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.46000000000004pt; position: absolute; text-decoration: none; white-space: pre;">, respectively, driven by increased demand from affluent customers for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 519.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">accumulation insurance products. New business CSM decreased <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 324.88pt; position: absolute; text-decoration: none; white-space: pre;">5%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 337.88pt; position: absolute; text-decoration: none; white-space: pre;"> driven by product mix and the impact of interest <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 530.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">rates, partially offset by higher sales volumes<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.24pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 546.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 100.45pt; position: absolute; text-decoration: none; white-space: pre;">net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 116.43pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 147.4pt; position: absolute; text-decoration: none; white-space: pre;"> were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.88pt; position: absolute; text-decoration: none; white-space: pre;">$1.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 214.84pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.34pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.83pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 248.83pt; position: absolute; text-decoration: none; white-space: pre;"> compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 327.29pt; position: absolute; text-decoration: none; white-space: pre;">outflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.27pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.77pt; position: absolute; text-decoration: none; white-space: pre;">$1.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.73pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.72pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.72pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 563.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.49pt; position: absolute; text-decoration: none; white-space: pre;">outflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.47pt; position: absolute; text-decoration: none; white-space: pre;"> in Retirement were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.9pt; position: absolute; text-decoration: none; white-space: pre;">$1.9 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.86pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.85pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.85pt; position: absolute; text-decoration: none; white-space: pre;"> compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 348.31pt; position: absolute; text-decoration: none; white-space: pre;">outflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.29pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.79pt; position: absolute; text-decoration: none; white-space: pre;">$2.5 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.75pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 448.74pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 470.74pt; position: absolute; text-decoration: none; white-space: pre;">, primarily driven <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 574.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 75pt; position: absolute; text-decoration: none; white-space: pre;">the non-recurrence of a large-case retirement plan redemption in the U.S. and higher member contributions, partially <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 585.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">offset by higher withdrawals<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.76999999999998pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 599.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.49pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> in Retail were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 166.4pt; position: absolute; text-decoration: none; white-space: pre;">$1.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.36pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.86pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.35pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.35pt; position: absolute; text-decoration: none; white-space: pre;"> compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 321.81pt; position: absolute; text-decoration: none; white-space: pre;">outflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.79pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.29pt; position: absolute; text-decoration: none; white-space: pre;">$1.0 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.25pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.24pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.24pt; position: absolute; text-decoration: none; white-space: pre;">, driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.22pt; position: absolute; text-decoration: none; white-space: pre;">increased <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 609.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">demand for investment products amid a constructive equity market and improved investor sentiment<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 460.31pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 623.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.49pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> in Institutional Asset Management were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.39pt; position: absolute; text-decoration: none; white-space: pre;">$1.8 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 311.35pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.85pt; position: absolute; text-decoration: none; white-space: pre;">compared with net <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.81pt; position: absolute; text-decoration: none; white-space: pre;">inflows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.28pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.78pt; position: absolute; text-decoration: none; white-space: pre;">$2.1 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.74pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.73pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 506.73pt; position: absolute; text-decoration: none; white-space: pre;">, as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 634.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">higher net flows from fixed income mandates were more than offset by lower net flows in equity mandates<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 482.62pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">41<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_2137" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">9.&#160; &#160; Risk Management and Risk Factors<font style="display: inline-block; height: 11.64pt;"></font><font id="i3af2f6a4d2e44c3ba5884aab9b31a9d7"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 65.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">This section provides an overview of our overall risk management approach along with detailed description of specific risks.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2154" style="position: absolute; top: 88.34pt;"></div><div style="line-height: 8.73pt; position: absolute; top: 88.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Enterprise Risk Management Framework<font style="display: inline-block; height: 8.73pt;"></font><font id="ic82cf0fc1fbd4f76b7df0a3c38b84014"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 103.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our approach to risk management is governed by our Enterprise Risk Management (&#8220;ERM&#8221;) Framework. The ERM <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 114.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Framework is a foundational, holistic, compliant, integrated, and adaptive approach to understanding and managing risk while <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 125.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">balancing the need to remain competitive. This structure <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.22pt; position: absolute; text-decoration: none; white-space: pre;">is designed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 333.2pt; position: absolute; text-decoration: none; white-space: pre;">provide guardrails on our risk profile while optimizing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 136.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">risk adjusted returns without compromising our ability to meet our commitments.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 153.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The ERM Framework is comprised of five interrelated components&#58; Risk Taxonomy, Risk Appetite, Risk Governance, Risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 163.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Process, and Risk Culture.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_4895" style="position: absolute; top: 186.74pt;"></div><div style="line-height: 8.73pt; position: absolute; top: 186.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk Taxonomy <font style="display: inline-block; height: 8.73pt;"></font><font id="iae345bc65fa74c69a27697f9aa3ec6e3"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 202.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our businesses and operations expose Manulife to a broad range of risks. The Risk Taxonomy categorizes and defines these <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 213.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">potentially material risks. It creates a common risk language and provides reasonable assurance that risks are consistently <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 223.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">understood and managed. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 240.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The risks in the Risk Taxonomy are categorized in a mutually exclusive and collectively exhaustive <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.13pt; position: absolute; text-decoration: none; white-space: pre;">manner<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.12pt; position: absolute; text-decoration: none; white-space: pre;">, starting with five <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 251.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">overarching categories (known collectively as &#8220;Principal Risks&#8221;)&#58; Strategic Risk, Market &#38; Liquidity Risk, Credit &#38; Investment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 262.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk, Product &#38; Insurance Risk, and Operational Risk. The Principal Risks are further subdivided into subcategories, with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 273.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">increasing levels of granularity as appropriate. The following sections of the MD&#38;A describe the risk management strategies <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 283.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and risk factors for each Principal Risk category. Additional risks not presently known to us or that are currently immaterial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 294.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">could impair our businesses, operations and financial condition in the future. If any such risks should occur, the trading price <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 305.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of our securities, including common shares, preferred shares and debt securities, could decline, and investors may lose all or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 316.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">part of their investment.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 333.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Risk Taxonomy is a core element of the ERM Framework, supporting all other components. It provides the basis for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 343.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">policy and committee coverage (Risk Governance), enables risk identification (Risk Process), reasonably assures that Risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 354.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Appetite Statements and Limits are established for material risks (Risk Appetite), and clarifies who is accountable for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 365.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">managing each risk (Risk Culture).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_4910" style="position: absolute; top: 388.34pt;"></div><div style="line-height: 8.73pt; position: absolute; top: 388.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk Appetite<font style="display: inline-block; height: 8.73pt;"></font><font id="i468688d2a5af4693b1fe4e5c9aba1dc5"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 403.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Risk Appetite Framework (&#8220;RAF&#8221;) guides risk taking by establishing our Risk Appetite, which is the aggregate level of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 414.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">each type of risk we are prepared to accept in pursuit of our strategic priorities, as well as how much additional risk we can <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 425.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">tolerate before reaching Risk Limits established by the risk committee of MFC&#8217;s board of directors (the &#8220;Board&#8221;). <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 442.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The RAF creates a balanced view of risk and return that promotes sustainable growth and resilience, supports informed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 453.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">decision-making, and fosters prudent Risk Culture. The RAF is integral to the Board and management discussions and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 463.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">decision-making. They receive regular reports on the RAF&#8217;s effectiveness and compliance, including comparisons of actual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 474.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">results versus stated RAF measures, and notification of any limit breaches and corresponding action plans. Risk Appetite <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 485.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Statements are designed to provide guardrails on our appetite for identified risks. Risk Appetite Statements regarding our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 496.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Principal Risks are summarized as follows&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 513.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Strategic<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 105.97pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 108.74000000000001pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; Manulife accepts a total level of risk that provides a very high level of confidence to meeting stakeholder <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 525.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">obligations while targeting an appropriate overall return to shareholders over time.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 537.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Market &#38; Liquidity<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 145.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 148.19pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; Market risks are acceptable when they are managed within specific risk limits and tolerances.<font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 551.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Credit &#38; Investment<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 152.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 155.19pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; Manulife believes a diversified portfolio reduces overall risk and enhances returns&#59; therefore, it <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 563.94pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">accepts credit and investment-related risks within appropriate limits.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 576.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Product &#38; Insurance<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 155.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.19pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; Manulife pursues product risks that add customer and shareholder value where there is <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 588.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">competence to assess and monitor them, and for which appropriate compensation is received.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 601.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Operational<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 117.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 120.22999999999999pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; Manulife accepts that operational risks are an inherent part of the business and are managed by <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 613.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">implementing appropriate controls that provide reasonable assurance that we are within our risk thresholds and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 624.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">tolerances. Management will protect its business and customers&#8217; assets through cost-effective operational risk mitigation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_4952" style="position: absolute; top: 647.14pt;"></div><div style="line-height: 8.73pt; position: absolute; top: 647.14pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk Governance <font style="display: inline-block; height: 8.73pt;"></font><font id="i91ebb0242cc44923aa358e7ad2273ba5"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 662.74pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk Governance is intended to provide an organized, hierarchical approach to risk management oversight. It is articulated in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 673.54pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">policies and executed through a Three Lines <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.77pt; position: absolute; text-decoration: none; white-space: pre;">Operating<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.25pt; position: absolute; text-decoration: none; white-space: pre;"> Model that is supported by a risk committee structure. Requirements, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 684.34pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">limits, and decisions are cascaded top-down&#59; issues, escalations, and reporting are raised bottom-up.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">42<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Risk Committee Structure <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Board governs oversight of risk management and is supported by a dedicated Board Risk Committee (&#8220;BRC&#8221;). <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 69pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Management <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">is responsible for directing the Company&#8217;s operations within the authority delegated to them by the Board and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 79.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">BRC, and for implementing their decisions in compliance with applicable laws and regulations. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 96.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Management has established an Executive Risk Committee (&#8220;ERC&#8221;), which strategically manages our global risk profile, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 107.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">shapes our Risk Appetite and Risk Culture. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 124.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The ERC is supported by Risk Oversight Committees including Credit Committee, Product Oversight Committee, Global <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 135pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Asset Liability Committee, Operational Risk Committee, Reinsurance Risk Oversight Committee, and Capital Outlook <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 145.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Committee. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 162.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Segment Risk Committees have also been established, each with mandates similar to the ERC with a focus on the applicable <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 173.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">segment (Asia, Canada, U.S., and Global WAM). All functional and segment risk oversight committees oversee our risks with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 184.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">independent chairs. These committees may further delegate oversight activities to various subcommittees.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 207pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Three Lines Operating Model<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 218.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Management has established an operating model that separates duties between risk taking, risk oversight, and independent <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 229.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">assurance as follows&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 246.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The First Line<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 99.95pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.45pt; position: absolute; text-decoration: none; white-space: pre;">consists of the CEO, General Managers for the Segments and Business Units (&#8220;Business Management&#8221;), <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 257.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Group Function Heads (&#8220;Group Functions&#8221;), and their respective teams. Business Management and Group Functions are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 267.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">accountable for maintaining an effective control environment, managing risks arising from everyday operations, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 278.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">overseeing the execution of the business strategy. They have a responsibility to identify, assess, manage, monitor, and report <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 289.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">on their risk exposures, and to sufficiently document these activities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 306.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Second Line consists of oversight functions, which provide objective assessments to the Board and BRC. These include <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 317.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the Chief Risk Officer (&#8220;CRO&#8221;) who leads the Global Risk Management (&#8220;GRM&#8221;) function, the Global Compliance Chief who <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 327.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">leads the Global Compliance function, and the Chief Actuary who leads the Actuarial function. Collectively, these oversight <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 338.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">functions design and implement policies and procedures to independently identify, assess, monitor, and report on risks. They <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 349.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">have a responsibility to oversee and objectively challenge the effectiveness of First Line risk management and internal <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 360.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">controls&#59; to determine whether operations, results and risk exposures are consistent with Risk Appetite&#59; and to sufficiently <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 371.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">document their Second Line oversight and objectives assessments. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 387.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Third Line consists of the Chief Auditor and the Audit &#38; Advisory Services team, which provides independent assurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 398.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">to the Board and management on the effectiveness of internal controls, risk management, and governance processes.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2171" style="position: absolute; top: 421.5pt;"></div><div style="line-height: 8.73pt; position: absolute; top: 421.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Risk Process<font style="display: inline-block; height: 8.73pt;"></font><font id="ib69316eac41b4403bea00317f6b0c800"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 437.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Risk Process involves the First Line managing risk in alignment with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.3pt; position: absolute; text-decoration: none; white-space: pre;">the RAF<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 368.28pt; position: absolute; text-decoration: none; white-space: pre;"> and within Risk Limits, and the Second <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 447.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Line overseeing risk management and providing objective challenge. It entails the First Line and the Second Line <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 458.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">independently identifying, assessing, monitoring, and reporting on our current risk profile and our risk profile under stressed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 469.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">conditions at both the segment and Company levels, with appropriate controls and documentation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 486.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Risk Identification<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 497.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Risk identification is the first step in the Risk Process. Given the constantly evolving operating environment, risk identification <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 507.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">is an ongoing process conducted using a risk based approach that considers risk exposure size, likelihood of the risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 518.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">occurring, and its impact. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 535.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Risks within the Company&#8217;s strategic and business plans are identified and assessed for alignment with Risk Appetite at least <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 546.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">annually. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 563.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Risk identification distinguishes between the identification of risk events, their drivers, and their impacts. Multiple different <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 573.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">drivers can contribute to or result in the same risk event. One risk event can result in multiple different impacts. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 584.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Understanding the difference between drivers, risk events, and impacts results in a more effective control environment. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 601.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Risk Assessment<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 612.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Risk assessment involves granular understanding of the probability of a risk event occurring as well as the potential impacts it <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 623.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">may have. Risk assessment must be current, timely, and of sufficient granularity and quality to support decision-making. It <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 633.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">can leverage both quantitative approaches and qualitative perspectives. On a Company-wide basis, multiple approaches are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 644.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">used to assess risk in aggregate. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 661.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Risk Management<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 672.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Risks are effectively managed to an acceptable level. The First Line establishes processes and controls for managing risks <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 683.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">arising from their activities within stated Risk Appetite, which can include risk avoidance, risk acceptance, risk mitigation, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 693.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">risk transfer techniques. The Second Line is intended to provide an independent oversight and objective challenge.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">43<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk Monitoring<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk exposures fluctuate over time. We monitor risk exposures on an ongoing basis and take appropriate action to keep <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">exposures within the range of Risk Appetite. At times, risk exposures may move beyond Risk Appetite into the tolerance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">range and in those circumstances, we act to further mitigate or transfer the risk to avoid a breach of our Risk Limits. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk Reporting<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company produces Risk Reporting that is accurate, timely, comprehensive and of sufficient quality, clarity, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">granularity so that it can be relied upon for decision-making. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2186" style="position: absolute; top: 134.1pt;"></div><div style="line-height: 8.73pt; position: absolute; top: 134.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk Culture <font style="display: inline-block; height: 8.73pt;"></font><font id="ifa0c06f878d74182a503fcac22a4fbbd"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 149.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company is committed to a set of shared values, which reflect our culture, inform our behaviours, actions, and decisions, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 160.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and help define how we work together. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.44pt; position: absolute; text-decoration: none; white-space: pre;">Refer to &#8220;Enterprise Strategy&#8221; above for more information on our values.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 491.77pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 177.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk Culture is a subset of the Company&#8217;s culture&#59; it reflects norms of behaviours, actions, and decisions in relation to risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 188.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">awareness, risk taking, and risk oversight. A sound Risk Culture balances risk-return to remain within Risk Appetite and in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 198.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">alignment with the ERM Framework. It emphasizes the importance of maintaining an effective control environment. It <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 209.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">promptly detects and remediates policy&#47;limit breaches and operational incidents, and then follows up to understand root <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 220.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">causes, enhances preventative and detective controls, and takes appropriate disciplinary action if warranted.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 237.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In alignment with regulatory expectations and international standards, we believe that the combination of Risk Governance, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 248.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk Appetite, and aligned compensation programs sets the foundation for sound Risk Culture including the core elements of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 258.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Tone from the Top, Accountability, Communication and Challenge, and Compensation and Incentives.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 275.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Tone from the Top <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 148.9pt; position: absolute; text-decoration: none; white-space: pre;">is set by the Board and management through effective communication and the example of their own <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 286.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">behaviours, actions, and decisions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 299.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Clear <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 91.47pt; position: absolute; text-decoration: none; white-space: pre;">Accountability <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 155.9pt; position: absolute; text-decoration: none; white-space: pre;">is defined for the First Line to understand and manage risk in alignment with the RAF, which is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 310.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">reinforced by Risk Governance throughout the Risk Process.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 322.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">An environment of open <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 165.47pt; position: absolute; text-decoration: none; white-space: pre;">Communication and effective Challenge <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 338.81pt; position: absolute; text-decoration: none; white-space: pre;">exists in which decision-making processes <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 333.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">encourage a range of views, stimulate a positive critical attitude, and encourage constructive engagement, allowing for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 344.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">the identification, escalation, and resolution of issues.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 357.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Compensation and Incentives <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.38pt; position: absolute; text-decoration: none; white-space: pre;">encourage appropriate risk taking, and are designed to reward behaviours, actions, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 368.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">decisions that are aligned with the ERM Framework.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 384.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We foster a sound Risk Culture that promotes integrity and risk awareness. We balance the level of risk with obligations to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 395.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">our stakeholders. We incentivize behaviours, actions and decisions that achieve consistent and sustainable performance over <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 406.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the long-term. Our values support our Risk Culture by creating an environment where we communicate openly, raise issues <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 417.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">proactively, take accountability, and make decisions that align to the ERM Framework.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 434.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk Profile and Stress Testing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 444.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Regular and timely stress testing, including sensitivity testing and scenario testing, is designed to facilitate risk identification <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 455.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and assessment, which contributes to the establishment of risk mitigation plans and control. Stress testing supports strategic <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 466.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">decision-making and assesses the impact of severe but plausible events on our risk profile. Subject to the specific stress test, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 477.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">it can inform&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 494.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Evaluation of implications on earnings and capital&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 506.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Evaluation of the Company&#8217;s liquidity profile&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 519.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Identification of potential portfolio vulnerabilities&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 532.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The establishment of the Company&#8217;s internal capital target ratios&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 545.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Validation of contingency plans.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 562.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">A range of stress tests are regularly considered. On a regular basis, the Second Line establishes the parameters of stress <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 572.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">testing with the involvement of the First Line to determine appropriate scenario definitions and assumptions. Ad hoc stress <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 583.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">testing is often developed in response to changes in the environment or to aid management, BRC and the Board in decision-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 594.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">making. For key exposures, stress testing is performed at least annually.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2261" style="position: absolute; top: 617.3pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 617.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Strategic Risk<font style="display: inline-block; height: 8.73pt;"></font><font id="ib5f074cf795242a3837d3a8179cbdb15"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 632.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Strategic risk is the risk of loss resulting from the inability to adequately plan or implement an appropriate business strategy <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 643.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">that allows us to effectively compete in the markets in which we operate, or to adapt to change in the external business, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 654.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">political or regulatory environment.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 671.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We compete for customers with both insurance and non-insurance companies. Customer loyalty and retention, and access to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 682.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">distributors, are important to the Company&#8217;s success and are influenced by many factors, including our distribution practices <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 692.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and regulations, service levels including digital capabilities, investment performance, and our financial strength ratings and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 703.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">reputation. Our ability to effectively compete is highly dependent upon being quick to react and adapt to changes from the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 714.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">external environment while continuing to proactively drive innovation.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">44<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Strategic Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">While the Board approves the overall strategy of the Company, the CEO and Executive Leadership Team establish and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 63pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">oversee execution of business strategies and have accountability to understand and manage the risks embedded in these <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 73.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">strategies. They are supported by several processes&#58; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 90.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Strategic business, risk, and capital planning that is reviewed with the Board, Executive Leadership Team, and the ERC&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 103.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Performance and risk reviews of all key businesses with the CEO and reviews with the Board&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 116.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Risk based capital allocation designed to encourage a consistent decision-making framework across the organization&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 127pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 139.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Review and approval of significant acquisitions and divestitures by the CEO and Deal Committee and, where <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 150.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">appropriate, the Board.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 167.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Reputation Risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 178.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our reputation is among our most valuable assets. Our Risk Management Principles compel us to protect our reputation and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 189pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">brand. Our RAF reinforces this expectation, making reputational impact a central consideration in defining Risk Appetite. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 205.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Reputation risk is the risk that the Company&#8217;s corporate reputation may be eroded by adverse publicity, real or perceived, as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 216.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">a result of business practices of the Company or its representatives, potentially resulting in damage to the Company&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 227.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">franchise value. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 244.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Reputation risk may arise from both internal and external drivers. This transverse nature of reputation risk, which can be a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 255pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">casual risk driver, a risk event, or an impact arising from other risks, means that understanding and managing it cannot be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 265.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">done in isolation. Reputation risk identification, assessment and monitoring processes and practices are embedded in&#58; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 282.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Business operations and management decisions&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 295.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; 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left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Regular amendments to the Code of Business Conduct and Ethics for review and sign off, as well as disclosure of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 341.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">conflicts of interest by employees and directors&#59; and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 354.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Inclusion of the Code of Business Conduct and Ethics and explicit discussion of corporate reputation as a valued asset <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 365.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">within training materials.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 388pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Environmental, Social and Governance Framework <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 399.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Environmental, social and governance (&#8220;ESG&#8221;) issues may impact our investments, underwriting, and operations, which could <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 410.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">lead to adverse financial, operational, legal, reputational, or brand value risks for Manulife due to our actual or perceived <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 421.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">actions, or inaction in relation to ESG issues. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 438.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Board&#8217;s Corporate Governance and Nominating Committee (&#8220;CGNC&#8221;) oversees Manulife&#8217;s ESG framework, including <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 448.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">matters related to climate change strategy and disclosures. On a regular basis, the CGNC is updated on relevant ESG topics, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 459.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">including our progress against the commitments set out in Manulife&#8217;s Climate Action Plan. Each member of the CGNC also <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 470.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">participates in at least one externally facilitated ESG-related education session every two years. The CGNC&#8217;s oversight <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 481.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">complements Manulife&#8217;s Executive Sustainability Council (&#8220;ESC&#8221;), which consists of the CEO, the Chief Sustainability Officer, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 492.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the CRO and other members of the Executive Leadership Team. As part of its mandate, the ESC is responsible for guiding <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 502.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the development and execution of our climate strategy, including climate-related risk management activities. The ESC meets <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 513.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">monthly and is supported by the Sustainability Centre of Expertise (&#8220;CoE&#8221;), which consists of corporate function and business <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 524.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">unit leads tasked with integrating sustainability into our business practices. Manulife&#8217;s Climate Change working groups, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 535.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">consisting of cross-functional teams, are responsible for the execution of the Climate Action Plan and manage climate-related <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 546.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">performance and disclosures. Additionally, our global executive Diversity, Equity and Inclusion (&#8220;DEI&#8221;) Council, which includes <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 556.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">members of the Executive Leadership Team and is chaired by the CEO, meets quarterly and guides, supports, and facilitates <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 567.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the implementation of our DEI strategy, encourages innovative thinking about DEI challenges and opportunities, and drives <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 578.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and builds accountability for DEI throughout the organization. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 601.3pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Climate Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 194.89pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 613pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Consistent with the International Sustainability Standards Board&#8217;s IFRS S2 &#8220;Climate-related Disclosures&#8221; standard which <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 623.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">leverages the Taskforce on Climate-Related Financial Disclosures framework, Manulife defines climate-related risks as the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 634.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">potential negative impacts from climate change, which may be experienced directly (e.g., through financial loss) or indirectly <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 645.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(e.g., through reputational harm), resulting from the physical impacts of climate change or the transition to a low-carbon <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 656.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">economy.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 673pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Climate change impacts can manifest across a diverse set of pathways, with the potential to impact any of our principal risks, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 683.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">including strategic, market &#38; liquidity, credit &#38; investment, product, and operational risk, as well as legal and reputational risk. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 694.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We view climate as a transverse driver of our existing principal risks. Failure to adequately prepare for the potential impacts <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 705.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of climate change can have material adverse impacts on our balance sheet or our ability to operate.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 722.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">In response, we have enhanced the integration of climate-related risk drivers into our ERM Framework with an aim of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 733pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">ensuring that they are managed in a manner consistent with our approach to risk management. Our Environmental Risk <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">45<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Policy and other relevant policies and standards are used to guide business operations on climate risk identification and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assessment. GRM continues to enhance risk management practices to consider the potential impacts from climate-related <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">risk, including in our investment decision-making processes, life insurance underwriting due diligence, and assessment of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">operational risks and controls.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">For additional information regarding strategic risks associated with Manulife&#8217;s sustainability commitments, see &#8220;Strategic Risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Factors<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 79.48pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.25pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; We may not be able to achieve our sustainability commitments, or our commitments may not meet the expectations <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 112.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of stakeholders or regulators&#8221;. For an overview of our approach to transitioning to a lower-carbon economy and associated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 123.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">risk management strategies, please see our &#8220;Climate Action Implementation Plan Report&#8221;. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.79pt; position: absolute; text-decoration: none; white-space: pre;">Please also see our annual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 134.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Sustainability Report&#8221;, published in the second quarter of each year, for details on our alignment with requirements in OSFI <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 144.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Guideline B-15 &#8211; Climate Risk Management, including our climate risk management and governance practices, as well as our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 155.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">ESG performance.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_4126" style="position: absolute; top: 178.5pt;"></div><div style="line-height: 6.55pt; position: absolute; top: 178.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Strategic Risk Factors<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 196.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We may not be successful in executing our business strategies or these strategies may not achieve our objectives. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 213pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The global environment has a significant impact on our financial plans and ability to implement our business strategy. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 225.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Our business strategy and associated financial plans are developed by considering forecasts of economic growth. Actual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 236.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">economic growth can be significantly impacted by the macroeconomic environment and can deviate significantly from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 247.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">forecasts, thus impacting our financial results and the ability to implement our business strategy.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 260.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Operations in new markets may achieve low margins or may be unprofitable, and expansion in existing markets may be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 271pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">affected by local economic and market conditions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 283.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Changes in the global environment can also have a significant impact on financial markets, including movements in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 294.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">interest rates, spreads on fixed income assets, and returns on public equity and ALDA investments. Our financial plan, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 305.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">including income, balance sheet, and capital projections are based on certain assumptions with respect to future interest <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 316.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">rates and spreads on fixed income assets, and future returns from our public equity and ALDA investments. Actual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 327pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">experience is highly variable and can deviate significantly from our assumptions, thus impacting our financial results. For <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 337.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">example, for changes to interest rates, please refer to the risk factor &#8220;Prolonged changes in market interest rates may <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 348.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">impact our net income attributed to shareholders and capital ratios&#8221;.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 361.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The spending and savings patterns of our customers can evolve, impacting the products and services we offer to our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 372.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">customers.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 385pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Customer behaviour and emergence of claims on our liabilities can change. For example, a prolonged period of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 395.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">economic weakness in certain markets may adversely impact policyholders&#8217; behaviour (such as higher withdrawals, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 406.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">lapses, lower premium deposits, and lower policy persistency than anticipated), increase expenses and cost of funding, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 417.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">along with other adverse impacts from continued uncertainty in our operating environment as noted in the Market &#38; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 428.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Liquidity Risk Factors section. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 441pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">A rise in geopolitical tensions and political risk either within or outside of jurisdictions in which we operate can trigger <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 451.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">changes in the global environment, overall regulatory landscape, and consumer behaviour, which can have various <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 462.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">impacts across our business. For example, economic sanctions imposed on a country could adversely impact our ability <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 473.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">to achieve specific business objectives. Military conflicts could drive financial and economic dislocations across global <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 484.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">capital markets, supply chains or commodity markets. See also &#8220;Operational Risk Factors &#8211; Our operations face political, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 495pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">legal, operational and other risks that could negatively affect those operations or our results of operations and financial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 505.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">condition.&#8221; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 522.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Adverse publicity, litigation or regulatory action resulting from our business practices or actions by our employees, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 533.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">representatives and&#47;or business partners, could erode our corporate image and damage our franchise value and&#47;or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 544.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">create losses.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 561pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Manulife&#8217;s reputation is one of its most valuable assets. Harm to a company&#8217;s reputation is often a consequence of risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 571.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">control failure. Manulife&#8217;s reputation could also be harmed by the actions of third parties with whom we do business. Our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 582.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">representatives include affiliated broker-dealers, agents, wholesalers and independent distributors, such as broker-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 593.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">dealers and banks, on whose services and representations our customers rely. Business partners include, among others, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 604.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">joint venture partners and third parties to whom we outsource certain functions and that we rely on to fulfill various <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 615pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">obligations.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 627.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">If any of these representatives or business partners fail to adequately perform their responsibilities, or monitor their own <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 638.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">risks, these failures could affect our business reputation and operations. While we seek to maintain adequate internal risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 649.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">management policies and procedures and protect against performance failures, events may occur involving our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 660.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">representatives or our business partners that could cause us to lose customers or cause us or our representatives or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 671pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">business partners to become subject to legal, regulatory, economic or trade sanctions, which could have a material <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 681.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">adverse effect on our reputation, our business, and our results of operations. For further discussion of government <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 692.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">regulation and legal proceedings refer to &#8220;Government Regulation&#8221; in MFC&#8217;s Annual Information Form dated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 703.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">February&#160;19, 2025<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 140.97pt; position: absolute; text-decoration: none; white-space: pre;"> and note 18 of the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 218.47pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.47pt; position: absolute; text-decoration: none; white-space: pre;"> Annual Consolidated Financial Statements.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">46<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our businesses are heavily regulated, and changes in regulation or laws, or in the interpretation or enforcement of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">regulation and laws, may reduce our profitability and limit our growth.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 68.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Our operations are subject to a wide variety of insurance and other laws and regulations including with respect to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">financial crimes (which include, but are not limited to, money laundering, bribery and economic or trade sanctions), <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">privacy, market conduct, consumer protection, business conduct, prudential and other generally applicable non-financial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">requirements. Legislators, regulators and self-regulatory or government authorities in Canada, the United States, Asia <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and other jurisdictions regularly re-examine existing laws, regulations, rules and standards applicable to insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 122.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">companies, investment advisors, broker-dealers and their products. Compliance with applicable laws and regulations is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 132.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">time consuming and personnel-intensive, and changes in these laws and regulations or in the interpretation or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 143.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">enforcement thereof, may materially increase our direct and indirect compliance costs and other expenses of doing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 154.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">business, thus having a material adverse effect on our results of operations and financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 167.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Future regulatory capital, actuarial and accounting changes, including changes with a retroactive impact, could have a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 178.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">material adverse effect on the Company&#8217;s consolidated financial condition, results of operations and regulatory capital <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 188.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">both on transition and going forward. In addition, such changes could have a material adverse effect on the Company&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 199.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">position relative to that of other Canadian and international financial institutions with which Manulife competes for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 210.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">business and capital. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 222.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">In Canada, MFC and its principal operating subsidiary, MLI, are governed by the Insurance Companies Act (Canada) <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 233.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;ICA&#8221;). The ICA is administered, and the activities of the Company are supervised, by the Office of the Superintendent of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 243.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Financial Institutions (&#8220;OSFI&#8221;). MLI is also subject to regulation and supervision under the insurance laws of each of the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 254.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">provinces and territories of Canada. Regulatory oversight is vested in various governmental agencies having broad <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 265.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">administrative power with respect to, among other things, dividend payments, capital adequacy and risk based capital <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 276.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">requirements, asset and reserve valuation requirements, permitted investments and the sale and marketing of insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 287.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">contracts. OSFI has an expanded mandate to supervise institutions to determine whether they have adequate policies <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 297.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and procedures to protect against threats to integrity and security, including foreign interference. In general, OSFI has <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 308.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">increased their supervisory focus on other non-financial risks, which has led to new or enhanced regulations, including <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 319.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">conduct risk, third party risk, cybersecurity, and operational resilience. These regulations focus on protecting <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 330.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">policyholders, beneficiaries, and the stability of the Canadian financial system, rather than investors and may adversely <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 341.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">impact shareholder value.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 353.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Some recent examples of regulatory and professional standard developments, which could impact our net income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 364.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">attributed to shareholders and&#47;or capital position are provided below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 376.5pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">A new <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Segregated Fund Guarantees LICAT capital framework became effective on January 1, 2025. The new <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 387.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">framework includes adjustments to the available capital calculation, adjustments to the Base Solvency Buffer and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 398.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">the inclusion of transition measures. We continue to meet OSFI&#8217;s requirements and maintain capital in excess of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 408.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">regulatory expectations. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 420.7pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">The International Association of Insurance Supervisors (&#8220;IAIS&#8221;) announced the adoption of a new global Insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 431.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Capital Standard (&#8220;ICS&#8221;) at their annual conference in December 2024. LICAT continues to provide an appropriate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 442.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">risk based measure of group capital in Canada and we do not expect any impact from the adoption of ICS by IAIS.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 454.1pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">T<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 86.49pt; position: absolute; text-decoration: none; white-space: pre;">he National Association of Insurance Commissioners (&#8220;NAIC&#8221;) continues to review and revise reserving and capital <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 464.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">methodologies as well as the overall risk management framework as required to keep pace with an evolving <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 475.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">landscape. These reviews will affect U.S. life insurers, including John Hancock, and could lead to increased <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 486.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">reserving and&#47;or capital requirements for our business in the U.S. In addition, in December 2020 the NAIC adopted a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 497.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">group capital calculation (&#8220;GCC&#8221;) and amendments to the NAIC Insurance Holding Company System Regulatory Act <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 508.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">which exempt certain insurance holding groups, including John Hancock and Manulife, from the requirements <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 518.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">relating to the GCC. In Michigan, which is the lead state for NAIC regulation of John Hancock, the Michigan <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 529.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Insurance Code was recently amended to adopt the NAIC GCC model language and the Michigan Department of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 540.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Insurance and Financial Services (&#8220;DIFS&#8221;) has promulgated the implementation rules. As the Canadian group-wide <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 551.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">supervisor, OSFI has been working with the NAIC to achieve mutual recognition and treatment of the Canadian <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 562.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">group supervision and regulatory framework. Mutual recognition will avoid redundant group oversight at the John <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 572.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Hancock level by U.S. regulators, and Manulife and John Hancock have taken a leadership role to ensure the NAIC <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 583.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">process could accommodate a process that OSFI could and would undertake. In the fall of 2024, the NAIC&#8217;s Mutual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 594.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Recognition of Jurisdictions (E) Working Group and the Financial Condition (E) Committee reviewed and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 605.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">recommended Canada &#47; OSFI as a Recognized and Accepted Jurisdiction. The NAIC Commissioners then adopted <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 616.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">the E Committee recommendation on December 18, 2024. Accordingly, we should have no future obligations for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 626.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">annual GCC filing waiver requests with Michigan DIFS.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 638.7pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">The use of asset-intensive reinsurance, where investment risk is transferred to the reinsurer along with insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 649.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">risk, has been the subject of increased focus by insurance authorities in several jurisdictions. NAIC is considering <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 660.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">additional guidelines regarding the use of asset-intensive reinsurance and it, or other insurance regulatory <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 671.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">authorities, may in the future impose additional rules or standards. New guidelines or regulatory requirements may <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 681.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">impact the reinsurance market and limit the availability of asset-intensive reinsurance, increase its cost, or reduce <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 692.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">the capital or risk management benefits of such reinsurance in a manner that could have a material impact on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 703.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Manulife. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 715.3pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Regulators in various jurisdictions in which we operate continue to reform their respective capital regulations. We <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 726.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">continue to closely monitor the developments.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">47<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">Increasingly, global financial regulators are promulgating guidance and rules related to climate change and its potential <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">impacts on financial services firms. OSFI, the SEC and several regulators across Asia have been engaging industry to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">assess the impacts of climate change and to set expectations on establishing climate transition plans, including ensuring <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">effective risk management and governance structures to manage climate change-related risks, and have begun releasing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">guidance and disclosure requirements. There are also increasing expectations from investors, regulators, and other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 94.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">stakeholders to provide comparable, decision-useful data and reporting on climate change-related risks and opportunities, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 105.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">including performance metrics such as an organization&#8217;s Scope 1, 2 and 3 carbon emissions. Regulatory disclosure <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 116.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">requirements are guided by private sector bodies, where there is a convergence in the industry around sustainability <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 126.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">reporting frameworks. The IFRS Foundation&#8217;s International Sustainability Standards Board (&#8220;ISSB&#8221;) is one such body and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 137.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">has published draft standards for a comprehensive global baseline of sustainability disclosures for capital markets.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 150.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">In the United States, state insurance laws regulate most aspects of our business, and our U.S. insurance subsidiaries <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 161.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">are regulated by the insurance departments of the states in which they are domiciled and the states in which they are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 172.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">licensed. State laws grant insurance regulatory authorities broad administrative powers with respect to, among other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 182.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">things&#58; licensing companies and agents to transact business&#59; calculating the value of assets to determine compliance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 193.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">with statutory requirements&#59; mandating certain insurance benefits&#59; regulating certain premium rates&#59; reviewing and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 204.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">approving policy forms&#59; regulating unfair trade and claims practices, including through the imposition of restrictions on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 215.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">marketing and sales practices, distribution arrangements and payment of inducements&#59; regulating advertising&#59; protecting <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 226.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">privacy&#59; establishing statutory capital and reserve requirements and solvency standards&#59; fixing maximum interest rates <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 236.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">on insurance policy loans and minimum rates for guaranteed crediting rates on life insurance policies and annuity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 247.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">contracts&#59; approving changes in control of insurance companies&#59; restricting the payment of dividends and other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 258.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">transactions between affiliates&#59; and regulating the types, amounts and valuation of investments. Changes in any such <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 269.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">laws and regulations, or in the interpretation or enforcement thereof by regulators, could significantly affect our business, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 280.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">results of operations and financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 292.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Currently, the U.S. federal government does not directly regulate the business of insurance. However, federal legislation <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 303.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">and administrative policies in several areas can significantly and adversely affect state regulated insurance companies. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 314.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">These areas include financial services regulation, securities regulation, pension regulation, privacy, tort reform <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 325.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">legislation, and taxation. In addition, under the Dodd-Frank Wall Street Reform and Consumer Protection Act (&#8220;Dodd-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 336.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Frank&#8221;), the U.S. Board of Governors of the Federal Reserve has supervisory powers over non-bank financial companies <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 346.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">that are determined to be systemically important. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 359.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Insurance guaranty associations in Canada and the United States have the right to assess insurance companies doing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 370.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">business in their jurisdiction for funds to help pay the obligations of insolvent insurance companies to policyholders and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 381.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">claimants. Typically, an insurer is assessed an amount related to its proportionate share of the line of business written by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 392.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">all insurers in the relevant jurisdiction. Because the amount and timing of an assessment is beyond our control, the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 402.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">liabilities that we have currently established for these potential liabilities may not be adequate, particularly if there is an <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 413.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">increase in the number of insolvent insurers or if the insolvent insurers operated in the same lines of business and in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 424.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">same jurisdictions in which we operate.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 437.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Manulife operates in numerous jurisdictions in Asia. These operations are subject to the regulations and laws in each <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 448.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">local jurisdiction, with the structure or model for oversight of insurance differing by jurisdiction. We are encouraged to see <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 458.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">further regional economic and trade integration in Asia, with most jurisdictions supportive of foreign investment and many <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 469.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">regulators&#8217; increasing willingness to benchmark domestic law and regulation against international standards and best <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 480.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">practices. However, the increasing geopolitical complexity, rising political and regulatory uncertainty, and regulatory <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 491.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">tightening in some jurisdictions have created heightened complexity and risk for Manulife to mitigate and navigate, which <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 502.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">may adversely impact shareholder value. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 514.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">While many of the laws and regulations to which we are subject are intended to protect policyholders, beneficiaries, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 525.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">depositors and investors in our products and services, others also set standards and requirements for the governance of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 536.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">our operations. Failure to comply with applicable laws or regulations could result in financial penalties or sanctions, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 547.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">damage our reputation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 560.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">All aspects of&#160;Manulife&#8217;s&#160;Global WAM&#160;businesses are subject to various laws and regulations around the world. These <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 570.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">laws and regulations are primarily intended to protect investment advisory clients, investors in registered and unregistered <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 581.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">funds, and clients of Manulife&#8217;s global retirement businesses. Agencies that regulate investment advisors, investment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 592.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">funds and retirement plan products and services have broad administrative powers, including the power to limit, restrict or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 603.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">prohibit the regulated entity or person from carrying on business if it fails to comply with such laws and regulations. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 614.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">Possible sanctions for significant compliance failures include the suspension of individual employees, limitations on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 624.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">engaging in certain lines of business for specified periods of time, revocation of investment advisor and other registrations <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 635.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.003em; position: absolute; text-decoration: none; white-space: pre;">and censures and fines both for individuals and Manulife, along with the resulting damage to our reputation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 648.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">From time to time, regulators raise issues during examinations or audits of Manulife that could have a material adverse <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 659.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">impact on us. We cannot predict whether or when regulatory actions may be taken that could adversely affect our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 670.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">operations. Our failure to comply with existing and evolving regulatory requirements could also result in regulatory <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 680.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">sanctions and could affect our relationships with regulatory authorities and our ability to execute our business strategies <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 691.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">and plans. For further discussion of government regulation and legal proceedings refer to &#8220;Government Regulation&#8221; in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 702.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Annual Information Form dated <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.74pt; position: absolute; text-decoration: none; white-space: pre;">February&#160;19, 2025<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 295.21000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> and note 18 of the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 372.71pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.71pt; position: absolute; text-decoration: none; white-space: pre;"> Annual Consolidated Financial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 713.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Statements. See also &#8220;Operational Risk Factors &#8211; Our operations face political, legal, operational and other risks that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 724.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">could negatively affect those operations or our results of operations and financial condition&#8221; for further discussion on the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 734.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">impact to our operations.<font style="display: inline-block; 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This could have a material adverse effect on our business, results of operations and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 160.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">financial condition<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 124.41pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 127.66pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 177.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Many of the products that the Company sells benefit from one or more forms of preferred tax treatment under current <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 188.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">income tax regimes. 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We also sell annuity contracts that allow the policyholders to defer the recognition of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 220.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">taxable income earned within the contract. Other products that the Company sells, such as certain employer-paid health <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 231.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and dental plans, also enjoy similar, as well as other, types of tax advantages. The Company also benefits from certain <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 242.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">tax benefits, including tax-exempt interest, dividends-received deductions, tax credits (such as foreign tax credits), and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 252.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">favourable tax rates and&#47;or income measurement rules for tax purposes.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 265.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">There is risk that tax legislation could be enacted that would lessen or eliminate some or all of the tax advantages <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 276.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">currently benefiting the Company or its policyholders or its other clients. This could occur in the context of deficit <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 287.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">reduction or other tax reforms. The effects of any such changes could result in materially lower product sales, lapses of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 298.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">policies currently held, and&#47;or our incurrence of materially higher corporate taxes, any of which could have a material <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 308.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">adverse effect on our business, results of operations and financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 321.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Additionally, the Company may be required to change its provision for income taxes or carrying amount of deferred tax <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 332.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">assets or liabilities if the characterization of certain items is successfully challenged by taxing authorities or if future <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 343.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">transactions or events, which could include changes in tax laws, tax regulations or interpretations of such laws or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 354.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">regulations, occur. Any such changes could significantly affect the amounts reported in the consolidated financial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 364.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">statements in the year these changes occur.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 377.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">In 2021, 136 of the 140 members of the Organization for Economic Co-Operation and Development &#47; G20 Inclusive <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 388.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Framework agreed on a two-pillar solution to address tax challenges from the digital economy, and to close the gaps in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 399.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">international tax systems. These include a new approach to allocating certain profits of multinational entities amongst <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 410.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">countries and a global minimum income tax rate of 15%. On June 20, 2024, the Canadian government further affirmed its <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 420.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">commitment to these tax reforms by passing the Global Minimum Tax (&#8220;GMT&#8221;) Act into law. Canada&#8217;s GMT applies <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 431.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">retroactively to fiscal periods commencing on or after December 31, 2023, resulting in a GMT expense of $231 million <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 442.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">recorded for the year. While numerous variables contribute to the determination of our GMT liability, we generally expect <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 453.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">that it will increase the effective tax rate by approximately 2 to 3 percentage points. Furthermore, the subsequent <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 464.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">adoption of GMT by other countries in which we operate is likely to impact the tax jurisdictions in which our GMT liabilities <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 474.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">will arise, but it should not have an effect on our overall GMT liability, as any higher local country taxes should reduce our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 485.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">GMT payable to Canada.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 498.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">On January 31, 2025, the Canadian government announced its intention to increase the capital gains inclusion rate from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 509.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">50% to 66.67%, effective January 1, 2026. Most of Manulife's investments are not treated as capital property, however, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 520.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and therefore we do not expect to be materially affected by this tax change. For investments treated as capital <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 530.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">properties, the increased effective tax rate on capital gains would result in a modest increase in the deferred tax liabilities <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 541.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">on such investments with accrued gains.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 554.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; letter-spacing: -0.013000000000000001em; position: absolute; text-decoration: none; white-space: pre;">The U.S. Inflation Reduction Act of 2022 includes a 15% minimum tax based on financial statement income, starting in 2023. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 565.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; letter-spacing: -0.013000000000000001em; position: absolute; text-decoration: none; white-space: pre;">Many related regulations remain to be finalized to clarify how the tax will operate, but at this time we do not expect our IFRS <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 576.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; letter-spacing: -0.013000000000000001em; position: absolute; text-decoration: none; white-space: pre;">effective tax rate to be materially affected by this new tax, though the timing of cash tax payments could be accelerated.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 524.6pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 588.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; letter-spacing: -0.006em; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; letter-spacing: -0.006em; position: absolute; text-decoration: none; white-space: pre;">On December 27, 2023, Bermuda enacted a 15% domestic corporate income tax regime applicable to large multinational <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 599.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; letter-spacing: -0.006em; position: absolute; text-decoration: none; white-space: pre;">entities that will come into force in 2025. Bermuda has also introduced a transition process intended to phase in the tax <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 610.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; letter-spacing: -0.006em; position: absolute; text-decoration: none; white-space: pre;">impact to affected taxpayers over a number of years. There are no immediate consequences to Manulife from the passage <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 621.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; letter-spacing: -0.006em; position: absolute; text-decoration: none; white-space: pre;">of this tax reform and the longer-term impact on the Company&#8217;s income tax expense is not expected to be material.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 638.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Access to capital may be negatively impacted by market conditions.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 654.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Disruptions, uncertainty or volatility in the financial markets may limit or delay our access to the capital markets to raise <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 665.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">capital required to operate our business, satisfy regulatory capital requirements or meet our refinancing needs. Under <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 676.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">extreme conditions, we may be forced, among other things, to delay raising capital, issue different types of capital than <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 687.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">we would otherwise under normal conditions, issue shorter-term securities than we prefer, or issue securities that bear <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 698.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">an unattractive cost of capital which could decrease our financial flexibility, profitability, and&#47;or dilute our existing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 708.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">shareholders.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">49<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">As a holding company, MFC depends on the ability of its subsidiaries to transfer funds to MFC to meet its <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">obligations and pay dividends. Subsidiaries&#8217; remittance of capital depends on<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 382.21pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> subsidiaries&#8217; earnings, regulatory </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">requirements and restrictions, and macroeconomic and market conditions.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">MFC is a holding company and relies on dividends and interest payments from our insurance and other subsidiaries as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">the principal source of cash flow to meet MFC&#8217;s obligations and pay dividends. As a result, MFC&#8217;s cash flows and ability <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">to service its obligations are dependent upon the earnings of its subsidiaries and the distribution of those earnings and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">other funds by its subsidiaries to MFC. Substantially all of MFC&#8217;s business is currently conducted through its subsidiaries.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 124.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The ability of MFC&#8217;s insurance subsidiaries to pay dividends to MFC in the future will depend on their earnings, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 134.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">macroeconomic and market conditions, and their respective local regulatory requirements and restrictions, including <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 145.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">capital adequacy and requirements, exchange controls and economic or trade sanctions. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 158.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s insurance subsidiaries are subject to a variety of insurance and other laws and regulations that vary by jurisdiction <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 169.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">and are intended to protect policyholders and beneficiaries in that jurisdiction first and foremost, rather than investors. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 180.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">These subsidiaries are generally required to maintain solvency and capital standards as set by their local regulators and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 190.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">may also be subject to other regulatory restrictions, all of which may limit the ability of subsidiary companies to pay <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 201.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">dividends or make distributions to MFC. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 213.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Potential changes to regulatory capital and actuarial and accounting standards could also limit the ability of the insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 224.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries to pay dividends or make distributions and could have a material adverse effect on internal capital mobility. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 235.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">We may be required to raise additional capital, which could be dilutive to existing shareholders, or to limit the new <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 245.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">business we write, or to pursue actions that would support capital needs but adversely impact our subsequent earnings <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 256.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">potential. In addition, the timing and outcome of these initiatives could have a significantly adverse impact on our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 267.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">competitive position relative to that of other Canadian and international financial institutions with which we compete for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 278.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">business and capital. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 291.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company seeks to maintain capital in its regulated subsidiaries in excess of the minimum required in all jurisdictions <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 301.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">in which the Company does business. The minimum requirements in each jurisdiction may increase due to regulatory <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 312.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">changes and we may decide to maintain additional capital in our operating subsidiaries for competitive reasons, to fund <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 323.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">expected growth of the business or to deal with changes in the risk profile of such subsidiaries. Any such increases in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 334.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">level of capital may reduce the ability of the operating companies to pay dividends.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 347.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The payment of dividends to MFC by MLI is subject to restrictions set out in the ICA. The ICA prohibits the declaration or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 357.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">payment of any dividend on shares of an insurance company if there are reasonable grounds for believing&#58; (i) the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 368.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">company does not have adequate capital and adequate and appropriate forms of liquidity&#59; or (ii) the declaration or the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 379.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">payment of the dividend would cause the company to be in contravention of any regulation made under the ICA <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 390.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">respecting the maintenance of adequate capital and adequate and appropriate forms of liquidity, or of any order made to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 401.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">the company by the Superintendent. All of our U.S. and Asian operating life insurance companies are subsidiaries of MLI. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 411.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Accordingly, a restriction on dividends from MLI would restrict MFC&#8217;s ability to obtain dividends from its U.S. and Asian <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 422.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">businesses.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 435.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Certain of MFC&#8217;s U.S. insurance subsidiaries also are subject to insurance laws in Michigan, New York and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 446.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Massachusetts, the jurisdictions in which these subsidiaries are domiciled, which impose general limitations on the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 457.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">payment of dividends and other upstream distributions by these subsidiaries to MLI.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 469.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Our Asian insurance subsidiaries are also subject to restrictions in the jurisdictions in which these subsidiaries are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 480.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">domiciled which could affect their ability to pay dividends to MLI in certain circumstances.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 497.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The declaration and payment of dividends and the amount thereof is subject to change.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 514.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The holders of common shares are entitled to receive dividends as and when declared by the Board, subject to the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 525.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">preference of the holders of Class A Shares, Class 1 Shares, Class B Shares (collectively, the &#8220;Preferred Shares&#8221;) and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 535.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">any other shares ranking senior to the common shares with respect to priority in payment of dividends. The declaration <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 546.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">and payment of dividends and the amount thereof is subject to the discretion of the Board of MFC and is dependent upon <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 557.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">the results of operations, financial condition, cash requirements and future prospects of, and regulatory and contractual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 568.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">restrictions on the payment of dividends by MFC and other factors deemed relevant by the Board of MFC. Although MFC <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 579.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">has historically declared quarterly cash dividends on the common shares, MFC is not required to do so and the Board of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 589.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">MFC may reduce, defer, or eliminate MFC&#8217;s common share dividend in the future.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 602.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The foregoing risk disclosure in respect of the declaration and payment of dividends on the common shares applies <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 613.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">equally in respect of the declaration and payment of dividends on the Preferred Shares, notwithstanding that the <font style="display: inline-block; 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A ratings downgrade, or the potential for such a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">downgrade, could adversely affect our operations and financial condition. 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line-height: 6.55pt; position: absolute; top: 137.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">the number of withdrawals by policyholders of cash values from their policies and reduce new sales.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 154.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Competitive factors may adversely affect our market share and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 316.32pt; position: absolute; text-decoration: none; white-space: pre;">profitability<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 365.26pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 171.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The insurance, wealth and asset management, and banking industries are highly competitive. Our competitors include <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 182.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">other insurers, securities firms, investment advisors, asset managers, banks and other financial institutions. The rapid <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 192.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">advancement of new technologies, such as blockchain, artificial intelligence (&#8220;AI&#8221;) (e.g., generative AI) and advanced <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 203.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">analytics, may enable other non-traditional firms (e.g., big technology competitors providing financial products and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 214.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">services) to compete directly in the industry space, or offer services to our traditional competitors to enhance their value <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 225.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">propositions. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 116.31pt; position: absolute; text-decoration: none; white-space: pre;">The rapid growth and availability of AI and generative AI technologies presents significant opportunities to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 236.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">enhance customer experience, improve business decisions, manage risk and drive operational efficiencies, however, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 246.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">there can be no assurances that the use of AI and generative AI technologies will have their intended effects, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 257.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">appropriately or sufficiently replicate certain outcomes, or accurately predict future events or exposures. The use of AI <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 268.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and generative AI technologies presents complex challenges, including balancing and mitigating potential risks posed by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 279.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">the development or deployment of AI technologies. Additionally, future legislation may restrict certain usage of AI models <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 290.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">or technologies or data that feed into AI models or technologies, which could impact our ability to effectively use such <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 300.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">models or technology. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 313.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The impact from technological disruption may result in our competitors improving their customer experience, product <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 324.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">offerings and business costs. Our competitors compete with us for customers, access to distribution channels such as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 335.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">brokers and independent agents, and for employees. In some cases, competitors may be subject to less onerous <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 346.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">regulatory requirements, have lower operating costs or have the ability to absorb greater risk while maintaining their <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 356.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">financial strength ratings, thereby allowing them to price their products more competitively or offer features that make <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 367.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">their products more attractive. These competitive pressures could result in lower new business volumes and increased <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 378.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">pricing pressures on a number of our products and services that may harm our ability to maintain or increase our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 389.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">profitability. Due to the highly competitive nature of the financial services industry, there can be no assurance that we will <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 400.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">continue to effectively compete with our traditional and non-traditional industry rivals, and competitive pressure may have <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 410.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">a material adverse effect on our business, results of operations and financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 427.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; letter-spacing: -0.019em; position: absolute; text-decoration: none; white-space: pre;">We may <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 80.3pt; letter-spacing: -0.019em; position: absolute; text-decoration: none; white-space: pre;">experience<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 125.58pt; letter-spacing: -0.019em; position: absolute; text-decoration: none; white-space: pre;"> difficulty in marketing and distributing products through our current and future distribution channels. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 444.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">We distribute our insurance and wealth management products through a variety of distribution channels, including <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 455.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">brokers, independent agents, broker-dealers, banks, wholesalers, affinity partners, other third-party organizations and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 466.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">our own sales force in Asia. We generate a significant portion of our business through individual third-party <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 476.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">arrangements. We periodically negotiate provisions and renewals of these relationships, and there can be no assurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 487.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">that such terms will remain acceptable to us or relevant third parties. An interruption in our continuing relationship with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 498.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">certain of these third parties could significantly affect our ability to market our products and could have a material <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 509.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">adverse effect on our business, results of operations and financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 526.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Industry trends could adversely affect the profitability of our businesses.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 542.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Our business segments continue to be influenced by a variety of trends that affect our business and the financial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 553.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">services industry in general. The impact of the volatility and instability of the financial markets on our business is difficult <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 564.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">to predict and the results of operations and our financial condition may be significantly impacted by general business and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 575.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">economic trends in the geographies in which we operate. These conditions include<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.18pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, but are not limited to,</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 480.13pt; position: absolute; text-decoration: none; white-space: pre;"> market factors, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 586.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">such as public equity, foreign currency, interest rate and other market risks, demographic shifts, consumer behaviours, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 596.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and governmental policies (e.g., fiscal, monetary, and global trade). In addition, the future of global trade remains <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 607.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">uncertain, as companies and countries look to decrease reliance on global supply chains and countries implement <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 618.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">increased protectionist measures, including through protectionist trade policies and tariffs. Such policies and measures, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 629.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and increasing economic nationalism could reshape global alliances and impact the economies in which we operate. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 640.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Company&#8217;s business plans, results of operations, and financial condition have been negatively impacted in the past and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 650.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">may be negatively affected in the future.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 667.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We may face unforeseen liabilities or asset impairments arising from possible mergers with, or acquisitions and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 678.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">dispositions of, or strategic investments in, businesses or difficulties integrating acquired businesses.&#160;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 695.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">We have engaged in mergers with, acquisitions and dispositions of, or strategic investments in, businesses in the past <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 706.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and expect to continue to do so in the future as we may deem appropriate. There could be unforeseen liabilities or asset <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 716.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">impairments, including goodwill impairments that arise in connection with the businesses that we may sell, have <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 727.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">acquired, or may acquire in the future. In addition, there may be liabilities or asset impairments that we fail, or are unable, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 738.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">to discover in the course of performing due diligence investigations on acquisition targets. Furthermore, the use of our <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">51<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">own funds as consideration in any acquisition would consume capital resources that would no longer be available for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">other corporate purposes.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 64.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Our ability to achieve some or all of the benefits we anticipate from any mergers with, acquisitions and dispositions of, or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 74.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">strategic investments in, businesses will depend in large part upon our ability to successfully integrate the businesses in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 85.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">an efficient and effective manner. We may not be able to integrate the businesses smoothly or successfully, and the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 96.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">process may take longer than expected. The integration of operations may require the dedication of significant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 107.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">management resources, which may distract management&#8217;s attention from our day-to-day business. Mergers with, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 118.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">acquisitions and dispositions of, or strategic investments in, operations outside of North America, especially any <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 128.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">acquisition in a jurisdiction in which we do not currently operate, may be particularly challenging or costly to integrate. If <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 139.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">we are unable to successfully integrate the operations of any acquired businesses, we may be unable to realize the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 150.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">benefits we expect to achieve as a result of the acquisitions and the results of operations may be less than expected.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 167.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">If our businesses do not perform well, or if the outlook for our businesses is significantly lower than historical <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 178.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">trends, we may be required to recognize an impairment of goodwill or intangible assets or to establish a valuation <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 188.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">allowance against our deferred tax assets, which could have a material adverse effect on our results of operations <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 199.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 216.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Goodwill represents the excess of the amounts we paid to acquire subsidiaries and other businesses over the fair value <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 227.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">of their net identifiable assets at the date of acquisition. Intangible assets represent assets that are separately identifiable <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 238.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">at the time of an acquisition and provide future benefits such as the John Hancock brand.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 250.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">As outlined below under &#8220;Critical Actuarial and Accounting Policies &#8211; Goodwill and Intangible Assets&#8221;, goodwill and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 261.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">intangible assets with indefinite lives are tested at least annually for impairment at the cash generating unit (&#8220;CGU&#8221;) or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 272.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">group of CGUs level, representing the smallest group of assets that is capable of generating largely independent cash <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 283.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">flows. As a result of the impact of economic conditions and changes in product mix and the granular level of goodwill <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 294.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">testing under IFRS, additional impairment charges could occur in the future. Any impairment in goodwill would not affect <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 304.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">LICAT capital.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 317.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">If market conditions deteriorate in the future and, in particular, if MFC&#8217;s common share price is low relative to book value <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 328.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">per share, if the Company&#8217;s actions to limit risk associated with its products or investments cause a significant change in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 339.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">any one CGU&#8217;s recoverable amount, or if the outlook for a CGU&#8217;s results deteriorate, the Company may need to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 350.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">reassess the value of goodwill and&#47;or intangible assets which could have a material adverse effect on our results of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 360.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">operations and financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 373.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Deferred income tax balances represent the expected future tax effects of the differences between the book and tax <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 384.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">basis of assets and liabilities, loss carry forwards and tax credits. Deferred tax assets are recorded when the Company <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 395.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">expects to claim deductions on tax returns in the future for expenses that have already been recorded in the financial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 406.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">statements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 418.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The availability of those deductions is dependent on future taxable income against which the deductions can be made. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 429.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Deferred tax assets are assessed periodically by management to determine if they are realizable.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 442.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Factors in management&#8217;s determination include the performance of the business including the ability to generate gains <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 453.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">from a variety of sources and tax planning strategies. If based on information available at the time of the assessment, it is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 464.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">determined that the deferred tax asset will not be realized, then the deferred tax asset is reduced to the extent that it is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 474.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">no longer probable that the tax benefit will be realized.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 491.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We may not be able to protect our intellectual property and may be subject to infringement claims.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 508.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">We rely on a combination of registrations, contractual rights and copyright, trademark, patent and trade secret laws to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 519.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">establish and protect our intellectual property. In particular, we have invested considerable resources in promoting and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 530.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">protecting the brand names &#8220;Manulife&#8221; and &#8220;John Hancock&#8221; and expect to continue to do so. Although we use a broad <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 540.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">range of measures to protect our intellectual property rights, third parties may infringe or misappropriate our intellectual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 551.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">property. As the occurrence of potential infringements or misappropriations against our intellectual property increases, we <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 562.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">may have to litigate more often to enforce and protect our copyrights, trademarks, patents, trade secrets and know-how <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 573.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">or to determine their scope, validity or enforceability, which represents a diversion of resources that may be significant in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 584.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">amount and may not prove successful. The loss of intellectual property protection or the inability to secure or enforce the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 594.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">protection of our intellectual property assets could have a material adverse effect on our business and our ability to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 605.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">compete.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 618.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">We also may be subject to costly litigation in the event that another party alleges our operations or activities infringe upon <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 629.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">its intellectual property rights. Third parties may have, or may eventually be issued, patents that could be infringed by our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 640.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">products, methods, processes or services. Any party that holds such a patent could make a claim of infringement against <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 650.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">us. We may also be subject to claims by third parties for breach of copyright, trademark, trade secret or license usage <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 661.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">rights. Any such claims and any resulting litigation could result in significant liability for damages. If we were found to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 672.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">have infringed a third-party patent or other intellectual property rights, we could incur substantial liability, and in some <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 683.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">circumstances could be enjoined from providing certain products or services to our customers or utilizing and benefiting <font style="display: inline-block; 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text-decoration: none; white-space: pre;">insurance company. In addition, under applicable U.S. insurance laws and regulations in states where certain of our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">insurance company subsidiaries are domiciled, no person may acquire control of MFC without obtaining prior approval of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">those states&#8217; insurance regulatory authorities. 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These local operations are financially <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 198.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and operationally interconnected to lessen expenses, share and reduce risk, and efficiently utilize financial resources. In <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 209.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">general, external capital required for companies in the Manulife group has been raised at the MFC level in recent years <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 220.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and then transferred to other entities primarily as equity or debt capital as appropriate. Other linkages include <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 231.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">policyholder and other creditor guarantees and other forms of internal support between various entities, loans, capital <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 242.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">maintenance agreements, derivatives, shared services and affiliate reinsurance treaties. 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Some <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 263.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">of the consequences of this are&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 276.5pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Financial difficulties at a subsidiary may not be isolated and could cause material adverse effects on affiliates and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 287.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">the group as a whole.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 299.1pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Linkages may make it difficult to dispose of or separate a subsidiary or business within the group by way of a spin-off <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 309.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">or similar transaction and the disposition or separation of a subsidiary or business may not fully eliminate the liability <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 320.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">of the Company and its remaining subsidiaries for shared risks. 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top: 396.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">market declines.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 413.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We may not be able to achieve our sustainability commitments, or our&#160;commitments&#160;may&#160;not&#160;meet&#160;the expectations <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 423.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of stakeholders or&#160;regulators.&#160;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 440.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">We continue to build on our sustainability commitments, including our climate-related commitments, as set out in our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 451.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">sustainability strategy, and continue to adopt policies and processes to manage these commitments, in alignment with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 462.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">our business priorities. Internal or external circumstances could affect our ability to successfully meet some or all of our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 473.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">sustainability commitments. Our commitments could also materially change in the future and this could affect <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 483.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">stakeholders&#8217; evaluation of us and lead to adverse impacts on our business operations and reputation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 496.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Our progress towards the commitments is disclosed periodically, which allows our stakeholders, including shareholders, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 507.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">customers and employees, to evaluate our business based on our advancement towards these commitments. Our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 518.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">reporting on our progress relies on various external frameworks, methodologies, taxonomies and other standards, which <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 529.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">may change over time, resulting in changes to or restatements of our reporting processes and results. Stakeholders may <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 539.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">also evaluate our business by their own sustainability criteria which may not be consistent with our own criteria or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 550.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">performance indicators, which could result in varying levels of expectations for which we may not be able to entirely <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 561.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">satisfy.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 574.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The availability of quality and reliable data, including issuer data, is a notable factor in our ability to set targets, make <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 585.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">effective decisions against, and report on our progress towards our targets and strategic areas of focus, for our general <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 595.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">fund. However, as a consequence of incomplete, inadequate, or unavailable data, our targets, and our progress toward <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 606.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">achieving them, may need to be revisited. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 619.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Interim targets support us in understanding how our investments can contribute to decarbonization of the real economy <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 630.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and provide guideposts against which to measure our progress towards our long-term commitments. However, our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 641.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">targets, and our progress toward achieving them, may need to be revisited if the assumptions underlying net zero <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 651.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">scenarios and pathways prove incorrect, or if regulatory, economic, technological and other external factors needed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 662.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">enable such scenarios and pathways fail to evolve. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 675.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">As regulators adopt mandatory sustainability-related disclosure requirements and investment criteria and taxonomies, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 686.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">there is an increasing possibility of regulatory sanctions, including fines, and litigation resulting from inaccurate or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 697.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">misleading statements, often referred to as &#8220;greenwashing&#8221;. As a result, we may face adverse investor, media, or public <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 707.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">scrutiny which may negatively impact our financial results and reputation. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 720.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">With respect to our asset management business, we may be subject to competing demands from investors who have <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 731.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">divergent views on ESG matters and may choose to invest or not invest in our products based on their assessment of <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">53<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">how we address ESG in our investment process. This divergence increases the risk that action, or inaction, on ESG <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">matters will be perceived negatively by at least some stakeholders thereby potentially adversely impacting our business.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2276" style="position: absolute; top: 74.1pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 74.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Market &#38; Liquidity Risk<font style="display: inline-block; height: 8.73pt;"></font><font id="idebc56238a0241d998cc8db783b6e894"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 182.1pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Market risk is the risk of loss resulting from market price volatility, interest rate change, credit and swap spread changes, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">adverse foreign currency exchange rate movements. Market price volatility primarily relates to changes in prices of publicly <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">traded equities and alternative long-duration assets. The profitability of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.68pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.67pt; position: absolute; text-decoration: none; white-space: pre;"> insurance and annuity products, as well as the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 122.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">fees <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 80.49pt; position: absolute; text-decoration: none; white-space: pre;"> earn<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.97pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.96pt; position: absolute; text-decoration: none; white-space: pre;"> investment management business, are subject to market risk.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 138.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Liquidity risk is the risk of loss resulting from the inability to access sufficient funds or liquid assets to meet expected and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 149.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">unexpected cash and collateral demands. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 172.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">IFRS 7 Disclosures<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 184.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Text and tables in this and the following section (&#8220;Market Risk Sensitivities and Market Risk Exposure Measures&#8221;) include <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 195pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">disclosures on market and liquidity risk in accordance with IFRS 7, &#8220;Financial Instruments &#8211; Disclosures&#8221;, and discussions on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 205.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">how we measure risk and our objectives, policies and methodologies for managing them. Disclosures in accordance with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 216.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">IFRS 7 are identified by a vertical line in the left margin of each page. The identified text and tables represent an integral part <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 227.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of our audited <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.98pt; position: absolute; text-decoration: none; white-space: pre;"> Annual Consolidated Financial Statements. The fact that certain text and tables are considered an <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 238.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">integral part of the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.46pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 144.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> Annual Consolidated Financial Statements does not imply that the disclosures are of any greater <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 249pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">importance than the sections not part of the disclosures. Accordingly, the &#8220;Risk Management and Risk Factors&#8221; disclosure <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 259.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">should be read in its entirety.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 282.6pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Market &#38; Liquidity Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 294.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Market &#38; liquidity risk management strategy is governed by the Global Asset Liability Committee which oversees the market </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 80.72pt; left: 43.2pt; opacity: 1; position: absolute; top: 291.84pt; width: 4.89pt; z-index: 1;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 305.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">and liquidity risk program. </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.41pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Our </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.9pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">overall strategy to manage</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.85pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> market &#38; liquidity risks incorporates several component </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 315.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">strategies, each targeted to manage one or more of the market &#38; liquidity risks arising from</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.8pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> our </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.79pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">businesses. At an enterprise </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 326.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">level, these strategies are designed to manage </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.43pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 253.92pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">aggregate exposures to market &#38; liquidity risks against limits associated </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 337.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">with earnings and capital volatility. </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 354.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">The following table outlines </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.41pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> key market &#38; liquidity risks and identifies the risk management strategies which contribute to </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 365.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">managing </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 91.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">these risks.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 381.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 54pt; position: absolute; text-decoration: none; white-space: pre;">Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 127.85pt; left: 43.2pt; opacity: 1; position: absolute; top: 380.4pt; width: 4.89pt; z-index: 8;"></div><div style="position: absolute; top: 393.6pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 233.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 64.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 63pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; 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text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 78pt; width: 45.75pt;"><div><div style="line-height: 5.78pt; position: absolute; top: 4.72pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Wingdings&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 19.93pt; position: absolute; text-decoration: none; white-space: pre;">&#252;<font style="display: inline-block; height: 5.78pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90pt; width: 233.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 233.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.98pt; position: absolute; text-decoration: none; white-space: pre;">Foreign currency exchange management<font style="display: inline-block; 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top: 529.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">annuity and segregated fund guarantee dynamic hedging strategy which is complemented by a general macro equity risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 540.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">hedging strategy, in addition to asset liability management strategies. Our strategies employed for dynamic hedging of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 551pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">variable annuity and segregated fund guarantees and macro equity risk hedging expose the Company to additional risks. See <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 561.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;Market &#38; Liquidity Risk Factors&#8221; below. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 578.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Interest Rate and Spread Risk <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.4pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; To manage interest rate and spread risk, we primarily employ asset liability management <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 589.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">strategies to manage the duration of our fixed income investments and execute interest rate hedges.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 606.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">ALDA Risk <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.45pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; We seek to limit concentration risk associated with ALDA performance by investing in a diversified basket of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 617pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assets including commercial real estate, timber, farmland, private equities, infrastructure, and energy assets. We further <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 627.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">diversify risk by managing investments against established investment and risk limits.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 644.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Foreign Currency Exchange Risk <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.39pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; Our policy is to generally match the currency of our assets with the currency of the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 655.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">liabilities they support. Where assets and liabilities are not currency matched, we seek to hedge this exposure where <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 666.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">appropriate to stabilize our consolidated capital positions and remain within our enterprise foreign exchange risk limits.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 683pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Liquidity <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 89.45pt; position: absolute; text-decoration: none; white-space: pre;">Risk<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 108.44pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.94pt; position: absolute; text-decoration: none; white-space: pre;">&#8211; In the operating companies, cash and collateral demands arise day-to-day to fund policyholder benefits, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 693.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">customer withdrawals, reinsurance settlements, derivative instrument settlements&#47;collateral pledging, expenses, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 704.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">investment activities. Under stressed conditions, additional cash and collateral demands could arise from changes to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 715.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">policyholder termination or policy renewal rates, withdrawals of customer deposit balances, loan extensions, derivative <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 726.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">settlements or collateral demands, and reinsurance settlements.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">54<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our liquidity risk management framework is designed to provide adequate liquidity to cover cash and collateral obligations as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">they come due, and to sustain and grow operations in both normal and stressed conditions. Refer to &#8220;Liquidity Risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Management Strategy&#8221; below for more information.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 84.9pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Product Design and Pricing Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 96.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.99pt; position: absolute; text-decoration: none; white-space: pre;"> policies, standards, and guidelines, with respect to product design and pricing, are designed with the objective of aligning <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 149.51pt; left: 38.16pt; opacity: 1; position: absolute; top: 94.88pt; width: 4.89pt; z-index: 9;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 107.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 57.99pt; position: absolute; text-decoration: none; white-space: pre;"> product offerings with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 148.28pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.26999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> risk taking philosophy and risk appetite, and in particular, ensuring that incremental risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 118.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">generated from new sales aligns with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.41pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.4pt; position: absolute; text-decoration: none; white-space: pre;"> strategic risk objectives and risk limits. The specific design features of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.07pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 503.06pt; position: absolute; text-decoration: none; white-space: pre;"> product <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 129pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">offerings, including level of benefit guarantees, policyholder options, fund offerings and availability restrictions as well as <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 523.4pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 536.39pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 139.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">associated investment strategies, help to mitigate the level of underlying risk. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 352.84pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.17pt; position: absolute; text-decoration: none; white-space: pre;"> regularly review and modify key features <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 150.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">within <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.47pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 83.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> product offerings, including premiums and fee charges with a goal of meeting profit targets and staying within risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 161.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">limits. Certain of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.93pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.92pt; position: absolute; text-decoration: none; white-space: pre;"> general fund adjustable benefit products have minimum rate guarantees. The rate guarantees for any <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 172.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">particular policy are set at the time the policy is issued and governed by insurance regulation in each jurisdiction where the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 183pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">products are sold. The contractual provisions allow crediting rates to be reset at pre-established intervals subject to the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 193.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">established minimum crediting rate guarantees. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.22pt; position: absolute; text-decoration: none; white-space: pre;">The Company<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 292.69pt; position: absolute; text-decoration: none; white-space: pre;"> may partially mitigate the interest rate exposure by setting new <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 204.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">rates on new business and by adjusting rates on in-force business where permitted. In addition, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.33pt; position: absolute; text-decoration: none; white-space: pre;">the Company<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.81pt; position: absolute; text-decoration: none; white-space: pre;"> partially <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 215.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">mitigates this interest rate risk through <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 199.4pt; position: absolute; text-decoration: none; white-space: pre;">its<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.39pt; position: absolute; text-decoration: none; white-space: pre;"> asset liability management process, product design elements, and crediting rate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 226.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">strategies. All material new product, reinsurance and underwriting initiatives must be reviewed and approved by the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 504.74pt; position: absolute; text-decoration: none; white-space: pre;">CRO<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 524.72pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 527.22pt; position: absolute; text-decoration: none; white-space: pre;">or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 237pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">key individuals within risk management functions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 259.8pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Hedging Strategies for Variable Annuity and Other Equity Risks<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 271.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">The Company&#8217;s</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.8pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> exposure to movement in public equity market values primarily arises from insurance contract liabilities </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 85.66pt; left: 38.36pt; opacity: 1; position: absolute; top: 270.1pt; width: 4.89pt; z-index: 2;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 282.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">related to variable annuity guarantees and general fund public equity investments.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 299.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Dynamic hedging is the primary hedging strategy for variable annuity market risks. Dynamic hedging is employed for new </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 309.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">variable annuity guarantees business when written or as soon as practical thereafter.&#160; </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 326.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We seek</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.83pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> to manage public equity risk arising from unhedged exposures in </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 341.7pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.69pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> insurance contract liabilities through </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 502.59pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 515.5799999999999pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> macro </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 337.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">equity risk hedging strategy. </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.79000000000002pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We seek</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.62pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> to manage interest rate risk arising from variable annuity business not dynamically </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 348.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">hedged through </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.49pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.48pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> asset liability management strategy.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 371.1pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Variable Annuity Dynamic Hedging Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 382.8pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">The variable annuity dynamic hedging strategy is designed to hedge the sensitivity of variable annuity guarantee insurance </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 311.44pt; left: 38.19pt; opacity: 1; position: absolute; top: 380.7pt; width: 5.21pt; z-index: 3;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 393.6pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">contract liabilities to fund performance (both public equity and bond funds) and interest rate movements. The objective of the </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 404.4pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">variable annuity dynamic hedging strategy is to offset, as closely as possible, the change in the economic value of </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 415.2pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">guarantees with the profit and loss from </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.92pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.91pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> hedge asset portfolio. </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 432pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.99pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> variable annuity hedging program uses a variety of exchange-traded and over-the-counter (&#8220;OTC&#8221;) derivative contracts to </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 442.8pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">offset the change in value of variable annuity guarantees. The main derivative instruments used are equity index futures, </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 453.6pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">government bond futures, currency futures, interest rate swaps, total return swaps, equity options, and interest rate </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 464.4pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">swaptions. The hedge instruments&#8217; positions against insurance contract liabilities are continuously monitored as market </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 475.2pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">conditions change. As necessary, the hedge asset positions will be dynamically rebalanced to stay within established limits. </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 486pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.33pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> may also utilize other derivatives with the objective to improve hedge effectiveness opportunistically.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 502.8pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.99pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> variable annuity guarantee dynamic hedging strategy is not designed to completely offset the sensitivity of insurance </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 513.6pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">contract liabilities to all risks associated with the guarantees embedded in these products. The profit (loss) on the hedge </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 524.4pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">instruments will not completely offset the underlying losses (gains) related to the guarantee liabilities hedged because&#58;</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 541.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Policyholder behaviour and mortality experience are not hedged&#59;</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 553pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Risk adjustment related to cost of guarantees in the insurance contract liabilities is largely hedged&#59; </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 564.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">A portion of interest rate risk is not hedged&#59;</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 576.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Credit spreads may widen and actions might not be taken to adjust accordingly&#59;</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 588.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Fund performance on a small portion of the underlying funds is not hedged due to lack of availability of effective </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 599.2pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">exchange-traded hedge instruments&#59;</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 611pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Performance of the underlying funds hedged may differ from the performance of the corresponding hedge instruments&#59; </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 622.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Correlations between interest rates and equity markets could lead to unfavourable material impacts&#59;</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 634.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Unfavourable hedge rebalancing costs can be incurred during periods of high volatility from equity markets, bond </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 645.4pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">markets, and &#47; or interest rates, which is magnified when these impacts occur concurrently&#59; and</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 657.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Not all other risks are hedged.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 674pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Differences in the profit (loss) on the hedge instruments versus the underlying losses (gains) related to the guarantee <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 684.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">liabilities hedged are reported in CSM. <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">55<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Macro Equity Risk Hedging Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">The objective of the macro equity risk hedging program is to maintain </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.84pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 339.83pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> overall earnings sensitivity to public equity market </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 54.16pt; left: 42.86pt; opacity: 1; position: absolute; top: 49.63pt; width: 4.89pt; z-index: 4;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 63pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">movements within </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.95pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.94pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> Board approved risk appetite limits. The macro equity risk hedging program is designed to hedge </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 73.8pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">earnings sensitivity due to movements in public equity markets arising from all sources (outside of dynamically hedged </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 84.6pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">exposures). Sources of equity market sensitivity addressed by the macro equity risk hedging program include</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.29pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> g</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.79pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">eneral fund </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 95.4pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">equity holdings backing guaranteed, and adjustable liabilities.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 118.2pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Asset Liability Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 129.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64.49pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> asset liability management strategy is designed to help ensure that the market risks embedded in </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.31pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.3pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> assets and </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 134.26pt; left: 43.2pt; opacity: 1; position: absolute; top: 127.38pt; width: 5.04pt; z-index: 5;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 140.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">liabilities held in </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.92pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">the Company&#8217;s</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 174.73000000000002pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> general fund are effectively managed and that risk exposures arising from these assets and </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 151.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">liabilities are maintained within risk limits. The embedded market risks include risks related to the level and movement of </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 162.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">interest rates and credit and swap spreads, public equity market performance, ALDA performance, and foreign currency </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 173.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">exchange rate movements.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 189.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">General fund product liabilities are categorized into groups with similar characteristics in order to support them with a specific </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 200.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">asset strategy. </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.83pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We seek </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 147.16pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">to align the asset strategy for each group to the premium and benefit patterns, policyholder options </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 211.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">and guarantees, and crediting rate strategies of the products they support. The strategies are set using portfolio analysis </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 222.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">techniques intended to optimize returns, subject to considerations related to regulatory and economic capital requirements, </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 233.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">and risk tolerances. They are designed to achieve broad diversification across asset classes and individual investment risks </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 243.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">while being suitably aligned with the liabilities they support. The strategies encompass asset mix, quality rating, term profile, </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 254.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">liquidity, currency, and industry concentration targets.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 271.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Products which feature guaranteed liability cash flows (i.e., where the projected net flows are not materially dependent upon <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 282.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">economic scenarios) are managed to a target return investment strategy. The products backed by this asset group include&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 299.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Accumulation annuities (other than annuities with pass-through features), which are primarily short-to-medium-term <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 309.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">obligations and offer interest rate guarantees for specified terms on single premiums. Withdrawals may or may not have <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 320.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">market value adjustments&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 332.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Payout annuities, which have no surrender options and include predictable and very long-dated obligations&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 344.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Insurance products, with recurring premiums extending many years in the future, and which also include a significant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 355.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">component of very long-dated obligations.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 371.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We seek to manage the assets backing these long-dated benefits to achieve a target return sufficient to support the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 382.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">obligations over their lifetime, subject to established risk tolerances and the impact of regulatory and economic capital <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 393.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">requirements. Fixed income assets are managed to a benchmark developed to minimize interest rate risk against the liability <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 404.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">cash flows. Utilizing ALDA and public equity investments provides a suitable match for long-duration liabilities that also <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 415.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">enhances long-term investment returns and reduces aggregate risk through diversification.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 431.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">For insurance and annuity products where significant pass-through features exist, a total return strategy approach is used, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 442.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">generally combining fixed income with ALDA plus public equity investments. ALDA and public equity may be included to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 453.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">enhance long-term investment returns and reduce aggregate risk through diversification. Target investment strategies are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 464.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">established using portfolio analysis techniques that seek to optimize long-term investment returns while considering the risks <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 475.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">related to embedded product guarantees and policyholder withdrawal options, the impact of regulatory and economic capital <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 485.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">requirements and considering management tolerances with respect to short-term income volatility and long-term tail risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 496.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">exposure. For these pass-through products such as participating insurance and universal life insurance, the investment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 507.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">performance of assets supporting the liabilities will be largely passed through to policyholders as changes in the amounts of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 518.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">dividends declared or rates of interest credited, subject to embedded minimum guarantees. Shorter duration liabilities such as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 529.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">fixed deferred annuities do not incorporate ALDA plus public equity investments into their target asset mixes. Authority to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 539.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">manage our investment portfolios is delegated to investment professionals who manage to benchmarks derived from the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 550.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">target investment strategies established for each group, including interest rate risk tolerances.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 567.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our asset liability management strategy incorporates a wide variety of risk measurement, risk mitigation and risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 578.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">management, and hedging processes. The liabilities and risks to which the Company is exposed, however, cannot be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 589.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">completely matched or hedged due to both limitations on instruments available in investment markets and uncertainty of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 599.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">impact on liability cash flows from policyholder experience &#47; behaviour.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 622.7pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Foreign Currency Exchange Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 634.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64.49pt; position: absolute; text-decoration: none; white-space: pre;"> policy is to generally match the currency of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.4pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.39pt; position: absolute; text-decoration: none; white-space: pre;"> assets with the currency of the liabilities they support. Where assets and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 32.41pt; left: 42.86pt; opacity: 1; position: absolute; top: 631.23pt; width: 4.89pt; z-index: 6;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 645.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">liabilities are not currency matched, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.9pt; position: absolute; text-decoration: none; white-space: pre;">we seek<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.89pt; position: absolute; text-decoration: none; white-space: pre;"> to hedge this exposure where appropriate to stabilize <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 441.79pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.78pt; position: absolute; text-decoration: none; white-space: pre;"> earnings and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 656pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">consolidated capital positions and remain within <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.88pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 254.87pt; position: absolute; text-decoration: none; white-space: pre;"> enterprise foreign exchange risk limits.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 672.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 66.98pt; position: absolute; text-decoration: none; white-space: pre;"> from small balance sheet mismatches is accepted if managed within set risk limits. Risk exposures are measured in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 683.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">terms of potential changes in earnings and capital ratios, due to foreign currency exchange rate movements, determined to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 694.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">represent a specified likelihood of occurrence based on internal models.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.35pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">56<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Liquidity Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Global liquidity management policies and procedures are designed to provide adequate liquidity to cover cash and collateral </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 205.31pt; left: 38.16pt; opacity: 1; position: absolute; top: 49.88pt; width: 4.89pt; z-index: 10;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 63pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">obligations as they come due, and to sustain and grow operations in both normal and stressed conditions. They consider </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 73.8pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">legal, regulatory, tax, operational or economic impediments to inter-entity funding. The asset mix of </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 439.45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 452.44pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> balance sheet takes </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 84.6pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">into account the need to hold adequate unencumbered and appropriate liquid assets to satisfy the requirements arising under </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 95.4pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">stressed scenarios and to allow </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.94pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.93pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> liquidity ratios to remain strong. </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.33pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We manage</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.65pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> liquidity centrally and closely </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 482.06pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">monitor</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 512.03pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> the </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 106.2pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">liquidity positions of </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.44pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 138.43pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> principal subsidiaries.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 123pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We seek</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.83pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> to mitigate liquidity risk by diversifying </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 234.7pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.69pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> business across different products, markets, geographical regions, and </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 133.8pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">policyholders. </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We design</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 144.78pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> insurance products to encourage policyholders to maintain their policies in-force, to help generate a </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 144.6pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">diversified and stable flow of recurring premiums. </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.85pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We design</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.16999999999996pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> the policyholder termination features with the goal of mitigating </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 155.4pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">the financial exposure and liquidity risk related to unexpected policyholder terminations.</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.3pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> We establish and implement </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 166.2pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">investment strategies intended to match the term profile of the assets to the liabilities they support, taking into account the </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 177pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">potential for unexpected policyholder terminations and resulting liquidity needs. Liquid assets represent a large portion of </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 526.74pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 539.73pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 187.8pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">total assets. </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We aim</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.8pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> to reduce liquidity risk in </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.71pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> businesses by diversifying </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 349.16pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.15pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> funding sources and appropriately managing </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 198.6pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">the term structure of </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.96pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 140.95pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> funding. </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.94pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We forecast</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.76pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> and </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.76pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">monitor</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.73pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> daily operating liquidity and cash movements in various individual </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 209.4pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">entities and operations as well as centrally, aiming to ensure liquidity is available and cash is employed optimally.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 226.2pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.33pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> also </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.82pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">maintain</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 113.79pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> centralized cash pools and access to other sources of liquidity and contingent liquidity such as repurchase </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 237pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">funding agreements. </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 129.47pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 144.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> centralized cash pools consist of cash or near-cash, high quality short-term investments that are </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 247.8pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">continually monitored for their credit quality and market liquidity.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 264.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.97pt; position: absolute; text-decoration: none; white-space: pre;">, the Company held $<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.44pt; position: absolute; text-decoration: none; white-space: pre;">263.3<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 254.94pt; position: absolute; text-decoration: none; white-space: pre;"> billion in cash and cash equivalents, comprised of cash on deposit, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 275.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Canadian and U.S. Treasury Bills and high quality short-term investments, and marketable securities comprised of investment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 286.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">grade government and agency bonds, investment grade corporate bonds, investment grade securitized instruments, publicly <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 297pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">traded common stocks and preferred shares, compared with $250.7 billion as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 364.85pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 443.82pt; position: absolute; text-decoration: none; white-space: pre;"> as noted in the table <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 307.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 324.6pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.63pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.35pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, unless otherwise stated) <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 21pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash and cash equivalents<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">25,789<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">20,338<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Marketable securities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 5.4pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Government bonds (investment grade)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">80,891<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">77,191<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Corporate bonds (investment grade)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">122,324<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">126,992<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Securitized &#8211; ABS, CMBS, RMBS (investment grade)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,758<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,971<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 81pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Public equities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">32,576<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">24,211<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Total marketable assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">237,549<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">230,365<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 105pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total cash and cash equivalents and marketable securities<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 225.46pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">263,338<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">250,703<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 446.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ic9ea438248534340bd63a9cfc602759b"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Including $15.6 billion encumbered cash and cash equivalents and marketable securities as at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 348.19pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 409.62pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 413.89pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 429.45pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; $11.0 billion).<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 461.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We have</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 80.33pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> established a variety of contingent liquidity sources. These include, among others, a </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 418.52pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">$500 million</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 466.47pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> committed </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 113.75pt; left: 38.16pt; opacity: 1; position: absolute; top: 459.06pt; width: 4.89pt; z-index: 7;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 472.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">unsecured revolving credit facility with certain Canadian chartered banks available for </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.79pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">MFC</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.26pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, and a </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.26pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">US$500 million</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 496.7pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> committed </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 483.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">unsecured revolving credit facility with certain U.S. banks available </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.33pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">for MFC</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.79pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> and certain of its U.S. subsidiaries. There were</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 533.51pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 494.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">no</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 55pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> outstanding borrowings under these facilities as at </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.4pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 338.37pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> (</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.86pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">2023</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.86pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> &#8211; </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 373.86pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">$nil</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.84pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">). In addition, </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.31pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">John Hancock Life </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 504.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;)</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.88pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> is a member of the Federal Home Loan Bank of Indianapolis (&#8220;FHLBI&#8221;), which </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 515.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">enables the</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 91.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> Company</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.47pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> to obtain loans from FHLBI as an alternative source of liquidity that is collateralizable by qualifying </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 526.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">mortgage loans, mortgage-backed securities, municipal bonds, and U.S. Treasury and Agency securities. As at </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 487.33pt; position: absolute; text-decoration: none; white-space: pre;">December 31, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 537.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 65pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, JHUSA had an estimated maximum borrowing capacity of</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 299.38pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.88pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">US$3.8&#160;billion</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.33pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 359.83pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">(</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.82pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">2023</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.82pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> &#8211; </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.82pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">US$4.3 billion</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 448.27pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">) based on regulatory </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 548.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">limitations with an outstanding balance of </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.41pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">US$500 million</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 271.85pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> (</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">2023</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> &#8211; </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.34pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">US$500 million</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.78pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">) under the FHLBI facility.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 564.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The following table outlines the maturity of the Company&#8217;s significant financial liabilities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_5797" style="position: absolute; top: 587.7pt;"></div><div style="line-height: 7.28pt; position: absolute; top: 587.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Maturity of financial liabilities<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 184.86pt; position: absolute; text-decoration: none; top: -2.548pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.732pt;"></font></font></div><div style="position: absolute; top: 607.6pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 498pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 291.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 291.75pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 291.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.669999999999998pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 291.75pt; position: absolute; top: 0pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 5.69pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.29pt; position: absolute; white-space: pre;">Less than <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 14.44pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.18pt; position: absolute; white-space: pre;">1 year<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 333pt; position: absolute; top: 0pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 5.69pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.13pt; position: absolute; white-space: pre;">1 to 3 <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 14.44pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.51pt; position: absolute; white-space: pre;">years<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 374.25pt; position: absolute; top: 0pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 5.69pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.13pt; position: absolute; white-space: pre;">3 to 5 <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 14.44pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.51pt; position: absolute; white-space: pre;">years<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 415.5pt; position: absolute; top: 0pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 5.69pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.63pt; position: absolute; white-space: pre;">Over 5 <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 14.44pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.51pt; position: absolute; white-space: pre;">years<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 456.75pt; position: absolute; top: 0pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 14.44pt; width: 41.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.85pt; position: absolute; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 291.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 291.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 291.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 291.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Long-term debt<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 291.75pt; position: absolute; top: 22.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 28pt;"></font></font><font style="left: 35.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 333pt; position: absolute; top: 22.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.68pt;"></font></font><font style="left: 17.75pt; position: absolute;">2,829<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 22.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 28pt;"></font></font><font style="left: 35.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 22.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.68pt;"></font></font><font style="left: 17.75pt; position: absolute;">3,800<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 22.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.68pt;"></font></font><font style="left: 17.75pt; position: absolute;">6,629<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 291.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 291.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Capital instruments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 291.75pt; position: absolute; top: 34.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.44pt;"></font></font><font style="left: 35.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 333pt; position: absolute; top: 34.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.44pt;"></font></font><font style="left: 35.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 34.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.44pt;"></font></font><font style="left: 35.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 34.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.12pt;"></font></font><font style="left: 17.75pt; position: absolute;">7,532<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 34.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.12pt;"></font></font><font style="left: 17.75pt; position: absolute;">7,532<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 291.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 291.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Derivatives<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 291.75pt; position: absolute; top: 46.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.12pt;"></font></font><font style="left: 17.75pt; position: absolute;">2,320<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 333pt; position: absolute; top: 46.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.12pt;"></font></font><font style="left: 17.75pt; position: absolute;">2,304<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 46.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.12pt;"></font></font><font style="left: 17.75pt; position: absolute;">1,244<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 46.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.12pt;"></font></font><font style="left: 17.75pt; position: absolute;">8,379<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 46.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 10.68pt;"></font></font><font style="left: 13.309999999999999pt; position: absolute;">14,247<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 291.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 291.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Deposits from Bank clients<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 97.19999999999999pt; position: absolute; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 291.75pt; position: absolute; top: 58.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 10.68pt;"></font></font><font style="left: 13.309999999999999pt; position: absolute;">15,690<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 333pt; position: absolute; top: 58.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.12pt;"></font></font><font style="left: 17.75pt; position: absolute;">3,774<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 58.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.12pt;"></font></font><font style="left: 17.75pt; position: absolute;">2,599<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 58.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.44pt;"></font></font><font style="left: 35.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 58.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 10.68pt;"></font></font><font style="left: 13.309999999999999pt; position: absolute;">22,063<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 291.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 291.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Lease liabilities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 291.75pt; position: absolute; top: 70.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.78pt;"></font></font><font style="left: 24.41pt; position: absolute;">105<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 333pt; position: absolute; top: 70.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.78pt;"></font></font><font style="left: 24.41pt; position: absolute;">151<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 70.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.22pt;"></font></font><font style="left: 28.849999999999998pt; position: absolute;">52<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 70.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.22pt;"></font></font><font style="left: 28.849999999999998pt; position: absolute;">47<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 70.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.78pt;"></font></font><font style="left: 24.41pt; position: absolute;">355<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="background-color: #00a758; height: 122.6pt; left: 38.16pt; opacity: 1; position: absolute; top: 606.78pt; width: 4.89pt; z-index: 1;"></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 695.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i68a81fd4fea543f29f0f15c4088c775f"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The amounts shown above are net of the related unamortized deferred issue costs.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 704.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i53e1469e430142f497fd0cfee62d38d5"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Carrying value and fair value of deposits from Bank clients as at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 254.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 315.89pt; position: absolute; text-decoration: none; white-space: pre;"> were <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 334.93pt; position: absolute; text-decoration: none; white-space: pre;">$22,063 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 381.96pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 397.51pt; position: absolute; text-decoration: none; white-space: pre;">$22,270 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 444.53999999999996pt; position: absolute; text-decoration: none; white-space: pre;">, respectively (<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 489.62pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 505.18pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 512.95pt; position: absolute; text-decoration: none; white-space: pre;">$21,616 <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 713.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 74.89pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 90.44pt; position: absolute; text-decoration: none; white-space: pre;">$21,518 million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 137.47pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 141.35pt; position: absolute; text-decoration: none; white-space: pre;">respectively). Fair value is determined by discounting contractual cash flows, using market interest rates currently offered for <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 722.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">deposits with similar terms and conditions. All deposits from Bank clients were categorized in Level 2 of the fair value hierarchy (<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 450.71999999999997pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 466.28pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; Level 2).<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">57<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Through the normal course of business, pledging of assets is required to comply with jurisdictional regulatory and other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 45.35pt; left: 42.66pt; opacity: 1; position: absolute; top: 37.53pt; width: 4.89pt; z-index: 2;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">requirements including collateral pledged to partially mitigate derivative counterparty credit risk, assets pledged to exchanges <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">as initial margin, and assets held as collateral for repurchase funding agreements. Total unencumbered assets were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 512.11pt; position: absolute; text-decoration: none; white-space: pre;">$516.6 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.93pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.42pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 201.42pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.42pt; position: absolute; text-decoration: none; white-space: pre;">$470.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 264.38pt; position: absolute; text-decoration: none; white-space: pre;">).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_5816" style="position: absolute; top: 95.7pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 95.7pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Market Risk Sensitivities and Market Risk Exposure Measures <font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_6069" style="position: absolute; top: 113.4pt;"></div><div style="line-height: 6.55pt; position: absolute; top: 113.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Variable Annuity and Segregated Fund Guarantees Sensitivities and Risk Exposure Measures<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 108.7pt; left: 43.2pt; opacity: 1; position: absolute; top: 121.44pt; width: 4.89pt; z-index: 2;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 124.2pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Guarantees on variable annuity products and segregated funds may include one or more of death, maturity, income and </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 135pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">withdrawal guarantees. Variable annuity and segregated fund guarantees are contingent and only payable upon the </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 145.8pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">occurrence of the relevant event, if fund values at that time are below guarantee values. Depending on future equity market </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 156.6pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">levels, liabilities on current in-force business would be due primarily in the </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 344.27pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">period</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 369.25pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> from </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.23pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.23pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> to 2044.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 173.4pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We seek</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 84.33pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> to mitigate a portion of the risks embedded in</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 266.24pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 281.73pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> retained (i.e., net of reinsurance) variable annuity and segregated </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 184.2pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">fund guarantee business through the combination of </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.44pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 274.93pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">dynamic and macro hedging strategies (see &#8220;</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.84pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Publicly Traded Equity </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 195pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Performance Risk</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 120.95pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">&#8221; below).</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 211.8pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">The table below shows selected information regarding the Company&#8217;s variable annuity and segregated fund investment-</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 222.6pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">related guarantees, gross and net of reinsurance.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 239.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Variable annuity and segregated fund guarantees, net of reinsurance<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 250.2pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 216.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 216.75pt; position: absolute; top: 0pt; width: 144pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 144pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 64.22pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 369pt; position: absolute; top: 0pt; width: 144pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 144pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 64.22pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 216.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 216.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 216.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216.75pt; position: absolute; top: 11.25pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.32pt; position: absolute; text-decoration: none; white-space: pre;">Guarantee <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.1pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.82pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264.75pt; position: absolute; top: 11.25pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.77pt; position: absolute; text-decoration: none; white-space: pre;">Fund value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312.75pt; position: absolute; top: 11.25pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.22pt; position: absolute; text-decoration: none; white-space: pre;">Net amount <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.55pt; position: absolute; text-decoration: none; white-space: pre;">at risk<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 26.2pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1),(2),(3)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369pt; position: absolute; top: 11.25pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.32pt; position: absolute; text-decoration: none; white-space: pre;">Guarantee <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.1pt; position: absolute; text-decoration: none; white-space: pre;">value<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.82pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 11.25pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.77pt; position: absolute; text-decoration: none; white-space: pre;">Fund value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465pt; position: absolute; top: 11.25pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.22pt; position: absolute; text-decoration: none; white-space: pre;">Net amount <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.55pt; position: absolute; text-decoration: none; white-space: pre;">at risk<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 26.2pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1),(2),(3)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 216.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 216.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Guaranteed minimum income benefit<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216.75pt; position: absolute; top: 32.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 25.72pt; position: absolute;">3,628<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264.75pt; position: absolute; top: 32.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 25.72pt; position: absolute;">2,780<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312.75pt; position: absolute; top: 32.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.17pt;"></font></font><font style="left: 31.97pt; position: absolute;">918<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369pt; position: absolute; top: 32.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 25.72pt; position: absolute;">3,864<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 32.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 25.72pt; position: absolute;">2,735<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465pt; position: absolute; top: 32.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 25.72pt; position: absolute;">1,156<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 216.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 216.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Guaranteed minimum withdrawal benefit<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216.75pt; position: absolute; top: 43.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">33,473<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264.75pt; position: absolute; top: 43.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">33,539<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312.75pt; position: absolute; top: 43.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">3,339<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369pt; position: absolute; top: 43.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">34,833<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 43.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">33,198<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465pt; position: absolute; top: 43.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">4,093<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 216.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 216.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Guaranteed minimum accumulation benefit<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216.75pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">18,987<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264.75pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">19,097<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312.75pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.51pt;"></font></font><font style="left: 36.14pt; position: absolute;">70<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">18,996<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">19,025<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">116<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 66pt; width: 216.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 216.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Gross living benefits<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 70.1pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216.75pt; position: absolute; top: 66pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">56,088<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264.75pt; position: absolute; top: 66pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">55,416<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312.75pt; position: absolute; top: 66pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">4,327<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369pt; position: absolute; top: 66pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">57,693<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 66pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">54,958<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465pt; position: absolute; top: 66pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">5,365<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 77.25pt; width: 216.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 216.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.62pt; position: absolute; text-decoration: none; white-space: pre;">Gross death benefits<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 71.78pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216.75pt; position: absolute; top: 77.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">8,612<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264.75pt; position: absolute; top: 77.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">19,851<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312.75pt; position: absolute; top: 77.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">644<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369pt; position: absolute; top: 77.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">9,133<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 77.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">17,279<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465pt; position: absolute; top: 77.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">975<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 88.5pt; width: 216.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 216.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total gross of reinsurance<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216.75pt; position: absolute; top: 88.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">64,700<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264.75pt; position: absolute; top: 88.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">75,267<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312.75pt; position: absolute; top: 88.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">4,971<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369pt; position: absolute; top: 88.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">66,826<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 88.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">72,237<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465pt; position: absolute; top: 88.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">6,340<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99.75pt; width: 216.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 216.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Living benefits reinsured<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216.75pt; position: absolute; top: 99.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">23,768<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264.75pt; position: absolute; top: 99.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">23,965<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312.75pt; position: absolute; top: 99.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">3,016<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369pt; position: absolute; top: 99.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">24,208<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 99.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">23,146<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465pt; position: absolute; top: 99.75pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">3,395<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 111pt; width: 216.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 216.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Death benefits reinsured<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216.75pt; position: absolute; top: 111pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">3,430<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264.75pt; position: absolute; top: 111pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">2,776<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312.75pt; position: absolute; top: 111pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">289<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369pt; position: absolute; top: 111pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">3,400<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 111pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">2,576<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465pt; position: absolute; top: 111pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">482<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 122.25pt; width: 216.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 216.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total reinsured<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216.75pt; position: absolute; top: 122.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">27,198<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264.75pt; position: absolute; top: 122.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">26,741<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312.75pt; position: absolute; top: 122.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">3,305<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369pt; position: absolute; top: 122.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">27,608<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 122.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 21.55pt; position: absolute;">25,722<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465pt; position: absolute; top: 122.25pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.09pt;"></font></font><font style="left: 25.72pt; position: absolute;">3,877<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 133.5pt; width: 216.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 216.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total, net of reinsurance<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216.75pt; position: absolute; top: 133.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.75pt;"></font></font><font style="left: 21.55pt; position: absolute;">37,502<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264.75pt; position: absolute; top: 133.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.75pt;"></font></font><font style="left: 21.55pt; position: absolute;">48,526<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312.75pt; position: absolute; top: 133.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 25.72pt; position: absolute;">1,666<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369pt; position: absolute; top: 133.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.75pt;"></font></font><font style="left: 21.55pt; position: absolute;">39,218<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 133.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.75pt;"></font></font><font style="left: 21.55pt; position: absolute;">46,515<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465pt; position: absolute; top: 133.5pt; width: 48pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.92pt;"></font></font><font style="left: 25.72pt; position: absolute;">2,463<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="background-color: #00a758; height: 292.88pt; left: 43.2pt; opacity: 1; position: absolute; top: 250.32pt; width: 4.89pt; z-index: 1;"></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 399.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i28e0282f469c4d308583b83b85c99ac5"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Guarantee Value and Net Amount at Risk in respect of guaranteed minimum withdrawal business in Canada and the U.S. reflect the time value of money of <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 409.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">these claims.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 418.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i1e8420abbaee4229930df8f0fba310a2"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Amount at risk (in-the-money amount) is the excess of guarantee values over fund values on all policies where the guarantee value exceeds the fund value. </font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 427.25pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">For guaranteed minimum death benefit, the amount at risk is defined as the current guaranteed minimum death benefit in excess of the current account </font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 436.35pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">balance and assumes that all claims are immediately payable. In practice, guaranteed death benefits are contingent and only payable upon the eventual </font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 445.45pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">death of policyholders if fund values remain below guarantee values. For guaranteed minimum withdrawal benefit, the amount at risk assumes that the benefit </font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 454.55pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">is paid as a lifetime annuity commencing at the earliest contractual income start age. These benefits are also contingent and only payable at scheduled </font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 463.65pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">maturity&#47;income start dates in the future, if the policyholders are still living and have not terminated their policies and fund values remain below guarantee </font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 472.75pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">values. For all guarantees, the amount at risk is floored at zero at the single contract level.</font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 481.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i3d42d436dbdd43f899e35494f7f35775"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">The amount at risk net of reinsurance at </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 185.12pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">December 31, 2024</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 246.55pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> was </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 262.87pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">$1,666 million</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 306.01pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> (</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 310.28pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 371.71pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> &#8211; </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 379.47999999999996pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">$2,463&#160;million</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 422.62pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">) of which&#58; </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 456.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">US$293 million</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 503.44pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> (</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 507.71pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">December </font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 490.95pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">31, 2023</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 86.8pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> &#8211; </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 94.57pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">US$391&#160;million</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 141.59pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">) was on </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 169.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 180.07pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> U.S. business, </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 229.02999999999997pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">$1,021 million</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 272.17pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> (</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 276.44pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 337.87pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> &#8211; </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 345.64pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">$1,559&#160;million</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 388.78pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">) was on </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 417.15pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 427.26pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> Canadian business, </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 492.57pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">US$100 million</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 539.59pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> </font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 500.05pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">(</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 61.91pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">December 31, 2023</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 123.34pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> &#8211; </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 131.11pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">US$140&#160;million</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 178.13pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">) was on </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 206.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 216.61pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> Japan business, and </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 284.65pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">US$56 million</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 327.78pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> (</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 332.05pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">December 31, 2023</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 393.47999999999996pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> &#8211; </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 401.25pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">US$155&#160;million</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 448.27pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">) was related to Asia (other than </font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 509.15pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Japan) and </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 96.52pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 106.63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> run-off reinsurance business. </font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 518.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ia0d7c446acc54492b09071bf4784df29"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Where a policy includes both living and death benefits, the guarantee in excess of the living benefit is included in the death benefit category as outlined in footnote 5.</font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 527.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ia9840b92c389496fa9e0cd5eac33ca77"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Death benefits include </font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 130.70999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">stand-alone</font><font style="display: inline-block; height: 5.09pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 167.26pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> guarantees and guarantees in excess of living benefit guarantees where both death and living benefits are provided on a </font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 536.45pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">policy.</font><font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_6088" style="position: absolute; top: 551.55pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 551.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Investment categories for variable contracts with guarantees<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 30.59pt; left: 43.2pt; opacity: 1; position: absolute; top: 559.92pt; width: 4.89pt; z-index: 1;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 562.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Variable contracts with guarantees, including variable annuities and variable life, are invested at the policyholder&#8217;s discretion <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 573.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">subject to contract limitations, in various fund types within the segregated fund accounts and other investments. The account <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 583.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">balances by investment category are set out below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 600.75pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 29.9pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.9pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Investment category<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Equity funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">51,457<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">45,593<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Balanced funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">37,381<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">35,801<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Bond funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">9,017<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">8,906<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Money market funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,712<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,559<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other debt investments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,082<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,907<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">101,649<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">93,766<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="background-color: #00a758; height: 106.77pt; left: 43.2pt; opacity: 1; position: absolute; top: 600.96pt; width: 4.89pt; z-index: 2;"></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">58<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Caution Related to Sensitivities<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">In the sections that follow, </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.47pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">we provide </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.44pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">sensitivities and risk exposure measures for certain risks. These include sen</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.11pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">sitivities </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 119.14pt; left: 38.7pt; opacity: 1; position: absolute; top: 49.24pt; width: 4.89pt; z-index: 3;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">due to specific changes in market prices and interest rate levels projected using internal models as at </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.3pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">a specific date, and are </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">measured relative to a starting level reflecting the Company&#8217;s assets and liabilities at that date. The risk exposures measure </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">the impact of changing one factor at a time and assume that all other factors remain unchanged. Actual results can differ </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 94.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">significantly from these estimates for a variety of reasons including the interaction among these factors when more than one </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 105.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">changes&#59; changes in liabilities from updates to non-economic assumptions, changes in business mix, effective tax rates and </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 116.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">other market factors&#59; and the general limitations of </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.39pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 260.38pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> internal models. For these reasons, the sensitivities should only be </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 126.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">viewed as directional estimates of the underlying sensitivities for the respective factors based on the assumptions outlined </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 137.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">below. Given the nature of these calculations, </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.44pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">we</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.93pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.43pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">cannot provide assurance that the actual impact on contractual service </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 148.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">margin</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.47pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, net income attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.93pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.9pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, other comprehensive income attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.82pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.79pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, and total </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 159.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">comprehensive income attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 189.93pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 241.9pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> or on MLI&#8217;s LICAT ratio</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.85pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> will be as indicated.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 176.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Market movements affect LICAT capital sensitivities through the available capital, surplus allowance and required capital <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 186.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">components of the regulatory capital framework. The LICAT available capital component is primarily affected by total <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 197.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">comprehensive income and the CSM.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_5834" style="position: absolute; top: 214.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 214.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Publicly Traded Equity Performance Risk Sensitivities and Exposure Measures<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 231.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">As outlined above, we have net exposure to equity risk through asset and liability mismatches&#59; our variable annuity and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 242.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">segregated fund guarantee dynamic hedging strategy is not designed to completely offset the sensitivity of insurance contract <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 252.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">liabilities to all risks associated with the guarantees embedded in these products. The macro hedging strategy is designed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 263.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">mitigate public equity risk arising from <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.37pt; position: absolute; text-decoration: none; white-space: pre;">variable annuity and segregated fund guarantees<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 392.81pt; position: absolute; text-decoration: none; white-space: pre;"> not dynamically hedged, and from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 274.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">other unhedged exposures in our insurance contracts.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 291.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Changes in public equity prices may impact other items including, but not limited to, asset-based fees earned on assets under <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 302.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">management and administration or policyholder account value, and estimated profits and amortization of deferred policy <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 312.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">acquisition and other costs. These items are not hedged.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 329.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">The tables below include the potential impacts from an immediate </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 308.34pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">10%</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.34pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.34pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">20%</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 349.34pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> and </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 369.34pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">30%</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.34pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> change in market values of publicly </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 161.41pt; left: 38.16pt; opacity: 1; position: absolute; top: 327.63pt; width: 4.89pt; z-index: 1;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 340.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">traded equities on net income attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.43pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 267.4pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, CSM, other comprehensive income attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.3pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 517.27pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, and </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 351.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">total comprehensive income attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.42pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.39pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">. The potential impact is shown after taking into account the impact of </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 362.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">the change in markets on the hedge assets. While </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.94pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">we</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.43pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> cannot reliably estimate the amount of the change in dynamically </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 372.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">hedged variable annuity and segregated fund guarantee liabilities that will not be offset by the change in the dynamic hedge </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 383.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">assets, </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">we make </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.48pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">certain assumptions for the purposes of estimating the impact on net income attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 470.83pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 522.8pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 400.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">This estimate assumes that the performance of the dynamic hedging program would not completely offset the gain&#47;loss from </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 411.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">the dynamically hedged variable annuity and segregated fund guarantee liabilities. It assumes that the hedge assets are </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 422.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">based on the actual position at the period end, and that equity hedges in the dynamic program offset </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 446.22pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">95%</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 464.22pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> of the hedged </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 432.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">variable annuity liability movement that occurs as a result of market changes.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 449.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">It is also important to note that these estimates are illustrative, and that the dynamic and macro hedging programs may </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 460.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">underperform these estimates, particularly during periods of high realized volatility and&#47;or periods where both interest rates </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 471.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">and equity market movements are unfavourable. The method used for deriving sensitivity information and significant </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 482.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">assumptions did not change from the previous </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.43pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">period</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 256.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 498.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Changes<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 80.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> in equity markets impact our available and required components of the LICAT ratio. The second set of tables shows <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 509.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the potential impact to MLI&#8217;s LICAT ratio resulting from changes in public equity market values.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">59<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Poten<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 74.47pt; position: absolute; text-decoration: none; white-space: pre;">tial immediate impact on net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 286.78pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 343.24pt; position: absolute; text-decoration: none; white-space: pre;"> arising from changes to public equity <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 508.09pt; position: absolute; text-decoration: none; white-space: pre;">returns<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 539.06pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 51.3pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 220.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 18pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 220.5pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 9.94pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.669999999999998pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 0pt; width: 283.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 283.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 83.44pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 18pt; width: 220.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 18pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.17pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.17pt; position: absolute;">-30<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.28pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 18pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.17pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.17pt; position: absolute;">-20<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.28pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 18pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.17pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.17pt; position: absolute;">-10<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.28pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 18pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.42pt; position: absolute; text-decoration: none; white-space: pre;">+10%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 18pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.42pt; position: absolute; text-decoration: none; white-space: pre;">+20%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 18pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.42pt; position: absolute; text-decoration: none; white-space: pre;">+30%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 29.25pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Underlying sensitivity<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 40.5pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Variable annuity and segregated fund guarantees<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 166.26pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 40.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.23pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(2,050)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 40.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.23pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(1,240)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 40.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.48pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(560)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 40.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 24.7pt;"></font></font><font style="left: 31.5pt; position: absolute;">470<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 40.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 24.7pt;"></font></font><font style="left: 31.5pt; position: absolute;">860<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 40.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.45pt;"></font></font><font style="left: 25.25pt; position: absolute;">1,190<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 51.75pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">General fund equity investments<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 110.11pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 51.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 16.4pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(1,240)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 51.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.65pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(820)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 51.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.65pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 51.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.87pt;"></font></font><font style="left: 31.5pt; position: absolute;">390<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 51.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.87pt;"></font></font><font style="left: 31.5pt; position: absolute;">780<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 51.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">1,180<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 63pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total underlying sensitivity before hedging<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 63pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 16.4pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(3,290)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 63pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 16.4pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(2,060)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 63pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.65pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(960)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 63pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.87pt;"></font></font><font style="left: 31.5pt; position: absolute;">860<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 63pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">1,640<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 63pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">2,370<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 74.25pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Impact of macro and dynamic hedge assets<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 147.60999999999999pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 74.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.14pt;"></font></font><font style="left: 27.77pt; position: absolute;">720<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 74.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.14pt;"></font></font><font style="left: 27.77pt; position: absolute;">430<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 74.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.14pt;"></font></font><font style="left: 27.77pt; position: absolute;">190<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 74.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(150)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 74.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(260)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 74.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(360)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 85.5pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net potential impact on net income attributed to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 96.75pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#160;  after impact of hedging and before impact of reinsurance<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 96.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 16.4pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(2,570)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 96.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 16.4pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(1,630)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 96.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.65pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(770)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 96.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.87pt;"></font></font><font style="left: 31.5pt; position: absolute;">710<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 96.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">1,380<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 96.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">2,010<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 108pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Impact of reinsurance<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 108pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">1,320<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 108pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.14pt;"></font></font><font style="left: 27.77pt; position: absolute;">810<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 108pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.14pt;"></font></font><font style="left: 27.77pt; position: absolute;">370<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 108pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(320)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 108pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(590)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 108pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(830)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 119.25pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 3.33pt; position: absolute; text-decoration: none; white-space: pre;">Net potential impact on net income attributed to <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">shareholders after impact of hedging and reinsurance<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 119.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.23pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(1,250)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 119.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.48pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(820)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 119.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.48pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 119.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 24.7pt;"></font></font><font style="left: 31.5pt; position: absolute;">390<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 119.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 24.7pt;"></font></font><font style="left: 31.5pt; position: absolute;">790<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 119.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.45pt;"></font></font><font style="left: 25.25pt; position: absolute;">1,180<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 18.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 141pt; width: 220.5pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 10.69pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 141pt; width: 283.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 10.69pt; width: 283.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 83.44pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 159.75pt; width: 220.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 159.75pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.17pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.17pt; position: absolute;">-30<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.28pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 159.75pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.17pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.17pt; position: absolute;">-20<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.28pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 159.75pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.17pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.17pt; position: absolute;">-10<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.28pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 159.75pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.42pt; position: absolute; text-decoration: none; white-space: pre;">+10%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 159.75pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.42pt; position: absolute; text-decoration: none; white-space: pre;">+20%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 159.75pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.42pt; position: absolute; text-decoration: none; white-space: pre;">+30%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 171pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Underlying sensitivity<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 182.25pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Variable annuity and segregated fund guarantees<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 166.26pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 182.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.23pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(2,370)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 182.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.23pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(1,460)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 182.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.48pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(670)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 182.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 24.7pt;"></font></font><font style="left: 31.5pt; position: absolute;">550<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 182.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.45pt;"></font></font><font style="left: 25.25pt; position: absolute;">1,010<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 182.25pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.45pt;"></font></font><font style="left: 25.25pt; position: absolute;">1,390<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 193.5pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">General fund equity investments<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 110.11pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 193.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 16.4pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(1,170)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 193.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.65pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(770)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 193.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.65pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(390)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 193.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.87pt;"></font></font><font style="left: 31.5pt; position: absolute;">380<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 193.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.87pt;"></font></font><font style="left: 31.5pt; position: absolute;">760<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 193.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">1,140<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 204.75pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total underlying sensitivity before hedging<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 204.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 16.4pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(3,540)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 204.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 16.4pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(2,230)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 204.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 16.4pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(1,060)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 204.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.87pt;"></font></font><font style="left: 31.5pt; position: absolute;">930<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 204.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">1,770<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 204.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">2,530<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 216pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Impact of macro and dynamic hedge assets<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 147.60999999999999pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 216pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.14pt;"></font></font><font style="left: 27.77pt; position: absolute;">880<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 216pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.14pt;"></font></font><font style="left: 27.77pt; position: absolute;">530<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 216pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.14pt;"></font></font><font style="left: 27.77pt; position: absolute;">240<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 216pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(190)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 216pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(340)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 216pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(460)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 227.25pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net potential impact on net income attributed to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 238.5pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#160; &#160; after impact of hedging and before impact of reinsurance<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 238.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 16.4pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(2,660)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 238.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 16.4pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(1,700)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 238.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.65pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(820)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 238.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.87pt;"></font></font><font style="left: 31.5pt; position: absolute;">740<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 238.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">1,430<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 238.5pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">2,070<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 249.75pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Impact of reinsurance<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 249.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">1,470<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 249.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.14pt;"></font></font><font style="left: 27.77pt; position: absolute;">900<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 249.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.14pt;"></font></font><font style="left: 27.77pt; position: absolute;">420<font style="display: inline-block; height: 5.46pt; width: 6.22pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 249.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(350)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 249.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(650)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 249.75pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.38pt;"></font></font><font style="left: 29.009999999999998pt; position: absolute;">(910)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 261pt; width: 220.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 3.33pt; position: absolute; text-decoration: none; white-space: pre;">Net potential impact on net income attributed to <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">shareholders after impact of hedging and reinsurance<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 261pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.23pt;"></font></font><font style="left: 19.029999999999998pt; position: absolute;">(1,190)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 261pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.48pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(800)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 261pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.48pt;"></font></font><font style="left: 25.279999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt; width: 3.73pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 261pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 24.7pt;"></font></font><font style="left: 31.5pt; position: absolute;">390<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 261pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 24.7pt;"></font></font><font style="left: 31.5pt; position: absolute;">780<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 261pt; width: 47.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.45pt;"></font></font><font style="left: 25.25pt; position: absolute;">1,160<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="background-color: #00a758; height: 408.56pt; left: 43.2pt; opacity: 1; position: absolute; top: 55.68pt; width: 4.96pt; z-index: 2;"></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 339.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ib061ab9166344c6f84b5d4712975de15"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Caution related to sensitivities&#8221; above.<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 194.44pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 348.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i820211cccb314a56a99004698f9950aa"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">For variable annuity contracts measured under the<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 215.85000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 217.79000000000002pt; position: absolute; text-decoration: none; white-space: pre;">variable fee <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 255.88pt; position: absolute; text-decoration: none; white-space: pre;">approach<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.05pt; position: absolute; text-decoration: none; white-space: pre;"> (&#8220;<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 291.65pt; position: absolute; text-decoration: none; white-space: pre;">VFA<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 304.86pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;),<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 311.46pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 313.4pt; position: absolute; text-decoration: none; white-space: pre;">the impact of financial risk and changes in interest rates adjusts CSM, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 357.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">unless the risk mitigation option applies. The Company has elected to apply risk mitigation and therefore, a portion of the impact is reported in net income <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 366.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">attributed to <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 98.44pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 138.88pt; position: absolute; text-decoration: none; white-space: pre;"> instead of adjusting the CSM. If the CSM for a group of variable annuity contracts is exhausted, the full impact is reported in net <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 375.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 122.93pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 163.37pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 384.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="iba500f8024b646678df04eb470f05d4e"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">This impact for general fund equity investments includes general fund investments supporting <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 350.33pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 360.44pt; position: absolute; text-decoration: none; white-space: pre;"> insurance contract liabilities, investment in seed money <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 393.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">investments (in segregated and mutual funds made by Global WAM segment), and the impact on insurance contract liabilities related to the projected future <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 402.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">fee income on variable universal life and other unit-linked products. The impact does not include any potential impact on public equity weightings. The <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 411.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">participating policy funds are largely self-supporting and generate no material impact on net income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 407.45pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 447.89pt; position: absolute; text-decoration: none; white-space: pre;"> as a result of changes in equity <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 420.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">markets.<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 86.4pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;"> <font style="display: inline-block; height: 3.3085pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 430.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i1514369b88e3468f829567c1227bc5b8"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Includes the impact of assumed rebalancing of equity hedges in the macro and dynamic hedging program. The impact of dynamic hedging represents the <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 439.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">impact of equity hedges offsetting <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 165.57pt; position: absolute; text-decoration: none; white-space: pre;">95%<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 179.57pt; position: absolute; text-decoration: none; white-space: pre;"> of the dynamically hedged variable annuity liability movement that occurs as a result of market changes, but does not <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 448.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">include any impact in respect of other sources of hedge accounting ineffectiveness (e.g., fund tracking, r<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 380.91999999999996pt; position: absolute; text-decoration: none; white-space: pre;">ealized volatility, and equity and interest rate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 457.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">correlations different from expected among other factors).<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">60<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Potential immediate impact on contractual service margin, other comprehensive income to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 435.22pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 491.68pt; position: absolute; text-decoration: none; white-space: pre;">,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 494.18pt; position: absolute; text-decoration: none; white-space: pre;"> total <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">comprehensive income to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 158.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 214.88pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 217.38pt; position: absolute; text-decoration: none; white-space: pre;">and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 235.86pt; position: absolute; text-decoration: none; white-space: pre;">MLI&#8217;s LICAT ratio <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 312.28pt; position: absolute; text-decoration: none; white-space: pre;">fr<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 318.77pt; position: absolute; text-decoration: none; white-space: pre;">om changes to public equity market values<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 502.63pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1),(2),(3)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 74.1pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 198pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 198pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.439999999999998pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 198pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 198pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.4pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.4pt; position: absolute;">-30<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.51pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.4pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.4pt; position: absolute;">-20<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.51pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.4pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.4pt; position: absolute;">-10<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.51pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.65pt; position: absolute; text-decoration: none; white-space: pre;">+10%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.65pt; position: absolute; text-decoration: none; white-space: pre;">+20%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.65pt; position: absolute; text-decoration: none; white-space: pre;">+30%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 21pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 3.1pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; white-space: pre;">Variable annuity and segregated fund guarantees <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 16.13pt; position: absolute; white-space: pre;">reported in CSM<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(3,420)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(2,110)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(970)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">840<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,580<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">2,250<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Impact of risk mitigation - hedging<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 117.39999999999999pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">940<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">560<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">250<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(190)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(350)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(470)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Impact of risk mitigation - reinsurance<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 129.88pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.62pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,670<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.62pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,020<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">470<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(740)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.13pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(1,050)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 66pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">VA net of risk mitigation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 66pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(810)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 66pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(530)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 66pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(250)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 66pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">250<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 66pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">490<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 66pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">730<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 77.25pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">General fund equity<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.13pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(1,140)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(740)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(370)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">370<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">750<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.62pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,110<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 88.5pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Contractual service margin ($ millions, pre-tax)<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(1,950)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(1,270)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(620)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">620<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,240<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 88.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,840<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99.75pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Other comprehensive income attributed to <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 8.73pt; position: absolute; text-decoration: none; white-space: pre;">shareholders ($ millions, post-tax)<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 130.72pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(840)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(560)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(280)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">270<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">530<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">790<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 121.5pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Total comprehensive income attributed to <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 8.73pt; position: absolute; text-decoration: none; white-space: pre;">shareholders ($ millions, post-tax)<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 121.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(2,090)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 121.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(1,380)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 121.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(680)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 121.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">660<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 121.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,320<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 121.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,970<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 143.25pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">MLI&#8217;s LICAT ratio (change in percentage points)<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 37.72pt;"></font></font><font style="left: 40.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 37.72pt;"></font></font><font style="left: 40.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.89pt;"></font></font><font style="left: 44.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 40.21pt;"></font></font><font style="left: 42.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 40.21pt;"></font></font><font style="left: 42.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 143.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 40.21pt;"></font></font><font style="left: 42.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 154.5pt; width: 198pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.19pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.270000000000003pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 84.7pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 174.75pt; width: 198pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 198pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.4pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.4pt; position: absolute;">-30<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.51pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.4pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.4pt; position: absolute;">-20<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.51pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.4pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 30.4pt; position: absolute;">-10<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 40.51pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.65pt; position: absolute; text-decoration: none; white-space: pre;">+10%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.65pt; position: absolute; text-decoration: none; white-space: pre;">+20%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 174.75pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.65pt; position: absolute; text-decoration: none; white-space: pre;">+30%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 21pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 186pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 3.1pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; white-space: pre;">Variable annuity and segregated fund guarantees <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 11.63pt; position: absolute; white-space: pre;">reported in CSM<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 186pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(3,810)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 186pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(2,370)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 186pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(1,100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 186pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">940<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 186pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,760<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 186pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">2,470<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 207pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Impact of risk mitigation - hedging<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 117.39999999999999pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 207pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.34pt;"></font></font><font style="left: 27.97pt; position: absolute;">1,150<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 207pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.59pt;"></font></font><font style="left: 34.22pt; position: absolute;">700<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 207pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.59pt;"></font></font><font style="left: 34.22pt; position: absolute;">310<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 207pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(250)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 207pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(450)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 207pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(600)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 218.25pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Impact of risk mitigation - reinsurance<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 129.88pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 218.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.34pt;"></font></font><font style="left: 27.97pt; position: absolute;">1,850<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 218.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.34pt;"></font></font><font style="left: 27.97pt; position: absolute;">1,140<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 218.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.59pt;"></font></font><font style="left: 34.22pt; position: absolute;">530<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 218.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(450)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 218.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(830)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 218.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.13pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(1,150)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 229.5pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">VA net of risk mitigation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 229.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(810)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 229.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(530)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 229.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(260)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 229.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">240<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 229.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">480<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 229.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">720<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 240.75pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">General fund equity<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 240.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(940)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 240.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(610)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 240.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 240.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">290<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 240.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">590<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 240.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.87pt;"></font></font><font style="left: 34.5pt; position: absolute;">870<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 252pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Contractual service margin ($ millions, pre-tax)<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 252pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(1,750)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 252pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(1,140)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 252pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(560)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 252pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">530<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 252pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,070<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 252pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,590<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 263.25pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Other comprehensive income attributed to <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 8.73pt; position: absolute; text-decoration: none; white-space: pre;">shareholders ($ millions, post-tax)<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 130.72pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(730)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(490)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(240)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">230<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">460<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 263.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">680<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 285pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Total comprehensive income attributed to <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 8.73pt; position: absolute; text-decoration: none; white-space: pre;">shareholders ($ millions, post-tax)<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 285pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(1,920)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 285pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.96pt;"></font></font><font style="left: 25.759999999999998pt; position: absolute;">(1,290)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 285pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(640)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 285pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.7pt;"></font></font><font style="left: 34.5pt; position: absolute;">620<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 285pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,240<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 285pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.45pt;"></font></font><font style="left: 28.25pt; position: absolute;">1,840<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 306.75pt; width: 198pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 198pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">MLI&#8217;s LICAT ratio (change in percentage points)<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 198pt; position: absolute; top: 306.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 37.72pt;"></font></font><font style="left: 40.35pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 306.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 37.72pt;"></font></font><font style="left: 40.35pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 306.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 37.72pt;"></font></font><font style="left: 40.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 306.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 40.21pt;"></font></font><font style="left: 42.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 306.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 40.21pt;"></font></font><font style="left: 42.84pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 306.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 40.21pt;"></font></font><font style="left: 42.84pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="background-color: #00a758; height: 143.04pt; left: 38.16pt; opacity: 1; position: absolute; top: 73.9pt; width: 4.89pt; z-index: 3;"></div><div style="background-color: #00a758; height: 151.79pt; left: 38.16pt; opacity: 1; position: absolute; top: 228.27pt; width: 4.89pt; z-index: 4;"><div><div><div></div></div></div></div><div style="background-color: #00a758; height: 93.76pt; left: 38.16pt; opacity: 1; position: absolute; top: 391.68pt; width: 4.89pt; z-index: 8;"></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 397.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i147a6888ad394fcbaaf40a12db8cb55e"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Caution related to sensitivities&#8221; above.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 406.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="if6cd0162bc6e4ceb930d71cfc0e27ac5"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">This estimate assumes that the performance of the dynamic hedging program would not completely offset the gain&#47;loss from the dynamically hedged variable <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 415.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">annuity and segregated fund guarantee liabilities. It assumes that the hedge assets are based on the actual position at the period end, and that equity hedges <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 424.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">in the dynamic program offset <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 149.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;">95%<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 163.01999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> of the hedged variable annuity liability movement that occur as a result of market changes.<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 444.43pt; position: absolute; text-decoration: none; white-space: pre;">&#160; <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 433.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="iaca9ed9a18654d93b3627705ba7d862c"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">OSFI<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 71.39pt; position: absolute; text-decoration: none; white-space: pre;"> rules for segregated fund guarantees reflect full capital impacts of shocks over 20 quarters within a prescribed range. As such, the deterioration in equity <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 442.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">markets could lead to further increases in capital requirements after the initial shock.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 451.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i798d3b09660f4174bbbbaede7988f553"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">For variable annuity contracts measured under VFA the impact of financial risk and changes in interest rates adjusts CSM, unless the risk mitigation option <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 460.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">applies. The Company has elected to apply risk mitigation and therefore a portion of the impact is reported in net income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 467.71999999999997pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 508.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> instead of <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 469.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">adjusting the CSM. If the CSM for a group of variable annuity contracts is exhausted the full impact is reported in net income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 479.46999999999997pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 519.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 521.85pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 479pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i33b5b13c6d66486b83883c78ca434095"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impact of financial risk and changes to interest rates for variable annuity contracts is not expected to generate sensitivity in Other Comprehensive Income.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 500.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Interest Rate and Spread Risk Sensitivities and Exposure Measures<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 233.68pt; left: 38.16pt; opacity: 1; position: absolute; top: 508.26pt; width: 4.89pt; z-index: 5;"><div><div><div></div></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 510.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">As at </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 68pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.97pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.97pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">we</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 163.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> estimated the sensitivity of </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.90999999999997pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.4pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">net income attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.86pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 437.83pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> to a </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 457.83pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">50</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 467.83pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> basis point </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 521.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">parallel decline in interest ra</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 156.9pt; position: absolute; text-decoration: none; white-space: pre;">tes to be a benefit of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 240.89pt; position: absolute; text-decoration: none; white-space: pre;">$100 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 288.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">, and to a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 328.84pt; position: absolute; text-decoration: none; white-space: pre;">50<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 338.84pt; position: absolute; text-decoration: none; white-space: pre;"> basis point parallel increase in interest rates to be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 532.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">a charge of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 92.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;">$100 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 140.44pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 549.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The table below shows the potential impacts fr<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.4pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">om a </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.89pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">50</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.89pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> basis point parallel move in interest rates on CSM, net income </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 560.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.95pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, other comprehensive income attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 319.87pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.84pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, and total comprehensive income </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 570.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.95pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">. This includes a change in current government, swap and corporate rates for all maturities across </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 581.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">all markets with no change in credit spreads between government, swap and corporate rates. Also shown separately are the </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 592.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">potential impacts from a </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 142.94pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">50</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 152.94pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> basis point parallel move in corporate spreads and a </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.33pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">20</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.33pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> basis point parallel move in swap </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 603.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">spreads. The impacts reflect the net impact of movements in asset values in liability and surplus segments and movements in </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 614.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">the present value of cash flows for insurance contracts including those with cash flows that vary with the returns of underlying </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 624.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">items where the present value is measured by stochastic modelling. The method used for deriving sensitivity information and </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 635.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">significant assumptions did not change from the previous period.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 652.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The disclosed interest rate sensitivities reflect the accounting designations of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 352.35pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 365.34pt; position: absolute; text-decoration: none; white-space: pre;"> financial assets and corresponding <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 663.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">insurance contract liabilities. In most cases these assets and liabilities are designated as <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.82pt; position: absolute; text-decoration: none; white-space: pre;">fair value through other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 674.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">comprehensive income<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.45pt; position: absolute; text-decoration: none; white-space: pre;"> and as a result, impacts from changes to interest rates are largely in other comprehensive income. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 684.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">There are also changes in interest rates that impact the CSM for VFA contracts that relate to amounts that are not passed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 695.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">through to policyholders. In addition, changes in interest rates impact net income as it relates to derivatives not in hedge <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 706.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">accounting relationships and on VFA contracts where the CSM has been exhausted.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 723.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The disclosed interest rate sensitivities assume no hedge accounting ineffectiveness, as <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 397.7pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.69pt; position: absolute; text-decoration: none; white-space: pre;"> hedge accounting programs are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 734.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">optimized for parallel movements in interest rates, leading to immaterial net income impacts under these shocks. However, <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">61<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the actual hedge accounting ineffectiveness is sensitive to non-parallel interest rate movements and will depend on the shape <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and magnitude of the interest rate movements which could lead to variations in the impact to net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.47pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64.49pt; position: absolute; text-decoration: none; white-space: pre;"> sensitivities vary across all regions in which<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.86pt; position: absolute; text-decoration: none; white-space: pre;"> we operate<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 286.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">, and the impacts of yield curve changes will vary depending upon <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 196.4pt; left: 43.2pt; opacity: 1; position: absolute; top: 37.41pt; width: 4.87pt; z-index: 6;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the geography where the change occurs. Furthermore, the impacts from non-parallel movements may be materially different <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">from the estimated impacts of parallel movements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 117.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The interest rate and spread risk sensitivities are determined in isolation of each other and therefore do not reflect the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 128.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">combined impact of changes in government rates and credit spreads between government, swap and corporate rates <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 138.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">occurring simultaneously. As a result, the impact of the summation of each individual sensitivity may be materially different <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 149.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">from the impact of sensitivities to simultaneous changes in interest rate and spread risk.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 166.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The potential impacts also do not take into account other potential effects of changes in interest rate levels, for example, CSM <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 177.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">at recognition on the sale of new business or lower interest earned on future fixed income asset purchases.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 194.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impacts do not reflect any potential effect of changing interest rates on the value of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.22pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.21pt; position: absolute; text-decoration: none; white-space: pre;"> ALDA. Rising interest rates could <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 204.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">negatively impact the value of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.45pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.44pt; position: absolute; text-decoration: none; white-space: pre;"> ALDA<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.45pt; position: absolute; text-decoration: none; white-space: pre;"> (see &#8220;Critical Actuarial and Accounting Policies &#8211; Fair Value of Invested Assets&#8221;, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 215.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">below)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 75.97pt; position: absolute; text-decoration: none; white-space: pre;">. More information on ALDA can be found below in the &#8220;Alternative Long-Duration Asset Performance Risk Sensitivities <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 226.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and Exposure Measures&#8221; section.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 243.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact to the LICAT ratio from a change in interest rates reflects the impacts on total comprehensive income, the LICAT <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 254.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">adjustments to earnings for the CSM, the surplus allowance and required capital components of the regulatory capital <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 264.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">framework.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 281.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Potential impacts on contractual service margin, net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 364.23pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 420.69pt; position: absolute; text-decoration: none; white-space: pre;">, other comprehensive <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 292.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 138.4pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 194.86pt; position: absolute; text-decoration: none; white-space: pre;">, and total comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 397.17pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 453.63pt; position: absolute; text-decoration: none; white-space: pre;"> of an immediate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 303.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">parallel change in interest rates, corporate spreads or swap spreads relative to current rates<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 443.74pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1),(2),(3)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 314.1pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 507pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 232.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 232.5pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 2.91pt; width: 232.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.669999999999998pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 232.5pt; position: absolute; top: 0pt; width: 91.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 91.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.34pt; position: absolute; text-decoration: none; white-space: pre;">Interest rates<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 324pt; position: absolute; top: 0pt; width: 91.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 91.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.78pt; position: absolute; text-decoration: none; white-space: pre;">Corporate spreads<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 415.5pt; position: absolute; top: 0pt; width: 91.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 91.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.59pt; position: absolute; text-decoration: none; white-space: pre;">Swap spreads<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 232.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 232.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax except CSM)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 232.5pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.23pt; position: absolute; text-decoration: none; white-space: pre;">-50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.48pt; position: absolute; text-decoration: none; white-space: pre;">+50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.23pt; position: absolute; text-decoration: none; white-space: pre;">-50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.48pt; position: absolute; text-decoration: none; white-space: pre;">+50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.23pt; position: absolute; text-decoration: none; white-space: pre;">-20bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.48pt; position: absolute; text-decoration: none; white-space: pre;">+20bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 232.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 232.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 232.5pt; position: absolute; top: 22.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.95pt;"></font></font><font style="left: 29.02pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 22.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.29pt;"></font></font><font style="left: 26.36pt; position: absolute;">(200)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 22.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 32.61pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 22.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.29pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 22.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 32.61pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 22.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 32.61pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 232.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 232.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 232.5pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 232.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 232.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other comprehensive income attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 232.5pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">200<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(200)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">300<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 232.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 232.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total comprehensive income attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 232.5pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.05pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">200<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.05pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 58.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.05pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 17.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 232.5pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 9.19pt; width: 232.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 232.5pt; position: absolute; top: 70.5pt; width: 91.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.19pt; width: 91.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.34pt; position: absolute; text-decoration: none; white-space: pre;">Interest rates<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 324pt; position: absolute; top: 70.5pt; width: 91.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.19pt; width: 91.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.78pt; position: absolute; text-decoration: none; white-space: pre;">Corporate spreads<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 415.5pt; position: absolute; top: 70.5pt; width: 91.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.19pt; width: 91.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.59pt; position: absolute; text-decoration: none; white-space: pre;">Swap spreads<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 87.75pt; width: 232.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 232.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax except CSM)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 232.5pt; position: absolute; top: 87.75pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.23pt; position: absolute; text-decoration: none; white-space: pre;">-50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 87.75pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.48pt; position: absolute; text-decoration: none; white-space: pre;">+50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 87.75pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.23pt; position: absolute; text-decoration: none; white-space: pre;">-50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 87.75pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.48pt; position: absolute; text-decoration: none; white-space: pre;">+50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 87.75pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.23pt; position: absolute; text-decoration: none; white-space: pre;">-20bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 87.75pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.48pt; position: absolute; text-decoration: none; white-space: pre;">+20bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99pt; width: 232.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 232.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 232.5pt; position: absolute; top: 99pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 32.61pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 99pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.29pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 99pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 32.61pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 99pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.29pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 99pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 32.61pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 99pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 32.61pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 111pt; width: 232.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 232.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 232.5pt; position: absolute; top: 111pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 111pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 111pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.05pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 111pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.05pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 111pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 111pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 123pt; width: 232.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 232.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other comprehensive income attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 232.5pt; position: absolute; top: 123pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(300)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 123pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">300<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 123pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(200)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 123pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">300<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 123pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 123pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 135pt; width: 232.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 232.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total comprehensive income attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 232.5pt; position: absolute; top: 135pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(200)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 278.25pt; position: absolute; top: 135pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">200<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 135pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.73pt;"></font></font><font style="left: 26.36pt; position: absolute;">(200)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 135pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.39pt;"></font></font><font style="left: 29.02pt; position: absolute;">300<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 415.5pt; position: absolute; top: 135pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.05pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 135pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.05pt;"></font></font><font style="left: 39.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="background-color: #00a758; height: 194.77pt; left: 43.2pt; opacity: 1; position: absolute; top: 313.92pt; width: 4.87pt; z-index: 7;"><div><div><div></div></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 466.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i2d9195195e104d1984548e6ed1b355e8"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Caution related to sensitivities&#8221; above. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 475.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i7abe80e1e6f546a3bb855c34a0dbc3fa"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Estimates include changes to the net actuarial gains&#47;losses with respect to the Company&#8217;s pension obligations as a result of changes in interest rates.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 484.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i8f8090ea7f2e4f28b27f08a938b9bed7"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Includes guaranteed insurance and annuity products, including variable annuity contracts as well as adjustable benefit products where benefits are generally <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 493.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">adjusted as interest rates and investment returns change, a portion of which have minimum credited rate guarantees. For adjustable benefit products subject <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 502.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">to minimum rate guarantees, the sensitivities are based on the assumption that credited rates will be floored at the minimum.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 517.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Swap spreads remain at low levels, and if they were to rise, this could generate material changes to net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 528.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 545.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Potential impact on MLI&#8217;s LICAT ratio of an immediate parallel change in interest rates, corporate spreads or swap <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 556pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">spreads relative to current rates<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 186.41pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1),(2),(3),(4),(5)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 572.8pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 229.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 229.5pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 229.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.669999999999998pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 229.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.59pt; position: absolute; text-decoration: none; white-space: pre;">Interest rates<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 319.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.03pt; position: absolute; text-decoration: none; white-space: pre;">Corporate spreads<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 409.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.84pt; position: absolute; text-decoration: none; white-space: pre;">Swap spreads<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 229.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 229.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(change in percentage points) <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.48pt; position: absolute; text-decoration: none; white-space: pre;">-50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.73pt; position: absolute; text-decoration: none; white-space: pre;">+50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.48pt; position: absolute; text-decoration: none; white-space: pre;">-50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.73pt; position: absolute; text-decoration: none; white-space: pre;">+50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.48pt; position: absolute; text-decoration: none; white-space: pre;">-20bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.73pt; position: absolute; text-decoration: none; white-space: pre;">+20bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 229.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 229.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">MLI&#8217;s LICAT ratio <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.19pt;"></font></font><font style="left: 38.82pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.19pt;"></font></font><font style="left: 38.82pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.09pt;"></font></font><font style="left: 31.72pt; position: absolute;">(3)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.41pt;"></font></font><font style="left: 37.04pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.19pt;"></font></font><font style="left: 38.82pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.19pt;"></font></font><font style="left: 38.82pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 229.5pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 12.19pt; width: 229.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 229.5pt; position: absolute; top: 34.5pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.59pt; position: absolute; text-decoration: none; white-space: pre;">Interest rates<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 319.5pt; position: absolute; top: 34.5pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.03pt; position: absolute; text-decoration: none; white-space: pre;">Corporate spreads<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 409.5pt; position: absolute; top: 34.5pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.84pt; position: absolute; text-decoration: none; white-space: pre;">Swap spreads<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 229.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 229.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(change in percentage points) <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 54.75pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.48pt; position: absolute; text-decoration: none; white-space: pre;">-50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 54.75pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.73pt; position: absolute; text-decoration: none; white-space: pre;">+50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 54.75pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.48pt; position: absolute; text-decoration: none; white-space: pre;">-50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 54.75pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.73pt; position: absolute; text-decoration: none; white-space: pre;">+50bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 54.75pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.48pt; position: absolute; text-decoration: none; white-space: pre;">-20bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 54.75pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.73pt; position: absolute; text-decoration: none; white-space: pre;">+20bp<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 66pt; width: 229.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 229.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">MLI&#8217;s LICAT ratio <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 66pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.19pt;"></font></font><font style="left: 38.82pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 66pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.19pt;"></font></font><font style="left: 38.82pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 66pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.09pt;"></font></font><font style="left: 31.72pt; position: absolute;">(4)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 66pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.41pt;"></font></font><font style="left: 37.04pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 66pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.19pt;"></font></font><font style="left: 38.82pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 66pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.19pt;"></font></font><font style="left: 38.82pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 655.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i139aa01e5c3e4bab9545f00eaf392b1a"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Caution related to sensitivities&#8221; above.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 664.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ic81d1767b4b540fcb0c6229289efa734"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Estimates include changes to the net actuarial gains&#47;losses with respect to the Company&#8217;s pension obligations as a result of changes in interest rates.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 674pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i95d44f84f54a43928118b1c741c75faf"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Includes guaranteed insurance and annuity products, including variable annuity contracts as well as adjustable benefit products where benefits are generally <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 683.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">adjusted as interest rates and investment returns change, a portion of which have minimum credited rate guarantees. For adjustable benefit products subject <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 692.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">to minimum rate guarantees, the sensitivities are based on the assumption that credited rates will be floored at the minimum. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 701.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i7b0741f461d4451c96648169b2b493f0"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">LICAT impacts reflect the impact of anticipated scenario switches.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 710.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i56bcba52eb994d1b98b3f87eb0db8d8a"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Under LICAT, spread movements are determined from a selection of investment grade bond indices with BBB and better bonds for each jurisdiction. For <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 719.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">LICAT, we use the following indices&#58; FTSE TMX Canada All Corporate Bond Index,&#160;Barclays USD Liquid Investment Grade Corporate Index, and Nomura-BPI <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 728.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">(Japan). 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vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  See &#8220;Caution regarding forward-looking statements&#8221; above.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 18.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.53pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.35pt; position: absolute; text-decoration: none; white-space: pre;">Energy includes legacy oil and gas equity interests related to upstream and midstream assets that are in runoff, and energy transition private equity interests in <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 27.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.64pt; position: absolute; text-decoration: none; white-space: pre;">areas supportive of the transition to lower carbon forms of energy, such as wind, solar, and carbon sequestration. <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; 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font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">When interest rates change past a certain threshold, reflecting the combined movement in risk-free rates and corporate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">spreads, a different prescribed interest rate stress scenario needs to be taken into account in the LICAT ratio calculation in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">accordance with OSFI&#8217;s LICAT guideline.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The LICAT guideline specifies four stress scenarios for interest rates and prescribes the methodology to determine the most <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">adverse scenario to apply for each LICAT geographic region<font style="display: inline-block; 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height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 128.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">With the current level of interest rates in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.9pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 225.9pt; position: absolute; text-decoration: none; white-space: pre;">, the probability of a scenario switch that could materially impact our LICAT ratio <font style="display: inline-block; 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Should the future interest rate movements differ from those presented above, a scenario switch, if applicable, may <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 149.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">cause the impact to the LICAT ratio to be different from the disclosed values. Should a scenario switch be triggered in a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 160.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">LICAT geographic region, the full impact would be reflected immediately for non-participating products while the impact for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 171.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">participating products would be reflected over six quarters using a rolling average of interest rate risk capital, in line with the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 182.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">smoothing approach prescribed in the LICAT guideline. The LICAT interest rate, corporate spread and swap spread <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 192.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">sensitivities presented above reflect the impact of scenario switches, if any, for each disclosed sensitivity.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 209.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The level of interest rates and corporate spreads that would trigger a switch in the scenarios is dependent on market <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 220.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">conditions and movements in the Company&#8217;s asset and liability position. The scenario switch, if triggered, could reverse in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 231.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">response to subsequent changes in interest rates and&#47;or corporate spreads.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_4280" style="position: absolute; top: 248.1pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 248.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Alternative Long-Duration Asset Performance Risk Sensitivities and Exposure Measures<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 99.05pt; left: 38.16pt; opacity: 1; position: absolute; top: 256.26pt; width: 4.87pt; z-index: 1;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 258.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">The following table shows the potential impact on CSM, net income attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 364.83pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; 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position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.95pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, and total comprehensive income attributed to </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 333.87pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">shareholders</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.84pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> resulting from an immediate </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.75pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">10%</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 519.75pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 280.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">change in market values of ALDA. The method used for deriving sensitivity information and significant assumptions made did </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 291.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">not change from the previous period.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 308.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">ALDA used in this sensitivity analysis includes commercial real estate, private equity, infrastructure, timber and agriculture, </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 318.9pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">energ</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.99pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">y</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 72.49pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;"><font style="background-color: inherit;">3</font><font style="display: inline-block; height: 4.2575pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 75.74pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.24000000000001pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">and other investments.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 335.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">The impacts do not reflect any future potential changes to non-fixed income return volatility. Refer to &#8220;Publicly traded equity </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 346.5pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">performance risk sensitivities and exposure measures&#8221; above for more details.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 363.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Potential immediate impacts on contractual service margin, net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 406.71pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 463.17pt; position: absolute; text-decoration: none; white-space: pre;">, other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 374.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 202.36pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 258.82pt; position: absolute; text-decoration: none; white-space: pre;">, and total comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 461.13pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 517.5899999999999pt; position: absolute; text-decoration: none; white-space: pre;"> from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 384.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">changes in ALDA market values<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 181.9pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 395.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 507pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 306pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 17.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 306pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.19pt; width: 306pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 306pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 18.76pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 406.5pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 17.25pt; width: 306pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 306pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax except CSM)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306pt; position: absolute; top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 33.17pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 33.17pt; position: absolute;">-10<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 43.28pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 356.25pt; position: absolute; top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.42pt; position: absolute; text-decoration: none; white-space: pre;">+10%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 33.17pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 33.17pt; position: absolute;">-10<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 43.28pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 17.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.42pt; position: absolute; text-decoration: none; white-space: pre;">+10%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 28.5pt; width: 306pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 306pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM excluding NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306pt; position: absolute; top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.81pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.02pt;"></font></font><font style="left: 28.09pt; position: absolute;">(200)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 356.25pt; position: absolute; top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.81pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">200<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.02pt;"></font></font><font style="left: 28.09pt; position: absolute;">(100)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 40.5pt; width: 306pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 306pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 135.81pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.81pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.8pt;"></font></font><font style="left: 21.43pt; position: absolute;">(2,500)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 356.25pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.81pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,500<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.8pt;"></font></font><font style="left: 21.43pt; position: absolute;">(2,400)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,400<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 52.5pt; width: 306pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 306pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other comprehensive income attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.81pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.46pt;"></font></font><font style="left: 28.09pt; position: absolute;">(200)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 356.25pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.81pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">200<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.46pt;"></font></font><font style="left: 28.09pt; position: absolute;">(200)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">200<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 64.5pt; width: 306pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 306pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total comprehensive income attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.81pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.8pt;"></font></font><font style="left: 21.43pt; position: absolute;">(2,700)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 356.25pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.81pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,700<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.8pt;"></font></font><font style="left: 21.43pt; position: absolute;">(2,600)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,600<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="background-color: #00a758; height: 96.91pt; left: 38.16pt; opacity: 1; position: absolute; top: 396.78pt; width: 4.87pt; z-index: 2;"></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 477.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i51d74ba57ec741ecb63b10badf8d81d2"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Caution related to sensitivities&#8221; above.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 486.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i4eb86dc9d6ae4f90bffe81da2939cd0f"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 131.25pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 171.69pt; position: absolute; text-decoration: none; white-space: pre;"> includes core earnings and the amounts excluded from core earnings.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 501.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Potential immediate impact on MLI LICAT ratio arising from changes in ALDA market values<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 437.68pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 512.2pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 505.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 306pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 49.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 49.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 306pt; position: absolute; top: 0pt; width: 99pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 13.69pt; width: 99pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 18.01pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 405pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 13.69pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 21.75pt; width: 306pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 306pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(change in percentage points) <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306pt; position: absolute; top: 21.75pt; width: 49.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 32.42pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 32.42pt; position: absolute;">-10<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 42.53pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 355.5pt; position: absolute; top: 21.75pt; width: 49.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.67pt; position: absolute; text-decoration: none; white-space: pre;">+10%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 405pt; position: absolute; top: 21.75pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 33.17pt; position: absolute;"><font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 33.17pt; position: absolute;">-10<font style="display: inline-block; height: 5.09pt;"></font></font><font style="left: 43.28pt; position: absolute;">%<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 455.25pt; position: absolute; top: 21.75pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.42pt; position: absolute; text-decoration: none; white-space: pre;">+10%<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 306pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 306pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">MLI&#8217;s&#160;LICAT ratio <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306pt; position: absolute; top: 33pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.59pt;"></font></font><font style="left: 36.220000000000006pt; position: absolute;">(1)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 355.5pt; position: absolute; top: 33pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.91pt;"></font></font><font style="left: 41.54pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 405pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.34pt;"></font></font><font style="left: 36.970000000000006pt; position: absolute;">(2)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 455.25pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.66pt;"></font></font><font style="left: 42.29pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 562.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ia552a6b24b8741a2ba5d76e81a8a6b6e"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Caution Related to Sensitivities&#8221; above<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 191.88pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">.<font style="display: inline-block; height: 3.3085pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 577.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Foreign Exchange Risk Sensitivities and Exposure Measures<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 22.28pt; left: 38.16pt; opacity: 1; position: absolute; top: 585.03pt; width: 4.87pt; z-index: 3;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 588.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.33pt; position: absolute; text-decoration: none; white-space: pre;"> generally <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99.8pt; position: absolute; text-decoration: none; white-space: pre;">match<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.29pt; position: absolute; text-decoration: none; white-space: pre;"> the currency of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 188.77pt; position: absolute; text-decoration: none; white-space: pre;">our <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.26pt; position: absolute; text-decoration: none; white-space: pre;">assets with the currency of the insurance and investment contract liabilities they <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 598.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">support<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.99pt; position: absolute; text-decoration: none; white-space: pre;">. As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.47pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 186.47pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.96pt; position: absolute; text-decoration: none; white-space: pre;"> did not have a material unmatched currency exposure.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 615.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The following table shows the potential impact on core earnings of a 10% change in the value of the Canadian dollar relative <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 626.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">to our other key operating currencies. Note that the impact of foreign currency exchange rates on items excluded from core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 637.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings does not provide relevant information given the nature of these items.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">63<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Potential impact on core earnings of changes in foreign exchange rates<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 355.24pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 51.3pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 290.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 8.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 290.25pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 42.47pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 42.47pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 290.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.54pt; position: absolute; text-decoration: none; white-space: pre;">+10% <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.24pt; position: absolute; text-decoration: none; white-space: pre;">strengthening<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.29pt; position: absolute; text-decoration: none; white-space: pre;">-10% <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.18pt; position: absolute; text-decoration: none; white-space: pre;">weakening<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.54pt; position: absolute; text-decoration: none; white-space: pre;">+10% <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.24pt; position: absolute; text-decoration: none; white-space: pre;">strengthening<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.29pt; position: absolute; text-decoration: none; white-space: pre;">-10% <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.18pt; position: absolute; text-decoration: none; white-space: pre;">weakening<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.038em; position: absolute; text-decoration: none; white-space: pre;">10% change in the Canadian dollar relative to the U.S. dollar and the Hong Kong dollar<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.02pt;"></font></font><font style="left: 28.09pt; position: absolute;">(450)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">450<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.02pt;"></font></font><font style="left: 28.09pt; position: absolute;">(390)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 32.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.34pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">390<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 290.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 290.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.038em; position: absolute; text-decoration: none; white-space: pre;">10% change in the Canadian dollar relative to the Japanese yen<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.9pt;"></font></font><font style="left: 32.53pt; position: absolute;">(50)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">50<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.9pt;"></font></font><font style="left: 32.53pt; position: absolute;">(40)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 44.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.22pt;"></font></font><font style="left: 37.85pt; position: absolute;">40<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 112.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i52e8351a372940cd90d88e3101df66b7"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">See &#8220;Caution Related to Sensitivities&#8221; above.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 127.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">LICAT regulatory ratios are also sensitive to the fluctuations in the Canadian dollar relative to our other key operating <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 138.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">currencies. The direction and materiality of this sensitivity varies across various capital metrics.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 161.25pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Liquidity Risk Exposure Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 172.95pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">We manage</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 97.82pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> liquidity levels of the consolidated group and key subsidiaries against established thresholds, which are based </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="background-color: #00a758; height: 80.51pt; left: 43.2pt; opacity: 1; position: absolute; top: 170.93pt; width: 4.87pt; z-index: 4;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 183.75pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">on extreme but plausible liquidity stress scenarios over varying time horizons.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 200.55pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64.49pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> use of derivatives for hedging purposes is a significant source of liquidity risk through collateral and cash settlement </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 211.35pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">requirements for OTC bilateral and centrally cleared derivatives under adverse market conditions. To assess these potential </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 222.15pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">liquidity needs, </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">we</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.95pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> regularly stress </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 188.9pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">test</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.4pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> the market value of</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 282.37pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.86pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> derivative portfolio under various stress scenarios and </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 232.95pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">measure</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 84.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> and </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 104.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">monitor</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.45pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> the contingent requirements against </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 282.39pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 295.38pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> liquid asset holdings. Additionally, </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 433.64pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">we maintain </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.1pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">a liquidity </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 243.75pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">contingency plan with diverse sources of contingent liquidity that can be utilized under severe stress conditions.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 260.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank (the &#8220;Bank&#8221;) has a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.43pt; position: absolute; text-decoration: none; white-space: pre;">stand-alone <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.91pt; position: absolute; text-decoration: none; white-space: pre;">liquidity risk management framework. The framework includes daily monitoring <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 271.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of liquidity levels, liquidity forecasting and stress testing, and a liquidity contingency plan. The Bank maintains an <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 282.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">unencumbered, high-quality liquidity buffer and has established a diversified funding program to meet its funding and liquidity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 292.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">requirements. The Bank&#8217;s funding program includes retail demand deposits and GICs, wholesale term funding, and a well-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 303.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">established program to securitize residential mortgage assets. The Bank models extreme but plausible stress scenarios that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 314.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">demonstrate the Bank has sufficient liquid marketable securities and sufficient contingent liquidity to manage its requirements <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 325.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">during periods of elevated market stress.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 342.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Similarly, Global WAM has a <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.91pt; position: absolute; text-decoration: none; white-space: pre;">stand-alone<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.89pt; position: absolute; text-decoration: none; white-space: pre;"> liquidity risk management framework for the businesses managing assets or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 352.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">manufacturing investment products for third-party clients. We maintain fiduciary standards designed to ensure that client and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 363.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">regulatory expectations are met in relation to the liquidity risks taken within each investment. Additionally, we regularly <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 374.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">monitor and review the liquidity of our investment products as part of our ongoing risk management practices.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 397.35pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Market &#38; Liquidity Risk Factors <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 415.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our most significant source of publicly traded equity risk arises from equity-linked products with guarantees, where <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 425.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the guarantees are linked to the performance of the underlying funds.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 442.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Publicly traded equity performance risk arises from a variety of sources, including guarantees associated with equity-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 453.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">linked investments such as variable annuity and segregated fund products, general fund investments in publicly traded <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 464.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">equities and mutual funds backing general fund product liabilities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 477.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Market conditions resulting in reductions in the asset value we manage have an adverse effect on the revenues and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 487.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">profitability of our investment management business, which depends on fees related primarily to the values of assets <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 498.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">under management and administration.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 511.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Guaranteed benefits of variable annuity and segregated funds are contingent and payable upon death, maturity, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 522.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">permitted withdrawal or annuitization. If equity markets decline or even if they increase by an amount lower than the risk-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 533.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">free rate plus an adjustment for product illiquidity assumed in our actuarial valuation, additional liabilities may need to be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 543.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">established to cover the contingent liabilities, resulting in reductions that could impact net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 554.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders, the contractual service margin, and regulatory capital ratios. Further, if equity markets do not recover to the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 565.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">amount of the guarantees, by the dates the liabilities are due, the accrued liabilities will need to be paid out in cash. In <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 576.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">addition, sustained flat or declining public equity markets would likely reduce asset-based fee revenues related to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 587.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">variable annuities and segregated funds with guarantees, unit linked products, and other wealth and insurance products.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; 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Since ALDA cash flows may, to some degree, be fixed in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 354.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">near to medium term, some ALDA values may initially decline in order for the asset returns to meet the desired higher <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 364.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">discount rates in future periods, resulting in lowered current portfolio returns.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 377.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The negative impact of changes in market or economic factors can take time to be fully reflected in the valuations of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 388.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">private investments, including ALDA, especially if the change is large and rapid, as market participants&#160;endeavor to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 399.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">adjust their forecasts and better understand the potential medium to long-term impact of such changes. As a result, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 410.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">valuation changes in any given period may reflect the delayed impact of events that occurred in prior periods. Our real <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 420.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">estate valuations are based on external appraisals and these appraisals may lag behind current market transactions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 433.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">We rely on a diversified portfolio of ALDA to generate relatively stable investment returns. Diversification benefits may be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 444.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">reduced at times, especially during a period of economic stress, which would adversely affect portfolio returns.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 461.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We experience foreign exchange risk as a substantial portion of our business is transacted in currencies other than <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 472.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Canadian dollars.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 488.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Our financial results are reported in Canadian dollars. A substantial portion of our business is transacted in currencies <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 499.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">other than Canadian dollars, mainly U.S. dollars, Hong Kong dollars and Japanese yen. If the Canadian dollar <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 510.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">strengthens relative to these currencies, net income attributed to shareholders would decline and our reported <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 521.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">shareholders&#8217; equity would decline. A weakening of the Canadian dollar against the foreign currencies in which we do <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 532.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">business would have the opposite effect and would increase net income attributed to shareholders and shareholders&#8217; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 542.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">equity.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 559.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Company&#8217;s hedging strategies will not fully reduce the market risks related to the product guarantees and fees <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 570.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">being hedged, hedging costs may increase and the hedging strategies expose the Company to additional risks. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 587.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Our hedging strategies rely on the execution of derivative transactions in a timely manner. Market conditions can limit <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 598.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">availability of hedging instruments, requiring us to post additional collateral, and can further increase the costs of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 608.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">executing derivative transactions. Therefore, hedging costs and the effectiveness of the strategy may be negatively <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 619.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">impacted if markets for these instruments become illiquid. The Company is subject to the risk of increased funding and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 630.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">collateral demands which may become significant as equity markets and interest rates increase.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 643.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The Company is also subject to counterparty risks arising from the derivative instruments and to the risk of increased <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 654.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">funding and collateral demands which may become significant as equity markets and interest rates increase. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 664.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">strategies are highly dependent on complex systems and mathematical models that are subject to error and rely on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 675.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking long-term assumptions that may prove inaccurate, and which rely on sophisticated infrastructure and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 686.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">personnel which may fail or be unavailable at critical times. Due to the complexity of the strategies, there may be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 697.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">additional unidentified risks that may negatively impact our business and future financial results. In addition, rising equity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 708.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">markets and interest rates that would otherwise result in profits on variable annuities and segregated funds will be offset <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 718.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">by losses from our hedging positions. For further information pertaining to counterparty risks, refer to the risk factor &#8220;If a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 729.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">counterparty fails to fulfill its obligations, we may be exposed to risks we had sought to mitigate&#8221;.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">65<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Under certain market conditions, which include a sustained increase in realized equity and interest rate volatilities, a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">decline in interest rates, or an increase in the correlation between equity returns and interest rate declines, the costs of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">hedging the benefit guarantees provided in variable annuities and segregated funds may increase or become <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">uneconomic. In addition, there can be no assurance that our dynamic hedging strategy will fully offset the risks arising <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">from the variable annuities and segregated funds being hedged.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 96.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The level of guarantee claims returns or other benefits ultimately paid will be impacted by policyholder longevity and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 107.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">policyholder behaviour including the timing and amount of withdrawals, lapses, fund transfers, and contributions. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 118.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">sensitivity of liability values to equity market and interest rate movements that we hedge are based on long-term <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 128.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">expectations for longevity and policyholder behaviour since the impact of actual policyholder longevity and policyholder <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 139.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">behaviour variances cannot be hedged using capital markets instruments. The efficiency of our market risk hedging is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 150.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">directly affected by accuracy of the assumptions related to policyholder longevity and policyholder behaviour.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 163.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Policy liabilities for variable annuity guarantees are determined using long-term forward-looking estimates of volatilities. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 174.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">These long-term forward-looking volatilities assumed for policy liabilities meet the Canadian Institute of Actuaries <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 184.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">calibration standards. To the extent that realized equity or interest rate volatilities in any quarter exceed the assumed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 195.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">long-term volatilities, or correlations between interest rate changes and equity returns are higher, there is a risk that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 206.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">rebalancing will be greater and more frequent, resulting in higher hedging costs.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 223.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Prolonged changes in market interest rates may impact our net income attributed to shareholders and capital ratios.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 240.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">A prolonged low or negative (nominal or real) interest rate environment may result in lower net investment results and a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 250.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">decrease in new business CSM until products are repositioned for the lower rate environment. Other potential <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 261.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">consequences of low interest rates include&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 276.5pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Negative impact on sales and reduced new business profitability&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 288.3pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Increased cost of hedging and as a result, the offering of guarantees could become uneconomic&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 300.1pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Reinvestment of cash flows into low yielding bonds could result in lower future earnings due to lower returns on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 310.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">surplus and general fund assets supporting in-force liabilities, and due to guarantees embedded in products <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 321.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">including minimum guaranteed rates in participating and adjustable products&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 333.5pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Negative impacts to other macroeconomic factors including unfavourable economic growth and lower returns on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 344.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">other asset classes&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 356.1pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Potential impairments of goodwill&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 367.9pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Lower expected earnings on in-force policies&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 379.7pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Potential risk of lowering the ultimate spot rate within our discount rates that would increase our liabilities&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 391.5pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">A switch in the prescribed interest stress scenario that impacts LICAT capital. See &#8220;LICAT Scenario Switch&#8221; above&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 402.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 414.1pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Reduced ability of MFC&#8217;s insurance subsidiaries to pay dividends to MFC.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 428.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">While higher interest rates are generally good for our business, there are some associated risks. A rapid rise in interest <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 439.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">rate or a prolonged high-rate environment may result in material changes in policyholder behaviour such as higher <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 450.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">surrenders, withdrawals, changes in fund contributions or fund transfers. Other potential consequences of a rapid rise in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 461.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">or prolonged high interest rates include&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 476.1pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Decrease in value of existing fixed income assets supporting general account surplus and liabilities, including the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 486.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">employee benefit plans&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 498.7pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Losses attributable to early liquidation of fixed income instruments supporting contractual surrender benefits&#59;&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 510.5pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Decline in value of some of our ALDA investments, particularly those with fixed contractual cash flows such as long-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 521.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">leased real estate and certain infrastructure investments&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 533.1pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Increase in collateral demands, especially for our interest rate hedging book which incurs market-to-market losses in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 543.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">a rising rate environment&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 555.7pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Adverse effect on the local solvency ratio for some countries in which we operate&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 567.5pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">A switch in the prescribed interest stress scenario that impacts LICAT capital. 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Regulators in various jurisdictions have pushed for the transition of IBORs to alternative reference <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 679.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">rates based on risk-free rates. Manulife holds different types of instruments, including derivatives, bonds, loans, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 690.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">other floating rate instruments that referenced IBORs. 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Manulife&#8217;s enterprise-wide program focused on quantifying our exposures to various IBORs, evaluating <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">contract fallback language, contract remediation, risk management, assessing accounting and tax implications, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">ensuring operational readiness for IT systems, models, processes, and controls. The interest rate benchmark reform has <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">not resulted in material changes in the Company&#8217;s risk management strategy. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 96.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Further to previous announcements by various regulators, the publication of GBP, EUR, CHF and JPY LIBOR settings, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 107.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">as well as one-week and two-month USD LIBOR settings was discontinued on December 31, 2021. The publication of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 118.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">the remaining USD LIBOR tenors (overnight and one, three, six and twelve-month USD LIBOR) was discontinued on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 128.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">June 30, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 120pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">. We have successfully transitioned our exposures to the LIBOR rates that were decommissioned on </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 139.7pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">December 31, 2021 and June 30, 2023.</font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 152.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">In December 2021, the Canadian Alternative Reference Rate (CARR) working group recommended that the </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 163.3pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">administrator of CDOR, Refinitiv Benchmark Services (UK) Limited (RBSL), cease publication of CDOR after the end of </font><font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 174.1pt; width: 594pt;"><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">June 2024. On </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.5pt; position: absolute; text-decoration: none; white-space: pre;">May 16, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.99pt; position: absolute; text-decoration: none; white-space: pre;">2022<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.99pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, RBSL</font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 207.15pt; position: absolute; text-decoration: none; white-space: pre;"> announced that the calculation and publication of all tenors of CDOR will <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 184.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">permanently cease immediately following a final <font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 255.86pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">publication </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 301.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">on <font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.83000000000004pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">June </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.83pt; position: absolute; text-decoration: none; white-space: pre;">28<font style="display: inline-block; height: 6.55pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.83pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">, 2024. </font><font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.83pt; position: absolute; text-decoration: none; white-space: pre;">Further to the confirmation of CDOR&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 195.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">cessation date, OSFI expected all new derivative contracts and securities to transition to alternative reference rates by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 206.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">June 30, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 120pt; position: absolute; text-decoration: none; white-space: pre;">, with no new CDOR exposure being booked after that date, with limited exceptions. OSFI also expected <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 217.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Federally Regulated Financial Institutions (FRFIs) to transition all loan agreements referencing CDOR by June 28, 2024, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 228.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">including prioritizing system and model updates to accommodate the use of Canadian Overnight Repo Rate Average <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 238.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">(CORRA), the alternative reference rate to which CDOR is expected to transition, or any alternative reference rates, as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 249.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">necessary. In July <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.82pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 156.82pt; position: absolute; text-decoration: none; white-space: pre;">, CARR announced that there should be no new CDOR or Banker&#8217;s Acceptance (BA) loans after <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 260.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">November 1, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 116.97pt; position: absolute; text-decoration: none; white-space: pre;">2023 to facilitate a tapered transition for the loan market. I<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 346.86pt; position: absolute; text-decoration: none; white-space: pre;">n October 2023, Bank of Canada announced that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 271.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Bankers&#8217; Acceptances will no longer be issued by major Canadian banks after June 28, 2024. In April 2024, RBSL <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 282.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">reaffirmed that all three tenors of CDOR will cease to be published after June 28, 2024 and CARR further announced <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 292.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">that no synthetic CDOR rate will be made available after CDOR&#8217;s cessation. Manulife incorporated these developments <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 303.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">in its project plan to align with updated timelines and ensure an orderly transition.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 384.8pt; position: absolute; text-decoration: none; white-space: pre;"> As of December<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.28pt; position: absolute; text-decoration: none; white-space: pre;"> 31, 2024,<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 491.28pt; position: absolute; text-decoration: none; white-space: pre;"> we have <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 314.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">successfully addressed our exposures to CDOR, in accordance with our transition plan. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 331.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Liquidity risk is impacted by various factors, including but not limited to, capital and credit market conditions, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 342.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">repricing risk on letters of credit, collateral pledging obligations, and reliance on deposits sensitive to confidence or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 352.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">broad macroeconomic factors.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 369.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Adverse market conditions may significantly affect our liquidity risk.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 384.5pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Reduced asset liquidity may restrict our ability to sell certain types of assets for cash without taking significant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 395.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">losses. If providers of credit preserve their capital, our access to borrowing from banks and others or access to other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 406.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">types of credit, such as letters of credit, may be reduced. If investors have a negative perception of our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 416.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">creditworthiness, this may reduce access to the debt capital markets or increase borrowing costs. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 428.7pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Liquid assets are required to pledge as collateral and to cover cash settlements for variation margin to support <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 439.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">activities such as the use of derivatives for hedging purposes. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 451.3pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">The principal sources of our liquidity are cash, insurance and annuity premiums, fee income earned on AUM, cash <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 462.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">flow from our investment portfolios, and our assets that are readily convertible into cash, including money market <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 472.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">securities. The issuance of long-term debt, common and preferred shares, and other capital securities may also <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 483.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">increase our available liquid assets or be required to replace certain maturing or callable liabilities. In the event we <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 494.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">seek additional financing, the availability and terms of such financing will depend on a variety of factors including <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 505.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">market conditions, the availability of credit to the financial services industry, our credit ratings and credit capacity, as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 516.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">well as the possibility that customers, lenders, or investors could develop a negative perception of our long-term or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 526.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">short-term financial prospects if we incur large financial losses or if the level of our business activity decreases due <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 537.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">to a significant market downturn. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 552.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Increased cleared derivative transactions, combined with margin rules on non-cleared derivatives, could adversely <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 563.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">impact our liquidity risk.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 156.41pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;"> <font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 578.1pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Over time our existing over-the-counter derivatives will migrate to clearing houses, or the Company and its <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 588.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">counterparties may have the right to cancel derivative contracts after specific dates or in certain situations such as a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 599.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">ratings downgrade, which could accelerate the transition to clearing houses. Cleared derivatives are subject to both <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 610.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">initial and variation margin requirements, and a more restrictive set of eligible collateral than non-cleared derivatives.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 543.1600000000001pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;"> <font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 622.3pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">In addition, initial margin rules for new non-cleared derivatives further increase our liquidity needs.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.72pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 637.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">We are exposed to repricing risk on letters of credit.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 651.9pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">In the normal course of business, third-party banks issue letters of credit on our behalf. In lieu of posting collateral, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 662.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">our businesses utilize letters of credit for which third parties are the beneficiaries, as well as for affiliate reinsurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 673.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">transactions between subsidiaries of MFC. Letters of credit and letters of credit facilities must be renewed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 684.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">periodically. At time of renewal, the Company is exposed to repricing risk and under adverse conditions, increases in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 695.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">costs may be realized. In the most extreme scenarios, letters of credit capacity could become constrained due to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 705.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">non-renewals which would restrict our flexibility to manage capital. This could negatively impact our ability to meet <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 716.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">local capital requirements or our sales of products in jurisdictions in which our operating companies have been <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 727.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">affected. As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 140.35pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.32pt; position: absolute; text-decoration: none; white-space: pre;">, letters of credit for which third parties are beneficiaries, in the amount of<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 509.14pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.64pt; position: absolute; text-decoration: none; white-space: pre;">$271 <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">67<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.95pt; position: absolute; text-decoration: none; white-space: pre;">, were outstanding (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 189.91pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.91pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.91pt; position: absolute; text-decoration: none; white-space: pre;">$466 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 267.86pt; position: absolute; text-decoration: none; white-space: pre;">)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 270.85pt; position: absolute; text-decoration: none; white-space: pre;">. There were no assets pledged against these outstanding letters of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">credit as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 131.98pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.95pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 66.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Our obligations to pledge collateral or make payments related to declines in value of specified assets may adversely <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 76.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">affect our liquidity. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 91.7pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">In the normal course of business, we are obligated to pledge assets to comply with jurisdictional regulatory and other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 102.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">requirements including collateral pledged in relation to derivative contracts and assets held as collateral for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 113.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">repurchase funding agreements. The amount of collateral we may be required to post under these agreements, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 124.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">the payments we are required to make to our counterparties, may increase under certain circumstances, including a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 134.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">sustained or continued decline in the value of our derivative contracts. Such additional collateral requirements and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 145.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">payments could have an adverse effect on our liquidity. As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.11pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.08pt; position: absolute; text-decoration: none; white-space: pre;">, total pledged assets were <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 156.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">$26,272 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.95pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.91pt; position: absolute; text-decoration: none; white-space: pre;">$21,108 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 272.36pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.86pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.83pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 171.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Our bank subsidiary relies on deposits sensitive to confidence as well as macroeconomic conditions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 186.1pt; width: 594pt;"><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">The Bank is a wholly owned subsidiary of our Canadian life insurance operating company, MLI. Retail deposits are a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 196.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">significant part of the funding base of the Bank. A real or perceived problem with the Bank or its parent company <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 207.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">could result in a loss of confidence in the Bank&#8217;s ability to meet its obligations, which in turn may trigger a significant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 218.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">withdrawal of deposit funds. Depositors are protected through the Bank&#8217;s membership in the Canada Deposit <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 229.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Insurance Corporation (CDIC) which insures demand deposits up to $100,000 per eligible depositor.&#160;Insured <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 240.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">demand deposits are less susceptible to runoff and a significant proportion of the Bank&#8217;s deposits are CDIC insured. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 250.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">The Bank also protects depositors through mitigation strategies outlined in the Bank&#8217;s liquidity contingency plan and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 261.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">the Bank may elect to sell or securitize assets with third parties to increase liquidity. The Bank may consider the use <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 272.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">of Bank of Canada facilities to generate short term liquidity to pay depositors&#59; however, access to these facilities is at <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 283.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">the sole discretion of the Bank of Canada.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2397" style="position: absolute; top: 306.1pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 306.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Credit &#38; Investment Risk <font style="display: inline-block; height: 8.73pt;"></font><font id="i121515e7c7c74f029149f779a5d555ab"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 321.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Credit risk is the risk of loss due to the inability or unwillingness of a borrower or counterparty to fulfill its payment obligations.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 545.65pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 332.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Investment risk, such as those pertaining to market fluctuations (e.g., interest rates, foreign exchange) or operating <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 343.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">performance, that can affect both fixed income and ALDA valuations, are covered under the Market &#38; Liquidity section above. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 366.1pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Credit Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 377.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Credit risk is governed by the Credit Committee which oversees the overall credit risk management program. The Company <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 388.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">has established objectives for overall quality and diversification of our general fund investment portfolio and criteria for the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 399.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">selection of counterparties, including derivative counterparties, reinsurers, and insurance providers. Our policies establish <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 410.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">exposure limits by borrower, corporate connection, quality rating, industry, and geographic region, and govern the usage of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 421pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">credit derivatives. Corporate connection limits vary according to risk rating. Our general fund fixed income investments are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 431.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">primarily public and private investment grade bonds and commercial mortgages. We have a program for selling Credit Default <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 442.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Swaps (&#8220;CDS&#8221;) that employs a highly selective, diversified, and conservative approach. CDS decisions follow the same <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 453.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">underwriting standards as our cash bond portfolio. Our credit granting units follow a defined evaluation process that provides <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 464.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">an objective assessment of credit proposals. We assign a risk rating, based on a standardized 22-point scale consistent with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 475pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">those of external rating agencies, following a detailed examination of the borrower that includes a review of business strategy, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 485.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">market competitiveness, industry trends, financial strength, access to funds, and other risks facing the counterparty. We <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 496.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assess and update risk ratings regularly. For additional input to the process, we also assess credit risks using a variety of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 507.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">industry standard market-based tools and metrics. We map our risk ratings to pre-established probabilities of default and loss <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 518.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">given defaults, based on historical industry and Company experience, and to resulting default costs.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 535pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We establish delegated credit approval authorities and make credit decisions on a case-by-case basis at a management level <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 545.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">appropriate to the size and risk level of the transaction, based on the delegated authorities that vary according to risk rating. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 556.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Major credit decisions are approved by the Credit Committee and the largest decisions are approved by the CEO and, in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 567.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">certain cases, by the Board.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 584.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We limit the types of authorized derivatives and applications and require pre-approval of all derivative application strategies <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 595pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and regular monitoring of the effectiveness of derivative strategies. Derivative counterparty exposure limits are established <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 605.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">based on a minimum acceptable counterparty credit rating (generally A- from internationally recognized rating agencies). We <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 616.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">measure both bilateral and exchange-traded derivative counterparty exposure as net potential credit exposure. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 627.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">measurement takes into consideration the replacement cost, which reflects mark-to-market values of the exposure adjusted <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 638.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">for the effects of net collateral, and the potential future exposure, which reflects the potential increase in exposure until the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 649pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">closure or replacement of the transactions. Reinsurance counterparty exposure is measured reflecting the level of ceded <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 659.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">liabilities on a best estimate basis net of collateral held. The creditworthiness of all reinsurance counterparties is reviewed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 670.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">internally on a regular basis.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 687.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Regular reviews of credits within the various portfolios are undertaken with the goal of prompt identification of changes to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 698.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">credit quality and, where appropriate, taking corrective action.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 715pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We establish Expected Credit Loss (&#8220;ECL&#8221;) allowances for investments in debt instruments which are measured at FVOCI or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 725.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">amortized cost. On an ongoing basis, these ECL allowances are monitored and adjusted for changes in credit quality and <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">68<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">conditions. Credit risk arising from reinsurance counterparties is included in the valuation models of reinsurance contract <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">assets. There is no assurance that the ECL allowances or valuation results will be adequate to cover future potential losses.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 68.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our credit policies, procedures and investment strategies are established under a strong governance framework and are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">designed to ensure that risks are identified, measured, and monitored consistent with our risk appetite. We seek to actively <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">manage credit exposure in our investment portfolio to reduce risk and minimize losses, and derivative counterparty exposure <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">is managed proactively. However, we could experience volatility on a quarterly basis and losses could potentially rise as a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">result.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 134.1pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Credit Risk Exposure Measures<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 145.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We use the ECL impairment allowance model in accordance with IFRS to establish and maintain allowances on our invested <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 156.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">assets which are debt instruments measured at FVOCI or amortized cost. ECL allowances are measured on a probability-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 167.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">weighted basis, based on four macroeconomic scenarios, and incorporate consideration of past events, current market <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 178.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">conditions, and reasonable supportable information about future economic conditions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 195pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We measure ECL allowances using a three-stage approach. We recognize ECL on performing financial instruments that have <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 205.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">not experienced significant increases in credit risk since acquisition to the extent of losses expected to result from defaults <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 216.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">occurring within 12 months of the reporting date (Stage 1). Full lifetime ECLs are recognized for financial instruments <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 227.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">experiencing significant increase in credit risk since acquisition or having become 30 days in arrears in principal or interest <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 238.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">payments (Stage 2). Full lifetime ECLs are also recognized for financial instruments which have become credit-impaired <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 249pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(Stage 3), with a probability of default set at 100%. Interest income on Stage 3 financial instruments is determined based on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 259.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the carrying amount of the asset, net of any credit loss allowance.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 276.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">For more information on our ECL allowances, refer to notes 1 and 8 of the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 341.02pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 361.02pt; position: absolute; text-decoration: none; white-space: pre;"> Annual Consolidated Financial Statements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 299.4pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Credit &#38; Investment Risk Factors<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 317.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Borrower or counterparty defaults or downgrades could adversely impact our earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 333.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Worsening regional and global economic conditions could result in borrower or counterparty defaults or downgrades and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 344.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">could lead to increased allowances or impairments related to our general fund invested assets and derivative financial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 355.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">instruments, and an increase in the credit risk factored into modeling of our reinsurance contract assets and insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 366.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">contract liabilities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 383.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Our invested assets subject to credit risk primarily include investment grade bonds, private placements, commercial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 393.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">mortgages, asset-backed securities, and consumer loans. These assets are generally carried at FVOCI, and as a result, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 404.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">changes in the required ECL allowance would be recorded in the provision for credit losses in the Consolidated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 415.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Statements of Income. The return cash inflow assumptions incorporated in actuarial liabilities include an expected level <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 426.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">of future asset impairments. There is a risk that actual impairments will exceed the assumed level of impairments in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 437.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">future and earnings could be adversely impacted.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 453.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Volatility may arise from defaults and downgrade charges on our invested assets, and as a result, losses could <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 464.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">potentially rise above long-term expected levels. The ECL impairment allowance was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.79pt; position: absolute; text-decoration: none; white-space: pre;">$828 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.74pt; position: absolute; text-decoration: none; white-space: pre;">, representing 0.19% of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 475.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">total general fund invested assets as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.46pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.43pt; position: absolute; text-decoration: none; white-space: pre;">, compared with<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.89pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.39pt; position: absolute; text-decoration: none; white-space: pre;">$929 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 414.34pt; position: absolute; text-decoration: none; white-space: pre;">, representing 0.22% of total <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 486.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">general fund invested assets as at December 31, 2023.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 503.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">If a counterparty fails to fulfill its obligations, we may be exposed to risks we had sought to mitigate.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 519.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The Company uses derivative financial instruments to mitigate exposures to public equity, foreign currency, interest rate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 530.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and other market risks arising from on-balance sheet financial instruments, guarantees related to variable annuity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 541.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">products, selected anticipated transactions and certain other guarantees. The Company may be exposed to counterparty <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 552.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">risk if a counterparty fails to pay amounts owed to us or otherwise perform its obligations to us. Counterparty risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 563.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">increases during economic downturns because the probability of default increases for most counterparties. If any of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 573.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">these counterparties default, we may not be able to recover the amounts due from that counterparty. As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 486.21pt; position: absolute; text-decoration: none; white-space: pre;">December 31, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 584.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 83pt; position: absolute; text-decoration: none; white-space: pre;">, the largest single counterparty exposure, without taking into account the impact of master netting agreements or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 595.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">the benefit of collateral held, was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.43pt; position: absolute; text-decoration: none; white-space: pre;">$1,319 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 251.88pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.37pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.37pt; position: absolute; text-decoration: none; white-space: pre;">$1,357 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 342.82pt; position: absolute; text-decoration: none; white-space: pre;">). The net exposure to this counterparty, after <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 606.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">taking into account master netting agreements and the fair value of collateral held, was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.34pt; position: absolute; text-decoration: none; white-space: pre;">$nil<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.32pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.81pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.81pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.81pt; position: absolute; text-decoration: none; white-space: pre;">$nil<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.79pt; position: absolute; text-decoration: none; white-space: pre;">). As at <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 617.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 141.97pt; position: absolute; text-decoration: none; white-space: pre;">, the total maximum credit exposure related to derivatives across all counterparties, without taking <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 627.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">into account the impact of master netting agreements and the benefit of collateral held, was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.35pt; position: absolute; text-decoration: none; white-space: pre;">$9,048 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.8pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.29pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 509.29pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 638.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">$9,044 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 118.45pt; position: absolute; text-decoration: none; white-space: pre;">) compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 184.9pt; position: absolute; text-decoration: none; white-space: pre;">$429 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.85pt; position: absolute; text-decoration: none; white-space: pre;"> after taking into account master netting agreements and the benefit of fair <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 649.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">value of collateral held (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 157.93pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.93pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 187.93pt; position: absolute; text-decoration: none; white-space: pre;">$154 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.88pt; position: absolute; text-decoration: none; white-space: pre;">). The exposure to any counterparty would grow if, upon the counterparty&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 660.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">default, markets moved such that our derivatives with that counterparty gain in value. Until we are able to replace those <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 671.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">derivatives with another counterparty, the gain on the derivatives subsequent to the counterparty&#8217;s default would not be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 681.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">backed by collateral. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 694.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The Company reinsures a portion of the insurance policies it sells, which also includes the use of reinsurance to sell <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 705.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">blocks of business to third party purchasers. Unless the policies are novated to the reinsurer, the Company remains <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 716.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">directly liable to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.44pt; position: absolute; text-decoration: none; white-space: pre;">policyholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.9pt; position: absolute; text-decoration: none; white-space: pre;"> to fulfill obligations under these policies. The Company is reimbursed by the reinsurer for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 727.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">payments made to policyholders on the reinsured policies. To mitigate credit risk to the reinsurer, the Company may <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 737.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">require reinsurers to provide collateral for their reinsurance obligations. In the event that a reinsurer fails to fulfill its <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">69<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">contractual obligations to the Company under the reinsurance contract, a proportional decrease to the value of the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">reinsurance asset would be acknowledged with a consequent negative impact to any net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders and capital position. Such negative impact would be offset to the extent the amount of collateral provided <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">by the reinsurer is sufficient to cover the reinsurer&#8217;s obligations.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 85.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">We participate in a securities lending program whereby blocks of securities are loaned to third parties, primarily major <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 96.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">brokerage firms and commercial banks. Collateral, which exceeds the market value of the loaned securities, is retained <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 107.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">by the Company until the underlying security has been returned. If any of our securities lending counterparties default <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 118.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">and the value of the collateral is insufficient, we would incur losses. As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 358.7pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 437.67pt; position: absolute; text-decoration: none; white-space: pre;">, the Company had loaned <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 128.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">securities (which are included in invested assets) valued at approximately <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 362.33pt; position: absolute; text-decoration: none; white-space: pre;">$1,021 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.78pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.74pt; position: absolute; text-decoration: none; white-space: pre;">$626 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 531.69pt; position: absolute; text-decoration: none; white-space: pre;"> as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 139.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 77.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 156.47pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 156.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The determination of loss allowances and impairments on our investments is subjective and changes could <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 167.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">materially impact our results of operations or financial position.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 184.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The determination of impairment losses on debt investments measured at FVOCI or amortized cost is based upon the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 194.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">ECL model which is applied quarterly. ECL allowances are measured under four probability-weighted macroeconomic <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 205.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">scenarios and are estimated as the differences between all contractual cash flows due in accordance with the contract <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 216.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">and all the cash flows that we expect to receive, discounted at the original effective interest rates of the contracts. This <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 227.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">process includes consideration of past events, current market conditions, and reasonable and supportable information <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 238.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">about future economic conditions. Forward-looking macroeconomic variables used within the estimation models <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 248.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">represent variables that are the most closely related with credit loss expectations for the relevant issuance.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 261.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The estimation and measurement of ECL impairment losses requires significant judgment. These estimates are driven by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 272.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">many elements, changes in which can result in different levels of allowances. Elements include the estimation of the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 283.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">amount and timing of future cash flows, our criteria for assessing if there has been a significant increase in credit risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 294.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;SICR&#8221;), the selection of forward-looking macroeconomic scenarios and their probability weights, the application of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 304.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">expert credit judgment in the development of the models, inputs and, when applicable, overlay adjustments. It is our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 315.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">process to regularly review our models in the context of actual loss experience and adjust when necessary. We have <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 326.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">implemented formal policies, procedures, and controls over all significant impairment processes.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 339.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Such evaluations and assessments are revised as conditions change and new information becomes available. We <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 350.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">update our evaluations regularly and reflect changes in allowances and impairments as such evaluations warrant. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 360.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">evaluations are inherently subjective and incorporate only those risk factors known to us at the time the evaluation is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 371.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">made. There can be no assurance that management has accurately assessed the level of impairments that have <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 382.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">occurred. Additional impairments will likely need to be taken or allowances provided for in the future as conditions evolve. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 393.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Historical trends may not be indicative of future impairments or allowances.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2413" style="position: absolute; top: 416.1pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 416.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Product &#38; Insurance Risk<font style="display: inline-block; height: 8.73pt;"></font><font id="i577f73ce7c974649b750bd25b6ae21f6"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 431.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We make a variety of assumptions related to the expected future level of claims, policyholder behaviour, expenses, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 442.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">reinsurance costs and sales levels when we design and price products, and when we establish insurance and investment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 453.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">contract liabilities. Product &#38; Insurance risk is the risk of failure to design, implement and maintain a product or service to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 464.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">achieve these expected outcomes, and the risk of loss due to actual experience emerging differently than assumed when a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 474.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">product was designed and priced. Assumptions for future claims are generally based on both Company and industry <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 485.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">experience, and assumptions for future policyholder behaviour and expenses are generally based on Company experience. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 496.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Assumptions for future policyholder behaviour include assumptions related to the retention rates for insurance and wealth <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 507.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">products. Assumptions for expenses include assumptions related to future maintenance expense levels and volume of the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 518.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">business.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 540.9pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Product &#38; Insurance Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 552.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; letter-spacing: -0.007em; position: absolute; text-decoration: none; white-space: pre;">Product &#38; Insurance risk is governed by the Product Oversight Committee for the insurance business. Global WAM product risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 563.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; letter-spacing: -0.007em; position: absolute; text-decoration: none; white-space: pre;">is managed by First Line Local&#47;Regional Product Committees and the Global Investment Product Committee. Notable products <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 574.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; letter-spacing: -0.007em; position: absolute; text-decoration: none; white-space: pre;">which could introduce new and material risks are reviewed and approved by the Global WAM Risk Committee prior to launch. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 591pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Product Oversight Committee<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 607.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Product Oversight Committee oversees the overall insurance risk management program. The Product Oversight <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 618.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Committee has established a broad framework for managing insurance risk under a set of policies, standards, and guidelines, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 629.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">designed to ensure that our product offerings align with our risk taking philosophy and risk limits, and achieve acceptable <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 640.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">profit margins. These cover&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 657pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 486pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 243pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 243pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 60pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 243pt;"><div><div style="line-height: 6.55pt; position: absolute; top: 2.74pt; width: 243pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.6300000000000026pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 38.63pt; position: absolute; text-decoration: none; white-space: pre;">product design features<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 14.54pt; width: 243pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.6300000000000026pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 38.63pt; position: absolute; text-decoration: none; white-space: pre;">use of reinsurance<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 26.34pt; width: 243pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.6300000000000026pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 38.63pt; position: absolute; text-decoration: none; white-space: pre;">pricing models and software<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 38.14pt; width: 243pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.6300000000000026pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 38.63pt; position: absolute; text-decoration: none; white-space: pre;">internal risk based capital allocations<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 49.94pt; width: 243pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.6300000000000026pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 38.63pt; position: absolute; text-decoration: none; white-space: pre;">target profit objectives<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 243pt; position: absolute; top: 0pt; width: 243pt;"><div><div style="line-height: 6.55pt; position: absolute; top: 2.74pt; width: 243pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.6300000000000026pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 38.63pt; position: absolute; text-decoration: none; white-space: pre;">pricing methods and assumption setting<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 14.54pt; width: 243pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.6300000000000026pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 38.63pt; position: absolute; text-decoration: none; white-space: pre;">stochastic and stress scenario testing<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 26.34pt; width: 243pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.6300000000000026pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 38.63pt; position: absolute; text-decoration: none; white-space: pre;">required documentation<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 38.14pt; width: 243pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.6300000000000026pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 38.63pt; position: absolute; text-decoration: none; white-space: pre;">review and approval processes<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 49.94pt; width: 243pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.6300000000000026pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 38.63pt; position: absolute; text-decoration: none; white-space: pre;">experience monitoring programs<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">70<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">In each business unit that sells insurance, we designate individual pricing officers who are accountable for pricing activities, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">chief underwriters who are accountable for underwriting activities, and chief claims risk managers who are accountable for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">claims activities. Both the pricing officer and the general manager of each business unit approve the design and pricing of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">each product, including key claims, policyholder behaviour, investment return and expense assumptions, in accordance with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">global policies and standards. Risk management functions provide additional oversight, review and approval of material <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 94.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">product and pricing initiatives, as well as material underwriting initiatives. Actuarial functions provide oversight review and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 105.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">approval of insurance and investment contract liability valuation methods and assumptions. In addition, both risk and actuarial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 116.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">functions review and approve new reinsurance arrangements. We perform annual risk and compliance self-assessments of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 126.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the product development, pricing, underwriting and claims activities of all insurance businesses. To leverage best practices, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 137.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">we facilitate knowledge transfer between staff working with similar businesses in different geographies.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 154.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We utilize an internally developed global underwriting manual, supplemented with reinsurers&#8217; manuals in certain jurisdictions <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 165.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and for certain coverages. This is intended to ensure insurance underwriting practices for direct written life business are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 176.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">consistent across the organization while reflecting local conditions. Each business unit establishes underwriting policies and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 186.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">procedures, including criteria for approval of risks and claims adjudication policies and procedures.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 203.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We apply retention limits per insured life that are intended to reduce our exposure to individual large claims which are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 214.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">monitored in each business unit. These retention limits vary by market and jurisdiction. We reinsure exposure in excess of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 225.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">these limits with other companies (see &#8220;Risk Management and Risk Factors &#8211; Product &#38; Insurance Risk Factors &#8211; External <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 236.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">market conditions determine the availability, terms and cost of reinsurance protection&#8221; below). Our current global life retention <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 246.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">limit is US$<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.94pt; position: absolute; text-decoration: none; white-space: pre;">40 <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.44pt; position: absolute; text-decoration: none; white-space: pre;">million for individual policies (US$<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.29pt; position: absolute; text-decoration: none; white-space: pre;">45<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.29pt; position: absolute; text-decoration: none; white-space: pre;"> million for survivorship life policies) and is shared across businesses. We <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 257.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">apply lower limits in some markets and jurisdictions. We aim to further reduce exposure to claims concentrations by applying <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 268.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">geographical aggregate retention limits for certain covers. Enterprise-wide, we aim to reduce the likelihood of high aggregate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 279.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">claims by operating globally, insuring a wide range of unrelated risk events, and reinsuring some risks. We seek to actively <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 290.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">manage the Company&#8217;s aggregate exposure to each of policyholder behaviour risk and claims risk against enterprise-wide <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 300.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">economic capital limits. Policyholder behaviour risk limits cover the combined risk arising from policy lapses and surrenders, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 311.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">withdrawals, and other policyholder driven activity. The claims risk limits cover the combined risk arising from mortality, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 322.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">longevity, and morbidity.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 339.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Internal experience studies, as well as trends in our experience and that of the industry, are monitored to update current and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 350.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">projected claims and policyholder behaviour assumptions, resulting in updates to insurance contract liabilities as appropriate.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 366.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM Risk Management <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 179.39pt; position: absolute; text-decoration: none; white-space: pre;">Committee<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 383.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM product risk is managed by First Line Local&#47;Regional Product Committees and the Global Investment Product <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 394.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Committee. The Global WAM Risk Management Committee reviews and approves notable new products prior to launch. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 405.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM Risk Management Committee has established a framework for managing risk intended to ensure that notable <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 416.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">product offerings align with Global WAM risk taking philosophy and risk appetite.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 438.9pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Product &#38; Insurance Risk Factors<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 456.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Losses may result should actual experience be materially different than that assumed in the valuation of insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 467.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">contract liabilities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 484.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Such losses could have a significant adverse effect on our results of operations and financial condition. In addition, we <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 495pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">periodically review the assumptions we make in determining our insurance contract liabilities and the review may result in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 505.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">an increase in insurance contract liabilities and a decrease in net income attributed to shareholders. Such assumptions <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 516.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">require significant professional judgment, and actual experience may be materially different than the assumptions we <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 527.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">make. (See &#8220;Critical Actuarial and Accounting Policies&#8221; below).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 540.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Policyholder behaviour including premium payment patterns, policy renewals, lapse rates and withdrawal, and surrender <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 551pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">activity are influenced by many factors including market and general economic conditions, and the availability and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 561.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">relative attractiveness of other products in the marketplace. For example, a weak or declining economic environment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 572.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">could increase the value of guarantees associated with variable annuities or other embedded guarantees and contribute <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 583.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">to adverse policyholder behaviour experience, or a rapid rise in interest rates could increase the attractiveness of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 594.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">alternatives for customers holding products that offer contractual surrender benefits that are not market value adjusted, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 605pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">which could also contribute to adverse policyholder behaviour experience. If premium persistency or lapse rates are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 615.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">significantly different from our expectations, it could have a material adverse effect on our business, financial condition, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 626.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">results of operations, and cash flows.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 643.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We may be unable to implement necessary price increases on our in-force businesses or may face delays in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 654.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">implementation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 671pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">We continue to seek state regulatory approvals for price increases on existing long-term care business in the United <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 681.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">States. We cannot be certain whether or when each approval will be granted. For some in-force business, regulatory <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 692.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">approval for price increases may not be required. However, regulators or policyholders may nonetheless seek to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 703.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">challenge our authority to implement such increases. Our insurance contract liabilities reflect our estimates of the impact <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 714.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">of these price increases, but should we be less successful than anticipated in obtaining them, then insurance contract <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 725pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">liabilities could increase accordingly and reduce net income attributed to shareholders.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">71<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Evolving legislation related to genetic testing could adversely impact our underwriting abilities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 57.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Current or future legislation in jurisdictions where Manulife operates may restrict its right to underwrite based on access <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 68.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">to genetic test results. Without the obligation of disclosure, the asymmetry of information shared between applicant and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">insurer could increase anti-selection in both new business and in-force policyholder behaviour. The impact of restricting <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">insurers&#8217; access to this information and the associated problems of anti-selection becomes more acute where genetic <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">technology leads to advancements in diagnosis of life-threatening conditions that are not matched by improvements in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">treatment. We cannot predict the potential financial impact that this would have on the Company or the industry as a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 122.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">whole. In addition, there may be further unforeseen implications as genetic testing continues to evolve and becomes <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 132.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">more established in mainstream medical practice.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 149.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Evolving AI models could adversely impact our underwriting and claims abilities. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 166.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The rapid growth and availability of AI and generative AI technologies presents significant opportunities to enhance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 177.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">underwriting and claims activities, together with certain risks and challenges. AI models have been implemented in some <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 188.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">geographies to enhance underwriting and claims processes that could have unknown risks that materially impact <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 198.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">experience. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 211.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Future legislation may restrict certain usage of AI models or data that feed into the AI models, which could adversely <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 222.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">impact our underwriting and claims abilities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 239.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Life and health insurance claims may be impacted unexpectedly by changes in the prevalence of diseases or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 250.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">illnesses, medical and technology advances, widespread lifestyle changes, natural disasters, large-scale human-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 260.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">made disasters and acts of terrorism. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 277.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Claims resulting from catastrophic events could cause substantial volatility in our financial results in any period and could <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 288.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">materially reduce our profitability or harm our financial condition. Large-scale catastrophic events may also reduce the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 299.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">overall level of economic activity, which could hurt our business and our ability to write new business. It is possible that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 310.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">geographic concentration of insured individuals could increase the severity of claims we receive from future catastrophic <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 320.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">events. The effectiveness of external parties, including governmental and non-governmental organizations, in combating <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 331.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">the severity of such an event is outside of our control and could have a material impact on the losses we experience. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 342.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Additionally, catastrophic events could harm our reinsurers&#8217; financial condition, resulting in reinsurance defaults. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 355.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The cost of health insurance benefits may be impacted by unforeseen trends in the incidence, termination and severity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 366.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">rates of claims. The ultimate level of lifetime benefits paid to policyholders may be increased by an unexpected increase <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 376.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">in life expectancy. For example, advances in technology could lead to longer lives through better medical treatment or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 387.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">better disease prevention. As well, adverse claims experience could result from systematic anti-selection, which could <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 398.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">arise from anti-selective lapse behaviour, underwriting process failures, anti-selective policyholder behaviour due to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 409.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">greater consumer accessibility to home-based medical screening, or other factors.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 426.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">External market conditions determine the availability, terms and cost of reinsurance protection which could impact <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 436.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">our financial position and our ability to write new policies.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 453.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">As part of our overall risk and capital management strategy, we purchase reinsurance protection on certain risks <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 464.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">underwritten or assumed by our various insurance businesses. As the global reinsurance industry continues to review <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 475.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">their business models, certain of our reinsurers have attempted to increase rates on our existing reinsurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 486.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">contracts.&#160;The ability of our reinsurers to increase rates depends upon the terms of each reinsurance contract.&#160;Typically, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 496.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">a reinsurer&#8217;s ability to raise rates is restricted by terms in our reinsurance contracts, which we seek to enforce.&#160;Over the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 507.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">past several years, we have received rate increase requests from some of our reinsurers. Thus far, dealing with those <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 518.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">requests has not had a material adverse effect on our results of operation or financial condition. Consistent with past <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 529.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">practice, we dispute requested increases and, if necessary, we can pursue legal action in order to protect our contractual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 540.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">rights. While possible outcomes remain unknown and there can be no assurance that the outcome of any one or more of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 550.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">these disputes would not have a material adverse effect on our results of operation or financial condition for a particular <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 561.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">reporting period, we believe that our reserves, inclusive of reinsurance provisions, are appropriate overall.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 574.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">In addition, an increase in the cost of reinsurance could also adversely affect our ability to write future new business or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 585.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">result in the assumption of more risk with respect to policies we issue. Premium rates charged on new policies we write <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 596.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">are based, in part, on the assumption that reinsurance will be available at a certain cost. Certain reinsurers may attempt <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 606.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">to increase rates they charge us for new policies we write, and for competitive reasons, we may not be able to raise the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 617.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">premium rates we charge for newly written policies to offset the increase in reinsurance rates. 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position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Operational risk is also embedded in all the practices we use to manage other risks&#59; therefore, if not managed effectively, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">operational risk can impact our ability to manage other key risks such as credit &#38; investment risk, market &#38; liquidity risk, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">product &#38; insurance risk.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Like many firms, operational risk is inherently on the rise as we expand our ecosystem to include more third parties and adopt <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">newer technologies to drive better customer outcomes and efficiencies. In such cases, an operational risk can arise from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">outside of Manulife&#8217;s immediate span of direct control and have material consequences for Manulife, our customers, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">other key stakeholders. If left unmitigated, these risks can be amplified across multiple business units and processes resulting <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 122.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">in significant exposures. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 138.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Exposures can take the form of financial losses, regulatory sanctions, loss of competitive positioning, or damage to our brand <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 149.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and reputation. As such, there are higher expectations from Manulife&#8217;s management, our customers and other key <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 160.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">stakeholders, including regulators, on our ability to ensure continued operations of our most critical operations and services in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 171.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">a face of disruption. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 188.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Furthermore, Manulife has strengthened its operational risk management program by identifying <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.77pt; position: absolute; text-decoration: none; white-space: pre;">its critical operations, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 198.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">defining impact tolerances and establishing effective mitigations against severe but plausible disruptions, and have been <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 209.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">embedded into our Operational Risk Frameworks and risk management practices.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 232.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Operational Risk and Resilience Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 244.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our corporate governance practices, corporate values, and integrated enterprise-wide approach to managing risk set the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 255pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">foundation for mitigating operational risks. This base is further strengthened by internal controls and systems, compensation <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 265.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">programs, and talent management throughout the organization. We align compensation programs with business strategy, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 276.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">long-term shareholder value and good governance practices, and we benchmark these compensation practices against peer <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 287.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">companies.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 304.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We have our enterprise operational risk management framework that sets out the processes we use to identify, assess, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 315pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">manage, mitigate, and report on significant operational risk exposures. Complementary to this, we have our operational <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 325.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">resilience framework which outlines Manulife&#8217;s approach to resilience including our ability to adapt to, recover from and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 336.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">withstand disruption of our most critical operations. Operational resilience entails a sound understanding of critical operations <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 347.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and services end to end and their delivery through severe but plausible circumstances within tolerance for disruption. Overall, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 358.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the execution of our operational risk management strategy supports the drive towards a focus on the effective management <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 369pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of our key global operational risks. Our Operational Risk and Segment Risk Committees oversee all operational risk matters, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 379.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">including operational risk strategy, management, and governance. We have enterprise-wide risk management programs for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 390.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">specific operational risks that could materially impact our ability to do business or impact our reputation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 413.4pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Business Continuity Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 425.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Effective<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 79.33pt; position: absolute; text-decoration: none; white-space: pre;"> business continuity management is an important capability to help ensure the resilience of a firm&#8217;s most critical <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 435.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">operations and services. However it has traditionally focused on the &#8216;recovery after&#8217; rather than the &#8216;continued operation <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 446.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">through&#8217; disruption. At Manulife, we connect our business continuity with other key disciplines such as third-party risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 457.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">management, technology risk and disaster recovery, and change risk and data risk management through the lens of critical <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 468.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">operations and seek to ensure that resilience is embedded into the design of processes and technologies to reduce the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 479.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">likelihood of failure in the first instance. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 495.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We manage business continuity risk through its lifecycle in accordance with regulatory requirements, our business continuity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 506.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">risk management standard, and industry best practices. Management develops and owns the business continuity plans <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 517.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(BCPs) and processes that seeks to minimize the impact of, and continue to operate through disruptions resulting from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 528.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">internal or external factors. BCPs are developed with a level of detail and comprehensiveness commensurate with the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 539.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">criticality of the business process and address business strategy and requirements, incorporate inputs from key stakeholders, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 549.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and details upstream and downstream dependencies. The BCPs are updated through regular monitoring and testing, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 560.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">recalibrating them to meet the evolving environment conditions and business requirements. Oversight and challenge are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 571.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">provided by the risk teams at all stages of the business continuity management lifecycle, helping to ensure the requirements <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 582.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">set out in the standard are being met and that our plans are up to date and actionable.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 605.1pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Third-Party Risk Management Strategy <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 616.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We manage third-party risk through its lifecycle in accordance with regulatory requirements, our third-party risk management <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 627.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">framework, and associated standards (covering procurement, business-managed and distribution-managed third parties). Our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 638.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">governance framework and standard for addressing third-party risk includes the sourcing of third parties, ensuring appropriate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 649.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">contracts are in place, the regular monitoring of risk including concentration risk and ongoing performance of the third party, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 660pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and its eventual termination or renewal. It also includes enhanced requirements to be applied to critical third parties, aiming to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 670.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">ensure the continuity of their service in the event of an exit or a disruption. Oversight and challenge are provided by the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 681.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Independent Oversight function, helping to ensure the requirements set out in the framework and standards are being met.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 704.4pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Change Risk Management Strategy <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 716.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We seek to ensure that significant changes are practical and meet company objectives, and are successfully implemented <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 726.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and monitored by management. Our practices are enforced through our framework, policies and standards which are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 737.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">benchmarked against leading practices and regulatory requirements. <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">73<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Legal and Regulatory Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Compliance oversees our Regulatory Compliance Management program and function. For our centralized programs, support <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 63pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">is provided by our designated Segment Chief Compliance Officers and Compliance Functional leads. Programs supported <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 73.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">include Financial Crimes Compliance, Privacy Compliance, the Global Ethics Office, and Distribution Compliance. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 90.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The program is designed to promote compliance with regulatory obligations worldwide and to assist in making the Company&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 101.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">employees aware of the laws and regulations that affect it, along with the risks associated with failing to comply. Compliance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 112.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">monitors emerging legal and regulatory developments and prepares the Company to address any new requirements or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 123pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">obligations. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 139.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Compliance seeks to ensure significant issues are escalated and proactively mitigated. Compliance also independently <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 150.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assesses and monitors the effectiveness of a broad range of regulatory compliance processes and business practices <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 161.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">against potential legal, regulatory, fraud, and reputation risks. These processes and business practices include Privacy (such <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 172.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">as the handling of personal and other confidential information), Sales and Marketing practices, Sales conduct (including <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 183pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">compensation practices, product design, suitability and fiduciary responsibilities), Asset Management practices, the Ethics <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 193.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Hotline, and Regulatory filings. In addition, the Company has standards, policies, processes and controls in place to help <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 204.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">protect the Company, our customers and relevant third parties from acts of fraud, and from risks associated with money <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 215.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">laundering and terrorist financing. Audit Services and Compliance personnel periodically assess the effectiveness of the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 226.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">system of internal controls. For further discussion of government regulation and legal proceedings, refer to &#8220;Government <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 237pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Regulation&#8221; in MFC&#8217;s Annual Information Form dated <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.69pt; position: absolute; text-decoration: none; white-space: pre;">February&#160;19, 2025<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.16pt; position: absolute; text-decoration: none; white-space: pre;"> and note 18 of the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.66pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 432.66pt; position: absolute; text-decoration: none; white-space: pre;"> Annual Consolidated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 247.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Financial Statements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 270.6pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Technology &#38; Information Security Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 282.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We have a global framework for managing the Company&#8217;s technology and information security risks, including disruptive <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 293.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">technologies like generative AI. Programs supporting this framework are overseen by the Chief Information Risk Officer. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 303.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">These programs establish the governance, policies and standards, and appropriate controls to protect information and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 314.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">computer systems. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 331.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our Technology Risk Management program provides strategy, direction and oversight, and facilitates governance for all <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 342.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">technology risk domain activities across the Company. The scope of this program includes&#58; proactively identifying, managing, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 353.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">monitoring, and reporting on critical information risk exposures&#59; promoting transparency and informed decision-making by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 363.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">building and maintaining information risk profiles and risk dashboards for global and segment teams aligned with enterprise <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 374.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and operational risk reporting&#59; providing advisory services to global and segment teams around current and evolving <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 385.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">technology risks and their impact to the Company&#8217;s information risk profile&#59; and reducing vendor information risk exposures <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 396.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">by incorporating sound information risk management practices into sourcing, outsourcing, and offshoring initiatives and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 407.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">programs.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 423.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our Information Security Management program, which is overseen by the Vice President of Information Security, provides <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 434.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">strategy, direction and oversight, and facilitates governance for all cybersecurity risk domain activities across the Company. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 445.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The scope of this program includes&#58; managing confidentiality, integrity, and availability risks through asset and access <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 456.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">management, systems security and vulnerability management, and other operational security practices&#59; providing advisory <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 467.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">services to global and segment teams around current and evolving cybersecurity risk exposures and their impact to the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 477.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Company&#8217;s information risk profile&#59; and providing challenge and oversight for the Company&#8217;s cybersecurity program and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 488.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">practices globally and locally within segments. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 505.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We also have ongoing security awareness training sessions for all employees. The Board&#8217;s Risk Committee regularly reviews <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 516.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the Company&#8217;s technology and information security programs and engages in discussions regarding the effectiveness of the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 527.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">programs for identifying and addressing relevant risks. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 543.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Many jurisdictions in which we operate are implementing more stringent privacy legislation. We also have a global framework <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 554.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">for managing the Company&#8217;s privacy risk. It is overseen by our Global Chief Privacy Officer and includes policies and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 565.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">standards, ongoing monitoring of emerging privacy legislation and risks, and a network of privacy officers. Processes have <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 576.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">been established to provide guidance on handling personal information and for reporting privacy incidents and issues to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 587.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">appropriate management for response and resolution. As a global company, Manulife is subject to a wide variety of laws and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 597.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">regulations throughout its operations, including those related to privacy and information security. In many jurisdictions, privacy <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 608.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and information security requirements are becoming more onerous, including stringent incident reporting requirements, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 619.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">may increase our compliance costs as well as the risks associated with any compliance failure.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 636.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Chief Information Risk Officer, the Global Chief Privacy Officer, and their teams work closely on information security and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 647.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">privacy matters.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 669.9pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Human Resource Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 681.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We have multiple human resource policies, practices and programs in place that seek to manage the risks associated with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 692.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">attracting and retaining top talent. These include recruiting programs at every level of the organization, training and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 703.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">development programs for our individual contributors and people leaders, initiatives to help increase diversity, equity and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 714pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">inclusion, employee engagement surveys, and competitive compensation programs that are designed to attract, motivate and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 724.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">retain high performing and high potential employees.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">74<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Communications Risk Management Strategy <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our Communications team is responsible for both protecting and managing our reputation and the risk associated with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 63.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">distributing communications &#8211; internally and externally. Our Media and Social Media <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 380.62pt; position: absolute; text-decoration: none; white-space: pre;">policies<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.59pt; position: absolute; text-decoration: none; white-space: pre;"> help ensure that proper reviews <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 75.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 55pt; position: absolute; text-decoration: none; white-space: pre;">c<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">ontent are taking place ahead of distribution. We also use tools to listen for what others are saying about Manulife as a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 87.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">way to proactively understand and respond to inherent risk. We regularly facilitate Reputation Outlook meetings to plan for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 99pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">future risk, and we have teams that are able to distribute communications in response to a crisis should we need to.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 122.7pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Marketing Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 134.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We have policies, processes and controls in place across all media channels and forums globally which seek to ensure <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 145.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Manulife's brands, trademarks, advertising, other marketing-related materials and all communications are presented <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 156pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">accurately.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 178.8pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Model Risk Management Strategy<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 190.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We have designated Model Risk Management teams working closely with model owners and users that seek to manage <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 202.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">model risk. Our model risk oversight program includes processes intended to ensure that our critical business models are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 213.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">conceptually sound and used as intended, and to assess the appropriateness of the calculations and outputs.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 237.6pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Operational Risk Factors<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 255.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Competition for the best people is intense and an inability to recruit qualified individuals may negatively impact our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 266.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">ability to execute on business strategies, conduct our operations or to meet the rapid changes in external <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 276.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">environments such as demographics and regulatory landscape.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 293.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Market fluctuations aside, the competition for top talent and key capabilities continues to be fierce. Our ability to attract <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 304.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">external talent while developing our own internal capabilities is core to our high performing team ambitions. Our industry <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 315.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">continues to require specific core capabilities and in meeting those talent needs we compete against other insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 326.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">companies, financial institutions, and wealth management organizations to attract talent. We compete against <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 336.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">organizations across many industries for digital talent, functional experts, leaders, and sales talent. We also monitor and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 347.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">react to rapid changes in regulations across the globe. These regulations are often complex and may have a significant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 358.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">impact to our operations. To find the talent we need to deliver on our strategic objectives and maintain our competitive <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 369.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">advantage, our core approach is focused on building enhanced talent networks to entice top candidates in the market. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 380.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The risk of other organizations both inside and outside of our geographic footprint targeting our employees is heightened <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 390.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">as companies maintain flexible remote working arrangements. Additionally, we are in an environment where pay levels <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 401.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">have been increasing more quickly than in recent years due to the competitive talent market, inflation, and other factors. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 412.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">We help ensure that our value proposition remains competitive and current through offerings such as flexible work <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 423.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">arrangements, learning investments, wellbeing, recognition &#38; incentive programs, and a culture that strives to be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 434.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">recognized as a top employer within the markets we operate.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 450.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">If we are not able to attract, motivate and retain agency leaders and individual agents, our competitive position, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 461.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">growth and profitability will suffer.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 478.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The attraction and motivation of productive and engaged sales representatives (agents) is critical to achieving our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 489.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">financial targets and a positive customer experience and brand. We compete with other financial services companies for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 500.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">sales representatives primarily based on the opportunity available, our brand and culture, support services, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 510.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">compensation and product features. Negative changes to any of these factors, or falling below market competitive levels, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 521.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">could impact our ability to attract, retain and engage sufficient sales representatives which could pose a risk to our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 532.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">business objectives and ambitions and could have a material adverse effect on our business, results of operations and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 543.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 560.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">If we are unable to manage the risk of significant<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 252.83pt; position: absolute; text-decoration: none; white-space: pre;"> changes to our business in accordance with our standard<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 502.11pt; position: absolute; text-decoration: none; white-space: pre;">s, our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 570.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">business strategies and plans, and operations may be impaired.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 587.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">We must successfully deliver several significant changes to our business to implement our business strategies and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 598.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">successfully achieve our plans. If we are unable to manage risk imposed by significant changes in accordance with our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 609.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">risk appetite and in order to capture the projected benefits and outcomes of such changes, there could be a material <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 620.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">adverse effect on our business and financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 636.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Key business processes may fail, causing material loss events and impacting our customers and reputation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 653.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Our institution processes a substantial volume of complex transactions both internally and through third-party <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 664.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">relationships. This complexity introduces a risk that errors could have material impact on our customers or result in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 675.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">financial loss for the organization. To mitigate these risks, we have instituted controls that seek to ensure timely and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 686.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">accurate processing for our most significant business processes. Furthermore, we have established necessary <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 696.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">monitoring, escalation and reporting processes to promptly address errors that may arise.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">75<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The interconnectedness of our operations and risk management strategies could expose us to risk if all factors are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">not appropriately considered and communicated.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 68.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Our business operations, including strategies and operations related to risk management, asset liability management and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">liquidity management, are interconnected and complex. Changes in one area may have a secondary impact in another <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">area of our operations. For example, risk management actions, such as the increased use of interest rate swaps, could <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">have implications for liquidity risk management, as this strategy could result in the need to post additional amounts of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">collateral. Failure to appropriately consider these inter-relationships, or effectively communicate changes in strategies or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 122.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">activities across our operations, could have a negative impact on the strategic objectives or operations of another group.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 138.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our risk management policies, procedures and strategies may leave us exposed to unidentified or unanticipated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 149.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">risks, which could negatively affect our business, results of operations and financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 166.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">We devote significant resources to develop our risk management policies, procedures, and strategies. Nonetheless, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 177.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">there is a risk that our policies, procedures, and strategies may not be comprehensive. Many of our methods for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 188.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">measuring and managing risk exposures are based upon the use of observed historical market behaviour or statistics <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 198.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">based on historical models. Future behaviour may differ from past behaviour. Furthermore, data or models we use may <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 209.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">not always be accurate, complete, up-to-date, or properly evaluated or reported.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 226.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We are subject to tax audits, tax litigation or similar proceedings, and as a result we may owe additional taxes, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 237.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">interest and penalties in amounts that may be material.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 254.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">We are subject to income and other taxes in the jurisdictions in which we do business. In determining our provisions for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 264.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">income taxes and our accounting for tax-related matters in general, we are required to exercise judgment. We regularly <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 275.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">make estimates where the ultimate tax determination is uncertain. There can be no assurance that the final <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 286.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">determination of any tax audit, appeal of the decision of a taxing authority, tax litigation or similar proceedings will not be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 297.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">materially different from that reflected in our historical financial statements. The assessment of additional taxes, interest <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 308.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">and penalties could be materially adverse to our current and future results of operations and financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 324.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our operations face political, legal, operational and other risks that could negatively affect those operations or our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 335.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">results of operations and financial condition.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: bold; left: 241.3pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;"> <font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 352.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Our operations face the risk of discriminatory regulation, political and economic instability, the imposition of economic or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 363.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">trade sanctions, isolationist foreign policies, armed conflicts, civil unrest or disobedience, government policies or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 374.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">regulations adopted in response to political or social pressures and rising populism and&#47;or nationalism, limited protection <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 384.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">for, or increased costs to protect intellectual property rights, inability to protect and&#47;or enforce contractual or legal rights, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 395.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">nationalization or expropriation of assets, price controls and exchange controls or other restrictions that prevent us from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 406.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">transferring funds out of the countries in which we operate and disruptions in global supply chains. In addition, as political <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 417.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">tensions and populism and&#47;or nationalism rise in a number of locations, compliance with laws and regulations by global <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 428.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">financial institutions may become challenging as complying with the requirements in one jurisdiction may be contrary to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 438.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">the requirements of another.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 451.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">A substantial portion of our revenue and net income attributed to shareholders is derived from our operations outside of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 462.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">North America, primarily in Asian markets. 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In addition, the military conflicts in the Middle East and in Ukraine may <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 529.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">negatively impact regional and global financial markets and economies.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 542.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; letter-spacing: -0.018000000000000002em; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.018000000000000002em; position: absolute; text-decoration: none; white-space: pre;">These risks could result in disruptions to our operations, unanticipated costs, increased market volatility and inflation, a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 552.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.018000000000000002em; position: absolute; text-decoration: none; white-space: pre;">contraction of business activity and recession, diminished investor and consumer confidence, lower investment growth, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 563.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.018000000000000002em; position: absolute; text-decoration: none; white-space: pre;">insurance sales and fees earned on managed assets, the loss of assets or a reduction in their value and reduced remittances. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 574.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.018000000000000002em; position: absolute; text-decoration: none; white-space: pre;">Failure to manage these risks could have a significant negative impact on our operations and profitability globally.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 591.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We are regularly involved in litigation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 608.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">We are regularly involved in litigation, either as a plaintiff or defendant. These cases could result in an unfavourable <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 618.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">resolution and could have a material adverse effect on our results of operations and financial condition. For further <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 629.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">discussion of legal proceedings refer to note 18 of the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 303.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> Annual Consolidated Financial Statements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 646.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We are exposed to investors trying to profit from short positions in our stock.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 663.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Short sellers seek to profit from a decline in the price of our common shares. 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The existence of such short positions and the related publicity may lead to continued volatility in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 695.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">our common share price.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">76<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">System failures or events that impact our facilities may disrupt business operations. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 57.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Technology is used in virtually all aspects of our business and operations&#59; in addition, part of our strategy involves the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 68.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">expansion of technology to directly serve our customers. 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However, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 420.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">there can be no assurance that these countermeasures will be successful in every instance in protecting our networks <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 431.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">against advanced attacks. 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Consequently, the risk of inappropriate use or interpretation of our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 519.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">models or their output, or the use of deficient or outdated models, could have a material adverse effect on our business.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 536.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Fraud risks may arise from incidents caused by many internal and external threats.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 552.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">As a major financial institution, Manulife is subject to fraud risk stemming from internal and external threats. It is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 563.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">impossible to eliminate all fraud risk&#59; however, having an effective Anti-Fraud Program to guide the organization on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 574.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">minimum required controls, as outlined by the Global Anti-Fraud Standard, will maximize the likelihood that fraud will be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 585.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">prevented or detected in a timely manner and will create a strong deterrent to fraudulent activities such as account <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 596.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">takeover, bank, claims, distribution, underwriting, and others. The Anti-Fraud Office <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.5pt; position: absolute; text-decoration: none; white-space: pre;">within<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.47pt; position: absolute; text-decoration: none; white-space: pre;"> Compliance is responsible for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 606.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Second Line governance and oversight of fraud risks. Despite these efforts, Manulife may not be successful in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 617.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">preventing or detecting fraud, which could result in business disruption or financial losses, either due to the fraud itself, or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 628.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">from measures Manulife adopts to remediate historic fraudulent activity. In addition to the risk of loss, Manulife could face <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 639.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">legal actions and the loss of customer and market confidence from fraud events.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 656.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Contracted third parties may fail to deliver against contracted activities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 672.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">We rely on third parties to perform a variety of activities on our behalf, and failure of our most significant third parties to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 683.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">meet their contracted obligations may impact our ability to meet our strategic objectives or may directly impact our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 694.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">customers. Third-party governance processes are in place that seek to ensure that appropriate due diligence is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 705.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">conducted at time of contracting, and ongoing third-party monitoring activities are in place that seek to ensure that the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 716.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">contracted services are being fulfilled to satisfaction but we may nevertheless be unable to mitigate all possible failures.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">77<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Damage to the natural environment may arise related to our business operations, owned property or commercial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">mortgage loan portfolio.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 68.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Environmental risk may originate from investment properties that are subject to natural or human-made environmental <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">risk. Real estate assets may be owned, leased and&#47;or managed, as well as mortgaged by Manulife and we might enter <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">into the chain of liability due to foreclosure ownership when in default.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 102.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Liability under environmental protection laws resulting from our commercial mortgage loan portfolio and owned property <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 113.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">(including commercial real estate, timberland and farmland properties) may adversely impact our reputation, results of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 124.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">operations and financial condition. Under applicable laws, contamination of a property with hazardous materials or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 134.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">substances may give rise to a lien on the property to secure recovery of the costs of cleanup. In some instances, this lien <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 145.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">has priority over the lien of an existing mortgage encumbering the property. The environmental risk may result from on-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 156.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">site or off-site (adjacent) due to migration of regulated pollutants or contaminants with financial or reputational <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 167.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">environmental risk and liability consequences by virtue of strict liability. Environmental risk could also arise from natural <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 178.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">disasters (e.g., climate change, weather, fire, earthquake, floods, and pests) or human activities (use of chemicals or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 188.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">pesticides) conducted within the site or when impacted from adjacent sites.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 201.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Additionally, as lender, we may incur environmental liability (including without limitation liability for cleanup, remediation <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 212.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">and damages incurred by third parties) similar to that of an owner or operator of the property, if we or our agents exercise <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 223.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">sufficient control over the operations at the property. We may also have liability as the owner and&#47;or operator of real <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 234.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">estate for environmental conditions or contamination that exist or occur on the property or affecting other property.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 246.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Across our portfolio of investment properties, we seek to ensure appropriate levels of insurance are maintained in line <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 257.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">with industry standards. These policies often include protections against physical and&#47;or operational damage related to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 268.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">various environmental risks. Should the availability of such insurance policies become more limited or not reasonably <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 279.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">commercially available, there may be an increased risk of loss for environmental related damages on our portfolio.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 296.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Pandemics, epidemics or infectious disease outbreaks, and the economic, legal, regulatory, tax and other responses <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 306.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">to such pandemics, epidemics, or infectious disease outbreaks, could have a material adverse effect on our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 317.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">business, results of operations and financial condition. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 334.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">We purchase reinsurance protection on certain risks underwritten or assumed by our various insurance businesses. As <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 345.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">either a direct or indirect result of a pandemic, epidemic or infectious disease outbreaks, we may find reinsurance more <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 356.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">difficult or costly to obtain. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 368.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">In pricing or repricing of new business, the impact of any pandemic, epidemic or infectious disease outbreaks related <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 379.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">changes may be compounded with or offset by other pricing inputs. These inputs include assumption changes (e.g., <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 390.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">reinsurance, interest rates, morbidity, mortality, expense, lapse, and surrender changes), business considerations related <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 401.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">to retaining specific market share or client business and regulatory restrictions impacting the approval process for price <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 412.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">changes. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 424.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Market volatility and stressed conditions resulting from pandemic, epidemic or infectious disease outbreaks could result <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 435.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">in additional cash and collateral demands primarily from changes to policyholder termination or renewal rates, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 446.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">withdrawals of customer deposit balances, borrowers renewing or extending their loans when they mature, derivative <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 457.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">settlements or collateral demands, reinsurance settlements or collateral demands, and our willingness to support the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 468.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">local solvency position of our subsidiaries. Such an environment could also limit our access to capital markets. Sustained <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 478.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">global economic uncertainty could also result in adverse credit rating changes which in turn could result in more costly or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 489.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">limited access to funding sources. While we currently have a variety of sources of liquidity including cash balances, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 500.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">short-term investments, government and highly rated corporate bonds, and access to contingent liquidity facilities, there <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 511.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">can be no assurance that these sources will provide us with sufficient liquidity on commercially reasonable terms in the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 522.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">future.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 534.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Pandemics, epidemics, or infectious disease outbreaks may result in further increases in the risks outlined in the &#8220;Risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 545.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Management and Risk Factors&#8221; section of this document, including strategic, market, liquidity, product, model, business <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 556.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">continuity, legal, regulatory, reputational, and operational risks.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2458" style="position: absolute; top: 579.3pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 579.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Evolving Risks<font style="display: inline-block; height: 8.73pt;"></font><font id="ifb112295a666410d8259b642ab8e849c"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 594.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The identification and assessment of our external environment for evolving risks is an important aspect of our ERM <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 605.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Framework, as these risks could have the potential to have a material adverse impact on our operations and&#47;or business <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 616.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">strategies. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 633.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our Evolving Risk Framework facilitates the ongoing identification, assessment and monitoring of evolving risks, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 644.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">includes&#58; maintaining a process for the ongoing discussion and evaluation of such risks with senior leaders&#59; reviewing and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 654.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">validating evolving risks with the ERC&#59; developing and executing on responses to each evolving risk based on materiality and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 665.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">prioritization&#59; and monitoring and reporting on evolving risks on a regular basis to the Board&#8217;s Risk Committee.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2473" style="position: absolute; top: 688.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 688.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Additional Risk Factors That May Affect Future Results<font style="display: inline-block; height: 8.73pt;"></font><font id="ie6e1c977fa3045dc890dd624f3ed77bb"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 704.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Other factors that may affect future results include changes in government trade policy&#59; monetary policy or fiscal policy, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 714.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">including interest rates policy from central banks&#59; political conditions and developments in or affecting the countries in which <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 725.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">we operate&#59; technological changes&#59; public infrastructure disruptions&#59; changes in consumer spending and saving habits&#59; the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 736.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">possible impact on local, national or global economies from public health or natural disaster emergencies&#59; and international <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; 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font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">78<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">conflicts and other developments including those relating to terrorist activities. Although we take steps to anticipate and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">minimize risks in general, unforeseen future events may have a negative impact on our business, financial condition and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">results of operations. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We caution that the preceding discussion of risks that may affect future results is not exhaustive. When relying on our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking statements to make decisions with respect to our Company, investors and others should carefully consider <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the foregoing risks, as well as other uncertainties and potential events, and other external and company-specific risks that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">may adversely affect the future business, financial condition or results of operations of our Company.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">79<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_2488" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">10.&#160; Capital Management Framework<font style="display: inline-block; height: 11.64pt;"></font><font id="ie117ccc569bb410db0aadc3e676cff43"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 67.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Manulife seeks to manage its capital with the objectives of&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 84.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Operating with sufficient capital to be able to honour all commitments to its policyholders and creditors with a high degree <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 94.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">of confidence&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 107.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Retaining the ongoing confidence of regulators, policyholders, rating agencies, investors and other creditors in order to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 118.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">ensure access to capital markets&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 131.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Optimizing return on capital to meet shareholders&#8217; expectations subject to constraints and considerations of adequate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 142.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">levels of capital established to meet the first two objectives.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 158.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Capital is managed and monitored in accordance with the Capital Management Policy. The Policy is reviewed and approved <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 169.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">by the Board annually and is integrated with the Company&#8217;s risk and financial management frameworks. It establishes <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 180.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">guidelines regarding the quantity and quality of capital, internal capital mobility, and proactive management of ongoing and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 191.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">future capital requirements. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 208.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our capital management framework takes into account the requirements of the Company as a whole, as well as the needs of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 218.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">each of our subsidiaries. Internal capital targets are set above regulatory requirements, and consider a number of factors, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 229.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">including results of sensitivity and stress testing and our own risk assessments, as well as business needs. We monitor <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 240.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">against these internal targets and initiate actions appropriate to achieving our business objectives. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 257.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We periodically assess the strength of our capital position under various stress scenarios. The annual Financial Condition <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 268.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Testing (&#8220;FCT&#8221;) typically quantifies the financial impact of economic events arising from shocks in public equity and other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 278.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">markets, interest rates and credit, amongst others. Our <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.9pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.9pt; position: absolute; text-decoration: none; white-space: pre;"> FCT results demonstrate that we would have sufficient assets, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 289.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">under the various adverse scenarios tested, to discharge our insurance and investment contract liabilities. This conclusion <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 300.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">was also supported by a variety of other stress tests conducted by the Company. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 317.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We use an Economic Capital (&#8220;EC&#8221;) framework to inform our internal view of the level of required capital and available capital. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 328.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The EC framework is a key component of the Own Risk and Solvency Assessment process, which is an internal assessment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 338.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of an insurer&#8217;s risks, capital needs and solvency position, and is used for setting Internal Capital Targets. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 355.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Capital management is also integrated into our product planning and performance management practices.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 372.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The composition of capital between equity and other capital instruments impacts the financial leverage ratio which is an <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 383.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">important consideration in determining the Company&#8217;s financial strength and credit ratings. The Company monitors and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 394.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">rebalances its capital mix through capital issuances and redemptions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2504" style="position: absolute; top: 416.9pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 416.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Financing Activities <font style="display: inline-block; height: 8.73pt;"></font><font id="ie84849940c654422b13a2024e9e85348"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 444.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Securities Transactions<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 150.93pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 456.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">During <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.47pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.47pt; position: absolute; text-decoration: none; white-space: pre;">, we raised a total of $2.6 billion of subordinated debt, and $1.9 billion of debt securities was redeemed at par.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 473pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 357.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 357.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 357.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 357.75pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.08pt; position: absolute; text-decoration: none; white-space: pre;">Par value<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 405pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.46pt; position: absolute; text-decoration: none; white-space: pre;">Issued<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.07pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 452.25pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.88pt; width: 47.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.46pt; position: absolute; text-decoration: none; white-space: pre;">Redeemed&#47;<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.41pt; position: absolute; text-decoration: none; white-space: pre;">Matured<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 39.07pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 20.25pt; width: 357.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 357.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">4.064% MFC Subordinated debenture, issued on Dec 6, 2024<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 357.75pt; position: absolute; top: 20.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,000<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 405pt; position: absolute; top: 20.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">995<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 452.25pt; position: absolute; top: 20.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 357.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 357.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">4.275% MFC Subordinated debenture, issued on June 19, 2024 <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 357.75pt; position: absolute; top: 32.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">S$<font style="display: inline-block; height: 5.82pt; width: 18.12pt;"></font></font><font style="left: 30.52pt; position: absolute;">500<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 405pt; position: absolute; top: 32.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">524<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 452.25pt; position: absolute; top: 32.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 357.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 357.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">5.054% MFC Subordinated debenture, issued on Feb 23, 2024<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 357.75pt; position: absolute; top: 44.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,100<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 405pt; position: absolute; top: 44.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,095<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 452.25pt; position: absolute; top: 44.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 357.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 357.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">7.375% JHUSA Surplus notes, redeemed on Feb 15, 2024 <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 357.75pt; position: absolute; top: 56.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">US$<font style="display: inline-block; height: 5.82pt; width: 12.35pt;"></font></font><font style="left: 30.52pt; position: absolute;">450<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 405pt; position: absolute; top: 56.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 452.25pt; position: absolute; top: 56.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">594<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 357.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 357.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">3.049% MFC Subordinated debenture, redeemed on Aug 20, 2024 <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 357.75pt; position: absolute; top: 68.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">750<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 405pt; position: absolute; top: 68.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 452.25pt; position: absolute; top: 68.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">750<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 357.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 357.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">3.000% MFC Subordinated debenture, redeemed on Nov 21, 2024 <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 357.75pt; position: absolute; top: 80.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">S$<font style="display: inline-block; height: 5.82pt; width: 18.12pt;"></font></font><font style="left: 30.52pt; position: absolute;">500<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 405pt; position: absolute; top: 80.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 452.25pt; position: absolute; top: 80.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">527<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 357.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 357.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 405pt; position: absolute; top: 92.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,614<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 452.25pt; position: absolute; top: 92.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,871<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 582.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ic6d9a1d47d26432599bad6079019ec8d"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Represents carrying value, net of issuance costs.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 603.35pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Normal Course Issuer Bid<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 615.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">On February 20, 2024, we announced that the Toronto Stock Exchange (&#8220;TSX&#8221;) approved a normal course issuer bid (the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 625.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;2024 NCIB&#8221;) permitting the purchase for cancellation of up to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.86pt; position: absolute; text-decoration: none; white-space: pre;">50 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.81pt; position: absolute; text-decoration: none; white-space: pre;"> common shares, representing approximately <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 517.21pt; position: absolute; text-decoration: none; white-space: pre;">2.8%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 537.71pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 636.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">common shares outstanding as at February 12, 2024. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.43pt; position: absolute; text-decoration: none; white-space: pre;">On May 7, 2024, we announced that the TSX approved an amendment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 647.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">to the 2024 NCIB to increase the number of common shares that we may repurchase for cancellation to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.33pt; position: absolute; text-decoration: none; white-space: pre;">90 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 501.28pt; position: absolute; text-decoration: none; white-space: pre;"> common <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 658.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shares, representing approximately <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.42pt; position: absolute; text-decoration: none; white-space: pre;">5%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.42pt; position: absolute; text-decoration: none; white-space: pre;"> of common shares outstanding as at February 12, 2024. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 675.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Purchases under the 2024 NCIB, as subsequently amended, commenced on February 23, 2024, and will continue until <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 685.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">February 22, 2025, when the NCIB expires, or such earlier date as we complete our purchases.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.82pt; position: absolute; text-decoration: none; white-space: pre;"> During the year ended <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 696.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 128.47pt; position: absolute; text-decoration: none; white-space: pre;">, we purchased for cancellation under the 2024 NCIB <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 341.88pt; position: absolute; text-decoration: none; white-space: pre;">82.8 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.33pt; position: absolute; text-decoration: none; white-space: pre;"> common shares for a total cost of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 525.28pt; position: absolute; text-decoration: none; white-space: pre;">$3.2 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 707.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 724.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64.49pt; position: absolute; text-decoration: none; white-space: pre;"> 2023 NCIB which was announced on February 21, 2023, expired on February 22, 2024, with no purchases during the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 735.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">year ended <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">. Our 2022 NCIB, which was announced on February 1, 2022, expired on February 2, 2023.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2MC4wMCA5NTIuOTMgSCAyNTIuMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 719.7pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1&#160; &#160; <font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.57pt; position: absolute; white-space: pre;">The net issuance of capital instruments consists of the issuance of $1.1 billion of subordinated debt in 1Q24, $0.5 billion of subordinated debt in 2Q24, and <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 9.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.92pt; position: absolute; white-space: pre;">$1.0 billion of subordinated debt in 4Q24, partially offset by the redemption of $0.6 billion of JHUSA Surplus Notes in 1Q24, $0.75 billion of subordinated debt <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 18.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.92pt; position: absolute; white-space: pre;">in 3Q24 and $0.5 billion of subordinated debt in 4Q24.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">80<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">During the year ended <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.43pt; position: absolute; text-decoration: none; white-space: pre;">, we purchased for cancellation <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 341.87pt; position: absolute; text-decoration: none; white-space: pre;">62.6 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.32pt; position: absolute; text-decoration: none; white-space: pre;"> common shares for a total cost of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 525.27pt; position: absolute; text-decoration: none; white-space: pre;">$1.6 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">, including <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 110.93pt; position: absolute; text-decoration: none; white-space: pre;">6.9 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.38pt; position: absolute; text-decoration: none; white-space: pre;"> common shares for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.34pt; position: absolute; text-decoration: none; white-space: pre;">a total cost of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">$0.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 332.29pt; position: absolute; text-decoration: none; white-space: pre;"> under the 2022 NCIB.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 68.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre; width: 499.41pt;">On February 19, 2025, we announced that we are launching a normal course issuer bid (the &#8220;2025 NCIB&#8221;) permitting the<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.4100000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre; width: 150.79pt;">purchase for cancellation of up to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.79pt; position: absolute; text-decoration: none; white-space: pre; width: 48.09pt;">51.5 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.88pt; position: absolute; text-decoration: none; white-space: pre; width: 195.6pt;"> common shares, representing approximately <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 439.48pt; position: absolute; text-decoration: none; white-space: pre; width: 20.5pt;">3.0%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.98pt; position: absolute; text-decoration: none; white-space: pre; width: 84.39pt;"> of common shares<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.37pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre; width: 499.38pt;">outstanding. We have received approval from both the TSX and OSFI for the 2025 NCIB. Purchases under the 2025 NCIB<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.38pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre; width: 499.38pt;">may commence on February 24, 2025 and continue until February 23, 2026, when the 2025 NCIB expires, or such earlier<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.38pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre; width: 144.45pt;">date as we complete our purchases.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2520" style="position: absolute; top: 134.1pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 134.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Consolidated Capital<font style="display: inline-block; height: 8.73pt;"></font><font id="i29c411dc78ca4d769404c248a6285991"></font></font></div><div style="position: absolute; top: 149.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Non-controlling interests<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,421<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,431<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders&#8217; equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">567<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">257<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Preferred shares and other equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">6,660<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">6,660<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Common shareholders&#8217; equity<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 108.44pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">44,312<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">40,379<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">52,960<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">48,727<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Exclude the accumulated other comprehensive gain&#47;(loss) on cash flow hedges<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">119<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">26<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total equity excluding accumulated other comprehensive gain&#47;(loss) on cash flow hedges<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">52,841<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">48,701<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Post-tax CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">20,826<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">18,503<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 118.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Qualifying capital instruments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">7,532<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">6,667<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 130.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Consolidated capital<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 80.74pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">81,199<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">73,871<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 297.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i6b3ecd7599de43c9b74813e7be1b6801"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Common shareholders&#8217; equity is equal to total shareholders&#8217; equity less preferred shares and other equity.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 306.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i1ec6f6c7ed044a75ad42d9e19a478654"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Consolidated capital does not include <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 172.86pt; position: absolute; text-decoration: none; white-space: pre;">$6.6&#160;billion<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 206.27999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 210.55pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 226.11pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; $6.1 billion) of MFC senior debt as this form of financing does not meet OSFI&#8217;s definition of <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 315.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">regulatory capital at the MFC level. The Company has down-streamed the proceeds from this financing into operating entities in a form that qualifies as <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 324.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">regulatory capital at the subsidiary level.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 339.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s consolidated capital was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.25pt; position: absolute; text-decoration: none; white-space: pre;">$81.2 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.21pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 223.71pt; position: absolute; text-decoration: none; white-space: pre;">as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 245.71pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 324.68pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.68pt; position: absolute; text-decoration: none; white-space: pre;">an increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.16pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 388.66pt; position: absolute; text-decoration: none; white-space: pre;">$7.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.62pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.12pt; position: absolute; text-decoration: none; white-space: pre;">compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 495.08pt; position: absolute; text-decoration: none; white-space: pre;">$73.9 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 543.04pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 350.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">as <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 57pt; position: absolute; text-decoration: none; white-space: pre;">at<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 64.5pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.97pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 168.8pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.78pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.28pt; position: absolute; text-decoration: none; white-space: pre;">was driven by growth in total equity, a higher post-tax CSM and the net issuance of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 361.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">capital instruments<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 119.95pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.2pt; position: absolute; text-decoration: none; white-space: pre;">. The growth in total equity was mainly from total comprehensive income, which was partially offset by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 372pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">dividends and common share buybacks<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.95pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2535" style="position: absolute; top: 394.8pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 394.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Remittance of Capital<font style="display: inline-block; height: 8.73pt;"></font><font id="i58d3375a56db43fb9424aa65b1f31069"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 410.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">As part of its capital management, Manulife promotes internal capital mobility so that MFC has access to funds to meet its <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 421.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">obligations and to optimize capital deployment. Remittances is defined as the cash remitted or made available for distribution <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 432pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">to MFC from its subsidiaries. It is a key metric used by management to evaluate our financial flexibility. In <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.58pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 483.58pt; position: absolute; text-decoration: none; white-space: pre;">, MFC <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 442.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries delivered $<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 138.93pt; position: absolute; text-decoration: none; white-space: pre;">7.0<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.43pt; position: absolute; text-decoration: none; white-space: pre;"> billion in remittances of which Asia and U.S. operations delivered $<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 418.77pt; position: absolute; text-decoration: none; white-space: pre;">1.9<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.27pt; position: absolute; text-decoration: none; white-space: pre;"> billion and $<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 481.73pt; position: absolute; text-decoration: none; white-space: pre;">2.0<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.23pt; position: absolute; text-decoration: none; white-space: pre;"> billion, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 453.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">respectively. Remittances were $<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 176.26pt; position: absolute; text-decoration: none; white-space: pre;">1.5 billion higher than <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 264.2pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.2pt; position: absolute; text-decoration: none; white-space: pre;"> due to the favourable impact of market movements in 2024 and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 464.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 60pt; position: absolute; text-decoration: none; white-space: pre;">GA Reinsurance Transaction.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2550" style="position: absolute; top: 487.2pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 487.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Financial Leverage <font style="display: inline-block; height: 8.73pt;"></font><font id="i02a243ad01374d5198b44599c5f43713"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 156.32pt; position: absolute; text-decoration: none; white-space: pre;">Ratio<font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 502.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s financial leverage ratio<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 163.23000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 187.73pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 266.7pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.69pt; position: absolute; text-decoration: none; white-space: pre;">23.7%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 313.19pt; position: absolute; text-decoration: none; white-space: pre;">, a decrease of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.18pt; position: absolute; text-decoration: none; white-space: pre;">0.6<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.68pt; position: absolute; text-decoration: none; white-space: pre;"> percentage points from <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.64pt; position: absolute; text-decoration: none; white-space: pre;">24.3%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 510.14pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 513.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 123.97pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 146.8pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.79pt; position: absolute; text-decoration: none; white-space: pre;"> in the ratio was driven by <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 288.23pt; position: absolute; text-decoration: none; white-space: pre;">growth in total equity and higher post-tax CSM, partially offset <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 524.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">by the net issuance of capital instruments<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 209.94pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 213.19pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2565" style="position: absolute; top: 547.2pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 547.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Common Shareholder Dividends <font style="display: inline-block; height: 8.73pt;"></font><font id="i4e30e305525a4fff9b1626fc53e7277c"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 562.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The declaration and payment of shareholder dividends and the amount thereof are at the discretion of the Board and depend <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 573.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">upon various factors, including the results of operations, financial conditions, future prospects of the Company, dividend <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 584.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">payout ratio, and taking into account regulatory restrictions on the payment of shareholder dividends.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 607.2pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Common Shareholder Dividends Paid <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 618.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">$ per share<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Dividends paid<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 31.3pt; position: absolute;">1.60<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 31.3pt; position: absolute;">1.46<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.55pt; position: absolute; top: 664.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Company offers a Dividend Reinvestment Program (&#8220;DRIP&#8221;) whereby shareholders may elect to automatically reinvest <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 675.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">dividends in the form of MFC common shares instead of receiving cash. The offering of the program and its terms of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 686pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">execution are subject to the Board&#8217;s discretion.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2Ni4wMCA5NTUuNzMgSCAyNTguMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 721.8pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; white-space: pre;">&#160;  The net issuance of capital instruments consists of the issuance of $1.1 billion of subordinated debt in 1Q24, $0.5 billion of subordinated debt in 2Q24, and <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 8.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.42pt; position: absolute; white-space: pre;">$1.0 billion of subordinated debt in 4Q24, partially offset by the redemption of $0.6 billion of JHUSA Surplus Notes in 1Q24, $0.75 billion of subordinated debt <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 16.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 57.42pt; position: absolute; white-space: pre;">in 3Q24 and $0.5 billion of subordinated debt in 4Q24.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">81<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">During <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.47pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.47pt; position: absolute; text-decoration: none; white-space: pre;">, the required common shares in connection with the DRIP were purchased on the open market with no <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">applicable discount.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2580" style="position: absolute; top: 74.1pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 74.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Regulatory Capital Position <font style="display: inline-block; height: 8.73pt;"></font><font id="i01a2bdc70bd84b0fa306f1c731e47185"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">MFC and MLI are regulated by OSFI and are subject to consolidated risk based capital requirements. Manulife monitors and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">manages its consolidated capital in compliance with the OSFI LICAT guideline. Under this regime, our available capital and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">other eligible capital resources are measured against a required amount of risk capital determined in accordance with the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 122.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">guideline. For regulatory reporting purposes under the LICAT framework, consolidated capital is adjusted for various additions <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 132.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">or deductions to capital as mandated by the guidelines defined by OSFI.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 149.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Manulife&#8217;s operating activities are conducted within MLI and its subsidiaries. MLI&#8217;s LICAT ratio was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.6pt; position: absolute; text-decoration: none; white-space: pre;">137%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.6pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.1pt; position: absolute; text-decoration: none; white-space: pre;">December 31, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 160.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 69.5pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 135.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">137%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.96pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.93pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 266.77pt; position: absolute; text-decoration: none; white-space: pre;">The ratio is in line with 2023 as the positive impact from earnings and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 171.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">CSM, the net issuance of capital instruments<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 227.42pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 230.67pt; position: absolute; text-decoration: none; white-space: pre;"> and the GA and RGA Canadian Reinsurance Transactions was offset by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 182.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">common share buybacks and market movements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 198.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s LICAT ratio was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 143.43pt; position: absolute; text-decoration: none; white-space: pre;">124%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 166.43pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.93pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.9pt; position: absolute; text-decoration: none; white-space: pre;">, compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.86pt; position: absolute; text-decoration: none; white-space: pre;">124%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 358.86pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.36pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 462.33pt; position: absolute; text-decoration: none; white-space: pre;">, with the change <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 209.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">driven by similar factors that impacted the movement in MLI&#8217;s LICAT ratio. The difference between the MLI and MFC ratios is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 220.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">largely due to the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 120.97pt; position: absolute; text-decoration: none; white-space: pre;">$6.6&#160;billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 163.93pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 189.42pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; $6.1 billion) of MFC senior debt outstanding that does not qualify as available capital at <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 231.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the MFC level, but based on the form it was down-streamed to MLI, it qualifies as regulatory capital at the MLI level. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 248.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The LICAT ratios as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 141.13pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.1pt; position: absolute; text-decoration: none; white-space: pre;">, resulted in excess capital of $24.0 billion over OSFI&#8217;s supervisory target ratio of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 258.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">100% for MLI, and $22.7 billion over OSFI&#8217;s regulatory minimum target ratio of 90% for MFC (no supervisory target is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 269.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">applicable to MFC). In addition, all MLI&#8217;s subsidiaries maintain capital levels in excess of local requirements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2595" style="position: absolute; top: 292.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 292.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Credit Ratings<font style="display: inline-block; height: 8.73pt;"></font><font id="i1f950d335b2a4b5ab33bb116ca08487e"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 308.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Manulife&#8217;s operating companies have strong financial strength ratings from credit rating agencies. These ratings are important <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 318.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">factors in establishing the competitive position of insurance companies and maintaining public confidence in products being <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 329.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">offered. Maintaining strong ratings on debt and capital instruments issued by MFC and its subsidiaries allows us to access <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 340.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">capital markets at competitive pricing levels. Should these credit ratings decrease materially, our cost of financing may <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 351.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">increase and our access to funding and capital through capital markets could be reduced. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 368.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">During <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.47pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.47pt; position: absolute; text-decoration: none; white-space: pre;">, S&#38;P, Moody&#8217;s, Morningstar DBRS, and AM Best Company (&#8220;AM Best&#8221;) maintained their assigned ratings of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 378.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">MFC and its primary insurance operating companies. On July 30, 2024, Fitch upgraded the financial strength ratings for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 389.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Manulife&#8217;s primary insurance operating companies to AA from AA-. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 406.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The following table summarizes the financial strength ratings of MLI and certain of its subsidiaries as at January 31, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 510.25pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 530.25pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 429.3pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Financial Strength Ratings<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 447pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 510.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 189.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 62.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 51.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 68.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 53.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 189.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 189.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Subsidiary<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 0pt; width: 62.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 62.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Jurisdiction<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 252pt; position: absolute; top: 0pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">S&#38;P<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 0pt; width: 51.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 51.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Moody&#8217;s<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 0pt; width: 68.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 68.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Morningstar DBRS<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Fitch<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 0pt; width: 53.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">AM Best<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 189.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">The Manufacturers Life Insurance Company<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 11.25pt; width: 62.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 62.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 252pt; position: absolute; top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">AA-<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 11.25pt; width: 51.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 51.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">A1<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 11.25pt; width: 68.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 68.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">AA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; white-space: pre;">AA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 11.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">A+ <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.63pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">(Superior)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 189.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">John Hancock Life Insurance Company (U.S.A.)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 33pt; width: 62.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 62.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">United States<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 252pt; position: absolute; top: 33pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">AA-<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 33pt; width: 51.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 51.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">A1 <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 33pt; width: 68.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 68.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 33pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; white-space: pre;">AA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 33pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">A+ <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.63pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">(Superior)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 189.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife (International) Limited<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 54.75pt; width: 62.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 62.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 252pt; position: absolute; top: 54.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">AA-<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 54.75pt; width: 51.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 51.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 54.75pt; width: 68.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 68.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 54.75pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 54.75pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 189.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Life Insurance Company <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 69pt; width: 62.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 62.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Japan<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 252pt; position: absolute; top: 69pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">A+<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 69pt; width: 51.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 51.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 69pt; width: 68.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 68.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 69pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 69pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 83.25pt; width: 189.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 189.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife (Singapore) Pte. Ltd.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 83.25pt; width: 62.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 62.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Singapore<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 252pt; position: absolute; top: 83.25pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">AA-<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 83.25pt; width: 51.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 51.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 83.25pt; width: 68.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 68.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 83.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #00a758; border-left: 0.25pt solid #00a758; border-right: 0.25pt solid #00a758; border-top: 0.25pt solid #00a758; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 83.25pt; width: 53.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 53.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Not Rated<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 555.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">As of January 31, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 121.99pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 141.99pt; position: absolute; text-decoration: none; white-space: pre;">, S&#38;P, Morningstar DBRS, Fitch, and AM Best had a stable outlook on these ratings, while Moody&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 566.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">had a positive outlook. The S&#38;P rating and outlook for Manulife Life Insurance Company are constrained by the sovereign <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 577.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">rating on Japan (A+&#47;Stable).<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">82<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_2638" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">11.&#160; Critical Actuarial and Accounting Policies<font style="display: inline-block; height: 11.64pt;"></font><font id="i8d3e0c641b3a40d6b27bcfddb13de973"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 67.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The preparation of Consolidated Financial Statements in conformity with IFRS requires management to make judgments, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 78.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">estimates and assumptions that affect the application of accounting policies and the reported amounts of assets and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 88.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">liabilities, and the disclosure of contingent assets and liabilities as at the date of the Consolidated Financial Statements, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 99.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the reported amounts of insurance service, investment result, and other revenues and expenses during the reporting periods. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 110.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Actual results may differ from these estimates. The most significant estimation processes relate to evaluating assumptions <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 121.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">used in measuring insurance and investment contract liabilities and reinsurance contract held liabilities, assessing assets for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 132.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">impairment, determining of pension and other post-employment benefit obligation and expense assumptions, determining <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 142.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">income taxes and uncertain tax positions, and estimating fair values of certain invested assets. Estimates and underlying <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 153.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognized in the year in which the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 164.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">estimates are revised and in any future years affected. Although some variability is inherent in these estimates, management <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 175.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">believes that the amounts recorded are appropriate. The material accounting policies used and the most significant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 186.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">judgments made by management in applying these accounting policies in the preparation of the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 426.84pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 446.84pt; position: absolute; text-decoration: none; white-space: pre;"> Annual Consolidated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 196.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Financial Statements are described in note 1 to the Consolidated Financial Statements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2624" style="position: absolute; top: 219.7pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 219.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Critical Actuarial Policies &#8211; Insurance and Investment Contract Liabilities<font style="display: inline-block; height: 8.73pt;"></font><font id="ided9ec5f505f4d0e9ab635bc06ceec5a"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 235.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Insurance contract liabilities are determined in Canada under IFRS 17 &#8220;Insurance Contracts&#8221;, which <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 442.26pt; position: absolute; text-decoration: none; white-space: pre;">establishes principles for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 246.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the recognition, measurement, presentation and disclosure of insurance contracts within the scope of the Standard. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 256.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">objective of IFRS 17 is to ensure that an entity provides relevant information that faithfully represents those contracts. This <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 267.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">information provides a basis for users of financial statements to assess the effect that insurance contracts have on the entity&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 278.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">financial position, financial performance, and cash flows.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 295.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Insurance contract liabilities include the fulfilment cash flows and the contractual service margin. The fulfilment cash flows <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 306.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">comprise&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 322.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">An estimate of future cash flows <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 334.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">An adjustment to reflect the time value of money and the financial risk related to the future cash flows if not included in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 345.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">the estimate of future cash flows<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 357.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">A risk adjustment for non-financial risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 374.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Estimates of future cash flows including any adjustments to reflect the time value of money and financial risk represent the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 384.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">estimated value of future policyholder benefits and settlement obligations to be paid over the term remaining on in-force <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 395.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">policies, including costs of servicing the policies, reduced by any future amounts paid by policyholders to the Company for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 406.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">their policies. The determination of estimates of future cash flows involves the use of estimates and assumptions. To <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 417.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">determine the best estimate amount, assumptions must be made for several key factors, including future mortality and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 428.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">morbidity rates, rates of policy termination and premium persistency, operating expenses, and certain taxes (other than <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 438.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">income taxes). Further information on best estimate assumptions is provided in the &#8220;Best Estimate Assumptions&#8221; section <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 449.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 466.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">To reflect the time value of money and financial risk, estimates of future cash flows are generally discounted using risk-free <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 477.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">yield curves adjusted by an illiquidity premium to reflect the liquidity characteristics of the liabilities. The Company primarily <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 488.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">uses a deterministic projection using best estimate assumptions to determine the present value of future cash flows. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 498.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">However, where there are financial guarantees such as universal life minimum crediting rates guarantees, participating life <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 509.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">zero dividend floor implicit guarantees and variable annuities guarantees, a stochastic approach to capture the asymmetry of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 520.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the risk is used. For the stochastic approach the cash flows are both projected and discounted at scenario specific rates <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 531.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">calibrated on average to be the risk-free yield curves adjusted for illiquidity. The Company disaggregates insurance finance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 542.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">income or expenses on insurance contracts issued for most of its group of insurance contracts between profit or loss and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 552.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">other comprehensive income (&#8220;OCI&#8221;). The impact of changes in market interest rates on the value of the life insurance and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 563.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">related reinsurance assets and liabilities are reflected in OCI to minimize accounting mismatches between the accounting for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 574.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">insurance assets and liabilities and supporting financial assets.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 591.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Risk adjustments for non-financial risk represent the compensation an entity requires for bearing the uncertainty about the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 602.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">amount and timing of the cash flows that arises from non-financial risk as the entity fulfills insurance contracts. The risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 612.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">adjustment considers insurance, lapse and expense risks, includes both favourable and unfavourable outcomes, and reflects <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 623.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">diversification benefits from the insurance contracts issued. The Company has estimated the risk adjustment using a margin <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 634.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">approach. This approach applies a margin for adverse deviation, typically in terms of a percentage of best estimate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 645.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">assumptions, where future cash flows are uncertain. The resulting cash flows are discounted at rates consistent with the best <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 656.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">estimate cash flows to arrive at the total risk adjustment. The ranges of these margins are set by the Company and reviewed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 666.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">periodically. The risk adjustment for non-financial risk for insurance contracts correspond to a 90% &#8211; 95% confidence level for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 677.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">all segments. The risk adjustment for non-financial risk leads to higher insurance contract liabilities, but increases the income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 688.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">recognized in later periods as the risk adjustment releases as the non-financial risk on policies decreases.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 705.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The contractual service margin represents the present value of unearned profits the entity will recognize as services are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 716.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">provided in the future.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">83<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Total net insurance contract liabilities were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 220.38pt; position: absolute; text-decoration: none; white-space: pre;">$522.8 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;"> as at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.84000000000003pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.81pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.3pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 461.27pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.27pt; position: absolute; text-decoration: none; white-space: pre;">$482.0 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 524.23pt; position: absolute; text-decoration: none; white-space: pre;">), <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">reflecting business growth and foreign exchange impacts.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 74.1pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Best Estimate Assumptions<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 85.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We follow established processes to determine the assumptions used in the determination of insurance contract liabilities. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 96.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">nature of each risk factor and the process for setting the assumptions used in the determination are discussed below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 119.4pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Mortality<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 131.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Mortality relates to the occurrence of death. Mortality assumptions are based on our internal as well as industry past and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 141.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">emerging experience and are differentiated by sex, underwriting class, policy type and geographic market. We make <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 152.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assumptions about future mortality improvements using historical experience derived from population data. Reinsurance is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 163.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">used to offset some of our direct mortality exposure on in-force life insurance policies with the impact of the reinsurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 174.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">separately accounted for in our reinsurance contract assets or liabilities. Actual mortality experience is monitored against <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 185.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">these assumptions separately for each business. The results are favourable where mortality rates are lower than assumed for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 195.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">life insurance and where mortality rates are higher than assumed for payout annuities and long-term care. Overall <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 502.74pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 522.74pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 206.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">experience was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.47pt; position: absolute; text-decoration: none; white-space: pre;">favourable<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 156.45pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.94pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.94pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 191.94pt; position: absolute; text-decoration: none; white-space: pre;">favourable<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.92pt; position: absolute; text-decoration: none; white-space: pre;">)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.91pt; position: absolute; text-decoration: none; white-space: pre;"> when compared with our assumptions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 229.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Morbidity<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 241.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Morbidity relates to the occurrence of accidents and sickness for the insured risks. Morbidity assumptions are based on our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 252pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">internal as well as industry past and emerging experience and are established for each type of morbidity risk and geographic <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 262.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">market. For our JH Long Term Care business we make assumptions about future morbidity changes. Actual morbidity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 273.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">experience is monitored against these assumptions separately for each business. Our morbidity risk exposure relates to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 284.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">future expected claims costs for long-term care insurance, as well as for group benefits and certain individual health <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 295.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">insurance products we offer. Overall <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.27pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.27pt; position: absolute; text-decoration: none; white-space: pre;"> experience was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 282.74pt; position: absolute; text-decoration: none; white-space: pre;">favourable<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 324.72pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 330.21pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 350.21pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.21pt; position: absolute; text-decoration: none; white-space: pre;">favourable<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.19pt; position: absolute; text-decoration: none; white-space: pre;">) when compared with our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 306pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assumptions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 328.8pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Policy Termination and Premium Persistency&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 340.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Policy termination includes lapses and surrenders, where lapses represent the termination of policies due to non-payment of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 351.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">premiums and surrenders represent the voluntary termination of policies by policyholders. Premium persistency represents <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 362.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the level of ongoing deposits on contracts where there is policyholder discretion as to the amount and timing of deposits. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 372.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Policy termination and premium persistency assumptions are primarily based on our recent experience adjusted for expected <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 383.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">future conditions. Assumptions reflect differences by type of contract within each geographic market and actual experience is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 394.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">monitored against these assumptions separately for each business. Overall <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 351.37pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.37pt; position: absolute; text-decoration: none; white-space: pre;"> experience was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 438.84pt; position: absolute; text-decoration: none; white-space: pre;">unfavourable<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.82pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 496.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.31pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 405.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">unfavourable<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">) when compared with our assumptions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 428.1pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Directly Attributable Expenses and Taxes&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 439.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Directly attributable operating expense assumptions reflect the projected costs of maintaining and servicing in-force policies, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 450.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">including associated directly attributable overhead expenses. The expenses are derived from internal cost studies and are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 461.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">projected into the future with an allowance for inflation. For some developing businesses, there is an expectation that unit <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 472.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">costs will decline as these businesses mature. Actual expenses are monitored against assumptions separately for each <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 483pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">business. Overall maintenance expenses for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.93pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 248.93pt; position: absolute; text-decoration: none; white-space: pre;"> were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 273.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">unfavourable<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.39pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 330.88pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 350.88pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.88pt; position: absolute; text-decoration: none; white-space: pre;">unfavourable<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.86pt; position: absolute; text-decoration: none; white-space: pre;">) when compared with our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 493.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assumptions. Taxes reflect assumptions for future premium taxes and other non-income related taxes. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 516.6pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Experience Adjusted Products<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 528.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Where policies have features that allow the impact of changes in experience to be passed on to policyholders through policy <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 539.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">dividends, experience rating refunds, credited rates or other adjustable features, the projected policyholder benefits are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 549.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">adjusted to reflect the projected experience. Minimum contractual guarantees and other market considerations are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 560.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">considered in determining the policy adjustments.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2656" style="position: absolute; top: 583.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 583.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Sensitivity of Earnings to Changes in Assumptions<font style="display: inline-block; height: 8.73pt;"></font><font id="ie36342aff54f444abfd949aa65b025cd"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 599.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The following tables present information on how reasonably possible changes in assumptions made by the Company on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 609.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">insurance contracts&#8217; non-economic risk variables and certain economic risk variables impact contractual service margin, net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 620.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.93pt; position: absolute; text-decoration: none; white-space: pre;">, other comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.85pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.82pt; position: absolute; text-decoration: none; white-space: pre;">, and total comprehensive income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 631.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 99.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.45pt; position: absolute; text-decoration: none; white-space: pre;">. For non-economic risk variables, the impacts are shown separately gross and net of the impacts of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 642.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">reinsurance contracts held. The method used for deriving sensitivity information and significant assumptions made did not <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 653.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">change from the previous period.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 669.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The analysis is based on a simultaneous change in assumptions across all businesses and holds all other assumptions <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 680.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">constant. In practice, experience for each assumption will frequently vary by geographic market and business, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 691.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assumption updates are specifically made on a business and geographic basis. Actual results can differ materially from these <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 702.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">estimates for a variety of reasons including the interaction among these factors when more than one changes, actual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 713.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">experience differing from the assumptions, changes in business mix, effective tax rates, and the general limitations of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.96pt; position: absolute; text-decoration: none; white-space: pre;">our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 723.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">internal models.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">84<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Potential impact on contractual service margin, net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 354.73pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 411.19pt; position: absolute; text-decoration: none; white-space: pre;">, other comprehensive income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 99.92pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 156.38pt; position: absolute; text-decoration: none; white-space: pre;">, and total comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 358.69pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 415.15pt; position: absolute; text-decoration: none; white-space: pre;"> arising from changes to non-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">economic assumptions<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 144.92000000000002pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 78.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 507pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 177pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 29.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 177pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 21.19pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.669999999999998pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 177pt; position: absolute; top: 0pt; width: 82.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.77pt; position: absolute; text-decoration: none; white-space: pre;">CSM net of NCI<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 259.5pt; position: absolute; top: 0pt; width: 82.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.13pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 342pt; position: absolute; top: 0pt; width: 82.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.69pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.81pt; position: absolute; text-decoration: none; white-space: pre;">Other comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.54pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 424.5pt; position: absolute; top: 0pt; width: 82.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.69pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.17pt; position: absolute; text-decoration: none; white-space: pre;">Total comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.54pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 29.25pt; width: 177pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 177pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax except CSM)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 29.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 40.5pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 177pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Policy related assumptions<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 51.75pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2% adverse change in future mortality rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 147.16pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3),(5)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 63pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: absolute; text-decoration: none; white-space: pre;">Portfolios where an increase in rates increases <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: absolute; text-decoration: none; white-space: pre;">insurance contract liabilities<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 63pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(700)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 63pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 63pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(700)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 63pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 63pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">200<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 63pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 63pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(500)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 63pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 84.75pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: absolute; text-decoration: none; white-space: pre;">Portfolios where a decrease in rates increases <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: absolute; text-decoration: none; white-space: pre;">insurance contract liabilities<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(600)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">200<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 84.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">200<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">5% adverse change in future morbidity rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 149.25pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4),(5),(6)<font style="display: inline-block; height: 3.549pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 169.79999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">(incidence and termination)<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(2,200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(1,800)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(3,000)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(2,700)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">700<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">600<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(2,300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 106.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(2,100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">10% change in future policy termination rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 152.57999999999998pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3),(5)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: absolute; text-decoration: none; white-space: pre;">Portfolios where an increase in rates increases <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: absolute; text-decoration: none; white-space: pre;">insurance contract liabilities<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(700)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(600)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 139.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 161.25pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: absolute; text-decoration: none; white-space: pre;">Portfolios where a decrease in rates increases <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: absolute; text-decoration: none; white-space: pre;">insurance contract liabilities<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(900)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(700)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(700)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">400<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">300<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 161.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 183pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 177pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">5% increase in future expense levels<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 183pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(600)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 183pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(600)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 183pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 183pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 183pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 183pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 183pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 183pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 35.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 194.25pt; width: 177pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 27.19pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 177pt; position: absolute; top: 194.25pt; width: 82.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 27.19pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.77pt; position: absolute; text-decoration: none; white-space: pre;">CSM net of NCI<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 259.5pt; position: absolute; top: 194.25pt; width: 82.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 18.44pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.13pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 27.19pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 342pt; position: absolute; top: 194.25pt; width: 82.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.69pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.81pt; position: absolute; text-decoration: none; white-space: pre;">Other comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 18.44pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.54pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 27.19pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 424.5pt; position: absolute; top: 194.25pt; width: 82.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.69pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.17pt; position: absolute; text-decoration: none; white-space: pre;">Total comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 18.44pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.54pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 27.19pt; width: 82.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 229.5pt; width: 177pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 177pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax except CSM)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 229.5pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 229.5pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 229.5pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 229.5pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 229.5pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 229.5pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 229.5pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.96pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 229.5pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.74pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 240.75pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 177pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Policy related assumptions<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 252pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2% adverse change in future mortality rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 147.16pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3),(5)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 263.25pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: absolute; text-decoration: none; white-space: pre;">Portfolios where an increase in rates increases <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: absolute; text-decoration: none; white-space: pre;">insurance contract liabilities<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 263.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(800)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 263.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 263.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 263.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 263.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 263.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 263.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 263.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 285pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: absolute; text-decoration: none; white-space: pre;">Portfolios where a decrease in rates increases <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: absolute; text-decoration: none; white-space: pre;">insurance contract liabilities<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 285pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 285pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(500)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 285pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 285pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 285pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 285pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 285pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 285pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 306.75pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">5% adverse change in future morbidity rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 149.25pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(4),(5),(6)<font style="display: inline-block; height: 3.549pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 169.79999999999998pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">(incidence and termination)<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 306.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(1,500)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 306.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(1,300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 306.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(3,300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 306.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(3,300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 306.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">500<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 306.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">400<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 306.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(2,800)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 306.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(2,900)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 328.5pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">10% change in future policy termination rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 152.57999999999998pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3),(5)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 339.75pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: absolute; text-decoration: none; white-space: pre;">Portfolios where an increase in rates increases <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: absolute; text-decoration: none; white-space: pre;">insurance contract liabilities<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 339.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(600)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 339.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(500)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 339.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 339.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 339.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 339.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 339.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 339.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 361.5pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.8pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 13.23pt; position: absolute; text-decoration: none; white-space: pre;">Portfolios where a decrease in rates increases <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 177pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 17.73pt; position: absolute; text-decoration: none; white-space: pre;">insurance contract liabilities<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(1,200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(800)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">300<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">200<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 361.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 13.22pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 383.25pt; width: 177pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 177pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">5% increase in future expense levels<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 177pt; position: absolute; top: 383.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(600)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 218.25pt; position: absolute; top: 383.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(600)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 259.5pt; position: absolute; top: 383.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 383.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342pt; position: absolute; top: 383.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 383.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 383.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 383.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="background-color: #00a758; height: 507.37pt; left: 38.16pt; opacity: 1; position: absolute; top: 78.78pt; width: 4.89pt; z-index: 1;"></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 478.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ic7e6a613d3984e14b6e7ff30932d5920"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The participating policy funds are largely self-supporting and experience gains or losses would generally result in changes to future dividends reducing the <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 487.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">direct impact on the CSM and shareholder income.<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 212.5pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 496.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i9ac64a33585b49a295d46134bf813431"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">An increase in mortality rates will generally increase insurance contract liabilities for life insurance contracts, whereas a decrease in mortality rates will <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 505.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">generally increase insurance contract liabilities for policies with longevity risk such as payout annuities.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 514.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="iccd637c14cdb4dd0bee8feba466114ce"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The sensitivity is measured for each direct insurance portfolio net of the impacts of any reinsurance held on the policies within that portfolio to determine if the <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 523.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">overall insurance contract liabilities increased.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 533pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ibdba0f6d38814da6889a0a9a842aca03"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">No amounts related to morbidity risk are included for policies where the insurance contract liability provides only for claims costs expected over a short period, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 542.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">generally less than one year, such as Group Life and Health.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 551.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i1f58c6d2ed5a43f3933a2eb0cc356d8e"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impacts of the sensitivities on LTC for morbidity, mortality and lapse do not assume any offsets from the Company&#8217;s ability to contractually raise premium <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 560.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">rates in such events, subject to state regulatory approval. In practice, <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 270.02pt; position: absolute; text-decoration: none; white-space: pre;">we <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 280.9pt; position: absolute; text-decoration: none; white-space: pre;">would plan to file for rate increases equal to the amount of deterioration resulting <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 569.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">from the sensitivity.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 578.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(6)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i64c2bc3f2b184006bd4e53a9c9d58343"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">This includes a <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 103.66pt; position: absolute; text-decoration: none; white-space: pre;">5%<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 113.77pt; position: absolute; text-decoration: none; white-space: pre;"> deterioration in incidence rates and a <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 232.32pt; position: absolute; text-decoration: none; white-space: pre;">5%<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 242.43pt; position: absolute; text-decoration: none; white-space: pre;"> deterioration in claim termination rates.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">85<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Potential impact on contractual service margin, net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 359.23pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 415.69pt; position: absolute; text-decoration: none; white-space: pre;">, other comprehensive income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 104.42pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 160.88pt; position: absolute; text-decoration: none; white-space: pre;">, and total comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 363.19pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 419.65pt; position: absolute; text-decoration: none; white-space: pre;"> arising from changes to non-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">economic assumptions on Long Term Care<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 234.34pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 72.9pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 505.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 187.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 27.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 187.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 19.69pt; width: 187.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 187.5pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 19.69pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.27pt; position: absolute; text-decoration: none; white-space: pre;">CSM net of NCI<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 267pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 11.29pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 19.69pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 346.5pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.89pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.31pt; position: absolute; text-decoration: none; white-space: pre;">Other comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 11.29pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.04pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 19.69pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 426pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.89pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.67pt; position: absolute; text-decoration: none; white-space: pre;">Total comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 11.29pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.04pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 19.69pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 27.75pt; width: 187.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 187.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax except CSM)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 27.75pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.46pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 27.75pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.24pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 27.75pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.46pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 27.75pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.24pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 27.75pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.46pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 27.75pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.24pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 27.75pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.46pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 27.75pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.24pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 39pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Policy related assumptions<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 50.25pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">2% adverse change in future mortality rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 147.16pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 50.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.71pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 50.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.71pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 50.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 50.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 50.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 50.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 50.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 50.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 61.5pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">5% adverse change in future morbidity incidence <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; white-space: pre;">rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 23.79pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 61.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 12.63pt;"></font></font><font style="left: 15.260000000000002pt; position: absolute;">(1,400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 61.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 12.63pt;"></font></font><font style="left: 15.260000000000002pt; position: absolute;">(1,300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 61.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(500)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 61.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 61.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">200<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 61.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">200<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 61.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 61.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 81.75pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">5% adverse change in future morbidity claims <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; white-space: pre;">termination rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 62.93pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 81.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 12.63pt;"></font></font><font style="left: 15.260000000000002pt; position: absolute;">(1,400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 81.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 12.63pt;"></font></font><font style="left: 15.260000000000002pt; position: absolute;">(1,300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 81.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 12.63pt;"></font></font><font style="left: 15.260000000000002pt; position: absolute;">(1,300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 81.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 12.63pt;"></font></font><font style="left: 15.260000000000002pt; position: absolute;">(1,100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 81.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">500<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 81.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">400<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 81.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(800)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 81.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(700)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 102pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">10% adverse change in future policy termination <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; white-space: pre;">rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 23.79pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 122.25pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">5% increase in future expense levels<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 124.69pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 122.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 122.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 122.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 122.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 122.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 122.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 122.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 122.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 133.5pt; width: 187.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 19.69pt; width: 187.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 187.5pt; position: absolute; top: 133.5pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 19.69pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.27pt; position: absolute; text-decoration: none; white-space: pre;">CSM net of NCI<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 267pt; position: absolute; top: 133.5pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 11.29pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 19.69pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 346.5pt; position: absolute; top: 133.5pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.89pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.31pt; position: absolute; text-decoration: none; white-space: pre;">Other comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 11.29pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.04pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 19.69pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 426pt; position: absolute; top: 133.5pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.89pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.67pt; position: absolute; text-decoration: none; white-space: pre;">Total comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 11.29pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.04pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 19.69pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.53pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 161.25pt; width: 187.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 187.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax except CSM)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.46pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.24pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.46pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.24pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.46pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.24pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.46pt; position: absolute; text-decoration: none; white-space: pre;">Gross<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.24pt; position: absolute; text-decoration: none; white-space: pre;">Net<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 172.5pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Policy related assumptions<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 183.75pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">2% adverse change in future mortality rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 147.16pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 183.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.71pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 183.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.71pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 183.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 183.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 183.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 183.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 183.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 183.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 195pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">5% adverse change in future morbidity incidence <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; white-space: pre;">rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 23.79pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 195pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(900)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 195pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(900)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 195pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(800)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 195pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(800)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 195pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 195pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 195pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(700)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 195pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(700)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 215.25pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">5% adverse change in future morbidity claims <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; white-space: pre;">termination rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 62.93pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 215.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(900)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 215.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(900)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 215.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 12.63pt;"></font></font><font style="left: 15.260000000000002pt; position: absolute;">(1,600)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 215.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 12.63pt;"></font></font><font style="left: 15.260000000000002pt; position: absolute;">(1,600)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 215.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">200<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 215.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">200<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 215.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 12.63pt;"></font></font><font style="left: 15.260000000000002pt; position: absolute;">(1,400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 215.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 12.63pt;"></font></font><font style="left: 15.260000000000002pt; position: absolute;">(1,400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 235.5pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">10% adverse change in future policy termination <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; white-space: pre;">rates<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 23.79pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2),(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 235.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 235.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(400)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 235.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 235.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 235.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 235.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 235.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 235.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 255.75pt; width: 187.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 187.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">5% increase in future expense levels<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 124.69pt; position: absolute; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 187.5pt; position: absolute; top: 255.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 227.25pt; position: absolute; top: 255.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 255.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 306.75pt; position: absolute; top: 255.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 255.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 386.25pt; position: absolute; top: 255.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 255.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 255.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="background-color: #00a758; height: 325.59pt; left: 43.2pt; opacity: 1; position: absolute; top: 73.44pt; width: 4.89pt; z-index: 2;"></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 344.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="iaff69157457b4b45930917d79abefaa5"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The potential impacts on CSM were translated from US$ at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 244.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;">1.4382<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 265.56pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 269.83pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.39pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 293.16pt; position: absolute; text-decoration: none; white-space: pre;">1.3186<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 314.55pt; position: absolute; text-decoration: none; white-space: pre;">) and the potential impacts on net income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 483.22999999999996pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 523.67pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 527.5500000000001pt; position: absolute; text-decoration: none; white-space: pre;">OCI <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 354pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">attributed <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 90.67pt; position: absolute; text-decoration: none; white-space: pre;">to <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 98.44pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 138.88pt; position: absolute; text-decoration: none; white-space: pre;"> and total comprehensive income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 282.31pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 322.75pt; position: absolute; text-decoration: none; white-space: pre;"> were translated from US$ at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 413.68pt; position: absolute; text-decoration: none; white-space: pre;">1.3987<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 435.07pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 439.34pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 454.9pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 462.66999999999996pt; position: absolute; text-decoration: none; white-space: pre;">1.3612<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 484.06pt; position: absolute; text-decoration: none; white-space: pre;">).<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 488.33pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 363.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i790f9a79d2d546cbb8a7bfa5ca5d81e7"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impacts of the sensitivities on LTC for morbidity, mortality and lapse do not assume any offsets from the Company&#8217;s ability to contractually raise premium <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 372.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">rates in such events, subject to state regulatory approval. In practice,<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 272.58pt; position: absolute; text-decoration: none; white-space: pre;"> we<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 283.46pt; position: absolute; text-decoration: none; white-space: pre;"> would plan to file for rate increases equal to the amount of deterioration resulting <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 381.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">from the sensitivities.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 390.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i2308ee5b101c40779e1b3571eb1ca16c"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of favourable changes to all the sensitivities is relatively symmetrical.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 405.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Potential impact on contractual service margin, net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 359.23pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 415.69pt; position: absolute; text-decoration: none; white-space: pre;">, other comprehensive income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 416.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 104.42pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 160.88pt; position: absolute; text-decoration: none; white-space: pre;">, and total comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 363.19pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 419.65pt; position: absolute; text-decoration: none; white-space: pre;"> arising from changes to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 427.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">certain economic financial assumptions used in the determination of insurance contract liabilities<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 467.15pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 437.9pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 219pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 20.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 20.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 20.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 38.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 219pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 20.47pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.669999999999998pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 30.19pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax except CSM) <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 219pt; position: absolute; top: 0pt; width: 70.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 30.19pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.92pt; position: absolute; text-decoration: none; white-space: pre;">CSM net of NCI<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 289.5pt; position: absolute; top: 0pt; width: 70.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.69pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.5pt; position: absolute; text-decoration: none; white-space: pre;">Net income <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.44pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.95pt; position: absolute; text-decoration: none; white-space: pre;">attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 30.19pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.43pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 360pt; position: absolute; top: 0pt; width: 70.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.94pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 50.38pt; position: absolute; text-decoration: none; white-space: pre;">Other <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.69pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.43pt; position: absolute; text-decoration: none; white-space: pre;">comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.44pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.46pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 30.19pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.43pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 430.5pt; position: absolute; top: 0pt; width: 69pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.94pt; width: 69pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 51.6pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.69pt; width: 69pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.93pt; position: absolute; text-decoration: none; white-space: pre;">comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.44pt; width: 69pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.96pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 30.19pt; width: 69pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.93pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 38.25pt; width: 219pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 219pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Financial assumptions<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 49.5pt; width: 219pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 219pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">10 basis point reduction in ultimate spot rate<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 239.25pt; position: absolute; top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.44pt;"></font></font><font style="left: 29.24pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 309.75pt; position: absolute; top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 37.44pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.44pt;"></font></font><font style="left: 29.24pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 49.5pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.44pt;"></font></font><font style="left: 29.24pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 60.75pt; width: 219pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">50 basis point increase in interest rate volatility<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 157.56pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 239.25pt; position: absolute; top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.61pt;"></font></font><font style="left: 29.24pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 309.75pt; position: absolute; top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 60.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 72pt; width: 219pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">50 basis point increase in non-fixed income return volatility<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 196.72pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 239.25pt; position: absolute; top: 72pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.61pt;"></font></font><font style="left: 29.24pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 309.75pt; position: absolute; top: 72pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 72pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 72pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 38.25pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 83.25pt; width: 219pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 20.47pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 30.19pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax except CSM) <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 219pt; position: absolute; top: 83.25pt; width: 70.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 30.19pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.92pt; position: absolute; text-decoration: none; white-space: pre;">CSM net of NCI<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 289.5pt; position: absolute; top: 83.25pt; width: 70.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.69pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.5pt; position: absolute; text-decoration: none; white-space: pre;">Net income <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.44pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.95pt; position: absolute; text-decoration: none; white-space: pre;">attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 30.19pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.43pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 360pt; position: absolute; top: 83.25pt; width: 70.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.94pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 50.38pt; position: absolute; text-decoration: none; white-space: pre;">Other <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.69pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.43pt; position: absolute; text-decoration: none; white-space: pre;">comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.44pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.46pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 30.19pt; width: 70.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.43pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 430.5pt; position: absolute; top: 83.25pt; width: 69pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.94pt; width: 69pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 51.6pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.69pt; width: 69pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.93pt; position: absolute; text-decoration: none; white-space: pre;">comprehensive <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.44pt; width: 69pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.96pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 30.19pt; width: 69pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.93pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 121.5pt; width: 219pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 219pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Financial assumptions<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132.75pt; width: 219pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 1.58pt; position: absolute; text-decoration: none; white-space: pre;">10 basis point reduction in ultimate spot rate&#160;&#160;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 239.25pt; position: absolute; top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(200)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 309.75pt; position: absolute; top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 37.44pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 132.75pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.21pt;"></font></font><font style="left: 32.01pt; position: absolute;">(300)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 144pt; width: 219pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">50 basis point increase in interest rate volatility<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 157.56pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 239.25pt; position: absolute; top: 144pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 309.75pt; position: absolute; top: 144pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 144pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 144pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 155.25pt; width: 219pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">50 basis point increase in non-fixed income return volatility<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 196.72pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 239.25pt; position: absolute; top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 309.75pt; position: absolute; top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 155.25pt; width: 50.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 41.61pt;"></font></font><font style="left: 44.24pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="background-color: #00a758; height: 206.66pt; left: 43.2pt; opacity: 1; position: absolute; top: 437.79pt; width: 4.89pt; z-index: 3;"></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 609.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i639d199871b04335bd24483ed34c016b"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Note that the impact of these assumptions <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 192.12pt; position: absolute; text-decoration: none; white-space: pre;">is<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 197.17000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> not linear.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 618.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ied760abacbd14d85ade4f10c56c208fa"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Used in the determination of insurance contract liabilities with financial guarantees. This includes universal life minimum crediting rate guarantees, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 627.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">participating life zero dividend floor implicit guarantees, and variable annuities guarantees, where a stochastic approach is used to capture the asymmetry of <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 636.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">the risk.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2686" style="position: absolute; top: 657.8pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 657.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Review of Actuarial Methods and Assumptions<font style="display: inline-block; height: 8.73pt;"></font><font id="ia021ef89cfca48f5bea36ec10ee2e6f5"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 316.72pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 673.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company performs a comprehensive review of actuarial methods and assumptions annually. The review is designed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 684.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">reduce the Company&#8217;s exposure to uncertainty by ensuring assumptions for insurance contract liability risks remain <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 695pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">appropriate. This is accomplished by monitoring experience and updating assumptions that represent a best estimate of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 705.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">expected future experience, and maintaining a risk adjustment that is appropriate for the risks assumed. While the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 716.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assumptions selected represent the Company&#8217;s best estimates and assessment of risk, the ongoing monitoring of experience <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 727.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and changes in the economic environment are likely to result in future changes to the actuarial assumptions, which could <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2MC4wMCA5NTIuOTMgSCAyNTIuMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 719.7pt;"><div style="width: 499pt;"><div style="line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45.36pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 47.89pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  Fulfilment cash flows include an estimate of future cash flows&#59; an adjustment to reflect the time value of money and the financial risk related to future cash <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 9.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.64pt; position: absolute; text-decoration: none; white-space: pre;">flows if not included in the estimate of future cash flows&#59; and a risk adjustment for non-financial risk. Additional information on fulfilment cash flows can be <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 18.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 53.64pt; position: absolute; text-decoration: none; white-space: pre;">found in note 6 of our 2024 Annual Consolidated Financial Statements.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">86<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">materially impact the insurance contract net liabilities. The changes implemented from the review are generally implemented <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">in the third quarter of each year, though updates may be made outside the third quarter in certain circumstances.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 74.1pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 65pt; position: absolute; text-decoration: none; white-space: pre;"> Review of Actuarial Methods and Assumptions <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 85.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The completion of the 2024 annual review of actuarial methods and assumptions resulted in a decrease in pre-tax fulfilment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 96.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">cash flows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 86.97999999999999pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90.22999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.72999999999999pt; position: absolute; text-decoration: none; white-space: pre;">$174&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.68pt; position: absolute; text-decoration: none; white-space: pre;">, excluding the portion related to non-controlling interests. These changes resulted in a decrease in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 107.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.94pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 223.91pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.41pt; position: absolute; text-decoration: none; white-space: pre;">$250&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.36pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.85pt; position: absolute; text-decoration: none; white-space: pre;">$199&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 337.8pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an increase in pre-tax net income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 118.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">attributed to participating policyholders of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.9pt; position: absolute; text-decoration: none; white-space: pre;">$29&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 253.85pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">$21&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 302.29pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), a decrease in CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 433.73pt; position: absolute; text-decoration: none; white-space: pre;">$421&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 481.68pt; position: absolute; text-decoration: none; white-space: pre;">, an increase in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 129pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">pre-tax other comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.4pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 295.37pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.87pt; position: absolute; text-decoration: none; white-space: pre;">$771&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.82pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 361.31pt; position: absolute; text-decoration: none; white-space: pre;">$632&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.26pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), and an increase in pre-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 139.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">tax other comprehensive income attributed to participating policyholders of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.34pt; position: absolute; text-decoration: none; white-space: pre;">$45&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.29pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.78pt; position: absolute; text-decoration: none; white-space: pre;">$32&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.73pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 156.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax fulfilment cash flows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 427.66pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 173.4pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 449.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 18.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 449.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.65pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">For the year ended December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 10.69pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 10.69pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 29.48pt; position: absolute; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 18.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Lapse and policyholder behaviour updates<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 18.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">620<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 30.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance contract and other risk adjustment review<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 30.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">427<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Expense updates<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(406)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Financial related updates<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(386)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 66.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Mortality and morbidity updates<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 66.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(273)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 78.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Methodology and other updates<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(156)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions, pre-tax<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.79pt;"></font></font><font style="left: 30.86pt; position: absolute;">(174)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 283.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i936c467e1ff348aba98204206f84857e"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Excludes the portion related to non-controlling interests of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 235.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">$(215)&#160;million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 277.39pt; position: absolute; text-decoration: none; white-space: pre;">. The impact of changes in actuarial methods and assumptions on pre-tax fulfilment <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 292.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">cash flows, including the portion related to non-controlling interests, would be <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 295.27pt; position: absolute; text-decoration: none; white-space: pre;">$(389)&#160;million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 337.24pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 307.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 443.62pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 500.08pt; position: absolute; text-decoration: none; white-space: pre;">, pre-tax <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 318.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">net income attributed to participating policyholders, OCI and CSM<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 326.72pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 334.95pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 449.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 18.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 449.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.65pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">For the year ended December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 10.69pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 10.69pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 29.48pt; position: absolute; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 18.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Portion recognized in net income (loss) attributed to&#58;<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 30.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 30.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 37.96pt; position: absolute;">29<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 42.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(250)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 54.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(221)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 66.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Portion recognized in OCI attributed to&#58;<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 78.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 78.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">45<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 90.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">771<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 102.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">816<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Portion recognized in CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 114.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(421)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 126.75pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions, pre-tax<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 126.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">174<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 478.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ia0ea48c8dcfa418695e60d10c3a6342b"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Excludes the portion related to non-controlling interests of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 235.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">$215&#160;million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 272.73pt; position: absolute; text-decoration: none; white-space: pre;">. The impact of changes in actuarial methods and assumptions on pre-tax fulfilment <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 487.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">cash flows, including the portion related to non-controlling interests, would be <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 295.27pt; position: absolute; text-decoration: none; white-space: pre;">$389&#160;million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 332.58pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 502.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Lapse and policyholder behaviour updates<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 513.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Updates to lapses and policyholder behaviour assumptions resulted in an increase in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 524.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">$620&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 92.95pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 541.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The increase was primarily driven by a detailed review of the lapse assumptions for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.29pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.28pt; position: absolute; text-decoration: none; white-space: pre;"> non-participating products in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 509.21pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 522.2pt; position: absolute; text-decoration: none; white-space: pre;"> U.S. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 552.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">life insurance<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 97.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> business and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 155.95pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 168.94pt; position: absolute; text-decoration: none; white-space: pre;"> International High Net Worth business in Asia segment. For U.S. protection products, lapse <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 562.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">rates declined during the COVID-19 pandemic and continue to remain low, while for U.S. indexed universal life, U.S. bank-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 573.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">owned life insurance, and Asia&#8217;s International High Net Worth business, lapse rates increased due to the impact of higher <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 584.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">short-term interest rates. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.43pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.76pt; position: absolute; text-decoration: none; white-space: pre;"> updated <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.26pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 209.25pt; position: absolute; text-decoration: none; white-space: pre;"> lapse assumptions to reflect these experience trends. The ultimate lapse rates for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 595.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">products with no-lapse guarantees were not changed.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 612.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance contract and other risk adjustment review<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 622.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The review of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.45pt; position: absolute; text-decoration: none; white-space: pre;"> reinsurance contracts and risk adjustment, excluding changes that were a direct result of other assumption <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 633.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">updates, resulted in an increase in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.86pt; position: absolute; text-decoration: none; white-space: pre;">$427&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.81pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 650.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The increase was driven by updates to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 201.44pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 214.43pt; position: absolute; text-decoration: none; white-space: pre;"> reinsurance contract fulfilment cash flows to reflect current reinsurance market <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 661.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">conditions and the resulting expected cost on older U.S. mortality reinsurance, partially offset by updates to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.65pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 485.64pt; position: absolute; text-decoration: none; white-space: pre;"> risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 672.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">adjustment methodology in North America related to non-financial risk. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 688.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.99pt; position: absolute; text-decoration: none; white-space: pre;"> overall risk adjustment continues to be within the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.38pt; position: absolute; text-decoration: none; white-space: pre;">90<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.38pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.38pt; position: absolute; text-decoration: none; white-space: pre;">95%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.38pt; position: absolute; text-decoration: none; white-space: pre;"> confidence level.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDAuNXB0OyIgZD0iTSA2Ni4wMCA5NjUuMDcgSCAyNTguMDAiPjwvcGF0aD48L3N2Zz4=&#39;); background-size: 594pt 774pt; height: 774pt; position: absolute; width: 594pt;"></div><div style="left: 0pt; position: absolute; top: 728.8pt;"><div style="width: 499pt;"><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 0pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 52.03pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  Our <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 71.45pt; position: absolute; text-decoration: none; white-space: pre;">annual update of actuarial methods and assumptions also impacts net income and other comprehensive income attributed to participating policyholders. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 9.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">The total company impact of these metrics can be found in the above table.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">87<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Expense updates<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Expense updates resulted in a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.37pt; position: absolute; text-decoration: none; white-space: pre;">$406&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.32pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 68.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The decrease was driven by a detailed review of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 244.4pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.39pt; position: absolute; text-decoration: none; white-space: pre;"> global expenses, including investment expenses. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 457.32pt; position: absolute; text-decoration: none; white-space: pre;">We<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 470.65pt; position: absolute; text-decoration: none; white-space: pre;"> aligned them with <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 62.49pt; position: absolute; text-decoration: none; white-space: pre;"> current cost structure and included the impact of changes in classification of certain expenses from directly attributable to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">non-directly attributable.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 106.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Financial related updates<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 117.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Financial related updates resulted in a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.31pt; position: absolute; text-decoration: none; white-space: pre;">$386&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.26pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 134.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The decrease was driven by a review of the discount rates used in the valuation of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.87pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.86pt; position: absolute; text-decoration: none; white-space: pre;"> non-participating business, which <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 144.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">included increases to ultimate risk-free rates in the U.S. to align with historical averages, as well as updates to parameters <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 155.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">used to determine illiquidity premiums. This was partially offset by refinements to crediting rate projections on certain U.S. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 166.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">universal life products.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 183.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Mortality and morbidity updates<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 194.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Mortality and morbidity updates resulted in a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 400.79pt; position: absolute; text-decoration: none; white-space: pre;">$273&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 448.74pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 210.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The decrease was driven by morbidity updates to health insurance products in Hong Kong to reflect lower hospital claims on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 221.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">certain business that <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.47pt; position: absolute; text-decoration: none; white-space: pre;">we account<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.96pt; position: absolute; text-decoration: none; white-space: pre;"> for under the general measurement model, partially offset by updates to mortality and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 232.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">morbidity assumptions on critical illness products in Hong Kong to reflect emerging experience.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 249.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Methodology and other updates<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 260.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Methodology and other updates resulted in a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.34pt; position: absolute; text-decoration: none; white-space: pre;">$156&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.29pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 276.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The decrease was driven by the impact of annual updates to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 292.41999999999996pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 305.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> valuation models for participating products in Asia and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 287.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Canada reflecting higher interest rates during the year, partially offset by various other smaller items that netted to an <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 298.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">increase in fulfilment cash flows.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_4143" style="position: absolute; top: 315.3pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 315.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax fulfilment cash flows, net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 326.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 105.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">, CSM and OCI by segment<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 220.37pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 336.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Canada resulted in a decrease in pre-tax fulfilment cash <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 347.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">$266&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.43pt; position: absolute; text-decoration: none; white-space: pre;">. The decrease was primarily driven by updates to the risk adjustment methodology related to non-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 358.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">financial risks and the review of the discount rates used in the valuation of non-participating business. These changes <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 369.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">resulted in an increase in pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.88pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 330.85pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.35pt; position: absolute; text-decoration: none; white-space: pre;">$3&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.3pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.79pt; position: absolute; text-decoration: none; white-space: pre;">$2&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.74pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an increase in CSM <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 380.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">$222&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.45pt; position: absolute; text-decoration: none; white-space: pre;">, and a decrease in pre-tax other comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 384.83pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.8pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.3pt; position: absolute; text-decoration: none; white-space: pre;">$15&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 492.25pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 497.74pt; position: absolute; text-decoration: none; white-space: pre;">$10&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 540.69pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 390.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">post-tax).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 407.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in the U.S. resulted in an increase in pre-tax fulfilment cash <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 418.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">$895&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.43pt; position: absolute; text-decoration: none; white-space: pre;">. The increase was primarily driven by the net impact of updates to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 397.13pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 410.12pt; position: absolute; text-decoration: none; white-space: pre;"> reinsurance contract fulfilment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 429.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">cash flows and risk adjustment methodology related to non-financial risks, a detailed review of the lapse assumptions in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 526.75pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 539.74pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 440.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">life insurance<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> business, and refinements to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.42pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.41pt; position: absolute; text-decoration: none; white-space: pre;"> crediting rate projections on certain universal life products, partially offset by a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 450.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">review of the discount rates used in the valuation of non-participating business. These changes resulted in a decrease in pre-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 461.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.43pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 224.93pt; position: absolute; text-decoration: none; white-space: pre;">$256&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 272.88pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.37pt; position: absolute; text-decoration: none; white-space: pre;">$202&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 326.32pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), a decrease in CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 457.76pt; position: absolute; text-decoration: none; white-space: pre;">$1,228&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 513.21pt; position: absolute; text-decoration: none; white-space: pre;">, and an <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 472.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">increase in pre-tax other comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293.87pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.84pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 358.34pt; position: absolute; text-decoration: none; white-space: pre;">$589&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.29pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.78pt; position: absolute; text-decoration: none; white-space: pre;">$466&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.73pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 489.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Asia resulted in a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 500.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">$818&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 97.45pt; position: absolute; text-decoration: none; white-space: pre;">. The decrease was primarily driven by the impact of morbidity updates to certain health insurance products in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 510.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong to reflect emerging experience, updates from <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.9pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.89pt; position: absolute; text-decoration: none; white-space: pre;"> detailed review of global expenses, including investment <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 521.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">expenses, as well as the impact of annual updates to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.94pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.93pt; position: absolute; text-decoration: none; white-space: pre;"> valuation models for participating products, partially offset by a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 532.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">review of lapse assumptions for the International High Net Worth business. These changes resulted in a decrease in pre-tax <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 543.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.93pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.43pt; position: absolute; text-decoration: none; white-space: pre;">$4&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 248.38pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 253.87pt; position: absolute; text-decoration: none; white-space: pre;">$5&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 291.82pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an increase in CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 425.25pt; position: absolute; text-decoration: none; white-space: pre;">$591&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.2pt; position: absolute; text-decoration: none; white-space: pre;">, and an increase <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 554.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">in pre-tax other comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.39pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.36pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 321.86pt; position: absolute; text-decoration: none; white-space: pre;">$213&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 369.81pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 375.3pt; position: absolute; text-decoration: none; white-space: pre;">$190&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.25pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 570.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Corporate and Other (which includes <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.8pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 467.79pt; position: absolute; text-decoration: none; white-space: pre;"> property and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 581.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">casualty reinsurance businesses, run-off insurance operations including variable annuities and health, and consolidation <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 592.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">adjustments including intercompany eliminations) resulted in an increase in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.72pt; position: absolute; text-decoration: none; white-space: pre;">$15&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.6700000000001pt; position: absolute; text-decoration: none; white-space: pre;">. These <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 603.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">changes resulted in an increase in pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 315.38pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.35pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.85pt; position: absolute; text-decoration: none; white-space: pre;">$7&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.8pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.29pt; position: absolute; text-decoration: none; white-space: pre;">$6&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 461.24pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), a decrease <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 614.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">in CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 91.47pt; position: absolute; text-decoration: none; white-space: pre;">$6&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 129.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">, and a decrease in pre-tax other comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 406.8pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 458.77pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.27pt; position: absolute; text-decoration: none; white-space: pre;">$16&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.22pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 624.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.49pt; position: absolute; text-decoration: none; white-space: pre;">$14&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.44pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 647.7pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2023 Review of Actuarial Methods and Assumptions <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 659.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">On a full year basis, the 2023 review of actuarial methods and assumptions resulted in a decrease in pre-tax fulfilment cash <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 670.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">$3,197&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.93pt; position: absolute; text-decoration: none; white-space: pre;">. These changes resulted in an increase in pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.14pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.11pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 500.61pt; position: absolute; text-decoration: none; white-space: pre;">$171&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 548.56pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 681pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.49pt; position: absolute; text-decoration: none; white-space: pre;">$105&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100.44pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an increase in pre-tax net income attributed to participating policyholders of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.25pt; position: absolute; text-decoration: none; white-space: pre;">$173&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 492.2pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 497.69pt; position: absolute; text-decoration: none; white-space: pre;">$165&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 545.64pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 691.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">post-tax), an increase in CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 180.43pt; position: absolute; text-decoration: none; white-space: pre;">$2,754&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.88pt; position: absolute; text-decoration: none; white-space: pre;">, and an increase in pre-tax other comprehensive income of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 475.27pt; position: absolute; text-decoration: none; white-space: pre;">$99&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 518.22pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 702.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.49pt; position: absolute; text-decoration: none; white-space: pre;">$73&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.44pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax).<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">88<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">In 3Q23, the completion of the 2023 annual review of actuarial methods and assumptions resulted in a decrease in pre-tax <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.94pt; position: absolute; text-decoration: none; white-space: pre;">$347&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.89pt; position: absolute; text-decoration: none; white-space: pre;">, excluding the portion related to non-controlling interests. These changes resulted in an <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">increase in pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.91pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.88pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 282.38pt; position: absolute; text-decoration: none; white-space: pre;">$27&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.33pt; position: absolute; text-decoration: none; white-space: pre;"> (a decrease of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.81pt; position: absolute; text-decoration: none; white-space: pre;">$14&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.76pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an increase in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">pre-tax net income attributed to participating policyholders of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.86pt; position: absolute; text-decoration: none; white-space: pre;">$58&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 330.81pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 336.3pt; position: absolute; text-decoration: none; white-space: pre;">$74&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.25pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an increase in CSM of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">$116&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 92.28999999999999pt; position: absolute; text-decoration: none; white-space: pre;">, and an increase in pre-tax other comprehensive income of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.68pt; position: absolute; text-decoration: none; white-space: pre;">$146&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.63pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 385.12pt; position: absolute; text-decoration: none; white-space: pre;">$110&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 432.41pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">In 4Q23, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82pt; position: absolute; text-decoration: none; white-space: pre;">we<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 93.49000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> also updated <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 149.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.97pt; position: absolute; text-decoration: none; white-space: pre;"> actuarial methods and assumptions which decreased the overall level of the risk adjustment for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">non-financial risk. This change moves the risk adjustment to approximately the middle of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.14pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.13pt; position: absolute; text-decoration: none; white-space: pre;"> existing <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 446.61pt; position: absolute; text-decoration: none; white-space: pre;">90<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 456.61pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 466.61pt; position: absolute; text-decoration: none; white-space: pre;">95%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.61pt; position: absolute; text-decoration: none; white-space: pre;"> confidence <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 122.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">level range. The risk adjustment would have exceeded the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 279.24pt; position: absolute; text-decoration: none; white-space: pre;">95%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.24pt; position: absolute; text-decoration: none; white-space: pre;"> confidence level in 4Q23 without making the change. This <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 132.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">change led to a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 281.39pt; position: absolute; text-decoration: none; white-space: pre;">$2,850&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 336.84pt; position: absolute; text-decoration: none; white-space: pre;">, excluding the portion related to non-controlling <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 143.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">interests, an increase in pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.39pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 321.36pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 333.86pt; position: absolute; text-decoration: none; white-space: pre;">$144&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.81pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.3pt; position: absolute; text-decoration: none; white-space: pre;">$119&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.59pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an increase in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 154.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">pre-tax net income attributed to participating policyholders of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.86pt; position: absolute; text-decoration: none; white-space: pre;">$115&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.15pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.64pt; position: absolute; text-decoration: none; white-space: pre;">$91&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 383.59pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an increase in CSM of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 165.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">$2,638&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100.45pt; position: absolute; text-decoration: none; white-space: pre;">, and a decrease in pre-tax other comprehensive income of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 337.85pt; position: absolute; text-decoration: none; white-space: pre;">$47&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 380.8pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.29pt; position: absolute; text-decoration: none; white-space: pre;">$37&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 429.24pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 182.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Since the beginning of 2020, some lines of business have seen impacts to mortality and policyholder behaviour driven by the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 192.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">COVID-19 pandemic. Given the long-term nature of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.39pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.38pt; position: absolute; text-decoration: none; white-space: pre;"> assumptions, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 323.36pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 336.35pt; position: absolute; text-decoration: none; white-space: pre;"> 2023 experience studies have excluded experience <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 203.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">that was materially impacted by COVID-19 as this is not seen to be indicative of the levels of actual future claims or lapses.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 220.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax fulfilment cash flows<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 427.66pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 237.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 261pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 29.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 29.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 29.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 29.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 261pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 261pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.69pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.07pt; position: absolute; text-decoration: none; white-space: pre;">For the three and nine <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.54pt; position: absolute; text-decoration: none; white-space: pre;">months ended <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.5pt; position: absolute; text-decoration: none; white-space: pre;">September 30, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 340.5pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.69pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.96pt; position: absolute; text-decoration: none; white-space: pre;">For the three months <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.55pt; position: absolute; text-decoration: none; white-space: pre;">ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 61.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 420pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.78pt; position: absolute; text-decoration: none; white-space: pre;">For the year ended <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.44pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 29.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada variable annuity product review<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.79pt;"></font></font><font style="left: 30.86pt; position: absolute;">(133)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 37.11pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 29.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.79pt;"></font></font><font style="left: 30.86pt; position: absolute;">(133)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 41.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Mortality and morbidity updates<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">265<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">265<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 53.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Lapse and policyholder behaviour updates<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">98<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">98<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 65.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Methodology and other updates<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(577)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(577)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 77.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Risk adjustment review<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,850)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 77.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,850)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 89.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions, pre-tax<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.79pt;"></font></font><font style="left: 30.86pt; position: absolute;">(347)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.13pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,850)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.13pt;"></font></font><font style="left: 24.2pt; position: absolute;">(3,197)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 343.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i7fe9705ddd164ae8bcb7432f385b45dc"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Excludes the portion related to non-controlling interests of <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 235.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">$103&#160;million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 272.73pt; position: absolute; text-decoration: none; white-space: pre;"> for the three and nine months ended September 30, 2023, and <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 470.21pt; position: absolute; text-decoration: none; white-space: pre;">$97&#160;million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 503.63pt; position: absolute; text-decoration: none; white-space: pre;"> for the three <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 352.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">months ended December 31, 2023, respectively.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 367.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 443.62pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 500.08pt; position: absolute; text-decoration: none; white-space: pre;">, pre-tax <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 378.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">net income attributed to participating policyholders, OCI and CSM<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 326.72pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 4.2575pt;"></font></font></div><div style="position: absolute; top: 395.35pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 261pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 29.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 29.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 29.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 29.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 261pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 261pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.69pt; width: 79.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 8.07pt; position: absolute; white-space: pre;">For the three and nine <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 79.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.54pt; position: absolute; white-space: pre;">months ended <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 21.19pt; width: 79.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.5pt; position: absolute; white-space: pre;">September 30, <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 61.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 340.5pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.69pt; width: 79.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.96pt; position: absolute; white-space: pre;">For the three months <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 79.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.55pt; position: absolute; white-space: pre;">ended December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 21.19pt; width: 79.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 61.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 420pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 79.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.78pt; position: absolute; white-space: pre;">For the year ended <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 21.19pt; width: 79.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 15.44pt; position: absolute; white-space: pre;">December 31, <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 61.309999999999995pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 29.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Portion recognized in net income (loss) attributed to&#58;<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 41.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">&#160; Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 37.96pt; position: absolute;">58<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">115<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 41.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">173<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 53.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">&#160; Shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">27<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">144<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 53.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">171<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">85<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">259<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 65.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">344<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 77.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Portion recognized in OCI attributed to&#58;<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 89.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">&#160; Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(21)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(21)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 101.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">&#160; Shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">146<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(26)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">120<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">146<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(47)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">99<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 125.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Portion recognized in CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">116<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,638<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,754<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 137.25pt; width: 261pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 261pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions, pre-tax<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 290.25pt; position: absolute; top: 137.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">347<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 137.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,850<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 137.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,197<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 549.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Excludes the portion related to non-controlling interests, of which <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 257.18pt; position: absolute; text-decoration: none; white-space: pre;">$72&#160;million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 290.6pt; position: absolute; text-decoration: none; white-space: pre;"> is related to CSM for the three and nine months ended <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 462.78pt; position: absolute; text-decoration: none; white-space: pre;">September 30, 2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 526.15pt; position: absolute; text-decoration: none; white-space: pre;">, and <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 558.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">$87&#160;million<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 88.5pt; position: absolute; text-decoration: none; white-space: pre;"> is related to CSM for the <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 167.76pt; position: absolute; text-decoration: none; white-space: pre;">three months ended<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 229.96999999999997pt; position: absolute; text-decoration: none; white-space: pre;"> December 31, 2023.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 573.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Canada variable annuity product review<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 584.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The review of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 114.45pt; position: absolute; text-decoration: none; white-space: pre;"> variable annuity products in Canada resulted in a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 486.75pt; position: absolute; text-decoration: none; white-space: pre;">$133&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 534.7pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 601.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The decrease was driven by a reduction in investment management fees, partially offset by updates to product assumptions, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 612.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">including surrenders, incidence, and utilization, to reflect emerging experience. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 629pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Mortality and morbidity updates<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 639.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Mortality and morbidity updates resulted in an increase in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.28pt; position: absolute; text-decoration: none; white-space: pre;">$265&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 446.23pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 656.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The increase was driven by a strengthening of incidence rates for certain products in Vietnam to align with emerging <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 667.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">experience and updates to mortality assumptions in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 252.41pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 265.4pt; position: absolute; text-decoration: none; white-space: pre;"> U.S.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.39pt; position: absolute; text-decoration: none; white-space: pre;"> life insurance<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.85pt; position: absolute; text-decoration: none; white-space: pre;"> business to reflect industry trends, as well as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 678.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">emerging experience. This was partially offset by updates to morbidity assumptions for certain products in Japan to reflect <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 689pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">actual experience.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 705.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Lapse and policyholder behaviour updates<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 716.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Updates to lapses and policyholder behaviour assumptions resulted in an increase in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 727.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">$98&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 87.95pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">89<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The increase was primarily driven by a detailed review of lapse assumptions for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.79pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 380.78pt; position: absolute; text-decoration: none; white-space: pre;"> universal life level cost of insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">products in Canada, which resulted in a reduction to the lapse rates to align with emerging trends.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 68.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Methodology and other updates<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Methodology and other updates resulted in a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 402.34pt; position: absolute; text-decoration: none; white-space: pre;">$3,427&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 457.79pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 95.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In 3Q23, methodology and other updates resulted in a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 439.34pt; position: absolute; text-decoration: none; white-space: pre;">$577&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 487.29pt; position: absolute; text-decoration: none; white-space: pre;">. The decrease <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 106.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">was driven by the impact of cost-of-guarantees for participating policyholders across all segments from annual updates <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 117.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">related to parameters, dividend recalibration, and market movements during the year, as well as modelling refinements for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 128.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">certain products in Asia. This was partially offset by a modelling methodology update to project future premiums on <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 506.94pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 519.9300000000001pt; position: absolute; text-decoration: none; white-space: pre;"> U.S. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 138.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">life insurance business.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 155.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In 4Q23, methodology and other updates resulted in a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 439.34pt; position: absolute; text-decoration: none; white-space: pre;">$2,850&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.79pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 166.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">decrease was driven by a decrease in the overall level of the risk adjustment for non-financial risk. This change moves the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 177.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">risk adjustment to approximately the middle of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 234.89pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.88pt; position: absolute; text-decoration: none; white-space: pre;"> existing <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 283.36pt; position: absolute; text-decoration: none; white-space: pre;">90<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 293.36pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 303.36pt; position: absolute; text-decoration: none; white-space: pre;">95%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 321.36pt; position: absolute; text-decoration: none; white-space: pre;"> confidence level range.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2718" style="position: absolute; top: 194.1pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 194.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Impact of changes in actuarial methods and assumptions on pre-tax fulfilment cash flows, net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 204.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 105.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">, CSM and OCI by segment&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 221.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">For the three and nine months ended September 30, 2023<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 232.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Canada resulted in a decrease in pre-tax fulfilment cash <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 243.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">$159&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.43pt; position: absolute; text-decoration: none; white-space: pre;">. The decrease was driven by updates to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.72pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.71pt; position: absolute; text-decoration: none; white-space: pre;"> variable annuity product assumptions, as well as by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 254.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">updates to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 94pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> valuation models for participating products, driven by the annual dividend recalibration, partially offset by a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 264.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">reduction in lapse rates on <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 157.45pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.44pt; position: absolute; text-decoration: none; white-space: pre;"> universal life level cost of insurance products to reflect emerging trends. These changes <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 275.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">resulted in an increase in pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.88pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 330.85pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.35pt; position: absolute; text-decoration: none; white-space: pre;">$52&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.3pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.79pt; position: absolute; text-decoration: none; white-space: pre;">$37&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.74pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an increase in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 286.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">$142&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 129.93pt; position: absolute; text-decoration: none; white-space: pre;">, and an increase in pre-tax other comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.3pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 461.27pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.77pt; position: absolute; text-decoration: none; white-space: pre;">$2&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.72pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 297.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.49pt; position: absolute; text-decoration: none; white-space: pre;">$1&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90.44pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax). <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 314.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in the U.S. resulted in an increase in pre-tax fulfilment cash <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 324.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">$270&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.43pt; position: absolute; text-decoration: none; white-space: pre;">. The increase was related to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 248.21pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.2pt; position: absolute; text-decoration: none; white-space: pre;"> life insurance business and primarily driven by a modelling <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 335.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">methodology update to project future premiums, as well as updates to mortality assumptions. These changes resulted in an <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 346.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">increase in pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.41pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 274.38pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 286.88pt; position: absolute; text-decoration: none; white-space: pre;">$134&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 334.83pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.32pt; position: absolute; text-decoration: none; white-space: pre;">$106&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 388.27pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), a decrease in CSM of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 357.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">$600&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 97.45pt; position: absolute; text-decoration: none; white-space: pre;">, and an increase in pre-tax other comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.82pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.79pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 441.29pt; position: absolute; text-decoration: none; white-space: pre;">$196&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 489.24pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.73pt; position: absolute; text-decoration: none; white-space: pre;">$155&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 542.6800000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 368.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">post-tax).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 384.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Asia resulted in a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 395.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">$457&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 97.45pt; position: absolute; text-decoration: none; white-space: pre;">. The decrease largely relates to participating products, primarily driven by model refinements, dividend <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 406.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">recalibration updates, as well as annual updates to reflect market movements during the year. This, and the updates to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 417.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">morbidity assumptions on certain products in Japan, were partially offset by updates to incidence rates on certain products in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 428.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Vietnam. These changes resulted in a decrease in pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.54pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.51pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 443.01pt; position: absolute; text-decoration: none; white-space: pre;">$159&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.96pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 496.45pt; position: absolute; text-decoration: none; white-space: pre;">$157&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.4pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 438.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">post-tax), an increase in CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 180.43pt; position: absolute; text-decoration: none; white-space: pre;">$574&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 228.38pt; position: absolute; text-decoration: none; white-space: pre;">, and a decrease in pre-tax other comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 449.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.47pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 113.97pt; position: absolute; text-decoration: none; white-space: pre;">$53&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 156.92000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.41pt; position: absolute; text-decoration: none; white-space: pre;">$47&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.36pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 466.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Corporate and Other (which includes <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.8pt; position: absolute; text-decoration: none; white-space: pre;">our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 467.79pt; position: absolute; text-decoration: none; white-space: pre;"> property and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 477.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">casualty reinsurance businesses, run-off insurance operations including variable annuities and health, and consolidation <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 488.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">adjustments including intercompany eliminations) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.86pt; position: absolute; text-decoration: none; white-space: pre;">resulted in a decrease in pre-tax fulfilment cash flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.73pt; position: absolute; text-decoration: none; white-space: pre;">$1&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 509.68pt; position: absolute; text-decoration: none; white-space: pre;">. These <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 498.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">changes resulted in no impacts to pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.89pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 364.86pt; position: absolute; text-decoration: none; white-space: pre;"> or CSM, and an increase in pre-tax other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 509.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">comprehensive income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.43pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.4pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.9pt; position: absolute; text-decoration: none; white-space: pre;">$1&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 296.85pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 302.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">$1&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 340.29pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 526.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">For the three months ended December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 537.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The reduction in the risk adjustment level resulted in the following impacts by segment&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 554.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in Canada resulted in a decrease in pre-tax fulfilment cash <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 564.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">$246&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.43pt; position: absolute; text-decoration: none; white-space: pre;">. These changes resulted in an increase in pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 428.64pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 480.61pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.11pt; position: absolute; text-decoration: none; white-space: pre;">$4&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 531.06pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 575.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.49pt; position: absolute; text-decoration: none; white-space: pre;">$3&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90.44pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an increase in pre-tax net income attributed to policyholder of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.79pt; position: absolute; text-decoration: none; white-space: pre;">$40&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 421.74pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.23pt; position: absolute; text-decoration: none; white-space: pre;">$29&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 470.18pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 586.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">increase in CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.95pt; position: absolute; text-decoration: none; white-space: pre;">$213&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.9pt; position: absolute; text-decoration: none; white-space: pre;">, and a decrease in pre-tax other comprehensive income of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.3pt; position: absolute; text-decoration: none; white-space: pre;">$11&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.59pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 461.08pt; position: absolute; text-decoration: none; white-space: pre;">$8&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.03pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax). <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 603.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact of changes in actuarial methods and assumptions in the U.S. resulted in a decrease in pre-tax fulfilment cash <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 614.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">flows of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">$91&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.43pt; position: absolute; text-decoration: none; white-space: pre;">. 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These changes resulted in an increase in pre-tax net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 403.16pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.13pt; position: absolute; text-decoration: none; white-space: pre;"> of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 467.63pt; position: absolute; text-decoration: none; white-space: pre;">$107&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 515.5799999999999pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 674.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.49pt; position: absolute; text-decoration: none; white-space: pre;">$90&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.44pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an increase in pre-tax net income attributed to policyholders of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 388.29pt; position: absolute; text-decoration: none; white-space: pre;">$75&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 431.24pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.73pt; position: absolute; text-decoration: none; white-space: pre;">$62&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 479.68pt; position: absolute; text-decoration: none; white-space: pre;"> post-tax), an <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 684.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">increase in CSM of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.95pt; position: absolute; text-decoration: none; white-space: pre;">$2,348&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 183.4pt; position: absolute; text-decoration: none; white-space: pre;">, and a decrease in pre-tax other comprehensive income of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.8pt; position: absolute; text-decoration: none; white-space: pre;">$17&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 463.75pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 469.24pt; position: absolute; text-decoration: none; white-space: pre;">$14&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; 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font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 79.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Company is required to consolidate the financial position and results of entities it controls. 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text-decoration: none; white-space: pre;">Substantive voting rights that are potentially or currently exercisable&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 187.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Contractual management relationships with the entity&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 199pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; 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font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Initial evaluations are reconsidered at a later date if&#58; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 277.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The contractual arrangements of the entity are amended such that the Company&#8217;s involvement with the entity changes&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 289.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The Company acquires or loses power over the financial and operating policies of the entity&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 301.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The Company acquires additional interests in the entity or its interests in an entity are diluted&#59; or<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 313.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The Company&#8217;s ability to use its power to affect its variable returns from the entity changes.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 330pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Subsidiaries are consolidated from the date on which control is obtained by the Company and cease to be consolidated from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 340.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the date that control ceases. A change in control may lead to gains or losses on derecognition of a subsidiary when losing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 351.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">control, or on derecognition of previous interests in a subsidiary when gaining control. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 374.4pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Fair Value of Invested Assets<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 386.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">A large portion of the Company&#8217;s invested assets are recorded at fair value. Refer to note 1 of the 2024 Annual Consolidated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 396.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Financial Statements for a description of the methods used in determining fair values. When quoted prices in active markets <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 407.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">are not available for a particular investment, significant judgment is required to determine an estimated fair value based on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 418.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">market standard valuation methodologies including discounted cash flow methodologies, matrix pricing, consensus pricing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 429.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">services, or other similar techniques. The inputs to these standard valuation methodologies include&#58; current interest rates or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 440.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">yields for similar instruments, credit rating of the issuer or counterparty, industry sector of the issuer, coupon rate, call <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 450.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">provisions, sinking fund requirements, tenor (or expected tenor) of the instrument, management&#8217;s assumptions regarding <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 461.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">liquidity, volatilities and estimated future cash flows. Accordingly, the estimated fair values are based on available market <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 472.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">information and management&#8217;s judgments about the key market factors impacting these financial instruments. Financial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 483.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">markets are susceptible to severe events evidenced by rapid depreciation in asset values accompanied by a reduction in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 494.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">asset liquidity. The Company&#8217;s ability to sell assets, or the price ultimately realized for these assets, depends upon the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 504.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">demand and liquidity in the market which affect the use of judgment in determining the estimated fair value of certain assets.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 527.7pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Evaluation of Invested Asset Impairment<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 539.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">FVOCI debt investments are carried at fair market value, with changes in fair value recorded in OCI with the exception of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 550.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">unrealized gains and losses on foreign currency translation of foreign currency denominated FVOCI debt investments which <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 561pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">are included in net income. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 577.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Debt investments classified as FVOCI or amortized cost are reviewed on a regular basis for expected credit loss (&#8220;ECL&#8221;) <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 588.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">impairment allowances. ECL allowances are measured as the difference between amounts due according to the contractual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 599.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">terms of the debt security and the discounted value of cash flows that the Company expects to receive. Changes in ECL <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 610.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">impairment allowances are recorded in the provision for credit losses included in net income.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.76pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 627pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Significant judgment is required in assessing ECL impairment allowances and fair values and recoverable values. Key <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 637.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">matters considered include macroeconomic factors, industry specific developments, and specific issues with respect to single <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 648.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">issuers and borrowers. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 665.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Changes in circumstances may cause future assessments of invested asset ECL impairment allowances to be materially <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 676.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">different from current assessments, which could require additional provisions for impairment. Additional information on the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 687pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">process and methodology for determining the allowance for expected credit losses is included in the discussion of credit risk <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 697.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 54.49pt; position: absolute; text-decoration: none; white-space: pre;">notes 1 and 8 to the 2024 A<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.5pt; position: absolute; text-decoration: none; white-space: pre;">nnual Consolidated Financial Statements.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">91<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Derivative Financial Instruments <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company uses derivative financial instruments (&#8220;derivatives&#8221;) including swaps, forwards and futures agreements, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 63pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">options to help manage current and anticipated exposures to changes in interest rates, foreign exchange rates, commodity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 73.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">prices and equity market prices, and to replicate different types of investments. Refer to note 4 to the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.68pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.68pt; position: absolute; text-decoration: none; white-space: pre;"> Annual <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 84.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Consolidated Financial Statements for a description of the methods used to determine the fair value of derivatives.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 101.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The accounting for derivatives is complex and interpretations of the primary accounting guidance continue to evolve in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 112.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">practice. Judgment is applied in determining the availability and application of hedge accounting designations and the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 123pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">appropriate accounting treatment under such accounting guidance. Differences in judgment as to the availability and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 133.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">application of hedge accounting designations and the appropriate accounting treatment may result in a differing impact on the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 144.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Consolidated Financial Statements of the Company from previous periods. Assessments of hedge effectiveness and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 155.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">measurements of ineffectiveness of hedging relationships are also subject to interpretations and estimations.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 178.2pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Hedge Accounting<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 189.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company applies hedge accounting principles under IFRS 9 to certain economic hedge transactions that qualify for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 200.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">hedge accounting. The Company evaluates the economic relationship between the hedged item and the hedging instrument, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 211.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">assesses the effect of credit risk on the economic relationship, and determines the hedge ratio between the hedged item and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 222.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">hedging instrument to identify qualifying hedge accounting relationships. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 239.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company designates fair value hedges to hedge interest rate exposure on fixed rate assets and liabilities. In certain <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 249.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">instances, the Company hedges fair value exposure due to both foreign exchange and interest rate risk using cross currency <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 260.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">swaps.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 277.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company designates interest rate derivatives under cash flow hedges to hedge interest rate exposure in variable rate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 288.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">financial instruments. In addition, the Company may use non-functional currency denominated long-term debt, forward <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 299.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">currency contracts, and cross currency swaps to mitigate the foreign exchange translation risk of net investments in foreign <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 309.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">operations. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 326.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company applies the cost of hedging option for certain hedge accounting relationships, as such changes in forward <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 337.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">points and foreign currency basis spreads are excluded from the hedge accounting relationships and are accounted for as a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 348.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">separate component in equity.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 371.1pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Employee Future Benefits<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 382.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company maintains defined contribution and defined benefit pension plans, and other post-employment plans for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 393.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">employees and agents, including registered (tax qualified) pension plans that are typically funded, as well as supplemental <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 404.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">non-registered (non-qualified) pension plans for executives, retiree welfare plans and disability welfare plans that are typically <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 415.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">not funded. The largest defined benefit pension and retiree welfare plans in the U.S. and Canada are the material plans that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 426pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">are discussed herein and in note 15 to the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.45pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.45pt; position: absolute; text-decoration: none; white-space: pre;"> Annual Consolidated Financial Statements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 442.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Due to the long-term nature of defined benefit pension and retiree welfare plans, the calculation of the defined benefit <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 453.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">obligation and net benefit cost depends on various assumptions such as discount rates, salary increase rates, cash balance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 464.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">interest crediting rates, health care cost trend rates and rates of mortality. These assumptions are determined by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 475.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">management and are reviewed annually. The key assumptions, as well as the sensitivity of the defined benefit obligation to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 486pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">changes in these assumptions, are presented in note 15 to the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.44pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 320.44pt; position: absolute; text-decoration: none; white-space: pre;"> Annual Consolidated Financial Statements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 502.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Changes in assumptions and differences between actual and expected experience give rise to actuarial gains and losses that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 513.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">affect the amount of the defined benefit obligation and OCI. For <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 303.25pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 323.25pt; position: absolute; text-decoration: none; white-space: pre;">, the amount recorded in OCI was a gain of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 497.18pt; position: absolute; text-decoration: none; white-space: pre;">$67&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 540.13pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 524.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 52.49pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.49pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; loss of $5 million) for the defined benefit pension plans and a gain of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 356.36pt; position: absolute; text-decoration: none; white-space: pre;">$16&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 399.31pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.8pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 424.8pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; gain of $10 million) for the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 535.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">retiree welfare plans.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 552pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Contributions to the registered (tax qualified) defined benefit pension plans are made in accordance with the applicable U.S. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 562.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and Canadian regulations. During <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.92pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.92pt; position: absolute; text-decoration: none; white-space: pre;">, the Company contributed $2 million (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.32pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 377.32pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; $3 million) to these plans. As at <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 573.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 128.47pt; position: absolute; text-decoration: none; white-space: pre;">, the difference between the fair value of assets and the defined benefit obligation for these plans was a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 584.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">surplus of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">$483&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 138.93pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 144.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; surplus of $422 million). For <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.82pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 307.82pt; position: absolute; text-decoration: none; white-space: pre;">, the contributions to the plans are expected to be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 595.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">approximately $2 million.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 612pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company&#8217;s supplemental pension plans for executives are not funded&#59; benefits under these plans are paid as they <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 622.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">become due. During <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 132.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 152.95999999999998pt; position: absolute; text-decoration: none; white-space: pre;">, the Company paid benefits of $55 million (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.86pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 345.86pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; $56 million) under these plans. As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 503.29pt; position: absolute; text-decoration: none; white-space: pre;">December <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 633.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 84.5pt; position: absolute; text-decoration: none; white-space: pre;">, the defined benefit obligation for these plans, which is reflected as a liability in the balance sheet, amounted to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 644.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">$533&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 97.45pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.94pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 122.94pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; $546 million).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 661.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company&#8217;s retiree welfare plans are partially funded, although there are no regulations or laws governing or requiring the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 672pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">funding of these plans. As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.99pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.96pt; position: absolute; text-decoration: none; white-space: pre;">, the difference between the fair value of plan assets and the defined benefit <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 682.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">obligation for these plans was a surplus of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.42pt; position: absolute; text-decoration: none; white-space: pre;">$125&#160;million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 267.37pt; position: absolute; text-decoration: none; white-space: pre;"> (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 272.86pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 292.86pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; surplus of $76 million).<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">92<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Income Taxes<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Company is subject to income tax laws in various jurisdictions. Tax laws are complex and potentially subject to different <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 63pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">interpretations by the taxpayer and the relevant tax authority. The provision for income taxes represents management&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 73.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">interpretation of the relevant tax laws and its estimate of current and future income tax implications of the transactions and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 84.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">events during the period. A deferred tax asset or liability results from temporary differences between carrying values of assets <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 95.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and liabilities and their respective tax basis. Deferred tax assets and liabilities are recorded based on expected future tax <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 106.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">rates and management&#8217;s assumptions regarding the expected timing of the reversal of such temporary differences. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 117pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">realization of deferred tax assets depends upon the existence of sufficient taxable income within the carryback or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 127.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">carryforward periods under the tax law in the applicable tax jurisdiction. A deferred tax asset is recognized to the extent that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 138.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">future realization of the tax benefit is probable. Deferred tax assets are reviewed at each reporting date and are reduced to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 149.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the extent that it is no longer probable that the tax benefit will be realized. At <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 348.87pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.84pt; position: absolute; text-decoration: none; white-space: pre;">, we had <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 464.33pt; position: absolute; text-decoration: none; white-space: pre;">$5,884 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 519.78pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 522.28pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 160.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">deferred tax assets (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.97pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 205.94pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.94pt; position: absolute; text-decoration: none; white-space: pre;">$6,739 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 271.39pt; position: absolute; text-decoration: none; white-space: pre;">). Factors in management&#8217;s determination include, among others, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 171pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the following&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 187.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Future taxable income exclusive of reversing temporary differences and carryforwards&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 199.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Future reversals of existing taxable temporary differences&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 211.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Taxable income in prior carryback years&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 223.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Tax planning strategies.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 240pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Company may be required to change its provision for income taxes if the ultimate deductibility of certain items is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 250.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">successfully challenged by taxing authorities or if estimates used in determining the amount of deferred tax assets to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 261.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">recognize change significantly, or when receipt of new information indicates the need for adjustment in the recognition of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 272.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">deferred tax assets. Additionally, future events, such as changes in tax laws, tax regulations, or interpretations of such laws or <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 283.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">regulations, could have an impact on the provision for income tax, deferred tax balances, actuarial liabilities (see Critical <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 294pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Actuarial and Accounting Policies &#8211; Expenses and Taxes above) and the effective tax rate. Any such changes could <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 304.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">significantly affect the amounts reported in the Consolidated Financial Statements in the year these changes occur.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 327.6pt; width: 594pt;"><font style="color: #2d69ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Goodwill and Intangible Assets<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 339.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">At <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.97pt; position: absolute; text-decoration: none; white-space: pre;">, under IFRS we had <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.93pt; position: absolute; text-decoration: none; white-space: pre;">$6,275 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.38pt; position: absolute; text-decoration: none; white-space: pre;"> of goodwill (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 325.83pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 404.8pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 414.8pt; position: absolute; text-decoration: none; white-space: pre;">$5,919 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 470.25pt; position: absolute; text-decoration: none; white-space: pre;">) and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 493.24pt; position: absolute; text-decoration: none; white-space: pre;">$4,777 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 350.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.45pt; position: absolute; text-decoration: none; white-space: pre;"> of intangible assets (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 155.41pt; position: absolute; text-decoration: none; white-space: pre;">$2,124 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.86pt; position: absolute; text-decoration: none; white-space: pre;"> of which are intangible assets with indefinite lives) (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.21pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 496.18pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 506.18pt; position: absolute; text-decoration: none; white-space: pre;">$4,391 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 360.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 70.45pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90.45pt; position: absolute; text-decoration: none; white-space: pre;">$1,825 million<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.9pt; position: absolute; text-decoration: none; white-space: pre;">, respectiv<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 186.88pt; position: absolute; text-decoration: none; white-space: pre;">ely). Goodwill and intangible assets with indefinite lives are tested for impairment at the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 371.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">cash generating unit level (&#8220;CGU&#8221;) or group of CGUs level. A CGU comprises the smallest group of assets that are capable of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 382.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">generating largely independent cash flows and is either a business segment or a level below. The tests performed in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 508.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 528.62pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 393.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">demonstrated that there was $nil impairment of goodwill or intangible assets with indefinite lives (<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 430.23pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.23pt; position: absolute; text-decoration: none; white-space: pre;"> &#8211; $nil). Changes in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 404.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">discount rates and cash flow projections used in the determination of recoverable values or reductions in market-based <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 414.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings multiples may result in impairment charges in the future, which could be material.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 431.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Impairment charges could occur in the future as a result of changes in economic conditions. The goodwill testing for <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 506.61pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 526.61pt; position: absolute; text-decoration: none; white-space: pre;"> will <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 442.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">be updated based on the conditions that exist in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 237.96pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.96000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> and may result in impairment charges, which could be material.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">93<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_2734" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">12.&#160; Controls and Procedures<font style="display: inline-block; height: 11.64pt;"></font><font id="i659d5eb0694d4dd9aaab4ce813ca141b"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2752" style="position: absolute; top: 73.3pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 73.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Disclosure Controls and Procedures<font style="display: inline-block; height: 8.73pt;"></font><font id="i2d2ab3a46f374ef9a456cfffcd7bf9b7"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 88.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Our disclosure controls and procedures are designed to provide reasonable assurance that information required to be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 99.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">disclosed by us is recorded, processed, summarized, and reported accurately and completely and within the time periods <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 110.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">specified under Canadian and U.S. securities laws. Our process includes controls and procedures that are designed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 121.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">ensure that information is accumulated and communicated to management, including the CEO and CFO, to allow timely <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 132.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">decisions regarding required disclosure. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 148.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">As of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.47pt; position: absolute; text-decoration: none; white-space: pre;">, management evaluated the effectiveness of its disclosure controls and procedures as defined <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 159.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">under the rules adopted by the U.S. Securities and Exchange Commission and the Canadian securities regulatory authorities. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 170.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">This evaluation was performed under the supervision of the Audit Committee, the CEO and CFO. Based on that evaluation, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 181.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the CEO and CFO concluded that our disclosure controls and procedures were effective as of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 423.69pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 502.66pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 198.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Audit Committee has reviewed this MD&#38;A and the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 278.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298.71000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> Consolidated Financial Statements and MFC&#8217;s Board <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 208.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">approved these reports prior to their release.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2768" style="position: absolute; top: 231.7pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 231.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Report on Internal Control over Financial Reporting<font style="display: inline-block; height: 8.73pt;"></font><font id="i75b954cffe5943eb98d602c91d8bce66"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 247.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Management is responsible for establishing and maintaining adequate internal control over financial reporting. The <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 258.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Company&#8217;s internal control system was designed to provide reasonable assurance to management and the Board regarding <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 268.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the preparation and fair presentation of published financial statements in accordance with generally accepted accounting <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 279.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">principles. All internal control systems, no matter how well designed, have inherent limitations. Therefore, even those systems <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 290.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">determined to be effective can provide only reasonable assurance with respect to financial statement preparation and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 301.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">presentation.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 318.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Management maintains a comprehensive system of controls intended to ensure that transactions are executed in accordance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 328.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">with management&#8217;s authorization, assets are safeguarded, and financial records are reliable. Management also takes steps <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 339.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">to ensure that information and communication flows are effective and to monitor performance, including performance of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 350.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">internal control procedures.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 367.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Management assessed the effectiveness of the Company&#8217;s internal control over financial reporting as of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 464pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 542.97pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 378.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">based on the criteria set forth by the Committee of Sponsoring Organizations of the Treadway Commission 2013 framework <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 388.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">in Internal Control &#8211; Integrated Framework. Based on this assessment, management believes that, as of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.82pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 544.79pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 399.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the Company&#8217;s internal control over financial reporting is effective.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 416.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The effectiveness of the Company&#8217;s internal control over financial reporting as of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.51pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.48pt; position: absolute; text-decoration: none; white-space: pre;"> has been audited by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 427.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Ernst &#38; Young LLP, the Company&#8217;s independent registered public accounting firm that also audited the Consolidated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 438.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Financial Statements of the Company for the year ended <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 277.40999999999997pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 356.38pt; position: absolute; text-decoration: none; white-space: pre;">. Their report expressed an unqualified opinion <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 448.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">on the effectiveness of the Company&#8217;s internal control over financial reporting as of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 381.02pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 459.99pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2783" style="position: absolute; top: 471.7pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 471.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Changes in Internal Control over Financial Reporting<font style="display: inline-block; height: 8.73pt;"></font><font id="i15643aff694948eaa0c66787bee91fac"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 487.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">No changes were made in our internal control over financial reporting during the year ended <font style="display: inline-block; 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height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; 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position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">13.&#160; Non-GAAP and Other Financial Measures<font style="display: inline-block; height: 11.64pt;"></font><font id="i3ef44ba1c9814b42b37d42401288cbd3"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 67.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Company prepares its Consolidated Financial Statements in accordance with International Financial Reporting <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 78.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Standards (&#8220;IFRS&#8221;) as issued by the International Accounting Standards Board. We use a number of non-GAAP and other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 88.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">financial measures to evaluate overall performance and to assess each of our businesses. This section includes information <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 99.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">required by National Instrument 52-112 &#8211; Non-GAAP and Other Financial Measures Disclosure in respect of &#8220;specified <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 110.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">financial measures&#8221; (as defined therein).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 127.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Non-GAAP financial measures <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.4pt; position: absolute; text-decoration: none; white-space: pre;">include core earnings (loss)&#59; pre-tax core earnings&#59; core earnings available to common <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 138.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">shareholders&#59; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 101.97pt; position: absolute; text-decoration: none; white-space: pre;">core earnings available to common shareholders excluding the impact of Global Minimum Taxes (&#8220;GMT&#8221;)&#59; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 523.03pt; position: absolute; text-decoration: none; white-space: pre;">core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 148.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings before interest, taxes, depreciation and amortization (&#8220;core EBITDA&#8221;)&#59; total expenses&#59; core expenses&#59; core Drivers <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 159.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of Earnings (&#8220;DOE&#8221;) line items for core net insurance service result, core net investment result, other core earnings, and core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 170.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">income tax (expenses) recoveries&#59; post-tax contractual service margin (&#8220;post-tax CSM&#8221;)&#59; post-tax contractual service margin <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 181.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">net of NCI (&#8220;post-tax CSM net of NCI&#8221;)&#59; Manulife Bank net lending assets&#59; Manulife Bank average net lending assets&#59; assets <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 192.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">under management (&#8220;AUM&#8221;)&#59; assets under management and administration (&#8220;AUMA&#8221;)&#59; Global WAM managed AUMA&#59; core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 202.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">revenue&#59; adjusted book value&#59; and net annualized fee income. In addition, non-GAAP financial measures include the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 213.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">following stated on a constant exchange rate (&#8220;CER&#8221;) basis&#58; any of the foregoing non-GAAP financial measures&#59; net income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 224.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">attributed to shareholders&#59; common shareholders&#8217; net income&#59; and new business CSM.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 241.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Non-GAAP ratios <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 120.92pt; position: absolute; text-decoration: none; white-space: pre;">include core return on shareholders&#8217; equity (&#8220;core ROE&#8221;)&#59; diluted core earnings per common share (&#8220;core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 252.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">EPS&#8221;)&#59; diluted core EPS excluding the impact of GMT (&#8220;core EPS excluding the impact of GMT&#8221;)&#59; core earnings contributions <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 262.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">from highest potential businesses&#59; core earnings contribution from Asia region&#59; core earnings contribution from LTC and VA <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 273.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">businesses&#59;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 92.49000000000001pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.25999999999999pt; position: absolute; text-decoration: none; white-space: pre;">financial leverage ratio&#59; adjusted book value per common share&#59; common share core dividend payout ratio <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 285.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;dividend payout ratio&#8221;)&#59; expense efficiency ratio&#59; core EBITDA margin&#59; effective tax rate on core earnings&#59; operating <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 296.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">segment core earnings contribution&#59; segment share of the total Company AUMA&#59; and net annualized fee income yield on <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 307.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">average AUMA. In addition, non-GAAP ratios include the percentage growth&#47;decline on a CER basis in any of the above non-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 318.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">GAAP financial measures and non-GAAP ratios&#59; net income attributed to shareholders&#59; common shareholders&#8217; net income&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 328.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">pre-tax net income attributed to shareholders&#59; general expenses&#59; CSM&#59; CSM net of NCI&#59; impact of new insurance business <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 339.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">net of NCI&#59; new business CSM&#59; basic earnings per common share (&#8220;basic EPS&#8221;)&#59; and diluted earnings per common share <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 350.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;diluted EPS&#8221;). <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 367.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Other specified financial measures <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.41pt; position: absolute; text-decoration: none; white-space: pre;">include assets under administration (&#8220;AUA&#8221;)&#59; consolidated capital&#59; new business value <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 378.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;NBV&#8221;)&#59; new business value margin (&#8220;NBV margin&#8221;)&#59; sales&#59; annualized premium equivalent (&#8220;APE&#8221;) sales&#59; gross flows&#59; net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 388.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">flows&#59; average assets under management and administration (&#8220;average AUMA&#8221;)&#59; Global WAM average managed AUMA&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 399.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">average assets under administration&#59; remittances&#59; any of the foregoing specified financial measures stated on a CER basis&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 410.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and percentage growth&#47;decline in any of the foregoing specified financial measures on a CER basis. In addition, we provide <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 421.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">an explanation below of the components of core DOE line items other than the change in expected credit loss, the items that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 432.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">comprise certain items excluded from core earnings (on a pre-tax and post-tax basis), and the components of CSM <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 442.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">movement other than the new business CSM.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 459.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our reporting currency for the Company is Canadian dollars and U.S. dollars is the functional currency for Asia and U.S. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 470.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">segment results. Financial measures presented in U.S. dollars are calculated in the same manner as the Canadian dollar <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 481.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">measures. These amounts are translated to U.S. dollars using the period end rate of exchange for financial measures such <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 492.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">as AUMA and the CSM balance and the average rates of exchange for the respective quarter for periodic financial measures <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 502.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">such as our Consolidated Statements of Income, core earnings and items excluded from core earnings, and line items in our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 513.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">CSM movement schedule and DOE. Year-to-date or full year periodic financial measures presented in U.S. dollars are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 524.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">calculated as the sum of the quarterly results translated to U.S. dollars. See section 1 &#8220;Impact of Foreign Currency Exchange <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 535.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Rates&#8221; of the MD&#38;A above for the Canadian to U.S. dollar quarterly and full year rates of exchange.<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 440.33pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 553.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Non-GAAP financial measures and non-GAAP ratios are not standardized financial measures under GAAP and, therefore, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 564.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">might not be comparable to similar financial measures disclosed by other issuers. Therefore, they should not be considered in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 574.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">isolation or as a substitute for any other financial information prepared in accordance with GAAP.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 591.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (loss) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure which we believe aids investors in better understanding the long-term earnings <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 602.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">capacity and valuation of the business. Core earnings allows investors to focus on the Company&#8217;s operating performance by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 613.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">excluding the impact of market related gains or losses, changes in actuarial methods and assumptions that flow directly <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 624.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">through income as well as a number of other items, outlined below, that we believe are material, but do not reflect the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 634.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">underlying earnings capacity of the business. For example, due to the long-term nature of our business, the mark-to-market <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 645.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">movements in equity markets, interest rates including impacts on hedge accounting ineffectiveness, foreign currency <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 656.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">exchange rates and commodity prices as well as the change in the fair value of ALDA from period-to-period can, and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 667.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">frequently do, have a substantial impact on the reported amounts of our assets, insurance contract liabilities and net income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 678.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">attributed to shareholders. These reported amounts may not be realized if markets move in the opposite direction in a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 688.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">subsequent period. This makes it very difficult for investors to evaluate how our businesses are performing from period-to-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 699.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">period and to compare our performance with other issuers.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 716.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We believe that core earnings better reflect the underlying earnings capacity and valuation of our business. We use core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 727.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings and core EPS as key metrics in our short-term incentive plans at the total Company and operating segment level. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 738.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">We also base our mid- and long-term strategic priorities on core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">95<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings includes the expected return on our invested assets and any other gains (charges) from market experience are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">included in net income but excluded from core earnings. The expected return for fixed income assets is based on the related <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">book yields. For ALDA and public equities, the expected return reflects our long-term view of asset class performance. These <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">returns for ALDA and public equities vary by asset class and range from 3.25% to 11.5%, leading to an average return of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">between 9.0% to 9.5%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.49pt; position: absolute; text-decoration: none; white-space: pre;"> on these assets as of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.49pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 308.46pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">While core earnings is relevant to how we manage our business and offers a consistent methodology, it is not insulated from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">macroeconomic factors which can have a significant impact. See below <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.36pt; position: absolute; text-decoration: none; white-space: pre;">for a reconciliation<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.3pt; position: absolute; text-decoration: none; white-space: pre;"> of core earnings to net income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 122.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">attributed to shareholders and income before income taxes. Net income attributed to shareholders excludes net income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 132.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">attributed to participating policyholders and non-controlling interests.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 149.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Any future changes to the core earnings definition referred to below, will be disclosed.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 166.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Items included in core earnings&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 183.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">1.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Expected insurance service result on in-force policies, including expected release of the risk adjustment, CSM <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 194.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">recognized for service provided, and expected earnings from short-term products measured under the premium <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 204.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">allocation approach (&#8220;PAA&#8221;).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 216.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Impacts from the initial recognition of new contracts (onerous contracts, including the impact of the associated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 227.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">reinsurance contracts).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 239.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">3.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Insurance experience gains or losses that flow directly through net income.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 251.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">4.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Operating and investment expenses compared with expense assumptions used in the measurement of insurance and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 261.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">investment contract liabilities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 273.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">5.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Expected investment earnings, which is the difference between expected return on our invested assets and the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 284.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">associated finance income or expense from the insurance contract liabilities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 296.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">6.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Net provision for ECL on FVOCI and amortized cost debt instruments.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 308.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">7.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Expected asset returns on surplus investments.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 319.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;">8.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;">All earnings for the Global WAM segment, except for applicable net income items excluded from core earnings as noted <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 330.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;">below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 342.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;">9.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;">All earnings for the Manulife Bank business, except for applicable net income items excluded from core earnings as noted <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 353.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.015em; position: absolute; text-decoration: none; white-space: pre;">below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 365.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">10.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Routine or non-material legal settlements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 376.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">11.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">All other items not specifically excluded.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 388.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">12.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Tax on the above items.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 400.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">13.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">All tax-related items except the impact of enacted or substantively enacted income tax rate changes and taxes on items <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 411.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">excluded from core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 428.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Net income items excluded from core earnings&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 444.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">1.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses) including the items listed below&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 458.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Gains (charges) on general fund public equity and ALDA investments from returns being different than expected.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 470.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Gains (charges) on derivatives not in hedging relationships, or gains (charges) resulting from hedge accounting <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 481.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">ineffectiveness.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 493.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Realized gains (charges) from the sale of FVOCI debt instruments.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 504.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Market related gains (charges) on onerous contracts measured using the variable fee approach (e.g., variable <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 515.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">annuities, unit linked, participating insurance) net of the performance on any related hedging instruments.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 527.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Gains (charges) related to certain changes in foreign exchange rates. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 541.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions used in the measurement of insurance contract liabilities that flow <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 552.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">directly through income. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 165.28pt; position: absolute; text-decoration: none; white-space: pre;">The Company reviews actuarial methods and assumptions annually, and this process is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 562.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">designed to reduce the Company&#8217;s exposure to uncertainty by ensuring assumptions remain appropriate. This is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 573.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">accomplished by monitoring experience and selecting assumptions which represent a current view of expected future <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 584.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">experience and ensuring that the risk adjustment is appropriate for the risks assumed. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 596.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">3.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The impact on the measurement of insurance and investment contract assets and liabilities and reinsurance contract <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 607.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">held assets and liabilities from changes in product features and new or changes to in-force reinsurance contracts, if <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 617.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">material.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 629.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">4.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">The fair value changes in long-term investment plan (&#8220;LTIP&#8221;) obligations for Global WAM investment management.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 641.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">5.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Goodwill impairment charges.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 653.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">6.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Gains or losses on acquisition and disposition of a business.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 665.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">7.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Material one-time only adjustments, including highly unusual &#47; extraordinary and material legal settlements and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 675.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">restructuring charges, or other items that are material and exceptional in nature.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 687.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">8.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Tax on the above items.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 699.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">9.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to participating shareholders and non-controlling interests.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 711.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">10.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Impact of enacted or substantively enacted income tax rate changes.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">96<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3094" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Reconciliation of core earnings to net income attributed to shareholders <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 356.2pt; position: absolute; white-space: pre;">&#8211; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 365.36pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 53.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 62.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 220.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 0pt; width: 283.5pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 283.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 133.97pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.58pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.85pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income (loss) before income taxes<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">3,197<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,679<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">132<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,747<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">335<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">7,090<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(267)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(399)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(408)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(171)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(21)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.57pt;"></font></font><font style="left: 21.2pt; position: absolute;">(1,266)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(193)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">46<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">411<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">23<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(233)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">54<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(460)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(353)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(148)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(254)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.57pt;"></font></font><font style="left: 21.2pt; position: absolute;">(1,212)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,737<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,326<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">135<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,599<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">81<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">5,878<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net income (post-tax) attributed to<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 20.63pt; position: absolute; text-decoration: none; white-space: pre;">Non-controlling interests<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">241<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">247<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">141<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">105<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">246<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,355<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,221<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">135<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,597<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">77<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">5,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 151.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Items excluded from core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 163.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(178)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(384)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.57pt;"></font></font><font style="left: 21.2pt; position: absolute;">(1,327)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">435<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.57pt;"></font></font><font style="left: 21.2pt; position: absolute;">(1,450)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.23pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.53pt; position: absolute; text-decoration: none; white-space: pre;">flow directly through income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(5)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(202)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(199)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(6)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(66)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(72)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 20.63pt; position: absolute; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(51)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(26)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(77)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(7)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(120)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 221.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,589<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,568<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,690<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,736<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(357)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">7,226<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 233.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings (see above)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">267<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">399<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">408<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">171<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">21<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,266<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,856<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,967<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,098<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,907<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(336)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">8,492<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3110" style="position: absolute; top: 336.95pt;"></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 336.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis and U.S. dollars <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 227.87pt; position: absolute; white-space: pre;">&#8211; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 237.03pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 350.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 359.15pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 220.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 0pt; width: 283.5pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 283.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 133.97pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.58pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.85pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,589<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,568<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,690<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,736<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(357)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">7,226<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 63.54pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">51<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">36<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">27<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">118<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,640<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,568<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,726<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,763<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(353)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">7,344<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 148.35pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">272<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">399<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">417<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">171<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">21<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,280<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,912<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,967<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,143<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,934<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(332)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">8,624<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (U.S. dollars) &#8211; Asia and U.S. segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 95.03pt; position: absolute; text-decoration: none; white-space: pre;">)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 97.69pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 104.03999999999999pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 108.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,890<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,234<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 83.52pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(1)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax), US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,889<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,234<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 503.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.3pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 298.41pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 512.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings adjusted to reflect the foreign exchange rates for the Statement of Income in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 411.77pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 428.88pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 521.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax) in Canadian $ are translated to US $ using the US $ Statement of Income exchange rate for the four respective quarters that make <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 530.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">up <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 64.8pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 80.36pt; position: absolute; white-space: pre;"> core earnings.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">97<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3125" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Reconciliation of core earnings to net income attributed to shareholders <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 360.7pt; position: absolute; white-space: pre;">&#8211; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 369.86pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 53.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 62.7pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 220.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 0pt; width: 283.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 283.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.97pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.58pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.85pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income (loss) before income taxes<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,244<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,609<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">751<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,497<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">351<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">6,452<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(279)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(378)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(402)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(204)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">99<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.57pt;"></font></font><font style="left: 21.2pt; position: absolute;">(1,164)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(161)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">290<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">179<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">319<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(440)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(373)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(112)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(198)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">278<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(845)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,804<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,236<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">639<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,299<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">629<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">5,607<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net income (post-tax) attributed to<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Non-controlling interests<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">141<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">144<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">315<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">45<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">360<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,348<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,191<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">639<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,297<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">628<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">5,103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 151.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Items excluded from core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 163.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(553)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(341)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.57pt;"></font></font><font style="left: 21.2pt; position: absolute;">(1,196)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">290<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.57pt;"></font></font><font style="left: 21.2pt; position: absolute;">(1,790)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 22.63pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 27.13pt; position: absolute; text-decoration: none; white-space: pre;">flow directly through income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(68)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">132<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">105<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(36)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(36)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(79)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(56)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">269<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">140<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 221.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,048<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,487<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,759<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,321<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 34.96pt; position: absolute;">69<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">6,684<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 233.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings (see above)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">279<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">378<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">402<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">204<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(99)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,164<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,327<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,865<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,161<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,525<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(30)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">7,848<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3140" style="position: absolute; top: 336.95pt;"></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 336.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis and U.S. dollars <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 232.37pt; position: absolute; white-space: pre;">&#8211; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 241.53pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 350.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 359.15pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 221.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 221.25pt; position: absolute; top: 0pt; width: 282.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 282.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.59pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.58pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 268.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 363pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.1pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,048<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 268.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,487<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,759<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 363pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,321<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 34.96pt; position: absolute;">69<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.04pt;"></font></font><font style="left: 23.11pt; position: absolute;">6,684<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 63.54pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">26<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 268.5pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315.75pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">65<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 363pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">32<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 43.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">132<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,074<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 268.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,487<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,824<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 363pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,353<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 34.96pt; position: absolute;">78<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.04pt;"></font></font><font style="left: 23.11pt; position: absolute;">6,816<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 148.35pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">280<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 268.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">378<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">416<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 363pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">206<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(99)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.48pt;"></font></font><font style="left: 23.11pt; position: absolute;">1,181<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,354<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 268.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,865<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,240<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 363pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,559<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(21)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 457.5pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.04pt;"></font></font><font style="left: 23.11pt; position: absolute;">7,997<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (U.S. dollars) &#8211; Asia and U.S. segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 97.69pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 104.03999999999999pt; position: absolute; text-decoration: none; white-space: pre;">, US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,518<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315.75pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,304<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 83.52pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(34)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax), US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,484<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,304<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 503.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.8pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 302.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 512.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings adjusted to reflect the foreign exchange rates for the Statement of Income in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 416.27pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 433.38pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 521.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax) in Canadian $ are translated to US $ using the US $ Statement of Income exchange rate for the four respective quarters that make <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 530.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">up <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 69.3pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 84.86pt; position: absolute; text-decoration: none; white-space: pre;"> core earnings.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 430.74pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 505.24pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 533.32pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 537.28pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">98<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 440.44pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3155" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Reconciliation of core earnings to net income attributed to shareholders <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 356.2pt; position: absolute; white-space: pre;">&#8211; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 365.36pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 53.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 481.42pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 63.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 501pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 221.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 221.25pt; position: absolute; top: 0pt; width: 279.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 279.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 131.32pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.27pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.37pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.28pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.88pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.77pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.77pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income (loss) before income taxes<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">781<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">579<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">112<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">419<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">222<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,113<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(71)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(97)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(98)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(61)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(18)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(345)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(85)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(20)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">89<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">26<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(71)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(61)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.48pt;"></font></font><font style="left: 27.11pt; position: absolute;">(156)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.48pt;"></font></font><font style="left: 27.11pt; position: absolute;">(117)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.36pt;"></font></font><font style="left: 35.99pt; position: absolute;">(9)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(35)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(89)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(406)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 91.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">625<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 91.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">462<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 91.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 91.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">384<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 91.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">133<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,707<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net income (post-tax) attributed to<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Non-controlling interests<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 115.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 115.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 115.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 115.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 115.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.02pt;"></font></font><font style="left: 38.650000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">22<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 127.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">24<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 127.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">23<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 127.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 127.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 127.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">47<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 139.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">583<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 139.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">439<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 139.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 139.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">384<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 139.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">129<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,638<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 151.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Items excluded from core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 163.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 163.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(83)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 163.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">55<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 163.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.48pt;"></font></font><font style="left: 27.11pt; position: absolute;">(309)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 163.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(23)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 163.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">168<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(192)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.23pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.53pt; position: absolute; text-decoration: none; white-space: pre;">flow directly through income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 175.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 175.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 175.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 175.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 175.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 197.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 197.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.36pt;"></font></font><font style="left: 35.99pt; position: absolute;">(6)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 197.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 197.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(46)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 197.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(52)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.25pt; position: absolute; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 209.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 209.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 209.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 209.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.92pt;"></font></font><font style="left: 31.55pt; position: absolute;">(28)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 209.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.02pt;"></font></font><font style="left: 38.650000000000006pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(25)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 221.25pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 221.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">666<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 221.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">390<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 221.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">412<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 221.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 221.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.48pt;"></font></font><font style="left: 31.55pt; position: absolute;">(42)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,907<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 233.25pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings (see above)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 233.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">71<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 233.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">97<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 233.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">98<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 233.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">61<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 233.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">345<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 245.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">737<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 245.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">487<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 245.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">510<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 245.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">542<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 245.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.48pt;"></font></font><font style="left: 31.55pt; position: absolute;">(24)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,252<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3170" style="position: absolute; top: 334.55pt;"></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 334.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis and U.S. dollars <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 227.87pt; position: absolute; white-space: pre;">&#8211; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 237.03pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 347.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 356.75pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 500.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 221.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 221.25pt; position: absolute; top: 0pt; width: 279pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 279pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 130.94pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.27pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.37pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.28pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.88pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.77pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.77pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.1pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">666<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">390<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">412<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.48pt;"></font></font><font style="left: 31.55pt; position: absolute;">(42)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 31.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.04pt;"></font></font><font style="left: 23.11pt; position: absolute;">1,907<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 63.54pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 43.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 43.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 43.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 43.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 43.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 43.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">666<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">390<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">412<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.48pt;"></font></font><font style="left: 31.55pt; position: absolute;">(42)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 55.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.04pt;"></font></font><font style="left: 23.11pt; position: absolute;">1,907<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 148.35pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">71<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">97<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">98<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">61<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.58pt;"></font></font><font style="left: 34.21pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 67.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.14pt;"></font></font><font style="left: 29.77pt; position: absolute;">345<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">737<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">487<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">510<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">542<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 407.25pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.48pt;"></font></font><font style="left: 31.55pt; position: absolute;">(24)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453.75pt; position: absolute; top: 79.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.04pt;"></font></font><font style="left: 23.11pt; position: absolute;">2,252<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (U.S. dollars) &#8211; Asia and U.S. segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 97.69pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 104.03999999999999pt; position: absolute; text-decoration: none; white-space: pre;">, US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 103.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">477<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 103.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">294<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 83.52pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 115.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 115.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 37.8pt;"></font></font><font style="left: 40.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax), US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 127.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">477<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 314.25pt; position: absolute; top: 127.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 22.7pt;"></font></font><font style="left: 29.77pt; position: absolute;">294<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 501.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.3pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 298.41pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 510.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings adjusted to reflect the foreign exchange rates for the Statement of Income in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 411.77pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 428.88pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 519.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax) in Canadian $ are translated to US $ using the US $ Statement of Income exchange rate for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 418.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 435.21pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">99<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3187" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Reconciliation of core earnings to net income attributed to shareholders &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 368.2pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 60.3pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 220.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 0pt; width: 283.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 283.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.19pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.02pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income (loss) before income taxes<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,059<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">578<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 34.96pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">519<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">167<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,341<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(65)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(104)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(112)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(6)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(28)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(315)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">26<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(10)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">99<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(14)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(60)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(39)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(114)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(13)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(20)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(88)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(274)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,020<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">464<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">499<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">79<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,067<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net income (post-tax) attributed to<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Non-controlling interests<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">130<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">131<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">63<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">97<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">827<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">430<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">498<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">79<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,839<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 151.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Items excluded from core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 163.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">213<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">16<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(204)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">133<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">186<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.23pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.53pt; position: absolute; text-decoration: none; white-space: pre;">flow directly through income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(5)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(202)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(199)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(20)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(20)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(9)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">53<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">44<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 221.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">619<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">412<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">411<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">499<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(113)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,828<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 233.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings (see above)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">65<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">104<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">112<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">315<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">684<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">516<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">523<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">505<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(85)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,143<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3202" style="position: absolute; top: 328.55pt;"></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 328.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis and U.S. dollars <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 232.37pt; position: absolute; white-space: pre;">&#8211; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 241.53pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 341.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 350.75pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 219pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 219pt; position: absolute; top: 0pt; width: 285pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 285pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.94pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.02pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 266.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 455.25pt; position: absolute; top: 11.25pt; width: 48.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.35pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 219pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 219pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">619<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 266.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">412<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">411<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">499<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(113)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 455.25pt; position: absolute; top: 31.5pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 25.36pt; position: absolute;">1,828<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 219pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 63.54pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.22pt;"></font></font><font style="left: 34.85pt; position: absolute;">12<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 266.25pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">11<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 455.25pt; position: absolute; top: 43.5pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.83pt;"></font></font><font style="left: 36.46pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 219pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 219pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">631<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 266.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">412<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">422<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">509<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(112)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 455.25pt; position: absolute; top: 55.5pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 25.36pt; position: absolute;">1,862<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 219pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 148.35pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.22pt;"></font></font><font style="left: 34.85pt; position: absolute;">66<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 266.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">104<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">115<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 455.25pt; position: absolute; top: 67.5pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.39pt;"></font></font><font style="left: 32.02pt; position: absolute;">318<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 219pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 219pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">697<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 266.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">516<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">537<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">514<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 408pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(84)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 455.25pt; position: absolute; top: 79.5pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 25.36pt; position: absolute;">2,180<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 219pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 219pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (U.S. dollars) &#8211; Asia and U.S. segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 219pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 97.69pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 104.03999999999999pt; position: absolute; text-decoration: none; white-space: pre;">, US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">453<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">302<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 219pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 219pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 83.52pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(2)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 219pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 219pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax), US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">451<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">302<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 497.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.8pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 302.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 506.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings adjusted to reflect the foreign exchange rates for the Statement of Income in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 416.27pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 433.38pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 515.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax) in Canadian $ are translated to US $ using the US $ Statement of Income exchange rate for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 422.59999999999997pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 439.71pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">100<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3217" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Reconciliation of core earnings to net income attributed to shareholders <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 356.2pt; position: absolute; white-space: pre;">&#8211;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 362.31pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 364.81pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 53.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 62.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 220.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 0pt; width: 283.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 283.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.19pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.02pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income (loss) before income taxes<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">763<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">141<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">156<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">383<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(59)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,384<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(64)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(107)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(95)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(46)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(8)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(320)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(51)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">68<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">74<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">14<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(37)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">68<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(115)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(39)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(21)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(32)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(45)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(252)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">648<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">102<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">135<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">351<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(104)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,132<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net income (post-tax) attributed to<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Non-controlling interests<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">38<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">39<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">23<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">51<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">582<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">79<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">135<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">350<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(104)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,042<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 151.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Items excluded from core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 163.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(58)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(364)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(280)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(7)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">44<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(665)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.23pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.53pt; position: absolute; text-decoration: none; white-space: pre;">flow directly through income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.25pt; position: absolute; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(7)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(42)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(22)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(30)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 221.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">647<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">402<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">415<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">399<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(126)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,737<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 233.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings (see above)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">64<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">107<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">95<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">46<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">320<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">711<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">509<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">510<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">445<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(118)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,057<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3232" style="position: absolute; top: 330.95pt;"></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 330.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis and U.S. dollars <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 227.87pt; position: absolute; white-space: pre;">&#8211; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 237.03pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 344.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 353.15pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 220.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 0pt; width: 283.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 283.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.19pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.02pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">647<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">402<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">415<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">399<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(126)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,737<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 63.54pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">36<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">665<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">403<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">423<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">407<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(125)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,773<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 148.35pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.22pt;"></font></font><font style="left: 34.85pt; position: absolute;">66<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">107<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">98<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">46<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">325<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">731<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">510<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">521<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">453<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(117)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,098<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (U.S. dollars) &#8211; Asia and U.S. segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 97.69pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 104.03999999999999pt; position: absolute; text-decoration: none; white-space: pre;">, US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">472<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">303<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 83.52pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(1)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax), US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">476<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">302<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 499.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.3pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 298.41pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 508.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings adjusted to reflect the foreign exchange rates for the Statement of Income in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 411.77pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 428.88pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">.<font style="display: inline-block; height: 3.3085pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 517.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax) in Canadian $ are translated to US $ using the US $ Statement of Income exchange rate for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 418.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 435.21pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">101<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3247" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Reconciliation of core earnings to net income attributed to shareholders &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 368.2pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 60.3pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 220.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 0pt; width: 283.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 283.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.19pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.02pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income (loss) before income taxes<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">594<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">381<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(154)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">426<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,252<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(67)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(91)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(103)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(58)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">33<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(286)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(83)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">149<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(3)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(65)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(150)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(83)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">46<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(61)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(32)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(280)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">444<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">298<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(108)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(27)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">972<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net income (post-tax) attributed to<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Non-controlling interests<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">55<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">55<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">26<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">51<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">363<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">273<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(108)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(27)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">866<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 151.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Items excluded from core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 163.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(250)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(91)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(534)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">90<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(779)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.23pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.53pt; position: absolute; text-decoration: none; white-space: pre;">flow directly through income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.25pt; position: absolute; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(44)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(26)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(41)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(109)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 221.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">657<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">364<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">452<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">357<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(76)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,754<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 233.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings (see above)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">67<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">91<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">58<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(33)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">286<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">724<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">455<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">555<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">415<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(109)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,040<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3262" style="position: absolute; top: 328.55pt;"></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 328.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis and U.S. dollars <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 232.37pt; position: absolute; white-space: pre;">&#8211; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 241.53pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 341.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 350.75pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 220.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 0pt; width: 283.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 283.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.19pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.02pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">657<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">364<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">452<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">357<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(76)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,754<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 63.54pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">21<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">17<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">48<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">678<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">364<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">469<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">366<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(75)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,802<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 148.35pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.22pt;"></font></font><font style="left: 34.85pt; position: absolute;">69<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">91<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">106<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">59<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(33)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">292<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">747<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">455<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">575<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">425<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.79pt;"></font></font><font style="left: 27.86pt; position: absolute;">(108)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,094<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (U.S. dollars) &#8211; Asia and U.S. segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 97.69pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 104.03999999999999pt; position: absolute; text-decoration: none; white-space: pre;">, US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">488<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">335<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 83.52pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(3)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax), US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">485<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">335<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 497.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.8pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 302.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 506.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings adjusted to reflect the foreign exchange rates for the Statement of Income in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 416.27pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 433.38pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 516.07pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax) in Canadian $ are translated to US $ using the US $ Statement of Income exchange rate for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 422.59999999999997pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 439.71pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">102<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3305" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Reconciliation of core earnings to net income attributed to shareholders &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 363.7pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 60.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 220.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 0pt; width: 283.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 283.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.19pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.25pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.35pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.26pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.86pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.75pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.75pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.08pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income (loss) before income taxes<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">847<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">498<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">244<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">424<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">110<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,123<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(76)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(87)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(113)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(55)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">37<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(294)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(33)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(29)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">67<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(3)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(30)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(28)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(109)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(116)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(46)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(58)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(322)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">738<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">382<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">198<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">366<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">117<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 91.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,801<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net income (post-tax) attributed to<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Non-controlling interests<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">37<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">39<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">86<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">17<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">615<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">198<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">116<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 139.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.23pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,659<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 151.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Items excluded from core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 163.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(279)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">51<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">86<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 163.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.23pt;"></font></font><font style="left: 27.86pt; position: absolute;">(133)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 22.58pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 27.08pt; position: absolute; text-decoration: none; white-space: pre;">flow directly through income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">89<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">26<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 175.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">119<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(36)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 197.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(36)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; white-space: pre;">Reinsurance transactions, tax-related items and other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(38)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(23)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(3)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 209.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(64)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 221.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">564<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">352<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">474<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">353<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 34.96pt; position: absolute;">30<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 221.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">1,773<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 233.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings (see above)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">76<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">87<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">113<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">55<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(37)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 233.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">294<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">640<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">439<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">587<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">408<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 36.74pt; position: absolute;">(7)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 245.25pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,067<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3320" style="position: absolute; top: 328.55pt;"></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 328.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis and U.S. dollars <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 227.87pt; position: absolute; white-space: pre;">&#8211; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 237.03pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 341.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 350.75pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 220.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 220.5pt; position: absolute; top: 0pt; width: 283.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 283.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.19pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.02pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 31.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 13.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 11.25pt; width: 47.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">564<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">352<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">474<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">353<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 27.78pt;"></font></font><font style="left: 34.85pt; position: absolute;">30<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 31.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.68pt;"></font></font><font style="left: 23.75pt; position: absolute;">1,773<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 63.559999999999995pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">11<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 38.55pt;"></font></font><font style="left: 41.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">13<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.77pt;"></font></font><font style="left: 39.400000000000006pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 43.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">575<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">352<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">487<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">360<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 27.78pt;"></font></font><font style="left: 34.85pt; position: absolute;">33<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 55.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.68pt;"></font></font><font style="left: 23.75pt; position: absolute;">1,807<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 67.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 148.37pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">78<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">87<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">116<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">56<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 32.300000000000004pt; position: absolute;">(38)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 67.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.89pt;"></font></font><font style="left: 30.52pt; position: absolute;">299<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 79.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">653<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">439<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">603<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 362.25pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">416<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 29.67pt;"></font></font><font style="left: 36.74pt; position: absolute;">(5)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456.75pt; position: absolute; top: 79.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.79pt;"></font></font><font style="left: 23.86pt; position: absolute;">2,106<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 91.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (U.S. dollars) &#8211; Asia and U.S. segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 97.69pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 104.03999999999999pt; position: absolute; text-decoration: none; white-space: pre;">, US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">414<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 103.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.34pt;"></font></font><font style="left: 30.41pt; position: absolute;">349<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 115.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 83.54pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(3)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 115.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.11pt;"></font></font><font style="left: 36.74pt; position: absolute;">(1)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 127.5pt; width: 220.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 220.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings, CER basis (post-tax), US $<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">411<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 127.5pt; width: 47.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 23.45pt;"></font></font><font style="left: 30.52pt; position: absolute;">348<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 497.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.3pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 298.41pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 506.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Income tax on core earnings adjusted to reflect the foreign exchange rates for the Statement of Income in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 411.77pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 428.88pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 514.68pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings (post-tax) in Canadian $ are translated to US $ using the US $ Statement of Income exchange rate for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 418.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 435.21pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">103<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3335" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Segment core earnings by business line or geographic source <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.82pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3350" style="position: absolute; top: 69.82pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 69.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 80.62pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 184.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 184.5pt; position: absolute; top: 0pt; width: 225pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 83.35pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 409.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.64pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 184.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(US $ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">254<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">254<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">243<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">241<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">218<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">992<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">728<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Japan<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">87<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">81<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">92<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">102<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">79<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">362<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">309<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia Other<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 40.370000000000005pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">147<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">127<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">145<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">151<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">119<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">570<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">494<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 184.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">International High Net Worth<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">114<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">72<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 184.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Mainland China<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 70.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 70.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">49<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 184.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Singapore<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 82.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">216<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 82.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">161<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 184.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Vietnam<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 94.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">126<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 94.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">133<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 184.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.38pt; position: absolute; text-decoration: none; white-space: pre;">Other Emerging Markets<font style="display: inline-block; height: 5.82pt;"></font></font><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: italic; font-weight: normal; left: 108.39999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 106.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">73<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 106.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">79<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 118.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regional Office<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.42pt;"></font></font><font style="left: 30.05pt; position: absolute;">(11)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.86pt;"></font></font><font style="left: 34.49pt; position: absolute;">(9)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.86pt;"></font></font><font style="left: 34.49pt; position: absolute;">(8)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.86pt;"></font></font><font style="left: 34.49pt; position: absolute;">(6)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.86pt;"></font></font><font style="left: 34.49pt; position: absolute;">(2)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.42pt;"></font></font><font style="left: 30.05pt; position: absolute;">(34)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.42pt;"></font></font><font style="left: 30.05pt; position: absolute;">(13)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 130.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total Asia core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">477<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">453<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">472<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">488<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">414<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,890<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,518<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 228.12pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings for Asia Other is reported by country annually, on a full year basis.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 237.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Other Emerging Markets includes Indonesia, the Philippines, Malaysia, Thailand, Cambodia and Myanmar.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="position: absolute; top: 252.32pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 184.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 184.5pt; position: absolute; top: 0pt; width: 225pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 83.35pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 409.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.64pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 184.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(US $ millions), CER basis<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 84.99pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">254<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">254<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">243<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">241<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">217<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">992<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">727<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Japan<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">87<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">79<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">94<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">76<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">360<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">286<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia Other<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 40.370000000000005pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">147<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">127<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">147<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">150<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">120<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">571<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">484<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 184.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">International High Net Worth<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">114<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">72<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 184.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Mainland China<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 70.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 70.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">48<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 184.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Singapore<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 82.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">216<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 82.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">163<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 184.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Vietnam<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 94.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">126<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 94.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">127<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 184.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.38pt; position: absolute; text-decoration: none; white-space: pre;">Other Emerging Markets<font style="display: inline-block; height: 5.82pt;"></font></font><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: italic; font-weight: normal; left: 108.39999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 106.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">74<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 106.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 45pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">74<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 118.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Regional Office<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.42pt;"></font></font><font style="left: 30.05pt; position: absolute;">(11)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.86pt;"></font></font><font style="left: 34.49pt; position: absolute;">(9)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.86pt;"></font></font><font style="left: 34.49pt; position: absolute;">(8)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.86pt;"></font></font><font style="left: 34.49pt; position: absolute;">(6)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.86pt;"></font></font><font style="left: 34.49pt; position: absolute;">(2)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.42pt;"></font></font><font style="left: 30.05pt; position: absolute;">(34)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 118.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.42pt;"></font></font><font style="left: 30.05pt; position: absolute;">(13)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 130.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total Asia core earnings, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">477<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">451<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">476<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">485<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">411<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,889<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 130.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,484<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 401.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings adjusted to reflect the foreign exchange rates for the Statement of Income in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 371.95pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 389.06pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 410.92pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings for Asia Other are reported by country annually, on a full year basis.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 420.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Other Emerging Markets includes Indonesia, the Philippines, Malaysia, Thailand, Cambodia and Myanmar.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3367" style="position: absolute; top: 441.12pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 441.12pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 451.92pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 184.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 184.5pt; position: absolute; top: 0pt; width: 225pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 83.35pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 409.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.64pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 184.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(Canadian $ in millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Insurance<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.2pt;"></font></font><font style="left: 28.27pt; position: absolute;">295<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">320<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">307<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">266<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">258<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,188<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,101<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Annuities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">51<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">51<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">55<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">53<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">48<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">210<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">204<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">44<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">40<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">45<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">46<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">170<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">182<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total Canada core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">390<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">412<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">402<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">364<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">352<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,568<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,487<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3382" style="position: absolute; top: 539.42pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 539.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 550.22pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 501pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 184.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 184.5pt; position: absolute; top: 0pt; width: 225.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 225.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 83.73pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 410.25pt; position: absolute; top: 0pt; width: 90.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 17.01pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 184.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(US $ in millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 11.25pt; width: 45.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.01pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 44.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.62pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.87pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S. Insurance<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">256<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">268<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">254<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">286<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 22.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.84pt;"></font></font><font style="left: 28.91pt; position: absolute;">300<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 22.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.68pt;"></font></font><font style="left: 20.75pt; position: absolute;">1,064<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 22.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.93pt;"></font></font><font style="left: 23pt; position: absolute;">1,133<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S. Annuities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">38<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">49<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">49<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 34.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.72pt;"></font></font><font style="left: 33.35pt; position: absolute;">49<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 34.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.78pt;"></font></font><font style="left: 27.41pt; position: absolute;">170<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 34.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.03pt;"></font></font><font style="left: 29.66pt; position: absolute;">171<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total U.S. core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">294<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">302<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">303<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">335<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 46.5pt; width: 45.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.84pt;"></font></font><font style="left: 28.91pt; position: absolute;">349<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 46.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.68pt;"></font></font><font style="left: 20.75pt; position: absolute;">1,234<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 46.5pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.93pt;"></font></font><font style="left: 23pt; position: absolute;">1,304<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3397" style="position: absolute; top: 625.72pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 625.72pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM by business line <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 636.52pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 184.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 184.5pt; position: absolute; top: 0pt; width: 225pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 83.35pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 409.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.64pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 184.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(Canadian $ in millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retirement<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.2pt;"></font></font><font style="left: 28.27pt; position: absolute;">281<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">304<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">226<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">202<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">203<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,013<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">745<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">161<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">154<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">135<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">131<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">127<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">581<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">502<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">39<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">38<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">24<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.08pt;"></font></font><font style="left: 32.71pt; position: absolute;">23<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">142<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">74<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total Global WAM core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">499<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">399<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">357<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">353<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,736<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,321<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">104<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="position: absolute; top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 184.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 184.5pt; position: absolute; top: 0pt; width: 225pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 83.35pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 409.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.64pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 184.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(Canadian $ in millions), CER basis<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 112.6pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retirement<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">281<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">311<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">230<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">208<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">207<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,030<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">766<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">161<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">156<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">138<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">133<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">128<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">588<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">510<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">39<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">42<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">39<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.08pt;"></font></font><font style="left: 32.71pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">145<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">77<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total Global WAM core earnings, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">509<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">407<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">366<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">360<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,763<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,353<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 116pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings adjusted to reflect the foreign exchange rates for the Statement of Income in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 367.45pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 384.56pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3412" style="position: absolute; top: 131.1pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 131.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM by geographic source<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 141.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 184.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 184.5pt; position: absolute; top: 0pt; width: 225pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 83.35pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 409.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.64pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 184.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(Canadian $ in millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">157<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">157<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">138<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">108<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">109<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">560<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">404<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">108<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">107<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">85<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">90<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">390<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">378<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">216<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">235<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">176<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">159<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">144<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">786<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">539<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total Global WAM core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">499<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">399<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">357<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">353<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,736<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,321<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="position: absolute; top: 217.4pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 184.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 184.5pt; position: absolute; top: 0pt; width: 225pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 83.35pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 409.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.64pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 184.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">(Canadian $ in millions), CER basis<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 112.6pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">157<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">161<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">141<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">112<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">111<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">571<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">416<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">108<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">107<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">85<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">90<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">100<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">390<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">378<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">216<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">241<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">181<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">164<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">149<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">802<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 46.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">559<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total Global WAM core earnings, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">509<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">407<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">366<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.09pt;"></font></font><font style="left: 28.16pt; position: absolute;">360<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,763<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 58.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,353<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 294.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings adjusted to reflect the foreign exchange rates for the Statement of Income in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 367.45pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 384.56pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3427" style="position: absolute; top: 316pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 316pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings available to common shareholders <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.35pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure that is used in the calculation of core ROE and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 326.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">core EPS. It is calculated as core earnings (post-tax) less preferred share dividends and other equity distributions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 337.6pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 184.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 184.5pt; position: absolute; top: 0pt; width: 225pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 83.35pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 409.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.64pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 29.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 184.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.69pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax and based on actual foreign <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.44pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">exchange rates in effect in the applicable reporting <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">period, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 21.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 21.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 21.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.37pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 40.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 40.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,907<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 40.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,828<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 40.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,737<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 40.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,754<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 40.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,773<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 40.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">7,226<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 40.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">6,684<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 52.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.75pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Less&#58; Preferred share dividends and other equity <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; white-space: pre;">distributions<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 49.74pt; position: absolute; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 52.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.64pt;"></font></font><font style="left: 28.27pt; position: absolute;">101<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 52.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.08pt;"></font></font><font style="left: 32.71pt; position: absolute;">56<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 52.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.08pt;"></font></font><font style="left: 32.71pt; position: absolute;">99<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 52.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.08pt;"></font></font><font style="left: 32.71pt; position: absolute;">55<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 52.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.08pt;"></font></font><font style="left: 32.71pt; position: absolute;">99<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 52.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.64pt;"></font></font><font style="left: 28.27pt; position: absolute;">311<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 52.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.64pt;"></font></font><font style="left: 28.27pt; position: absolute;">303<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 74.25pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings available to common shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 74.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.87pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,806<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 74.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.87pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,772<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 74.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.87pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,638<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 74.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.87pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,699<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 74.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.87pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,674<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 74.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.87pt;"></font></font><font style="left: 21.5pt; position: absolute;">6,915<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 74.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.87pt;"></font></font><font style="left: 21.5pt; position: absolute;">6,381<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 86.25pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 5.25pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 60.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 86.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 5.25pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 36.19pt;"></font></font><font style="left: 38.82pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 86.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 5.25pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 86.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 5.25pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">36<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 86.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 5.25pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.08pt;"></font></font><font style="left: 32.71pt; position: absolute;">48<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 86.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 5.25pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.97pt;"></font></font><font style="left: 32.6pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 86.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 5.25pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">118<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 86.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 5.25pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 25.53pt;"></font></font><font style="left: 28.16pt; position: absolute;">132<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 100.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings available to common <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">shareholders, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 100.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,806<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 100.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,806<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 100.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,674<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 100.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,747<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 100.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,708<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 100.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">7,033<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 100.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.43pt;"></font></font><font style="left: 21.5pt; position: absolute;">6,513<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 464.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ia63f1303203b471d91d6cfa03f034388"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Preferred share dividends and other equity distributions are recorded in the Corporate and Other segment. As a result, core earnings and core earnings <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 473.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">available<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 82.68pt; position: absolute; text-decoration: none; white-space: pre;"> to common shareholders are the same figure for Asia, Canada, U.S. and Global WAM segments. Core earnings for Corporate and Other segment is <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 483.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">reduced by preferred shares and other equity distributions to arrive at core earnings available to common shareholders. See above for the reconciliation of <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 492.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">core earnings to net income attributed to shareholders for each segment. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 501.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i4326597b4c9b40d0941f35d50f732e99"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.3pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 298.41pt; position: absolute; text-decoration: none; white-space: pre;">.&#160; <font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3443" style="position: absolute; top: 516.35pt;"></div><div style="font-size: 12pt; line-height: 7.28pt; position: absolute; top: 516.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core ROE<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 87.47pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90.24000000000001pt; position: absolute; text-decoration: none; white-space: pre;">measures profitability using core earnings available to common shareholders as a percentage of the capital <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 528.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">deployed to earn the core earnings. The Company calculates core ROE using average common shareholders&#8217; equity <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 539.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">quarterly, as the average of common shareholders&#8217; equity at the start and end of the quarter, and annually, as the average of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 549.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the quarterly average common shareholders&#8217; equity for the year. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 302.05pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 560.75pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 184.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 45pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 184.5pt; position: absolute; top: 0pt; width: 225pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 83.35pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 409.5pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.64pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 184.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 19.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.26pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.26pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.26pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.26pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.87pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 11.25pt; width: 45pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 45pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.77pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings available to common shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">1,806<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">1,772<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">1,638<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">1,699<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">1,674<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,915<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 22.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,381<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Annualized core earnings available to <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">common shareholders (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">7,185<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">7,049<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,588<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,833<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,641<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,915<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 34.5pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.2pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,381<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Average common shareholders&#8217; equity (see <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">below)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 56.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">43,613<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 56.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">42,609<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 56.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">41,947<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 56.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">40,984<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 56.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">40,563<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 56.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">42,288<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 56.25pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">40,201<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 78pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core ROE (annualized) (%)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 78pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 15.6pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 15.6pt; position: absolute;">16.5%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 78pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 15.6pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 15.6pt; position: absolute;">16.6%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 78pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 15.6pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 15.6pt; position: absolute;">15.7%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 78pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 15.6pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 15.6pt; position: absolute;">16.7%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 78pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 15.6pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 15.6pt; position: absolute;">16.4%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 78pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 15.6pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 15.6pt; position: absolute;">16.4%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 78pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 15.6pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 15.6pt; position: absolute;">15.9%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Average common shareholders&#8217; equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 102pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total shareholders&#8217; and other equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 102pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">50,972<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 102pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">49,573<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 102pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">48,965<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 102pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">48,250<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 102pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">47,039<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 102pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">50,972<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 102pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">47,039<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Preferred shares and other equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 114pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.64pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,660<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 114pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.64pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,660<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 114pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.64pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,660<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 114pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.64pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,660<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 114pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.64pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,660<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 114pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.64pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,660<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 114pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.64pt;"></font></font><font style="left: 18.27pt; position: absolute;">6,660<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 126pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Common shareholders&#8217; equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 126pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">44,312<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 126pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">42,913<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 126pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">42,305<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 126pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">41,590<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 126pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">40,379<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 126pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">44,312<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 126pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">40,379<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 138pt; width: 184.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 184.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Average common shareholders&#8217; equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 184.5pt; position: absolute; top: 138pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">43,613<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 138pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">42,609<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 274.5pt; position: absolute; top: 138pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">41,947<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 319.5pt; position: absolute; top: 138pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">40,984<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 364.5pt; position: absolute; top: 138pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">40,563<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 409.5pt; position: absolute; top: 138pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">42,288<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 138pt; width: 45pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 45pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.76pt;"></font></font><font style="left: 13.829999999999998pt; position: absolute;">40,201<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">105<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core EPS <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 92.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">is equal to core earnings available to common shareholders divided by diluted weighted average common shares <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">outstanding. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 100.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">Core EPS excluding the impact of GMT<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 267.35pt; position: absolute; text-decoration: none; white-space: pre;"> is equal to core earnings available to common shareholders excluding <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the impact of GMT divided by diluted weighted average common shares outstanding.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 109.95pt; position: absolute; text-decoration: none; white-space: pre;"> available to common shareholders excluding the impact of GMT<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings available to shareholders excluding the impact of GMT is calculated as core earnings available to common <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders less GMT included in core earnings. We believe this measure will aid investors to better understand the impact <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">that the adoption of the Global Minimum Tax Act had on our operating performance. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 128.1pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 20.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.03pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.53pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 11.78pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 22.36pt; position: absolute; text-decoration: none; white-space: pre;">Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.03pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 18.1pt; position: absolute; text-decoration: none; white-space: pre;">Full Year <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 11.78pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 22.36pt; position: absolute; text-decoration: none; white-space: pre;">Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 20.25pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions and post-tax)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 30.51pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 20.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 29.29pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings available to common shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,806<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 31.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">6,915<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; GMT included in core earnings <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 32.67pt;"></font></font><font style="left: 35.300000000000004pt; position: absolute;">(57)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 43.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(164)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 55.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings available to common shareholders excluding the impact GMT <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,863<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 55.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">7,079<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 7.28pt; position: absolute; top: 206.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings related to strategic priorities<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 233.85pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 218.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company measures its progress on certain strategic priorities using core earnings, including core earnings from highest <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 229.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">potential businesses, core earnings from Asia region and core earnings from LTC and VA businesses. The core earnings for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 240.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">these businesses is calculated consistent with our<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.92pt; position: absolute; text-decoration: none; white-space: pre;"> definition of core earnings and expressed as a percentage of total core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 251pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 83.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3458" style="position: absolute; top: 267.8pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 267.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Highest potential businesses<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 278.6pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions and post-tax, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings highest potential businesses<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 155.35pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,084<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,039<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Core earnings - all other businesses<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,142<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,645<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">7,226<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">6,684<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,841)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,581)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Highest potential businesses core earnings contribution<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 30.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 30.74pt; position: absolute;">70%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 30.74pt; position: absolute;">60%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 378.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Includes core earnings from Asia and Global WAM segments, Canada Group Benefits, and North American behavioural insurance products. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3473" style="position: absolute; top: 393.2pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 393.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Asia region<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 404pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions and post-tax, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings of Asia region<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 103.39999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,149<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,452<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Core earnings - all other businesses<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,077<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,232<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">7,226<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">6,684<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,841)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,581)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia region core earnings contribution<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 30.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 30.74pt; position: absolute;">44%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 30.74pt; position: absolute;">37%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 503.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i02d21b35109a43e2b0fd930c0025d988"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Includes core earnings from Asia segment and Global WAM&#8217;s business in Asia.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 518.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">LTC and VA businesses<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 529.4pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 399pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the years ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 399pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions and post-tax, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings of LTC and VA businesses<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 147.97pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">744<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">821<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Core earnings - all other businesses<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">6,482<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,863<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">7,226<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">6,684<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,841)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(1,581)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 399pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 399pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">LTC and VA businesses core earnings contribution<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 30.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 30.74pt; position: absolute;">10%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 30.74pt; position: absolute;">12%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 628.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font><font id="ifa860180a8864296a570fb04c57e3dba"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Includes core earnings from U.S. long-term care and Asia, Canada and U.S. variable annuities businesses.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 651pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 67.49pt; position: absolute; text-decoration: none; white-space: pre;">effective tax rate on core earnings <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.88pt; position: absolute; text-decoration: none; white-space: pre;">is equal to income tax on core earnings divided by pre-tax core earnings. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 667.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 67.49pt; position: absolute; text-decoration: none; white-space: pre;">operating segment <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 150.41pt; position: absolute; text-decoration: none; white-space: pre;">core earnings contribution<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 264.28999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> measures the core earnings contribution from each operating <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 678.51pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">segment, expressed as a percentage. The operating segments are Asia, Canada, U.S. and Global WAM. For each operating <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 689.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">segment, the percentage is calculated as the core earnings from that segment divided by the sum of core earnings from all <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 699.93pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">four of the operating segments. As of December 31, 2024, Asia, Canada, U.S. and Global WAM operating core earnings <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 710.64pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">contributions were <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 124.95pt; position: absolute; text-decoration: none; white-space: pre;">34%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 142.95pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 147.95pt; position: absolute; text-decoration: none; white-space: pre;">21%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 165.95pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 170.95pt; position: absolute; text-decoration: none; white-space: pre;">22%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 188.95pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.95pt; position: absolute; text-decoration: none; white-space: pre;">23%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 226.95pt; position: absolute; text-decoration: none; white-space: pre;">, respectively (December 31 2023 &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.38pt; position: absolute; text-decoration: none; white-space: pre;">31%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.38pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.38pt; position: absolute; text-decoration: none; white-space: pre;">22%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 412.38pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.38pt; position: absolute; text-decoration: none; white-space: pre;">27%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 435.38pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 455.38pt; position: absolute; text-decoration: none; white-space: pre;">20%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.38pt; position: absolute; text-decoration: none; white-space: pre;">, respectively).<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">106<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3488" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Drivers of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 89.47pt; position: absolute; text-decoration: none; white-space: pre;">Earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 127.94pt; position: absolute; text-decoration: none; white-space: pre;"> (&#8220;DOE&#8221;) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 167.41pt; position: absolute; text-decoration: none; white-space: pre;">is used to identify the primary sources of gains or losses in each reporting period. It is one of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the key tools we use to understand and manage our business. The DOE line items are comprised of amounts that have been <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">included in our financial statements. The core DOE shows the sources of core earnings and the items excluded from core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings, reconciled to net income attributed to shareholders. The elements of the core earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.66pt; position: absolute; text-decoration: none; white-space: pre;"> DOE<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.65pt; position: absolute; text-decoration: none; white-space: pre;"> are described below&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 89.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Net Insurance Service Result <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 171.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">represents the core earnings<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 285.87pt; position: absolute; text-decoration: none; white-space: pre;"> associated with providing insurance service to policyholders <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">within the period including&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 117.3pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Expected earnings on insurance contracts <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 246.85pt; position: absolute; text-decoration: none; white-space: pre;">which includes the release of risk adjustment for expired non-financial risk, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 129.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">the CSM recognized for service provided and expected earnings on short-term PAA insurance business.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 143.3pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Impact of new insurance business <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.89pt; position: absolute; text-decoration: none; white-space: pre;">relates to income at initial recognition from new insurance contracts. Losses would <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 155.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">occur if the group of new insurance contracts was onerous at initial recognition. If reinsurance contracts provide <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 167.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">coverage for the direct insurance contracts, then the loss is offset by a corresponding gain on reinsurance contracts held.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 181.3pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Insurance experience gains (losses) <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.9pt; position: absolute; text-decoration: none; white-space: pre;">arise from items such as claims, persistency, and expenses, where the actual <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 193.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">experience in the current period differs from the expected results assumed in the insurance and investment contract <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 205.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">liabilities. Generally, this line would be driven by claims and expenses, as persistency experience relates to future service <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 217.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">and would be offset by changes to the carrying amount of the contractual service margin unless the group is onerous, in <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 229.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">which case the impact of persistency experience would be included in core earnings.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 243.3pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Other <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.48pt; position: absolute; text-decoration: none; white-space: pre;">represents pre-tax net income on residual items in the insurance result section.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 261.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Net Investment Result<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 139.41pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 141.91pt; position: absolute; text-decoration: none; white-space: pre;">represents the core<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.38pt; position: absolute; text-decoration: none; white-space: pre;"> earnings associated with investment results within the period. Note that results <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 272.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">associated with Global WAM and Manulife Bank are shown on separate DOE lines. However within the Consolidated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 282.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Statements of Income, the results associated with these businesses would impact the total investment result. This section <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 293.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">includes&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 310.5pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Expected investment earnings<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.9pt; position: absolute; text-decoration: none; white-space: pre;">, which is the difference between expected asset returns and the associated finance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 322.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">income or expense from insurance and investment contract liabilities, net of investment expenses.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 336.5pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Change in expected credit loss<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.39pt; position: absolute; text-decoration: none; white-space: pre;">, which is the gain or charge to net income attributed to shareholders for credit losses to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 348.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">bring the allowance for credit losses to a level management considers adequate for expected credit-related losses on its <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 360.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">portfolio.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 7.28pt; position: absolute; top: 374.5pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Expected earnings on surplus<font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 191.39pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 194.16pt; position: absolute; text-decoration: none; white-space: pre;">reflects the expected investment return on surplus assets.<font style="display: inline-block; height: 7.28pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 388.5pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Other <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.48pt; position: absolute; text-decoration: none; white-space: pre;">represents pre-tax net income on residual items in the investment result section.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 406.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100.45pt; position: absolute; text-decoration: none; white-space: pre;">is the pre-tax net income from the Global Wealth and Asset Management segment, adjusted for applicable <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 417.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">items excluded from core earnings as noted in the core earnings (loss) section above.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 434.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 108.44pt; position: absolute; text-decoration: none; white-space: pre;">is the pre-tax net income from Manulife Bank, adjusted for applicable items excluded from core earnings as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 444.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">noted in the core earnings (loss) section above.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 461.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Other <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 71.48pt; position: absolute; text-decoration: none; white-space: pre;">represents net income associated with items outside of the net insurance service result, net investment result, Global <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 472.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">WAM and Manulife Bank. Other includes lines attributed to core earnings such as&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 489.3pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Non-directly attributable expenses <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.86pt; position: absolute; text-decoration: none; white-space: pre;">are expenses incurred by the Company which are not directly attributable to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 501.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">fulfilling insurance contracts. Non-directly attributable expenses exclude non-directly attributable investment expenses as <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 513.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">they are included in the net investment result.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 527.3pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Other <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 89.48pt; position: absolute; text-decoration: none; white-space: pre;">represents pre-tax net income on residual items in the Other section. Most notably this would include the cost of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 539.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">financing debt issued by Manulife.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 557.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Net income attributed to shareholders includes the following items excluded from core earnings&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 574.1pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses) <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.41pt; position: absolute; text-decoration: none; white-space: pre;">related to items excluded from core earnings that relate to changes in market <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 586.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">variables.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 600.1pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that flow directly through income <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 414.17pt; position: absolute; text-decoration: none; white-space: pre;">related to updates in the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 612.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">methods and assumptions used to value insurance contract liabilities.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 626.1pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charges <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.41pt; position: absolute; text-decoration: none; white-space: pre;">includes a charge taken to reorganize operations.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 640.1pt; width: 594pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance transactions, tax-related items and other <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 295.31pt; position: absolute; text-decoration: none; white-space: pre;">include the impacts of new or changes to in-force reinsurance <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 652.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">contracts, the impact of enacted or substantively enacted income tax rate changes and other amounts defined as items <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 664.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">excluded from core earnings not specifically captured in the lines above.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 682.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">All of the above items are discussed in more detail in our definition of items excluded from core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">107<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3503" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">DOE Reconciliation &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 142.93pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 50.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, pre-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 67.25pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 505.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 255.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 43.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 255.75pt; position: absolute; top: 0pt; width: 249.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 249.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 117.09pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 11.25pt; width: 43.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.27pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 11.25pt; width: 39pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.87pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.66pt; position: absolute; text-decoration: none; white-space: pre;">Global <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: absolute; text-decoration: none; white-space: pre;">WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net insurance service result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total insurance service result - financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 42.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.7pt;"></font></font><font style="left: 21.5pt; position: absolute;">2,160<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 42.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 10.2pt;"></font></font><font style="left: 17pt; position: absolute;">1,320<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 42.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">357<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 42.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">164<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">4,001<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Insurance service result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 65.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 65.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.8pt;"></font></font><font style="left: 29.43pt; position: absolute;">(11)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 65.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.47pt;"></font></font><font style="left: 29.099999999999998pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 65.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(205)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 65.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 65.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 65.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(220)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 76.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.12pt;"></font></font><font style="left: 27.75pt; position: absolute;">101<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 76.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 76.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 76.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">101<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 87.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 87.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.12pt;"></font></font><font style="left: 27.75pt; position: absolute;">201<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 87.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.79pt;"></font></font><font style="left: 27.419999999999998pt; position: absolute;">71<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 87.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 87.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">272<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 99pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.87pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,869<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 99pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.37pt;"></font></font><font style="left: 17pt; position: absolute;">1,254<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 99pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 22.5pt; position: absolute;">562<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 99pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 99pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">163<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 99pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.62pt;"></font></font><font style="left: 22.25pt; position: absolute;">3,848<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 110.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 173.64pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 110.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.29pt;"></font></font><font style="left: 31.919999999999998pt; position: absolute;">37<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 110.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 110.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">12<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 110.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 110.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 110.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">52<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 121.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 121.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.7pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,906<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 121.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 10.2pt;"></font></font><font style="left: 17pt; position: absolute;">1,254<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 121.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">574<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 121.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">166<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">3,900<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 144pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 144pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.7pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,248<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 144pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 10.2pt;"></font></font><font style="left: 17pt; position: absolute;">1,789<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 144pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.21pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(218)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 144pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.46pt;"></font></font><font style="left: 22.259999999999998pt; position: absolute;">(982)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 144pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,684<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 144pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">3,521<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 155.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassify Manulife Bank<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 109.12pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 115.07000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 155.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 155.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.37pt;"></font></font><font style="left: 17pt; position: absolute;">1,547<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 155.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 155.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.63pt;"></font></font><font style="left: 22.259999999999998pt; position: absolute;">(982)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 155.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 155.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">565<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 166.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Add&#58; Consolidation and other adjustments from Other DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 166.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 166.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 166.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 166.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(656)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(656)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 177.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net investment result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 189pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.63pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(212)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 189pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.13pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(397)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 189pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 11.13pt;"></font></font><font style="left: 13.760000000000002pt; position: absolute;">(1,809)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 189pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 189pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">612<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 189pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,806)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 200.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.12pt;"></font></font><font style="left: 27.75pt; position: absolute;">202<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 200.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 200.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 200.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">4<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">206<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 211.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 211.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.29pt;"></font></font><font style="left: 31.919999999999998pt; position: absolute;">24<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 211.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.79pt;"></font></font><font style="left: 27.419999999999998pt; position: absolute;">57<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 211.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 211.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 211.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 211.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">81<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 222.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 222.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.87pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,234<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 222.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.62pt;"></font></font><font style="left: 23.25pt; position: absolute;">582<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 222.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 13.62pt;"></font></font><font style="left: 16.25pt; position: absolute;">1,591<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 222.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 222.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">412<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 222.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.62pt;"></font></font><font style="left: 22.25pt; position: absolute;">3,819<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 234pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 151.56pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 234pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.29pt;"></font></font><font style="left: 31.919999999999998pt; position: absolute;">24<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 234pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 234pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">34<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 234pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 234pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 234pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">59<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 245.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.7pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,258<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 245.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.45pt;"></font></font><font style="left: 23.25pt; position: absolute;">582<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 245.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 9.45pt;"></font></font><font style="left: 16.25pt; position: absolute;">1,625<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 245.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 245.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">413<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 245.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">3,878<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 256.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM by DOE line reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 267.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM net income attributed to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 267.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 267.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.45pt;"></font></font><font style="left: 23.25pt; position: absolute;">235<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 267.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 267.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,747<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 267.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 267.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,982<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 279pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Manulife Bank and Global WAM attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 290.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 290.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 290.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 290.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 290.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.63pt;"></font></font><font style="left: 22.259999999999998pt; position: absolute;">(160)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 290.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 290.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(160)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 301.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 301.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 301.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.62pt;"></font></font><font style="left: 23.25pt; position: absolute;">235<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 301.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 301.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,907<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 301.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 301.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.62pt;"></font></font><font style="left: 22.25pt; position: absolute;">2,142<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 312.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 227.1pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 312.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 312.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 312.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 312.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">27<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 312.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 312.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">27<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 324pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 324pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 324pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.45pt;"></font></font><font style="left: 23.25pt; position: absolute;">235<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 324pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 324pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,934<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 324pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 324pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">2,169<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 335.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 346.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other revenue per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 346.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.95pt;"></font></font><font style="left: 27.75pt; position: absolute;">155<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 346.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.45pt;"></font></font><font style="left: 23.25pt; position: absolute;">294<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 346.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">137<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 346.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">7,439<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(437)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">7,588<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 357.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">General expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 357.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.63pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(330)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 357.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.13pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(613)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 357.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(139)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 357.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 13.38pt;"></font></font><font style="left: 16.01pt; position: absolute;">(3,249)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 357.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(528)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 357.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(4,859)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 369pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Commissions related to non-insurance contracts<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 369pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 33.6pt; position: absolute;">(8)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 369pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.3pt;"></font></font><font style="left: 24.93pt; position: absolute;">(64)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 369pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 369pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 13.38pt;"></font></font><font style="left: 16.01pt; position: absolute;">(1,454)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 369pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">38<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 369pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,480)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 380.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Interest expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 380.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.8pt;"></font></font><font style="left: 29.43pt; position: absolute;">(28)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 380.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 11.88pt;"></font></font><font style="left: 14.510000000000002pt; position: absolute;">(1,047)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 380.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(13)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 380.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 30.599999999999998pt; position: absolute;">(7)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 380.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(586)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 380.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,681)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 391.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total financial statements values included in Other<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 391.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.63pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(211)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 391.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 11.88pt;"></font></font><font style="left: 14.510000000000002pt; position: absolute;">(1,430)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 391.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 28.349999999999998pt; position: absolute;">(7)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 391.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">2,729<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 391.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,513)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 391.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(432)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 402.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassifications&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 414pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 414pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 414pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 11.88pt;"></font></font><font style="left: 14.510000000000002pt; position: absolute;">(1,311)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 414pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 414pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">2,729<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 414pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 414pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.62pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,418<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 425.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation and other adjustments to net investment result DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 425.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 425.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.47pt;"></font></font><font style="left: 29.099999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 425.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 425.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 425.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(656)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 425.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(657)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 436.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Other attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 447.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 447.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.29pt;"></font></font><font style="left: 31.919999999999998pt; position: absolute;">80<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 447.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.96pt;"></font></font><font style="left: 31.59pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 447.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">48<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 447.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 30.599999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 447.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">54<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 447.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">182<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 459pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 459pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 33.6pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 459pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 459pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 459pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.46pt;"></font></font><font style="left: 33.09pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 459pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 459pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 470.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 470.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 33.6pt; position: absolute;">(7)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 470.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.47pt;"></font></font><font style="left: 29.099999999999998pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 470.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 470.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 470.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 470.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(12)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 481.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; white-space: pre;">Add&#58; Participating policyholders&#8217; earnings transfer to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 481.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.29pt;"></font></font><font style="left: 31.919999999999998pt; position: absolute;">36<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 481.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.79pt;"></font></font><font style="left: 27.419999999999998pt; position: absolute;">11<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 481.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 481.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 481.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 481.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">47<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 492.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 492.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.63pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(247)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 492.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.13pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(104)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 492.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(55)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 492.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 492.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(911)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 492.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,317)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 504pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 130.33pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 504pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 33.6pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 504pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 504pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 28.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 504pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 504pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 504pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(6)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 515.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 515.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.46pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(252)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 515.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.96pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(104)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 515.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 24.18pt; position: absolute;">(56)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 515.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 515.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(911)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 515.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.96pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,323)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 526.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 537.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 537.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.46pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(460)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 537.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.96pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(353)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 537.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 30.84pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 537.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.46pt;"></font></font><font style="left: 22.259999999999998pt; position: absolute;">(148)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 537.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(254)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 537.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.96pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,212)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 549pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Income tax (expenses) recoveries attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 560.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 560.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.8pt;"></font></font><font style="left: 29.43pt; position: absolute;">(91)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 560.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.79pt;"></font></font><font style="left: 27.419999999999998pt; position: absolute;">53<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 560.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 22.5pt; position: absolute;">411<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 560.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">23<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 560.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(233)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 560.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">163<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 571.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 571.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.8pt;"></font></font><font style="left: 29.43pt; position: absolute;">(61)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 571.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 571.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 571.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 571.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 571.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(61)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 582.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 582.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.8pt;"></font></font><font style="left: 29.43pt; position: absolute;">(41)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 582.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.47pt;"></font></font><font style="left: 29.099999999999998pt; position: absolute;">(7)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 582.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 582.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 582.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 582.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(48)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 594pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 594pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.63pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(267)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 594pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.13pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(399)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 594pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(408)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 594pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.63pt;"></font></font><font style="left: 22.259999999999998pt; position: absolute;">(171)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 594pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(21)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 594pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,266)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 605.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 194.47pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 605.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 33.6pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 605.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 605.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 28.349999999999998pt; position: absolute;">(9)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 605.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 605.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 605.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(14)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 616.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 616.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.46pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(272)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 616.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.96pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(399)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 616.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.21pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(417)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 616.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.46pt;"></font></font><font style="left: 22.259999999999998pt; position: absolute;">(171)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 616.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(21)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 616.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.96pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,280)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 700pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.8pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 302.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 709.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank is part of Canada segment.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">108<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3567" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">DOE Reconciliation &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 138.43pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 50.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, pre-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 67.25pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 505.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 255.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 43.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 255.75pt; position: absolute; top: 0pt; width: 249.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 249.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 117.09pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 11.25pt; width: 43.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.27pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 11.25pt; width: 39pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 11.87pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.66pt; position: absolute; text-decoration: none; white-space: pre;">Global <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.03pt; position: absolute; text-decoration: none; white-space: pre;">WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net insurance service result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total insurance service result - financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 42.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.7pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,941<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 42.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 10.2pt;"></font></font><font style="left: 17pt; position: absolute;">1,193<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 42.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">607<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 42.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">236<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">3,977<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Insurance service result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 65.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 65.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 65.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.79pt;"></font></font><font style="left: 27.419999999999998pt; position: absolute;">19<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 65.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(55)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 65.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 65.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 65.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(39)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 76.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.29pt;"></font></font><font style="left: 31.919999999999998pt; position: absolute;">87<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 76.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 76.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 76.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">88<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 87.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 87.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.12pt;"></font></font><font style="left: 27.75pt; position: absolute;">308<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 87.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.62pt;"></font></font><font style="left: 23.25pt; position: absolute;">107<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 87.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 87.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">415<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 99pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.87pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,546<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 99pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.37pt;"></font></font><font style="left: 17pt; position: absolute;">1,067<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 99pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 22.5pt; position: absolute;">662<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 99pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 99pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">238<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 99pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.62pt;"></font></font><font style="left: 22.25pt; position: absolute;">3,513<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 110.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 173.64pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 110.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.29pt;"></font></font><font style="left: 31.919999999999998pt; position: absolute;">25<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 110.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 110.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">25<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 110.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 110.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 110.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">58<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 121.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 121.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.7pt;"></font></font><font style="left: 21.5pt; position: absolute;">1,571<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 121.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 10.2pt;"></font></font><font style="left: 17pt; position: absolute;">1,067<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 121.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">687<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 121.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">246<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">3,571<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 144pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 144pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.95pt;"></font></font><font style="left: 27.75pt; position: absolute;">478<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 144pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 10.2pt;"></font></font><font style="left: 17pt; position: absolute;">1,717<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 144pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">233<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 144pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.46pt;"></font></font><font style="left: 22.259999999999998pt; position: absolute;">(946)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 144pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,476<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 144pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">2,958<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 155.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassify Manulife Bank<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 109.12pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 115.07000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 155.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 155.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.37pt;"></font></font><font style="left: 17pt; position: absolute;">1,445<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 155.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 155.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.63pt;"></font></font><font style="left: 22.259999999999998pt; position: absolute;">(946)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 155.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 155.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">499<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 166.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Add&#58; Consolidation and other adjustments from Other DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 166.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 166.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.3pt;"></font></font><font style="left: 24.93pt; position: absolute;">(20)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 166.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 166.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(557)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(577)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 177.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net investment result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 189pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.63pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(605)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 189pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.13pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(345)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 189pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 11.13pt;"></font></font><font style="left: 13.760000000000002pt; position: absolute;">(1,296)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 189pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 189pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">298<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 189pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,948)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 200.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.29pt;"></font></font><font style="left: 31.919999999999998pt; position: absolute;">92<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 200.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 200.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 200.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">92<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 211.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 211.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.29pt;"></font></font><font style="left: 31.919999999999998pt; position: absolute;">74<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 211.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.3pt;"></font></font><font style="left: 24.93pt; position: absolute;">(17)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 211.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 211.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 211.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 211.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">57<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 222.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 222.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.12pt;"></font></font><font style="left: 27.75pt; position: absolute;">917<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 222.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.62pt;"></font></font><font style="left: 23.25pt; position: absolute;">614<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 222.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 13.62pt;"></font></font><font style="left: 16.25pt; position: absolute;">1,529<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 222.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 222.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">621<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 222.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.62pt;"></font></font><font style="left: 22.25pt; position: absolute;">3,681<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 234pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 151.56pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 234pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.46pt;"></font></font><font style="left: 36.09pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 234pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 234pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">55<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 234pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 234pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 234pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">58<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 245.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.95pt;"></font></font><font style="left: 27.75pt; position: absolute;">918<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 245.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.45pt;"></font></font><font style="left: 23.25pt; position: absolute;">614<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 245.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 9.45pt;"></font></font><font style="left: 16.25pt; position: absolute;">1,584<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 245.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 245.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">623<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 245.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">3,739<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 256.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM by DOE line reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 267.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM net income attributed to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 267.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 267.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.45pt;"></font></font><font style="left: 23.25pt; position: absolute;">251<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 267.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 267.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,496<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 267.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 267.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,747<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 279pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Manulife Bank and Global WAM attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 290.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 290.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 290.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.96pt;"></font></font><font style="left: 31.59pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 290.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 290.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.8pt;"></font></font><font style="left: 26.43pt; position: absolute;">(29)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 290.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 290.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(27)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 301.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 301.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 301.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.62pt;"></font></font><font style="left: 23.25pt; position: absolute;">249<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 301.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 301.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,525<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 301.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 301.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.62pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,774<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 312.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 227.1pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 312.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 312.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 312.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 312.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">34<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 312.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 312.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">34<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 324pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 324pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 324pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.45pt;"></font></font><font style="left: 23.25pt; position: absolute;">249<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 324pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 324pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,559<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 324pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 324pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,808<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 335.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 346.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other revenue per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 346.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.12pt;"></font></font><font style="left: 31.919999999999998pt; position: absolute;">67<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 346.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.45pt;"></font></font><font style="left: 23.25pt; position: absolute;">272<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 346.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">79<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 346.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">6,709<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(381)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">6,746<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 357.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">General expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 357.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.63pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(220)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 357.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.13pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(514)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 357.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(156)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 357.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 13.38pt;"></font></font><font style="left: 16.01pt; position: absolute;">(2,931)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 357.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(509)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 357.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(4,330)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 369pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Commissions related to non-insurance contracts<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 369pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.8pt;"></font></font><font style="left: 29.43pt; position: absolute;">(10)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 369pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.3pt;"></font></font><font style="left: 24.93pt; position: absolute;">(55)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 369pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 369pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 13.38pt;"></font></font><font style="left: 16.01pt; position: absolute;">(1,322)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 369pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">39<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 369pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,345)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 380.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Interest expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 380.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.8pt;"></font></font><font style="left: 29.43pt; position: absolute;">(12)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 380.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 11.88pt;"></font></font><font style="left: 14.510000000000002pt; position: absolute;">(1,004)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 380.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(15)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 380.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.8pt;"></font></font><font style="left: 26.43pt; position: absolute;">(13)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 380.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(510)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 380.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,554)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 391.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total financial statements values included in Other<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 391.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.63pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(175)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 391.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 11.88pt;"></font></font><font style="left: 14.510000000000002pt; position: absolute;">(1,301)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 391.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(89)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 391.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">2,443<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 391.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,361)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 391.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(483)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 402.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassifications&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 414pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 414pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 414pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 11.88pt;"></font></font><font style="left: 14.510000000000002pt; position: absolute;">(1,194)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 414pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 414pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">2,443<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 414pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 414pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.62pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,249<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 425.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation and other adjustments to net investment result DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 425.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.14pt;"></font></font><font style="left: 37.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 425.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.3pt;"></font></font><font style="left: 24.93pt; position: absolute;">(20)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 425.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 425.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 425.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(557)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 425.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(577)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 436.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Other attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 447.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 447.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 33.6pt; position: absolute;">(7)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 447.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.47pt;"></font></font><font style="left: 29.099999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 447.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(59)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 447.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 30.599999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 447.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">85<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 447.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">15<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 459pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 459pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.46pt;"></font></font><font style="left: 36.09pt; position: absolute;">4<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 459pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 459pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 459pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.46pt;"></font></font><font style="left: 33.09pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 459pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 459pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">6<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 470.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 470.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 33.6pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 470.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.3pt;"></font></font><font style="left: 24.93pt; position: absolute;">(12)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 470.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 470.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 470.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 470.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(14)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 481.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; white-space: pre;">Add&#58; Participating policyholders&#8217; earnings transfer to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 481.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.29pt;"></font></font><font style="left: 31.919999999999998pt; position: absolute;">34<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 481.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.96pt;"></font></font><font style="left: 31.59pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 481.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 481.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 481.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 481.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">42<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 492.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 492.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.63pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(136)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 492.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.3pt;"></font></font><font style="left: 24.93pt; position: absolute;">(65)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 492.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(30)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 492.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 492.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(889)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 492.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,120)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 504pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 130.33pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 504pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.46pt;"></font></font><font style="left: 36.09pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 504pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 504pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 28.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 504pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 504pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 504pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 515.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 515.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.46pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(135)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 515.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.13pt;"></font></font><font style="left: 24.93pt; position: absolute;">(65)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 515.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 24.18pt; position: absolute;">(31)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 515.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 515.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(890)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 515.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.96pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,121)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 526.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 537.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 537.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.46pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(440)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 537.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.96pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(373)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 537.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.21pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(112)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 537.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.46pt;"></font></font><font style="left: 22.259999999999998pt; position: absolute;">(198)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 537.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">278<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 537.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(845)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 549pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Income tax (expenses) recoveries attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 560.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 560.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.8pt;"></font></font><font style="left: 29.43pt; position: absolute;">(89)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 560.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.79pt;"></font></font><font style="left: 27.419999999999998pt; position: absolute;">30<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 560.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 22.5pt; position: absolute;">290<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 560.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.46pt;"></font></font><font style="left: 33.09pt; position: absolute;">7<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 560.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">179<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 560.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">417<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 571.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 571.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.8pt;"></font></font><font style="left: 29.43pt; position: absolute;">(42)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 571.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 571.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 571.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 30.599999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 571.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 571.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(43)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 582.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 582.75pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.8pt;"></font></font><font style="left: 29.43pt; position: absolute;">(30)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 582.75pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.3pt;"></font></font><font style="left: 24.93pt; position: absolute;">(25)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 582.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 582.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 582.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 582.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(55)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 594pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 594pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.63pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(279)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 594pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.13pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(378)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 594pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(402)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 594pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.63pt;"></font></font><font style="left: 22.259999999999998pt; position: absolute;">(204)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 594pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">99<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 594pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,164)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 605.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 194.47pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 605.25pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.97pt;"></font></font><font style="left: 33.6pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 605.25pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.64pt;"></font></font><font style="left: 33.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 605.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(14)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 605.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.97pt;"></font></font><font style="left: 30.599999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 605.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 605.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(17)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 616.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 616.5pt; width: 43.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.46pt;"></font></font><font style="left: 25.259999999999998pt; position: absolute;">(280)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 299.25pt; position: absolute; top: 616.5pt; width: 39pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.96pt;"></font></font><font style="left: 20.759999999999998pt; position: absolute;">(378)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 616.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.21pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(416)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 616.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.46pt;"></font></font><font style="left: 22.259999999999998pt; position: absolute;">(206)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 417pt; position: absolute; top: 616.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">99<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 461.25pt; position: absolute; top: 616.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.96pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,181)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 700pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.3pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 298.41pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 709.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank is part of Canada segment.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">109<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3597" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">DOE Reconciliation &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 142.93pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.46pt; position: absolute; top: 50.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, pre-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 66.6pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 513pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 253.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 253.5pt; position: absolute; top: 0pt; width: 259.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 259.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 120.58pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.79pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 15.36pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 24.8pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 11.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 3.1pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 18.46pt; position: absolute; text-decoration: none; white-space: pre;">Global <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 22.08pt; position: absolute; text-decoration: none; white-space: pre;">WAM<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 3.1pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 8.29pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 12.47pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 25.79pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net insurance service result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 43.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total insurance service result - financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 43.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">545<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 43.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">330<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 43.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.96pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(257)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 43.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 43.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">71<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 43.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">689<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Insurance service result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 66pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 66pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(6)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 66pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 66pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(408)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 66pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 66pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 66pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(416)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 77.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 77.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">18<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 77.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 77.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 77.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 77.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 77.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">18<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 88.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 88.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">51<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 88.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">7<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 88.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 88.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 88.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 88.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">58<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 99.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">482<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 99.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">326<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 99.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">151<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 99.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 99.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">70<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 99.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.62pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,029<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 111pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 173.64pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 111pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 111pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 111pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 111pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 111pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 111pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 122.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 122.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">482<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 122.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">326<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 122.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">151<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 122.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 122.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">70<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 122.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,029<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 133.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 144.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 144.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">279<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 144.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">612<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 144.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">369<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 144.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.71pt;"></font></font><font style="left: 24.509999999999998pt; position: absolute;">(316)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 144.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">615<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 144.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,559<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 156pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassify Manulife Bank<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 109.12pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 115.07000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 156pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 156pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">382<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 156pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 156pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.88pt;"></font></font><font style="left: 24.509999999999998pt; position: absolute;">(316)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 156pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 156pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">66<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 167.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Add&#58; Consolidation and other adjustments from Other DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 167.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.96pt;"></font></font><font style="left: 34.59pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 167.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 167.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 167.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 167.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(198)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 167.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(196)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 178.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net investment result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 189.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(56)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 189.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">85<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 189.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(16)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 189.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 189.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">287<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 189.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">300<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 201pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 201pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">14<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 201pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 201pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 201pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 201pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">4<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 201pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">18<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 212.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 212.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 212.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">15<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 212.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 212.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 212.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 212.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">12<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 223.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 223.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">325<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 223.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">131<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 223.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">385<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 223.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 223.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">126<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 223.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">967<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 234.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 151.56pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 234.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 234.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 234.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 234.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 234.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 234.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 246pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 246pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">325<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 246pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">131<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 246pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">385<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 246pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 246pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">126<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 246pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">967<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 257.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM by DOE line reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 268.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM net income attributed to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 268.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 268.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">53<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 268.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 268.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.2pt;"></font></font><font style="left: 27pt; position: absolute;">420<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 268.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 268.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">473<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 279.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Manulife Bank and Global WAM attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 291pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 291pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 291pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(7)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 291pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 291pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.88pt;"></font></font><font style="left: 24.509999999999998pt; position: absolute;">(122)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 291pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 291pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(129)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 302.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 302.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 302.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">60<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 302.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 302.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.37pt;"></font></font><font style="left: 27pt; position: absolute;">542<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 302.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 302.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">602<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 313.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 227.1pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 313.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 313.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 313.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 313.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 313.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 313.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 324.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 324.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 324.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">60<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 324.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 324.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.2pt;"></font></font><font style="left: 27pt; position: absolute;">542<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 324.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 324.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">602<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 336pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 347.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other revenue per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 347.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">79<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 347.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">72<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 347.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">45<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 347.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.95pt;"></font></font><font style="left: 20.75pt; position: absolute;">2,005<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 347.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(198)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 347.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">2,003<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 358.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">General expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 358.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(112)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 358.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(162)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 358.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(45)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 358.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.88pt;"></font></font><font style="left: 24.509999999999998pt; position: absolute;">(883)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 358.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(126)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 358.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,328)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 369.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Commissions related to non-insurance contracts<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 369.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 369.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(16)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 369.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.96pt;"></font></font><font style="left: 34.59pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 369.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.88pt;"></font></font><font style="left: 24.509999999999998pt; position: absolute;">(385)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 369.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">10<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 369.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(390)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 381pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Interest expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 381pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(9)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 381pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(257)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 381pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 381pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 32.85pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 381pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(150)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 381pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(420)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 392.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total financial statements values included in Other<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 392.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(43)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 392.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(363)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 392.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 392.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.37pt;"></font></font><font style="left: 27pt; position: absolute;">735<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 392.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(464)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 392.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(135)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 403.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassifications&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 414.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 414.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 414.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(328)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 414.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 414.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.37pt;"></font></font><font style="left: 27pt; position: absolute;">735<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 414.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 414.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">407<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 426pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation and other adjustments to net investment result DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 426pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.96pt;"></font></font><font style="left: 34.59pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 426pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 426pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 426pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.71pt;"></font></font><font style="left: 35.34pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 426pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(198)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 426pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(196)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 437.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Other attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 448.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 448.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">40<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 448.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 448.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">26<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 448.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 32.85pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 448.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(46)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 448.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">19<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 459.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 459.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.96pt;"></font></font><font style="left: 34.59pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 459.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 459.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 459.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 459.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 459.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 471pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 471pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 471pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 471pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 471pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 471pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 471pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 482.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; white-space: pre;">Add&#58; Participating policyholders&#8217; earnings transfer to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 482.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">15<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 482.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 482.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 482.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 482.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 482.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">18<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 493.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 493.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(70)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 493.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(30)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 493.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(26)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 493.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 493.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(220)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 493.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(346)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 504.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 130.33pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 504.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 504.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 504.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 504.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 504.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 504.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 516pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 516pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 27.93pt; position: absolute;">(70)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 516pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(30)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 516pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 27.93pt; position: absolute;">(26)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 516pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 516pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(220)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 516pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(346)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 527.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 538.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 538.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.96pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(156)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 538.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(117)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 538.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 32.1pt; position: absolute;">(9)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 538.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.88pt;"></font></font><font style="left: 28.68pt; position: absolute;">(35)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 538.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(89)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 538.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(406)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 549.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Income tax (expenses) recoveries attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 561pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 561pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(61)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 561pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(26)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 561pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">89<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 561pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.54pt;"></font></font><font style="left: 31.169999999999998pt; position: absolute;">26<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 561pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(71)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 561pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(43)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 572.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 572.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(15)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 572.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 572.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 572.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 572.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 572.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(15)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 583.5pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 583.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(9)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 583.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">6<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 583.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 583.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 583.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 583.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 594.75pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 594.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(71)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 594.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(97)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 594.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(98)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 594.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.05pt;"></font></font><font style="left: 28.68pt; position: absolute;">(61)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 594.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(18)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 594.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(345)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 606pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 194.47pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 606pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 606pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 606pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 606pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 606pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 606pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 617.25pt; width: 253.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 253.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 617.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 27.93pt; position: absolute;">(71)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 295.5pt; position: absolute; top: 617.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(97)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 617.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 27.93pt; position: absolute;">(98)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 617.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.88pt;"></font></font><font style="left: 28.68pt; position: absolute;">(61)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 424.5pt; position: absolute; top: 617.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(18)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468.75pt; position: absolute; top: 617.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(345)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 700.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.8pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 302.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 709.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank is part of Canada segment.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">110<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3647" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">DOE Reconciliation &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 138.43pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.46pt; position: absolute; top: 50.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, pre-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 60.45pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 512.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 255pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 255pt; position: absolute; top: 0pt; width: 257.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 257.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 120.07pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.02pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.78pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.41pt; position: absolute; text-decoration: none; white-space: pre;">Global <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.78pt; position: absolute; text-decoration: none; white-space: pre;">WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net insurance service result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total insurance service result - financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">548<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">363<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 42.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">338<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">48<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,297<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Insurance service result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 65.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">6<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 65.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">158<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 65.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 65.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 65.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">161<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">33<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 76.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">33<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 87.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">55<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">18<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 87.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">73<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 99pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">463<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 99pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">339<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 99pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">180<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 99pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 99pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">48<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 99pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.62pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,030<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 110.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 173.64pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 110.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 110.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 110.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.96pt;"></font></font><font style="left: 34.59pt; position: absolute;">4<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 110.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 110.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 110.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">15<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 121.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 121.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">472<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 121.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">339<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 121.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">184<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">50<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,045<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 144pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 144pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">644<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 144pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">563<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 144pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.96pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(303)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 144pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(196)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 144pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">393<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 144pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,101<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 155.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassify Manulife Bank<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 109.12pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 115.07000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 155.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 155.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">389<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 155.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 155.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(196)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 155.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 155.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">193<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 166.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Add&#58; Consolidation and other adjustments from Other DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 166.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 166.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 166.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(148)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(148)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 177.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net investment result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 189pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">194<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 189pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 189pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(668)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 189pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 189pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">154<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 189pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(317)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 200.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">125<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 200.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 200.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">125<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 211.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 211.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">33<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 211.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">26<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 211.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 211.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 211.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 211.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">59<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 222.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 222.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">291<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 222.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">146<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 222.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">365<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 222.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 222.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">91<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 222.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">893<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 234pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 151.56pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 234pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">5<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 234pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 234pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">10<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 234pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 234pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 234pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">14<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 245.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">296<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 245.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">146<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 245.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">375<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 245.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 245.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">90<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 245.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">907<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 256.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM by DOE line reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 267.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM net income attributed to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 267.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 267.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">69<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 267.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 267.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">518<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 267.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 267.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">587<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 279pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Manulife Bank and Global WAM attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 290.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 290.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 290.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">12<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 290.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 290.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">13<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 290.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 290.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">25<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 301.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 301.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 301.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">57<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 301.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 301.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">505<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 301.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 301.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">562<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 312.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 227.1pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 312.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 312.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 312.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 312.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 312.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 312.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 324pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 324pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 324pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">57<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 324pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 324pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">514<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 324pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 324pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">571<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 335.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 346.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other revenue per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 346.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(42)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 346.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">74<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 346.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">26<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,875<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 34.35pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.45pt;"></font></font><font style="left: 22.25pt; position: absolute;">1,928<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 357.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">General expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 357.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(83)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 357.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(154)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 357.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(41)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 357.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(795)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 357.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(131)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 357.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(1,204)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 369pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Commissions related to non-insurance contracts<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 369pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 369pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(15)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 369pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.96pt;"></font></font><font style="left: 34.59pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 369pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(364)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 369pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">10<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 369pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(370)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 380.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Interest expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 380.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 380.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(253)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 380.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(4)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 380.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 380.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(148)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 380.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(411)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 391.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total financial statements values included in Other<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 391.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(133)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 391.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(348)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 391.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(17)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 391.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">715<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 391.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(274)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 391.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(57)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 402.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassifications&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 414pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 414pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 414pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(319)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 414pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 414pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">715<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 414pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 414pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">396<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 425.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation and other adjustments to net investment result DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 425.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 425.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 425.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 425.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 425.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(148)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 425.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(150)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 436.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Other attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 447.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 447.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(49)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 447.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 447.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.96pt;"></font></font><font style="left: 34.59pt; position: absolute;">5<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 447.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 447.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">98<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 447.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">57<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 459pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 459pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 459pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 459pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 459pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 459pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 459pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 470.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 470.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(6)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 470.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 470.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 470.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 470.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 470.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(9)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 481.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; white-space: pre;">Add&#58; Participating policyholders&#8217; earnings transfer to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 481.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">5<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 481.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 481.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 481.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 481.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 481.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 492.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 492.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(70)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 492.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(26)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 492.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(22)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 492.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 492.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(224)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 492.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(342)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 504pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 130.33pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 504pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 504pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 504pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 504pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 504pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 504pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 515.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 515.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(71)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 515.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(26)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 515.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 27.93pt; position: absolute;">(22)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 515.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 515.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(224)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 515.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(343)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 526.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 537.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 537.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(39)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 537.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(114)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 537.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 27.93pt; position: absolute;">(13)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 537.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(20)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 537.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(88)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 537.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(274)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 549pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Income tax (expenses) recoveries attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 560.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 560.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">66<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 560.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(6)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 560.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">99<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 560.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(14)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 560.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(60)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 560.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">85<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 571.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 571.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(26)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 571.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 571.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 571.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 571.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 571.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(26)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 582.75pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 582.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(14)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 582.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(4)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 582.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 33.64pt;"></font></font><font style="left: 36.27pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 582.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 582.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 582.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(18)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 594pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 594pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(65)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 594pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(104)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 594pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(112)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 594pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(6)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 594pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(28)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 594pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(315)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 605.25pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 194.47pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 605.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 605.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 605.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 605.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 605.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 605.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 616.5pt; width: 255pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 616.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(66)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 616.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(104)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 616.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.96pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(115)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 379.5pt; position: absolute; top: 616.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 34.35pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 616.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(28)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 468pt; position: absolute; top: 616.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(318)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 693.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.3pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 298.41pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 702.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank is part of Canada segment.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">111<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3694" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">DOE Reconciliation &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 142.93pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.46pt; position: absolute; top: 50.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, pre-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 66.45pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 511.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 255.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 255.75pt; position: absolute; top: 0pt; width: 255.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 119.32pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.02pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 11.25pt; width: 42.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.91pt; position: absolute; text-decoration: none; white-space: pre;">Global <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.28pt; position: absolute; text-decoration: none; white-space: pre;">WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.6pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net insurance service result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total insurance service result - financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">520<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">343<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">157<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 42.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">17<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 42.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.2pt;"></font></font><font style="left: 20pt; position: absolute;">1,037<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Insurance service result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 65.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(13)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 65.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">43<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 65.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 65.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 65.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">26<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">17<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 76.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 76.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">17<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 87.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">47<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">22<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 87.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 87.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">69<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 99pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">469<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 99pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">326<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 99pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">114<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 99pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 99pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">16<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 99pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">925<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 110.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 173.64pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 110.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">13<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 110.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 110.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 110.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 110.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 110.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">17<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 121.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 121.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">482<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">326<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 121.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">117<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 121.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">17<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 121.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">942<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 144pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 144pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">271<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 144pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">161<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 144pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 33.84pt; position: absolute;">6<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 144pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.71pt;"></font></font><font style="left: 24.509999999999998pt; position: absolute;">(240)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 144pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">315<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 144pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">513<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 155.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassify Manulife Bank<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 109.12pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 115.07000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 155.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 155.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">380<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 155.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 155.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.88pt;"></font></font><font style="left: 24.509999999999998pt; position: absolute;">(240)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 155.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 155.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">140<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 166.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Add&#58; Consolidation and other adjustments from Other DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 166.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 166.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 166.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(154)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 166.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(155)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 177.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net investment result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 189pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(59)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 189pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(385)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 189pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(405)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 189pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 189pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">65<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 189pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(784)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 200.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">23<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 200.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 200.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 200.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">23<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 211.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 211.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 211.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 211.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 211.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 211.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 211.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.96pt;"></font></font><font style="left: 34.59pt; position: absolute;">6<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 222.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 222.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">310<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 222.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">156<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 222.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">411<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 222.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 222.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">96<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 222.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">973<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 234pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 151.56pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 234pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">10<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 234pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 234pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 234pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 234pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 234pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">20<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 245.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">320<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 245.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">156<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 245.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">420<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 245.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 245.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">97<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 245.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">993<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 256.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM by DOE line reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 267.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM net income attributed to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 267.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 267.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">48<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 267.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 267.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.2pt;"></font></font><font style="left: 27pt; position: absolute;">383<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 267.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 267.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">431<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 279pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Manulife Bank and Global WAM attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 290.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 290.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 290.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(9)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 290.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 290.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.05pt;"></font></font><font style="left: 28.68pt; position: absolute;">(62)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 290.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 290.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(71)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 301.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 301.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 301.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">57<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 301.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 301.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.37pt;"></font></font><font style="left: 27pt; position: absolute;">445<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 301.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 301.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">502<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 312.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 227.1pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 312.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 312.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 312.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 312.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.71pt;"></font></font><font style="left: 35.34pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 312.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 312.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.96pt;"></font></font><font style="left: 34.59pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 324pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 324pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 324pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">57<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 324pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 324pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.2pt;"></font></font><font style="left: 27pt; position: absolute;">453<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 324pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 324pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.45pt;"></font></font><font style="left: 26.25pt; position: absolute;">510<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 335.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 346.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other revenue per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 346.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">63<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">73<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 346.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">27<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 346.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.95pt;"></font></font><font style="left: 20.75pt; position: absolute;">1,809<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(123)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 346.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.2pt;"></font></font><font style="left: 20pt; position: absolute;">1,849<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 357.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">General expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 357.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(79)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 357.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(155)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 357.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(32)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 357.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.88pt;"></font></font><font style="left: 24.509999999999998pt; position: absolute;">(828)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 357.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(131)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 357.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.88pt;"></font></font><font style="left: 17.51pt; position: absolute;">(1,225)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 369pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Commissions related to non-insurance contracts<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 369pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(4)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 369pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(15)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 369pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 369pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.88pt;"></font></font><font style="left: 24.509999999999998pt; position: absolute;">(356)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 369pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">10<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 369pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(364)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 380.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Interest expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 380.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(8)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 380.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(266)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 380.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 380.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 32.85pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 380.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(147)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 380.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(426)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 391.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total financial statements values included in Other<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 391.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(28)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 391.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(363)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 391.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(7)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 391.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.37pt;"></font></font><font style="left: 27pt; position: absolute;">623<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 391.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(391)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 391.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(166)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 402.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassifications&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 414pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 414pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 414pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(333)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 414pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 414pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.37pt;"></font></font><font style="left: 27pt; position: absolute;">623<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 414pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 414pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.62pt;"></font></font><font style="left: 26.25pt; position: absolute;">290<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 425.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation and other adjustments to net investment result DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 425.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 425.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 425.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 425.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 425.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(154)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 425.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(154)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 436.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Other attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 447.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 447.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">50<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 447.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 447.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 447.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 32.85pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 447.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(7)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 447.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">52<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 459pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 459pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 459pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 459pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 459pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.71pt;"></font></font><font style="left: 35.34pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 459pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 459pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.96pt;"></font></font><font style="left: 34.59pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 470.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 470.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 470.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 470.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 470.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 470.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 470.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 481.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; white-space: pre;">Add&#58; Participating policyholders&#8217; earnings transfer to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 481.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 481.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 481.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 481.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 481.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 481.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">10<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 492.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 492.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(68)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 492.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(30)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 492.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(15)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 492.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 492.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(230)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 492.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(343)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 504pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 130.33pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 504pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 504pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 504pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 504pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 504pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 504pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(4)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 515.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 515.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(71)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 515.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(29)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 515.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(16)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 515.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.22pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 515.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(231)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 515.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.96pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(347)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 526.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 537.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 537.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(115)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 537.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(39)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 537.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(21)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 537.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.88pt;"></font></font><font style="left: 28.68pt; position: absolute;">(32)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 537.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(45)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 537.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.96pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(252)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 549pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Income tax (expenses) recoveries attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 560.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 560.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(43)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 560.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">74<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 560.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">74<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 560.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.54pt;"></font></font><font style="left: 31.169999999999998pt; position: absolute;">14<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 560.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(37)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 560.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">82<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 571.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 571.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 571.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 571.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 571.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 571.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 571.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 582.75pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 582.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(6)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 582.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(6)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 582.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 582.75pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 582.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 582.75pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.3pt;"></font></font><font style="left: 27.93pt; position: absolute;">(12)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 594pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 594pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(64)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 594pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(107)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 594pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(95)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 594pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.05pt;"></font></font><font style="left: 28.68pt; position: absolute;">(46)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 594pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(8)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 594pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.13pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(320)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 605.25pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 194.47pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 605.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 605.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 605.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 605.25pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.39pt;"></font></font><font style="left: 37.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 605.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 605.25pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.47pt;"></font></font><font style="left: 32.1pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 616.5pt; width: 255.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 616.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(66)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 616.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(107)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 341.25pt; position: absolute; top: 616.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(98)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 382.5pt; position: absolute; top: 616.5pt; width: 42.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.88pt;"></font></font><font style="left: 28.68pt; position: absolute;">(46)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 616.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 34.35pt; position: absolute;">(8)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 616.5pt; width: 42pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.96pt;"></font></font><font style="left: 23.759999999999998pt; position: absolute;">(325)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 699.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.8pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 302.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 708.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank is part of Canada segment.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">112<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3741" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">DOE Reconciliation &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 138.43pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.46pt; position: absolute; top: 50.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, pre-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 60.45pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 258pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 258pt; position: absolute; top: 0pt; width: 241.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 241.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 112.19pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.02pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.62pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 11.25pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.91pt; position: absolute; text-decoration: none; white-space: pre;">Global <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.28pt; position: absolute; text-decoration: none; white-space: pre;">WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net insurance service result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total insurance service result - financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 42.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">547<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 42.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.2pt;"></font></font><font style="left: 24pt; position: absolute;">284<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 42.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">119<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 42.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">28<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">978<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Insurance service result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 65.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 65.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">11<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 65.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 29.849999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 65.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 65.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 65.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 76.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">33<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 76.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 76.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 76.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">33<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 87.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 87.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">48<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 87.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.54pt;"></font></font><font style="left: 28.169999999999998pt; position: absolute;">24<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 87.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 87.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">72<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 99pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 22.5pt; position: absolute;">455<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 99pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">263<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 99pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 22.5pt; position: absolute;">117<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 99pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 99pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">29<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 99pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">864<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 110.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 173.64pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 110.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">15<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 110.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 110.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">5<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 110.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 110.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 110.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">20<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 121.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 121.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">470<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 121.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.2pt;"></font></font><font style="left: 24pt; position: absolute;">263<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 121.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">122<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 121.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">29<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 121.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">884<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 144pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 144pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">54<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 144pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.2pt;"></font></font><font style="left: 24pt; position: absolute;">453<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 144pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.21pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(290)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 144pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 14.71pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(230)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 144pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">361<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 144pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">348<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 155.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassify Manulife Bank<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 109.12pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 115.07000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 155.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 155.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">396<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 155.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 155.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(230)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 155.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 155.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">166<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 166.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Add&#58; Consolidation and other adjustments from Other DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 166.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 166.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 29.849999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 166.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 166.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(156)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 166.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(157)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 177.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net investment result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 189pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(291)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 189pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(100)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 189pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(720)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 189pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 189pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">106<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 189pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(1,005)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 200.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">40<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 200.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 200.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 200.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 200.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 200.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">40<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 211.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 211.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 28.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 211.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.71pt;"></font></font><font style="left: 32.34pt; position: absolute;">7<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 211.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 211.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 211.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 211.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">4<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 222.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 222.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 22.5pt; position: absolute;">308<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 222.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">149<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 222.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 22.5pt; position: absolute;">430<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 222.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 222.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">99<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 222.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">986<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 234pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 151.56pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 234pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 234pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 234pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">15<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 234pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 234pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 234pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">25<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 245.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">317<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 245.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.2pt;"></font></font><font style="left: 24pt; position: absolute;">149<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 245.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 15.7pt;"></font></font><font style="left: 22.5pt; position: absolute;">445<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 245.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 245.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">100<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 245.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.45pt;"></font></font><font style="left: 19.25pt; position: absolute;">1,011<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 256.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM by DOE line reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 267.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM net income attributed to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 267.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 267.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 28.169999999999998pt; position: absolute;">65<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 267.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 267.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.2pt;"></font></font><font style="left: 24pt; position: absolute;">426<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 267.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 267.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">491<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 279pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Manulife Bank and Global WAM attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 290.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 290.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 290.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.71pt;"></font></font><font style="left: 32.34pt; position: absolute;">4<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 290.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 290.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.54pt;"></font></font><font style="left: 28.169999999999998pt; position: absolute;">11<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 290.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 290.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">15<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 301.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 301.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 301.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.54pt;"></font></font><font style="left: 28.169999999999998pt; position: absolute;">61<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 301.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 301.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">415<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 301.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 301.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">476<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 312.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 227.1pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 312.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 312.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 312.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 312.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.54pt;"></font></font><font style="left: 28.169999999999998pt; position: absolute;">10<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 312.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 312.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">10<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 324pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 324pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 324pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 28.169999999999998pt; position: absolute;">61<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 324pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 324pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.2pt;"></font></font><font style="left: 24pt; position: absolute;">425<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 324pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 324pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">486<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 335.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 346.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other revenue per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 346.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">55<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 346.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 28.169999999999998pt; position: absolute;">75<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 346.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">39<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 346.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 10.95pt;"></font></font><font style="left: 17.75pt; position: absolute;">1,750<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(111)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 346.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.45pt;"></font></font><font style="left: 19.25pt; position: absolute;">1,808<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 357.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">General expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 357.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(56)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 357.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(142)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 357.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(21)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 357.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(743)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 357.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(140)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 357.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(1,102)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 369pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Commissions related to non-insurance contracts<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 369pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 369pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.05pt;"></font></font><font style="left: 25.68pt; position: absolute;">(18)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 369pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 369pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(349)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 369pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 369pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(356)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 380.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Interest expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 380.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 28.349999999999998pt; position: absolute;">(6)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 380.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(271)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 380.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 28.349999999999998pt; position: absolute;">(4)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 380.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 29.849999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 380.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(141)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 380.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(424)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 391.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total financial statements values included in Other<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 391.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 28.349999999999998pt; position: absolute;">(7)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 391.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(356)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 391.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">17<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 391.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">656<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 391.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(384)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 391.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(74)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 402.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassifications&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 414pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 414pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 414pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 21.509999999999998pt; position: absolute;">(331)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 414pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 414pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.37pt;"></font></font><font style="left: 24pt; position: absolute;">656<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 414pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 414pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">325<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 425.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation and other adjustments to net investment result DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 425.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 425.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 29.849999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 425.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 425.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 425.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(156)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 425.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(157)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 436.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Other attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 447.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 447.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">39<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 447.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 29.849999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 447.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 447.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 447.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 447.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">54<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 459pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 459pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 459pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 459pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 459pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 459pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 459pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 470.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 470.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 470.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 470.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 470.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 470.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 470.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 481.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; white-space: pre;">Add&#58; Participating policyholders&#8217; earnings transfer to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 481.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 481.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.71pt;"></font></font><font style="left: 32.34pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 481.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 481.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 481.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 481.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">11<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 492.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 492.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(39)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 492.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.05pt;"></font></font><font style="left: 25.68pt; position: absolute;">(18)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 492.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.21pt;"></font></font><font style="left: 30.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 492.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 492.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(237)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 492.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(286)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 504pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 130.33pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 504pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 28.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 504pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 504pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 504pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 504pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 504pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 515.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 515.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 24.18pt; position: absolute;">(40)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 515.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 25.68pt; position: absolute;">(18)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 515.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 24.04pt;"></font></font><font style="left: 30.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 515.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 515.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(237)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 515.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(287)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 526.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 537.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 537.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.21pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(150)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 537.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 25.68pt; position: absolute;">(83)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 537.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 26.669999999999998pt; position: absolute;">46<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 537.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 25.68pt; position: absolute;">(61)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 537.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(32)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 537.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(280)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 549pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Income tax (expenses) recoveries attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 560.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 560.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(53)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 560.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.54pt;"></font></font><font style="left: 28.169999999999998pt; position: absolute;">11<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 560.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 19.87pt;"></font></font><font style="left: 22.5pt; position: absolute;">149<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 560.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 29.849999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 560.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(65)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 560.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">39<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 571.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 571.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(18)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 571.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 571.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 571.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 571.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 571.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(18)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 582.75pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 582.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(12)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 582.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 29.849999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 582.75pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 29.89pt;"></font></font><font style="left: 32.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 582.75pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 582.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 582.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(15)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 594pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 594pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 21.55pt;"></font></font><font style="left: 24.18pt; position: absolute;">(67)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 594pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.05pt;"></font></font><font style="left: 25.68pt; position: absolute;">(91)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 594pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(103)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 594pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.05pt;"></font></font><font style="left: 25.68pt; position: absolute;">(58)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 594pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">33<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 594pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(286)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 605.25pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 194.47pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 605.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 28.349999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 605.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.39pt;"></font></font><font style="left: 34.02pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 605.25pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.72pt;"></font></font><font style="left: 28.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 605.25pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.22pt;"></font></font><font style="left: 29.849999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 605.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 605.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(6)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 616.5pt; width: 258pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 258pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 616.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 17.38pt;"></font></font><font style="left: 24.18pt; position: absolute;">(69)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 616.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 25.68pt; position: absolute;">(91)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 336pt; position: absolute; top: 616.5pt; width: 38.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 13.21pt;"></font></font><font style="left: 20.009999999999998pt; position: absolute;">(106)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 616.5pt; width: 39.75pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.88pt;"></font></font><font style="left: 25.68pt; position: absolute;">(59)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 414pt; position: absolute; top: 616.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">33<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 458.25pt; position: absolute; top: 616.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(292)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 693.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.3pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 298.41pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 702.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank is part of Canada segment.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">113<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3791" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">DOE Reconciliation &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 142.93pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.46pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 50.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre; width: 433.08pt;">($ millions, pre-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="position: absolute; top: 67.27pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 510.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 260.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 260.25pt; position: absolute; top: 0pt; width: 250.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 250.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 116.69pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.02pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.12pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.03pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.41pt; position: absolute; text-decoration: none; white-space: pre;">Global <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.78pt; position: absolute; text-decoration: none; white-space: pre;">WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.52pt; position: absolute; text-decoration: none; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 11.25pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.85pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Net insurance service result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total insurance service result - financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">644<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">306<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">195<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 42.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">91<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 42.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.45pt;"></font></font><font style="left: 19.25pt; position: absolute;">1,236<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Insurance service result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 65.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">130<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">12<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">21<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 65.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 34.35pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 65.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">161<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">19<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 76.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 76.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">20<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 87.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">60<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">39<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 87.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 87.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">99<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 99pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">435<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 99pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">255<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 99pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">174<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 99pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 99pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">92<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 99pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">956<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 110.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 173.64pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 110.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 110.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 110.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">5<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 110.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 110.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 110.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">16<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 121.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net insurance service result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 121.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">444<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 121.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">255<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 121.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">179<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 121.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 121.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">94<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 121.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">972<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 144pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total investment result per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 144pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">285<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 144pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">511<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 144pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">72<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 144pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(139)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 144pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">344<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 144pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.45pt;"></font></font><font style="left: 19.25pt; position: absolute;">1,073<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 155.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 3.47pt; width: 260.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassify Manulife Bank<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 109.12pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 115.07000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 155.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 3.47pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 155.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 3.47pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">377<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 155.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 3.47pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 155.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 3.47pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(139)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 155.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 3.47pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 155.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 3.47pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">238<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 167.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Add&#58; Consolidation and other adjustments from Other DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 167.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 167.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 167.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 167.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 167.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(162)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 167.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(159)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 178.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net investment result attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 189.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(47)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 189.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 189.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(359)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 189.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 189.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">39<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 189.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(358)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 201pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 201pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">37<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 201pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 201pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 201pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 201pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 201pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">37<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 212.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 212.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">50<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 212.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(10)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 212.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 212.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 212.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 212.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">40<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 223.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 223.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">245<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 223.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">138<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 223.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">431<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 223.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 223.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 28.5pt; position: absolute;">143<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 223.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">957<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 234.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 151.56pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 234.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">4<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 234.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 234.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">12<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 234.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 234.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 234.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">16<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 246pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core net investment result, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 246pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">249<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 246pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">138<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 246pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">443<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 246pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 246pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 21.7pt;"></font></font><font style="left: 28.5pt; position: absolute;">143<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 246pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">973<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 257.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM by DOE line reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 268.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM net income attributed to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 268.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 268.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">72<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 268.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 268.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">424<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 268.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 268.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">496<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 279.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Manulife Bank and Global WAM attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 291pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 291pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 291pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 291pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 291pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">16<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 291pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 291pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">24<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 302.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 302.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 302.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">64<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 302.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 302.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">408<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 302.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 302.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">472<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 313.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 227.1pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 313.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 313.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 313.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 313.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 313.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 313.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 324.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core earnings in Manulife Bank and Global WAM, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 324.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 324.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">64<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 324.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 324.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">416<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 324.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 31.72pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 324.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 18.7pt;"></font></font><font style="left: 25.5pt; position: absolute;">480<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 336pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 347.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other revenue per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 347.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(16)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 347.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">75<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 347.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 33.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 347.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.45pt;"></font></font><font style="left: 19.25pt; position: absolute;">1,688<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 347.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 30.18pt; position: absolute;">(36)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 347.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 12.45pt;"></font></font><font style="left: 19.25pt; position: absolute;">1,719<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 358.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">General expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 358.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(59)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 358.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(136)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 358.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(28)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 358.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(793)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 358.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(164)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 358.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 14.13pt;"></font></font><font style="left: 16.76pt; position: absolute;">(1,180)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 369.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Commissions related to non-insurance contracts<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 369.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 369.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(12)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 369.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 369.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(330)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 369.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">9<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 369.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(335)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 381pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Interest expenses per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 381pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(4)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 381pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(246)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 381pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(4)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 381pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 381pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(134)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 381pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(390)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 392.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total financial statements values included in Other<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 392.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(82)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 392.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(319)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 392.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(23)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 392.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">563<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 392.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(325)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 392.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(186)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 403.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Reclassifications&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 414.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and Global WAM to their own DOE lines<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 414.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 414.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(305)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 414.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 414.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">564<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 414.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 414.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.87pt;"></font></font><font style="left: 25.5pt; position: absolute;">259<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 426pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Consolidation and other adjustments to net investment result DOE line<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 426pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 426pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 426pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 426pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 426pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(162)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 426pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(159)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 437.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Other attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 448.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 448.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(26)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 448.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">4<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 448.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 448.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 448.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">79<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 448.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">50<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 459.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 459.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 459.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 459.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 459.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 459.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 459.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 471pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 471pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(4)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 471pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 471pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 471pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 471pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 471pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 482.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; white-space: pre;">Add&#58; Participating policyholders&#8217; earnings transfer to shareholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 482.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">10<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 482.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">2<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 482.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 482.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 482.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 482.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">12<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 493.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 493.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(40)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 493.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(18)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 493.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(18)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 493.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 493.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 23.38pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(242)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 493.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(318)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 504.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 130.33pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 504.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 504.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 504.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 504.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 504.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 504.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 516pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Other core earnings, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 516pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(40)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 516pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(18)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 516pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(19)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 516pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 516pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 19.21pt;"></font></font><font style="left: 26.009999999999998pt; position: absolute;">(242)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 516pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(319)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 527.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries reconciliation<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 538.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expenses) recoveries per financial statements<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 538.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(109)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 538.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(116)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 538.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(46)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 538.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(58)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 538.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 36.84pt; position: absolute;">7<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 538.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(322)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 549.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Income tax (expenses) recoveries attributed to&#58;<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 561pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from core earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 561pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(6)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 561pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(20)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 561pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">67<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 561pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 561pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">(30)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 561pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 31.21pt;"></font></font><font style="left: 33.84pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 572.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">NCI<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 572.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(17)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 572.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 572.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 572.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 572.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 572.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(17)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 583.5pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 12.9pt; position: absolute; text-decoration: none; white-space: pre;">Participating policyholders<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 583.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(10)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 583.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(9)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 583.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 583.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 583.5pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 583.5pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(19)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 594.75pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 594.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(76)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 594.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(87)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 594.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(113)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 594.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 24.55pt;"></font></font><font style="left: 27.18pt; position: absolute;">(55)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 594.75pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.04pt;"></font></font><font style="left: 32.67pt; position: absolute;">37<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 594.75pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(294)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 606pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 194.47pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 606pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(2)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 606pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.89pt;"></font></font><font style="left: 35.52pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 606pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(3)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 606pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(1)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 606pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 34.21pt;"></font></font><font style="left: 36.84pt; position: absolute;">1<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 606pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(5)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 617.25pt; width: 260.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 260.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 617.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(78)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 617.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(87)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 342.75pt; position: absolute; top: 617.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(116)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 384pt; position: absolute; top: 617.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 20.38pt;"></font></font><font style="left: 27.18pt; position: absolute;">(56)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 425.25pt; position: absolute; top: 617.25pt; width: 44.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 25.87pt;"></font></font><font style="left: 32.67pt; position: absolute;">38<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 469.5pt; position: absolute; top: 617.25pt; width: 41.25pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 16.21pt;"></font></font><font style="left: 23.009999999999998pt; position: absolute;">(299)<font style="display: inline-block; height: 5.46pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 700.77pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.8pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 302.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 709.87pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank is part of Canada segment.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">114<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3838" style="position: absolute; top: 40.5pt;"></div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Common share core dividend payout ratio <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 227.84pt; position: absolute; text-decoration: none; white-space: pre;">is a ratio that measures the percentage of core earnings paid to common <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.21pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">shareholders as dividends. It is calculated as dividends per common share divided by core EPS.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 61.92pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 507.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 213.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 213.75pt; position: absolute; top: 0pt; width: 210pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 210pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 75.85pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 423.75pt; position: absolute; top: 0pt; width: 84pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 84pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 13.64pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213.75pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 42pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 18.66pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 42pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.66pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297.75pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 42pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.66pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 42pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.66pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 42pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.66pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 42pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.21pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 11.25pt; width: 42pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 42pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.21pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 213.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 213.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Per share dividend<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213.75pt; position: absolute; top: 22.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">0.40<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 22.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">0.40<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297.75pt; position: absolute; top: 22.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">0.40<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 22.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">0.40<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 22.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">0.37<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 22.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">1.60<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 22.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">1.46<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 213.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 213.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EPS<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213.75pt; position: absolute; top: 34.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">1.03<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 34.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">1.00<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297.75pt; position: absolute; top: 34.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">0.91<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 34.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">0.94<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 34.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">0.92<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 34.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">3.87<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 34.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.64pt;"></font></font><font style="left: 19.709999999999997pt; position: absolute;">3.47<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 213.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 213.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Common share core dividend payout ratio<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213.75pt; position: absolute; top: 46.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 19.26pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.26pt; position: absolute;">39%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 46.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 19.26pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.26pt; position: absolute;">40%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297.75pt; position: absolute; top: 46.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 19.26pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.26pt; position: absolute;">44%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 46.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 19.26pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.26pt; position: absolute;">43%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 381.75pt; position: absolute; top: 46.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 19.26pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.26pt; position: absolute;">40%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 423.75pt; position: absolute; top: 46.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 19.26pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.26pt; position: absolute;">41%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 465.75pt; position: absolute; top: 46.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 19.26pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 19.26pt; position: absolute;">42%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.55pt; position: absolute; top: 131.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The contractual service margin (&#8220;CSM&#8221;) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 217.87pt; position: absolute; text-decoration: none; white-space: pre;">is a liability that represents future unearned profits on insurance contracts written. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 142.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">It is a component of insurance and reinsurance contract liabilities on the Statement of Financial Position and includes <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 153.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">amounts attributed to common shareholders, participating policyholders and NCI. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 169.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">In 2023, we included amounts attributed to common shareholders, participating policyholders, and NCI in our reporting of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 180.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">changes in the CSM. Effective January 1, 2024, we no longer include amounts related to NCI in this reporting, and prior year <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 191.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">amounts have been restated. In addition, the new business CSM reconciliation has been adjusted to exclude NCI information. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 208.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Changes in the CSM net of NCI are classified as organic and inorganic. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 331.35pt; position: absolute; text-decoration: none; white-space: pre;">CSM growth <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 386.29pt; position: absolute; text-decoration: none; white-space: pre;">is the percentage change in the CSM <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 219.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">net of NCI compared with a prior period on a constant exchange rate basis.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 235.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Changes in CSM net of NCI that are classified as organic include the following impacts&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 252.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Impact of new insurance business <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.89pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;impact of new business&#8221; or &#8220;new business CSM&#8221;) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.74pt; position: absolute; text-decoration: none; white-space: pre;">is the impact from insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 263.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">contracts initially recognized in the period and includes acquisition expense related gains (losses) which impact the CSM <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 274.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">in the period. It excludes the impact from entering into new in-force reinsurance contracts which would generally be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 285.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">considered a management action&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 297.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Expected movement related to finance income or expenses <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.82pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;interest accretion&#8221;) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 401.74pt; position: absolute; text-decoration: none; white-space: pre;">includes interest accreted on the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 308.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">CSM net of NCI during the period and the expected change on VFA contracts if returns are as expected&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 321.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">CSM recognized for service provided <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 223.88pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;CSM amortization&#8221;) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.78pt; position: absolute; text-decoration: none; white-space: pre;">is the portion of the CSM net of NCI that is recognized in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 332.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">net income for service provided in the period&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 345.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Insurance experience gains (losses) and other <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.35pt; position: absolute; text-decoration: none; white-space: pre;">is primarily the change from experience variances that relate to future <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 355.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">periods. This includes persistency experience and changes in future period cash flows caused by other current period <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 366.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">experience.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 383.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Changes in CSM net of NCI that are classified as inorganic <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 281.87pt; position: absolute; text-decoration: none; white-space: pre;">include the following impacts<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 396.29pt; position: absolute; text-decoration: none; white-space: pre;">&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 400.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions that adjust the CSM&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 413.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Effect of movement in exchange rates <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 227.37pt; position: absolute; text-decoration: none; white-space: pre;">over the reporting period&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 425.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Impact of markets<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.95pt; position: absolute; text-decoration: none; white-space: pre;">&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 438.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance transactions, tax-related and other items <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 295.31pt; position: absolute; text-decoration: none; white-space: pre;">that reflect the impact related to future cash flows from items <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 449.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">such as gains or losses on disposition of a business, the impact of enacted or substantively enacted income tax rate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 460.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">changes, material one-time only adjustments that are exceptional in nature and other amounts not specifically captured <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 471.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">in the previous inorganic items.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 487.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Post-tax CSM <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.44pt; position: absolute; text-decoration: none; white-space: pre;">is used in the definition of financial leverage ratio and consolidated capital and is calculated as the CSM <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 498.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">adjusted for the marginal income tax rate in the jurisdictions that report a CSM balance. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 394.3pt; position: absolute; text-decoration: none; white-space: pre;">Post-tax CSM net of NCI <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 499.68pt; position: absolute; text-decoration: none; white-space: pre;">is used in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 509.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the adjusted book value per share calculation and is calculated as the CSM net of NCI adjusted for the marginal income tax <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 520.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">rate in the jurisdictions that report this balance.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 537.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM growth <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.4pt; position: absolute; text-decoration: none; white-space: pre;">is the percentage change in the new business CSM compared with a prior period on a constant <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 547.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">exchange rate basis.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">115<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3854" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">CSM and post-tax CSM information<font style="display: inline-block; height: 6.55pt;"></font><font id="ieb3ba3a2687b4c2aa1471ff89f461a28"></font></font></div><div style="font-size: 12pt; line-height: 5.82pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">($ millions pre-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 62.44pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 248.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 248.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.08pt; position: absolute; text-decoration: none; white-space: pre;">Sept 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.29pt; position: absolute; text-decoration: none; white-space: pre;">June 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.41pt; position: absolute; text-decoration: none; white-space: pre;">Mar 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.02pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 15.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 15.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">23,425<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 15.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,213<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 15.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,760<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 15.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,075<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 15.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,301<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 27.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; CSM for NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 27.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,298<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 27.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,283<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 27.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,002<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 27.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">986<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 27.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">861<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 39.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM, net of NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 39.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,127<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 39.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">20,930<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 39.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">20,758<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 39.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,089<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 39.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">20,440<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 51.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 60.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">618<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">889<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">894<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 51.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,118<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 63.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM, net of NCI, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 63.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,127<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 63.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,548<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 63.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,647<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 63.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,983<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 63.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,558<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 75.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM by segment<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 87.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">15,540<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">14,715<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">13,456<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">13,208<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 87.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">12,617<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,298<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,283<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,002<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">986<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 99.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">861<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 111.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 111.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,109<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 111.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,036<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 111.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,769<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 111.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,205<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 111.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,060<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 123.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,468<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,171<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,522<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,649<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 123.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,738<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 135.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.77pt;"></font></font><font style="left: 42.400000000000006pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">11<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">27<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 135.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 147.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 147.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">23,425<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 147.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,213<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 147.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,760<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 147.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,075<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 147.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,301<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 159.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM, CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 86.53pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 171.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 171.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 37.11pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 171.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">480<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 171.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">711<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 171.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">674<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 171.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">790<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 183.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 183.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 183.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 183.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">50<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 183.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">54<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 183.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">54<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 195.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 195.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 195.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 195.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 195.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 195.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 207.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 207.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 207.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">138<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 207.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">178<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 207.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">221<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 207.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">328<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 219.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 219.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 219.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 219.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 219.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 219.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 231.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 231.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 37.11pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 231.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">646<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 231.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">939<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 231.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">949<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 231.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,172<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 243.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 255.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 255.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">15,540<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 255.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">15,195<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 255.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">14,167<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 255.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">13,882<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 255.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">13,407<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 267.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 267.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,298<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 267.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,311<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 267.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,052<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 267.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,040<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 267.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">915<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 279.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 279.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,109<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 279.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,036<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 279.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,769<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 279.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,205<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 279.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,060<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 291.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 291.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,468<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 291.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,309<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 291.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,700<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 291.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,870<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 291.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,066<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 303.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.77pt;"></font></font><font style="left: 42.400000000000006pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">11<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">27<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 303.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 315.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total CSM, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 315.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">23,425<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 315.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,859<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 315.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,699<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 315.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">23,024<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 315.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,473<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 327.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Post-tax CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 339.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 339.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">23,425<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 339.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,213<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 339.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,760<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 339.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,075<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 339.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,301<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 351.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Marginal tax rate on CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 351.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,599)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 351.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,488)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 351.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,576)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 351.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,650)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 351.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,798)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 363.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Post-tax CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 363.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">20,826<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 363.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">19,725<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 363.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">19,184<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 363.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">19,425<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 363.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">18,503<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 375.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CSM, net of NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 375.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,127<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 375.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">20,930<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 375.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">20,758<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 375.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,089<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 375.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">20,440<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 387.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Marginal tax rate on CSM net of NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 387.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,445)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 387.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,335)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 387.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,468)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 387.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,542)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 387.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,692)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 399.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Post-tax CSM net of NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 399.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">19,682<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 399.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">18,595<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 399.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">18,290<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 399.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">18,547<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 399.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">17,748<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 479.19pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of reflecting CSM and CSM net of NCI using the foreign exchange rates for the Statement of Financial Position in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 476.05pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 493.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">116<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3870" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: bold; left: 127.44pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">(<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 129.38pt; position: absolute; text-decoration: none; top: -2.2925pt; vertical-align: super; white-space: pre;">1)<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 134.57pt; position: absolute; text-decoration: none; white-space: pre;"> detail, CER basis<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.82pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">($ millions pre-tax, and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 61.54pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 191.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 44.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 43.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 43.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 191.25pt; position: absolute; top: 0pt; width: 221.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 81.48pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 412.5pt; position: absolute; top: 0pt; width: 87pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 87pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 15.14pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 24.51pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.51pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.51pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.51pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 11.25pt; width: 44.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 24.51pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 11.25pt; width: 43.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.31pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 11.25pt; width: 43.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 34.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">299<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 34.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">254<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 34.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">200<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 34.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">168<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 34.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">199<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 34.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.7pt;"></font></font><font style="left: 26.77pt; position: absolute;">921<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 34.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.7pt;"></font></font><font style="left: 26.77pt; position: absolute;">676<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: absolute; text-decoration: none; white-space: pre;">Japan<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 46.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">66<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 46.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">86<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 46.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">90<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 46.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">48<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 46.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">42<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 46.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">290<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 46.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">126<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: absolute; text-decoration: none; white-space: pre;">Asia Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 58.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">221<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 58.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">253<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 58.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">188<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 58.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">275<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 58.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">173<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 58.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">937<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 58.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">747<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">International High Net Worth<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 70.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">187<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 70.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">231<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Mainland China<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 82.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">270<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 82.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">138<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Singapore<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 94.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">391<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 94.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">244<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Vietnam<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 106.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">17<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 106.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">87<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 118.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Other Emerging Markets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 118.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">72<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 118.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">47<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 130.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 130.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">586<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 130.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">593<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 130.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">478<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 130.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">491<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 130.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">414<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 130.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.48pt;"></font></font><font style="left: 20.11pt; position: absolute;">2,148<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 130.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.48pt;"></font></font><font style="left: 20.11pt; position: absolute;">1,549<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 142.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 142.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">116<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 142.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">95<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 142.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">76<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 142.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">70<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 142.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">70<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 142.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">357<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 142.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">224<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 154.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 154.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">140<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 154.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">71<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 154.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">74<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 154.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">97<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 154.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">142<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 154.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">382<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 154.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">394<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 166.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total new business CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">842<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">759<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">628<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">658<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 166.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">626<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 166.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.04pt;"></font></font><font style="left: 20.11pt; position: absolute;">2,887<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 166.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.04pt;"></font></font><font style="left: 20.11pt; position: absolute;">2,167<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 178.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM,&#160; CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 144.24pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2),(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 190.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 190.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 31.11pt;"></font></font><font style="left: 38.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 190.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 190.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 190.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 190.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 190.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">17<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 190.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 202.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: absolute; text-decoration: none; white-space: pre;">Japan<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 202.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.55pt;"></font></font><font style="left: 38.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 202.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.77pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 202.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.77pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 202.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.77pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 202.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.11pt;"></font></font><font style="left: 33.74pt; position: absolute;">(1)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 202.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.02pt;"></font></font><font style="left: 35.650000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 202.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.36pt;"></font></font><font style="left: 32.99pt; position: absolute;">(6)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 214.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: absolute; text-decoration: none; white-space: pre;">Asia Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 214.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.55pt;"></font></font><font style="left: 38.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 214.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.77pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 214.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.77pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 214.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">11<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 214.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.77pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 214.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">21<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 214.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">22<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 226.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">International High Net Worth<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 226.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.02pt;"></font></font><font style="left: 35.650000000000006pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 226.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.02pt;"></font></font><font style="left: 35.650000000000006pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 238.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Mainland China<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 238.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.02pt;"></font></font><font style="left: 35.650000000000006pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 238.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.02pt;"></font></font><font style="left: 35.650000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 250.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Singapore<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 250.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.02pt;"></font></font><font style="left: 35.650000000000006pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 250.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">12<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 262.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Vietnam<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 262.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.36pt;"></font></font><font style="left: 32.99pt; position: absolute;">(1)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 262.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.36pt;"></font></font><font style="left: 32.99pt; position: absolute;">(4)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 274.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Other Emerging Markets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 274.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.02pt;"></font></font><font style="left: 35.650000000000006pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 274.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.02pt;"></font></font><font style="left: 35.650000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 286.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 286.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.55pt;"></font></font><font style="left: 38.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 286.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">12<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 286.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">14<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 286.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 286.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 286.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">44<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 286.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 298.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 298.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.55pt;"></font></font><font style="left: 38.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 298.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.55pt;"></font></font><font style="left: 38.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 298.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.55pt;"></font></font><font style="left: 38.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 298.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.55pt;"></font></font><font style="left: 38.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 298.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.55pt;"></font></font><font style="left: 38.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 298.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.8pt;"></font></font><font style="left: 37.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 298.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 34.8pt;"></font></font><font style="left: 37.43pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 310.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 310.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.55pt;"></font></font><font style="left: 38.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 310.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.77pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 310.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.77pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 310.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.77pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 310.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.77pt;"></font></font><font style="left: 36.400000000000006pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 310.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.02pt;"></font></font><font style="left: 35.650000000000006pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 310.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">14<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 322.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total new business CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 322.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 31.11pt;"></font></font><font style="left: 38.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 322.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">13<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 322.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">16<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 322.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">22<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 322.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">14<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 322.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">51<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 322.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">55<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 334.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 346.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">299<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">261<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">204<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">174<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 346.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">204<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 346.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.7pt;"></font></font><font style="left: 26.77pt; position: absolute;">938<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 346.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.7pt;"></font></font><font style="left: 26.77pt; position: absolute;">701<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 358.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: absolute; text-decoration: none; white-space: pre;">Japan<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 358.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">66<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 358.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">87<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 358.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">94<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 358.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">49<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 358.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">41<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 358.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">296<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 358.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">120<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 370.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.4pt; position: absolute; text-decoration: none; white-space: pre;">Asia Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 370.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">221<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 370.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">257<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 370.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">194<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 370.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">286<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 370.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">179<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 370.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">958<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 370.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">769<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 382.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">International High Net Worth<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 382.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">190<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 382.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">240<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 394.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Mainland China<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 394.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">277<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 394.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">142<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 406.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Singapore<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 406.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">400<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 406.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">256<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 418.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Vietnam<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 418.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">16<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 418.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">83<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 430.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 191.25pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Other Emerging Markets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #949494; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 430.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">75<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 430.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.02pt; width: 43.5pt;"><font style="color: #595959; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: italic; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 28.58pt;"></font></font><font style="left: 31.209999999999997pt; position: absolute;">48<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 442.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 442.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">586<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 442.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">605<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 442.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">492<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 442.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">509<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 442.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">424<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 442.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.48pt;"></font></font><font style="left: 20.11pt; position: absolute;">2,192<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 442.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.48pt;"></font></font><font style="left: 20.11pt; position: absolute;">1,590<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 454.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 454.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">116<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 454.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">95<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 454.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">76<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 454.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">70<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 454.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">70<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 454.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">357<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 454.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">224<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 466.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 466.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">140<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 466.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">72<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 466.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.33pt;"></font></font><font style="left: 31.959999999999997pt; position: absolute;">76<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 466.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">101<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 466.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.89pt;"></font></font><font style="left: 27.52pt; position: absolute;">146<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 466.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">389<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 466.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.14pt;"></font></font><font style="left: 26.77pt; position: absolute;">408<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 478.5pt; width: 191.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total new business CSM, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 191.25pt; position: absolute; top: 478.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">842<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 235.5pt; position: absolute; top: 478.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">772<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 478.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">644<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 324pt; position: absolute; top: 478.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">680<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 478.5pt; width: 44.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 44.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.45pt;"></font></font><font style="left: 27.52pt; position: absolute;">640<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 412.5pt; position: absolute; top: 478.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.04pt;"></font></font><font style="left: 20.11pt; position: absolute;">2,938<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 456pt; position: absolute; top: 478.5pt; width: 43.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 43.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.04pt;"></font></font><font style="left: 20.11pt; position: absolute;">2,222<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 559.04pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM is net of NCI.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 567.44pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.3pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 298.41pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 575.84pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">New business CSM for Asia Other is reported by country annually, on a full year basis. Other Emerging Markets within Asia Other include Indonesia, the <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 584.24pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Philippines, Malaysia, Thailand, Cambodia and Myanmar.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3885" style="position: absolute; top: 605.64pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 605.64pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The Company also uses financial performance measures that are prepared on a constant exchange rate basis, which <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 616.44pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">exclude the impact of currency fluctuations (from local currency to Canadian dollars at a total Company level and from local <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 627.24pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">currency to U.S. dollars in Asia). Such financial measures may be stated on a constant exchange rate basis or the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 638.04pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">percentage growth&#47;decline in the financial measure on a constant exchange rate basis, using the income statement and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 648.84pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">balance sheet exchange rates effective for the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.3pt; position: absolute; text-decoration: none; white-space: pre;">fourth quarter of 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 317.77pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 665.64pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Information supporting constant exchange rate basis for GAAP and non-GAAP financial measures is presented below and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 676.44pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">throughout this section.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 693.24pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Basic EPS and diluted EPS, CER basis <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.4pt; position: absolute; text-decoration: none; white-space: pre;">is equal to common shareholders&#8217; net income on a CER basis divided by the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 704.04pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">weighted average common shares outstanding and diluted weighted common shares outstanding, respectively.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">117<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">General expenses, CER basis<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.82pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 60.82pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 221.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 221.25pt; position: absolute; top: 0pt; width: 198.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 198.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 70.23pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 420pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.39pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.01pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.01pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.01pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.01pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.01pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.56pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.56pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">General expenses<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 22.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,328<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 22.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,204<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 22.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,225<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 22.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,102<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 22.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,180<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 22.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">4,859<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 22.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">4,330<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 60.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">17<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">16<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">25<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">58<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">86<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">General expenses, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,328<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,221<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,241<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,127<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,198<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">4,917<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">4,416<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 124.32pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.8pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 302.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3901" style="position: absolute; top: 145.42pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 145.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Net income financial measures on a CER basis<font style="display: inline-block; height: 6.55pt;"></font><font id="i05c66b3b5e294ce9b7e9ab4510201816"></font></font></div><div style="font-size: 12pt; line-height: 5.82pt; position: absolute; top: 157.12pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">($ Canadian millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.82pt; position: absolute; top: 167.52pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 177.92pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 221.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 221.25pt; position: absolute; top: 0pt; width: 198.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 198.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 70.23pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 420pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 11.39pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.01pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.01pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.01pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.01pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.01pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.56pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 11.25pt; width: 39.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.56pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders&#58;<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">583<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">827<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">582<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">363<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">615<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">2,355<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 34.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,348<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">439<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">430<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">79<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">273<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,221<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 46.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,191<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 58.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 58.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 58.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">135<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 58.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.73pt;"></font></font><font style="left: 20.36pt; position: absolute;">(108)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 58.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">198<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 58.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">135<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 58.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">639<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 70.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">384<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 70.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">498<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 70.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">350<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 70.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 70.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 70.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,597<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 70.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,297<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 82.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">129<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 82.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">79<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 82.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.73pt;"></font></font><font style="left: 20.36pt; position: absolute;">(104)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 82.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.17pt;"></font></font><font style="left: 24.8pt; position: absolute;">(27)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 82.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">116<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 82.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">77<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 82.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">628<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Total net income (loss) attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 94.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,638<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 94.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,839<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 94.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,042<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 94.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">866<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 94.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,659<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 94.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">5,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 94.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">5,103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Preferred share dividends and other equity distributions<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 106.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.73pt;"></font></font><font style="left: 20.36pt; position: absolute;">(101)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 106.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.17pt;"></font></font><font style="left: 24.8pt; position: absolute;">(56)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 106.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.17pt;"></font></font><font style="left: 24.8pt; position: absolute;">(99)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 106.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.17pt;"></font></font><font style="left: 24.8pt; position: absolute;">(55)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 106.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.17pt;"></font></font><font style="left: 24.8pt; position: absolute;">(99)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 106.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.73pt;"></font></font><font style="left: 20.36pt; position: absolute;">(311)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 106.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.73pt;"></font></font><font style="left: 20.36pt; position: absolute;">(303)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 118.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Common shareholders&#8217; net income (loss)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 118.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,537<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 118.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,783<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 118.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">943<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 118.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">811<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 118.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,560<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 118.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">5,074<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 118.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">4,800<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 130.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 61.53pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 142.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 142.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.61pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 142.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">26<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 142.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 31.9pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 142.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 142.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">20<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 142.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">52<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 142.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">60<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 154.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 154.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 154.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 154.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 154.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 154.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.61pt;"></font></font><font style="left: 29.24pt; position: absolute;">(8)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 154.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 154.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.61pt;"></font></font><font style="left: 29.24pt; position: absolute;">(6)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 166.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 166.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 166.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 166.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">3<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 166.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.61pt;"></font></font><font style="left: 29.24pt; position: absolute;">(1)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 166.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">5<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 166.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 166.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">47<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 178.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 178.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 178.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">11<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 178.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 178.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">12<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 178.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 178.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">32<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 178.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">39<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 190.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 190.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 190.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 190.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.61pt;"></font></font><font style="left: 29.24pt; position: absolute;">(2)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 190.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 190.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 190.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 190.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.17pt;"></font></font><font style="left: 24.8pt; position: absolute;">(30)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 202.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Total net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 202.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 202.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">44<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 202.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 202.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">33<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 202.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 202.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">95<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 202.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">110<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 214.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Preferred share dividends and other equity distributions <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 214.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 214.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 214.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 214.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 214.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 214.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 214.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 226.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Common shareholders&#8217; net income (loss)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 226.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.61pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 226.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">44<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 226.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">18<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 226.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">33<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 226.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 226.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">95<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 226.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">110<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 238.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 250.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 250.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">583<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 250.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">853<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 250.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">590<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 250.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">381<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 250.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">635<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 250.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">2,407<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 250.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,408<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 262.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 262.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">439<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 262.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">430<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 262.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">79<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 262.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">277<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 262.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">357<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 262.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,225<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 262.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,185<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 274.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 274.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 274.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 274.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">138<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 274.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.73pt;"></font></font><font style="left: 20.36pt; position: absolute;">(109)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 274.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">203<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 274.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">142<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 274.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">686<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 286.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 286.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">384<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 286.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">509<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 286.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">359<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 286.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">377<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 286.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">374<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 286.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,629<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 286.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,336<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 298.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 298.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">129<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 298.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">81<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 298.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.73pt;"></font></font><font style="left: 20.36pt; position: absolute;">(106)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 298.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.17pt;"></font></font><font style="left: 24.8pt; position: absolute;">(27)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 298.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">118<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 298.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">77<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 298.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">598<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 310.5pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Total net income (loss) attributed to shareholders, CER <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 310.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,638<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 310.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,883<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 310.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,060<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 310.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">899<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 310.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,687<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 310.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">5,480<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 310.5pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">5,213<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 332.25pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Preferred share dividends and other equity distributions, CER <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 332.25pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.73pt;"></font></font><font style="left: 20.36pt; position: absolute;">(101)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 332.25pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.17pt;"></font></font><font style="left: 24.8pt; position: absolute;">(56)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 332.25pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.17pt;"></font></font><font style="left: 24.8pt; position: absolute;">(99)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 332.25pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.17pt;"></font></font><font style="left: 24.8pt; position: absolute;">(55)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 332.25pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.17pt;"></font></font><font style="left: 24.8pt; position: absolute;">(99)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 332.25pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.73pt;"></font></font><font style="left: 20.36pt; position: absolute;">(311)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 332.25pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.73pt;"></font></font><font style="left: 20.36pt; position: absolute;">(303)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 354pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Common shareholders&#8217; net income (loss), CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 354pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,537<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 354pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,827<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 354pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">961<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 354pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">844<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 354pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,588<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 354pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">5,169<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 354pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">4,910<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 366pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Asia net income attributed to shareholders, U.S. dollars<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 378pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Asia net income (loss) attributed to shareholders, US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 185.19pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 378pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">417<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 378pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">606<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 378pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">424<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 378pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">270<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 378pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">452<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 378pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,717<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 378pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">995<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 390pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">CER adjustment, US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 78.99pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.61pt;"></font></font><font style="left: 29.24pt; position: absolute;">(1)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">2<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.27pt;"></font></font><font style="left: 31.9pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">15<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 402pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 3.58pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Asia net income (loss) attributed to shareholders, U.S. $, <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 44.84pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">417<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">610<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">423<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">274<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">454<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,724<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,010<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 423.75pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 435.75pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders (post-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 435.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,638<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 435.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,839<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 435.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,042<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 435.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.95pt;"></font></font><font style="left: 23.02pt; position: absolute;">866<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 435.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,659<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 435.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">5,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 435.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">5,103<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 447.75pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Tax on net income attributed to shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 447.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">388<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 447.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">229<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 447.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">238<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 447.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">247<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 447.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">288<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 447.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,102<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 447.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">750<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 459.75pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders (pre-tax)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 459.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">2,026<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 459.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">2,068<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 459.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,280<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 459.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,113<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 459.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,947<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 459.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">6,487<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 459.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.73pt;"></font></font><font style="left: 16.36pt; position: absolute;">5,853<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 471.75pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 57.99pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 471.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 471.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 471.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">32<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 471.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">27<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 471.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">33<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 471.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.83pt;"></font></font><font style="left: 27.459999999999997pt; position: absolute;">87<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 471.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.39pt;"></font></font><font style="left: 23.02pt; position: absolute;">111<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 483.75pt; width: 221.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders (pre-tax), CER <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 221.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 221.25pt; position: absolute; top: 483.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">2,026<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 261pt; position: absolute; top: 483.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">2,096<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 483.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,312<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 340.5pt; position: absolute; top: 483.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,140<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 483.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">1,980<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 420pt; position: absolute; top: 483.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">6,574<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459.75pt; position: absolute; top: 483.75pt; width: 39.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 9.29pt;"></font></font><font style="left: 16.36pt; position: absolute;">5,964<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 690.42pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.8pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 302.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 699.52pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Asia net income attributed to shareholders (post-tax) in Canadian dollars is translated to U.S. dollars using the U.S. dollar Statement of Income rate for the <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 708.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">respective reporting period.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">118<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3933" style="position: absolute; top: 40.5pt;"></div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">AUMA <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure of the size of the Company. It is comprised of AUM and AUA. AUM includes assets of the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">General Account, consisting of total invested assets and segregated funds net assets, and external client assets for which we <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">provide investment management services, consisting of mutual fund, institutional asset management and other fund net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">assets. AUA are assets for which we provide administrative services only. Assets under management and administration is a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">common industry metric for wealth and asset management businesses.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 100.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Our Global WAM business also manages assets on behalf of other segments of the Company. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 421.88pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM-managed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 111.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">AUMA <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure equal to the sum of Global WAM&#8217;s AUMA and assets managed by Global WAM on behalf of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 122.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">other segments. It is an important measure of the assets managed by Global WAM.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 138.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Segment share<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 109.46pt; position: absolute; text-decoration: none; white-space: pre;"> of total Company AUMA<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 214.83pt; position: absolute; text-decoration: none; white-space: pre;"> is a measure of the relative AUMA from each segment, expressed as a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 149.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">percentage. It is calculated as the AUMA in that segment divided by the total Company AUMA. This measure is reported for <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 160.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">our operating segments and as at December 31, 2024, the segment share of total Company AUMA for Asia, Canada, U.S. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 171.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and Global WAM was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 133.62pt; position: absolute; text-decoration: none; white-space: pre;">12%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.62pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 156.62pt; position: absolute; text-decoration: none; white-space: pre;">9%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.62pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 174.62pt; position: absolute; text-decoration: none; white-space: pre;">13%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 192.62pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 212.62pt; position: absolute; text-decoration: none; white-space: pre;">64%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 230.62pt; position: absolute; text-decoration: none; white-space: pre;">, respectively (as at December 31, 2023 &#8211; <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 399.55pt; position: absolute; text-decoration: none; white-space: pre;">12%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.55pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.55pt; position: absolute; text-decoration: none; white-space: pre;">11%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 439.89pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.89pt; position: absolute; text-decoration: none; white-space: pre;">15%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 462.89pt; position: absolute; text-decoration: none; white-space: pre;"> and <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 482.89pt; position: absolute; text-decoration: none; white-space: pre;">61%<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 500.89pt; position: absolute; text-decoration: none; white-space: pre;">, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 182.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">respectively).&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_3948" style="position: absolute; top: 204.9pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 204.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">AUM and AUMA <font style="display: inline-block; height: 8.73pt;"></font><font id="i3f7ea9749ef347c8a331eaeeb05b918b"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 115.91pt; position: absolute; text-decoration: none; white-space: pre;">reconciliations<font style="display: inline-block; height: 8.73pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 179.36pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 220.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(Canadian $ in millions, and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 231.62pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 109.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 6pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 109.5pt; position: absolute; top: 0pt; width: 288pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 288pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.7pt; position: absolute; text-decoration: none; white-space: pre;">CAD $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 403.5pt; position: absolute; top: 0pt; width: 96pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 96pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.45pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 52.99pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 109.5pt; position: absolute; top: 11.25pt; width: 288pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 288pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 112.51pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 403.5pt; position: absolute; top: 11.25pt; width: 96pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 96pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 16.51pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 109.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.33pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.43pt; position: absolute; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.34pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.94pt; position: absolute; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.16pt; position: absolute; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.33pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.34pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">lending assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">26,718<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">26,718<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Derivative <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">reclassification<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.56pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">5,600<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">5,600<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 98.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; letter-spacing: -0.04em; position: absolute; text-decoration: none; white-space: pre;">Invested assets excluding <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; letter-spacing: -0.04em; position: absolute; text-decoration: none; white-space: pre;">above items<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">166,590<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">80,423<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">136,833<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">9,743<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">16,590<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">410,179<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">115,843<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">95,142<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 120pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">166,590<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">107,141<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">136,833<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">9,743<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">22,190<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">442,497<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">115,843<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">95,142<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">assets - Institutional<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,393<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,393<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">assets - Other<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 68.36pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">28,622<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">38,099<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">77,440<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">288,467<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">(33)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">432,595<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,904<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">53,845<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">28,622<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">38,099<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">77,440<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">291,860<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">(33)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">435,988<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,904<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">53,845<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AUM per financial <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">195,212<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">145,240<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">214,273<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">301,603<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">22,157<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">878,485<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">135,747<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">148,987<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 231pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Mutual funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">333,598<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">333,598<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 243pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">management<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 64.8pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">154,096<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">154,096<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 264.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Other funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,174<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,174<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 276.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">195,212<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">145,240<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">214,273<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">808,471<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">22,157<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 6.44pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,385,353<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">135,747<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">148,987<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 288.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Assets under administration<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">222,614<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">222,614<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 300.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">195,212<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">145,240<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">214,273<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,031,085<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">22,157<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,607,967<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">135,747<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">148,987<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 312.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA, US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 312.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,118,042<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 336.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">195,212<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">145,240<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">214,273<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,031,085<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">22,157<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,607,967<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 348.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 60.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 360.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">195,212<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">145,240<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">214,273<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,031,085<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">22,157<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,607,967<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 384.75pt; width: 157.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 157.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM Managed AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 396.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 396.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,031,085<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 32.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 408.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 4.05pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AUM managed by Global <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 13.65pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">WAM for Manulife&#8217;s other <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 408.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">226,752<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 441pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 441pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,257,837<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 689.62pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other consolidation amount is related to net derivative assets reclassified from total invested assets to other lines on the Statement of Financial <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 698.72pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Position.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 707.82pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other segregated funds net assets represent elimination of amounts held by the Company<font style="display: inline-block; height: 5.09pt;"></font></font><font style="color: #ff0000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 379.94pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 716.92pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset management excludes Institutional segregated funds net assets.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 726.02pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">US $ AUMA is calculated as total AUMA in Canadian $ divided by the US $ exchange rate in effect at the end of the quarter.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 735.12pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 55.08pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 281.3pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 298.41pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">119<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3964" style="position: absolute; top: 40.5pt;"></div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">AUM and AUMA reconciliations <font style="display: inline-block; height: 6.55pt;"></font><font id="ica010d4ee34f4fcc9b83ecee769af01b"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">(Canadian $ in millions, and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 63.32pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 109.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 6pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 109.5pt; position: absolute; top: 0pt; width: 288pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 288pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.7pt; position: absolute; text-decoration: none; white-space: pre;">CAD $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 403.5pt; position: absolute; top: 0pt; width: 96pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 96pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.45pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 52.99pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 109.5pt; position: absolute; top: 11.25pt; width: 288pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 288pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 112.31pt; position: absolute; text-decoration: none; white-space: pre;">September 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 403.5pt; position: absolute; top: 11.25pt; width: 96pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 96pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 16.31pt; position: absolute; text-decoration: none; white-space: pre;">September 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 109.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.33pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.43pt; position: absolute; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.34pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.94pt; position: absolute; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.16pt; position: absolute; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.33pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.34pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">lending assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">26,371<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">26,371<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Derivative <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">reclassification<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.56pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">2,420<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">2,420<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 98.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; letter-spacing: -0.03em; position: absolute; text-decoration: none; white-space: pre;">Invested assets excluding <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; letter-spacing: -0.03em; position: absolute; text-decoration: none; white-space: pre;">above items<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">160,377<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">81,874<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">134,164<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">9,464<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">14,482<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">400,361<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">118,748<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">99,311<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 120pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">160,377<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">108,245<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">134,164<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">9,464<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">16,902<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">429,152<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">118,748<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">99,311<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">assets - Institutional<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,289<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,289<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">assets - Other<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 68.36pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">28,163<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">37,902<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">74,916<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">278,759<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">(50)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">419,690<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">20,852<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">55,454<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">28,163<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">37,902<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">74,916<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">282,048<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">(50)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">422,979<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">20,852<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">55,454<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AUM per financial <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">188,540<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">146,147<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">209,080<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">291,512<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">16,852<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">852,131<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">139,600<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">154,765<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 231pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Mutual funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">321,210<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">321,210<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 243pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">management<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 64.8pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">148,386<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">148,386<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 264.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Other funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">18,131<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">18,131<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 276.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">188,540<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">146,147<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">209,080<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">779,239<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">16,852<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 6.44pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,339,858<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">139,600<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">154,765<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 288.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Assets under administration<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">211,617<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">211,617<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 300.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">188,540<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">146,147<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">209,080<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">990,856<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">16,852<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,551,475<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">139,600<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">154,765<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 312.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA, US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 312.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,148,433<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 336.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">188,540<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">146,147<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">209,080<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">990,856<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">16,852<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,551,475<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 348.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 60.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">6,198<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">13,388<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">43,691<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">63,277<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 360.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">194,738<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">146,147<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">222,468<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,034,547<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">16,852<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,614,752<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 384.75pt; width: 157.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 157.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM Managed AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 396.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 396.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">990,856<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 32.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 408.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 4.05pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AUM managed by Global <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 13.65pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">WAM for Manulife&#8217;s other <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 408.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">220,309<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 441pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 441pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,211,165<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 523.32pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Note&#58; For footnotes (1) to (5), refer to the &#8220;AUM and AUMA reconciliation&#8221; table as at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 311.81pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 373.24pt; position: absolute; text-decoration: none; white-space: pre;"> above.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">120<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3979" style="position: absolute; top: 40.5pt;"></div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">AUM and AUMA reconciliations <font style="display: inline-block; height: 6.55pt;"></font><font id="i14abb61797a64fea9464283aee3c8633"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 52.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(Canadian $ in millions, and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 63.32pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 109.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 6pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 109.5pt; position: absolute; top: 0pt; width: 288pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 288pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.7pt; position: absolute; text-decoration: none; white-space: pre;">CAD $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 403.5pt; position: absolute; top: 0pt; width: 96pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 96pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.45pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 52.99pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 109.5pt; position: absolute; top: 11.25pt; width: 288pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 288pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 121.83pt; position: absolute; text-decoration: none; white-space: pre;">June 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 403.5pt; position: absolute; top: 11.25pt; width: 96pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 96pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.83pt; position: absolute; text-decoration: none; white-space: pre;">June 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 109.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.33pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.43pt; position: absolute; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.34pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.44pt; letter-spacing: -0.008em; position: absolute; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.16pt; position: absolute; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.33pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.34pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">lending assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">26,045<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">26,045<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Derivative <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">reclassification<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.56pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">5,546<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">5,546<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 98.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; letter-spacing: -0.03em; position: absolute; text-decoration: none; white-space: pre;">Invested assets excluding <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; letter-spacing: -0.03em; position: absolute; text-decoration: none; white-space: pre;">above items<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">148,153<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">77,422<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">130,453<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">8,989<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">14,011<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">379,028<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">108,216<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">95,335<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 120pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">148,153<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">103,467<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">130,453<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">8,989<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,557<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">410,619<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">108,216<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">95,335<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">assets - Institutional<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,380<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,380<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">assets - Other<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 68.36pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">26,468<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">36,595<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">72,950<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">266,759<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">(46)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">402,726<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,333<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">53,313<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">26,468<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">36,595<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">72,950<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">270,139<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">(46)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">406,106<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,333<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">53,313<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AUM per financial <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">174,621<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">140,062<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">203,403<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">279,128<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,511<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">816,725<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">127,549<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">148,648<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 231pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Mutual funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">304,214<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">304,214<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 243pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">management<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 64.8pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">142,314<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">142,314<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 264.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Other funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">17,202<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">17,202<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 276.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">174,621<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">140,062<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">203,403<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">742,858<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,511<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 6.44pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,280,455<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">127,549<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">148,648<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 288.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Assets under administration<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">201,064<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">201,064<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 300.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">174,621<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">140,062<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">203,403<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">943,922<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,511<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,481,519<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">127,549<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">148,648<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 312.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA, US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 312.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,082,705<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 336.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">174,621<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">140,062<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">203,403<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">943,922<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,511<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,481,519<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 348.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 60.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">8,657<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">10,315<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">36,282<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">55,254<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 360.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">183,278<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">140,062<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">213,718<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">980,204<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,511<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,536,773<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 384.75pt; width: 157.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 157.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM Managed AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 396.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 396.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">943,922<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 32.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 408.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 4.05pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AUM managed by Global <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 13.65pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">WAM for Manulife&#8217;s other <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 408.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">211,773<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 441pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 441pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,155,695<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 523.32pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Note&#58; For footnotes (1) to (5), refer to the &#8220;AUM and AUMA reconciliation&#8221; table as at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 307.31pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 368.74pt; position: absolute; text-decoration: none; white-space: pre;"> above.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">121<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_3994" style="position: absolute; top: 40.5pt;"></div><div style="line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">AUM and AUMA reconciliations<font style="display: inline-block; height: 8.73pt;"></font><font id="i89f8db6c4f364aa89310c5e9b0192ee3"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 183.86pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 56.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">(Canadian $ in millions, and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 67.22pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 109.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 6pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 109.5pt; position: absolute; top: 0pt; width: 288pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 288pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.7pt; position: absolute; text-decoration: none; white-space: pre;">CAD $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 403.5pt; position: absolute; top: 0pt; width: 96pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 96pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.45pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 52.99pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 109.5pt; position: absolute; top: 11.25pt; width: 288pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 288pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 119.7pt; position: absolute; text-decoration: none; white-space: pre;">March 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 403.5pt; position: absolute; top: 11.25pt; width: 96pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 96pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.7pt; position: absolute; text-decoration: none; white-space: pre;">March 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 109.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.33pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.43pt; position: absolute; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.34pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.44pt; letter-spacing: -0.008em; position: absolute; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.16pt; position: absolute; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.33pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.34pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">lending assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">25,420<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">25,420<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Derivative <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">reclassification<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.56pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">5,114<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">5,114<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 98.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; letter-spacing: -0.03em; position: absolute; text-decoration: none; white-space: pre;">Invested assets excluding <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; letter-spacing: -0.03em; position: absolute; text-decoration: none; white-space: pre;">above items<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">144,720<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">84,075<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">129,896<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">8,133<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">13,318<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">380,142<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">106,881<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">95,988<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 120pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">144,720<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">109,495<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">129,896<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">8,133<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">18,432<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">410,676<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">106,881<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">95,988<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">assets - Institutional<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,334<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,334<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">assets - Other<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 68.36pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">26,203<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">37,218<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">72,547<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">262,854<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">(47)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">398,775<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,360<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">53,609<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">26,203<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">37,218<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">72,547<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">266,188<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">(47)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">402,109<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">19,360<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">53,609<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AUM per financial <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">170,923<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">146,713<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">202,443<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">274,321<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">18,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">812,785<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">126,241<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">149,597<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 231pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Mutual funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">300,178<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">300,178<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 243pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">management<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 64.8pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">121,263<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">121,263<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 264.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Other funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">16,981<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">16,981<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 276.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">170,923<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">146,713<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">202,443<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">712,743<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">18,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 6.44pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,251,207<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">126,241<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">149,597<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 288.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Assets under administration<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">198,698<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">198,698<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 300.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">170,923<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">146,713<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">202,443<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">911,441<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">18,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,449,905<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">126,241<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">149,597<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 312.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA, US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 312.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,071,424<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 336.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">170,923<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">146,713<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">202,443<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">911,441<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">18,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,449,905<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 348.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 60.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">8,902<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">12,650<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">41,032<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">62,584<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 360.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">179,825<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">146,713<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">215,093<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">952,473<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">18,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,512,489<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 384.75pt; width: 157.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 157.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM Managed AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 396.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 396.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">911,441<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 32.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 408.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 4.05pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AUM managed by Global <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 13.65pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">WAM for Manulife&#8217;s other <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 408.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">211,528<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 441pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 441pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,122,969<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 527.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Note&#58; For footnotes (1) to (5), refer to the &#8220;AUM and AUMA reconciliation&#8221; table as at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 311.81pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 373.24pt; position: absolute; text-decoration: none; white-space: pre;"> above.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">122<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_4010" style="position: absolute; top: 40.5pt;"></div><div style="line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">AUM and AUMA reconciliations<font style="display: inline-block; height: 8.73pt;"></font><font id="ia7d3b31135134b60a0e70364407c3795"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 179.36pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 56.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(Canadian $ in millions, and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 67.22pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 109.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 6pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 109.5pt; position: absolute; top: 0pt; width: 288pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 288pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 133.7pt; position: absolute; text-decoration: none; white-space: pre;">CAD $<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 403.5pt; position: absolute; top: 0pt; width: 96pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 96pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 37.45pt; position: absolute; text-decoration: none; white-space: pre;">US $<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 52.99pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.3085pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="6"><div style="left: 109.5pt; position: absolute; top: 11.25pt; width: 288pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 288pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 113.28pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 403.5pt; position: absolute; top: 11.25pt; width: 96pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 96pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 17.28pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 109.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.33pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 19.43pt; position: absolute; white-space: pre;">Canada<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.34pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.44pt; letter-spacing: -0.008em; position: absolute; white-space: pre;">Global WAM<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; white-space: pre;">Corporate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; white-space: pre;">and Other<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.16pt; position: absolute; white-space: pre;">Total <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.33pt; position: absolute; white-space: pre;">Asia<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 22.5pt; width: 48pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.34pt; position: absolute; white-space: pre;">U.S.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total invested assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">lending assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">25,321<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">25,321<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 54.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 34.86pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Derivative <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">reclassification<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.56pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,201<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,201<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 76.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 98.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; letter-spacing: -0.029em; position: absolute; text-decoration: none; white-space: pre;">Invested assets excluding <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; letter-spacing: -0.029em; position: absolute; text-decoration: none; white-space: pre;">above items<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">144,433<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">86,135<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">133,959<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">7,090<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">17,071<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">388,688<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">109,533<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 98.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">101,592<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 120pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">144,433<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">111,456<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">133,959<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">7,090<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">20,272<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">417,210<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">109,533<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 120pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">101,592<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">assets - Institutional<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,328<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.98pt;"></font></font><font style="left: 24.61pt; position: absolute;">3,328<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 153.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 175.5pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds net <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">assets - Other<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 68.36pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">24,854<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">36,085<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">68,585<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">244,738<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">(46)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">374,216<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">18,846<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 175.5pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">52,014<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">24,854<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">36,085<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">68,585<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">248,066<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">(46)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">377,544<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">18,846<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 197.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">52,014<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 209.25pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AUM per financial <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">statements<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">169,287<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">147,541<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">202,544<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">255,156<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">20,226<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">794,754<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">128,379<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 209.25pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">153,606<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 231pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Mutual funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">277,365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">277,365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 231pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 243pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.18pt; position: absolute; text-decoration: none; white-space: pre;">management<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 64.8pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">119,161<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">119,161<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 243pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 264.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.83pt; position: absolute; text-decoration: none; white-space: pre;">Other funds<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">15,435<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">15,435<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 264.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 276.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">169,287<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">147,541<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">202,544<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">667,117<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">20,226<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 6.44pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,206,715<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">128,379<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 276.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">153,606<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 288.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Assets under administration<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">182,046<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">182,046<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 288.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 300.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">169,287<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">147,541<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">202,544<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">849,163<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">20,226<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,388,761<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 403.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">128,379<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 451.5pt; position: absolute; top: 300.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">153,606<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 312.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA, US $<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 70.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 312.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,053,209<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 336.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">169,287<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">147,541<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">202,544<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">849,163<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">20,226<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 336.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,388,761<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 348.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 60.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">10,424<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">18,314<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">52,891<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 39.3pt;"></font></font><font style="left: 41.93pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 348.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.54pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">81,629<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 360.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total AUMA, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 109.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">179,711<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">147,541<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 205.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">220,858<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">902,054<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 20.169999999999998pt; position: absolute;">20,226<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 349.5pt; position: absolute; top: 360.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,470,390<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 0pt; position: absolute; top: 384.75pt; width: 157.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 157.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM Managed AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 396.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM AUMA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 396.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 8.66pt;"></font></font><font style="left: 15.73pt; position: absolute;">849,163<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 32.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 408.75pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 4.05pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">AUM managed by Global <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 13.65pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">WAM for Manulife&#8217;s other <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 109.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">segments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 408.75pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 13.1pt;"></font></font><font style="left: 15.73pt; position: absolute;">205,814<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 441pt; width: 109.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 109.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 253.5pt; position: absolute; top: 441pt; width: 48pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 2pt;"></font></font><font style="left: 9.07pt; position: absolute;">1,054,977<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 525.22pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Note&#58; For footnotes (1) to (5), refer to the &#8220;AUM and AUMA reconciliation&#8221; table as at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 307.31pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 368.74pt; position: absolute; text-decoration: none; white-space: pre;"> above.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">123<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_4025" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM AUMA and Managed AUMA by business line and geographic source<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.82pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 62.42pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 248.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 248.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 5.63pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.08pt; position: absolute; text-decoration: none; white-space: pre;">Sept 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.29pt; position: absolute; text-decoration: none; white-space: pre;">June 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.41pt; position: absolute; text-decoration: none; white-space: pre;">Mar 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.69pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 6.02pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 15.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.75pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM AUMA by business line<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 28.5pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retirement<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">521,979<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">501,173<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">477,740<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">467,579<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 28.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">431,601<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 40.5pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">348,938<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">335,570<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">318,269<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">316,406<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 40.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">292,629<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 52.5pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">160,168<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">154,113<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">147,913<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">127,456<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 52.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">124,933<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 64.5pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,031,085<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">990,856<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">943,922<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">911,441<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 64.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">849,163<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.75pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM AUMA by business line, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 184.19pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 89.25pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retirement<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">521,979<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">526,284<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">496,919<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">490,525<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 89.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">461,958<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 101.25pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">348,938<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">348,933<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">329,593<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">329,572<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 101.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">309,279<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 113.25pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">160,168<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">159,330<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">153,692<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">132,376<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 113.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">130,817<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 125.25pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,031,085<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,034,547<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">980,204<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">952,473<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 125.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">902,054<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 137.25pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.75pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM AUMA by geographic source<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 150pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 150pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">141,098<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 150pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">137,040<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 150pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">128,791<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 150pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">122,354<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 150pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">115,523<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 162pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 162pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">260,651<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 162pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">255,281<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 162pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">242,781<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 162pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">243,678<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 162pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">233,351<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 174pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 174pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">629,336<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 174pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">598,535<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 174pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">572,350<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 174pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">545,409<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 174pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">500,289<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 186pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 186pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,031,085<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 186pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">990,856<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 186pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">943,922<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 186pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">911,441<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 186pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">849,163<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 198pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.75pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM AUMA by geographic source, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 205.04999999999998pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 210.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 210.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">141,098<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 210.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">142,092<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 210.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">135,842<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 210.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">129,147<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 210.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">123,036<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 222.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">260,651<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">255,281<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">242,781<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">243,678<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 222.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">233,351<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 234.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 234.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">629,336<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 234.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">637,174<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 234.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">601,581<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 234.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">579,648<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 234.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">545,667<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 246.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 246.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,031,085<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 246.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,034,547<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 246.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">980,204<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 246.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">952,473<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 246.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">902,054<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 258.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.75pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM Managed AUMA by business line<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 271.5pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retirement<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 271.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">521,979<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 271.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">501,173<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 271.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">477,740<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 271.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">467,579<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 271.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">431,601<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 283.5pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 283.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">431,047<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 283.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">416,425<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 283.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">396,457<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 283.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">395,755<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 283.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">368,843<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 295.5pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 295.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">304,811<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 295.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">293,567<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 295.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">281,498<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 295.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">259,635<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 295.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">254,533<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 307.5pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 307.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,257,837<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 307.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,211,165<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 307.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,155,695<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 307.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,122,969<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 307.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,054,977<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 319.5pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.75pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.86pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM Managed AUMA by business line, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 221.26000000000002pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 332.25pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retirement<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 332.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">521,979<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 332.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">526,284<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 332.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">496,919<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 332.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">490,525<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 332.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">461,958<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 344.25pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">431,047<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">433,017<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">410,229<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">411,955<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">389,726<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 356.25pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 356.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">304,811<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 356.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">306,398<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 356.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">293,032<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 356.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">271,552<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 356.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">270,346<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 368.25pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,257,837<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,265,699<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,200,180<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,174,032<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,122,030<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 380.25pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.75pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM Managed AUMA by geographic source<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 393pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 393pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">225,325<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 393pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">219,344<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 393pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">205,776<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 393pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">198,464<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 393pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">191,238<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 405pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 405pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">312,816<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 405pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">307,051<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 405pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">292,698<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 405pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">294,591<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 405pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">282,487<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 417pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 417pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">719,696<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 417pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">684,770<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 417pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">657,221<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 417pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">629,914<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 417pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">581,252<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 429pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 429pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,257,837<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 429pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,211,165<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 429pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,155,695<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 429pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,122,969<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 429pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,054,977<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 441pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.86pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM Managed AUMA by geographic source, CER <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 27.55pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 462.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 462.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">225,325<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 462.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">229,717<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 462.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">216,743<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 462.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">210,030<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 462.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">205,616<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 474.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 474.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">312,816<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 474.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">307,051<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 474.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">292,698<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 474.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">294,591<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 474.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">282,487<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 486.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 486.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">719,696<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 486.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">728,931<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 486.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">690,739<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 486.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">669,411<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 486.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">633,927<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 498.75pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 498.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,257,837<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 498.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,265,699<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 498.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,200,180<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 498.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,174,032<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 498.75pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.14pt;"></font></font><font style="left: 11.21pt; position: absolute;">1,122,030<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 578.17pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">AUMA adjusted to reflect the foreign exchange rates for the Statement of Financial Position in effect for<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 377.75pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 379.69pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 396.8pt; position: absolute; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_4040" style="position: absolute; top: 599.27pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 599.27pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Average assets under management and administration (&#8220;average AUMA&#8221;) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 367.25pt; position: absolute; text-decoration: none; white-space: pre;">is the average of Global WAM&#8217;s AUMA during <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 610.07pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">the reporting period. It is a measure used in analyzing and explaining fee income and earnings of our Global WAM segment. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 620.87pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">It is calculated as the average of the opening balance of AUMA and the ending balance of AUMA using daily balances where <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 631.67pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">available and month-end or quarter-end averages when daily averages are unavailable. Similarly, Global WAM <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 490.73pt; position: absolute; text-decoration: none; white-space: pre;">average <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 642.47pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">managed AUMA and average AUA <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.87pt; position: absolute; text-decoration: none; white-space: pre;">are the average of Global WAM&#8217;s managed AUMA and AUA, respectively, and are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 653.27pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">calculated in a manner consistent with average AUMA.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">124<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank net lending assets <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 189.37pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure equal to the sum of Manulife Bank&#8217;s loans and mortgages, net of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">allowances. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 94.47pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank average net lending assets <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 275.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure which is calculated as the quarter-end <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">average of the opening and the ending balance of net lending assets. Both of these financial measures are a measure of the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">size of Manulife Bank&#8217;s portfolio of loans and mortgages and are used to analyze and explain its earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 89.7pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 498.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 255pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 255pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.79pt; width: 255pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 255pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 0pt; width: 48.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 4.13pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303.75pt; position: absolute; top: 0pt; width: 48.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.79pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Sept 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 352.5pt; position: absolute; top: 0pt; width: 48.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">June 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 0pt; width: 48.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.91pt; position: absolute; text-decoration: none; white-space: pre;">Mar 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 0pt; width: 48.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.52pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 20.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 37.74pt;">Mortgages<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 20.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">54,447<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303.75pt; position: absolute; top: 20.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">54,083<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 352.5pt; position: absolute; top: 20.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">53,031<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 20.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">52,605<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 20.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">52,421<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 153.18pt;">Less&#58; mortgages not held by Manulife Bank<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 32.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">30,039<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303.75pt; position: absolute; top: 32.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">29,995<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 352.5pt; position: absolute; top: 32.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">29,324<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 32.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">29,568<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 32.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">29,536<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 137.63pt;">Total mortgages held by Manulife Bank<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 44.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">24,408<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303.75pt; position: absolute; top: 44.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">24,088<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 352.5pt; position: absolute; top: 44.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">23,707<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 44.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">23,037<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 44.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">22,885<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 75.93pt;">Loans to Bank clients<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 56.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.73pt;"></font></font><font style="left: 25.36pt; position: absolute;">2,310<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303.75pt; position: absolute; top: 56.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.73pt;"></font></font><font style="left: 25.36pt; position: absolute;">2,283<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 352.5pt; position: absolute; top: 56.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.73pt;"></font></font><font style="left: 25.36pt; position: absolute;">2,338<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 56.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.73pt;"></font></font><font style="left: 25.36pt; position: absolute;">2,383<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 56.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.73pt;"></font></font><font style="left: 25.36pt; position: absolute;">2,436<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 126.05pt;">Manulife Bank net lending assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 68.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">26,718<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303.75pt; position: absolute; top: 68.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">26,371<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 352.5pt; position: absolute; top: 68.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">26,045<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 68.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">25,420<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 68.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">25,321<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 158.46pt;">Manulife Bank average net lending assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 68.8pt;">Beginning of period<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 92.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">26,371<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303.75pt; position: absolute; top: 92.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">26,045<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 352.5pt; position: absolute; top: 92.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">25,420<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 92.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">25,321<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 92.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">25,123<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 104.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 47.5pt;">End of period<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 104.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">26,718<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303.75pt; position: absolute; top: 104.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">26,371<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 352.5pt; position: absolute; top: 104.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">26,045<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 104.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">25,420<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 104.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.29pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">25,321<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 116.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 199.74pt;">Manulife Bank average net lending assets by quarter<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 116.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">26,545<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 303.75pt; position: absolute; top: 116.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">26,208<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 352.5pt; position: absolute; top: 116.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">25,733<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 116.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">25,371<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 116.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">25,222<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 197.97pt;">Manulife Bank average net lending assets &#8211; full year<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 128.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">26,020<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 128.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.85pt;"></font></font><font style="left: 20.919999999999998pt; position: absolute;">25,050<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 240.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Financial leverage ratio<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 144.94pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 147.44pt; position: absolute; text-decoration: none; white-space: pre;">is calculated as the sum of long-term debt, capital instruments and preferred shares and other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 251.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">equity instruments, divided by the sum of long-term debt, capital instruments, equity and post-tax CSM.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 268.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Adjusted book value <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 135.41pt; position: absolute; text-decoration: none; white-space: pre;">is the sum of common shareholders&#8217; equity and post-tax CSM net of NCI. It is an important measure <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 279.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">for monitoring growth and measuring insurance businesses&#8217; value. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 311.02pt; position: absolute; text-decoration: none; white-space: pre;">Adjusted book value per common share <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.38pt; position: absolute; text-decoration: none; white-space: pre;">is calculated <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 290.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">by dividing adjusted book value by the number of common shares outstanding at the end of the period. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 306.95pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 255pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 49.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 49.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 49.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 49.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 255pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.79pt; width: 255pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 255pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 0pt; width: 49.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 4.88pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 0pt; width: 49.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 3.33pt; position: absolute; text-decoration: none; white-space: pre;">Sept 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 0pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.09pt; letter-spacing: -0.05em; position: absolute; text-decoration: none; white-space: pre;">June 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 400.5pt; position: absolute; top: 0pt; width: 49.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.66pt; position: absolute; text-decoration: none; white-space: pre;">Mar 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 0pt; width: 49.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 5.27pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 20.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Common shareholders&#8217; equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 20.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.49pt;"></font></font><font style="left: 21.56pt; position: absolute;">44,312<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 20.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.49pt;"></font></font><font style="left: 21.56pt; position: absolute;">42,913<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 20.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.49pt;"></font></font><font style="left: 18.56pt; position: absolute;">42,305<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 400.5pt; position: absolute; top: 20.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.49pt;"></font></font><font style="left: 21.56pt; position: absolute;">41,590<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 20.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.49pt;"></font></font><font style="left: 21.56pt; position: absolute;">40,379<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Post-tax CSM, net of NCI<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 32.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.04pt;"></font></font><font style="left: 21.669999999999998pt; position: absolute;">19,682<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 32.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.04pt;"></font></font><font style="left: 21.669999999999998pt; position: absolute;">18,595<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 32.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 16.04pt;"></font></font><font style="left: 18.669999999999998pt; position: absolute;">18,290<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 400.5pt; position: absolute; top: 32.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.04pt;"></font></font><font style="left: 21.669999999999998pt; position: absolute;">18,547<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 32.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.04pt;"></font></font><font style="left: 21.669999999999998pt; position: absolute;">17,748<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 255pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 255pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Adjusted book value<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 44.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.49pt;"></font></font><font style="left: 21.56pt; position: absolute;">63,994<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 44.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.49pt;"></font></font><font style="left: 21.56pt; position: absolute;">61,508<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 44.25pt; width: 46.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.49pt;"></font></font><font style="left: 18.56pt; position: absolute;">60,595<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 400.5pt; position: absolute; top: 44.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.49pt;"></font></font><font style="left: 21.56pt; position: absolute;">60,137<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450pt; position: absolute; top: 44.25pt; width: 49.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 49.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.49pt;"></font></font><font style="left: 21.56pt; position: absolute;">58,127<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 374.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Consolidated capital <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 135.41pt; position: absolute; text-decoration: none; white-space: pre;">serves as a foundation of our capital management activities at the MFC level. Consolidated capital is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 385pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">calculated as the sum of&#58; (i) total equity excluding accumulated other comprehensive income (&#8220;AOCI&#8221;) on cash flow hedges&#59; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 395.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">(ii) post-tax CSM&#59; and (iii) certain other capital instruments that qualify as regulatory capital. For regulatory reporting purposes <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 406.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">under the LICAT framework, the numbers are further adjusted for various additions or deductions to capital as mandated by <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 417.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">the guidelines defined by OSFI.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 434.2pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 255.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 48.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 255.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.79pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 0pt; width: 48.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 4.13pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 0pt; width: 48.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.79pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Sept 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 353.25pt; position: absolute; top: 0pt; width: 48.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">June 30, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 402pt; position: absolute; top: 0pt; width: 48.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.91pt; position: absolute; text-decoration: none; white-space: pre;">Mar 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450.75pt; position: absolute; top: 0pt; width: 48.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 4.52pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, 2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 20.25pt; width: 255.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total equity<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 20.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.74pt;"></font></font><font style="left: 20.81pt; position: absolute;">52,960<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 20.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.74pt;"></font></font><font style="left: 20.81pt; position: absolute;">51,639<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 353.25pt; position: absolute; top: 20.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.74pt;"></font></font><font style="left: 20.81pt; position: absolute;">50,756<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 402pt; position: absolute; top: 20.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.74pt;"></font></font><font style="left: 20.81pt; position: absolute;">49,892<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450.75pt; position: absolute; top: 20.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.74pt;"></font></font><font style="left: 20.81pt; position: absolute;">48,727<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 255.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 255.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">Less&#58; AOCI gain&#47;(loss) on cash flow hedges <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 32.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.28pt;"></font></font><font style="left: 31.91pt; position: absolute;">119<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 32.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.72pt;"></font></font><font style="left: 36.35pt; position: absolute;">70<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 353.25pt; position: absolute; top: 32.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.72pt;"></font></font><font style="left: 36.35pt; position: absolute;">95<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 402pt; position: absolute; top: 32.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.72pt;"></font></font><font style="left: 36.35pt; position: absolute;">70<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450.75pt; position: absolute; top: 32.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 33.72pt;"></font></font><font style="left: 36.35pt; position: absolute;">26<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 255.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total equity excluding AOCI on cash flow hedges <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 44.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.18pt;"></font></font><font style="left: 20.81pt; position: absolute;">52,841<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 44.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.18pt;"></font></font><font style="left: 20.81pt; position: absolute;">51,569<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 353.25pt; position: absolute; top: 44.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.18pt;"></font></font><font style="left: 20.81pt; position: absolute;">50,661<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 402pt; position: absolute; top: 44.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.18pt;"></font></font><font style="left: 20.81pt; position: absolute;">49,822<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450.75pt; position: absolute; top: 44.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.18pt;"></font></font><font style="left: 20.81pt; position: absolute;">48,701<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 255.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Post-tax CSM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 56.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.18pt;"></font></font><font style="left: 20.81pt; position: absolute;">20,826<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 56.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.18pt;"></font></font><font style="left: 20.81pt; position: absolute;">19,725<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 353.25pt; position: absolute; top: 56.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.18pt;"></font></font><font style="left: 20.81pt; position: absolute;">19,184<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 402pt; position: absolute; top: 56.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.18pt;"></font></font><font style="left: 20.81pt; position: absolute;">19,425<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450.75pt; position: absolute; top: 56.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.18pt;"></font></font><font style="left: 20.81pt; position: absolute;">18,503<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 255.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Qualifying capital instruments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 68.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">7,532<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 68.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">6,997<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 353.25pt; position: absolute; top: 68.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">7,714<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 402pt; position: absolute; top: 68.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">7,196<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450.75pt; position: absolute; top: 68.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 22.62pt;"></font></font><font style="left: 25.25pt; position: absolute;">6,667<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 255.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 255.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Consolidated capital<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 80.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.74pt;"></font></font><font style="left: 20.81pt; position: absolute;">81,199<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 80.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.74pt;"></font></font><font style="left: 20.81pt; position: absolute;">78,291<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 353.25pt; position: absolute; top: 80.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.74pt;"></font></font><font style="left: 20.81pt; position: absolute;">77,559<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 402pt; position: absolute; top: 80.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.74pt;"></font></font><font style="left: 20.81pt; position: absolute;">76,443<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 450.75pt; position: absolute; top: 80.25pt; width: 48.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 48.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 13.74pt;"></font></font><font style="left: 20.81pt; position: absolute;">73,871<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 537.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.94pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure which Manulife uses to better understand the long-term earnings capacity and valuation <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 548.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">of our Global WAM business on a basis more comparable to how the profitability of global asset managers is generally <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 559.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">measured. Core EBITDA presents core earnings before the impact of interest, taxes, depreciation, and amortization. Core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 569.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">EBITDA excludes certain acquisition expenses related to insurance contracts in our retirement businesses which are deferred <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 580.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">and amortized over the expected lifetime of the customer relationship. Core EBITDA was selected as a key performance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 591.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">indicator for our Global WAM business, as EBITDA is widely used among asset management peers, and core earnings is a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 602.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">primary profitability metric for the Company overall.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">125<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Reconciliation of Global WAM core earnings to core EBITDA and Global WAM core EBITDA by business line and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">geographic source <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.82pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, pre-tax and based on actual foreign exchange rates in effect in the applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="position: absolute; top: 72.5pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 492.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 225pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 38.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 27pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 225pt; position: absolute; top: 0pt; width: 191.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 18.94pt; width: 191.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 66.48pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 416.25pt; position: absolute; top: 0pt; width: 76.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 18.94pt; width: 76.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 9.89pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 27pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 18.51pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 27pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.51pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 27pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.51pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 27pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.51pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 27pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 18.51pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 27pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 27pt; width: 38.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 38.25pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM core earnings (post-tax) <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 38.25pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 38.25pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">499<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 38.25pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">399<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 38.25pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">357<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 38.25pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">353<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 38.25pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">1,736<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 38.25pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">1,321<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 50.25pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 225pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Add back taxes, acquisition costs, other expenses and <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 225pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">deferred sales commissions<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 72pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Core income tax (expenses) recoveries (see above)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 72pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">61<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 72pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.77pt;"></font></font><font style="left: 30.4pt; position: absolute;">6<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 72pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">46<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 72pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">58<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 72pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">55<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 72pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">171<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 72pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">204<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 84pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 225pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.38pt; position: absolute; text-decoration: none; white-space: pre;">Amortization of deferred acquisition costs and other <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 225pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 27.03pt; position: absolute; text-decoration: none; white-space: pre;">depreciation<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 84pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">49<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 84pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">48<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 84pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">49<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 84pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">42<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 84pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">45<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 84pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">188<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 84pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">166<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 105.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Amortization of deferred sales commissions<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">20<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">19<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">19<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">20<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">21<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">78<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 105.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">80<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 117.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 117.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">611<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 117.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">572<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 117.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">513<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 117.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">477<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 117.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">474<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 117.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">2,173<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 117.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">1,771<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 129.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 60.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 129.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.55pt;"></font></font><font style="left: 32.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 129.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">11<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 129.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.77pt;"></font></font><font style="left: 30.4pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 129.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">13<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 129.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.77pt;"></font></font><font style="left: 30.4pt; position: absolute;">7<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 129.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">31<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 129.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">39<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 141.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 141.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">611<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 141.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">583<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 141.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">520<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 141.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">490<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 141.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 141.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">2,204<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 141.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">1,810<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA by business line<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 165.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retirement<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 165.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">330<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 165.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">320<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 165.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">284<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 165.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">265<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 165.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">265<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 165.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">1,199<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 165.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">957<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 177.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 177.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">214<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 177.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">200<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 177.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">181<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 177.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">178<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 177.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">175<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 177.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">773<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 177.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">704<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 189.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">67<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 189.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">52<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 189.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">48<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 189.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 189.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 189.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">201<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 189.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">110<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 201.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 201.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">611<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 201.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">572<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 201.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">513<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 201.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">477<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 201.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">474<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 201.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">2,173<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 201.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">1,771<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 213.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA by geographic source<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 225.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 225.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">167<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 225.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">157<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 225.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">144<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 225.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">139<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 225.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">135<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 225.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">607<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 225.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">505<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 237.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 237.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">160<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 237.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">157<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 237.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">133<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 237.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">139<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 237.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">152<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 237.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">589<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 237.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">582<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 249.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 249.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">284<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 249.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">258<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 249.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">236<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 249.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">199<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 249.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">187<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 249.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">977<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 249.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">684<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 261.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 261.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">611<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 261.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">572<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 261.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">513<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 261.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">477<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 261.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">474<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 261.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">2,173<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 261.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">1,771<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 273.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA by business line, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 161.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 285.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retirement<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 285.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">330<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 285.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">326<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 285.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">288<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 285.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">273<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 285.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">270<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 285.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">1,217<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 285.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">981<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 297.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 297.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">214<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 297.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">203<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 297.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">183<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 297.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">182<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 297.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">177<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 297.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">782<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 297.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">715<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 309.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Institutional asset management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 309.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">67<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 309.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">54<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 309.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">49<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 309.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">35<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 309.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.33pt;"></font></font><font style="left: 25.959999999999997pt; position: absolute;">34<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 309.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">205<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 309.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">114<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 321.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 321.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">611<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 321.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">583<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 321.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">520<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 321.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">490<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 321.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 321.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">2,204<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 321.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">1,810<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 333.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA by geographic source, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 181.96pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 345.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 345.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">167<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 345.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">162<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 345.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">146<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 345.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">144<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 345.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">138<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 345.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">619<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 345.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">520<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 357.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 357.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">160<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 357.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">157<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 357.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">133<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 357.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">139<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 357.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">152<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 357.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">589<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 357.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">582<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 369.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 369.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">284<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 369.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">264<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 369.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">241<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 369.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">207<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 369.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">191<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 369.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">996<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 369.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 18.89pt;"></font></font><font style="left: 21.52pt; position: absolute;">708<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 381.75pt; width: 225pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total, CER basis<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 381.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">611<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 263.25pt; position: absolute; top: 381.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">583<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 301.5pt; position: absolute; top: 381.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">520<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 339.75pt; position: absolute; top: 381.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">490<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 381.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.45pt;"></font></font><font style="left: 21.52pt; position: absolute;">481<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 416.25pt; position: absolute; top: 381.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">2,204<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 454.5pt; position: absolute; top: 381.75pt; width: 38.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 38.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.79pt;"></font></font><font style="left: 14.86pt; position: absolute;">1,810<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 473.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.8pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 302.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 482.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA adjusted to reflect the foreign exchange rates for the Statement of Income in effect for <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 369.97999999999996pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 387.09pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">126<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_4055" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA margin <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 136.42000000000002pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure which Manulife uses to better understand the long-term profitability of our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM business on a more comparable basis to how profitability of global asset managers are measured. Core EBITDA <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">margin presents core earnings before the impact of interest, taxes, depreciation, and amortization divided by core revenue <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">from these businesses. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 139.97pt; position: absolute; text-decoration: none; white-space: pre;">Core revenue <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 199.93pt; position: absolute; text-decoration: none; white-space: pre;">is used to calculate our core EBITDA margin, and is equal to the sum of pre-tax other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">revenue and investment income in Global WAM included in core EBITDA, and it excludes such items as revenue related to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 94.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">integration and acquisitions and market experience gains (losses). Core EBITDA margin was selected as a key performance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 105.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">indicator for our Global WAM business, as EBITDA margin is widely used among asset management peers, and core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 116.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings is a primary profitability metric for the Company overall.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 132.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 216pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 216pt; position: absolute; top: 0pt; width: 202.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 202.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 72.1pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 418.5pt; position: absolute; top: 0pt; width: 81pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 81pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 12.14pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 216pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.76pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.76pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.76pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.76pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.76pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 22.31pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA margin<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 34.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.7pt;"></font></font><font style="left: 24.57pt; position: absolute;">611<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 34.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.7pt;"></font></font><font style="left: 24.57pt; position: absolute;">572<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 34.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.7pt;"></font></font><font style="left: 24.57pt; position: absolute;">513<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 34.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.7pt;"></font></font><font style="left: 24.57pt; position: absolute;">477<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 34.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.7pt;"></font></font><font style="left: 24.57pt; position: absolute;">474<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 34.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">2,173<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 34.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,771<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core revenue<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 46.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">2,140<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 46.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">2,055<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 46.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,948<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 46.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,873<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 46.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,842<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 46.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">8,016<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 46.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">7,103<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core EBITDA margin<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 58.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 14.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">28.6%<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 58.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">27.8%<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 58.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">26.3%<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 58.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">25.5%<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 58.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">25.7%<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 58.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 14.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">27.1%<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 58.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 14.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">24.9%<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM core revenue<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other revenue per financial statements<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 82.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">2,003<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 82.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,928<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 82.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,849<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 82.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,808<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 82.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,719<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 82.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">7,588<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 82.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">6,746<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Other revenue in segments other than Global WAM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 94.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.96pt;"></font></font><font style="left: 30.59pt; position: absolute;">(2)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 94.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.18pt;"></font></font><font style="left: 28.81pt; position: absolute;">53<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 94.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.18pt;"></font></font><font style="left: 28.81pt; position: absolute;">40<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 94.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.18pt;"></font></font><font style="left: 28.81pt; position: absolute;">58<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 94.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.18pt;"></font></font><font style="left: 28.81pt; position: absolute;">31<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 94.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.94pt;"></font></font><font style="left: 24.57pt; position: absolute;">149<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 94.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.18pt;"></font></font><font style="left: 28.81pt; position: absolute;">37<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other revenue in Global WAM (fee income)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 106.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">2,005<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 106.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,875<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 106.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,809<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 106.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,750<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 106.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,688<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 106.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">7,439<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 106.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">6,709<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 118.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Investment income per financial statements<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 118.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">5,250<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 118.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">4,487<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 118.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">4,261<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 118.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">4,251<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 118.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">4,497<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 118.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.2pt;"></font></font><font style="left: 14.07pt; position: absolute;">18,249<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 118.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.2pt;"></font></font><font style="left: 14.07pt; position: absolute;">16,180<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 32.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 130.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 4.05pt; width: 216pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Realized and unrealized gains (losses) on assets <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 13.65pt; width: 216pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">supporting insurance and investment contract liabilities <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 216pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">per financial statements<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 130.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.48pt;"></font></font><font style="left: 22.11pt; position: absolute;">(622)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 130.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,730<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 130.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.94pt;"></font></font><font style="left: 24.57pt; position: absolute;">564<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 130.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.94pt;"></font></font><font style="left: 24.57pt; position: absolute;">538<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 130.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">2,674<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 130.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">2,210<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 130.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 23.25pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">3,138<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 162.75pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total investment income <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 162.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">4,628<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 162.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">6,217<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 162.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">4,825<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 162.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">4,789<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 162.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">7,171<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 162.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 14.07pt; position: absolute;">20,459<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 162.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 14.07pt; position: absolute;">19,318<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 174.75pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 216pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Investment income in segments other than Global <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 216pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">WAM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 174.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">4,550<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 174.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">5,991<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 174.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">4,687<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 174.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">4,649<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 174.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.68pt;"></font></font><font style="left: 18.31pt; position: absolute;">6,941<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 174.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 14.07pt; position: absolute;">19,877<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 174.75pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 14.07pt; position: absolute;">18,886<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 196.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Investment income in Global WAM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 196.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 21.94pt;"></font></font><font style="left: 28.81pt; position: absolute;">78<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 196.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.7pt;"></font></font><font style="left: 24.57pt; position: absolute;">226<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 196.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.7pt;"></font></font><font style="left: 24.57pt; position: absolute;">138<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 196.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.7pt;"></font></font><font style="left: 24.57pt; position: absolute;">140<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 196.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.7pt;"></font></font><font style="left: 24.57pt; position: absolute;">230<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 196.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.7pt;"></font></font><font style="left: 24.57pt; position: absolute;">582<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 196.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.7pt;"></font></font><font style="left: 24.57pt; position: absolute;">432<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 208.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.025em; position: absolute; text-decoration: none; white-space: pre;">Total other revenue and investment income in Global WAM<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 208.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">2,083<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 208.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">2,101<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 208.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,947<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 208.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,890<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 208.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,918<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 208.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">8,021<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 208.5pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">7,141<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 220.5pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 216pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Total revenue reported in items excluded from core <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 216pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 242.25pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Market experience gains (losses)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 242.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.72pt;"></font></font><font style="left: 26.349999999999998pt; position: absolute;">(28)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 242.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.18pt;"></font></font><font style="left: 28.81pt; position: absolute;">33<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 242.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.96pt;"></font></font><font style="left: 30.59pt; position: absolute;">(9)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 242.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 242.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.18pt;"></font></font><font style="left: 28.81pt; position: absolute;">63<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 242.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">4<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 242.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.18pt;"></font></font><font style="left: 28.81pt; position: absolute;">28<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 254.25pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Revenue related to integration and acquisitions<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 254.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.72pt;"></font></font><font style="left: 26.349999999999998pt; position: absolute;">(29)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 254.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.18pt;"></font></font><font style="left: 28.81pt; position: absolute;">13<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 254.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">8<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 254.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">9<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 254.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.18pt;"></font></font><font style="left: 28.81pt; position: absolute;">13<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 254.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.42pt;"></font></font><font style="left: 33.050000000000004pt; position: absolute;">1<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 254.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 26.18pt;"></font></font><font style="left: 28.81pt; position: absolute;">10<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 266.25pt; width: 216pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 216pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM core revenue<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 216pt; position: absolute; top: 266.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">2,140<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 256.5pt; position: absolute; top: 266.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">2,055<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 297pt; position: absolute; top: 266.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,948<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 266.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,873<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 378pt; position: absolute; top: 266.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">1,842<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 418.5pt; position: absolute; top: 266.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">8,016<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 459pt; position: absolute; top: 266.25pt; width: 40.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; letter-spacing: -0.025em; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.44pt;"></font></font><font style="left: 18.31pt; position: absolute;">7,103<font style="display: inline-block; height: 5.82pt; width: 2.46pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_4070" style="position: absolute; top: 422.15pt;"></div><div style="line-height: 6.55pt; position: absolute; top: 422.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core expenses<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 108.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> is used to calculate our expense efficiency ratio and is equal to total expenses that are included in core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 432.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings and excludes such items as material legal provisions for settlements, restructuring charges, and expenses related to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 443.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">integration and acquisitions.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 460.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Total expenses<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 109.95pt; position: absolute; text-decoration: none; white-space: pre;"> include the following amounts from our financial statements&#58; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 477.35pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">1.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">General expenses that flow directly through income&#59;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 490.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">2.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Directly attributable maintenance expenses, which are reported in insurance service expenses and flow directly <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 500.95pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">through income&#59; and<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 513.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">3.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Directly attributable acquisition expenses for contracts measured using the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.85pt; position: absolute; text-decoration: none; white-space: pre;">PAA method and for other products <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 524.55pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">without a CSM, both of which<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.44pt; position: absolute; text-decoration: none; white-space: pre;"> are reported in insurance service expenses, and flow directly through income.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">127<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="position: absolute; top: 40.5pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 507pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 223.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 40.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 223.5pt; position: absolute; top: 0pt; width: 202.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 202.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 72.1pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 426pt; position: absolute; top: 0pt; width: 81pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 81pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 12.14pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 223.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.44pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, and based on actual foreign exchange rates in effect in the <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">applicable reporting period, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 20.76pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.76pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.76pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.76pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.76pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 22.31pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 11.25pt; width: 40.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 22.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core expenses <font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">General expenses - Statements of Income <font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 42.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,328<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 42.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,204<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 42.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,225<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 42.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,102<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 42.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,180<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 42.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">4,859<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 42.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">4,330<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Directly attributable acquisition expense for contracts measured <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 223.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">using the PAA method and for other products without a CSM<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 206.95pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 54pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">43<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 54pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">36<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 54pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">39<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 54pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">38<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 54pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">42<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 54pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.12pt;"></font></font><font style="left: 24.75pt; position: absolute;">156<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 54pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.12pt;"></font></font><font style="left: 24.75pt; position: absolute;">147<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 74.25pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Directly attributable maintenance expense<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 142.18pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 74.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.12pt;"></font></font><font style="left: 24.75pt; position: absolute;">517<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 74.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.12pt;"></font></font><font style="left: 24.75pt; position: absolute;">509<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 74.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.12pt;"></font></font><font style="left: 24.75pt; position: absolute;">509<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 74.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.12pt;"></font></font><font style="left: 24.75pt; position: absolute;">539<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 74.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.12pt;"></font></font><font style="left: 24.75pt; position: absolute;">565<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 74.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">2,074<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 74.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">2,205<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 85.5pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total expenses<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 85.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,888<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 85.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,749<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 85.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,773<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 85.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,679<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 85.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,787<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 85.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">7,089<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 85.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">6,682<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 96.75pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; General expenses included in items excluded from core <font style="display: inline-block; height: 5.46pt;"></font></font></div><div style="line-height: 5.46pt; position: absolute; top: 11.72pt; width: 223.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">earnings<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 117pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Restructuring charge<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 117pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">67<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 117pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">25<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 117pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 117pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 117pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">46<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 117pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">92<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 117pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">46<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Integration and acquisition<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 128.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 128.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 128.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">57<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 128.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 128.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.46pt;"></font></font><font style="left: 33.09pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 128.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">57<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 128.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.46pt;"></font></font><font style="left: 33.09pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 139.5pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 21.4pt; position: absolute; text-decoration: none; white-space: pre;">Legal provisions and Other expenses<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 139.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">24<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 139.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.46pt;"></font></font><font style="left: 33.09pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 139.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.46pt;"></font></font><font style="left: 33.09pt; position: absolute;">3<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 139.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.46pt;"></font></font><font style="left: 33.09pt; position: absolute;">6<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 139.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.46pt;"></font></font><font style="left: 33.09pt; position: absolute;">8<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 139.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">41<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 139.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">78<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 150.75pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 150.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">91<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 150.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">33<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 150.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">60<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 150.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 30.46pt;"></font></font><font style="left: 33.09pt; position: absolute;">6<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 150.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">62<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 150.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.12pt;"></font></font><font style="left: 24.75pt; position: absolute;">190<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 150.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.12pt;"></font></font><font style="left: 24.75pt; position: absolute;">132<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 162pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core expenses<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 162pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,797<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 162pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,716<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 162pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,713<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 162pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,673<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 162pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,725<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 162pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">6,899<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 162pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">6,550<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 173.25pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 57.190000000000005pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 173.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 173.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">22<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 173.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">28<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 173.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">36<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 173.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">27<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 173.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">86<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 173.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.12pt;"></font></font><font style="left: 24.75pt; position: absolute;">114<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 184.5pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core expenses, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 184.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,797<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 184.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,738<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 184.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,741<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 184.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,709<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 184.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,752<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 184.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">6,985<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 184.5pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">6,664<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 195.75pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total expenses<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 195.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,888<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 195.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,749<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 195.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,773<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 195.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,679<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 195.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,787<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 195.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">7,089<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 195.75pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">6,682<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 207pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CER adjustment<font style="display: inline-block; height: 5.46pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.875pt; font-style: normal; font-weight: normal; left: 57.190000000000005pt; position: absolute; text-decoration: none; top: -1.9109999999999998pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.549pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 207pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">-<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 207pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">22<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 207pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">29<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 207pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">37<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 207pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">28<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 207pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 26.29pt;"></font></font><font style="left: 28.919999999999998pt; position: absolute;">88<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 207pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.46pt; width: 22.12pt;"></font></font><font style="left: 24.75pt; position: absolute;">117<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 218.25pt; width: 223.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 223.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total expenses, CER basis<font style="display: inline-block; height: 5.46pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 223.5pt; position: absolute; top: 218.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,888<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 264pt; position: absolute; top: 218.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,771<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 304.5pt; position: absolute; top: 218.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,802<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 345pt; position: absolute; top: 218.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,716<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 385.5pt; position: absolute; top: 218.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">1,815<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 426pt; position: absolute; top: 218.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">7,177<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 466.5pt; position: absolute; top: 218.25pt; width: 40.5pt;"><div><div style="line-height: 5.46pt; position: absolute; top: 2.72pt; width: 40.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7.5pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.46pt; width: 11.7pt;"></font></font><font style="left: 18.5pt; position: absolute;">6,799<font style="display: inline-block; height: 5.46pt; width: 2.49pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 275pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Expenses are components of insurance service expenses on the Statements of Income that flow directly through income. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 284.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The impact of updating foreign exchange rates to that which was used in <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 285.8pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 302.91pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 305.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Expense efficiency ratio <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.93pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure which Manulife uses to measure progress towards our target to be more <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 316pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">efficient. It is defined as core expenses divided by the sum of core earnings before income taxes (&#8220;pre-tax core earnings&#8221;) <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 326.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and core expenses. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 343.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Net annualized fee income yield on average AUMA (&#8220;Net fee income yield&#8221;) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 371.75pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure that represents the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 354.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">net annualized fee income from Global WAM channels over average AUMA. This measure provides information on Global <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 365.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">WAM&#8217;s adjusted return generated from managing AUMA.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 382pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Net annualized fee income <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.91pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure that represents Global WAM income before income taxes, adjusted to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 392.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">exclude items unrelated to net fee income, including general expenses, investment income, non-AUMA related net benefits <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 403.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and claims, and net premium taxes. It also excludes the components of Global WAM net fee income from managing assets <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 414.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">on behalf of other segments. This measure is annualized based on the number of days in the year divided by the number of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 425.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">days in the reporting period.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">128<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Reconciliation of income before income taxes to net fee income yield<font style="display: inline-block; height: 6.55pt;"></font><font id="i6b5457e4cb67407790ff1c2db658df34"></font></font></div><div style="position: absolute; top: 57.3pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 174pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 46.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="5"><div style="left: 174pt; position: absolute; top: 0pt; width: 232.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 232.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 87.1pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 406.5pt; position: absolute; top: 0pt; width: 93pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 93pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 18.14pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 174pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 174pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, unless otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 26.76pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.76pt; position: absolute; text-decoration: none; white-space: pre;">3Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.76pt; position: absolute; text-decoration: none; white-space: pre;">2Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.76pt; position: absolute; text-decoration: none; white-space: pre;">1Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 26.76pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453pt; position: absolute; top: 11.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 174pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 174pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Income before income taxes<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174pt; position: absolute; top: 22.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">2,113<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 22.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">2,341<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 22.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,384<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 22.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,252<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360pt; position: absolute; top: 22.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">2,123<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 22.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">7,090<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453pt; position: absolute; top: 22.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">6,452<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td></tr><tr style="height: 18pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33.75pt; width: 174pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.63pt; width: 174pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Income before income taxes for segments <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 11.03pt; width: 174pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">other than Global WAM <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174pt; position: absolute; top: 33.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,694<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 33.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,822<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 33.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,001<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 33.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">826<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360pt; position: absolute; top: 33.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,699<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 33.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">5,343<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453pt; position: absolute; top: 33.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 9.94pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">4,955<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 51.75pt; width: 174pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 174pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM income before income taxes<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174pt; position: absolute; top: 51.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">419<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 51.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">519<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 51.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">383<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 51.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">426<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360pt; position: absolute; top: 51.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">424<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 51.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,747<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453pt; position: absolute; top: 51.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,497<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 63pt; width: 174pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 174pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items unrelated to net fee income<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174pt; position: absolute; top: 63pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">882<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 63pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">677<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 63pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">771<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 63pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">665<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360pt; position: absolute; top: 63pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">648<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 63pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">2,995<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453pt; position: absolute; top: 63pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">2,715<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 74.25pt; width: 174pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 174pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM net fee income<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174pt; position: absolute; top: 74.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,301<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 74.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,196<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 74.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,154<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 74.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,091<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360pt; position: absolute; top: 74.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,072<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 74.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">4,742<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453pt; position: absolute; top: 74.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">4,212<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 85.5pt; width: 174pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 174pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Less&#58; Net fee income from other segments<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174pt; position: absolute; top: 85.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">181<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 85.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">169<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 85.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">169<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 85.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">155<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360pt; position: absolute; top: 85.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">174<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 85.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">674<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453pt; position: absolute; top: 85.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">624<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 96.75pt; width: 174pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.79pt; width: 174pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM net fee income excluding net fee <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 174pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">income from other segments<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174pt; position: absolute; top: 96.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,120<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 96.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">1,027<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 96.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">985<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 96.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">936<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360pt; position: absolute; top: 96.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 28.68pt;"></font></font><font style="left: 31.31pt; position: absolute;">898<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 96.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">4,068<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453pt; position: absolute; top: 96.75pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 22.85pt;"></font></font><font style="left: 25.48pt; position: absolute;">3,588<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 117pt; width: 174pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 174pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net annualized fee income<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174pt; position: absolute; top: 117pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">4,455<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 117pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">4,084<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 117pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">3,963<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 117pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">3,765<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360pt; position: absolute; top: 117pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">3,563<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 117pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">4,068<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453pt; position: absolute; top: 117pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 18.96pt;"></font></font><font style="left: 25.48pt; position: absolute;">3,588<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td></tr><tr style="height: 20.25pt;"><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 174pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.79pt; width: 174pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Average Assets under Management and <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 174pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Administration<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174pt; position: absolute; top: 128.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 5.35pt;"></font></font><font style="left: 11.870000000000001pt; position: absolute;">1,015,454<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 128.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 11.18pt;"></font></font><font style="left: 17.7pt; position: absolute;">963,003<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 128.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 11.18pt;"></font></font><font style="left: 17.7pt; position: absolute;">933,061<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 128.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 11.18pt;"></font></font><font style="left: 17.7pt; position: absolute;">879,837<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360pt; position: absolute; top: 128.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 11.18pt;"></font></font><font style="left: 17.7pt; position: absolute;">816,706<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 128.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 11.18pt;"></font></font><font style="left: 17.7pt; position: absolute;">946,087<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453pt; position: absolute; top: 128.25pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.09pt; width: 11.18pt;"></font></font><font style="left: 17.7pt; position: absolute;">812,662<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 148.5pt; width: 174pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 174pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net fee income yield (bps)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 174pt; position: absolute; top: 148.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 26.74pt;"></font></font><font style="left: 29.369999999999997pt; position: absolute;">43.9<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 220.5pt; position: absolute; top: 148.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 26.74pt;"></font></font><font style="left: 29.369999999999997pt; position: absolute;">42.4<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267pt; position: absolute; top: 148.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 26.74pt;"></font></font><font style="left: 29.369999999999997pt; position: absolute;">42.5<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 313.5pt; position: absolute; top: 148.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 26.74pt;"></font></font><font style="left: 29.369999999999997pt; position: absolute;">42.8<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 360pt; position: absolute; top: 148.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 26.74pt;"></font></font><font style="left: 29.369999999999997pt; position: absolute;">43.6<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 406.5pt; position: absolute; top: 148.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 26.74pt;"></font></font><font style="left: 29.369999999999997pt; position: absolute;">43.0<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 453pt; position: absolute; top: 148.5pt; width: 46.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 46.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.09pt; width: 26.74pt;"></font></font><font style="left: 29.369999999999997pt; position: absolute;">44.2<font style="display: inline-block; height: 5.09pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 228.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">New business value <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 132.95pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;NBV&#8221;)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 166.91pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.41pt; position: absolute; text-decoration: none; white-space: pre;">is calculated as the present value of shareholders&#8217; interests in expected future distributable <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 238.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings, after the cost of capital calculated under the LICAT framework in Canada and the International High Net Worth <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 249.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">business, and the local capital requirements in Asia and the U.S., on actual new business sold in the period <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.32pt; position: absolute; text-decoration: none; white-space: pre;">using <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 260.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">assumptions<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.47999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> with respect to future experience. NBV excludes businesses with&#160;immaterial insurance risks, such as the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 271.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Company&#8217;s Global WAM, Manulife Bank and the P&#38;C Reinsurance businesses. NBV is a useful metric to evaluate the value <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 282.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">created by the Company&#8217;s new business franchise.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #0000ff; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.76pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 298.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">New business value margin (&#8220;NBV margin&#8221;) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 234.37pt; position: absolute; text-decoration: none; white-space: pre;">is calculated as NBV divided by APE sales excluding NCI. APE sales are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 309.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">calculated as 100% of regular premiums and deposits sales and 10% of single premiums and deposits sales. NBV margin is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 320.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">a useful metric to help understand the profitability of our new business.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 337.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Sales are measured according to product type&#58; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 348.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">For individual insurance, sales include 100% of new annualized premiums and 10% of both excess and single premiums. For <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 358.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">individual insurance, new annualized premiums reflect the annualized premium expected in the first year of a policy that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 369.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">requires premium payments for more than one year. Single premium is the lump sum premium from the sale of a single <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 380.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">premium product, e.g., travel insurance. Sales are reported gross before the impact of reinsurance.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 397.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">For group insurance, sales include new annualized premiums and administrative services only premium equivalents on new <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 408.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">cases, as well as the addition of new coverages and amendments to contracts, excluding rate increases.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 424.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Insurance-based wealth accumulation product sales include all new deposits into variable and fixed annuity contracts. As we <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 435.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">discontinued sales of new variable annuity contracts in the U.S. in the first quarter of 2013, subsequent deposits into existing <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 446.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">U.S. variable annuity contracts are not reported as sales. Asia variable annuity deposits are included in APE sales.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 463.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">APE sales <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90.99000000000001pt; position: absolute; text-decoration: none; white-space: pre;">are comprised of 100% of regular premiums and deposits and 10% of excess and single premiums and deposits <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 474.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">for both insurance and insurance-based wealth accumulation products.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 490.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Gross flows <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 98.97pt; position: absolute; text-decoration: none; white-space: pre;">is a new business measure presented for our Global WAM business and includes all deposits into mutual funds, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 501.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">group pension&#47;retirement savings products, private wealth and institutional asset management products. Gross flows is a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 512.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">common industry metric for WAM businesses as it provides a measure of how successful the businesses are at attracting <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 523.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">assets.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 540.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Net flows <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 87.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;">is presented for our Global WAM business and includes gross flows less redemptions for mutual funds, group <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 550.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">pension&#47;retirement savings products, private wealth and institutional asset management products. In addition, net flows <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 561.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">include the net flows of exchange traded funds and non-proprietary products sold by Manulife Securities. Net flows is a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 572.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">common industry metric for WAM businesses as it provides a measure of how successful the businesses are at attracting and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 583.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">retaining assets. When net flows are positive, they are referred to as net inflows. Conversely, negative net flows are referred <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 594.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">to as net outflows.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 610.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Remittances <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100.96000000000001pt; position: absolute; text-decoration: none; white-space: pre;">is defined as the cash remitted or made available for distribution to Manulife Financial Corporation from its <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 621.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries. It is a key metric used by management to evaluate our financial flexibility.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_4086" style="position: absolute; top: 644.45pt;"></div><div style="line-height: 8.73pt; position: absolute; top: 644.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Non-GAAP Measures for 2017<font style="display: inline-block; height: 8.73pt;"></font><font id="i017c916724314a4e8edca17fc407911b"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 666.05pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Non-GAAP financial measures <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 177.4pt; position: absolute; text-decoration: none; white-space: pre;">include 2017 core earnings (loss), pre-tax 2017 core earnings and 2017 core general <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 676.85pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">expenses.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 693.65pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Non-GAAP ratio <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 115.92pt; position: absolute; text-decoration: none; white-space: pre;">includes the 2017 expense efficiency ratio.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 710.45pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">With the implementation of IFRS 17 and IFRS 9 in 2023, we made revisions to the definition of the above non-GAAP financial <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 721.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">measures and non-GAAP ratio. The definitions and reconciliations of the above measures for 2017 are included below. <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">129<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings (loss) <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 159.93pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure which we believe aids investors in better understanding the long-term <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">earnings capacity and valuation of the business. 2017 core earnings allows investors to focus on the Company&#8217;s operating <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">performance by excluding the direct impact of changes in equity markets and interest rates, changes in actuarial methods <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">and assumptions as well as a number of other items, outlined below, that we believe are material, but do not reflect the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">underlying earnings capacity of the business. For example, due to the long-term nature of our business, the mark-to-market <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 94.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">movements of equity markets, interest rates, foreign currency exchange rates and commodity prices from period-to-period <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 105.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">can, and frequently do, have a substantial impact on the reported amounts of our assets, liabilities and net income attributed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 116.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">to shareholders. These reported amounts are not actually realized at the time and may never be realized if the markets move <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 126.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">in the opposite direction in a subsequent period. This makes it very difficult for investors to evaluate how our businesses are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 137.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">performing from period-to-period and to compare our performance with other issuers.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 154.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">While core earnings is relevant to how we manage our business and offers a consistent methodology, it is not insulated from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 165.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">macroeconomic factors which can have a significant impact. See below for reconciliation of 2017 core earnings to net income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 176.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">attributed to shareholders and income before income taxes. Net income attributed to shareholders excludes net income <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 186.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">attributed to participating policyholders and non-controlling interests.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 203.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The items included in 2017 core earnings and items excluded from 2017 core earnings are determined in accordance with the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 214.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">methodology under OSFI&#8217;s Source of Earnings Disclosure (Life Insurance Companies) guideline that was in effect at that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 225.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">time, and are listed below. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 242.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Items included in 2017 core earnings&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 258.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">1.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Expected earnings on in-force policies, including expected release of provisions for adverse deviation, fee income, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 269.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">margins on group business and spread business such as Manulife Bank and asset fund management.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 282.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Macro hedging costs based on expected market returns.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 295.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">3.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">New business strain and gains.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 308.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">4.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Policyholder experience gains or losses.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 320.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">5.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Acquisition and operating expenses compared with expense assumptions used in the measurement of policy liabilities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 333.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">6.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Up to $400 million of net favourable investment-related experience reported in a single year, which are referred to as <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 344.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;core investment gains&#8221;. This means up to $100 million in the first quarter, up to $200 million on a year-to-date basis in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 355.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">the second quarter, up to $300 million on a year-to-date basis in the third quarter and up to $400 million on a full year <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 366.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">basis in the fourth quarter. Any investment-related experience losses reported in a quarter will be offset against the net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 376.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">year-to-date investment-related experience gains with the difference being included in 2017 core earnings subject to a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 387.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">maximum of the year-to-date core investment gains and a minimum of zero, which reflects our expectation that <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 398.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">investment-related experience will be positive through-the-business cycle. To the extent any investment-related <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 409.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">experience losses cannot be fully offset in a quarter, they will be carried forward to be offset against investment-related <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 420.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">experience gains in subsequent quarters in the same year, for purposes of determining core investment gains. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 430.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">Investment-related experience relates to fixed income investing, ALDA returns, credit experience and asset mix changes <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 441.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">other than those related to a strategic change. An example of a strategic asset mix change is outlined below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 458.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">This favourable and unfavourable investment-related experience is a combination of reported investment experience <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 469.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">as well as the impact of investing activities on the measurement of our policy liabilities. We do not attribute specific <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 480.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">components of investment-related experience to amounts included or excluded from 2017 core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 492.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">The $400 million threshold represents the estimated average annualized amount of net favourable investment-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 503.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">related experience that the Company reasonably expects to achieve through-the-business cycle based on historical <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 514.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">experience. It is not a forecast of expected net favourable investment-related experience for any given fiscal year.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 527.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.002em; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; letter-spacing: -0.002em; position: absolute; text-decoration: none; white-space: pre;">Our average net annualized investment-related experience, including core investment gains, calculated from the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 538.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; letter-spacing: -0.002em; position: absolute; text-decoration: none; white-space: pre;">introduction of core earnings in 2012 to the end of 2017 was $475 million (2012 to the end of 2016 was $456 million).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 550.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">The decision announced on December 22, 2017 to reduce the allocation to ALDA in the portfolio asset mix <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 561.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">supporting our legacy businesses was the first strategic asset mix change since we introduced the core earnings <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 572.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">metric in 2012. We refined our description of investment-related experience in 2017 to note that asset mix changes <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 583.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">other than those related to a strategic change are taken into consideration in the investment-related experience <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 594.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">component of core investment gains.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 606.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; letter-spacing: -0.022em; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; letter-spacing: -0.022em; position: absolute; text-decoration: none; white-space: pre;">While historical investment return time horizons may vary in length based on underlying asset classes generally exceeding <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 617.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; letter-spacing: -0.022em; position: absolute; text-decoration: none; white-space: pre;">20 years, for purposes of establishing the threshold, we look at a business cycle that is five or more years and includes a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 628.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; letter-spacing: -0.022em; position: absolute; text-decoration: none; white-space: pre;">recession. We monitor the appropriateness of the threshold as part of our annual five-year planning process and would <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 639.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; letter-spacing: -0.022em; position: absolute; text-decoration: none; white-space: pre;">adjust it, either to a higher or lower amount, in the future if we believed that our threshold was no longer appropriate.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 652.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 67.5pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Specific criteria used for evaluating a potential adjustment to the threshold may include, but are not limited to, the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 662.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">extent to which actual investment-related experience differs materially from actuarial assumptions used in measuring <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 673.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">insurance contract liabilities, material market events, material dispositions or acquisitions of assets, and regulatory <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 684.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">or accounting changes.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">130<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Core investment gains are reported in the Corporate and Other segment, with an offsetting adjustment to investment-related <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">experience gains and losses in items excluded from 2017 core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 68.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">7.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Earnings o<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 105.97999999999999pt; position: absolute; text-decoration: none; white-space: pre;">n surplus other than mark-to-market items. Gains on available-for-sale (&#8220;AFS&#8221;) equities and seed money <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 78.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">investments in segregated and mutual funds are included in 2017 core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 95.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">8.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Routine or non-material legal settlements.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 112.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">9.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">All other items not specifically excluded.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 129.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">10.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Tax on the above items.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 146.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">11.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">All tax-related items except the impact of enacted or substantively enacted income tax rate changes.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 162.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from 2017 core earnings&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 179.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">1.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The direct impact of equity markets and interest rates and variable annuity guarantee liabilities includes the items listed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 190.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">below.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 207.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">The earnings impact of the difference between the net increase (decrease) in variable annuity liabilities that are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 218.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">dynamically hedged and the performance of the related hedge assets. Our variable annuity dynamic hedging <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 228.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">strategy is not designed to completely offset the sensitivity of insurance and investment contract liabilities to all risks <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 239.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">or measurements associated with the guarantees embedded in these products for a number of reasons, including&#58; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 250.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">provisions for adverse deviation, fund performance, the portion of the interest rate risk that is not dynamically <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 261.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">hedged, realized equity and interest rate volatilities and changes to policyholder behaviour.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 274.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Gains (charges) on variable annuity guarantee liabilities not dynamically hedged.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 286.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Gains (charges) on general fund equity investments supporting policy liabilities and on fee income.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 299.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Gains (charges) on macro equity hedges relative to expected costs. The expected cost of macro hedges is <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 310.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">calculated using the equity assumptions used in the valuation of insurance and investment contract liabilities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 323.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Gains (charges) on higher (lower) fixed income reinvestment rates assumed in the valuation of insurance and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 334.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">investment contract liabilities.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 346.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">Gains (charges) on sale of AFS bonds and open derivatives not in hedging relationships in the Corporate and Other <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 357.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81pt; position: absolute; text-decoration: none; white-space: pre;">segment.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 374.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Net favourable investment-related experience in excess of $400 million per annum or net unfavourable investment-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 385.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">related experience on a year-to-date basis.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 398.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">3.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Mark-to-market gains or losses on assets held in the Corporate and Other segment other than gains on AFS equities and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 408.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">seed money investments in new segregated or mutual funds.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 421.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">4.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Changes in actuarial methods and assumptions. Policy liabilities for IFRS are valued in Canada under standards <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 432.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">established by the Actuarial Standards Board that were in effect at that time. The standards require a comprehensive <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 443.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">review of actuarial methods and assumptions to be performed annually. The review is designed to reduce the Company&#8217;s <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 454.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">exposure to uncertainty by ensuring assumptions for both asset related and liability related risks remain appropriate and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 464.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">is accomplished by monitoring experience and selecting assumptions which represent a current best estimate view of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 475.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">expected future experience, and margins that are appropriate for the risks assumed. Changes related to ultimate <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 486.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">reinvestment rates are included in the direct impact of equity markets and interest rates and variable annuity guarantee <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 497.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">liabilities. By excluding the results of the annual reviews, 2017 core earnings assist investors in evaluating our <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 508.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">operational performance and comparing our operational performance from period to period with other global insurance <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 518.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">companies because the associated gain or loss is not reflective of current year performance and not reported in net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 529.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">income in most actuarial standards outside of Canada.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 542.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">5.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">The impact on the measurement of policy liabilities of changes in product features or new reinsurance transactions, if <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 553.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">material.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 566.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">6.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Goodwill impairment charges.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 578.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">7.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Gains or losses on disposition of a business.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 591.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">8.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Material one-time only adjustments, including highly unusual&#47;extraordinary and material legal settlements or other items <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 602.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">that are material and exceptional in nature.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 615.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">9.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Tax on the above items.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 628.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">10.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to participating policyholders and non-controlling interests.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 640.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">11.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 63pt; position: absolute; text-decoration: none; white-space: pre;">Impact of enacted or substantially enacted income tax rate changes.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 663.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Reconciliation of income (loss) before income taxes to 2017 core earnings<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 674.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">For the year ended December 31, 2017, our financial statements reported income before income taxes of $2,501 million, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 685.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">income tax expense of $239 million and net income of $2,262 million. Income tax expense was comprised of an income tax <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 696.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">expense of $1,137 million on 2017 core earnings and an income tax recovery of $898 million on items excluding 2017 core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 706.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">earnings. Net income of $2,262 million was comprised of net income attributed to shareholders of $2,104 million and net <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 717.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">income attributed to NCI of $194 million, partially offset by a net loss attributed to participating policyholders of $36 million. <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">131<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings for the year ended December 31, 2017 of $4,565 million reflected total net income attributed to <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">shareholders of $2,104 million less a charge of $2,461 million from items excluded from 2017 core earnings. Items excluded <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">from 2017 core earnings primarily consisted of a charge from the impact related to U.S. tax reform of $1,777 million, and a <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">charge related to the decision to change portfolio asset mix supporting our legacy businesses of $1,032 million, partially offset <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">by a gain from the direct impact of markets of $209 million, investment-related experience gains outside of 2017 core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 94.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">earnings of $167 million and a number of smaller items. Items excluded from 2017 core earnings were disclosed under <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 105.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">OSFI&#8217;s Source of Earnings Disclosure (Life Insurance Companies) guideline that was in effect at that time.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 122.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings before income taxes (&#8220;pre-tax 2017 core earnings&#8221;) was $5,702 million, equal to the sum of 2017 core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 132.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">earnings of $4,565 million and tax on 2017 core earnings of $1,137 million.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 155.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings related to strategic priorities for the year ended December 31, 2017<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 166.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The Company measures its progress on certain strategic priorities using 2017 core earnings. These strategic priorities <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 177.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">include 2017 core earnings from highest potential businesses, 2017 core earnings from Asia region, and 2017 core earnings <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 188.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">from long-term care insurance (&#8220;LTC&#8221;) and variable annuities (&#8220;VA&#8221;) businesses. The 2017 core earnings for these businesses <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 198.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">is calculated consistent with our definition of 2017 core earnings.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 221.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Highest potential businesses<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 232.5pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 449.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 449.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 6.94pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the year ended December 31, 2017<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 15pt; width: 449.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 26.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings of highest potential businesses<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 182.44pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 26.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,475<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 38.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings - All other businesses excl. core investment gains<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,690<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 50.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core investment gains<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 82.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 50.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">400<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 62.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 62.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,565<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 74.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from 2017 core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,461)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 86.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 86.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,104<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 98.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Highest potential businesses 2017 core earnings contribution<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 98.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 30.74pt; position: absolute;">54%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 347.75pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Includes 2017 core earnings from Asia and Global WAM segments, Canada group benefits, and behavioural insurance products.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 356.15pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">This item is disclosed under OSFI&#8217;s Source of Earnings guideline in effect at such time. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 377.25pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Asia region<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 388.05pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 449.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 449.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 6.94pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the year ended December 31, 2017<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 15pt; width: 449.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 26.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings of Asia region<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 121.61pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 26.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,663<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 38.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings - All other businesses excl. core investment gains<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 38.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,502<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 50.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core investment gains<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 82.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 50.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">400<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 62.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 62.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,565<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 74.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from 2017 core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 74.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,461)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 86.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 86.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,104<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 98.25pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia region 2017 core earnings contribution<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 98.25pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 30.74pt; position: absolute;">36%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 503.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Includes 2017 core earnings from Asia segment and Global WAM&#8217;s business in Asia.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 512.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">This item is disclosed under OSFI&#8217;s Source of Earnings guideline in effect at such time.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 533.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">LTC and VA businesses<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 544.3pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 449.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 449.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.69pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">For the year ended December 31, 2017<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 12.75pt; width: 449.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, post-tax and based on actual foreign exchange rates in effect in the applicable reporting period)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 24pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings of LTC and VA businesses<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 166.18pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 24pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,112<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 36pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings - All other businesses excl. core investment gains<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 36pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,053<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 48pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Core investment gains<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 82.1pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 48pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">400<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 60pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 60pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,565<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 72pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Items excluded from 2017 core earnings<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 72pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(2,461)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 84pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to shareholders <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 84pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,104<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 96pt; width: 449.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 449.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">LTC and VA businesses 2017 core earnings contribution<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 96pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 30.74pt; position: absolute;"><font style="display: inline-block; height: 5.82pt;"></font></font><font style="left: 30.74pt; position: absolute;">24%<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 657.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Includes 2017 core earnings from U.S. long-term care and Asia, Canada and U.S. variable annuities businesses.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 666.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">This item is disclosed under OSFI&#8217;s Source of Earnings guideline in effect at such time. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 687.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">2017 expense efficiency ratio <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 176.43pt; position: absolute; text-decoration: none; white-space: pre;">is a financial measure which Manulife uses to measure progress towards our target to be <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 698.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">more efficient. It is defined as 2017 core general expenses divided by the sum of pre-tax 2017 core earnings and 2017 core <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 709.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">general expenses. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 125.48pt; position: absolute; text-decoration: none; white-space: pre;">2017 core general expenses <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.43pt; position: absolute; text-decoration: none; white-space: pre;">is used to calculate our 2017 expense efficiency ratio and is equal to pre-<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 719.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">tax general expenses included in 2017 core earnings and excludes such items as material legal provisions for settlements, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 730.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">restructuring charges and expenses related to integration and acquisitions.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">132<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The 2017 expense efficiency ratio for the year ended December 31, 2017 was 55.4%. 2017 core general expenses were <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 51.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">$7,091 million consisting of total general expenses on our financial statements for the year ended December 31, 2017 of <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 62.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">$7,233 million less $142 million of general expenses included in items excluded from 2017 core earnings. General expenses <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 72.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">included in items excluded from 2017 core earnings include integration and acquisition costs of $81 million and legal <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 83.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">provisions and other of $61 million. Pre-tax 2017 core earnings were $5,702 million as noted above.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 106.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings available to common shareholders<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 117.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">2017 core earnings available to common shareholders is $4,406 million consisting of 2017 core earnings of $4,565 million <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 128.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">less preferred share dividends of $159 million. <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">133<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_2308" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 11.64pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 16pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">14.&#160; Additional Disclosures<font style="display: inline-block; height: 11.64pt;"></font><font id="i2ea4cd61c5c140e78e471ea3c6001dd3"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2352" style="position: absolute; top: 73.3pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 73.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Contractual Obligations<font style="display: inline-block; height: 8.73pt;"></font><font id="i686d9b8b09c140f0ad7a9a2d9636fc76"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 88.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">In the normal course of business, the Company enters into contracts that give rise to obligations fixed by agreement as to the <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 99.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">timing and dollar amount of payment. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 116.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">As at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72.5pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.47pt; position: absolute; text-decoration: none; white-space: pre;">, the Company&#8217;s contractual obligations and commitments were as follows&#58;<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 133.3pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 248.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 21pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 248.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Payments due by period<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.08pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 14.54pt; position: absolute; text-decoration: none; white-space: pre;">Less than <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.43pt; position: absolute; text-decoration: none; white-space: pre;">1 year<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: absolute; white-space: pre;">1 to 3 <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.51pt; position: absolute; white-space: pre;">years<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 4.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.13pt; position: absolute; white-space: pre;">3 to 5 <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 30.51pt; position: absolute; white-space: pre;">years<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.22pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 29.71pt; position: absolute; text-decoration: none; white-space: pre;">Over <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 12.94pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.93pt; position: absolute; text-decoration: none; white-space: pre;">5 years<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 21pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Long-term debt<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 56.79pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">10,200<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">247<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,211<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 26.45pt;"></font></font><font style="left: 33.52pt; position: absolute;">297<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 21pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 26.86pt; position: absolute;">6,445<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Liabilities for capital instruments<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 115.81pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">10,704<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">321<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">681<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">732<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 33pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">8,970<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Investment commitments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">15,367<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,360<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,219<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,314<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 45pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,474<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Lease liabilities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">355<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">105<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">151<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">52<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 57pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 35.33pt;"></font></font><font style="left: 37.96pt; position: absolute;">47<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Insurance contract liabilities<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 100.72999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 8.69pt;"></font></font><font style="left: 11.32pt; position: absolute;">1,383,939<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">4,223<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">9,977<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">21,385<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 69pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 8.69pt;"></font></font><font style="left: 11.32pt; position: absolute;">1,348,354<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 81pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Reinsurance contract held liabilities<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 127.8pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 21.57pt;"></font></font><font style="left: 24.2pt; position: absolute;">(9,483)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">250<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">925<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">792<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 81pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 17.13pt;"></font></font><font style="left: 19.759999999999998pt; position: absolute;">(11,450)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 93pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Investment contract liabilities<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 104.72999999999999pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">322,793<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 17.98pt; position: absolute;">316,119<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,766<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,170<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 93pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,738<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 105pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Deposits from Bank clients<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">22,063<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.79pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">15,690<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">3,774<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,599<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 105pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.55pt;"></font></font><font style="left: 44.18pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 117pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">5,229<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">1,377<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.23pt;"></font></font><font style="left: 26.86pt; position: absolute;">2,441<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">951<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 117pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 30.89pt;"></font></font><font style="left: 33.52pt; position: absolute;">460<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 129pt; width: 248.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 248.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total contractual obligations<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 248.25pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.25pt;"></font></font><font style="left: 11.32pt; position: absolute;">1,761,167<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.91pt;"></font></font><font style="left: 17.98pt; position: absolute;">342,692<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">29,145<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.35pt;"></font></font><font style="left: 22.419999999999998pt; position: absolute;">32,292<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 129pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 4.25pt;"></font></font><font style="left: 11.32pt; position: absolute;">1,357,038<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 279.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">The contractual payments include principal and interest, and reflect the amounts payable up to and including the final contractual maturity date. The <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 288.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">contractual payments reflect the amounts payable from January 1, 2025 up to and including the final contractual maturity date. In the case of floating rate <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 297.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">obligations, the floating rate index is based on the interest rates as at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 274.51pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 335.94pt; position: absolute; text-decoration: none; white-space: pre;"> and is assumed to remain constant to the final contractual maturity <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 306.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">date. For the 4.061% MFC Subordinated notes, the reset rate is equal to the Secured Overnight Financing Rate (&#8220;SOFR&#8221;) Swap Rate as at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 490.19pt; position: absolute; text-decoration: none; white-space: pre;">December 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 315.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 75.14pt; position: absolute; text-decoration: none; white-space: pre;">, plus a spread adjustment of 0.26161%, plus 1.647%. For the 2.237% MFC Subordinated notes and 2.818% MFC Subordinated notes, the reset rate is <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 324.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">equal to the Canadian Overnight Repo Rate Average (&#8220;CORRA&#8221;) as at <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 278.67pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 340.09999999999997pt; position: absolute; text-decoration: none; white-space: pre;">, plus a spread adjustment of 0.32138%, plus 1.49% and 1.82%, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 333.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">respectively. The Company may have the contractual right to redeem or repay obligations prior to maturity and if such right is exercised, total contractual <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 343pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">obligations paid and the timing of payment could vary significantly from the amounts and timing included in the table. <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 352.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font><font id="i4c9ca53a42e54767a397f322a9c19ebc"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">Insurance contract liabilities cash flows include estimates related to the timing and payment of death and disability claims, policy surrenders, policy maturities, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 361.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">annuity payments, minimum guarantees on segregated fund products, policyholder dividends, commissions and premium taxes offset by contractual future <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 370.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">premiums on in-force contracts and exclude amounts from insurance contract liabilities for account of segregated fund holders. These estimated cash flows <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 379.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">are based on the best estimate assumptions used in the determination of insurance contract liabilities. These amounts are undiscounted. Reinsurance <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 388.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">contract held liabilities cash flows include estimates related to the timing and payment of future reinsurance premiums offset by recoveries on in-force <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 397.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">reinsurance agreements. Due to the use of assumptions, actual cash flows may differ from these estimates. Cash flows include embedded derivatives <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 406.7pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">measured separately at fair value<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 162.98000000000002pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 415.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; white-space: pre;">Due to the nature of the products, the timing of net cash flows may be before contract maturity. Cash flows are undiscounted.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2368" style="position: absolute; top: 436.9pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 436.9pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Legal and Regulatory Proceedings<font style="display: inline-block; height: 8.73pt;"></font><font id="ie7a0c39be6c641b8a6d5a1d6329e1204"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 452.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">We are regularly involved in legal actions, both as a defendant and as a plaintiff. Information on legal and regulatory <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 463.3pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">proceedings can be found in note 18 of the <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.47pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 242.47pt; position: absolute; text-decoration: none; white-space: pre;"> Annual Consolidated Financial Statements. <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">134<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_2383" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Financial Information<font style="display: inline-block; height: 8.73pt;"></font><font id="ib6476931e7464867ae5379286a2a1471"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 59.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">The following table provides summary information related to our eight most recently completed quarters. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 75.9pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 506.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 171pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 41.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 42pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 171pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 6.19pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at and for the three months ended<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 171pt; position: absolute; top: 0pt; width: 42pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.19pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 12.11pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 15.94pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.04pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 213pt; position: absolute; top: 0pt; width: 41.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.19pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.81pt; position: absolute; text-decoration: none; white-space: pre;">Sept 30, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 15.94pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 20.29pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 254.25pt; position: absolute; top: 0pt; width: 42pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.19pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.54pt; position: absolute; text-decoration: none; white-space: pre;">June 30, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 15.94pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 23.81pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 296.25pt; position: absolute; top: 0pt; width: 42pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.19pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.89pt; position: absolute; text-decoration: none; white-space: pre;">Mar 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 15.94pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.04pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 338.25pt; position: absolute; top: 0pt; width: 42pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.19pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.5pt; position: absolute; text-decoration: none; white-space: pre;">Dec 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 15.94pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.04pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 380.25pt; position: absolute; top: 0pt; width: 42pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.19pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 10.56pt; position: absolute; text-decoration: none; white-space: pre;">Sept 30, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 15.94pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.04pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 422.25pt; position: absolute; top: 0pt; width: 42pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.19pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 9.77pt; position: absolute; text-decoration: none; white-space: pre;">June 30, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 15.94pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.04pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 464.25pt; position: absolute; top: 0pt; width: 42pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 7.19pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 12.89pt; position: absolute; text-decoration: none; white-space: pre;">Mar 31, <font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="line-height: 5.09pt; position: absolute; top: 15.94pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 21.04pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 9.75pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 14.25pt; width: 171pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 1.69pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; letter-spacing: -0.036000000000000004em; position: absolute; text-decoration: none; white-space: pre;">($ millions, except per share amounts or otherwise stated)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 24pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Revenue<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 36pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Insurance revenue<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 36pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">6,834<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 36pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.79pt;"></font></font><font style="left: 17.86pt; position: absolute;">6,746<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 36pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">6,515<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 36pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">6,497<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 36pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">6,414<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 36pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">6,215<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 36pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">5,580<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 36pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">5,763<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 48pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net investment result<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 48pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">4,194<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 48pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.23pt;"></font></font><font style="left: 17.86pt; position: absolute;">5,912<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 48pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">4,512<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 48pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">4,493<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 48pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">6,784<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 48pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,265<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 48pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">4,819<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 48pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">5,153<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 60pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other revenue<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 60pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">2,003<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 60pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.23pt;"></font></font><font style="left: 17.86pt; position: absolute;">1,928<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 60pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,849<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 60pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,808<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 60pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,719<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 60pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,645<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 60pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,691<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 60pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,691<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 72pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total revenue<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 72pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">13,031<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 72pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.35pt;"></font></font><font style="left: 13.419999999999998pt; position: absolute;">14,586<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 72pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">12,876<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 72pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">12,798<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 72pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">14,917<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 72pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">9,125<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 72pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">12,090<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 72pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">12,607<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 84pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Income (loss) before income taxes<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 84pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">2,113<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 84pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.79pt;"></font></font><font style="left: 17.86pt; position: absolute;">2,341<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 84pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,384<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 84pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,252<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 84pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">2,123<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 84pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,174<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 84pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,436<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 84pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,719<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 96pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Income tax (expense) recovery<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 96pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.98pt;"></font></font><font style="left: 22.61pt; position: absolute;">(406)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 96pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.23pt;"></font></font><font style="left: 21.86pt; position: absolute;">(274)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 96pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.98pt;"></font></font><font style="left: 22.61pt; position: absolute;">(252)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 96pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.98pt;"></font></font><font style="left: 22.61pt; position: absolute;">(280)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 96pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.98pt;"></font></font><font style="left: 22.61pt; position: absolute;">(322)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 96pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.08pt;"></font></font><font style="left: 29.709999999999997pt; position: absolute;">51<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 96pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.98pt;"></font></font><font style="left: 22.61pt; position: absolute;">(265)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 96pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.98pt;"></font></font><font style="left: 22.61pt; position: absolute;">(309)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 108pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 108pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,707<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 108pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.79pt;"></font></font><font style="left: 17.86pt; position: absolute;">2,067<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 108pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,132<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 108pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.2pt;"></font></font><font style="left: 25.27pt; position: absolute;">972<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 108pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,801<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 108pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,225<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 108pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,171<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 108pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,410<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 120pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.75pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net income (loss) attributed to <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">shareholders<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 120pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,638<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 120pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.79pt;"></font></font><font style="left: 17.86pt; position: absolute;">1,839<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 120pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,042<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 120pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.2pt;"></font></font><font style="left: 25.27pt; position: absolute;">866<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 120pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,659<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 120pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,013<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 120pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,025<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 120pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">1,406<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 141.75pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Basic earnings (loss) per common share<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 141.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.88<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 141.75pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.23pt;"></font></font><font style="left: 22.3pt; position: absolute;">1.01<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 141.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.53<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 141.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.45<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 141.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.86<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 141.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.53<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 141.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.50<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 141.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.73<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 153.75pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Diluted earnings (loss) per common share<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 153.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.88<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 153.75pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.23pt;"></font></font><font style="left: 22.3pt; position: absolute;">1.00<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 153.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.52<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 153.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.45<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 153.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.86<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 153.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.52<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 153.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.50<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 153.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.98pt;"></font></font><font style="left: 23.05pt; position: absolute;">0.73<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 165.75pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Segregated funds deposits<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 165.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">11,927<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 165.75pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 6.35pt;"></font></font><font style="left: 13.419999999999998pt; position: absolute;">11,545<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 165.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">11,324<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 165.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">12,206<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 165.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">10,361<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 165.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">10,172<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 165.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">10,147<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 165.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 7.1pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">11,479<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 177.75pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets (in billions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 177.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.2pt;"></font></font><font style="left: 25.27pt; position: absolute;">979<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 177.75pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 17.45pt;"></font></font><font style="left: 24.52pt; position: absolute;">953<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 177.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.2pt;"></font></font><font style="left: 25.27pt; position: absolute;">915<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 177.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.2pt;"></font></font><font style="left: 25.27pt; position: absolute;">907<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 177.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.2pt;"></font></font><font style="left: 25.27pt; position: absolute;">876<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 177.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.2pt;"></font></font><font style="left: 25.27pt; position: absolute;">836<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 177.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.2pt;"></font></font><font style="left: 25.27pt; position: absolute;">851<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 177.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.2pt;"></font></font><font style="left: 25.27pt; position: absolute;">862<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189.75pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 171pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 3.13pt; position: absolute; text-decoration: none; white-space: pre;">Weighted average common shares (in <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 171pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">millions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 189.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,746<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 189.75pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.64pt; position: absolute; text-decoration: none; white-space: pre;">1,774<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 189.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,793<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 189.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,805<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 189.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,810<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 189.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,826<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 189.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,842<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 189.75pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,858<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr><tr style="height: 21.75pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 211.5pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.15pt; width: 171pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 3.53pt; position: absolute; text-decoration: none; white-space: pre;">Diluted weighted average common shares <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 171pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">(in millions)<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 211.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,752<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 211.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.64pt; position: absolute; text-decoration: none; white-space: pre;">1,780<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 211.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,799<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 211.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,810<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 211.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,814<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 211.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,829<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 211.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,846<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 211.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 12.75pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.39pt; position: absolute; text-decoration: none; white-space: pre;">1,862<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 233.25pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Dividends per common share<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 233.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">0.400<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 233.25pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.79pt;"></font></font><font style="left: 17.86pt; position: absolute;">0.400<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 233.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">0.400<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 233.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">0.400<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 233.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">0.365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 233.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">0.365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 233.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">0.365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 233.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 18.61pt; position: absolute;">0.365<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 23.25pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 245.25pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3.13pt; width: 171pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CDN$ to US$1 - Statement of Financial <font style="display: inline-block; height: 5.82pt;"></font></font></div><div style="line-height: 5.82pt; position: absolute; top: 14.25pt; width: 171pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Position<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 245.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 14.25pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.4382<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 245.25pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 14.25pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 10.79pt;"></font></font><font style="left: 13.419999999999998pt; position: absolute;">1.3510<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 245.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 14.25pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3684<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 245.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 14.25pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3533<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 245.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 14.25pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3186<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 245.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 14.25pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3520<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 245.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 14.25pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3233<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 245.25pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 14.25pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3534<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 268.5pt; width: 171pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 171pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CDN$ to US$1 - Statement of Income<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 171pt; position: absolute; top: 268.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3987<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 213pt; position: absolute; top: 268.5pt; width: 41.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 41.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 10.79pt;"></font></font><font style="left: 13.419999999999998pt; position: absolute;">1.3639<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 268.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3682<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 296.25pt; position: absolute; top: 268.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3485<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 338.25pt; position: absolute; top: 268.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3612<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 268.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3411<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 422.25pt; position: absolute; top: 268.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3430<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 464.25pt; position: absolute; top: 268.5pt; width: 42pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 42pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 11.54pt;"></font></font><font style="left: 14.169999999999998pt; position: absolute;">1.3524<font style="display: inline-block; height: 5.82pt; width: 2.66pt;"></font></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 4.5pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 2.11pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 229.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 18.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 135pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 18.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 18.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">135<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 18.75pt; position: absolute; top: 0pt; width: 75.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 75.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">2024 Annual Report<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 94.5pt; position: absolute; top: 0pt; width: 135pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 2.91pt; width: 135pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 7.13pt; position: absolute; text-decoration: none; white-space: pre;">Management&#8217;s Discussion and Analysis<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 4.5pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_2610" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Selected Annual Financial Information<font style="display: inline-block; height: 8.73pt;"></font><font id="i785f096468ce4151b90efcfe33bf00b8"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 59.1pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">The following table provides selected annual financial information related to our three most recently completed years. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="position: absolute; top: 75.9pt; width: 594pt;"><div style="font-size: 0pt; left: 49.5pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 348.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 348.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">As at and for the years ended December 31,<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 348.75pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions, except per share amounts)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 32.06pt; position: absolute; text-decoration: none; white-space: pre;">2022<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Revenue<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">13,641<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">11,996<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">6,051<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">14,624<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">13,793<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">7,299<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S.<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">16,279<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">15,322<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">11,048<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global Wealth and Asset Management<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">6,698<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">5,896<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">5,267<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">2,049<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1,732<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 29.9pt;"></font></font><font style="left: 32.53pt; position: absolute;">(24)<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total revenue<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">53,291<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">48,739<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">29,641<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">978,818<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">875,574<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 10.8pt;"></font></font><font style="left: 17.87pt; position: absolute;">833,689<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 118.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Long-term financial liabilities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 130.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Long-term debt <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">6,629<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 26.75pt; position: absolute;">6,071<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 18.83pt;"></font></font><font style="left: 25.9pt; position: absolute;">6,234<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 142.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Capital instruments<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">7,532<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">6,667<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 142.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 23.27pt;"></font></font><font style="left: 25.9pt; position: absolute;">6,122<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 154.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total financial liabilities<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">14,161<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 15.24pt;"></font></font><font style="left: 22.31pt; position: absolute;">12,738<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 154.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 14.39pt;"></font></font><font style="left: 21.459999999999997pt; position: absolute;">12,356<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 166.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Dividend per common share<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">1.60<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">1.46<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 166.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">1.32<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 178.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class A Share, Series 2<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 178.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.1625<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 178.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.1625<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 178.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.1625<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 190.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class A Share, Series 3<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 190.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1.125<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 190.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1.125<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 190.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1.125<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 202.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class 1 Share, Series 3<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">0.5870<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">0.5870<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 202.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">0.5870<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 214.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class 1 Share, Series 4<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.5578<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.4946<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 214.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">0.6814<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 226.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class 1 Share, Series 7<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 153.13pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 226.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 226.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 226.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">0.2695<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 238.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class 1 Share, Series 9<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 238.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.4945<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 238.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.4945<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 238.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.1894<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 250.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class 1 Share, Series 11<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 250.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.5398<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 250.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.4505<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 250.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.1828<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 262.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class 1 Share, Series 13<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 262.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.5875<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 262.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.2245<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 262.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.1035<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 274.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class 1 Share, Series 15<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 274.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.1951<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 274.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">0.9465<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 274.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">0.9465<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 286.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class 1 Share, Series 17<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 286.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">0.950<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 286.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">0.950<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 286.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">0.950<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 298.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class 1 Share, Series 19<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">0.9188<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">0.9188<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 298.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">0.9188<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 310.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class 1 Share, Series 23<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 157.57pt; position: absolute; text-decoration: none; top: -2.037pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.7830000000000004pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 310.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 310.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 41.44pt;"></font></font><font style="left: 44.07pt; position: absolute;">-<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 310.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">0.3031<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 322.5pt; width: 348.75pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 348.75pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash dividend per Class 1 Share, Series 25<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 322.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.4855<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 322.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 19.68pt;"></font></font><font style="left: 22.31pt; position: absolute;">1.3303<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 322.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 24.12pt;"></font></font><font style="left: 26.75pt; position: absolute;">1.175<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 415.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">MFC redeemed in full the Class 1 Series 7 preferred shares at par, on March 19, <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 310.27pt; position: absolute; white-space: pre;">2022<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 325.83pt; position: absolute; text-decoration: none; white-space: pre;">, the earliest redemption date.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 424.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 4.55pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; top: -1.7814999999999999pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 3.3085pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">MFC redeemed in full the Class 1 Series 23 preferred shares at par, on March 19, <font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 314.16pt; position: absolute; white-space: pre;">2022<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 329.71999999999997pt; position: absolute; text-decoration: none; white-space: pre;">, the earliest redemption date<font style="display: inline-block; height: 5.09pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 420.28pt; position: absolute; white-space: pre;">.<font style="display: inline-block; height: 5.09pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2798" style="position: absolute; top: 445.6pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 445.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Revenue<font style="display: inline-block; height: 8.73pt;"></font><font id="icd1fdb96c265406d92f1b281b25e990e"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 461.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Total revenue in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 115.47pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.47pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 158.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">$13.0 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.42pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 269.88pt; position: absolute; text-decoration: none; white-space: pre;">$14.9 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 317.84pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.83pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 351.83pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 374.66pt; position: absolute; text-decoration: none; white-space: pre;">decrease<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 411.65pt; position: absolute; text-decoration: none; white-space: pre;"> in total revenue of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.12pt; position: absolute; text-decoration: none; white-space: pre;">$1.9 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 531.0799999999999pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 472pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">was primarily due to lower net investment income, partially offset by an increase in insurance revenue and other revenue<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 528.5799999999999pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 488.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">By segment, the reduction in total revenue in 4Q24 compared to 4Q23 reflected lower net investment income in all segments <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 499.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">except Corporate and Other, higher insurance revenue in Asia, the U.S. and Canada and higher other revenue mainly in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 510.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Global WAM, Asia and the U.S., partially offset by Corporate and Other.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 527.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">On a full year basis, total revenue in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.43pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 215.43pt; position: absolute; text-decoration: none; white-space: pre;"> was <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 236.42pt; position: absolute; text-decoration: none; white-space: pre;">$53.3 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.38pt; position: absolute; text-decoration: none; white-space: pre;"> compared with <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.84pt; position: absolute; text-decoration: none; white-space: pre;">$48.7 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.8pt; position: absolute; text-decoration: none; white-space: pre;"> in <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 407.79pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.79pt; position: absolute; text-decoration: none; white-space: pre;">. The <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.62pt; position: absolute; text-decoration: none; white-space: pre;">increase<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.6pt; position: absolute; text-decoration: none; white-space: pre;"> in total revenue <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 538pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">of <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 59.5pt; position: absolute; text-decoration: none; white-space: pre;">$4.6 billion<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.46000000000001pt; position: absolute; text-decoration: none; white-space: pre;"> was due to higher insurance revenue, net investment income and other revenue<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 422.84pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 554.8pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">By segment, the increase in revenue in 2024 compared with 2023 reflected higher insurance revenue in the U.S, Asia and <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 565.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 49.5pt; position: absolute; text-decoration: none; white-space: pre;">Canada, higher net investment income in all segments except the U.S., and higher other revenue primarily in Global WAM. <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 774pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 499pt;"><div style="position: absolute; top: 3.97pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 427.13pt; position: absolute; white-space: pre;">&#160; &#160;  <font style="display: inline-block; height: 11.87pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.800000000000001pt; font-style: normal; font-weight: bold; left: 501.63pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160;  <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: bold; left: 529.71pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">&#160; <font style="display: inline-block; height: 7.7155pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: bold; left: 533.67pt; position: absolute; top: -4.1545pt; vertical-align: super; white-space: pre;">136<font style="display: inline-block; height: 7.7155pt;"></font></font><div style="left: 436.83pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 11.87pt; width: 64.8pt;" src="manulife_rgba.jpg" alt="manulife_rgba.jpg"></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 499pt;"></div></div><div><div id="i9768f9cd9cad44acb81e734ff97540c8_2813" style="position: absolute; top: 40.5pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 40.5pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Revenue<font style="display: inline-block; height: 8.73pt;"></font><font id="if50ee566e4474c9b83edbabcc60839ec"></font></font></div><div style="position: absolute; top: 56.1pt; width: 594pt;"><div style="font-size: 0pt; left: 45pt; position: absolute; top: 0pt; width: 499.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 298.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 11.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 298.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Revenue <font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 298.5pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.1pt; position: absolute; text-decoration: none; white-space: pre;">Quarterly Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 399pt; position: absolute; top: 0pt; width: 100.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 100.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 21.89pt; position: absolute; text-decoration: none; white-space: pre;">Full Year Results<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 11.25pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 11.25pt; width: 298.5pt;"><div><div style="line-height: 5.09pt; position: absolute; top: 3.19pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">($ millions)<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 25.87pt; position: absolute; text-decoration: none; white-space: pre;">4Q24<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 25.87pt; position: absolute; text-decoration: none; white-space: pre;">4Q23<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: bold; left: 27.42pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 11.25pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 5.09pt; position: absolute; top: 3.19pt; width: 50.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 27.42pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 5.09pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 22.5pt; width: 298.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Insurance revenue <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">6,834<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">6,414<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">26,592<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 22.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">23,972<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 34.5pt; width: 298.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net investment income <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">4,194<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">6,784<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 19.08pt; position: absolute;">19,111<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 34.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 19.08pt; position: absolute;">18,021<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 298.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other revenue <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">2,003<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,719<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">7,588<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 46.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">6,746<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 58.5pt; width: 298.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total revenue <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">13,031<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">14,917<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">53,291<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 58.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">48,739<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 70.5pt; width: 298.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Asia <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">2,927<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 23.52pt; position: absolute;">3,572<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">13,641<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 70.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">11,996<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 82.5pt; width: 298.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Canada<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">3,682<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">4,663<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 19.08pt; position: absolute;">14,624<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 82.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 19.08pt; position: absolute;">13,793<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 94.5pt; width: 298.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">U.S. <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">4,055<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">4,566<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 19.08pt; position: absolute;">16,279<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 94.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 16.45pt;"></font></font><font style="left: 19.08pt; position: absolute;">15,322<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 106.5pt; width: 298.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Global Wealth and Asset Management <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,738<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,632<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">6,698<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 106.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">5,896<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.25pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 118.5pt; width: 298.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Other <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">629<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000000; border-right: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 27.55pt;"></font></font><font style="left: 30.18pt; position: absolute;">484<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000000; border-left: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">2,049<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 118.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 5.82pt; width: 20.89pt;"></font></font><font style="left: 23.52pt; position: absolute;">1,732<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 130.5pt; width: 298.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 298.5pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total revenue <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 298.5pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">13,031<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 348.75pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">14,917<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-top: 0.25pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 399pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">53,291<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td><td style="background-color: #caeed9; border-bottom: 0.25pt solid #000; border-top: 0.25pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 449.25pt; position: absolute; top: 130.5pt; width: 50.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;">$<font style="display: inline-block; height: 5.82pt; width: 12.01pt;"></font></font><font style="left: 19.08pt; position: absolute;">48,739<font style="display: inline-block; height: 5.82pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2860" style="position: absolute; top: 215.6pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 215.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Outstanding Common Shares<font style="display: inline-block; height: 8.73pt;"></font><font id="ib35ac31b03fc4770a5181e28a204b1e1"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 231.2pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">As at January 31, 2025, MFC had 1<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 186.96pt; position: absolute; text-decoration: none; white-space: pre;">,723,169,992<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.46pt; position: absolute; text-decoration: none; white-space: pre;"> common shares outstanding.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i9768f9cd9cad44acb81e734ff97540c8_2875" style="position: absolute; top: 254pt;"></div><div style="font-size: 12pt; line-height: 8.73pt; position: absolute; top: 254pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Additional Information Available<font style="display: inline-block; height: 8.73pt;"></font><font id="i686a511de50348779fc679bfeb07a929"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 269.6pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">Additional information relating to Manulife, including MFC&#8217;s Annual Information Form, is available on the Company&#8217;s website <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 280.4pt; width: 594pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 45pt; position: absolute; text-decoration: none; white-space: pre;">at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #0000ee; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 55pt; position: absolute; text-decoration: underline; white-space: pre;">www.manulife.com<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 129.94pt; position: absolute; text-decoration: none; white-space: pre;"> and on the SEDAR+ website at <font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #0000ee; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.15pt; position: absolute; text-decoration: underline; white-space: pre;">www.<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #0000ee; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 280.63pt; position: absolute; text-decoration: underline; white-space: pre;">sedarplus<font style="display: inline-block; height: 6.55pt;"></font></font><font style="color: #0000ee; font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 319.61pt; position: absolute; text-decoration: underline; white-space: pre;">.ca<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.61pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div></div></body></html>
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<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>5
<FILENAME>aiffebruary2025.htm
<DESCRIPTION>EX-99.3
<TEXT>
<html><head><title>AIF February 2025</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"><div style="position: absolute; top: 12.77pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 612pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 612pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="left: 72pt; position: absolute; top: 0pt;"><div style="position: absolute;"><img style="height: 23.5pt; width: 131.5pt;" src="image_0a.jpg" alt="image_0a.jpg"></div></div></div></div></div><div><div id="i805b4c544f97421aa4f55f66d0af717d_1" style="position: absolute; top: 66.96pt;"></div><div style="line-height: 16.01pt; position: absolute; top: 198.96pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 22pt; font-style: normal; font-weight: bold; left: 175.9pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Financial Corporation<font style="display: inline-block; height: 16.01pt;"></font></font></div><div style="line-height: 16.01pt; position: absolute; top: 388.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 22pt; font-style: normal; font-weight: bold; left: 200.47pt; position: absolute; text-decoration: none; white-space: pre;">Annual Information Form<font style="display: inline-block; height: 16.01pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 441.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 271.35pt; position: absolute; text-decoration: none; white-space: pre;">February&#160;19, 2025<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 448.85pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 476.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 481.48pt; position: absolute; text-decoration: none; white-space: pre;">2<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 10.19pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 14pt; font-style: normal; font-weight: bold; left: 259.71pt; position: absolute; text-decoration: none; white-space: pre;">Table of Contents<font style="display: inline-block; height: 10.19pt;"></font></font></div><div style="position: absolute; top: 93.76pt; width: 612pt;"><div style="font-size: 0pt; left: 72.28pt; position: absolute; top: 0pt; width: 471.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 267.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 86.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 117.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 35.25pt;"><td style="background-color: #348839; border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 23.44pt; width: 267.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 85.31pt; position: absolute; text-decoration: none; white-space: pre;">TABLE OF CONTENTS<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #348839; border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 0pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.44pt; width: 86.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.85pt; position: absolute; text-decoration: none; white-space: pre;">Annual <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 23.44pt; width: 86.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.83pt; position: absolute; text-decoration: none; white-space: pre;">Information Form<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #348839; border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 0pt; width: 117.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 117.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.75pt; position: absolute; text-decoration: none; white-space: pre;">Management's <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 117.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 10.56pt; position: absolute; text-decoration: none; white-space: pre;">Discussion &#38; Analysis <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 24.63pt; width: 117.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 37.09pt; position: absolute; text-decoration: none; white-space: pre;">Reference<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 35.25pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_65">CORPORATE STRUCTURE</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 35.25pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 40.62pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_65">4</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 60pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_81">GENERAL DEVELOPMENT OF THE BUSINESS</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 60pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 40.62pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_81">4</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 60pt; width: 117.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 117.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 47.35pt; position: absolute; text-decoration: none; white-space: pre;">13-18<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 84.75pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;">BUSINESS OPERATIONS<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 84.75pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 40.62pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_518">5</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 84.75pt; width: 117.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 117.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.86pt; position: absolute; text-decoration: none; white-space: pre;">3-37<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 109.5pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_113">RISK MANAGEMENT</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 109.5pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 40.62pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_113">8</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354pt; position: absolute; top: 109.5pt; width: 117.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 117.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 47.35pt; position: absolute; text-decoration: none; white-space: pre;">41-78<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 134.25pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_129">GOVERNMENT REGULATION</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 134.25pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 40.62pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_129">8</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 159pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_145">GENERAL DESCRIPTION OF CAPITAL STRUCTURE</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 159pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_145">15</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 183.75pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_191">DIVIDENDS</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 183.75pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_191">19</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 208.5pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_210">CONSTRAINTS ON OWNERSHIP OF SHARES</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 208.5pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_210">20</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 233.25pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_226">RATINGS</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 233.25pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_226">20</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 258pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_242">MARKET FOR SECURITIES</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 258pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_242">23</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 35.25pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 282.75pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 9.14pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_258">ESCROWED SECURITIES AND SECURITIES SUBJECT TO </a><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 23.44pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_258">CONTRACTUAL RESTRICTION ON TRANSFER</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 282.75pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 23.44pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_258">26</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 318pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;">DIRECTORS AND EXECUTIVE OFFICERS<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 318pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_535">26</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 342.75pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_290">LEGAL PROCEEDINGS AND REGULATORY ACTIONS</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 342.75pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_290">29</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 367.5pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_337">TRANSFER AGENT AND REGISTRAR</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 367.5pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_337">29</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 392.25pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;">INTERESTS OF EXPERTS<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 392.25pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_552">30</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 417pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;">AUDIT COMMITTEE<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 417pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_569">30</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 441.75pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_480">ADDITIONAL INFORMATION</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 441.75pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_480">31</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24.75pt;"><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 466.5pt; width: 267.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 267.75pt;"><font style="color: #0000ff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: underline; white-space: pre;">SCHEDULE 1 - AUDIT COMMITTEE CHARTER<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 466.5pt; width: 86.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.94pt; width: 86.25pt;"><font style="color: #242424; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 38.11pt; position: absolute; text-decoration: underline; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#i805b4c544f97421aa4f55f66d0af717d_588">32</a><font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 448.85pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 476.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 481.48pt; position: absolute; text-decoration: none; white-space: pre;">3<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div id="i805b4c544f97421aa4f55f66d0af717d_606" style="position: absolute; top: 66.96pt;"></div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Presentation of Information<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 89.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In this annual information form (&#8220;AIF&#8221;), unless otherwise indicated or unless the context otherwise requires&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 108.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">all references to &#8220;MFC&#8221; and &#8220;MLI&#8221; refer to Manulife Financial Corporation and The Manufacturers Life <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 121.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Insurance Company, respectively, not including their subsidiaries&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 134.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">MFC and its subsidiaries, including MLI, are collectively referred to as &#8220;Manulife&#8221;&#59; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 147.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">references to &#8220;Company&#8221;, &#8220;we&#8221;, &#8220;us&#8221; and &#8220;our&#8221; refer to Manulife&#59; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 161.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">references to &#8220;$&#8221; or &#8220;C$&#8221; are to Canadian dollars&#59; and<font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 174.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">information is as at <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 186.1pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 265.22pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 196.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Documents Incorporated by Reference<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 218.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The following documents are incorporated by reference in and form part of this AIF&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 237.96pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Management&#8217;s Discussion and Analysis for the year ended <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 373.4pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 452.52pt; position: absolute; text-decoration: none; white-space: pre;"> (our &#8220;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 476.54pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 496.58pt; position: absolute; text-decoration: none; white-space: pre;"> MD&#38;A&#8221;)&#59; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 251.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">and<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 264.36pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">&#8226;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s audited annual consolidated financial statements and accompanying notes as at and for the year <font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 277.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">ended <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135.55pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 214.67000000000002pt; position: absolute; text-decoration: none; white-space: pre;"> (our &#8220;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 238.69pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 258.73pt; position: absolute; text-decoration: none; white-space: pre;"> Consolidated Financial Statements&#8221;).<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 296.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">These documents have been filed with securities regulators in Canada and may be accessed at the System for <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 309.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Electronic Document Analysis and Retrieval + (&#8220;SEDAR+&#8221;), found at www.sedarplus.ca.&#160; They have also been filed <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 323.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">with the U.S. Securities and Exchange Commission (the &#8220;SEC&#8221;) and may be found at www.sec.gov.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 342.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Any website address included in this AIF is an inactive textual reference only and information appearing on such <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 355.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">website is not part of, and is not incorporated by reference in, this AIF.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 377.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Caution Regarding Forward-Looking Statements<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 279.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 399.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">From time to time, the Company makes written and&#47;or oral forward-looking statements, including in this document and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 413.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the documents incorporated by reference in this document. In addition, the Company&#8217;s representatives may make <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 426.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking statements orally to analysts, investors, the media and others. All such statements are made pursuant <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 439.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to the &#8220;safe harbour&#8221; provisions of Canadian provincial securities laws and the U.S. <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 404.45pt; position: absolute; text-decoration: none; white-space: pre;">Private Securities Litigation <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 452.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Reform Act of 1995<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.6pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 471.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The forward-looking statements in this document and the documents incorporated by reference in this document <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 485.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">include, but are not limited to, the Company's possible or assumed future results set out under &#34;General Development <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 498.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of the Business, &#34;Business Operations&#34; and &#34;Government Regulation&#34;, statements with respect to possible share <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 511.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">buybacks under our normal course issuer bid, <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Calibri&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 256.78999999999996pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 258.82pt; position: absolute; text-decoration: none; white-space: pre;">the Company&#8217;s strategic priorities and targets, its medium-term <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 524.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">financial and operating targets and ability to achieve them, potential future premium increases for long-term care, the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 537.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">impact of changes in tax laws, the capital release associated with reinsurance transactions, exposure limit estimates <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 551.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">for our property and casualty reinsurance business, and the probability and impact of LICAT scenario switches, and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 564.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">also relate to, among other things, our objectives, goals, strategies, intentions, plans, beliefs, expectations and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 577.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">estimates, and can generally be identified by the use of words such as &#8220;may&#8221;, &#8220;will&#8221;, &#8220;could&#8221;, &#8220;should&#8221;, &#8220;would&#8221;, &#8220;likely&#8221;, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 590.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;suspect&#8221;, &#8220;outlook&#8221;, &#8220;expect&#8221;, &#8220;intend&#8221;, &#8220;estimate&#8221;, &#8220;anticipate&#8221;, &#8220;believe&#8221;, &#8220;plan&#8221;, &#8220;forecast&#8221;, &#8220;objective&#8221;, &#8220;seek&#8221;, &#8220;aim&#8221;, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 603.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;continue&#8221;, &#8220;goal&#8221;, &#8220;restore&#8221;, &#8220;embark&#8221; and &#8220;endeavour&#8221; (or the negative thereof) and words and expressions of similar <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 617.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">import, and include statements concerning possible or assumed future results. Although we believe that the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 630.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">expectations reflected in such forward-looking statements are reasonable, such statements involve risks and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 643.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">uncertainties, and undue reliance should not be placed on such statements and they should not be interpreted as <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 656.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">confirming market or analysts&#8217; expectations in any way.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 675.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Certain material factors or assumptions are applied in making forward-looking statements, and actual results may <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 689.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">differ materially from those expressed or implied in such statements.&#160; Important factors that could cause actual results <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 702.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to differ materially from expectations include, but are not limited to, the factors identified under &#8220;Caution regarding <font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 715.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking statements&#8221; in our <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 210.68pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 230.72pt; position: absolute; text-decoration: none; white-space: pre;"> MD&#38;A.&#160; Additional information about material risk factors that could cause <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 728.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">actual results to differ materially from expectations and about material factors or assumptions applied in making <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 448.85pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 476.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 481.48pt; position: absolute; text-decoration: none; white-space: pre;">4<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">forward-looking statements may be found under &#8220;Risk Management and Risk Factors&#8221; and &#8220;Critical Actuarial and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Accounting Policies&#8221; in our <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; 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height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Statements and elsewhere in MFC&#8217;s filings with Canadian and U.S. securities regulators. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 112.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The forward-looking statements in this document or in the documents incorporated by reference in this document are, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 123.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; 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text-decoration: none; white-space: pre;">financial position and results of operations, our future operations, as well as the Company&#8217;s objectives and strategic <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 156.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">priorities, and may not be appropriate for other purposes. The Company does not undertake to update any forward-<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 167.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">looking statements, except as required by law. <font style="display: inline-block; height: 8pt;"></font></font></div><div id="i805b4c544f97421aa4f55f66d0af717d_65" style="position: absolute; top: 187.56pt;"></div><div style="line-height: 8pt; position: absolute; top: 187.56pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">CORPORATE STRUCTURE<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 209.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Name, Address and Incorporation<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 228.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Financial Corporation is a life insurance company incorporated under the <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 400.98pt; position: absolute; text-decoration: none; white-space: pre;">Insurance Companies Act<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 504.14pt; position: absolute; text-decoration: none; white-space: pre;"> (Canada) <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 242.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(the &#8220;ICA&#8221;) on April 26, 1999 for the purpose of becoming the holding company of MLI following its demutualization. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 255.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MLI was incorporated on June 23, 1887, by a Special Act of Parliament of the Dominion of Canada and was converted <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 268.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">into a mutual life insurance company in 1968. Pursuant to Letters Patent of Conversion, effective September 23, 1999, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 281.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MLI implemented a plan of demutualization under the ICA and converted to a life insurance company with common <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 294.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">shares and became the wholly owned subsidiary of MFC. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 314.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s head office and registered office is located at 200 Bloor Street East, Toronto, Canada, M4W 1E5. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 333.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Intercorporate Relationships<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 352.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The major operating subsidiaries of MFC, including direct and indirect subsidiaries, and MFC&#8217;s direct and indirect <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 365.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">voting interest therein, are listed in Note&#160; 21 (Subsidiaries) to our 2024 Consolidated Financial Statements. These <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 378.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">companies are incorporated in the jurisdiction in which their head office or registered office is located. <font style="display: inline-block; height: 8pt;"></font></font></div><div id="i805b4c544f97421aa4f55f66d0af717d_81" style="position: absolute; top: 401.16pt;"></div><div style="line-height: 8pt; position: absolute; top: 401.16pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">GENERAL DEVELOPMENT OF THE BUSINESS<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 423.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Three Year History<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 442.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">In 2024, we continued our momentum with disciplined execution against our strategic priorities and delivered strong <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 455.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">results across the business despite a persistently uncertain economic and geopolitical environment. We achieved <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 468.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">further milestones with the execution of two more reinsurance transactions, made significant progress against our <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 482.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">digital agenda, and raised the bar with bold new targets announced at our Investor Day in June 2024. Further <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 495.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">highlights with respect to our five strategic priorities and financial targets are outlined in our 2024 MD&#38;A. The following <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 508.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">changes were made or announced in 2024 to the executive leadership team&#58; Roy Gori, President and Chief Executive <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 521.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Officer, announced his retirement effective May 2025, with Phil Witherington appointed as his successor, Pam <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 534.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Kimmet, Chief Human Resources Officer, announced her retirement effective May 2025, and will be succeeded by <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 548.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Pragashini Fox, Chief People Officer, and Trevor Kreel was appointed Chief Investment Officer, effective August 2024, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 561.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">succeeding Scott Hartz after his retirement.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 580.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">In 2023, despite a challenging operating environment with persistent macroeconomic and geopolitical uncertainty, our <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 593.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">business proved resilient, and we stayed committed to our strategic priorities. We successfully closed a milestone <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 606.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">reinsurance transaction, reported our first full year of financial results prepared under IFRS 17, gained momentum on <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 620.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">our post-pandemic recovery in Asia and tracked well on our digital transformation journey. Further highlights with <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 633.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">respect to our five strategic priorities are outlined in our 2023 MD&#38;A. The following changes were made in 2023 to the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 646.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">executive leadership team&#58; Colin Simpson was appointed Chief Financial Officer succeeding Phil Witherington who <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 659.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">was appointed CEO, Asia Segment, Halina von dem Hagen was appointed Chief Risk Officer, Rahim Hirji was <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 672.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">appointed Chief Auditor and Head of Advisory Services, and Brooks Tingle was appointed CEO, US Segment.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 692.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In 2022, we navigated an increasingly complex macroeconomic and geopolitical environment. Our all-weather strategy <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 705.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">allowed us to capitalize on opportunities rooted in longer-term trends and deliver against our strategic priorities amidst <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 718.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">short-term headwinds. We remained committed to executing against our strategic priorities to fulfill our commitments <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 731.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to customers and unlock value for our shareholders. Further highlights with respect to our five strategic priorities are <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gOTYuMDAgOTcyLjY0IEggMzYwLjAwIj48L3BhdGg+PC9zdmc+&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 734.48pt;"><div style="width: 472pt;"><div style="line-height: 7.28pt; position: absolute; top: 0pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; top: -2.548pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.732pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 74.66pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 7.28pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.94pt; position: absolute; white-space: pre;">This represents our International High Net Worth business.<font style="display: inline-block; height: 7.28pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 448.85pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 476.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 481.48pt; position: absolute; text-decoration: none; white-space: pre;">5<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">outlined in our 2022 MD&#38;A. We successfully delivered on our global Return-to-Office mandate after over two years of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">remote work, welcoming back our colleagues in a hybrid work environment. The following changes were made in 2022 <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to the executive leadership team&#58; Naveed Irshad was appointed CEO, Canada Segment, succeeding Mike Doughty <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 106.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">after his retirement, Marc Costantini joined as Global Head of Inforce Management, and Damien Green was appointed <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 119.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">CEO, Asia Segment.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 138.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Additional information about our business can be found in the &#8220;Business Operations&#8221; section below, and in MFC&#8217;s <font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 152.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 92.03999999999999pt; position: absolute; text-decoration: none; white-space: pre;"> MD&#38;A, on pages 3 to 37 inclusive.<font style="display: inline-block; height: 8pt;"></font></font></div><div id="i805b4c544f97421aa4f55f66d0af717d_518" style="position: absolute; top: 174.36pt;"></div><div style="line-height: 8pt; position: absolute; top: 174.36pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">BUSINESS OPERATIONS<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 196.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Information about our business and operating segments, our strategy, products, and investment activities, is included <font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 209.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">in MFC&#8217;s <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 110.03999999999999pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; 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height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 267.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">depending on the product line and geography. Our four operating segments are&#58; Asia, Canada, U.S., and Global <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 280.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Wealth and Asset Management.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 299.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Asia<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 91.02pt; position: absolute; text-decoration: none; white-space: pre;">&#160;  We have insurance operations in 12 markets across Asia. We are a leading provider of insurance and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 312.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">insurance-based wealth accumulation products, driven by a customer-centric strategy, and we leverage the asset <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 326.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">management expertise and products managed by our Global Wealth and Asset Management segment. Our portfolio <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 339.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">includes a broad array of health, protection, savings, medical, term and whole life products. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 358.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Our diversified multi-channel distribution network in Asia includes contracted agents, bank partnerships and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 371.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">independent agents, financial advisors, and brokers. We have exclusive bancassurance partnerships that give us <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 384.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">access to over 35 million bank customers, including a long-term, regional partnership with DBS Bank Ltd. in <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 398.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Singapore, Hong Kong, mainland China and Indonesia.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 417.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In Hong Kong and Macau, our insurance products are marketed and sold through the Company&#8217;s agency, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 430.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">bancassurance partnerships, and independent broker channels.&#160; In Japan, product offerings are marketed through <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 443.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">proprietary sales agents, independent agencies or managing general agents and bancassurance partners.&#160; In <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 456.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Bermuda<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 108.56pt; position: absolute; text-decoration: none; top: -2.8pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 5.2pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 111.82pt; position: absolute; text-decoration: none; white-space: pre;">, Singapore, mainland China, Vietnam, Indonesia, the Philippines, Malaysia, Cambodia and Myanmar, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 470.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">products are primarily marketed and sold through agents, bank channels (including exclusive partnerships), brokers, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 483.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and independent financial advisors. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 502.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Canada&#160; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 109.55pt; position: absolute; text-decoration: none; white-space: pre;">We are a leading financial services provider, offering insurance products, insurance-based wealth <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 515.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">accumulation products and banking services, have a variable annuity business, and we leverage the asset <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 528.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">management expertise and products managed by our Global Wealth and Asset Management segment.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 548.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">We offer financial protection solutions to individuals, families, and business owners through a combination of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 561.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">competitive products, professional advice and quality customer service. We provide life, health, disability and specialty <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 574.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">products, such as mortgage creditor and travel insurance, through advisors, sponsor groups and associations, as well <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 587.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">as direct-to-customer.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 606.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">We provide group life, health and disability insurance solutions to Canadian sponsors (these include traditional <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 620.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">employers as well as other forms of groups such as government programs, unions, and associations) and these <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 633.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">products are distributed through various distribution channels, including a national network of regional offices that <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 646.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">provide support to plan sponsors.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 665.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank offers flexible debt and cash flow management solutions as part of a customer&#8217;s overall financial plan. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 678.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Products include savings and chequing accounts, guaranteed interest certificates, lines of credit, investment loans, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 692.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">mortgages and other specialized lending programs, offered through brokers and financial advisors supported by a <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 705.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">broad distribution network.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gOTYuMDAgOTI2Ljc2IEggMzYwLjAwIj48L3BhdGg+PC9zdmc+&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 700.07pt;"><div style="width: 472pt;"><div style="line-height: 6.93pt; position: absolute; top: 0pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; top: -2.4254999999999995pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.5045pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 74.6pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 77.1pt; position: absolute; text-decoration: none; white-space: pre;">United States, Canada, Japan, Hong Kong, Singapore, Taiwan, Indonesia, Vietnam, Malaysia, India, the Philippines, England, Ireland, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 13.9pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 81.35pt; position: absolute; text-decoration: none; white-space: pre;">Switzerland, Germany, and mainland China. In addition, we have timberland&#47;farmland operations in Australia, New Zealand, and Chile. <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; 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font-size: 11pt; font-style: italic; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">U.S. <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 92.01pt; position: absolute; text-decoration: none; white-space: pre;"> Our U.S. segment <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 169.11pt; position: absolute; white-space: pre;">is committed to helping our customers live longer, healthier, better lives by<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 464.52pt; position: absolute; text-decoration: none; white-space: pre;"> providing an array <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 79.28pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of life insurance and insurance-based wealth accumulation <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 308.36pt; position: absolute; white-space: pre;">solutions to meet a variety of their needs, and making <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 91.6pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">behavioural insurance a standard component on all our life insurance solutions through John Hancock Vitality <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 103.92pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Program<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 106.55pt; position: absolute; text-decoration: none; white-space: pre;">. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 122.24pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">We operate under the John Hancock brand and have more than 160 years of history in the U.S. We have built lifelong <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 134.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">customer relationships and created a vast distribution network of licensed financial advisors, who help us bring the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 146.88pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">benefits of life insurance, wellness, and wealth planning to more individuals and their families. <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 447.01pt; position: absolute; text-decoration: none; white-space: pre;">Our life insurance <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 159.2pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">solutions are designed to meet customers' estate, business, income-protection, and wealth accumulation needs&#59; they <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 171.52pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">also leverage the expertise and solutions provided by our Global Wealth and Asset Management segment. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 189.84pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Over the past decade, we have transitioned from being a passive claims payer to actively rewarding our customers for <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 202.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">taking small, everyday steps toward better long-term health. To that end, we have integrated behavioural insurance <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 214.48pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">across our suite of solutions, offering our customers tools, technology, education, and rewards through the John <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 226.8pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Hancock Vitality Program &#8212; in collaboration with partners including GRAIL, Verily, Apple, Prenuvo, and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 239.12pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Massachusetts Institute of Technology (&#8220;MIT&#8221;) AgeLab &#8212; to help them make more informed decisions about their <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 251.44pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">overall health. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 269.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">We also have in-force long-term care and annuity businesses. Our management of our long-term care blocks as well <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 282.08pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">as our long-term care, variable and fixed annuity reinsurance transactions over the last few years have been <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 294.4pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">significant contributors to the Company&#8217;s efforts to transform the business portfolio to one of higher returns and lower <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 306.72pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">risk.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 325.04pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Global Wealth and Asset Management&#160; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 240.24pt; position: absolute; text-decoration: none; white-space: pre;">Our Global Wealth and Asset Management segment, branded&#160; Manulife <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8.73pt; position: absolute; top: 337.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Wealth &#38; Asset Management,<font style="display: inline-block; height: 8.73pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 191.18pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8.73pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 193.91pt; position: absolute; white-space: pre;">is defined by our purpose&#58; to make decisions easier and lives better by empowering <font style="display: inline-block; height: 8.73pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 350.8pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">investors for a better tomorrow.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 196.65pt; position: absolute; text-decoration: none; white-space: pre;"> We operate across 19 geographies<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 339.38pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 5.2pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 342.64pt; position: absolute; text-decoration: none; white-space: pre;">, including 10 in Asia, <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 430.26pt; position: absolute; white-space: pre;">distributing innovative <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 363.12pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">investment solutions to both individual and institutional investors through three integrated and complementary <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 375.44pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">business lines. We offer capabilities across a wide spectrum of public and private asset classes, leveraging the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 387.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">expertise of our team of over 600 investment professionals worldwide.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 406.08pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">At our core, we believe in good stewardship and incorporating sustainable asset management into our business <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 419.28pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">practices. We prioritize engagement with companies and investors to address systemic risks, allowing us to develop <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 432.48pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">and provide resilient investment solutions to our customers.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 451.68pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Our Retirement business serves more than 9 million <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 281.8pt; position: absolute; white-space: pre;">investors in North America and Asia through retirement plan <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 464pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">solutions, with investments managed by our internal teams and third-party managers. We offer financial guidance and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 476.32pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">advice to investors to help improve financial preparedness and also provide solutions for investors when they retire or <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 488.64pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">leave their employer plan. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 506.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Our Retail business serves individual investors primarily through third-party intermediaries, and, in select markets, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 519.28pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">through a direct-to-customer network. Our fund platform consists predominantly of internally managed solutions. We <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 531.6pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">also supplement our solutions by partnering with third-party managers through sub-advisory agreements. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 549.92pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Our Institutional Asset Management business <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 255.79pt; position: absolute; white-space: pre;">serves pension plans, foundations, endowments, financial institutions, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 562.24pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">and other institutional investors worldwide including our own insurance business. Our solutions span all major asset <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 574.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">classes, and we believe evaluating material sustainability factors helps us better manage risks and unlock additional <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 586.88pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">opportunities for investors.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 605.2pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Together, our global footprint, investment expertise, and channel breadth position us strongly to capitalize on high-<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 618.4pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">growth opportunities in the most attractive markets globally. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 637.6pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Sustainable asset management is integral to our investment approach. Through the lens of financial materiality, we <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 650.8pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">focus our sustainability expertise on helping clients identify and manage systemic risks and take advantage of related <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 664pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">opportunities. We endeavor to enhance the resiliency of our clients&#8217; assets through our robust program of stewardship, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 677.2pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">which includes one-on-one company engagement, responsible asset operations, the development of global <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gOTYuMDAgOTYwLjY0IEggMzYwLjAwIj48L3BhdGg+PC9zdmc+&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 725.48pt;"><div style="width: 472pt;"><div style="line-height: 6.93pt; position: absolute; top: 0pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; top: -2.4254999999999995pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 4.5045pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 75.25pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 77.75pt; position: absolute; white-space: pre;">Based on annualized premium equivalent (&#34;APE&#34;) sales. For more information about APE sales, see &#34;Non-GAAP and other financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 10pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">measures&#34; in our 2024 MD&#38;A.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 448.85pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 476.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 481.48pt; position: absolute; text-decoration: none; white-space: pre;">7<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">sustainability standards, and efforts to encourage positive change through a wide range of regulatory and industry <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">engagements.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 102.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">COMPETITION <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 124.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">We operate in highly competitive markets and compete for customers with other insurance companies, <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 482.6pt; position: absolute; white-space: pre;">securities <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 136.88pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">firms, investment advisors, asset managers, banks and other financial institutions<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 395.48pt; position: absolute; text-decoration: none; white-space: pre;">. We also compete with emerging <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 149.2pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">fintechs, as well as non-traditional technology players entering the financial services industry. Customer loyalty and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 161.52pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">retention, and access to distributors, are important to the Company&#8217;s success and are influenced by many factors, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 173.84pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">including our distribution practices, regulations, product features, service levels, prices, and our financial strength <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 186.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">ratings and reputation.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 204.48pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Key trends that are increasing competitive pressures in all our markets include (i) digital solutions to enhance the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 216.8pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">customer experience, (ii) simplified and innovative product offerings, and (iii) <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 377.92pt; position: absolute; white-space: pre;">an accelerated use of artificial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 229.12pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">intelligence across all areas of business operations<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 275.32pt; position: absolute; text-decoration: none; white-space: pre;">. Both traditional and non-traditional competitors are evolving their <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 241.44pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">strategies to respond to these trends.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 259.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Asia&#160; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 96.02pt; position: absolute; text-decoration: none; white-space: pre;">With over 125 years of continuous operations in Asia, we are <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 340.87pt; position: absolute; white-space: pre;">a top three pan-Asian life insurer<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 471.05pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">3<font style="display: inline-block; height: 5.2pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 474.31pt; position: absolute; white-space: pre;"> and <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 494.34pt; position: absolute; text-decoration: none; white-space: pre;">one of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 272.08pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">few foreign insurance companies with scale, diversified distribution and a broad Asian footprint across developed and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 284.4pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">emerging insurance markets. We believe that the Company is well positioned to benefit from the potential of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 296.72pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">region.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 315.04pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Canada&#160; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 109.55pt; position: absolute; text-decoration: none; white-space: pre;">The financial protection market remains dominated by three large Canadian insurance providers, of which we <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 328.24pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">are one, while certain regional or smaller carriers focused on specialty products or niche segments are extremely <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 341.44pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">competitive in some markets.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 360.64pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: bold; left: 72pt; letter-spacing: -0.004em; position: absolute; text-decoration: none; white-space: pre;">U.S.&#160; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 94.27pt; position: absolute; text-decoration: none; white-space: pre;">Competition in the U.S. is primarily with other large insurance firms, as well as mutual insurance companies, that <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 373.84pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">distribute comparable products through similar channels.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 393.04pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Global Wealth and Asset Management&#160; <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 240.24pt; position: absolute; text-decoration: none; white-space: pre;">In North America, the wealth and asset management market is increasingly <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 406.24pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">dominated by large firms.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 173.14pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 175.64pt; position: absolute; text-decoration: none; white-space: pre;">Across our Asian markets, we operate in very competitive and fragmented markets <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 419.44pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">comprised of global, pan-Asian, and regional wealth and asset managers. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 441.64pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">SUSTAINABILITY REPORT AND PUBLIC ACCOUNTABILITY STATEMENT<font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 463.84pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">We report on the environmental, social and governance dimensions of our operations, products and services, as well <font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 477.04pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">as our community partnerships, in Manulife&#8217;s annual Sustainability Report and Public Accountability Statement. These <font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 490.24pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">reports provide information on priorities and performance and can be found on the Sustainability section of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 503.44pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company&#8217;s website at www.manulife.com&#47;sustainability.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 522.64pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Our Impact Agenda outlines our key focus areas to drive social and environmental impact through our business and </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 535.84pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">our interactions with customers and communities in which we operate. There are three, often interconnected pillars, </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 549.04pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">that</font><font style="display: inline-block; height: 8pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 87.02pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> comprise our Impact Agenda&#58; empowering sustained health and well-being, driving inclusive economic opportunity </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 562.24pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">and accelerating a sustainable future. </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 581.44pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">In connection with our sustainability efforts, we actively engage with various internationally recognized initiatives and </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 594.64pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">frameworks. Since 2017, Manulife has been a supporter of the Task Force on Climate-related Financial Disclosures </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 607.84pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">(&#8220;TCFD&#8221;) recommendations, now the responsibility of the International Financial Reporting Standards (IFRS) </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 621.04pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Foundation.</font><font style="display: inline-block; height: 8pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 119.58pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> </font><font style="display: inline-block; height: 8pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 121.63pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Our 2024 MD&#38;A includes disclosures in the &#8220;Strategic Risk &#8211; Environmental, Social</font><font style="display: inline-block; height: 8pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 453.61pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">&#160;</font><font style="display: inline-block; height: 8pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 456.66pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">and Governance </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 634.24pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Risks&#8221; section on our ESG framework, including Manulife&#8217;s approach to climate risk. Please also refer to our </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 647.44pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Sustainability Report, published in the second quarter of each year, for detailed climate risk disclosure and our </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 660.64pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">sustainability performance. </font><font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 448.85pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 476.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 481.48pt; position: absolute; text-decoration: none; white-space: pre;">8<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div id="i805b4c544f97421aa4f55f66d0af717d_113" style="position: absolute; top: 66.96pt;"></div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">RISK MANAGEMENT<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 89.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">A categorization and explanation of the broad risks facing the Company, Manulife&#8217;s risk management strategies for <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 102.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">each category, and a discussion of the specific risks and uncertainties to which our business operations and financial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 115.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">condition are subject can be found in the section entitled &#8220;Risk Management and Risk Factors&#8221; in our <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 475.08pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 495.12pt; position: absolute; text-decoration: none; white-space: pre;"> MD&#38;A.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 134.76pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">As noted under &#8220;Caution Regarding Forward-Looking Statements&#8221;, forward-looking statements involve risks and </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 147.96pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">uncertainties and actual results may differ materially from those expressed or implied in such statements. Strategic </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 161.16pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">risk, market &#38; liquidity risk, credit &#38; investment risk, product &#38; insurance risk and operational risk are the five principal </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 174.36pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">categories of risk described in our </font><font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 209.2pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 229.24pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> MD&#38;A. These risk factors should be considered in conjunction with the other </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 187.56pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">information in this AIF and the documents incorporated by reference herein. </font><font style="display: inline-block; height: 8pt;"></font></font></div><div id="i805b4c544f97421aa4f55f66d0af717d_129" style="position: absolute; top: 209.76pt;"></div><div style="line-height: 8pt; position: absolute; top: 209.76pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">GOVERNMENT REGULATION<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 231.96pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">As an insurance company, Manulife is subject to regulation and supervision by governmental authorities in the </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 245.16pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">jurisdictions in which it does business. In Canada, the Company is subject to both federal and provincial regulation. In </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 258.36pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">the United States, the Company is primarily regulated by each of the states in which it conducts business and by </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 271.56pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">federal securities laws. The Company&#8217;s Asia operations are similarly subject to a variety of regulatory and supervisory </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 284.76pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">regimes in each of the Asian jurisdictions in which the Company operates, which vary in degree of regulation and </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 297.96pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">supervision.</font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 320.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">CANADA<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 342.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Manulife is governed by the ICA. The ICA is administered by, and activities of the Company are supervised by, the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 355.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Office of the Superintendent of Financial Institutions (Canada) (&#8220;OSFI&#8221;), the primary regulator of federal financial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 368.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">institutions. The ICA permits insurance companies to offer, directly or through subsidiaries or through networking <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 381.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">arrangements, a broad range of financial services, including banking, investment counseling and portfolio <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 395.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">management, mutual funds, trust services, real property brokerage and appraisal, information processing and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 408.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">merchant banking services.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 427.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The ICA requires the filing of annual and other reports on the financial condition of the Company, provides for periodic <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 440.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">examinations of the Company&#8217;s affairs, imposes restrictions on transactions with related parties, and sets forth <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 453.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">requirements governing reserves for actuarial liabilities and the safekeeping of assets and other matters. OSFI <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 467.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">supervises Manulife on a consolidated basis (including capital adequacy) to ensure that OSFI has an overview of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 480.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">group&#8217;s activities. This includes the ability to review both insurance and non-insurance activities conducted by <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 493.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries of Manulife with supervisory power to bring about corrective action. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 512.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Capital Requirements<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 531.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The ICA requires Canadian insurance companies to maintain adequate levels of capital at all times.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 551.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Capital requirements for MFC and MLI are governed by the Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;) guideline, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 564.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">with LICAT ratios prepared on a consolidated basis. LICAT uses a risk-based approach to measure and aggregate <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 577.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">specified risks to calculate the amount of regulatory capital required to support these risks. It measures the capital <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 590.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">adequacy of a life insurer and is one of several indicators used by OSFI to assess a life insurer&#8217;s financial condition.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 603.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The LICAT ratio compares capital resources to the Base Solvency Buffer, the latter being the risk-based capital <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 617.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">requirement determined in accordance with the guideline.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 636.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Capital resources include Available Capital, as well as a Surplus Allowance (equal to the net risk adjustment reported <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 649.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">in the financial statements in respect of all insurance contracts other than risk adjustments arising from segregated <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 662.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">fund contracts with guarantee risks) and Eligible Deposits (collateral and letters of credit from unregistered reinsurers). <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 675.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Available Capital includes common equity, qualifying preferred shares, qualifying innovative tier 1 instruments, limited <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 689.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">recourse capital notes, subordinated debt, contributed surplus, adjusted retained earnings, adjusted Accumulated <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 702.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Other Comprehensive Income (&#8220;AOCI&#8221;) and the participating account. Under LICAT, certain deductions are made from <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 715.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Available Capital, including, but not limited to, goodwill, intangible assets, a portion of deferred tax assets, and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 728.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">controlling interests in non-life financial corporations.&#160;  <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 448.85pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 476.14000000000004pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 481.48pt; position: absolute; text-decoration: none; white-space: pre;">9<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Base Solvency Buffer is equal to the aggregated capital requirements, net of credits for diversification and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">qualifying participating and adjustable products. The capital requirements cover the following five risk components&#58; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">market risk, credit risk, insurance risk, operational risk and segregated funds guarantee risk.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 112.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">A segregated fund guarantee (SFG) capital framework came into effect on January 1, 2025. The new framework <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 123.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">includes adjustments to the available capital calculation, adjustments to the Base Solvency Buffer and the inclusion of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 134.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">transition measures. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 151.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The minimum regulatory LICAT ratio is 90% for MFC and MLI&#59; in addition, MLI is subject to an industry-wide <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 164.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">supervisory target of 100%.&#160; OSFI expects each insurance company to establish an internal target capital level that <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 177.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">provides a cushion above the regulatory requirements.&#160; This cushion allows for coping with volatility in markets and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 191.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">economic conditions, and enhances flexibility in capital management to consider aspects such as innovations in the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 204.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">industry, consolidation trends and international developments. OSFI may require that a higher amount of capital be <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 217.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">available, taking into account such factors as operating experience and diversification of asset or insurance portfolios.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 230.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC endeavours to manage its business such that LICAT ratios for both MFC and MLI are above their internal <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 243.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">targets.&#160; See the section entitled &#8220;Capital Management Framework &#8211; Regulatory Capital Position&#8221; in our 2024 MD&#38;A <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 257.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">for our LICAT ratios.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 276.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The ICA provides a wide range of discretionary intervention powers that allow OSFI to intervene to address concerns <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 289.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">that may arise with companies.&#160; Capital requirements may be adjusted by OSFI as experience develops, the risk <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 302.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">profile of Canadian life insurers changes, or to reflect other risks.&#160; &#160;  <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 321.96pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">See the section entitled &#8220;Risk Management and Risk Factors&#8221; in our 2024 MD&#38;A for information about regulatory </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 335.16pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">initiatives and other developments that could impact MFC&#8217;s capital position.</font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 354.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Regulated subsidiaries of MFC must maintain minimum levels of capital, which are based on the local capital regime <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 367.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and the statutory accounting basis in each jurisdiction. The Company seeks to maintain capital in excess of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 380.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">minimum required in all foreign jurisdictions in which the Company does business.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 399.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Investment Powers<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 419.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Under the ICA, Manulife must maintain a prudent portfolio of investments and loans, subject to certain overall <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 432.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">limitations on the amount it may invest in certain classes of investments, such as commercial loans.&#160; Additional <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 445.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">restrictions (and in some cases, the need for regulatory approvals) limit the types of investments that the Company <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 458.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">can make in excess of 10% of the voting rights or 25% of the equity of a body corporate, or in excess of 25% of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 471.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">ownership interests of an unincorporated entity.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 491.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 72pt; position: absolute;">Restrictions on Shareholder Dividends and Capital Transactions<font style="display: inline-block; height: 8pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 510.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The ICA prohibits the declaration or payment of any dividend on shares of an insurance company if there are <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 523.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">reasonable grounds for believing an insurance company does not have adequate capital and adequate and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 536.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">appropriate forms of liquidity, or the declaration or the payment of the dividend would cause the insurance company to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 549.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">be in contravention of any regulation made under the ICA respecting the maintenance of adequate capital and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 563.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">adequate and appropriate forms of liquidity, or any direction made to the company by the Superintendent of Financial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 576.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Institutions (Canada) (the &#8220;Superintendent&#8221;). The ICA also requires an insurance company to notify the Superintendent <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 589.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of the declaration of a dividend at least 15 days prior to the date fixed for its payment. Similarly, the ICA prohibits the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 602.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">purchase for cancellation of any shares issued by an insurance company, or the redemption of any redeemable <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 615.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">shares or other similar capital transactions, if there are reasonable grounds for believing that the company does not <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 629.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">have adequate capital and adequate and appropriate forms of liquidity, or the purchase or the payment would cause <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 642.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the company to be, in contravention of any regulation made under the ICA respecting the maintenance of adequate <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 655.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">capital and adequate and appropriate forms of liquidity, or any direction made to the company by the Superintendent. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 668.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">These latter transactions would require the prior approval of the Superintendent. There is currently no direction against <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 681.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC or MLI paying a dividend or redeeming or purchasing their shares for cancellation. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 701.16pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Chief Actuary</font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 720.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In accordance with the ICA, the Board of Directors of MFC (the &#8220;Board&#8221;) has appointed the Chief Actuary who must be <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 733.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">a Fellow of the Canadian Institute of Actuaries. The Chief Actuary is required to value the policy liabilities of Manulife <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gOTYuMDAgOTcyLjY0IEggMzYwLjAwIj48L3BhdGg+PC9zdmc+&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 734.48pt;"><div style="width: 472pt;"><div style="line-height: 6.93pt; position: absolute; top: 0pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 6.5pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; top: -2.4254999999999995pt; vertical-align: super; white-space: pre;">4<font style="display: inline-block; height: 4.5045pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 75.25pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 77.75pt; position: absolute; white-space: pre;">Accepted actuarial practices means Canadian accepted actuarial practices as established by the Actuarial Standards Board.<font style="display: inline-block; height: 6.93pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">10<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">as at the end of each financial year in accordance with accepted actuarial<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 364.44pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 366.26pt; position: absolute; text-decoration: none; white-space: pre;">practices<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 402.32pt; position: absolute; text-decoration: none; top: -2.8pt; vertical-align: super; white-space: pre;">4<font style="display: inline-block; height: 5.2pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 405.58pt; position: absolute; text-decoration: none; white-space: pre;"> with such changes as may be <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determined by the Superintendent and any direction that may be made by the Superintendent, including selection of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">appropriate assumptions and methods.&#160; The Chief Actuary must make a report in the prescribed form on the valuation <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 106.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">including providing an opinion as to whether the consolidated financial statements fairly present the results of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 119.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">valuation. At least once in each financial year, the Chief Actuary must meet with the Board, or the Audit Committee, to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 132.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">report, in accordance with accepted actuarial practice and any direction that may be made by the Superintendent, on <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 146.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the current and expected future financial condition of the Company. The Chief Actuary is also required to report to the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 159.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">President and Chief Executive Officer and the Chief Financial Officer of the Company if the Chief Actuary identifies <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 172.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">any matters that, in the Chief Actuary&#8217;s opinion, have material adverse effects on the financial condition of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 185.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company and require rectification.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 204.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Prescribed Supervisory Information<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 224.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 72pt; position: absolute;">The Supervisory Information (Insurance Companies) Regulations made under the ICA prohibit regulated insurance <font style="display: inline-block; height: 8pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 237.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">companies, such as MFC and MLI, from disclosing, directly or indirectly, &#8220;prescribed supervisory information&#8221;, as <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 250.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">defined in those regulations. Prescribed supervisory information includes assessments, recommendations, ratings and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 263.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">reports concerning the Company made by or at the request of the Superintendent, orders of the Superintendent with <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 276.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">respect to capital and liquidity, certain regulatory actions taken with respect to the Company, prudential agreements <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 290.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">between the Company and the Superintendent, and directions of the Superintendent that we cease or refrain from <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 303.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">committing, or remedy, unsafe or unsound practices in conducting our business.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 322.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Provincial Insurance Regulation<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 341.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Company is also subject to provincial regulation and supervision in each province and territory of Canada in which <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 354.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">it carries on business. While mainly subject to direct governance by provincial insurance regulation, which is <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 368.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">concerned primarily with the form of insurance contracts and the sale and marketing of insurance and annuity <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 381.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">products, including the licensing and supervision of insurance agents, the Company is also subject to other provincial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 394.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">regulatory regimes governing general commercial conduct, such as consumer protection and privacy. Insurance sales <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 407.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and agent compensation are also subject to guidelines established by the Canadian Insurance Services Regulatory <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 420.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Organization, which have been incorporated into the criteria by which provincial insurance regulators undertake <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 434.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">supervision. Individual variable insurance contracts and the underlying segregated funds to which they relate are also <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 447.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">subject to guidelines established by the Canadian Life and Health Insurance Association Inc. which have been <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 460.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">incorporated into regulation in Ontario, are consistent with guidelines in Quebec adopted under the authority of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 473.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Qu&#233;bec insurance legislation, and are generally followed by the regulators of all other provinces.&#160; These guidelines <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 486.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">govern a number of matters relating to the sale of these products and the administration of the underlying segregated <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 500.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">funds. MLI is licensed to transact business in all provinces and territories of Canada.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 519.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Provincial&#47;Territorial Securities Laws<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 538.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Company&#8217;s Canadian investment fund, dealer and asset management businesses are subject to Canadian <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 551.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">provincial and territorial securities laws. Manulife Investment Management Limited (&#8220;MIML&#8221;) is registered as a portfolio <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 564.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">manager with the securities commissions in all Canadian provinces and territories, as an investment fund manager in <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 578.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the provinces of Ontario, Newfoundland and Labrador and Qu&#233;bec, as a commodity trading manager in Ontario, and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 591.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">as a derivatives portfolio manager in Qu&#233;bec.&#160;Manulife Investment Management Distributors Inc. (&#8220;MIMDI&#8221;) is <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 604.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">registered as an exempt market dealer with the securities commissions in all Canadian provinces and territories.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 617.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MIML and MIMDI are subject to regulation by the applicable provincial securities regulators. Manulife Wealth Inc. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 630.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;MWI&#8221;) is registered under provincial and territorial securities laws to sell investments across Canada and is subject to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 644.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">regulation by the applicable provincial and territorial securities regulators. MWI is regulated by the Canadian <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 657.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Investment Regulatory Organization. MWI is also registered as a derivatives dealer in Qu&#233;bec.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 676.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 72pt; position: absolute;">Consumer Protection for Financial Institution Failure<font style="display: inline-block; height: 8pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 695.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Assuris was created by the life and health insurance industry in Canada in 1990 to provide Canadian policyholders <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 708.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">with protection in the event of the insolvency of their insurance company. Assuris is funded by its member insurance <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">11<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">companies, including MLI and Manulife Assurance Company of Canada. Member companies of Assuris are assessed <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to build and maintain a liquidity fund at a minimum level of $100 million. Members are then primarily subject to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">assessment on an &#8220;as needed&#8221; basis.&#160; The assessment base for member companies is calculated using each <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 106.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">member&#8217;s&#160;solvency buffer, subject to adjustments where the member operates in foreign jurisdictions.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 125.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Canadian Investor Protection Fund (&#8220;CIPF&#8221;) has been created to provide clients with protection, within defined <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 138.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">limits, in the event of the insolvency of their investment dealer or their mutual fund dealer. The CIPF is funded by its <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 152.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">member investment dealers and mutual fund dealers, including MWI.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 171.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Canada Deposit Insurance Corporation (&#8220;CDIC&#8221;) is a federal crown corporation created by parliament in 1967 to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 184.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">protect deposits made with member financial institutions in case of their failure. CDIC member institutions, including <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 197.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Bank and its subsidiary Manulife Trust Company, fund deposit insurance through premiums paid on the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 210.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">insured deposits that they hold.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 233.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">UNITED STATES<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 255.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">General Regulation at the State Level<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 274.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The various states in the United States have laws regulating transactions between insurers and other members of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 287.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">insurance holding company systems. Transactions between the Company&#8217;s U.S. domiciled insurance subsidiaries and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 300.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">their affiliates are subject to regulation by the states in which such insurance subsidiaries are domiciled and, for certain <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 314.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">limited matters, states in which they transact business. Most states have enacted legislation that requires each <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 327.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">insurance holding company and each insurance subsidiary in an insurance holding company system to register with, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 340.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and be subject to regulation by, the insurance regulatory authority of the insurance subsidiary&#8217;s state of domicile. The <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 353.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company&#8217;s principal U.S. life insurance subsidiaries are John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;), <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 366.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">John Hancock Life Insurance Company of New York (&#8220;JHNY&#8221;) and John Hancock Life &#38; Health Insurance Company <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 380.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;JHLH&#8221;). They are domiciled in Michigan, New York and Massachusetts, respectively.&#160; Under such laws, the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 393.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">insurance subsidiaries are required to annually furnish financial and related information concerning the operations of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 406.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">companies within the holding company system that may materially affect the operations, management or financial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 419.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">condition of insurers within the system. These reports are also filed with other insurance departments on request.&#160; In <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 432.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">addition, such laws provide that all transactions within an insurance holding company system must be fair and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 446.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">equitable, and following any such transactions, each insurer&#8217;s policyholder surplus must be both reasonable in relation <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 459.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to its outstanding liabilities and adequate for its needs.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 478.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The laws of the various states also establish regulatory agencies with broad administrative powers, such as the power <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 491.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to approve policy forms, grant and revoke licenses to transact business, regulate trade practices, license agents, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 504.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">require financial statements and prescribe the type and amount of investment permitted. State insurance regulatory <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 518.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">authorities regularly make inquiries, hold investigations and administer market conduct examinations with respect to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 531.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">an insurer&#8217;s compliance with applicable insurance laws and regulations.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 550.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Insurance companies are required to file detailed annual statements with state insurance regulators in each of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 563.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">states in which they do business and their business and accounts are subject to examination by such regulators at any <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 576.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">time. Quarterly statements must also be filed with the state insurance regulator in the insurer&#8217;s state of domicile and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 590.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">with the insurance departments of many of the states in which the insurer does business. Insurance regulators may <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 603.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">periodically examine an insurer&#8217;s financial condition, adherence to statutory accounting practices and compliance with <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 616.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">insurance department rules and regulations.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 635.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">State insurance departments, as part of their routine oversight process, conduct detailed examinations of the books, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 648.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">records and accounts of insurance companies domiciled in their states. These examinations are generally conducted <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 662.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">in accordance with the examining state&#8217;s laws and the guidelines promulgated by the National Association of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 675.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Insurance Commissioners (the &#8220;NAIC&#8221;), an association of the chief insurance supervisory officials of each state, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 688.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">territory or possession of the United States. Each of the Company&#8217;s principal U.S. domiciled insurance subsidiaries is <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 701.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">subject to periodic examinations by its respective domiciliary state insurance regulators. The latest published <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 714.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">examination reports issued by each such insurance department did not raise any material issues or adjustments.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">12<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Investment Powers<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 83.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Company&#8217;s U.S. domiciled insurance subsidiaries are subject to laws and regulations that require diversification of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 97.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">their investment portfolios and limit the amount of investments in certain investment categories such as below <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 110.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">investment grade bonds and real estate. Failure to comply with these laws and regulations may cause investments <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 123.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">exceeding regulatory limitations to be treated as non-admitted assets for the purposes of measuring statutory surplus <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 136.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and in some circumstances would require divestiture of the non-qualifying assets. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 155.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Minimum Statutory Surplus and Capital<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 175.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Company&#8217;s U.S. domiciled life insurance subsidiaries are required to have minimum statutory surplus and capital <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 188.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of various amounts depending on the state in which they are licensed and the types of business they transact.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 207.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">NAIC IRIS Ratios<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 226.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The NAIC uses a set of financial relationships or &#8220;tests,&#8221; known as the Insurance Regulatory Information System <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 239.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;IRIS&#8221;), which are designed for the early identification of insurance companies which might warrant special attention <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 253.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">by insurance regulatory authorities. Insurance companies submit data annually to the NAIC, which in turn analyzes the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 266.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">data utilizing 12 ratios, each with defined &#8220;usual ranges.&#8221;&#160; Having ratios that fall outside the usual range does not <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 279.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">necessarily indicate that a company experienced unfavourable results. An insurance company may fall out of the usual <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 292.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">range for one or more ratios because of transactions that are favourable (such as large increases in surplus) or are <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 305.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">immaterial or eliminated at the consolidated level. Each company&#8217;s ratios are reviewed annually and are assigned a <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 319.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">ranking by a team of examiners and financial analysts at the NAIC for the purpose of identifying companies that <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 332.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">require immediate regulatory attention. The rankings are not reported to the companies and are only available to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 345.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">regulators. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 364.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Risk-Based Capital Requirements<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 383.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In order to enhance the regulation of insurer solvency, state regulators have adopted the NAIC model law <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 397.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">implementing Risk-Based Capital (&#8220;RBC&#8221;) requirements for life insurance companies. The requirements are designed <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 410.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to monitor capital adequacy and to raise the level of protection that statutory surplus provides for policyholders.&#160; The <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 423.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">model law measures four major areas of risk facing life insurers&#58; (i) the risk of loss from asset defaults and asset <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 436.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">fluctuation&#59; (ii) the risk of loss from adverse mortality and morbidity experience&#59; (iii) the risk of loss from mismatching of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 449.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">asset and liability cash flows due to changing interest rates&#59; and (iv) general business risk.&#160; Insurers having less <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 463.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">statutory surplus than required by the RBC model formula are subject to varying degrees of regulatory action <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 476.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">depending on the level of capital inadequacy. Based on the formula adopted by the NAIC, each of the Company&#8217;s U.S. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 489.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">domiciled insurance company subsidiaries exceeded the RBC capital requirements as at December 31, 2024. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 508.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 72pt; position: absolute;">Regulation of Shareholder Dividends and Other Payments from Insurance Subsidiaries<font style="display: inline-block; height: 8pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 527.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Manulife&#8217;s ability to meet debt service obligations and pay operating expenses and shareholder dividends depends on <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 541.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the receipt of sufficient funds from its operating subsidiaries. Our U.S. operating subsidiaries are indirectly owned by <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 554.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MLI. The payment of dividends by JHUSA is subject to restrictions set forth in the insurance laws of Michigan, its <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 567.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">domiciliary state.&#160; Similarly, the payment of dividends by JHNY and JHLH is regulated by New York and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 580.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Massachusetts insurance laws, respectively. In all three states, regulatory approval is required if proposed shareholder <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 593.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">dividend distributions exceed certain thresholds. In addition, general regulations relating to an insurer&#8217;s financial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 607.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">condition and solvency may also preclude or restrict the amount of dividends that may be paid by the Company&#8217;s U.S. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 620.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">domiciled insurance subsidiaries.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 639.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Federal Securities and Commodity Laws<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 658.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Certain of the Company&#8217;s subsidiaries and certain investment funds, policies and contracts offered by them are <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 671.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">subject to regulation under federal securities laws administered by the SEC and under certain state securities laws.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 685.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Certain segregated funds of the Company&#8217;s insurance subsidiaries are registered as investment companies under the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 698.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Investment Company Act of 1940<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 205.2pt; position: absolute; text-decoration: none; white-space: pre;">, as are certain other funds managed by subsidiaries of the Company.&#160; Interests in <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 711.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">segregated funds under certain variable annuity contracts and variable insurance policies issued by the Company&#8217;s <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 724.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">insurance subsidiaries are also registered under the U.S. <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 301.33000000000004pt; position: absolute; text-decoration: none; white-space: pre;">Securities Act of 1933<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 388.96pt; position: absolute; text-decoration: none; white-space: pre;">. Each of John Hancock Distributors <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">13<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">LLC,&#160; John Hancock Investment Management Distributors LLC and Manulife John Hancock Brokerage Services LLC <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">is registered as a broker-dealer under the U.S. <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 259.75pt; position: absolute; text-decoration: none; white-space: pre;">Securities Exchange Act of 1934<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 389.96pt; position: absolute; text-decoration: none; white-space: pre;"> and each is a member of, and subject <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to regulation by, the Financial Industry Regulatory Authority. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 112.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Each of John Hancock Investment Management LLC, Manulife Investment Management (US) LLC, Manulife <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 125.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Investment Management Timberland and Agriculture Inc., Manulife Investment Management Private Markets (US) <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 138.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">LLC, John Hancock Variable Trust Advisers LLC, Manulife Investment Management (North America) Limited and John <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 152.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Hancock Personal Financial Services, LLC is an investment adviser registered under the U.S. <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 447.04pt; position: absolute; text-decoration: none; white-space: pre;">Investment Advisers Act <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 165.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of 1940<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; 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All aspects of the investment advisory activities of the Company&#8217;s <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 204.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries are subject to various federal and state laws and regulations in jurisdictions in which they conduct <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 218.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">business. These laws and regulations are primarily intended to benefit investment advisory clients and investment <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 231.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">company shareholders and generally grant supervisory agencies broad administrative powers, including the power to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 244.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">limit or restrict the carrying on of business for failure to comply with such laws and regulations. In such event, the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 257.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">possible sanctions that may be imposed include the suspension of individual employees, limitations on the activities in <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 270.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">which the investment advisor may engage, suspension or revocation of the investment advisor&#8217;s registration as an <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 284.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">advisor, censure and fines.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 303.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 90.03pt; position: absolute; text-decoration: none; white-space: pre;">Commodity Exchange Act<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 193.69pt; position: absolute; text-decoration: none; white-space: pre;"> may regulate certain of the Company&#8217;s segregated funds and registered funds as a <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 316.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;commodity pool&#8221;, and certain of the Company&#8217;s registered advisers as a &#8220;commodity pool operator&#8221; or a &#8220;commodity <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 329.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">trading advisor&#8221;.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 348.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">State Guaranty Funds<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 368.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">All states of the United States have insurance guaranty fund laws requiring life insurance companies doing business in <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 381.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the state to participate in a guaranty association which, like Assuris in Canada, is organized to protect policyholders <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 394.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">against loss of benefits in the event of an insolvency or wind-up of a member insurer. These associations levy <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 407.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">assessments (up to prescribed limits) on the basis of the proportionate share of premiums written by member insurers <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 420.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">in the lines of business in which the impaired or insolvent insurer is engaged. Assessments levied against the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 434.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company in each of the past five years have not been material. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 453.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 72pt; position: absolute;">Employee Retirement Income Security Act of 1974 (&#8220;ERISA&#8221;) Considerations<font style="display: inline-block; height: 8pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 472.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Employee benefit plans are governed by ERISA and are subject to regulation by the U.S. Department of Labor. As <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 485.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">service providers to employee benefit plans, the Company and its subsidiaries may be &#8220;parties in interest&#8221;, as such <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 498.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">term is defined in ERISA and the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), with respect to such <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 512.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">plans. Certain transactions between parties in interest and those plans are prohibited by ERISA and the Code.&#160; If it is <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 525.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">determined that the Company or subsidiary is not in compliance with an applicable statutory or administrative <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 538.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">exemption, severe penalties and excise taxes could be imposed under ERISA and the Code. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 557.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, ERISA imposes duties on fiduciaries to employee benefit plans covered by that law. The Company&#8217;s <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 570.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiaries that provide investment management or investment advisory services with respect to plan assets may be <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 584.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">deemed to be fiduciaries under ERISA.&#160; Accordingly, the applicable subsidiary must comply with both the fiduciary <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 597.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">duty and prohibited transaction rules of ERISA and the Code.&#160; If it is determined that the Company subsidiary has <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 610.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">breached its fiduciary duties in providing investment management or advice to a plan, then the Company subsidiary <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 623.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">could be liable for restoring any losses to the applicable plan(s).<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 645.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">ASIA<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 668.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In Asia, local insurance authorities supervise and monitor the Company&#8217;s business and financial condition in each of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 681.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the markets in which the Company operates. The Company is also required to meet specific minimum working and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 694.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">regulatory capital requirements and is subject to regulations governing the investment of such capital in each of these <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 707.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">jurisdictions. Hong Kong Special Administrative Region (&#8220;Hong Kong&#8221;) and Japan are the regulatory jurisdictions <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 720.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">governing Manulife&#8217;s most significant operations in Asia.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">14<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 86.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In Hong Kong, the authority and responsibility for supervision of the insurance industry is vested in the Insurance <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 99.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Authority (&#8220;IA&#8221;) under the <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 173.62pt; position: absolute; text-decoration: none; white-space: pre;">Insurance Ordinance, Cap. 41 <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 296.31pt; position: absolute; text-decoration: none; white-space: pre;">(the &#8220;Insurance Ordinance&#8221;). <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 118.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Chief Executive of the Government of Hong Kong appoints the members of the IA pursuant to the Insurance <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 131.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Ordinance. The Insurance Ordinance provides that no person shall carry on any insurance business in or from Hong <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 144.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Kong except a company authorized to do so by the IA, Lloyd&#8217;s of the United Kingdom or an association of underwriters <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 158.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">approved by the IA. The Insurance Ordinance stipulates certain requirements for authorized insurers, including robust <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 171.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">corporate governance, enhanced &#8220;fit and proper person&#8221; requirements for directors, controllers and several key <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 184.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">persons in control functions such as financial control, compliance, risk management, intermediary management, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 197.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">actuary and internal audit, minimum capital and solvency margin requirements, adequate reinsurance arrangement <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 210.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">requirements and statutory reporting requirements. The Insurance Ordinance also confers powers of inspection, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 224.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">investigation and intervention on the IA for the protection of policyholders and potential policyholders.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 243.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The IA has residual power to appoint an advisor or a manager to any authorized insurer if the IA considers such <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 256.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">appointment to be desirable for the protection of policyholders or potential policyholders against the risk that the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 269.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">insurer may be unable to meet its liabilities or to fulfill the reasonable expectations of policyholders or potential <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 282.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">policyholders and that, in the IA&#8217;s opinion, the exercise of other interventionary powers conferred by the Insurance <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 296.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Ordinance would not be appropriate to safeguard the interests of policyholders or potential policyholders. In such <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 309.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">circumstances, the advisor or manager appointed by the IA will have management control of the insurer.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 328.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In Hong Kong, the Company&#8217;s life insurance business is conducted through a branch of a wholly owned Bermuda <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 341.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">subsidiary, Manulife (International) Limited, which is licensed to carry on the business of &#8220;long-term&#8221; insurance by the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 354.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">IA and the Bermuda Monetary Authority. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 374.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Long-term insurance companies are required under the Insurance Ordinance to maintain certain capital requirements. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 387.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">The prescribed capital amount is based on the risk capital amounts for its risk exposures to market risk, life insurance <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 400.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">risk, counterparty default risk, operational risk and other risk(s) if applicable, as prescribed under the Insurance <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 413.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">(Valuation and Capital) Rules (Cap.41R), enacted pursuant to the Insurance Ordinance. For a long-term insurance <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 426.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">company, the value of its assets must not be less than the amount of its liabilities by the prescribed capital amount, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 440.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">subject to a minimum of Hong Kong $20 million. Compliance with the capital requirements is reported quarterly to the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 453.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">IA. Currently, all capital requirements are being met.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 472.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Investment managers and distributors in Hong Kong, including Manulife Investment Management (Hong Kong) Limited <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 485.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">(entity and staff)(&#8220;MIMHK&#8221;), and the sale of mutual funds and the issuance of advertisements, invitations or documents <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 498.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">in relation to collective investment schemes which contain an invitation to acquire an interest (products and selling) are <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 512.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">highly regulated and are subject to Hong Kong securities laws as administered by the Securities and Futures <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 525.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Commission (&#8220;SFC&#8221;). The promotion and sale of pension schemes fund products is undertaken by Manulife <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 538.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">(International) Limited as the scheme sponsor, with Manulife Provident Funds Trust Company Limited as the MPF <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 551.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">approved trustee, and all such activities are subject to the supervision of the Mandatory Provident Fund Schemes <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 564.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Authority (&#8220;MPFA&#8221;) and the IA. Management of the relevant pension funds is undertaken by MIMHK as investment <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 578.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">manager, which is subject to the supervision of the MPFA and the SFC.&#160;The sales of&#160; long term insurance <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 591.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">policies,&#160;investment-linked assurance,&#160;group life and health products&#160;and Qualifying Deferred Annuity Products are <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 604.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">subject to the supervision of the IA. Investment-linked assurance is also subject to supervision by the SFC. The sale of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 617.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Voluntary Health Insurance Scheme products is subject to the regulatory scrutiny of the Food and Health Bureau of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 630.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">the Hong Kong Government.&#160;Manulife (International) Limited also conducts long term insurance business in the Macau <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 644.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Special Administrative Region and is regulated by the Monetary Authority of Macau.&#160;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 663.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Japan<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 682.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Life insurance companies in Japan, including Manulife Life Insurance Company (&#8220;Manulife Japan&#8221;), are governed by <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 695.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 87.02pt; position: absolute; text-decoration: none; white-space: pre;">Insurance Business Law<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 184.68pt; position: absolute; text-decoration: none; white-space: pre;"> and the regulations issued thereunder (the &#8220;IB Law&#8221;). The IB Law sets out a <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 708.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">comprehensive regulatory regime for Japanese life insurers, including such matters as capital and solvency <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 722.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">requirements, powers of regulatory intervention, new insurance products and restrictions on shareholder dividends <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">15<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and distributions.&#160; The administration and application of the IB Law is supervised by the Financial Services Agency <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;FSA&#8221;). The IB Law provides for certain rules with respect to the approval of new insurance products and the setting <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of premium levels. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 112.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The IB Law includes obligations relating to sales of insurance products such as understanding customers&#8217; intentions <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 125.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and provision of relevant information to customers, as well as agencies&#8217; obligation to develop their own control <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 138.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">frameworks including the non-exclusive agencies&#8217; obligation to recommend a product based on a comparison with <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 152.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">similar products. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 171.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The FSA published Principles for Customer-Oriented Business Operations that recommend financial institutions, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 184.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">including insurers, among others, take the following actions&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 197.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(i) develop and make public a policy for a customer-oriented business&#59; (ii) provide thorough disclosure of detailed fees <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 210.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and expenses of financial products to customers&#59; (iii) provide important information in an easy to understand manner&#59; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 224.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and (iv) provide services suited to each customer. Manulife Japan established a policy known as a &#8220;Customer <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 237.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Promise&#8221; and made it public on its website. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 256.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Investment managers in Japan, including Manulife Investment Management (Japan) Limited, are governed by the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 269.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Financial Instruments and Exchange Act (Japan)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 266.31pt; position: absolute; text-decoration: none; white-space: pre;">, and the regulations issued thereunder (the &#8220;FIEA&#8221;). The FIEA sets <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 282.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">out a comprehensive regulatory regime for investment managers that do business in Japan, including the registration <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 296.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">requirement for investment managers, filing requirements for public offerings of investment trusts, behaviour <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 309.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">regulations and other matters. Persons who conduct investment management business in Japan (management of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 322.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">investment trusts and&#47;or discretionary investment management business) must be registered with the FSA under the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 335.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">FIEA. The registered investment managers are supervised by the FSA or local financial bureaus. The <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 477.61pt; position: absolute; text-decoration: none; white-space: pre;">Investment <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 348.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Trust and Investment Corporation Act (Japan)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 254.76pt; position: absolute; text-decoration: none; white-space: pre;"> provides structural requirements for investment trust funds organized <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 362.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">within Japan and also governs managers of such domestic investment trusts.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 381.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Restrictions on Shareholder Dividends<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 400.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In Asia, insurance and company laws in the jurisdictions in which the Company operates provide for specific <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 413.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">restrictions on the payment of shareholder dividends and other distributions by the Company&#8217;s subsidiaries, or impose <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 426.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">solvency or other financial tests, which could affect the ability of these subsidiaries to pay dividends in certain <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 440.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">circumstances.<font style="display: inline-block; height: 8pt;"></font></font></div><div id="i805b4c544f97421aa4f55f66d0af717d_145" style="position: absolute; top: 462.36pt;"></div><div style="line-height: 8pt; position: absolute; top: 462.36pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">GENERAL DESCRIPTION OF CAPITAL STRUCTURE<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 484.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The following summarizes certain provisions of MFC&#8217;s common shares, preferred shares and limited recourse capital <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 497.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">notes. This summary is qualified in its entirety by MFC&#8217;s by-laws and the actual terms and conditions of such <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 510.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">securities.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 530.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC has authorized share capital consisting of an unlimited number of common shares (&#8220;Common Shares&#8221;), an <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 543.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">unlimited number of Class A Shares (&#8220;Class A Shares&#8221;), an unlimited number of Class B Shares (&#8220;Class B Shares&#8221;) <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 556.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and an unlimited number of Class 1 Shares (&#8220;Class 1 Shares&#8221;) (collectively, the Class A Shares, Class B Shares and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 569.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Class 1 Shares are &#8220;Preferred Shares&#8221;).&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="background-image: url(&#39;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHN0eWxlPSJwb2ludGVyLWV2ZW50czogbm9uZTsiPjxwYXRoIHN0eWxlPSJmaWxsOiB0cmFuc3BhcmVudDsgc3Ryb2tlOiAjMDAwMDAwOyBzdHJva2Utd2lkdGg6IDFwdDsiIGQ9Ik0gOTYuMDAgODU2LjM3IEggMzYwLjAwIj48L3BhdGg+PC9zdmc+&#39;); background-size: 612pt 792pt; height: 792pt; position: absolute; width: 612pt;"></div><div style="left: 0pt; position: absolute; top: 647.28pt;"><div style="width: 472pt;"><div style="line-height: 6.55pt; position: absolute; top: 0pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">5<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 75.19pt; position: absolute;"><font style="display: inline-block; height: 6.55pt; width: 9.81pt;"></font></font><font style="left: 85pt; position: absolute;">On February 17, 2021, 2,000,000 Non-Cumulative Fixed Rate Reset Class 1 Shares Series 27 were issued to the Limited Recourse Trustee, <font style="display: inline-block; height: 6.55pt;"></font></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 10.8pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Computershare Trust Company of Canada, in connection with MFC&#8217;s Limited Recourse Capital Notes Series 1. These shares are not listed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 21.6pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">on the Toronto Stock Exchange (the &#8220;TSX&#8221;).<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 32.4pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; top: -2.2925pt; vertical-align: super; white-space: pre;">6<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 74.66pt; position: absolute;"> <font style="display: inline-block; height: 6.55pt; width: 8.29pt;"></font></font><font style="left: 85pt; position: absolute;">On November 10, 2021, 1,200,000 Non-Cumulative Fixed Rate Reset Class 1 Shares Series 28 were issued to the Limited Recourse <font style="display: inline-block; height: 6.55pt;"></font></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 43.2pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Trustee, Computershare Trust Company of Canada, in connection with MFC&#8217;s Limited Recourse Capital Notes Series 2. These shares are <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 54pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">not listed on the TSX.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 64.8pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; top: -2.2925pt; vertical-align: super; white-space: pre;">7<font style="display: inline-block; height: 4.2575pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 5.8500000000000005pt; font-style: normal; font-weight: normal; text-decoration: none; vertical-align: super; white-space: pre;"><font style="left: 74.66pt; position: absolute; top: -2.2925pt;"> <font style="display: inline-block; height: 4.2575pt; width: 8.88pt;"></font></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85pt; position: absolute; text-decoration: none; white-space: pre;">On June 14, 2022, 1,000,000 Non-Cumulative Fixed Rate Reset Class 1 Shares Series 29 were issued to the Limited Recourse Trustee, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 75.6pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">Computershare Trust Company of Canada, in connection with MFC&#8217;s Limited Recourse Capital Notes Series 3. These shares are not listed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 86.4pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 85.5pt; position: absolute; text-decoration: none; white-space: pre;">on the TSX.<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">16<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">As of <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 95.03pt; position: absolute; text-decoration: none; white-space: pre;">December 31, 2024<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 174.15pt; position: absolute; text-decoration: none; white-space: pre;">, MFC had the following Common Shares, Class A Shares and Class 1 Shares issued&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="position: absolute; top: 86.16pt; width: 612pt;"><div style="font-size: 0pt; left: 108pt; position: absolute; top: 0pt; width: 423.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 159pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 264.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 67.6pt;">Common Shares<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 0pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;  1,728,734,607<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 15pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 97.64pt;">Class A Shares Series 2<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 15pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 89.92pt;"></font></font><font style="left: 92.55pt; position: absolute;">14,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 30pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 97.64pt;">Class A Shares Series 3<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 30pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 89.92pt;"></font></font><font style="left: 92.55pt; position: absolute;">12,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 96.64pt;">Class 1 Shares Series 3<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 45pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 6,537,903<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 60pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 96.64pt;">Class 1 Shares Series 4<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 60pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;">&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 1,462,097<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 75pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 96.64pt;">Class 1 Shares Series 9<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 75pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 89.92pt;"></font></font><font style="left: 92.55pt; position: absolute;">10,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 11<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 90pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 94.93pt;"></font></font><font style="left: 97.56pt; position: absolute;">8,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 105pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 13<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 105pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 94.93pt;"></font></font><font style="left: 97.56pt; position: absolute;">8,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 120pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 15<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 120pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 94.93pt;"></font></font><font style="left: 97.56pt; position: absolute;">8,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 135pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 17<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 135pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 89.92pt;"></font></font><font style="left: 92.55pt; position: absolute;">14,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 150pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 19<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 150pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 89.92pt;"></font></font><font style="left: 92.55pt; position: absolute;">10,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 165pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 25<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 165pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 89.92pt;"></font></font><font style="left: 92.55pt; position: absolute;">10,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 180pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 27<font style="display: inline-block; height: 8pt;"></font></font><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 104.28pt; position: absolute; text-decoration: none; top: -2.8pt; vertical-align: super; white-space: pre; width: 3.26pt;">5<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 180pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 94.93pt;"></font></font><font style="left: 97.56pt; position: absolute;">2,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 195pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 28<font style="display: inline-block; height: 8pt;"></font></font><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 104.28pt; position: absolute; text-decoration: none; top: -2.8pt; vertical-align: super; white-space: pre; width: 3.26pt;">6<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 195pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 94.93pt;"></font></font><font style="left: 97.56pt; position: absolute;">1,200,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 210pt; width: 159pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 159pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 29<font style="display: inline-block; height: 8pt;"></font></font><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 104.28pt; position: absolute; text-decoration: none; top: -2.8pt; vertical-align: super; white-space: pre; width: 3.26pt;">7<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 159pt; position: absolute; top: 210pt; width: 264.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 264.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 94.93pt;"></font></font><font style="left: 97.56pt; position: absolute;">1,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 8pt; position: absolute; top: 322.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC has authorized but not issued Class 1 Shares Series 10, Class 1 Shares Series 12, Class 1 Shares Series 14, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 335.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Class 1 Shares Series 16, Class 1 Shares Series&#160;18, Class 1 Shares Series&#160;20, and Class 1 Shares Series 26. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 354.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 72pt; position: absolute;">Certain Provisions of the Class A Shares as a Class<font style="display: inline-block; height: 8pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 373.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The following is a summary of certain provisions attaching to the Class A Shares as a class. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 392.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Priority<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 412.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 72pt; position: absolute;">Each series of Class&#160;A Shares ranks on a parity with every other series of Class&#160;A Shares and every series of Class&#160;1 <font style="display: inline-block; height: 8pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 425.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Shares with respect to dividends and return of capital. The Class&#160;A Shares shall be entitled to a preference over the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 438.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Class&#160;B Shares, the Common Shares and any other shares ranking junior to the Class&#160;A Shares with respect to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 451.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">priority in payment of dividends and in the distribution of assets in the event of the liquidation, dissolution or winding-up <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 464.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of MFC, whether voluntary or involuntary, or any other distribution of the assets of MFC among its shareholders for the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 478.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">specific purpose of winding up its affairs.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 497.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 72pt; position: absolute;">Certain Provisions of the Class B Shares as a Class<font style="display: inline-block; height: 8pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 516.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The following is a summary of certain provisions attaching to the Class B Shares as a class.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 535.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Priority<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 554.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Each series of Class&#160;B Shares ranks on a parity with every other series of Class&#160;B Shares with respect to dividends <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 568.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and return of capital. The Class&#160;B Shares shall rank junior to the Class&#160;A Shares and the Class 1 Shares with respect <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 581.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to priority in payment of dividends and in the distribution of assets in the event of the liquidation, dissolution or winding-<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 594.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">up of MFC, whether voluntary or involuntary, or any other distribution of the assets of MFC among its shareholders for <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 607.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the specific purpose of winding up its affairs, but the Class&#160;B Shares shall be entitled to a preference over the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 620.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Common Shares and any other shares ranking junior to the Class&#160;B Shares with respect to priority in payment of <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">17<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">dividends and the distribution of assets in the event of the liquidation, dissolution or winding-up of MFC, whether <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">voluntary or involuntary, or any other distribution of the assets of MFC<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 349.88pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 352.38pt; position: absolute; text-decoration: none; white-space: pre;">among its shareholders for the specific purpose <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of winding up its affairs. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 112.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Certain Provisions of the Class 1 Shares as a Class<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 131.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The following is a summary of certain provisions attaching to the Class 1 Shares as a class.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 150.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Priority<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 170.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Each series of Class 1 Shares ranks on a parity with every other series of Class 1 Shares and every series of Class&#160;A <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 183.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Shares with respect to dividends and return of capital. The Class 1 Shares shall be entitled to a preference over the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 196.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Class&#160;B Shares, the Common Shares and any other shares ranking junior to the Class 1 Shares with respect to priority <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 209.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">in payment of dividends and in the distribution of assets in the event of the liquidation, dissolution or winding-up of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 222.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC, whether voluntary or involuntary, or any other distribution of the assets of MFC among its shareholders for the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 236.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">specific purpose of winding up its affairs. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 255.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 72pt; position: absolute;">Certain Provisions Common to the Class A Shares, Class B Shares and Class 1 Shares<font style="display: inline-block; height: 8pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 274.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The following is a summary of certain provisions attaching to the Class&#160;A Shares as a class, to the Class&#160;B Shares as <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 287.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">a class and to the Class 1 Shares as a class.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 306.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Directors&#8217; Right to Issue in One or More Series<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 326.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Class&#160;A Shares, Class&#160;B Shares and Class 1 Shares may be issued at any time and from time to time in one or <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 339.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">more series. Before any shares of a series are issued, the Board shall fix the number of shares that will form such <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 352.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">series, if any, and shall, subject to any limitations set out in the by-laws of MFC or in the ICA, determine the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 365.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">designation, rights, privileges, restrictions and conditions to be attached to the Class&#160;A Shares, Class&#160;B Shares or <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 378.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Class 1 Shares as the case may be, of such series, the whole subject to the filing with OSFI of the particulars of such <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 392.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">series, including the rights, privileges, restrictions and conditions determined by the Board.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 411.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Summaries of the terms for each series of the Class A Shares and Class 1 Shares that have been issued or <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 424.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">authorized for issuance<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 165.15pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 167.65pt; position: absolute; text-decoration: none; white-space: pre;">are contained in the prospectuses relating to such shares, which are available on SEDAR+. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 443.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Voting Rights of Preferred Shares <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 462.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Except as hereinafter referred to or as required by law or as specified in the rights, privileges, restrictions and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 476.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">conditions attached from time to time to any series of Class&#160;A Shares, Class&#160;B Shares or Class 1 Shares, the holders <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 489.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of such Class&#160;A Shares, Class&#160;B Shares or Class 1 Shares as a class shall not be entitled as such to receive notice of, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 502.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to attend or to vote at any meeting of the shareholders of MFC.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 521.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Amendment with Approval of Holders of Preferred Shares<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 540.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The rights, privileges, restrictions and conditions attached to each of the Class&#160;A Shares, Class&#160;B Shares and Class 1 <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 554.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Shares as a class may be added to, changed or removed but only with the approval of the holders of such class of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 567.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Preferred Shares given as hereinafter specified.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 586.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Approval of Holders of Preferred Shares<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 605.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The approval of the holders of a class of Preferred Shares to add to, change or remove any right, privilege, restriction <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 618.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">or condition attaching to such class of Preferred Shares as a class or in respect of any other matter requiring the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 632.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">consent of the holders of such class of Preferred Shares may be given in such manner as may then be required by <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 645.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">law, subject to a minimum requirement that such approval be given by resolution signed by all the holders of such <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 658.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">class of Preferred Shares or passed by the affirmative vote of at least two-thirds (2&#47;3) of the votes cast at a meeting of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 671.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the holders of such class of Preferred Shares duly called for that purpose. Notwithstanding any other condition or <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">18<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">provision of any class of Preferred Shares, the approval of the holders of any class, voting separately as a class or <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">series, is not required on a proposal to amend the by-laws of MFC to&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 99.36pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(i)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">increase or decrease the maximum number of authorized Class&#160;A Shares, Class&#160;B Shares or Class 1 <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 112.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Shares, as the case may be, or increase the maximum number of authorized shares of a class of shares <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 125.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">having rights or privileges equal or superior to such class of Preferred Shares&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 144.96pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(ii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">effect the exchange, reclassification or cancellation of all or any part of the Class&#160;A Shares, Class&#160;B Shares <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 158.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">or Class 1 Shares, as the case may be&#59; or<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 177.36pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(iii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">create a new class of shares equal to or superior to the Class&#160;A Shares, the Class&#160;B Shares or the Class 1 <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 190.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Shares, as the case may be.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 209.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The formalities to be observed with respect to the giving of notice of any such meeting or any adjourned meeting, the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 222.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">quorum required therefor and the conduct thereof shall be those from time to time required by the ICA as in force at <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 236.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the time of the meeting and those, if any, prescribed by the by-laws or the administrative resolutions of MFC with <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 249.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">respect to meetings of shareholders. On every poll taken at every meeting of the holders of a class of Preferred <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 262.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Shares as a class, or at any joint meeting of the holders of two or more series of a class of Preferred Shares, each <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 275.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">holder of such class of Preferred Shares entitled to vote thereat shall have one vote in respect of each relevant <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 288.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Preferred Share held.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 308.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 72pt; position: absolute;">Certain Provisions of the Common Shares as a Class<font style="display: inline-block; height: 8pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 327.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The authorized common share capital of MFC consists of an unlimited number of Common Shares without nominal or <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 340.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">par value. Each holder of Common Shares is entitled to receive notice of and to attend all meetings of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 353.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">shareholders of MFC and is entitled to one vote for each share held except for meetings at which only holders of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 366.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">another specified class or series of shares of MFC are entitled to vote separately as a class or series. The holders of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 380.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Common Shares are entitled to receive dividends as and when declared by the Board, subject to the preference of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 393.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">holders of Class&#160;A Shares, Class&#160;B Shares, Class 1 Shares and any other shares ranking senior to the Common <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 406.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Shares with respect to priority in payment of dividends. After payment to the holders of Class&#160;A Shares, Class&#160;B <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 419.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Shares, Class 1 Shares and any other shares ranking senior to Common Shares with respect to priority in the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 432.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">distribution of assets in the event of the liquidation, dissolution or winding-up of MFC, the holders of Common Shares <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 446.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">shall be entitled to receive prorated the net assets of MFC remaining, after the payment of all creditors and liquidation <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 459.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">preferences, if any, that pertain to shareholders.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 478.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Description of the Limited Recourse Capital Notes<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 497.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC has outstanding $2,000,000,000 of 3.375% Limited Recourse Capital Notes Series 1 (Subordinated <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 510.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Indebtedness) due June 19, 2081 (the &#8220;Series 1 Notes&#8221;)&#59; $1,200,000,000 of 4.10% Limited Recourse Capital Notes <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 524.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Series 2 (Subordinated Indebtedness) due March 19, 2082 (the &#8220;Series 2 Notes&#8221;)&#59; and $1,000,000,000 of 7.117% <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 537.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Limited Recourse Capital Notes Series 3 (Subordinated Indebtedness) due June 19, 2082 (the &#8220;Series 3 Notes&#8221; and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 550.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">collectively with the Series 1 Notes and the Series 2 Notes, the &#8220;Notes&#8221;) which are classified as equity in our 2024 <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 563.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Consolidated Financial Statements. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 582.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Certain Provisions of the Limited Recourse Capital Notes <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 602.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The following is a summary of certain provisions attaching to the Notes as a class. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 621.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Priority <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 640.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Notes are direct, subordinated, unsecured indebtedness of MFC and will rank subordinate to all of MFC&#8217;s policy <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 653.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">liabilities and all other indebtedness (including all of MFC&#8217;s other unsecured and subordinated indebtedness) from time <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 666.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to time issued and outstanding, except for such indebtedness which by its terms ranks equally in right of payment with, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 680.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">or is subordinate to, the Notes.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 699.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Limited Recourse<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 718.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In the event of non-payment by MFC of the principal amount of, interest on, or redemption price for, the Notes when <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 731.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">due, the sole recourse of each holder of the Notes shall be limited to the assets held in respect of the Notes by <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">19<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Computershare Trust Company of Canada, as trustee (the &#8220;Limited Recourse<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 380.42pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 382.92pt; position: absolute; text-decoration: none; white-space: pre;">Trustee&#8221;) of Manulife LRCN Limited <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Recourse Trust (the &#8220;Limited Recourse Trust&#8221;) from time to time (&#8220;Corresponding Trust Assets&#8221;).&#160; As of the date <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">hereof, the Corresponding Trust Assets in respect of the Series 1 Notes consist of 2,000,000 Class 1 Shares Series <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 106.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">27, the Corresponding Trust Assets in respect of the Series 2 Notes consist of 1,200,000 Class 1 Shares Series 28 <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 119.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">and the Corresponding Trust Assets in respect of the Series 3 Notes consist of 1,000,000 Class 1 Shares Series 29. <font style="display: inline-block; height: 8pt;"></font></font></div><div id="i805b4c544f97421aa4f55f66d0af717d_191" style="position: absolute; top: 141.96pt;"></div><div style="line-height: 8pt; position: absolute; top: 141.96pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">DIVIDENDS<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 164.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The declaration and payment of dividends and the amount thereof is subject to the discretion of the Board and is <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 177.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">dependent upon the results of operations, financial condition, cash requirements and future prospects of, and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 190.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">regulatory restrictions on the payment of dividends by, the Company and other factors deemed relevant by the Board.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 209.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Since MFC is a holding company that conducts all of its operations through regulated insurance subsidiaries (or <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 222.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">companies owned directly or indirectly by these subsidiaries), its ability to pay future dividends will depend on the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 236.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">receipt of sufficient funds from its regulated insurance subsidiaries. These subsidiaries are also subject to certain <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 249.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">regulatory restrictions under laws in Canada, the United States and certain other countries that may limit their ability to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 262.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">pay dividends or make other upstream distributions. MFC has paid the following cash dividends in the period from <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 275.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">January 1, 2022 to December 31, 2024&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="position: absolute; top: 294.96pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 462.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 129pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 129pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 96.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 108pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15.75pt;"><td style="background-color: #00a740; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 64.6pt;">Type of Shares<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00a740; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 0pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 129pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 54.48pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00a740; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 0pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 96.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 38.35pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00a740; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 0pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 108pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 43.98pt; position: absolute; text-decoration: none; white-space: pre;">2022<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 15.75pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 71.6pt;">Common Shares<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 15.75pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.6000<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 15.75pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.4600<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 15.75pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$1.3200<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 72.6pt;">Preferred Shares<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 47.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 97.64pt;">Class A Shares Series 2<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 47.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.1625<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 47.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.1625<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 47.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$1.1625<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 62.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 97.64pt;">Class A Shares Series 3<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 62.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.1250<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 62.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.1250<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 62.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$1.1250<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 77.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 96.64pt;">Class 1 Shares Series 3<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 77.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$0.5870<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 77.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$0.5870<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 77.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$0.5870<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 96.64pt;">Class 1 Shares Series 4<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 92.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.5578<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 92.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.4946<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 92.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$0.6814<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 107.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 96.64pt;">Class 1 Shares Series 7<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 107.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 107.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 107.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$0.2695<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 122.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 96.64pt;">Class 1 Shares Series 9<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 122.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.4945<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 122.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.4945<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 122.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$1.1894<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 137.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 11<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 137.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.5398<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 137.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.4505<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 137.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$1.1827<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 152.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 13<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 152.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.5875<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 152.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.2245<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 152.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$1.1035<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 167.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 15<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 167.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.1951<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 167.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$0.9465<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 167.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$0.9465<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 182.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 17<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 182.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$0.9500<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 182.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$0.9500<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 182.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$0.9500<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 197.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 19<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 197.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$0.9188<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 197.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$0.9188<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 197.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$0.9188<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 212.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 23<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 212.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 212.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 212.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$0.3031<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 227.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 25<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 227.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.4855<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 227.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 32.56pt;">$1.3303<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 227.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 5.38pt; position: absolute; width: 32.56pt;">$1.1750<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 242.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 27<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 242.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 242.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 242.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt; width: 29.25pt;"></font></font><font style="left: 34.63pt; position: absolute; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 257.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 28<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 257.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 257.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 257.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt; width: 29.25pt;"></font></font><font style="left: 34.63pt; position: absolute; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 272.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 101.65pt;">Class 1 Shares Series 29<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 129pt; position: absolute; top: 272.25pt; width: 129pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 129pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 258pt; position: absolute; top: 272.25pt; width: 96.75pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 96.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 354.75pt; position: absolute; top: 272.25pt; width: 108pt;"><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 108pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 5.38pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 8pt; width: 29.25pt;"></font></font><font style="left: 34.63pt; position: absolute; width: 3pt;">-<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 8pt; position: absolute; top: 599.21pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">With reference to the information in the table above&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 624.41pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Class 1 Shares Series 7 and Series 23 were redeemed and delisted from the TSX, effective March 19, 2022. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 643.61pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Until revoked, the Limited Recourse Trustee of the Limited Recourse Trust has waived its right to receive any and all <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 656.81pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">dividends on the Class 1 Shares Series 27, the Class 1 Shares Series 28, and the Class 1 Shares Series 29. Until <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 670.01pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">such waiver is revoked by the Limited Recourse Trustee of the Limited Recourse Trust, no dividends are expected to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 683.21pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">be declared or paid on the Class 1 Shares Series 27, the Class 1 Shares Series 28 or the Class 1 Shares Series 29.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 702.41pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The 2024, 2023 and 2022 dividends on the Common Shares, the Class A Shares and the Class 1 Shares were paid <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 715.61pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">quarterly in March, June, September and December.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">20<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div id="i805b4c544f97421aa4f55f66d0af717d_210" style="position: absolute; top: 66.96pt;"></div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">CONSTRAINTS ON OWNERSHIP OF SHARES<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 89.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The ICA contains restrictions on the purchase or other acquisition, issue, transfer and voting of the shares of MFC. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 102.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Pursuant to these restrictions, no person is permitted to acquire any shares of MFC if the acquisition would cause the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 115.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">person to have a &#8220;significant interest&#8221; in any class of shares of MFC, unless the prior approval of the Minister of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 128.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Finance (Canada) is obtained. The restrictions also prohibit any person from becoming a &#8220;major shareholder&#8221; of MFC. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 141.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In addition, MFC is not permitted to record in its securities register any transfer or issue of shares if the transfer or <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 155.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">issue would cause the person to breach the ownership restrictions. For these purposes, a person has a significant <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 168.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">interest in a class of shares of MFC where the aggregate of any shares of that class beneficially owned by that person, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 181.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">any entity controlled by that person and by any person associated or acting jointly or in concert with that person <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 194.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">exceeds 10% of all the outstanding shares of that class of shares of MFC. A person is a major shareholder if the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 207.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">aggregate of any shares in a class of voting shares held by that person and by any entity controlled by that person <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 221.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">exceeds 20% of the outstanding shares of that class, or, for a class of non-voting shares, a holding exceeds 30% of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 234.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">that class. If a person contravenes any of these restrictions, the Minister of Finance (Canada) may, by order, direct <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 247.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">such person to dispose of all or any portion of those shares. In addition, the ICA prohibits life insurance companies, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 260.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">including MFC, from recording in their securities register a transfer or issue of any share to His Majesty in right of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 273.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Canada or of a province, an agent or agency of His Majesty, a foreign government or an agent or agency of a foreign <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 287.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">government and provides further that no person may exercise the voting rights attached to those shares of an <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 300.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">insurance company.&#160; The ICA exempts from such constraints certain foreign financial institutions which are controlled <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 313.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">by foreign governments and eligible agents provided certain conditions are satisfied. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 332.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Under applicable insurance laws and regulations in Michigan, New York and Massachusetts, no person may acquire <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 345.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">control of any of the Company&#8217;s insurance company subsidiaries domiciled in any such state without obtaining prior <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 359.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">approval of such state&#8217;s insurance regulatory authority. Under applicable laws and regulations, any person acquiring, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 372.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">directly or indirectly, 10% or more of the voting securities of any other person is presumed to have acquired &#8220;control&#8221; of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 385.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">such person. Thus, any person seeking to acquire 10% or more of the voting securities of MFC must obtain the prior <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 398.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">approval of the insurance regulatory authorities in certain states including Michigan, Massachusetts and New York, or <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 411.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">must demonstrate to the relevant insurance regulator&#8217;s satisfaction that the acquisition of such securities will not give <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 425.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">them control of MFC. Under state law, the failure to obtain such prior approval would entitle MFC or the insurance <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 438.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">regulatory authorities to seek judicial injunctive relief, including enjoining the proposed acquisition or the voting of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 451.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">acquired securities at any meeting of shareholders. <font style="display: inline-block; height: 8pt;"></font></font></div><div id="i805b4c544f97421aa4f55f66d0af717d_226" style="position: absolute; top: 473.76pt;"></div><div style="line-height: 8pt; position: absolute; top: 473.76pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">RATINGS<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 495.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Credit rating agencies publish credit ratings, which are indicators of an issuer&#8217;s ability to meet the terms of its <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 509.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">obligations in a timely manner and are important factors in a company&#8217;s overall funding profile and ability to access <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 522.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">external capital.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 541.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Ratings are important factors in establishing the competitive position of insurance companies, maintaining public <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 554.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">confidence in products being offered, and determining the cost of capital. A ratings downgrade, or the potential for <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 567.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">such a downgrade, could adversely affect our operations and financial condition.&#160; Some effects of a downgrade <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 581.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">include an increase in our cost of capital and limit in our access to the capital markets, causing some of our existing <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 594.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">liabilities to be subject to acceleration, additional collateral support, changes in terms or additional financial obligations, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 607.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the termination of our relationships with broker-dealers, banks, agents, wholesalers and other distributors of our <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 620.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">products and services, an unfavourable impact on our ability to execute on our hedging strategy, a material increase in <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 633.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the number of surrenders, for all or a portion of the net cash values, by the owners of policies and contracts we have <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 647.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">issued, and a material increase in the number of withdrawals by policyholders of cash values from their policies, and a <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 660.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">reduction in new sales. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 679.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The following table summarizes, by type of securities, the ratings and ranking that MFC has received from select <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 692.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">independent rating organizations as at February 13, 2025.&#160; Note that some of the rating organizations may not have <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 705.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">assigned ratings to all classes or series of instruments under each security type.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">21<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="position: absolute; top: 66.96pt; width: 612pt;"><div style="font-size: 0pt; left: 62.75pt; position: absolute; top: 0pt; width: 523.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 73.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 72pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 72pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 72pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 72pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 41.25pt;"><td style="background-color: #00a740; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #00a740; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 73.5pt; position: absolute; top: 0pt; width: 114.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 114.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 17.58pt; position: absolute; text-decoration: none; white-space: pre;">AM Best Company<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 114.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 31.85pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;AM Best&#8221;)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00a740; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 188.25pt; position: absolute; top: 0pt; width: 111.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 111.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 21.35pt; position: absolute; text-decoration: none; white-space: pre;">DBRS Limited &#38; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 111.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 20.33pt; position: absolute; text-decoration: none; white-space: pre;">affiliated entities<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 29.03pt; width: 111.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 8.32pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;Morningstar DBRS&#8221;)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00a740; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 300pt; position: absolute; top: 0pt; width: 111.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 111.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 18.33pt; position: absolute; text-decoration: none; white-space: pre;">Fitch Ratings Inc. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 111.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 37.6pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;Fitch&#8221;)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00a740; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 411.75pt; position: absolute; top: 0pt; width: 111.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 111.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 13.57pt; position: absolute; text-decoration: none; white-space: pre;">S&#38;P Global Ratings <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 111.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 39.1pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;S&#38;P&#8221;)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 41.25pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Securities<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 73.5pt; position: absolute; top: 41.25pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 22.98pt; position: absolute; text-decoration: none; white-space: pre;">Rating<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 145.5pt; position: absolute; top: 41.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.36pt; position: absolute; text-decoration: none; white-space: pre;">Rank<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 185.25pt; position: absolute; top: 41.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.48pt; position: absolute; text-decoration: none; white-space: pre;">Rating<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 41.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.36pt; position: absolute; text-decoration: none; white-space: pre;">Rank<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300pt; position: absolute; top: 41.25pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 21.73pt; position: absolute; text-decoration: none; white-space: pre;">Rating&#47;<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 372pt; position: absolute; top: 41.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.36pt; position: absolute; text-decoration: none; white-space: pre;">Rank<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 411.75pt; position: absolute; top: 41.25pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 22.98pt; position: absolute; text-decoration: none; white-space: pre;">Rating<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 483.75pt; position: absolute; top: 41.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 9.36pt; position: absolute; text-decoration: none; white-space: pre;">Rank<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 41.25pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Preferred <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Shares<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 73.5pt; position: absolute; top: 57pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.48pt; position: absolute; text-decoration: none; white-space: pre;">bbb<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 145.5pt; position: absolute; top: 57pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; text-decoration: none; white-space: pre;">9 of 21<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 185.25pt; position: absolute; top: 57pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 13.97pt; position: absolute; text-decoration: none; white-space: pre;">Pfd-2 (high)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 57pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; text-decoration: none; white-space: pre;">4 of 16<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300pt; position: absolute; top: 57pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.98pt; position: absolute; white-space: pre;">BBB<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 372pt; position: absolute; top: 57pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; white-space: pre;">9 of 21<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 411.75pt; position: absolute; top: 57pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 14.97pt; position: absolute; text-decoration: none; white-space: pre;">P-2 (high), <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.35pt; position: absolute; text-decoration: none; white-space: pre;">BBB+<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 483.75pt; position: absolute; top: 57pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 12.36pt; position: absolute; white-space: pre;">4 of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 39.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 13.61pt; position: absolute; white-space: pre;">18,<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 29.03pt; width: 39.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; white-space: pre;">6 of 20<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 36.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 98.25pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Medium Term <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Notes and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 24.63pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Senior Debt<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 73.5pt; position: absolute; top: 98.25pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 31.99pt; position: absolute; text-decoration: none; white-space: pre;">a-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 145.5pt; position: absolute; top: 98.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; text-decoration: none; white-space: pre;">7 of 21<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 185.25pt; position: absolute; top: 98.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 21.73pt; position: absolute; text-decoration: none; white-space: pre;">A (high)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 98.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; text-decoration: none; white-space: pre;">5 of 26<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300pt; position: absolute; top: 98.25pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 32.99pt; position: absolute; white-space: pre;">A<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 372pt; position: absolute; top: 98.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; white-space: pre;">6 of 21<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 411.75pt; position: absolute; top: 98.25pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 32.99pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 483.75pt; position: absolute; top: 98.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; text-decoration: none; white-space: pre;">6 of 22<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 26.25pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 135pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Subordinated <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Debt<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 73.5pt; position: absolute; top: 135pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 25.85pt; position: absolute; text-decoration: none; white-space: pre;">bbb+<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 145.5pt; position: absolute; top: 135pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; text-decoration: none; white-space: pre;">8 of 21<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 185.25pt; position: absolute; top: 135pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 34.49pt; position: absolute; text-decoration: none; white-space: pre;">A<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 135pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; text-decoration: none; white-space: pre;">6 of 26<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300pt; position: absolute; top: 135pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 31.49pt; position: absolute; white-space: pre;">A-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 372pt; position: absolute; top: 135pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; white-space: pre;">7 of 21<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 411.75pt; position: absolute; top: 135pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 31.49pt; position: absolute; text-decoration: none; white-space: pre;">A-<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 483.75pt; position: absolute; top: 135pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; text-decoration: none; white-space: pre;">7 of 22<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 36.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 161.25pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Limited <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Recourse <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 24.63pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Capital Notes<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 73.5pt; position: absolute; top: 161.25pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 25.85pt; position: absolute; text-decoration: none; white-space: pre;">bbb+<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 145.5pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; text-decoration: none; white-space: pre;">8 of 21<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 185.25pt; position: absolute; top: 161.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 23.49pt; position: absolute; text-decoration: none; white-space: pre;">A (low)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 260.25pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; text-decoration: none; white-space: pre;">7 of 26<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300pt; position: absolute; top: 161.25pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.98pt; position: absolute; white-space: pre;">BBB<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 372pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; white-space: pre;">9 of 21<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 411.75pt; position: absolute; top: 161.25pt; width: 72pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.35pt; position: absolute; text-decoration: none; white-space: pre;">BBB+<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 483.75pt; position: absolute; top: 161.25pt; width: 39.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 6.1pt; position: absolute; text-decoration: none; white-space: pre;">8 of 22<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 8pt; position: absolute; top: 281.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The security ratings accorded by the rating organizations are not a recommendation to purchase, hold or sell these <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 295.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">securities and may be subject to revision or withdrawal at any time by the rating organizations. Security ratings are <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 308.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">intended to provide investors with an independent measure of the credit quality of an issue of securities. The Company <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 321.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">provides certain rating agencies with confidential, in-depth information in support of the rating process.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 340.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Company has paid customary rating fees to Morningstar DBRS, Fitch and S&#38;P in connection with some or all of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 353.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the above-mentioned ratings. In addition, the Company has made customary payments in respect of certain other <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 367.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">services provided to MFC by each of AM Best, Morningstar DBRS, Fitch, and S&#38;P during the last two years.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 386.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The descriptions of the ratings below are sourced from public information as disclosed by each rating agency.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 405.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">AM Best Ratings<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 424.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">AM Best assigns ratings for preferred shares and debt in a range from &#8220;aaa&#8221; to &#8220;c&#8221;. These ratings provide an opinion of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 437.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">an entity&#8217;s ability to meet ongoing financial obligations to security holders when due, and reflects the risk that an issuer <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 451.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">may not meet its contractual obligations.&#160; The modifiers plus (+) or minus <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 364.65pt; position: absolute; text-decoration: none; white-space: pre;">(<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 367.65pt; position: absolute; text-decoration: none; white-space: pre;">-)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 373.65pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 376.15pt; position: absolute; text-decoration: none; white-space: pre;">may be appended to a rating to denote a <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 464.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">gradation within the category to indicate whether credit quality is near the top or bottom of a particular rating category. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 477.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The company&#8217;s rating outlooks may be positive, stable, or negative, indicating the potential future direction a rating <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 490.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">may move over a 36-month period. The Company&#8217;s current rating outlook is stable.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 509.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Class A Shares and Class 1 Shares have been assigned a &#8220;bbb&#8221; rating, which denotes a good ability to meet <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 523.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the terms of the obligation&#59; however, the issue is more susceptible to changes in economic or other conditions. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 542.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Medium Term Notes and Senior Debt have been assigned an &#8220;a-&#8221; rating, which denotes an excellent ability to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 555.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">meet the terms of the obligation. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 574.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 72pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 72pt; position: absolute;">MFC&#8217;s Subordinated Debt and Limited Recourse Capital Notes have been assigned a &#8220;bbb+&#8221; rating, which denotes a <font style="display: inline-block; height: 8pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 587.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">good ability to meet the terms of the obligation&#59; however, the issue is more susceptible to changes in economic or <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 601.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">other conditions. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 620.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Morningstar DBRS Ratings<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 639.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Morningstar DBRS assigns ratings for preferred shares in a range from &#8220;Pfd-1&#8221; to &#8220;D&#8221;. The Morningstar DBRS <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 652.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">preferred share rating scale is used in the Canadian securities market and is meant to give an indication of the risk <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 665.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">that a borrower will not fulfill its full obligations in a timely manner with respect to both dividend and principal <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 679.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">commitments. Morningstar DBRS assigns ratings for long-term obligations in a range from &#8220;AAA&#8221; to &#8220;D&#8221;. The scale <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 692.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">provides an opinion on the risk that an issuer will fail to satisfy its financial obligations in accordance with the terms <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 705.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">under which an obligation has been issued. Every Morningstar DBRS rating is based on quantitative and qualitative <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 718.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">considerations relevant to the borrowing entity. Some rating categories are denoted by the subcategories &#8220;high&#8221; and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 731.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;low&#8221;. The absence of either a &#8220;high&#8221; or &#8220;low&#8221; designation indicates the rating is in the middle of the category.&#160; The <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">22<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">company&#8217;s rating is appended with one of three rating trends&#58; &#8220;Positive&#8221;, &#8220;Stable&#8221;, or &#8220;Negative&#8221;. The Company&#8217;s <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">current rating trend is stable.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 99.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Class A Shares and Class 1 Shares have been assigned a &#8220;Pfd-2 (high)&#8221; rating as they are considered to be of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 112.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">good credit quality. Protection of dividends and principal is still substantial, but earnings, the balance sheet and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 125.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">coverage ratios are not as strong as &#8220;Pfd-1&#8221; rated companies.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 144.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Medium Term Notes and Senior Debt have been assigned an &#8220;A (high)&#8221; rating, while MFC&#8217;s Subordinated Debt <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 158.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">has been assigned an &#8220;A&#8221; rating and MFC&#8217;s Limited Recourse Capital Notes have been assigned an &#8220;A (low)&#8221; rating.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 171.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">An obligation rated &#8220;A (high)&#8221;, &#8220;A&#8221; or &#8220;A (low)&#8221; is of good credit quality, where the capacity for the payment of financial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 184.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">obligations is substantial, but of lesser credit quality than &#8220;AA&#8221;. The Company may be vulnerable to future events, but <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 197.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">qualifying negative factors are considered manageable.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 216.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Fitch Ratings<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 236.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Fitch assigns ratings for preferred shares and debt in a range from &#8220;AAA&#8221; to &#8220;C&#8221; and these ratings provide an opinion <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 249.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">on the relative ability of an entity to meet financial commitments, such as interest, preferred dividends, repayment of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 262.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">principal, insurance claims or counterparty obligations. These ratings are used by investors as indications of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 275.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">likelihood of receiving the money owed to them in accordance with the terms on which they invested. These ratings do <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 288.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">not directly address any risk other than credit risk. In particular, ratings do not deal with the risk of a market value loss <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 302.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">on a rated security due to changes in interest rates, liquidity and other market considerations. The modifiers <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 502.62pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 507.13pt; position: absolute; text-decoration: none; white-space: pre;">+<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 512.39pt; position: absolute; text-decoration: none; white-space: pre;">&#8221;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 516.9pt; position: absolute; text-decoration: none; white-space: pre;"> or <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 529.9100000000001pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;-&#8221;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 541.9300000000001pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 315.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">may be appended to a rating to denote relative status within major rating categories. The company&#8217;s rating outlook <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 328.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">indicates the direction a rating is likely to move over a one- to two-year period. Rating outlooks may be positive, stable, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 341.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">negative or evolving. The Company&#8217;s current rating outlook is stable.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 360.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 472.25pt;">MFC&#8217;s Class A Shares and Class 1 Shares and MFC&#8217;s Limited Recourse Capital Notes have been assigned a &#8220;BBB&#8221;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 374.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 472.23pt;">rating. This rating indicates that expectations of credit risk are currently low. The capacity for payment of financial<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 387.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 472.28pt;">commitments is considered adequate but adverse business or economic conditions are more likely to impair this<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 400.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 35.56pt;">capacity.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 107.56pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 419.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Medium Term Notes and Senior Debt have been assigned an &#8220;A&#8221; rating, while MFC's Subordinated Debt has <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 432.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">been assigned an &#34;A-&#34; rating. These ratings denote expectations of low credit risk. The capacity for payment of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 446.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">financial commitments is considered strong. This capacity may, nevertheless, be more vulnerable to adverse business <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 459.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">or economic conditions than is the case for higher ratings. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 478.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">S&#38;P Ratings<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 497.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">S&#38;P assigns ratings for Canadian preferred shares in a range from &#8220;P-1&#8221; to &#8220;D&#8221; and these ratings are a forward-<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 510.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">looking opinion about the creditworthiness of an obligor with respect to a specific preferred share obligation issued in <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 524.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Canadian market, relative to preferred shares issued by other issuers in the Canadian market. There is a direct <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 537.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">correspondence between the specific ratings assigned on the Canadian preferred share scale and the various rating <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 550.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">levels on the global debt rating scale of S&#38;P. It is the practice of S&#38;P to present an issuer&#8217;s preferred share ratings on <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 563.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">both the global ratings scale and the Canadian national scale when listing the ratings for a particular issuer<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 496.1pt; position: absolute; text-decoration: none; white-space: pre;">.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 498.6pt; position: absolute; text-decoration: none; white-space: pre;">&#160; S&#38;P&#8217;s <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 576.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Canadian scale preferred share ratings may be modified by the addition of &#8220;High&#8221; or &#8220;Low&#8221; to show relative standing <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 590.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">within the major rating categories. S&#38;P&#8217;s global scale preferred share ratings may be modified by the addition of a plus <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 603.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(+) or minus (-) sign to show relative standing within the major rating categories.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 389.65pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 622.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">S&#38;P assigns ratings for long-term obligations in a range from &#8220;AAA&#8221; to &#8220;D&#8221;. These ratings provide a forward-looking <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 635.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">opinion about the creditworthiness of an obligor with respect to a specific financial obligation, a specific class of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 648.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">financial obligations, or a specific financial program (including ratings on medium-term note programs and commercial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 662.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">paper programs). S&#38;P&#8217;s long-term issue credit ratings may be modified by the addition of a plus (+) or minus (-) sign to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 675.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">show relative standing within the major rating categories.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 298.3pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 694.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The company&#8217;s rating outlook may be positive, negative, stable, developing or not meaningful. The Company&#8217;s current <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 707.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">rating outlook is stable.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">23<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Class A Shares and Class 1 Shares have been assigned a &#8220;P-2 (High)&#8221; rating on the Canadian scale (which <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">corresponds to a &#8220;BBB+&#8221; rating on the global scale), while MFC&#8217;s Limited Recourse Capital Notes have been assigned <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">a &#8220;BBB+&#8221; rating. Obligations rated &#8220;P-2 (High)&#8221; or &#8220;BBB+&#8221; exhibit adequate protection parameters&#59; however, adverse <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 106.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">economic conditions or changing circumstances are more likely to lead to a weakened capacity of the obligor to meet <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 119.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">its financial commitment on the obligation.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 138.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Medium Term Notes and Senior Debt have been assigned an &#8220;A&#8221; rating, while its Subordinated Debt has been <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 152.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">assigned an &#8220;A-&#8221; rating. An obligation rated &#8220;A&#8221; or &#8220;A-&#8221; is somewhat more susceptible to the adverse effects of changes <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 165.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">in circumstances and economic conditions than obligations in higher-rated categories, however, the obligor&#8217;s capacity <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 178.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to meet its financial commitment on the obligation is still strong. <font style="display: inline-block; height: 8pt;"></font></font></div><div id="i805b4c544f97421aa4f55f66d0af717d_242" style="position: absolute; top: 200.76pt;"></div><div style="line-height: 8pt; position: absolute; top: 200.76pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MARKET FOR SECURITIES<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 222.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Common Shares are listed for trading under the symbol &#8220;MFC&#8221; on the Toronto Stock Exchange (&#8220;TSX&#8221;), the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 236.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">New York Stock Exchange (&#8220;NYSE&#8221;), and the Philippine Stock Exchange and under &#8220;0945&#8221; on The Stock Exchange of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 249.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong Limited. The Class A Shares Series 2 and Class A Shares Series 3 preferred shares are listed for trading <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 262.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">on the TSX under the symbols &#8220;MFC.PR.B&#8221; and &#8220;MFC.PR.C&#8221;, respectively. The Class 1 Shares Series 3, Class 1 <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 275.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Shares Series 4, Class 1 Shares Series 9, Class 1 Shares Series 11, Class 1 Shares Series 13, Class 1 Shares <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 288.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Series 15, Class 1 Shares Series 17, Class 1 Shares Series 19 and Class&#160;1 Shares Series 25 preferred shares are <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 302.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">listed for trading on the TSX under the symbols &#8220;MFC.PR.F&#8221;, &#8220;MFC.PR.P&#8221;, &#8220;MFC.PR.I&#8221;, &#8220;MFC.PR.J&#8221;, &#8220;MFC.PR.K&#8221;, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 315.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">&#8220;MFC.PR.L&#8221;, &#8220;MFC.PR.M&#8221;, &#8220;MFC.PR.N&#8221; and &#8220;MFC.PR.Q&#8221;, respectively.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 334.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Trading Price and Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 353.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The following table sets out the intra-day price range and trading volume of the Common Shares on the TSX and the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 366.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">NYSE for the period indicated.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="position: absolute; top: 392.16pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 449.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 78.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 73.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 61.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 54pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 66pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 78.75pt; position: absolute; top: 0pt; width: 189pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 189pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 85.73pt; position: absolute; text-decoration: none; white-space: pre;">TSX<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 267.75pt; position: absolute; top: 0pt; width: 181.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 181.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 78.48pt; position: absolute; text-decoration: none; white-space: pre;">NYSE<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 32.35pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 15pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 73.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 35.57pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 73.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 42.08pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 15pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 61.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.06pt; position: absolute; text-decoration: none; white-space: pre;">High (U.S.$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 15pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 54pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 7.55pt; position: absolute; text-decoration: none; white-space: pre;">Low (U.S.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 54pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 40.59pt; position: absolute; text-decoration: none; white-space: pre;">$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 15pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 66pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 28.07pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 66pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.58pt; position: absolute; text-decoration: none; white-space: pre;">(000s) <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">January<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">29.98<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">28.06<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 42.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 34.79pt;"></font></font><font style="left: 37.42pt; position: absolute;">107,004<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 42.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">22.39<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 42.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">20.78<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 42.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.3pt;"></font></font><font style="left: 34.93pt; position: absolute;">11,435<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">February<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 57.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">33.59<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 57.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">28.95<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 57.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 34.79pt;"></font></font><font style="left: 37.42pt; position: absolute;">168,935<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 57.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">24.89<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 57.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">21.55<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 57.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.3pt;"></font></font><font style="left: 34.93pt; position: absolute;">25,611<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 72.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">March<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 72.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">34.05<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 72.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">31.84<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 72.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 34.79pt;"></font></font><font style="left: 37.42pt; position: absolute;">139,898<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 72.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">25.14<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 72.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">23.57<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 72.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.3pt;"></font></font><font style="left: 34.93pt; position: absolute;">19,712<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 87.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">April<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 87.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">34.04<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 87.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">31.24<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 87.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 39.8pt;"></font></font><font style="left: 42.43pt; position: absolute;">92,212<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 87.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">25.05<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 87.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">22.62<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 87.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.3pt;"></font></font><font style="left: 34.93pt; position: absolute;">10,489<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 102.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">May<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 102.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">36.61<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 102.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">32.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 102.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 34.79pt;"></font></font><font style="left: 37.42pt; position: absolute;">183,955<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 102.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">26.81<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 102.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">23.29<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 102.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.3pt;"></font></font><font style="left: 34.93pt; position: absolute;">12,888<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 117.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">June<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 117.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">36.62<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 117.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">34.05<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 117.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 34.79pt;"></font></font><font style="left: 37.42pt; position: absolute;">131,437<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 117.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">26.77<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 117.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">24.73<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 117.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 37.31pt;"></font></font><font style="left: 39.940000000000005pt; position: absolute;">9,356<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 132.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">July<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 132.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">37.46<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 132.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">35.40<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 132.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 34.79pt;"></font></font><font style="left: 37.42pt; position: absolute;">105,813<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 132.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">27.50<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 132.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">25.64<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 132.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 37.31pt;"></font></font><font style="left: 39.940000000000005pt; position: absolute;">9,108<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 147.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">August<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 147.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">37.34<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 147.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">32.87<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 147.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 34.79pt;"></font></font><font style="left: 37.42pt; position: absolute;">202,168<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 147.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">27.74<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 147.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">23.31<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 147.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 37.31pt;"></font></font><font style="left: 39.940000000000005pt; position: absolute;">9,343<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 162.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">September<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 162.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">40.27<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 162.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">36.57<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 162.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 34.79pt;"></font></font><font style="left: 37.42pt; position: absolute;">120,380<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 162.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">29.87<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 162.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">26.93<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 162.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 37.31pt;"></font></font><font style="left: 39.940000000000005pt; position: absolute;">6,428<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 177.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">October<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 177.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">42.52<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 177.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">39.46<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 177.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 39.8pt;"></font></font><font style="left: 42.43pt; position: absolute;">97,293<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 177.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">30.86<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 177.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">29.07<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 177.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 37.31pt;"></font></font><font style="left: 39.940000000000005pt; position: absolute;">8,096<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 192.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">November<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 192.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">46.42<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 192.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">40.80<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 192.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 34.79pt;"></font></font><font style="left: 37.42pt; position: absolute;">159,388<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 192.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">33.05<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 192.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">29.29<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 192.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 37.31pt;"></font></font><font style="left: 39.940000000000005pt; position: absolute;">8,922<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 207.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">December<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 207.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">46.13<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 136.5pt; position: absolute; top: 207.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">42.73<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 194.25pt; position: absolute; top: 207.75pt; width: 73.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 73.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 34.79pt;"></font></font><font style="left: 37.42pt; position: absolute;">120,372<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 267.75pt; position: absolute; top: 207.75pt; width: 61.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 61.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 32.81pt;"></font></font><font style="left: 35.440000000000005pt; position: absolute;">32.86<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 329.25pt; position: absolute; top: 207.75pt; width: 54pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 54pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 26.06pt; position: absolute; text-decoration: none; white-space: pre;">29.59<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 383.25pt; position: absolute; top: 207.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.19pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 37.31pt;"></font></font><font style="left: 39.940000000000005pt; position: absolute;">8,149<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 762.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">24<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div id="i805b4c544f97421aa4f55f66d0af717d_643" style="position: absolute; top: 62.46pt;"></div><div style="line-height: 8pt; position: absolute; top: 62.46pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The following tables set out the intra-day price range and trading volume of the Class A Shares Series 2 and Series 3 <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 75.66pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">preferred shares and the Class 1 Shares Series 3, Series 4, Series 9, Series 11, Series 13, Series 15, Series 17, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 88.86pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Series 19, and Series 25 preferred shares on the TSX for the period indicated.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="position: absolute; top: 102.06pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 444.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 79.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 52.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 66pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 56.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 79.5pt; position: absolute; top: 0pt; width: 176.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 176.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">TSX &#8211; Class A Shares Series 2<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 255.75pt; position: absolute; top: 0pt; width: 189pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 189pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">TSX &#8211; Class A Shares Series 3<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 15pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.1pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 29.61pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 15pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 66pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 28.07pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 66pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.58pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 15pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 56.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 30.85pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 56.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 33.36pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 15pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 37.07pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 43.58pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">January<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 42.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">19.47<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">18.91<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 42.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">157<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 42.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">19.13<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">18.30<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 42.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">159<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">February<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 57pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">19.84<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 57pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 57pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">113<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 57pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">19.44<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 57pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">18.75<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 57pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">70<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 71.25pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">March<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 71.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">19.49<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 71.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">18.92<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 71.25pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">145<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 71.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">19.07<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 71.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">18.33<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 71.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">51<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 85.5pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">April<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 85.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">19.25<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 85.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">18.12<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 85.5pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 50.58pt; position: absolute; text-decoration: none; white-space: pre;">89<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 85.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">18.96<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 85.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">17.50<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 85.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">115<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99.75pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">May<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 99.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">19.72<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 99.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">18.53<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 99.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">119<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 99.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">19.12<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 99.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">17.95<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 99.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">90<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">June<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 114pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">19.77<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 114pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">18.87<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 114pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">116<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 114pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">19.22<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 114pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">18.31<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 114pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">400<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">July<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 128.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">20.19<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 128.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.25<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 128.25pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">165<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 128.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">19.76<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 128.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">18.77<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 128.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">149<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 142.5pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">August<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 142.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">20.90<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 142.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">20.10<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 142.5pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 50.58pt; position: absolute; text-decoration: none; white-space: pre;">99<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 142.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">20.52<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 142.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.53<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 142.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">123<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 156.75pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">September<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 156.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">21.02<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 156.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">20.46<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 156.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">754<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 156.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">20.64<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 156.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">20.07<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 156.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">296<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 171pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">October<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 171pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">21.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 171pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">20.06<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 171pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">209<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 171pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">20.29<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 171pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.70<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 171pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">95<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 185.25pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">November<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 185.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">20.36<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 185.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.41<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 185.25pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">280<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 185.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">19.97<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 185.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 185.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">92<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 199.5pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">December<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 199.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">20.77<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 199.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.77<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 199.5pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">103<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 199.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">20.19<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 199.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.40<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 199.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">92<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="position: absolute; top: 320.81pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 444.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 79.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 52.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 66pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 56.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 79.5pt; position: absolute; top: 0pt; width: 176.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 176.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">TSX &#8211; Class 1 Shares Series 3<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 255.75pt; position: absolute; top: 0pt; width: 189pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 189pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">TSX &#8211; Class 1 Shares Series 4<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 15pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.1pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 29.61pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 15pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 66pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 28.07pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 66pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.58pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 15pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 56.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 30.85pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 56.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 33.36pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 15pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 37.07pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 43.58pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">January<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 42.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">15.28<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">14.30<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 42.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">295<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 42.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">16.70<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">15.51<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 42.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">12<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">February<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 57pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">15.35<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 57pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">14.65<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 57pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">197<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 57pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">16.90<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 57pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.32<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 57pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">11<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 71.25pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">March<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 71.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">15.35<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 71.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">14.43<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 71.25pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">227<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 71.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">16.50<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 71.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 71.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">30<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 85.5pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">April<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 85.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">16.75<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 85.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">15.08<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 85.5pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">337<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 85.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">17.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 85.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.25<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 85.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">16<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99.75pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">May<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 99.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">18.15<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 99.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.67<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 99.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">544<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 99.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">19.43<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 99.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">17.55<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 99.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">26<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">June<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 114pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">17.20<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 114pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">15.04<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 114pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">102<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 114pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">18.50<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 114pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.72<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 114pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">16<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">July<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 128.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">18.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 128.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.19<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 128.25pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">459<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 128.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">18.20<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 128.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">17.15<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 128.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">17<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 142.5pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">August<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 142.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">17.06<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 142.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.03<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 142.5pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">173<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 142.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">18.20<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 142.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">17.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 142.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">25<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 156.75pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">September<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 156.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">16.97<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 156.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.30<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 156.75pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 50.58pt; position: absolute; text-decoration: none; white-space: pre;">84<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 156.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">17.05<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 156.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 156.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 64.59pt; position: absolute; text-decoration: none; white-space: pre;">9<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 171pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">October<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 171pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">16.45<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 171pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.05<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 171pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 50.58pt; position: absolute; text-decoration: none; white-space: pre;">35<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 171pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">17.28<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 171pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.50<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 171pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">21<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 185.25pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">November<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 185.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">16.70<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 185.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 185.25pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 50.58pt; position: absolute; text-decoration: none; white-space: pre;">91<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 185.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">17.10<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 185.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.51<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 185.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">18<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 199.5pt; width: 79.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 79.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">December<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 79.5pt; position: absolute; top: 199.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">17.04<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 132pt; position: absolute; top: 199.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.60<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189.75pt; position: absolute; top: 199.5pt; width: 66pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 66pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 45.57pt; position: absolute; text-decoration: none; white-space: pre;">174<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255.75pt; position: absolute; top: 199.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">17.32<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 312pt; position: absolute; top: 199.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">16.65<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 369.75pt; position: absolute; top: 199.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">11<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="position: absolute; top: 539.56pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 443.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 78.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 52.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 65.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 56.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 78.75pt; position: absolute; top: 0pt; width: 175.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 175.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">TSX &#8211; Class 1 Shares Series 9<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 254.25pt; position: absolute; top: 0pt; width: 189pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 189pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">TSX &#8211; Class 1 Shares Series 11<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 15pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.1pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 29.61pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 15pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 65.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.32pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 65.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 33.83pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 15pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 56.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 30.85pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 56.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 33.36pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 15pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 37.07pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 43.58pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">January<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 42.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">23.05<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.50<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 42.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">209<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 42.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">23.28<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.57<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 42.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">151<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">February<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 57pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">23.20<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 57pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">21.97<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 57pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">148<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 57pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">23.33<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 57pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 57pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">59<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 71.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">March<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 71.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">22.76<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 71.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">21.95<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 71.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">144<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 71.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">22.79<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 71.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.01<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 71.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">145<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 85.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">April<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 85.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">23.51<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 85.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.32<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 85.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">70<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 85.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">23.48<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 85.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.30<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 85.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">55<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">May<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 99.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">25.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 99.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.21<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 99.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">184<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 99.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">24.75<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 99.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.40<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 99.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">98<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">June<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 114pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.55<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 114pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.41<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 114pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">76<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 114pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">24.50<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 114pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.40<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 114pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">139<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">July<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 128.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.79<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 128.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.69<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 128.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">89<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 128.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">24.68<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 128.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.49<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 128.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">106<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 142.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">August<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 142.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.93<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 142.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">24.15<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 142.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">193<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 142.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">24.80<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 142.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">24.01<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 142.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">79<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 156.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">September<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 156.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.75<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 156.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">24.35<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 156.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">197<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 156.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">24.85<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 156.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">24.30<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 156.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">67<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 171pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">October<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 171pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.62<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 171pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">24.03<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 171pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">69<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 171pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">24.42<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 171pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">24.05<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 171pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">104<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 185.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">November<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 185.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.43<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 185.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.85<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 185.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">680<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 185.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">24.28<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 185.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.73<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 185.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">75<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 199.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">December<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 199.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.73<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 199.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">24.01<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 199.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">88<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 199.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">24.85<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 199.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.95<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 199.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">59<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 762.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">25<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="position: absolute; top: 75.66pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 443.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 78.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 52.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 65.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 56.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 78.75pt; position: absolute; top: 0pt; width: 175.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 175.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">TSX &#8211; Class 1 Shares Series 13<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 254.25pt; position: absolute; top: 0pt; width: 189pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 189pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">TSX &#8211; Class 1 Shares Series 15<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 15pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.1pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 29.61pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 15pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 65.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.32pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 65.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 33.83pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 15pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 56.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 30.85pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 56.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 33.36pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 15pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 37.07pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 43.58pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">January<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 42.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">23.05<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.40<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 42.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">362<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 42.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">19.86<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">18.90<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 42.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">122<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">February<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 57pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">23.11<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 57pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">21.94<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 57pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">195<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 57pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">19.92<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 57pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.34<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 57pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">68<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 71.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">March<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 71.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">22.66<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 71.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">21.78<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 71.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">107<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 71.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">20.21<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 71.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.49<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 71.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">94<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 85.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">April<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 85.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">22.95<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 85.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.21<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 85.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">145<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 85.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">22.18<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 85.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.50<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 85.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">198<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">May<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 99.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">23.97<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 99.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.90<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 99.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">109<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 99.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">22.53<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 99.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">21.22<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 99.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">156<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">June<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 114pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">23.90<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 114pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 114pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">372<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 114pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">22.06<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 114pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">19.09<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 114pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">158<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">July<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 128.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.35<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 128.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.41<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 128.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">219<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 128.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">22.50<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 128.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">21.80<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 128.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">116<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 142.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">August<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 142.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.69<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 142.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.77<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 142.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">128<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 142.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">23.45<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 142.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.02<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 142.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">600<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 156.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">September<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 156.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.74<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 156.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">24.06<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 156.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">129<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 156.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">23.41<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 156.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.10<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 156.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">183<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 171pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">October<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 171pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.60<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 171pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">24.15<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 171pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">178<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 171pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">23.70<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 171pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 171pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">165<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 185.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">November<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 185.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.60<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 185.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.88<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 185.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">216<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 185.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">23.36<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 185.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.82<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 185.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">257<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 199.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">December<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 199.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 23.81pt;"></font></font><font style="left: 26.439999999999998pt; position: absolute;">24.47<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 199.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">23.89<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 199.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">168<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 199.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 27.56pt;"></font></font><font style="left: 30.189999999999998pt; position: absolute;">23.00<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 199.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 29.06pt;"></font></font><font style="left: 31.689999999999998pt; position: absolute;">22.61<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 199.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">67<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="position: absolute; top: 294.41pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 443.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 78.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 52.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 65.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 56.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 78.75pt; position: absolute; top: 0pt; width: 175.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 175.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">TSX &#8211; Class 1 Shares Series 17<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 254.25pt; position: absolute; top: 0pt; width: 189pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 189pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">TSX &#8211; Class 1 Shares Series 19<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 15pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.1pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 29.61pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 15pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 65.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.32pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 65.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 33.83pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 15pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 56.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 30.85pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 56.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 33.36pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 15pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 37.07pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 43.58pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">January<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 42.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">20.00<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">18.48<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 42.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">237<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 42.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">19.43<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">18.15<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 42.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">212<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">February<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 57pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">19.67<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 57pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">19.09<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 57pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">97<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 57pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">19.44<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 57pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">18.93<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 57pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">119<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 71.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">March<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 71.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">20.51<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 71.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">19.14<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 71.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">91<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 71.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">20.19<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 71.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">18.95<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 71.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">59<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 85.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">April<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 85.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">21.35<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 85.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">19.98<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 85.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">303<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 85.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">20.82<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 85.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">19.70<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 85.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">142<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">May<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 99.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">22.05<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 99.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">21.08<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 99.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">245<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 99.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">21.60<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 99.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">20.88<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 99.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">150<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">June<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 114pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">21.85<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 114pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">19.57<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 114pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">195<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 114pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">21.32<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 114pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">19.05<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 114pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">184<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">July<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 128.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">22.41<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 128.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">21.54<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 128.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">324<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 128.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">22.31<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 128.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">21.25<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 128.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">201<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 142.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">August<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 142.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">22.13<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 142.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">21.06<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 142.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">339<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 142.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">22.22<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 142.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">21.20<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 142.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">294<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 156.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">September<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 156.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">22.21<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 156.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">20.99<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 156.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">312<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 156.75pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">22.01<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 156.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">20.80<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 156.75pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">111<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 171pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">October<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 171pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">22.23<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 171pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">21.30<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 171pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">394<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 171pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">21.58<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 171pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">20.72<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 171pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">221<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 185.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">November<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 185.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">22.21<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 185.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">21.70<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 185.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">789<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 185.25pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">21.58<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 185.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">20.87<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 185.25pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 59.58pt; position: absolute; text-decoration: none; white-space: pre;">79<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 199.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">December<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 199.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">22.80<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 199.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">22.00<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 199.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">278<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 254.25pt; position: absolute; top: 199.5pt; width: 56.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 56.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 28.31pt; position: absolute; text-decoration: none; white-space: pre;">21.68<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 310.5pt; position: absolute; top: 199.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">20.69<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 368.25pt; position: absolute; top: 199.5pt; width: 75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 54.57pt; position: absolute; text-decoration: none; white-space: pre;">199<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="position: absolute; top: 513.16pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 254.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 78.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 52.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 57.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 65.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 15pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.38pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="3"><div style="left: 78.75pt; position: absolute; top: 0pt; width: 175.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 175.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">TSX &#8211; Class 1 Shares Series 25<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 15pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.1pt; position: absolute; text-decoration: none; white-space: pre;">High <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 52.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 29.61pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 15pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.33pt; position: absolute; text-decoration: none; white-space: pre;">Low <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 57.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.86pt; position: absolute; text-decoration: none; white-space: pre;">(C$)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 15pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 65.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 27.32pt; position: absolute; text-decoration: none; white-space: pre;">Volume<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 65.25pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 33.83pt; position: absolute; text-decoration: none; white-space: pre;">(000s)&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">January<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 42.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">22.79<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 42.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">22.20<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 42.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">167<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">February<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 57pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">22.75<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 57pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">21.40<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 57pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">56<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 71.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">March<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 71.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">22.19<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 71.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">21.42<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 71.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">49<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 85.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">April<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 85.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">22.41<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 85.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">21.54<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 85.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">69<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 99.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">May<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 99.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">24.60<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 99.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">22.33<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 99.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">250<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">June<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 114pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">24.14<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 114pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">21.87<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 114pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">220<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">July<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 128.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">24.34<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 128.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">23.16<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 128.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">204<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 142.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">August<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 142.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">24.90<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 142.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">23.79<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 142.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">98<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 156.75pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">September<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 156.75pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">24.65<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 156.75pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">24.00<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 156.75pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">171<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 171pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">October<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 171pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">24.44<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 171pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">23.84<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 171pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">237<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 185.25pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">November<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 185.25pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">24.28<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 185.25pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">23.81<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 185.25pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 49.83pt; position: absolute; text-decoration: none; white-space: pre;">90<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 14.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 199.5pt; width: 78.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 78.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">December<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 78.75pt; position: absolute; top: 199.5pt; width: 52.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 52.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 24.56pt; position: absolute; text-decoration: none; white-space: pre;">24.41<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 131.25pt; position: absolute; top: 199.5pt; width: 57.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 57.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 29.81pt; position: absolute; text-decoration: none; white-space: pre;">23.70<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 189pt; position: absolute; top: 199.5pt; width: 65.25pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.44pt; width: 65.25pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 44.82pt; position: absolute; text-decoration: none; white-space: pre;">200<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">26<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div id="i805b4c544f97421aa4f55f66d0af717d_258" style="position: absolute; top: 66.96pt;"></div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="color: #00b050; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">ESCROWED <font style="display: inline-block; height: 8pt;"></font></font><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 127.56pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES<font style="display: inline-block; height: 8pt;"></font></font><font style="color: #00b050; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 181.61pt; position: absolute; text-decoration: none; white-space: pre;"> AND SECURITIES SUBJECT TO CONTRACTUAL RESTRICTION ON TRANSFER<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 89.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In connection with the issuances of the Series 1 Notes, Series 2 Notes and the Series 3 Notes, the Class 1 Shares <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 102.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Series 27, Class 1 Shares Series 28 and the Class 1 Shares Series 29, respectively, were issued to and are held in <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 115.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Limited Recourse Trust and are restricted from being transferred, except to holders of the Series 1 Notes, the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 128.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Series 2 Notes or the Series 3 Notes, respectively, in respect of certain events. See &#8220;General Description of Capital <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 141.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Structure &#8211; Certain Provisions of the Limited Recourse Capital Notes&#8221; above. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="position: absolute; top: 161.16pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 472.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 157.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 157.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 157.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 36.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 24.94pt; width: 157.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 2.63pt; position: absolute; white-space: pre;">Designation of class <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 0pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.94pt; width: 157.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 18.17pt; position: absolute; text-decoration: none; white-space: pre;">Number of securities held in <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.94pt; width: 157.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 13.66pt; position: absolute; text-decoration: none; white-space: pre;">escrow or that are subject to a <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 24.94pt; width: 157.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 6.41pt; position: absolute; text-decoration: none; white-space: pre;">contractual restriction on transfer<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 0pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 24.94pt; width: 157.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 36.43pt; position: absolute; white-space: pre;">Percentage of class<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 36.75pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 157.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Class 1 Shares Series 27<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 36.75pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 157.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 58.71pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 58.71pt; position: absolute;">2,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 36.75pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 157.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 64.73pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 64.73pt; position: absolute;"> 2.49%<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 51.75pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 157.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Class 1 Shares Series 28<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 51.75pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 157.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 58.71pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 58.71pt; position: absolute;">1,200,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 51.75pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 157.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 65.98pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 65.98pt; position: absolute;">1.50%<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 66.75pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 157.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Class 1 Shares Series 29<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 157.5pt; position: absolute; top: 66.75pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 157.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 58.71pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 58.71pt; position: absolute;">1,000,000<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 315pt; position: absolute; top: 66.75pt; width: 157.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 157.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 65.98pt; position: absolute;"><font style="display: inline-block; height: 8pt;"></font></font><font style="left: 65.98pt; position: absolute;">1.25%<font style="display: inline-block; height: 8pt;"></font></font></font></div></div></div></td></tr></table></div></div></div><div id="i805b4c544f97421aa4f55f66d0af717d_535" style="position: absolute; top: 270.11pt;"></div><div style="line-height: 8pt; position: absolute; top: 270.11pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">DIRECTORS AND EXECUTIVE OFFICERS<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 292.31pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">DIRECTORS<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 311.51pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The by-laws of MFC provide that the Board shall consist of a minimum of seven and a maximum of 30 Directors, with <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 324.71pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the exact number of Directors to be elected at any annual meeting of MFC to be fixed by the Directors prior to such <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 337.91pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">annual meeting. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 357.11pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The following table sets forth the Directors of MFC, as of the date of this AIF, and for each Director, their place of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 370.31pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">residence, principal occupation, years as a director and membership on Board committees. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 389.51pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Each Director is elected for a term of one year, expiring at the close of the next annual meeting of the Company. The <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 402.71pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">next annual meeting will occur on May 8, 2025.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">27<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="position: absolute; top: 66.96pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 486.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 120pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 217.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 72.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 76.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 68.25pt;"><td style="background-color: #00b050; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 22.93pt; width: 120pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 38.47pt; position: absolute; text-decoration: none; white-space: pre;">Name and<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 36.13pt; width: 120pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 37.46pt; position: absolute; text-decoration: none; white-space: pre;">Residence<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 0pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 29.53pt; width: 217.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 63.68pt; position: absolute; text-decoration: none; white-space: pre;">Principal Occupation<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 0pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 29.53pt; width: 72.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.84pt; position: absolute; text-decoration: none; white-space: pre;">Director Since<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00b050; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 0pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 16.33pt; width: 76.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 25.23pt; position: absolute; text-decoration: none; white-space: pre;">Board <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 29.53pt; width: 76.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 14.97pt; position: absolute; text-decoration: none; white-space: pre;">Committee <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 42.73pt; width: 76.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 6.88pt; position: absolute; text-decoration: none; white-space: pre;">Membership <font style="display: inline-block; height: 8pt;"></font></font><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 62.46pt; position: absolute; text-decoration: none; top: -2.8pt; vertical-align: super; white-space: pre;">(1)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Donald R. Lindsay<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">British Columbia, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 68.25pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Chair of the Board, MFC and MLI <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 139.64pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 68.25pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">August 2010<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 68.25pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">CGNC<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 31pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 96pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Roy Gori<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 96pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">President and Chief Executive <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 217.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Officer, MFC and MLI <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 93.09pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 96pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">October 2017<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 96pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">N&#47;A <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 21.990000000000002pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 123.75pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Nicole S. Arnaboldi<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Connecticut, United States<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 123.75pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Partner, Oak Hill Capital Management, LLC (private <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 217.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">equity company) <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 73.09pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 123.75pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">June 2020<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 123.75pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">MRCC (Chair)<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Risk<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 151.5pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Guy L.T. Bainbridge<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Edinburgh, UK<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 151.5pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Corporate Director<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 151.5pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">August 2019<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 151.5pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Audit (Chair)<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">CGNC<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 179.25pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Susan F. Dabarno<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 179.25pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Corporate Director <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 179.25pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">March 2013<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 179.25pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">MRCC<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Risk<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 207pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Julie E. Dickson<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 4.48pt; position: absolute;">Ontario, Canada<font style="display: inline-block; height: 8pt; width: 46.78pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 207pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Corporate Director<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 207pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">August 2019<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 207pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Audit<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">CGNC<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 234.75pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">J. Michael Durland<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 234.75pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Chief Executive Officer, Melancthon Capital <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 217.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Corporation (venture capital firm)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 234.75pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">March 2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 234.75pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Audit<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">CGNC<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 262.5pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Donald P. Kanak<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Washington, United States<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 262.5pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Corporate Director <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 81.06pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(6)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 262.5pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">March 2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 262.5pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">MRCC<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Risk<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 26.25pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 290.25pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Anna Manning<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 120pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 290.25pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; white-space: pre;">Corporate Director <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 81.08pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(7)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 290.25pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">August 2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 290.25pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">MRCC<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 76.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Risk<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 316.5pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">C. James Prieur<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Illinois, United States<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 316.5pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Corporate Director<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 316.5pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">January 2013<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 316.5pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">MRCC<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Risk (Chair)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 41.25pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 344.25pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">May Tan<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Hong Kong, People&#8217;s <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 29.03pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Republic of China<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 344.25pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Corporate Director<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 344.25pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">December 2021<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 344.25pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Audit<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">CGNC (Chair)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 1pt solid #000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 385.5pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Leagh E. Turner<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 120pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 385.5pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">CEO, Coupa Software Inc. (software company) <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 194.72pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(8) <font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 385.5pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">November 2020<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 385.5pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">MRCC<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 76.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Risk<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 36.75pt;"><td style="border-bottom: 1pt solid #000; border-left: 1pt solid #000; border-right: 1pt solid #000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 413.25pt; width: 120pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 120pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">John W. P-K Wong<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 120pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong, People's <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 24.63pt; width: 120pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Republic of China<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; border-left: 1pt solid #000; border-right: 1pt solid #000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 120pt; position: absolute; top: 413.25pt; width: 217.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 217.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; white-space: pre;">Corporate Director <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 81.08pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(9)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; border-left: 1pt solid #000; border-right: 1pt solid #000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 337.5pt; position: absolute; top: 413.25pt; width: 72.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 72.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">May 2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000; border-left: 1pt solid #000; border-right: 1pt solid #000; border-top: 1pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 410.25pt; position: absolute; top: 413.25pt; width: 76.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 76.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Audit<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 76.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">CGNC<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.55pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 521.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 19.26pt;">Notes<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 532.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(1)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">In this table, Audit means Audit Committee, CGNC means Corporate Governance and Nominating Committee, MRCC means Management <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 543.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Resources and Compensation Committee, and Risk means Risk Committee. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 554.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(2)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Don Lindsay was appointed Chair of the Board effective February 15, 2023.&#160; Mr. Lindsay held the position of Vice-Chair of the Board from <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 565.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">November 9, 2022 to February 15, 2023.&#160; Prior to October 2022, Mr. Lindsay was President and Chief Executive Officer, Teck Resources <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 575.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Limited. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 586.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(3)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Mr. Lindsay is a member of the CGNC&#59; however, in his capacity as Chair of the Board, Mr. Lindsay attends the meetings of all committees <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 597.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">whenever possible.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 608.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(4)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Roy Gori is not a member of any committee but attends committee meetings at the invitation of the Chair.&#160; &#160; &#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 619.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(5)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">From June 2020 to May 2021, Nicole Arnaboldi was a corporate director and from February 2019 to June 2020 she was Senior Advisor at <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 629.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Credit Suisse (USA).&#160;  <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 640.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(6)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">From April 2022 to December 2022, Don Kanak was a private equity business advisor at Hillhouse Investment Management Ltd.From <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 649.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">November 2020 to October 2022 he was the Chairman, Insurance Growth Markets at Prudential Holdings Ltd. From June 2015 to October <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 658.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">2022 he was the Chairman, Prudence Foundation at Prudential Holdings Ltd. From February 2012 to October 2020 he was the Chairman, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 667.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Eastspring Investments at Prudential Holdings Ltd.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 676.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(7)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Prior to December 2023, Anna Manning was the President and Chief Executive Officer of Reinsurance Group of America.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 687.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(8)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">From February 2022 to November 2023, Leagh Turner was Co-Chief Executive Officer, Ceridian HCM, Inc.&#160; From August 2018 to February <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 696.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">2022, Ms.Turner was President and Chief Operating Officer at Ceridian HCM, Inc.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 705.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(9)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Prior to June 2023, John Wong was a Senior Partner and Managing Director of Boston Consulting Group. <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 757.98pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">28<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div id="i805b4c544f97421aa4f55f66d0af717d_667" style="position: absolute; top: 57.96pt;"></div><div style="line-height: 8pt; position: absolute; top: 57.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">EXECUTIVE OFFICERS<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 77.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The name, place of residence, and position of each of the executive officers of Manulife are set forth in the following <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 90.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">table as of January 1, 2025.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="position: absolute; top: 109.56pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 504pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 225pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 279pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 20.25pt;"><td style="background-color: #00a740; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 5.53pt; width: 225pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 67.18pt; position: absolute; text-decoration: none; white-space: pre;">Name and Residence<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00a740; border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 0pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 5.53pt; width: 279pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 91.93pt; position: absolute; text-decoration: none; white-space: pre;">Position with Manulife<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 20.25pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Roy Gori<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 20.25pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">President and Chief Executive Officer<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 48pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Marc M. Costantini<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Massachusetts, United States<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 48pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Global Head of Strategy and Inforce Management<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 203.28pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;"> (1)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 75.75pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Steven A. Finch<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Massachusetts, United States<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 75.75pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Chief Actuary<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 103.5pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">James D. Gallagher<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Massachusetts, United States<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 103.5pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">General Counsel<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 131.25pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Rahim Hirji<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 131.25pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Chief Auditor and Head of Advisory Services<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 182.23pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(2)<font style="display: inline-block; height: 5.2pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 189.39pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 4.48pt; position: absolute;"><font style="display: inline-block; height: 8pt; width: 36pt;"></font></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 159pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Naveed Irshad<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 159pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">President and Chief Executive Officer, Manulife Canada<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 227.29999999999998pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(3)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 186.75pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Rahul M. Joshi<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Texas, United States<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 186.75pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Chief Operations Officer<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 214.5pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Pamela O. Kimmet<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Florida, United States<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 214.5pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Chief Human Resources Officer<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 26.25pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 242.25pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Trevor Kreel<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 225pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; text-decoration: none; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 242.25pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.5pt; position: absolute; white-space: pre;">Chief Investment Officer<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 101.13pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(4)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 268.5pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Karen A. Leggett<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 268.5pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Chief Marketing Officer<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 96.60000000000001pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(5)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 296.25pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Paul R. Lorentz<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 296.25pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">President and Chief Executive Officer, Global Wealth and Asset <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Management<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 324pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Colin L. Simpson<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 324pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Chief Financial Officer<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 93.10000000000001pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(6)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 351.75pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Brooks E. Tingle<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Massachusetts, United States<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 351.75pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">President and Chief Executive Officer, John Hancock<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 216.29999999999998pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(7)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 379.5pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Halina K. von dem Hagen<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Ontario, Canada<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 379.5pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Chief Risk Officer<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 74.56pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(8)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 407.25pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Shamus E. Weiland<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">New York, United States<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 407.25pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Chief Information Officer<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 27.75pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 435pt; width: 225pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Philip J. Witherington<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 225pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">Hong Kong, People&#8217;s Republic of China<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000000; border-left: 0.5pt solid #000000; border-right: 0.5pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 225pt; position: absolute; top: 435pt; width: 279pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 279pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 4.48pt; position: absolute; white-space: pre;">President &#38; Chief Executive Officer, Asia<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 7.15pt; font-style: normal; font-weight: normal; left: 167.70999999999998pt; position: absolute; top: -2.8pt; vertical-align: super; white-space: pre;">(9)<font style="display: inline-block; height: 5.2pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.55pt; position: absolute; top: 583.31pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Notes<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 594.11pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(1)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">From April 2020 to June&#160; 2022, Marc Costantini was President and Chief Executive Officer, Corporate Development Strategy and Digital <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 604.91pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Solutions at Munich Re, North America Life and Health.&#160; From January 2020 to April 2020, Mr. Costantini was a consultant at Munich Re, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 615.71pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">North America Life and Health.&#160; Prior to January 2020, Mr. Costantini was Executive Vice President Commercial and Government Markets <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 626.51pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">at Guardian Life Insurance Company.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 637.31pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(2)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Prior to June 2023, Rahim Hirji was Chief Risk Officer.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 648.11pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(3)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">From November 3, 2021 to June 1, 2022, Naveed Irshad was Global Head of Inforce Management.&#160; From January 1, 2018 to November 3, <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 658.91pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">2021, Mr. Irshad was Head of North American Legacy Business.&#160; &#160; &#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 669.71pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(4)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Prior to August 1, 2024, Trevor Kreel was Global Head of Portfolio Management. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 680.51pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(5)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">From July 2019 to February 17, 2020, Karen Leggett was a Partner at Ernst &#38; Young Global Consulting Services.&#160;  <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 689.51pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(6)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">From November 2022 to July 2023, Colin Simpson was Chief Financial Officer, US Segment.&#160; Prior to November 2022, Mr. Simpson was <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 700.31pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Chief Financial Officer, Aviva Canada.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 711.11pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(7)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Prior to April 2023, Brooks Tingle was President and Chief Executive Officer, John Hancock Insurance.<font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 721.91pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(8)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">Prior to June 2023, Halina von dem Hagen was Global Treasurer and Head of Capital Management.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 732.71pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(9)<font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 90pt; position: absolute; text-decoration: none; white-space: pre;">From June 2017 to July 2023 Philip Witherington was Chief Financial Officer.&#160; <font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 757.98pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">29<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 57.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">SHARE OWNERSHIP<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 77.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The number of Common Shares held by the Directors and executive officers of MFC as at December 31, 2024 was <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 90.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">1,576,165, which represented less than 1% of the outstanding Common Shares. <font style="display: inline-block; height: 8pt;"></font></font></div><div id="i805b4c544f97421aa4f55f66d0af717d_290" style="position: absolute; top: 112.56pt;"></div><div style="line-height: 8pt; position: absolute; top: 112.56pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">LEGAL PROCEEDINGS AND REGULATORY ACTIONS<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 134.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">A description of certain legal proceedings to which the Company is a party can be found in the section entitled &#8220;Legal <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 147.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">proceedings&#8221; in Note 18 to our 2024 Consolidated Financial Statements.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 167.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Since January 1, 2024, (i) there have been no penalties or sanctions imposed against us by a Canadian securities <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 180.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">regulatory authority, other than nominal late filing fees, or by a court relating to Canadian securities legislation, (ii) <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 193.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">there have been no other penalties or sanctions imposed by a court or regulatory body against us that would likely be <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 206.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">considered important to a reasonable investor in making an investment decision, and (iii) we have not entered into any <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 219.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">settlement agreements before a court relating to Canadian securities legislation or with a Canadian securities <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 233.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">regulatory authority.<font style="display: inline-block; 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white-space: pre;">https&#58;&#47;&#47;equiniti.com&#47;us&#47;ast-access<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 96pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 189.75pt; width: 144pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 144pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Philippines&#58;<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 144pt; position: absolute; top: 189.75pt; width: 328.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">RCBC Stock Transfer<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">Ground Floor, West Wing <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 29.03pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">GPL (Grepalife) Building<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 42.23pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">221 Senator Gil Puyat Avenue<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 55.43pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">Makati City, Philippines<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 68.63pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">Telephone&#58; 632 5318 8567 or 632 8894 9909<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 81.83pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">www.rcbc.com<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 83.25pt;"><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 285.75pt; width: 144pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 144pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Hong Kong&#58;&#160; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 0.25pt solid #000; border-left: 0.25pt solid #000; border-right: 0.25pt solid #000; border-top: 0.25pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 144pt; position: absolute; top: 285.75pt; width: 328.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">Tricor Investor Services Limited <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 15.83pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">17&#47;F, Far East Finance Centre<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 29.03pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">16 Harcourt Road<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 42.23pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">Hong Kong<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 55.43pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">Telephone&#58; 852 2980-1333<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 68.63pt; width: 328.5pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.38pt; position: absolute; white-space: pre;">www.vistra.com<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">30<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div id="i805b4c544f97421aa4f55f66d0af717d_552" style="position: absolute; top: 66.96pt;"></div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">INTERESTS OF EXPERTS<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 89.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Ernst &#38; Young LLP, Chartered Professional Accountants, Licensed Public Accountants, Toronto, Canada, is the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 102.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">external auditor who prepared the Reports of Independent Registered Public Accounting Firm to the Shareholders and <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 115.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Board of Directors on the audited consolidated financial statements of the Company, and the Report of Independent <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 128.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Registered Public Accounting Firm to the Shareholders and Board of Directors on Internal Control over Financial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 141.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Reporting under Standards of the Public Company Accounting Oversight Board (United States). Ernst &#38; Young LLP is <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 155.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">independent with respect to the Company within the meaning of the CPA Code of Professional Conduct of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 168.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Chartered Professional Accountants of Ontario, United States federal securities laws and the rules and regulations <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 181.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">thereunder, including the independence rules adopted by the SEC pursuant to the Sarbanes-Oxley Act of 2002 <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 194.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(&#8220;SOX&#8221;) and<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 120.57pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 123.07pt; position: absolute; text-decoration: none; white-space: pre;">is in compliance with Rule 3520 of the Public Company Accounting Oversight Board (United States). <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 207.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Under Hong Kong&#8217;s <font style="display: inline-block; height: 8pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 153.11pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Financial Reporting Council Ordinance, </font><font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 312.34000000000003pt; position: absolute; text-decoration: none; white-space: pre;">Ernst &#38; Young LLP <font style="display: inline-block; height: 8pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 391.46pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">is a </font><font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 407.98pt; position: absolute; text-decoration: none; white-space: pre;">Recognised Public Interest Entity <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 221.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Auditor. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 240.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Steven Finch is the Appointed Actuary of the Company who prepared the Appointed Actuary&#8217;s Report to the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 253.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Shareholders of the Company.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 194.18pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 196.45999999999998pt; position: absolute; text-decoration: none; white-space: pre;">The number of Common Shares of MFC held by Steven Finch as at December 31, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 266.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">2024 represented less than 1% of the outstanding Common Shares.<font style="display: inline-block; height: 8pt;"></font></font></div><div id="i805b4c544f97421aa4f55f66d0af717d_569" style="position: absolute; top: 288.96pt;"></div><div style="line-height: 8pt; position: absolute; top: 288.96pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">AUDIT COMMITTEE<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 311.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Audit Committee Charter<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 330.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Audit Committee has adopted a formal Charter that describes the Audit Committee&#8217;s role and responsibilities. The <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 343.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Charter is set out in the attached Schedule 1.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 362.76pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">The Audit Committee is responsible for assisting the Board in its oversight role with respect to the quality and integrity </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 375.96pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">of financial information, the effectiveness of the Company&#8217;s internal control over financial reporting, the effectiveness </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 389.16pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">of the Company&#8217;s risk management and compliance practices, the performance, qualifications and independence of </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 402.36pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">the independent auditor, the Company&#8217;s compliance with legal and regulatory requirements, the performance of the </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 415.56pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">Company&#8217;s finance, actuarial, internal audit and global compliance functions, and the procedures relating to conflicts </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 428.76pt; width: 612pt;"><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;">of interest, confidential information, related party transactions, and customer complaints.</font><font style="display: inline-block; height: 8pt;"></font></font><font style="background-color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 422.99pt; position: absolute; text-decoration: none; white-space: pre;"><font style="background-color: inherit;"> </font><font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 447.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Composition of the Audit Committee <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 467.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">MFC&#8217;s Audit Committee was composed of the following members as at December 31, 2024&#58; Guy Bainbridge (Chair of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 480.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Audit Committee), Julie Dickson, Michael Durland, May Tan and John Wong.&#160; The Board has reviewed the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 493.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">committee membership and determined that all members are financially literate as required by the NYSE Listed <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 506.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Company Manual and the applicable instruments of the Canadian Securities Administrators.&#160; All committee members <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 519.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">are independent, pursuant to applicable regulatory and stock exchange requirements.&#160; The Board has also determined <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 533.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">that Guy Bainbridge and May Tan have the necessary qualifications to be designated as audit committee financial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 546.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">experts under SOX.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 565.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Relevant Education and Experience<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 584.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">In addition to the general business experience of each member of MFC&#8217;s Audit Committee, each member of the Audit <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 597.08pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Committee in 2024 had relevant education and experience. Guy Bainbridge is a member of the Institute of Chartered <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 609.4pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Accountants in England and Wales and holds an MA from the University of Cambridge. Mr. Bainbridge is a former <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 621.72pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">partner of KPMG LLP.&#160; &#160; Julie Dickson holds a M. Econ. from Queen's University, is the former <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 449.23pt; position: absolute; white-space: pre;">Superintendent of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 634.04pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Financial Institutions, Canada, and is a member of the boards of the Canadian Public Accountability Board and the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 646.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Dubai Financial Services Authority. <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 214.2pt; position: absolute; text-decoration: none; white-space: pre;"> Michael Durland holds a Ph.D. in Management from Queen's University and a B. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 658.68pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Comm. from Saint Mary's University, and is the former Group Head and CEO, Global Banking and Markets, The Bank <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 671pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of Nova Scotia. May Tan holds a B.A. in Economics and Accounting from the University of Sheffield, is a member of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 683.32pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the Institute of Chartered Accountants in England and Wales and is a Certified Public Accountant in Hong Kong. John <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 695.64pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Wong holds an MBA from Harvard University and is a former Senior Partner and Chairman of Greater China, Boston <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 707.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Consulting Group. <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">31<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Pre-Approval Policies and Procedures<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 83.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Our auditor independence policy requires the Audit Committee to pre-approve all audit and permitted non-audit <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 97.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">services (including the fees and conditions) the external auditor provides.&#160; If a new service is proposed during the year <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 110.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">that is outside the pre-approved categories or budget, it must be pre-approved by the Audit Committee Chair.&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 129.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">All audit and permitted non-audit services provided by Ernst &#38; Young LLP have been pre-approved by the Audit <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 142.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Committee. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 161.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">External Auditor Service Fees <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 181.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The table below lists the services Ernst &#38; Young LLP provided to Manulife and its subsidiaries in the last two fiscal <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 194.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">years and the fees they charged each year. <font style="display: inline-block; height: 8pt;"></font></font></div><div style="position: absolute; top: 213.56pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 482.25pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 307.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 84.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 90pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 16.5pt;"><td style="background-color: #00a740; border-bottom: 1pt solid #000000; border-left: 0.5pt solid #000000; border-right: 1pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 307.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 11.16pt; width: 307.5pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Fees<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00a740; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 307.5pt; position: absolute; top: 0pt; width: 84.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.66pt; width: 84.75pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 32.35pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="background-color: #00a740; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 0pt; width: 90pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.66pt; width: 90pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 34.98pt; position: absolute; text-decoration: none; white-space: pre;">2023<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="background-color: #00a740; 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width: 90pt;"><font style="color: #ffffff; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 15.97pt; position: absolute; text-decoration: none; white-space: pre;">($ in millions)<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 16.5pt;"><td style="border-left: 1pt solid #000000; border-right: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 31.5pt; width: 307.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.66pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Audit Fees&#58; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 307.5pt; position: absolute; top: 31.5pt; width: 84.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 27.66pt; width: 84.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 61.82pt; position: absolute; text-decoration: none; white-space: pre;">39.5<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 0.5pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 392.25pt; position: absolute; top: 31.5pt; width: 90pt;"><div><div style="line-height: 8pt; position: absolute; top: 27.66pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 67.07pt; position: absolute; text-decoration: none; white-space: pre;">51.4<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 48pt;"><td style="border-bottom: 0.5pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 48pt; width: 307.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Includes the audit of our financial statements as well as the financial <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">statements of our subsidiaries, segregated funds, audits of statutory filings, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 24.63pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">prospectus services, report on internal controls, reviews of quarterly <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 35.63pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">reports and regulatory filings.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 16.5pt;"><td style="border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-top: 0.5pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 96pt; width: 307.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.66pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Audit-Related Fees&#58;<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000000; 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width: 90pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72.08pt; position: absolute; text-decoration: none; white-space: pre;">4.0<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 48pt;"><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 112.5pt; width: 307.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Includes consultation concerning financial accounting and reporting <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 13.63pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">standards not classified as audit, due diligence in connection with <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 24.63pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">proposed or consummated transactions and assurance services to report <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 35.63pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">on internal controls for third parties.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 16.5pt;"><td style="border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 160.5pt; width: 307.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.66pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Tax Fees&#58; <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 307.5pt; position: absolute; top: 160.5pt; width: 84.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 11.16pt; width: 84.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 66.83pt; position: absolute; text-decoration: none; white-space: pre;">0.4<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 0.5pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 392.25pt; position: absolute; top: 160.5pt; width: 90pt;"><div><div style="line-height: 8pt; position: absolute; top: 11.16pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72.08pt; position: absolute; text-decoration: none; white-space: pre;">0.4<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 15pt;"><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 177pt; width: 307.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Includes tax compliance, tax planning and tax advice services.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 16.5pt;"><td style="border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 192pt; width: 307.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 3.66pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">All Other Fees&#58;<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 307.5pt; position: absolute; top: 192pt; width: 84.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.28pt; width: 84.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 66.83pt; position: absolute; text-decoration: none; white-space: pre;">0.2<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 0.5pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="2" colspan="1"><div style="left: 392.25pt; position: absolute; top: 192pt; width: 90pt;"><div><div style="line-height: 8pt; position: absolute; top: 12.28pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72.08pt; position: absolute; text-decoration: none; white-space: pre;">0.2 <font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 17.25pt;"><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 208.5pt; width: 307.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 2.63pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Includes other advisory services.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr><tr style="height: 18pt;"><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 225.75pt; width: 307.5pt;"><div><div style="line-height: 8pt; position: absolute; top: 4.41pt; width: 307.5pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 5.4pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 307.5pt; position: absolute; top: 225.75pt; width: 84.75pt;"><div><div style="line-height: 8pt; position: absolute; top: 4.41pt; width: 84.75pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 61.82pt; position: absolute; text-decoration: none; white-space: pre;">43.2<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td><td style="border-bottom: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-top: 1pt solid #000000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 225.75pt; width: 90pt;"><div><div style="line-height: 8pt; position: absolute; top: 4.41pt; width: 90pt;"><font style="color: #000000; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 67.07pt; position: absolute; text-decoration: none; white-space: pre;">56.0<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></td></tr></table></div></div></div><div style="line-height: 6.55pt; position: absolute; top: 468.31pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Note&#58; Total fees above exclude fees of $17.7 million in 2024 and $13.1 million in 2023 for professional services provided by Ernst &#38; Young LLP <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 479.11pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">to certain investment funds managed by subsidiaries of MFC.&#160; For certain funds, these fees are paid directly by the funds.&#160; For other funds, in <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 489.91pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">addition to other administrative costs, the subsidiaries are responsible for the auditor&#8217;s fees for professional services, in return for a fixed <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.55pt; position: absolute; top: 500.71pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">administration fee. <font style="display: inline-block; height: 6.55pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.27pt; position: absolute; text-decoration: none; white-space: pre;">Audit fees above also include one-time fees for special projects related to the implementation of IFRS 17 and 9 of $12.8 <font style="display: inline-block; height: 6.55pt;"></font></font></div><div style="line-height: 6.55pt; position: absolute; top: 511.51pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">million for 2023. <font style="display: inline-block; height: 6.55pt;"></font></font></div><div id="i805b4c544f97421aa4f55f66d0af717d_480" style="position: absolute; top: 531.31pt;"></div><div style="line-height: 8pt; position: absolute; top: 531.31pt; width: 612pt;"><font style="color: #00a740; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">ADDITIONAL INFORMATION<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 553.51pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Additional information with respect to the Company, including directors&#8217; and officers&#8217; remuneration and indebtedness, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 566.71pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">principal holders of MFC&#8217;s securities, and securities authorized for issuance under MFC&#8217;s equity compensation plans, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 579.91pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">where applicable, is contained in MFC&#8217;s Management Information Circular for its most recent annual meeting of <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 593.11pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">security holders that involved the election of directors. Additional financial information is provided in our 2024 <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 606.31pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Consolidated Financial Statements and our 2024 MD&#38;A. Copies of these documents and additional information <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 619.51pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">relating to the Company may be found on SEDAR+ at www.sedarplus.ca and is accessible at the Company&#8217;s website, <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 632.71pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">www.manulife.com. <font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">32<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div id="i805b4c544f97421aa4f55f66d0af717d_588" style="position: absolute; top: 66.96pt;"></div><div style="line-height: 8pt; position: absolute; top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 284.37pt; position: absolute; text-decoration: none; white-space: pre;">Schedule 1<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 204.77pt; position: absolute; text-decoration: none; white-space: pre;">Manulife Financial Corporation (the &#8220;Company&#8221;)<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 116.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 254.86pt; position: absolute; text-decoration: none; white-space: pre;">Audit Committee Charter <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 153.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">1.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: underline; white-space: pre;"><font style="left: 108pt; position: absolute;">Overall Role and Responsibility<font style="display: inline-block; height: 8pt; width: 296.82pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 180.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">1.1<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 166.19pt;">The Audit Committee (&#8220;Committee&#8221;) shall&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 206.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 253.82pt;">assist the Board of Directors in its oversight role with respect to&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 232.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(i)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 187.75pt;">the quality and integrity of financial information&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 259.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 10pt;">(ii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 297.92pt;">the effectiveness of the Company&#8217;s internal control over financial reporting&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 272.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 285.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12pt;">(iii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 318.49pt;">the effectiveness of the Company&#8217;s risk management and compliance practices&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 312.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12.51pt;">(iv)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 290.46pt;">the independent auditor&#8217;s performance, qualifications and independence&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 338.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(v)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 265.88pt;">the Company&#8217;s compliance with legal and regulatory requirements&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 364.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12.51pt;">(vi)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 282.41pt;">the Finance, Actuarial, Internal Audit and Global Compliance functions&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 391.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 14.51pt;">(vii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 189.76pt;">conflicts of interest and confidential information&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 417.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 16.51pt;">(viii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 121.18pt;">related party transactions&#59; and<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 444.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12.51pt;">(ix)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 235.99pt;">complaints of customers relating to obligations under the <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: italic; font-weight: normal; left: 397.99pt; position: absolute; text-decoration: none; white-space: pre; width: 105.2pt;">Insurance Companies Act<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 503.19pt; position: absolute; text-decoration: none; white-space: pre; width: 41.07pt;"> (Canada)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 457.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 295.42pt;">(the &#8220;Act&#8221;), and accounting, internal accounting controls and audit matters.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 483.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.22pt;">prepare such reports of the Committee required to be included in the Proxy Circular in accordance with<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 496.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 291.41pt;">applicable laws or the rules of applicable securities regulatory authorities.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 523.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">1.2<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 312.41pt;">The Committee will also act as the conduct review committee of the Company.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 549.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">2.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: underline; white-space: pre;"><font style="left: 108pt; position: absolute;">Structure and Composition<font style="display: inline-block; height: 8pt; width: 315.85pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 576.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">2.1<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.31pt;">The Committee shall consist of five or more Directors appointed by the Board of Directors on the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 589.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 300.43pt;">recommendation of the Corporate Governance and Nominating Committee.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 615.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">2.2<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.16pt;">No member of the Committee shall be an officer or employee of the Company, its subsidiaries or affiliates.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 5pt;">&#160; <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 628.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 399.5pt;">Members of the Committee will not be affiliated with the Company as such term is defined in the Act.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 655.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">2.3<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.29pt;">Each member of the Committee shall satisfy the applicable independence and experience requirements of<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 668.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.19pt;">the laws governing the Company, the applicable stock exchanges on which the Company&#8217;s securities are<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 681.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 211.31pt;">listed and applicable securities regulatory authorities.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 319.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 708.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">2.4<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 376.99pt;">The Board of Directors shall designate one member of the Committee as the Committee Chair.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">33<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">2.5<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.27pt;">Members of the Committee shall serve at the pleasure of the Board of Directors for such term or terms as the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 137.18pt;">Board of Directors may determine.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 106.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">2.6<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.26pt;">Each member of the Committee shall be financially literate as such qualification is defined by applicable law<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 119.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 263.87pt;">and interpreted by the Board of Directors in its business judgment.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 146.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">2.7<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.25pt;">The Board of Directors shall determine whether and how many members of the Committee qualify as a<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 159.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.17pt;">financial expert as defined by applicable law.&#160; At least one member must be an audit committee financial<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 172.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 211.31pt;">expert, as defined in applicable laws and regulations.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 198.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">2.8<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.31pt;">The Committee shall annually determine whether any of its members serve on the audit committee of more<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 212.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.27pt;">than three public companies (including the Committee).&#160; If any of the Committee members fall into this<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 225.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.28pt;">category, the Committee shall consider the ability of such members to effectively serve on the Committee<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 238.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.28pt;">and, if it is determined that such members are able to continue serving, the Committee shall record the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 251.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 112.18pt;">reasons for such a decision.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 278.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">3.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: underline; white-space: pre;"><font style="left: 108pt; position: absolute;">Structure, Operations and Assessment<font style="display: inline-block; height: 8pt; width: 265.26pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 303.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">3.1<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.2pt;">The Committee shall meet quarterly or more frequently as the Committee may determine.&#160; The Committee<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 316.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 311.4pt;">shall report to the Board of Directors on its activities after each of its meetings.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 342.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">3.2<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.16pt;">The affirmative vote of a majority of the members of the Committee participating in any meeting of the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 356.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 232.33pt;">Committee is necessary for the adoption of any resolution.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 382.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">3.3<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.3pt;">The Committee may create one or more subcommittees and may delegate, in its discretion, all or a portion of<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 395.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 211.82pt;">its duties and responsibilities to such subcommittees.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 422.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">3.4<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 165.74pt;">The Committee shall, on an annual basis&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 448.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.3pt;">review and assess the adequacy of this Charter and, where necessary, recommend changes to the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 461.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 136.67pt;">Board of Directors for its approval&#59;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 271.66999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 488.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.26pt;">undertake a performance evaluation of the Committee comparing the performance of the Committee<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 501.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 165.2pt;">with the requirements of this Charter&#59; and<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 300.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 527.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(c)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 291.89pt;">report the results of the performance evaluation to the Board of Directors.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 554.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">The performance evaluation by the Committee shall be conducted in such manner as the Committee deems <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 567.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">appropriate.&#160; The report to the Board of Directors may take the form of an oral report by the chair of the <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 580.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre;">Committee or any other member of the Committee designated by the Committee to make this report.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 606.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">3.5<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.3pt;">The Committee is expected to establish and maintain free and open communication with management, the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 620.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 436.21pt;">independent auditor, the Chief Auditor and the Chief Actuary and shall periodically meet separately with each<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 633.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 32.54pt;">of them.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 659.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">4.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: underline; white-space: pre;"><font style="left: 108pt; position: absolute;">Specific Duties<font style="display: inline-block; height: 8pt; width: 367.42pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 686.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 228.28pt;">The Committee will carry out the following specific duties&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 712.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">4.1<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 159.72pt;">Oversight of the Independent Auditor<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">34<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.29pt;">Recommend to the Board for approval the appointment and, when considered appropriate, the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.27pt;">dismissal or removal of the independent auditor for the purpose of preparing or issuing an auditor&#8217;s<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.26pt;">report or performing other audit, review or attest services for the Company (subject to shareholder<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 106.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 46.55pt;">ratification).<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 132.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.26pt;">Review and approve the scope and terms of all audit engagements and recommend to the Board the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 146.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 165.76pt;">compensation of the independent auditor.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 172.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(c)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.25pt;">Oversee the work of the independent auditor engaged for the purpose of preparing or issuing an audit<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 185.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.32pt;">report or performing other audit, review or attest services (including resolution of disagreements<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3199999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 198.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.3pt;">between management and the independent auditor regarding financial reporting). The independent<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 212.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 179.22pt;">auditor shall report directly to the Committee.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 238.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(d)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.27pt;">Pre-approve all audit services and permitted non-audit services (including the fees, terms and<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 251.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 363.05pt;">conditions for the performance of such services) to be provided by the independent auditor.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 278.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(e)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.24pt;">When appropriate, the Committee may delegate to one or more members the authority to grant<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 291.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.25pt;">preapprovals of audit and permitted non-audit services and the full Committee shall be informed of<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 304.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 93.15pt;">each non-audit service.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 228.15pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 330.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 8.5pt;">(f)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.25pt;">Review the decisions of such delegates under subsection (e) above, which shall be presented to the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 344.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 179.24pt;">full Committee at its next scheduled meeting.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 370.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(g)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 387.1pt;">Evaluate the qualifications, performance and independence of the independent auditor, including&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 396.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(i)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.28pt;">reviewing and evaluating the lead partner on the independent auditor&#8217;s engagement with the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 410.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 41.06pt;">Company&#59;<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 203.06pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 436.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 10pt;">(ii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.22pt;">considering whether the auditor&#8217;s quality controls are adequate and the provision of permitted<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 449.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 332.5pt;">non-audit services are compatible with maintaining the auditor&#8217;s independence&#59; and<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 476.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12pt;">(iii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.32pt;">addressing any concerns raised by regulatory authorities or other stakeholders regarding the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3199999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 489.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 95.66pt;">auditor&#8217;s independence.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 515.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(h)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.2pt;">Present its conclusions with respect to the independent auditor to the Board of Directors and, if so<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 528.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.29pt;">determined by the Committee, recommend that the Board of Directors take additional action to satisfy<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 542.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 340.01pt;">itself of the qualifications, performance and independence of the independent auditor.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 568.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(i)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 334.48pt;">Obtain and review a report from the independent auditor at least annually regarding&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 594.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(i)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 241.86pt;">the independent auditor&#8217;s internal quality-control procedures&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 621.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 10pt;">(ii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.2pt;">any material issues raised by the most recent internal quality-control review, or peer review, of<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 634.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.32pt;">the firm, or by any inquiry or investigation by governmental or professional authorities within the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3199999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 647.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 346.51pt;">preceding five years respecting one or more independent audits carried out by the firm&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 674.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12pt;">(iii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 197.81pt;">any steps taken to deal with any such issues&#59; and<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 700.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12.51pt;">(iv)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 271.9pt;">all relationships between the independent auditor and the Company.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">35<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(j)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.78pt;">At least annually, review and approve the audit plan (including any significant changes to the audit<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.18pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.92pt;">plan) and, as part of this review, satisfy itself that the audit plan is risk-based and addresses all the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.32pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.8pt;">relevant activities over a measurable cycle and that the work of the independent auditor and<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 106.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 114.16pt;">Internal Audit is coordinated.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 132.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(k)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.26pt;">Ensure the rotation of the lead (or coordinating) audit partner having primary responsibility for the audit<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 146.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 300.41pt;">and the audit partner responsible for reviewing the audit as required by law.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 172.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(l)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.2pt;">Review and approve policies for the Company&#8217;s hiring of partners and employees or former partners<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 185.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 170.77pt;">and employees of the independent auditor.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 212.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">4.2<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 84.11pt;">Financial Reporting<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 238.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.23pt;">Review and discuss with management and the independent auditor the annual audited financial<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 251.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.17pt;">statements, the results of the audit, any changes to the audit scope or strategy, the annual report of<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 264.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.29pt;">the auditors on the statements and any other returns or transactions required to be reviewed by the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 278.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.22pt;">Committee and report to the Board of Directors prior to approval by the Board of Directors and the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 291.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 92.64pt;">publication of earnings.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 317.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.26pt;">Review such returns of the Company as the Superintendent of Financial Institutions (Canada) (the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 330.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 122.68pt;">&#8220;Superintendent&#8221;) may specify.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 357.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(c)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.21pt;">Review and discuss with the independent auditor and with management the Company&#8217;s annual and<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 370.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.27pt;">quarterly financial disclosures, including management&#8217;s discussion and analysis.&#160; The Committee shall<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 383.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.25pt;">approve any reports for inclusion in the Company&#8217;s Annual Report, as required by applicable<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 396.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 246.37pt;">legislation and make a recommendation thereon to the Board.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 423.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(d)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.23pt;">Review the Company&#8217;s disclosure policy, which governs the release of information about the Company<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 436.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.31pt;">and requires timely, accurate and fair disclosure of such information in compliance with all legal and<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 449.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.27pt;">regulatory requirements, and periodically assess the adequacy of procedures regarding disclosure of<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 462.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 82.61pt;">financial information.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 489.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(e)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 354.51pt;">Require management to implement and maintain appropriate internal control procedures.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 515.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 8.5pt;">(f)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.24pt;">Oversee systems of internal control and meet with the heads of the oversight functions, management<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 528.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.19pt;">and the independent auditors to assess the adequacy and effectiveness of these systems and to<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 542.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 236.36pt;">obtain reasonable assurance that the controls are effective.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 568.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(g)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.32pt;">Review and discuss with management and the independent auditor management&#8217;s report on its<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3199999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 581.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.22pt;">assessment of internal controls over financial reporting and the independent auditor&#8217;s attestation report<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 594.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 124.71pt;">on management&#8217;s assessment.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 621.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(h)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 295.44pt;">Review, evaluate and approve the procedures established under s. 4.2(e).<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 647.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(i)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.25pt;">Review such investments and transactions that could adversely affect the well-being of the Company<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 660.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 352.96pt;">as the auditor or any officer of the Company may bring to the attention of the Committee.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 687.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(j)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.23pt;">Review and discuss with management and the independent auditor the Company&#8217;s quarterly financial<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 700.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 225.32pt;">statements prior to the publication of earnings, including&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 726.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(i)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 348.49pt;">the results of the independent auditor&#8217;s review of the quarterly financial statements&#59; and<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">36<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 10pt;">(ii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.28pt;">any matters required to be communicated by the independent auditor under applicable review<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 42.07pt;">standards.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 119.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(k)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.26pt;">Review and discuss with management and the independent auditor at least annually significant<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 132.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.23pt;">financial reporting issues and judgments made in connection with the preparation of the Company&#8217;s<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 146.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 122.68pt;">financial statements, including&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 172.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(i)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.29pt;">key areas of risk for material misstatement of the financial statements, including critical<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 185.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 236.86pt;">accounting estimates or areas of measurement uncertainty&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 212.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 10pt;">(ii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.29pt;">whether the auditor considers estimates to be within an acceptable range and the rationale for<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 225.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 305.92pt;">the final valuation decision and whether it is consistent with industry practice&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 251.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12pt;">(iii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.25pt;">any significant changes in the Company&#8217;s selection or application of accounting or actuarial<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 264.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 40.56pt;">principles&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 291.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12.51pt;">(iv)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 287.43pt;">any major issues as to the adequacy of the Company&#8217;s internal controls&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 304.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 317.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(v)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 302.94pt;">any special steps adopted in light of material control deficiencies, if any&#59; and<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 344.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12.51pt;">(vi)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 126.66pt;">the role of any other audit firms.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 370.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(l)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.28pt;">Review and discuss with management and the independent auditor at least annually reports from the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 383.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 94.65pt;">independent auditor on&#58;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 410.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(i)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 207.32pt;">critical accounting policies and practices to be used&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 436.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 10pt;">(ii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.26pt;">significant financial reporting issues, estimates and judgments made in connection with the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 449.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 155.22pt;">preparation of the financial statements&#59;<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 476.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12pt;">(iii)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.31pt;">alternative treatments of financial information within generally accepted accounting principles<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 489.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.26pt;">that have been discussed with management, ramifications of the use of such alternative<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 502.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 351.52pt;">disclosures and treatments, and the treatment preferred by the independent auditor&#59; and<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 528.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 12.51pt;">(iv)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 382.26pt;">other material written communications between the independent auditor and management, such<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 542.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 162pt; position: absolute; text-decoration: none; white-space: pre; width: 258.9pt;">as any management letter or schedule of unadjusted differences.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 568.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 13.51pt;">(m)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.28pt;">Meet with the independent auditor to discuss the annual financial statements and any investments or<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 581.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 277.89pt;">transactions that may adversely affect the well-being of the Company.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 608.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(n)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.23pt;">Discuss with the independent auditor at least annually any &#8220;management&#8221; or &#8220;internal control&#8221; letters<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 621.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.32pt;">issued or proposed to be issued by the independent auditor to the Company and review all material<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3199999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 634.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 369.07pt;">correspondence between the independent auditor and management related to audit findings.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 660.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(o)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.26pt;">Review and discuss with management and the independent auditor at least annually any significant<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 674.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.28pt;">changes to the Company&#8217;s accounting and actuarial principles and practices suggested by the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 687.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.22pt;">independent auditor, internal audit personnel or management and assess whether the Company&#8217;s<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 700.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 397.6pt;">accounting and actuarial practices are appropriate and within the boundaries of acceptable practice.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">37<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(p)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.27pt;">Discuss with management and approve the Company&#8217;s earnings press releases, the release of<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.21pt;">earnings projections, forecast or guidance and the use of non-GAAP financial measures (if any), and<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 261.39pt;">the financial information provided to analysts and rating agencies.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 119.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(q)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.28pt;">Review and discuss with management and the independent auditor at least annually the effect of<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 132.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.31pt;">regulatory and accounting initiatives as well as off-balance-sheet structures on the Company&#8217;s<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 146.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 82.12pt;">financial statements.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 172.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 9pt;">(r)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.28pt;">Discuss with the independent auditor matters required to be discussed by American Institute of<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 185.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.21pt;">Certified Public Accountants Statement on Auditing Standards No. 61 relating to the conduct of the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 198.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.3pt;">audit, including any difficulties encountered in the course of the audit work, any restrictions on the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 212.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.25pt;">scope of activities or access to requested information and any significant disagreements with<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 225.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 55.09pt;">management.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 251.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(s)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.23pt;">Review and discuss with the Chief Executive Officer and the Chief Financial Officer the procedures<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 264.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.32pt;">undertaken in connection with the Chief Executive Officer and Chief Financial Officer certifications for<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3199999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 278.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 305.92pt;">the annual and interim filings with applicable securities regulatory authorities.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 304.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 8.5pt;">(t)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.29pt;">Review disclosures made by the Company&#8217;s Chief Executive Officer and Chief Financial Officer during<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 317.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.24pt;">their certification process for the annual and interim filing with applicable securities regulatory<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 330.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.23pt;">authorities about any significant deficiencies in the design or operation of internal controls which could<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 344.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.28pt;">adversely affect the Company&#8217;s ability to record, process, summarize and report financial data or any<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 357.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.32pt;">material weaknesses in the internal controls, and any fraud involving management or other employees<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3199999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 370.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 246.84pt;">who have a significant role in the Company&#8217;s internal controls.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 396.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(u)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.18pt;">Meet with the Chief Actuary of the Company at least annually to receive and review reports, opinions<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 410.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.19pt;">and recommendations prepared by the Chief Actuary in accordance with the Act, including the parts of<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 423.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.31pt;">the annual financial statement and the annual return filed under s. 665 of the Act, prepared by the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 436.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.31pt;">Chief Actuary, and such other matters as the Committee may direct, including the report on the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 449.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.25pt;">Financial Condition Testing (formerly the Dynamic Capital Adequacy Testing), which is also reviewed<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 462.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 93.11pt;">by the Risk Committee.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 489.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(v)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135.35pt; position: absolute; text-decoration: none; white-space: pre; width: 408.91pt;">Receive reports from the Chief Actuary regarding material capital model modifications and new capital<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 502.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135.35pt; position: absolute; text-decoration: none; white-space: pre; width: 77.12pt;">model applications.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 528.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 12.5pt;">(w)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135.35pt; position: absolute; text-decoration: none; white-space: pre; width: 408.91pt;">Discuss with the Company&#8217;s General Counsel at least annually any legal matters that may have a<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 542.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135.35pt; position: absolute; text-decoration: none; white-space: pre; width: 408.88pt;">material impact on the financial statements, operations, assets or compliance policies and any<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 555.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135.35pt; position: absolute; text-decoration: none; white-space: pre; width: 224.23pt;">material reports or inquiries received by the Company<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 359.58pt; position: absolute; text-decoration: none; white-space: pre; width: 3.99pt;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 363.57pt; position: absolute; text-decoration: none; white-space: pre; width: 180.66pt;">or any of its subsidiaries from regulators or<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 568.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135.35pt; position: absolute; text-decoration: none; white-space: pre; width: 95.66pt;">governmental agencies.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 594.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(x)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.19pt;">Meet with the Chief Auditor and with management to discuss the effectiveness of the internal control<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 608.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 174.26pt;">procedure established pursuant to s. 4.2(e).<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 634.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">4.3<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 146.22pt;">Oversight of the Finance Function<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 660.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.31pt;">At least annually review and approve the mandate of the Chief Financial Officer and the Finance<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 674.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 34.05pt;">function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 700.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.22pt;">At least annually, review and approve the budget, structure, skills and resources of the Finance<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 713.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 34.05pt;">function.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">38<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(c)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.32pt;">At least annually, review the performance evaluation of the Chief Financial Officer, with the input of the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3199999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.29pt;">Management Resources and Compensation Committee, and assess the effectiveness of the Chief<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 168.76pt;">Financial Officer and the Finance function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 119.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(d)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.29pt;">Recommend to the Board for approval the appointment and, when considered appropriate, the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 132.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 346.47pt;">dismissal of the Chief Financial Officer, who shall have direct access to the Committee.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 159.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(e)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 298.92pt;">Review the results of periodic independent reviews of the Finance function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 185.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">4.4<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 150.7pt;">Oversight of the Actuarial Function<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 212.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 393.55pt;">At least annually, review and approve the mandate for the Chief Actuary and the Actuarial function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 238.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.27pt;">At least annually, review and approve the budget, structure, skills and resources of the Actuarial<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 251.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 34.05pt;">function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 278.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(c)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.19pt;">At least annually, review the performance evaluation of the Chief Actuary, with the input of the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 291.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.29pt;">Management Resources and Compensation Committee, and assess the effectiveness of the Chief<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 304.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 137.2pt;">Actuary and the Actuarial function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 330.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(d)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.29pt;">Recommend to the Board for approval the appointment and, when considered appropriate, the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 344.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 311.92pt;">dismissal of the Chief Actuary, who shall have direct access to the Committee.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 370.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(e)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 301.91pt;">Review the results of periodic independent reviews of the Actuarial function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 396.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">4.5<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 170.22pt;">Oversight of the Internal Audit Function<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 423.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.19pt;">At least annually, review and approve the Internal Audit Charter, which includes the Mandate of the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 436.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.3pt;">Chief Audit Executive and the Internal Audit Function and the scope and types of internal audit<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 449.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 35.56pt;">services.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 476.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.29pt;">At least annually, review and approve the Internal Audit budget, structure, skills, resources,<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 489.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 190.3pt;">independence and qualifications of the function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 515.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(c)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.19pt;">At least annually, review and approve the audit plan of the Internal Audit function (including any<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 528.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.15pt;">significant changes to the audit plan) and, as part of this review, satisfy itself that the audit plan is risk-<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 542.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 286.95pt;">based and addresses all the relevant activities over a measurable cycle.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 568.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(d)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.26pt;">Review the periodic reports of the internal audit department on internal audit activities, including audit<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 581.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 102.86pt;">issues, recommendations<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 237.86pt; position: absolute; text-decoration: none; white-space: pre; width: 3.19pt;"> <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 241.05pt; position: absolute; text-decoration: none; white-space: pre; width: 303.22pt;">and progress in meeting the annual audit plan (including the impact of any<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 594.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 182.27pt;">access, authority, scope resource limitations).<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 621.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(e)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.24pt;">Determine the qualifications and competencies the Company expects in a Chief Audit Executive. At<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 634.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.25pt;">least annually, review the performance evaluation and compensation of the Chief Audit Executive, with<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 647.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 286.91pt;">the input of the Management Resources and Compensation Committee.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 674.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 8.5pt;">(f)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.29pt;">Recommend to the Board for approval the appointment and, when considered appropriate, the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 687.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.2pt;">dismissal of the Chief Audit Executive, who shall have unrestricted and direct access to the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 700.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 332.98pt;">Committee, including private meetings without Executive Leadership Team present.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">39<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(g)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.31pt;">Ensure that a Quality Assurance and Improvement Program (QAIP), including both internal and<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.23pt;">external assessments, has been established. Periodically review the Internal Audit Strategy and<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 333.99pt;">approve the performance objectives for the Internal Audit Function at least annually.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 119.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(h)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.19pt;">At least annually, assess the effectiveness and efficiency of the Internal Audit Function. Review the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 130.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.26pt;">QAIP results, including Internal Audit function's conformance with the Global Internal Audit Standards,<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 141.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.24pt;">achievement of performance objectives, alignment to the expectations of the internal audit function<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 152.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.3pt;">with OSFI's Supervisory Framework, and action plans to address any deficiencies and opportunities<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 163.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 120.16pt;">for improvement, if applicable.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 186.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 8pt;">(i)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.25pt;">Review and approve the Chief Audit Executive's External Quality Assessment (EQA) plan (at least<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 197.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.3pt;">once every 5 years) ensuring satisfaction with the scope, frequency, competency and independence of<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 208.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.31pt;">the external assessor or assessment team. Additionally, approve the action plans, including timelines<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 219.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.27pt;">to address any identified deficiencies or opportunities for improvement, if applicable, and monitor<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 230.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 37.56pt;">progress.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 266.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">4.6<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 121.18pt;">Risk Management Oversight<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 293.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.28pt;">Review reports from the Risk Committee respecting the Company&#8217;s processes for assessing and<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 306.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 58.59pt;">managing risk.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 332.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.28pt;">The Committee will receive reports that highlight key areas of disclosure judgement considered by the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 346.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 90.61pt;">Disclosure Committee.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 372.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">4.7<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 262.34pt;">Oversight of Regulatory Compliance and Complaint Handling<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 398.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.31pt;">Establish procedures for the receipt, retention and treatment of complaints received by the Company<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.31pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 412.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.27pt;">egarding accounting, internal accounting controls or auditing matters, and the confidential, anonymous<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 425.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 372.09pt;">submission by employees of concerns regarding questionable accounting or auditing matters.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 451.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.29pt;">Discuss with management and the independent auditor at least annually any correspondence with<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 464.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.23pt;">regulators or governmental agencies and any published reports which raise material issues regarding<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 478.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 201.3pt;">the Company&#8217;s financial statements or accounting.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 504.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(c)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 409.21pt;">Review at least annually with the Global Compliance Chief the Company&#8217;s compliance with applicable<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 517.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 135pt; position: absolute; text-decoration: none; white-space: pre; width: 234.85pt;">laws and regulations, and correspondence from regulators.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 544.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">4.8<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 193.78pt;">Oversight of the Global Compliance Function<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 570.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.92pt;">At least annually, review and approve the mandate for the Global Compliance Chief and the Global<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.32pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 583.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 84.12pt;">Compliance function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 610.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.81pt;">At least annually, review and approve the budget, structure, skills and resources of the Global<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 623.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 84.12pt;">Compliance function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 649.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(c)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.87pt;">At least annually, review the performance evaluation of the Global Compliance Chief, with the input<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 662.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.89pt;">of the Management Resources and Compensation Committee, and assess the effectiveness of the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 676.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 247.36pt;">Global Compliance Chief and the Global Compliance function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 702.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(d)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.87pt;">Recommend to the Board for approval, the appointment and, when considered appropriate, the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 715.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 357.49pt;">dismissal of the Global Compliance Chief, who shall have direct access to the Committee.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">40<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(e)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 342.98pt;">Review the results of periodic independent reviews of the Global Compliance function.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 93.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 11.4pt;">4.9<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 335.44pt;">Oversight of the Anti-Money Laundering and Anti-Terrorist Financing Program<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 119.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.84pt;">The Committee shall review the Company&#8217;s Anti-Money Laundering and Anti-Terrorist Financing<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 132.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 26.54pt;">Policy.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 159.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.8pt;">The Committee shall meet with the Chief Anti-Money Laundering Officer as necessary to review<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 172.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 92.63pt;">the AML&#47;ATF Program.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 198.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(c)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.89pt;">The Committee shall meet with the Chief Auditor as necessary to review results of testing of the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 212.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 157.73pt;">effectiveness of the AML&#47;ATF Program.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 238.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 15.96pt;">4.10<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 120.67pt;">Review of Ethical Standards<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 264.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 285.41pt;">Annual review of the Company&#8217;s Code of Business Conduct and Ethics.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 291.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.89pt;">Establish procedures to receive and process any request from executive officer(s) and Director(s)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 304.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 267.87pt;">for waiver of the Company&#8217;s Code of Business Conduct and Ethics.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 330.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(c)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.87pt;">Grant any waiver of the Company&#8217;s Code of Business Conduct and Ethics to executive officer(s)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 344.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.88pt;">and Director(s) as the Committee may in its sole discretion deem appropriate and arrange for any<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 357.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.87pt;">such waiver to be promptly disclosed to the shareholders in accordance with applicable laws or the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 370.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 202.29pt;">rules of applicable securities regulatory authorities.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 396.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(d)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.86pt;">Annual review and assessment of procedures established by the Board of Directors to resolve<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 410.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 346.98pt;">conflicts of interest, including techniques for identification of potential conflict situations.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 436.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(e)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.86pt;">Review and assessment of procedures established by the Board of Directors for restricting the use<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 449.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 105.14pt;">of confidential information.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 476.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 15.96pt;">4.11<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 181.23pt;">Self Dealing and Disclosure Requirements<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 502.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.89pt;">Require management to establish procedures for complying with Part XI (Self-Dealing) of the Act<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 515.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 127.66pt;">(the &#8220;Related Party Standards&#8221;).<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 542.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(b)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 349.94pt;">Establish criteria for the determination of materiality of a transaction with a related party.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 568.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 10.51pt;">(c)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.82pt;">Annual review of the Related Party Standards and their effectiveness in ensuring that the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 581.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 297.42pt;">Company is complying with Part XI of the Act and the Sarbanes-Oxley Act.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 608.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(d)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.81pt;">Review the practices of the Company to ensure that any transactions with related parties of the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 621.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.8pt;">Company that may have a material effect on the stability or solvency of the Company are<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 634.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 38.55pt;">identified.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 660.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(e)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.87pt;">Ensure that, within 90 days after the end of each financial year of the Company, the Committee will<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 674.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.83pt;">report to the Superintendent on its activities of the previous year respecting conduct review,<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 687.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.86pt;">undertaken in carrying out its responsibilities under the Act (and, in particular, in respect of (a), (c),<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 700.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 61.09pt;">and (d) above).<font style="display: inline-block; height: 8pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 744.48pt;"><div style="width: 472pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 472pt;"><div style="position: absolute; top: 36pt; width: 612pt;"><div style="font-size: 0pt; left: 72pt; position: absolute; top: 0pt; width: 490.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 490.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-bottom: 0.5pt solid #d9d9d9; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 490.5pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 2.63pt; width: 490.5pt;"><font style="color: #7f7f7f; font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 445.21pt; letter-spacing: 0.375em; position: absolute; text-decoration: none; white-space: pre;">Page<font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 472.5pt; position: absolute; text-decoration: none; white-space: pre;"> &#124; <font style="display: inline-block; height: 5.82pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: bold; left: 477.84pt; position: absolute; text-decoration: none; white-space: pre;">41<font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 66.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 8.5pt;">(f)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.88pt;">The Committee shall report to the Superintendent on its mandate respecting conduct review and<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 306.92pt;">responsibilities of the Committee and the procedures referred to in (a) above.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 106.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(g)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.92pt;">Review and assessment of the procedures established by the Board of Directors to disclose<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.32pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 119.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.78pt;">information to customers of the Company under the Act, if applicable, and of the procedures for<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.18pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 132.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 394.91pt;">dealing with complaints of customers of the Company to satisfy itself that the applicable<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3100000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 146.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 149.4pt; position: absolute; text-decoration: none; white-space: pre; width: 123.18pt;">procedures are being followed.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 172.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 15.96pt;">4.12<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 61.57pt;">Proxy Circular<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 198.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 148.5pt; position: absolute; text-decoration: none; white-space: pre; width: 395.66pt;">The Committee shall prepare a report on its activities on an annual basis to be included in the<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 212.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 148.5pt; position: absolute; text-decoration: none; white-space: pre; width: 395.78pt;">Proxy Circular, as may be required by applicable laws or rules of applicable securities regulatory<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 225.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 148.5pt; position: absolute; text-decoration: none; white-space: pre; width: 44.06pt;">authorities.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 251.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre; width: 15.96pt;">4.13<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 108pt; position: absolute; text-decoration: none; white-space: pre; width: 220.78pt;">Duties and Responsibilities Delegated by the Board<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 278.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 117pt; position: absolute; text-decoration: none; white-space: pre; width: 11.01pt;">(a)<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre; width: 400.3pt;">Exercise such other powers and perform such other duties and responsibilities as are incidental to<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 291.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre; width: 400.29pt;">the purposes, duties and responsibilities specified herein and as may from time to time be delegated<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 544.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.5pt;"> <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 304.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 144pt; position: absolute; text-decoration: none; white-space: pre; width: 173.21pt;">to the Committee by the Board of Directors.<font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 330.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">5.<font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: bold; text-decoration: underline; white-space: pre;"><font style="left: 108pt; position: absolute;">Funding for the Independent Auditor and Retention of External Advisors<font style="display: inline-block; height: 8pt; width: 122.6pt;"></font></font></font></div><div style="line-height: 8pt; position: absolute; top: 356.16pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">The Company shall provide for appropriate funding, as determined by the Committee, for payment of compensation to <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 369.36pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">the independent auditor for the purpose of issuing an audit report and to any advisors retained by the Committee.&#160; The <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 382.56pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Committee shall have the authority to retain such external advisors as it may from time to time deem necessary or <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 395.76pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">advisable for its purposes and to set the terms of the retainer.&#160; The expenses related to any such engagement shall <font style="display: inline-block; height: 8pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 408.96pt; width: 612pt;"><font style="font-family: &#39;Arial Narrow&#39;, sans-serif; font-size: 11pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">also be funded by the Company.<font style="display: inline-block; height: 8pt;"></font></font></div></div></div></div></body></html>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.4
<SEQUENCE>6
<FILENAME>exhibit99-4xceocertificati.htm
<DESCRIPTION>EX-99.4
<TEXT>
<html><head><title>Exhibit 99-4 - CEO Certification of Annual Filings - 19Feb2025 (Final)</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 495pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 495pt;"></div></div><div><div id="ie9c6d840726b4df3845bc610b1c03278_1" style="position: absolute; top: 45pt;"></div><div style="line-height: 6.09pt; position: absolute; top: 45pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 507.01pt; position: absolute; text-decoration: none; white-space: pre;">Exhibit 99.4<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.09pt; position: absolute; top: 67.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 247.17pt; position: absolute; text-decoration: none; white-space: pre;">Certification of Annual Filings<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.09pt; position: absolute; top: 90.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 58.5pt; position: absolute; text-decoration: underline; white-space: pre;">Manulife Financial Corporation<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 107.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">I, Roy Gori, certify that&#58;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 130.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">1.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">I have reviewed this annual report on Form 40-F of Manulife Financial Corporation&#59;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 153pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">2.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 163.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">fact necessary to make the statements made, in light of the circumstances under which such statements were made, not <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 174.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">misleading with respect to the period covered by this report&#59;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 197.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">3.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 208.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">all material respects the financial condition, results of operations and cash flows of the issuer as of, and for, the periods <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 219pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">presented in this report&#59;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 241.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">4.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">The issuer&#8217;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 252.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 263.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the issuer and have&#58; <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 286.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 297pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">designed under our supervision, to ensure that material information relating to the issuer, including its <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 307.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 318.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">which this report is being prepared&#59;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 341.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(b)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">Designed such internal control over financial reporting, or caused such internal control over financial reporting to <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 352.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 363pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">and the preparation of financial statements for external purposes in accordance with generally accepted accounting <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 373.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">principles&#59;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 396.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(c)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">Evaluated the effectiveness of the issuer&#8217;s disclosure controls and procedures and presented in this report our <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 407.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 418.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">by this report based on such evaluation&#59; and<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 441pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(d)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">Disclosed in this report any change in the issuer&#8217;s internal control over financial reporting that occurred during the <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 451.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">period covered by the annual report that has materially affected, or is reasonably likely to materially affect, the <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 462.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">issuer&#8217;s internal control over financial reporting&#59; and<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 485.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">5.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">The issuer&#8217;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 496.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">financial reporting, to the issuer&#8217;s auditors and the audit committee of the issuer&#8217;s board of directors (or persons <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 507pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">performing the equivalent functions)&#58; <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 529.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">All significant deficiencies and material weaknesses in the design or operation of internal control over financial <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 540.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">reporting which are reasonably likely to adversely affect the issuer&#8217;s ability to record, process, summarize and <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 551.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">report financial information&#59; and<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 574.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(b)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">Any fraud, whether or not material, that involves management or other employees who have a significant role in <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 585pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">the issuer&#8217;s internal control over financial reporting.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.24pt; position: absolute; top: 607.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">Date&#58;&#160; <font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.47pt; position: absolute; text-decoration: none; white-space: pre;">February&#160;19, 2025<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 630.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: underline; white-space: pre;">&#47;s&#47; Roy Gori<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 643.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">Roy Gori<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 656.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">President and Chief Executive Officer<font style="display: inline-block; height: 6.24pt;"></font></font></div></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.5
<SEQUENCE>7
<FILENAME>exhibit99-5xcfocertificati.htm
<DESCRIPTION>EX-99.5
<TEXT>
<html><head><title>Exhibit 99-5 - CFO Certification of Annual Filings -  19Feb2025 (Final)</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 495pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 495pt;"></div></div><div><div id="id8c58c4d942f4e4b8efadb4cacce19bd_1" style="position: absolute; top: 45pt;"></div><div style="line-height: 6.09pt; position: absolute; top: 45pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 507.01pt; position: absolute; text-decoration: none; white-space: pre;">Exhibit 99.5<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.09pt; position: absolute; top: 67.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 247.17pt; position: absolute; text-decoration: none; white-space: pre;">Certification of Annual Filings<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.09pt; position: absolute; top: 90.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 58.5pt; position: absolute; text-decoration: underline; white-space: pre;">Manulife Financial Corporation<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 107.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">I, Colin Simpson, certify that&#58;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 130.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">1.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">I have reviewed this annual report on Form 40-F of Manulife Financial Corporation&#59;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 153pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">2.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 163.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">fact necessary to make the statements made, in light of the circumstances under which such statements were made, not <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 174.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">misleading with respect to the period covered by this report&#59;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 197.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">3.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 208.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">all material respects the financial condition, results of operations and cash flows of the issuer as of, and for, the periods <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 219pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">presented in this report&#59;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 241.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">4.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">The issuer&#8217;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 252.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 263.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the issuer and have&#58; <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 286.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 297pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">designed under our supervision, to ensure that material information relating to the issuer, including its <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 307.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 318.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">which this report is being prepared&#59;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 341.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(b)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">Designed such internal control over financial reporting, or caused such internal control over financial reporting to <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 352.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 363pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">and the preparation of financial statements for external purposes in accordance with generally accepted accounting <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 373.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">principles&#59;<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 396.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(c)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">Evaluated the effectiveness of the issuer&#8217;s disclosure controls and procedures and presented in this report our <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 407.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 418.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">by this report based on such evaluation&#59; and<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 441pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(d)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">Disclosed in this report any change in the issuer&#8217;s internal control over financial reporting that occurred during the <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 451.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">period covered by the annual report that has materially affected, or is reasonably likely to materially affect, the <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 462.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">issuer&#8217;s internal control over financial reporting&#59; and<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 485.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">5.<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">The issuer&#8217;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 496.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">financial reporting, to the issuer&#8217;s auditors and the audit committee of the issuer&#8217;s board of directors (or persons <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 507pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">performing the equivalent functions)&#58; <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 529.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(a)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">All significant deficiencies and material weaknesses in the design or operation of internal control over financial <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 540.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">reporting which are reasonably likely to adversely affect the issuer&#8217;s ability to record, process, summarize and <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 551.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">report financial information&#59; and<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 574.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.5pt; position: absolute; text-decoration: none; white-space: pre;">(b)<font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">Any fraud, whether or not material, that involves management or other employees who have a significant role in <font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 585pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 139.5pt; position: absolute; text-decoration: none; white-space: pre;">the issuer&#8217;s internal control over financial reporting.<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.24pt; position: absolute; top: 607.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">Date&#58;&#160; <font style="display: inline-block; height: 6.24pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 82.47pt; position: absolute; text-decoration: none; white-space: pre;">February&#160;19, 2025<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 630.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: underline; white-space: pre;">&#47;s&#47; Colin Simpson<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 643.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">Colin Simpson<font style="display: inline-block; height: 6.24pt;"></font></font></div><div style="line-height: 6.24pt; position: absolute; top: 656.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">Chief Financial Officer<font style="display: inline-block; height: 6.24pt;"></font></font></div></div></div></div></body></html>
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<DOCUMENT>
<TYPE>EX-99.6
<SEQUENCE>8
<FILENAME>exhibit99-6xceosoxcertific.htm
<DESCRIPTION>EX-99.6
<TEXT>
<html><head><title>Exhibit 99-6 - CEO SOX Certification - 19Feb2025 (Final)</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 747pt;"><div style="width: 495pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 495pt;"></div></div><div><div id="if322963634d7490a979b9c91af57acaa_1" style="position: absolute; top: 45pt;"></div><div style="line-height: 6.09pt; position: absolute; top: 45pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 507.01pt; position: absolute; text-decoration: none; white-space: pre;">Exhibit 99.6<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 55.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 265.19pt; position: absolute; text-decoration: none; white-space: pre;">CERTIFICATION<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 65.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.61pt; position: absolute; text-decoration: none; white-space: pre;">Pursuant to 18 United States Code s. 1350<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 77.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.78pt; position: absolute; text-decoration: none; white-space: pre;">As adopted pursuant to <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 89.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 210.38pt; position: absolute; text-decoration: none; white-space: pre;">Section 906 of the Sarbanes&#8211;Oxley Act of 2002 <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 125.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">In connection with the Annual Report on Form 40-F of Manulife Financial Corporation (the &#8220;Company&#8221;) for the year <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 137.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">ended December 31, 2024, as filed with the Securities and Exchange Commission on the date hereof (the &#8220;Report&#8221;), the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 149.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">undersigned officer of the Company certifies pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 161.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: none; white-space: pre;">Sarbanes-Oxley Act of 2002, that to his knowledge&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 185.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">1.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.5pt; position: absolute; text-decoration: none; white-space: pre;">The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 197.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.5pt; position: absolute; text-decoration: none; white-space: pre;">as amended&#59; and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 221.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 76.5pt; position: absolute; text-decoration: none; white-space: pre;">2.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.5pt; position: absolute; text-decoration: none; white-space: pre;">The information contained in the Report fairly presents, in all material respects, the financial condition and results <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 233.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.5pt; position: absolute; text-decoration: none; white-space: pre;">of operations of the Company.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.93pt; position: absolute; top: 269.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 58.5pt; position: absolute;">Date&#58;<font style="display: inline-block; height: 6.93pt; width: 13.48pt;"></font></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 93.6pt; position: absolute; text-decoration: none; white-space: pre;">February&#160;19, 2025<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 317.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 58.5pt; position: absolute; text-decoration: underline; white-space: pre;">&#47;s&#47; Roy Gori<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 329.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 58.5pt; position: absolute;">Name&#58;<font style="display: inline-block; height: 6.93pt; width: 8.48pt;"></font></font><font style="left: 93.6pt; position: absolute;">Roy Gori<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 341.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 58.5pt; position: absolute;">Title&#58;<font style="display: inline-block; height: 6.93pt; width: 13.49pt;"></font></font><font style="left: 93.6pt; position: absolute;">President and Chief Executive Officer<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.7
<SEQUENCE>9
<FILENAME>exhibit99-7xcfosoxcertific.htm
<DESCRIPTION>EX-99.7
<TEXT>
<html><head><title>Exhibit 99-7 - CFO SOX Certification - 19Feb2025 (Final)</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 746.64pt;"><div style="width: 495pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 495pt;"></div></div><div><div id="ie5f4878c896c41429688a3f6b1617ff8_36" style="position: absolute; top: 45.36pt;"></div><div style="line-height: 6.09pt; position: absolute; top: 45.36pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 507.19pt; position: absolute; white-space: pre;">Exhibit 99.7<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 6.77pt; position: absolute; top: 68.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: bold; left: 265.19pt; position: absolute; white-space: pre;">CERTIFICATION<font style="display: inline-block; height: 6.77pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 80.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 221.61pt; position: absolute; white-space: pre;">Pursuant to 18 United States Code s. 1350<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 92.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 259.78pt; position: absolute; white-space: pre;">As adopted pursuant to<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 104.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 211.22pt; position: absolute; white-space: pre;">Section 906 of the Sarbanes-Oxley Act of 2002<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 152.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 58.32pt; position: absolute; white-space: pre;">In connection with the Annual Report on Form 40-F of Manulife Financial Corporation (the &#8220;Company&#8221;) for the year <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 164.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 58.32pt; position: absolute; white-space: pre;">ended December 31, 2024, as filed with the Securities and Exchange Commission on the date hereof (the &#8220;Report&#8221;), the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 58.32pt; position: absolute; white-space: pre;">undersigned officer of the Company certifies pursuant to 18 U.S.C. Section 1350, as adopted pursuant Section 906 of the <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 188.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 58.32pt; position: absolute; white-space: pre;">Sarbanes-Oxley Act of 2002, that to his knowledge&#58;<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 212.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 76.32pt; position: absolute; white-space: pre;">1.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.32pt; position: absolute; white-space: pre;">The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 224.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.32pt; position: absolute; white-space: pre;">as amended&#59; and<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 248.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 76.32pt; position: absolute; white-space: pre;">2.<font style="display: inline-block; height: 6.93pt;"></font></font><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.32pt; position: absolute; white-space: pre;"> The information contained in the Report fairly presents, in all material aspects, the financial condition and results <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 260.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 94.32pt; position: absolute; white-space: pre;">of operations of the Company.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 296.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 58.32pt; position: absolute;">Date&#58; <font style="display: inline-block; height: 6.93pt; width: 11.88pt;"></font></font><font style="left: 94.32pt; position: absolute;">February 19, 2025<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.94pt; position: absolute; top: 356.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: italic; font-weight: normal; left: 58.32pt; position: absolute; text-decoration: underline; white-space: pre;">&#47;s&#47; Colin Simpson<font style="display: inline-block; height: 6.94pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 368.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 58.32pt; position: absolute;">Name&#58;<font style="display: inline-block; height: 6.93pt; width: 9.38pt;"></font></font><font style="left: 94.32pt; position: absolute;">Colin Simpson<font style="display: inline-block; height: 6.93pt;"></font></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 380.16pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; white-space: pre;"><font style="left: 58.32pt; position: absolute;">Title&#58;<font style="display: inline-block; height: 6.93pt; width: 14.39pt;"></font></font><font style="left: 94.32pt; position: absolute;">Chief Financial Officer<font style="display: inline-block; height: 6.93pt;"></font></font></font></div></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.8
<SEQUENCE>10
<FILENAME>exhibit99-8xconsentofindep.htm
<DESCRIPTION>EX-99.8
<TEXT>
<html><head><title>Exhibit 99-8 - Consent of Independent Registered Public Accounting Firm - 19Feb2025 (Final)</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 468pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 468pt;"><div style="line-height: 6.55pt; position: absolute; top: 56.7pt; width: 612pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 490.03pt; position: absolute; white-space: pre;">Exhibit 99.8<font style="display: inline-block; height: 6.55pt;"></font></font></div></div></div><div><div id="ie3c048a4376d440fb4e9c79058327132_36" style="position: absolute; top: 72pt;"></div><div style="line-height: 8.32pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 107.76pt; position: absolute; white-space: pre;">CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 93.04pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">We consent to the reference to our firm under the caption &#8220;Interests of Experts&#8221;, which appears in the Annual <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 103.74pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Information Form of Manulife Financial Corporation (the Company) in Exhibit 99.3, and to the use in this Annual <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 114.44pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Report on Form 40-F of our reports dated February 19, 2025, with respect to the consolidated statements of financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 125.14pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">position as at December 31, 2024 and December 31, 2023 and the consolidated statements of income, consolidated <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 135.84pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">statements of comprehensive income, consolidated statements of changes in equity and consolidated statements of <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 146.54pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">cash flows for the years then ended, and the related notes, and the effectiveness of internal control over financial <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 157.24pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">reporting of the Company as of December 31, 2024, filed with the Securities and Exchange Commission.<font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 176.14pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">We also consent to the incorporation by reference of our reports dated February 19, 2025 in the following <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 186.84pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Registration Statements of the Company, filed with the Securities and Exchange Commission&#58;<font style="display: inline-block; 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height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 496.04pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Financial Corporation&#8217;s shelf prospectus offering Debt Securities, Preferred Shares, Common Shares, Subscription <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 506.74pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Receipts, Warrants, Share Purchase Contracts and Units&#59; and, <font style="display: inline-block; height: 6.93pt;"></font></font></div><div style="line-height: 6.93pt; position: absolute; top: 525.64pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; 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height: 6.93pt;"></font></font></div><div style="line-height: 8.33pt; position: absolute; top: 587.94pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">&#47;s&#47; Ernst &#38; Young LLP<font style="display: inline-block; height: 8.33pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 609.58pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">Toronto, Canada<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 623.22pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; white-space: pre;">February 19, 2025<font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></div></body></html>
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<html><head><title>Exhibit 99-9 - Consent of Appointed Actuary - 19Feb2025 (Final)</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 792pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 612pt;"><div style="left: 0pt; position: absolute; top: 720pt;"><div style="width: 460pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 460pt;"></div></div><div><div id="i4f194568f2ef415e8bb04aa4b8a4cf8c_36" style="position: absolute; top: 72pt;"></div><div style="line-height: 6.09pt; position: absolute; top: 72pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 485.59pt; position: absolute; text-decoration: none; white-space: pre;">Exhibit 99.9<font style="display: inline-block; height: 6.09pt;"></font></font></div><div style="line-height: 8.12pt; position: absolute; top: 118.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 194.92pt; position: absolute; text-decoration: none; white-space: pre;">CONSENT OF APPOINTED ACTUARY<font style="display: inline-block; height: 8.12pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 147.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">I hereby consent to the use and incorporation by reference in this Annual Report on Form 40-F <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 162pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">of Manulife Financial Corporation (the &#8220;Company&#8221;) for the year ended December 31, 2024 of <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 176.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">my Appointed Actuary&#8217;s Report to the Policyholders and Shareholders dated February 19, 2025 <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 190.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">(the &#8220;Report&#8221;), relating to the valuation of the policy liabilities of the Company for its <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 205.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Consolidated Statements of Financial Position as at December 31, 2024 and 2023 and their <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 219.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">change in the Consolidated Statements of Income for the years then ended. <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.33pt; position: absolute; top: 262.8pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: italic; font-weight: normal; left: 72pt; position: absolute; text-decoration: underline; white-space: pre;">&#47;s&#47; Steven A. Finch<font style="display: inline-block; height: 8.33pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 277.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Steven A. Finch <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 291.6pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Chief Actuary <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 306pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Fellow, Canadian Institute of Actuaries <font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 320.4pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Toronto, Canada<font style="display: inline-block; height: 8.32pt;"></font></font></div><div style="line-height: 8.32pt; position: absolute; top: 349.2pt; width: 612pt;"><font style="font-family: &#39;Times New Roman&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: normal; left: 72pt; position: absolute; text-decoration: none; white-space: pre;">Date&#58;&#160; February 19, 2025 <font style="display: inline-block; height: 8.32pt;"></font></font></div></div></div></div></body></html>
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<DIV><FONT size="1" style="font-size:1pt;color:white">2024 Code  of Business  Conduct  and Ethics Compliance As amended August 6, 2024 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">2 4 Overview 5 MainSectionsof the Code Why Ethics Matter Ethics inTheWorkplace Ethics in Your Business Relationships Conflicts of Interest Handling Information Ethics and The Law AFinal Word 6 Why Ethics Matter WhyEthicsMatter toYou and the Company The Purpose of this Code Application of the Code Conflicts of Interest and Ethics What ifSomeoneViolates the Code? Where to Go for Help 10 Ethics in the Workplace Our Values Promoting Equal Opportunity TreatOtherswithRespectand Exercise Professionalism Keep Your Workplace Safe KeepYour WorkplaceSecure Freedom of Association Human Rights Human Trafficking and Slavery Expectations Relating to BusinessPartners 12 Ethics inYour Business Relationships Protect and Enhance the Reputation TreatOthersHonestlyand Fairly TakeCare in Governmentand Political Dealings Workingwith IndustryGroups and Others 2024 Code of Business Conduct and Ethics Table of Contents 2 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Handling Media Questions  Working With Suppliers  Third-Party Requests for  Endorsements  15 Conflicts of Interest  Steps You Can Take to Help  Prevent Conflicts or the  Appearance of Conflicts of  Interest  Deal at  Length with  Suppliers and other  Counterparties  Follow Company Policy about  Family Members  Bribery and Kickbacks are  Prohibited  Be Careful about Gifts  Be Careful about Personal  Benefits  Giving in an Ethical Manner  Invest in an Ethical Manner  Working for Competitors May  Jeopardize the Company  2024 Code of Business Conduct and Ethics  External Directorships  Use Caution Regarding  Outside Positions  Protect Corporate  Opportunities  Protect the  Name,  Reputation and Assets  23 Handling Information:  Protect Personal and  Confidential  Information  Follow Disclosure  Requirements  Respect Copyrighted  Materials  Keep Full and Accurate  Records  Use Communication Systems  and Services for Business  Social Media  26 Ethics and the Law  Know and Comply with the  Law  Manage Assets Properly  Identify and Report Fraud and  Theft  Reminder: Reporting Any  Illegal or Unethical Behaviour  28 A Final Word  Other Policies  Further Helpful Information  3  </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Overview Commitment to Ethical Conduct.  The Manulife Financial Corporation (Manulife) Code  of Business Conduct and Ethics (the affirms  the commitment to ethical conduct and its practice of complying with all applicable laws. It is  the obligation of all of us to comply with the Code. In  addition, it is each responsibility to identify,  disclose and avoid potential or actual conflicts of  interest. Become Familiar with the Code. We  must all be thoroughly familiar with  its provisions and conduct ourselves  according to both the letter and the  spirit of the Code. With a long tradition  of uncompromising dedication to the highest standards of business  conduct, Manulife enjoys a reputation of  unquestioned integrity and honesty. This  reputation is among our most valuable  assets, and we must protect it. Code Guidance is Principles-Based. The  Code is meant to provide principles-based  guidance for our daily conduct at work. It  is not meant to be a compendium of all  rules or of all Manulife policies that govern  our behaviour. Nevertheless, specific  provisions are included to help illustrate  certain principles and to address general  governance needs where necessary. Code Governance and Oversight. The  Code is reviewed annually, with input from  colleagues across functions. The Global Chief Compliance Officer and General  Counsel have oversight of the Code  and the Code is reviewed and approved annually by Board of Directors. For purposes of this Code, the Corporation and its subsidiaries. 2024 Code of Business Conduct and Ethics 4 Questions? Reach Out to Key Contacts. If you have any questions  related to the Code or its  provisions, please ask your  manager, your HR partner or  a member of the Compliance  function (listed at the end of the Code). You can also  email the Compliance Office (GlobalComplianceOffice@  manulife.com) or Employee Relations (Global_Employee_  Relations@manulife.com). </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Main Sections of the Code  Why Ethics Matter  This section outlines the  purpose,  its application, and the way to handle  specific questions and concerns under  the Code, including those relating to  accounting and auditing matters.  Ethics in The Workplace  values guide every aspect of the   operations. It is the obligation  of every individual to whom this Code  applies to be familiar with, and vigilant  about, the application of the Code to our  day-to-day operations.  Ethics in Your Business  Relationships  The critical issues addressed in this  section include fairness and honesty  in our interactions with customers,  compliance with applicable laws and the  special concerns that can arise when  giving gifts or other things of value to  government officials. In addition, lobbying  and campaign finance issues, certain  antitrust concerns, and the manner in  which media inquiries should be handled  are also included in this section.  2024 Code of Business Conduct and Ethics  Conflicts of Interest  One of the main issues dealt with in  the Code is how to scrupulously avoid  actual conflicts of interest. This section  addresses potential conflicts which may  arise in a variety of situations, including:  The giving and receiving of gifts and entertainment; Participating in Company transactions that could potentially benefit an employee, officer, director, agent, representative or their family; The hiring of family members; and Outside employment. The section also addresses the treatment of inside information, the prohibition on speculative trading and insider trading, the protection of Company opportunities and the proper use of the Company name. Handling Information  This section discusses the need to avoid  inappropriate or otherwise unauthorized  disclosure of Company information or  information received by the Company  to ensure that our interests and the  privacy of our applicants, policyholders,  claimants, borrowers, employees,  contingent workers, representatives,  investors and other relevant parties are  protected. The section also addresses  our duty to maintain accurate records  and to comply with disclosure and  intellectual property laws. Finally, there  is a discussion on the use of Company  communications systems, including  email, telephone, and Internet access,  as well as the prohibition on the  unauthorized disclosure of Company  information via social media, Internet  chat rooms and other electronic means.  Ethics and The Law  The need to know and comply with all  applicable laws, rules and regulations,  including the obligation to fully and  truthfully cooperate with internal and  external investigations, as well as to  follow internal controls, is discussed in  this section. The duty to report fraud,  theft and other dishonest conduct is also  stressed.  A Final Word  This section reinforces the importance of  appropriate conduct and good judgment  in maintaining  good reputation.  Company policies related to ethics are  also listed here.  5  </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">6 Why Ethics Matter At Manulife, we value our good name and strive to  maintain high standards of integrity in everything we do. Why Ethics Matter to You and the  Company Acting Ethically is Always the Right  Thing to Do. First and foremost, acting  ethically is always the right thing to do. Second, operating in an ethical  manner is essential to our success. Our  customers, investors, employees, and  other stakeholders rely on us to be honest  and fair. We must behave ethically in the communities where we operate in  order to maintain the confidence of all  our stakeholders and ultimately to keep  their business. It is in our best interest  to set high standards for ourselves at all  times and to align ourselves with agents,  representatives, suppliers and business  associates who have similar high  standards of business conduct. The Purpose of this Code Standards for Ethical Behaviour.  This Code provides standards for  ethical behaviour when representing  the Company and when dealing with  customers, investors, employees, contingent workers, field representatives,  external suppliers, competitors,  government authorities and the public. Application of the Code Directors, Officers, Employees and  Others Expected to Follow the Code.  and Ethics applies to directors, officers  and employees of Manulife and its subsidiaries. Sales representatives, third  party business associates, contractors,  agents and all individuals with certain  duties and obligations to the Company  are also expected to abide by all  applicable provisions of the Code and  adhere to the principles and values set out  in the Code when representing Manulife to  the public or performing services for, or on  behalf of, Manulife. This Code is available  on the website, on MFCentral  and is also available in print upon request. Conflicts of Interest and Ethics Actual Personal Conflicts of Interest  Are Not Waived, Potential Conflicts  May Be Managed. Manulife does not  waive actual conflicts of interest under  any circumstances. Any potential conflicts  of interest, including but not limited to the  appearance of a conflict of interest, must  be managed to preclude the potential  conflict of interest from becoming an  actual conflict of interest. It is the duty of each of us Officers, Directors,  employees and contingent workers to identify and avoid any conflicts of  interest. Typical controls include clear and complete disclosure of the potential  conflict of interest to Compliance and  recusal from any decision-making relating  to the situation giving rise to the potential  conflict of interest. Failure to meet this  standard may result in discipline up to and including termination of any  relationship with the Company. 2024 Code of Business Conduct and Ethics 6 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Other Policies to Consult and Follow. At  the end of each section is a list of related  Company policies you should refer to for more information. These Company  policies should be consulted to determine  their applicability to any given Segment,  subsidiary, or affiliate. Waivers for Some Very Limited  Exceptional Circumstances Only. Like  the prohibition on actual conflicts of  interest, certain additional provisions  of this Code may never be waived; for  example, the duty to always act in an  ethical manner. With the exception of actual conflicts of interest, waivers to any  part of the Code, while unusual, may only  be granted in exceptional circumstances.  For employees below the level of Vice  President, such waivers may only be  granted with the explicit written approval  of the Global Chief Compliance Officer. For  directors and employees at the level of  Vice President and above, any such waiver  will be granted only upon approval by the Manulife Board of Directors or Board  Committee and will be disclosed promptly  as required by law or stock exchange  regulation. What if Someone Violates the Code? Consequences for Violating the Code.  All our activities must be able to withstand  close scrutiny. To protect good  name, the Company may discipline and/  or terminate its relationship or affiliation with any director, officer, employee,  contingent worker, representative,  associate, or supplier who breaches this  Code or any related Company policy. If  violating the Code also violates the law,  you may also be subject to prosecution. Referring Matters to Law Enforcement,  Regulators or Others. Unless prohibited  under local law, where the Company has  violation of the Code constitutes criminal  conduct, Manulife may, in addition to  with Manulife (e.g. employment or engagement with  Manulife) without notice, refer the matter  to law enforcement, disclose the matter to  a regulator or self-regulatory organization  and disclose (internally and/or externally)  relevant facts underlying the conduct and  Where to Go for Help Ask First, Act Later. It is critical that  all of us who represent Manulife and its  subsidiaries use good judgment and  common sense. It is the best way to  ensure that our Company continues to meet high standards of business conduct.  Since we cannot anticipate every situation 2024 Code of Business Conduct and Ethics 7 Disciplinary Action Can  Include Termination of  Employment. Failure to comply with the Code  can result in disciplinary action  up to and including termination  of employment. </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">that will arise, it is important that we  have a way to approach questions and  concerns. If you are unsure of what to do in any situation, seek guidance before you  act. Always ask first, act later. Retaliation for Good Faith Reports of  Illegal or Unethical Behaviour Strictly  Prohibited. You may report suspected  or potential illegal or unethical behaviour  without fear of retaliation. The Company absolutely prohibits retaliation of any kind  for good faith reports of illegal or unethical  behaviour. Presumption of Good Faith Reporting.  All reports are presumed to be made in  good faith. No report will be found to have  been made in bad faith without clear and  convincing evidence of bad faith. When to Speak Up and With Whom.  Speak to your manager, your Segment  Chief Compliance Officer, a member of  the Law Department or a member of the  Human Resources Department if you  have: Doubts about a particular situation; Questions or concerns about a business practice; Questions about potential conflicts of interest or the appearance thereof; or Concerns about potential or suspected illegal, unprofessional, fraudulent or other unethical behaviour. Threats stemming from suspected undue influence, foreign interference and malicious activity, defined as: &curren; Undue influence includes situations where a person or entity  engages, with malicious intent, in  actions, behaviours, deception or the use of power to impact actions,  decisions, or behaviours in their  influence can originate from foreign  or domestic actors and may have  national security implications. &curren; Foreign interference includes  activities that are within or  relating to Canada, detrimental  to the interests and security of  Canada, and are clandestine or  deceptive or involve a threat to  any person, including attempts  to covertly influence, intimidate,  manipulate, interfere, corrupt,  or discredit individuals,  organizations, and governments  to further the interests of a  foreign state-or-non-state actor. &curren; Malicious activity includes actions  taken with the intent of causing  harm including theft, coercion,  fraud, manipulation of information  or disruptions that are otherwise  illegal, malicious, clandestine, or deceptive in nature. Malicious  activity can originate from foreign  or domestic actors and may have  national security implications. 2024 Code of Business Conduct and Ethics 8 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Escalation Point for Hotline Matters  Not Addressed. If you feel that your  questions or concerns have not been  appropriately addressed, you should  direct your complaint to the Manulife  Global Chief Compliance Officer or the  Manulife General Counsel, whose contact  information is available on MFCentral. Who Can Use the Hotline. While the  Ethics Hotline is intended primarily for  the use of employees, third parties (e.g.,  shareholders, vendors, suppliers, sub- advisers, etc.) may also report suspected  unethical, unprofessional, illegal, or  fraudulent activity. Concerns received via the Ethics Hotline related to auditing  or accounting matters will be forwarded to  Audit Committee by the Global  Chief Compliance Officer. Board Governance and Independence.  should direct any questions or concerns  about the scope or applicability of this  Code to the Manulife General Counsel. In  addition, to maintain the independence of  and its committees may retain outside  advisors as they deem necessary. Individual  Manulife directors may also retain outside  provide advice on any matter before the  Board or a Board Committee with prior  approval from the Manulife Corporate  Governance &amp; Nominating Committee. Guidance for Non-Management  Directors of Manulife Subsidiaries. Non-management directors of Manulife  subsidiaries should direct any questions or  concerns regarding this Code, its scope or  its applicability to the General Counsel, or  to the person holding a similar position, for  the entity on whose Board they serve. Quick Ethics Check While a code of conduct can provide principles of  behaviour and some general rules, it cannot cover every situation.  Ethics sometimes come down to a  personal decision. To help you make the  right choice, ask yourself the following  questions: Is this legal? Is it fair? Would I want other people to know I did it? How would I feel if I read about it in the newspaper? How will I feel about myself if I do it? What would I tell a family member or a close friend to do in a similar situation? 2024 Code of Business Conduct and Ethics 9 Reporting on the Ethics Hotline. Suspected unethical,  unprofessional, illegal,  fraudulent or other questionable  behaviour, including any concern  with respect to auditing and  accounting matters, may also be  reported by calling a confidential  toll-free Ethics Hotline or at  www.manulifeethics.com. Ethics  Hotline telephone numbers can be found on the Manulife  Ethics website. Suspected undue  influence, foreign interference  and malicious activity may also be reported via the Ethics  Hotline by selecting the foreign  interference reporting category.  The Ethics Hotline system allows  for two-way communication,  and you may also use this  process to pose questions to the Compliance Office. Ethics  Hotline communications may  be anonymous if the reporter  chooses. Where to Go for Help with  Human Resources Matters.  The best avenue for a Human  Resources matter is to speak with  AskHR, your Human Resources  Partner or Employee Relations. </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Ethics in the Workplace We cannot have a positive and productive workplace unless we treat each other  with respect, trust and professionalism. Each of us must help create and maintain a  healthy, secure environment that values contributions and encourages learning. Our Values Values are the guiding principles that  represent how we operate and help us  define how we work together. They inform  our actions and how we interact with each  other and our customers. Obsess about customers Do the right thing Think big Get it done together Own it Share your humanity Promoting Equal Opportunity Diversity, Equity, and Inclusion at  Manulife. At Manulife, we embrace our  diversity and treat all individuals with  dignity. We strive to attract, develop, and  retain a workforce that is as diverse as  the customers we serve and to foster an inclusive work environment that  embraces the strength of cultures and  individuals. We are committed to fair  recruitment, retention, advancement  and compensation, and we administer all  of our practices and programs without  discrimination on the basis of race,  ancestry, place of origin, colour, ethnic  origin, citizenship, religion or religious  beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual  orientation, genetic characteristics,  veteran status, gender identity, gender  expression, age, marital status, family  status, disability, or any other ground  protected by applicable law. Treat Others with Respect and  Exercise Professionalism Respect and Professionalism in the  Workplace. We must give co-workers  the same respect and service we give  customers, and the same respect we expect for ourselves. When we  communicate with each other within the  organization, we must be open, honest,  respectful, and professional. one way to ensure quality in everything we do. Behave Professionally. It is important  to behave responsibly and professionally  in the workplace at all times. It is also  important to behave responsibly and  professionally when representing Manulife or attending Company events, as  well as when dealing with clients, potential  clients and in all business activities. Discrimination, Harassment, and  Violence in the Workplace are Strictly  Prohibited. The Company strictly  prohibits discrimination, harassment  and violence in the workplace. If you  experience or observe this behaviour  you should report it to your Human  Resources Partner, Employee Relations, your manager, your Segment Compliance  Officer, a member of the Law Department  or the Ethics Hotline. In short, if you see something, report it. The Company  absolutely prohibits retaliation of any  kind for good faith reports of illegal or  unethical behavior. For more guidance refer to the  Discrimination, Harassment and  Workplace Violence Policy. Quick Professionalism Check Professionalism means  conducting oneself with  responsibility, integrity, accountability and excellence. Often,  professionalism requires a level of  judgement. If facing a situation  where not sure what course of  action professionalism requires, ask  yourself the following questions: Could someone reasonably perceive  this as being unprofessional? Will others be upset or offended by this conduct? Am I taking into consideration how  others will respond? Would I want other people to know I did it? How would I feel if I told a family  member that I did this? Keep Your Workplace Safe A Safe and Healthy Work Environment  for All. Manulife provides a safe and  healthy work environment for all  employees. 10 2024 Code of Business Conduct and Ethics </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Report Safety Concerns to Your  Manager or Facilities Management.  Protection of employees from injury  or occupational illness is a significant  ongoing commitment on the part of  the Company. All employees have a  responsibility to help ensure that the  Company is complying with health, safety  and environmental laws and regulations  by reporting accidents, potential hazards  and other concerns immediately to your  manager or the facilities management in  your area.  For more guidance refer to the Global  Health and Safety Policy.  Keep Your Workplace Secure  Protecting Company Property and  Assets. It is critical that we protect both  individual and Company property and  assets.  Report Loss, Misuse or Theft to a  Manager or Security Personnel.  While Manulife takes physical and cyber  security measures, we must all be part of  the security process. If you know of any  situation or incident that could lead to  the loss, misuse or theft of Company or  individual property, report it immediately  to a manager or to security personnel.  Freedom of Association  Employee Freedom of Association  Protected. The Code of Conduct will not  be interpreted or applied to interfere  with employee rights to self-organize,  2024 Code of Business Conduct and Ethics  form, join, or assist labour organizations,  to bargain collectively through  representatives of their choosing, or to  engage in other concerted activities for the  purpose of collective bargaining or other  mutual aid or protection, or to refrain from  engaging in such activities.    While the Company firmly believes  work-related issues can be best resolved  through internal channels rather than a  social media outlet, nothing in this policy  is designed to interfere with, restrain,  or prevent employee communications  regarding wages, hours or other terms  and conditions of employment.    Human Rights      Respecting and Promoting Human  Rights. Manulife is committed to  respecting and promoting internationally  proclaimed human rights. We work to  respect and promote human rights in our  business decisions, our operations, and  our relationships with our customers,  employees, shareholders and others. You  can read more about our Human Rights  statement on our website here.    Human Trafficking and Slavery      Helping to Eradicate Human Trafficking  and Related Activities. Manulife is  committed to doing its part to help  eradicate human trafficking and strictly  prohibits directors, officers, employees,  subcontractors, subcontractor employees,  and agents from engaging in human  trafficking-related activities. Prohibited  activities include, among others, engaging  in sex trafficking, procuring commercial  sex acts, using force, fraud, or coercion to  subject a person to involuntary servitude,  or obtaining labour from a person by  threats of serious harm to that person or  another person.    We are guided by standards such as  those in the United Nations Guiding  Principles on Business and Human  Rights, the United Nations Universal  Declaration of Human Rights, and the  International Labour  (ILO) Core Conventions regarding forms  of child labor, forced labor, freedom of  association, the right to organize and  bargain collectively, and the elimination  of discrimination with respect to  employment and occupation.    Expectations Relating to Business  Partners    Business Partners Expected to Adhere  to our Ethical Standards. We expect our  business partners to adhere to ethical  business conduct consistent with our own  and are committed to working with our  partners to meet this common goal. These  expectations include ethical behavior by  our partners, a prohibition on bribery and  corruption and a commitment to eradicate  human trafficking.    For more guidance refer to the Manulife  Vendor Code of Conduct.              11  </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">1212 Ethics in Your Business Relationships Our business depends on sound relationships with  customers, the community, other organizations, and our  stakeholders. We maintain these relationships by taking  extra care when giving or receiving gifts,  when producing materials for customers  and others and when sharing information  with outside individuals and organizations. Protect and Enhance the Reputation All individuals to whom this Code applies  must conduct their business activities in a manner that protects and enhances  damage to our reputation must be a key  consideration in assessing and engaging  in any business relationship, transaction or  activity. Any incident with the potential to  harm our reputation is of high priority and  senior management is to be alerted. Treat Others Honestly and Fairly High Standards of Honesty, Fairness  and Courtesy. We believe embedding a  strong risk culture and fostering ethical  conduct across Manulife is essential to uphold our reputation and the trust  of our customers. Our commitment to  treating customers fairly and ensuring  good customer interactions and  outcomes extends across the business lifecycle, including product development,  distribution, claims, addressing complaints,  investigating potential misconduct and  assessing product performance. We must  treat customers with high standards of  honesty, fairness, and courtesy. Customers  must be able to voice their concerns easily, and we must deal with complaints and  disputes fairly and quickly. The materials we  provide to customers, investors and other  stakeholders must meet high standards of professionalism. Advertising and  sales materials must be factual, easy to understand and based on the principles of  fair dealing and good faith. All promotional  efforts, illustrations of products and  marketing concepts must be factual. We  must provide accurate, factual, and clear  information that is not misleading to  customers, investors or other stakeholders. Guidance on Conduct Risk. For more  guidance, refer to Conduct Risk  Framework. Guidance on Company Materials. We seek  competitive advantage through superior  performance, never through unethical or  illegal business practices. In short, we seek to outperform our  competitors fairly and honestly. The  materials we provide to customers,  investors and other stakeholders must  meet high standards of professionalism.  Advertising and sales materials must be  factual, easy to understand and based  on the principles of fair dealing and good faith. All promotional efforts, illustrations of  products and marketing concepts must be  factual. Additional Guidance. We must be careful  not to mislead customers, investors or other  stakeholders about the financial status,  products or services of the Company or 2024 Code of Business Conduct and Ethics 12 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">its competitors. We must never make  statements about competitors that are  untrue. We must never make promises  the Company cannot keep. No director,  officer, employee, representative or other  associate of the Company should take  unfair advantage of anyone, including  customers, investors, other stakeholders,  suppliers, or competitors. Taking unfair  advantage includes: manipulation,  concealment, abuse of Confidential  Information, misrepresentation of  material facts and any other unfair  dealing. - Also, no  officer, employee or temporary or contract  worker may require the sale of a product  or service as part of the purchase or sale  of a separate product or service. These so-called - sales are illegal in many  jurisdictions and are best avoided by  offering distinct products separately and  marketing each on its own merits. Comply with Local Laws, Rules and  Regulations. To be professional, we must  follow our corporate standards of ethical  business conduct while appreciating the  cultures and business customs of the  countries and communities in which we  operate. We must ensure compliance with  applicable laws, rules and regulations in  the jurisdictions where we do business. Take Care in Government and  Political Dealings Guidance on Government and Political  Dealings. We must take special care to  use our corporate positions responsibly  when dealing with government agencies  and representatives. This is especially  true in relation to the political process. It  is important that we comply with all laws  and regulations that apply when offering  to provide entertainment, meals, nominal 2024 Code of Business Conduct and Ethics gifts, gratuities and other items of value to  any employee or representative of federal,  provincial, state or local governments or state-owned enterprises, or when  accepting such items of value from any  employee or representative of federal,  provincial, state or local governments or  state-owned enterprises. Gifts, Entertainment, Charitable  Donations or Payment of Expenses. The  giving of gifts, entertainment, charitable  donations, or the payment of expenses  for, or on behalf of, public officials or a  public entity is governed by a complicated  array of regulations, which vary from  jurisdiction to jurisdiction. Before making  any expenditure for, or on behalf of, public officials or public entity you must  contact your Segment Chief Legal Officer  or Segment Chief Compliance Officer for explicit approval. This includes,  but is not limited to, expenditures for travel, sponsorships, and conferences.  For Segments with a Government  Relations function, you should also  seek concurrence from Government  Relations. Gifts of significant value to a  government official, party official, or an  employee of a state- owned enterprise  are prohibited. After escalation to the Segment Chief Legal Officer or Segment  Chief Compliance Officer, if there is any  remaining concern about whether the gift  or expenditure is allowed under the Code,  the matter must be escalated to the Global  Chief Compliance Officer. Officers and Employees Cannot Represent Themselves as Company  Spokespeople Without Proper  Authorization. While the Company  expresses views on local and national  issues that affect its operations, officers  and employees cannot represent  themselves as Company spokespeople  without proper authorization. Questions  regarding whether authorization has been  properly given must be referred to the  Global Chief Compliance Officer. Personal Political Contributions. The  Company respects and supports the  right of every individual to participate  in the political process. However, the Company will not provide reimbursement  for any political contributions made by  any individual, including the purchase of tickets to political fundraising events  such as dinners. These are to be handled  personally by the employee. Similarly, if an individual chooses to volunteer in  support of a political campaign, they must  do so after work, on weekends or during  vacation leaves and not during regular  working hours. Please also remember many jurisdictions  have prohibitions such as the U.S. to  rules that may require pre-clearance  for political contributions and other  activities. If you have any questions in this  area, please consult your Segment Chief  Compliance Officer. The general policy is that it will  not make any political contributions. 13 Government Official  Defined. Government Official is  defined very broadly and  includes hospital doctors and  administrators, journalists,  employees of state-owned or  state-controlled enterprises,  including public hospitals, in  certain jurisdictions. Items of Value Defined. Items of value include, but are not  limited to, gifts, entertainment,  tickets to sporting or entertainment  events, charitable donations, offers of employment or other  engagements or relationships  with the Company (e.g., offering a  paid or even unpaid internship to  a foreign official or a relative of a  foreign official). </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Approval Required for Payment  on Behalf of the Company. No director, officer, employee or Company  representative may make or authorize any  payment by or on behalf of the Company  to any political party, organization,  committee, candidate or public official,  or in connection with any political caucus,  convention or election, except as permitted  by law and approved by the Segment Chief  Legal Officer or Segment Chief Compliance  Officer and, where the position exists, the  Head of Government Relations. Under  applicable laws, prohibited Company  contributions and expenditures include  the donation of Company funds, the use of  Company facilities, including office space  and equipment, as well as the donation of  the services of Company employees to the  campaign committee of a candidate.  Lobbying Activity on Behalf of the  Company Not Permitted Without  Specific Authorization. You must not  engage in any lobbying activities on behalf  of the Company unless you first obtain  specific authorization from your Segment  Chief Legal Officer and, where the position  exists, Head of Government Relations.  Payment or Transfers of Anything  of Value to Public Officials Without  Approval Strictly Prohibited. In addition,  no officer or employee may make or  authorize any payment or transfer of  anything of value to any foreign public  official (including employees of state-  owned enterprises or political parties)  except as may be permitted by applicable  law and approved by the Segment Chief  Legal Officer or Segment Chief Compliance  Officer and, where the position exists, Head  of Government Relations. After escalation  to the Segment Chief Legal Officer,  Segment Chief Compliance Officer, or Head  of Government Relations, if there is any  remaining concern whether the expenditure  is allowed under the Code, the matter  must be escalated to the Global Chief  Compliance Officer.  Working with Industry Groups and  Others   Share Information Responsibly  with Industry Groups and Others.  Memberships in business organizations  can increase the effectiveness of  individuals, the Company, and our industry.  The Company encourages membership in  such organizations, especially those that  strive to improve the industry.    It is a normal part of these memberships  to share aggregated, statistical and policy  information. However, we need to ensure  that we do not exchange confidential  corporate information that could jeopardize      Seek Segment Law Department Advice  When Interacting with Competitors.  In addition, the Company is subject to  antitrust and trade regulation laws in  many jurisdictions. Generally, these laws  prohibit discussions, agreements or  understandings with any competitor that  relate to pricing, customers, products,  services, policies, underwriting standards,  territory allocation or a boycott or refusal  to deal with any third party. Company  representatives whose duties bring  them in contact with representatives of  competing companies must be especially  cautious. If sensitive information is raised  by a competitor in the presence of a  Company representative, every reasonable  effort must be made to terminate  the conversation and the Company  representative must promptly report the  incident to the Segment Law Department.  When participating in any exchange of  information with competitors, including any  statistical survey, advice from the Segment  Law Department should be sought.  Handling Media Questions Refer Media Questions to  Communications Departments. The  media play an important role in helping  inform the public about Manulife, its  products, and services. Communications  departments within each Segment or  geographic location are responsible for  communicating official Company positions  to the media. You must direct all media  inquiries to these departments.    Working with Suppliers      Choose Suppliers Through Fair  Competition. Manulife is committed to  fair competition in all its dealings with  suppliers. It is important to communicate    and uniformly to all potential suppliers.  Choose suppliers on the basis of merit,  competitiveness, price, reliability and  reputation.    You must not suggest or imply to a supplier  that the  patronage depends on  the supplier becoming a customer or on  the supplier continuing to make purchases  from the Company.    Third-Party Requests for  Endorsements    Senior Officer Approval Required for  Third-Party Endorsement from Manulife.  If a third-party (e.g., affiliated vendor,  supplier, vendor sponsorship partner or  any other entity or individual) asks you  to endorse a product or service using  the Company name or your position as a  Company representative or asks to use any  Company Brand or logo, you must obtain  approval from the relevant senior officer at  the Executive Leadership Team (ELT) level  and engage Brand (Brand@manulife.com)  to obtain all required approvals.  14 2024 Code of Business Conduct and Ethics  </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">15 Conflicts of Interest Conflicts of Interest Defined. A conflict of interest  occurs when your individual or an organizational interest  interferes in any way with the interests of the Company,  its clients or its customers. In addition to being the right thing to do, in  certain business lines, such as Global Wealth and Asset Management  Segment, Manulife businesses may have  an explicit fiduciary obligation (sometimes  referred to as a of to put their interests ahead of its own. A  conflict situation can arise when you take  actions, have interests, or are involved in  outside activities that make it difficult to  perform Company work objectively and  effectively, or affect your judgment to act  in the best interest of customers, investors  and other stakeholders. Organizational Conflicts May Be  Managed; Personal Conflicts Are  Prohibited. Conflicts can also take on  different forms depending upon the  context in which they arise. The two  main forms we see in most contexts are:  organizational conflicts of interest and  personal conflicts of interest. Actual Personal Conflicts of Interest  are Prohibited. Manulife strictly  prohibits actual personal conflicts of  interest. Unlike actual personal conflicts  of interest, organizational conflicts of interest can be addressed through  a variety of means including full and proper disclosure, the implementation of  mitigating controls or the avoidance of the  conflict altogether. 2024 Code of Business Conduct and Ethics Organizational conflicts of interest occur when  Manulife (or an affiliated  party), as an organization,  has an interest that may cause a reasonable person  to question the objectivity  of a business decision and  whether that decision is in the best interest of its clients  and customers. Personal conflicts of interest  arise when an personal interest (or his/  her/their family members)  could adversely affect that  objectivity and  decision-making related to  their work for the Company.  For example: An individual  would face a personal  conflict of interest when a  particular decision they have  the control to make could  directly or indirectly provide  them (or someone close to them) with a personal  financial gain. </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Conflicts of Interest have Damaging  Consequences and Must Be Avoided.  Conflicts of interest damage the trust you are facing a situation that gives rise  to the appearance of impropriety or the  appearance of a conflict. Steps You Can Take to Help Prevent  Conflicts or the Appearance of  Conflicts of Interest Always Disclose Potential Conflicts.  Disclose. Disclose. Disclose. To help  prevent conflicts or the appearance  of conflicts, you must update your  Code of Business Conduct and Ethics  Certification and Conflict of Interest Disclosure Questionnaire annually. You  are also responsible for updating the  Questionnaire as your circumstances  change during the year. In disclosing a potential conflict of interest, you are  required to fully and truthfully provide all  relevant details, including information that Manulife does not waive actual conflicts  of interest under any circumstances. In  some cases, potential conflicts of interest  can be managed if the right controls are  implemented, but only if also properly  disclosed. Other controls include recusal  from any decision-making relating to the situation giving rise to the potential  conflict of interest. If in Doubt, Consult the Compliance  Office. If you need further advice,  consult the procedures described in the  section of this Code titled to go  for When in doubt about whether  a situation poses a potential conflict of  interest, consult the Compliance Office (GlobalComplianceOffice@manulife.com) or your Segment Chief Compliance Officer. Quick Conflicts Check between you, the public and the Company.  We all must be vigilant in this regard, and may not have been requested, but that may have an impact on the evaluation of must avoid all interactions, relationships  or situations that could reasonably give rise to a conflict of interest or the  appearance of a conflict of interest. Situations that Create the Appearance of a Conflict Should be Handled as  if an Actual Conflict Existed. The appearance of a conflict raises the same  ethical concerns as an actual conflict of  interest and should be treated with the  same level of caution. The appearance  of a conflict, like situations that give rise  to the appearance of impropriety, has  the potential to suggest that unethical  conduct may be occurring and may  customers and regulators. If not  sure whether the situation you are facing  gives rise to the appearance of a conflict  or the appearance of impropriety, ask  yourself, would someone outside  of this situation think about If the answer is that someone could reasonably  think that something unethical may be  occurring, or that a conflict exists, then the potential conflict of interest. Report Potential Conflicts to Your  Manager and Recuse Yourself from the  Conflicted Situation. If an actual conflict,  potential conflict or the appearance of a conflict of interest arises, in addition  to updating your Conflict of Interest  Disclosure Questionnaire, report it immediately to your manager. If an actual  conflict of interest arises unexpectedly, in  addition to reporting the matter to your  manager, you must immediately recuse  yourself from any decision-making relating  to the situation giving rise to the conflict of  interest. Compliance and Legal Review  Potential Conflicts and Help Determine  Appropriate Action. Once a potential  conflict of interest is disclosed, Legal and Compliance examine the facts and  circumstances related to the disclosure  to determine whether a potential or actual  conflict of interest exists. As outlined  above in the section Ethics Identifying potential conflicts  of interest involves a level of  judgement. To help you identify a conflict, ask yourself the following  questions: Does the situation present competing  interests? Could this be perceived as impacting  my judgment in any way? Could this be perceived as trying to  influence a certain outcome? Does this situation create a potential  benefit for me (including people close to  me) personally? Have I disclosed that potential benefit to the Company? Am I still able to act in the best interest  of Manulife, customers, investors, and  other stakeholders? Would I be comfortable with this  situation if it happened to someone  else? Would I be comfortable if the details of  the situation were made public (i.e., in  media outlets)? Takeaway: Disclose. Disclose.  Disclose. If facing a situation  that may pose or appears to pose  a conflict of interest, disclose the  situation to Compliance and a  compliance colleague will review  your disclosure and make an  assessment on next steps. Proper disclosure can be made in  one of three ways: Update your Conflict  of Interest Disclosure  Questionnaire with  Compliance Ask your Segment or Business  Unit Chief Compliance Officer  for guidance Send an email to  GlobalComplianceOffice@ manulife.com. </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">16 2024 Code of Business Conduct and Ethics  </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">The following are some of the most common areas of potential conflicts of interest, but the most reliable guideline is your own common sense. Deal at Length with Suppliers  and other Counterparties Be Aware of Potential Conflicts of  Interest with Supplier and Counterparty  Relationships. You must not be  associated in any way with agreements  between the Company and suppliers in  which you or a member of your immediate  family have an interest, or which might  result in any personal gain or benefit to  you or to any member of your family. In addition, you must not engage in  transactions or other business decision- making relating to suppliers, vendors,  customers or other business relationships  that may benefit you or a member of your  immediate family, without seeking explicit  written authorization from a supervisor in your reporting chain, who must be at  least AVP level, and updating your Conflict  of Interest Disclosure Questionnaire. A  supervisor may only authorize such a  relationship only after consulting with  Compliance and determining that there is  no actual conflict of interest. Follow Company Policy about Family  Members Avoiding Conflicts of Interest with  Hiring, Transferring or Managing  Family Members. In some situations,  hiring, transferring, or managing  family members can lead to conflicts  of interest, potential for collusion, unethical employment practices and the  appearance of special treatment. Family  members must not be in positions that  give them direct or indirect supervisory  authority over another family member in  any context. Any potential conflicts must  be avoided or managed in consultation  with Compliance. Business Areas Must be Aware of Family  Member Relationships Internally. Family  members in certain identified business  units and job functions could create the appearance of and/or the potential  for collusion and theoretical fraudulent  activity. Business areas must be aware of  these situations to ensure proper controls  are in place to mitigate this risk. Definition of Family Members. For  purposes of the Code, family members  include: spouse (as defined for benefit  purposes), domestic partner, significant  other, children, grandchildren, siblings,  parents, grandparents, aunts, uncles,  nieces, nephews, cousins, in-law  relationships and step or common-law/  in-law relationships. For more guidance,  refer to the Global Hiring Policy. Disclosure Requirements for Intimate  Personal Relationships that Create  Conflicts of Interest. Intimate personal  relationships between co-workers can  also create conflicts of interest or the  appearance of special treatment. Any  intimate personal relationship that  develops between an employee and  their manager or any person who is in  an actual or perceived position of power  or influence or who could provide input  on their performance or career should  be immediately reported to Employee Relations or their HR Business Partner so  that controls (including but not limited to changing the reporting lines) may be  put in place to avoid an actual conflict of  interest. Bribery and Kickbacks are  Prohibited Bribery and Kickbacks Strictly  Prohibited. Manulife does not allow  unfair business practices such as bribery,  kickbacks or illegal insurance rebating  (while certain forms of special pricing  and insurance rebating are permitted in some jurisdictions we operate in, generally  illegal rebating may be a type of kickback  defined under relevant local law as illegally  returning a portion of the premium or the commission on the premium to the  insured or other illegal inducements to  place business with a specific insurer).  These prohibited practices are against  Company policy in all places where we  conduct business. Be Careful about Gifts Offers of gifts and entertainment are  courtesies common among business  partners. However, offering, soliciting, or  accepting gifts, entertainment, gratuities  or other benefits can be mistaken for  improper payments. For this reason, the  guidelines below must be followed. Rules for Company Officers,  Employees, and their Family Members.  Officers and employees or their family 2024 Code of Business Conduct and Ethics 17 Bribery is generally defined as:  offering, giving, soliciting, or  receiving anything of value to  influence the actions of another  person or entity. A Kickback is generally defined as a  negotiated form of bribery in which  payment is made to someone who  facilitated a transaction, situation,  or outcome. </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">18 members must not receive money or any item  of value, including the promise of employment  or future business from any third party in  participation in any Company transaction. Officer compensation, other than Company  wages, bonus, pension or benefits, may be  regulated by law and requires approval by a  Segment Head. Additional Rules for Company Officers  to Follow. Company officers may not  have any interest in commissions or other  compensation based on premiums or  consideration payable to the Company on any policy or contract of insurance unless the  policy or contract was written and effective  prior to the appointment. In addition  to the rules noted below, a director, officer, or  employee may not give or receive any gift or  form of gift, gratuity, or entertainment to or  from anyone with whom the Company has,  or is likely to have, any business dealings, if  the gift or entertainment could reasonably  be perceived as an attempt to influence the  judgment. For example, a director, officer, or employee should never solicit a gift,  gratuity or shared business entertainment  from a current or prospective business  partner or client in exchange for a certain  outcome or in circumstances where the  may appear to be influenced. This also  applies to charitable donations of any kind. Any charitable donations made by current or  prospective business partners or clients must  be appropriate. Suitability of Gifts, Gratuities, Charitable  Contributions or Entertainment. If the  suitability of a gift, gratuity, charitable  contribution, or entertainment is  questionable, employees must consult with  their Segment Chief Compliance Officer  and/or Legal Officer. After escalation to the  Segment Chief Legal Officer, if there is any  remaining concern about whether the gift or  expenditure is allowed under the Code, the  matter must be escalated to the Global Chief Compliance Officer. Additionally, Manulife  directors should forward inquiries to the  Manulife General Counsel. Non- management  consult with the General Counsel or  person holding a similar position. Guidance on Shared Business  Entertainment. Shared business  entertainment in the form of attendance  at ticketed sporting and entertainment  events should be limited to one event per  year, per business partner. Extra caution  must be exercised for exclusive and  premier entertainment events of any kind. In certain cases, attendance at high-value  ticketed sporting and entertainment events  for legitimate business purposes may be  considered with reimbursement to the donor.  For more guidance, please reach out to the  Compliance Office. Public Officials. Gifts, gratuities, or  entertainment provided to public officials,  including employees of state-owned  enterprises and political parties, are covered  in the section titled Care in Government  and Political Insurance Customers or Prospects. In  many of the jurisdictions we operate in, gifts  or entertainment, including promotional  items, are subject to insurance anti-rebating  and inducement laws governing the sale of  insurance and annuity products. Questions  regarding the application of these laws should  be directed to your Segment Compliance  Officer. Sales and Related Activities. Specialized  rules and regulations apply to sales activities  in many of the jurisdictions we operate in. For example, in the U.S., FINRA rules govern  the receipt and giving of gifts involving  registered representatives or broker-dealers.  Questions regarding the applicability of these  sales-related rules and regulations should be  directed to your Segment Compliance Officer. 2024 Code of Business Conduct and Ethics 18 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Dealing with the External Auditor. No  employee of Manulife should give to or receive  from the External Auditors any gifts or things  of value. Additional guidance is outlined in a  memorandum from the Chief Financial Officer  dated March 15, 2021. Be Careful about Personal Benefits Personal Benefits to You or Your Family  Member Can Create a Conflict of Interest.  Conflicts of interest may arise if you or your  family member receive a personal benefit as  a result of your position in the Company. All  such personal benefits, including loans and  guarantees of obligations from the Company,  must be disclosed on the Code of Business Conduct and Ethics Certification and  Conflict of Interest Disclosure Questionnaire  and approved by the Company. Personal loans  to executive officers are prohibited unless  specifically permitted by law. Involvement in Investment Decisions  Requiring Disclosure. Manulife directors,  officers and employees shall not recommend  or participate in any Company investment  decision involving an entity in which they or  any of their family members have a financial  interest, unless the existence of such interest  has been properly disclosed to a supervisor in  their reporting chain, who must be at least AVP  level, and to all those involved in all stages of  the investment approval process. In addition,  as with any other potential conflict of interest,  the supervisor must consult with relevant  compliance personnel in their Segment and  determine that there is no actual conflict of  interest. Manulife directors and corporate  officers should also review Conflict  of Interest Rules for Directors and Officers. Giving in an Ethical Manner Charitable Contributions Evaluated under  Community Investment Standard. Investing  in the communities we serve is an important  way we drive social impact. In addition to  meeting the requirements outlined elsewhere in the Code, all Community Investment  contributions to charitable, non-profit or  similar organizations are reviewed to help  ensure they align with our values. Invest in an Ethical Manner Trading Manulife Securities while in  Possession of MNP Prohibited. Directors,  officers and employees must strictly follow all  laws and regulations affecting investments. It is unethical and illegal for directors,  officers and employees to buy or sell Manulife  securities while in possession of material  information that has not been publicly  disclosed about the Company or to inform another person, except as permitted by law, of  material information that has not been publicly  disclosed. In addition, it is unethical and may be illegal  to buy or sell securities of another company  with the benefit of your knowledge of the  material information that has not been publicly disclosed about that company. Beware of Conflicts of Interest when  Investing. Directors, officers and employees  must also be cautious of potentially being in  a conflict of interest where they wish to make  an investment in a business entity which they  know transacts business with Manulife or in  which Manulife has made an investment. Do Not Speculate in Manulife Securities.  In order to comply with applicable laws and to  ensure that perceptions of improper insider  trading do not arise, Manulife prohibits its directors, officers and employees from  speculating in Manulife securities. Speculation  includes the purchase or sale of Manulife  securities with the intent of reselling or buying  back in a relatively short period of time, with  the expectation of a rise or fall in the market  price of such securities, the buying or selling  of derivatives such as put or call options on  Manulife securities and short selling Manulife  securities. 2024 Code of Business Conduct and Ethics 19 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">20 Additional Guidance Related to the  Insurance Companies Act (Canada).  Furthermore, directors, officers and insiders  of the Company who directly or indirectly  short sell Manulife securities or buy or sell  put or call options or other derivatives on  Manulife securities may be liable, pursuant  to the provisions of the Insurance Companies  Act (Canada), to compensate persons who suffered a loss and to compensate  the Company for any benefit or advantage  received because of the transaction. Monetization of Equity Awards Before  Vesting and Payment is Prohibited. The  monetization of equity awards before vesting  and payment by the Company is prohibited. Refer to Insider Trading Policy  for More Information. For further questions  relating to the handling of inside information  and/or the trading of Company securities or derivatives, you should refer to Insider Trading and Reporting Policy. Some Employees May Also Be Subject to  Business-Level Code of Ethics. Additionally,  as a global financial institution, government  regulators, business partners and customers  expect Manulife to adopt and enforce codes  and standards to proactively address the conflicts between employee personal  investing and the investment activities of our  businesses. Thus, certain employees who are  involved directly or indirectly in investment businesses or have access to  certain sensitive investment information are  required to comply with certain business-level  codes of ethics. Business-Level Codes of Ethics Apply to Employee and Members of Their  Household. These business-level codes of  ethics impose disclosure obligations and limit  personal investment activities in Manulife and  non-Manulife securities by both the employee  These obligations and limitations include but are not limited to: obtaining Manulife approval for certain personal securities transactions,  providing Manulife with access to personal  securities holdings and transaction  information, limitations on the use of certain  brokerage firms and limitations on certain  personal investment activities. Working for Competitors May Jeopardize  the Company Working for a Competitor Prohibited. No  Manulife officer or employee may work for any  organization that competes with the Company  or enter into a relationship that creates a  conflict of interest with the Company. This  includes serving as a director, officer, trustee,  partner, employee, consultant, or agent. Report All Outside Employment or Business  Activity to the Compliance Office. Employees  must report all outside employment or  business activity to the Compliance Office by  submitting a Conflict of Interest Disclosure  Questionnaire. Employees have a continuing  obligation to update their Conflict of Interest  Disclosure Questionnaire and submit it to the  Compliance Office whenever circumstances  change. Guidance for Directors of Manulife or its  Subsidiaries. Directors of Manulife or its  subsidiaries will follow their own policies  relating to outside business relationships. External Directorships Report All Prospective External  Directorships Prior to Accepting. Employees  must report to the Compliance Office any  external directorships they wish to accept. While many external directorships do not  pose a conflict of interest and may not require  approval, some external directorships could  pose a potential conflict and/or will require  approval. For that reason, before accepting  an external directorship, employees must  report a prospective directorship to the  Compliance Office for review. The requirement  to obtain prior approval before accepting any 2024 Code of Business Conduct and Ethics 20 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">external directorship includes directorships on  charitable boards. External Directorships Reviewed for  Potential Conflicts of Interest. The  Compliance function reviews all prospective  directorships to confirm that the directorship  does not pose a conflict of interest, and to confirm that appropriate approvals are  obtained up to and including Executive  Leadership Team approval. Guidance on External Public Directorships.  Because of the unique issues relating to  serving on a publicly traded company,  employees are generally not allowed to serve  as directors on boards of publicly traded  companies. For additional guidance, please  refer to the External Directorships Standard. Use Caution Regarding Outside Positions Outside Positions Cannot Hamper Your  Performance, Judgment or Create a  Conflict of Interest. Outside work or financial  involvement in external organizations can lead  to conflicts of interest, which could interfere  with your ability to give objective, full-time  attention to your work with Manulife or could  to applicable law, you must not engage in any  other employment or take any civic, charitable,  government or political position that would  hamper your performance or your judgment to act in the best interest or that  would create a conflict of interest. You have a  continuing obligation to update your Conflict  of Interest Disclosure Questionnaire and  submit it to the Compliance Office whenever  your circumstances change. Protect Corporate Opportunities Protecting Corporate Opportunities.  Individuals to whom this Code applies are  prohibited from: to whom this Code applies  are prohibited from: (a) benefiting from  opportunities that are discovered through  the use of Company property, information  or position; (b) using Company property, information or position for personal gain; and (c) competing with the Company during the  term of their relationship with the Company.  You owe a duty to the Company to advance its  legitimate interests when the opportunity to do  so arises. Protect the Name,  Reputation and Assets Company Name Used for Authorized  Company Business Only. The name  Company business and never for personal  activities. Do not identify yourself with the  Company while pursuing personal, political, or  not-for-profit activities, unless you obtain prior  approval from the Chief Compliance Officer in  your Segment. Statements About the Company Must be  Honest and Accurate. An important way  to protect the reputation is to always be honest and accurate when making  statements when discussing the Company.  False information or statements about the  Company, its representatives, employees,  products, or services can damage the  false written or oral statements about the  Company, its employees or representatives or  its products and services in print, via electronic  media or in person. Guidance for Those with Access or Control  Over Company Transactions and Assets.  Each director, officer, employee, representative  or other associate entrusted with access to or  control over Company transactions and assets 2024 Code of Business Conduct and Ethics 21 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">22 must ensure that each use, acquisition,  or disposition of an asset by a person  on behalf of the Company is undertaken with the general or specific authorization  of management and is accurately and  fairly recorded in reasonable detail in the  books of account and record. Intellectual Property. During the course  of, or related to, your employment or  provision of services to the Company, as  applicable, you may be involved in the  creation, development, or invention of  intellectual property. Intellectual property  includes but is not limited to: ideas,  concepts, methods, processes, inventions,  Confidential Information, and trade  secrets, works of authorship, trademarks,  service marks, marketing materials and  designs. All such intellectual property and  associated worldwide intellectual property  rights, such as copyrights and patents,  will be owned by the Company (and to the  extent not owned by the Company will be  hereby assigned to the Company). You  agree you are responsible for co-operating  with the Company and providing all  necessary assistance to ensure that all such intellectual property and related rights  become (or remain) the exclusive property  of Manulife, including by providing Manulife  with such assignments, waivers and other  documents as may be requested. Protecting Company Assets. We all share  a responsibility to protect Company assets.  All documents, records, data, equipment,  and other physical property provided to you by the Company, or otherwise  obtained or produced in connection with  your employment with the Company, shall  be or remain at all times the property of  the Company. Company time, property,  and services, including assets such as  stationery, computers and mail services,  may not be used for personal activities, except as permitted by Company policies,  unless you have your specific  approval. Personal activities include  charitable causes. You may not remove  or borrow Company property without permission. You should report any misuse  of Company assets to your manager,  Segment Compliance Officer, Segment Law  Department, Segment Human Resources  Department or via the Ethics Hotline. 2024 Code of Business Conduct and Ethics 22 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Handling Information: Protect Personal and  Confidential Information  Confidential Information Defined. Information is one of the  most vital  assets. For purposes of this Code of Conduct,   includes all  non-public information that might be of use to competitors or harmful to the Company  or our customers or other stakeholders if disclosed.  Confidential Information includes:  (a) all proprietary and Confidential  Information relating to the business and  affairs of Manulife, whether in writing,  oral, or some other format, including but  not limited to, financial information, data,  pricing, strategies, reports, forecasts,  inventions, improvements and other  intellectual property, trade secrets,  know-how, designs, processes or  formulae, software, market or sales  information, customer information, client  lists, business plans and prospects and  opportunities that have been discussed or  considered by Manulife (such as possible  acquisitions or dispositions of businesses  or facilities); (b) all information that is  covered by protected categories such  as Personally Identifiable Information,  Protected Health Information and  other specific regulations; and (c) all  information that Manulife is obligated to  maintain as confidential or that Manulife  may receive or has received from others  with any understanding, express or  implied, that it will not be disclosed.  Handling Information Carefully. It  is important that you understand how  sensitive this information is and how  significant it is for competitiveness and  individual privacy. In the course of regular  business, we collect a substantial amount  of information about our applicants,  customers, claimants, borrowers,  employees, representatives, investors and  business partners. We must handle this  information with the greatest care to merit  their confidence and protect their privacy.    Keep Information Secure, In  Confidence and Use for Purposes  Collected. Any Confidential Information  acquired, or otherwise accessed in any  way, by employees in the course of their  employment must be kept secure, in  confidence and used consistent with the  purposes for which it was collected.    Use Discretion when Discussing  Company Business in Public Places.  It is important to use discretion when  discussing Company business in public  places such as elevators, restaurants, and  airplanes, or when using public or cellular  phones, the Internet and fax machines.    Laws or Company Policies Requiring  Disclosure. Confidential Information may  be disclosed to those who have a right to  the information or when the law requires  disclosure, or otherwise in accordance  with applicable Company policies.    Obtain Authorization from Segment  Chief Legal or Compliance Officer  Before Disclosure. If you are required for  legitimate business purposes to disclose  Confidential Information to any person  outside the Company, authorization  must be obtained from your Segment  Chief Legal Officer or Segment Chief  Compliance Officer or their designee.    Communication with Regulators and  Law Enforcement. Nothing in this  Code of Conduct should be construed  as prohibiting communication with any  regulator or law enforcement, either  voluntarily or in response to a regulatory  or law enforcement inquiry. Please note  that dissemination of certain information  received from certain regulators may  be restricted by the regulator providing  the information. Any question in this  area may be directed to the Global Chief  Compliance Officer or through the Ethics  Hotline. Reports to the Ethics Hotline may  also be made anonymously.    When You Leave the Company,  Confidential Information Stays with  the Company. You have a duty to  protect both personal and Confidential  Information even after your employment  with, provision or services to or placement  with the Company, as applicable, ends. In  this regard, you must not retain access to  or take any Company files or Confidential  Information in any form with you when you  leave the Company.  2024 Code of Business Conduct and Ethics 23  </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">Follow Disclosure Requirements  Manulife is required to make disclosures  about its financial condition and  business activity on a timely and broadly  disseminated basis and without being  unduly optimistic on prospects for future  company performance. The Company  makes such disclosures through  authorized spokespersons or authorized  filings. The key principles of disclosure  are:  All materials must be broadly  disseminated in a timely manner.   Disclosure must be full, fair,  understandable and accurate and avoid  any misrepresentation of the Company  and its finances.   Disclosure must be accomplished  consistently during both good times and  bad.   All legitimate requests for information  should be treated equally.  Employees must refer all inquiries from  the financial community, shareholders,  and media to an authorized spokesperson.  For more guidance refer to the Disclosure  Policy and Disclosure Policy Guideline.  Respect Copyrighted Materials  Be Aware of Copyright Rules. Copyright  laws protect many materials you use in  the course of your work as an employee or  representative of Manulife. A few examples  are computer software, books, audio,  video, music and multimedia recordings,  trade journals, cartoons, newspapers  and magazines, digital images, and  photographs. There may also be  copyrights on presentation slides, training  materials, management models and  problem-solving frameworks produced by  outside consultants. It is illegal to copy,  share, post, reproduce, distribute, or alter  copyrighted material in either print or  digital format without the permission of  the copyright owner or authorized agent.    Comply with Copyrights and Comply  with License Agreements. You must also  comply with the copyrights on software  installed on your office computer and  on the network computer storage areas  you control. You may not copy, install or  otherwise use software in a manner that  violates the license agreement for that  software.    Keep Full and Accurate Records      Guidance on Keeping Full and Accurate  Records. The Company requires full and  accurate records to meet its legal and  financial obligations and to manage its  business properly. All Company books,  financial reports, expense accounts, time  sheets, administrative records and other  similar documents must be completed  accurately, honestly and in accordance  with Company procedures. Making false,  fictitious, misleading, or inappropriate  entries with respect to any transaction  of the Company or the disposition of any  and no director, officer, employee,  representative or other associate may  engage in any transaction that requires  or contemplates the making of false,  fictitious, misleading or inappropriate  entries. You are responsible for the  accuracy and completeness of any reports  or records you create or maintain.  Undisclosed or unrecorded assets,  liabilities, revenues, or expenses are  prohibited.    Management Policies. Furthermore,  all directors, officers, employees,  representatives, and other associates  must comply with the  records  management policies. These policies  describe how long documents and records  (whether in print or electronic form) must  be maintained in order to facilitate the  satisfy financial, legal and regulatory  retention requirements.  These policies also provide directions  for the proper disposal of records that  have been kept for the required periods.  In accordance with these policies, in  the event of litigation or governmental  investigation, please consult your  Segment Law Department.    Use Communication Systems and  Services for Business    Company Communications Systems  Are for Business Use Only. Company  communications systems, which include  all computer and telecommunications  equipment the Company owns or leases  as well as all remote computing services  used by the Company, including the  Internet, as well as Company email and  email addresses, are intended to be used  for business purposes.    Employees Must Use Company-  Approved Systems. Employees must use  communication systems and devices in a  professional manner and must not engage  in any activity which does not comply  with the Code. Company business must  be conducted using Company-approved  systems and networks and  Company-approved remote access  procedures.    Occasional Personal Use of Company  Communications Systems Limited.  Occasional personal use of Company  communications systems is permitted  when the use does not:   interfere with the  work  performance;   distract other individuals from their job  responsibilities;  24 2024 Code of Business Conduct and Ethics  </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">unduly impact the operation of Company  systems or processes; or   violate any provisions of this Code or any  other Company policy.  Rules on Using Company  Communications Systems. All Company  communications systems (including but  not limited to email, instant messages,  collaboration messages, voice mail, as  well as data on these systems) are the  may periodically check these systems  to correct network problems, pursuant  to regulatory requirements or otherwise  and/or to ensure they are being properly  used and secure. You cannot expect any  personal privacy for communications  that you send, receive or store on these  systems.  Guidance on Using Emerging  Technologies and Artificial Intelligence.  Emerging technologies, such as new  generative artificial intelligence (Gen AI)  capabilities, present exciting opportunities  and use cases across our businesses  and functions. The Company remains  committed to living our values in all  that we do, and our AI Principles guide  how we design, develop, and deploy AI  solutions. While the usage of newly created  technologies and services can be of great  value, employees are responsible for  maintaining the privacy and security of our  confidential and proprietary information  when using AI tools. Employees are also  accountable for the outputs from their  use of AI tools. Additionally, the Company  manages access to other generative AI  and Machine Learning (ML) tools through  an access request process. Please speak  with your manager and follow internal  processes for any work with emerging  technologies.  Solicitation or Distribution on Company  Communications Systems of Non-  Work-Related Materials Not Allowed.  Company communications systems are  for business use only and are not intended  for employees to solicit or distribute  information that is not work-related. In  addition to creating potential conflicts  of interest, distributing non-work-related  materials during work time reduces  productivity and may pose a security or  fraud concern. Any exceptions to this  must be approved by the Segment Chief  Compliance Officer and/or Legal Officer.    Illegal Gambling in the Workplace  Prohibited. Company communications  systems should never be used for  gambling. The Company prohibits illegal  gambling in the workplace. This includes,  but is not limited to, the wagering of money  or other valuables on the outcome of  events, such as sport pools, raffles, card,  and dice games. Any drawings, contests,  or similar activities must be approved  by Human Resources, Legal and/or  Compliance Office to ensure such activities  do not constitute illegal gambling.    Social Media      Social Media Usage. Manulife and its  subsidiaries recognize that social media  is an important tool to use to connect  with others in interactive discussions,  share information, and advance business  objectives using an ever-increasing number  of platforms and applications, such as  Facebook, WeChat, WhatsApp, LinkedIn  and Twitter. At the same time, use of social  Confidential Information, reputation and  brands, and can jeopardize the  compliance with applicable laws,  regulations, and business rules.  Employees Are Accountable for  What they Post Online. Postings/  communications made through social  media are or can become public and  they may be difficult or impossible to  rescind. Employees are accountable for  what they post online and must follow the   Electronic Communications  Standard, which provides guidance on  authorized business and personal social  media use. Note that paid sponsorships  for social media are considered outside  employment/business activity and must  be reported to the Compliance Office by  submitting a Conflict of Interest Disclosure  Questionnaire and seek approval.    Social Media Monitoring. Please note the  Company monitors social media sites for  discussion of the Company, our business  and our fellow employees.    Additional Guidance. For more guidance,  refer to the Global Social Media Policy.  2024 Code of Business Conduct and Ethics 25  </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">2266 Ethics and the Law Consequences for Potential Criminal Conduct.  Manulife is committed to operating within the laws and  regulations of every jurisdiction in which it operates. If an  intentional violation of the Code also involves potential  criminal conduct, unless prohibited under local law,  Manulife may, in addition to terminating an relationship with the Company without notice, refer the  matter to law enforcement, disclose the matter to a  regulator or self-regulatory organization and disclose  (internal and/or external) relevant facts underlying the  conduct and the remedial measures. Know and Comply with the Law Know and Follow the Laws that Affect Your Work. You are required to  understand the laws that affect your work  and make sure your business conduct  complies with those laws. You must  promptly report violations and always act  in accordance with this Code and other  applicable Company policies. Compliance Management  Program. A formal compliance  management program is in place at  Manulife. It is designed to promote  consistent management and monitoring  of compliance with laws and regulations  in all Company operations. If you have  questions or concerns relating to  compliance, consult the procedures  described in the section of this Code titled  Membership in a Professional  Association. If you belong to a  professional association, you are also  expected to abide by that governing rules of professional  responsibility and conduct in the  performance of your job. Manage Assets Properly Customer Funds Handled in a  Trustworthy Manner. Customers expect  that the money they entrust to the  Company will be handled responsibly. If you have access to customer funds,  you must make sure customer funds are  handled in a trustworthy manner. Every  Segment has procedures and standards  to help protect and account for all funds  under management and to prevent  carelessness, fraud, or dishonesty. 2024 Code of Business Conduct and Ethics 26 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">27 Identify and Report Fraud and Theft Be Aware: Fraud Takes Many Forms. As a provider of financial services, Manulife  is vulnerable to losses from dishonesty and fraud. Fraud can take many forms,  such as mishandling of money, theft of  cash or property, money laundering,  corrupt payments of money and provision  of things of value, terrorist financing,  misrepresentation and falsification or  forgery of documents. Duty to Report Any Suspicious Activity.  Dishonest activities, combining personal and  business funds and fraud are all illegal. It is  responsibility to ensure there  are proper internal controls to deter and  detect fraud and other dishonest activities,  but everyone in the Company must help,  including by following internal controls. If  you are aware of any suspicious activity, you  have a duty to report it immediately to the  relevant immediate supervisor, Compliance,  or via the Ethics Hotline. Furthermore, you  have a duty to fully and truthfully cooperate  with any investigations pertaining to  Company matters. Reminder: Reporting Any Illegal or  Unethical Behaviour Duty to Report. You have a duty to report  suspected or potential illegal or unethical  behaviour and to seek input when you are in  doubt about the best course of action in a  particular situation. Consult the procedures  described in the section of this Code titled  suspected or potential illegal or unethical  behaviour. The Company Prohibits Retaliation for  Good Faith Reports. As outlined above,  you may report suspected or potential  illegal or unethical behaviour without fear  of retaliation. The Company absolutely  prohibits retaliation of any kind for good faith reports of suspected or potential illegal  or unethical behavior. In addition, directors,  officers, employees, representatives, agents and other associates are expected  to fully and truthfully cooperate in internal  investigations of alleged misconduct. 2024 Code of Business Conduct and Ethics 27 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">28 A Final Word reputation is the result of more than 130  years of dedication, quality service and ethical dealings.  Keeping our good reputation depends directly on the  decisions you make every day. This Code of Business Conduct and  Ethics provides standards and sets  high expectations for directors, officers,  employees, representatives, suppliers  and other associates, as well as those  providing services to the Company. Subject to the approval of the MFC Audit  Committee, the Company may modify the  Code at any time, as appropriate. However, as emphasized in the Code, your  own good judgment is most important in  ensuring that Manulife remains an ethical  company. Other Policies The Company has related policies to help  you deal with ethical issues, including on  topics related to Anti-Fraud, Anti-Money  Laundering and Anti-Terrorist Financing,  Information Security, Privacy, Social  Media, Reputation Risk, Conduct Risk,  Insider Trading and Reporting, among  others. Segments may also maintain  Segment-level policies or standards. Company policies can be found in the Company Global Policy Database. Clawback Policy. Finally, please also  note that all executives at the Vice  President level and above are required to  comply with the clawback policy, under  which the Board has the discretion to cancel unvested incentive awards and/  or clawback vested and/or paid incentive awards, as applicable, in the event of your  fraud, theft, embezzlement or serious  misconduct (which includes, but is not  limited to, dishonesty or a breach of  company policy to the material detriment  of or John business  or reputation and any conduct that would qualify as cause for termination of  employment at common law) irrespective  of whether there was a financial  restatement. In this paragraph, include vested, unvested and/or  paid AIP payments, RSUs, PSUs, DSUs  and/or Stock Options. Further Helpful Information If you wish to ask questions about the  Code or report suspected misconduct,  you may reach out or raise your concerns  to your manager, Legal, Compliance, your  Human Resources Partner or Employee  Relations and for those seeking to remain  anonymous, you may contact Ethics Hotline. Ethics Hotline  is available 24-hours per day, seven days  per week. You may report suspected or  potential illegal or unethical behaviour  without any fear of retaliation. 2024 Code of Business Conduct and Ethics 28 Contact the hotline at:  www.manulifeethics.com or  866-294-9534. </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white">If you have a question or concern, you may contact the Compliance Office at:  GlobalComplianceOffice@manulife.com or the following Compliance Office staff: S&ouml;ren Seitz Global Chief Compliance Officer  Soeren_Seitz@manulife.com Kevin Askew Global Chief Financial Crimes and Anti-Money Laundering Officer  KAskew@jhancock.com Tiff Palmer VP &amp; Chief Ethics Officer  Tiffany_Palmer@manulife.com Robin Pak AVP &amp; Senior Counsel  RobinPak@jhancock.com Christine Au-Yeung Director, Ethics Office Christine_Au-Yeung@jhancock.com 2024 Code of Business Conduct and Ethics 29 </FONT></DIV>
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<SEQUENCE>13
<FILENAME>Exhibit9910_MFCCBCE.pdf
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